CINCINNATI Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Cincinnati averaged 7.22% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

The average rate for the prior week (2024-04-11) was 6.9% and one month ago for the week of 2024-03-14, the average rate was 6.66%.

Cincinnati's average rate one year ago was 6.29%.

For refis of the same type during the week of 2024-04-18, the average rate was 7.72%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-18 7.1%
Cincinnati 30 Year Fixed Rate 2024-04-18 7.22%
Cincinnati 30 Year Fixed Rate Refi 2024-04-18 7.72%
Cincinnati 15 Year Fixed Rate 2024-04-18 6.48%
Cincinnati 15 Year Fixed Rate Refi 2024-04-18 7.27%
Cincinnati 30 Year FHA 2024-04-18 6.67%
Cincinnati 30 Year FHA Refi 2024-04-18 6.65%
Cincinnati 30 Year USDA 2024-04-18 7%
Cincinnati 30 Year USDA Refi 2024-04-18 6.76%
Cincinnati 30 Year VA 2024-04-18 6.92%
Cincinnati 30 Year VA Refi 2024-04-18 6.96%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CINCINNATI, OH-KY-IN.

CINCINNATI Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CINCINNATI, OH-KY-IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 1,121 6.88% $6,485
Union Savings Bank 978 6.46% $1,913
QUICKEN LOANS, LLC 824 6.82% $6,485
The Huntington National Bank 791 6.75% $4,381
Fifth Third Bank 674 6.73% $3,803
GUARANTEED RATE, INC. 561 6.65% $5,256
Guardian Savings Bank, A Federal Savings Bank 559 6.43% $1,659
VICTORY MORTGAGE, L.L.C. 503 6.22% $2,995
U.S. Bank 483 6.77% $3,517
CROSSCOUNTRY MORTGAGE, LLC 424 6.92% $6,929
Third Federal Savings and Loan Association of Cleveland 416 6.07% $2,371
FIRST COMMUNITY MORTGAGE, INC. 412 6.99% $5,732
GENERAL ELECTRIC CREDIT UNION 406 5.82% $3,428
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 354 7.10% $5,524
Cincinnati Federal 327 6.33% $3,357
UNION HOME MORTGAGE CORP. 322 7.12% $5,436
GUARANTEED RATE AFFINITY, LLC 303 6.75% $4,985
THRIVE MORTGAGE, LLC 299 6.70% $4,788
JPMorgan Chase Bank 297 6.80% $3,679
RUOFF MORTGAGE COMPANY, INC. 292 6.87% $4,301
First Financial Bank 264 6.86% $4,102
FIRST EQUITY MORTGAGE INCORPORATED 247 6.33% $6,052
NVR Mortgage Finance, Inc. 207 6.04% $5,315
RiverHills Bank 201 6.62% $3,577
AMERICAN PACIFIC MORTGAGE CORPORATION 199 7.12% $5,421
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 187 7.23% $5,679
Warsaw Federal Savings and Loan Association 185 6.64% $4,189
PNC Bank 183 6.67% $4,371
1st National Bank 183 6.56% $3,961
STOCKTON MORTGAGE CORPORATION 176 7.04% $5,184
Eagle Savings Bank 175 6.53% $2,796
DAS Acquisition Company, LLC 152 7.11% $6,786
KEMBA CREDIT UNION, INC. 149 6.35% $3,759
WesBanco 147 6.31% $5,019
RAPID MORTGAGE COMPANY 144 6.94% $7,055
Prosperity Home Mortgage, LLC 140 6.86% $5,614
SIBCY CLINE MORTGAGE SERVICES, INC. 135 6.69% $3,730
Civista Bank 134 6.39% $3,272
PRIMELENDING, A PLAINSCAPITAL COMPANY 130 6.98% $6,184
BAYSHORE MORTGAGE FUNDING, LLC 124 6.88% $5,693
NATIONS RELIABLE LENDING, LLC 122 6.78% $6,235
WRIGHT-PATT CREDIT UNION, INC. 116 6.66% $3,717
Bank of England 105 7.01% $5,327
NEWREZ LLC 104 7.18% $6,440
Paramount Residential Mortgage Group, Inc. 101 7.05% $6,830
M/I FINANCIAL, LLC 99 6.24% $9,059
CINFED Federal Credit Union 96 6.65% $3,291
The Park National Bank 96 6.80% $3,755
T2 FINANCIAL LLC 93 6.87% $7,546
Wells Fargo Bank 90 6.35% $4,104
DHI MORTGAGE COMPANY, LTD. 88 5.86% $4,144
Heartland Bank 86 6.65% $4,126
Republic Bank & Trust Company 85 6.32% $3,920
LCNB National Bank 83 6.52% $3,491
VAN DYK MORTGAGE CORPORATION 83 6.96% $5,086
CHURCHILL MORTGAGE CORPORATION 80 7.14% $5,214
Citizens Bank 78 6.56% $5,757
PENNYMAC LOAN SERVICES, LLC 75 6.88% $6,733
Mr. Cooper ( Nationstar Mortgage ) 74 6.91% $7,437
Farm Credit Mid-America, ACA 70 7.07% $7,624
Bank of America 66 6.08% $5,125
Truist 66 6.67% $4,681
Plains Commerce Bank 63 6.91% $6,400
FCN Bank 60 6.53% $2,625
Superior Credit Union, Inc. 60 6.64% $3,552
NAVY FEDERAL CREDIT UNION 56 6.64% $4,253
EQUITY RESOURCES, INC. 55 6.82% $4,439
LOANDEPOT.COM, LLC 54 6.98% $6,562
AMERISAVE MORTGAGE CORPORATION 53 6.38% $8,390
KeyBank 50 6.60% $4,198
CALIBER HOME LOANS, INC. 49 6.78% $6,135
Regions Bank 48 6.55% $3,644
SUCCESS MORTGAGE PARTNERS, INC. 47 6.94% $6,222
Morgan Stanley Private Bank 46 6.13% $3,703
Stock Yards Bank & Trust Company 46 6.28% $3,580
EVERETT FINANCIAL, INC. 45 6.85% $6,815
ENVOY MORTGAGE, LTD 45 6.98% $4,270
BROKER SOLUTIONS, INC. 41 7.25% $7,740
PROVIDENT FUNDING ASSOCIATES, L.P. 40 6.65% $4,775
MUTUAL OF OMAHA MORTGAGE, INC. 39 6.87% $6,154
Peoples Bank 38 6.93% $3,352
MOVEMENT MORTGAGE, LLC 36 6.83% $5,250
Western Ohio Mortgage Corporation 36 7.02% $5,624
Forcht Bank 34 6.06% $3,109
USAA Federal Savings Bank 33 6.65% $5,753
HOMESIDE FINANCIAL, LLC 30 6.89% $7,324
The Friendship State Bank 30 6.86% $2,261
ARC HOME LLC 29 7.34% $6,845
FREEDOM MORTGAGE CORPORATION 29 7.08% $7,259
PLANET HOME LENDING, LLC 28 6.77% $7,591
Flagstar Bank, FSB 28 7.42% $6,421
First State Bank 28 7.04% $2,252
POLARIS HOME FUNDING CORP. 28 7.39% $7,728
First National Bank of America 27 10.56% $8,381
Somerville Bank 27 7.01% $2,999
TELHIO 26 6.47% $3,780
Ixonia Bank 26 6.99% $8,567
OPTION FINANCIAL, LLC 26 6.61% $3,830
The North Side Bank & Trust Company 25 6.43% $1,467
BETTER MORTGAGE CORPORATION 25 6.15% $6,831
UBS Bank USA 25 6.27% $4,417
Sharefax Credit Union 24 6.12% $3,364
Northpointe Bank 23 6.93% $5,930
ZILLOW HOME LOANS, LLC 23 6.86% $5,184
Merchants Bank of Indiana 23 6.81% $3,481
Mercantile Bank of Michigan 23 6.39% $4,240
Gateway First Bank 22 7.00% $5,016
Mortgage Research Center, LLC 22 6.69% $5,057
ROYAL UNITED MORTGAGE LLC 19 7.03% $6,562
Waterstone Mortgage Corporation 19 6.97% $7,413
The Loan Store, Inc. 19 7.21% $5,577
VANDERBILT MORTGAGE AND FINANCE, INC. 19 7.74% $6,783
Central Bank 18 6.37% $2,596
L & N Federal Credit Union 18 6.97% $2,384
NATIONWIDE MORTGAGE BANKERS, INC. 18 6.98% $7,518
GUARANTY HOME MORTGAGE CORPORATION 18 6.49% $5,061
First Commonwealth Bank 18 6.59% $5,007
EVANSVILLE TEACHERS 17 6.73% $4,065
First Federal Savings and Loan Association of Lakewood 17 6.28% $5,700
AMCAP MORTGAGE, LTD. 16 6.88% $4,034
First Federal Bank of the Midwest 15 6.81% $5,112
Ally Bank 15 6.75% $3,730
First National Bank of Pennsylvania 14 6.28% $5,039
GUILD MORTGAGE COMPANY 14 6.68% $7,162
NFM, INC. 14 7.18% $7,253
CMG MORTGAGE, INC. 13 7.24% $6,572
CARDINAL FINANCIAL 12 6.43% $6,893
PREMIA MORTGAGE, LLC 12 6.47% $1,217
SIRVA MORTGAGE, INC. 12 6.40% $2,191
Day Air Credit Union, Inc 11 6.28% $2,826
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 11 6.83% $5,669
THE EQUITABLE MORTGAGE CORPORATION 11 6.85% $3,892
The Merchants National Bank 11 7.28% $2,093
Cf Bank 11 6.49% $2,877
LENDSURE MORTGAGE CORP. 11 8.58% $11,675
Carrington Mortgage Services, LLC 10 6.64% $6,662
Peoples Exchange Bank 10 6.78% $3,705
LIBERTY HOME MORTGAGE CORPORATION 10 7.28% $6,065
S1L, Inc. 10 6.81% $6,008
PHH Mortgage Corporation 10 6.70% $8,793
NBKC BANK 10 6.84% $4,153
Stifel Bank and Trust 9 5.96% $3,288
Discover Bank 9 7.09% $0
ENDEAVOR CAPITAL, LLC. 9 6.77% $6,561
Evolve Bank & Trust 9 6.61% $6,335
DEEPHAVEN MORTGAGE LLC 9 8.83% $12,451
GSF Mortgage Corporation 9 6.16% $3,727
KELLER MORTGAGE, LLC 9 6.28% $4,375
MYCUMORTGAGE, LLC 9 7.28% $3,170
UIF CORPORATION 9 6.99% $5,133
AMERICAN FINANCIAL NETWORK, INC. 9 7.18% $6,856
DEVELOPER'S MORTGAGE COMPANY 8 7.03% $9,159
AmeriHome Mortgage Company, LLC 8 6.57% $6,299
LAKEVIEW LOAN SERVICING, LLC 8 6.95% $8,574
Grand Bank for Savings, FSB 8 9.77% $4,892
Nations Lending Corporation 8 6.59% $4,121
BAY EQUITY LLC 8 6.73% $4,721
MORTGAGE ACCESS CORP. 7 6.92% $6,378
MICHIGAN MUTUAL, INC. 7 7.34% $9,713
The Union Bank Company 7 6.23% $5,264
General Mortgage Capital Corporation 7 6.71% $5,039
RELIANCE FIRST CAPITAL, LLC 7 6.70% $6,597
HOWARD HANNA FINANCIAL SERVICES, INC. 7 6.95% $5,400
NORWICH COMMERCIAL GROUP, INC. 7 6.73% $5,584
M&T Bank 7 6.50% $7,644
First Bank Richmond 6 6.50% $5,189
GUIDANCE RESIDENTIAL, LLC 6 7.46% $5,612
AMERICAN HERITAGE LENDING, INC. 6 9.06% $11,459
GENEVA FINANCIAL, LLC 6 7.06% $6,012
The Old Fort Banking Company 6 6.71% $3,230
PENTAGON FEDERAL CREDIT UNION 6 6.60% $6,072
A&D Mortgage LLC 6 9.06% $8,881
The Federal Savings Bank 5 6.55% $8,412
DRAPER AND KRAMER MORTGAGE CORP. 5 6.70% $3,808
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 7.08% $3,918
MID AMERICA MORTGAGE, INC. 5 7.68% $5,845
Toyota Financial Savings Bank 5 6.50% $6,556
BMO Harris Bank 5 6.60% $5,629
Old National Bank 5 6.70% $2,714
Charles Schwab Bank, SSB 5 6.28% $4,734
GVC MORTGAGE, INC. 5 7.32% $4,685
First Savings Bank 4 6.59% $4,778
INTERNATIONAL CITY MORTGAGE, INC. 4 7.63% $5,196
Community Trust Bank, Inc. 4 5.72% $5,226
LAKE MICHIGAN CREDIT UNION 4 5.50% $6,426
Leader Bank 4 6.41% $4,479
LOANPAL, LLC 4 6.81% $6,442
Citibank 4 5.84% $6,861
Century Mortgage Company DBA Century Lending Company 4 6.78% $8,385
First Merchants Bank 4 6.63% $4,034
NEXERA HOLDING LLC 4 8.56% $12,245
NJ LENDERS CORP. 4 6.96% $5,091
North American Savings Bank, F.S.B. 4 7.59% $7,012
NORTHERN MORTGAGE SERVICES, LLC 4 7.00% $4,941
BNC National Bank 4 6.13% $7,162
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 6.75% $8,718
Raymond James Bank 4 5.78% $3,194
RBC Bank, (Georgia) 4 5.75% $2,231
Barrington Bank & Trust Company, N.A. 4 7.47% $4,819
STAR ONE CREDIT UNION 4 6.72% $2,992
SUMMIT FUNDING, INC. 4 7.12% $7,863
The Farmers & Merchants State Bank 4 5.96% $3,314
Sunflower Bank 3 6.62% $5,383
Neighborhood Loans, Inc. 3 6.50% $5,654
US MORTGAGE CORPORATION 3 7.21% $5,889
FORUM Credit Union 3 6.42% $1,462
OCMBC, INC. 3 9.00% $13,851
DELTA COMMUNITY CREDIT UNION 3 6.21% $5,936
Pathways Financial Credit Union, Inc. 3 5.42% $3,216
EMBRACE HOME LOANS, INC. 3 5.75% $5,651
Northwest Bank 3 6.00% $6,054
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 3 7.79% $5,616
JLB CORPORATION 3 7.13% $5,603
Centra Credit Union 3 6.96% $2,783
The Dart Bank 3 6.25% $5,417
EUSTIS AND AMERICAN MORTGAGE COMPANY 3 6.92% $5,498
LENOX FINANCIAL MORTGAGE CORPORATION 3 5.87% $5,111
MORTGAGE 1 INCORPORATED 3 7.16% $8,022
WINGS FINANCIAL 3 5.75% $2,972
First Horizon Bank 3 6.50% $5,728
ALLIANT CREDIT UNION 3 7.04% $3,958
COMMONWEALTH 3 5.50% $2,953
German American Bank 3 6.79% $3,580
Three Rivers Federal Credit Union 3 6.79% $3,117
21ST MORTGAGE CORPORATION 2 7.63% $5,425
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 6.75% $3,429
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 7.06% $6,296
Independence Bank of Kentucky 2 7.48% $4,558
AMERICAN FINANCING CORPORATION 2 7.44% $4,779
DIGITAL Federal Credit Union 2 7.13% $3,995
FIRST CENTENNIAL MORTGAGE CORPORATION 2 7.31% $8,439
DESCO 2 6.25% $3,610
Farmers Bank & Trust 2 6.56% $4,455
SOUTH CENTRAL BANK, INC. 2 6.31% $10,777
SOUTHPOINT FINANCIAL SERVICES, INC. 2 7.56% $4,485
NASA Federal Credit Union 2 6.81% $4,900
Valley National Bank 2 6.75% $4,303
Lakeview Community Capital, LLC 2 6.25% $6,478
S&T Bank 2 5.75% $4,110
NATIONS DIRECT MORTGAGE, LLC 2 8.25% $11,240
LEADERONE FINANCIAL CORPORATION 2 6.81% $8,796
COMPASS MORTGAGE, INC. 2 7.00% $3,998
Dollar Bank, Federal Savings Bank 2 7.38% $6,465
Presidential Bank, FSB 2 7.06% $6,022
Magnolia Bank 2 7.25% $4,506
OAKTREE FUNDING CORP. 2 9.44% $13,701
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 2 6.25% $3,664
Beeline Loans, Inc. 2 6.31% $5,247
AmRes Corporation 2 7.88% $7,711
Deere Employees Credit Union 2 6.94% $4,079
CANOPY MORTGAGE, LLC 2 7.00% $7,723
PARK COMMUNITY CREDIT UNION, INC. 2 6.38% $3,205
The Genoa Banking Company 2 6.69% $4,190
Goldman Sachs Bank USA 2 4.98% $2,500
MILESTONE HOME LENDING, LLC 2 7.31% $4,561
Heritage Bank 2 7.06% $4,539
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 2 7.06% $4,402
RESIDENTIAL HOME FUNDING CORP. 2 7.63% $5,261
The State Bank and Trust Company 2 6.56% $3,586
HALLMARK HOME MORTGAGE, LLC 2 6.56% $4,115
Bank of Hope 2 7.06% $3,877
American Mortgage & Equity Consultants, Inc. 2 7.63% $9,765
RIVER VALLEY CREDIT UNION, INC. 2 8.06% $2,963
Axos Bank 2 5.75% $12,002
Commerce Home Mortgage, Inc. 2 8.00% $7,290
AMERICAN INTERNET MORTGAGE, INC. 2 6.56% $2,775
Firefighters & Company FCU 2 7.25% $3,033
Citadel Servicing Corporation 2 8.06% $9,221
SUPERIOR FINANCIAL SOLUTIONS, LLC 1 5.75% $4,499
SWBC MORTGAGE CORPORATION 1 7.13% $3,922
TEACHERS CREDIT UNION 1 7.00% $4,976
The Citizens National Bank of Somerset 1 6.75% $1,891
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.50% $3,228
DELMAR FINANCIAL COMPANY 1 7.38% $6,214
Ameris Bank 1 6.75% $2,727
Equity Prime Mortgage LLC 1 6.88% $11,508
The Middlefield Banking Company 1 5.13% $4,184
The Ohio Valley Bank Company 1 5.38% $5,084
Commerce Bank 1 5.25% $4,762
The State Bank 1 7.50% $3,440
American Security Mortgage Corp. 1 6.50% $3,240
TJC Mortgage, Inc. 1 7.00% $9,770
TOP FLITE FINANCIAL, INC. 1 7.13% $10,618
TOTAL MORTGAGE SERVICES, LLC 1 6.38% $9,175
TRUWEST Credit Union 1 5.75% $3,863
Tyndall Federal Credit Union 1 7.13% $3,710
Elements Financial Federal Credit Union 1 5.75% $2,956
Wyndham Capital Mortgage, Inc. 1 5.88% $4,870
UNIFY FINANCIAL Credit Union 1 7.15% $1,675
GENISYS 1 6.00% $3,950
UNIVERSAL 1 CREDIT UNION 1 7.75% $3,782
American Bank and Trust Company 1 6.00% $4,004
U S WIDE FINANCIAL LLC 1 6.13% $3,035
Kwik Mortgage Corporation 1 6.88% $3,563
LAFAYETTE FEDERAL CREDIT UNION 1 5.38% $4,500
City National Bank of West Virginia 1 6.25% $1,946
LAND HOME FINANCIAL SERVICES, INC. 1 7.00% $3,957
City National Bank of Florida 1 5.75% $8,482
DUPACO COMMUNITY 1 6.88% $2,357
FLAT BRANCH MORTGAGE, INC. 1 7.13% $5,144
Liberty Savings Bank, F.S.B. 1 7.25% $3,933
First Western Trust Bank 1 7.00% $947
City National Bank 1 6.90% $5,680
Marquette Bank 1 6.13% $3,761
MEMBERS HERITAGE Credit Union 1 5.75% $6,945
First State Bank 1 6.50% $8,229
GREENSTATE CREDIT UNION 1 6.50% $4,548
Wolfe Financial, Inc 1 7.88% $4,051
Minster Bank 1 6.00% $2,615
MLB RESIDENTIAL LENDING, LLC 1 7.13% $16,066
Colonial Savings, F.A. 1 7.38% $3,493
First Reliance Bank 1 6.13% $3,464
First Palmetto Bank 1 6.75% $3,063
INTERRA CREDIT UNION 1 5.75% $3,232
V.I.P. MORTGAGE, INC. 1 6.49% $4,015
INTERLINC MORTGAGE SERVICES, LLC 1 6.38% $695
FIRST MORTGAGE COMPANY, INC. 1 7.25% $23,852
Connexus Credit Union 1 5.99% $2,835
Watermark Capital, Inc. 1 7.00% $4,320
First Federal Bank of Kansas City 1 6.88% $3,038
Directions Credit Union, Inc. 1 6.75% $0
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 6.50% $7,275
COMMUNITYAMERICA 1 5.50% $3,460
First Federal Bank 1 7.00% $2,876
INTERCOASTAL MORTGAGE COMPANY 1 6.63% $7,774
NOVA FINANCIAL & INVESTMENT CORPORATION 1 7.88% $6,261
NTFN, INC. 1 7.00% $7,055
Cornerstone First Mortgage, Inc 1 6.50% $4,459
INTERCAP LENDING INC. 1 6.88% $6,079
CORNERSTONE HOME LENDING, INC. 1 6.75% $8,481
Orion Federal Credit Union 1 5.88% $2,105
PARTNERS 1ST Federal Credit Union 1 6.13% $4,750
BRIDGE 1 8.25% $3,360
Independent Bank 1 7.00% $5,283
ACADEMY MORTGAGE CORPORATION 1 6.88% $7,056
FIRST COLONY MORTGAGE CORPORATION 1 8.00% $5,171
First-Citizens Bank & Trust Company 1 5.75% $4,772
PLAZA HOME MORTGAGE, INC. 1 6.25% $7,691
Blue Ridge Bank 1 7.63% $5,626
HSBC BANK USA, NATIONAL ASSOCIATION 1 6.91% $3,631
FirstBank 1 6.88% $4,338
PREMIER MORTGAGE RESOURCES, L.L.C. 1 8.50% $8,780
WEST PENN FINANCIAL SERVICE CENTER, INC. 1 6.50% $4,920
First Bank 1 7.63% $6,299
BAY-VALLEY MORTGAGE GROUP 1 6.63% $9,135
PURDUE FEDERAL CREDIT UNION 1 6.13% $3,248
HONDA Federal Credit Union 1 7.50% $3,171
Quontic Bank 1 6.50% $12,379
Baxter Credit Union 1 5.63% $15,152
Whitaker Bank 1 5.63% $1,663
HOMEXPRESS MORTGAGE CORP. 1 9.75% $5,642
Bank of Springfield 1 6.83% $4,358
Republic State Mortgage Co. 1 6.88% $3,392
RESIDENTIAL BANCORP 1 6.49% $4,718
First American Bank 1 7.50% $3,510
Service Federal Credit Union 1 5.75% $3,278
Servion, Inc. 1 7.75% $5,684
Sierra Pacific Mortgage Company, Inc. 1 7.88% $4,337
CREDIT UNION ONE 1 6.13% $3,877
South State Bank 1 8.00% $4,034
STAR Financial Bank 1 5.75% $2,052
HOMESTEAD FUNDING CORP. 1 5.63% $2,182
Associated Bank 1 5.63% $3,098
HomePromise Corporation 1 7.50% $5,407
FAIR WAY LENDING LLC 1 6.38% $3,110
Summit Community Bank, Inc. 1 7.41% $3,936
Goldwater Bank, N.A. 1 7.38% $5,876
SUN WEST MORTGAGE COMPANY, INC. 1 6.88% $1,886
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 8.25% $8,779

CINCINNATI Average Closing Costs & Other Stats

CINCINNATI, OH-KY-IN's 369 lenders originated 47,987 loans during 2023. The total origination value was $10,952,435,000, with an average loan value of $228,238.

CINCINNATI's average closing costs are $4,290.

The top CINCINNATI lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 1,121 loans originated. Their average total fees are $6,485, which is $4,571 higher than the next largest lender, Union Savings Bank.

The lowest fee CINCINNATI lenders (with over 10 loans originated) are PREMIA MORTGAGE, LLC ($1,217), The North Side Bank & Trust Company ($1,467), Guardian Savings Bank, A Federal Savings Bank ($1,659), Union Savings Bank ($1,913) and The Merchants National Bank ($2,093).

The lowest rate CINCINNATI lenders (with over 10 loans originated) are GENERAL ELECTRIC CREDIT UNION (5.82%), DHI MORTGAGE COMPANY, LTD. (5.86%), NVR Mortgage Finance, Inc. (6.04%), Forcht Bank (6.06%) and Third Federal Savings and Loan Association of Cleveland (6.07%).

CINCINNATI, OH-KY-IN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $361,945,000 $483,745,000 33.7% 4.4%
The Huntington National Bank $780,325,000 $459,355,000 -41.1% 4.2%
Union Savings Bank $799,175,000 $458,155,000 -42.7% 4.2%
Fifth Third Bank $770,335,000 $430,745,000 -44.1% 3.9%
QUICKEN LOANS, LLC $546,485,000 $389,310,000 -28.8% 3.6%
GENERAL ELECTRIC CREDIT UNION $396,405,000 $323,515,000 -18.4% 3.0%
WesBanco $166,370,000 $284,440,000 71.0% 2.6%
PNC Bank $357,630,000 $247,565,000 -30.8% 2.3%
U.S. Bank $406,360,000 $246,420,000 -39.4% 2.2%
Guardian Savings Bank, A Federal Savings Bank $417,120,000 $238,920,000 -42.7% 2.2%
First Financial Bank $388,145,000 $236,825,000 -39.0% 2.2%
GUARANTEED RATE, INC. $294,320,000 $220,350,000 -25.1% 2.0%
VICTORY MORTGAGE, L.L.C. $279,070,000 $214,160,000 -23.3% 2.0%
CROSSCOUNTRY MORTGAGE, LLC $193,350,000 $207,475,000 7.3% 1.9%
Third Federal Savings and Loan Association of Cleveland $423,410,000 $201,645,000 -52.4% 1.8%
FIRST COMMUNITY MORTGAGE, INC. $45,225,000 $146,960,000 225.0% 1.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $141,720,000 $141,470,000 -0.2% 1.3%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $312,660,000 $131,715,000 -57.9% 1.2%
UNION HOME MORTGAGE CORP. $144,195,000 $129,800,000 -10.0% 1.2%
NVR Mortgage Finance, Inc. $156,600,000 $129,680,000 -17.2% 1.2%
THRIVE MORTGAGE, LLC $40,210,000 $114,120,000 183.8% 1.0%
Mortgage Research Center, LLC $127,865,000 $111,400,000 -12.9% 1.0%
FIRST EQUITY MORTGAGE INCORPORATED $116,095,000 $110,480,000 -4.8% 1.0%
JPMorgan Chase Bank $174,375,000 $103,755,000 -40.5% 0.9%
Cincinnati Federal $180,210,000 $103,350,000 -42.7% 0.9%
RUOFF MORTGAGE COMPANY, INC. $151,005,000 $102,550,000 -32.1% 0.9%
GUARANTEED RATE AFFINITY, LLC $141,805,000 $98,635,000 -30.4% 0.9%
KEMBA CREDIT UNION, INC. $220,765,000 $96,550,000 -56.3% 0.9%
Stock Yards Bank & Trust Company $58,190,000 $87,105,000 49.7% 0.8%
AMERICAN PACIFIC MORTGAGE CORPORATION $75,820,000 $82,850,000 9.3% 0.8%
Republic Bank & Trust Company $91,820,000 $79,555,000 -13.4% 0.7%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $86,980,000 $78,560,000 -9.7% 0.7%
Central Bank $81,975,000 $76,105,000 -7.2% 0.7%
Civista Bank $87,380,000 $74,165,000 -15.1% 0.7%
Merchants Bank of Indiana $40,900,000 $73,570,000 79.9% 0.7%
WALKER & DUNLOP, LLC $87,695,000 $71,320,000 -18.7% 0.7%
1st National Bank $118,285,000 $67,735,000 -42.7% 0.6%
ORIX REAL ESTATE CAPITAL, LLC $2,865,000 $66,965,000 2,237.3% 0.6%
RiverHills Bank $61,730,000 $65,380,000 5.9% 0.6%
NEWREZ LLC $39,110,000 $64,390,000 64.6% 0.6%
STOCKTON MORTGAGE CORPORATION $69,495,000 $63,980,000 -7.9% 0.6%
Warsaw Federal Savings and Loan Association $50,610,000 $63,315,000 25.1% 0.6%
Paramount Residential Mortgage Group, Inc. $88,355,000 $62,860,000 -28.9% 0.6%
LCNB National Bank $59,980,000 $62,535,000 4.3% 0.6%
Three Rivers Federal Credit Union $2,125,000 $62,280,000 2,830.8% 0.6%
WRIGHT-PATT CREDIT UNION, INC. $82,295,000 $61,410,000 -25.4% 0.6%
DAS Acquisition Company, LLC $77,055,000 $61,260,000 -20.5% 0.6%
Forcht Bank $72,280,000 $61,070,000 -15.5% 0.6%
Prosperity Home Mortgage, LLC $72,580,000 $60,345,000 -16.9% 0.6%
Metropolitan Life Insurance Co $117,010,000 $60,005,000 -48.7% 0.5%
The North Side Bank & Trust Company $102,515,000 $59,380,000 -42.1% 0.5%
CINFED Federal Credit Union $66,205,000 $58,600,000 -11.5% 0.5%
NATIONS RELIABLE LENDING, LLC $162,785,000 $56,990,000 -65.0% 0.5%
RAPID MORTGAGE COMPANY $75,455,000 $56,080,000 -25.7% 0.5%
Eagle Savings Bank $63,025,000 $52,950,000 -16.0% 0.5%
First Commonwealth Bank $53,785,000 $52,865,000 -1.7% 0.5%
M/I FINANCIAL, LLC $55,075,000 $52,795,000 -4.1% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $241,665,000 $52,210,000 -78.4% 0.5%
Heritage Bank, Inc. $66,920,000 $51,490,000 -23.1% 0.5%
The Park National Bank $71,245,000 $51,390,000 -27.9% 0.5%
Heartland Bank $80,890,000 $50,250,000 -37.9% 0.5%
FCN Bank $40,985,000 $49,330,000 20.4% 0.5%
PENNYMAC LOAN SERVICES, LLC $70,645,000 $48,620,000 -31.2% 0.4%
BAYSHORE MORTGAGE FUNDING, LLC $70,930,000 $46,745,000 -34.1% 0.4%
SIBCY CLINE MORTGAGE SERVICES, INC. $47,625,000 $46,440,000 -2.5% 0.4%
NAVY FEDERAL CREDIT UNION $52,520,000 $44,880,000 -14.5% 0.4%
FREEDOM MORTGAGE CORPORATION $113,785,000 $44,070,000 -61.3% 0.4%
DHI MORTGAGE COMPANY, LTD. $31,325,000 $43,960,000 40.3% 0.4%
Citizens Bank $75,705,000 $43,435,000 -42.6% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $96,410,000 $42,275,000 -56.2% 0.4%
Bank of America $60,125,000 $41,925,000 -30.3% 0.4%
Merchants Capital Corp. $41,515,000 n/a 0.4%
Bank of England $47,290,000 $41,140,000 -13.0% 0.4%
Truist $83,630,000 $40,680,000 -51.4% 0.4%
LOANDEPOT.COM, LLC $103,275,000 $40,085,000 -61.2% 0.4%
T2 FINANCIAL LLC $60,335,000 $39,490,000 -34.5% 0.4%
Wells Fargo Bank $106,655,000 $38,370,000 -64.0% 0.4%
CenterBank $50,965,000 $35,745,000 -29.9% 0.3%
LENDINGHOME FUNDING CORPORATION $27,280,000 $33,675,000 23.4% 0.3%
Plains Commerce Bank $1,630,000 $33,560,000 1,958.9% 0.3%
Farm Credit Mid-America, ACA $38,005,000 $32,960,000 -13.3% 0.3%
AMERISAVE MORTGAGE CORPORATION $75,635,000 $31,200,000 -58.7% 0.3%
SUCCESS MORTGAGE PARTNERS, INC. $39,260,000 $30,750,000 -21.7% 0.3%
Arbor Realty Trust, Inc. $5,220,000 $30,620,000 486.6% 0.3%
JONES LANG LASALLE MULTIFAMILY, LLC $34,245,000 $30,425,000 -11.2% 0.3%
BROKER SOLUTIONS, INC. $39,715,000 $30,350,000 -23.6% 0.3%
VAN DYK MORTGAGE CORPORATION $54,345,000 $28,060,000 -48.4% 0.3%
Superior Credit Union, Inc. $36,110,000 $27,725,000 -23.2% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $15,645,000 $26,750,000 71.0% 0.2%
Valley Central Bank $37,400,000 $25,815,000 -31.0% 0.2%
GREYSTONE SERVICING COMPANY LLC $3,940,000 $25,480,000 546.7% 0.2%
KeyBank $87,810,000 $23,895,000 -72.8% 0.2%
USAA Federal Savings Bank $31,920,000 $23,795,000 -25.5% 0.2%
CHURCHILL MORTGAGE CORPORATION $26,525,000 $22,900,000 -13.7% 0.2%
Morgan Stanley Private Bank $24,735,000 $22,645,000 -8.4% 0.2%
Spring Valley Bank $38,535,000 $22,595,000 -41.4% 0.2%
POLARIS HOME FUNDING CORP. $28,115,000 $21,685,000 -22.9% 0.2%
Discover Bank $13,240,000 $21,600,000 63.1% 0.2%
Peoples Bank $1,400,000 $20,745,000 1,381.8% 0.2%
Carrington Mortgage Services, LLC $38,365,000 $19,325,000 -49.6% 0.2%
EQUITY RESOURCES, INC. $14,845,000 $18,885,000 27.2% 0.2%
PLANET HOME LENDING, LLC $12,100,000 $18,390,000 52.0% 0.2%
Sharefax Credit Union $34,800,000 $18,190,000 -47.7% 0.2%
Western Ohio Mortgage Corporation $17,850,000 n/a 0.2%
CALIBER HOME LOANS, INC. $207,475,000 $17,825,000 -91.4% 0.2%
EVERETT FINANCIAL, INC. $40,255,000 $17,350,000 -56.9% 0.2%
Flagstar Bank, FSB $39,360,000 $17,295,000 -56.1% 0.2%
MOVEMENT MORTGAGE, LLC $17,620,000 $16,690,000 -5.3% 0.2%
UBS Bank USA $23,470,000 $16,625,000 -29.2% 0.2%
Regions Bank $28,590,000 $16,165,000 -43.5% 0.1%
First State Bank $24,635,000 $15,380,000 -37.6% 0.1%
HOMESIDE FINANCIAL, LLC $29,610,000 $14,275,000 -51.8% 0.1%
AURGROUP FINANCIAL CREDIT UNION, INC. $14,915,000 $14,085,000 -5.6% 0.1%
Northpointe Bank $18,290,000 $13,995,000 -23.5% 0.1%
The Federal Savings Bank $14,085,000 $13,885,000 -1.4% 0.1%
Cf Bank $16,435,000 $13,755,000 -16.3% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $13,625,000 $13,460,000 -1.2% 0.1%
First Federal Savings and Loan Association of Lakewood $12,970,000 $12,855,000 -0.9% 0.1%
EMERY FEDERAL CREDIT UNION $18,870,000 $12,640,000 -33.0% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $6,575,000 $12,395,000 88.5% 0.1%
TELHIO $17,945,000 $11,910,000 -33.6% 0.1%
ENVOY MORTGAGE, LTD $36,555,000 $11,795,000 -67.7% 0.1%
Gateway First Bank $16,955,000 $11,740,000 -30.8% 0.1%
Peoples First Savings Bank $28,330,000 $11,465,000 -59.5% 0.1%
NEW DAY FINANCIAL, LLC $19,240,000 $11,425,000 -40.6% 0.1%
21ST MORTGAGE CORPORATION $7,920,000 $11,005,000 39.0% 0.1%
Ixonia Bank $12,035,000 $10,925,000 -9.2% 0.1%
Prudential Huntoon Paige Associates, LLC $18,765,000 $10,425,000 -44.4% 0.1%
EVANSVILLE TEACHERS $9,845,000 $10,365,000 5.3% 0.1%
Bath State Bank $14,575,000 $10,250,000 -29.7% 0.1%
MID AMERICA MORTGAGE, INC. $12,740,000 $10,235,000 -19.7% 0.1%
Figure Lending LLC $10,855,000 $10,200,000 -6.0% 0.1%
Miami Savings Bank $14,175,000 $10,155,000 -28.4% 0.1%
OPTION FINANCIAL, LLC $37,210,000 $10,145,000 -72.7% 0.1%
CARDINAL FINANCIAL $49,370,000 $9,985,000 -79.8% 0.1%
The Cincinnatus Savings & Loan Co. $15,605,000 $9,935,000 -36.3% 0.1%
Day Air Credit Union, Inc $6,980,000 $9,860,000 41.3% 0.1%
Community Trust Bank, Inc. $21,985,000 $9,645,000 -56.1% 0.1%
RELIANCE FIRST CAPITAL, LLC $10,685,000 $9,475,000 -11.3% 0.1%
The Friendship State Bank $18,250,000 $9,395,000 -48.5% 0.1%
DOMINION FINANCIAL SERVICES, LLC $15,085,000 $9,010,000 -40.3% 0.1%
ARC HOME LLC $21,225,000 $8,890,000 -58.1% 0.1%
Nations Lending Corporation $25,035,000 $8,520,000 -66.0% 0.1%
ENDEAVOR CAPITAL, LLC. $4,520,000 $8,435,000 86.6% 0.1%
LAKEVIEW LOAN SERVICING, LLC $32,480,000 $8,380,000 -74.2% 0.1%
L & N Federal Credit Union $16,815,000 $8,185,000 -51.3% 0.1%
NFM, INC. $9,100,000 $8,105,000 -10.9% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $8,090,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $7,530,000 $7,965,000 5.8% 0.1%
BETTER MORTGAGE CORPORATION $34,380,000 $7,870,000 -77.1% 0.1%
First Federal Bank of the Midwest $29,730,000 $7,680,000 -74.2% 0.1%
VILLAGE CAPITAL MORTGAGE $10,845,000 $7,565,000 -30.2% 0.1%
The Loan Store, Inc. $7,550,000 n/a 0.1%
First National Bank of Pennsylvania $4,080,000 $7,500,000 83.8% 0.1%
Somerville Bank $10,855,000 $7,285,000 -32.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $10,915,000 $7,275,000 -33.3% 0.1%
Mercantile Bank of Michigan $51,680,000 $7,245,000 -86.0% 0.1%
Equity Prime Mortgage LLC $9,315,000 $7,225,000 -22.4% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $29,290,000 $7,185,000 -75.5% 0.1%
Coastal Community Bank $7,170,000 n/a 0.1%
Peoples Exchange Bank $2,200,000 $7,150,000 225.0% 0.1%
GUILD MORTGAGE COMPANY $6,435,000 $7,125,000 10.7% 0.1%
S1L, Inc. $890,000 $7,095,000 697.2% 0.1%
CINCINNATI OHIO POLICE $5,950,000 $7,000,000 17.6% 0.1%
ZILLOW HOME LOANS, LLC $8,910,000 $6,910,000 -22.4% 0.1%
Union Savings And Loan Association $5,710,000 $6,670,000 16.8% 0.1%
CMG MORTGAGE, INC. $5,920,000 $6,600,000 11.5% 0.1%
AMCAP MORTGAGE, LTD. $14,635,000 $6,580,000 -55.0% 0.1%
German American Bank $4,165,000 $6,570,000 57.7% 0.1%
The Harrison Building & Loan $11,020,000 $6,480,000 -41.2% 0.1%
NORWICH COMMERCIAL GROUP, INC. $6,725,000 $6,315,000 -6.1% 0.1%
NBKC BANK $7,405,000 $6,230,000 -15.9% 0.1%
AMERICAN HERITAGE LENDING, INC. $3,505,000 $6,125,000 74.8% 0.1%
TOP FLITE FINANCIAL, INC. $6,355,000 $5,935,000 -6.6% 0.1%
GENEVA FINANCIAL, LLC $4,320,000 $5,860,000 35.6% 0.1%
DEEPHAVEN MORTGAGE LLC $2,915,000 $5,745,000 97.1% 0.1%
Citibank $4,675,000 $5,700,000 21.9% 0.1%
SIRVA MORTGAGE, INC. $4,485,000 $5,675,000 26.5% 0.1%
Waterstone Mortgage Corporation $3,410,000 $5,430,000 59.2% 0.0%
PREMIA MORTGAGE, LLC $5,870,000 $5,395,000 -8.1% 0.0%
ROYAL UNITED MORTGAGE LLC $13,725,000 $5,380,000 -60.8% 0.0%
Barings Multifamily Capital $5,355,000 n/a 0.0%
First National Bank of America $4,625,000 $5,300,000 14.6% 0.0%
Barrington Bank & Trust Company, N.A. $4,795,000 $5,230,000 9.1% 0.0%
City National Bank of West Virginia $8,780,000 $5,185,000 -40.9% 0.0%
LOANPAL, LLC $6,075,000 $4,895,000 -19.4% 0.0%
LIMA ONE CAPITAL, LLC $18,605,000 $4,890,000 -73.7% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $10,660,000 $4,885,000 -54.2% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $6,540,000 $4,795,000 -26.7% 0.0%
Stifel Bank and Trust $12,865,000 $4,795,000 -62.7% 0.0%
The Merchants National Bank $8,745,000 $4,685,000 -46.4% 0.0%
MICHIGAN MUTUAL, INC. $2,105,000 $4,655,000 121.1% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,090,000 $4,425,000 43.2% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $5,345,000 $4,310,000 -19.4% 0.0%
The Farmers & Merchants State Bank $6,325,000 $4,310,000 -31.9% 0.0%
Cedar Rapids Bank and Trust Company $4,275,000 n/a 0.0%
PHH Mortgage Corporation $4,965,000 $4,270,000 -14.0% 0.0%
LENDINGONE, LLC $4,690,000 $4,235,000 -9.7% 0.0%
THE EQUITABLE MORTGAGE CORPORATION $3,245,000 $4,230,000 30.4% 0.0%
LENDSURE MORTGAGE CORP. $5,775,000 $4,215,000 -27.0% 0.0%
Ally Bank $19,515,000 $4,120,000 -78.9% 0.0%
AmeriHome Mortgage Company, LLC $3,895,000 $4,010,000 3.0% 0.0%
Synovus Bank $4,005,000 n/a 0.0%
First Merchants Bank $13,710,000 $3,980,000 -71.0% 0.0%
Evolve Bank & Trust $625,000 $3,975,000 536.0% 0.0%
DELTA COMMUNITY CREDIT UNION $3,740,000 $3,940,000 5.3% 0.0%
NEXERA HOLDING LLC $1,220,000 $3,915,000 220.9% 0.0%
Charles Schwab Bank, SSB $4,365,000 $3,905,000 -10.5% 0.0%
OCMBC, INC. $625,000 $3,660,000 485.6% 0.0%
DEVELOPER'S MORTGAGE COMPANY $4,265,000 $3,645,000 -14.5% 0.0%
COMMONWEALTH $3,655,000 $3,540,000 -3.1% 0.0%
M&T Bank $5,555,000 $3,495,000 -37.1% 0.0%
FINANCE OF AMERICA REVERSE LLC $790,000 $3,490,000 341.8% 0.0%
First Horizon Bank $1,150,000 $3,310,000 187.8% 0.0%
AMWEST FUNDING CORP. $1,985,000 $3,215,000 62.0% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $5,020,000 $3,130,000 -37.6% 0.0%
UIF CORPORATION $3,855,000 $3,115,000 -19.2% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $2,405,000 $3,085,000 28.3% 0.0%
SPRING EQ, LLC $9,580,000 $3,080,000 -67.8% 0.0%
General Mortgage Capital Corporation $405,000 $3,050,000 653.1% 0.0%
NORTHMARQ CAPITAL FINANCE, L.L.C. $3,005,000 n/a 0.0%
BMO Harris Bank $2,230,000 $2,975,000 33.4% 0.0%
SUMMIT FUNDING, INC. $1,315,000 $2,965,000 125.5% 0.0%
CLEARPATH LENDING $4,245,000 $2,930,000 -31.0% 0.0%
MORTGAGE ACCESS CORP. $2,680,000 $2,895,000 8.0% 0.0%
A&D Mortgage LLC $1,290,000 $2,795,000 116.7% 0.0%
GUIDANCE RESIDENTIAL, LLC $2,445,000 $2,790,000 14.1% 0.0%
Century Mortgage Company DBA Century Lending Company $2,720,000 $2,745,000 0.9% 0.0%
The First National Bank of Brooksville $2,735,000 n/a 0.0%
Commerce Home Mortgage, Inc. $2,685,000 $2,715,000 1.1% 0.0%
ALLIANT CREDIT UNION $1,565,000 $2,705,000 72.8% 0.0%
Bank Five Nine $2,665,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $4,485,000 $2,610,000 -41.8% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $2,600,000 n/a 0.0%
KELLER MORTGAGE, LLC $9,310,000 $2,570,000 -72.4% 0.0%
AMERICAN FINANCING CORPORATION $16,540,000 $2,500,000 -84.9% 0.0%
MYCUMORTGAGE, LLC $5,340,000 $2,475,000 -53.7% 0.0%
TRIAD FINANCIAL SERVICES, INC. $3,245,000 $2,440,000 -24.8% 0.0%
BNC National Bank $4,290,000 $2,390,000 -44.3% 0.0%
The Union Bank Company $7,230,000 $2,390,000 -66.9% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $760,000 $2,375,000 212.5% 0.0%
LAKE MICHIGAN CREDIT UNION $375,000 $2,350,000 526.7% 0.0%
1ST SIGNATURE LENDING, LLC $4,075,000 $2,335,000 -42.7% 0.0%
Northwest Bank $21,905,000 $2,320,000 -89.4% 0.0%
First Federal Bank $525,000 $2,290,000 336.2% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $3,940,000 $2,235,000 -43.3% 0.0%
Community Savings Bank $8,385,000 $2,235,000 -73.3% 0.0%
CIVIC FINANCIAL SERVICES, LLC $6,130,000 $2,210,000 -63.9% 0.0%
SOUTH CENTRAL BANK, INC. $670,000 $2,190,000 226.9% 0.0%
Toyota Financial Savings Bank $1,435,000 $2,185,000 52.3% 0.0%
UNIVERSITY OF KENTUCKY $3,675,000 $2,160,000 -41.2% 0.0%
Magnolia Bank $2,295,000 $2,140,000 -6.8% 0.0%
GSF Mortgage Corporation $5,400,000 $2,075,000 -61.6% 0.0%
HOWARD HANNA FINANCIAL SERVICES, INC. $115,000 $2,070,000 1,700.0% 0.0%
GVC MORTGAGE, INC. $1,185,000 $1,980,000 67.1% 0.0%
QUORUM FEDERAL CREDIT UNION $1,570,000 $1,975,000 25.8% 0.0%
Goldman Sachs Bank USA $795,000 $1,970,000 147.8% 0.0%
FIRST MORTGAGE COMPANY, INC. $1,935,000 n/a 0.0%
EMM LOANS LLC $1,420,000 $1,920,000 35.2% 0.0%
BAY EQUITY LLC $1,450,000 $1,875,000 29.3% 0.0%
Old National Bank $4,580,000 $1,870,000 -59.2% 0.0%
The Old Fort Banking Company $5,325,000 $1,865,000 -65.0% 0.0%
The Citizens National Bank of Bluffton $5,760,000 $1,860,000 -67.7% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $2,755,000 $1,825,000 -33.8% 0.0%
First Bank Richmond $1,985,000 $1,755,000 -11.6% 0.0%
First Savings Bank $1,220,000 $1,740,000 42.6% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $2,790,000 $1,720,000 -38.4% 0.0%
Grand Bank for Savings, FSB $2,235,000 $1,695,000 -24.2% 0.0%
Connexus Credit Union $1,690,000 n/a 0.0%
S&T Bank $1,680,000 n/a 0.0%
Logan Finance Corporation $370,000 $1,675,000 352.7% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $4,125,000 $1,670,000 -59.5% 0.0%
FIRST OHIO HOME FINANCE, INC. $2,505,000 $1,630,000 -34.9% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $5,525,000 $1,595,000 -71.1% 0.0%
CONSTRUCTIVE LOANS, LLC $1,565,000 n/a 0.0%
JLB CORPORATION $14,715,000 $1,540,000 -89.5% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $9,190,000 $1,540,000 -83.2% 0.0%
DIGITAL Federal Credit Union $3,365,000 $1,525,000 -54.7% 0.0%
NATIONS DIRECT MORTGAGE, LLC $5,155,000 $1,525,000 -70.4% 0.0%
SILVER HILL FUNDING, LLC $5,635,000 $1,525,000 -72.9% 0.0%
Raymond James Bank $7,705,000 $1,500,000 -80.5% 0.0%
KS StateBank $1,490,000 n/a 0.0%
Servion, Inc. $2,425,000 $1,490,000 -38.6% 0.0%
EMBRACE HOME LOANS, INC. $4,710,000 $1,485,000 -68.5% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,500,000 $1,485,000 -40.6% 0.0%
RIVER VALLEY CREDIT UNION, INC. $4,195,000 $1,485,000 -64.6% 0.0%
North American Savings Bank, F.S.B. $11,520,000 $1,450,000 -87.4% 0.0%
Lakeview Community Capital, LLC $4,060,000 $1,430,000 -64.8% 0.0%
The State Bank and Trust Company $1,930,000 $1,395,000 -27.7% 0.0%
Monroe Federal Savings and Loan Association $1,495,000 $1,365,000 -8.7% 0.0%
City National Bank $2,275,000 $1,360,000 -40.2% 0.0%
The Dart Bank $1,345,000 n/a 0.0%
Farmers Bank & Trust $1,000,000 $1,335,000 33.5% 0.0%
Peoples Bank $1,400,000 $1,335,000 -4.6% 0.0%
Dollar Bank, Federal Savings Bank $7,305,000 $1,300,000 -82.2% 0.0%
RBC Bank, (Georgia) $410,000 $1,295,000 215.9% 0.0%
Minster Bank $1,230,000 $1,285,000 4.5% 0.0%
UNIVERSAL 1 CREDIT UNION $1,290,000 $1,235,000 -4.3% 0.0%
MORTGAGE 1 INCORPORATED $580,000 $1,170,000 101.7% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $2,405,000 $1,155,000 -52.0% 0.0%
AmRes Corporation $3,765,000 $1,130,000 -70.0% 0.0%
RESIDENTIAL BANCORP $1,610,000 $1,085,000 -32.6% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $2,560,000 $1,080,000 -57.8% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $6,765,000 $1,080,000 -84.0% 0.0%
MIAMI UNIVERSITY COMMUNITY $2,275,000 $1,065,000 -53.2% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $460,000 $1,035,000 125.0% 0.0%
NJ LENDERS CORP. $1,035,000 n/a 0.0%
Southern Hills Community Bank $3,150,000 $1,035,000 -67.1% 0.0%
The Central Trust Bank $2,505,000 $1,020,000 -59.3% 0.0%
Neighborhood Loans, Inc. $2,265,000 $1,010,000 -55.4% 0.0%
N R L Federal Credit Union $1,810,000 $995,000 -45.0% 0.0%
WINGS FINANCIAL $495,000 $995,000 101.0% 0.0%
Leader Bank $960,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $1,480,000 $960,000 -35.1% 0.0%
NORTHROP GRUMMAN Federal Credit Union $960,000 n/a 0.0%
TOWER $1,170,000 $960,000 -17.9% 0.0%
HOMEXPRESS MORTGAGE CORP. $520,000 $940,000 80.8% 0.0%
Kingston National Bank $225,000 $925,000 311.1% 0.0%
Armed Forces Bank $1,125,000 $915,000 -18.7% 0.0%
Presidential Bank, FSB $910,000 n/a 0.0%
STAR ONE CREDIT UNION $865,000 $910,000 5.2% 0.0%
US MORTGAGE CORPORATION $1,605,000 $910,000 -43.3% 0.0%
First Bank $870,000 n/a 0.0%
Valley National Bank $870,000 n/a 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $850,000 n/a 0.0%
NORTHERN MORTGAGE SERVICES, LLC $1,190,000 $850,000 -28.6% 0.0%
Citadel Servicing Corporation $1,120,000 $845,000 -24.6% 0.0%
Axos Bank $735,000 $840,000 14.3% 0.0%
OAKTREE FUNDING CORP. $1,855,000 $835,000 -55.0% 0.0%
Centra Credit Union $905,000 $830,000 -8.3% 0.0%
LEADERONE FINANCIAL CORPORATION $1,735,000 $825,000 -52.4% 0.0%
HALLMARK HOME MORTGAGE, LLC $935,000 $820,000 -12.3% 0.0%
Independent Bank $465,000 $815,000 75.3% 0.0%
Pathways Financial Credit Union, Inc. $785,000 $815,000 3.8% 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $710,000 $810,000 14.1% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $460,000 $805,000 75.0% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $21,340,000 $790,000 -96.3% 0.0%
COMPASS MORTGAGE, INC. $325,000 $785,000 141.5% 0.0%
DESCO $780,000 $770,000 -1.3% 0.0%
GREENSTATE CREDIT UNION $230,000 $765,000 232.6% 0.0%
Park Lane Finance Solutions, LLC $1,330,000 $760,000 -42.9% 0.0%
SOUTHWEST STAGE FUNDING, LLC $385,000 $740,000 92.2% 0.0%
Bank of Hope $735,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $310,000 $730,000 135.5% 0.0%
Strong Home Mortgage, LLC $4,425,000 $730,000 -83.5% 0.0%
Commerce Bank $165,000 $725,000 339.4% 0.0%
FORUM Credit Union $425,000 $720,000 69.4% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $460,000 $710,000 54.3% 0.0%
UNIFY FINANCIAL Credit Union $950,000 $710,000 -25.3% 0.0%
American Mortgage & Equity Consultants, Inc. $700,000 n/a 0.0%
Cornerstone First Mortgage, Inc $700,000 n/a 0.0%
ON Q FINANCIAL, INC. $680,000 n/a 0.0%
GTE Federal Credit Union $215,000 $670,000 211.6% 0.0%
J. VIRGIL, INC. $665,000 n/a 0.0%
Sunflower Bank $1,000,000 $665,000 -33.5% 0.0%
PARK COMMUNITY CREDIT UNION, INC. $625,000 n/a 0.0%
TENNESSEE VALLEY $625,000 n/a 0.0%
USAlliance Federal Credit Union $370,000 $625,000 68.9% 0.0%
Wyndham Capital Mortgage, Inc. $10,960,000 $620,000 -94.3% 0.0%
Northbrook Bank & Trust $605,000 n/a 0.0%
Traditional Bank, Inc. $2,370,000 $605,000 -74.5% 0.0%
CENTURY $45,000 $600,000 1,233.3% 0.0%
Heritage Bank $600,000 n/a 0.0%
PARTNERS 1ST Federal Credit Union $600,000 n/a 0.0%
Greenville National Bank $585,000 n/a 0.0%
The Farmers National Bank of Canfield $375,000 $585,000 56.0% 0.0%
BMI Federal Credit Union $450,000 $580,000 28.9% 0.0%
Baxter Credit Union $2,435,000 $570,000 -76.6% 0.0%
Credence Funding Corporation $565,000 n/a 0.0%
Hometown Equity Mortgage, LLC $1,420,000 $565,000 -60.2% 0.0%
AMERITRUST MORTGAGE CORPORATION $560,000 n/a 0.0%
KH NETWORK CREDIT UNION $165,000 $560,000 239.4% 0.0%
Merchants Mortgage & Trust Corporation $560,000 n/a 0.0%
INTERCOASTAL MORTGAGE COMPANY $550,000 n/a 0.0%
Renasant Bank $1,210,000 $550,000 -54.5% 0.0%
ROSS MORTGAGE CORPORATION $1,075,000 $545,000 -49.3% 0.0%
SUPERIOR FINANCIAL SOLUTIONS, LLC $540,000 n/a 0.0%
The Genoa Banking Company $540,000 n/a 0.0%
KEMBA FINANCIAL $695,000 $535,000 -23.0% 0.0%
Service Federal Credit Union $535,000 n/a 0.0%
CANOPY MORTGAGE, LLC $1,555,000 $530,000 -65.9% 0.0%
TOWNE MORTGAGE COMPANY $115,000 $530,000 360.9% 0.0%
CRANE $525,000 n/a 0.0%
First Bank of Berne $255,000 $525,000 105.9% 0.0%
PLAZA HOME MORTGAGE, INC. $1,905,000 $525,000 -72.4% 0.0%
Transportation Federal Credit Union $820,000 $525,000 -36.0% 0.0%
MILESTONE HOME LENDING, LLC $135,000 $520,000 285.2% 0.0%
Bethpage Federal Credit Union $220,000 $515,000 134.1% 0.0%
NASA Federal Credit Union $515,000 n/a 0.0%
Firefighters & Company FCU $565,000 $510,000 -9.7% 0.0%
Bank of Springfield $505,000 n/a 0.0%
The Ohio Valley Bank Company $225,000 $505,000 124.4% 0.0%
Deere Employees Credit Union $210,000 $500,000 138.1% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $500,000 n/a 0.0%
Community Bank of Mississippi $495,000 n/a 0.0%
Signature Bank, N.A. $485,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $430,000 $480,000 11.6% 0.0%
VERITAS FUNDING, LLC $480,000 n/a 0.0%
Central Bank Illinois $1,055,000 $475,000 -55.0% 0.0%
First State Bank $24,635,000 $475,000 -98.1% 0.0%
GEORGIA'S OWN $595,000 $475,000 -20.2% 0.0%
Ameris Bank $1,155,000 $470,000 -59.3% 0.0%
Independence Bank of Kentucky $920,000 $470,000 -48.9% 0.0%
First Guaranty Bank $14,745,000 $465,000 -96.8% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $165,000 $465,000 181.8% 0.0%
The Farmers State Bank $735,000 $465,000 -36.7% 0.0%
United States Senate Federal Credit Union $425,000 $465,000 9.4% 0.0%
Sierra Pacific Mortgage Company, Inc. $645,000 $460,000 -28.7% 0.0%
INDIANA MEMBERS CREDIT UNION $550,000 $450,000 -18.2% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $30,135,000 $445,000 -98.5% 0.0%
MCNB Bank and Trust Co. $2,310,000 $445,000 -80.7% 0.0%
MLB RESIDENTIAL LENDING, LLC $445,000 n/a 0.0%
NTFN, INC. $445,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $630,000 $440,000 -30.2% 0.0%
TJC Mortgage, Inc. $960,000 $440,000 -54.2% 0.0%
Arvest Bank $1,085,000 $435,000 -59.9% 0.0%
George Mason Mortgage, LLC $395,000 $435,000 10.1% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $890,000 $430,000 -51.7% 0.0%
HONDA Federal Credit Union $1,065,000 $425,000 -60.1% 0.0%
Meridian Bank Corporation $1,275,000 $425,000 -66.7% 0.0%
ATOMIC CREDIT UNION, INC. $45,000 $415,000 822.2% 0.0%
Quontic Bank $750,000 $405,000 -46.0% 0.0%
WEST PENN FINANCIAL SERVICE CENTER, INC. $405,000 n/a 0.0%
The Paducah Bank and Trust Company $385,000 n/a 0.0%
BAY-VALLEY MORTGAGE GROUP $375,000 n/a 0.0%
Goldwater Bank, N.A. $205,000 $370,000 80.5% 0.0%
INOVA FEDERAL CREDIT UNION $55,000 $370,000 572.7% 0.0%
Marquette Bank $365,000 n/a 0.0%
American Airlines Federal Credit Union $2,050,000 $360,000 -82.4% 0.0%
First Federal Community Bank of Bucyrus $355,000 n/a 0.0%
Capital Bank $65,000 $350,000 438.5% 0.0%
FirstBank $2,565,000 $350,000 -86.4% 0.0%
MORIA DEVELOPMENT, INC. $2,085,000 $350,000 -83.2% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $350,000 n/a 0.0%
City National Bank of Florida $345,000 n/a 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $340,000 n/a 0.0%
CODE $655,000 $335,000 -48.9% 0.0%
DIRECT MORTGAGE LOANS, LLC $280,000 $335,000 19.6% 0.0%
The State Bank $335,000 n/a 0.0%
Beeline Loans, Inc. $700,000 $330,000 -52.9% 0.0%
Farmers Bank and Trust Company $330,000 n/a 0.0%
Citizens Bank of Kentucky, Inc. $325,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $1,295,000 $320,000 -75.3% 0.0%
RESIDENTIAL HOME FUNDING CORP. $125,000 $320,000 156.0% 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. $315,000 n/a 0.0%
American Security Mortgage Corp. $315,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $315,000 n/a 0.0%
First Federal Bank of Kansas City $315,000 n/a 0.0%
GENISYS $445,000 $315,000 -29.2% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $315,000 n/a 0.0%
Summit Community Bank, Inc. $315,000 n/a 0.0%
The Middlefield Banking Company $315,000 n/a 0.0%
U S WIDE FINANCIAL LLC $315,000 n/a 0.0%
Belmont Savings Bank $305,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $305,000 n/a 0.0%
CORNING $120,000 $305,000 154.2% 0.0%
Gulf Coast Bank and Trust Company $305,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $660,000 $305,000 -53.8% 0.0%
North Shore Trust and Savings $305,000 n/a 0.0%
Signature Federal Credit Union $305,000 n/a 0.0%
The Home National Bank of Thorntown $305,000 n/a 0.0%
TRUWEST Credit Union $305,000 n/a 0.0%
Watermark Capital, Inc. $490,000 $305,000 -37.8% 0.0%
ACADEMY MORTGAGE CORPORATION $745,000 $300,000 -59.7% 0.0%
MILEND, INC. $300,000 n/a 0.0%
Pinnacle Bank $24,035,000 $300,000 -98.8% 0.0%
Abbott Laboratories Employees Credit Union $295,000 n/a 0.0%
MEMBERS HERITAGE Credit Union $645,000 $295,000 -54.3% 0.0%
SKYONE Federal Credit Union $295,000 n/a 0.0%
Northwest Federal Credit Union $160,000 $290,000 81.3% 0.0%
First-Citizens Bank & Trust Company $285,000 n/a 0.0%
MASSMUTUAL $285,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $490,000 $280,000 -42.9% 0.0%
CREDIT UNION ONE $275,000 n/a 0.0%
Elements Financial Federal Credit Union $185,000 $275,000 48.6% 0.0%
MidFirst Bank $130,000 $275,000 111.5% 0.0%
SWBC MORTGAGE CORPORATION $275,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $275,000 n/a 0.0%
Tyndall Federal Credit Union $1,255,000 $275,000 -78.1% 0.0%
Centier Bank $200,000 $270,000 35.0% 0.0%
COMMUNITYAMERICA $265,000 n/a 0.0%
The Citizens National Bank of Somerset $605,000 $265,000 -56.2% 0.0%
Wolfe Financial, Inc $265,000 n/a 0.0%
American Bank and Trust Company $255,000 n/a 0.0%
BRIDGE $200,000 $255,000 27.5% 0.0%
CME Federal Credit Union $415,000 $255,000 -38.6% 0.0%
First Central Savings Bank $255,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $1,020,000 $255,000 -75.0% 0.0%
The Monticello Banking Company $255,000 n/a 0.0%
FAIR WAY LENDING LLC $215,000 $250,000 16.3% 0.0%
The First National Bank of Pandora $185,000 $250,000 35.1% 0.0%
First IC Corporation $245,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $365,000 $245,000 -32.9% 0.0%
Westfield Bank, FSB $245,000 n/a 0.0%
First American Bank $225,000 n/a 0.0%
New Carlisle Federal Savings Bank $990,000 $225,000 -77.3% 0.0%
Republic State Mortgage Co. $425,000 $225,000 -47.1% 0.0%
FIRST TECHNOLOGY $240,000 $220,000 -8.3% 0.0%
East Coast Capital Corp. $345,000 $215,000 -37.7% 0.0%
Luxury Mortgage Corp. $165,000 $215,000 30.3% 0.0%
Directions Credit Union, Inc. $420,000 $205,000 -51.2% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $205,000 n/a 0.0%
First Reliance Bank $205,000 n/a 0.0%
HILTON FINANCIAL CORPORATION $205,000 n/a 0.0%
INTERCAP LENDING INC. $415,000 $205,000 -50.6% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $195,000 n/a 0.0%
CIBM Bank $195,000 n/a 0.0%
CITY-COUNTY CREDIT UNION $120,000 $195,000 62.5% 0.0%
First Farmers Bank and Trust Company $195,000 $195,000 0.0% 0.0%
First Western Trust Bank $125,000 $195,000 56.0% 0.0%
V.I.P. MORTGAGE, INC. $195,000 n/a 0.0%
HomeTrust Bank $190,000 n/a 0.0%
Washington Trust Bank $190,000 n/a 0.0%
First Palmetto Bank $185,000 n/a 0.0%
Mid-Continent Funding, Inc. $1,180,000 $185,000 -84.3% 0.0%
Willamette Valley Bank $275,000 $185,000 -32.7% 0.0%
OPEN MORTGAGE, LLC $1,010,000 $180,000 -82.2% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $595,000 $175,000 -70.6% 0.0%
Kwik Mortgage Corporation $355,000 $175,000 -50.7% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $345,000 $165,000 -52.2% 0.0%
MORTGAGE CENTER L.C $345,000 $165,000 -52.2% 0.0%
TEACHERS CREDIT UNION $125,000 $165,000 32.0% 0.0%
Associated Bank $41,890,000 $155,000 -99.6% 0.0%
Cumberland Valley National Bank & Trust Company $500,000 $155,000 -69.0% 0.0%
Enterprise Bank & Trust $155,000 n/a 0.0%
First Federal Savings and Loan Association of Greensburg $840,000 $155,000 -81.5% 0.0%
HARTFORD FUNDING, LTD. $155,000 n/a 0.0%
Intrust Bank $155,000 n/a 0.0%
South State Bank $155,000 n/a 0.0%
ALL IN $45,000 $145,000 222.2% 0.0%
American Community Bank of Indiana $145,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $1,195,000 $145,000 -87.9% 0.0%
Abound Federal Credit Union $435,000 $135,000 -69.0% 0.0%
CALCON MUTUAL MORTGAGE LLC $1,640,000 $135,000 -91.8% 0.0%
DUPACO COMMUNITY $135,000 n/a 0.0%
HomePromise Corporation $135,000 n/a 0.0%
Ardent Federal Credit Union $35,000 $125,000 257.1% 0.0%
Colonial Savings, F.A. $685,000 $125,000 -81.8% 0.0%
Fortifi Bank $125,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $365,000 $125,000 -65.8% 0.0%
INTERRA CREDIT UNION $125,000 n/a 0.0%
STAR Financial Bank $125,000 n/a 0.0%
TruHome Solutions, LLC $125,000 n/a 0.0%
State Department Federal Credit Union $280,000 $120,000 -57.1% 0.0%
1st Source Bank $75,000 $115,000 53.3% 0.0%
Blue Ridge Bank $115,000 n/a 0.0%
Orion Federal Credit Union $115,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $2,225,000 $105,000 -95.3% 0.0%
F&A Federal Credit Union $105,000 n/a 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $105,000 n/a 0.0%
RF Renovo Management Company, LLC $105,000 n/a 0.0%
THE VINTON COUNTY NATIONAL BANK $95,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $1,890,000 $90,000 -95.2% 0.0%
TOGETHER CREDIT UNION $90,000 $85,000 -5.6% 0.0%
Whitaker Bank $615,000 $85,000 -86.2% 0.0%
GREENWOOD $75,000 n/a 0.0%
TEACHERS $55,000 $75,000 36.4% 0.0%
THRIVENT Federal Credit Union $1,000,000 $75,000 -92.5% 0.0%
Clearview Federal Credit Union $70,000 n/a 0.0%
Bedford Loan & Deposit Bank $65,000 n/a 0.0%
Heritage Bank & Trust $65,000 n/a 0.0%
MJW Financial LLC $335,000 $65,000 -80.6% 0.0%
CITIZENS EQUITY FIRST $165,000 $55,000 -66.7% 0.0%
ANDREWS FEDERAL CREDIT UNION $45,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $45,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $65,000 $45,000 -30.8% 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $165,000 $35,000 -78.8% 0.0%
ASHLAND Credit Union $365,000 $25,000 -93.2% 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
Southwest Airlines Federal Credit Union $25,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $55,000 $25,000 -54.5% 0.0%
Horizon Bank $315,000 $15,000 -95.2% 0.0%
PROPONENT Federal Credit Union $15,000 n/a 0.0%

CINCINNATI's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 4.4% market share. In second place, with 4.2%, is The Huntington National Bank, having originated $459,355,000 in loans. In third place, with 4.2%, is Union Savings Bank, having originated $458,155,000 in loans. In fourth place, with 3.9%, is Fifth Third Bank, having originated $430,745,000 in loans. In fifth place, with 3.6%, is QUICKEN LOANS, LLC, having originated $389,310,000 in loans.


CINCINNATI Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - CINCINNATI (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $222,500 (20.7%) $307,339 (9.9%) 0.82 5,218
2018-02-01 $237,000 (23.9%) $319,983 (11.1%) 0.86 5,010
2018-03-01 $255,000 (20.3%) $344,718 (12.8%) 0.89 4,838
2018-04-01 $268,950 (17.5%) $354,734 (11.7%) 0.91 5,011
2018-05-01 $274,900 (14.8%) $358,952 (11.3%) 0.92 5,302
2018-06-01 $269,900 (12.5%) $352,269 (9.0%) 0.90 5,805
2018-07-01 $269,900 (12.5%) $349,730 (9.3%) 0.90 6,180
2018-08-01 $259,418 (9.5%) $341,535 (7.7%) 0.87 6,449
2018-09-01 $254,690 (8.4%) $336,675 (6.3%) 0.86 6,630
2018-10-01 $249,900 (10.1%) $332,396 (6.4%) 0.85 6,708
2018-11-01 $245,450 (9.1%) $328,228 (6.3%) 0.83 6,595
2018-12-01 $239,900 (9.1%) $328,874 (7.9%) 0.83 5,922
2019-01-01 $239,450 (7.6%) $324,059 (5.4%) 0.83 5,386
2019-02-01 $252,450 (6.5%) $341,348 (6.7%) 0.85 4,951
2019-03-01 $266,371 (4.5%) $353,633 (2.6%) 0.87 4,923
2019-04-01 $277,450 (3.2%) $365,085 (2.9%) 0.88 4,960
2019-05-01 $289,900 (5.5%) $375,756 (4.7%) 0.91 5,143
2019-06-01 $285,000 (5.6%) $371,223 (5.4%) 0.89 5,255
2019-07-01 $282,450 (4.7%) $367,857 (5.2%) 0.88 5,398
2019-08-01 $275,836 (6.3%) $360,267 (5.5%) 0.87 5,479
2019-09-01 $269,741 (5.9%) $355,702 (5.7%) 0.86 5,495
2019-10-01 $265,208 (6.1%) $352,658 (6.1%) 0.86 5,493
2019-11-01 $259,900 (5.9%) $345,346 (5.2%) 0.85 5,173
2019-12-01 $259,000 (8.0%) $342,009 (4.0%) 0.86 4,605
2020-01-01 $264,500 (10.5%) $346,436 (6.9%) 0.88 4,108
2020-02-01 $279,900 (10.9%) $368,272 (7.9%) 0.92 3,598
2020-03-01 $299,000 (12.3%) $384,791 (8.8%) 0.94 3,506
2020-04-01 $299,450 (7.9%) $383,323 (5.0%) 0.94 3,565
2020-05-01 $324,900 (12.1%) $399,801 (6.4%) 0.99 3,432
2020-06-01 $334,225 (17.3%) $420,800 (13.4%) 0.98 3,165
2020-07-01 $336,950 (19.3%) $428,223 (16.4%) 0.98 2,926
2020-08-01 $322,282 (16.8%) $425,901 (18.2%) 0.92 2,956
2020-09-01 $315,005 (16.8%) $425,724 (19.7%) 0.90 3,004
2020-10-01 $299,900 (13.1%) $417,208 (18.3%) 0.86 3,058
2020-11-01 $290,510 (11.8%) $408,504 (18.3%) 0.85 2,959
2020-12-01 $292,450 (12.9%) $414,041 (21.1%) 0.87 2,570
2021-01-01 $299,900 (13.4%) $427,965 (23.5%) 0.90 2,178
2021-02-01 $317,300 (13.4%) $441,337 (19.8%) 0.92 1,783
2021-03-01 $325,000 (8.7%) $453,223 (17.8%) 0.92 1,715
2021-04-01 $347,400 (16.0%) $479,569 (25.1%) 0.94 1,690
2021-05-01 $356,900 (9.9%) $489,372 (22.4%) 0.95 1,861
2021-06-01 $348,458 (4.3%) $480,220 (14.1%) 0.92 2,102
2021-07-01 $325,000 (-3.6%) $455,528 (6.4%) 0.86 2,497
2021-08-01 $315,995 (-2.0%) $433,994 (1.9%) 0.84 2,829
2021-09-01 $304,950 (-3.2%) $429,369 (0.9%) 0.81 2,853
2021-10-01 $300,000 (0.0%) $426,638 (2.3%) 0.80 2,715
2021-11-01 $299,450 (3.1%) $420,985 (3.1%) 0.80 2,464
2021-12-01 $296,950 (1.5%) $426,952 (3.1%) 0.80 2,127
2022-01-01 $299,900 (0.0%) $435,203 (1.7%) 0.81 1,806
2022-02-01 $322,000 (1.5%) $461,596 (4.6%) 0.84 1,446
2022-03-01 $319,450 (-1.7%) $458,633 (1.2%) 0.80 1,401
2022-04-01 $324,800 (-6.5%) $453,574 (-5.4%) 0.77 1,469
2022-05-01 $324,950 (-9.0%) $449,609 (-8.1%) 0.74 1,855
2022-06-01 $325,000 (-6.7%) $449,907 (-6.3%) 0.72 2,159
2022-07-01 $315,000 (-3.1%) $435,575 (-4.4%) 0.71 2,530
2022-08-01 $322,375 (2.0%) $435,786 (0.4%) 0.75 2,604
2022-09-01 $325,000 (6.6%) $443,643 (3.3%) 0.76 2,510
2022-10-01 $324,900 (8.3%) $443,816 (4.0%) 0.76 2,745
2022-11-01 $325,000 (8.5%) $444,280 (5.5%) 0.78 2,715
2022-12-01 $325,000 (9.5%) $446,899 (4.7%) 0.80 2,353
2023-01-01 $327,450 (9.2%) $452,234 (3.9%) 0.81 2,050
2023-02-01 $359,950 (11.8%) $489,466 (6.0%) 0.87 1,736
2023-03-01 $367,347 (15.0%) $505,645 (10.3%) 0.87 1,672
2023-04-01 $385,000 (18.5%) $511,811 (12.8%) 0.90 1,838
2023-05-01 $389,500 (19.9%) $518,492 (15.3%) 0.88 1,906
2023-06-01 $389,900 (20.0%) $510,455 (13.5%) 0.88 2,124
2023-07-01 $383,367 (21.7%) $513,414 (17.9%) 0.87 2,250
2023-08-01 $375,000 (16.3%) $502,303 (15.3%) 0.86 2,425
2023-09-01 $372,500 (14.6%) $497,661 (12.2%) 0.87 2,664
2023-10-01 $356,450 (9.7%) $483,367 (8.9%) 0.84 2,924
2023-11-01 $344,153 (5.9%) $465,584 (4.8%) 0.82 3,028
2023-12-01 $335,000 (3.1%) $454,966 (1.8%) 0.82 2,773
2024-01-01 $329,900 (0.8%) $451,122 (-0.3%) 0.81 2,451
2024-02-01 $336,850 (-6.4%) $469,102 (-4.2%) 0.81 2,190
2024-03-01 $350,000 (-4.7%) $489,433 (-3.2%) 0.82 2,142
CINCINNATI's median listing price for 2024-03-01 was $350,000, a difference of $-17,347 (-4.7%) versus the prior year and $13,150 versus the prior month.

CINCINNATI's median listing price comes in at 82% of the national average.

CINCINNATI's average listing price for 2024-03-01 was $489,433, a difference of $-16,212 (-3.2%) versus the prior year and $20,331 versus the prior month.

For the 2024-03-01 period, CINCINNATI had 2,142 MLS listings, a difference of -48 listings (-2%) versus the prior month and 470 listings (28%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CINCINNATI (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 78 days 1,860 sqft
2018-02-01 69 days 1,886 sqft
2018-03-01 48 days 2,008 sqft
2018-04-01 44 days 2,100 sqft
2018-05-01 39 days 2,142 sqft
2018-06-01 40 days 2,120 sqft
2018-07-01 43 days 2,106 sqft
2018-08-01 45 days 2,068 sqft
2018-09-01 49 days 2,019 sqft
2018-10-01 52 days 1,985 sqft
2018-11-01 54 days 1,956 sqft
2018-12-01 64 days 1,925 sqft
2019-01-01 72 days 1,897 sqft
2019-02-01 67 days 1,963 sqft
2019-03-01 51 days 2,011 sqft
2019-04-01 43 days 2,057 sqft
2019-05-01 40 days 2,119 sqft
2019-06-01 42 days 2,119 sqft
2019-07-01 46 days 2,114 sqft
2019-08-01 47 days 2,071 sqft
2019-09-01 49 days 2,031 sqft
2019-10-01 50 days 2,000 sqft
2019-11-01 52 days 1,971 sqft
2019-12-01 64 days 1,937 sqft
2020-01-01 71 days 1,943 sqft
2020-02-01 61 days 2,032 sqft
2020-03-01 45 days 2,096 sqft
2020-04-01 45 days 2,091 sqft
2020-05-01 47 days 2,177 sqft
2020-06-01 45 days 2,211 sqft
2020-07-01 43 days 2,188 sqft
2020-08-01 38 days 2,122 sqft
2020-09-01 37 days 2,046 sqft
2020-10-01 37 days 1,997 sqft
2020-11-01 40 days 1,899 sqft
2020-12-01 52 days 1,883 sqft
2021-01-01 54 days 1,842 sqft
2021-02-01 50 days 1,832 sqft
2021-03-01 33 days 1,860 sqft
2021-04-01 31 days 1,934 sqft
2021-05-01 24 days 1,993 sqft
2021-06-01 24 days 1,942 sqft
2021-07-01 25 days 1,861 sqft
2021-08-01 28 days 1,812 sqft
2021-09-01 33 days 1,792 sqft
2021-10-01 36 days 1,762 sqft
2021-11-01 38 days 1,731 sqft
2021-12-01 46 days 1,680 sqft
2022-01-01 57 days 1,680 sqft
2022-02-01 51 days 1,674 sqft
2022-03-01 31 days 1,686 sqft
2022-04-01 24 days 1,687 sqft
2022-05-01 21 days 1,749 sqft
2022-06-01 22 days 1,802 sqft
2022-07-01 25 days 1,791 sqft
2022-08-01 30 days 1,784 sqft
2022-09-01 36 days 1,792 sqft
2022-10-01 33 days 1,836 sqft
2022-11-01 40 days 1,828 sqft
2022-12-01 51 days 1,800 sqft
2023-01-01 55 days 1,811 sqft
2023-02-01 49 days 1,821 sqft
2023-03-01 38 days 1,836 sqft
2023-04-01 31 days 1,914 sqft
2023-05-01 32 days 2,006 sqft
2023-06-01 30 days 2,005 sqft
2023-07-01 31 days 1,974 sqft
2023-08-01 32 days 1,968 sqft
2023-09-01 32 days 1,973 sqft
2023-10-01 33 days 1,937 sqft
2023-11-01 38 days 1,888 sqft
2023-12-01 44 days 1,830 sqft
2024-01-01 54 days 1,789 sqft
2024-02-01 39 days 1,796 sqft
2024-03-01 37 days 1,849 sqft
CINCINNATI's median listing age (time on market) for 2024-03-01 was 37 days. This is -3% shorter than the same period one year ago.

CINCINNATI's median square footage for active listings during the 2024-03-01 period was 1,849 sqft. One year prior, the average listing was 1,836 sqft.

CINCINNATI, OH-KY-IN Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
41001 Cincinnati, OH-KY-IN HUD Metro FMR Area $730 $840 $1,090 $1,460 $1,640
41002 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
41003 Cincinnati, OH-KY-IN HUD Metro FMR Area $610 $720 $880 $1,180 $1,360
41004 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
41005 Cincinnati, OH-KY-IN HUD Metro FMR Area $880 $1,010 $1,310 $1,750 $1,970
41006 Cincinnati, OH-KY-IN HUD Metro FMR Area $640 $730 $950 $1,270 $1,430
41007 Cincinnati, OH-KY-IN HUD Metro FMR Area $720 $820 $1,070 $1,430 $1,610
41011 Cincinnati, OH-KY-IN HUD Metro FMR Area $740 $840 $1,100 $1,470 $1,660
41012 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
41014 Cincinnati, OH-KY-IN HUD Metro FMR Area $640 $740 $960 $1,290 $1,450
41015 Cincinnati, OH-KY-IN HUD Metro FMR Area $650 $740 $970 $1,300 $1,460
41016 Cincinnati, OH-KY-IN HUD Metro FMR Area $680 $770 $1,010 $1,350 $1,520
41017 Cincinnati, OH-KY-IN HUD Metro FMR Area $690 $790 $1,030 $1,380 $1,550
41018 Cincinnati, OH-KY-IN HUD Metro FMR Area $770 $880 $1,150 $1,540 $1,730
41022 Cincinnati, OH-KY-IN HUD Metro FMR Area $840 $960 $1,250 $1,670 $1,880
41025 Cincinnati, OH-KY-IN HUD Metro FMR Area $840 $960 $1,250 $1,670 $1,880
41030 Cincinnati, OH-KY-IN HUD Metro FMR Area $680 $880 $1,010 $1,290 $1,640
41033 Cincinnati, OH-KY-IN HUD Metro FMR Area $620 $740 $930 $1,230 $1,430
41034 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
41035 Cincinnati, OH-KY-IN HUD Metro FMR Area $610 $790 $900 $1,180 $1,470
41040 Cincinnati, OH-KY-IN HUD Metro FMR Area $640 $730 $950 $1,270 $1,430
41042 Cincinnati, OH-KY-IN HUD Metro FMR Area $820 $940 $1,230 $1,650 $1,850
41043 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
41044 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
41045 Cincinnati, OH-KY-IN HUD Metro FMR Area $720 $830 $1,080 $1,450 $1,630
41046 Cincinnati, OH-KY-IN HUD Metro FMR Area $610 $690 $890 $1,190 $1,340
41048 Cincinnati, OH-KY-IN HUD Metro FMR Area $990 $1,140 $1,480 $1,980 $2,230
41051 Cincinnati, OH-KY-IN HUD Metro FMR Area $880 $1,010 $1,310 $1,750 $1,970
41053 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
41059 Cincinnati, OH-KY-IN HUD Metro FMR Area $600 $680 $890 $1,190 $1,340
41061 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
41063 Cincinnati, OH-KY-IN HUD Metro FMR Area $600 $690 $900 $1,210 $1,350
41064 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
41071 Cincinnati, OH-KY-IN HUD Metro FMR Area $680 $780 $1,020 $1,370 $1,540
41072 Cincinnati, OH-KY-IN HUD Metro FMR Area $720 $820 $1,070 $1,430 $1,610
41073 Cincinnati, OH-KY-IN HUD Metro FMR Area $660 $750 $980 $1,310 $1,480
41074 Cincinnati, OH-KY-IN HUD Metro FMR Area $720 $830 $1,080 $1,450 $1,630
41075 Cincinnati, OH-KY-IN HUD Metro FMR Area $740 $850 $1,110 $1,490 $1,670
41076 Cincinnati, OH-KY-IN HUD Metro FMR Area $800 $910 $1,190 $1,590 $1,790
41080 Cincinnati, OH-KY-IN HUD Metro FMR Area $770 $890 $1,150 $1,540 $1,730
41083 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
41085 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
41086 Cincinnati, OH-KY-IN HUD Metro FMR Area $710 $810 $1,060 $1,420 $1,600
41091 Cincinnati, OH-KY-IN HUD Metro FMR Area $1,100 $1,260 $1,640 $2,200 $2,470
41092 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $800 $1,040 $1,390 $1,570
41094 Cincinnati, OH-KY-IN HUD Metro FMR Area $810 $930 $1,210 $1,620 $1,820
41095 Cincinnati, OH-KY-IN HUD Metro FMR Area $610 $700 $910 $1,220 $1,370
41097 Cincinnati, OH-KY-IN HUD Metro FMR Area $610 $780 $890 $1,180 $1,450
41099 Cincinnati, OH-KY-IN HUD Metro FMR Area $720 $820 $1,070 $1,430 $1,610
45001 Cincinnati, OH-KY-IN HUD Metro FMR Area $620 $710 $930 $1,250 $1,400
45002 Cincinnati, OH-KY-IN HUD Metro FMR Area $690 $790 $1,030 $1,380 $1,550
45003 Cincinnati, OH-KY-IN HUD Metro FMR Area $690 $790 $1,030 $1,380 $1,550
45005 Cincinnati, OH-KY-IN HUD Metro FMR Area $710 $810 $1,060 $1,420 $1,590
45011 Cincinnati, OH-KY-IN HUD Metro FMR Area $740 $840 $1,100 $1,470 $1,660
45012 Cincinnati, OH-KY-IN HUD Metro FMR Area $760 $870 $1,130 $1,510 $1,700
45013 Cincinnati, OH-KY-IN HUD Metro FMR Area $680 $780 $1,020 $1,370 $1,540
45014 Cincinnati, OH-KY-IN HUD Metro FMR Area $810 $930 $1,210 $1,620 $1,820
45015 Cincinnati, OH-KY-IN HUD Metro FMR Area $770 $880 $1,150 $1,540 $1,730
45018 Cincinnati, OH-KY-IN HUD Metro FMR Area $760 $870 $1,130 $1,510 $1,700
45030 Cincinnati, OH-KY-IN HUD Metro FMR Area $710 $810 $1,060 $1,420 $1,600
45032 Cincinnati, OH-KY-IN HUD Metro FMR Area $660 $760 $990 $1,330 $1,490
45033 Cincinnati, OH-KY-IN HUD Metro FMR Area $690 $790 $1,030 $1,380 $1,550
45034 Cincinnati, OH-KY-IN HUD Metro FMR Area $1,000 $1,160 $1,500 $2,010 $2,260
45036 Cincinnati, OH-KY-IN HUD Metro FMR Area $730 $840 $1,090 $1,460 $1,640
45039 Cincinnati, OH-KY-IN HUD Metro FMR Area $1,040 $1,200 $1,560 $2,090 $2,350
45040 Cincinnati, OH-KY-IN HUD Metro FMR Area $1,100 $1,260 $1,640 $2,200 $2,470
45041 Cincinnati, OH-KY-IN HUD Metro FMR Area $690 $790 $1,030 $1,380 $1,550
45042 Cincinnati, OH-KY-IN HUD Metro FMR Area $730 $840 $1,090 $1,460 $1,640
45044 Cincinnati, OH-KY-IN HUD Metro FMR Area $690 $790 $1,030 $1,380 $1,550
45050 Cincinnati, OH-KY-IN HUD Metro FMR Area $1,040 $1,190 $1,550 $2,080 $2,330
45051 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
45052 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
45053 Cincinnati, OH-KY-IN HUD Metro FMR Area $690 $790 $1,030 $1,380 $1,550
45054 Cincinnati, OH-KY-IN HUD Metro FMR Area $770 $870 $1,140 $1,520 $1,710
45055 Cincinnati, OH-KY-IN HUD Metro FMR Area $760 $870 $1,130 $1,510 $1,700
45056 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $800 $1,040 $1,390 $1,570
45061 Cincinnati, OH-KY-IN HUD Metro FMR Area $760 $870 $1,130 $1,510 $1,700
45062 Cincinnati, OH-KY-IN HUD Metro FMR Area $810 $930 $1,210 $1,620 $1,820
45063 Cincinnati, OH-KY-IN HUD Metro FMR Area $760 $870 $1,130 $1,510 $1,700
45064 Cincinnati, OH-KY-IN HUD Metro FMR Area $660 $760 $990 $1,330 $1,490
45065 Cincinnati, OH-KY-IN HUD Metro FMR Area $870 $1,000 $1,300 $1,740 $1,960
45066 Cincinnati, OH-KY-IN HUD Metro FMR Area $1,060 $1,210 $1,570 $2,110 $2,370
45067 Cincinnati, OH-KY-IN HUD Metro FMR Area $880 $1,010 $1,310 $1,750 $1,970
45068 Cincinnati, OH-KY-IN HUD Metro FMR Area $740 $840 $1,100 $1,470 $1,650
45069 Cincinnati, OH-KY-IN HUD Metro FMR Area $1,000 $1,140 $1,490 $2,000 $2,240
45071 Cincinnati, OH-KY-IN HUD Metro FMR Area $760 $870 $1,130 $1,510 $1,700
45102 Cincinnati, OH-KY-IN HUD Metro FMR Area $710 $810 $1,060 $1,420 $1,600
45103 Cincinnati, OH-KY-IN HUD Metro FMR Area $740 $840 $1,100 $1,470 $1,660
45106 Cincinnati, OH-KY-IN HUD Metro FMR Area $610 $690 $910 $1,210 $1,360
45107 Cincinnati, OH-KY-IN HUD Metro FMR Area $650 $720 $940 $1,240 $1,400
45111 Cincinnati, OH-KY-IN HUD Metro FMR Area $1,020 $1,160 $1,520 $2,030 $2,280
45112 Cincinnati, OH-KY-IN HUD Metro FMR Area $610 $690 $900 $1,190 $1,340
45113 Cincinnati, OH-KY-IN HUD Metro FMR Area $780 $890 $1,160 $1,550 $1,750
45118 Cincinnati, OH-KY-IN HUD Metro FMR Area $810 $820 $1,070 $1,350 $1,520
45120 Cincinnati, OH-KY-IN HUD Metro FMR Area $630 $710 $930 $1,230 $1,390
45121 Cincinnati, OH-KY-IN HUD Metro FMR Area $630 $670 $880 $1,180 $1,340
45122 Cincinnati, OH-KY-IN HUD Metro FMR Area $800 $920 $1,200 $1,610 $1,810
45130 Cincinnati, OH-KY-IN HUD Metro FMR Area $720 $740 $970 $1,220 $1,380
45140 Cincinnati, OH-KY-IN HUD Metro FMR Area $960 $1,100 $1,440 $1,930 $2,170
45145 Cincinnati, OH-KY-IN HUD Metro FMR Area $710 $770 $1,000 $1,310 $1,480
45147 Cincinnati, OH-KY-IN HUD Metro FMR Area $990 $1,130 $1,480 $1,980 $2,230
45150 Cincinnati, OH-KY-IN HUD Metro FMR Area $710 $810 $1,060 $1,420 $1,600
45152 Cincinnati, OH-KY-IN HUD Metro FMR Area $920 $1,050 $1,370 $1,830 $2,060
45153 Cincinnati, OH-KY-IN HUD Metro FMR Area $640 $720 $950 $1,260 $1,420
45156 Cincinnati, OH-KY-IN HUD Metro FMR Area $600 $680 $890 $1,190 $1,340
45157 Cincinnati, OH-KY-IN HUD Metro FMR Area $640 $730 $950 $1,270 $1,430
45158 Cincinnati, OH-KY-IN HUD Metro FMR Area $670 $770 $1,000 $1,340 $1,510
45160 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
45162 Cincinnati, OH-KY-IN HUD Metro FMR Area $720 $820 $1,070 $1,430 $1,610
45174 Cincinnati, OH-KY-IN HUD Metro FMR Area $900 $1,020 $1,340 $1,790 $2,010
45176 Cincinnati, OH-KY-IN HUD Metro FMR Area $690 $760 $990 $1,300 $1,470
45201 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
45202 Cincinnati, OH-KY-IN HUD Metro FMR Area $1,100 $1,260 $1,640 $2,200 $2,470
45203 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
45204 Cincinnati, OH-KY-IN HUD Metro FMR Area $620 $710 $930 $1,250 $1,400
45205 Cincinnati, OH-KY-IN HUD Metro FMR Area $640 $740 $960 $1,290 $1,450
45206 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $800 $1,040 $1,390 $1,570
45207 Cincinnati, OH-KY-IN HUD Metro FMR Area $620 $710 $930 $1,250 $1,400
45208 Cincinnati, OH-KY-IN HUD Metro FMR Area $850 $970 $1,270 $1,700 $1,910
45209 Cincinnati, OH-KY-IN HUD Metro FMR Area $870 $1,000 $1,300 $1,740 $1,960
45211 Cincinnati, OH-KY-IN HUD Metro FMR Area $640 $730 $950 $1,270 $1,430
45212 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $800 $1,040 $1,390 $1,570
45213 Cincinnati, OH-KY-IN HUD Metro FMR Area $610 $700 $910 $1,220 $1,370
45214 Cincinnati, OH-KY-IN HUD Metro FMR Area $630 $720 $940 $1,260 $1,410
45215 Cincinnati, OH-KY-IN HUD Metro FMR Area $710 $810 $1,060 $1,420 $1,600
45216 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $800 $1,040 $1,390 $1,570
45217 Cincinnati, OH-KY-IN HUD Metro FMR Area $640 $730 $950 $1,270 $1,430
45218 Cincinnati, OH-KY-IN HUD Metro FMR Area $740 $840 $1,100 $1,470 $1,660
45219 Cincinnati, OH-KY-IN HUD Metro FMR Area $850 $970 $1,270 $1,700 $1,910
45220 Cincinnati, OH-KY-IN HUD Metro FMR Area $800 $910 $1,190 $1,590 $1,790
45222 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
45223 Cincinnati, OH-KY-IN HUD Metro FMR Area $620 $710 $920 $1,230 $1,380
45224 Cincinnati, OH-KY-IN HUD Metro FMR Area $600 $690 $900 $1,210 $1,350
45225 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
45226 Cincinnati, OH-KY-IN HUD Metro FMR Area $830 $950 $1,240 $1,660 $1,870
45227 Cincinnati, OH-KY-IN HUD Metro FMR Area $860 $980 $1,280 $1,710 $1,930
45229 Cincinnati, OH-KY-IN HUD Metro FMR Area $600 $680 $890 $1,190 $1,340
45230 Cincinnati, OH-KY-IN HUD Metro FMR Area $650 $740 $970 $1,300 $1,460
45231 Cincinnati, OH-KY-IN HUD Metro FMR Area $760 $870 $1,130 $1,510 $1,700
45232 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
45233 Cincinnati, OH-KY-IN HUD Metro FMR Area $640 $730 $950 $1,270 $1,430
45234 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
45235 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
45236 Cincinnati, OH-KY-IN HUD Metro FMR Area $760 $870 $1,130 $1,510 $1,700
45237 Cincinnati, OH-KY-IN HUD Metro FMR Area $660 $760 $990 $1,330 $1,490
45238 Cincinnati, OH-KY-IN HUD Metro FMR Area $620 $710 $930 $1,250 $1,400
45239 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
45240 Cincinnati, OH-KY-IN HUD Metro FMR Area $830 $950 $1,240 $1,660 $1,870
45241 Cincinnati, OH-KY-IN HUD Metro FMR Area $860 $980 $1,280 $1,710 $1,930
45242 Cincinnati, OH-KY-IN HUD Metro FMR Area $1,050 $1,200 $1,570 $2,100 $2,360
45243 Cincinnati, OH-KY-IN HUD Metro FMR Area $1,100 $1,260 $1,640 $2,200 $2,470
45244 Cincinnati, OH-KY-IN HUD Metro FMR Area $780 $890 $1,160 $1,550 $1,750
45245 Cincinnati, OH-KY-IN HUD Metro FMR Area $760 $870 $1,140 $1,530 $1,720
45246 Cincinnati, OH-KY-IN HUD Metro FMR Area $870 $1,000 $1,300 $1,740 $1,960
45247 Cincinnati, OH-KY-IN HUD Metro FMR Area $770 $880 $1,150 $1,540 $1,730
45248 Cincinnati, OH-KY-IN HUD Metro FMR Area $770 $880 $1,150 $1,540 $1,730
45249 Cincinnati, OH-KY-IN HUD Metro FMR Area $1,000 $1,150 $1,500 $2,010 $2,260
45250 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
45251 Cincinnati, OH-KY-IN HUD Metro FMR Area $850 $970 $1,270 $1,700 $1,910
45252 Cincinnati, OH-KY-IN HUD Metro FMR Area $860 $980 $1,280 $1,710 $1,930
45253 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
45254 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
45255 Cincinnati, OH-KY-IN HUD Metro FMR Area $870 $1,000 $1,300 $1,740 $1,960
45258 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
45262 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
45263 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
45327 Cincinnati, OH-KY-IN HUD Metro FMR Area $720 $800 $1,020 $1,340 $1,460
45342 Cincinnati, OH-KY-IN HUD Metro FMR Area $800 $890 $1,140 $1,500 $1,630
45458 Cincinnati, OH-KY-IN HUD Metro FMR Area $790 $880 $1,130 $1,480 $1,620
45999 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
47001 Cincinnati, OH-KY-IN HUD Metro FMR Area $630 $720 $940 $1,260 $1,410
47011 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
47012 Cincinnati, OH-KY-IN HUD Metro FMR Area $640 $730 $960 $1,300 $1,450
47017 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
47018 Cincinnati, OH-KY-IN HUD Metro FMR Area $690 $790 $1,030 $1,380 $1,550
47022 Cincinnati, OH-KY-IN HUD Metro FMR Area $630 $720 $940 $1,260 $1,420
47025 Cincinnati, OH-KY-IN HUD Metro FMR Area $640 $730 $950 $1,270 $1,430
47031 Cincinnati, OH-KY-IN HUD Metro FMR Area $640 $740 $960 $1,290 $1,450
47032 Cincinnati, OH-KY-IN HUD Metro FMR Area $700 $810 $1,050 $1,410 $1,580
47038 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
47040 Cincinnati, OH-KY-IN HUD Metro FMR Area $580 $670 $880 $1,180 $1,340
47041 Cincinnati, OH-KY-IN HUD Metro FMR Area $620 $710 $920 $1,230 $1,380
47060 Cincinnati, OH-KY-IN HUD Metro FMR Area $640 $730 $950 $1,280 $1,430

2022 Average & Median Rent Data Statistics
CINCINNATI, OH-KY-IN average 1BR rent: $835, median: $810
CINCINNATI, OH-KY-IN average 2BR rent: $1,086, median: $1,050
CINCINNATI, OH-KY-IN average 3BR rent: $1,451, median: $1,410

CINCINNATI, OH-KY-IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 25,935 $7,668,825,000 $295,694
Cash Out Refi 6,441 $1,232,275,000 $191,317
Other 6,418 $618,160,000 $96,317
Home Improvement 5,553 $520,605,000 $93,752
Refi 3,481 $884,665,000 $254,141
NA 159 $27,905,000 $175,503

Cincinnati's most frequently cited loan purpose was Home Purchase, with 25,935 originations. The 2nd most popular reason was Cash Out Refi, with 6,441 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 16,920 $4,463,600,000 $263,806
7-8% 10,851 $2,475,765,000 $228,160
Over 8% 10,465 $1,150,885,000 $109,975
5-6% 6,293 $1,983,685,000 $315,221
3-4% 808 $128,390,000 $158,899
4-5% 723 $202,815,000 $280,519
<2.5% 424 $88,600,000 $208,962
2.5-3% 127 $10,775,000 $84,843

During 2023, Cincinnati's most frequently originated rate bucket was 6-7%, with 16,920 originations.

Loan Sizing (CINCINNATI, OH-KY-IN MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 15,542 $4,272,070,000 $274,873
$100k-200k 14,601 $2,152,075,000 $147,392
$100,000 or less 13,267 $714,335,000 $53,843
$400k-600k 3,163 $1,495,365,000 $472,768
$600k-1000k 1,045 $747,375,000 $715,191
$Over $1MM 369 $1,571,215,000 $4,258,035

CINCINNATI's loan sizing saw the bucket of loans from $200k-400k with 15,542 originations, totaling $4,272,070,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 17,359 $4,811,745,000 $277,190
60-80% 9,975 $3,153,055,000 $316,096
Under 20% 7,606 $395,500,000 $51,998
20-40% 7,013 $788,515,000 $112,436
40-60% 4,134 $1,086,540,000 $262,830
Over 100% 417 $267,985,000 $642,650

CINCINNATI's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 17,359 originations, totaling $4,811,745,000 in origination value.