Cincinnati Ohio Police Mortgage Rates, Fees & Info

Cincinnati, OH

LEI: 549300CZVVHZY16D5T08

Tax ID: 31-0278853

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Cincinnati Ohio Police is a smaller mortgage company specializing in Home Improvement and Other loans. Cincinnati Ohio Police has a high proportion of conventional loans. Their top (well, only) market is Cincinnati.

    Cincinnati Ohio Police has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    136

    Origination Dollar Volume (All Markets)

    $8,810,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 136 $8,810,000 $64,779 $0 0.00%
    Cincinnati Ohio Police's top markets include and Cincinnati among others.

    Their top states include:
  • Ohio (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against CINCINNATI OHIO POLICE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    The North Side Bank & Trust Company
    Similarity Rank: 136
    Peoples Exchange Bank
    Similarity Rank: 377
    Day Air Credit Union, Inc
    Similarity Rank: 510
    Somerville Bank
    Similarity Rank: 560
    The Friendship State Bank
    Similarity Rank: 576
    GENERAL ELECTRIC CREDIT UNION
    Similarity Rank: 713
    SIBCY CLINE MORTGAGE SERVICES, INC.
    Similarity Rank: 864
    VICTORY MORTGAGE, L.L.C.
    Similarity Rank: 976
    Central Bank
    Similarity Rank: 988
    Forcht Bank
    Similarity Rank: 1020

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 136 $8,810,000 $64,779 $0 0.00%

    For 2024, Cincinnati Ohio Police's most frequently originated type of loan was Conventional, with 136 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 50 $3,320,000 $66,400 $0 0.00%
    Other 44 $2,720,000 $61,818 $0 0.00%
    Cash Out Refi 29 $1,685,000 $58,103 $0 0.00%
    Refi 12 $1,030,000 $85,833 $0 0.00%
    Home Purchase 1 $55,000 $55,000 $0 0.00%

    For 2024, Cincinnati Ohio Police's most frequently cited loan purpose was Home Improvement, with 50 originations. The 2nd most popular reason was Other, with 44 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 136 $8,810,000 $64,779 $0 0.00%

    For 2024, Cincinnati Ohio Police's most frequently cited loan duration was Other, with 136 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 114 $5,700,000 $50,000 $0 0.00%
    $100k-200k 19 $2,445,000 $128,684 $0 0.00%
    $200k-400k 3 $665,000 $221,667 $0 0.00%

    2024 saw Cincinnati Ohio Police place emphasis on $100,000 or less loans with 114 originations, totaling $5,700,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 47 $2,845,000 $60,532 $0 0.00%
    $75k-100k 30 $1,960,000 $65,333 $0 0.00%
    $150k-250k 28 $2,260,000 $80,714 $0 0.00%
    $50k-75k 20 $1,130,000 $56,500 $0 0.00%
    $50k or less 8 $260,000 $32,500 $0 0.00%
    $250k+ 3 $355,000 $118,333 $0 0.00%

    Cincinnati Ohio Police lent most frequently to those with incomes in the $100k-150k range, with 47 originations. The second most popular income band? $75k-100k, with 30 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 136 $8,810,000 $64,779 $0 0.00%

    Cincinnati Ohio Police lent most frequently to those with DTI ratios of Exempt%, with 136 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 112 $7,560,000 $67,500 $0 0.00%
    Black 23 $1,175,000 $51,087 $0 0.00%
    Not provided 1 $75,000 $75,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    98.56%

    Cincinnati Ohio Police has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    99.26%

    Cincinnati Ohio Police has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 136 $8,810,000 $64,779

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    136 $8,810,000 $64,779