American National Bank And Trust Company Mortgage Rates, Fees & Info

Danville, VA

LEI: 549300HGXROE7ZUGMP55

Tax ID: 54-0121975

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Mortgage Data

Bank Data

Review & Overview

American National Bank And Trust Company is a smaller bank specializing in Home Purchase and Refi loans. American National Bank And Trust Company has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Roanoke, Blacksburg, Lynchburg, Greensboro, and Burlington among others. We have data for 34 markets. (Some data included below & more in-depth data is available with an active subscription.)

American National Bank And Trust Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American National Bank And Trust Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 3/28/24
30 Year Conventional Purchase 6.49% 3/28/24
30 Year Conventional Refi 6.45% 3/28/24
30 Year Cash-out Refi 6.64% 3/28/24
30 Year FHA Purchase 7.21% 3/28/24
30 Year FHA Refi 6.27% 3/28/24
30 Year VA Purchase 6.33% 3/28/24
30 Year USDA Purchase 6.51% 3/28/24
15 Year Conventional Purchase 6.39% 3/28/24
15 Year Conventional Refi 6.29% 3/28/24
15 Year Cash-out Refi 6.29% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

American National Bank And Trust Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from American National Bank And Trust Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,064

Origination Dollar Volume (All Markets)

$246,760,000

Employee count

342 Show all (13) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ROANOKE, VA (FHA|USDA|VA) 321 $57,955,000 $180,545 $3,552 3.90%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 44 $36,850,000 $837,500 $3,703 3.93%
LYNCHBURG, VA (FHA|USDA|VA) 96 $26,780,000 $278,958 $4,713 3.45%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 124 $26,750,000 $215,726 $3,573 3.79%
BURLINGTON, NC (FHA|USDA|VA) 81 $20,905,000 $258,086 $2,625 3.78%
Danville, VA (FHA|USDA|VA) 141 $16,655,000 $118,121 $3,725 3.51%
RALEIGH-CARY, NC (FHA|USDA|VA) 27 $10,335,000 $382,778 $2,965 2.99%
Outside of Metro Areas 57 $8,315,000 $145,877 $3,373 3.71%
WINSTON-SALEM, NC (FHA|USDA|VA) 38 $8,160,000 $214,737 $4,239 3.63%
Martinsville, VA (FHA|USDA|VA) 67 $6,805,000 $101,567 $3,454 3.66%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 20 $6,800,000 $340,000 $3,145 3.33%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $6,140,000 $3,070,000 $0 3.30%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 8 $2,440,000 $305,000 $3,267 3.19%
Kill Devil Hills, NC (FHA|USDA|VA) 6 $2,040,000 $340,000 $3,276 3.17%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 5 $1,655,000 $331,000 $1,751 4.40%
Morehead City, NC (FHA|USDA|VA) 4 $1,240,000 $310,000 $3,223 3.34%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $1,195,000 $398,333 $3,097 2.71%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 4.25%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $970,000 $485,000 $2,928 3.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $535,000 $535,000 $0 4.63%
WILMINGTON, NC (FHA|USDA|VA) 2 $430,000 $215,000 $3,009 2.69%
RICHMOND, VA (FHA|USDA|VA) 1 $425,000 $425,000 $4,156 2.75%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $390,000 $195,000 $4,258 2.38%
Cullowhee, NC (FHA|USDA|VA) 1 $355,000 $355,000 $3,615 3.13%
Brevard, NC (FHA|USDA|VA) 1 $325,000 $325,000 $3,147 2.75%
ASHEVILLE, NC (FHA|USDA|VA) 1 $315,000 $315,000 $3,539 2.25%
GOLDSBORO, NC (FHA|USDA|VA) 1 $235,000 $235,000 $3,052 2.50%
Georgetown, SC (FHA|USDA|VA) 1 $185,000 $185,000 $3,633 3.63%
Shelby, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,243 2.88%
Boone, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,081 2.75%
Mount Airy, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.35%
HARRISONBURG, VA (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.50%
Bluefield, WV-VA (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.88%
Washington, NC (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.00%
American National Bank And Trust Company's top markets include Roanoke, Blacksburg, Lynchburg, Greensboro, and Burlington among others.

Their top states include:
  • Virginia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • West Virginia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 632 $178,450,000 $282,358 $3,135 3.91%
    HELOC 349 $52,555,000 $150,587 n/a 3.53%
    FHA 36 $6,400,000 $177,778 $6,164 2.90%
    VA 25 $6,365,000 $254,600 $3,857 2.66%
    USDA 22 $2,990,000 $135,909 $4,256 2.66%

    For 2020, American National Bank And Trust Company's most frequently originated type of loan was Conventional, with 632 originations. Their 2nd most popular type was HELOC, with 349 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 434 $101,830,000 $234,631 $3,978 3.80%
    Refi 394 $112,740,000 $286,142 $2,760 3.66%
    Other 129 $17,675,000 $137,016 $0 3.49%
    Home Improvement 63 $5,795,000 $91,984 $2,278 3.88%
    Cash Out Refi 44 $8,720,000 $198,182 $3,353 3.30%

    For 2020, American National Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 434 originations. The 2nd most popular reason was Refi, with 394 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 359 $59,175,000 $164,833 $2,798 3.52%
    5 Year 275 $79,805,000 $290,200 $2,402 4.44%
    30 Year 251 $59,135,000 $235,598 $3,810 3.00%
    15 Year 75 $18,115,000 $241,533 $3,075 3.10%
    Other 61 $20,725,000 $339,754 $1,625 4.48%
    1 Year 29 $6,955,000 $239,828 $0 4.78%
    20 Year 10 $1,930,000 $193,000 $2,711 3.33%
    3 Year 4 $920,000 $230,000 $0 4.00%

    For 2020, American National Bank And Trust Company's most frequently cited loan duration was 10 Year, with 359 originations. The 2nd most popular length was 5 Year, with 275 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 197 $43,285,000 $219,721
    $1k-2k 115 $25,555,000 $222,217
    $2k-3k 12 $2,490,000 $207,500
    $3k-4k 9 $2,935,000 $326,111
    $4k-5k 4 $1,210,000 $302,500
    $5k+ 1 $415,000 $415,000

    American National Bank And Trust Company's average total fees were $3,810, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 197 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 391 $121,205,000 $309,987
    2.5-3% 251 $50,165,000 $199,861
    4-5% 239 $41,645,000 $174,247
    5-6% 92 $13,330,000 $144,891
    <2.5% 86 $20,170,000 $234,535
    6-7% 5 $245,000 $49,000

    During 2020, American National Bank And Trust Company's average interest rate for loans was 3.00%, while their most frequently originated rate bucket for loans was 3-4%, with 391 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 384 $21,930,000 $57,109 $2,831 4.03%
    $100k-200k 337 $47,595,000 $141,231 $3,357 3.61%
    $200k-400k 231 $62,295,000 $269,675 $3,870 3.33%
    $400k-600k 72 $33,880,000 $470,556 $4,001 3.35%
    $1MM+ 22 $66,930,000 $3,042,273 $6,414 3.79%
    $600k-1MM 18 $14,130,000 $785,000 $8,499 3.94%

    2020 saw American National Bank And Trust Company place emphasis on $100,000 or less loans with 384 originations, totaling $21,930,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 150 $25,890,000 $172,600 $3,491 3.34%
    $50k-75k 141 $17,645,000 $125,142 $3,569 3.41%
    $150k-250k 135 $28,665,000 $212,333 $3,634 3.47%
    $50k or less 121 $12,005,000 $99,215 $3,395 3.52%
    $75k-100k 102 $16,700,000 $163,725 $3,725 3.25%
    $250k+ 85 $26,145,000 $307,588 $4,493 3.43%

    American National Bank And Trust Company lent most frequently to those with incomes in the $100k-150k range, with 150 originations. The second most popular income band? $50k-75k, with 141 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 194 $35,630,000 $183,660 $3,741 3.24%
    <20% 187 $27,945,000 $149,439 $3,500 3.27%
    30-36% 130 $20,890,000 $160,692 $3,224 3.28%
    38% 22 $6,370,000 $289,545 $3,867 3.43%
    40% 21 $3,785,000 $180,238 $3,769 3.29%
    37% 20 $4,350,000 $217,500 $3,483 3.22%
    41% 19 $3,645,000 $191,842 $3,267 3.31%
    39% 16 $2,260,000 $141,250 $3,369 3.17%
    42% 14 $2,070,000 $147,857 $4,196 3.32%
    44% 9 $2,025,000 $225,000 $4,008 3.63%
    36% 8 $1,680,000 $210,000 $4,614 2.94%
    50-60% 6 $1,000,000 $166,667 $4,064 4.25%
    43% 6 $1,180,000 $196,667 $5,485 3.23%
    46% 6 $1,410,000 $235,000 $4,374 3.17%
    >60% 4 $500,000 $125,000 $2,473 3.38%
    45% 4 $840,000 $210,000 $3,148 3.31%
    49% 3 $715,000 $238,333 $4,874 2.79%
    48% 3 $555,000 $185,000 $0 3.08%
    47% 2 $350,000 $175,000 $5,934 3.06%

    American National Bank And Trust Company lent most frequently to those with DTI ratios of 20-30%, with 194 originations. The next most common DTI ratio? <20%, with 187 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 289 $113,395,000 $392,370 $0 4.45%
    White 625 $105,685,000 $169,096 $3,462 3.40%
    Not provided 119 $23,725,000 $199,370 $3,650 3.38%
    Black 22 $2,900,000 $131,818 $6,898 3.92%
    Asian 7 $755,000 $107,857 $2,454 3.39%
    American Indian 1 $215,000 $215,000 $0 2.88%
    Other Asian 1 $85,000 $85,000 $0 3.13%

    Approval Rates

    Total approvals of all applications
    93.04%

    American National Bank And Trust Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    89.57%

    American National Bank And Trust Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,064 $246,760,000 $231,917

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 4 $10,530,000 $2,632,500
    Multifamily:Site-Built 65 $66,395,000 $1,021,462
    Single Family (1-4 Units):Manufactured 8 $830,000 $103,750
    Single Family (1-4 Units):Site-Built 987 $169,005,000 $171,231

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 170 $29,800,000 $175,294 $2,671 3.63%
    40-60% 133 $38,045,000 $286,053 $3,065 3.70%
    60-80% 358 $111,820,000 $312,346 $3,117 3.89%
    80-100% 251 $52,955,000 $210,976 $4,055 3.52%
    Over 100% 4 $1,100,000 $275,000 $12,528 3.50%
    Under 20% 133 $10,675,000 $80,263 $1,653 3.60%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    AMERICAN EXPRESS COMPANY Conventional home mortgage Trouble during payment process 1 50.0%
    AMERICAN EXPRESS COMPANY Conventional home mortgage Closing on a mortgage 1 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    American National Bank and Trust Company 1008 Mebane Oaks Road Mebane, NC 27302 Full Service B&M $44,084
    American National Bank and Trust Company 109 North Main Street Gretna, VA 24557 Full Service B&M $52,968
    American National Bank and Trust Company 12930 Booker T. Washington Highway Hardy, VA 24101 Full Service B&M $73,657
    American National Bank and Trust Company 13880 U.S. Highway 29 Chatham, VA 24531 Full Service B&M $66,220
    American National Bank and Trust Company 1407 South Boston Road Danville, VA 24540 Full Service B&M $28,952
    American National Bank and Trust Company 1646 Graves Mill Road Lynchburg, VA 24502 Full Service B&M $52,390
    American National Bank and Trust Company 173 Main Street Yanceyville, NC 27379 Full Service B&M $23,396
    American National Bank and Trust Company 202 South Jefferson Street Roanoke, VA 24011 Full Service B&M $118,004
    American National Bank and Trust Company 20479 Timberlake Road Lynchburg, VA 24502 Full Service B&M $43,064
    American National Bank and Trust Company 22 Miller Street, Suite 520 Winston Salem, NC 27104 Full Service B&M $29,009
    American National Bank and Trust Company 2214 North Church Street Burlington, NC 27217 Full Service B&M $51,115
    American National Bank and Trust Company 239 Nor-Dan Drive Danville, VA 24540 Full Service B&M $41,297
    American National Bank and Trust Company 2950 Market Street Christiansburg, VA 24073 Full Service B&M $112,386
    American National Bank and Trust Company 3101 South Church Street Burlington, NC 27215 Full Service B&M $222,094
    American National Bank and Trust Company 3521 Franklin Road Sw Roanoke, VA 24014 Full Service B&M $68,842
    American National Bank and Trust Company 3609 Old Halifax Road South Boston, VA 24592 Full Service B&M $85,315
    American National Bank and Trust Company 3810 Greensboro Road Ridgeway, VA 24148 Full Service B&M $68,458
    American National Bank and Trust Company 400 Old Franklin Turnpike, Suite 100 Rocky Mount, VA 24151 Full Service B&M $139,516
    American National Bank and Trust Company 4225 Colonial Avenue Roanoke, VA 24018 Full Service B&M $170,661
    American National Bank and Trust Company 445 Mount Cross Road Danville, VA 24540 Full Service B&M $52,431
    American National Bank and Trust Company 5509 W Friendly Ave, Ste 102 Greensboro, NC 27410 Full Service B&M $34,354
    American National Bank and Trust Company 628 Main Street Danville, VA 24541 Full Service B&M $459,476
    American National Bank and Trust Company 703 Green Valley Road, Suite 101 Greensboro, NC 27408 Full Service Retail $197,472
    American National Bank and Trust Company 842 South Main Street Graham, NC 27253 Full Service B&M $60,905
    American National Bank and Trust Company 852 West Main Street Salem, VA 24153 Full Service B&M $52,628
    American National Bank and Trust Company 900 Liberty Street Martinsville, VA 24112 Full Service B&M $86,501

    For 2020, American National Bank And Trust Company had 26 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $95,352
    Net interest income $85,364
    Total noninterest income $16,010
    Gross Fiduciary activities income $4,044
    Service charges on deposit accounts $2,557
    Trading account gains and fees $0
    Additional Noninterest Income $9,409
    Pre-tax net operating income $39,225
    Securities gains (or losses, -) $814
    Income before extraordinary items $32,302
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $32,302
    Minority interest net income $0
    Net income $32,302
    Sale, conversion, retirement of capital stock, net $1,450
    Net operating income $31,642

    American National Bank And Trust Company's gross interest income from loans was $95,352,000.
    American National Bank And Trust Company's net interest income from loans was $85,364,000.
    American National Bank And Trust Company's fee based income from loans was $2,557,000.
    American National Bank And Trust Company's net income from loans was $32,302,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $9,988
    Provision for credit losses $8,916
    Total noninterest expense $53,233
    Salaries and employee benefits $29,325
    Premises and equipment expense $5,586
    Additional noninterest expense $18,322
    Applicable income taxes $7,737
    Net charge-offs $665
    Cash dividends $25,500

    American National Bank And Trust Company's interest expense for loans was $9,988,000.
    American National Bank And Trust Company's payroll and benefits expense were $29,325,000.
    American National Bank And Trust Company's property, plant and equipment expenses $5,586,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $2,623,340
    Deposits held in domestic offices $2,623,340
    Deposits by Individuals, partnerships, and corporations $2,291,193
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $327,221
    Deposits by Commercial banks and other depository institutions in U.S. $4,926
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $271,275
    Demand deposits $205,444
    Nontransaction accounts $2,352,065
    Money market deposit accounts (MMDAs) $1,738,234
    Other savings deposits (excluding MMDAs) $217,405
    Total time deposits $396,426
    Total time and savings deposits $2,417,896
    Noninterest-bearing deposits $842,104
    Interest-bearing deposits $1,781,236
    Retail deposits $2,457,001
    IRAs and Keogh plan accounts $47,987
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $3,033,781
    Cash & Balances due from depository institutions $368,620
    Interest-bearing balances $337,853
    Total securities $457,557
    Federal funds sold & reverse repurchase $0
    Net loans and leases $2,009,244
    Loan and leases loss allowance $21,403
    Trading account assets $0
    Bank premises and fixed assets $44,601
    Other real estate owned $958
    Goodwill and other intangibles $91,139
    All other assets $61,662

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $3,033,781
    Total Liabilities $2,683,631
    Total deposits $2,623,340
    Interest-bearing deposits $1,781,236
    Deposits held in domestic offices $2,623,340
    % insured (estimated) $57
    Federal funds purchased and repurchase agreements $42,551
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $17,740

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $2,009,244
    Loan and leases loss allowance $21,403
    Total loans and leases (domestic) $2,030,647
    All real estate loans $1,530,929
    Real estate loans in domestic offices $1,530,929
    Construction and development loans $140,071
    Residential 1-4 family construction $8,724
    Other construction, all land development and other land $131,347
    Loans secured by nonfarm nonresidential properties $840,199
    Nonfarm nonresidential secured by owner-occupied properties $358,878
    Commercial real estate & other non-farm, non-residential $481,321
    Multifamily residential real estate $146,248
    1-4 family residential loans $389,609
    Farmland loans $14,802
    Loans held in foreign offices $0
    Farm loans $3,019
    Commercial and industrial loans $435,555
    To non-U.S. addressees $0
    Loans to individuals $8,403
    Credit card loans $0
    Related Plans $479
    Consumer Auto Loans $2,086
    Other loans to individuals $5,838
    All other loans & leases $52,741
    Loans to foreign governments and official institutions $0
    Other loans $9,434
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $6,705
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $743
    Non 1-4 family restructured loans & leases $126
    Total loans and leases (foreign) $0

    American National Bank and Trust Company had $2,009,244,000 of loans outstanding in 2020. $1,530,929,000 of loans were in real estate loans. $140,071,000 of loans were in development loans. $146,248,000 of loans were in multifamily mortgage loans. $389,609,000 of loans were in 1-4 family mortgage loans. $3,019,000 of loans were in farm loans. $0 of loans were in credit card loans. $2,086,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 887 $235,734 $265,766
    Nonfarm, nonresidential loans - <$100k 133 $3,406 $25,609
    Nonfarm, nonresidential loans - $100-250k 296 $40,014 $135,182
    Nonfarm, nonresidential loans - $250k-1MM 458 $192,314 $419,900
    Commercial & Industrial, US addressed loans - <$1MM 2,854 $225,020 $78,844
    Commercial & Industrial, US addressed loans - <$100k 1,994 $55,429 $27,798
    Commercial & Industrial, US addressed loans - $100-250k 468 $53,339 $113,972
    Commercial & Industrial, US addressed loans - $250k-1MM 392 $116,252 $296,561
    Farmland loans - <$1MM 24 $2,527 $105,292
    Farmland loans - <$100k 10 $415 $41,500
    Farmland loans - $100-250k 11 $1,582 $143,818
    Farmland loans - $250k-1MM 3 $530 $176,667
    Agriculture operations loans - <$1MM 33 $2,193 $66,455
    Agriculture operations loans - <$100k 24 $492 $20,500
    Agriculture operations loans - $100-250k 5 $621 $124,200
    Agriculture operations loans - $250k-1MM 4 $1,080 $270,000