Cincinnati Ohio Police Mortgage Rates, Fees & Info

Cincinnati, OH

LEI: 549300CZVVHZY16D5T08

Tax ID: 31-0278853

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Cincinnati Ohio Police is a smaller mortgage company specializing in Other and Home Improvement loans. Cincinnati Ohio Police has a high proportion of conventional loans. Their top markets by origination volume include: Cincinnati, Dayton, and Indianapolis among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)

Cincinnati Ohio Police has an above average approval rate when compared to the average across all lenders.

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Originations

127

Origination Dollar Volume (All Markets)

$7,225,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 124 $7,000,000 $56,452 $0 0.00%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $170,000 $85,000 $0 0.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 0.00%
Cincinnati Ohio Police's top markets include Cincinnati, Dayton, and Indianapolis among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against CINCINNATI OHIO POLICE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Forcht Bank
    Similarity Rank: 380
    CINFED Federal Credit Union
    Similarity Rank: 483
    Eagle Savings Bank
    Similarity Rank: 484
    LCNB National Bank
    Similarity Rank: 486
    Somerville Bank
    Similarity Rank: 600
    FCN Bank
    Similarity Rank: 630
    Sharefax Credit Union
    Similarity Rank: 693
    The Friendship State Bank
    Similarity Rank: 783
    Central Bank
    Similarity Rank: 812

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 127 $7,225,000 $56,890 $0 0.00%

    For 2023, Cincinnati Ohio Police's most frequently originated type of loan was Conventional, with 127 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Other 62 $3,330,000 $53,710 $0 0.00%
    Home Improvement 49 $3,025,000 $61,735 $0 0.00%
    Cash Out Refi 13 $735,000 $56,538 $0 0.00%
    Refi 3 $135,000 $45,000 $0 0.00%

    For 2023, Cincinnati Ohio Police's most frequently cited loan purpose was Other, with 62 originations. The 2nd most popular reason was Home Improvement, with 49 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 127 $7,225,000 $56,890 $0 0.00%

    For 2023, Cincinnati Ohio Police's most frequently cited loan duration was Other, with 127 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 106 $4,790,000 $45,189 $0 0.00%
    $100k-200k 21 $2,435,000 $115,952 $0 0.00%

    2023 saw Cincinnati Ohio Police place emphasis on $100,000 or less loans with 106 originations, totaling $4,790,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 46 $2,860,000 $62,174 $0 0.00%
    $75k-100k 28 $1,500,000 $53,571 $0 0.00%
    $150k-250k 21 $1,245,000 $59,286 $0 0.00%
    $50k-75k 19 $765,000 $40,263 $0 0.00%
    $50k or less 8 $350,000 $43,750 $0 0.00%
    $250k+ 5 $505,000 $101,000 $0 0.00%

    Cincinnati Ohio Police lent most frequently to those with incomes in the $100k-150k range, with 46 originations. The second most popular income band? $75k-100k, with 28 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 127 $7,225,000 $56,890 $0 0.00%

    Cincinnati Ohio Police lent most frequently to those with DTI ratios of Exempt%, with 127 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 104 $5,790,000 $55,673 $0 0.00%
    Black 23 $1,435,000 $62,391 $0 0.00%

    Approval Rates

    Total approvals of all applications
    100.00%

    Cincinnati Ohio Police has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 127 $7,225,000 $56,890

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    127 $7,225,000 $56,890