Kentucky Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Kentucky averaged
6.83%
for the week of 2025-04-10, compared to the national average of
6.62% for the same period.
The average rate for the prior week (2025-04-03) was
6.95% and
one month ago for the week of 2025-03-06, the
average rate was 6.74%.
Kentucky's average rate one year ago was 7.03%.
For refis of the same type during the week of 2025-04-10, the average rate
was 7.42%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-10 | 6.62% |
| Kentucky 30 Year Fixed Rate | 2025-04-10 | 6.83% |
| Kentucky 30 Year Fixed Rate Refi | 2025-04-10 | 7.42% |
| Kentucky 15 Year Fixed Rate | 2025-04-10 | 6.72% |
| Kentucky 15 Year Fixed Rate Refi | 2025-04-10 | 6.48% |
| Kentucky 30 Year FHA | 2025-04-10 | 6.62% |
| Kentucky 30 Year FHA Refi | 2025-04-10 | 6.35% |
| Kentucky 30 Year USDA | 2025-04-10 | 6.44% |
| Kentucky 30 Year USDA Refi | 2025-04-10 | 6.55% |
| Kentucky 30 Year VA | 2025-04-10 | 6.55% |
| Kentucky 30 Year VA Refi | 2025-04-10 | 5.64% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kentucky.
Kentucky Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kentucky market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Kentucky Average Closing Costs & Other Stats
Kentucky's 441 lenders originated 88,789
loans during 2024. The total origination value was $19,497,975,000, with an average loan value of
$219,599.
Kentucky's average closing costs are $4,419.
The top Kentucky lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
2,011 loans originated. Their average total fees are
$5,918, which is $238
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Kentucky lenders (with over 10 loans originated) are
Discover Bank ($0), MEMBERS CHOICE ($1,399), SIRVA MORTGAGE, INC. ($1,536), City National Bank of West Virginia ($1,559) and Commercial Bank ($1,626).
The lowest rate Kentucky lenders (with over 10 loans originated) are
PULTE MORTGAGE LLC (5.86%), DHI MORTGAGE COMPANY, LTD. (5.89%), DELTA COMMUNITY CREDIT UNION (5.92%), CREDIT UNION MORTGAGE ASSOCIATION, INC. (5.94%) and Abound Federal Credit Union (6.02%).
Kentucky Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $803,055,000 | $1,099,795,000 | 37.0% | 5.6% |
| QUICKEN LOANS, LLC | $707,610,000 | $897,615,000 | 26.9% | 4.6% |
| STOCKTON MORTGAGE CORPORATION | $412,700,000 | $572,040,000 | 38.6% | 2.9% |
| Stock Yards Bank & Trust Company | $430,210,000 | $529,305,000 | 23.0% | 2.7% |
| Mortgage Research Center, LLC | $330,840,000 | $427,620,000 | 29.3% | 2.2% |
| WALKER & DUNLOP, LLC | $85,880,000 | $384,580,000 | 347.8% | 2.0% |
| Fifth Third Bank | $281,475,000 | $371,560,000 | 32.0% | 1.9% |
| U.S. Bank | $294,500,000 | $361,420,000 | 22.7% | 1.9% |
| EVANSVILLE TEACHERS | $294,465,000 | $349,260,000 | 18.6% | 1.8% |
| Community Trust Bank, Inc. | $307,105,000 | $326,770,000 | 6.4% | 1.7% |
| PNC Bank | $267,810,000 | $293,550,000 | 9.6% | 1.5% |
| Guardian Savings Bank, A Federal Savings Bank | $225,425,000 | $279,290,000 | 23.9% | 1.4% |
| Northpointe Bank | $340,215,000 | $278,585,000 | -18.1% | 1.4% |
| FREEDOM MORTGAGE CORPORATION | $96,040,000 | $270,515,000 | 181.7% | 1.4% |
| Republic Bank & Trust Company | $393,605,000 | $259,650,000 | -34.0% | 1.3% |
| VICTORY MORTGAGE, L.L.C. | $218,650,000 | $245,580,000 | 12.3% | 1.3% |
| JPMorgan Chase Bank | $187,310,000 | $227,040,000 | 21.2% | 1.2% |
| Central Bank | $251,660,000 | $216,265,000 | -14.1% | 1.1% |
| COMMONWEALTH | $176,260,000 | $215,600,000 | 22.3% | 1.1% |
| SOUTH CENTRAL BANK, INC. | $207,365,000 | $214,730,000 | 3.6% | 1.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $152,080,000 | $207,675,000 | 36.6% | 1.1% |
| Independence Bank of Kentucky | $173,770,000 | $187,870,000 | 8.1% | 1.0% |
| First Financial Bank | $15,040,000 | $187,535,000 | 1,146.9% | 1.0% |
| RUOFF MORTGAGE COMPANY, INC. | $196,830,000 | $185,810,000 | -5.6% | 1.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $130,510,000 | $185,625,000 | 42.2% | 1.0% |
| The Huntington National Bank | $168,270,000 | $182,750,000 | 8.6% | 0.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $142,145,000 | $181,270,000 | 27.5% | 0.9% |
| Magnolia Bank | $102,275,000 | $180,335,000 | 76.3% | 0.9% |
| Abound Federal Credit Union | $137,920,000 | $179,445,000 | 30.1% | 0.9% |
| BROKER SOLUTIONS, INC. | $59,485,000 | $178,170,000 | 199.5% | 0.9% |
| WesBanco | $183,225,000 | $173,660,000 | -5.2% | 0.9% |
| UNION HOME MORTGAGE CORP. | $94,975,000 | $173,495,000 | 82.7% | 0.9% |
| UNIVERSITY OF KENTUCKY | $163,935,000 | $167,765,000 | 2.3% | 0.9% |
| Traditional Bank, Inc. | $185,360,000 | $166,930,000 | -9.9% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $98,640,000 | $160,605,000 | 62.8% | 0.8% |
| Old National Bank | $101,090,000 | $159,305,000 | 57.6% | 0.8% |
| City National Bank of West Virginia | $88,835,000 | $150,290,000 | 69.2% | 0.8% |
| First State Bank | $3,480,000 | $148,925,000 | 4,179.5% | 0.8% |
| L & N Federal Credit Union | $159,610,000 | $147,565,000 | -7.5% | 0.8% |
| German American Bank | $109,135,000 | $144,030,000 | 32.0% | 0.7% |
| Farm Credit Mid-America, ACA | $102,790,000 | $142,135,000 | 38.3% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $164,065,000 | $140,715,000 | -14.2% | 0.7% |
| Truist | $165,280,000 | $139,935,000 | -15.3% | 0.7% |
| GUARANTEED RATE, INC. | $105,525,000 | $130,400,000 | 23.6% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $109,445,000 | $126,965,000 | 16.0% | 0.7% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $120,395,000 | $121,005,000 | 0.5% | 0.6% |
| The Cecilian Bank | $104,120,000 | $117,570,000 | 12.9% | 0.6% |
| Prosperity Home Mortgage, LLC | $119,580,000 | $109,530,000 | -8.4% | 0.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $89,450,000 | $106,445,000 | 19.0% | 0.5% |
| FIRST EQUITY MORTGAGE INCORPORATED | $65,950,000 | $103,565,000 | 57.0% | 0.5% |
| HOMESIDE FINANCIAL, LLC | $110,635,000 | $94,030,000 | -15.0% | 0.5% |
| INTERLINC MORTGAGE SERVICES, LLC | $70,210,000 | $93,635,000 | 33.4% | 0.5% |
| Century Mortgage Company DBA Century Lending Company | $78,315,000 | $90,620,000 | 15.7% | 0.5% |
| Whitaker Bank | $133,565,000 | $90,570,000 | -32.2% | 0.5% |
| NEWREZ LLC | $38,820,000 | $86,335,000 | 122.4% | 0.4% |
| Bank of England | $99,235,000 | $85,675,000 | -13.7% | 0.4% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $54,100,000 | $84,225,000 | 55.7% | 0.4% |
| T2 FINANCIAL LLC | $13,075,000 | $81,960,000 | 526.8% | 0.4% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $29,045,000 | $80,225,000 | 176.2% | 0.4% |
| GREYSTONE SERVICING COMPANY LLC | $209,130,000 | $79,990,000 | -61.8% | 0.4% |
| GENEVA FINANCIAL, LLC | $112,570,000 | $79,070,000 | -29.8% | 0.4% |
| PARK COMMUNITY CREDIT UNION, INC. | $133,390,000 | $79,070,000 | -40.7% | 0.4% |
| Peoples Exchange Bank | $51,415,000 | $78,295,000 | 52.3% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $56,860,000 | $77,850,000 | 36.9% | 0.4% |
| ORIX REAL ESTATE CAPITAL, LLC | $106,900,000 | $74,410,000 | -30.4% | 0.4% |
| The Paducah Bank and Trust Company | $41,085,000 | $74,110,000 | 80.4% | 0.4% |
| Regions Bank | $80,190,000 | $73,125,000 | -8.8% | 0.4% |
| First Southern National Bank | $80,210,000 | $73,035,000 | -8.9% | 0.4% |
| LOANDEPOT.COM, LLC | $48,845,000 | $71,985,000 | 47.4% | 0.4% |
| USAA Federal Savings Bank | $50,415,000 | $71,420,000 | 41.7% | 0.4% |
| Edmonton State Bank | $71,285,000 | $71,265,000 | 0.0% | 0.4% |
| Forcht Bank | $108,190,000 | $67,135,000 | -37.9% | 0.3% |
| 21ST MORTGAGE CORPORATION | $55,375,000 | $65,250,000 | 17.8% | 0.3% |
| FBC MORTGAGE, LLC | $37,875,000 | $64,810,000 | 71.1% | 0.3% |
| EVERETT FINANCIAL, INC. | $68,055,000 | $64,165,000 | -5.7% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $33,890,000 | $63,390,000 | 87.0% | 0.3% |
| American Bank & Trust Company, Inc. | $48,930,000 | $62,460,000 | 27.7% | 0.3% |
| Wilson & Muir Bank & Trust Company | $59,720,000 | $62,415,000 | 4.5% | 0.3% |
| PULTE MORTGAGE LLC | $47,840,000 | $61,745,000 | 29.1% | 0.3% |
| BELLCO | $61,310,000 | n/a | 0.3% | |
| CBRE MULTIFAMILY CAPITAL, INC. | $97,095,000 | $59,535,000 | -38.7% | 0.3% |
| Farmers Bank and Trust Company | $42,285,000 | $59,105,000 | 39.8% | 0.3% |
| Republic State Mortgage Co. | $60,795,000 | $59,010,000 | -2.9% | 0.3% |
| BERKELEY POINT CAPITAL LLC | $56,965,000 | n/a | 0.3% | |
| Plains Commerce Bank | $66,330,000 | $55,445,000 | -16.4% | 0.3% |
| FIRST COMMUNITY MORTGAGE, INC. | $33,520,000 | $55,190,000 | 64.6% | 0.3% |
| Bank of Lexington, Inc. | $26,715,000 | $53,310,000 | 99.6% | 0.3% |
| Prudential Huntoon Paige Associates, LLC | $52,905,000 | n/a | 0.3% | |
| AMERISAVE MORTGAGE CORPORATION | $70,205,000 | $52,695,000 | -24.9% | 0.3% |
| The Loan Store, Inc. | $5,930,000 | $50,850,000 | 757.5% | 0.3% |
| Equity Prime Mortgage LLC | $25,010,000 | $50,775,000 | 103.0% | 0.3% |
| Bank of America | $40,715,000 | $50,610,000 | 24.3% | 0.3% |
| West Point Bank | $53,495,000 | $49,950,000 | -6.6% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $10,615,000 | $48,355,000 | 355.5% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $37,585,000 | $48,085,000 | 27.9% | 0.2% |
| Flagstar Bank, FSB | $37,025,000 | $46,240,000 | 24.9% | 0.2% |
| Pinnacle Bank | $3,635,000 | $45,580,000 | 1,153.9% | 0.2% |
| River City Bank, Inc. | $41,035,000 | $44,305,000 | 8.0% | 0.2% |
| Carrington Mortgage Services, LLC | $44,110,000 | $43,815,000 | -0.7% | 0.2% |
| Peoples Bank | $2,045,000 | $42,460,000 | 1,976.3% | 0.2% |
| FIELD & MAIN BANK, INC. | $40,380,000 | $41,895,000 | 3.8% | 0.2% |
| ENVOY MORTGAGE, LTD | $26,715,000 | $41,070,000 | 53.7% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $36,400,000 | $40,155,000 | 10.3% | 0.2% |
| Heartland Bank | $35,735,000 | $40,105,000 | 12.2% | 0.2% |
| Heritage Bank, Inc. | $38,125,000 | $39,990,000 | 4.9% | 0.2% |
| Ixonia Bank | $4,920,000 | $39,950,000 | 712.0% | 0.2% |
| Union Savings Bank | $57,690,000 | $39,150,000 | -32.1% | 0.2% |
| Wells Fargo Bank | $55,635,000 | $38,185,000 | -31.4% | 0.2% |
| The Monticello Banking Company | $61,450,000 | $38,050,000 | -38.1% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $16,440,000 | $37,850,000 | 130.2% | 0.2% |
| The Lincoln National Bank of Hodgenville | $36,260,000 | $37,145,000 | 2.4% | 0.2% |
| NEW DAY FINANCIAL, LLC | $33,055,000 | $36,870,000 | 11.5% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $16,205,000 | $36,860,000 | 127.5% | 0.2% |
| Morgantown Bank & Trust Company, Incorporated | $31,490,000 | $36,025,000 | 14.4% | 0.2% |
| The Farmers Bank | $3,650,000 | $35,580,000 | 874.8% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $32,615,000 | $35,270,000 | 8.1% | 0.2% |
| The Citizens National Bank of Somerset | $29,385,000 | $35,080,000 | 19.4% | 0.2% |
| GERSHMAN INVESTMENT CORP. | $23,495,000 | $34,725,000 | 47.8% | 0.2% |
| Meade County Bank | $28,345,000 | $33,935,000 | 19.7% | 0.2% |
| The Federal Savings Bank | $26,245,000 | $33,605,000 | 28.0% | 0.2% |
| Merchants Bank of Indiana | $74,910,000 | $32,615,000 | -56.5% | 0.2% |
| PLANET HOME LENDING, LLC | $14,785,000 | $32,585,000 | 120.4% | 0.2% |
| DAS Acquisition Company, LLC | $25,755,000 | $32,450,000 | 26.0% | 0.2% |
| Merchants Capital Corp. | $2,925,000 | $31,725,000 | 984.6% | 0.2% |
| American Mortgage & Equity Consultants, Inc. | $4,210,000 | $31,615,000 | 651.0% | 0.2% |
| THE MORTGAGE WAREHOUSE,LLC | $22,555,000 | $30,885,000 | 36.9% | 0.2% |
| GENERAL ELECTRIC CREDIT UNION | $59,610,000 | $30,630,000 | -48.6% | 0.2% |
| United Cumberland Bank | $26,550,000 | $29,010,000 | 9.3% | 0.1% |
| CMG MORTGAGE, INC. | $37,860,000 | $28,995,000 | -23.4% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $25,815,000 | $28,970,000 | 12.2% | 0.1% |
| Discover Bank | $25,700,000 | $27,950,000 | 8.8% | 0.1% |
| Planters Bank, Inc. | $34,070,000 | $27,905,000 | -18.1% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $33,395,000 | $27,765,000 | -16.9% | 0.1% |
| Renasant Bank | $16,950,000 | $27,605,000 | 62.9% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $29,650,000 | $27,425,000 | -7.5% | 0.1% |
| Bank of the Bluegrass & Trust Co. | $18,350,000 | $27,045,000 | 47.4% | 0.1% |
| Bank of Edmonson County | $25,515,000 | $26,610,000 | 4.3% | 0.1% |
| Cumberland Valley National Bank & Trust Company | $31,690,000 | $26,605,000 | -16.0% | 0.1% |
| First Harrison Bank | $31,180,000 | $26,190,000 | -16.0% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $17,595,000 | $26,160,000 | 48.7% | 0.1% |
| United Citizens Bank & Trust Company | $12,850,000 | $26,095,000 | 103.1% | 0.1% |
| POLARIS HOME FUNDING CORP. | $24,240,000 | $25,760,000 | 6.3% | 0.1% |
| DHI MORTGAGE COMPANY, LTD. | $17,595,000 | $25,440,000 | 44.6% | 0.1% |
| FNB Bank, Inc. | $27,270,000 | $25,220,000 | -7.5% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $22,885,000 | $24,140,000 | 5.5% | 0.1% |
| NBKC BANK | $13,960,000 | $23,090,000 | 65.4% | 0.1% |
| First Financial Bank | $15,040,000 | $23,080,000 | 53.5% | 0.1% |
| Franklin Bank & Trust Company | $57,365,000 | $22,505,000 | -60.8% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $20,250,000 | $22,085,000 | 9.1% | 0.1% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $30,425,000 | $21,845,000 | -28.2% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $17,075,000 | $21,740,000 | 27.3% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $17,145,000 | $21,115,000 | 23.2% | 0.1% |
| FirstBank | $27,010,000 | $20,770,000 | -23.1% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $16,830,000 | $20,635,000 | 22.6% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $12,165,000 | $20,065,000 | 64.9% | 0.1% |
| United Southern Bank | $26,555,000 | $20,040,000 | -24.5% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $17,935,000 | $19,880,000 | 10.8% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $27,740,000 | $19,580,000 | -29.4% | 0.1% |
| GoPrime Mortgage, Inc. | $17,215,000 | $19,505,000 | 13.3% | 0.1% |
| Morgan Stanley Private Bank | $23,905,000 | $18,085,000 | -24.3% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $17,755,000 | $18,015,000 | 1.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $12,855,000 | $17,900,000 | 39.2% | 0.1% |
| MEMBERS HERITAGE Credit Union | $12,695,000 | $17,865,000 | 40.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $19,350,000 | $17,690,000 | -8.6% | 0.1% |
| First Federal Bank | $415,000 | $16,985,000 | 3,992.8% | 0.1% |
| First Grayson Bank | $11,660,000 | $16,965,000 | 45.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $15,450,000 | $16,845,000 | 9.0% | 0.1% |
| Town & Country Bank and Trust Company | $16,810,000 | n/a | 0.1% | |
| The Commercial Bank of Grayson | $17,775,000 | $16,695,000 | -6.1% | 0.1% |
| EMM LOANS LLC | $17,280,000 | $16,450,000 | -4.8% | 0.1% |
| AmRes Corporation | $1,985,000 | $16,385,000 | 725.4% | 0.1% |
| First State Bank of the Southeast, Inc. | $12,940,000 | $16,290,000 | 25.9% | 0.1% |
| Citizens Bank | $485,000 | $15,745,000 | 3,146.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $11,960,000 | $15,610,000 | 30.5% | 0.1% |
| CARDINAL FINANCIAL | $33,825,000 | $15,265,000 | -54.9% | 0.1% |
| Civista Bank | $9,995,000 | $15,100,000 | 51.1% | 0.1% |
| AmeriHome Mortgage Company, LLC | $7,090,000 | $14,985,000 | 111.4% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $9,275,000 | $14,925,000 | 60.9% | 0.1% |
| MEMBERS CHOICE | $15,075,000 | $14,910,000 | -1.1% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $10,355,000 | $14,545,000 | 40.5% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $18,715,000 | $14,360,000 | -23.3% | 0.1% |
| Coastal Community Bank | $11,235,000 | $14,315,000 | 27.4% | 0.1% |
| BAY EQUITY LLC | $11,605,000 | $14,190,000 | 22.3% | 0.1% |
| First National Bank of America | $14,490,000 | $14,150,000 | -2.3% | 0.1% |
| DESCO | $10,460,000 | $14,040,000 | 34.2% | 0.1% |
| LENDINGONE, LLC | $1,255,000 | $13,915,000 | 1,008.8% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $11,610,000 | $13,575,000 | 16.9% | 0.1% |
| The Peoples Bank | $9,780,000 | $13,530,000 | 38.3% | 0.1% |
| TRANSCEND | $8,825,000 | $13,430,000 | 52.2% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,775,000 | $13,420,000 | 181.0% | 0.1% |
| INSPIRE HOME LOANS INC. | $8,145,000 | $13,395,000 | 64.5% | 0.1% |
| Fortera Federal Credit Union | $9,625,000 | $13,325,000 | 38.4% | 0.1% |
| LCNB National Bank | $14,100,000 | $13,145,000 | -6.8% | 0.1% |
| Citizens Bank of Kentucky, Inc. | $19,755,000 | $12,800,000 | -35.2% | 0.1% |
| First Commonwealth Bank | $2,010,000 | $12,545,000 | 524.1% | 0.1% |
| KEMBA CREDIT UNION, INC. | $14,810,000 | $12,345,000 | -16.6% | 0.1% |
| Arbor Realty Trust, Inc. | $10,860,000 | $12,080,000 | 11.2% | 0.1% |
| The Farmers Bank of Milton | $14,055,000 | $11,915,000 | -15.2% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $14,615,000 | $11,670,000 | -20.2% | 0.1% |
| Grandbridge Real Estate Capital LLC | $45,025,000 | $11,385,000 | -74.7% | 0.1% |
| RiverHills Bank | $6,220,000 | $11,320,000 | 82.0% | 0.1% |
| PHH Mortgage Corporation | $4,440,000 | $11,265,000 | 153.7% | 0.1% |
| Bethpage Federal Credit Union | $1,060,000 | $11,000,000 | 937.7% | 0.1% |
| SERVICE ONE | $10,960,000 | $10,955,000 | 0.0% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $10,705,000 | $10,665,000 | -0.4% | 0.1% |
| SWBC MORTGAGE CORPORATION | $7,570,000 | $10,590,000 | 39.9% | 0.1% |
| GUILD MORTGAGE COMPANY | $4,155,000 | $10,545,000 | 153.8% | 0.1% |
| ROSS MORTGAGE CORPORATION | $12,050,000 | $10,355,000 | -14.1% | 0.1% |
| FAIR WAY LENDING LLC | $10,455,000 | $10,350,000 | -1.0% | 0.1% |
| CINFED Federal Credit Union | $11,430,000 | $10,265,000 | -10.2% | 0.1% |
| Texana Bank | $10,105,000 | n/a | 0.1% | |
| Banterra Bank | $13,780,000 | $9,665,000 | -29.9% | 0.0% |
| SOUTHWEST FUNDING, LP | $9,570,000 | n/a | 0.0% | |
| Legacy Home Loans, LLC | $340,000 | $9,465,000 | 2,683.8% | 0.0% |
| PREMIER LENDING, INC. | $9,450,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $2,340,000 | $9,305,000 | 297.6% | 0.0% |
| COLLIERS MORTGAGE LLC | $9,245,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $4,470,000 | $9,210,000 | 106.0% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $3,745,000 | $9,185,000 | 145.3% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $6,520,000 | $9,020,000 | 38.3% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $2,250,000 | $8,925,000 | 296.7% | 0.0% |
| Commercial Bank | $10,425,000 | $8,880,000 | -14.8% | 0.0% |
| ASHLAND Credit Union | $9,230,000 | $8,670,000 | -6.1% | 0.0% |
| Heritage Federal Credit Union | $4,605,000 | $8,630,000 | 87.4% | 0.0% |
| Nations Lending Corporation | $5,950,000 | $8,530,000 | 43.4% | 0.0% |
| Bank of Buffalo | $7,230,000 | $8,525,000 | 17.9% | 0.0% |
| 1st National Bank | $7,420,000 | $8,450,000 | 13.9% | 0.0% |
| Kentucky Farmers Bank Corporation | $6,610,000 | $8,325,000 | 25.9% | 0.0% |
| Cf Bank | $1,405,000 | $8,145,000 | 479.7% | 0.0% |
| CLEARPATH LENDING | $1,670,000 | $7,920,000 | 374.3% | 0.0% |
| CLASS ACT FEDERAL CREDIT UNION | $5,310,000 | $7,750,000 | 46.0% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $7,155,000 | $7,720,000 | 7.9% | 0.0% |
| MYCUMORTGAGE, LLC | $6,230,000 | $7,320,000 | 17.5% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $2,100,000 | $7,305,000 | 247.9% | 0.0% |
| Home Federal Bank Corporation | $7,450,000 | $7,275,000 | -2.3% | 0.0% |
| AgFirst Farm Credit Bank | $5,030,000 | $7,250,000 | 44.1% | 0.0% |
| Warsaw Federal Savings and Loan Association | $9,090,000 | $7,175,000 | -21.1% | 0.0% |
| Raymond James Bank | $7,965,000 | $7,140,000 | -10.4% | 0.0% |
| UBS Bank USA | $6,360,000 | $7,085,000 | 11.4% | 0.0% |
| NEXERA HOLDING LLC | $2,940,000 | $6,715,000 | 128.4% | 0.0% |
| The Sacramento Deposit Bank | $7,490,000 | $6,710,000 | -10.4% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $6,245,000 | $6,680,000 | 7.0% | 0.0% |
| The North Side Bank & Trust Company | $4,630,000 | $6,655,000 | 43.7% | 0.0% |
| The Park National Bank | $34,650,000 | $6,650,000 | -80.8% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $2,975,000 | $6,630,000 | 122.9% | 0.0% |
| TOWNE MORTGAGE COMPANY | $3,140,000 | $6,600,000 | 110.2% | 0.0% |
| Lakeview Community Capital, LLC | $1,260,000 | $6,590,000 | 423.0% | 0.0% |
| SIRVA MORTGAGE, INC. | $3,845,000 | $6,585,000 | 71.3% | 0.0% |
| MICHIGAN MUTUAL, INC. | $1,565,000 | $6,580,000 | 320.4% | 0.0% |
| NFM, INC. | $5,835,000 | $6,305,000 | 8.1% | 0.0% |
| River Valley AgCredit, ACA | $9,435,000 | $6,280,000 | -33.4% | 0.0% |
| Central Kentucky Agricultural Credit Association | $3,835,000 | $6,160,000 | 60.6% | 0.0% |
| Farmers Bank & Trust | $2,470,000 | $6,040,000 | 144.5% | 0.0% |
| The First National Bank of Brooksville | $3,915,000 | $6,020,000 | 53.8% | 0.0% |
| RAPID MORTGAGE COMPANY | $7,810,000 | $6,005,000 | -23.1% | 0.0% |
| Peoples Bank | $2,045,000 | $5,910,000 | 189.0% | 0.0% |
| MORTGAGE MASTERS OF INDIANA, INC. | $7,670,000 | $5,840,000 | -23.9% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $3,110,000 | $5,800,000 | 86.5% | 0.0% |
| TJC Mortgage, Inc. | $1,405,000 | $5,785,000 | 311.7% | 0.0% |
| RCN Capital, LLC | $5,105,000 | $5,655,000 | 10.8% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $7,770,000 | $5,485,000 | -29.4% | 0.0% |
| PREMIA MORTGAGE, LLC | $6,290,000 | $5,360,000 | -14.8% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $3,495,000 | $5,345,000 | 52.9% | 0.0% |
| CenterBank | $2,655,000 | $5,330,000 | 100.8% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $2,950,000 | $5,250,000 | 78.0% | 0.0% |
| SPRING EQ, LLC | $5,675,000 | $5,185,000 | -8.6% | 0.0% |
| ACOPIA, LLC | $1,415,000 | $5,125,000 | 262.2% | 0.0% |
| UNIFY FINANCIAL Credit Union | $3,630,000 | $5,100,000 | 40.5% | 0.0% |
| AMWEST FUNDING CORP. | $4,525,000 | $5,095,000 | 12.6% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $2,450,000 | $5,040,000 | 105.7% | 0.0% |
| Hometown Equity Mortgage, LLC | $1,780,000 | $5,015,000 | 181.7% | 0.0% |
| SIBCY CLINE MORTGAGE SERVICES, INC. | $8,355,000 | $4,990,000 | -40.3% | 0.0% |
| Citizens Bank | $485,000 | $4,980,000 | 926.8% | 0.0% |
| Ally Bank | $6,670,000 | $4,965,000 | -25.6% | 0.0% |
| M&T Bank | $5,750,000 | $4,960,000 | -13.7% | 0.0% |
| OCMBC, INC. | $2,900,000 | $4,950,000 | 70.7% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $6,130,000 | $4,935,000 | -19.5% | 0.0% |
| BancorpSouth | $1,240,000 | $4,880,000 | 293.5% | 0.0% |
| Waterstone Mortgage Corporation | $5,760,000 | $4,790,000 | -16.8% | 0.0% |
| First Federal Savings Bank | $13,555,000 | $4,750,000 | -65.0% | 0.0% |
| Charles Schwab Bank, SSB | $2,980,000 | $4,745,000 | 59.2% | 0.0% |
| MORTGAGE ACCESS CORP. | $6,285,000 | $4,655,000 | -25.9% | 0.0% |
| BMO Harris Bank | $6,735,000 | $4,475,000 | -33.6% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $125,000 | $4,435,000 | 3,448.0% | 0.0% |
| ALTRA | $2,220,000 | $4,405,000 | 98.4% | 0.0% |
| First Horizon Bank | $5,990,000 | $4,320,000 | -27.9% | 0.0% |
| Armed Forces Bank | $2,075,000 | $4,300,000 | 107.2% | 0.0% |
| The Farmers Bank | $3,650,000 | $4,295,000 | 17.7% | 0.0% |
| Strong Home Mortgage, LLC | $1,220,000 | $4,275,000 | 250.4% | 0.0% |
| Stifel Bank and Trust | $3,630,000 | $4,095,000 | 12.8% | 0.0% |
| F&M Bank | $13,080,000 | $4,090,000 | -68.7% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,780,000 | $4,085,000 | 129.5% | 0.0% |
| LIMA ONE CAPITAL, LLC | $14,930,000 | $4,080,000 | -72.7% | 0.0% |
| NexBank | $1,710,000 | $4,070,000 | 138.0% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $1,110,000 | $4,065,000 | 266.2% | 0.0% |
| UNITED MORTGAGE CORP | $4,035,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $3,895,000 | $4,025,000 | 3.3% | 0.0% |
| Bedford Loan & Deposit Bank | $10,075,000 | $3,995,000 | -60.3% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,840,000 | $3,935,000 | 113.9% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,395,000 | $3,880,000 | 178.1% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $6,945,000 | $3,865,000 | -44.3% | 0.0% |
| CANOPY MORTGAGE, LLC | $545,000 | $3,655,000 | 570.6% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $3,415,000 | $3,645,000 | 6.7% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $3,415,000 | $3,565,000 | 4.4% | 0.0% |
| EQUITY RESOURCES, INC. | $945,000 | $3,520,000 | 272.5% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $6,295,000 | $3,465,000 | -45.0% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $2,925,000 | $3,455,000 | 18.1% | 0.0% |
| NVR Mortgage Finance, Inc. | $3,375,000 | n/a | 0.0% | |
| First Savings Bank | $33,540,000 | $3,330,000 | -90.1% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $1,570,000 | $3,320,000 | 111.5% | 0.0% |
| CSL Financial, LLC | $1,395,000 | $3,265,000 | 134.1% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $4,230,000 | $3,255,000 | -23.0% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $1,985,000 | $3,250,000 | 63.7% | 0.0% |
| Presidential Bank, FSB | $3,210,000 | n/a | 0.0% | |
| EASTMAN | $2,675,000 | $3,160,000 | 18.1% | 0.0% |
| ARC HOME LLC | $2,490,000 | $3,120,000 | 25.3% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $3,615,000 | $3,075,000 | -14.9% | 0.0% |
| RF Renovo Management Company, LLC | $105,000 | $3,055,000 | 2,809.5% | 0.0% |
| Equity Bank | $3,005,000 | n/a | 0.0% | |
| Macon Bank and Trust Company | $545,000 | $2,985,000 | 447.7% | 0.0% |
| ON Q FINANCIAL, INC. | $1,830,000 | $2,925,000 | 59.8% | 0.0% |
| JMAC LENDING, INC. | $440,000 | $2,870,000 | 552.3% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $2,865,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $1,025,000 | $2,850,000 | 178.0% | 0.0% |
| INDIANA MEMBERS CREDIT UNION | $165,000 | $2,830,000 | 1,615.2% | 0.0% |
| Legends Bank | $1,985,000 | $2,820,000 | 42.1% | 0.0% |
| A&D Mortgage LLC | $4,125,000 | $2,805,000 | -32.0% | 0.0% |
| COMPASS MORTGAGE, INC. | $2,175,000 | $2,795,000 | 28.5% | 0.0% |
| Arvest Bank | $1,740,000 | $2,790,000 | 60.3% | 0.0% |
| Advanz Federal Credit Union | $5,590,000 | $2,745,000 | -50.9% | 0.0% |
| Community First National Bank | $1,710,000 | $2,695,000 | 57.6% | 0.0% |
| Florida Capital Bank | $1,505,000 | $2,675,000 | 77.7% | 0.0% |
| First Federal Savings and Loan Association of Lakewood | $4,620,000 | $2,655,000 | -42.5% | 0.0% |
| LENDSURE MORTGAGE CORP. | $1,700,000 | $2,650,000 | 55.9% | 0.0% |
| Centra Credit Union | $4,575,000 | $2,625,000 | -42.6% | 0.0% |
| Morton Community Bank | $2,620,000 | n/a | 0.0% | |
| Peoples Bank | $2,045,000 | $2,610,000 | 27.6% | 0.0% |
| Citibank | $3,160,000 | $2,555,000 | -19.1% | 0.0% |
| Ameris Bank | $2,150,000 | $2,550,000 | 18.6% | 0.0% |
| First Merchants Bank | $1,010,000 | $2,545,000 | 152.0% | 0.0% |
| The Greenwood's State Bank | $2,510,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $235,000 | $2,505,000 | 966.0% | 0.0% |
| Dollar Bank, Federal Savings Bank | $215,000 | $2,465,000 | 1,046.5% | 0.0% |
| Quontic Bank | $380,000 | $2,445,000 | 543.4% | 0.0% |
| UIF CORPORATION | $2,030,000 | $2,405,000 | 18.5% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $900,000 | $2,405,000 | 167.2% | 0.0% |
| Home Mortgage Alliance Corp | $2,375,000 | n/a | 0.0% | |
| First Guaranty Bank | $6,280,000 | $2,325,000 | -63.0% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,845,000 | $2,300,000 | 24.7% | 0.0% |
| Centennial Bank | $245,000 | $2,265,000 | 824.5% | 0.0% |
| Community Mortgage Banc Corporation | $1,400,000 | $2,260,000 | 61.4% | 0.0% |
| S1L, Inc. | $6,885,000 | $2,235,000 | -67.5% | 0.0% |
| The Central Trust Bank | $1,960,000 | $2,160,000 | 10.2% | 0.0% |
| Leader Bank | $205,000 | $2,150,000 | 948.8% | 0.0% |
| SeaTrust Mortgage Company | $1,780,000 | $2,125,000 | 19.4% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $845,000 | $2,125,000 | 151.5% | 0.0% |
| One Bank of Tennessee | $2,115,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $3,560,000 | $2,095,000 | -41.2% | 0.0% |
| NP, Inc. | $165,000 | $2,095,000 | 1,169.7% | 0.0% |
| Park Lane Finance Solutions, LLC | $1,630,000 | $2,085,000 | 27.9% | 0.0% |
| Commerce Home Mortgage, Inc. | $3,285,000 | $2,055,000 | -37.4% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $450,000 | $2,040,000 | 353.3% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $440,000 | $2,015,000 | 358.0% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $3,650,000 | $2,005,000 | -45.1% | 0.0% |
| Logan Finance Corporation | $955,000 | $1,995,000 | 108.9% | 0.0% |
| AXIA FINANCIAL, LLC | $630,000 | $1,965,000 | 211.9% | 0.0% |
| Citadel Servicing Corporation | $2,275,000 | $1,950,000 | -14.3% | 0.0% |
| Toyota Financial Savings Bank | $3,690,000 | $1,940,000 | -47.4% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,270,000 | $1,905,000 | 50.0% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,535,000 | $1,885,000 | 22.8% | 0.0% |
| FCN Bank | $2,045,000 | $1,875,000 | -8.3% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $675,000 | $1,875,000 | 177.8% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $995,000 | $1,850,000 | 85.9% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $5,070,000 | $1,845,000 | -63.6% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $2,535,000 | $1,840,000 | -27.4% | 0.0% |
| GVC MORTGAGE, INC. | $510,000 | $1,765,000 | 246.1% | 0.0% |
| Superior Credit Union, Inc. | $2,145,000 | $1,730,000 | -19.3% | 0.0% |
| American Airlines Federal Credit Union | $680,000 | $1,725,000 | 153.7% | 0.0% |
| Sunflower Bank | $790,000 | $1,710,000 | 116.5% | 0.0% |
| KeyBank | $17,380,000 | $1,705,000 | -90.2% | 0.0% |
| MORTGAGEONE, INC. | $725,000 | $1,625,000 | 124.1% | 0.0% |
| LOANFLIGHT LENDING, LLC | $305,000 | $1,605,000 | 426.2% | 0.0% |
| MRV Banks | $235,000 | $1,495,000 | 536.2% | 0.0% |
| St Charles Bank & Trust | $925,000 | $1,485,000 | 60.5% | 0.0% |
| RBC Bank, (Georgia) | $1,040,000 | $1,470,000 | 41.3% | 0.0% |
| First Citizens National Bank | $90,000 | $1,465,000 | 1,527.8% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,455,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $430,000 | $1,450,000 | 237.2% | 0.0% |
| Gateway First Bank | $1,875,000 | $1,450,000 | -22.7% | 0.0% |
| GMFS LLC | $1,425,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $2,745,000 | $1,410,000 | -48.6% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $375,000 | $1,395,000 | 272.0% | 0.0% |
| Baxter Credit Union | $785,000 | $1,380,000 | 75.8% | 0.0% |
| BOKF | $755,000 | $1,355,000 | 79.5% | 0.0% |
| Citizens Bank of Lafayette | $1,760,000 | $1,350,000 | -23.3% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $1,345,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $205,000 | $1,345,000 | 556.1% | 0.0% |
| Hancock Whitney Bank | $1,315,000 | n/a | 0.0% | |
| The First National Bank of Oneida | $85,000 | $1,300,000 | 1,429.4% | 0.0% |
| BNY Mellon | $975,000 | $1,290,000 | 32.3% | 0.0% |
| DELMAR FINANCIAL COMPANY | $1,130,000 | $1,285,000 | 13.7% | 0.0% |
| United Nations Federal Credit Union | $655,000 | $1,285,000 | 96.2% | 0.0% |
| ServisFirst Bank | $1,265,000 | n/a | 0.0% | |
| ProFed Federal Credit Union | $1,255,000 | n/a | 0.0% | |
| ASCEND FEDERAL CREDIT UNION | $965,000 | $1,240,000 | 28.5% | 0.0% |
| The State Bank and Trust Company | $1,200,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $1,195,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $160,000 | $1,185,000 | 640.6% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,035,000 | $1,185,000 | 14.5% | 0.0% |
| Bell Bank | $600,000 | $1,180,000 | 96.7% | 0.0% |
| CIBM Bank | $1,165,000 | n/a | 0.0% | |
| Horizon Bank | $1,160,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $1,155,000 | n/a | 0.0% | |
| Brighton Bank | $1,530,000 | $1,155,000 | -24.5% | 0.0% |
| Flanagan State Bank | $410,000 | $1,135,000 | 176.8% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,805,000 | $1,130,000 | -37.4% | 0.0% |
| Southern First Bank | $1,120,000 | n/a | 0.0% | |
| BankPlus | $1,105,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,490,000 | $1,085,000 | -27.2% | 0.0% |
| CapStar Bank | $5,465,000 | $1,060,000 | -80.6% | 0.0% |
| Academy Bank | $415,000 | $980,000 | 136.1% | 0.0% |
| Devon Bank | $980,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $830,000 | $955,000 | 15.1% | 0.0% |
| The Dart Bank | $495,000 | $945,000 | 90.9% | 0.0% |
| Trustmark National Bank | $935,000 | n/a | 0.0% | |
| First National Bank of Omaha | $215,000 | $920,000 | 327.9% | 0.0% |
| FirstTrust Home Loans, Inc. | $13,720,000 | $910,000 | -93.4% | 0.0% |
| Legence Bank | $770,000 | $900,000 | 16.9% | 0.0% |
| Owensboro Federal Credit Union | $3,330,000 | $895,000 | -73.1% | 0.0% |
| First Federal Bank | $415,000 | $875,000 | 110.8% | 0.0% |
| EMBRACE HOME LOANS, INC. | $2,995,000 | $870,000 | -71.0% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $1,180,000 | $860,000 | -27.1% | 0.0% |
| GENISYS | $855,000 | n/a | 0.0% | |
| Sharefax Credit Union | $855,000 | $855,000 | 0.0% | 0.0% |
| UNITED HOME LOANS, INC. | $770,000 | $840,000 | 9.1% | 0.0% |
| ANCHOR LOANS, LP | $825,000 | n/a | 0.0% | |
| United Bank | $1,370,000 | $825,000 | -39.8% | 0.0% |
| Elements Financial Federal Credit Union | $1,720,000 | $800,000 | -53.5% | 0.0% |
| USAlliance Federal Credit Union | $165,000 | $795,000 | 381.8% | 0.0% |
| TOWER | $560,000 | $790,000 | 41.1% | 0.0% |
| Pathways Financial Credit Union, Inc. | $680,000 | $785,000 | 15.4% | 0.0% |
| Liberty Bank and Trust Company | $125,000 | $760,000 | 508.0% | 0.0% |
| State Department Federal Credit Union | $760,000 | n/a | 0.0% | |
| Granite Community Bank | $755,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $765,000 | $740,000 | -3.3% | 0.0% |
| Midwest Mortgage Associates Corporation | $740,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $745,000 | $740,000 | -0.7% | 0.0% |
| North Shore Trust and Savings | $725,000 | n/a | 0.0% | |
| Towne Bank | $900,000 | $720,000 | -20.0% | 0.0% |
| HOMESTEAD FUNDING CORP. | $255,000 | $710,000 | 178.4% | 0.0% |
| The First National Bank of Middle Tennessee | $705,000 | $710,000 | 0.7% | 0.0% |
| Commercial Lender LLC | $305,000 | $700,000 | 129.5% | 0.0% |
| CINCINNATI OHIO POLICE | $705,000 | $695,000 | -1.4% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $800,000 | $695,000 | -13.1% | 0.0% |
| Victorian Finance, LLC | $1,350,000 | $690,000 | -48.9% | 0.0% |
| Secured Investment Corp. | $200,000 | $685,000 | 242.5% | 0.0% |
| Spring Valley Bank | $1,575,000 | $675,000 | -57.1% | 0.0% |
| MLD MORTGAGE INC. | $670,000 | n/a | 0.0% | |
| Eagle Bank and Trust Company | $660,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $260,000 | $660,000 | 153.8% | 0.0% |
| peoples trust and savings bank | $285,000 | $655,000 | 129.8% | 0.0% |
| The Friendship State Bank | $1,570,000 | $655,000 | -58.3% | 0.0% |
| Figure Lending LLC | $650,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $650,000 | n/a | 0.0% | |
| Grand Bank for Savings, FSB | $310,000 | $645,000 | 108.1% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $640,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE CORPORATION | $1,075,000 | $640,000 | -40.5% | 0.0% |
| Servion, Inc. | $1,560,000 | $635,000 | -59.3% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,195,000 | $630,000 | -47.3% | 0.0% |
| The Bank of Missouri | $625,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $195,000 | $620,000 | 217.9% | 0.0% |
| MORTGAGE 1 INCORPORATED | $615,000 | n/a | 0.0% | |
| The New Washington State Bank | $1,225,000 | $615,000 | -49.8% | 0.0% |
| Wood & Huston Bank | $615,000 | n/a | 0.0% | |
| The Ohio Valley Bank Company | $1,150,000 | $605,000 | -47.4% | 0.0% |
| DIGITAL Federal Credit Union | $4,535,000 | $600,000 | -86.8% | 0.0% |
| The Union Bank Company | $1,115,000 | $600,000 | -46.2% | 0.0% |
| Johnson Bank | $105,000 | $590,000 | 461.9% | 0.0% |
| Mid-Southern Savings Bank, FSB | $2,345,000 | $590,000 | -74.8% | 0.0% |
| ATOMIC CREDIT UNION, INC. | $620,000 | $585,000 | -5.6% | 0.0% |
| CITIZENS EQUITY FIRST | $1,815,000 | $580,000 | -68.0% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $580,000 | n/a | 0.0% | |
| Countybank | $580,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $580,000 | n/a | 0.0% | |
| Service Federal Credit Union | $705,000 | $580,000 | -17.7% | 0.0% |
| University Bank | $960,000 | $580,000 | -39.6% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $460,000 | $575,000 | 25.0% | 0.0% |
| The Farmers & Merchants State Bank | $210,000 | $575,000 | 173.8% | 0.0% |
| Northwest Federal Credit Union | $450,000 | $570,000 | 26.7% | 0.0% |
| Great Plains National Bank | $565,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $475,000 | $565,000 | 18.9% | 0.0% |
| Goldman Sachs Bank USA | $1,480,000 | $555,000 | -62.5% | 0.0% |
| BankTennessee | $545,000 | n/a | 0.0% | |
| CIBC Bank USA | $725,000 | $545,000 | -24.8% | 0.0% |
| CIS Financial Services, Inc. | $1,360,000 | $545,000 | -59.9% | 0.0% |
| First Volunteer Bank | $630,000 | $540,000 | -14.3% | 0.0% |
| The Cincinnatus Savings & Loan Co. | $500,000 | $535,000 | 7.0% | 0.0% |
| Axos Bank | $75,000 | $530,000 | 606.7% | 0.0% |
| Bank of Tennessee | $1,555,000 | $530,000 | -65.9% | 0.0% |
| First American Bank | $650,000 | $530,000 | -18.5% | 0.0% |
| Atlantic Union Bank | $560,000 | $515,000 | -8.0% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $205,000 | $505,000 | 146.3% | 0.0% |
| HALLMARK HOME MORTGAGE, LLC | $165,000 | $500,000 | 203.0% | 0.0% |
| SCHLUMBERGER EMPLOYEES CREDIT UNION | $500,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $1,800,000 | $500,000 | -72.2% | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $535,000 | $490,000 | -8.4% | 0.0% |
| SUMMIT FUNDING, INC. | $2,535,000 | $490,000 | -80.7% | 0.0% |
| Connexus Credit Union | $685,000 | $485,000 | -29.2% | 0.0% |
| EMERY FEDERAL CREDIT UNION | $2,555,000 | $475,000 | -81.4% | 0.0% |
| First State Bank of Forrest | $475,000 | n/a | 0.0% | |
| Wilson Bank And Trust | $435,000 | $470,000 | 8.0% | 0.0% |
| Denver Savings Bank | $465,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $240,000 | $465,000 | 93.8% | 0.0% |
| Bank of Whittier | $460,000 | n/a | 0.0% | |
| Simmons Bank | $2,065,000 | $460,000 | -77.7% | 0.0% |
| First State Bank of St. Charles, Missouri | $105,000 | $455,000 | 333.3% | 0.0% |
| Chicago Patrolmen's Federal Credit Union | $435,000 | n/a | 0.0% | |
| Grand River Bank | $435,000 | n/a | 0.0% | |
| Texas Regional Bank | $435,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $480,000 | $425,000 | -11.5% | 0.0% |
| Heartland Bank and Trust Company | $425,000 | n/a | 0.0% | |
| Valley National Bank | $2,670,000 | $425,000 | -84.1% | 0.0% |
| INTERCOASTAL MORTGAGE COMPANY | $480,000 | $420,000 | -12.5% | 0.0% |
| First National Bank Texas | $415,000 | n/a | 0.0% | |
| MORTGAGE FINANCIAL GROUP, INC. | $415,000 | n/a | 0.0% | |
| AURGROUP FINANCIAL CREDIT UNION, INC. | $575,000 | $410,000 | -28.7% | 0.0% |
| The First National Bank of Carmi | $685,000 | $410,000 | -40.1% | 0.0% |
| THE MORTGAGE FIRM, INC. | $535,000 | $410,000 | -23.4% | 0.0% |
| First Midwest Bank of Dexter | $405,000 | n/a | 0.0% | |
| MJW Financial LLC | $405,000 | n/a | 0.0% | |
| Nicolet National Bank | $405,000 | n/a | 0.0% | |
| Owen County State Bank | $225,000 | $405,000 | 80.0% | 0.0% |
| Signature Bank of Arkansas | $405,000 | n/a | 0.0% | |
| First Federal Bank of the Midwest | $4,945,000 | $395,000 | -92.0% | 0.0% |
| Fortress Bank | $395,000 | n/a | 0.0% | |
| Blackhawk Bank & Trust | $390,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $895,000 | $385,000 | -57.0% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $810,000 | $380,000 | -53.1% | 0.0% |
| ATLANTA POSTAL | $380,000 | n/a | 0.0% | |
| Greenville Federal | $365,000 | n/a | 0.0% | |
| CRANE | $360,000 | n/a | 0.0% | |
| GREENWOOD | $255,000 | $360,000 | 41.2% | 0.0% |
| UNIVERSAL 1 CREDIT UNION | $360,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $2,335,000 | $355,000 | -84.8% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $350,000 | n/a | 0.0% | |
| Great Southern Bank | $335,000 | $345,000 | 3.0% | 0.0% |
| The First National Bank of Granbury | $295,000 | $345,000 | 16.9% | 0.0% |
| Old Missouri Bank | $195,000 | $340,000 | 74.4% | 0.0% |
| Volunteer State Bank | $715,000 | $340,000 | -52.4% | 0.0% |
| MICHIGAN FIRST CREDIT UNION | $335,000 | n/a | 0.0% | |
| UBANK | $1,395,000 | $335,000 | -76.0% | 0.0% |
| Generations Bank | $325,000 | n/a | 0.0% | |
| Peoples Bank | $2,045,000 | $325,000 | -84.1% | 0.0% |
| OceanFirst Bank | $315,000 | n/a | 0.0% | |
| Stride Bank | $315,000 | n/a | 0.0% | |
| Heritage Bank | $445,000 | $305,000 | -31.5% | 0.0% |
| Logan Bank & Trust Company | $285,000 | $305,000 | 7.0% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $235,000 | $305,000 | 29.8% | 0.0% |
| NUMARK CREDIT UNION | $180,000 | $305,000 | 69.4% | 0.0% |
| Cornerstone National Bank & Trust Company | $295,000 | n/a | 0.0% | |
| FIRST SOUTHERN BANK | $295,000 | n/a | 0.0% | |
| KEMBA FINANCIAL | $255,000 | $295,000 | 15.7% | 0.0% |
| Mercantile Bank of Michigan | $1,115,000 | $295,000 | -73.5% | 0.0% |
| TELHIO | $485,000 | $295,000 | -39.2% | 0.0% |
| VIBE CREDIT UNION | $295,000 | n/a | 0.0% | |
| FCB Banks | $290,000 | n/a | 0.0% | |
| Anstaff Bank | $285,000 | n/a | 0.0% | |
| EDUCATIONAL SYSTEMS | $285,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $285,000 | n/a | 0.0% | |
| Old Second National Bank | $285,000 | n/a | 0.0% | |
| PROPONENT Federal Credit Union | $285,000 | n/a | 0.0% | |
| SCOTT CREDIT UNION | $285,000 | n/a | 0.0% | |
| Summit Community Bank, Inc. | $7,410,000 | $285,000 | -96.2% | 0.0% |
| Valley Central Bank | $305,000 | $285,000 | -6.6% | 0.0% |
| Beeline Loans, Inc. | $210,000 | $280,000 | 33.3% | 0.0% |
| HomeTrust Bank | $440,000 | $280,000 | -36.4% | 0.0% |
| Putnam County Bank | $280,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $270,000 | n/a | 0.0% | |
| First State Community Bank | $720,000 | $265,000 | -63.2% | 0.0% |
| ORNL Federal Credit Union | $370,000 | $265,000 | -28.4% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $1,660,000 | $265,000 | -84.0% | 0.0% |
| Stillman Bank | $265,000 | n/a | 0.0% | |
| The Security National Bank of Enid | $265,000 | n/a | 0.0% | |
| Goodfield State Bank | $255,000 | n/a | 0.0% | |
| STAR Financial Bank | $255,000 | n/a | 0.0% | |
| The Merchants National Bank | $65,000 | $255,000 | 292.3% | 0.0% |
| Willamette Valley Bank | $1,110,000 | $255,000 | -77.0% | 0.0% |
| Commercial Bank & Trust Co. | $95,000 | $250,000 | 163.2% | 0.0% |
| MASSMUTUAL | $250,000 | n/a | 0.0% | |
| ADVANCIAL | $345,000 | $245,000 | -29.0% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $245,000 | n/a | 0.0% | |
| First Palmetto Bank | $245,000 | n/a | 0.0% | |
| First State Bank | $3,480,000 | $245,000 | -93.0% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $450,000 | $245,000 | -45.6% | 0.0% |
| The Home National Bank of Thorntown | $305,000 | $245,000 | -19.7% | 0.0% |
| United States Senate Federal Credit Union | $350,000 | $245,000 | -30.0% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| NBH Bank | $355,000 | $235,000 | -33.8% | 0.0% |
| TOGETHER CREDIT UNION | $235,000 | n/a | 0.0% | |
| Alliance Bank | $685,000 | $230,000 | -66.4% | 0.0% |
| Capital Bank | $440,000 | $225,000 | -48.9% | 0.0% |
| Southern Bank of Tennessee | $275,000 | $225,000 | -18.2% | 0.0% |
| CLIFFCO, INC. | $215,000 | n/a | 0.0% | |
| Dacotah Bank | $215,000 | n/a | 0.0% | |
| First National Bank of Pennsylvania | $925,000 | $215,000 | -76.8% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $45,000 | $205,000 | 355.6% | 0.0% |
| DG PINNACLE FUNDING LLC | $205,000 | n/a | 0.0% | |
| POINT Mortgage | $205,000 | n/a | 0.0% | |
| The Poca Valley Bank, Inc. | $490,000 | $205,000 | -58.2% | 0.0% |
| Ukrainian Federal Credit Union | $205,000 | n/a | 0.0% | |
| CHEVRON | $55,000 | $200,000 | 263.6% | 0.0% |
| Comerica Bank | $195,000 | n/a | 0.0% | |
| First Mid Bank & Trust | $195,000 | n/a | 0.0% | |
| Heritage Bank & Trust | $195,000 | n/a | 0.0% | |
| PERFORMANCE EQUITY PARTNERS, INC. | $205,000 | $195,000 | -4.9% | 0.0% |
| Sterling United FCU | $500,000 | $195,000 | -61.0% | 0.0% |
| The Bradford National Bank of Greenville | $620,000 | $195,000 | -68.5% | 0.0% |
| Transportation Federal Credit Union | $415,000 | $195,000 | -53.0% | 0.0% |
| Peoples National Bank , N.A. | $515,000 | $190,000 | -63.1% | 0.0% |
| AMERICAN HERITAGE FCU | $185,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $185,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $115,000 | $185,000 | 60.9% | 0.0% |
| Montgomery Bank | $715,000 | $185,000 | -74.1% | 0.0% |
| Mountain Commerce Bank | $185,000 | n/a | 0.0% | |
| VeraBank | $185,000 | n/a | 0.0% | |
| ILLINOIS STATE CREDIT UNION | $175,000 | n/a | 0.0% | |
| Skyline National Bank | $175,000 | n/a | 0.0% | |
| The State Bank | $595,000 | $175,000 | -70.6% | 0.0% |
| East Coast Capital Corp. | $205,000 | $165,000 | -19.5% | 0.0% |
| LNB COMMUNITY BANK | $275,000 | $165,000 | -40.0% | 0.0% |
| Luxury Mortgage Corp. | $165,000 | n/a | 0.0% | |
| MidFirst Bank | $265,000 | $165,000 | -37.7% | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | $735,000 | $165,000 | -77.6% | 0.0% |
| The First National Bank of Pandora | $165,000 | n/a | 0.0% | |
| Centennial Bank | $245,000 | $155,000 | -36.7% | 0.0% |
| INB | $105,000 | $155,000 | 47.6% | 0.0% |
| United Community Bank | $15,000 | $155,000 | 933.3% | 0.0% |
| Washington Trust Bank | $155,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $145,000 | n/a | 0.0% | |
| First National Bank of Brookfield | $145,000 | n/a | 0.0% | |
| Peoples Bank of the South | $140,000 | n/a | 0.0% | |
| South State Bank | $265,000 | $135,000 | -49.1% | 0.0% |
| UMB Bank | $135,000 | n/a | 0.0% | |
| York Traditions Bank | $135,000 | n/a | 0.0% | |
| APCI Federal Credit Union | $45,000 | $130,000 | 188.9% | 0.0% |
| FRANKLIN MINT | $125,000 | n/a | 0.0% | |
| The Bank of New Glarus | $125,000 | n/a | 0.0% | |
| Wyoming Bank & Trust | $125,000 | n/a | 0.0% | |
| Carroll Bank and Trust | $65,000 | $120,000 | 84.6% | 0.0% |
| Blue Ridge Bank | $420,000 | $115,000 | -72.6% | 0.0% |
| BMI Federal Credit Union | $115,000 | n/a | 0.0% | |
| INTERRA CREDIT UNION | $115,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $515,000 | $115,000 | -77.7% | 0.0% |
| Oconee State Bank | $115,000 | n/a | 0.0% | |
| Prosperity Bank | $115,000 | n/a | 0.0% | |
| Providence Bank & Trust | $115,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $270,000 | $115,000 | -57.4% | 0.0% |
| Traditions First Bank | $115,000 | n/a | 0.0% | |
| CORNING | $625,000 | $105,000 | -83.2% | 0.0% |
| NASA Federal Credit Union | $310,000 | $105,000 | -66.1% | 0.0% |
| Union Bank and Trust Company | $960,000 | $105,000 | -89.1% | 0.0% |
| Tyndall Federal Credit Union | $390,000 | $95,000 | -75.6% | 0.0% |
| United Bank of Union | $215,000 | $95,000 | -55.8% | 0.0% |
| WINGS FINANCIAL | $1,355,000 | $95,000 | -93.0% | 0.0% |
| Leaders Credit Union | $520,000 | $90,000 | -82.7% | 0.0% |
| COCA-COLA | $85,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $240,000 | $80,000 | -66.7% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $75,000 | n/a | 0.0% | |
| Bank & Trust Company | $65,000 | n/a | 0.0% | |
| CNB Bank And Trust, N.A. | $65,000 | n/a | 0.0% | |
| The Farmers Bank & Savings Company | $65,000 | n/a | 0.0% | |
| TrustBank | $65,000 | n/a | 0.0% | |
| Deseret First Credit Union | $335,000 | $55,000 | -83.6% | 0.0% |
| EASTERN SAVINGS BANK | $55,000 | n/a | 0.0% | |
| First Bank Richmond | $205,000 | $55,000 | -73.2% | 0.0% |
| LegacyBank | $75,000 | $55,000 | -26.7% | 0.0% |
| Southeast Financial Credit Union | $35,000 | $55,000 | 57.1% | 0.0% |
| b1BANK | $45,000 | n/a | 0.0% | |
| DIAMOND VALLEY | $200,000 | $45,000 | -77.5% | 0.0% |
| FIRST OHIO HOME FINANCE, INC. | $115,000 | $45,000 | -60.9% | 0.0% |
| GTE Federal Credit Union | $55,000 | $45,000 | -18.2% | 0.0% |
| HANSCOM | $140,000 | $45,000 | -67.9% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $65,000 | $45,000 | -30.8% | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| First Home Bank | $25,000 | n/a | 0.0% | |
| N R L Federal Credit Union | $130,000 | $25,000 | -80.8% | 0.0% |
| UNITED | $25,000 | n/a | 0.0% | |
| Ipava State Bank | $15,000 | n/a | 0.0% |
Kentucky's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 5.6% market share. In second place, with 4.6%, is QUICKEN LOANS, LLC, having originated $897,615,000 in loans. In third place, with 2.9%, is STOCKTON MORTGAGE CORPORATION, having originated $572,040,000 in loans. In fourth place, with 2.7%, is Stock Yards Bank & Trust Company, having originated $529,305,000 in loans. In fifth place, with 2.2%, is Mortgage Research Center, LLC, having originated $427,620,000 in loans.
Kentucky Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 49,120 | $12,691,130,000 | $258,370 |
| Refi | 11,872 | $3,086,040,000 | $259,943 |
| Cash Out Refi | 10,504 | $1,845,330,000 | $175,679 |
| Other | 8,757 | $919,715,000 | $105,026 |
| Home Improvement | 8,341 | $919,355,000 | $110,221 |
| NA | 195 | $36,405,000 | $186,692 |
Kentucky's most frequently cited loan purpose was Home Purchase, with 49,120 originations. The 2nd most popular reason was Refi, with 11,872 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 33,303 | $8,429,785,000 | $253,124 |
| Over 8% | 18,849 | $2,115,565,000 | $112,238 |
| 7-8% | 17,238 | $3,951,540,000 | $229,234 |
| 5-6% | 9,558 | $3,243,640,000 | $339,364 |
| 3-4% | 1,643 | $92,785,000 | $56,473 |
| <2.5% | 1,158 | $72,600,000 | $62,694 |
| 4-5% | 623 | $181,905,000 | $291,982 |
| 2.5-3% | 195 | $26,675,000 | $136,795 |
During 2024, Kentucky's most frequently originated rate bucket was 6-7%, with 33,303 originations.
Loan Sizing (Kentucky MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 29,172 | $7,975,240,000 | $273,387 |
| $100k-200k | 26,792 | $3,979,350,000 | $148,528 |
| $100,000 or less | 25,460 | $1,354,360,000 | $53,196 |
| $400k-600k | 5,227 | $2,463,835,000 | $471,367 |
| $600k-1000k | 1,567 | $1,130,195,000 | $721,248 |
| $Over $1MM | 571 | $2,594,995,000 | $4,544,650 |
Kentucky's loan sizing saw the bucket of loans from $200k-400k with 29,172 originations, totaling $7,975,240,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 32,986 | $8,604,420,000 | $260,851 |
| 60-80% | 15,804 | $4,987,590,000 | $315,590 |
| Under 20% | 12,036 | $645,000,000 | $53,589 |
| 20-40% | 11,360 | $1,225,630,000 | $107,890 |
| 40-60% | 7,567 | $1,731,295,000 | $228,795 |
| Over 100% | 1,542 | $553,380,000 | $358,872 |
Kentucky's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 32,986 originations, totaling $8,604,420,000 in origination value.