American National Bank And Trust Company Mortgage Rates, Fees & Info

Danville, VA

LEI: 549300HGXROE7ZUGMP55

Tax ID: 54-0121975

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    American National Bank And Trust Company is a smaller bank specializing in Home Purchase and Refi loans. American National Bank And Trust Company has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Roanoke, Burlington, Greensboro, Danville, and Martinsville among others. We have data for 22 markets. (Some data included below & more in-depth data is available with an active subscription.)

    American National Bank And Trust Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American National Bank And Trust Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/21/24
    30 Year Conventional Purchase 6.49% 4/21/24
    30 Year Conventional Refi 6.45% 4/21/24
    30 Year Cash-out Refi 6.64% 4/21/24
    30 Year FHA Purchase 7.21% 4/21/24
    30 Year FHA Refi 6.27% 4/21/24
    30 Year VA Purchase 6.33% 4/21/24
    30 Year USDA Purchase 6.51% 4/21/24
    15 Year Conventional Purchase 6.39% 4/21/24
    15 Year Conventional Refi 6.29% 4/21/24
    15 Year Cash-out Refi 6.29% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    American National Bank And Trust Company Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from American National Bank And Trust Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    722

    Origination Dollar Volume (All Markets)

    $125,970,000

    Employee count

    305 Show all (6) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ROANOKE, VA (FHA|USDA|VA) 134 $25,310,000 $188,881 $4,514 4.36%
    BURLINGTON, NC (FHA|USDA|VA) 90 $17,350,000 $192,778 $2,901 4.59%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 91 $16,495,000 $181,264 $5,638 4.69%
    Danville, VA (FHA|USDA|VA) 144 $15,940,000 $110,694 $3,784 4.35%
    Martinsville, VA (FHA|USDA|VA) 79 $10,565,000 $133,734 $3,492 4.63%
    LYNCHBURG, VA (FHA|USDA|VA) 70 $10,240,000 $146,286 $4,484 4.58%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $6,910,000 $3,455,000 $0 4.23%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $5,095,000 $727,857 $7,872 4.28%
    WINSTON-SALEM, NC (FHA|USDA|VA) 29 $4,015,000 $138,448 $5,097 4.34%
    Outside of Metro Areas 33 $3,785,000 $114,697 $4,003 4.41%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 10 $2,020,000 $202,000 $4,070 4.31%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 10 $1,950,000 $195,000 $4,401 4.45%
    RALEIGH-CARY, NC (FHA|USDA|VA) 8 $1,460,000 $182,500 $4,399 4.32%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 4 $1,080,000 $270,000 $7,089 4.56%
    WILMINGTON, NC (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 3.05%
    Kill Devil Hills, NC (FHA|USDA|VA) 3 $795,000 $265,000 $0 5.17%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $605,000 $605,000 $0 4.75%
    NEW BERN, NC (FHA|USDA|VA) 1 $505,000 $505,000 $0 2.85%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $505,000 $505,000 $0 3.30%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $130,000 $65,000 $0 5.00%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.00%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $95,000 $95,000 $3,006 4.75%
    American National Bank And Trust Company's top markets include Roanoke, Burlington, Greensboro, Danville, and Martinsville among others.

    Their top states include:
  • Virginia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against American National Bank and Trust Company based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    American National Bank and Trust Company
    Similarity Rank: 352
    FREEDOM FIRST
    Similarity Rank: 460
    Roxboro Savings Bank SSB
    Similarity Rank: 567
    PROPONENT Federal Credit Union
    Similarity Rank: 645
    C & F Mortgage Corporation
    Similarity Rank: 1189
    Third Federal Savings and Loan Association of Cleveland
    Similarity Rank: 1228
    Union Mortgage Group
    Similarity Rank: 1683
    First Federal Bank
    Similarity Rank: 1734
    The Fidelity Bank
    Similarity Rank: 2028
    FFC Mortgage Corp.
    Similarity Rank: 2184

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 309 $31,845,000 $103,058 n/a 4.02%
    Conventional 308 $77,260,000 $250,844 $3,368 5.02%
    USDA 50 $6,530,000 $130,600 $4,057 4.33%
    FHA 41 $6,835,000 $166,707 $5,662 4.24%
    VA 14 $3,500,000 $250,000 $4,758 4.16%

    For 2018, American National Bank And Trust Company's most frequently originated type of loan was HELOC, with 309 originations. Their 2nd most popular type was Conventional, with 308 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 299 $52,325,000 $175,000 $4,379 4.71%
    Refi 254 $56,930,000 $224,134 $2,815 4.57%
    Other 116 $10,290,000 $88,707 $1,067 3.77%
    Home Improvement 37 $2,805,000 $75,811 $0 4.19%
    Cash Out Refi 16 $3,620,000 $226,250 $3,423 4.70%

    For 2018, American National Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 299 originations. The 2nd most popular reason was Refi, with 254 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 311 $35,585,000 $114,421 $1,629 4.01%
    5 Year 179 $37,365,000 $208,743 $0 5.15%
    30 Year 172 $33,080,000 $192,326 $4,260 4.44%
    Other 24 $14,430,000 $601,250 $422 4.94%
    1 Year 22 $3,150,000 $143,182 $0 5.52%
    15 Year 12 $2,100,000 $175,000 $3,771 4.48%
    20 Year 2 $260,000 $130,000 $2,593 4.56%

    For 2018, American National Bank And Trust Company's most frequently cited loan duration was 10 Year, with 311 originations. The 2nd most popular length was 5 Year, with 179 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 140 $23,610,000 $168,643
    $1k-2k 21 $3,195,000 $152,143
    $2k-3k 8 $2,370,000 $296,250
    $5k+ 3 $2,325,000 $775,000
    $4k-5k 1 $635,000 $635,000

    American National Bank And Trust Company's average total fees were $4,260, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 140 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 319 $67,755,000 $212,398
    3-4% 198 $27,550,000 $139,141
    5-6% 175 $27,535,000 $157,343
    2.5-3% 22 $2,820,000 $128,182
    6-7% 8 $310,000 $38,750

    During 2018, American National Bank And Trust Company's average interest rate for loans was 4.44%, while their most frequently originated rate bucket for loans was 4-5%, with 319 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 330 $18,410,000 $55,788 $3,101 4.51%
    $100k-200k 236 $32,670,000 $138,432 $4,039 4.44%
    $200k-400k 105 $27,175,000 $258,810 $4,620 4.43%
    $400k-600k 23 $10,785,000 $468,913 $5,142 4.46%
    $600k-1MM 17 $12,235,000 $719,706 $6,151 4.98%
    $1MM+ 11 $24,695,000 $2,245,000 $15,857 4.54%

    2018 saw American National Bank And Trust Company place emphasis on $100,000 or less loans with 330 originations, totaling $18,410,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 160 $12,450,000 $77,813 $3,616 4.49%
    $50k-75k 102 $11,480,000 $112,549 $4,000 4.32%
    $75k-100k 100 $13,630,000 $136,300 $4,396 4.36%
    $100k-150k 89 $12,545,000 $140,955 $4,837 4.23%
    $150k-250k 70 $11,650,000 $166,429 $3,909 4.08%
    $250k+ 36 $12,960,000 $360,000 $7,427 3.97%

    American National Bank And Trust Company lent most frequently to those with incomes in the $50k or less range, with 160 originations. The second most popular income band? $50k-75k, with 102 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 124 $15,880,000 $128,065 $3,798 4.24%
    30-36% 101 $14,145,000 $140,050 $4,396 4.17%
    <20% 96 $10,190,000 $106,146 $3,644 4.15%
    40% 22 $3,200,000 $145,455 $4,179 4.15%
    37% 20 $2,360,000 $118,000 $3,991 4.59%
    38% 20 $2,640,000 $132,000 $4,936 4.03%
    36% 18 $3,250,000 $180,556 $4,108 4.32%
    41% 16 $1,790,000 $111,875 $4,351 4.15%
    39% 14 $2,330,000 $166,429 $4,272 4.11%
    >60% 13 $1,665,000 $128,077 $2,826 4.65%
    50-60% 12 $2,030,000 $169,167 $0 4.39%
    43% 12 $2,430,000 $202,500 $4,411 4.28%
    42% 10 $1,270,000 $127,000 $3,588 3.77%
    44% 8 $1,700,000 $212,500 $4,110 4.18%
    46% 5 $805,000 $161,000 $3,347 3.98%
    47% 5 $1,045,000 $209,000 $6,142 4.39%
    48% 5 $445,000 $89,000 $2,530 4.44%
    45% 5 $575,000 $115,000 $4,263 4.12%
    49% 1 $225,000 $225,000 $6,840 4.25%

    American National Bank And Trust Company lent most frequently to those with DTI ratios of 20-30%, with 124 originations. The next most common DTI ratio? 30-36%, with 101 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 465 $64,355,000 $138,398 $4,172 4.35%
    Not applicable 152 $48,900,000 $321,711 $0 5.07%
    Not provided 67 $8,265,000 $123,358 $3,162 3.97%
    Black 26 $2,750,000 $105,769 $3,949 4.72%
    American Indian 4 $570,000 $142,500 $6,474 3.89%
    Asian 5 $555,000 $111,000 $0 4.14%
    Other Asian 1 $275,000 $275,000 $0 4.75%
    Vietnamese 1 $165,000 $165,000 $0 5.50%
    Other Pacific Islander 1 $135,000 $135,000 $0 5.25%

    Approval Rates

    Total approvals of all applications
    91.37%

    American National Bank And Trust Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.80%

    American National Bank And Trust Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 722 $125,970,000 $174,474

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 9 $1,395,000 $155,000
    Multifamily:Site-Built 42 $33,030,000 $786,429
    Single Family (1-4 Units):Manufactured 6 $810,000 $135,000
    Single Family (1-4 Units):Site-Built 665 $90,735,000 $136,444

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 138 $14,000,000 $101,449 $2,648 4.16%
    40-60% 106 $20,240,000 $190,943 $3,251 4.46%
    60-80% 193 $51,955,000 $269,197 $3,977 4.75%
    80-100% 175 $29,225,000 $167,000 $4,376 4.53%
    Over 100% 5 $995,000 $199,000 $7,464 4.93%
    Under 20% 95 $6,295,000 $66,263 $363 4.21%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    AMERICAN EXPRESS COMPANY Conventional home mortgage Trouble during payment process 1 50.0%
    AMERICAN EXPRESS COMPANY Home equity loan or line of credit (HELOC) Trouble during payment process 1 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    American National Bank and Trust Company 1008 Mebane Oaks Road Mebane, NC 27302 Full Service B&M $24,186
    American National Bank and Trust Company 109 North Main Street Gretna, VA 24557 Full Service B&M $44,561
    American National Bank and Trust Company 110 Oakwood Drive Winston Salem, NC 27103 Full Service B&M $9,757
    American National Bank and Trust Company 12930 Booker T. Washington Highway Hardy, VA 24101 Full Service B&M $33,106
    American National Bank and Trust Company 13880 U.S. Highway 29 Chatham, VA 24531 Full Service B&M $43,094
    American National Bank and Trust Company 1407 South Boston Road Danville, VA 24540 Full Service B&M $23,142
    American National Bank and Trust Company 1646 Graves Mill Road Lynchburg, VA 24502 Full Service B&M $30,696
    American National Bank and Trust Company 173 Main Street Yanceyville, NC 27379 Full Service B&M $23,336
    American National Bank and Trust Company 1840 Brookwood Avenue Burlington, NC 27215 Full Service B&M $8,656
    American National Bank and Trust Company 20479 Timberlake Road Lynchburg, VA 24502 Full Service B&M $23,756
    American National Bank and Trust Company 207 North Bridge Street Bedford, VA 24523 Full Service B&M $28,831
    American National Bank and Trust Company 2214 North Church Street Burlington, NC 27217 Full Service B&M $39,271
    American National Bank and Trust Company 239 Nor-Dan Drive Danville, VA 24540 Full Service B&M $38,030
    American National Bank and Trust Company 2484 Virginia Avenue Collinsville, VA 24078 Full Service B&M $50,579
    American National Bank and Trust Company 25 Southlake Drive Union Hall, VA 24176 Full Service B&M $46,806
    American National Bank and Trust Company 3000 Ogden Road Roanoke, VA 24018 Full Service B&M $75,963
    American National Bank and Trust Company 3101 South Church Street Burlington, NC 27215 Full Service B&M $173,764
    American National Bank and Trust Company 3609 Old Halifax Road South Boston, VA 24592 Full Service B&M $52,159
    American National Bank and Trust Company 3810 Greensboro Road Ridgeway, VA 24148 Full Service B&M $11,637
    American National Bank and Trust Company 400 Old Franklin Turnpike, Suite 100 Rocky Mount, VA 24151 Full Service B&M $63,011
    American National Bank and Trust Company 445 Mount Cross Road Danville, VA 24540 Full Service B&M $47,840
    American National Bank and Trust Company 5509 A West Friendly Avenue, Suite 102 Greensboro, NC 27410 Full Service B&M $26,130
    American National Bank and Trust Company 628 Main Street Danville, VA 24541 Full Service B&M $372,838
    American National Bank and Trust Company 703 Green Valley Road, Suite 101 Greensboro, NC 27408 Full Service Retail $166,517
    American National Bank and Trust Company 842 South Main Street Graham, NC 27253 Full Service B&M $42,488
    American National Bank and Trust Company 900 Liberty Street Martinsville, VA 24112 Full Service B&M $62,907

    For 2018, American National Bank And Trust Company had 26 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $68,388
    Net interest income $60,116
    Total noninterest income $13,072
    Gross Fiduciary activities income $3,783
    Service charges on deposit accounts $2,455
    Trading account gains and fees $0
    Additional Noninterest Income $6,834
    Pre-tax net operating income $30,084
    Securities gains (or losses, -) $81
    Income before extraordinary items $24,112
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $24,112
    Minority interest net income $0
    Net income $24,112
    Sale, conversion, retirement of capital stock, net $1,196
    Net operating income $24,047

    American National Bank And Trust Company's gross interest income from loans was $68,388,000.
    American National Bank And Trust Company's net interest income from loans was $60,116,000.
    American National Bank And Trust Company's fee based income from loans was $2,455,000.
    American National Bank And Trust Company's net income from loans was $24,112,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $8,272
    Provision for credit losses $-103
    Total noninterest expense $43,207
    Salaries and employee benefits $24,574
    Premises and equipment expense $4,378
    Additional noninterest expense $14,255
    Applicable income taxes $6,053
    Net charge-offs $695
    Cash dividends $11,000

    American National Bank And Trust Company's interest expense for loans was $8,272,000.
    American National Bank And Trust Company's payroll and benefits expense were $24,574,000.
    American National Bank And Trust Company's property, plant and equipment expenses $4,378,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,569,152
    Deposits held in domestic offices $1,569,152
    Deposits by Individuals, partnerships, and corporations $1,304,546
    Deposits by U.S. Government $2
    Deposits by States and political subdivisions in the U.S. $262,515
    Deposits by Commercial banks and other depository institutions in U.S. $2,089
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $144,357
    Demand deposits $101,975
    Nontransaction accounts $1,424,795
    Money market deposit accounts (MMDAs) $930,478
    Other savings deposits (excluding MMDAs) $132,360
    Total time deposits $361,957
    Total time and savings deposits $1,467,177
    Noninterest-bearing deposits $438,753
    Interest-bearing deposits $1,130,399
    Retail deposits $1,401,597
    IRAs and Keogh plan accounts $41,798
    Brokered deposits $7,559
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,853,057
    Cash & Balances due from depository institutions $63,584
    Interest-bearing balances $34,668
    Total securities $326,292
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,345,311
    Loan and leases loss allowance $12,805
    Trading account assets $0
    Bank premises and fixed assets $26,675
    Other real estate owned $869
    Goodwill and other intangibles $44,798
    All other assets $45,528

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,853,057
    Total Liabilities $1,614,527
    Total deposits $1,569,152
    Interest-bearing deposits $1,130,399
    Deposits held in domestic offices $1,569,152
    % insured (estimated) $62
    Federal funds purchased and repurchase agreements $35,243
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $10,132

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,345,311
    Loan and leases loss allowance $12,805
    Total loans and leases (domestic) $1,358,116
    All real estate loans $1,067,051
    Real estate loans in domestic offices $1,067,051
    Construction and development loans $97,240
    Residential 1-4 family construction $2,994
    Other construction, all land development and other land $94,246
    Loans secured by nonfarm nonresidential properties $534,823
    Nonfarm nonresidential secured by owner-occupied properties $249,792
    Commercial real estate & other non-farm, non-residential $285,031
    Multifamily residential real estate $114,906
    1-4 family residential loans $314,011
    Farmland loans $6,071
    Loans held in foreign offices $0
    Farm loans $1,615
    Commercial and industrial loans $211,218
    To non-U.S. addressees $0
    Loans to individuals $4,966
    Credit card loans $0
    Related Plans $350
    Consumer Auto Loans $1,867
    Other loans to individuals $2,749
    All other loans & leases $73,266
    Loans to foreign governments and official institutions $0
    Other loans $14,726
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $6,390
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $829
    Non 1-4 family restructured loans & leases $301
    Total loans and leases (foreign) $0

    American National Bank and Trust Company had $1,345,311,000 of loans outstanding in 2018. $1,067,051,000 of loans were in real estate loans. $97,240,000 of loans were in development loans. $114,906,000 of loans were in multifamily mortgage loans. $314,011,000 of loans were in 1-4 family mortgage loans. $1,615,000 of loans were in farm loans. $0 of loans were in credit card loans. $1,867,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 695 $179,255 $257,921
    Nonfarm, nonresidential loans - <$100k 113 $5,539 $49,018
    Nonfarm, nonresidential loans - $100-250k 232 $29,408 $126,759
    Nonfarm, nonresidential loans - $250k-1MM 350 $144,308 $412,309
    Commercial & Industrial, US addressed loans - <$1MM 993 $77,995 $78,545
    Commercial & Industrial, US addressed loans - <$100k 619 $13,755 $22,221
    Commercial & Industrial, US addressed loans - $100-250k 200 $17,048 $85,240
    Commercial & Industrial, US addressed loans - $250k-1MM 174 $47,192 $271,218
    Farmland loans - <$1MM 10 $1,261 $126,100
    Farmland loans - <$100k 5 $267 $53,400
    Farmland loans - $100-250k 3 $247 $82,333
    Farmland loans - $250k-1MM 2 $747 $373,500
    Agriculture operations loans - <$1MM 23 $921 $40,043
    Agriculture operations loans - <$100k 21 $324 $15,429
    Agriculture operations loans - $100-250k 1 $176 $176,000
    Agriculture operations loans - $250k-1MM 1 $421 $421,000