Kentucky Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Kentucky averaged
6.55%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.74% and
one month ago for the week of 2024-11-07, the
average rate was 6.54%.
Kentucky's average rate one year ago was 6.78%.
For refis of the same type during the week of 2024-12-12, the average rate
was 7.31%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
| Kentucky 30 Year Fixed Rate | 2024-12-12 | 6.55% |
| Kentucky 30 Year Fixed Rate Refi | 2024-12-12 | 7.31% |
| Kentucky 15 Year Fixed Rate | 2024-12-12 | 6.18% |
| Kentucky 15 Year Fixed Rate Refi | 2024-12-12 | 6.77% |
| Kentucky 30 Year FHA | 2024-12-12 | 6.19% |
| Kentucky 30 Year FHA Refi | 2024-12-12 | 6.06% |
| Kentucky 30 Year USDA | 2024-12-12 | 6.18% |
| Kentucky 30 Year USDA Refi | 2024-12-12 | 6.4% |
| Kentucky 30 Year VA | 2024-12-12 | 6.29% |
| Kentucky 30 Year VA Refi | 2024-12-12 | 5.34% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kentucky.
Kentucky Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kentucky market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Kentucky Average Closing Costs & Other Stats
Kentucky's 447 lenders originated 82,377
loans during 2023. The total origination value was $16,656,295,000, with an average loan value of
$202,196.
Kentucky's average closing costs are $4,213.
The top Kentucky lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
1,654 loans originated. Their average total fees are
$5,624, which is $289
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Kentucky lenders (with over 10 loans originated) are
Discover Bank ($0), TRANSCEND ($409), PREMIA MORTGAGE, LLC ($1,010), City National Bank of West Virginia ($1,396) and Commercial Bank ($1,531).
The lowest rate Kentucky lenders (with over 10 loans originated) are
Raymond James Bank (5.43%), GENERAL ELECTRIC CREDIT UNION (5.88%), PULTE MORTGAGE LLC (5.92%), Whitaker Bank (5.93%) and DHI MORTGAGE COMPANY, LTD. (5.94%).
Kentucky Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $848,450,000 | $803,055,000 | -5.4% | 4.8% |
| QUICKEN LOANS, LLC | $996,870,000 | $707,610,000 | -29.0% | 4.2% |
| Stock Yards Bank & Trust Company | $437,915,000 | $430,210,000 | -1.8% | 2.6% |
| STOCKTON MORTGAGE CORPORATION | $468,955,000 | $412,700,000 | -12.0% | 2.5% |
| Republic Bank & Trust Company | $513,200,000 | $393,605,000 | -23.3% | 2.4% |
| Northpointe Bank | $300,455,000 | $340,215,000 | 13.2% | 2.0% |
| Mortgage Research Center, LLC | $388,325,000 | $330,840,000 | -14.8% | 2.0% |
| Community Trust Bank, Inc. | $318,920,000 | $307,105,000 | -3.7% | 1.8% |
| U.S. Bank | $505,205,000 | $294,500,000 | -41.7% | 1.8% |
| EVANSVILLE TEACHERS | $527,230,000 | $294,465,000 | -44.1% | 1.8% |
| Fifth Third Bank | $594,820,000 | $281,475,000 | -52.7% | 1.7% |
| PNC Bank | $475,700,000 | $267,810,000 | -43.7% | 1.6% |
| Central Bank | $225,000 | $251,660,000 | 111,748.9% | 1.5% |
| Guardian Savings Bank, A Federal Savings Bank | $332,720,000 | $225,425,000 | -32.2% | 1.4% |
| VICTORY MORTGAGE, L.L.C. | $214,630,000 | $218,650,000 | 1.9% | 1.3% |
| GREYSTONE SERVICING COMPANY LLC | $55,905,000 | $209,130,000 | 274.1% | 1.3% |
| SOUTH CENTRAL BANK, INC. | $260,000,000 | $207,365,000 | -20.2% | 1.2% |
| RUOFF MORTGAGE COMPANY, INC. | $205,990,000 | $196,830,000 | -4.4% | 1.2% |
| THRIVE MORTGAGE, LLC | $64,625,000 | $189,610,000 | 193.4% | 1.1% |
| JPMorgan Chase Bank | $286,830,000 | $187,310,000 | -34.7% | 1.1% |
| Traditional Bank, Inc. | $214,605,000 | $185,360,000 | -13.6% | 1.1% |
| WesBanco | $230,940,000 | $183,225,000 | -20.7% | 1.1% |
| COMMONWEALTH | $178,815,000 | $176,260,000 | -1.4% | 1.1% |
| Independence Bank of Kentucky | $256,435,000 | $173,770,000 | -32.2% | 1.0% |
| The Huntington National Bank | $262,115,000 | $168,270,000 | -35.8% | 1.0% |
| Truist | $267,215,000 | $165,280,000 | -38.1% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $271,730,000 | $164,065,000 | -39.6% | 1.0% |
| UNIVERSITY OF KENTUCKY | $287,980,000 | $163,935,000 | -43.1% | 1.0% |
| L & N Federal Credit Union | $186,115,000 | $159,610,000 | -14.2% | 1.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $210,505,000 | $152,080,000 | -27.8% | 0.9% |
| First Financial Bank | $26,310,000 | $149,675,000 | 468.9% | 0.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $122,910,000 | $142,145,000 | 15.6% | 0.9% |
| Abound Federal Credit Union | $149,870,000 | $137,920,000 | -8.0% | 0.8% |
| Whitaker Bank | $121,085,000 | $133,565,000 | 10.3% | 0.8% |
| PARK COMMUNITY CREDIT UNION, INC. | $176,495,000 | $133,390,000 | -24.4% | 0.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $103,080,000 | $130,510,000 | 26.6% | 0.8% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $126,585,000 | $120,395,000 | -4.9% | 0.7% |
| Prosperity Home Mortgage, LLC | $177,385,000 | $119,580,000 | -32.6% | 0.7% |
| GENEVA FINANCIAL, LLC | $120,975,000 | $112,570,000 | -6.9% | 0.7% |
| HOMESIDE FINANCIAL, LLC | $62,480,000 | $110,635,000 | 77.1% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $122,895,000 | $109,445,000 | -10.9% | 0.7% |
| German American Bank | $202,175,000 | $109,135,000 | -46.0% | 0.7% |
| Forcht Bank | $142,190,000 | $108,190,000 | -23.9% | 0.6% |
| ORIX REAL ESTATE CAPITAL, LLC | $33,855,000 | $106,900,000 | 215.8% | 0.6% |
| GUARANTEED RATE, INC. | $167,745,000 | $105,525,000 | -37.1% | 0.6% |
| The Cecilian Bank | $137,030,000 | $104,120,000 | -24.0% | 0.6% |
| Farm Credit Mid-America, ACA | $157,520,000 | $102,790,000 | -34.7% | 0.6% |
| Magnolia Bank | $132,740,000 | $102,275,000 | -23.0% | 0.6% |
| Old National Bank | $162,645,000 | $101,090,000 | -37.8% | 0.6% |
| Bank of England | $115,130,000 | $99,235,000 | -13.8% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $125,590,000 | $98,640,000 | -21.5% | 0.6% |
| CBRE MULTIFAMILY CAPITAL, INC. | $125,170,000 | $97,095,000 | -22.4% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $217,470,000 | $96,040,000 | -55.8% | 0.6% |
| UNION HOME MORTGAGE CORP. | $85,400,000 | $94,975,000 | 11.2% | 0.6% |
| Citizens Bank | $325,000 | $94,020,000 | 28,829.2% | 0.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $113,375,000 | $89,450,000 | -21.1% | 0.5% |
| City National Bank of West Virginia | $75,530,000 | $88,835,000 | 17.6% | 0.5% |
| WALKER & DUNLOP, LLC | $162,260,000 | $85,880,000 | -47.1% | 0.5% |
| First Southern National Bank | $117,335,000 | $80,210,000 | -31.6% | 0.5% |
| Regions Bank | $58,490,000 | $80,190,000 | 37.1% | 0.5% |
| Century Mortgage Company DBA Century Lending Company | $88,695,000 | $78,315,000 | -11.7% | 0.5% |
| Merchants Bank of Indiana | $16,780,000 | $74,910,000 | 346.4% | 0.4% |
| Edmonton State Bank | $96,735,000 | $71,285,000 | -26.3% | 0.4% |
| INTERLINC MORTGAGE SERVICES, LLC | $105,410,000 | $70,210,000 | -33.4% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $160,410,000 | $70,205,000 | -56.2% | 0.4% |
| EVERETT FINANCIAL, INC. | $132,075,000 | $68,055,000 | -48.5% | 0.4% |
| Plains Commerce Bank | $26,400,000 | $66,330,000 | 151.3% | 0.4% |
| FIRST EQUITY MORTGAGE INCORPORATED | $69,325,000 | $65,950,000 | -4.9% | 0.4% |
| The Monticello Banking Company | $120,550,000 | $61,450,000 | -49.0% | 0.4% |
| Republic State Mortgage Co. | $94,020,000 | $60,795,000 | -35.3% | 0.4% |
| Wilson & Muir Bank & Trust Company | $84,240,000 | $59,720,000 | -29.1% | 0.4% |
| GENERAL ELECTRIC CREDIT UNION | $54,195,000 | $59,610,000 | 10.0% | 0.4% |
| BROKER SOLUTIONS, INC. | $65,615,000 | $59,485,000 | -9.3% | 0.4% |
| Union Savings Bank | $97,660,000 | $57,690,000 | -40.9% | 0.3% |
| Franklin Bank & Trust Company | $40,055,000 | $57,365,000 | 43.2% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $134,310,000 | $56,860,000 | -57.7% | 0.3% |
| Wells Fargo Bank | $166,735,000 | $55,635,000 | -66.6% | 0.3% |
| 21ST MORTGAGE CORPORATION | $53,240,000 | $55,375,000 | 4.0% | 0.3% |
| Limestone Bank, Inc. | $59,135,000 | $54,125,000 | -8.5% | 0.3% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $66,375,000 | $54,100,000 | -18.5% | 0.3% |
| West Point Bank | $74,365,000 | $53,495,000 | -28.1% | 0.3% |
| Peoples Exchange Bank | $113,275,000 | $51,415,000 | -54.6% | 0.3% |
| USAA Federal Savings Bank | $90,115,000 | $50,415,000 | -44.1% | 0.3% |
| American Bank & Trust Company, Inc. | $181,885,000 | $48,930,000 | -73.1% | 0.3% |
| LOANDEPOT.COM, LLC | $170,560,000 | $48,845,000 | -71.4% | 0.3% |
| PULTE MORTGAGE LLC | $46,125,000 | $47,840,000 | 3.7% | 0.3% |
| Grandbridge Real Estate Capital LLC | $3,955,000 | $45,025,000 | 1,038.4% | 0.3% |
| Carrington Mortgage Services, LLC | $65,030,000 | $44,110,000 | -32.2% | 0.3% |
| Farmers Bank and Trust Company | $71,575,000 | $42,285,000 | -40.9% | 0.3% |
| The Paducah Bank and Trust Company | $56,160,000 | $41,085,000 | -26.8% | 0.2% |
| River City Bank, Inc. | $44,950,000 | $41,035,000 | -8.7% | 0.2% |
| Bank of America | $74,735,000 | $40,715,000 | -45.5% | 0.2% |
| FIELD & MAIN BANK, INC. | $22,850,000 | $40,380,000 | 76.7% | 0.2% |
| NEWREZ LLC | $47,845,000 | $38,820,000 | -18.9% | 0.2% |
| Heritage Bank, Inc. | $43,930,000 | $38,125,000 | -13.2% | 0.2% |
| FBC MORTGAGE, LLC | $66,865,000 | $37,875,000 | -43.4% | 0.2% |
| CMG MORTGAGE, INC. | $61,045,000 | $37,860,000 | -38.0% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $45,300,000 | $37,585,000 | -17.0% | 0.2% |
| Flagstar Bank, FSB | $47,490,000 | $37,025,000 | -22.0% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $65,355,000 | $36,400,000 | -44.3% | 0.2% |
| The Lincoln National Bank of Hodgenville | $46,895,000 | $36,260,000 | -22.7% | 0.2% |
| Heartland Bank | $68,970,000 | $35,735,000 | -48.2% | 0.2% |
| Peoples Bank | $1,810,000 | $35,705,000 | 1,872.7% | 0.2% |
| The Park National Bank | $9,680,000 | $34,650,000 | 258.0% | 0.2% |
| Planters Bank, Inc. | $73,870,000 | $34,070,000 | -53.9% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $56,650,000 | $33,890,000 | -40.2% | 0.2% |
| CARDINAL FINANCIAL | $67,600,000 | $33,825,000 | -50.0% | 0.2% |
| First Savings Bank | $51,135,000 | $33,540,000 | -34.4% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $25,835,000 | $33,520,000 | 29.7% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $56,655,000 | $33,395,000 | -41.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $50,210,000 | $33,055,000 | -34.2% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $33,080,000 | $32,615,000 | -1.4% | 0.2% |
| Cumberland Valley National Bank & Trust Company | $42,090,000 | $31,690,000 | -24.7% | 0.2% |
| Morgantown Bank & Trust Company, Incorporated | $30,250,000 | $31,490,000 | 4.1% | 0.2% |
| First Harrison Bank | $37,080,000 | $31,180,000 | -15.9% | 0.2% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $73,465,000 | $30,425,000 | -58.6% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $27,135,000 | $29,650,000 | 9.3% | 0.2% |
| The Citizens National Bank of Somerset | $72,435,000 | $29,385,000 | -59.4% | 0.2% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $76,425,000 | $29,045,000 | -62.0% | 0.2% |
| Meade County Bank | $41,780,000 | $28,345,000 | -32.2% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $20,450,000 | $27,740,000 | 35.6% | 0.2% |
| FNB Bank, Inc. | $185,000 | $27,270,000 | 14,640.5% | 0.2% |
| FirstBank | $40,935,000 | $27,010,000 | -34.0% | 0.2% |
| Bank of Lexington, Inc. | $23,210,000 | $26,715,000 | 15.1% | 0.2% |
| ENVOY MORTGAGE, LTD | $52,210,000 | $26,715,000 | -48.8% | 0.2% |
| United Southern Bank | $27,835,000 | $26,555,000 | -4.6% | 0.2% |
| United Cumberland Bank | $25,240,000 | $26,550,000 | 5.2% | 0.2% |
| The Federal Savings Bank | $32,760,000 | $26,245,000 | -19.9% | 0.2% |
| BAYSHORE MORTGAGE FUNDING, LLC | $25,640,000 | $25,815,000 | 0.7% | 0.2% |
| DAS Acquisition Company, LLC | $29,955,000 | $25,755,000 | -14.0% | 0.2% |
| Discover Bank | $16,345,000 | $25,700,000 | 57.2% | 0.2% |
| Bank of Edmonson County | $19,880,000 | $25,515,000 | 28.3% | 0.2% |
| Equity Prime Mortgage LLC | $29,635,000 | $25,010,000 | -15.6% | 0.2% |
| Webster Bank | $24,645,000 | n/a | 0.1% | |
| POLARIS HOME FUNDING CORP. | $33,655,000 | $24,240,000 | -28.0% | 0.1% |
| The Farmers Bank | $5,695,000 | $24,010,000 | 321.6% | 0.1% |
| Morgan Stanley Private Bank | $40,275,000 | $23,905,000 | -40.6% | 0.1% |
| GERSHMAN INVESTMENT CORP. | $17,235,000 | $23,495,000 | 36.3% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $16,195,000 | $22,885,000 | 41.3% | 0.1% |
| THE MORTGAGE WAREHOUSE,LLC | $63,455,000 | $22,555,000 | -64.5% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $71,420,000 | $20,250,000 | -71.6% | 0.1% |
| Citizens Bank of Kentucky, Inc. | $25,485,000 | $19,755,000 | -22.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $23,620,000 | $19,350,000 | -18.1% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $12,045,000 | $18,715,000 | 55.4% | 0.1% |
| Bank of the Bluegrass & Trust Co. | $18,350,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $26,055,000 | $17,935,000 | -31.2% | 0.1% |
| The Commercial Bank of Grayson | $16,660,000 | $17,775,000 | 6.7% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $63,415,000 | $17,755,000 | -72.0% | 0.1% |
| DHI MORTGAGE COMPANY, LTD. | $13,895,000 | $17,595,000 | 26.6% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $13,835,000 | $17,595,000 | 27.2% | 0.1% |
| KeyBank | $6,520,000 | $17,380,000 | 166.6% | 0.1% |
| EMM LOANS LLC | $15,645,000 | $17,280,000 | 10.5% | 0.1% |
| GoPrime Mortgage, Inc. | $14,275,000 | $17,215,000 | 20.6% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $25,100,000 | $17,145,000 | -31.7% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $49,450,000 | $17,075,000 | -65.5% | 0.1% |
| Renasant Bank | $12,840,000 | $16,950,000 | 32.0% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $15,900,000 | $16,830,000 | 5.8% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $12,025,000 | $16,440,000 | 36.7% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $42,545,000 | $16,205,000 | -61.9% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $15,365,000 | $15,450,000 | 0.6% | 0.1% |
| MEMBERS CHOICE | $26,430,000 | $15,075,000 | -43.0% | 0.1% |
| First Financial Bank | $26,310,000 | $15,040,000 | -42.8% | 0.1% |
| LIMA ONE CAPITAL, LLC | $4,185,000 | $14,930,000 | 256.8% | 0.1% |
| KEMBA CREDIT UNION, INC. | $22,905,000 | $14,810,000 | -35.3% | 0.1% |
| PLANET HOME LENDING, LLC | $13,940,000 | $14,785,000 | 6.1% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $47,985,000 | $14,615,000 | -69.5% | 0.1% |
| First National Bank of America | $9,680,000 | $14,490,000 | 49.7% | 0.1% |
| LCNB National Bank | $1,995,000 | $14,100,000 | 606.8% | 0.1% |
| The Farmers Bank of Milton | $19,340,000 | $14,055,000 | -27.3% | 0.1% |
| NBKC BANK | $14,645,000 | $13,960,000 | -4.7% | 0.1% |
| Banterra Bank | $7,930,000 | $13,780,000 | 73.8% | 0.1% |
| FirstTrust Home Loans, Inc. | $1,600,000 | $13,720,000 | 757.5% | 0.1% |
| First Federal Savings Bank | $3,525,000 | $13,555,000 | 284.5% | 0.1% |
| F&M Bank | $22,665,000 | $13,080,000 | -42.3% | 0.1% |
| T2 FINANCIAL LLC | $6,565,000 | $13,075,000 | 99.2% | 0.1% |
| First State Bank of the Southeast, Inc. | $35,450,000 | $12,940,000 | -63.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $36,430,000 | $12,855,000 | -64.7% | 0.1% |
| United Citizens Bank & Trust Company | $16,230,000 | $12,850,000 | -20.8% | 0.1% |
| MEMBERS HERITAGE Credit Union | $19,035,000 | $12,695,000 | -33.3% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $13,225,000 | $12,165,000 | -8.0% | 0.1% |
| ROSS MORTGAGE CORPORATION | $16,045,000 | $12,050,000 | -24.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $13,790,000 | $11,960,000 | -13.3% | 0.1% |
| First Grayson Bank | $30,035,000 | $11,660,000 | -61.2% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $11,610,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $44,425,000 | $11,605,000 | -73.9% | 0.1% |
| CINFED Federal Credit Union | $19,760,000 | $11,430,000 | -42.2% | 0.1% |
| Coastal Community Bank | $11,235,000 | n/a | 0.1% | |
| Cincinnati Federal | $21,215,000 | $11,080,000 | -47.8% | 0.1% |
| SERVICE ONE | $24,265,000 | $10,960,000 | -54.8% | 0.1% |
| Arbor Realty Trust, Inc. | $40,980,000 | $10,860,000 | -73.5% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $16,725,000 | $10,705,000 | -36.0% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $7,425,000 | $10,615,000 | 43.0% | 0.1% |
| DESCO | $24,235,000 | $10,460,000 | -56.8% | 0.1% |
| FAIR WAY LENDING LLC | $11,200,000 | $10,455,000 | -6.7% | 0.1% |
| Commercial Bank | $14,850,000 | $10,425,000 | -29.8% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $16,000,000 | $10,355,000 | -35.3% | 0.1% |
| Bedford Loan & Deposit Bank | $15,010,000 | $10,075,000 | -32.9% | 0.1% |
| Civista Bank | $10,415,000 | $9,995,000 | -4.0% | 0.1% |
| The Peoples Bank | $18,750,000 | $9,780,000 | -47.8% | 0.1% |
| Fortera Federal Credit Union | $6,640,000 | $9,625,000 | 45.0% | 0.1% |
| River Valley AgCredit, ACA | $6,530,000 | $9,435,000 | 44.5% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $9,110,000 | $9,275,000 | 1.8% | 0.1% |
| ASHLAND Credit Union | $7,960,000 | $9,230,000 | 16.0% | 0.1% |
| Warsaw Federal Savings and Loan Association | $9,275,000 | $9,090,000 | -2.0% | 0.1% |
| TRANSCEND | $21,095,000 | $8,825,000 | -58.2% | 0.1% |
| SIBCY CLINE MORTGAGE SERVICES, INC. | $9,860,000 | $8,355,000 | -15.3% | 0.1% |
| INSPIRE HOME LOANS INC. | $2,385,000 | $8,145,000 | 241.5% | 0.0% |
| Raymond James Bank | $14,080,000 | $7,965,000 | -43.4% | 0.0% |
| Southern Bank | $570,000 | $7,950,000 | 1,294.7% | 0.0% |
| RAPID MORTGAGE COMPANY | $4,845,000 | $7,810,000 | 61.2% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $4,445,000 | $7,770,000 | 74.8% | 0.0% |
| MORTGAGE MASTERS OF INDIANA, INC. | $9,575,000 | $7,670,000 | -19.9% | 0.0% |
| SWBC MORTGAGE CORPORATION | $10,430,000 | $7,570,000 | -27.4% | 0.0% |
| The Sacramento Deposit Bank | $9,820,000 | $7,490,000 | -23.7% | 0.0% |
| Home Federal Bank Corporation | $10,900,000 | $7,450,000 | -31.7% | 0.0% |
| 1st National Bank | $9,025,000 | $7,420,000 | -17.8% | 0.0% |
| Summit Community Bank, Inc. | $21,475,000 | $7,410,000 | -65.5% | 0.0% |
| Bank of Buffalo | $7,230,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $2,685,000 | $7,155,000 | 166.5% | 0.0% |
| AmeriHome Mortgage Company, LLC | $10,825,000 | $7,090,000 | -34.5% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $4,510,000 | $6,945,000 | 54.0% | 0.0% |
| S1L, Inc. | $2,910,000 | $6,885,000 | 136.6% | 0.0% |
| BMO Harris Bank | $3,000,000 | $6,735,000 | 124.5% | 0.0% |
| Ally Bank | $27,370,000 | $6,670,000 | -75.6% | 0.0% |
| Kentucky Farmers Bank Corporation | $9,140,000 | $6,610,000 | -27.7% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,825,000 | $6,520,000 | 70.5% | 0.0% |
| UBS Bank USA | $5,185,000 | $6,360,000 | 22.7% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $4,335,000 | $6,295,000 | 45.2% | 0.0% |
| PREMIA MORTGAGE, LLC | $8,760,000 | $6,290,000 | -28.2% | 0.0% |
| MORTGAGE ACCESS CORP. | $3,495,000 | $6,285,000 | 79.8% | 0.0% |
| First Guaranty Bank | $7,100,000 | $6,280,000 | -11.5% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $6,775,000 | $6,245,000 | -7.8% | 0.0% |
| MYCUMORTGAGE, LLC | $8,990,000 | $6,230,000 | -30.7% | 0.0% |
| RiverHills Bank | $3,890,000 | $6,220,000 | 59.9% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $460,000 | $6,130,000 | 1,232.6% | 0.0% |
| First Federal Bank | $1,560,000 | $6,050,000 | 287.8% | 0.0% |
| Peoples Bank | $1,810,000 | $6,045,000 | 234.0% | 0.0% |
| First Horizon Bank | $3,920,000 | $5,990,000 | 52.8% | 0.0% |
| Nations Lending Corporation | $22,280,000 | $5,950,000 | -73.3% | 0.0% |
| The Loan Store, Inc. | $5,930,000 | n/a | 0.0% | |
| NFM, INC. | $7,815,000 | $5,835,000 | -25.3% | 0.0% |
| Waterstone Mortgage Corporation | $3,495,000 | $5,760,000 | 64.8% | 0.0% |
| M&T Bank | $9,325,000 | $5,750,000 | -38.3% | 0.0% |
| SPRING EQ, LLC | $10,540,000 | $5,675,000 | -46.2% | 0.0% |
| Advanz Federal Credit Union | $6,895,000 | $5,590,000 | -18.9% | 0.0% |
| AMCAP MORTGAGE, LTD. | $11,380,000 | $5,570,000 | -51.1% | 0.0% |
| CapStar Bank | $1,910,000 | $5,465,000 | 186.1% | 0.0% |
| CLASS ACT FEDERAL CREDIT UNION | $19,640,000 | $5,310,000 | -73.0% | 0.0% |
| Eagle Savings Bank | $4,875,000 | $5,280,000 | 8.3% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $41,035,000 | $5,275,000 | -87.1% | 0.0% |
| RCN Capital, LLC | $4,605,000 | $5,105,000 | 10.9% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $1,370,000 | $5,070,000 | 270.1% | 0.0% |
| Western Ohio Mortgage Corporation | $5,050,000 | n/a | 0.0% | |
| AgFirst Farm Credit Bank | $25,155,000 | $5,030,000 | -80.0% | 0.0% |
| First Federal Bank of the Midwest | $18,595,000 | $4,945,000 | -73.4% | 0.0% |
| Ixonia Bank | $3,145,000 | $4,920,000 | 56.4% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $6,985,000 | $4,775,000 | -31.6% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $17,595,000 | $4,705,000 | -73.3% | 0.0% |
| The North Side Bank & Trust Company | $5,590,000 | $4,630,000 | -17.2% | 0.0% |
| First Federal Savings and Loan Association of Lakewood | $7,610,000 | $4,620,000 | -39.3% | 0.0% |
| Heritage Federal Credit Union | $6,760,000 | $4,605,000 | -31.9% | 0.0% |
| Centra Credit Union | $3,320,000 | $4,575,000 | 37.8% | 0.0% |
| DIGITAL Federal Credit Union | $1,980,000 | $4,535,000 | 129.0% | 0.0% |
| AMWEST FUNDING CORP. | $2,830,000 | $4,525,000 | 59.9% | 0.0% |
| AMERICAN FINANCING CORPORATION | $19,320,000 | $4,470,000 | -76.9% | 0.0% |
| PHH Mortgage Corporation | $8,455,000 | $4,440,000 | -47.5% | 0.0% |
| CALIBER HOME LOANS, INC. | $144,655,000 | $4,400,000 | -97.0% | 0.0% |
| Synovus Bank | $4,310,000 | n/a | 0.0% | |
| Citizens Commerce Bank | $43,325,000 | $4,265,000 | -90.2% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $8,145,000 | $4,230,000 | -48.1% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $345,000 | $4,210,000 | 1,120.3% | 0.0% |
| GUILD MORTGAGE COMPANY | $4,715,000 | $4,155,000 | -11.9% | 0.0% |
| A&D Mortgage LLC | $525,000 | $4,125,000 | 685.7% | 0.0% |
| The First National Bank of Brooksville | $3,915,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $21,265,000 | $3,895,000 | -81.7% | 0.0% |
| OPTION FINANCIAL, LLC | $8,810,000 | $3,895,000 | -55.8% | 0.0% |
| SIRVA MORTGAGE, INC. | $4,180,000 | $3,845,000 | -8.0% | 0.0% |
| Central Kentucky Agricultural Credit Association | $5,390,000 | $3,835,000 | -28.8% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $115,000 | $3,745,000 | 3,156.5% | 0.0% |
| Toyota Financial Savings Bank | $1,860,000 | $3,690,000 | 98.4% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $2,050,000 | $3,650,000 | 78.0% | 0.0% |
| The Farmers Bank | $5,695,000 | $3,650,000 | -35.9% | 0.0% |
| Pinnacle Bank | $155,000 | $3,635,000 | 2,245.2% | 0.0% |
| Stifel Bank and Trust | $7,785,000 | $3,630,000 | -53.4% | 0.0% |
| UNIFY FINANCIAL Credit Union | $12,330,000 | $3,630,000 | -70.6% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $2,305,000 | $3,615,000 | 56.8% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $4,670,000 | $3,560,000 | -23.8% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $3,495,000 | n/a | 0.0% | |
| First State Bank | $3,290,000 | $3,480,000 | 5.8% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $10,210,000 | $3,415,000 | -66.6% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $2,250,000 | $3,415,000 | 51.8% | 0.0% |
| BNC National Bank | $5,895,000 | $3,390,000 | -42.5% | 0.0% |
| Owensboro Federal Credit Union | $3,330,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $615,000 | $3,285,000 | 434.1% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $14,760,000 | $3,275,000 | -77.8% | 0.0% |
| Evolve Bank & Trust | $1,460,000 | $3,225,000 | 120.9% | 0.0% |
| Citibank | $8,840,000 | $3,160,000 | -64.3% | 0.0% |
| TOWNE MORTGAGE COMPANY | $6,325,000 | $3,140,000 | -50.4% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $1,360,000 | $3,110,000 | 128.7% | 0.0% |
| EMBRACE HOME LOANS, INC. | $5,195,000 | $2,995,000 | -42.3% | 0.0% |
| Charles Schwab Bank, SSB | $6,840,000 | $2,980,000 | -56.4% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $3,010,000 | $2,975,000 | -1.2% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $6,460,000 | $2,950,000 | -54.3% | 0.0% |
| NEXERA HOLDING LLC | $1,165,000 | $2,940,000 | 152.4% | 0.0% |
| Merchants Capital Corp. | $2,925,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $2,690,000 | $2,925,000 | 8.7% | 0.0% |
| OCMBC, INC. | $3,030,000 | $2,900,000 | -4.3% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $3,655,000 | $2,745,000 | -24.9% | 0.0% |
| EASTMAN | $3,215,000 | $2,675,000 | -16.8% | 0.0% |
| Valley National Bank | $3,255,000 | $2,670,000 | -18.0% | 0.0% |
| CenterBank | $2,240,000 | $2,655,000 | 18.5% | 0.0% |
| EMERY FEDERAL CREDIT UNION | $1,390,000 | $2,555,000 | 83.8% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $2,535,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $215,000 | $2,535,000 | 1,079.1% | 0.0% |
| ARC HOME LLC | $3,645,000 | $2,490,000 | -31.7% | 0.0% |
| Farmers Bank & Trust | $1,125,000 | $2,470,000 | 119.6% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $450,000 | $2,450,000 | 444.4% | 0.0% |
| Mid-Southern Savings Bank, FSB | $7,070,000 | $2,345,000 | -66.8% | 0.0% |
| ALLIANT CREDIT UNION | $3,990,000 | $2,340,000 | -41.4% | 0.0% |
| GSF Mortgage Corporation | $1,655,000 | $2,335,000 | 41.1% | 0.0% |
| Citadel Servicing Corporation | $3,375,000 | $2,275,000 | -32.6% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $2,250,000 | n/a | 0.0% | |
| ALTRA | $3,495,000 | $2,220,000 | -36.5% | 0.0% |
| COMPASS MORTGAGE, INC. | $1,690,000 | $2,175,000 | 28.7% | 0.0% |
| Ameris Bank | $5,020,000 | $2,150,000 | -57.2% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $4,550,000 | $2,145,000 | -52.9% | 0.0% |
| Superior Credit Union, Inc. | $1,690,000 | $2,145,000 | 26.9% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $785,000 | $2,115,000 | 169.4% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $3,905,000 | $2,100,000 | -46.2% | 0.0% |
| Armed Forces Bank | $6,945,000 | $2,075,000 | -70.1% | 0.0% |
| Simmons Bank | $4,370,000 | $2,065,000 | -52.7% | 0.0% |
| FCN Bank | $500,000 | $2,045,000 | 309.0% | 0.0% |
| Peoples Bank | $1,810,000 | $2,045,000 | 13.0% | 0.0% |
| UIF CORPORATION | $3,275,000 | $2,030,000 | -38.0% | 0.0% |
| First Commonwealth Bank | $1,430,000 | $2,010,000 | 40.6% | 0.0% |
| AmRes Corporation | $600,000 | $1,985,000 | 230.8% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $440,000 | $1,985,000 | 351.1% | 0.0% |
| Legends Bank | $5,480,000 | $1,985,000 | -63.8% | 0.0% |
| The Central Trust Bank | $4,090,000 | $1,960,000 | -52.1% | 0.0% |
| Gateway First Bank | $3,530,000 | $1,875,000 | -46.9% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,435,000 | $1,845,000 | 28.6% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $505,000 | $1,840,000 | 264.4% | 0.0% |
| ON Q FINANCIAL, INC. | $1,830,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $2,065,000 | $1,815,000 | -12.1% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $3,680,000 | $1,805,000 | -51.0% | 0.0% |
| SILVER HILL FUNDING, LLC | $3,295,000 | $1,800,000 | -45.4% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $5,900,000 | $1,780,000 | -69.8% | 0.0% |
| Hometown Equity Mortgage, LLC | $2,180,000 | $1,780,000 | -18.3% | 0.0% |
| SeaTrust Mortgage Company | $115,000 | $1,780,000 | 1,447.8% | 0.0% |
| Citizens Bank of Lafayette | $1,845,000 | $1,760,000 | -4.6% | 0.0% |
| Arvest Bank | $5,050,000 | $1,740,000 | -65.5% | 0.0% |
| Elements Financial Federal Credit Union | $705,000 | $1,720,000 | 144.0% | 0.0% |
| Community First National Bank | $485,000 | $1,710,000 | 252.6% | 0.0% |
| NexBank | $695,000 | $1,710,000 | 146.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $4,875,000 | $1,700,000 | -65.1% | 0.0% |
| CLEARPATH LENDING | $4,175,000 | $1,670,000 | -60.0% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $2,125,000 | $1,660,000 | -21.9% | 0.0% |
| Park Lane Finance Solutions, LLC | $2,660,000 | $1,630,000 | -38.7% | 0.0% |
| Spring Valley Bank | $3,625,000 | $1,575,000 | -56.6% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $860,000 | $1,570,000 | 82.6% | 0.0% |
| The Friendship State Bank | $285,000 | $1,570,000 | 450.9% | 0.0% |
| MICHIGAN MUTUAL, INC. | $1,715,000 | $1,565,000 | -8.7% | 0.0% |
| Servion, Inc. | $1,985,000 | $1,560,000 | -21.4% | 0.0% |
| Bank of Tennessee | $340,000 | $1,555,000 | 357.4% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,015,000 | $1,535,000 | 51.2% | 0.0% |
| Brighton Bank | $1,265,000 | $1,530,000 | 20.9% | 0.0% |
| Florida Capital Bank | $530,000 | $1,505,000 | 184.0% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $4,165,000 | $1,490,000 | -64.2% | 0.0% |
| Goldman Sachs Bank USA | $2,035,000 | $1,480,000 | -27.3% | 0.0% |
| Citizens Bank | $325,000 | $1,445,000 | 344.6% | 0.0% |
| ACOPIA, LLC | $5,400,000 | $1,415,000 | -73.8% | 0.0% |
| Cf Bank | $1,405,000 | $1,405,000 | 0.0% | 0.0% |
| TJC Mortgage, Inc. | $305,000 | $1,405,000 | 360.7% | 0.0% |
| Community Mortgage Banc Corporation | $695,000 | $1,400,000 | 101.4% | 0.0% |
| CSL Financial, LLC | $1,375,000 | $1,395,000 | 1.5% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $2,660,000 | $1,395,000 | -47.6% | 0.0% |
| UBANK | $1,395,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $11,820,000 | $1,370,000 | -88.4% | 0.0% |
| United Bank | $1,575,000 | $1,370,000 | -13.0% | 0.0% |
| CIS Financial Services, Inc. | $670,000 | $1,360,000 | 103.0% | 0.0% |
| WINGS FINANCIAL | $485,000 | $1,355,000 | 179.4% | 0.0% |
| Victorian Finance, LLC | $1,595,000 | $1,350,000 | -15.4% | 0.0% |
| PUBLIX EMPLOYEES | $1,300,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,270,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $5,500,000 | $1,260,000 | -77.1% | 0.0% |
| LENDINGONE, LLC | $7,000,000 | $1,255,000 | -82.1% | 0.0% |
| BancorpSouth | $1,470,000 | $1,240,000 | -15.6% | 0.0% |
| The New Washington State Bank | $440,000 | $1,225,000 | 178.4% | 0.0% |
| Strong Home Mortgage, LLC | $3,970,000 | $1,220,000 | -69.3% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,430,000 | $1,195,000 | -16.4% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $1,180,000 | n/a | 0.0% | |
| The Ohio Valley Bank Company | $1,150,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $1,445,000 | $1,130,000 | -21.8% | 0.0% |
| Colonial Savings, F.A. | $1,155,000 | $1,115,000 | -3.5% | 0.0% |
| Mercantile Bank of Michigan | $8,410,000 | $1,115,000 | -86.7% | 0.0% |
| The Union Bank Company | $3,475,000 | $1,115,000 | -67.9% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $480,000 | $1,110,000 | 131.3% | 0.0% |
| Willamette Valley Bank | $1,800,000 | $1,110,000 | -38.3% | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | $2,530,000 | $1,075,000 | -57.5% | 0.0% |
| Bethpage Federal Credit Union | $955,000 | $1,060,000 | 11.0% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $1,415,000 | $1,040,000 | -26.5% | 0.0% |
| RBC Bank, (Georgia) | $605,000 | $1,040,000 | 71.9% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,035,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $1,610,000 | $1,025,000 | -36.3% | 0.0% |
| First Merchants Bank | $5,580,000 | $1,010,000 | -81.9% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $990,000 | $995,000 | 0.5% | 0.0% |
| BNY Mellon | $1,930,000 | $975,000 | -49.5% | 0.0% |
| ASCEND FEDERAL CREDIT UNION | $1,465,000 | $965,000 | -34.1% | 0.0% |
| Union Bank and Trust Company | $265,000 | $960,000 | 262.3% | 0.0% |
| University Bank | $960,000 | n/a | 0.0% | |
| Logan Finance Corporation | $955,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $2,045,000 | $945,000 | -53.8% | 0.0% |
| First National Bank of Pennsylvania | $925,000 | n/a | 0.0% | |
| St Charles Bank & Trust | $925,000 | n/a | 0.0% | |
| Towne Bank | $520,000 | $900,000 | 73.1% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $4,810,000 | $900,000 | -81.3% | 0.0% |
| Signature Federal Credit Union | $470,000 | $895,000 | 90.4% | 0.0% |
| Sharefax Credit Union | $1,420,000 | $855,000 | -39.8% | 0.0% |
| United Fidelity Funding Corp. | $1,205,000 | $850,000 | -29.5% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $3,365,000 | $845,000 | -74.9% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $1,450,000 | $830,000 | -42.8% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $810,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $800,000 | n/a | 0.0% | |
| Sunflower Bank | $1,345,000 | $790,000 | -41.3% | 0.0% |
| Baxter Credit Union | $1,070,000 | $785,000 | -26.6% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $470,000 | $785,000 | 67.0% | 0.0% |
| Franklin Loan Corporation | $770,000 | n/a | 0.0% | |
| Legence Bank | $270,000 | $770,000 | 185.2% | 0.0% |
| UNITED HOME LOANS, INC. | $945,000 | $770,000 | -18.5% | 0.0% |
| Alcova Mortgage LLC | $765,000 | n/a | 0.0% | |
| BOKF | $650,000 | $755,000 | 16.2% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $645,000 | $745,000 | 15.5% | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | $455,000 | $735,000 | 61.5% | 0.0% |
| CIBC Bank USA | $810,000 | $725,000 | -10.5% | 0.0% |
| Goldwater Bank, N.A. | $725,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $725,000 | n/a | 0.0% | |
| First State Community Bank | $400,000 | $720,000 | 80.0% | 0.0% |
| Montgomery Bank | $395,000 | $715,000 | 81.0% | 0.0% |
| Volunteer State Bank | $215,000 | $715,000 | 232.6% | 0.0% |
| SPIRE Credit Union | $710,000 | n/a | 0.0% | |
| CINCINNATI OHIO POLICE | $430,000 | $705,000 | 64.0% | 0.0% |
| Service Federal Credit Union | $730,000 | $705,000 | -3.4% | 0.0% |
| The First National Bank of Middle Tennessee | $560,000 | $705,000 | 25.9% | 0.0% |
| Alliance Bank | $330,000 | $685,000 | 107.6% | 0.0% |
| Connexus Credit Union | $685,000 | n/a | 0.0% | |
| The First National Bank of Carmi | $890,000 | $685,000 | -23.0% | 0.0% |
| American Airlines Federal Credit Union | $1,740,000 | $680,000 | -60.9% | 0.0% |
| Pathways Financial Credit Union, Inc. | $1,575,000 | $680,000 | -56.8% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $675,000 | n/a | 0.0% | |
| First National Bank | $655,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $655,000 | n/a | 0.0% | |
| CORNHUSKER BANK | $650,000 | n/a | 0.0% | |
| First American Bank | $330,000 | $650,000 | 97.0% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $270,000 | $635,000 | 135.2% | 0.0% |
| AXIA FINANCIAL, LLC | $165,000 | $630,000 | 281.8% | 0.0% |
| First Volunteer Bank | $200,000 | $630,000 | 215.0% | 0.0% |
| United Community Bank | $745,000 | $630,000 | -15.4% | 0.0% |
| CORNING | $185,000 | $625,000 | 237.8% | 0.0% |
| ATOMIC CREDIT UNION, INC. | $620,000 | $620,000 | 0.0% | 0.0% |
| First Bank | $115,000 | $620,000 | 439.1% | 0.0% |
| The Bradford National Bank of Greenville | $620,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $375,000 | $615,000 | 64.0% | 0.0% |
| First Western Bank & Trust | $605,000 | n/a | 0.0% | |
| MEMBERS 1ST FEDERAL CREDIT UNION | $605,000 | n/a | 0.0% | |
| Northbrook Bank & Trust | $605,000 | n/a | 0.0% | |
| Bell Bank | $255,000 | $600,000 | 135.3% | 0.0% |
| The State Bank | $595,000 | n/a | 0.0% | |
| AURGROUP FINANCIAL CREDIT UNION, INC. | $385,000 | $575,000 | 49.4% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $3,450,000 | $570,000 | -83.5% | 0.0% |
| Atlantic Union Bank | $560,000 | n/a | 0.0% | |
| First Western Trust Bank | $940,000 | $560,000 | -40.4% | 0.0% |
| TOWER | $1,760,000 | $560,000 | -68.2% | 0.0% |
| CANOPY MORTGAGE, LLC | $2,640,000 | $545,000 | -79.4% | 0.0% |
| City National Bank | $2,415,000 | $545,000 | -77.4% | 0.0% |
| First Western Federal Savings Bank | $545,000 | n/a | 0.0% | |
| Macon Bank and Trust Company | $1,385,000 | $545,000 | -60.6% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $2,865,000 | $545,000 | -81.0% | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $535,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $520,000 | $535,000 | 2.9% | 0.0% |
| Buena Vista National Bank | $435,000 | $525,000 | 20.7% | 0.0% |
| CORPORATE AMERICA FAMILY | $520,000 | n/a | 0.0% | |
| Leaders Credit Union | $1,260,000 | $520,000 | -58.7% | 0.0% |
| OAKTREE FUNDING CORP. | $515,000 | n/a | 0.0% | |
| Peoples National Bank , N.A. | $780,000 | $515,000 | -34.0% | 0.0% |
| GVC MORTGAGE, INC. | $4,575,000 | $510,000 | -88.9% | 0.0% |
| FIRST NATIONAL BANK OF WEATHERFORD | $505,000 | n/a | 0.0% | |
| Heritage Bank | $500,000 | n/a | 0.0% | |
| Sterling United FCU | $640,000 | $500,000 | -21.9% | 0.0% |
| The Cincinnatus Savings & Loan Co. | $500,000 | n/a | 0.0% | |
| The Dart Bank | $255,000 | $495,000 | 94.1% | 0.0% |
| The Poca Valley Bank, Inc. | $490,000 | n/a | 0.0% | |
| Citizens Bank | $325,000 | $485,000 | 49.2% | 0.0% |
| TELHIO | $485,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $205,000 | $480,000 | 134.1% | 0.0% |
| First United Bank and Trust Company | $315,000 | $480,000 | 52.4% | 0.0% |
| INTERCOASTAL MORTGAGE COMPANY | $1,325,000 | $480,000 | -63.8% | 0.0% |
| OPEN MORTGAGE, LLC | $310,000 | $475,000 | 53.2% | 0.0% |
| INTERCAP LENDING INC. | $470,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $800,000 | $460,000 | -42.5% | 0.0% |
| HOMELAND BANCSHARES | $455,000 | n/a | 0.0% | |
| SouthPoint Bank | $930,000 | $455,000 | -51.1% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $155,000 | $450,000 | 190.3% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $450,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $385,000 | $450,000 | 16.9% | 0.0% |
| Heritage Bank | $445,000 | n/a | 0.0% | |
| MCNB Bank and Trust Co. | $445,000 | n/a | 0.0% | |
| Westfield Bank, FSB | $425,000 | $445,000 | 4.7% | 0.0% |
| Capital Bank | $730,000 | $440,000 | -39.7% | 0.0% |
| HomeTrust Bank | $440,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $125,000 | $440,000 | 252.0% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $725,000 | $440,000 | -39.3% | 0.0% |
| UNIVERSITY CREDIT UNION | $440,000 | n/a | 0.0% | |
| Wilson Bank And Trust | $2,355,000 | $435,000 | -81.5% | 0.0% |
| Cornerstone First Mortgage, Inc | $430,000 | n/a | 0.0% | |
| Blue Ridge Bank | $420,000 | n/a | 0.0% | |
| Academy Bank | $310,000 | $415,000 | 33.9% | 0.0% |
| First Federal Bank | $1,560,000 | $415,000 | -73.4% | 0.0% |
| TEACHERS | $415,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $1,430,000 | $415,000 | -71.0% | 0.0% |
| Flanagan State Bank | $1,420,000 | $410,000 | -71.1% | 0.0% |
| SouthernTrust Bank | $470,000 | $410,000 | -12.8% | 0.0% |
| FineMark National Bank & Trust | $705,000 | $405,000 | -42.6% | 0.0% |
| Centier Bank | $245,000 | $395,000 | 61.2% | 0.0% |
| First Vision Bank of Tennessee | $395,000 | n/a | 0.0% | |
| Powell Valley National Bank | $555,000 | $395,000 | -28.8% | 0.0% |
| The Bank of South Carolina | $395,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $390,000 | n/a | 0.0% | |
| FIDELITY BANK | $385,000 | n/a | 0.0% | |
| Quontic Bank | $2,650,000 | $380,000 | -85.7% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $375,000 | n/a | 0.0% | |
| ORNL Federal Credit Union | $370,000 | n/a | 0.0% | |
| COMMUNITY BANK | $355,000 | n/a | 0.0% | |
| NBH Bank | $795,000 | $355,000 | -55.3% | 0.0% |
| FIRST SOUTH FINANCIAL | $575,000 | $350,000 | -39.1% | 0.0% |
| United States Senate Federal Credit Union | $280,000 | $350,000 | 25.0% | 0.0% |
| US MORTGAGE CORPORATION | $215,000 | $350,000 | 62.8% | 0.0% |
| ADVANCIAL | $675,000 | $345,000 | -48.9% | 0.0% |
| ITHINK FINANCIAL Credit Union | $255,000 | $340,000 | 33.3% | 0.0% |
| Legacy Home Loans, LLC | $340,000 | n/a | 0.0% | |
| Deseret First Credit Union | $335,000 | n/a | 0.0% | |
| Desjardins Bank | $335,000 | n/a | 0.0% | |
| Farmers State Bank of Alto Pass | $335,000 | n/a | 0.0% | |
| Great Southern Bank | $1,165,000 | $335,000 | -71.2% | 0.0% |
| The Citizens National Bank of Bluffton | $335,000 | n/a | 0.0% | |
| RESOURCE FINANCIAL SERVICES, INC. | $335,000 | $330,000 | -1.5% | 0.0% |
| Commerce Bank | $660,000 | $325,000 | -50.8% | 0.0% |
| Regional Missouri Bank | $325,000 | n/a | 0.0% | |
| JLB CORPORATION | $2,905,000 | $320,000 | -89.0% | 0.0% |
| Colony Bank | $385,000 | $315,000 | -18.2% | 0.0% |
| ENCORE BANK | $315,000 | n/a | 0.0% | |
| Minster Bank | $315,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $13,040,000 | $315,000 | -97.6% | 0.0% |
| Grand Bank for Savings, FSB | $835,000 | $310,000 | -62.9% | 0.0% |
| NASA Federal Credit Union | $310,000 | n/a | 0.0% | |
| BLACK HILLS FEDERAL CREDIT UNION | $305,000 | n/a | 0.0% | |
| Capitol Federal Savings Bank | $725,000 | $305,000 | -57.9% | 0.0% |
| Commercial Lender LLC | $1,865,000 | $305,000 | -83.6% | 0.0% |
| First Farmers Bank and Trust Company | $410,000 | $305,000 | -25.6% | 0.0% |
| LOANFLIGHT LENDING, LLC | $740,000 | $305,000 | -58.8% | 0.0% |
| The Home National Bank of Thorntown | $305,000 | n/a | 0.0% | |
| TRUWEST Credit Union | $305,000 | n/a | 0.0% | |
| Valley Central Bank | $710,000 | $305,000 | -57.0% | 0.0% |
| Watermark Capital, Inc. | $540,000 | $305,000 | -43.5% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $305,000 | n/a | 0.0% | |
| Arbor Bank | $315,000 | $295,000 | -6.3% | 0.0% |
| MMS MORTGAGE SERVICES, LTD. | $125,000 | $295,000 | 136.0% | 0.0% |
| Princeton Mortgage Corporation | $695,000 | $295,000 | -57.6% | 0.0% |
| TENNESSEE VALLEY | $95,000 | $295,000 | 210.5% | 0.0% |
| The Farmers National Bank of Canfield | $295,000 | n/a | 0.0% | |
| The First National Bank of Granbury | $295,000 | n/a | 0.0% | |
| Busey Bank | $285,000 | n/a | 0.0% | |
| First International Bank & Trust | $285,000 | n/a | 0.0% | |
| Holcomb Bank | $285,000 | n/a | 0.0% | |
| Logan Bank & Trust Company | $750,000 | $285,000 | -62.0% | 0.0% |
| peoples trust and savings bank | $680,000 | $285,000 | -58.1% | 0.0% |
| Miami Savings Bank | $280,000 | n/a | 0.0% | |
| Appalachian Community Federal Credit Union | $425,000 | $275,000 | -35.3% | 0.0% |
| BEACON CREDIT UNION | $275,000 | n/a | 0.0% | |
| CREDIT UNION ONE | $275,000 | n/a | 0.0% | |
| LNB COMMUNITY BANK | $350,000 | $275,000 | -21.4% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $1,035,000 | $275,000 | -73.4% | 0.0% |
| Southern Bank of Tennessee | $510,000 | $275,000 | -46.1% | 0.0% |
| THRIVENT Federal Credit Union | $1,155,000 | $270,000 | -76.6% | 0.0% |
| CENDERA BANK, N.A. | $265,000 | n/a | 0.0% | |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $265,000 | n/a | 0.0% | |
| MidFirst Bank | $2,160,000 | $265,000 | -87.7% | 0.0% |
| Royal Credit Union | $265,000 | n/a | 0.0% | |
| South State Bank | $265,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $1,655,000 | $260,000 | -84.3% | 0.0% |
| First Central Savings Bank | $255,000 | n/a | 0.0% | |
| GREENWOOD | $255,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $3,255,000 | $255,000 | -92.2% | 0.0% |
| KEMBA FINANCIAL | $45,000 | $255,000 | 466.7% | 0.0% |
| The Camden National Bank | $255,000 | n/a | 0.0% | |
| Centennial Bank | $275,000 | $245,000 | -10.9% | 0.0% |
| First Century Bank | $245,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $720,000 | $240,000 | -66.7% | 0.0% |
| Meridian Bank Corporation | $440,000 | $240,000 | -45.5% | 0.0% |
| First United Corporation | $235,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $1,070,000 | $235,000 | -78.0% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $235,000 | n/a | 0.0% | |
| MRV Banks | $235,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $1,545,000 | $235,000 | -84.8% | 0.0% |
| COMMUNITYAMERICA | $225,000 | n/a | 0.0% | |
| Owen County State Bank | $760,000 | $225,000 | -70.4% | 0.0% |
| STAR ONE CREDIT UNION | $225,000 | n/a | 0.0% | |
| Tri-County Bank | $225,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $4,870,000 | $215,000 | -95.6% | 0.0% |
| First National Bank of Omaha | $580,000 | $215,000 | -62.9% | 0.0% |
| First South Farm Credit, ACA | $215,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $215,000 | n/a | 0.0% | |
| United Bank of Union | $215,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $750,000 | $210,000 | -72.0% | 0.0% |
| The Farmers & Merchants State Bank | $65,000 | $210,000 | 223.1% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $145,000 | $205,000 | 41.4% | 0.0% |
| Citizens Community Bank | $205,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $1,030,000 | $205,000 | -80.1% | 0.0% |
| East Coast Capital Corp. | $605,000 | $205,000 | -66.1% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $50,785,000 | $205,000 | -99.6% | 0.0% |
| First Bank Richmond | $155,000 | $205,000 | 32.3% | 0.0% |
| General Mortgage Capital Corporation | $125,000 | $205,000 | 64.0% | 0.0% |
| Independent Bank | $205,000 | n/a | 0.0% | |
| Leader Bank | $205,000 | n/a | 0.0% | |
| Peoples State Bank | $205,000 | n/a | 0.0% | |
| PERFORMANCE EQUITY PARTNERS, INC. | $140,000 | $205,000 | 46.4% | 0.0% |
| SOMERSET TRUST COMPANY | $205,000 | n/a | 0.0% | |
| DIAMOND VALLEY | $200,000 | $200,000 | 0.0% | 0.0% |
| Secured Investment Corp. | $300,000 | $200,000 | -33.3% | 0.0% |
| AG Credit, Agricultural Credit Association | $195,000 | n/a | 0.0% | |
| Carrollton Bank | $1,705,000 | $195,000 | -88.6% | 0.0% |
| Gulf Coast Bank and Trust Company | $195,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $410,000 | $195,000 | -52.4% | 0.0% |
| Old Missouri Bank | $195,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| 1786 | $185,000 | n/a | 0.0% | |
| Greenville National Bank | $185,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $185,000 | n/a | 0.0% | |
| TEACHERS CREDIT UNION | $475,000 | $185,000 | -61.1% | 0.0% |
| Clearview Federal Credit Union | $490,000 | $180,000 | -63.3% | 0.0% |
| NUMARK CREDIT UNION | $405,000 | $180,000 | -55.6% | 0.0% |
| SUPERIOR CHOICE | $180,000 | n/a | 0.0% | |
| Truity Federal Credit Union | $180,000 | n/a | 0.0% | |
| Bryant Bank | $175,000 | n/a | 0.0% | |
| PARTNERS 1ST Federal Credit Union | $1,035,000 | $175,000 | -83.1% | 0.0% |
| Ardent Federal Credit Union | $170,000 | n/a | 0.0% | |
| Community Savings Bank | $165,000 | n/a | 0.0% | |
| HALLMARK HOME MORTGAGE, LLC | $520,000 | $165,000 | -68.3% | 0.0% |
| INDIANA MEMBERS CREDIT UNION | $5,760,000 | $165,000 | -97.1% | 0.0% |
| NP, Inc. | $2,125,000 | $165,000 | -92.2% | 0.0% |
| USAlliance Federal Credit Union | $490,000 | $165,000 | -66.3% | 0.0% |
| GEORGIA'S OWN | $510,000 | $160,000 | -68.6% | 0.0% |
| Actors Federal Credit Union | $155,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $155,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $150,000 | n/a | 0.0% | |
| Andrew Johnson Bank | $145,000 | n/a | 0.0% | |
| CNB Bank | $145,000 | n/a | 0.0% | |
| Honor Credit Union | $320,000 | $145,000 | -54.7% | 0.0% |
| KINECTA | $170,000 | $145,000 | -14.7% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $145,000 | n/a | 0.0% | |
| Select Bank | $145,000 | n/a | 0.0% | |
| Troy Bank and Trust Company | $145,000 | n/a | 0.0% | |
| HANSCOM | $260,000 | $140,000 | -46.2% | 0.0% |
| AMERICAN FIRST | $135,000 | n/a | 0.0% | |
| Community First Bank of Indiana | $135,000 | n/a | 0.0% | |
| IAA Credit Union | $155,000 | $135,000 | -12.9% | 0.0% |
| N R L Federal Credit Union | $270,000 | $130,000 | -51.9% | 0.0% |
| Adams Bank & Trust | $125,000 | n/a | 0.0% | |
| Liberty Bank and Trust Company | $400,000 | $125,000 | -68.8% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $125,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $445,000 | $115,000 | -74.2% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $25,000 | $115,000 | 360.0% | 0.0% |
| FIRST OHIO HOME FINANCE, INC. | $580,000 | $115,000 | -80.2% | 0.0% |
| Merchants Mortgage & Trust Corporation | $115,000 | n/a | 0.0% | |
| Orion Federal Credit Union | $115,000 | n/a | 0.0% | |
| The Peoples State Bank of Newton, Illinois | $115,000 | n/a | 0.0% | |
| USE Credit Union | $115,000 | n/a | 0.0% | |
| Bank First, N.A. | $95,000 | $105,000 | 10.5% | 0.0% |
| Community National Bank | $105,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $650,000 | $105,000 | -83.8% | 0.0% |
| Farmers and Miners Bank | $555,000 | $105,000 | -81.1% | 0.0% |
| First State Bank of St. Charles, Missouri | $375,000 | $105,000 | -72.0% | 0.0% |
| INB | $105,000 | n/a | 0.0% | |
| Johnson Bank | $105,000 | n/a | 0.0% | |
| KS StateBank | $105,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $75,000 | $105,000 | 40.0% | 0.0% |
| PRINCE GEORGE'S COMMUNITY | $105,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $105,000 | n/a | 0.0% | |
| Commercial Bank & Trust Co. | $595,000 | $95,000 | -84.0% | 0.0% |
| CPM Federal Credit Union | $95,000 | n/a | 0.0% | |
| Specialized Loan Servicing LLC | $95,000 | n/a | 0.0% | |
| State Bank of Waterloo | $115,000 | $95,000 | -17.4% | 0.0% |
| First Citizens National Bank | $445,000 | $90,000 | -79.8% | 0.0% |
| The First National Bank of Oneida | $310,000 | $85,000 | -72.6% | 0.0% |
| U S WIDE FINANCIAL LLC | $85,000 | n/a | 0.0% | |
| Axos Bank | $915,000 | $75,000 | -91.8% | 0.0% |
| First Dakota National Bank | $75,000 | n/a | 0.0% | |
| LegacyBank | $75,000 | n/a | 0.0% | |
| Apex Bank | $65,000 | n/a | 0.0% | |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $65,000 | n/a | 0.0% | |
| Carroll Bank and Trust | $65,000 | n/a | 0.0% | |
| First-Citizens Bank & Trust Company | $1,315,000 | $65,000 | -95.1% | 0.0% |
| New Peoples Bank, Inc. | $65,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $600,000 | $65,000 | -89.2% | 0.0% |
| The Merchants National Bank | $115,000 | $65,000 | -43.5% | 0.0% |
| CHEVRON | $205,000 | $55,000 | -73.2% | 0.0% |
| GTE Federal Credit Union | $35,000 | $55,000 | 57.1% | 0.0% |
| INOVA FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| Midwest Heritage Bank FSB | $1,030,000 | $55,000 | -94.7% | 0.0% |
| Wilmington Savings Fund Society, FSB | $55,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $290,000 | $45,000 | -84.5% | 0.0% |
| APCI Federal Credit Union | $45,000 | n/a | 0.0% | |
| Availa Bank | $45,000 | n/a | 0.0% | |
| Christian Community Credit Union | $555,000 | $35,000 | -93.7% | 0.0% |
| Southeast Financial Credit Union | $175,000 | $35,000 | -80.0% | 0.0% |
| MidAmerica National Bank | $25,000 | n/a | 0.0% | |
| United Community Bank | $745,000 | $15,000 | -98.0% | 0.0% |
| Focus Bank | $210,000 | $5,000 | -97.6% | 0.0% |
Kentucky's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 4.8% market share. In second place, with 4.2%, is QUICKEN LOANS, LLC, having originated $707,610,000 in loans. In third place, with 2.6%, is Stock Yards Bank & Trust Company, having originated $430,210,000 in loans. In fourth place, with 2.5%, is STOCKTON MORTGAGE CORPORATION, having originated $412,700,000 in loans. In fifth place, with 2.4%, is Republic Bank & Trust Company, having originated $393,605,000 in loans.
Kentucky Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 46,939 | $11,569,295,000 | $246,475 |
| Cash Out Refi | 9,160 | $1,581,380,000 | $172,640 |
| Refi | 8,953 | $2,015,825,000 | $225,156 |
| Home Improvement | 8,725 | $720,015,000 | $82,523 |
| Other | 8,428 | $740,150,000 | $87,820 |
| NA | 172 | $29,630,000 | $172,267 |
Kentucky's most frequently cited loan purpose was Home Purchase, with 46,939 originations. The 2nd most popular reason was Cash Out Refi, with 9,160 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 27,559 | $6,600,675,000 | $239,511 |
| 7-8% | 18,581 | $3,637,855,000 | $195,784 |
| Over 8% | 16,325 | $1,744,715,000 | $106,874 |
| 5-6% | 10,269 | $2,748,285,000 | $267,629 |
| 3-4% | 1,545 | $79,135,000 | $51,220 |
| 4-5% | 1,125 | $259,305,000 | $230,493 |
| <2.5% | 1,009 | $185,015,000 | $183,365 |
| 2.5-3% | 133 | $13,565,000 | $101,992 |
During 2023, Kentucky's most frequently originated rate bucket was 6-7%, with 27,559 originations.
Loan Sizing (Kentucky MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 26,437 | $3,899,655,000 | $147,507 |
| $100,000 or less | 26,144 | $1,396,760,000 | $53,426 |
| $200k-400k | 23,885 | $6,481,895,000 | $271,379 |
| $400k-600k | 4,137 | $1,949,635,000 | $471,268 |
| $600k-1000k | 1,302 | $940,200,000 | $722,120 |
| $Over $1MM | 472 | $1,988,150,000 | $4,212,182 |
Kentucky's loan sizing saw the bucket of loans from $100k-200k with 26,437 originations, totaling $3,899,655,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 30,703 | $7,507,535,000 | $244,521 |
| 60-80% | 14,843 | $4,160,125,000 | $280,275 |
| Under 20% | 11,690 | $560,070,000 | $47,910 |
| 20-40% | 10,712 | $1,106,270,000 | $103,274 |
| 40-60% | 7,048 | $1,586,030,000 | $225,033 |
| Over 100% | 1,218 | $494,350,000 | $405,870 |
Kentucky's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 30,703 originations, totaling $7,507,535,000 in origination value.