Home Point Financial Corporation Mortgage Rates, Fees & Info
EAST LANSING, MILEI: 549300BRJZYHYKT4BJ84
Tax ID: 20-8921389
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Mortgage Data
Review & Overview
Home Point Financial Corporation is a large mortgage company specializing in Home Purchase and Cash Out Refi loans. Home Point Financial Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, New York, Riverside, Phoenix, and Sacramento among others. We have data for 785 markets. (Some data included below & more in-depth data is available with an active subscription.)Home Point Financial Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Home Point Financial Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.63% | 11/22/24 |
| 30 Year Conventional Refi | 6.35% | 11/22/24 |
| 30 Year Cash-out Refi | 6.64% | 11/22/24 |
| 30 Year FHA Purchase | 7.14% | 11/22/24 |
| 30 Year FHA Refi | 6.88% | 11/22/24 |
| 30 Year VA Purchase | 6.12% | 11/22/24 |
| 30 Year VA Refi | 5.62% | 11/22/24 |
| 30 Year USDA Purchase | 6.57% | 11/22/24 |
| 30 Year USDA Refi | 6.23% | 11/22/24 |
| 15 Year Conventional Purchase | 5.91% | 11/22/24 |
| 15 Year Conventional Refi | 5.82% | 11/22/24 |
| 15 Year Cash-out Refi | 5.82% | 11/22/24 |
| 15 Year FHA Purchase | 7.13% | 11/22/24 |
| 15 Year FHA Refi | 6.70% | 11/22/24 |
| 15 Year VA Purchase | 5.87% | 11/22/24 |
| 15 Year VA Refi | 5.75% | 11/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Home Point Financial Corporation Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
64,204Origination Dollar Volume (All Markets)
$23,167,540,000Awards
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HOME POINT FINANCIAL CORPORATION - 2022
HOME POINT FINANCIAL CORPORATION is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3,129 | $1,683,115,000 | $537,908 | $9,360 | 4.09% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3,005 | $1,447,275,000 | $481,622 | $12,693 | 4.20% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2,340 | $981,290,000 | $419,355 | $9,335 | 4.25% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,931 | $705,365,000 | $365,285 | $7,378 | 4.22% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1,548 | $659,190,000 | $425,833 | $8,050 | 4.33% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2,285 | $651,745,000 | $285,228 | $6,607 | 4.53% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,497 | $649,265,000 | $433,711 | $7,688 | 4.30% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,114 | $625,900,000 | $561,849 | $7,921 | 3.92% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1,157 | $603,305,000 | $521,439 | $9,253 | 3.95% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,616 | $601,890,000 | $372,457 | $7,984 | 4.33% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1,325 | $573,675,000 | $432,962 | $9,401 | 4.25% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,642 | $541,540,000 | $329,805 | $8,186 | 4.40% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,545 | $528,595,000 | $342,133 | $7,266 | 4.39% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1,165 | $419,535,000 | $360,116 | $9,955 | 4.45% |
| Outside of Metro Areas | 1,663 | $419,395,000 | $252,192 | $6,678 | 4.49% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,273 | $398,265,000 | $312,855 | $8,826 | 4.41% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 843 | $354,735,000 | $420,801 | $8,500 | 4.07% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1,031 | $353,155,000 | $342,536 | $7,049 | 4.32% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 721 | $343,945,000 | $477,039 | $9,059 | 4.24% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 733 | $294,735,000 | $402,094 | $7,113 | 4.29% |
| FRESNO, CA (FHA|USDA|VA) | 763 | $266,885,000 | $349,784 | $8,377 | 4.28% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 874 | $259,950,000 | $297,426 | $8,482 | 4.26% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 444 | $253,620,000 | $571,216 | $5,826 | 3.94% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 923 | $233,975,000 | $253,494 | $5,444 | 4.71% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 544 | $232,500,000 | $427,390 | $8,641 | 4.14% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 349 | $209,555,000 | $600,444 | $11,816 | 3.82% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 486 | $206,420,000 | $424,733 | $8,029 | 4.31% |
| LOUISVILLE, KY (FHA|USDA|VA) | 863 | $206,415,000 | $239,183 | $5,483 | 4.55% |
| PROVO-OREM, UT (FHA|USDA|VA) | 443 | $189,885,000 | $428,634 | $7,794 | 4.19% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 545 | $187,055,000 | $343,220 | $8,165 | 4.32% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 469 | $184,895,000 | $394,232 | $7,828 | 4.20% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 560 | $180,520,000 | $322,357 | $9,010 | 4.52% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 496 | $172,280,000 | $347,339 | $8,673 | 4.45% |
| STOCKTON, CA (FHA|USDA|VA) | 393 | $167,025,000 | $425,000 | $7,568 | 4.19% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 382 | $145,970,000 | $382,120 | $7,718 | 4.09% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 403 | $126,385,000 | $313,610 | $8,245 | 4.27% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 386 | $123,190,000 | $319,145 | $6,896 | 4.41% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 243 | $121,925,000 | $501,749 | $9,472 | 4.19% |
| MODESTO, CA (FHA|USDA|VA) | 319 | $118,805,000 | $372,429 | $7,945 | 4.38% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 371 | $115,585,000 | $311,550 | $9,130 | 4.31% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 392 | $111,470,000 | $284,362 | $5,700 | 4.56% |
| LAFAYETTE, LA (FHA|USDA|VA) | 466 | $110,750,000 | $237,661 | $7,215 | 4.45% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 307 | $106,975,000 | $348,453 | $8,971 | 4.28% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 219 | $106,425,000 | $485,959 | $8,393 | 4.13% |
| VALLEJO, CA (FHA|USDA|VA) | 234 | $104,870,000 | $448,162 | $9,240 | 4.24% |
| SALINAS, CA (FHA|USDA|VA) | 216 | $102,940,000 | $476,574 | $9,253 | 4.14% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 370 | $100,690,000 | $272,135 | $8,122 | 4.35% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 314 | $98,330,000 | $313,153 | $8,470 | 4.47% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 287 | $97,865,000 | $340,993 | $7,625 | 4.19% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 345 | $97,345,000 | $282,159 | $6,952 | 4.34% |
| COLUMBUS, OH (FHA|USDA|VA) | 338 | $96,830,000 | $286,479 | $6,738 | 4.60% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 262 | $96,430,000 | $368,053 | $5,923 | 4.34% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 283 | $94,655,000 | $334,470 | $7,146 | 4.47% |
| ANCHORAGE, AK (FHA|USDA|VA) | 263 | $93,285,000 | $354,696 | $7,795 | 4.80% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 163 | $83,955,000 | $515,061 | $8,804 | 4.15% |
| GREELEY, CO (FHA|USDA|VA) | 211 | $82,895,000 | $392,867 | $8,123 | 4.19% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 261 | $80,505,000 | $308,448 | $8,921 | 4.34% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 184 | $80,040,000 | $435,000 | $9,671 | 4.13% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 222 | $75,540,000 | $340,270 | $8,399 | 4.31% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 286 | $73,440,000 | $256,783 | $5,332 | 4.52% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 282 | $72,400,000 | $256,738 | $6,589 | 4.38% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 194 | $70,920,000 | $365,567 | $8,640 | 4.31% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 293 | $69,185,000 | $236,126 | $9,038 | 4.49% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 220 | $69,120,000 | $314,182 | $9,083 | 4.39% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 247 | $66,555,000 | $269,453 | $5,840 | 4.63% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 186 | $66,110,000 | $355,430 | $10,088 | 4.53% |
| BATON ROUGE, LA (FHA|USDA|VA) | 253 | $65,195,000 | $257,688 | $8,100 | 4.41% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 237 | $64,365,000 | $271,582 | $7,419 | 4.33% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 157 | $63,395,000 | $403,790 | $6,391 | 4.29% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 221 | $61,675,000 | $279,072 | $5,893 | 4.71% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 240 | $61,460,000 | $256,083 | $7,220 | 4.53% |
| MADERA, CA (FHA|USDA|VA) | 165 | $57,835,000 | $350,515 | $8,201 | 4.28% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 173 | $55,795,000 | $322,514 | $7,861 | 4.38% |
| RICHMOND, VA (FHA|USDA|VA) | 168 | $55,310,000 | $329,226 | $7,418 | 4.40% |
| FORT COLLINS, CO (FHA|USDA|VA) | 134 | $51,340,000 | $383,134 | $6,725 | 4.34% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 180 | $49,960,000 | $277,556 | $8,219 | 4.37% |
| SALEM, OR (FHA|USDA|VA) | 147 | $49,805,000 | $338,810 | $7,632 | 4.49% |
| PITTSBURGH, PA (FHA|USDA|VA) | 213 | $48,775,000 | $228,991 | $7,502 | 4.67% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 182 | $48,530,000 | $266,648 | $8,751 | 4.48% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 153 | $47,235,000 | $308,725 | $10,231 | 4.32% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 164 | $45,600,000 | $278,049 | $8,294 | 4.32% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 126 | $45,120,000 | $358,095 | $8,204 | 4.33% |
| BOISE CITY, ID (FHA|USDA|VA) | 109 | $44,565,000 | $408,853 | $8,680 | 4.13% |
| BEND, OR (FHA|USDA|VA) | 91 | $43,865,000 | $482,033 | $8,419 | 4.43% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 131 | $43,365,000 | $331,031 | $8,987 | 4.51% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 152 | $39,070,000 | $257,039 | $5,258 | 4.64% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 96 | $38,190,000 | $397,813 | $6,903 | 4.19% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 67 | $38,165,000 | $569,627 | $9,607 | 3.91% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 131 | $37,855,000 | $288,969 | $8,838 | 4.30% |
| BOULDER, CO (FHA|USDA|VA) | 83 | $36,835,000 | $443,795 | $6,873 | 4.30% |
| VISALIA, CA (FHA|USDA|VA) | 117 | $35,815,000 | $306,111 | $8,839 | 4.18% |
| REDDING, CA (FHA|USDA|VA) | 109 | $34,875,000 | $319,954 | $7,642 | 4.40% |
| WICHITA, KS (FHA|USDA|VA) | 154 | $34,770,000 | $225,779 | $5,531 | 4.51% |
| KNOXVILLE, TN (FHA|USDA|VA) | 125 | $34,495,000 | $275,960 | $7,408 | 4.50% |
| EL CENTRO, CA (FHA|USDA|VA) | 116 | $34,360,000 | $296,207 | $8,626 | 4.29% |
| MOBILE, AL (FHA|USDA|VA) | 159 | $33,725,000 | $212,107 | $6,436 | 4.47% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 136 | $32,900,000 | $241,912 | $6,562 | 4.80% |
| YUBA CITY, CA (FHA|USDA|VA) | 93 | $32,775,000 | $352,419 | $8,512 | 4.46% |
| RENO, NV (FHA|USDA|VA) | 84 | $32,710,000 | $389,405 | $8,271 | 4.41% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 137 | $32,235,000 | $235,292 | $6,511 | 4.40% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 141 | $32,225,000 | $228,546 | $6,907 | 4.43% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 107 | $31,865,000 | $297,804 | $7,817 | 4.63% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 141 | $31,035,000 | $220,106 | $6,002 | 4.26% |
| ST. GEORGE, UT (FHA|USDA|VA) | 72 | $29,930,000 | $415,694 | $8,260 | 4.29% |
| TUCSON, AZ (FHA|USDA|VA) | 103 | $29,765,000 | $288,981 | $7,861 | 4.21% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 94 | $29,070,000 | $309,255 | $9,268 | 5.00% |
| NAPA, CA (FHA|USDA|VA) | 52 | $27,750,000 | $533,654 | $9,265 | 4.06% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 112 | $27,630,000 | $246,696 | $7,780 | 4.49% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 117 | $26,545,000 | $226,880 | $5,026 | 4.55% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 82 | $26,460,000 | $322,683 | $6,953 | 4.60% |
| LOGAN, UT-ID (FHA|USDA|VA) | 74 | $26,070,000 | $352,297 | $7,275 | 4.28% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 111 | $24,405,000 | $219,865 | $6,947 | 4.39% |
| MERCED, CA (FHA|USDA|VA) | 71 | $24,395,000 | $343,592 | $8,677 | 4.51% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 81 | $23,865,000 | $294,630 | $6,904 | 4.35% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 63 | $22,775,000 | $361,508 | $9,909 | 3.89% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 67 | $22,345,000 | $333,507 | $6,617 | 4.39% |
| SAVANNAH, GA (FHA|USDA|VA) | 72 | $22,150,000 | $307,639 | $7,473 | 4.48% |
| CHICO, CA (FHA|USDA|VA) | 69 | $22,115,000 | $320,507 | $7,082 | 4.45% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 89 | $21,545,000 | $242,079 | $7,777 | 4.50% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 79 | $21,285,000 | $269,430 | $7,488 | 4.17% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 61 | $21,255,000 | $348,443 | $7,642 | 4.85% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 57 | $20,795,000 | $364,825 | $9,357 | 4.34% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 36 | $20,700,000 | $575,000 | $12,128 | 4.10% |
| OCALA, FL (FHA|USDA|VA) | 90 | $20,450,000 | $227,222 | $8,666 | 4.96% |
| PUEBLO, CO (FHA|USDA|VA) | 77 | $20,265,000 | $263,182 | $8,038 | 4.22% |
| Sonora, CA (FHA|USDA|VA) | 61 | $20,175,000 | $330,738 | $8,088 | 4.48% |
| COLUMBIA, SC (FHA|USDA|VA) | 75 | $19,315,000 | $257,533 | $6,275 | 4.36% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 66 | $18,490,000 | $280,152 | $6,914 | 4.09% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 67 | $18,485,000 | $275,896 | $8,259 | 4.44% |
| FAIRBANKS, AK (FHA|USDA|VA) | 53 | $18,385,000 | $346,887 | $10,630 | 5.39% |
| ST. CLOUD, MN (FHA|USDA|VA) | 75 | $18,175,000 | $242,333 | $6,399 | 4.25% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 51 | $17,875,000 | $350,490 | $7,392 | 4.40% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 65 | $17,655,000 | $271,615 | $7,485 | 4.21% |
| WILMINGTON, NC (FHA|USDA|VA) | 58 | $17,360,000 | $299,310 | $4,472 | 4.16% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 69 | $17,065,000 | $247,319 | $6,668 | 4.73% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 65 | $16,985,000 | $261,308 | $8,023 | 4.61% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 52 | $16,910,000 | $325,192 | $8,368 | 4.38% |
| ABILENE, TX (FHA|USDA|VA) | 70 | $16,820,000 | $240,286 | $6,097 | 4.73% |
| Hilo, HI (FHA|USDA|VA) | 40 | $16,420,000 | $410,500 | $5,709 | 3.96% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 59 | $16,135,000 | $273,475 | $6,375 | 4.31% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 53 | $15,925,000 | $300,472 | $9,583 | 4.29% |
| Torrington, CT (FHA|USDA|VA) | 57 | $15,855,000 | $278,158 | $7,671 | 4.36% |
| Rock Springs, WY (FHA|USDA|VA) | 58 | $15,700,000 | $270,690 | $6,722 | 4.11% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 50 | $15,520,000 | $310,400 | $7,048 | 4.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 60 | $15,350,000 | $255,833 | $7,914 | 4.50% |
| ASHEVILLE, NC (FHA|USDA|VA) | 51 | $14,965,000 | $293,431 | $7,063 | 4.07% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 48 | $14,960,000 | $311,667 | $6,638 | 4.44% |
| TULSA, OK (FHA|USDA|VA) | 56 | $14,910,000 | $266,250 | $7,193 | 4.37% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 56 | $14,570,000 | $260,179 | $6,180 | 4.65% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 44 | $14,550,000 | $330,682 | $7,583 | 4.45% |
| ANN ARBOR, MI (FHA|USDA|VA) | 45 | $14,475,000 | $321,667 | $5,704 | 4.57% |
| Ukiah, CA (FHA|USDA|VA) | 40 | $14,280,000 | $357,000 | $7,006 | 4.67% |
| CLEVELAND, TN (FHA|USDA|VA) | 62 | $14,210,000 | $229,194 | $6,055 | 4.64% |
| Crescent City, CA (FHA|USDA|VA) | 44 | $13,960,000 | $317,273 | $7,407 | 4.31% |
| DECATUR, AL (FHA|USDA|VA) | 57 | $13,935,000 | $244,474 | $7,615 | 4.73% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 48 | $13,800,000 | $287,500 | $4,248 | 4.26% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 34 | $13,760,000 | $404,706 | $7,922 | 4.72% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 54 | $13,680,000 | $253,333 | $6,729 | 4.26% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 45 | $13,385,000 | $297,444 | $5,344 | 4.88% |
| Kalispell, MT (FHA|USDA|VA) | 31 | $13,265,000 | $427,903 | $8,814 | 4.10% |
| GAINESVILLE, GA (FHA|USDA|VA) | 39 | $13,215,000 | $338,846 | $7,888 | 4.73% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 45 | $13,115,000 | $291,444 | $8,391 | 4.04% |
| Heber, UT (FHA|USDA|VA) | 29 | $13,065,000 | $450,517 | $6,792 | 3.76% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 38 | $12,950,000 | $340,789 | $7,041 | 4.21% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 48 | $12,930,000 | $269,375 | $7,288 | 4.62% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 28 | $12,640,000 | $451,429 | $8,601 | 3.80% |
| DOVER, DE (FHA|USDA|VA) | 42 | $12,610,000 | $300,238 | $8,739 | 4.36% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 55 | $12,555,000 | $228,273 | $8,240 | 4.49% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 54 | $12,270,000 | $227,222 | $6,865 | 4.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 45 | $12,215,000 | $271,444 | $9,529 | 4.56% |
| Cedar City, UT (FHA|USDA|VA) | 33 | $11,945,000 | $361,970 | $7,514 | 4.25% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 33 | $11,815,000 | $358,030 | $6,773 | 3.92% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 39 | $11,785,000 | $302,179 | $8,594 | 4.47% |
| SPARTANBURG, SC (FHA|USDA|VA) | 49 | $11,615,000 | $237,041 | $5,947 | 4.55% |
| Key West, FL (FHA|USDA|VA) | 22 | $11,610,000 | $527,727 | $14,392 | 4.30% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 46 | $11,580,000 | $251,739 | $8,290 | 4.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 55 | $11,385,000 | $207,000 | $6,531 | 4.22% |
| CORVALLIS, OR (FHA|USDA|VA) | 29 | $11,185,000 | $385,690 | $7,618 | 4.68% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 41 | $11,125,000 | $271,341 | $6,313 | 4.65% |
| JACKSON, MS (FHA|USDA|VA) | 49 | $10,935,000 | $223,163 | $6,854 | 4.06% |
| Sevierville, TN (FHA|USDA|VA) | 25 | $10,835,000 | $433,400 | $9,126 | 5.18% |
| Klamath Falls, OR (FHA|USDA|VA) | 35 | $10,725,000 | $306,429 | $7,793 | 4.89% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 61 | $10,605,000 | $173,852 | $4,636 | 4.59% |
| LaGrange, GA-AL (FHA|USDA|VA) | 52 | $10,500,000 | $201,923 | $6,525 | 4.32% |
| EL PASO, TX (FHA|USDA|VA) | 39 | $9,905,000 | $253,974 | $8,278 | 4.44% |
| GLENS FALLS, NY (FHA|USDA|VA) | 51 | $9,855,000 | $193,235 | $7,972 | 4.89% |
| ROCHESTER, NY (FHA|USDA|VA) | 50 | $9,810,000 | $196,200 | $7,372 | 4.49% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 25 | $9,805,000 | $392,200 | $6,953 | 4.31% |
| TYLER, TX (FHA|USDA|VA) | 30 | $9,770,000 | $325,667 | $9,381 | 4.77% |
| LAREDO, TX (FHA|USDA|VA) | 34 | $9,610,000 | $282,647 | $8,669 | 3.82% |
| Opelousas, LA (FHA|USDA|VA) | 51 | $9,585,000 | $187,941 | $6,759 | 4.58% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 41 | $9,575,000 | $233,537 | $5,744 | 4.43% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 30 | $9,560,000 | $318,667 | $8,324 | 4.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 28 | $9,520,000 | $340,000 | $9,736 | 4.36% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 28 | $9,440,000 | $337,143 | $7,005 | 4.04% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 26 | $9,310,000 | $358,077 | $6,283 | 5.77% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 41 | $9,275,000 | $226,220 | $7,915 | 4.44% |
| Oak Harbor, WA (FHA|USDA|VA) | 21 | $9,145,000 | $435,476 | $7,556 | 3.72% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 49 | $9,125,000 | $186,224 | $4,848 | 4.90% |
| LYNCHBURG, VA (FHA|USDA|VA) | 41 | $9,115,000 | $222,317 | $6,888 | 4.74% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 25 | $9,055,000 | $362,200 | $8,285 | 4.30% |
| PANAMA CITY, FL (FHA|USDA|VA) | 32 | $9,020,000 | $281,875 | $8,332 | 4.78% |
| Kapaa, HI (FHA|USDA|VA) | 15 | $8,995,000 | $599,667 | $11,618 | 3.76% |
| LANCASTER, PA (FHA|USDA|VA) | 32 | $8,950,000 | $279,688 | $8,560 | 5.06% |
| FLINT, MI (FHA|USDA|VA) | 43 | $8,785,000 | $204,302 | $5,727 | 5.18% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 41 | $8,675,000 | $211,585 | $7,242 | 4.52% |
| MEDFORD, OR (FHA|USDA|VA) | 24 | $8,500,000 | $354,167 | $8,802 | 4.33% |
| READING, PA (FHA|USDA|VA) | 38 | $8,360,000 | $220,000 | $8,004 | 4.40% |
| MORGANTOWN, WV (FHA|USDA|VA) | 32 | $8,110,000 | $253,438 | $7,087 | 4.23% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 32 | $8,080,000 | $252,500 | $8,688 | 4.43% |
| RAPID CITY, SD (FHA|USDA|VA) | 29 | $8,065,000 | $278,103 | $8,745 | 4.45% |
| Albertville, AL (FHA|USDA|VA) | 34 | $8,040,000 | $236,471 | $6,165 | 4.80% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 28 | $8,010,000 | $286,071 | $7,507 | 4.32% |
| Gloversville, NY (FHA|USDA|VA) | 51 | $7,675,000 | $150,490 | $7,232 | 4.96% |
| PEORIA, IL (FHA|USDA|VA) | 54 | $7,480,000 | $138,519 | $4,500 | 4.45% |
| MONTGOMERY, AL (FHA|USDA|VA) | 27 | $7,425,000 | $275,000 | $6,706 | 4.35% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 27 | $7,405,000 | $274,259 | $6,051 | 4.36% |
| Newport, OR (FHA|USDA|VA) | 21 | $7,395,000 | $352,143 | $11,802 | 4.69% |
| BELLINGHAM, WA (FHA|USDA|VA) | 21 | $7,365,000 | $350,714 | $8,326 | 4.27% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 28 | $7,270,000 | $259,643 | $8,791 | 4.35% |
| GAINESVILLE, FL (FHA|USDA|VA) | 28 | $7,230,000 | $258,214 | $8,444 | 4.54% |
| LINCOLN, NE (FHA|USDA|VA) | 27 | $7,205,000 | $266,852 | $4,972 | 4.74% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 32 | $7,190,000 | $224,688 | $8,543 | 4.20% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 21 | $7,175,000 | $341,667 | $8,731 | 4.50% |
| JACKSON, MI (FHA|USDA|VA) | 45 | $7,155,000 | $159,000 | $5,205 | 5.58% |
| Pahrump, NV (FHA|USDA|VA) | 23 | $7,155,000 | $311,087 | $7,600 | 4.28% |
| COLUMBIA, MO (FHA|USDA|VA) | 24 | $7,120,000 | $296,667 | $6,790 | 4.31% |
| Moses Lake, WA (FHA|USDA|VA) | 21 | $7,095,000 | $337,857 | $8,889 | 4.13% |
| VALDOSTA, GA (FHA|USDA|VA) | 33 | $7,065,000 | $214,091 | $6,019 | 4.31% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 22 | $7,040,000 | $320,000 | $7,806 | 4.65% |
| Cambridge, MD (FHA|USDA|VA) | 35 | $7,005,000 | $200,143 | $5,951 | 4.38% |
| Centralia, WA (FHA|USDA|VA) | 20 | $6,800,000 | $340,000 | $8,272 | 3.89% |
| Show Low, AZ (FHA|USDA|VA) | 25 | $6,775,000 | $271,000 | $7,351 | 4.07% |
| AKRON, OH (FHA|USDA|VA) | 30 | $6,700,000 | $223,333 | $6,016 | 4.55% |
| BRUNSWICK, GA (FHA|USDA|VA) | 23 | $6,635,000 | $288,478 | $7,852 | 4.69% |
| Morehead City, NC (FHA|USDA|VA) | 19 | $6,545,000 | $344,474 | $7,521 | 4.83% |
| LUBBOCK, TX (FHA|USDA|VA) | 29 | $6,535,000 | $225,345 | $7,455 | 4.79% |
| Clearlake, CA (FHA|USDA|VA) | 20 | $6,480,000 | $324,000 | $9,296 | 3.99% |
| MORRISTOWN, TN (FHA|USDA|VA) | 25 | $6,465,000 | $258,600 | $8,014 | 4.63% |
| Cañon City, CO (FHA|USDA|VA) | 18 | $6,460,000 | $358,889 | $8,099 | 4.80% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 17 | $6,075,000 | $357,353 | $9,049 | 4.29% |
| Durango, CO (FHA|USDA|VA) | 13 | $6,075,000 | $467,308 | $7,981 | 4.40% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 18 | $6,020,000 | $334,444 | $7,345 | 4.40% |
| Edwards, CO (FHA|USDA|VA) | 11 | $6,015,000 | $546,818 | $5,963 | 4.07% |
| THE VILLAGES, FL (FHA|USDA|VA) | 22 | $5,950,000 | $270,455 | $8,215 | 4.94% |
| KINGSTON, NY (FHA|USDA|VA) | 18 | $5,920,000 | $328,889 | $8,431 | 4.16% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 22 | $5,920,000 | $269,091 | $8,064 | 4.96% |
| LONGVIEW, WA (FHA|USDA|VA) | 17 | $5,865,000 | $345,000 | $8,432 | 3.87% |
| Montrose, CO (FHA|USDA|VA) | 19 | $5,845,000 | $307,632 | $5,628 | 4.49% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 23 | $5,815,000 | $252,826 | $5,524 | 3.77% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 35 | $5,745,000 | $164,143 | $4,763 | 4.76% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 18 | $5,720,000 | $317,778 | $9,501 | 4.53% |
| POCATELLO, ID (FHA|USDA|VA) | 17 | $5,715,000 | $336,176 | $6,606 | 4.51% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 23 | $5,705,000 | $248,043 | $6,819 | 4.45% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 16 | $5,680,000 | $355,000 | $7,617 | 4.02% |
| Red Bluff, CA (FHA|USDA|VA) | 19 | $5,665,000 | $298,158 | $6,857 | 4.37% |
| Jefferson, GA (FHA|USDA|VA) | 18 | $5,600,000 | $311,111 | $8,410 | 4.65% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 28 | $5,600,000 | $200,000 | $6,138 | 4.61% |
| Scottsburg, IN (FHA|USDA|VA) | 34 | $5,600,000 | $164,706 | $4,684 | 4.38% |
| Shelton, WA (FHA|USDA|VA) | 18 | $5,550,000 | $308,333 | $8,108 | 4.37% |
| Concord, NH (FHA|USDA|VA) | 16 | $5,450,000 | $340,625 | $8,143 | 4.43% |
| ROANOKE, VA (FHA|USDA|VA) | 23 | $5,445,000 | $236,739 | $7,580 | 4.42% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 14 | $5,390,000 | $385,000 | $8,307 | 4.20% |
| BILLINGS, MT (FHA|USDA|VA) | 15 | $5,375,000 | $358,333 | $7,851 | 4.27% |
| YUMA, AZ (FHA|USDA|VA) | 23 | $5,375,000 | $233,696 | $7,087 | 4.77% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 22 | $5,340,000 | $242,727 | $8,634 | 4.92% |
| HINESVILLE, GA (FHA|USDA|VA) | 23 | $5,295,000 | $230,217 | $8,063 | 4.30% |
| WENATCHEE, WA (FHA|USDA|VA) | 14 | $5,270,000 | $376,429 | $9,077 | 4.20% |
| Fernley, NV (FHA|USDA|VA) | 17 | $5,265,000 | $309,706 | $9,257 | 3.72% |
| Outside of Metro Areas | 13 | $5,205,000 | $400,385 | $7,478 | 3.98% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 21 | $5,185,000 | $246,905 | $9,910 | 4.38% |
| LONGVIEW, TX (FHA|USDA|VA) | 21 | $5,145,000 | $245,000 | $6,624 | 4.35% |
| HAMMOND, LA (FHA|USDA|VA) | 21 | $5,055,000 | $240,714 | $9,578 | 4.18% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 32 | $4,990,000 | $155,938 | $5,583 | 5.12% |
| Bardstown, KY (FHA|USDA|VA) | 21 | $4,895,000 | $233,095 | $5,951 | 4.41% |
| Huntsville, TX (FHA|USDA|VA) | 16 | $4,880,000 | $305,000 | $6,816 | 3.54% |
| Jasper, IN (FHA|USDA|VA) | 22 | $4,800,000 | $218,182 | $5,719 | 4.64% |
| Amsterdam, NY (FHA|USDA|VA) | 33 | $4,755,000 | $144,091 | $6,684 | 5.12% |
| Calhoun, GA (FHA|USDA|VA) | 21 | $4,745,000 | $225,952 | $6,416 | 4.52% |
| Payson, AZ (FHA|USDA|VA) | 14 | $4,690,000 | $335,000 | $7,664 | 4.56% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 15 | $4,555,000 | $303,667 | $5,395 | 4.41% |
| TOLEDO, OH (FHA|USDA|VA) | 23 | $4,485,000 | $195,000 | $6,498 | 4.42% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 24 | $4,450,000 | $185,417 | $6,244 | 4.98% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 11 | $4,415,000 | $401,364 | $6,188 | 3.83% |
| Astoria, OR (FHA|USDA|VA) | 12 | $4,390,000 | $365,833 | $6,408 | 4.02% |
| Cedartown, GA (FHA|USDA|VA) | 22 | $4,380,000 | $199,091 | $7,091 | 4.94% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 21 | $4,365,000 | $207,857 | $4,081 | 4.07% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 18 | $4,330,000 | $240,556 | $7,527 | 3.69% |
| MADISON, WI (FHA|USDA|VA) | 12 | $4,300,000 | $358,333 | $4,294 | 4.29% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 17 | $4,275,000 | $251,471 | $4,997 | 4.42% |
| MISSOULA, MT (FHA|USDA|VA) | 12 | $4,260,000 | $355,000 | $6,982 | 5.33% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 17 | $4,255,000 | $250,294 | $8,317 | 4.32% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 18 | $4,240,000 | $235,556 | $8,757 | 4.50% |
| Granbury, TX (FHA|USDA|VA) | 9 | $4,235,000 | $470,556 | $9,569 | 4.76% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 20 | $4,220,000 | $211,000 | $6,127 | 4.52% |
| Lebanon, NH-VT (FHA|USDA|VA) | 14 | $4,210,000 | $300,714 | $6,858 | 5.14% |
| FARGO, ND-MN (FHA|USDA|VA) | 14 | $4,140,000 | $295,714 | $7,737 | 5.06% |
| Atmore, AL (FHA|USDA|VA) | 20 | $4,020,000 | $201,000 | $6,467 | 4.81% |
| UTICA-ROME, NY (FHA|USDA|VA) | 26 | $4,020,000 | $154,615 | $7,928 | 5.23% |
| CARSON CITY, NV (FHA|USDA|VA) | 10 | $4,000,000 | $400,000 | $8,343 | 4.58% |
| DALTON, GA (FHA|USDA|VA) | 16 | $3,990,000 | $249,375 | $6,631 | 4.29% |
| TWIN FALLS, ID (FHA|USDA|VA) | 15 | $3,975,000 | $265,000 | $6,233 | 4.47% |
| YAKIMA, WA (FHA|USDA|VA) | 16 | $3,960,000 | $247,500 | $8,591 | 4.02% |
| Breckenridge, CO (FHA|USDA|VA) | 10 | $3,950,000 | $395,000 | $5,626 | 4.52% |
| Aberdeen, WA (FHA|USDA|VA) | 11 | $3,935,000 | $357,727 | $8,524 | 4.82% |
| LEBANON, PA (FHA|USDA|VA) | 15 | $3,935,000 | $262,333 | $7,984 | 4.76% |
| MIDLAND, TX (FHA|USDA|VA) | 10 | $3,920,000 | $392,000 | $8,714 | 4.53% |
| ROME, GA (FHA|USDA|VA) | 16 | $3,860,000 | $241,250 | $7,562 | 4.96% |
| BISMARCK, ND (FHA|USDA|VA) | 11 | $3,835,000 | $348,636 | $6,571 | 4.24% |
| Traverse City, MI (FHA|USDA|VA) | 12 | $3,790,000 | $315,833 | $6,322 | 4.04% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 11 | $3,775,000 | $343,182 | $6,323 | 3.99% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 23 | $3,735,000 | $162,391 | $5,053 | 4.83% |
| Hood River, OR (FHA|USDA|VA) | 9 | $3,735,000 | $415,000 | $7,930 | 3.78% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 16 | $3,730,000 | $233,125 | $6,843 | 3.92% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 16 | $3,730,000 | $233,125 | $7,902 | 4.62% |
| HATTIESBURG, MS (FHA|USDA|VA) | 15 | $3,595,000 | $239,667 | $8,703 | 4.94% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 17 | $3,465,000 | $203,824 | $5,692 | 4.09% |
| Steamboat Springs, CO (FHA|USDA|VA) | 8 | $3,450,000 | $431,250 | $9,218 | 3.90% |
| WACO, TX (FHA|USDA|VA) | 15 | $3,375,000 | $225,000 | $8,827 | 4.62% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 18 | $3,300,000 | $183,333 | $5,583 | 4.43% |
| Crossville, TN (FHA|USDA|VA) | 13 | $3,265,000 | $251,154 | $7,614 | 4.38% |
| Port Angeles, WA (FHA|USDA|VA) | 10 | $3,250,000 | $325,000 | $7,599 | 4.17% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 10 | $3,180,000 | $318,000 | $8,771 | 5.03% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 13 | $3,175,000 | $244,231 | $7,113 | 4.67% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 14 | $3,160,000 | $225,714 | $7,389 | 4.13% |
| Glenwood Springs, CO (FHA|USDA|VA) | 6 | $3,150,000 | $525,000 | $8,926 | 4.14% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 19 | $3,145,000 | $165,526 | $5,275 | 5.20% |
| Somerset, KY (FHA|USDA|VA) | 17 | $3,125,000 | $183,824 | $5,651 | 4.40% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 15 | $3,105,000 | $207,000 | $6,212 | 4.34% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 10 | $3,100,000 | $310,000 | $5,609 | 4.22% |
| Orangeburg, SC (FHA|USDA|VA) | 15 | $3,085,000 | $205,667 | $7,687 | 4.03% |
| Marquette, MI (FHA|USDA|VA) | 11 | $3,075,000 | $279,545 | $5,783 | 4.88% |
| Prineville, OR (FHA|USDA|VA) | 9 | $3,075,000 | $341,667 | $6,606 | 4.06% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 8 | $3,050,000 | $381,250 | $6,627 | 4.95% |
| MONROE, LA (FHA|USDA|VA) | 13 | $3,045,000 | $234,231 | $7,456 | 4.38% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 11 | $3,025,000 | $275,000 | $5,972 | 4.24% |
| VICTORIA, TX (FHA|USDA|VA) | 12 | $3,010,000 | $250,833 | $7,773 | 4.86% |
| FORT WAYNE, IN (FHA|USDA|VA) | 13 | $3,005,000 | $231,154 | $5,212 | 4.70% |
| Ellensburg, WA (FHA|USDA|VA) | 8 | $3,000,000 | $375,000 | $8,412 | 3.69% |
| Laconia, NH (FHA|USDA|VA) | 8 | $2,990,000 | $373,750 | $8,392 | 4.16% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 14 | $2,970,000 | $212,143 | $7,540 | 4.35% |
| Athens, TN (FHA|USDA|VA) | 16 | $2,960,000 | $185,000 | $6,354 | 4.48% |
| Washington, IN (FHA|USDA|VA) | 16 | $2,960,000 | $185,000 | $4,493 | 4.00% |
| Pullman, WA (FHA|USDA|VA) | 9 | $2,955,000 | $328,333 | $7,159 | 4.51% |
| Williston, ND (FHA|USDA|VA) | 10 | $2,940,000 | $294,000 | $4,795 | 4.83% |
| ROCKFORD, IL (FHA|USDA|VA) | 19 | $2,925,000 | $153,947 | $6,231 | 4.80% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 14 | $2,910,000 | $207,857 | $7,341 | 4.86% |
| GRANTS PASS, OR (FHA|USDA|VA) | 9 | $2,895,000 | $321,667 | $6,886 | 3.51% |
| Vineyard Haven, MA (FHA|USDA|VA) | 4 | $2,870,000 | $717,500 | $12,049 | 4.47% |
| Jennings, LA (FHA|USDA|VA) | 13 | $2,855,000 | $219,615 | $7,418 | 4.74% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 10 | $2,850,000 | $285,000 | $6,521 | 4.90% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 14 | $2,830,000 | $202,143 | $6,213 | 4.60% |
| Vernal, UT (FHA|USDA|VA) | 13 | $2,825,000 | $217,308 | $6,626 | 3.82% |
| Salina, KS (FHA|USDA|VA) | 13 | $2,815,000 | $216,538 | $4,075 | 4.97% |
| Cookeville, TN (FHA|USDA|VA) | 11 | $2,805,000 | $255,000 | $8,560 | 5.13% |
| Hailey, ID (FHA|USDA|VA) | 5 | $2,785,000 | $557,000 | $5,049 | 4.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 12 | $2,680,000 | $223,333 | $7,285 | 4.46% |
| Bellefontaine, OH (FHA|USDA|VA) | 10 | $2,660,000 | $266,000 | $5,326 | 5.01% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 13 | $2,645,000 | $203,462 | $3,791 | 4.41% |
| Okeechobee, FL (FHA|USDA|VA) | 14 | $2,630,000 | $187,857 | $5,750 | 5.36% |
| Coos Bay, OR (FHA|USDA|VA) | 8 | $2,620,000 | $327,500 | $9,805 | 4.45% |
| Frankfort, KY (FHA|USDA|VA) | 11 | $2,615,000 | $237,727 | $6,124 | 4.69% |
| Rutland, VT (FHA|USDA|VA) | 12 | $2,610,000 | $217,500 | $7,336 | 5.06% |
| Roseburg, OR (FHA|USDA|VA) | 8 | $2,590,000 | $323,750 | $11,233 | 3.56% |
| Palatka, FL (FHA|USDA|VA) | 13 | $2,585,000 | $198,846 | $8,425 | 4.29% |
| Holland, MI (FHA|USDA|VA) | 8 | $2,570,000 | $321,250 | $6,012 | 3.97% |
| Bozeman, MT (FHA|USDA|VA) | 5 | $2,535,000 | $507,000 | $6,126 | 4.10% |
| St. Marys, GA (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $11,234 | 4.77% |
| RACINE, WI (FHA|USDA|VA) | 11 | $2,515,000 | $228,636 | $6,103 | 4.10% |
| Adrian, MI (FHA|USDA|VA) | 11 | $2,455,000 | $223,182 | $5,152 | 4.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 15 | $2,445,000 | $163,000 | $6,338 | 4.49% |
| TOPEKA, KS (FHA|USDA|VA) | 14 | $2,410,000 | $172,143 | $6,579 | 4.62% |
| Madison, IN (FHA|USDA|VA) | 11 | $2,385,000 | $216,818 | $4,997 | 5.08% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 12 | $2,330,000 | $194,167 | $8,055 | 4.54% |
| Brenham, TX (FHA|USDA|VA) | 7 | $2,325,000 | $332,143 | $7,050 | 5.14% |
| MUSKEGON, MI (FHA|USDA|VA) | 12 | $2,320,000 | $193,333 | $3,683 | 4.91% |
| Lake City, FL (FHA|USDA|VA) | 12 | $2,320,000 | $193,333 | $7,803 | 4.45% |
| Manitowoc, WI (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $5,871 | 4.63% |
| Cullman, AL (FHA|USDA|VA) | 10 | $2,310,000 | $231,000 | $8,229 | 4.23% |
| London, KY (FHA|USDA|VA) | 13 | $2,285,000 | $175,769 | $5,076 | 5.51% |
| Easton, MD (FHA|USDA|VA) | 8 | $2,280,000 | $285,000 | $9,082 | 4.01% |
| GADSDEN, AL (FHA|USDA|VA) | 12 | $2,280,000 | $190,000 | $5,134 | 4.63% |
| Urbana, OH (FHA|USDA|VA) | 11 | $2,275,000 | $206,818 | $6,313 | 4.70% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 9 | $2,275,000 | $252,778 | $4,086 | 4.97% |
| AMARILLO, TX (FHA|USDA|VA) | 7 | $2,245,000 | $320,714 | $6,189 | 4.87% |
| CHEYENNE, WY (FHA|USDA|VA) | 5 | $2,235,000 | $447,000 | $9,405 | 3.95% |
| NEW BERN, NC (FHA|USDA|VA) | 9 | $2,215,000 | $246,111 | $5,177 | 4.10% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 8 | $2,200,000 | $275,000 | $7,693 | 4.61% |
| Taos, NM (FHA|USDA|VA) | 7 | $2,165,000 | $309,286 | $5,697 | 5.00% |
| Alexander City, AL (FHA|USDA|VA) | 9 | $2,145,000 | $238,333 | $5,280 | 3.91% |
| Georgetown, SC (FHA|USDA|VA) | 8 | $2,120,000 | $265,000 | $5,035 | 4.62% |
| Seneca, SC (FHA|USDA|VA) | 5 | $2,115,000 | $423,000 | $7,703 | 4.30% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 11 | $2,115,000 | $192,273 | $6,138 | 3.95% |
| BURLINGTON, NC (FHA|USDA|VA) | 9 | $2,085,000 | $231,667 | $7,098 | 3.94% |
| Fallon, NV (FHA|USDA|VA) | 7 | $2,075,000 | $296,429 | $10,258 | 4.30% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $7,121 | 4.36% |
| Warrensburg, MO (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $6,830 | 4.08% |
| Brainerd, MN (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $7,292 | 4.72% |
| GREENVILLE, NC (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $6,675 | 4.27% |
| Red Wing, MN (FHA|USDA|VA) | 11 | $2,025,000 | $184,091 | $6,004 | 4.59% |
| Ardmore, OK (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $6,348 | 5.47% |
| Newport, TN (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $5,783 | 4.32% |
| Altus, OK (FHA|USDA|VA) | 12 | $2,000,000 | $166,667 | $5,256 | 5.14% |
| Sandpoint, ID (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $12,752 | 3.20% |
| Ottawa, IL (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $6,899 | 4.84% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $7,157 | 4.70% |
| Crawfordsville, IN (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $4,709 | 5.36% |
| MONROE, MI (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $5,549 | 4.73% |
| Brookings, OR (FHA|USDA|VA) | 4 | $1,890,000 | $472,500 | $9,351 | 4.06% |
| ERIE, PA (FHA|USDA|VA) | 8 | $1,880,000 | $235,000 | $7,565 | 3.88% |
| Oneonta, NY (FHA|USDA|VA) | 10 | $1,870,000 | $187,000 | $7,664 | 4.74% |
| STAUNTON, VA (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $14,653 | 4.46% |
| NILES, MI (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $8,038 | 4.67% |
| COLUMBUS, IN (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $4,812 | 4.40% |
| SYRACUSE, NY (FHA|USDA|VA) | 10 | $1,820,000 | $182,000 | $9,044 | 5.47% |
| Whitewater, WI (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $2,439 | 4.19% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $4,899 | 4.25% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $4,870 | 5.12% |
| Athens, TX (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $12,109 | 3.85% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 10 | $1,780,000 | $178,000 | $6,661 | 4.81% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $4,734 | 4.91% |
| KANKAKEE, IL (FHA|USDA|VA) | 11 | $1,765,000 | $160,455 | $6,487 | 4.56% |
| GETTYSBURG, PA (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $9,615 | 3.57% |
| HARRISONBURG, VA (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $5,693 | 4.00% |
| SANTA FE, NM (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $6,295 | 4.00% |
| Dayton, TN (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $7,850 | 4.69% |
| JACKSON, TN (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $6,408 | 4.97% |
| Jacksonville, TX (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $5,387 | 4.59% |
| SAGINAW, MI (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $4,776 | 4.57% |
| DULUTH, MN-WI (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $7,999 | 4.14% |
| Rockport, TX (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $7,963 | 4.35% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $7,312 | 3.23% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $4,927 | 4.61% |
| Bennington, VT (FHA|USDA|VA) | 3 | $1,645,000 | $548,333 | $15,095 | 4.42% |
| Jackson, WY-ID (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $6,528 | 4.34% |
| Jasper, AL (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $6,681 | 4.25% |
| GREEN BAY, WI (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $3,819 | 4.47% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $5,104 | 5.45% |
| ODESSA, TX (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $9,833 | 4.52% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 10 | $1,570,000 | $157,000 | $6,006 | 4.40% |
| Gainesville, TX (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $7,488 | 4.81% |
| Morgan City, LA (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $6,048 | 3.86% |
| Alexandria, MN (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $8,811 | 3.21% |
| Marion, OH (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $6,549 | 4.76% |
| Mount Vernon, OH (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $7,139 | 5.41% |
| Waycross, GA (FHA|USDA|VA) | 8 | $1,520,000 | $190,000 | $6,401 | 5.08% |
| Tifton, GA (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $7,668 | 3.73% |
| Sandusky, OH (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $9,995 | 4.13% |
| Kerrville, TX (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $6,820 | 3.88% |
| Sanford, NC (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $4,476 | 4.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $7,203 | 4.08% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $3,997 | 3.55% |
| Elk City, OK (FHA|USDA|VA) | 11 | $1,475,000 | $134,091 | $5,038 | 4.66% |
| Rexburg, ID (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $8,202 | 4.35% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $3,998 | 5.30% |
| ALBANY, GA (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $7,704 | 4.64% |
| Moscow, ID (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $8,552 | 3.97% |
| Frankfort, IN (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $6,540 | 5.56% |
| Burley, ID (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $7,455 | 4.62% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $5,312 | 4.74% |
| Shawnee, OK (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $6,169 | 4.60% |
| CASPER, WY (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $6,612 | 4.70% |
| Hudson, NY (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $8,829 | 4.85% |
| Mount Pleasant, TX (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $6,845 | 3.17% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $9,049 | 4.16% |
| DOTHAN, AL (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $7,750 | 3.81% |
| Hutchinson, KS (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $4,427 | 3.66% |
| Arcadia, FL (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $11,052 | 4.58% |
| Greeneville, TN (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $5,497 | 3.85% |
| Jesup, GA (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $7,105 | 5.29% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $6,633 | 4.38% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $8,737 | 4.96% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $6,643 | 4.62% |
| Scottsboro, AL (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $3,981 | 4.37% |
| Fort Morgan, CO (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $6,327 | 4.37% |
| Fairmont, WV (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $5,664 | 4.84% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $5,267 | 3.08% |
| Hutchinson, MN (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $6,263 | 5.08% |
| Keene, NH (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $5,617 | 4.45% |
| LAWRENCE, KS (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $6,364 | 4.27% |
| Enterprise, AL (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $6,530 | 3.97% |
| Sulphur Springs, TX (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $8,156 | 4.75% |
| La Grande, OR (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $10,211 | 4.02% |
| Danville, KY (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $4,926 | 5.46% |
| Price, UT (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $4,624 | 4.58% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $9,242 | 3.28% |
| Blackfoot, ID (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $7,784 | 4.58% |
| Craig, CO (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,696 | 4.03% |
| Beaver Dam, WI (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $5,222 | 5.53% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $9,321 | 4.52% |
| Hays, KS (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $6,482 | 5.60% |
| Cornelia, GA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $5,282 | 4.34% |
| BANGOR, ME (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $8,978 | 3.12% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $5,643 | 4.95% |
| Safford, AZ (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $9,048 | 3.97% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $11,237 | 4.55% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $4,634 | 5.34% |
| Mineral Wells, TX (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $7,333 | 4.62% |
| SAN ANGELO, TX (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $8,786 | 4.25% |
| Susanville, CA (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,839 | 4.55% |
| Woodward, OK (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $4,320 | 5.06% |
| Bonham, TX (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $6,429 | 5.42% |
| FLORENCE, SC (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $6,645 | 5.60% |
| Nacogdoches, TX (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,946 | 4.19% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $5,749 | 5.37% |
| LAWTON, OK (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $6,311 | 4.28% |
| Batavia, NY (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $5,241 | 4.05% |
| Del Rio, TX (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $7,251 | 4.50% |
| Seymour, IN (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $7,946 | 4.58% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $5,406 | 4.65% |
| Lawrenceburg, TN (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $7,856 | 4.84% |
| Alma, MI (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $4,008 | 4.59% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $6,097 | 4.83% |
| Pottsville, PA (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $7,961 | 4.67% |
| Statesboro, GA (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $7,352 | 5.12% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 7 | $915,000 | $130,714 | $3,536 | 5.07% |
| Wauchula, FL (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $8,463 | 4.97% |
| BINGHAMTON, NY (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $7,024 | 4.88% |
| Elko, NV (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $9,262 | 3.19% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $7,351 | 5.25% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,705 | 3.71% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $6,622 | 4.91% |
| Ozark, AL (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $7,600 | 3.97% |
| Willmar, MN (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $5,113 | 3.53% |
| Grand Rapids, MN (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $5,475 | 4.10% |
| Hillsdale, MI (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $6,864 | 3.63% |
| MANKATO, MN (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $6,545 | 5.09% |
| Rochelle, IL (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $3,218 | 4.71% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $12,695 | 3.75% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $10,879 | 6.25% |
| Fergus Falls, MN (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $9,595 | 4.87% |
| Barre, VT (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,853 | 5.46% |
| Menomonie, WI (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,013 | 4.75% |
| Washington, NC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,392 | 4.63% |
| Sterling, CO (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $6,610 | 4.28% |
| Paducah, KY-IL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,457 | 4.88% |
| Shelbyville, TN (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $7,270 | 3.59% |
| Nogales, AZ (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,804 | 4.46% |
| Tupelo, MS (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $8,922 | 4.97% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,569 | 2.84% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,767 | 4.09% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,354 | 3.21% |
| Washington Court House, OH (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $6,813 | 5.28% |
| Brevard, NC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,103 | 4.38% |
| MANSFIELD, OH (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $4,512 | 4.37% |
| BAY CITY, MI (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $2,209 | 4.63% |
| Scottsbluff, NE (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,260 | 3.08% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $3,788 | 4.71% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $10,358 | 4.71% |
| Laurel, MS (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $7,977 | 3.97% |
| Boone, NC (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $6,516 | 4.46% |
| Searcy, AR (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $6,983 | 4.29% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $9,008 | 3.13% |
| MANHATTAN, KS (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $4,265 | 5.42% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $7,213 | 5.00% |
| Sikeston, MO (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,513 | 4.69% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,771 | 3.90% |
| Wooster, OH (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $8,498 | 4.62% |
| Sunbury, PA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $8,534 | 4.25% |
| Weatherford, OK (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,795 | 4.65% |
| Mount Sterling, KY (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $7,202 | 5.46% |
| Chillicothe, OH (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $5,408 | 5.30% |
| Fremont, NE (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $2,978 | 4.12% |
| Rolla, MO (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,893 | 4.58% |
| DECATUR, IL (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $5,471 | 4.16% |
| MIDLAND, MI (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,225 | 4.43% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,005 | 4.56% |
| Picayune, MS (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,734 | 4.29% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,599 | 5.46% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,908 | 5.42% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $5,090 | 4.33% |
| DeRidder, LA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $8,244 | 3.83% |
| Effingham, IL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $9,390 | 4.13% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,049 | 4.96% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,497 | 4.44% |
| McPherson, KS (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,108 | 4.70% |
| Kearney, NE (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,997 | 4.46% |
| Richmond, IN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,184 | 4.79% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,758 | 5.38% |
| Muscatine, IA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,764 | 4.08% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $5,307 | 2.75% |
| Marion, NC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,994 | 4.50% |
| Duncan, OK (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $4,996 | 4.90% |
| Natchitoches, LA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,158 | 5.04% |
| Indiana, PA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,964 | 4.17% |
| DANVILLE, IL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,346 | 3.54% |
| Murray, KY (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,053 | 4.92% |
| Thomasville, GA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,775 | 5.50% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,386 | 3.13% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,275 | 5.25% |
| Owatonna, MN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,939 | 4.13% |
| Columbus, MS (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $6,223 | 3.38% |
| Spirit Lake, IA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,236 | 3.00% |
| JOPLIN, MO (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,476 | 4.46% |
| BECKLEY, WV (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,242 | 5.08% |
| Shelby, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,821 | 4.00% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $16,698 | 4.63% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,764 | 3.00% |
| Union, SC (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,777 | 4.06% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,530 | 4.62% |
| DuBois, PA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,349 | 3.79% |
| Clarksburg, WV (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,477 | 4.87% |
| Maysville, KY (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,575 | 3.87% |
| Union City, TN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,750 | 3.19% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,028 | 6.06% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,072 | 4.63% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,517 | 4.08% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $10,245 | 3.96% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,285 | 3.31% |
| Huntingdon, PA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $10,722 | 3.12% |
| Dublin, GA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $9,035 | 4.96% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,374 | 3.66% |
| Liberal, KS (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $7,403 | 5.25% |
| Fort Payne, AL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,210 | 4.75% |
| Houghton, MI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,783 | 3.50% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,514 | 4.12% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,742 | 5.88% |
| Sturgis, MI (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,877 | 3.70% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,943 | 4.31% |
| Findlay, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,300 | 4.25% |
| Beeville, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,428 | 5.38% |
| Auburn, IN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,911 | 5.00% |
| Vincennes, IN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,121 | 4.92% |
| Toccoa, GA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,661 | 4.91% |
| AMES, IA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,844 | 3.06% |
| Winfield, KS (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $6,059 | 5.41% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,949 | 5.62% |
| Selinsgrove, PA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,178 | 3.31% |
| Ashtabula, OH (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $4,574 | 4.78% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,863 | 5.25% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,626 | 5.31% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,072 | 4.06% |
| Ruston, LA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $14,688 | 4.75% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,332 | 3.93% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,975 | 3.19% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $10,013 | 6.63% |
| Levelland, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,205 | 5.68% |
| Ketchikan, AK (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,886 | 5.49% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,731 | 4.56% |
| Madisonville, KY (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,290 | 3.46% |
| Farmington, MO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,074 | 5.00% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,891 | 3.19% |
| Gillette, WY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,892 | 4.00% |
| Branson, MO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,567 | 4.75% |
| Guymon, OK (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,911 | 4.88% |
| Marietta, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,883 | 2.75% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,505 | 6.56% |
| Dumas, TX (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,754 | 4.66% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,153 | 3.25% |
| Shawano, WI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,113 | 3.56% |
| Forest City, NC (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,030 | 3.92% |
| Clovis, NM (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $775 | 3.38% |
| Minot, ND (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,643 | 4.50% |
| Meadville, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,937 | 4.31% |
| ENID, OK (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,437 | 4.63% |
| Meridian, MS (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $5,183 | 5.12% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,405 | 3.69% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,738 | 5.00% |
| Bay City, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $11,339 | 7.00% |
| El Campo, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,350 | 4.00% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,911 | 3.88% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $7,652 | 3.29% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,525 | 2.99% |
| Brookhaven, MS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,585 | 2.50% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,242 | 6.13% |
| Summerville, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,907 | 3.50% |
| McComb, MS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,326 | 3.62% |
| Galesburg, IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,488 | 3.94% |
| Bedford, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,817 | 5.19% |
| Olean, NY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,714 | 4.88% |
| Worthington, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,704 | 3.25% |
| New Castle, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,778 | 4.38% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $9,232 | 6.13% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,039 | 4.74% |
| Cordele, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,690 | 3.74% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,801 | 4.37% |
| Platteville, WI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,585 | 4.19% |
| Somerset, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,147 | 5.88% |
| Jackson, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $812 | 4.13% |
| Lewistown, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,573 | 3.46% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,525 | 4.88% |
| North Vernon, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,402 | 5.13% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,051 | 2.75% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,143 | 5.91% |
| Batesville, AR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,906 | 5.06% |
| Marion, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,417 | 3.94% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,538 | 4.62% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,809 | 4.81% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,474 | 2.63% |
| Helena, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,157 | 4.38% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,026 | 5.50% |
| Sterling, IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,524 | 4.75% |
| Bemidji, MN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,587 | 3.31% |
| McAlester, OK (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,867 | 4.25% |
| Danville, VA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,964 | 5.81% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,519 | 3.56% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,186 | 3.49% |
| Silver City, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,647 | 2.88% |
| Riverton, WY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,077 | 4.99% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,157 | 5.38% |
| Lock Haven, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,781 | 3.74% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,341 | 5.69% |
| Oil City, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,510 | 3.06% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,581 | 5.43% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,069 | 3.63% |
| Othello, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,861 | 3.38% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,026 | 5.68% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,010 | 2.49% |
| Sidney, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,314 | 2.99% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,989 | 4.63% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,323 | 3.99% |
| Athens, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,861 | 3.75% |
| Huntington, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,801 | 4.99% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,751 | 4.38% |
| Harrison, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.00% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,182 | 2.88% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,832 | 3.50% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,756 | 3.94% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,390 | 4.06% |
| Lexington, NE (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,919 | 4.50% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,289 | 5.19% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,201 | 4.38% |
| Austin, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,480 | 5.99% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,024 | 4.25% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,253 | 4.38% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,493 | 3.63% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $16,482 | 4.38% |
| New Castle, IN (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $3,340 | 4.91% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,396 | 4.06% |
| Salem, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,486 | 5.37% |
| Paris, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,060 | 3.88% |
| Troy, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,117 | 3.88% |
| Kinston, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,907 | 5.00% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,360 | 5.50% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.99% |
| Laramie, WY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,615 | 3.50% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,588 | 4.50% |
| North Platte, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,302 | 2.38% |
| Columbus, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,979 | 3.13% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,711 | 5.50% |
| Carroll, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,082 | 5.38% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,182 | 4.63% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,888 | 6.63% |
| Alice, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,330 | 4.50% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,611 | 3.88% |
| Evanston, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,654 | 2.99% |
| Selma, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,699 | 3.75% |
| Douglas, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,893 | 5.99% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,765 | 5.49% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,418 | 4.99% |
| West Point, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,997 | 6.38% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,298 | 3.75% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,710 | 3.13% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,445 | 5.63% |
| Clinton, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,910 | 3.13% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,709 | 3.75% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,081 | 5.13% |
| Indianola, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,833 | 2.99% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,236 | 3.25% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,896 | 3.38% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,760 | 4.50% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,283 | 3.75% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,404 | 5.25% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,977 | 5.63% |
| Paris, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,888 | 3.88% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,949 | 5.13% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,007 | 7.13% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,157 | 4.50% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,227 | 2.99% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,870 | 4.75% |
| Bradford, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,036 | 6.13% |
| Defiance, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,033 | 5.63% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.38% |
| Moberly, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,087 | 6.25% |
| Hereford, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,510 | 4.13% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,702 | 5.50% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,112 | 4.38% |
| Paragould, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,126 | 6.13% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,681 | 4.25% |
| Fremont, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.38% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,307 | 4.88% |
| Emporia, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.99% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,987 | 3.75% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,681 | 5.25% |
| Miami, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,066 | 5.99% |
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Product Mix
For 2022, Home Point Financial Corporation's most frequently originated type of loan was Conventional, with 47,513 originations. Their 2nd most popular type was FHA, with 9,478 originations.
Loan Reason
For 2022, Home Point Financial Corporation's most frequently cited loan purpose was Home Purchase, with 38,221 originations. The 2nd most popular reason was Cash Out Refi, with 17,888 originations.
Loan Duration/Length
For 2022, Home Point Financial Corporation's most frequently cited loan duration was 30 Year, with 59,237 originations. The 2nd most popular length was 15 Year, with 3,309 originations.
Origination Fees/Closing Costs
Home Point Financial Corporation's average total fees were $8,286, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 17,868 originations.
Interest Rates
During 2022, Home Point Financial Corporation's average interest rate for loans was 4.43%, while their most frequently originated rate bucket for loans was 3-4%, with 19,170 originations.
Loan Sizing
2022 saw Home Point Financial Corporation place emphasis on $200k-400k loans with 29,895 originations, totaling $8,847,765,000 in origination value.
Applicant Income
Home Point Financial Corporation lent most frequently to those with incomes in the $100k-150k range, with 17,008 originations. The second most popular income band? $50k-75k, with 13,109 originations.
Applicant Debt to Income Ratio
Home Point Financial Corporation lent most frequently to those with DTI ratios of 30-36%, with 9,812 originations. The next most common DTI ratio? 20-30%, with 9,078 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.76%
Home Point Financial Corporation has an average approval rate.
Pick Rate
Approvals leading to origination83.54%
Home Point Financial Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 64,204 | $23,167,540,000 | $360,843 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 64,204 | $23,167,540,000 | $360,843 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Home Point Financial Corporation | Conventional home mortgage | Closing on a mortgage | 1 | 20.0% |
| Home Point Financial Corporation | Conventional home mortgage | Incorrect information on your report | 1 | 20.0% |
| Home Point Financial Corporation | Conventional home mortgage | Struggling to pay mortgage | 1 | 20.0% |
| Home Point Financial Corporation | Conventional home mortgage | Trouble during payment process | 1 | 20.0% |
| Home Point Financial Corporation | VA mortgage | Trouble during payment process | 1 | 20.0% |