Blueleaf Lending Mortgage Rates, Fees & Info

CHICAGO, IL

LEI: 549300AI4ZHB6MX23W09

Tax ID: 87-0788512

Latest/2023 | 2022 Data | 2021 Data | 2020 Data |

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Mortgage Data

Review & Overview

Blueleaf Lending is a small mortgage company specializing in Refi and Home Purchase loans. Blueleaf Lending has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Chicago, Denver, Los Angeles, Seattle, and Phoenix among others. We have data for 185 markets. (Some data included below & more in-depth data is available with an active subscription.)

Blueleaf Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Blueleaf Lending is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.58% 3/28/24
30 Year Conventional Refi 6.47% 3/28/24
30 Year Cash-out Refi 6.67% 3/28/24
30 Year FHA Purchase 7.21% 3/28/24
30 Year FHA Refi 6.27% 3/28/24
30 Year VA Purchase 6.15% 3/28/24
30 Year USDA Purchase 6.27% 3/28/24
15 Year Conventional Purchase 6.05% 3/28/24
15 Year Conventional Refi 5.94% 3/28/24
15 Year Cash-out Refi 5.94% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Blueleaf Lending Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Blueleaf Lending. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,359

Origination Dollar Volume (All Markets)

$1,508,825,000
Show all (20) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3,306 $1,095,300,000 $331,307 $3,597 2.88%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 114 $49,500,000 $434,211 $3,627 2.88%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 34 $25,610,000 $753,235 $4,658 2.77%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 44 $24,940,000 $566,818 $4,566 2.85%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 49 $19,145,000 $390,714 $3,578 3.02%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 29 $14,085,000 $485,690 $4,871 2.96%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 15 $11,155,000 $743,667 $4,077 2.80%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 27 $10,575,000 $391,667 $5,353 3.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 23 $8,925,000 $388,043 $2,801 2.97%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 35 $8,775,000 $250,714 $3,138 3.02%
Outside of Metro Areas 32 $7,870,000 $245,938 $3,444 2.87%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 18 $7,680,000 $426,667 $5,018 2.85%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 11 $7,555,000 $686,818 $4,738 2.89%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 18 $7,190,000 $399,444 $4,037 2.81%
Whitewater, WI (FHA|USDA|VA) 21 $7,165,000 $341,190 $2,744 2.83%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 21 $7,155,000 $340,714 $3,759 3.20%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 9 $6,865,000 $762,778 $4,080 2.71%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 21 $6,825,000 $325,000 $3,173 3.04%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 17 $6,695,000 $393,824 $5,978 2.79%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 10 $5,950,000 $595,000 $4,047 2.84%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 21 $5,785,000 $275,476 $2,582 2.96%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 8 $5,410,000 $676,250 $4,360 2.92%
NILES, MI (FHA|USDA|VA) 10 $5,080,000 $508,000 $3,953 2.83%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 12 $4,490,000 $374,167 $5,668 2.87%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 13 $4,435,000 $341,154 $4,804 2.93%
Holland, MI (FHA|USDA|VA) 10 $4,030,000 $403,000 $3,361 2.92%
ST. LOUIS, MO-IL (FHA|USDA|VA) 16 $3,830,000 $239,375 $2,953 2.88%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 7 $3,785,000 $540,714 $5,916 3.02%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 7 $3,675,000 $525,000 $4,012 3.11%
RALEIGH-CARY, NC (FHA|USDA|VA) 7 $2,935,000 $419,286 $3,380 3.02%
Traverse City, MI (FHA|USDA|VA) 8 $2,900,000 $362,500 $3,460 2.78%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $2,775,000 $555,000 $5,805 3.03%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 9 $2,605,000 $289,444 $3,201 2.71%
Glenwood Springs, CO (FHA|USDA|VA) 3 $2,515,000 $838,333 $3,595 3.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $2,485,000 $355,000 $5,560 3.16%
TUCSON, AZ (FHA|USDA|VA) 9 $2,405,000 $267,222 $3,272 2.86%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 7 $2,385,000 $340,714 $4,397 2.88%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 8 $2,290,000 $286,250 $3,306 2.70%
KANSAS CITY, MO-KS (FHA|USDA|VA) 7 $2,275,000 $325,000 $2,785 2.88%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 5 $2,235,000 $447,000 $3,887 2.98%
ROCKFORD, IL (FHA|USDA|VA) 15 $2,195,000 $146,333 $3,740 2.96%
JACKSONVILLE, FL (FHA|USDA|VA) 5 $2,145,000 $429,000 $4,879 2.68%
COLORADO SPRINGS, CO (FHA|USDA|VA) 7 $2,135,000 $305,000 $2,743 3.05%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 8 $2,110,000 $263,750 $3,427 2.86%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $2,095,000 $698,333 $5,202 2.79%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 8 $2,020,000 $252,500 $2,383 2.69%
Heber, UT (FHA|USDA|VA) 4 $1,980,000 $495,000 $4,939 2.84%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 5 $1,925,000 $385,000 $4,670 3.08%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 7 $1,915,000 $273,571 $3,815 2.64%
COLUMBUS, OH (FHA|USDA|VA) 7 $1,835,000 $262,143 $3,679 2.93%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 7 $1,815,000 $259,286 $3,631 3.02%
PROVO-OREM, UT (FHA|USDA|VA) 1 $1,805,000 $1,805,000 $7,255 2.25%
LAFAYETTE, LA (FHA|USDA|VA) 1 $1,805,000 $1,805,000 $8,101 3.13%
Steamboat Springs, CO (FHA|USDA|VA) 3 $1,795,000 $598,333 $3,340 2.79%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 6 $1,790,000 $298,333 $3,891 2.85%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 5 $1,605,000 $321,000 $3,735 3.10%
Ottawa, IL (FHA|USDA|VA) 8 $1,570,000 $196,250 $2,478 2.88%
BOULDER, CO (FHA|USDA|VA) 4 $1,490,000 $372,500 $2,813 3.06%
SAVANNAH, GA (FHA|USDA|VA) 5 $1,485,000 $297,000 $4,452 3.08%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,475,000 $491,667 $4,468 2.71%
ASHEVILLE, NC (FHA|USDA|VA) 3 $1,455,000 $485,000 $4,380 2.58%
Plymouth, IN (FHA|USDA|VA) 5 $1,435,000 $287,000 $2,794 2.73%
LOUISVILLE, KY (FHA|USDA|VA) 4 $1,320,000 $330,000 $3,309 3.00%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $1,315,000 $438,333 $5,102 2.96%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 7 $1,305,000 $186,429 $2,477 2.80%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,240,000 $310,000 $3,688 2.81%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3 $1,235,000 $411,667 $4,697 3.29%
KANKAKEE, IL (FHA|USDA|VA) 6 $1,220,000 $203,333 $2,994 3.35%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $1,150,000 $575,000 $3,829 2.94%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,145,000 $229,000 $3,736 3.03%
ANN ARBOR, MI (FHA|USDA|VA) 4 $1,100,000 $275,000 $3,118 2.69%
RENO, NV (FHA|USDA|VA) 2 $1,090,000 $545,000 $3,696 2.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $1,080,000 $270,000 $2,539 3.09%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $1,060,000 $530,000 $6,732 2.94%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $1,060,000 $530,000 $2,807 2.69%
Breckenridge, CO (FHA|USDA|VA) 2 $1,050,000 $525,000 $3,686 2.94%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $965,000 $965,000 $7,018 3.25%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $965,000 $965,000 $3,083 2.88%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $940,000 $470,000 $6,497 2.75%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $910,000 $227,500 $2,819 2.94%
TULSA, OK (FHA|USDA|VA) 4 $890,000 $222,500 $4,032 2.72%
KNOXVILLE, TN (FHA|USDA|VA) 2 $890,000 $445,000 $5,656 2.75%
PEORIA, IL (FHA|USDA|VA) 4 $830,000 $207,500 $2,469 2.53%
FORT COLLINS, CO (FHA|USDA|VA) 2 $780,000 $390,000 $3,131 2.75%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $775,000 $258,333 $2,656 3.04%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $775,000 $775,000 $5,627 3.38%
Boone, NC (FHA|USDA|VA) 1 $775,000 $775,000 $5,987 2.63%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $775,000 $258,333 $2,957 2.91%
Key West, FL (FHA|USDA|VA) 1 $755,000 $755,000 $7,666 3.00%
IOWA CITY, IA (FHA|USDA|VA) 2 $750,000 $375,000 $3,261 3.06%
Rochelle, IL (FHA|USDA|VA) 3 $745,000 $248,333 $6,291 2.71%
TYLER, TX (FHA|USDA|VA) 2 $740,000 $370,000 $5,427 2.75%
SALINAS, CA (FHA|USDA|VA) 1 $735,000 $735,000 $5,560 3.38%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $730,000 $365,000 $2,955 2.63%
PITTSBURGH, PA (FHA|USDA|VA) 2 $730,000 $365,000 $5,027 2.63%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $725,000 $725,000 $7,997 3.13%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $710,000 $355,000 $3,370 3.13%
TOLEDO, OH (FHA|USDA|VA) 2 $700,000 $350,000 $4,145 3.00%
MADISON, WI (FHA|USDA|VA) 2 $700,000 $350,000 $2,328 3.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $690,000 $345,000 $2,856 2.94%
GREEN BAY, WI (FHA|USDA|VA) 2 $680,000 $340,000 $2,354 2.75%
Edwards, CO (FHA|USDA|VA) 1 $665,000 $665,000 $3,462 3.00%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $610,000 $305,000 $2,875 2.81%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $590,000 $295,000 $3,519 2.81%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $590,000 $295,000 $3,568 2.75%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $560,000 $280,000 $6,128 2.75%
RACINE, WI (FHA|USDA|VA) 3 $555,000 $185,000 $3,091 2.67%
THE VILLAGES, FL (FHA|USDA|VA) 2 $550,000 $275,000 $4,128 2.50%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $545,000 $545,000 $4,174 3.00%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $545,000 $545,000 $4,046 2.88%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $535,000 $535,000 $3,108 2.25%
BEND, OR (FHA|USDA|VA) 1 $525,000 $525,000 $6,655 2.63%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $525,000 $525,000 $4,165 2.99%
COLUMBIA, SC (FHA|USDA|VA) 3 $495,000 $165,000 $2,977 3.33%
WENATCHEE, WA (FHA|USDA|VA) 2 $490,000 $245,000 $2,358 2.69%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $485,000 $485,000 $4,459 2.00%
SALEM, OR (FHA|USDA|VA) 1 $485,000 $485,000 $11,150 2.88%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $485,000 $485,000 $4,288 3.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $470,000 $235,000 $3,797 3.00%
MODESTO, CA (FHA|USDA|VA) 1 $465,000 $465,000 $4,539 2.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $445,000 $445,000 $2,808 2.63%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $440,000 $220,000 $2,486 2.69%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $425,000 $425,000 $4,790 2.50%
Juneau, AK (FHA|USDA|VA) 2 $420,000 $210,000 $3,305 2.63%
Outside of Metro Areas 2 $400,000 $200,000 $3,055 2.81%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $375,000 $375,000 $4,055 2.88%
Jacksonville, TX (FHA|USDA|VA) 1 $375,000 $375,000 $7,468 2.50%
CHEYENNE, WY (FHA|USDA|VA) 1 $365,000 $365,000 $3,380 3.13%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $365,000 $365,000 $3,121 3.00%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $355,000 $355,000 $3,501 2.88%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $350,000 $175,000 $2,886 3.06%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $345,000 $345,000 $3,173 3.25%
Baraboo, WI (FHA|USDA|VA) 1 $345,000 $345,000 $2,979 2.00%
STOCKTON, CA (FHA|USDA|VA) 1 $345,000 $345,000 $0 3.13%
BATON ROUGE, LA (FHA|USDA|VA) 1 $345,000 $345,000 $3,593 3.25%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $335,000 $335,000 $3,648 2.88%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $335,000 $335,000 $4,129 2.75%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $330,000 $165,000 $2,862 3.00%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $325,000 $325,000 $7,224 2.25%
Sturgis, MI (FHA|USDA|VA) 2 $320,000 $160,000 $2,445 2.69%
VALDOSTA, GA (FHA|USDA|VA) 1 $315,000 $315,000 $3,046 3.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $300,000 $150,000 $3,191 3.25%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $295,000 $295,000 $5,189 3.25%
MORRISTOWN, TN (FHA|USDA|VA) 1 $295,000 $295,000 $9,743 2.25%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $295,000 $295,000 $6,660 2.88%
MUSKEGON, MI (FHA|USDA|VA) 1 $295,000 $295,000 $8,177 2.25%
LINCOLN, NE (FHA|USDA|VA) 2 $290,000 $145,000 $2,071 3.06%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $265,000 $265,000 $1,767 2.75%
Angola, IN (FHA|USDA|VA) 1 $265,000 $265,000 $2,144 2.63%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $255,000 $255,000 $2,865 2.88%
GREELEY, CO (FHA|USDA|VA) 1 $255,000 $255,000 $2,418 2.88%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,427 3.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $235,000 $235,000 $2,969 2.75%
ST. GEORGE, UT (FHA|USDA|VA) 1 $235,000 $235,000 $2,922 2.88%
OCALA, FL (FHA|USDA|VA) 1 $225,000 $225,000 $4,210 2.88%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $3,115 3.00%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $215,000 $215,000 $3,061 3.00%
MONTGOMERY, AL (FHA|USDA|VA) 1 $215,000 $215,000 $3,480 2.99%
Beaver Dam, WI (FHA|USDA|VA) 2 $210,000 $105,000 $2,830 2.68%
Georgetown, SC (FHA|USDA|VA) 1 $195,000 $195,000 $2,872 2.25%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $195,000 $195,000 $4,010 2.88%
Grand Rapids, MN (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.38%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $175,000 $175,000 $3,834 2.88%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $165,000 $165,000 $2,888 2.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $155,000 $155,000 $6,031 2.75%
AKRON, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,315 2.88%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,882 2.88%
APPLETON, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,523 2.63%
JONESBORO, AR (FHA|USDA|VA) 1 $135,000 $135,000 $2,694 2.88%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $135,000 $135,000 $2,266 2.25%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,078 3.00%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.99%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.63%
Pontiac, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,884 2.88%
Mayfield, KY (FHA|USDA|VA) 1 $115,000 $115,000 $3,601 2.75%
Freeport, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,944 2.75%
Laramie, WY (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.00%
Dixon, IL (FHA|USDA|VA) 1 $95,000 $95,000 $5,101 3.63%
MOBILE, AL (FHA|USDA|VA) 1 $95,000 $95,000 $2,458 3.13%
JACKSON, MS (FHA|USDA|VA) 1 $95,000 $95,000 $2,963 2.88%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.88%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $85,000 $85,000 $2,976 3.00%
Quincy, IL-MO (FHA|USDA|VA) 1 $65,000 $65,000 $2,102 2.25%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $55,000 $55,000 $3,666 2.75%
KOKOMO, IN (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.50%
Blueleaf Lending's top markets include Chicago, Denver, Los Angeles, Seattle, and Phoenix among others.

Their top states include:
  • Illinois (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
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    Similarity Rank: 102
    Liberty Bank for Savings
    Similarity Rank: 153
    DADE COUNTY FEDERAL CREDIT UNION
    Similarity Rank: 167
    The Riddell National Bank
    Similarity Rank: 252
    Mutual Savings Bank
    Similarity Rank: 264
    St James Mortgage Corporation
    Similarity Rank: 304
    KELLEY MORTGAGE, LLC
    Similarity Rank: 336

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,197 $1,461,665,000 $348,264 $3,495 2.89%
    FHA 113 $30,495,000 $269,867 $9,161 2.75%
    VA 49 $16,665,000 $340,102 $4,313 2.51%

    For 2021, Blueleaf Lending's most frequently originated type of loan was Conventional, with 4,197 originations. Their 2nd most popular type was FHA, with 113 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,066 $702,960,000 $340,252 $2,542 2.79%
    Home Purchase 1,671 $615,625,000 $368,417 $5,366 2.93%
    Cash Out Refi 622 $190,240,000 $305,852 $2,754 3.07%

    For 2021, Blueleaf Lending's most frequently cited loan purpose was Refi, with 2,066 originations. The 2nd most popular reason was Home Purchase, with 1,671 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,437 $1,258,425,000 $366,141 $3,963 2.97%
    15 Year 610 $158,570,000 $259,951 $2,616 2.44%
    20 Year 210 $60,320,000 $287,238 $2,558 2.78%
    10 Year 55 $10,075,000 $183,182 $2,248 2.39%
    Other 38 $14,720,000 $387,368 $2,523 3.05%
    5 Year 9 $6,715,000 $746,111 $0 4.14%

    For 2021, Blueleaf Lending's most frequently cited loan duration was 30 Year, with 3,437 originations. The 2nd most popular length was 15 Year, with 610 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,577 $1,218,305,000 $340,594
    $2k-3k 208 $82,940,000 $398,750
    $3k-4k 70 $36,150,000 $516,429
    $5k+ 32 $21,890,000 $684,063
    $<1k 28 $8,490,000 $303,214
    $4k-5k 28 $18,020,000 $643,571

    Blueleaf Lending's average total fees were $3,963, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,577 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 2,359 $876,155,000 $371,409
    3-4% 1,171 $384,965,000 $328,749
    <2.5% 794 $235,310,000 $296,360
    4-5% 33 $12,075,000 $365,909
    5-6% 2 $320,000 $160,000

    During 2021, Blueleaf Lending's average interest rate for loans was 2.97%, while their most frequently originated rate bucket for loans was 2.5-3%, with 2,359 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,072 $604,530,000 $291,762 $3,521 2.87%
    $400k-600k 907 $442,365,000 $487,723 $3,979 2.88%
    $100k-200k 892 $137,430,000 $154,070 $3,077 2.89%
    $600k-1MM 279 $209,985,000 $752,634 $4,964 2.98%
    $100,000 or less 133 $10,615,000 $79,812 $2,986 2.92%
    $1MM+ 76 $103,900,000 $1,367,105 $6,430 2.83%

    2021 saw Blueleaf Lending place emphasis on $200k-400k loans with 2,072 originations, totaling $604,530,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,113 $350,105,000 $314,560 $3,498 2.89%
    $150k-250k 1,069 $416,355,000 $389,481 $3,553 2.87%
    $250k+ 686 $394,670,000 $575,321 $4,154 2.89%
    $75k-100k 675 $178,755,000 $264,822 $3,571 2.88%
    $50k-75k 570 $120,260,000 $210,982 $3,823 2.89%
    $50k or less 234 $39,850,000 $170,299 $3,628 2.82%

    Blueleaf Lending lent most frequently to those with incomes in the $100k-150k range, with 1,113 originations. The second most popular income band? $150k-250k, with 1,069 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,161 $418,355,000 $360,340 $3,539 2.83%
    30-36% 889 $308,435,000 $346,946 $3,635 2.89%
    <20% 502 $178,030,000 $354,641 $3,051 2.82%
    38% 171 $59,365,000 $347,164 $3,857 2.90%
    39% 161 $55,235,000 $343,075 $3,728 2.89%
    42% 148 $51,640,000 $348,919 $3,743 2.94%
    37% 141 $48,325,000 $342,730 $3,803 2.91%
    43% 140 $46,770,000 $334,071 $4,037 2.99%
    44% 137 $42,605,000 $310,985 $3,796 2.96%
    36% 136 $46,000,000 $338,235 $3,437 2.93%
    40% 126 $47,980,000 $380,794 $4,024 2.92%
    41% 120 $38,730,000 $322,750 $3,840 3.01%
    49% 112 $35,780,000 $319,464 $4,424 2.94%
    45% 94 $28,200,000 $300,000 $3,858 2.97%
    46% 87 $27,075,000 $311,207 $4,032 2.89%
    48% 82 $24,960,000 $304,390 $3,835 2.91%
    47% 71 $22,055,000 $310,634 $4,511 2.95%
    50-60% 43 $11,785,000 $274,070 $7,263 2.83%
    >60% 4 $1,130,000 $282,500 $4,985 2.81%

    Blueleaf Lending lent most frequently to those with DTI ratios of 20-30%, with 1,161 originations. The next most common DTI ratio? 30-36%, with 889 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,614 $1,251,690,000 $346,345 $3,570 2.88%
    Asian 301 $120,145,000 $399,153 $3,985 2.87%
    Not provided 284 $90,690,000 $319,331 $4,140 2.92%
    Black 134 $34,940,000 $260,746 $4,480 2.98%
    Not applicable 8 $6,670,000 $833,750 $0 4.11%
    American Indian 15 $3,515,000 $234,333 $4,824 2.71%
    Native Hawaiian or Islander 2 $860,000 $430,000 $7,993 2.63%
    Vietnamese 1 $315,000 $315,000 $1,983 2.50%

    Approval Rates

    Total approvals of all applications
    97.96%

    Blueleaf Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    77.52%

    Blueleaf Lending has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,359 $1,508,825,000 $346,140

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,359 $1,508,825,000 $346,140

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 177 $47,055,000 $265,847 $2,996 2.69%
    40-60% 851 $268,185,000 $315,141 $2,767 2.75%
    60-80% 2,043 $738,225,000 $361,344 $3,208 2.94%
    80-100% 1,262 $448,410,000 $355,317 $4,950 2.91%
    Over 100% 7 $3,495,000 $499,286 $10,817 3.11%
    Under 20% 19 $3,455,000 $181,842 $2,848 2.72%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Blueleven Capital Corporation Conventional home mortgage Closing on a mortgage 1 100.0%