Community Bank Of Missouri Mortgage Rates, Fees & Info
Richmond, MOLEI: 549300BI6NZRN6BCGT52
Tax ID: 43-1923118
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Mortgage Data
Review & Overview
Community Bank Of Missouri is a smaller bank specializing in Home Purchase loans. Community Bank Of Missouri has a high proportion of conventional loans. Their top two markets are Kansas City and Houston .Community Bank Of Missouri has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
38Origination Dollar Volume (All Markets)
$5,280,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 36 | $4,620,000 | $128,333 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $335,000 | $335,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 38 | $5,280,000 | $138,947 | $0 | 0.00% |
For 2023, Community Bank Of Missouri's most frequently originated type of loan was Conventional, with 38 originations.
Loan Reason
For 2023, Community Bank Of Missouri's most frequently cited loan purpose was Home Purchase, with 17 originations. The 2nd most popular reason was Home Improvement, with 12 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 38 | $5,280,000 | $138,947 | $0 | 0.00% |
For 2023, Community Bank Of Missouri's most frequently cited loan duration was Other, with 38 originations.
Loan Sizing
2023 saw Community Bank Of Missouri place emphasis on $100,000 or less loans with 22 originations, totaling $980,000 in origination value.
Applicant Income
Community Bank Of Missouri lent most frequently to those with incomes in the $50k-75k range, with 7 originations. The second most popular income band? $100k-150k, with 6 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 38 | $5,280,000 | $138,947 | $0 | 0.00% |
Community Bank Of Missouri lent most frequently to those with DTI ratios of Exempt%, with 38 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.96%
Community Bank Of Missouri has an average approval rate.
Pick Rate
Approvals leading to origination76.32%
Community Bank Of Missouri has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 38 | $5,280,000 | $138,947 |