American National Bank And Trust Company Mortgage Rates, Fees & Info

Danville, VA

LEI: 549300HGXROE7ZUGMP55

Tax ID: 54-0121975

5 stars - out of 5 stars, based on 38 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


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Mortgage Data

  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Overview

    American National Bank And Trust Company is a smaller bank specializing in Home Purchase and Refi loans. American National Bank And Trust Company has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Roanoke, Lynchburg, Greensboro, Myrtle Beach, and Burlington among others. American National Bank And Trust Company has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. American National Bank And Trust Company is typically an average fee lendor.


    Originations

    1,433

    Origination Dollar Volume (All Markets)

    $387,705,000

    Employee count

    346 Show all (16) awards

    Relative Rate

    American National Bank And Trust Company's average 30 year fixed rate mortgage of loans were 2.85%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of -0.3%.

    Relative Fees

    American National Bank And Trust Company's average total fees for a 30 year fixed rate mortgage are $3,442.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Market Originations Total Value Average Loan Average Fees Average Rate
    ROANOKE, VA (FHA|USDA|VA) 319 $63,175,000 $198,041 $3,554 3.32%
    LYNCHBURG, VA (FHA|USDA|VA) 170 $43,920,000 $258,353 $3,349 3.15%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 177 $43,235,000 $244,266 $4,003 3.35%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 18 $37,000,000 $2,055,556 $2,654 3.10%
    BURLINGTON, NC (FHA|USDA|VA) 118 $34,290,000 $290,593 $2,845 3.22%
    Danville, VA (FHA|USDA|VA) 201 $29,375,000 $146,144 $3,080 3.14%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $21,475,000 $21,475,000 $0 1.70%
    WINSTON-SALEM, NC (FHA|USDA|VA) 69 $20,915,000 $303,116 $4,273 3.27%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 36 $17,790,000 $494,167 $3,356 3.51%
    RALEIGH-CARY, NC (FHA|USDA|VA) 45 $15,395,000 $342,111 $3,383 2.93%
    Martinsville, VA (FHA|USDA|VA) 109 $14,105,000 $129,404 $2,978 3.30%
    Outside of Metro Areas 71 $10,995,000 $154,859 $3,285 3.05%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 30 $9,500,000 $316,667 $3,234 3.15%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 18 $6,030,000 $335,000 $3,460 3.68%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $3,335,000 $3,335,000 $0 3.15%
    WILMINGTON, NC (FHA|USDA|VA) 4 $1,630,000 $407,500 $3,166 3.03%
    FAYETTEVILLE, NC (FHA|USDA|VA) 2 $1,620,000 $810,000 $0 3.55%
    Georgetown, SC (FHA|USDA|VA) 1 $1,445,000 $1,445,000 $0 3.99%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 5 $1,265,000 $253,000 $6,091 2.90%
    Albemarle, NC (FHA|USDA|VA) 1 $1,255,000 $1,255,000 $0 3.50%
    RICHMOND, VA (FHA|USDA|VA) 4 $1,130,000 $282,500 $2,823 2.69%
    Morehead City, NC (FHA|USDA|VA) 3 $835,000 $278,333 $3,441 2.88%
    ROCKY MOUNT, NC (FHA|USDA|VA) 2 $630,000 $315,000 $3,823 2.98%
    Kill Devil Hills, NC (FHA|USDA|VA) 2 $580,000 $290,000 $3,043 2.70%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $570,000 $285,000 $2,879 2.81%
    Shelby, NC (FHA|USDA|VA) 2 $550,000 $275,000 $2,896 2.63%
    GREENVILLE, NC (FHA|USDA|VA) 2 $530,000 $265,000 $1,779 2.88%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $485,000 $485,000 $1,836 2.65%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $435,000 $435,000 $3,382 3.00%
    NEW BERN, NC (FHA|USDA|VA) 2 $420,000 $210,000 $4,150 2.64%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $365,000 $365,000 $3,010 3.00%
    Sanford, NC (FHA|USDA|VA) 1 $365,000 $365,000 $3,876 3.25%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $355,000 $355,000 $0 3.90%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $345,000 $345,000 $0 3.70%
    JACKSONVILLE, NC (FHA|USDA|VA) 1 $335,000 $335,000 $3,567 2.50%
    Brevard, NC (FHA|USDA|VA) 1 $325,000 $325,000 $5,288 3.13%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $285,000 $285,000 $2,389 2.75%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $280,000 $140,000 $3,052 3.00%
    COLUMBIA, SC (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.66%
    STAUNTON, VA (FHA|USDA|VA) 1 $245,000 $245,000 $3,300 2.50%
    Henderson, NC (FHA|USDA|VA) 1 $235,000 $235,000 $3,052 2.88%
    Wilson, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,176 2.88%
    Rockingham, NC (FHA|USDA|VA) 2 $110,000 $55,000 $0 3.75%
    Cullowhee, NC (FHA|USDA|VA) 1 $65,000 $65,000 $2,571 2.63%

    American National Bank And Trust Company's top markets include Roanoke, Lynchburg, Greensboro, Myrtle Beach, and Burlington among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional 1,380 $377,300,000 $273,406 $3,195 3.26%
    USDA 27 $3,935,000 $145,741 $4,367 2.48%
    VA 14 $4,440,000 $317,143 $4,991 2.36%
    FHA 12 $2,030,000 $169,167 $6,257 2.66%

    For the 2021 period, American National Bank And Trust Company's most frequently originated loan type of loans were Conventional, with 1,380 originations. Their 2nd most popular type is USDA, with 27 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Home Purchase 571 $204,445,000 $358,047 $3,663 3.38%
    Refi 517 $129,505,000 $250,493 $3,022 3.17%
    Other 157 $18,035,000 $114,873 $2,221 3.16%
    Cash Out Refi 128 $30,160,000 $235,625 $3,305 2.87%
    Home Improvement 60 $5,560,000 $92,667 $2,137 3.36%

    For the 2021, American National Bank And Trust Company's most frequently cited loan purpose of loans were Home Purchase, with 571 originations. The 2nd most popular reason of loans were Refi, with 517 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 386 $61,150,000 $158,420 $2,589 3.12%
    5 Year 366 $156,680,000 $428,087 $1,559 3.88%
    30 Year 304 $73,820,000 $242,829 $3,442 2.85%
    15 Year 270 $68,710,000 $254,481 $3,421 2.77%
    Other 47 $15,685,000 $333,723 $2,161 3.77%
    1 Year 29 $4,345,000 $149,828 $2,927 4.11%
    20 Year 26 $5,190,000 $199,615 $3,014 2.93%
    3 Year 5 $2,125,000 $425,000 $0 3.85%

    For the 2021, American National Bank And Trust Company's most frequently cited loan length of loans were 10 Year, with 386 originations. The 2nd most popular length of loans were 5 Year, with 366 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $1k-2k 420 $95,850,000 $228,214
    $<1k 181 $43,255,000 $238,978
    $2k-3k 18 $4,740,000 $263,333
    $3k-4k 16 $5,410,000 $338,125
    $5k+ 11 $5,495,000 $499,545

    $3,442 of loans were American National Bank And Trust Company's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 420 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 651 $153,075,000 $235,138
    2.5-3% 493 $131,505,000 $266,744
    <2.5% 177 $90,545,000 $511,554
    4-5% 96 $11,480,000 $119,583
    5-6% 13 $865,000 $66,538
    6-7% 3 $235,000 $78,333

    During 2021, American National Bank And Trust Company's average interest rate of loans were 2.85%, while their most frequently originated rate bucket of loans were 3-4%, with 651 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 471 $67,005,000 $142,261 $2,976 3.22%
    $100,000 or less 417 $25,095,000 $60,180 $2,586 3.47%
    $200k-400k 362 $100,070,000 $276,436 $3,563 3.02%
    $400k-600k 119 $57,045,000 $479,370 $4,358 3.02%
    $600k-1MM 36 $26,650,000 $740,278 $4,536 3.42%
    $1MM+ 28 $111,840,000 $3,994,286 $5,678 3.29%

    2021 saw American National Bank And Trust Company place emphasis on $100k-200k loans with 471 originations, totaling $67,005,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 214 $42,820,000 $200,093 $3,342 3.08%
    $50k-75k 187 $28,265,000 $151,150 $3,176 2.96%
    $150k-250k 178 $46,260,000 $259,888 $3,384 2.97%
    $50k or less 176 $16,580,000 $94,205 $2,928 3.15%
    $75k-100k 150 $27,980,000 $186,533 $3,420 2.90%
    $250k+ 126 $48,100,000 $381,746 $4,037 3.07%

    American National Bank And Trust Company lent most frequently to those with incomes in the $100k-150k range, with 214 originations. The second most popular income band? $50k-75k, with 187 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 290 $57,670,000 $198,862 $3,319 2.95%
    <20% 236 $48,360,000 $204,915 $3,312 2.91%
    30-36% 176 $30,770,000 $174,830 $3,168 2.93%
    38% 33 $5,155,000 $156,212 $2,841 2.98%
    42% 30 $5,710,000 $190,333 $3,265 3.03%
    37% 29 $7,055,000 $243,276 $4,250 3.06%
    40% 29 $7,015,000 $241,897 $3,582 2.88%
    41% 29 $4,845,000 $167,069 $3,383 3.08%
    39% 27 $5,935,000 $219,815 $3,077 3.03%
    36% 27 $6,055,000 $224,259 $3,235 3.05%
    43% 19 $4,305,000 $226,579 $4,212 3.02%
    45% 13 $3,175,000 $244,231 $3,667 2.72%
    44% 10 $2,400,000 $240,000 $3,116 2.76%
    46% 9 $2,385,000 $265,000 $4,512 2.81%
    50-60% 7 $2,015,000 $287,857 $3,974 3.04%
    48% 6 $1,450,000 $241,667 $4,398 2.85%
    >60% 5 $795,000 $159,000 $0 3.05%
    49% 4 $870,000 $217,500 $3,276 3.00%
    47% 3 $385,000 $128,333 $2,464 2.75%

    American National Bank And Trust Company lent most frequently to those with DTI ratios of 20-30%, with 290 originations. The next most common DTI ratio? <20%, with 236 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 893 $178,655,000 $200,062 $3,342 3.02%
    Not applicable 353 $169,975,000 $481,516 $0 3.84%
    Not provided 113 $21,715,000 $192,168 $3,229 3.09%
    Black 43 $8,325,000 $193,605 $3,194 3.24%
    Asian 24 $7,970,000 $332,083 $3,752 2.83%
    Other Pacific Islander 2 $420,000 $210,000 $0 3.44%
    American Indian 2 $320,000 $160,000 $3,993 2.69%
    Native Hawaiian 2 $200,000 $100,000 $0 4.13%
    Vietnamese 1 $125,000 $125,000 $0 6.25%

    Approval Rates

    Total approvals of all applications
    93.16%

    American National Bank And Trust Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    89.63%

    American National Bank And Trust Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,433 $387,705,000 $270,555

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,433 $387,705,000 $270,555

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 190 $26,220,000 $138,000 $2,871 3.12%
    40-60% 264 $85,230,000 $322,841 $3,066 3.11%
    60-80% 534 $184,420,000 $345,356 $3,264 3.35%
    80-100% 304 $79,060,000 $260,066 $3,772 3.16%
    Over 100% 3 $1,225,000 $408,333 $14,015 3.15%
    Under 20% 126 $9,900,000 $78,571 $2,066 3.31%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    American Mortgage Service Company Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 33.3%
    American Mortgage Service Company FHA mortgage Closing on a mortgage 2 66.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    American National Bank and Trust Company 3101 South Church Street Burlington, NC 27215 Full Service B&M $225,487
    American National Bank and Trust Company 1008 Mebane Oaks Road Mebane, NC 27302 Full Service B&M $50,227
    American National Bank and Trust Company 109 North Main Street Gretna, VA 24557 Full Service B&M $52,325
    American National Bank and Trust Company 12930 Booker T. Washington Highway Hardy, VA 24101 Full Service B&M $88,637
    American National Bank and Trust Company 13880 U.S. Highway 29 Chatham, VA 24531 Full Service B&M $71,428
    American National Bank and Trust Company 1407 South Boston Road Danville, VA 24540 Full Service B&M $36,321
    American National Bank and Trust Company 1646 Graves Mill Road Lynchburg, VA 24502 Full Service B&M $48,863
    American National Bank and Trust Company 173 Main Street Yanceyville, NC 27379 Full Service B&M $30,793
    American National Bank and Trust Company 202 South Jefferson Street Roanoke, VA 24011 Full Service B&M $127,008
    American National Bank and Trust Company 20479 Timberlake Road Lynchburg, VA 24502 Full Service B&M $44,652
    American National Bank and Trust Company 22 Miller Street, Suite 520 Winston Salem, NC 27104 Full Service B&M $33,296
    American National Bank and Trust Company 239 Nor-Dan Drive Danville, VA 24540 Full Service B&M $45,992
    American National Bank and Trust Company 2950 Market Street Christiansburg, VA 24073 Full Service B&M $136,449
    American National Bank and Trust Company 852 West Main Street Salem, VA 24153 Full Service B&M $56,212
    American National Bank and Trust Company 900 Liberty Street Martinsville, VA 24112 Full Service B&M $100,619
    American National Bank and Trust Company 3521 Franklin Road Sw Roanoke, VA 24014 Full Service B&M $79,449
    American National Bank and Trust Company 3609 Old Halifax Road South Boston, VA 24592 Full Service B&M $139,587
    American National Bank and Trust Company 3700 Glenwood Avenue Raleigh, NC 27612 Full Service B&M $11,325
    American National Bank and Trust Company 3810 Greensboro Road Ridgeway, VA 24148 Full Service B&M $96,941
    American National Bank and Trust Company 400 Old Franklin Turnpike, Suite 100 Rocky Mount, VA 24151 Full Service B&M $138,516
    American National Bank and Trust Company 4225 Colonial Avenue Roanoke, VA 24018 Full Service B&M $194,262
    American National Bank and Trust Company 445 Mount Cross Road Danville, VA 24540 Full Service B&M $57,016
    American National Bank and Trust Company 5509 W Friendly Ave, Ste 102 Greensboro, NC 27410 Full Service B&M $33,403
    American National Bank and Trust Company 628 Main Street Danville, VA 24541 Full Service B&M $511,339
    American National Bank and Trust Company 703 Green Valley Road, Suite 101 Greensboro, NC 27408 Full Service Retail $238,051
    American National Bank and Trust Company 842 South Main Street Graham, NC 27253 Full Service B&M $125,811

    For 2021, American National Bank And Trust Company had 26 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $95,405
    Net interest income $91,738
    Total noninterest income $20,865
    Gross Fiduciary activities income $5,022
    Service charges on deposit accounts $2,611
    Trading account gains and fees $0
    Additional Noninterest Income $13,232
    Pre-tax net operating income $57,849
    Securities gains (or losses, -) $35
    Income before extraordinary items $45,616
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $45,616
    Minority interest net income $0
    Net income $45,616
    Sale, conversion, retirement of capital stock, net $1,432
    Net operating income $45,588

    American National Bank And Trust Company's gross interest income from loans was $95,405,000.
    American National Bank And Trust Company's net interest income from loans was $91,738,000.
    American National Bank And Trust Company's fee based income from loans was $2,611,000.
    American National Bank And Trust Company's net income from loans was $45,616,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $3,667
    Provision for credit losses $-2,825
    Total noninterest expense $57,579
    Salaries and employee benefits $31,902
    Premises and equipment expense $6,032
    Additional noninterest expense $19,645
    Applicable income taxes $12,268
    Net charge-offs $-100
    Cash dividends $16,000

    American National Bank And Trust Company's interest expense for loans was $3,667,000.
    American National Bank And Trust Company's payroll and benefits expense were $31,902,000.
    American National Bank And Trust Company's property, plant and equipment expenses $6,032,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $2,896,863
    Deposits held in domestic offices $2,896,863
    Deposits by Individuals, partnerships, and corporations $2,560,786
    Deposits by U.S. Government $1
    Deposits by States and political subdivisions in the U.S. $328,168
    Deposits by Commercial banks and other depository institutions in U.S. $7,909
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $303,835
    Demand deposits $223,822
    Nontransaction accounts $2,593,029
    Money market deposit accounts (MMDAs) $1,979,132
    Other savings deposits (excluding MMDAs) $259,193
    Total time deposits $354,703
    Total time and savings deposits $2,673,042
    Noninterest-bearing deposits $1,015,591
    Interest-bearing deposits $1,881,272
    Retail deposits $2,740,555
    IRAs and Keogh plan accounts $46,308
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $3,327,290
    Cash & Balances due from depository institutions $506,818
    Interest-bearing balances $483,723
    Total securities $690,701
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,936,383
    Loan and leases loss allowance $18,678
    Trading account assets $0
    Bank premises and fixed assets $39,503
    Other real estate owned $143
    Goodwill and other intangibles $89,675
    All other assets $64,067

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $3,327,290
    Total Liabilities $2,955,271
    Total deposits $2,896,863
    Interest-bearing deposits $1,881,272
    Deposits held in domestic offices $2,896,863
    % insured (estimated) $54
    Federal funds purchased and repurchase agreements $41,128
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $17,280

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,936,383
    Loan and leases loss allowance $18,678
    Total loans and leases (domestic) $1,955,061
    All real estate loans $1,648,215
    Real estate loans in domestic offices $1,648,215
    Construction and development loans $134,221
    Residential 1-4 family construction $9,723
    Other construction, all land development and other land $124,498
    Loans secured by nonfarm nonresidential properties $956,630
    Nonfarm nonresidential secured by owner-occupied properties $374,070
    Commercial real estate & other non-farm, non-residential $582,560
    Multifamily residential real estate $148,475
    1-4 family residential loans $391,442
    Farmland loans $17,447
    Loans held in foreign offices $0
    Farm loans $2,990
    Commercial and industrial loans $244,535
    To non-U.S. addressees $0
    Loans to individuals $6,985
    Credit card loans $0
    Related Plans $369
    Consumer Auto Loans $2,025
    Other loans to individuals $4,591
    All other loans & leases $52,337
    Loans to foreign governments and official institutions $0
    Other loans $11,160
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $8,489
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $608
    Non 1-4 family restructured loans & leases $93
    Total loans and leases (foreign) $0

    American National Bank and Trust Company had $1,936,383,000 of loans outstanding in 2021. $1,648,215,000 of loans were in real estate loans. $134,221,000 of loans were in development loans. $148,475,000 of loans were in multifamily mortgage loans. $391,442,000 of loans were in 1-4 family mortgage loans. $2,990,000 of loans were in farm loans. $0 of loans were in credit card loans. $2,025,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 853 $240,999 $282,531
    Nonfarm, nonresidential loans - <$100k 116 $4,248 $36,621
    Nonfarm, nonresidential loans - $100-250k 284 $37,813 $133,144
    Nonfarm, nonresidential loans - $250k-1MM 453 $198,938 $439,157
    Commercial & Industrial, US addressed loans - <$1MM 1,228 $97,698 $79,559
    Commercial & Industrial, US addressed loans - <$100k 708 $14,192 $20,045
    Commercial & Industrial, US addressed loans - $100-250k 253 $18,745 $74,091
    Commercial & Industrial, US addressed loans - $250k-1MM 267 $64,761 $242,551
    Farmland loans - <$1MM 27 $3,381 $125,222
    Farmland loans - <$100k 11 $371 $33,727
    Farmland loans - $100-250k 11 $1,440 $130,909
    Farmland loans - $250k-1MM 5 $1,570 $314,000
    Agriculture operations loans - <$1MM 26 $1,383 $53,192
    Agriculture operations loans - <$100k 18 $361 $20,056
    Agriculture operations loans - $100-250k 6 $588 $98,000
    Agriculture operations loans - $250k-1MM 2 $434 $217,000