Blueleaf Lending Mortgage Rates, Fees & Info
CHICAGO, ILLEI: 549300AI4ZHB6MX23W09
Tax ID: 87-0788512
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Blueleaf Lending is a small mortgage company specializing in Refi and Home Purchase loans. Blueleaf Lending has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Chicago, Denver, Seattle, Los Angeles, and Phoenix among others. We have data for 174 markets. (Some data included below & more in-depth data is available with an active subscription.)Blueleaf Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Blueleaf Lending is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.58% | 4/18/24 |
| 30 Year Conventional Refi | 6.47% | 4/18/24 |
| 30 Year Cash-out Refi | 6.67% | 4/18/24 |
| 30 Year FHA Purchase | 7.21% | 4/18/24 |
| 30 Year FHA Refi | 6.27% | 4/18/24 |
| 30 Year VA Purchase | 6.15% | 4/18/24 |
| 30 Year USDA Purchase | 6.27% | 4/18/24 |
| 15 Year Conventional Purchase | 6.05% | 4/18/24 |
| 15 Year Conventional Refi | 5.94% | 4/18/24 |
| 15 Year Cash-out Refi | 5.94% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Blueleaf Lending Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Blueleaf Lending. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,911Origination Dollar Volume (All Markets)
$1,629,465,000Awards
BLUELEAF LENDING - 2020
BLUELEAF LENDING is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
Work for BLUELEAF LENDING?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3,782 | $1,232,780,000 | $325,960 | $3,094 | 2.96% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 179 | $63,005,000 | $351,983 | $3,270 | 2.93% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 52 | $25,100,000 | $482,692 | $3,266 | 2.87% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 38 | $22,610,000 | $595,000 | $4,632 | 2.89% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 49 | $18,475,000 | $377,041 | $3,761 | 2.87% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 26 | $12,480,000 | $480,000 | $5,247 | 2.98% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 24 | $10,200,000 | $425,000 | $3,558 | 3.02% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 29 | $8,985,000 | $309,828 | $2,625 | 2.95% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 27 | $8,815,000 | $326,481 | $2,630 | 3.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 20 | $8,530,000 | $426,500 | $2,981 | 2.79% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 27 | $8,065,000 | $298,704 | $2,749 | 2.95% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 18 | $7,910,000 | $439,444 | $3,685 | 2.92% |
| NILES, MI (FHA|USDA|VA) | 24 | $7,370,000 | $307,083 | $2,880 | 2.92% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 22 | $7,280,000 | $330,909 | $2,921 | 2.92% |
| Outside of Metro Areas | 26 | $6,920,000 | $266,154 | $3,032 | 2.94% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 13 | $5,615,000 | $431,923 | $4,186 | 2.88% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 8 | $5,510,000 | $688,750 | $4,661 | 2.95% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 17 | $5,425,000 | $319,118 | $4,527 | 2.93% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 19 | $5,305,000 | $279,211 | $4,521 | 3.03% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 11 | $5,235,000 | $475,909 | $3,788 | 3.09% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 8 | $5,140,000 | $642,500 | $3,380 | 3.02% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 17 | $5,085,000 | $299,118 | $3,642 | 2.88% |
| Whitewater, WI (FHA|USDA|VA) | 18 | $4,910,000 | $272,778 | $2,369 | 3.08% |
| Traverse City, MI (FHA|USDA|VA) | 13 | $4,385,000 | $337,308 | $2,700 | 3.16% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 14 | $4,230,000 | $302,143 | $2,809 | 2.88% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 7 | $3,975,000 | $567,857 | $4,193 | 2.79% |
| RENO, NV (FHA|USDA|VA) | 10 | $3,700,000 | $370,000 | $2,959 | 2.96% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 14 | $3,590,000 | $256,429 | $2,625 | 2.73% |
| ANCHORAGE, AK (FHA|USDA|VA) | 9 | $3,495,000 | $388,333 | $3,742 | 2.87% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 13 | $3,315,000 | $255,000 | $6,715 | 2.90% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $3,305,000 | $367,222 | $3,702 | 2.89% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 8 | $3,280,000 | $410,000 | $2,642 | 2.72% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 10 | $3,170,000 | $317,000 | $4,980 | 3.18% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 11 | $3,065,000 | $278,636 | $3,896 | 2.82% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 12 | $2,910,000 | $242,500 | $2,349 | 3.04% |
| BOULDER, CO (FHA|USDA|VA) | 6 | $2,800,000 | $466,667 | $3,119 | 2.85% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 9 | $2,795,000 | $310,556 | $2,599 | 2.68% |
| KANKAKEE, IL (FHA|USDA|VA) | 10 | $2,780,000 | $278,000 | $3,727 | 2.86% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $2,503 | 2.67% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 7 | $2,385,000 | $340,714 | $3,323 | 3.02% |
| Holland, MI (FHA|USDA|VA) | 6 | $2,250,000 | $375,000 | $3,499 | 3.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 7 | $2,205,000 | $315,000 | $3,687 | 2.82% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $2,436 | 3.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 5 | $2,005,000 | $401,000 | $3,100 | 2.80% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 8 | $2,000,000 | $250,000 | $3,882 | 3.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $1,900,000 | $475,000 | $4,349 | 3.09% |
| LOUISVILLE, KY (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $2,605 | 2.73% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $1,750,000 | $875,000 | $15,247 | 3.06% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $1,750,000 | $875,000 | $0 | 2.56% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $4,093 | 2.80% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $3,100 | 3.20% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,575,000 | $525,000 | $3,321 | 2.96% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $3,326 | 2.93% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $3,991 | 2.56% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $3,593 | 2.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 9 | $1,455,000 | $161,667 | $2,409 | 2.96% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $1,430,000 | $715,000 | $6,538 | 2.63% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $3,131 | 2.84% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $3,729 | 2.78% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $3,351 | 2.78% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $3,060 | 2.84% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $3,767 | 2.83% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $3,119 | 2.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $2,311 | 2.67% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,004 | 3.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $4,395 | 3.25% |
| RACINE, WI (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $2,678 | 3.13% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $4,522 | 2.71% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $3,707 | 2.97% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $3,228 | 2.38% |
| Heber, UT (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $3,555 | 3.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $5,766 | 2.63% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $2,192 | 2.91% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $2,886 | 3.08% |
| Edwards, CO (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,528 | 3.00% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $12,554 | 2.50% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $2,113 | 2.83% |
| BEND, OR (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $0 | 2.81% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $4,167 | 2.92% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $0 | 2.56% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $2,853 | 2.62% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $0 | 2.83% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,761 | 2.92% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,805 | 3.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,480 | 2.88% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,460 | 2.94% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,046 | 3.04% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $2,235 | 2.88% |
| MADISON, WI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,838 | 2.69% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,772 | 3.00% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 2.94% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 2.88% |
| TULSA, OK (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,276 | 2.63% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,298 | 3.13% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 2.50% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,838 | 2.44% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,159 | 2.75% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,465 | 2.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 2.50% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,757 | 2.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $69 | 2.63% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,250 | 2.88% |
| READING, PA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,259 | 2.13% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,408 | 2.75% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,716 | 3.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,426 | 2.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 2.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,580 | 3.50% |
| Outside of Metro Areas | 1 | $385,000 | $385,000 | $0 | 2.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 2.75% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 3.13% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,003 | 2.56% |
| Marion, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,608 | 2.38% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,840 | 3.63% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 3.00% |
| Crossville, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,931 | 2.75% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $2,592 | 2.58% |
| OCALA, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 2.50% |
| TYLER, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 2.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,833 | 2.63% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,539 | 2.88% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,094 | 2.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,105 | 3.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,471 | 2.38% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,573 | 2.44% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,589 | 2.88% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,934 | 2.75% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,723 | 2.63% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 2.75% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $1,776 | 2.69% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,286 | 3.88% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,942 | 3.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.38% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 2.63% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,029 | 2.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,629 | 2.69% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,786 | 3.38% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,706 | 3.50% |
| Clinton, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.63% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,443 | 2.49% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,194 | 2.63% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,443 | 2.63% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 3.42% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 2.50% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,967 | 2.88% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,486 | 2.88% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,423 | 2.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 3.50% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.75% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,327 | 2.88% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 2.88% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,163 | 3.25% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,512 | 3.25% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,824 | 2.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.99% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.38% |
| FLINT, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,599 | 3.75% |
| Freeport, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.63% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.49% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 2.88% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,615 | 3.13% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,119 | 3.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.38% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,998 | 2.75% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 4.19% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,934 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.75% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,391 | 2.88% |
| AKRON, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 3.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against BLUELEAF LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 134
Similarity Rank: 144
Similarity Rank: 165
Similarity Rank: 247
Similarity Rank: 280
Similarity Rank: 287
Similarity Rank: 304
Similarity Rank: 312
Similarity Rank: 312
Similarity Rank: 372
Product Mix
For 2020, Blueleaf Lending's most frequently originated type of loan was Conventional, with 4,748 originations. Their 2nd most popular type was FHA, with 105 originations.
Loan Reason
For 2020, Blueleaf Lending's most frequently cited loan purpose was Refi, with 3,205 originations. The 2nd most popular reason was Home Purchase, with 1,275 originations.
Loan Duration/Length
For 2020, Blueleaf Lending's most frequently cited loan duration was 30 Year, with 3,962 originations. The 2nd most popular length was 15 Year, with 629 originations.
Origination Fees/Closing Costs
Blueleaf Lending's average total fees were $3,348, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,143 originations.
Interest Rates
During 2020, Blueleaf Lending's average interest rate for loans was 3.01%, while their most frequently originated rate bucket for loans was 2.5-3%, with 2,507 originations.
Loan Sizing
2020 saw Blueleaf Lending place emphasis on $200k-400k loans with 2,679 originations, totaling $790,455,000 in origination value.
Applicant Income
Blueleaf Lending lent most frequently to those with incomes in the $100k-150k range, with 1,384 originations. The second most popular income band? $150k-250k, with 1,352 originations.
Applicant Debt to Income Ratio
Blueleaf Lending lent most frequently to those with DTI ratios of 20-30%, with 1,502 originations. The next most common DTI ratio? 30-36%, with 937 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.00%
Blueleaf Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination78.48%
Blueleaf Lending has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,911 | $1,629,465,000 | $331,799 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 7 | $5,405,000 | $772,143 |
| Single Family (1-4 Units):Site-Built | 4,904 | $1,624,060,000 | $331,170 |