The Cincinnatus Savings & Loan Co. Mortgage Rates, Fees & Info
Cincinnati, OHLEI: 549300EBN45MAXGIP071
Tax ID: 31-0241873
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Mortgage Data
Review & Overview
The Cincinnatus Savings & Loan Co. is a smaller mortgage company specializing in Home Purchase loans. The Cincinnatus Savings & Loan Co. has a high proportion of conventional loans. Their top (well, only) market is Cincinnati.The Cincinnatus Savings & Loan Co. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
54Origination Dollar Volume (All Markets)
$15,740,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 53 | $15,605,000 | $294,434 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $135,000 | $135,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 54 | $15,740,000 | $291,481 | $0 | 0.00% |
For 2022, The Cincinnatus Savings & Loan Co.'s most frequently originated type of loan was Conventional, with 54 originations.
Loan Reason
For 2022, The Cincinnatus Savings & Loan Co.'s most frequently cited loan purpose was Home Purchase, with 35 originations. The 2nd most popular reason was Cash Out Refi, with 7 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 54 | $15,740,000 | $291,481 | $0 | 0.00% |
For 2022, The Cincinnatus Savings & Loan Co.'s most frequently cited loan duration was Other, with 54 originations.
Loan Sizing
2022 saw The Cincinnatus Savings & Loan Co. place emphasis on $100k-200k loans with 16 originations, totaling $2,280,000 in origination value.
Applicant Income
The Cincinnatus Savings & Loan Co. lent most frequently to those with incomes in the $250k+ range, with 17 originations. The second most popular income band? $100k-150k, with 12 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 54 | $15,740,000 | $291,481 | $0 | 0.00% |
The Cincinnatus Savings & Loan Co. lent most frequently to those with DTI ratios of Exempt%, with 54 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 50 | $13,970,000 | $279,400 | $0 | 0.00% |
| Asian | 3 | $1,715,000 | $571,667 | $0 | 0.00% |
| Black | 1 | $55,000 | $55,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications94.37%
The Cincinnatus Savings & Loan Co. has an average approval rate.
Pick Rate
Approvals leading to origination79.63%
The Cincinnatus Savings & Loan Co. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 54 | $15,740,000 | $291,481 |