Cincinnati Ohio Police Mortgage Rates, Fees & Info
Cincinnati, OHLEI: 549300CZVVHZY16D5T08
Tax ID: 31-0278853
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Cincinnati Ohio Police is a smaller mortgage company specializing in Other and Home Improvement loans. Cincinnati Ohio Police has a high proportion of conventional loans. Their top markets by origination volume include: Cincinnati, Dayton, and Indianapolis among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)Cincinnati Ohio Police has an above average approval rate when compared to the average across all lenders.
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Originations
127Origination Dollar Volume (All Markets)
$7,225,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 124 | $7,000,000 | $56,452 | $0 | 0.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against CINCINNATI OHIO POLICE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 168
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 127 | $7,225,000 | $56,890 | $0 | 0.00% |
For 2023, Cincinnati Ohio Police's most frequently originated type of loan was Conventional, with 127 originations.
Loan Reason
For 2023, Cincinnati Ohio Police's most frequently cited loan purpose was Other, with 62 originations. The 2nd most popular reason was Home Improvement, with 49 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 127 | $7,225,000 | $56,890 | $0 | 0.00% |
For 2023, Cincinnati Ohio Police's most frequently cited loan duration was Other, with 127 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100,000 or less | 106 | $4,790,000 | $45,189 | $0 | 0.00% |
| $100k-200k | 21 | $2,435,000 | $115,952 | $0 | 0.00% |
2023 saw Cincinnati Ohio Police place emphasis on $100,000 or less loans with 106 originations, totaling $4,790,000 in origination value.
Applicant Income
Cincinnati Ohio Police lent most frequently to those with incomes in the $100k-150k range, with 46 originations. The second most popular income band? $75k-100k, with 28 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 127 | $7,225,000 | $56,890 | $0 | 0.00% |
Cincinnati Ohio Police lent most frequently to those with DTI ratios of Exempt%, with 127 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 104 | $5,790,000 | $55,673 | $0 | 0.00% |
| Black | 23 | $1,435,000 | $62,391 | $0 | 0.00% |
Approval Rates
Total approvals of all applications100.00%
Cincinnati Ohio Police has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 127 | $7,225,000 | $56,890 |