Community Bank Of Missouri Mortgage Rates, Fees & Info
Richmond, MOLEI: 549300BI6NZRN6BCGT52
Tax ID: 43-1923118
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Community Bank Of Missouri is a smaller bank specializing in Home Purchase and Refi loans. Community Bank Of Missouri has a high proportion of conventional loans. Their top (well, only) market is Kansas City.Community Bank Of Missouri has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
31Origination Dollar Volume (All Markets)
$4,305,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 30 | $4,060,000 | $135,333 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $245,000 | $245,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 31 | $4,305,000 | $138,871 | $0 | 0.00% |
For 2024, Community Bank Of Missouri's most frequently originated type of loan was Conventional, with 31 originations.
Loan Reason
For 2024, Community Bank Of Missouri's most frequently cited loan purpose was Home Purchase, with 13 originations. The 2nd most popular reason was Refi, with 8 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 31 | $4,305,000 | $138,871 | $0 | 0.00% |
For 2024, Community Bank Of Missouri's most frequently cited loan duration was Other, with 31 originations.
Loan Sizing
2024 saw Community Bank Of Missouri place emphasis on $100,000 or less loans with 15 originations, totaling $915,000 in origination value.
Applicant Income
Community Bank Of Missouri lent most frequently to those with incomes in the $50k-75k range, with 11 originations. The second most popular income band? $100k-150k, with 8 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 31 | $4,305,000 | $138,871 | $0 | 0.00% |
Community Bank Of Missouri lent most frequently to those with DTI ratios of Exempt%, with 31 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 28 | $4,030,000 | $143,929 | $0 | 0.00% |
| Not applicable | 3 | $275,000 | $91,667 | $0 | 0.00% |
Approval Rates
Total approvals of all applications83.33%
Community Bank Of Missouri has a below average approval rate.
Pick Rate
Approvals leading to origination90.32%
Community Bank Of Missouri has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 31 | $4,305,000 | $138,871 |