Cincinnati VA Loan Rates, Closing Costs & Stats

CINCINNATI, OH-KY-IN

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Cincinnati's 141 lenders originated 1,998 VA loans during 2023. The total origination value was $588,250,000, with an average VA loan value of $294,419.

    Cincinnati VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Cincinnati averaged 6.55% for the week of 2025-02-14, compared to the national average (all VA variants) of 6.428% for the same period.

    Cincinnati's average VA mortgage closing costs are $5,789.

    The average rate for the prior week (2025-02-07) was 6.69% and one month ago for the week of 2025-01-10, the average rate was 6.82%.

    The average rate one year ago was 6.65%.

    For refis of the same type during the week of 2025-02-14, the average rate was 7.14%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Cincinnati VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Cincinnati level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 374 6.79% $6,990
    QUICKEN LOANS, LLC 116 6.21% $12,414
    UNITED WHOLESALE MORTGAGE, LLC 109 6.55% $9,810
    NAVY FEDERAL CREDIT UNION 76 5.93% $6,085
    FREEDOM MORTGAGE CORPORATION 70 6.57% $14,386
    CROSSCOUNTRY MORTGAGE, LLC 64 6.66% $8,972
    NEW DAY FINANCIAL, LLC 44 7.43% $13,293
    USAA Federal Savings Bank 43 6.40% $7,581
    FIRST COMMUNITY MORTGAGE, INC. 40 6.73% $8,703
    PENNYMAC LOAN SERVICES, LLC 40 5.83% $10,612
    NVR Mortgage Finance, Inc. 37 5.43% $6,904
    VICTORY MORTGAGE, L.L.C. 35 5.88% $6,588
    The Federal Savings Bank 30 6.62% $14,434
    NEWREZ LLC 30 6.73% $9,008
    GUARANTEED RATE, INC. 30 6.25% $5,899
    DAS Acquisition Company, LLC 27 6.97% $8,048
    LOANDEPOT.COM, LLC 26 6.35% $11,451
    The Huntington National Bank 25 6.47% $6,333
    Prosperity Home Mortgage, LLC 24 6.20% $8,608
    UNION HOME MORTGAGE CORP. 23 6.95% $7,755
    AMERICAN PACIFIC MORTGAGE CORPORATION 22 6.69% $10,773
    FIRST EQUITY MORTGAGE INCORPORATED 22 5.71% $12,133
    THRIVE MORTGAGE, LLC 22 6.60% $8,484
    DHI MORTGAGE COMPANY, LTD. 20 5.73% $9,719
    Union Savings Bank 20 6.40% $7,593
    Paramount Residential Mortgage Group, Inc. 19 6.69% $9,909
    RAPID MORTGAGE COMPANY 18 6.90% $11,602
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 18 6.88% $6,577
    GUARANTEED RATE AFFINITY, LLC 16 6.68% $5,904
    Fifth Third Bank 16 6.73% $5,605
    Barrington Bank & Trust Company, N.A. 16 6.54% $8,383
    Mr. Cooper ( Nationstar Mortgage ) 15 5.89% $13,026
    RUOFF MORTGAGE COMPANY, INC. 15 7.23% $4,814
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 6.94% $7,495
    Plains Commerce Bank 12 6.48% $10,203
    BAYSHORE MORTGAGE FUNDING, LLC 12 6.63% $11,061
    VILLAGE CAPITAL MORTGAGE 12 5.93% $7,647
    SIBCY CLINE MORTGAGE SERVICES, INC. 12 6.68% $6,222
    T2 FINANCIAL LLC 11 6.90% $19,270
    NATIONS RELIABLE LENDING, LLC 11 6.85% $7,083
    PRIMELENDING, A PLAINSCAPITAL COMPANY 10 6.64% $10,569
    STOCKTON MORTGAGE CORPORATION 10 6.16% $10,169
    BROKER SOLUTIONS, INC. 9 6.80% $7,280
    AMERISAVE MORTGAGE CORPORATION 9 5.31% $12,840
    MORTGAGE SOLUTIONS OF COLORADO, LLC 9 7.89% $3,870
    PLANET HOME LENDING, LLC 9 6.13% $13,138
    JPMorgan Chase Bank 8 6.76% $2,921
    MUTUAL OF OMAHA MORTGAGE, INC. 8 6.64% $17,243
    SUCCESS MORTGAGE PARTNERS, INC. 8 6.84% $10,825
    Nations Lending Corporation 8 6.34% $8,121
    CARDINAL FINANCIAL 7 6.62% $9,573
    PNC Bank 7 6.34% $5,770
    NFM, INC. 7 6.98% $10,355
    PENTAGON FEDERAL CREDIT UNION 7 5.39% $7,998
    RiverHills Bank 7 6.46% $4,047
    AMERICAN FINANCIAL NETWORK, INC. 6 6.92% $9,148
    EQUITY RESOURCES, INC. 6 6.83% $7,166
    Guardian Savings Bank, A Federal Savings Bank 6 6.65% $9,638
    Cincinnati Federal 6 6.02% $5,845
    Bank of England 6 6.88% $6,545
    Flagstar Bank, FSB 6 6.13% $11,203
    Wells Fargo Bank 5 5.48% $3,716
    Citizens Bank 5 6.30% $9,604
    1st National Bank 5 6.48% $5,614
    RELIANCE FIRST CAPITAL, LLC 5 6.50% $9,469
    POLARIS HOME FUNDING CORP. 5 6.78% $9,203
    Magnolia Bank 5 6.05% $17,401
    MID AMERICA MORTGAGE, INC. 5 6.83% $4,769
    MOVEMENT MORTGAGE, LLC 5 6.25% $9,397
    VAN DYK MORTGAGE CORPORATION 5 7.03% $6,006
    NBKC BANK 4 6.31% $5,368
    LCNB National Bank 4 6.88% $4,400
    CHURCHILL MORTGAGE CORPORATION 4 6.50% $8,061
    Gateway First Bank 4 6.81% $7,315
    LAKEVIEW LOAN SERVICING, LLC 4 5.84% $7,018
    U.S. Bank 4 6.56% $5,492
    S1L, Inc. 3 5.75% $4,732
    Servion, Inc. 3 7.29% $4,039
    ENDEAVOR CAPITAL, LLC. 3 7.04% $4,488
    First Federal Bank 3 5.96% $8,497
    CMG MORTGAGE, INC. 3 7.17% $9,877
    CALIBER HOME LOANS, INC. 3 6.04% $15,801
    HOMESIDE FINANCIAL, LLC 3 6.17% $5,370
    M/I FINANCIAL, LLC 3 5.88% $8,848
    Heartland Bank 3 6.25% $3,215
    EVERETT FINANCIAL, INC. 3 6.54% $10,340
    Armed Forces Bank 3 6.46% $12,545
    Capital Bank 2 5.94% $7,550
    Equity Prime Mortgage LLC 2 7.44% $16,192
    OPTION FINANCIAL, LLC 2 6.00% $9,289
    Regions Bank 2 6.13% $5,785
    SIRVA MORTGAGE, INC. 2 6.38% $7,968
    The Loan Store, Inc. 2 6.38% $12,620
    Truist 2 6.18% $10,101
    Warsaw Federal Savings and Loan Association 2 6.31% $10,427
    WesBanco 2 5.56% $13,066
    LOANPAL, LLC 1 6.50% $20,935
    PREMIA MORTGAGE, LLC 1 5.50% $5,408
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.75% $3,952
    LIBERTY HOME MORTGAGE CORPORATION 1 7.38% $18,144
    LEADERONE FINANCIAL CORPORATION 1 7.13% $2,642
    J. VIRGIL, INC. 1 6.88% $10,323
    Ixonia Bank 1 6.75% $18,287
    AMERICAN FINANCING CORPORATION 1 5.88% $7,927
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.88% $28,761
    Republic Bank & Trust Company 1 6.13% $9,883
    Gulf Coast Bank and Trust Company 1 7.00% $4,290
    ROSS MORTGAGE CORPORATION 1 6.75% $13,681
    ROYAL UNITED MORTGAGE LLC 1 6.75% $8,909
    GUILD MORTGAGE COMPANY 1 6.63% $5,897
    GUARANTY HOME MORTGAGE CORPORATION 1 7.25% $6,692
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.25% $5,350
    George Mason Mortgage, LLC 1 7.13% $18,177
    AMERICAN FINANCIAL RESOURCES, INC. 1 7.25% $7,635
    SOUTH CENTRAL BANK, INC. 1 6.25% $2,584
    SOVEREIGN LENDING GROUP INCORPORATED 1 4.75% $3,108
    Forcht Bank 1 6.38% $2,673
    First Financial Bank 1 7.25% $4,028
    SUMMIT FUNDING, INC. 1 7.75% $16,118
    SUN WEST MORTGAGE COMPANY, INC. 1 6.99% $7,401
    Farmers Bank & Trust 1 4.88% $17,521
    The Central Trust Bank 1 5.25% $3,712
    EVANSVILLE TEACHERS 1 6.00% $2,495
    ENVOY MORTGAGE, LTD 1 6.50% $7,601
    WRIGHT-PATT CREDIT UNION, INC. 1 7.13% $4,825
    EMM LOANS LLC 1 5.88% $11,903
    Traditional Bank, Inc. 1 5.50% $3,110
    AMCAP MORTGAGE, LTD. 1 7.63% $6,711
    Credence Funding Corporation 1 5.75% $9,821
    Century Mortgage Company DBA Century Lending Company 1 7.75% $20,002
    Carrington Mortgage Services, LLC 1 5.13% $2,120
    BNC National Bank 1 5.75% $7,206
    Arvest Bank 1 6.50% $7,310
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.38% $5,160
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.13% $70
    NORWICH COMMERCIAL GROUP, INC. 1 6.25% $5,500
    Northpointe Bank 1 7.13% $9,891
    NJ LENDERS CORP. 1 6.13% $2,782
    Mid-Continent Funding, Inc. 1 5.99% $3,331
    MICHIGAN MUTUAL, INC. 1 7.13% $1,726
    Meridian Bank Corporation 1 7.25% $4,345

    The top Cincinnati VA lender as defined by loan originations is Mortgage Research Center, LLC, with 374 VA loans originated. Their average total fees are $6,990, which is $5,424 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Cincinnati VA lenders (with over 10 loans originated) are RUOFF MORTGAGE COMPANY, INC. ($4,814), Fifth Third Bank ($5,605), GUARANTEED RATE, INC. ($5,899), GUARANTEED RATE AFFINITY, LLC ($5,904) and NAVY FEDERAL CREDIT UNION ($6,085).

    The lowest rate Cincinnati VA lenders (with over 10 loans originated) are NVR Mortgage Finance, Inc. (5.43%), FIRST EQUITY MORTGAGE INCORPORATED (5.71%), DHI MORTGAGE COMPANY, LTD. (5.73%), PENNYMAC LOAN SERVICES, LLC (5.83%) and VICTORY MORTGAGE, L.L.C. (5.88%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Cincinnati (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $225,500 (22.1%) $308,776 (10.2%) 0.82 5,184
    2018-02-01 $239,450 (24.6%) $321,559 (11.4%) 0.86 4,978
    2018-03-01 $258,900 (21.8%) $346,286 (13.0%) 0.89 4,809
    2018-04-01 $271,500 (18.3%) $356,189 (11.8%) 0.91 4,981
    2018-05-01 $275,000 (14.6%) $360,546 (11.5%) 0.92 5,271
    2018-06-01 $269,990 (12.3%) $353,754 (9.1%) 0.90 5,771
    2018-07-01 $269,900 (12.5%) $350,934 (9.3%) 0.90 6,152
    2018-08-01 $259,500 (8.5%) $342,614 (7.8%) 0.87 6,424
    2018-09-01 $255,000 (8.3%) $337,584 (6.2%) 0.86 6,609
    2018-10-01 $249,900 (9.4%) $333,431 (6.4%) 0.85 6,681
    2018-11-01 $248,260 (10.3%) $329,365 (6.3%) 0.83 6,564
    2018-12-01 $239,900 (8.6%) $330,102 (8.0%) 0.83 5,889
    2019-01-01 $239,900 (6.4%) $325,120 (5.3%) 0.83 5,363
    2019-02-01 $253,925 (6.0%) $342,552 (6.5%) 0.85 4,927
    2019-03-01 $267,957 (3.5%) $355,066 (2.5%) 0.87 4,897
    2019-04-01 $280,850 (3.4%) $366,627 (2.9%) 0.88 4,935
    2019-05-01 $289,900 (5.4%) $377,313 (4.7%) 0.91 5,118
    2019-06-01 $288,270 (6.8%) $372,609 (5.3%) 0.89 5,229
    2019-07-01 $284,000 (5.2%) $369,377 (5.3%) 0.88 5,369
    2019-08-01 $276,394 (6.5%) $361,907 (5.6%) 0.87 5,446
    2019-09-01 $271,000 (6.3%) $357,257 (5.8%) 0.86 5,462
    2019-10-01 $267,404 (7.0%) $354,157 (6.2%) 0.86 5,460
    2019-11-01 $260,478 (4.9%) $346,906 (5.3%) 0.85 5,141
    2019-12-01 $259,900 (8.3%) $343,573 (4.1%) 0.86 4,577
    2020-01-01 $265,950 (10.9%) $347,628 (6.9%) 0.88 4,090
    2020-02-01 $280,000 (10.3%) $369,603 (7.9%) 0.92 3,581
    2020-03-01 $299,675 (11.8%) $386,321 (8.8%) 0.94 3,489
    2020-04-01 $299,950 (6.8%) $384,970 (5.0%) 0.94 3,546
    2020-05-01 $325,000 (12.1%) $401,187 (6.3%) 0.99 3,416
    2020-06-01 $334,950 (16.2%) $421,967 (13.3%) 0.98 3,154
    2020-07-01 $337,450 (18.8%) $429,378 (16.2%) 0.98 2,914
    2020-08-01 $324,900 (17.6%) $427,022 (18.0%) 0.92 2,946
    2020-09-01 $316,750 (16.9%) $427,028 (19.5%) 0.90 2,996
    2020-10-01 $299,983 (12.2%) $418,036 (18.0%) 0.86 3,052
    2020-11-01 $290,950 (11.7%) $409,042 (17.9%) 0.85 2,956
    2020-12-01 $292,450 (12.5%) $414,493 (20.6%) 0.87 2,567
    2021-01-01 $299,900 (12.8%) $428,732 (23.3%) 0.90 2,175
    2021-02-01 $317,400 (13.4%) $442,149 (19.6%) 0.92 1,778
    2021-03-01 $325,000 (8.5%) $454,696 (17.7%) 0.92 1,707
    2021-04-01 $347,426 (15.8%) $481,319 (25.0%) 0.94 1,682
    2021-05-01 $359,000 (10.5%) $490,549 (22.3%) 0.95 1,853
    2021-06-01 $349,208 (4.3%) $480,993 (14.0%) 0.92 2,090
    2021-07-01 $325,000 (-3.7%) $455,717 (6.1%) 0.86 2,490
    2021-08-01 $315,000 (-3.1%) $434,350 (1.7%) 0.84 2,817
    2021-09-01 $304,950 (-3.7%) $429,711 (0.6%) 0.81 2,842
    2021-10-01 $300,000 (0.0%) $427,054 (2.2%) 0.80 2,702
    2021-11-01 $299,450 (2.9%) $421,388 (3.0%) 0.80 2,456
    2021-12-01 $297,000 (1.6%) $427,378 (3.1%) 0.80 2,120
    2022-01-01 $299,900 (0.0%) $435,730 (1.6%) 0.81 1,798
    2022-02-01 $322,000 (1.5%) $462,407 (4.6%) 0.84 1,443
    2022-03-01 $319,950 (-1.6%) $459,330 (1.0%) 0.80 1,396
    2022-04-01 $324,900 (-6.5%) $454,405 (-5.6%) 0.77 1,462
    2022-05-01 $324,950 (-9.5%) $450,319 (-8.2%) 0.74 1,843
    2022-06-01 $325,000 (-6.9%) $450,550 (-6.3%) 0.72 2,151
    2022-07-01 $319,000 (-1.9%) $435,952 (-4.3%) 0.71 2,525
    2022-08-01 $322,400 (2.4%) $436,321 (0.5%) 0.75 2,603
    2022-09-01 $325,000 (6.6%) $444,323 (3.4%) 0.76 2,504
    2022-10-01 $324,900 (8.3%) $444,472 (4.1%) 0.76 2,739
    2022-11-01 $325,000 (8.5%) $444,855 (5.6%) 0.78 2,709
    2022-12-01 $325,000 (9.4%) $447,814 (4.8%) 0.80 2,346
    2023-01-01 $329,450 (9.9%) $453,307 (4.0%) 0.81 2,043
    2023-02-01 $362,150 (12.5%) $490,773 (6.1%) 0.87 1,730
    2023-03-01 $369,650 (15.5%) $507,309 (10.5%) 0.87 1,665
    2023-04-01 $385,000 (18.5%) $513,352 (13.0%) 0.90 1,832
    2023-05-01 $391,308 (20.4%) $519,749 (15.4%) 0.88 1,900
    2023-06-01 $389,925 (20.0%) $511,523 (13.5%) 0.88 2,120
    2023-07-01 $384,998 (20.7%) $514,961 (18.1%) 0.87 2,239
    2023-08-01 $376,950 (16.9%) $503,974 (15.5%) 0.86 2,414
    2023-09-01 $374,500 (15.2%) $499,059 (12.3%) 0.87 2,651
    2023-10-01 $357,475 (10.0%) $484,952 (9.1%) 0.84 2,905
    2023-11-01 $345,000 (6.2%) $467,442 (5.1%) 0.82 3,010
    2023-12-01 $335,245 (3.2%) $456,295 (1.9%) 0.82 2,755
    2024-01-01 $329,950 (0.2%) $452,324 (-0.2%) 0.81 2,433
    2024-02-01 $337,450 (-6.8%) $471,017 (-4.0%) 0.81 2,172
    2024-03-01 $350,900 (-5.1%) $490,861 (-3.2%) 0.82 2,131
    2024-04-01 $375,000 (-2.6%) $496,473 (-3.3%) 0.87 2,253
    2024-05-01 $378,500 (-3.3%) $503,091 (-3.2%) 0.87 2,408
    2024-06-01 $378,900 (-2.8%) $501,013 (-2.1%) 0.85 2,738
    2024-07-01 $361,075 (-6.2%) $481,935 (-6.4%) 0.82 3,017
    2024-08-01 $349,900 (-7.2%) $466,011 (-7.5%) 0.81 3,350
    2024-09-01 $337,450 (-9.9%) $459,533 (-7.9%) 0.79 3,569
    2024-10-01 $331,500 (-7.3%) $450,735 (-7.1%) 0.78 3,663
    2024-11-01 $319,900 (-7.3%) $436,195 (-6.7%) 0.77 3,722
    2024-12-01 $319,450 (-4.7%) $432,641 (-5.2%) 0.79 3,270
    2025-01-01 $319,450 (-3.2%) $435,446 (-3.7%) 0.00 2,902
    Cincinnati's median listing price for 2025-01-01 was $319,450, a difference of $-10,500 (-3.2%) versus the prior year and $0 versus the prior month.

    Cincinnati's median listing price comes in at 0% of the national average.

    Cincinnati's average listing price for 2025-01-01 was $435,446, a difference of $-16,878 (-3.7%) versus the prior year and $2,805 versus the prior month.

    For the 2025-01-01 period, Cincinnati had 2,902 MLS listings, a difference of -368 listings (-11%) versus the prior month and 469 listings (19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Cincinnati (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 78 days 1,863 sqft
    2018-02-01 69 days 1,890 sqft
    2018-03-01 48 days 2,011 sqft
    2018-04-01 44 days 2,107 sqft
    2018-05-01 39 days 2,150 sqft
    2018-06-01 40 days 2,132 sqft
    2018-07-01 43 days 2,111 sqft
    2018-08-01 45 days 2,072 sqft
    2018-09-01 49 days 2,022 sqft
    2018-10-01 52 days 1,991 sqft
    2018-11-01 54 days 1,967 sqft
    2018-12-01 64 days 1,936 sqft
    2019-01-01 72 days 1,900 sqft
    2019-02-01 67 days 1,968 sqft
    2019-03-01 51 days 2,017 sqft
    2019-04-01 43 days 2,068 sqft
    2019-05-01 40 days 2,127 sqft
    2019-06-01 42 days 2,125 sqft
    2019-07-01 46 days 2,126 sqft
    2019-08-01 47 days 2,083 sqft
    2019-09-01 49 days 2,038 sqft
    2019-10-01 50 days 2,006 sqft
    2019-11-01 52 days 1,978 sqft
    2019-12-01 64 days 1,944 sqft
    2020-01-01 71 days 1,951 sqft
    2020-02-01 61 days 2,048 sqft
    2020-03-01 45 days 2,107 sqft
    2020-04-01 45 days 2,100 sqft
    2020-05-01 47 days 2,178 sqft
    2020-06-01 45 days 2,217 sqft
    2020-07-01 43 days 2,194 sqft
    2020-08-01 38 days 2,134 sqft
    2020-09-01 37 days 2,060 sqft
    2020-10-01 37 days 2,000 sqft
    2020-11-01 40 days 1,914 sqft
    2020-12-01 52 days 1,895 sqft
    2021-01-01 54 days 1,867 sqft
    2021-02-01 50 days 1,858 sqft
    2021-03-01 33 days 1,871 sqft
    2021-04-01 31 days 1,934 sqft
    2021-05-01 24 days 1,986 sqft
    2021-06-01 24 days 1,935 sqft
    2021-07-01 25 days 1,868 sqft
    2021-08-01 28 days 1,824 sqft
    2021-09-01 33 days 1,802 sqft
    2021-10-01 36 days 1,782 sqft
    2021-11-01 38 days 1,744 sqft
    2021-12-01 46 days 1,692 sqft
    2022-01-01 57 days 1,680 sqft
    2022-02-01 51 days 1,686 sqft
    2022-03-01 31 days 1,699 sqft
    2022-04-01 24 days 1,717 sqft
    2022-05-01 21 days 1,767 sqft
    2022-06-01 22 days 1,810 sqft
    2022-07-01 25 days 1,800 sqft
    2022-08-01 30 days 1,799 sqft
    2022-09-01 36 days 1,808 sqft
    2022-10-01 33 days 1,840 sqft
    2022-11-01 40 days 1,830 sqft
    2022-12-01 51 days 1,804 sqft
    2023-01-01 55 days 1,807 sqft
    2023-02-01 49 days 1,815 sqft
    2023-03-01 38 days 1,829 sqft
    2023-04-01 31 days 1,897 sqft
    2023-05-01 32 days 1,992 sqft
    2023-06-01 30 days 2,000 sqft
    2023-07-01 31 days 1,962 sqft
    2023-08-01 32 days 1,957 sqft
    2023-09-01 32 days 1,957 sqft
    2023-10-01 33 days 1,942 sqft
    2023-11-01 38 days 1,894 sqft
    2023-12-01 44 days 1,831 sqft
    2024-01-01 54 days 1,792 sqft
    2024-02-01 39 days 1,800 sqft
    2024-03-01 37 days 1,851 sqft
    2024-04-01 32 days 1,877 sqft
    2024-05-01 29 days 1,873 sqft
    2024-06-01 30 days 1,886 sqft
    2024-07-01 32 days 1,843 sqft
    2024-08-01 33 days 1,777 sqft
    2024-09-01 38 days 1,759 sqft
    2024-10-01 37 days 1,733 sqft
    2024-11-01 43 days 1,683 sqft
    2024-12-01 52 days 1,666 sqft
    2025-01-01 0 days 1,657 sqft
    Cincinnati's median listing age (time on market) for 2025-01-01 was 0 days. This is -100% shorter than the same period one year ago.

    Cincinnati's median square footage for active listings during the 2025-01-01 period was 1,657 sqft. One year prior, the average listing was 1,792 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.