Home Point Financial Corporation Mortgage Rates, Fees & Info

EAST LANSING, MI

LEI: 549300BRJZYHYKT4BJ84

Tax ID: 20-8921389

4.9 stars - out of 5 stars, based on 458 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Home Point Financial Corporation is a large mortgage company specializing in Refi, Home Purchase, and Cash Out Refi loans. Home Point Financial Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Los Angeles, New York, San Francisco, San Diego, and Riverside among others. Home Point Financial Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Home Point Financial Corporation is typically an average fee lendor.


Originations

209,325

Origination Dollar Volume (All Markets)

$74,393,705,000
Show all (481) awards

Relative Rate

Home Point Financial Corporation's average 30 year fixed rate mortgage of loans were 2.94%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.21%.

Relative Fees

Home Point Financial Corporation's average total fees for a 30 year fixed rate mortgage are $5,484.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 16,582 $8,088,660,000 $487,798 $5,201 2.84%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 9,541 $4,280,695,000 $448,663 $9,023 2.88%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 7,746 $3,935,420,000 $508,058 $4,115 2.79%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 6,321 $2,971,685,000 $470,129 $5,198 2.76%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 7,213 $2,745,505,000 $380,633 $5,677 2.85%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 6,156 $2,574,290,000 $418,176 $5,342 2.71%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 6,180 $2,317,970,000 $375,076 $4,609 2.81%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4,192 $2,141,990,000 $510,971 $3,498 2.74%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6,878 $1,934,230,000 $281,220 $4,221 2.85%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 5,753 $1,921,655,000 $334,027 $5,274 2.67%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 5,440 $1,816,860,000 $333,982 $4,452 2.88%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4,094 $1,784,770,000 $435,948 $4,522 2.78%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4,417 $1,682,465,000 $380,907 $4,877 2.86%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 4,875 $1,491,335,000 $305,915 $5,350 2.76%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4,725 $1,446,305,000 $306,096 $4,686 2.82%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3,589 $1,179,465,000 $328,633 $7,042 2.92%
SALT LAKE CITY, UT (FHA|USDA|VA) 2,950 $1,067,380,000 $361,824 $5,109 2.88%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2,921 $1,060,155,000 $362,942 $5,898 2.80%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 3,321 $1,037,855,000 $312,513 $4,952 2.98%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3,203 $915,165,000 $285,721 $6,109 2.92%
URBAN HONOLULU, HI (FHA|USDA|VA) 1,635 $870,705,000 $532,541 $6,826 2.76%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2,114 $830,760,000 $392,980 $4,806 2.87%
Outside of Metro Areas 3,465 $825,455,000 $238,227 $4,480 2.91%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2,543 $757,505,000 $297,878 $6,181 2.80%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 2,969 $712,485,000 $239,975 $4,119 2.91%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2,093 $709,105,000 $338,798 $5,485 2.78%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,870 $693,470,000 $370,840 $5,038 2.79%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2,555 $664,115,000 $259,928 $3,908 2.89%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1,224 $573,180,000 $468,284 $4,969 2.81%
PROVO-OREM, UT (FHA|USDA|VA) 1,548 $563,600,000 $364,083 $5,211 2.87%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,691 $494,125,000 $292,209 $5,562 2.89%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1,412 $490,190,000 $347,160 $4,897 2.82%
FRESNO, CA (FHA|USDA|VA) 1,551 $484,135,000 $312,144 $5,970 2.89%
STOCKTON, CA (FHA|USDA|VA) 1,185 $446,315,000 $376,637 $4,886 2.86%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1,474 $439,850,000 $298,406 $5,575 2.94%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,327 $413,365,000 $311,503 $4,258 2.80%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 913 $411,755,000 $450,991 $5,470 2.90%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1,552 $408,660,000 $263,312 $3,583 2.89%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1,148 $391,200,000 $340,767 $5,156 2.71%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 798 $342,670,000 $429,411 $4,696 2.86%
SALINAS, CA (FHA|USDA|VA) 705 $312,555,000 $443,340 $5,721 2.87%
RALEIGH-CARY, NC (FHA|USDA|VA) 967 $305,975,000 $316,417 $4,010 2.78%
JACKSONVILLE, FL (FHA|USDA|VA) 1,009 $301,415,000 $298,726 $5,834 2.75%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 790 $298,070,000 $377,304 $5,538 2.81%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1,109 $290,185,000 $261,664 $4,522 3.05%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 884 $272,800,000 $308,597 $4,518 2.83%
VALLEJO, CA (FHA|USDA|VA) 702 $272,190,000 $387,735 $5,144 2.86%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 898 $272,130,000 $303,040 $4,090 2.79%
LAFAYETTE, LA (FHA|USDA|VA) 1,076 $253,820,000 $235,892 $5,453 2.85%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 798 $247,970,000 $310,739 $4,281 2.60%
ST. LOUIS, MO-IL (FHA|USDA|VA) 958 $245,770,000 $256,545 $3,353 2.86%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 905 $239,095,000 $264,193 $5,924 2.84%
MODESTO, CA (FHA|USDA|VA) 753 $237,805,000 $315,810 $4,671 2.91%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 608 $236,620,000 $389,178 $5,529 2.84%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 775 $229,085,000 $295,594 $5,071 2.93%
GREELEY, CO (FHA|USDA|VA) 644 $226,940,000 $352,391 $5,065 2.83%
BAKERSFIELD, CA (FHA|USDA|VA) 816 $225,850,000 $276,777 $6,090 2.91%
BOULDER, CO (FHA|USDA|VA) 545 $222,625,000 $408,486 $4,009 2.79%
FORT COLLINS, CO (FHA|USDA|VA) 609 $220,355,000 $361,831 $4,580 2.85%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 434 $220,230,000 $507,442 $5,528 2.78%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 853 $209,745,000 $245,891 $3,927 2.86%
BATON ROUGE, LA (FHA|USDA|VA) 754 $204,080,000 $270,663 $5,873 2.83%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 679 $199,525,000 $293,851 $5,234 2.74%
COLUMBUS, OH (FHA|USDA|VA) 736 $192,490,000 $261,535 $4,067 2.84%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 699 $189,825,000 $271,567 $5,328 2.87%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 772 $186,830,000 $242,008 $7,612 2.92%
RICHMOND, VA (FHA|USDA|VA) 567 $178,135,000 $314,171 $4,354 2.77%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 657 $166,705,000 $253,737 $4,861 2.90%
WORCESTER, MA-CT (FHA|USDA|VA) 540 $157,630,000 $291,907 $4,912 2.92%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 545 $157,325,000 $288,670 $5,094 2.67%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 549 $153,545,000 $279,681 $5,670 2.92%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 642 $153,090,000 $238,458 $3,219 2.83%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 394 $143,690,000 $364,695 $8,358 3.10%
Truckee-Grass Valley, CA (FHA|USDA|VA) 382 $141,640,000 $370,785 $4,530 2.88%
HUNTSVILLE, AL (FHA|USDA|VA) 466 $134,260,000 $288,112 $4,705 2.80%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 491 $133,445,000 $271,782 $5,816 2.81%
KNOXVILLE, TN (FHA|USDA|VA) 476 $121,650,000 $255,567 $5,141 2.90%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 343 $114,525,000 $333,892 $4,184 2.86%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 439 $112,295,000 $255,797 $3,959 2.82%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 493 $107,215,000 $217,475 $4,876 2.80%
BOISE CITY, ID (FHA|USDA|VA) 297 $107,045,000 $360,421 $5,463 2.83%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 296 $103,550,000 $349,831 $5,632 2.76%
RENO, NV (FHA|USDA|VA) 303 $103,185,000 $340,545 $5,048 2.89%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 384 $100,790,000 $262,474 $5,692 2.93%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 355 $99,195,000 $279,423 $5,525 2.81%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 291 $97,685,000 $335,687 $5,999 2.55%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 378 $93,870,000 $248,333 $4,781 2.88%
MADERA, CA (FHA|USDA|VA) 321 $92,445,000 $287,991 $5,540 2.82%
PITTSBURGH, PA (FHA|USDA|VA) 429 $90,965,000 $212,040 $5,744 2.88%
PORT ST. LUCIE, FL (FHA|USDA|VA) 328 $90,690,000 $276,494 $6,511 2.86%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 383 $90,415,000 $236,070 $3,641 2.76%
NAPA, CA (FHA|USDA|VA) 189 $86,065,000 $455,370 $4,939 2.86%
Edwards, CO (FHA|USDA|VA) 189 $80,415,000 $425,476 $3,656 2.72%
MOBILE, AL (FHA|USDA|VA) 360 $76,790,000 $213,306 $4,642 2.90%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 346 $76,330,000 $220,607 $3,896 2.90%
ST. GEORGE, UT (FHA|USDA|VA) 215 $74,995,000 $348,814 $4,677 2.88%
WILMINGTON, NC (FHA|USDA|VA) 246 $74,500,000 $302,846 $4,436 2.80%
ANCHORAGE, AK (FHA|USDA|VA) 196 $74,170,000 $378,418 $6,438 2.71%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 232 $73,350,000 $316,164 $4,292 2.81%
TUCSON, AZ (FHA|USDA|VA) 258 $72,100,000 $279,457 $4,536 2.76%
Heber, UT (FHA|USDA|VA) 160 $71,400,000 $446,250 $5,403 2.81%
REDDING, CA (FHA|USDA|VA) 222 $70,940,000 $319,550 $5,256 2.93%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 301 $70,835,000 $235,332 $6,255 3.02%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 186 $70,450,000 $378,763 $4,984 2.63%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 224 $69,480,000 $310,179 $4,055 2.76%
YUBA CITY, CA (FHA|USDA|VA) 213 $68,395,000 $321,103 $5,133 2.82%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 197 $67,325,000 $341,751 $6,124 2.89%
SALEM, OR (FHA|USDA|VA) 208 $67,260,000 $323,365 $6,217 2.82%
BEND, OR (FHA|USDA|VA) 169 $65,335,000 $386,598 $5,290 2.82%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 123 $65,055,000 $528,902 $8,207 2.84%
JEFFERSON CITY, MO (FHA|USDA|VA) 313 $64,585,000 $206,342 $3,677 2.87%
VISALIA, CA (FHA|USDA|VA) 227 $64,075,000 $282,269 $5,416 2.89%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 207 $63,685,000 $307,657 $5,002 2.87%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 303 $62,865,000 $207,475 $4,952 2.89%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 199 $60,345,000 $303,241 $3,514 2.93%
ALBUQUERQUE, NM (FHA|USDA|VA) 214 $58,450,000 $273,131 $4,804 2.80%
SALISBURY, MD-DE (FHA|USDA|VA) 198 $57,920,000 $292,525 $5,226 2.88%
MERCED, CA (FHA|USDA|VA) 209 $57,475,000 $275,000 $4,775 2.96%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 217 $56,175,000 $258,871 $5,763 2.83%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 200 $55,890,000 $279,450 $3,151 2.76%
SAVANNAH, GA (FHA|USDA|VA) 194 $55,620,000 $286,701 $4,780 2.73%
WINSTON-SALEM, NC (FHA|USDA|VA) 217 $54,685,000 $252,005 $4,381 2.89%
BELLINGHAM, WA (FHA|USDA|VA) 143 $52,605,000 $367,867 $5,206 2.71%
Key West, FL (FHA|USDA|VA) 114 $52,540,000 $460,877 $8,664 2.85%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 211 $52,355,000 $248,128 $4,497 2.80%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 151 $51,685,000 $342,285 $4,512 2.76%
CHICO, CA (FHA|USDA|VA) 158 $50,800,000 $321,519 $4,597 2.86%
EL CENTRO, CA (FHA|USDA|VA) 188 $49,720,000 $264,468 $6,516 2.87%
PUNTA GORDA, FL (FHA|USDA|VA) 199 $49,435,000 $248,417 $5,339 2.96%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 201 $49,195,000 $244,751 $3,749 2.94%
ANN ARBOR, MI (FHA|USDA|VA) 173 $48,725,000 $281,647 $3,335 2.72%
Hilo, HI (FHA|USDA|VA) 116 $48,170,000 $415,259 $6,052 2.86%
ABILENE, TX (FHA|USDA|VA) 213 $47,825,000 $224,531 $4,672 3.05%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 176 $46,780,000 $265,795 $5,551 2.84%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 143 $46,025,000 $321,853 $6,243 2.76%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 181 $44,565,000 $246,215 $3,939 2.79%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 162 $43,920,000 $271,111 $4,895 2.94%
OKLAHOMA CITY, OK (FHA|USDA|VA) 187 $43,365,000 $231,898 $5,065 2.90%
OCEAN CITY, NJ (FHA|USDA|VA) 147 $43,285,000 $294,456 $6,464 2.90%
COLUMBIA, SC (FHA|USDA|VA) 175 $43,225,000 $247,000 $3,729 2.73%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 173 $43,105,000 $249,162 $3,972 2.76%
Ukiah, CA (FHA|USDA|VA) 120 $42,920,000 $357,667 $5,877 3.00%
WICHITA, KS (FHA|USDA|VA) 205 $42,025,000 $205,000 $3,433 2.74%
LAREDO, TX (FHA|USDA|VA) 166 $41,860,000 $252,169 $5,886 2.80%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 121 $40,315,000 $333,182 $5,038 2.74%
GRAND JUNCTION, CO (FHA|USDA|VA) 138 $38,960,000 $282,319 $4,612 2.85%
LOGAN, UT-ID (FHA|USDA|VA) 114 $37,560,000 $329,474 $4,754 2.92%
GAINESVILLE, GA (FHA|USDA|VA) 121 $36,765,000 $303,843 $5,178 2.81%
MORGANTOWN, WV (FHA|USDA|VA) 144 $35,870,000 $249,097 $5,719 2.82%
LAKE CHARLES, LA (FHA|USDA|VA) 140 $35,490,000 $253,500 $5,021 2.98%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 134 $35,440,000 $264,478 $4,185 2.80%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 138 $35,070,000 $254,130 $4,041 2.83%
CORPUS CHRISTI, TX (FHA|USDA|VA) 129 $34,965,000 $271,047 $5,723 2.83%
EVANSVILLE, IN-KY (FHA|USDA|VA) 172 $34,120,000 $198,372 $4,069 2.90%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 145 $34,035,000 $234,724 $3,061 2.77%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 146 $33,770,000 $231,301 $3,659 2.81%
Breckenridge, CO (FHA|USDA|VA) 79 $32,455,000 $410,823 $4,215 2.83%
Oak Harbor, WA (FHA|USDA|VA) 88 $32,420,000 $368,409 $4,139 2.77%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 114 $32,360,000 $283,860 $5,382 2.87%
DOVER, DE (FHA|USDA|VA) 125 $32,255,000 $258,040 $6,198 2.90%
Sonora, CA (FHA|USDA|VA) 106 $31,630,000 $298,396 $4,255 2.91%
ST. CLOUD, MN (FHA|USDA|VA) 139 $30,775,000 $221,403 $4,247 2.80%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 85 $30,645,000 $360,529 $5,518 2.63%
Rock Springs, WY (FHA|USDA|VA) 131 $29,985,000 $228,893 $6,353 2.80%
LaGrange, GA-AL (FHA|USDA|VA) 145 $29,265,000 $201,828 $5,343 2.95%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 120 $29,160,000 $243,000 $4,809 2.78%
Kapaa, HI (FHA|USDA|VA) 61 $29,145,000 $477,787 $4,695 2.90%
FLAGSTAFF, AZ (FHA|USDA|VA) 86 $28,970,000 $336,860 $4,431 2.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 97 $28,955,000 $298,505 $5,336 2.76%
READING, PA (FHA|USDA|VA) 133 $28,595,000 $215,000 $5,265 2.88%
ASHEVILLE, NC (FHA|USDA|VA) 109 $28,525,000 $261,697 $4,041 2.82%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 151 $28,505,000 $188,775 $4,031 2.86%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 109 $28,355,000 $260,138 $6,709 2.75%
Durango, CO (FHA|USDA|VA) 85 $27,975,000 $329,118 $3,598 2.77%
Torrington, CT (FHA|USDA|VA) 107 $27,425,000 $256,308 $5,031 2.78%
YORK-HANOVER, PA (FHA|USDA|VA) 122 $27,420,000 $224,754 $5,238 2.87%
OCALA, FL (FHA|USDA|VA) 126 $27,130,000 $215,317 $5,159 2.99%
Sevierville, TN (FHA|USDA|VA) 85 $26,865,000 $316,059 $4,999 3.07%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 82 $26,050,000 $317,683 $4,469 2.69%
BRUNSWICK, GA (FHA|USDA|VA) 94 $25,830,000 $274,787 $6,570 2.69%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 72 $25,530,000 $354,583 $4,162 2.78%
PUEBLO, CO (FHA|USDA|VA) 111 $25,405,000 $228,874 $5,188 2.85%
MADISON, WI (FHA|USDA|VA) 86 $24,230,000 $281,744 $3,198 2.72%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 107 $23,855,000 $222,944 $4,336 2.84%
WENATCHEE, WA (FHA|USDA|VA) 60 $23,580,000 $393,000 $4,395 2.81%
JACKSONVILLE, NC (FHA|USDA|VA) 105 $23,385,000 $222,714 $4,820 2.79%
DAYTON-KETTERING, OH (FHA|USDA|VA) 92 $22,910,000 $249,022 $3,387 2.69%
Morehead City, NC (FHA|USDA|VA) 71 $22,895,000 $322,465 $4,058 2.78%
EL PASO, TX (FHA|USDA|VA) 108 $22,850,000 $211,574 $4,237 2.84%
SPRINGFIELD, MA (FHA|USDA|VA) 89 $22,695,000 $255,000 $4,476 2.96%
Glenwood Springs, CO (FHA|USDA|VA) 56 $22,430,000 $400,536 $4,348 2.88%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 78 $22,350,000 $286,538 $5,585 2.89%
TULSA, OK (FHA|USDA|VA) 99 $22,185,000 $224,091 $4,803 2.88%
Cambridge, MD (FHA|USDA|VA) 96 $21,760,000 $226,667 $4,805 3.04%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 91 $21,545,000 $236,758 $3,818 2.85%
AKRON, OH (FHA|USDA|VA) 99 $21,445,000 $216,616 $3,830 2.85%
SPRINGFIELD, MO (FHA|USDA|VA) 97 $21,315,000 $219,742 $2,514 2.96%
FAYETTEVILLE, NC (FHA|USDA|VA) 96 $20,980,000 $218,542 $4,059 2.82%
PANAMA CITY, FL (FHA|USDA|VA) 80 $20,830,000 $260,375 $4,517 2.79%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 70 $20,780,000 $296,857 $5,267 2.92%
TALLAHASSEE, FL (FHA|USDA|VA) 83 $20,675,000 $249,096 $4,735 2.87%
PEORIA, IL (FHA|USDA|VA) 151 $20,315,000 $134,536 $3,548 3.36%
ROCHESTER, NY (FHA|USDA|VA) 98 $19,920,000 $203,265 $5,895 2.86%
LANCASTER, PA (FHA|USDA|VA) 77 $19,355,000 $251,364 $5,117 2.77%
MONTGOMERY, AL (FHA|USDA|VA) 80 $19,290,000 $241,125 $4,342 2.73%
GAINESVILLE, FL (FHA|USDA|VA) 75 $19,215,000 $256,200 $4,576 2.77%
Outside of Metro Areas 58 $19,100,000 $329,310 $5,588 2.84%
JACKSON, MS (FHA|USDA|VA) 72 $19,030,000 $264,306 $5,369 2.88%
Steamboat Springs, CO (FHA|USDA|VA) 48 $18,770,000 $391,042 $3,672 2.77%
WINCHESTER, VA-WV (FHA|USDA|VA) 67 $18,715,000 $279,328 $4,558 2.81%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 78 $18,280,000 $234,359 $5,023 2.89%
GLENS FALLS, NY (FHA|USDA|VA) 83 $17,755,000 $213,916 $6,508 2.99%
MEDFORD, OR (FHA|USDA|VA) 57 $17,365,000 $304,649 $5,450 2.81%
JACKSON, MI (FHA|USDA|VA) 94 $17,310,000 $184,149 $4,107 3.10%
Clearlake, CA (FHA|USDA|VA) 60 $17,200,000 $286,667 $5,462 2.93%
ALBANY-LEBANON, OR (FHA|USDA|VA) 57 $17,025,000 $298,684 $5,582 2.97%
LYNCHBURG, VA (FHA|USDA|VA) 66 $16,280,000 $246,667 $4,745 2.66%
Cedar City, UT (FHA|USDA|VA) 54 $16,230,000 $300,556 $4,401 2.83%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 57 $16,185,000 $283,947 $3,537 2.79%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 65 $15,575,000 $239,615 $4,401 2.73%
Jasper, IN (FHA|USDA|VA) 85 $15,355,000 $180,647 $3,586 2.91%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 73 $15,355,000 $210,342 $5,658 2.91%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 74 $15,290,000 $206,622 $3,537 2.98%
CORVALLIS, OR (FHA|USDA|VA) 45 $15,055,000 $334,556 $5,177 2.75%
SPARTANBURG, SC (FHA|USDA|VA) 80 $15,050,000 $188,125 $3,825 2.85%
VALDOSTA, GA (FHA|USDA|VA) 74 $14,940,000 $201,892 $4,367 2.90%
Eureka-Arcata, CA (FHA|USDA|VA) 45 $14,785,000 $328,556 $4,519 2.84%
SHERMAN-DENISON, TX (FHA|USDA|VA) 50 $14,730,000 $294,600 $6,234 2.86%
LONGVIEW, WA (FHA|USDA|VA) 49 $14,715,000 $300,306 $5,027 2.80%
LINCOLN, NE (FHA|USDA|VA) 71 $14,565,000 $205,141 $2,892 2.79%
CEDAR RAPIDS, IA (FHA|USDA|VA) 61 $14,515,000 $237,951 $3,094 2.67%
Show Low, AZ (FHA|USDA|VA) 56 $14,410,000 $257,321 $4,403 2.92%
Crescent City, CA (FHA|USDA|VA) 49 $14,395,000 $293,776 $5,705 2.89%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 66 $14,300,000 $216,667 $4,667 2.76%
ROANOKE, VA (FHA|USDA|VA) 54 $14,260,000 $264,074 $3,852 2.69%
Opelousas, LA (FHA|USDA|VA) 68 $14,090,000 $207,206 $5,730 2.88%
FLINT, MI (FHA|USDA|VA) 78 $13,950,000 $178,846 $3,545 2.97%
Shelton, WA (FHA|USDA|VA) 44 $13,590,000 $308,864 $4,358 2.88%
Gardnerville Ranchos, NV (FHA|USDA|VA) 38 $13,560,000 $356,842 $6,040 2.82%
LUBBOCK, TX (FHA|USDA|VA) 52 $13,520,000 $260,000 $5,119 3.21%
STATE COLLEGE, PA (FHA|USDA|VA) 44 $13,460,000 $305,909 $5,719 2.82%
THE VILLAGES, FL (FHA|USDA|VA) 50 $13,200,000 $264,000 $4,899 2.78%
WARNER ROBINS, GA (FHA|USDA|VA) 49 $13,155,000 $268,469 $5,304 2.67%
Jefferson, GA (FHA|USDA|VA) 45 $13,115,000 $291,444 $4,663 2.85%
Newport, OR (FHA|USDA|VA) 38 $12,980,000 $341,579 $6,695 2.80%
BOWLING GREEN, KY (FHA|USDA|VA) 59 $12,945,000 $219,407 $3,510 2.92%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 47 $12,695,000 $270,106 $5,344 2.98%
FARGO, ND-MN (FHA|USDA|VA) 53 $12,665,000 $238,962 $2,835 2.73%
Bardstown, KY (FHA|USDA|VA) 58 $12,580,000 $216,897 $4,463 2.86%
TYLER, TX (FHA|USDA|VA) 50 $12,190,000 $243,800 $4,454 2.98%
Moses Lake, WA (FHA|USDA|VA) 41 $12,065,000 $294,268 $5,180 2.83%
CANTON-MASSILLON, OH (FHA|USDA|VA) 57 $11,825,000 $207,456 $3,607 2.92%
Scottsburg, IN (FHA|USDA|VA) 62 $11,700,000 $188,710 $4,332 3.02%
Cañon City, CO (FHA|USDA|VA) 41 $11,575,000 $282,317 $5,279 2.84%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 45 $11,525,000 $256,111 $4,038 2.81%
COLUMBUS, GA-AL (FHA|USDA|VA) 50 $11,490,000 $229,800 $4,649 2.83%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 48 $11,440,000 $238,333 $3,326 2.80%
TUSCALOOSA, AL (FHA|USDA|VA) 52 $11,420,000 $219,615 $5,382 2.74%
Gloversville, NY (FHA|USDA|VA) 67 $11,385,000 $169,925 $5,915 3.03%
MORRISTOWN, TN (FHA|USDA|VA) 47 $11,355,000 $241,596 $5,657 3.00%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 44 $11,250,000 $255,682 $4,199 2.77%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 50 $11,070,000 $221,400 $5,345 2.98%
Ellensburg, WA (FHA|USDA|VA) 30 $11,050,000 $368,333 $4,135 2.83%
YAKIMA, WA (FHA|USDA|VA) 42 $10,870,000 $258,810 $4,342 2.80%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 47 $10,835,000 $230,532 $5,040 2.89%
COLUMBIA, MO (FHA|USDA|VA) 39 $10,635,000 $272,692 $4,159 2.72%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 46 $10,540,000 $229,130 $5,181 2.84%
DECATUR, AL (FHA|USDA|VA) 52 $10,450,000 $200,962 $4,875 2.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 37 $10,285,000 $277,973 $4,017 2.62%
SIOUX FALLS, SD (FHA|USDA|VA) 35 $10,155,000 $290,143 $3,099 2.78%
Concord, NH (FHA|USDA|VA) 35 $10,125,000 $289,286 $3,072 3.07%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 53 $10,075,000 $190,094 $5,666 2.83%
WACO, TX (FHA|USDA|VA) 36 $10,020,000 $278,333 $4,793 2.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 49 $9,995,000 $203,980 $5,495 3.04%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 48 $9,990,000 $208,125 $4,971 2.98%
Albertville, AL (FHA|USDA|VA) 54 $9,980,000 $184,815 $4,527 2.78%
CLEVELAND, TN (FHA|USDA|VA) 45 $9,875,000 $219,444 $4,358 2.94%
Red Bluff, CA (FHA|USDA|VA) 31 $9,825,000 $316,935 $5,301 2.93%
Williston, ND (FHA|USDA|VA) 35 $9,705,000 $277,286 $4,549 2.98%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 46 $9,670,000 $210,217 $5,571 2.90%
CHEYENNE, WY (FHA|USDA|VA) 30 $9,580,000 $319,333 $3,497 2.65%
Easton, MD (FHA|USDA|VA) 32 $9,560,000 $298,750 $4,342 2.83%
Traverse City, MI (FHA|USDA|VA) 31 $9,345,000 $301,452 $4,505 2.74%
Payson, AZ (FHA|USDA|VA) 34 $9,300,000 $273,529 $4,088 2.86%
ROCKFORD, IL (FHA|USDA|VA) 50 $9,230,000 $184,600 $3,769 2.90%
KINGSTON, NY (FHA|USDA|VA) 33 $9,145,000 $277,121 $7,795 3.10%
HATTIESBURG, MS (FHA|USDA|VA) 39 $9,055,000 $232,179 $3,604 2.82%
VICTORIA, TX (FHA|USDA|VA) 33 $8,865,000 $268,636 $4,584 2.95%
Fernley, NV (FHA|USDA|VA) 29 $8,775,000 $302,586 $5,692 2.90%
Pullman, WA (FHA|USDA|VA) 29 $8,575,000 $295,690 $3,892 2.90%
YUMA, AZ (FHA|USDA|VA) 38 $8,570,000 $225,526 $4,903 2.86%
Port Angeles, WA (FHA|USDA|VA) 26 $8,520,000 $327,692 $4,036 2.63%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 40 $8,510,000 $212,750 $5,072 2.76%
Montrose, CO (FHA|USDA|VA) 26 $8,460,000 $325,385 $4,788 2.80%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 38 $8,390,000 $220,789 $3,137 2.64%
Roseburg, OR (FHA|USDA|VA) 32 $8,290,000 $259,063 $5,859 2.58%
BISMARCK, ND (FHA|USDA|VA) 31 $8,255,000 $266,290 $3,613 2.78%
Huntsville, TX (FHA|USDA|VA) 28 $8,190,000 $292,500 $6,063 3.05%
Pahrump, NV (FHA|USDA|VA) 31 $8,035,000 $259,194 $5,102 2.90%
Clovis, NM (FHA|USDA|VA) 39 $7,885,000 $202,179 $3,430 2.95%
Kalispell, MT (FHA|USDA|VA) 20 $7,830,000 $391,500 $5,512 2.68%
MONROE, MI (FHA|USDA|VA) 43 $7,785,000 $181,047 $3,354 2.80%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 37 $7,725,000 $208,784 $3,781 2.71%
Ardmore, OK (FHA|USDA|VA) 27 $7,715,000 $285,741 $6,469 2.81%
TOLEDO, OH (FHA|USDA|VA) 37 $7,705,000 $208,243 $4,822 2.83%
FORT WAYNE, IN (FHA|USDA|VA) 40 $7,690,000 $192,250 $2,766 2.90%
HARRISONBURG, VA (FHA|USDA|VA) 26 $7,510,000 $288,846 $3,081 2.68%
DULUTH, MN-WI (FHA|USDA|VA) 46 $7,390,000 $160,652 $4,070 2.93%
LONGVIEW, TX (FHA|USDA|VA) 27 $7,345,000 $272,037 $4,960 2.83%
HINESVILLE, GA (FHA|USDA|VA) 36 $7,290,000 $202,500 $5,130 2.72%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 47 $7,285,000 $155,000 $4,257 2.87%
Astoria, OR (FHA|USDA|VA) 23 $7,185,000 $312,391 $4,663 2.94%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 31 $7,085,000 $228,548 $2,650 2.91%
JOHNSON CITY, TN (FHA|USDA|VA) 28 $6,990,000 $249,643 $4,074 2.83%
Aberdeen, WA (FHA|USDA|VA) 26 $6,970,000 $268,077 $4,545 2.76%
Calhoun, GA (FHA|USDA|VA) 33 $6,915,000 $209,545 $5,489 3.02%
Whitewater, WI (FHA|USDA|VA) 25 $6,905,000 $276,200 $3,556 2.79%
Cookeville, TN (FHA|USDA|VA) 28 $6,690,000 $238,929 $4,614 3.01%
Brainerd, MN (FHA|USDA|VA) 24 $6,610,000 $275,417 $4,079 2.87%
MIDLAND, TX (FHA|USDA|VA) 21 $6,575,000 $313,095 $5,715 2.77%
HAMMOND, LA (FHA|USDA|VA) 33 $6,495,000 $196,818 $5,084 2.81%
Centralia, WA (FHA|USDA|VA) 24 $6,480,000 $270,000 $4,807 2.72%
Tullahoma-Manchester, TN (FHA|USDA|VA) 24 $6,410,000 $267,083 $3,546 2.93%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 29 $6,355,000 $219,138 $4,950 2.94%
RAPID CITY, SD (FHA|USDA|VA) 22 $6,320,000 $287,273 $5,493 2.49%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 28 $6,230,000 $222,500 $4,197 2.89%
Hood River, OR (FHA|USDA|VA) 16 $6,170,000 $385,625 $6,636 2.84%
Fort Morgan, CO (FHA|USDA|VA) 22 $6,120,000 $278,182 $5,810 2.85%
Prineville, OR (FHA|USDA|VA) 20 $6,080,000 $304,000 $5,698 2.82%
Amsterdam, NY (FHA|USDA|VA) 42 $6,050,000 $144,048 $5,772 3.16%
TOPEKA, KS (FHA|USDA|VA) 28 $5,990,000 $213,929 $3,357 2.81%
Bozeman, MT (FHA|USDA|VA) 14 $5,960,000 $425,714 $3,978 2.82%
ERIE, PA (FHA|USDA|VA) 34 $5,960,000 $175,294 $6,576 2.91%
IDAHO FALLS, ID (FHA|USDA|VA) 20 $5,950,000 $297,500 $5,594 2.89%
AMARILLO, TX (FHA|USDA|VA) 25 $5,915,000 $236,600 $5,004 2.71%
LEBANON, PA (FHA|USDA|VA) 28 $5,870,000 $209,643 $4,562 2.80%
Athens, TX (FHA|USDA|VA) 19 $5,855,000 $308,158 $5,083 2.90%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 27 $5,845,000 $216,481 $3,709 2.98%
MANHATTAN, KS (FHA|USDA|VA) 29 $5,685,000 $196,034 $3,402 2.85%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 23 $5,645,000 $245,435 $3,696 3.27%
GETTYSBURG, PA (FHA|USDA|VA) 24 $5,600,000 $233,333 $4,363 2.84%
UTICA-ROME, NY (FHA|USDA|VA) 40 $5,550,000 $138,750 $5,062 3.07%
LAWRENCE, KS (FHA|USDA|VA) 21 $5,525,000 $263,095 $3,784 2.98%
NILES, MI (FHA|USDA|VA) 20 $5,490,000 $274,500 $3,242 2.92%
Scottsbluff, NE (FHA|USDA|VA) 33 $5,455,000 $165,303 $2,304 3.08%
ROME, GA (FHA|USDA|VA) 24 $5,440,000 $226,667 $5,900 3.06%
PITTSFIELD, MA (FHA|USDA|VA) 17 $5,425,000 $319,118 $4,116 2.65%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 17 $5,405,000 $317,941 $4,405 2.46%
Brenham, TX (FHA|USDA|VA) 17 $5,355,000 $315,000 $4,945 2.81%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 23 $5,345,000 $232,391 $4,810 2.70%
Vineyard Haven, MA (FHA|USDA|VA) 11 $5,335,000 $485,000 $4,773 2.94%
Alexander City, AL (FHA|USDA|VA) 20 $5,250,000 $262,500 $4,361 2.69%
DOTHAN, AL (FHA|USDA|VA) 29 $5,185,000 $178,793 $3,947 2.85%
DALTON, GA (FHA|USDA|VA) 23 $5,165,000 $224,565 $4,518 2.85%
Adrian, MI (FHA|USDA|VA) 22 $5,080,000 $230,909 $3,939 2.92%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 30 $5,060,000 $168,667 $3,517 2.81%
Fairmont, WV (FHA|USDA|VA) 29 $5,045,000 $173,966 $4,780 2.91%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 31 $5,025,000 $162,097 $4,415 2.89%
WALLA WALLA, WA (FHA|USDA|VA) 16 $5,010,000 $313,125 $4,706 2.76%
Jennings, LA (FHA|USDA|VA) 25 $5,005,000 $200,200 $4,930 2.89%
Vernal, UT (FHA|USDA|VA) 16 $4,950,000 $309,375 $5,758 2.70%
Rockport, TX (FHA|USDA|VA) 13 $4,945,000 $380,385 $4,702 2.88%
CARSON CITY, NV (FHA|USDA|VA) 18 $4,910,000 $272,778 $6,359 3.02%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 24 $4,890,000 $203,750 $4,813 3.12%
Boone, NC (FHA|USDA|VA) 16 $4,880,000 $305,000 $3,806 2.87%
ALEXANDRIA, LA (FHA|USDA|VA) 21 $4,865,000 $231,667 $5,690 2.80%
POCATELLO, ID (FHA|USDA|VA) 16 $4,830,000 $301,875 $5,218 3.10%
KANKAKEE, IL (FHA|USDA|VA) 26 $4,790,000 $184,231 $4,134 3.04%
Lebanon, NH-VT (FHA|USDA|VA) 18 $4,780,000 $265,556 $3,977 2.78%
BURLINGTON, NC (FHA|USDA|VA) 20 $4,680,000 $234,000 $3,891 2.74%
TWIN FALLS, ID (FHA|USDA|VA) 16 $4,670,000 $291,875 $5,270 2.58%
Sandpoint, ID (FHA|USDA|VA) 13 $4,625,000 $355,769 $6,088 2.82%
Fort Leonard Wood, MO (FHA|USDA|VA) 24 $4,620,000 $192,500 $2,708 2.73%
AMES, IA (FHA|USDA|VA) 21 $4,615,000 $219,762 $2,680 2.86%
Crossville, TN (FHA|USDA|VA) 20 $4,600,000 $230,000 $4,026 2.99%
Laconia, NH (FHA|USDA|VA) 19 $4,515,000 $237,632 $3,453 2.89%
MONROE, LA (FHA|USDA|VA) 23 $4,485,000 $195,000 $4,466 2.89%
STAUNTON, VA (FHA|USDA|VA) 18 $4,480,000 $248,889 $4,011 2.81%
Cedartown, GA (FHA|USDA|VA) 21 $4,465,000 $212,619 $5,017 3.12%
TEXARKANA, TX-AR (FHA|USDA|VA) 19 $4,455,000 $234,474 $3,703 3.08%
Minot, ND (FHA|USDA|VA) 16 $4,450,000 $278,125 $4,716 2.47%
Kill Devil Hills, NC (FHA|USDA|VA) 14 $4,410,000 $315,000 $3,483 2.62%
NEW BERN, NC (FHA|USDA|VA) 19 $4,405,000 $231,842 $3,950 2.56%
Georgetown, SC (FHA|USDA|VA) 13 $4,395,000 $338,077 $5,642 2.69%
Arcadia, FL (FHA|USDA|VA) 16 $4,350,000 $271,875 $7,623 3.20%
Dayton, TN (FHA|USDA|VA) 19 $4,345,000 $228,684 $4,749 2.93%
Granbury, TX (FHA|USDA|VA) 16 $4,340,000 $271,250 $3,833 3.04%
Marquette, MI (FHA|USDA|VA) 21 $4,245,000 $202,143 $3,189 2.91%
Hudson, NY (FHA|USDA|VA) 16 $4,220,000 $263,750 $6,555 3.00%
MANSFIELD, OH (FHA|USDA|VA) 27 $4,185,000 $155,000 $3,592 3.05%
Coos Bay, OR (FHA|USDA|VA) 13 $4,075,000 $313,462 $4,078 2.68%
Susanville, CA (FHA|USDA|VA) 16 $4,040,000 $252,500 $4,422 2.96%
GREENVILLE, NC (FHA|USDA|VA) 18 $3,990,000 $221,667 $3,252 2.85%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 19 $3,985,000 $209,737 $5,371 2.63%
Salina, KS (FHA|USDA|VA) 20 $3,960,000 $198,000 $3,667 3.23%
Holland, MI (FHA|USDA|VA) 17 $3,945,000 $232,059 $3,742 2.68%
Okeechobee, FL (FHA|USDA|VA) 17 $3,855,000 $226,765 $6,342 2.98%
Hutchinson, KS (FHA|USDA|VA) 20 $3,840,000 $192,000 $3,518 2.85%
Atmore, AL (FHA|USDA|VA) 23 $3,755,000 $163,261 $5,008 2.93%
Talladega-Sylacauga, AL (FHA|USDA|VA) 24 $3,750,000 $156,250 $4,731 2.86%
Marion, OH (FHA|USDA|VA) 19 $3,745,000 $197,105 $4,176 3.15%
Alexandria, MN (FHA|USDA|VA) 13 $3,715,000 $285,769 $5,062 2.64%
LAWTON, OK (FHA|USDA|VA) 16 $3,700,000 $231,250 $5,053 2.59%
Frankfort, KY (FHA|USDA|VA) 16 $3,660,000 $228,750 $5,055 2.91%
FORT SMITH, AR-OK (FHA|USDA|VA) 15 $3,655,000 $243,667 $2,466 2.97%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 13 $3,655,000 $281,154 $4,254 2.94%
WAUSAU-WESTON, WI (FHA|USDA|VA) 20 $3,650,000 $182,500 $4,920 2.90%
Madison, IN (FHA|USDA|VA) 22 $3,650,000 $165,909 $3,532 2.93%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 21 $3,645,000 $173,571 $5,541 2.92%
CASPER, WY (FHA|USDA|VA) 16 $3,610,000 $225,625 $3,284 2.80%
BILLINGS, MT (FHA|USDA|VA) 11 $3,585,000 $325,909 $4,096 2.87%
ODESSA, TX (FHA|USDA|VA) 15 $3,545,000 $236,333 $5,487 2.98%
MUSKEGON, MI (FHA|USDA|VA) 20 $3,540,000 $177,000 $3,945 3.13%
APPLETON, WI (FHA|USDA|VA) 15 $3,445,000 $229,667 $3,438 2.59%
The Dalles, OR (FHA|USDA|VA) 13 $3,425,000 $263,462 $7,724 3.09%
LAS CRUCES, NM (FHA|USDA|VA) 15 $3,405,000 $227,000 $5,336 2.86%
WICHITA FALLS, TX (FHA|USDA|VA) 11 $3,385,000 $307,727 $4,467 2.44%
SHEBOYGAN, WI (FHA|USDA|VA) 15 $3,375,000 $225,000 $2,692 2.54%
Bennington, VT (FHA|USDA|VA) 10 $3,350,000 $335,000 $7,338 2.84%
RACINE, WI (FHA|USDA|VA) 13 $3,305,000 $254,231 $3,790 3.02%
Klamath Falls, OR (FHA|USDA|VA) 14 $3,290,000 $235,000 $5,007 2.78%
COLUMBUS, IN (FHA|USDA|VA) 16 $3,250,000 $203,125 $3,490 3.07%
Morgan City, LA (FHA|USDA|VA) 14 $3,250,000 $232,143 $5,109 2.84%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 15 $3,235,000 $215,667 $2,188 2.67%
SUMTER, SC (FHA|USDA|VA) 15 $3,205,000 $213,667 $2,553 2.77%
OWENSBORO, KY (FHA|USDA|VA) 15 $3,175,000 $211,667 $3,779 3.19%
Keene, NH (FHA|USDA|VA) 13 $3,145,000 $241,923 $4,588 2.81%
Warrensburg, MO (FHA|USDA|VA) 14 $3,110,000 $222,143 $3,140 2.80%
Washington, IN (FHA|USDA|VA) 20 $3,110,000 $155,500 $3,193 2.85%
GOLDSBORO, NC (FHA|USDA|VA) 16 $3,100,000 $193,750 $4,564 2.78%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 12 $3,090,000 $257,500 $7,152 2.98%
Palatka, FL (FHA|USDA|VA) 13 $3,075,000 $236,538 $5,743 2.98%
Hailey, ID (FHA|USDA|VA) 8 $3,070,000 $383,750 $4,892 2.79%
GRANTS PASS, OR (FHA|USDA|VA) 12 $3,060,000 $255,000 $6,481 2.55%
El Campo, TX (FHA|USDA|VA) 13 $3,055,000 $235,000 $5,465 3.33%
Clarksburg, WV (FHA|USDA|VA) 16 $3,030,000 $189,375 $5,137 2.96%
Bellefontaine, OH (FHA|USDA|VA) 18 $3,010,000 $167,222 $2,599 2.93%
Red Wing, MN (FHA|USDA|VA) 15 $3,005,000 $200,333 $5,040 2.76%
Brookings, OR (FHA|USDA|VA) 8 $2,990,000 $373,750 $5,169 2.75%
SYRACUSE, NY (FHA|USDA|VA) 15 $2,985,000 $199,000 $5,828 2.86%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 13 $2,985,000 $229,615 $3,912 2.76%
Sanford, NC (FHA|USDA|VA) 16 $2,980,000 $186,250 $3,819 2.73%
SPRINGFIELD, IL (FHA|USDA|VA) 15 $2,975,000 $198,333 $3,583 2.85%
Fredericksburg, TX (FHA|USDA|VA) 7 $2,965,000 $423,571 $5,284 2.94%
ROCHESTER, MN (FHA|USDA|VA) 12 $2,930,000 $244,167 $3,589 2.95%
Brevard, NC (FHA|USDA|VA) 10 $2,910,000 $291,000 $3,724 2.80%
Beaver Dam, WI (FHA|USDA|VA) 13 $2,895,000 $222,692 $3,718 2.90%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 16 $2,870,000 $179,375 $3,773 2.94%
Ottawa, IL (FHA|USDA|VA) 15 $2,865,000 $191,000 $3,778 2.83%
Wooster, OH (FHA|USDA|VA) 14 $2,850,000 $203,571 $3,436 2.85%
GADSDEN, AL (FHA|USDA|VA) 13 $2,825,000 $217,308 $4,798 2.85%
Fort Payne, AL (FHA|USDA|VA) 13 $2,805,000 $215,769 $4,315 2.82%
GREEN BAY, WI (FHA|USDA|VA) 16 $2,790,000 $174,375 $2,856 3.04%
Cullman, AL (FHA|USDA|VA) 12 $2,770,000 $230,833 $5,185 3.04%
Roanoke Rapids, NC (FHA|USDA|VA) 11 $2,755,000 $250,455 $4,010 2.76%
Meridian, MS (FHA|USDA|VA) 10 $2,750,000 $275,000 $4,520 2.74%
DeRidder, LA (FHA|USDA|VA) 13 $2,735,000 $210,385 $4,513 2.80%
SAN ANGELO, TX (FHA|USDA|VA) 10 $2,690,000 $269,000 $5,269 2.78%
Athens, TN (FHA|USDA|VA) 16 $2,660,000 $166,250 $4,049 3.19%
IOWA CITY, IA (FHA|USDA|VA) 10 $2,660,000 $266,000 $3,509 2.54%
Lake City, FL (FHA|USDA|VA) 13 $2,655,000 $204,231 $5,280 3.00%
Laramie, WY (FHA|USDA|VA) 10 $2,650,000 $265,000 $3,473 2.60%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 13 $2,635,000 $202,692 $2,949 2.71%
Hutchinson, MN (FHA|USDA|VA) 11 $2,565,000 $233,182 $6,161 2.81%
Alamogordo, NM (FHA|USDA|VA) 11 $2,545,000 $231,364 $6,204 2.61%
Mountain Home, ID (FHA|USDA|VA) 9 $2,545,000 $282,778 $5,366 2.82%
Faribault-Northfield, MN (FHA|USDA|VA) 8 $2,500,000 $312,500 $2,347 2.78%
Mount Vernon, OH (FHA|USDA|VA) 8 $2,440,000 $305,000 $3,921 2.84%
Price, UT (FHA|USDA|VA) 13 $2,435,000 $187,308 $3,949 2.94%
Enterprise, AL (FHA|USDA|VA) 14 $2,370,000 $169,286 $4,371 2.63%
Moscow, ID (FHA|USDA|VA) 8 $2,370,000 $296,250 $5,243 3.00%
BLOOMINGTON, IN (FHA|USDA|VA) 10 $2,360,000 $236,000 $3,320 3.00%
Ottawa, KS (FHA|USDA|VA) 12 $2,360,000 $196,667 $2,654 2.96%
Nogales, AZ (FHA|USDA|VA) 10 $2,360,000 $236,000 $4,117 3.14%
London, KY (FHA|USDA|VA) 11 $2,335,000 $212,273 $3,366 2.76%
Jasper, AL (FHA|USDA|VA) 15 $2,325,000 $155,000 $4,818 2.92%
Danville, VA (FHA|USDA|VA) 10 $2,320,000 $232,000 $4,042 2.74%
SAGINAW, MI (FHA|USDA|VA) 14 $2,320,000 $165,714 $3,675 3.02%
Urbana, OH (FHA|USDA|VA) 11 $2,305,000 $209,545 $3,354 2.78%
Newport, TN (FHA|USDA|VA) 9 $2,305,000 $256,111 $3,480 3.18%
Mount Airy, NC (FHA|USDA|VA) 12 $2,300,000 $191,667 $3,282 3.14%
DuBois, PA (FHA|USDA|VA) 10 $2,300,000 $230,000 $8,344 2.95%
Hillsdale, MI (FHA|USDA|VA) 11 $2,275,000 $206,818 $3,528 2.68%
Washington Court House, OH (FHA|USDA|VA) 11 $2,275,000 $206,818 $3,418 2.98%
Farmington, MO (FHA|USDA|VA) 10 $2,260,000 $226,000 $3,557 2.70%
Somerset, KY (FHA|USDA|VA) 11 $2,255,000 $205,000 $5,168 3.00%
Branson, MO (FHA|USDA|VA) 10 $2,250,000 $225,000 $2,086 2.90%
BATTLE CREEK, MI (FHA|USDA|VA) 13 $2,195,000 $168,846 $3,411 3.07%
Chillicothe, OH (FHA|USDA|VA) 9 $2,185,000 $242,778 $5,733 2.82%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 12 $2,160,000 $180,000 $3,060 2.88%
Oneonta, NY (FHA|USDA|VA) 14 $2,160,000 $154,286 $6,293 2.86%
Craig, CO (FHA|USDA|VA) 10 $2,160,000 $216,000 $6,996 2.62%
Scottsboro, AL (FHA|USDA|VA) 9 $2,115,000 $235,000 $4,460 3.03%
BANGOR, ME (FHA|USDA|VA) 11 $2,105,000 $191,364 $3,497 3.19%
Greeneville, TN (FHA|USDA|VA) 12 $2,100,000 $175,000 $3,832 3.07%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 9 $2,095,000 $232,778 $3,714 2.73%
ALBANY, GA (FHA|USDA|VA) 12 $2,070,000 $172,500 $4,313 2.82%
HOT SPRINGS, AR (FHA|USDA|VA) 10 $2,060,000 $206,000 $3,479 2.81%
Elk City, OK (FHA|USDA|VA) 10 $2,060,000 $206,000 $5,216 2.66%
Seneca, SC (FHA|USDA|VA) 8 $2,050,000 $256,250 $4,449 2.92%
SANTA FE, NM (FHA|USDA|VA) 10 $2,050,000 $205,000 $5,348 2.74%
BLOOMINGTON, IL (FHA|USDA|VA) 11 $2,045,000 $185,909 $2,312 2.78%
Cornelia, GA (FHA|USDA|VA) 9 $2,035,000 $226,111 $5,386 2.85%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 11 $2,035,000 $185,000 $2,146 2.60%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 8 $2,030,000 $253,750 $5,629 2.86%
Lewisburg, TN (FHA|USDA|VA) 9 $2,025,000 $225,000 $5,308 3.12%
Lufkin, TX (FHA|USDA|VA) 9 $2,015,000 $223,889 $5,663 2.86%
Statesboro, GA (FHA|USDA|VA) 6 $2,010,000 $335,000 $6,039 2.73%
St. Marys, GA (FHA|USDA|VA) 10 $2,000,000 $200,000 $5,026 2.65%
Wahpeton, ND-MN (FHA|USDA|VA) 8 $1,950,000 $243,750 $5,612 3.39%
CHARLESTON, WV (FHA|USDA|VA) 8 $1,950,000 $243,750 $5,021 2.66%
Gillette, WY (FHA|USDA|VA) 8 $1,950,000 $243,750 $3,963 2.70%
Riverton, WY (FHA|USDA|VA) 5 $1,935,000 $387,000 $6,296 2.82%
Martinsville, VA (FHA|USDA|VA) 11 $1,905,000 $173,182 $5,731 2.92%
ROCKY MOUNT, NC (FHA|USDA|VA) 10 $1,890,000 $189,000 $3,890 2.89%
Clewiston, FL (FHA|USDA|VA) 8 $1,890,000 $236,250 $6,867 3.12%
Andrews, TX (FHA|USDA|VA) 9 $1,835,000 $203,889 $7,622 3.19%
Richmond-Berea, KY (FHA|USDA|VA) 9 $1,815,000 $201,667 $3,151 2.47%
Willmar, MN (FHA|USDA|VA) 12 $1,800,000 $150,000 $3,149 3.06%
CARBONDALE-MARION, IL (FHA|USDA|VA) 10 $1,790,000 $179,000 $4,898 2.69%
Albemarle, NC (FHA|USDA|VA) 7 $1,785,000 $255,000 $3,662 2.93%
JOPLIN, MO (FHA|USDA|VA) 9 $1,785,000 $198,333 $3,588 2.92%
Ruston, LA (FHA|USDA|VA) 7 $1,775,000 $253,571 $4,464 2.84%
Wilson, NC (FHA|USDA|VA) 9 $1,775,000 $197,222 $4,611 2.86%
Gainesville, TX (FHA|USDA|VA) 5 $1,755,000 $351,000 $6,207 2.92%
Rochelle, IL (FHA|USDA|VA) 9 $1,725,000 $191,667 $3,949 2.55%
SPRINGFIELD, OH (FHA|USDA|VA) 7 $1,725,000 $246,429 $4,859 2.52%
Marion, NC (FHA|USDA|VA) 6 $1,710,000 $285,000 $3,259 2.77%
Rexburg, ID (FHA|USDA|VA) 5 $1,695,000 $339,000 $3,288 2.90%
Warsaw, IN (FHA|USDA|VA) 8 $1,670,000 $208,750 $2,989 2.62%
Ontario, OR-ID (FHA|USDA|VA) 6 $1,670,000 $278,333 $6,414 2.85%
Columbus, MS (FHA|USDA|VA) 8 $1,670,000 $208,750 $4,091 2.72%
Seymour, IN (FHA|USDA|VA) 9 $1,655,000 $183,889 $4,702 2.96%
Picayune, MS (FHA|USDA|VA) 8 $1,650,000 $206,250 $5,167 2.59%
Sterling, CO (FHA|USDA|VA) 7 $1,645,000 $235,000 $4,906 2.68%
Hermiston-Pendleton, OR (FHA|USDA|VA) 9 $1,645,000 $182,778 $5,233 3.12%
Hays, KS (FHA|USDA|VA) 10 $1,640,000 $164,000 $3,970 2.90%
Fergus Falls, MN (FHA|USDA|VA) 7 $1,625,000 $232,143 $2,992 2.85%
Thomaston, GA (FHA|USDA|VA) 8 $1,620,000 $202,500 $4,667 2.94%
New Castle, PA (FHA|USDA|VA) 8 $1,610,000 $201,250 $5,539 2.58%
Orangeburg, SC (FHA|USDA|VA) 8 $1,600,000 $200,000 $4,616 3.11%
Jackson, WY-ID (FHA|USDA|VA) 3 $1,595,000 $531,667 $11,055 2.58%
Shelby, NC (FHA|USDA|VA) 6 $1,590,000 $265,000 $4,091 2.79%
Helena, MT (FHA|USDA|VA) 6 $1,570,000 $261,667 $3,291 2.50%
Angola, IN (FHA|USDA|VA) 5 $1,565,000 $313,000 $3,263 2.65%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 6 $1,560,000 $260,000 $7,829 2.98%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 7 $1,555,000 $222,143 $4,538 2.57%
Cullowhee, NC (FHA|USDA|VA) 5 $1,555,000 $311,000 $6,315 2.48%
TERRE HAUTE, IN (FHA|USDA|VA) 7 $1,545,000 $220,714 $3,727 2.84%
Shawnee, OK (FHA|USDA|VA) 7 $1,515,000 $216,429 $4,263 3.30%
BINGHAMTON, NY (FHA|USDA|VA) 11 $1,515,000 $137,727 $5,286 3.00%
Campbellsville, KY (FHA|USDA|VA) 5 $1,505,000 $301,000 $6,605 3.18%
WILLIAMSPORT, PA (FHA|USDA|VA) 6 $1,500,000 $250,000 $4,231 2.67%
Findlay, OH (FHA|USDA|VA) 8 $1,490,000 $186,250 $3,615 2.86%
Elko, NV (FHA|USDA|VA) 6 $1,480,000 $246,667 $5,057 2.52%
Augusta-Waterville, ME (FHA|USDA|VA) 6 $1,470,000 $245,000 $4,236 2.69%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 8 $1,470,000 $183,750 $3,298 2.69%
Blackfoot, ID (FHA|USDA|VA) 4 $1,450,000 $362,500 $9,362 2.65%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 10 $1,450,000 $145,000 $2,383 2.80%
Fremont, NE (FHA|USDA|VA) 5 $1,445,000 $289,000 $2,274 2.63%
Stevens Point, WI (FHA|USDA|VA) 5 $1,445,000 $289,000 $2,618 2.35%
Stephenville, TX (FHA|USDA|VA) 4 $1,440,000 $360,000 $6,946 2.78%
MIDLAND, MI (FHA|USDA|VA) 9 $1,435,000 $159,444 $2,481 2.89%
Elizabeth City, NC (FHA|USDA|VA) 6 $1,430,000 $238,333 $3,186 2.46%
Portales, NM (FHA|USDA|VA) 8 $1,370,000 $171,250 $5,467 2.66%
Elkins, WV (FHA|USDA|VA) 7 $1,365,000 $195,000 $3,748 3.14%
Owatonna, MN (FHA|USDA|VA) 6 $1,350,000 $225,000 $4,170 2.98%
Mount Pleasant, MI (FHA|USDA|VA) 9 $1,335,000 $148,333 $3,454 3.14%
Bonham, TX (FHA|USDA|VA) 5 $1,335,000 $267,000 $4,839 3.03%
Forest City, NC (FHA|USDA|VA) 5 $1,315,000 $263,000 $5,101 2.90%
Mount Pleasant, TX (FHA|USDA|VA) 4 $1,310,000 $327,500 $3,500 2.78%
Pottsville, PA (FHA|USDA|VA) 8 $1,300,000 $162,500 $4,321 3.00%
FOND DU LAC, WI (FHA|USDA|VA) 5 $1,295,000 $259,000 $4,136 2.75%
Brownwood, TX (FHA|USDA|VA) 4 $1,290,000 $322,500 $4,570 3.06%
Madisonville, KY (FHA|USDA|VA) 8 $1,280,000 $160,000 $3,780 2.94%
MUNCIE, IN (FHA|USDA|VA) 6 $1,270,000 $211,667 $2,931 3.08%
LEWISTON, ID-WA (FHA|USDA|VA) 4 $1,260,000 $315,000 $2,849 3.00%
Kerrville, TX (FHA|USDA|VA) 4 $1,260,000 $315,000 $4,627 2.81%
Alice, TX (FHA|USDA|VA) 6 $1,250,000 $208,333 $5,781 3.19%
Lewisburg, PA (FHA|USDA|VA) 5 $1,245,000 $249,000 $5,902 2.80%
Lewistown, PA (FHA|USDA|VA) 7 $1,235,000 $176,429 $5,588 2.82%
Norfolk, NE (FHA|USDA|VA) 6 $1,230,000 $205,000 $2,071 2.88%
Natchez, MS-LA (FHA|USDA|VA) 6 $1,230,000 $205,000 $3,528 2.81%
MANKATO, MN (FHA|USDA|VA) 4 $1,230,000 $307,500 $1,634 2.81%
Somerset, PA (FHA|USDA|VA) 4 $1,230,000 $307,500 $3,807 2.63%
JACKSON, TN (FHA|USDA|VA) 5 $1,225,000 $245,000 $3,682 2.52%
Maysville, KY (FHA|USDA|VA) 5 $1,225,000 $245,000 $5,212 2.45%
Yankton, SD (FHA|USDA|VA) 6 $1,210,000 $201,667 $3,816 2.75%
Shelbyville, TN (FHA|USDA|VA) 6 $1,200,000 $200,000 $4,709 3.38%
Greenwood, SC (FHA|USDA|VA) 6 $1,200,000 $200,000 $4,827 3.04%
Mineral Wells, TX (FHA|USDA|VA) 3 $1,195,000 $398,333 $8,757 2.79%
Marshalltown, IA (FHA|USDA|VA) 4 $1,180,000 $295,000 $3,168 2.75%
FAIRBANKS, AK (FHA|USDA|VA) 4 $1,180,000 $295,000 $5,624 2.63%
Bay City, TX (FHA|USDA|VA) 4 $1,170,000 $292,500 $5,853 3.12%
Kearney, NE (FHA|USDA|VA) 4 $1,170,000 $292,500 $3,906 2.63%
Batavia, NY (FHA|USDA|VA) 7 $1,165,000 $166,429 $5,093 3.03%
Watertown, SD (FHA|USDA|VA) 5 $1,165,000 $233,000 $3,883 2.52%
Barre, VT (FHA|USDA|VA) 4 $1,150,000 $287,500 $5,983 3.09%
FLORENCE, SC (FHA|USDA|VA) 7 $1,145,000 $163,571 $3,172 2.98%
Oxford, MS (FHA|USDA|VA) 3 $1,145,000 $381,667 $5,822 2.42%
Mount Sterling, KY (FHA|USDA|VA) 5 $1,145,000 $229,000 $6,120 2.50%
Port Lavaca, TX (FHA|USDA|VA) 4 $1,140,000 $285,000 $5,878 2.81%
Selinsgrove, PA (FHA|USDA|VA) 4 $1,140,000 $285,000 $5,008 2.69%
Glasgow, KY (FHA|USDA|VA) 6 $1,130,000 $188,333 $4,466 3.17%
Frankfort, IN (FHA|USDA|VA) 6 $1,130,000 $188,333 $3,954 3.04%
Taylorville, IL (FHA|USDA|VA) 12 $1,120,000 $93,333 $3,604 3.04%
Vincennes, IN (FHA|USDA|VA) 7 $1,095,000 $156,429 $4,377 2.89%
Jacksonville, TX (FHA|USDA|VA) 3 $1,095,000 $365,000 $3,676 2.83%
Ada, OK (FHA|USDA|VA) 6 $1,080,000 $180,000 $4,580 2.71%
Moberly, MO (FHA|USDA|VA) 4 $1,080,000 $270,000 $5,121 3.09%
Woodward, OK (FHA|USDA|VA) 6 $1,080,000 $180,000 $4,667 2.69%
Troy, AL (FHA|USDA|VA) 7 $1,075,000 $153,571 $4,209 3.09%
Kingsville, TX (FHA|USDA|VA) 5 $1,075,000 $215,000 $4,189 2.55%
New Philadelphia-Dover, OH (FHA|USDA|VA) 6 $1,070,000 $178,333 $2,620 2.60%
Wilmington, OH (FHA|USDA|VA) 6 $1,050,000 $175,000 $2,221 3.27%
Meadville, PA (FHA|USDA|VA) 5 $1,045,000 $209,000 $8,450 2.93%
Portsmouth, OH (FHA|USDA|VA) 5 $1,045,000 $209,000 $2,996 3.07%
Minden, LA (FHA|USDA|VA) 4 $1,030,000 $257,500 $3,473 2.53%
Sturgis, MI (FHA|USDA|VA) 4 $1,020,000 $255,000 $5,469 3.12%
Houghton, MI (FHA|USDA|VA) 7 $1,015,000 $145,000 $2,535 2.73%
Baraboo, WI (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,890 2.81%
GREAT FALLS, MT (FHA|USDA|VA) 4 $1,010,000 $252,500 $2,323 2.28%
DANVILLE, IL (FHA|USDA|VA) 7 $1,005,000 $143,571 $3,802 3.18%
Jamestown, ND (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,942 2.62%
Sedalia, MO (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,118 2.92%
Muscatine, IA (FHA|USDA|VA) 5 $1,005,000 $201,000 $2,643 3.07%
Tifton, GA (FHA|USDA|VA) 4 $1,000,000 $250,000 $6,132 2.62%
Dublin, GA (FHA|USDA|VA) 4 $990,000 $247,500 $7,214 2.63%
Altus, OK (FHA|USDA|VA) 4 $990,000 $247,500 $5,940 2.62%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 4 $990,000 $247,500 $4,198 2.50%
Garden City, KS (FHA|USDA|VA) 5 $985,000 $197,000 $4,269 2.47%
Sikeston, MO (FHA|USDA|VA) 5 $955,000 $191,000 $1,474 2.97%
Lumberton, NC (FHA|USDA|VA) 6 $950,000 $158,333 $3,608 3.02%
Sault Ste. Marie, MI (FHA|USDA|VA) 7 $945,000 $135,000 $3,865 2.82%
FARMINGTON, NM (FHA|USDA|VA) 6 $940,000 $156,667 $5,823 3.20%
Toccoa, GA (FHA|USDA|VA) 3 $935,000 $311,667 $3,821 2.75%
Danville, KY (FHA|USDA|VA) 5 $935,000 $187,000 $3,558 2.75%
BAY CITY, MI (FHA|USDA|VA) 6 $930,000 $155,000 $3,473 2.88%
Fallon, NV (FHA|USDA|VA) 3 $925,000 $308,333 $5,114 2.92%
Searcy, AR (FHA|USDA|VA) 4 $910,000 $227,500 $4,582 2.66%
Pella, IA (FHA|USDA|VA) 5 $905,000 $181,000 $3,436 2.85%
Winfield, KS (FHA|USDA|VA) 4 $890,000 $222,500 $3,747 2.72%
Corning, NY (FHA|USDA|VA) 3 $885,000 $295,000 $3,190 2.66%
CUMBERLAND, MD-WV (FHA|USDA|VA) 5 $885,000 $177,000 $3,744 2.58%
Indiana, PA (FHA|USDA|VA) 4 $880,000 $220,000 $6,157 2.69%
GRAND FORKS, ND-MN (FHA|USDA|VA) 4 $880,000 $220,000 $4,286 2.81%
Carlsbad-Artesia, NM (FHA|USDA|VA) 4 $880,000 $220,000 $5,842 2.75%
Iron Mountain, MI-WI (FHA|USDA|VA) 7 $875,000 $125,000 $2,912 3.45%
Moultrie, GA (FHA|USDA|VA) 3 $875,000 $291,667 $4,203 3.08%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 7 $875,000 $125,000 $3,083 3.03%
Olean, NY (FHA|USDA|VA) 5 $875,000 $175,000 $4,189 3.28%
Spearfish, SD (FHA|USDA|VA) 3 $865,000 $288,333 $3,037 2.92%
Big Rapids, MI (FHA|USDA|VA) 5 $855,000 $171,000 $3,322 3.47%
Plymouth, IN (FHA|USDA|VA) 3 $855,000 $285,000 $4,078 2.71%
Crawfordsville, IN (FHA|USDA|VA) 4 $850,000 $212,500 $4,165 2.56%
Sunbury, PA (FHA|USDA|VA) 5 $845,000 $169,000 $6,563 3.30%
Dickinson, ND (FHA|USDA|VA) 3 $845,000 $281,667 $4,107 2.92%
Mountain Home, AR (FHA|USDA|VA) 6 $840,000 $140,000 $2,930 3.13%
Jesup, GA (FHA|USDA|VA) 6 $840,000 $140,000 $5,360 2.91%
DECATUR, IL (FHA|USDA|VA) 7 $835,000 $119,286 $2,858 2.70%
BECKLEY, WV (FHA|USDA|VA) 6 $820,000 $136,667 $3,183 2.73%
ALTOONA, PA (FHA|USDA|VA) 6 $820,000 $136,667 $6,826 3.23%
El Dorado, AR (FHA|USDA|VA) 3 $815,000 $271,667 $5,051 2.63%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $815,000 $271,667 $1,566 2.83%
Salem, OH (FHA|USDA|VA) 4 $800,000 $200,000 $2,817 2.94%
Lock Haven, PA (FHA|USDA|VA) 4 $780,000 $195,000 $8,355 2.87%
Kendallville, IN (FHA|USDA|VA) 4 $780,000 $195,000 $2,218 3.28%
Safford, AZ (FHA|USDA|VA) 3 $775,000 $258,333 $5,186 2.91%
Ashtabula, OH (FHA|USDA|VA) 5 $775,000 $155,000 $4,604 3.07%
North Wilkesboro, NC (FHA|USDA|VA) 4 $770,000 $192,500 $3,224 2.78%
Galesburg, IL (FHA|USDA|VA) 4 $770,000 $192,500 $4,040 3.03%
Duncan, OK (FHA|USDA|VA) 3 $765,000 $255,000 $8,338 2.83%
Natchitoches, LA (FHA|USDA|VA) 2 $760,000 $380,000 $3,909 2.13%
Big Stone Gap, VA (FHA|USDA|VA) 4 $760,000 $190,000 $3,212 2.72%
Jackson, OH (FHA|USDA|VA) 4 $760,000 $190,000 $2,292 3.59%
GRAND ISLAND, NE (FHA|USDA|VA) 5 $755,000 $151,000 $5,302 3.00%
Paris, TX (FHA|USDA|VA) 3 $755,000 $251,667 $5,029 2.79%
Corinth, MS (FHA|USDA|VA) 2 $750,000 $375,000 $5,007 2.13%
Waycross, GA (FHA|USDA|VA) 4 $750,000 $187,500 $6,349 2.44%
McMinnville, TN (FHA|USDA|VA) 3 $745,000 $248,333 $3,748 2.91%
Lebanon, MO (FHA|USDA|VA) 3 $745,000 $248,333 $2,457 2.92%
Coldwater, MI (FHA|USDA|VA) 3 $735,000 $245,000 $4,606 2.66%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 3 $735,000 $245,000 $5,136 2.79%
West Plains, MO (FHA|USDA|VA) 4 $730,000 $182,500 $3,346 2.47%
Worthington, MN (FHA|USDA|VA) 4 $730,000 $182,500 $3,561 3.00%
Bluefield, WV-VA (FHA|USDA|VA) 3 $725,000 $241,667 $6,711 3.04%
Grand Rapids, MN (FHA|USDA|VA) 3 $715,000 $238,333 $2,258 3.00%
Athens, OH (FHA|USDA|VA) 2 $710,000 $355,000 $2,540 2.38%
Tupelo, MS (FHA|USDA|VA) 4 $710,000 $177,500 $3,298 2.75%
Huntingdon, PA (FHA|USDA|VA) 4 $710,000 $177,500 $7,108 2.81%
Dumas, TX (FHA|USDA|VA) 5 $705,000 $141,000 $6,214 3.15%
Nacogdoches, TX (FHA|USDA|VA) 4 $700,000 $175,000 $4,640 2.56%
LIMA, OH (FHA|USDA|VA) 4 $690,000 $172,500 $3,760 2.75%
Sulphur Springs, TX (FHA|USDA|VA) 4 $690,000 $172,500 $3,623 2.69%
Bedford, IN (FHA|USDA|VA) 3 $685,000 $228,333 $1,662 2.58%
Atchison, KS (FHA|USDA|VA) 3 $675,000 $225,000 $2,812 2.83%
Lawrenceburg, TN (FHA|USDA|VA) 3 $675,000 $225,000 $6,299 3.29%
Milledgeville, GA (FHA|USDA|VA) 3 $665,000 $221,667 $5,446 2.96%
Ashland, OH (FHA|USDA|VA) 3 $655,000 $218,333 $3,333 2.92%
Bucyrus-Galion, OH (FHA|USDA|VA) 6 $650,000 $108,333 $2,095 3.40%
Zanesville, OH (FHA|USDA|VA) 4 $650,000 $162,500 $4,088 2.94%
Richmond, IN (FHA|USDA|VA) 6 $640,000 $106,667 $2,849 3.12%
Starkville, MS (FHA|USDA|VA) 2 $640,000 $320,000 $4,012 2.62%
New Castle, IN (FHA|USDA|VA) 4 $630,000 $157,500 $1,248 2.34%
Bogalusa, LA (FHA|USDA|VA) 2 $630,000 $315,000 $13,213 3.00%
Weatherford, OK (FHA|USDA|VA) 4 $620,000 $155,000 $4,812 2.69%
North Vernon, IN (FHA|USDA|VA) 3 $615,000 $205,000 $6,210 2.92%
Rio Grande City-Roma, TX (FHA|USDA|VA) 3 $605,000 $201,667 $5,571 3.13%
Winona, MN (FHA|USDA|VA) 2 $590,000 $295,000 $5,962 3.18%
Cadillac, MI (FHA|USDA|VA) 3 $575,000 $191,667 $3,235 2.88%
Spirit Lake, IA (FHA|USDA|VA) 3 $575,000 $191,667 $2,872 3.17%
Columbus, NE (FHA|USDA|VA) 3 $575,000 $191,667 $3,795 2.79%
Fremont, OH (FHA|USDA|VA) 2 $570,000 $285,000 $3,780 2.31%
Marinette, WI-MI (FHA|USDA|VA) 4 $560,000 $140,000 $2,429 2.72%
Auburn, IN (FHA|USDA|VA) 3 $555,000 $185,000 $5,085 3.33%
MISSOULA, MT (FHA|USDA|VA) 2 $550,000 $275,000 $2,636 3.00%
Fairfield, IA (FHA|USDA|VA) 1 $545,000 $545,000 $4,845 1.75%
Menomonie, WI (FHA|USDA|VA) 3 $545,000 $181,667 $2,743 3.00%
McComb, MS (FHA|USDA|VA) 3 $545,000 $181,667 $6,170 2.75%
Bainbridge, GA (FHA|USDA|VA) 2 $540,000 $270,000 $7,254 2.94%
Mount Vernon, IL (FHA|USDA|VA) 4 $540,000 $135,000 $3,717 2.69%
Batesville, AR (FHA|USDA|VA) 4 $540,000 $135,000 $2,910 2.69%
WHEELING, WV-OH (FHA|USDA|VA) 4 $540,000 $135,000 $4,862 2.93%
Sidney, OH (FHA|USDA|VA) 2 $540,000 $270,000 $3,454 2.63%
Norwalk, OH (FHA|USDA|VA) 4 $530,000 $132,500 $3,536 3.06%
McPherson, KS (FHA|USDA|VA) 4 $530,000 $132,500 $4,353 3.15%
Greensburg, IN (FHA|USDA|VA) 3 $525,000 $175,000 $4,436 2.83%
Paducah, KY-IL (FHA|USDA|VA) 2 $520,000 $260,000 $4,572 3.25%
Russellville, AR (FHA|USDA|VA) 3 $515,000 $171,667 $2,092 2.96%
Martin, TN (FHA|USDA|VA) 3 $515,000 $171,667 $2,938 3.08%
Taos, NM (FHA|USDA|VA) 2 $510,000 $255,000 $4,162 3.18%
Marietta, OH (FHA|USDA|VA) 2 $510,000 $255,000 $1,377 2.50%
Poplar Bluff, MO (FHA|USDA|VA) 3 $505,000 $168,333 $1,950 3.08%
Clinton, IA (FHA|USDA|VA) 3 $505,000 $168,333 $4,003 3.00%
Fort Polk South, LA (FHA|USDA|VA) 3 $495,000 $165,000 $4,595 2.71%
Auburn, NY (FHA|USDA|VA) 2 $490,000 $245,000 $10,372 2.69%
Las Vegas, NM (FHA|USDA|VA) 1 $485,000 $485,000 $35,667 2.25%
Kinston, NC (FHA|USDA|VA) 3 $485,000 $161,667 $3,579 2.33%
West Point, MS (FHA|USDA|VA) 1 $485,000 $485,000 $20,991 2.25%
ENID, OK (FHA|USDA|VA) 3 $485,000 $161,667 $2,979 2.58%
Sandusky, OH (FHA|USDA|VA) 3 $485,000 $161,667 $5,442 2.46%
Point Pleasant, WV-OH (FHA|USDA|VA) 3 $485,000 $161,667 $5,231 2.66%
Guymon, OK (FHA|USDA|VA) 4 $480,000 $120,000 $6,106 2.97%
Bluffton, IN (FHA|USDA|VA) 2 $480,000 $240,000 $2,450 2.63%
Wauchula, FL (FHA|USDA|VA) 2 $480,000 $240,000 $5,818 3.06%
JONESBORO, AR (FHA|USDA|VA) 2 $480,000 $240,000 $4,392 2.88%
Rutland, VT (FHA|USDA|VA) 3 $475,000 $158,333 $3,116 2.75%
Hastings, NE (FHA|USDA|VA) 3 $475,000 $158,333 $2,196 3.58%
Austin, MN (FHA|USDA|VA) 2 $470,000 $235,000 $6,451 3.44%
Othello, WA (FHA|USDA|VA) 2 $460,000 $230,000 $4,527 2.43%
La Grande, OR (FHA|USDA|VA) 3 $455,000 $151,667 $4,485 2.83%
Pontiac, IL (FHA|USDA|VA) 3 $455,000 $151,667 $5,113 3.17%
Dixon, IL (FHA|USDA|VA) 2 $450,000 $225,000 $2,237 2.87%
Marshall, MN (FHA|USDA|VA) 2 $450,000 $225,000 $2,502 2.56%
Liberal, KS (FHA|USDA|VA) 4 $450,000 $112,500 $6,659 2.78%
Central City, KY (FHA|USDA|VA) 3 $445,000 $148,333 $2,650 3.50%
Manitowoc, WI (FHA|USDA|VA) 3 $445,000 $148,333 $1,911 2.92%
Rolla, MO (FHA|USDA|VA) 3 $445,000 $148,333 $3,725 3.25%
Burley, ID (FHA|USDA|VA) 2 $440,000 $220,000 $7,564 2.62%
JOHNSTOWN, PA (FHA|USDA|VA) 3 $435,000 $145,000 $3,270 2.50%
Vidalia, GA (FHA|USDA|VA) 2 $430,000 $215,000 $1,690 2.25%
Sheridan, WY (FHA|USDA|VA) 1 $415,000 $415,000 $5,195 2.50%
Union, SC (FHA|USDA|VA) 3 $405,000 $135,000 $4,807 3.04%
Cortland, NY (FHA|USDA|VA) 2 $400,000 $200,000 $6,270 3.06%
Aberdeen, SD (FHA|USDA|VA) 2 $400,000 $200,000 $2,340 2.88%
Laurel, MS (FHA|USDA|VA) 2 $400,000 $200,000 $6,098 2.68%
Juneau, AK (FHA|USDA|VA) 1 $395,000 $395,000 $4,437 2.75%
KOKOMO, IN (FHA|USDA|VA) 3 $385,000 $128,333 $3,383 2.79%
Beatrice, NE (FHA|USDA|VA) 2 $380,000 $190,000 $2,907 2.69%
Berlin, NH (FHA|USDA|VA) 3 $375,000 $125,000 $2,371 2.29%
Marion, IN (FHA|USDA|VA) 3 $375,000 $125,000 $2,374 2.96%
Corsicana, TX (FHA|USDA|VA) 1 $375,000 $375,000 $3,398 2.99%
Platteville, WI (FHA|USDA|VA) 2 $370,000 $185,000 $2,525 2.50%
Warren, PA (FHA|USDA|VA) 3 $365,000 $121,667 $4,054 2.75%
Paris, TN (FHA|USDA|VA) 1 $365,000 $365,000 $4,653 2.88%
Wapakoneta, OH (FHA|USDA|VA) 2 $360,000 $180,000 $5,714 3.06%
Marshall, MO (FHA|USDA|VA) 2 $360,000 $180,000 $4,076 2.69%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $360,000 $180,000 $2,597 2.38%
Tahlequah, OK (FHA|USDA|VA) 2 $360,000 $180,000 $4,956 3.18%
Murray, KY (FHA|USDA|VA) 2 $350,000 $175,000 $1,998 2.94%
Hobbs, NM (FHA|USDA|VA) 2 $350,000 $175,000 $4,769 2.81%
Brookhaven, MS (FHA|USDA|VA) 2 $350,000 $175,000 $4,466 3.12%
Mexico, MO (FHA|USDA|VA) 2 $350,000 $175,000 $1,068 2.25%
Centralia, IL (FHA|USDA|VA) 2 $350,000 $175,000 $1,359 2.75%
Wabash, IN (FHA|USDA|VA) 2 $340,000 $170,000 $3,208 2.87%
Sweetwater, TX (FHA|USDA|VA) 2 $330,000 $165,000 $4,691 3.69%
Malone, NY (FHA|USDA|VA) 2 $330,000 $165,000 $3,518 2.75%
Brookings, SD (FHA|USDA|VA) 1 $325,000 $325,000 $2,255 2.50%
Big Spring, TX (FHA|USDA|VA) 1 $325,000 $325,000 $1,900 2.75%
Selma, AL (FHA|USDA|VA) 2 $320,000 $160,000 $5,250 3.19%
Alma, MI (FHA|USDA|VA) 1 $315,000 $315,000 $3,787 2.88%
Ozark, AL (FHA|USDA|VA) 2 $310,000 $155,000 $3,927 3.06%
Ludington, MI (FHA|USDA|VA) 1 $305,000 $305,000 $1,359 2.25%
New Ulm, MN (FHA|USDA|VA) 1 $305,000 $305,000 $1,428 2.25%
Ruidoso, NM (FHA|USDA|VA) 1 $305,000 $305,000 $2,587 2.38%
Union City, TN (FHA|USDA|VA) 2 $300,000 $150,000 $3,701 3.25%
Del Rio, TX (FHA|USDA|VA) 2 $300,000 $150,000 $3,084 2.50%
Maryville, MO (FHA|USDA|VA) 2 $300,000 $150,000 $2,033 3.56%
Pampa, TX (FHA|USDA|VA) 1 $295,000 $295,000 $5,193 2.88%
Ponca City, OK (FHA|USDA|VA) 2 $290,000 $145,000 $4,335 2.75%
PINE BLUFF, AR (FHA|USDA|VA) 2 $290,000 $145,000 $1,909 2.63%
Eagle Pass, TX (FHA|USDA|VA) 1 $285,000 $285,000 $6,874 2.25%
Mayfield, KY (FHA|USDA|VA) 3 $285,000 $95,000 $4,189 3.08%
Celina, OH (FHA|USDA|VA) 2 $280,000 $140,000 $4,850 2.62%
Eufaula, AL-GA (FHA|USDA|VA) 2 $280,000 $140,000 $1,587 3.50%
Magnolia, AR (FHA|USDA|VA) 2 $280,000 $140,000 $3,946 2.50%
Parsons, KS (FHA|USDA|VA) 2 $280,000 $140,000 $1,731 2.75%
Henderson, NC (FHA|USDA|VA) 2 $280,000 $140,000 $2,171 2.93%
Dodge City, KS (FHA|USDA|VA) 2 $270,000 $135,000 $3,851 2.69%
Carroll, IA (FHA|USDA|VA) 1 $265,000 $265,000 $1,740 2.75%
Dyersburg, TN (FHA|USDA|VA) 2 $250,000 $125,000 $5,673 3.25%
Emporia, KS (FHA|USDA|VA) 2 $250,000 $125,000 $2,564 3.19%
Oskaloosa, IA (FHA|USDA|VA) 1 $245,000 $245,000 $2,146 2.38%
Greenville, OH (FHA|USDA|VA) 1 $245,000 $245,000 $672 2.38%
Miami, OK (FHA|USDA|VA) 2 $240,000 $120,000 $1,992 2.62%
Jacksonville, IL (FHA|USDA|VA) 2 $240,000 $120,000 $3,401 3.37%
Newberry, SC (FHA|USDA|VA) 1 $235,000 $235,000 $2,589 3.63%
Durant, OK (FHA|USDA|VA) 1 $235,000 $235,000 $4,415 2.50%
DUBUQUE, IA (FHA|USDA|VA) 1 $235,000 $235,000 $1,075 2.75%
Douglas, GA (FHA|USDA|VA) 1 $235,000 $235,000 $1,539 3.13%
Hannibal, MO (FHA|USDA|VA) 2 $230,000 $115,000 $2,588 3.00%
Harrison, AR (FHA|USDA|VA) 2 $230,000 $115,000 $3,558 2.87%
Oil City, PA (FHA|USDA|VA) 1 $225,000 $225,000 $6,429 2.63%
Plattsburgh, NY (FHA|USDA|VA) 1 $225,000 $225,000 $2,571 2.25%
Connersville, IN (FHA|USDA|VA) 2 $220,000 $110,000 $3,904 3.56%
Gallup, NM (FHA|USDA|VA) 1 $215,000 $215,000 $3,461 2.99%
Española, NM (FHA|USDA|VA) 1 $215,000 $215,000 $3,909 3.00%
Bemidji, MN (FHA|USDA|VA) 1 $215,000 $215,000 $2,803 2.25%
Pecos, TX (FHA|USDA|VA) 1 $205,000 $205,000 $1,446 2.75%
McAlester, OK (FHA|USDA|VA) 2 $200,000 $100,000 $3,195 3.06%
Sterling, IL (FHA|USDA|VA) 2 $200,000 $100,000 $2,687 3.06%
Decatur, IN (FHA|USDA|VA) 1 $195,000 $195,000 $4,036 2.50%
Lincoln, IL (FHA|USDA|VA) 1 $195,000 $195,000 $1,671 2.25%
Ogdensburg-Massena, NY (FHA|USDA|VA) 2 $190,000 $95,000 $3,977 3.38%
Evanston, WY (FHA|USDA|VA) 1 $185,000 $185,000 $5,809 2.88%
Malvern, AR (FHA|USDA|VA) 1 $185,000 $185,000 $4,958 2.25%
Winnemucca, NV (FHA|USDA|VA) 1 $185,000 $185,000 $3,352 2.88%
ITHACA, NY (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.75%
Summerville, GA (FHA|USDA|VA) 2 $170,000 $85,000 $4,345 3.44%
Effingham, IL (FHA|USDA|VA) 1 $165,000 $165,000 $3,666 2.75%
Raymondville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,808 2.75%
Fairmont, MN (FHA|USDA|VA) 1 $165,000 $165,000 $870 3.00%
Greenwood, MS (FHA|USDA|VA) 1 $165,000 $165,000 $6,976 2.99%
Cambridge, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,299 2.25%
Peru, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,479 2.25%
Quincy, IL-MO (FHA|USDA|VA) 1 $155,000 $155,000 $1,933 2.99%
Tiffin, OH (FHA|USDA|VA) 1 $155,000 $155,000 $3,151 3.99%
Albert Lea, MN (FHA|USDA|VA) 1 $145,000 $145,000 $4,692 2.25%
Lexington, NE (FHA|USDA|VA) 2 $140,000 $70,000 $2,705 3.38%
Burlington, IA-IL (FHA|USDA|VA) 1 $135,000 $135,000 $4,568 3.25%
Stillwater, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,285 2.88%
Great Bend, KS (FHA|USDA|VA) 1 $135,000 $135,000 $6,219 2.88%
Silver City, NM (FHA|USDA|VA) 1 $135,000 $135,000 $7,653 3.88%
Coshocton, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,402 2.63%
Blytheville, AR (FHA|USDA|VA) 1 $125,000 $125,000 $2,619 3.00%
Uvalde, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,351 4.25%
Pittsburg, KS (FHA|USDA|VA) 1 $115,000 $115,000 $3,887 3.00%
Rockingham, NC (FHA|USDA|VA) 1 $115,000 $115,000 $4,311 3.00%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $115,000 $115,000 $1,747 2.25%
Clarksdale, MS (FHA|USDA|VA) 1 $115,000 $115,000 $2,905 2.63%
Hope, AR (FHA|USDA|VA) 1 $115,000 $115,000 $3,966 2.88%
Huntington, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,743 3.25%
Sayre, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,522 2.25%
ELMIRA, NY (FHA|USDA|VA) 2 $110,000 $55,000 $4,520 3.69%
Roswell, NM (FHA|USDA|VA) 1 $105,000 $105,000 $3,307 2.25%
Paragould, AR (FHA|USDA|VA) 1 $105,000 $105,000 $1,798 2.99%
Zapata, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,189 2.75%
Gaffney, SC (FHA|USDA|VA) 1 $105,000 $105,000 $2,495 2.63%
Middlesborough, KY (FHA|USDA|VA) 1 $95,000 $95,000 $4,604 2.75%
Vicksburg, MS (FHA|USDA|VA) 1 $95,000 $95,000 $4,288 3.38%
Camden, AR (FHA|USDA|VA) 1 $95,000 $95,000 $3,415 2.99%
Bartlesville, OK (FHA|USDA|VA) 1 $95,000 $95,000 $4,356 3.38%
North Platte, NE (FHA|USDA|VA) 1 $95,000 $95,000 $762 2.75%
Logansport, IN (FHA|USDA|VA) 1 $75,000 $75,000 $1,196 2.63%
Thomasville, GA (FHA|USDA|VA) 1 $75,000 $75,000 $4,570 2.75%

Home Point Financial Corporation's top markets include Los Angeles, New York, San Francisco, San Diego, and Riverside among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 173,854 $62,730,340,000 $360,822 $4,713 2.88%
VA 19,433 $7,247,505,000 $372,948 $6,092 2.46%
FHA 14,253 $4,041,305,000 $283,541 $8,791 2.79%
USDA 1,785 $374,555,000 $209,835 $5,805 2.83%

For the 2021 period, Home Point Financial Corporation's most frequently originated loan type of loans were Conventional, with 173,854 originations. Their 2nd most popular type is VA, with 19,433 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 94,237 $32,933,035,000 $349,470 $4,049 2.69%
Home Purchase 61,589 $22,148,085,000 $359,611 $6,598 2.95%
Cash Out Refi 52,198 $18,879,930,000 $361,698 $5,427 2.95%
Home Improvement 1,301 $432,655,000 $332,556 $4,185 2.94%

For the 2021, Home Point Financial Corporation's most frequently cited loan purpose of loans were Refi, with 94,237 originations. The 2nd most popular reason of loans were Home Purchase, with 61,589 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 167,354 $61,411,100,000 $366,953 $5,484 2.94%
15 Year 27,159 $8,550,775,000 $314,841 $3,819 2.30%
20 Year 9,074 $2,773,160,000 $305,616 $4,051 2.72%
Other 3,662 $1,152,970,000 $314,847 $4,045 2.76%
10 Year 2,076 $505,700,000 $243,593 $3,216 2.22%

For the 2021, Home Point Financial Corporation's most frequently cited loan length of loans were 30 Year, with 167,354 originations. The 2nd most popular length of loans were 15 Year, with 27,159 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 77,842 $28,852,750,000 $370,658
$<1k 53,700 $17,224,830,000 $320,760
$5k+ 26,473 $11,584,425,000 $437,594
$3k-4k 21,371 $7,092,205,000 $331,861
$2k-3k 17,260 $5,435,800,000 $314,936

$5,484 of loans were Home Point Financial Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 77,842 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 103,943 $38,115,895,000 $366,700
<2.5% 53,387 $18,978,165,000 $355,483
3-4% 49,814 $16,745,500,000 $336,161
4-5% 2,056 $525,230,000 $255,462
5-6% 125 $28,915,000 $231,320

During 2021, Home Point Financial Corporation's average interest rate of loans were 2.94%, while their most frequently originated rate bucket of loans were 2.5-3%, with 103,943 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 100,460 $30,140,390,000 $300,024 $4,839 2.82%
$400k-600k 59,355 $28,661,375,000 $482,881 $5,773 2.78%
$100k-200k 32,328 $5,064,220,000 $156,651 $3,794 2.92%
$600k-1MM 13,859 $9,840,875,000 $710,071 $7,890 2.89%
$100,000 or less 2,952 $241,460,000 $81,795 $3,208 3.19%
$1MM+ 371 $445,385,000 $1,200,499 $18,169 2.88%

2021 saw Home Point Financial Corporation place emphasis on $200k-400k loans with 100,460 originations, totaling $30,140,390,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 52,027 $19,907,175,000 $382,632 $5,296 2.84%
$150k-250k 40,935 $17,906,165,000 $437,429 $5,273 2.80%
$75k-100k 34,228 $11,277,270,000 $329,475 $5,296 2.88%
$50k-75k 34,206 $9,242,420,000 $270,199 $5,097 2.92%
$50k or less 24,566 $6,053,310,000 $246,410 $4,744 2.87%
$250k+ 15,927 $7,616,735,000 $478,228 $5,500 2.80%

Home Point Financial Corporation lent most frequently to those with incomes in the $100k-150k range, with 52,027 originations. The second most popular income band? $150k-250k, with 40,935 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 44,461 $15,519,635,000 $349,062 $4,610 2.80%
30-36% 36,228 $12,907,580,000 $356,287 $5,010 2.87%
<20% 16,119 $5,359,135,000 $332,473 $4,237 2.75%
44% 8,154 $2,980,320,000 $365,504 $5,631 2.95%
43% 7,710 $2,814,140,000 $364,999 $5,516 2.94%
42% 7,702 $2,812,210,000 $365,127 $5,461 2.94%
41% 7,295 $2,643,375,000 $362,354 $5,488 2.93%
39% 7,216 $2,607,180,000 $361,305 $5,314 2.92%
40% 7,208 $2,574,970,000 $357,238 $5,275 2.92%
38% 6,950 $2,507,480,000 $360,788 $5,237 2.90%
37% 6,889 $2,486,195,000 $360,893 $5,276 2.89%
36% 6,671 $2,388,165,000 $357,992 $5,194 2.89%
49% 6,273 $2,365,985,000 $377,170 $5,989 2.89%
45% 6,201 $2,289,625,000 $369,235 $5,823 2.91%
46% 5,480 $2,010,190,000 $366,823 $5,802 2.88%
47% 5,312 $1,982,590,000 $373,229 $5,818 2.89%
48% 5,293 $1,993,555,000 $376,640 $5,848 2.89%
50-60% 4,940 $1,749,390,000 $354,128 $9,191 2.76%
>60% 358 $143,910,000 $401,983 $7,648 2.66%

Home Point Financial Corporation lent most frequently to those with DTI ratios of 20-30%, with 44,461 originations. The next most common DTI ratio? 30-36%, with 36,228 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 138,608 $47,550,450,000 $343,057 $5,196 2.86%
Not provided 32,397 $12,080,405,000 $372,887 $4,922 2.79%
Asian 27,497 $11,181,605,000 $406,648 $4,747 2.75%
Black 9,350 $3,027,550,000 $323,802 $6,270 2.90%
American Indian 817 $289,055,000 $353,800 $5,443 2.90%
Native Hawaiian 552 $222,070,000 $402,301 $6,092 2.87%
Asian Indian 52 $22,200,000 $426,923 $3,723 2.49%
Other Asian 13 $5,015,000 $385,769 $4,505 2.66%
Filipino 11 $4,675,000 $425,000 $4,264 2.94%
Other Pacific Islander 6 $2,550,000 $425,000 $4,401 2.44%
Chinese 5 $2,455,000 $491,000 $1,742 2.42%
Vietnamese 4 $1,530,000 $382,500 $1,794 2.44%
Korean 4 $1,530,000 $382,500 $2,236 2.41%
6 $1,510,000 $251,667 $4,716 2.46%
Japanese 2 $710,000 $355,000 $1,245 2.63%
Native Hawiian 1 $395,000 $395,000 $3,170 3.13%

Approval Rates

Total approvals of all applications
93.61%

Home Point Financial Corporation has an average approval rate.

Pick Rate

Approvals leading to origination
85.65%

Home Point Financial Corporation has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 209,325 $74,393,705,000 $355,398

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
209,325 $74,393,705,000 $355,398

LTV Distribution

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Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 14,022 $4,359,290,000 $310,889 $3,810 2.67%
40-60% 45,086 $16,233,660,000 $360,060 $4,018 2.72%
60-80% 84,590 $31,061,670,000 $367,203 $5,009 2.91%
80-100% 62,303 $21,560,555,000 $346,060 $6,096 2.86%
Over 100% 1,920 $786,300,000