Home Point Financial Corporation Mortgage Rates, Fees & Info

EAST LANSING, MI

LEI: 549300BRJZYHYKT4BJ84

Tax ID: 20-8921389

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Review & Overview

    Home Point Financial Corporation is a smaller mortgage company specializing in various types of mortgages.



    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.63% 11/17/24
    30 Year Conventional Refi 6.35% 11/17/24
    30 Year Cash-out Refi 6.64% 11/17/24
    30 Year FHA Purchase 7.14% 11/17/24
    30 Year FHA Refi 6.88% 11/17/24
    30 Year VA Purchase 6.12% 11/17/24
    30 Year VA Refi 5.62% 11/17/24
    30 Year USDA Purchase 6.57% 11/17/24
    30 Year USDA Refi 6.23% 11/17/24
    15 Year Conventional Purchase 5.91% 11/17/24
    15 Year Conventional Refi 5.82% 11/17/24
    15 Year Cash-out Refi 5.82% 11/17/24
    15 Year FHA Purchase 7.13% 11/17/24
    15 Year FHA Refi 6.70% 11/17/24
    15 Year VA Purchase 5.87% 11/17/24
    15 Year VA Refi 5.75% 11/17/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Home Point Financial Corporation Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Home Point Financial Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    0

    Origination Dollar Volume (All Markets)

    $0

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