Bank Of Franklin County Mortgage Rates, Fees & InfoWashington, MO
Tax ID: 43-1894848
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewBank Of Franklin County is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Franklin County has a high proportion of conventional loans. Their top markets by origination volume include: St. Louis, Columbia, Jefferson City, Kansas City, and Branson among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)
Bank Of Franklin County has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$59,480,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|ST. LOUIS, MO-IL (FHA|USDA|VA)||180||$49,750,000||$276,389||$0||0.00%|
|Outside of Metro Areas||10||$4,400,000||$440,000||$0||0.00%|
|COLUMBIA, MO (FHA|USDA|VA)||11||$3,255,000||$295,909||$0||0.00%|
|JEFFERSON CITY, MO (FHA|USDA|VA)||4||$1,010,000||$252,500||$0||0.00%|
|KANSAS CITY, MO-KS (FHA|USDA|VA)||2||$820,000||$410,000||$0||0.00%|
|Branson, MO (FHA|USDA|VA)||1||$245,000||$245,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Bank Of Franklin County's most frequently originated type of loan was Conventional, with 208 originations.
For 2022, Bank Of Franklin County's most frequently cited loan purpose was Home Purchase, with 147 originations. The 2nd most popular reason was Refi, with 43 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Bank Of Franklin County's most frequently cited loan duration was Other, with 208 originations.
2022 saw Bank Of Franklin County place emphasis on $200k-400k loans with 84 originations, totaling $24,420,000 in origination value.
Bank Of Franklin County lent most frequently to those with incomes in the $100k-150k range, with 53 originations. The second most popular income band? $75k-100k, with 37 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Bank Of Franklin County lent most frequently to those with DTI ratios of Exempt%, with 208 originations.
Approval RatesTotal approvals of all applications
Bank Of Franklin County has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick RateApprovals leading to origination
Bank Of Franklin County has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|
|Bank Name||Product||Issue||2022 CPFB Complaints||% of Total Issues|
|BANK OF NEW YORK MELLON CORPORATION, THE||Reverse mortgage||Struggling to pay mortgage||1||100.0%|