Bank Of England Mortgage Rates, Fees & Info

England, AR

LEI: 549300GY4NTTEM7WWB64

Tax ID: 71-0009800

3.9 stars - out of 5 stars, based on 141 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    Bank Of England is a mid-sized bank specializing in Home Purchase and Refi loans. Bank Of England has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Jacksonville, Milwaukee, Little Rock, Denver, and Portland among others. We have data for 694 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bank Of England has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of England is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.05% 11/27/22
    30 Year Conventional Refi 6.91% 11/27/22
    30 Year Cash-out Refi 7.11% 11/27/22
    30 Year FHA Purchase 8.03% 11/27/22
    30 Year FHA Refi 7.53% 11/27/22
    30 Year VA Purchase 6.66% 11/27/22
    30 Year VA Refi 6.34% 11/27/22
    30 Year USDA Purchase 7.29% 11/27/22
    30 Year USDA Refi 6.88% 11/27/22
    15 Year Conventional Purchase 6.23% 11/27/22
    15 Year Conventional Refi 6.23% 11/27/22
    15 Year Cash-out Refi 6.23% 11/27/22
    15 Year FHA Purchase 7.65% 11/27/22
    15 Year FHA Refi 7.46% 11/27/22
    15 Year VA Purchase 6.55% 11/27/22
    15 Year VA Refi 6.04% 11/27/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    19,791

    Origination Dollar Volume (All Markets)

    $5,474,155,000

    Employee count

    1,248 Show all (8) awards

    Relative Rate

    Bank Of England's average 30 year fixed mortgage rate was 3.18%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.03%.

    Relative Fees (Closing Costs)

    Bank Of England's average total fees/closing costs for a 30 year fixed rate mortgage were $5,794.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    JACKSONVILLE, FL (FHA|USDA|VA) 1,825 $543,695,000 $297,915 $6,432 3.03%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 867 $214,215,000 $247,076 $3,400 3.18%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 970 $209,650,000 $216,134 $4,468 3.10%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 504 $199,670,000 $396,171 $5,841 3.10%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 453 $179,365,000 $395,949 $5,537 3.13%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 589 $171,275,000 $290,789 $4,786 3.04%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 437 $144,665,000 $331,041 $4,380 3.15%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 335 $144,485,000 $431,299 $5,448 3.10%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 500 $134,380,000 $268,760 $5,020 3.04%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 434 $133,320,000 $307,189 $7,071 3.14%
    Outside of Metro Areas 680 $128,800,000 $189,412 $4,920 3.17%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 410 $113,730,000 $277,390 $5,291 3.17%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 391 $113,565,000 $290,448 $6,209 3.11%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 257 $111,115,000 $432,354 $9,380 3.10%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 361 $98,605,000 $273,144 $6,241 3.25%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 372 $88,830,000 $238,790 $3,954 3.17%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 272 $84,780,000 $311,691 $7,549 3.21%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 390 $82,590,000 $211,769 $4,609 3.29%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 295 $80,645,000 $273,373 $4,086 3.01%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 277 $65,825,000 $237,635 $5,205 3.23%
    BOISE CITY, ID (FHA|USDA|VA) 164 $59,770,000 $364,451 $8,222 2.98%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 192 $59,370,000 $309,219 $6,203 3.12%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 238 $59,230,000 $248,866 $4,656 3.11%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 210 $58,300,000 $277,619 $6,329 3.12%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 163 $53,725,000 $329,601 $6,089 2.98%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 110 $50,800,000 $461,818 $7,743 3.00%
    Dickinson, ND (FHA|USDA|VA) 183 $48,685,000 $266,038 $4,328 3.18%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 147 $47,475,000 $322,959 $5,599 3.23%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 172 $45,630,000 $265,291 $7,077 3.18%
    COLUMBUS, OH (FHA|USDA|VA) 171 $43,965,000 $257,105 $6,175 3.32%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 150 $43,020,000 $286,800 $5,992 3.22%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 151 $42,225,000 $279,636 $6,299 3.24%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 64 $37,860,000 $591,563 $10,339 3.08%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 160 $37,600,000 $235,000 $4,389 3.31%
    HUNTSVILLE, AL (FHA|USDA|VA) 119 $36,075,000 $303,151 $5,645 2.96%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 164 $35,940,000 $219,146 $4,809 3.17%
    KNOXVILLE, TN (FHA|USDA|VA) 145 $34,175,000 $235,690 $4,720 3.23%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 120 $31,820,000 $265,167 $7,076 3.05%
    PANAMA CITY, FL (FHA|USDA|VA) 114 $31,580,000 $277,018 $6,396 3.22%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 121 $30,405,000 $251,281 $5,984 3.13%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 91 $30,285,000 $332,802 $7,059 3.27%
    LAFAYETTE, LA (FHA|USDA|VA) 124 $28,330,000 $228,468 $4,343 2.78%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 105 $26,995,000 $257,095 $8,392 3.12%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 135 $26,775,000 $198,333 $4,611 3.06%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 140 $26,000,000 $185,714 $5,200 3.18%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 104 $25,760,000 $247,692 $4,884 3.17%
    Breckenridge, CO (FHA|USDA|VA) 54 $24,690,000 $457,222 $5,215 3.12%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 44 $23,660,000 $537,727 $8,465 3.21%
    BOULDER, CO (FHA|USDA|VA) 56 $22,990,000 $410,536 $4,434 3.04%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 76 $22,350,000 $294,079 $8,005 3.08%
    Russellville, AR (FHA|USDA|VA) 139 $22,255,000 $160,108 $4,912 3.06%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 63 $20,635,000 $327,540 $5,688 3.00%
    RALEIGH-CARY, NC (FHA|USDA|VA) 73 $20,615,000 $282,397 $5,413 3.05%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 48 $20,260,000 $422,083 $8,006 3.18%
    FORT SMITH, AR-OK (FHA|USDA|VA) 100 $20,150,000 $201,500 $3,893 3.00%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 63 $19,405,000 $308,016 $6,959 3.16%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 52 $18,480,000 $355,385 $7,284 3.10%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 103 $18,465,000 $179,272 $6,065 3.51%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 77 $18,315,000 $237,857 $4,660 3.05%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 38 $17,920,000 $471,579 $7,375 2.99%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 56 $17,350,000 $309,821 $5,778 3.19%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 62 $17,060,000 $275,161 $6,786 3.13%
    JACKSON, MS (FHA|USDA|VA) 67 $16,855,000 $251,567 $5,527 3.04%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 45 $16,455,000 $365,667 $8,987 3.15%
    BISMARCK, ND (FHA|USDA|VA) 58 $15,860,000 $273,448 $4,247 3.20%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 69 $15,555,000 $225,435 $6,706 3.18%
    SALT LAKE CITY, UT (FHA|USDA|VA) 43 $15,375,000 $357,558 $7,378 3.11%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 56 $15,340,000 $273,929 $4,367 3.06%
    WORCESTER, MA-CT (FHA|USDA|VA) 48 $15,080,000 $314,167 $6,238 3.12%
    GREELEY, CO (FHA|USDA|VA) 43 $14,985,000 $348,488 $6,934 3.12%
    PITTSBURGH, PA (FHA|USDA|VA) 76 $14,970,000 $196,974 $5,063 3.01%
    BEND, OR (FHA|USDA|VA) 36 $14,720,000 $408,889 $6,815 3.23%
    Bozeman, MT (FHA|USDA|VA) 38 $14,630,000 $385,000 $5,712 2.96%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 59 $14,235,000 $241,271 $5,504 3.00%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 40 $13,890,000 $347,250 $7,852 3.03%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 84 $13,340,000 $158,810 $5,419 3.35%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 56 $13,330,000 $238,036 $8,261 3.10%
    MOBILE, AL (FHA|USDA|VA) 63 $12,895,000 $204,683 $6,084 3.32%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 47 $12,205,000 $259,681 $6,894 3.45%
    RACINE, WI (FHA|USDA|VA) 43 $12,035,000 $279,884 $4,055 3.28%
    BOWLING GREEN, KY (FHA|USDA|VA) 48 $11,900,000 $247,917 $5,464 3.13%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 53 $11,565,000 $218,208 $4,574 3.13%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 46 $11,390,000 $247,609 $6,874 3.16%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 32 $10,210,000 $319,063 $6,706 3.20%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 27 $10,115,000 $374,630 $5,968 3.11%
    Searcy, AR (FHA|USDA|VA) 64 $9,840,000 $153,750 $5,581 3.19%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 44 $9,810,000 $222,955 $7,094 3.28%
    Oxford, MS (FHA|USDA|VA) 35 $9,465,000 $270,429 $6,944 2.84%
    HOT SPRINGS, AR (FHA|USDA|VA) 44 $9,270,000 $210,682 $3,942 3.11%
    STOCKTON, CA (FHA|USDA|VA) 20 $8,260,000 $413,000 $4,600 3.04%
    ASHEVILLE, NC (FHA|USDA|VA) 32 $8,190,000 $255,938 $5,540 3.07%
    Richmond-Berea, KY (FHA|USDA|VA) 34 $8,140,000 $239,412 $4,753 3.18%
    FORT COLLINS, CO (FHA|USDA|VA) 19 $7,745,000 $407,632 $6,317 3.19%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 31 $7,725,000 $249,194 $4,687 3.17%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 22 $7,630,000 $346,818 $4,142 3.00%
    Torrington, CT (FHA|USDA|VA) 26 $7,270,000 $279,615 $8,352 3.25%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 20 $7,050,000 $352,500 $7,731 3.06%
    SPRINGFIELD, MA (FHA|USDA|VA) 29 $6,965,000 $240,172 $5,108 3.24%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 25 $6,925,000 $277,000 $6,214 3.08%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 36 $6,770,000 $188,056 $5,649 3.22%
    AKRON, OH (FHA|USDA|VA) 33 $6,505,000 $197,121 $4,690 3.20%
    JACKSON, TN (FHA|USDA|VA) 35 $6,215,000 $177,571 $5,628 3.40%
    SALEM, OR (FHA|USDA|VA) 19 $6,215,000 $327,105 $5,292 3.25%
    Sevierville, TN (FHA|USDA|VA) 24 $5,880,000 $245,000 $5,304 3.18%
    Jefferson, GA (FHA|USDA|VA) 21 $5,855,000 $278,810 $4,052 3.03%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 17 $5,835,000 $343,235 $7,006 2.92%
    OCALA, FL (FHA|USDA|VA) 28 $5,740,000 $205,000 $6,720 3.10%
    HATTIESBURG, MS (FHA|USDA|VA) 25 $5,725,000 $229,000 $5,745 3.17%
    ANCHORAGE, AK (FHA|USDA|VA) 17 $5,705,000 $335,588 $8,059 3.18%
    PUNTA GORDA, FL (FHA|USDA|VA) 27 $5,645,000 $209,074 $5,678 3.32%
    PUEBLO, CO (FHA|USDA|VA) 20 $5,470,000 $273,500 $6,661 3.14%
    BATON ROUGE, LA (FHA|USDA|VA) 18 $5,470,000 $303,889 $5,816 2.90%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $5,290,000 $377,857 $6,878 3.26%
    Whitewater, WI (FHA|USDA|VA) 21 $5,255,000 $250,238 $3,634 3.22%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 15 $5,135,000 $342,333 $4,522 3.30%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 17 $5,015,000 $295,000 $4,131 3.03%
    PROVO-OREM, UT (FHA|USDA|VA) 12 $4,910,000 $409,167 $6,244 3.13%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 12 $4,750,000 $395,833 $5,923 2.80%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 14 $4,730,000 $337,857 $4,551 2.94%
    RENO, NV (FHA|USDA|VA) 10 $4,640,000 $464,000 $4,699 2.79%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 17 $4,525,000 $266,176 $5,462 3.27%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 23 $4,515,000 $196,304 $6,151 3.23%
    MADISON, WI (FHA|USDA|VA) 15 $4,505,000 $300,333 $3,992 3.10%
    Williston, ND (FHA|USDA|VA) 16 $4,480,000 $280,000 $6,906 2.98%
    LAREDO, TX (FHA|USDA|VA) 22 $4,440,000 $201,818 $7,698 3.08%
    SALISBURY, MD-DE (FHA|USDA|VA) 14 $4,440,000 $317,143 $6,054 2.99%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 16 $4,350,000 $271,875 $7,726 3.13%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 13 $4,345,000 $334,231 $5,646 2.98%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 13 $4,305,000 $331,154 $6,834 3.18%
    LANCASTER, PA (FHA|USDA|VA) 17 $4,235,000 $249,118 $5,778 3.02%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 16 $3,990,000 $249,375 $6,473 3.07%
    READING, PA (FHA|USDA|VA) 21 $3,855,000 $183,571 $7,511 3.02%
    COLUMBIA, SC (FHA|USDA|VA) 16 $3,790,000 $236,875 $6,207 3.12%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 12 $3,710,000 $309,167 $7,843 3.11%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 13 $3,705,000 $285,000 $6,636 3.19%
    Frankfort, KY (FHA|USDA|VA) 18 $3,690,000 $205,000 $5,287 3.10%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 15 $3,665,000 $244,333 $7,098 2.92%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 6 $3,650,000 $608,333 $7,202 2.88%
    TEXARKANA, TX-AR (FHA|USDA|VA) 21 $3,575,000 $170,238 $4,733 3.06%
    Beaver Dam, WI (FHA|USDA|VA) 18 $3,530,000 $196,111 $3,629 3.41%
    OWENSBORO, KY (FHA|USDA|VA) 24 $3,520,000 $146,667 $4,839 3.31%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 22 $3,430,000 $155,909 $6,267 3.20%
    COLUMBUS, GA-AL (FHA|USDA|VA) 16 $3,430,000 $214,375 $5,602 3.04%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 17 $3,415,000 $200,882 $5,611 3.36%
    VALLEJO, CA (FHA|USDA|VA) 8 $3,390,000 $423,750 $4,451 2.98%
    TULSA, OK (FHA|USDA|VA) 15 $3,355,000 $223,667 $4,671 2.89%
    MIDLAND, TX (FHA|USDA|VA) 10 $3,290,000 $329,000 $7,452 3.23%
    SPARTANBURG, SC (FHA|USDA|VA) 14 $3,250,000 $232,143 $7,340 2.98%
    Batesville, AR (FHA|USDA|VA) 18 $3,200,000 $177,778 $3,799 3.12%
    Key West, FL (FHA|USDA|VA) 5 $3,185,000 $637,000 $10,972 3.15%
    CaƱon City, CO (FHA|USDA|VA) 11 $3,185,000 $289,545 $7,405 3.02%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 11 $3,185,000 $289,545 $6,027 3.32%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 15 $3,125,000 $208,333 $5,542 3.06%
    Tupelo, MS (FHA|USDA|VA) 17 $3,115,000 $183,235 $5,253 3.17%
    SPRINGFIELD, OH (FHA|USDA|VA) 21 $3,105,000 $147,857 $6,512 3.44%
    GAINESVILLE, FL (FHA|USDA|VA) 16 $3,050,000 $190,625 $4,792 3.32%
    Glenwood Springs, CO (FHA|USDA|VA) 8 $3,020,000 $377,500 $4,579 3.00%
    MORRISTOWN, TN (FHA|USDA|VA) 14 $2,990,000 $213,571 $5,805 3.04%
    Palatka, FL (FHA|USDA|VA) 11 $2,955,000 $268,636 $7,385 3.03%
    WINSTON-SALEM, NC (FHA|USDA|VA) 13 $2,935,000 $225,769 $7,402 3.11%
    JACKSONVILLE, NC (FHA|USDA|VA) 11 $2,895,000 $263,182 $8,181 2.97%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 6 $2,800,000 $466,667 $7,894 3.15%
    SAVANNAH, GA (FHA|USDA|VA) 11 $2,755,000 $250,455 $4,678 3.15%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 10 $2,690,000 $269,000 $5,775 3.00%
    TUCSON, AZ (FHA|USDA|VA) 8 $2,680,000 $335,000 $6,422 3.30%
    GAINESVILLE, GA (FHA|USDA|VA) 9 $2,675,000 $297,222 $4,828 3.04%
    Outside of Metro Areas 8 $2,670,000 $333,750 $6,724 3.28%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 13 $2,655,000 $204,231 $5,914 3.20%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 13 $2,505,000 $192,692 $5,876 3.11%
    JONESBORO, AR (FHA|USDA|VA) 12 $2,500,000 $208,333 $4,894 2.94%
    ST. CLOUD, MN (FHA|USDA|VA) 11 $2,455,000 $223,182 $6,333 3.17%
    Edwards, CO (FHA|USDA|VA) 3 $2,445,000 $815,000 $7,523 3.33%
    Oak Harbor, WA (FHA|USDA|VA) 6 $2,420,000 $403,333 $8,719 3.56%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 10 $2,380,000 $238,000 $5,674 2.71%
    BAKERSFIELD, CA (FHA|USDA|VA) 6 $2,380,000 $396,667 $7,288 3.10%
    GRAND JUNCTION, CO (FHA|USDA|VA) 7 $2,365,000 $337,857 $5,129 2.91%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 9 $2,365,000 $262,778 $5,947 3.39%
    FLINT, MI (FHA|USDA|VA) 10 $2,330,000 $233,000 $4,737 3.66%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 13 $2,305,000 $177,308 $4,817 3.06%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 13 $2,295,000 $176,538 $5,052 3.19%
    Lebanon, NH-VT (FHA|USDA|VA) 10 $2,290,000 $229,000 $5,559 3.58%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $2,280,000 $380,000 $3,776 3.17%
    TUSCALOOSA, AL (FHA|USDA|VA) 7 $2,275,000 $325,000 $7,787 2.84%
    ALBUQUERQUE, NM (FHA|USDA|VA) 10 $2,270,000 $227,000 $5,111 2.89%
    FAYETTEVILLE, NC (FHA|USDA|VA) 14 $2,260,000 $161,429 $6,309 3.26%
    Danville, VA (FHA|USDA|VA) 17 $2,235,000 $131,471 $5,579 3.01%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 9 $2,235,000 $248,333 $4,837 3.29%
    London, KY (FHA|USDA|VA) 12 $2,220,000 $185,000 $5,354 3.24%
    SPRINGFIELD, MO (FHA|USDA|VA) 9 $2,215,000 $246,111 $3,880 3.00%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 7 $2,165,000 $309,286 $5,427 2.68%
    GREENVILLE, NC (FHA|USDA|VA) 11 $2,165,000 $196,818 $6,201 3.41%
    Forest City, NC (FHA|USDA|VA) 12 $2,110,000 $175,833 $5,709 2.96%
    RICHMOND, VA (FHA|USDA|VA) 8 $2,100,000 $262,500 $7,258 2.95%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $2,085,000 $695,000 $7,089 3.04%
    YORK-HANOVER, PA (FHA|USDA|VA) 12 $2,060,000 $171,667 $5,986 3.24%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $2,060,000 $343,333 $6,307 3.19%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 9 $2,055,000 $228,333 $7,669 3.22%
    Somerset, KY (FHA|USDA|VA) 13 $2,005,000 $154,231 $4,775 2.91%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 7 $2,005,000 $286,429 $3,393 3.00%
    LUBBOCK, TX (FHA|USDA|VA) 7 $1,985,000 $283,571 $6,636 3.07%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 10 $1,970,000 $197,000 $5,919 3.21%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 7 $1,885,000 $269,286 $7,133 3.25%
    MONTGOMERY, AL (FHA|USDA|VA) 9 $1,875,000 $208,333 $6,191 3.50%
    FARGO, ND-MN (FHA|USDA|VA) 7 $1,855,000 $265,000 $6,084 3.11%
    St. Marys, GA (FHA|USDA|VA) 8 $1,840,000 $230,000 $5,868 3.02%
    CLEVELAND, TN (FHA|USDA|VA) 8 $1,830,000 $228,750 $4,901 3.06%
    DULUTH, MN-WI (FHA|USDA|VA) 9 $1,795,000 $199,444 $4,042 3.17%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 10 $1,770,000 $177,000 $5,260 3.15%
    TOLEDO, OH (FHA|USDA|VA) 12 $1,760,000 $146,667 $4,991 3.35%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 9 $1,755,000 $195,000 $6,738 3.32%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 8 $1,750,000 $218,750 $5,432 2.94%
    Ontario, OR-ID (FHA|USDA|VA) 5 $1,735,000 $347,000 $10,671 3.00%
    MODESTO, CA (FHA|USDA|VA) 7 $1,725,000 $246,429 $6,102 3.34%
    MEDFORD, OR (FHA|USDA|VA) 6 $1,720,000 $286,667 $5,657 3.17%
    ROCHESTER, MN (FHA|USDA|VA) 7 $1,705,000 $243,571 $6,285 3.11%
    Coos Bay, OR (FHA|USDA|VA) 6 $1,700,000 $283,333 $7,569 3.29%
    LYNCHBURG, VA (FHA|USDA|VA) 9 $1,695,000 $188,333 $3,711 2.97%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 7 $1,685,000 $240,714 $5,208 3.16%
    Albertville, AL (FHA|USDA|VA) 5 $1,665,000 $333,000 $5,515 2.85%
    Lewisburg, TN (FHA|USDA|VA) 6 $1,660,000 $276,667 $7,263 3.21%
    LONGVIEW, WA (FHA|USDA|VA) 4 $1,640,000 $410,000 $6,256 3.66%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 11 $1,635,000 $148,636 $5,722 3.16%
    Picayune, MS (FHA|USDA|VA) 10 $1,610,000 $161,000 $5,607 3.00%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,610,000 $805,000 $20,867 3.00%
    JOHNSTOWN, PA (FHA|USDA|VA) 18 $1,600,000 $88,889 $4,852 3.17%
    Seneca, SC (FHA|USDA|VA) 6 $1,550,000 $258,333 $4,909 2.90%
    Heber, UT (FHA|USDA|VA) 2 $1,540,000 $770,000 $14,484 2.88%
    WILMINGTON, NC (FHA|USDA|VA) 4 $1,540,000 $385,000 $3,659 3.09%
    Brainerd, MN (FHA|USDA|VA) 6 $1,530,000 $255,000 $5,064 3.44%
    TALLAHASSEE, FL (FHA|USDA|VA) 7 $1,495,000 $213,571 $7,477 3.14%
    Durango, CO (FHA|USDA|VA) 5 $1,495,000 $299,000 $6,135 3.10%
    FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,480,000 $370,000 $7,306 3.00%
    Greenwood, SC (FHA|USDA|VA) 3 $1,465,000 $488,333 $5,525 2.67%
    SALINAS, CA (FHA|USDA|VA) 4 $1,450,000 $362,500 $4,522 3.19%
    BLOOMINGTON, IN (FHA|USDA|VA) 6 $1,450,000 $241,667 $4,643 3.10%
    Jasper, IN (FHA|USDA|VA) 9 $1,415,000 $157,222 $4,496 2.90%
    Athens, TX (FHA|USDA|VA) 3 $1,415,000 $471,667 $12,233 3.29%
    BRUNSWICK, GA (FHA|USDA|VA) 5 $1,405,000 $281,000 $5,683 3.30%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 6 $1,380,000 $230,000 $5,672 3.21%
    IDAHO FALLS, ID (FHA|USDA|VA) 3 $1,365,000 $455,000 $4,945 3.13%
    Hilo, HI (FHA|USDA|VA) 4 $1,330,000 $332,500 $8,908 2.66%
    FRESNO, CA (FHA|USDA|VA) 6 $1,310,000 $218,333 $6,256 3.31%
    THE VILLAGES, FL (FHA|USDA|VA) 5 $1,305,000 $261,000 $4,726 3.20%
    DECATUR, AL (FHA|USDA|VA) 5 $1,285,000 $257,000 $6,215 3.48%
    Morehead City, NC (FHA|USDA|VA) 5 $1,275,000 $255,000 $7,470 3.25%
    Shelbyville, TN (FHA|USDA|VA) 4 $1,230,000 $307,500 $5,104 3.13%
    Mountain Home, AR (FHA|USDA|VA) 5 $1,205,000 $241,000 $4,300 3.53%
    ODESSA, TX (FHA|USDA|VA) 7 $1,205,000 $172,143 $6,786 3.46%
    KINGSTON, NY (FHA|USDA|VA) 4 $1,160,000 $290,000 $8,481 3.78%
    WICHITA, KS (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,897 2.52%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $1,155,000 $165,000 $5,336 3.32%
    WARNER ROBINS, GA (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,973 3.08%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $1,155,000 $385,000 $5,234 3.08%
    LOGAN, UT-ID (FHA|USDA|VA) 2 $1,150,000 $575,000 $6,572 3.00%
    Traverse City, MI (FHA|USDA|VA) 3 $1,145,000 $381,667 $3,377 2.88%
    SHEBOYGAN, WI (FHA|USDA|VA) 4 $1,110,000 $277,500 $2,856 3.41%
    LAS CRUCES, NM (FHA|USDA|VA) 3 $1,095,000 $365,000 $4,724 2.79%
    NILES, MI (FHA|USDA|VA) 5 $1,065,000 $213,000 $5,014 3.28%
    Keene, NH (FHA|USDA|VA) 3 $1,055,000 $351,667 $5,922 3.25%
    Ellensburg, WA (FHA|USDA|VA) 3 $1,045,000 $348,333 $7,049 3.00%
    LEBANON, PA (FHA|USDA|VA) 6 $1,040,000 $173,333 $6,953 3.19%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,035,000 $345,000 $3,200 2.75%
    Butte-Silver Bow, MT (FHA|USDA|VA) 4 $1,030,000 $257,500 $4,948 3.47%
    Cullowhee, NC (FHA|USDA|VA) 4 $1,030,000 $257,500 $6,387 3.34%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 6 $1,030,000 $171,667 $6,303 3.21%
    Cullman, AL (FHA|USDA|VA) 3 $1,015,000 $338,333 $7,561 3.00%
    Laconia, NH (FHA|USDA|VA) 4 $1,010,000 $252,500 $5,548 2.94%
    CHARLESTON, WV (FHA|USDA|VA) 5 $995,000 $199,000 $6,255 3.30%
    Kalispell, MT (FHA|USDA|VA) 2 $990,000 $495,000 $4,473 3.13%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $985,000 $328,333 $5,692 3.38%
    GETTYSBURG, PA (FHA|USDA|VA) 4 $980,000 $245,000 $7,836 2.69%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $975,000 $325,000 $4,787 3.29%
    Ashtabula, OH (FHA|USDA|VA) 6 $970,000 $161,667 $5,738 3.04%
    Granbury, TX (FHA|USDA|VA) 3 $965,000 $321,667 $7,963 3.54%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $965,000 $321,667 $10,076 2.92%
    EL PASO, TX (FHA|USDA|VA) 6 $960,000 $160,000 $6,860 3.23%
    Mount Sterling, KY (FHA|USDA|VA) 4 $950,000 $237,500 $5,197 3.47%
    Jasper, AL (FHA|USDA|VA) 4 $950,000 $237,500 $6,265 2.72%
    Albemarle, NC (FHA|USDA|VA) 2 $940,000 $470,000 $8,100 2.94%
    Hood River, OR (FHA|USDA|VA) 2 $940,000 $470,000 $4,938 3.06%
    McComb, MS (FHA|USDA|VA) 4 $940,000 $235,000 $8,232 2.91%
    Steamboat Springs, CO (FHA|USDA|VA) 2 $940,000 $470,000 $5,256 3.06%
    ROANOKE, VA (FHA|USDA|VA) 5 $935,000 $187,000 $5,712 3.03%
    GLENS FALLS, NY (FHA|USDA|VA) 4 $930,000 $232,500 $10,331 2.97%
    Taos, NM (FHA|USDA|VA) 1 $925,000 $925,000 $3,817 6.38%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $920,000 $153,333 $5,082 3.35%
    PINE BLUFF, AR (FHA|USDA|VA) 7 $915,000 $130,714 $5,251 2.77%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 4 $910,000 $227,500 $5,649 3.38%
    GRANTS PASS, OR (FHA|USDA|VA) 2 $910,000 $455,000 $5,349 3.13%
    Crossville, TN (FHA|USDA|VA) 4 $900,000 $225,000 $3,094 3.09%
    Sanford, NC (FHA|USDA|VA) 4 $900,000 $225,000 $6,471 3.16%
    PEORIA, IL (FHA|USDA|VA) 1 $895,000 $895,000 $5,072 6.63%
    SYRACUSE, NY (FHA|USDA|VA) 4 $890,000 $222,500 $8,909 2.78%
    LONGVIEW, TX (FHA|USDA|VA) 3 $875,000 $291,667 $6,047 3.04%
    Henderson, NC (FHA|USDA|VA) 5 $865,000 $173,000 $5,452 3.20%
    ROME, GA (FHA|USDA|VA) 3 $865,000 $288,333 $4,319 3.58%
    Danville, KY (FHA|USDA|VA) 6 $860,000 $143,333 $5,058 3.21%
    Faribault-Northfield, MN (FHA|USDA|VA) 4 $860,000 $215,000 $5,273 3.13%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 4 $860,000 $215,000 $6,042 3.38%
    Pahrump, NV (FHA|USDA|VA) 3 $855,000 $285,000 $6,347 2.67%
    JACKSON, MI (FHA|USDA|VA) 5 $855,000 $171,000 $4,307 3.15%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 5 $845,000 $169,000 $4,515 3.10%
    Lock Haven, PA (FHA|USDA|VA) 3 $845,000 $281,667 $6,867 3.33%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 5 $835,000 $167,000 $3,724 2.90%
    UTICA-ROME, NY (FHA|USDA|VA) 4 $830,000 $207,500 $8,468 3.28%
    MORGANTOWN, WV (FHA|USDA|VA) 3 $825,000 $275,000 $5,763 3.83%
    ST. GEORGE, UT (FHA|USDA|VA) 3 $825,000 $275,000 $7,380 2.83%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $820,000 $136,667 $4,383 3.29%
    Milledgeville, GA (FHA|USDA|VA) 3 $815,000 $271,667 $5,513 3.92%
    Paducah, KY-IL (FHA|USDA|VA) 5 $815,000 $163,000 $7,081 3.28%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $815,000 $271,667 $5,765 3.33%
    VALDOSTA, GA (FHA|USDA|VA) 5 $805,000 $161,000 $3,657 2.85%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $805,000 $268,333 $10,008 3.33%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 4 $800,000 $200,000 $6,962 3.28%
    Starkville, MS (FHA|USDA|VA) 3 $795,000 $265,000 $10,114 2.58%
    KANKAKEE, IL (FHA|USDA|VA) 5 $795,000 $159,000 $5,296 3.45%
    Dayton, TN (FHA|USDA|VA) 3 $795,000 $265,000 $3,548 3.04%
    WINCHESTER, VA-WV (FHA|USDA|VA) 3 $795,000 $265,000 $4,921 4.17%
    Shawnee, OK (FHA|USDA|VA) 6 $790,000 $131,667 $4,232 3.42%
    Marion, NC (FHA|USDA|VA) 4 $790,000 $197,500 $5,519 3.28%
    TOPEKA, KS (FHA|USDA|VA) 5 $785,000 $157,000 $5,701 3.00%
    MUNCIE, IN (FHA|USDA|VA) 6 $780,000 $130,000 $2,701 3.48%
    Hope, AR (FHA|USDA|VA) 7 $775,000 $110,714 $3,603 2.93%
    GADSDEN, AL (FHA|USDA|VA) 5 $775,000 $155,000 $4,020 2.90%
    Elizabeth City, NC (FHA|USDA|VA) 2 $770,000 $385,000 $7,867 2.88%
    Show Low, AZ (FHA|USDA|VA) 2 $770,000 $385,000 $3,909 3.19%
    Astoria, OR (FHA|USDA|VA) 3 $765,000 $255,000 $3,881 3.33%
    Newport, TN (FHA|USDA|VA) 4 $760,000 $190,000 $6,346 3.00%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $760,000 $380,000 $6,363 2.88%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $755,000 $251,667 $5,690 2.63%
    NAPA, CA (FHA|USDA|VA) 1 $745,000 $745,000 $26,901 3.63%
    Kearney, NE (FHA|USDA|VA) 4 $740,000 $185,000 $2,960 3.44%
    BILLINGS, MT (FHA|USDA|VA) 4 $740,000 $185,000 $5,700 2.97%
    Statesboro, GA (FHA|USDA|VA) 4 $720,000 $180,000 $4,453 3.03%
    Waycross, GA (FHA|USDA|VA) 5 $715,000 $143,000 $5,170 3.35%
    FAIRBANKS, AK (FHA|USDA|VA) 3 $715,000 $238,333 $6,290 3.33%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $710,000 $177,500 $7,540 3.00%
    RAPID CITY, SD (FHA|USDA|VA) 3 $705,000 $235,000 $4,239 3.58%
    Opelousas, LA (FHA|USDA|VA) 4 $700,000 $175,000 $3,692 2.75%
    APPLETON, WI (FHA|USDA|VA) 3 $695,000 $231,667 $3,431 2.96%
    WACO, TX (FHA|USDA|VA) 3 $695,000 $231,667 $7,267 3.46%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $690,000 $345,000 $3,066 2.56%
    Clearlake, CA (FHA|USDA|VA) 2 $690,000 $345,000 $8,753 3.06%
    Lake City, FL (FHA|USDA|VA) 3 $685,000 $228,333 $5,762 3.42%
    CHICO, CA (FHA|USDA|VA) 2 $680,000 $340,000 $12,187 3.50%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $675,000 $225,000 $4,405 3.42%
    DuBois, PA (FHA|USDA|VA) 4 $670,000 $167,500 $6,629 3.00%
    HAMMOND, LA (FHA|USDA|VA) 4 $670,000 $167,500 $5,734 3.25%
    LaGrange, GA-AL (FHA|USDA|VA) 3 $665,000 $221,667 $5,834 3.17%
    JOHNSON CITY, TN (FHA|USDA|VA) 3 $665,000 $221,667 $3,395 3.04%
    STAUNTON, VA (FHA|USDA|VA) 3 $665,000 $221,667 $7,005 3.08%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $660,000 $330,000 $10,866 3.25%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $655,000 $218,333 $7,734 2.92%
    Klamath Falls, OR (FHA|USDA|VA) 2 $650,000 $325,000 $7,263 3.31%
    KOKOMO, IN (FHA|USDA|VA) 4 $640,000 $160,000 $4,632 3.41%
    TERRE HAUTE, IN (FHA|USDA|VA) 3 $635,000 $211,667 $7,696 3.46%
    Newberry, SC (FHA|USDA|VA) 2 $630,000 $315,000 $3,582 2.56%
    FLORENCE, SC (FHA|USDA|VA) 3 $625,000 $208,333 $7,254 3.38%
    Troy, AL (FHA|USDA|VA) 3 $625,000 $208,333 $5,275 2.88%
    Payson, AZ (FHA|USDA|VA) 2 $620,000 $310,000 $3,873 3.44%
    Brevard, NC (FHA|USDA|VA) 2 $620,000 $310,000 $4,585 3.00%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $615,000 $205,000 $4,972 3.17%
    ANN ARBOR, MI (FHA|USDA|VA) 3 $615,000 $205,000 $5,686 3.33%
    DOTHAN, AL (FHA|USDA|VA) 4 $610,000 $152,500 $5,655 3.31%
    DALTON, GA (FHA|USDA|VA) 4 $610,000 $152,500 $3,649 3.22%
    BELLINGHAM, WA (FHA|USDA|VA) 2 $610,000 $305,000 $10,280 2.06%
    EAU CLAIRE, WI (FHA|USDA|VA) 3 $605,000 $201,667 $5,227 3.17%
    Kapaa, HI (FHA|USDA|VA) 1 $605,000 $605,000 $17,511 2.88%
    Wilson, NC (FHA|USDA|VA) 3 $595,000 $198,333 $7,304 3.33%
    Dublin, GA (FHA|USDA|VA) 3 $595,000 $198,333 $4,389 3.13%
    FOND DU LAC, WI (FHA|USDA|VA) 4 $590,000 $147,500 $4,311 3.38%
    Corinth, MS (FHA|USDA|VA) 4 $590,000 $147,500 $4,541 3.31%
    Zanesville, OH (FHA|USDA|VA) 3 $585,000 $195,000 $7,058 3.25%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $585,000 $195,000 $4,612 3.29%
    Aberdeen, WA (FHA|USDA|VA) 2 $580,000 $290,000 $7,601 3.19%
    BANGOR, ME (FHA|USDA|VA) 3 $575,000 $191,667 $4,404 2.83%
    Tiffin, OH (FHA|USDA|VA) 4 $570,000 $142,500 $6,209 3.31%
    Norwalk, OH (FHA|USDA|VA) 4 $570,000 $142,500 $5,879 3.28%
    Campbellsville, KY (FHA|USDA|VA) 3 $565,000 $188,333 $7,941 3.50%
    Mountain Home, ID (FHA|USDA|VA) 2 $560,000 $280,000 $6,831 2.56%
    MANSFIELD, OH (FHA|USDA|VA) 3 $555,000 $185,000 $6,486 3.00%
    Summerville, GA (FHA|USDA|VA) 4 $550,000 $137,500 $4,872 3.44%
    Okeechobee, FL (FHA|USDA|VA) 1 $545,000 $545,000 $7,804 3.25%
    WENATCHEE, WA (FHA|USDA|VA) 1 $545,000 $545,000 $4,922 3.50%
    Centralia, WA (FHA|USDA|VA) 2 $540,000 $270,000 $13,301 3.38%
    Central City, KY (FHA|USDA|VA) 2 $540,000 $270,000 $4,542 3.44%
    Manitowoc, WI (FHA|USDA|VA) 4 $540,000 $135,000 $2,760 3.47%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $535,000 $178,333 $5,048 3.50%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $530,000 $265,000 $4,429 2.94%
    LAKE CHARLES, LA (FHA|USDA|VA) 2 $530,000 $265,000 $3,556 2.56%
    Jennings, LA (FHA|USDA|VA) 3 $525,000 $175,000 $3,734 3.13%
    Newport, OR (FHA|USDA|VA) 1 $525,000 $525,000 $6,019 3.50%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $520,000 $260,000 $8,858 3.25%
    ALBANY, GA (FHA|USDA|VA) 4 $520,000 $130,000 $4,436 3.31%
    Hutchinson, MN (FHA|USDA|VA) 2 $520,000 $260,000 $8,691 3.44%
    TWIN FALLS, ID (FHA|USDA|VA) 2 $520,000 $260,000 $9,123 2.81%
    Sandusky, OH (FHA|USDA|VA) 3 $515,000 $171,667 $6,240 3.13%
    URBAN HONOLULU, HI (FHA|USDA|VA) 1 $515,000 $515,000 $6,347 2.88%
    Oneonta, NY (FHA|USDA|VA) 3 $505,000 $168,333 $6,936 3.33%
    BURLINGTON, NC (FHA|USDA|VA) 3 $505,000 $168,333 $3,066 3.04%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $505,000 $168,333 $5,158 3.13%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $505,000 $168,333 $3,979 3.08%
    Pittsburg, KS (FHA|USDA|VA) 3 $505,000 $168,333 $4,471 3.17%
    McAlester, OK (FHA|USDA|VA) 2 $500,000 $250,000 $7,845 3.25%
    Concord, NH (FHA|USDA|VA) 2 $500,000 $250,000 $5,213 3.38%
    VISALIA, CA (FHA|USDA|VA) 2 $500,000 $250,000 $4,743 3.25%
    Pottsville, PA (FHA|USDA|VA) 4 $500,000 $125,000 $5,848 3.19%
    Clovis, NM (FHA|USDA|VA) 3 $495,000 $165,000 $5,946 2.83%
    Sayre, PA (FHA|USDA|VA) 3 $495,000 $165,000 $7,796 3.17%
    Red Wing, MN (FHA|USDA|VA) 2 $490,000 $245,000 $3,930 3.13%
    SANTA FE, NM (FHA|USDA|VA) 2 $490,000 $245,000 $8,280 3.69%
    Corning, NY (FHA|USDA|VA) 3 $485,000 $161,667 $7,815 3.33%
    Madisonville, KY (FHA|USDA|VA) 3 $485,000 $161,667 $4,733 3.42%
    Gaffney, SC (FHA|USDA|VA) 2 $480,000 $240,000 $7,465 3.00%
    Somerset, PA (FHA|USDA|VA) 4 $480,000 $120,000 $6,622 3.13%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 4 $480,000 $120,000 $6,357 3.06%
    Corsicana, TX (FHA|USDA|VA) 2 $480,000 $240,000 $7,827 3.13%
    West Plains, MO (FHA|USDA|VA) 3 $475,000 $158,333 $5,625 3.08%
    MIDLAND, MI (FHA|USDA|VA) 1 $475,000 $475,000 $4,693 2.25%
    WILLIAMSPORT, PA (FHA|USDA|VA) 2 $470,000 $235,000 $7,491 3.50%
    GRAND ISLAND, NE (FHA|USDA|VA) 2 $470,000 $235,000 $3,413 3.06%
    Jamestown, ND (FHA|USDA|VA) 2 $470,000 $235,000 $4,628 2.81%
    Bedford, IN (FHA|USDA|VA) 2 $470,000 $235,000 $3,158 3.13%
    Hobbs, NM (FHA|USDA|VA) 3 $465,000 $155,000 $3,532 5.91%
    Kinston, NC (FHA|USDA|VA) 4 $460,000 $115,000 $5,626 3.34%
    REDDING, CA (FHA|USDA|VA) 2 $460,000 $230,000 $7,543 2.81%
    Susanville, CA (FHA|USDA|VA) 1 $455,000 $455,000 $5,720 3.50%
    Baraboo, WI (FHA|USDA|VA) 1 $455,000 $455,000 $2,607 3.25%
    NEW BERN, NC (FHA|USDA|VA) 3 $455,000 $151,667 $2,723 3.42%
    Clarksburg, WV (FHA|USDA|VA) 4 $450,000 $112,500 $4,070 3.34%
    Wauchula, FL (FHA|USDA|VA) 2 $450,000 $225,000 $5,067 3.00%
    GOLDSBORO, NC (FHA|USDA|VA) 2 $450,000 $225,000 $8,771 3.19%
    Fergus Falls, MN (FHA|USDA|VA) 2 $450,000 $225,000 $6,575 3.44%
    Arkadelphia, AR (FHA|USDA|VA) 2 $450,000 $225,000 $7,238 2.88%
    Wooster, OH (FHA|USDA|VA) 3 $445,000 $148,333 $3,799 3.21%
    Helena, MT (FHA|USDA|VA) 2 $440,000 $220,000 $5,226 2.88%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $435,000 $145,000 $4,591 3.54%
    ROCHESTER, NY (FHA|USDA|VA) 3 $435,000 $145,000 $5,140 3.38%
    Washington, IN (FHA|USDA|VA) 4 $430,000 $107,500 $3,949 3.44%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $430,000 $215,000 $4,854 2.88%
    Crawfordsville, IN (FHA|USDA|VA) 2 $430,000 $215,000 $7,907 3.63%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $430,000 $215,000 $2,146 2.75%
    Lexington, NE (FHA|USDA|VA) 2 $430,000 $215,000 $4,158 3.19%
    Effingham, IL (FHA|USDA|VA) 2 $430,000 $215,000 $2,804 3.19%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $420,000 $210,000 $5,518 2.94%
    JEFFERSON CITY, MO (FHA|USDA|VA) 2 $420,000 $210,000 $5,566 2.94%
    Minot, ND (FHA|USDA|VA) 2 $420,000 $210,000 $5,809 2.94%
    Cedartown, GA (FHA|USDA|VA) 3 $415,000 $138,333 $5,165 3.29%
    Fort Payne, AL (FHA|USDA|VA) 2 $410,000 $205,000 $7,377 2.75%
    Enterprise, AL (FHA|USDA|VA) 2 $410,000 $205,000 $6,190 3.06%
    TYLER, TX (FHA|USDA|VA) 2 $410,000 $205,000 $6,883 3.31%
    Cambridge, MD (FHA|USDA|VA) 2 $410,000 $205,000 $6,976 3.25%
    Juneau, AK (FHA|USDA|VA) 1 $405,000 $405,000 $17,870 2.88%
    Spearfish, SD (FHA|USDA|VA) 1 $405,000 $405,000 $3,683 2.88%
    Ottawa, IL (FHA|USDA|VA) 3 $405,000 $135,000 $5,882 3.00%
    Bennington, VT (FHA|USDA|VA) 1 $405,000 $405,000 $5,737 2.63%
    LAWTON, OK (FHA|USDA|VA) 2 $400,000 $200,000 $7,646 3.06%
    Sterling, CO (FHA|USDA|VA) 2 $400,000 $200,000 $6,612 3.31%
    Barre, VT (FHA|USDA|VA) 2 $400,000 $200,000 $4,420 3.31%
    Andrews, TX (FHA|USDA|VA) 1 $395,000 $395,000 $3,561 3.50%
    MUSKEGON, MI (FHA|USDA|VA) 2 $390,000 $195,000 $6,182 2.56%
    Stillwater, OK (FHA|USDA|VA) 2 $380,000 $190,000 $4,490 2.81%
    Cornelia, GA (FHA|USDA|VA) 2 $380,000 $190,000 $3,664 3.13%
    Roanoke Rapids, NC (FHA|USDA|VA) 1 $375,000 $375,000 $3,652 2.75%
    Cedar City, UT (FHA|USDA|VA) 1 $375,000 $375,000 $8,019 3.38%
    Union City, TN (FHA|USDA|VA) 2 $370,000 $185,000 $4,721 2.94%
    Columbus, MS (FHA|USDA|VA) 2 $370,000 $185,000 $3,145 2.94%
    Salem, OH (FHA|USDA|VA) 3 $365,000 $121,667 $5,846 3.38%
    Lawrenceburg, TN (FHA|USDA|VA) 2 $360,000 $180,000 $4,238 2.94%
    McMinnville, TN (FHA|USDA|VA) 2 $360,000 $180,000 $6,324 2.94%
    Greensburg, IN (FHA|USDA|VA) 1 $355,000 $355,000 $13,473 3.25%
    Greeneville, TN (FHA|USDA|VA) 1 $355,000 $355,000 $3,765 3.13%
    Findlay, OH (FHA|USDA|VA) 2 $350,000 $175,000 $6,366 3.19%
    New Castle, PA (FHA|USDA|VA) 2 $350,000 $175,000 $6,758 3.13%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $345,000 $345,000 $6,661 3.63%
    BECKLEY, WV (FHA|USDA|VA) 3 $345,000 $115,000 $5,262 3.50%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $345,000 $345,000 $0 2.38%
    Vincennes, IN (FHA|USDA|VA) 3 $345,000 $115,000 $4,092 3.00%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $340,000 $170,000 $3,607 3.19%
    Eureka-Arcata, CA (FHA|USDA|VA) 2 $340,000 $170,000 $2,959 3.00%
    Lumberton, NC (FHA|USDA|VA) 2 $340,000 $170,000 $4,628 3.19%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $335,000 $335,000 $9,124 4.88%
    Marquette, MI (FHA|USDA|VA) 1 $335,000 $335,000 $3,764 2.63%
    Mineral Wells, TX (FHA|USDA|VA) 1 $335,000 $335,000 $6,191 4.00%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $335,000 $335,000 $5,128 2.25%
    Rockport, TX (FHA|USDA|VA) 1 $335,000 $335,000 $4,873 2.88%
    El Dorado, AR (FHA|USDA|VA) 2 $330,000 $165,000 $5,755 3.31%
    ROCKFORD, IL (FHA|USDA|VA) 2 $330,000 $165,000 $7,624 3.25%
    Forrest City, AR (FHA|USDA|VA) 3 $325,000 $108,333 $4,819 3.33%
    Red Bluff, CA (FHA|USDA|VA) 1 $325,000 $325,000 $3,654 4.25%
    CASPER, WY (FHA|USDA|VA) 1 $325,000 $325,000 $1,625 2.63%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $320,000 $160,000 $4,116 3.19%
    SAGINAW, MI (FHA|USDA|VA) 2 $320,000 $160,000 $4,743 3.38%
    Alamogordo, NM (FHA|USDA|VA) 1 $315,000 $315,000 $7,950 2.25%
    WHEELING, WV-OH (FHA|USDA|VA) 1 $315,000 $315,000 $7,192 2.25%
    MONROE, MI (FHA|USDA|VA) 2 $310,000 $155,000 $3,864 3.25%
    Urbana, OH (FHA|USDA|VA) 2 $310,000 $155,000 $5,331 3.38%
    Shelton, WA (FHA|USDA|VA) 1 $305,000 $305,000 $9,505 3.50%
    Cleveland, MS (FHA|USDA|VA) 1 $305,000 $305,000 $10,782 2.25%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $300,000 $150,000 $3,822 3.38%
    FORT WAYNE, IN (FHA|USDA|VA) 2 $300,000 $150,000 $2,813 3.38%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $295,000 $295,000 $4,557 3.25%
    Mount Vernon, OH (FHA|USDA|VA) 2 $290,000 $145,000 $6,160 3.13%
    Paris, TN (FHA|USDA|VA) 2 $290,000 $145,000 $4,010 3.13%
    Salina, KS (FHA|USDA|VA) 3 $285,000 $95,000 $3,692 3.29%
    Wilmington, OH (FHA|USDA|VA) 3 $285,000 $95,000 $3,905 3.08%
    Port Angeles, WA (FHA|USDA|VA) 1 $285,000 $285,000 $4,044 2.88%
    BINGHAMTON, NY (FHA|USDA|VA) 2 $280,000 $140,000 $4,428 3.81%
    Winfield, KS (FHA|USDA|VA) 2 $280,000 $140,000 $4,279 3.44%
    Ludington, MI (FHA|USDA|VA) 2 $280,000 $140,000 $5,358 3.63%
    PITTSFIELD, MA (FHA|USDA|VA) 2 $280,000 $140,000 $3,480 3.00%
    Rexburg, ID (FHA|USDA|VA) 1 $275,000 $275,000 $4,719 2.38%
    Arcadia, FL (FHA|USDA|VA) 1 $275,000 $275,000 $9,826 3.75%
    Boone, NC (FHA|USDA|VA) 1 $275,000 $275,000 $7,274 3.25%
    El Campo, TX (FHA|USDA|VA) 1 $275,000 $275,000 $18,142 2.50%
    Hudson, NY (FHA|USDA|VA) 1 $275,000 $275,000 $7,583 3.13%
    Thomaston, GA (FHA|USDA|VA) 2 $270,000 $135,000 $5,701 3.88%
    Union, SC (FHA|USDA|VA) 1 $265,000 $265,000 $9,438 2.63%
    Prineville, OR (FHA|USDA|VA) 1 $265,000 $265,000 $7,060 2.88%
    Meridian, MS (FHA|USDA|VA) 1 $265,000 $265,000 $9,187 2.75%
    ALTOONA, PA (FHA|USDA|VA) 3 $265,000 $88,333 $5,139 3.63%
    SPRINGFIELD, IL (FHA|USDA|VA) 1 $265,000 $265,000 $12,475 2.50%
    MONROE, LA (FHA|USDA|VA) 2 $260,000 $130,000 $5,730 3.31%
    ENID, OK (FHA|USDA|VA) 1 $255,000 $255,000 $3,507 3.00%
    Poplar Bluff, MO (FHA|USDA|VA) 1 $255,000 $255,000 $3,407 3.25%
    MANKATO, MN (FHA|USDA|VA) 1 $255,000 $255,000 $10,391 3.50%
    HINESVILLE, GA (FHA|USDA|VA) 2 $250,000 $125,000 $6,626 3.31%
    Cookeville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $3,461 3.13%
    LINCOLN, NE (FHA|USDA|VA) 1 $245,000 $245,000 $2,856 2.63%
    Bluefield, WV-VA (FHA|USDA|VA) 1 $245,000 $245,000 $3,712 3.50%
    La Grande, OR (FHA|USDA|VA) 1 $245,000 $245,000 $3,734 3.13%
    Brookings, OR (FHA|USDA|VA) 1 $245,000 $245,000 $9,333 2.75%
    Adrian, MI (FHA|USDA|VA) 1 $245,000 $245,000 $8,906 3.25%
    Willmar, MN (FHA|USDA|VA) 1 $245,000 $245,000 $8,149 3.75%
    Uvalde, TX (FHA|USDA|VA) 2 $240,000 $120,000 $7,439 4.00%
    Gainesville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,299 3.75%
    Pullman, WA (FHA|USDA|VA) 1 $235,000 $235,000 $2,846 3.25%
    Georgetown, SC (FHA|USDA|VA) 1 $235,000 $235,000 $3,505 2.38%
    Laramie, WY (FHA|USDA|VA) 1 $235,000 $235,000 $5,542 3.38%
    Centralia, IL (FHA|USDA|VA) 1 $235,000 $235,000 $13,576 2.25%
    Clewiston, FL (FHA|USDA|VA) 1 $235,000 $235,000 $9,164 3.88%
    Winona, MN (FHA|USDA|VA) 1 $235,000 $235,000 $7,831 3.50%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $235,000 $235,000 $3,704 3.25%
    Peru, IN (FHA|USDA|VA) 2 $230,000 $115,000 $5,047 3.31%
    ELMIRA, NY (FHA|USDA|VA) 2 $230,000 $115,000 $6,550 3.06%
    Moultrie, GA (FHA|USDA|VA) 2 $230,000 $115,000 $3,413 3.13%
    IOWA CITY, IA (FHA|USDA|VA) 1 $225,000 $225,000 $3,741 3.13%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $225,000 $225,000 $5,718 3.63%
    Levelland, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,144 3.25%
    Rock Springs, WY (FHA|USDA|VA) 1 $225,000 $225,000 $7,354 2.38%
    CHEYENNE, WY (FHA|USDA|VA) 1 $225,000 $225,000 $5,078 3.13%
    Mayfield, KY (FHA|USDA|VA) 2 $220,000 $110,000 $3,793 3.19%
    Gillette, WY (FHA|USDA|VA) 1 $215,000 $215,000 $3,023 3.50%
    Owatonna, MN (FHA|USDA|VA) 1 $215,000 $215,000 $8,970 3.75%
    Cadillac, MI (FHA|USDA|VA) 1 $215,000 $215,000 $7,817 3.13%
    Stephenville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,888 2.75%
    Rochelle, IL (FHA|USDA|VA) 1 $215,000 $215,000 $7,428 3.63%
    ALEXANDRIA, LA (FHA|USDA|VA) 1 $215,000 $215,000 $4,360 2.88%
    Malvern, AR (FHA|USDA|VA) 2 $210,000 $105,000 $3,500 3.06%
    Branson, MO (FHA|USDA|VA) 2 $210,000 $105,000 $2,657 3.06%
    Los Alamos, NM (FHA|USDA|VA) 1 $205,000 $205,000 $6,575 2.63%
    DOVER, DE (FHA|USDA|VA) 1 $205,000 $205,000 $4,071 3.38%
    Alice, TX (FHA|USDA|VA) 1 $205,000 $205,000 $7,470 2.25%
    Helena-West Helena, AR (FHA|USDA|VA) 1 $205,000 $205,000 $3,844 2.50%
    New Ulm, MN (FHA|USDA|VA) 1 $205,000 $205,000 $6,042 2.38%
    SAN ANGELO, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,670 2.75%
    Point Pleasant, WV-OH (FHA|USDA|VA) 1 $205,000 $205,000 $1,826 3.50%
    Mason City, IA (FHA|USDA|VA) 2 $200,000 $100,000 $4,773 2.88%
    Alma, MI (FHA|USDA|VA) 2 $200,000 $100,000 $2,990 3.19%
    LEWISTON, ID-WA (FHA|USDA|VA) 1 $195,000 $195,000 $6,597 2.88%
    DANVILLE, IL (FHA|USDA|VA) 1 $195,000 $195,000 $5,464 2.25%
    Middlesborough, KY (FHA|USDA|VA) 1 $195,000 $195,000 $7,129 3.25%
    Dyersburg, TN (FHA|USDA|VA) 1 $195,000 $195,000 $5,374 3.00%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $190,000 $95,000 $3,952 3.31%
    Olean, NY (FHA|USDA|VA) 2 $190,000 $95,000 $6,230 3.31%
    Ruston, LA (FHA|USDA|VA) 1 $185,000 $185,000 $6,959 3.38%
    BLOOMINGTON, IL (FHA|USDA|VA) 1 $185,000 $185,000 $6,800 3.38%
    Pella, IA (FHA|USDA|VA) 1 $185,000 $185,000 $7,569 3.25%
    Shelby, NC (FHA|USDA|VA) 1 $185,000 $185,000 $9,606 2.63%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.13%
    Washington Court House, OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,585 3.13%
    Amsterdam, NY (FHA|USDA|VA) 2 $180,000 $90,000 $5,028 2.88%
    JOPLIN, MO (FHA|USDA|VA) 2 $180,000 $90,000 $3,960 3.81%
    New Castle, IN (FHA|USDA|VA) 1 $175,000 $175,000 $7,476 3.25%
    BAY CITY, MI (FHA|USDA|VA) 1 $175,000 $175,000 $6,746 3.00%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,402 3.25%
    Fredericksburg, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.13%
    Muskogee, OK (FHA|USDA|VA) 1 $175,000 $175,000 $7,576 4.13%
    Shawano, WI (FHA|USDA|VA) 1 $175,000 $175,000 $3,640 2.88%
    Madison, IN (FHA|USDA|VA) 1 $175,000 $175,000 $3,439 3.88%
    Athens, TN (FHA|USDA|VA) 1 $175,000 $175,000 $6,438 3.88%
    Indiana, PA (FHA|USDA|VA) 1 $175,000 $175,000 $4,538 3.00%
    Ogdensburg-Massena, NY (FHA|USDA|VA) 2 $170,000 $85,000 $4,439 3.25%
    Coshocton, OH (FHA|USDA|VA) 2 $170,000 $85,000 $5,421 3.44%
    Lewistown, PA (FHA|USDA|VA) 2 $170,000 $85,000 $6,281 3.25%
    Martinsville, VA (FHA|USDA|VA) 1 $165,000 $165,000 $5,396 3.88%
    Laurinburg, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,519 3.13%
    Big Spring, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,933 3.63%
    Fairmont, WV (FHA|USDA|VA) 1 $165,000 $165,000 $4,025 3.00%
    Ozark, AL (FHA|USDA|VA) 1 $165,000 $165,000 $3,757 3.00%
    GREEN BAY, WI (FHA|USDA|VA) 1 $165,000 $165,000 $3,039 3.38%
    Paragould, AR (FHA|USDA|VA) 1 $165,000 $165,000 $2,908 3.75%
    Athens, OH (FHA|USDA|VA) 2 $160,000 $80,000 $3,839 3.25%
    Vidalia, GA (FHA|USDA|VA) 1 $155,000 $155,000 $5,210 3.13%
    Menomonie, WI (FHA|USDA|VA) 1 $155,000 $155,000 $6,299 3.50%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $155,000 $155,000 $4,421 3.50%
    Emporia, KS (FHA|USDA|VA) 1 $155,000 $155,000 $6,015 3.25%
    Decatur, IN (FHA|USDA|VA) 1 $155,000 $155,000 $7,426 3.50%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,252 3.63%
    Coldwater, MI (FHA|USDA|VA) 1 $155,000 $155,000 $4,662 3.75%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $155,000 $155,000 $5,827 2.88%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $155,000 $155,000 $8,756 3.25%
    Sterling, IL (FHA|USDA|VA) 1 $155,000 $155,000 $7,764 2.88%
    Camden, AR (FHA|USDA|VA) 1 $155,000 $155,000 $3,025 2.88%
    VICTORIA, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,134 3.38%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $155,000 $155,000 $3,592 3.13%
    Frankfort, IN (FHA|USDA|VA) 1 $145,000 $145,000 $5,323 3.25%
    Holland, MI (FHA|USDA|VA) 1 $145,000 $145,000 $6,099 3.38%
    Kendallville, IN (FHA|USDA|VA) 1 $145,000 $145,000 $6,230 3.63%
    Meadville, PA (FHA|USDA|VA) 1 $145,000 $145,000 $4,479 4.00%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $145,000 $145,000 $4,875 2.63%
    GREAT FALLS, MT (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.25%
    Orangeburg, SC (FHA|USDA|VA) 1 $145,000 $145,000 $5,431 3.00%
    Plattsburgh, NY (FHA|USDA|VA) 1 $145,000 $145,000 $2,403 2.38%
    Washington, NC (FHA|USDA|VA) 1 $145,000 $145,000 $7,137 2.88%
    POCATELLO, ID (FHA|USDA|VA) 1 $145,000 $145,000 $3,406 3.00%
    The Dalles, OR (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.75%
    Bogalusa, LA (FHA|USDA|VA) 1 $145,000 $145,000 $3,549 3.38%
    Seymour, IN (FHA|USDA|VA) 1 $145,000 $145,000 $5,452 3.13%
    Paris, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,213 3.13%
    Augusta-Waterville, ME (FHA|USDA|VA) 1 $135,000 $135,000 $6,226 3.88%
    Sturgis, MI (FHA|USDA|VA) 1 $135,000 $135,000 $6,571 3.13%
    Silver City, NM (FHA|USDA|VA) 1 $135,000 $135,000 $5,997 3.13%
    Sunbury, PA (FHA|USDA|VA) 1 $135,000 $135,000 $7,509 2.75%
    North Vernon, IN (FHA|USDA|VA) 1 $135,000 $135,000 $7,555 3.88%
    Hutchinson, KS (FHA|USDA|VA) 1 $135,000 $135,000 $4,212 2.75%
    Blytheville, AR (FHA|USDA|VA) 1 $125,000 $125,000 $3,306 3.25%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $125,000 $125,000 $5,114 2.38%
    MANHATTAN, KS (FHA|USDA|VA) 1 $125,000 $125,000 $5,136 2.88%
    BATTLE CREEK, MI (FHA|USDA|VA) 1 $125,000 $125,000 $6,764 3.75%
    Lufkin, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,416 2.75%
    Douglas, GA (FHA|USDA|VA) 1 $125,000 $125,000 $5,875 3.50%
    Brownwood, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,215 3.88%
    Scottsboro, AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,276 2.88%
    COLUMBIA, MO (FHA|USDA|VA) 1 $125,000 $125,000 $3,493 3.13%
    Malone, NY (FHA|USDA|VA) 1 $115,000 $115,000 $7,833 3.00%
    Cortland, NY (FHA|USDA|VA) 1 $115,000 $115,000 $6,084 2.75%
    LIMA, OH (FHA|USDA|VA) 1 $115,000 $115,000 $6,361 2.75%
    Minden, LA (FHA|USDA|VA) 1 $115,000 $115,000 $6,184 3.38%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $115,000 $115,000 $5,469 3.00%
    ROCKY MOUNT, NC (FHA|USDA|VA) 1 $115,000 $115,000 $3,915 3.25%
    Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $115,000 $115,000 $5,773 3.00%
    Celina, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,039 3.63%
    Magnolia, AR (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.13%
    Marshall, MO (FHA|USDA|VA) 1 $115,000 $115,000 $1,483 5.00%
    Vernal, UT (FHA|USDA|VA) 1 $115,000 $115,000 $3,346 3.50%
    Murray, KY (FHA|USDA|VA) 1 $105,000 $105,000 $3,737 3.13%
    Sikeston, MO (FHA|USDA|VA) 1 $105,000 $105,000 $6,175 3.00%
    Sault Ste. Marie, MI (FHA|USDA|VA) 1 $105,000 $105,000 $4,336 3.88%
    Grand Rapids, MN (FHA|USDA|VA) 1 $105,000 $105,000 $6,291 3.25%
    Atmore, AL (FHA|USDA|VA) 1 $105,000 $105,000 $3,545 3.25%
    Guymon, OK (FHA|USDA|VA) 1 $105,000 $105,000 $4,124 3.00%
    Huntington, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,240 3.88%
    OCEAN CITY, NJ (FHA|USDA|VA) 1 $105,000 $105,000 $5,374 3.38%
    YUMA, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $7,377 3.13%
    St. Marys, PA (FHA|USDA|VA) 1 $105,000 $105,000 $6,037 3.25%
    Rockingham, NC (FHA|USDA|VA) 1 $95,000 $95,000 $4,892 3.38%
    Kirksville, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,378 2.75%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $95,000 $95,000 $3,696 3.38%
    Galesburg, IL (FHA|USDA|VA) 1 $95,000 $95,000 $5,191 3.25%
    Gloversville, NY (FHA|USDA|VA) 1 $95,000 $95,000 $6,175 3.75%
    Laurel, MS (FHA|USDA|VA) 1 $95,000 $95,000 $5,938 3.75%
    SIOUX FALLS, SD (FHA|USDA|VA) 1 $85,000 $85,000 $4,408 2.75%
    Bradford, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,367 3.25%
    Cordele, GA (FHA|USDA|VA) 1 $85,000 $85,000 $3,721 3.50%
    Maysville, KY (FHA|USDA|VA) 1 $85,000 $85,000 $2,756 3.00%
    Martin, TN (FHA|USDA|VA) 1 $85,000 $85,000 $3,853 2.88%
    Thomasville, GA (FHA|USDA|VA) 1 $85,000 $85,000 $1,954 3.88%
    Fort Polk South, LA (FHA|USDA|VA) 1 $85,000 $85,000 $4,742 3.13%
    Kennett, MO (FHA|USDA|VA) 1 $75,000 $75,000 $3,612 3.50%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $75,000 $75,000 $4,453 3.25%
    Alpena, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,635 3.25%
    Alexandria, MN (FHA|USDA|VA) 1 $75,000 $75,000 $3,556 3.50%
    Bonham, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,683 2.88%
    ERIE, PA (FHA|USDA|VA) 1 $75,000 $75,000 $5,313 3.25%
    Fairmont, MN (FHA|USDA|VA) 1 $75,000 $75,000 $3,463 3.75%
    Jesup, GA (FHA|USDA|VA) 1 $75,000 $75,000 $4,974 3.25%
    Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $65,000 $65,000 $5,829 3.25%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $55,000 $55,000 $2,901 2.75%
    Miami, OK (FHA|USDA|VA) 1 $55,000 $55,000 $3,897 3.00%
    Connersville, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,141 2.75%
    Duncan, OK (FHA|USDA|VA) 1 $55,000 $55,000 $3,859 3.25%
    DECATUR, IL (FHA|USDA|VA) 1 $45,000 $45,000 $3,307 3.50%
    Marion, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.00%
    Bank Of England's top markets include Jacksonville, Milwaukee, Little Rock, Denver, and Portland among others.

    Their top states include:
  • Florida (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Bank of England based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 14,625 $4,174,375,000 $285,427 $4,668 3.15%
    FHA 2,836 $639,620,000 $225,536 $8,773 3.25%
    VA 1,606 $534,320,000 $332,702 $8,030 2.76%
    USDA 724 $125,840,000 $173,812 $5,897 3.03%

    For 2021, Bank Of England's most frequently originated type of loan was Conventional, with 14,625 originations. Their 2nd most popular type was FHA, with 2,836 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 12,114 $3,328,990,000 $274,805 $6,176 3.18%
    Refi 4,559 $1,259,365,000 $276,237 $4,321 2.94%
    Cash Out Refi 3,110 $885,420,000 $284,701 $5,232 3.23%
    Home Improvement 7 $335,000 $47,857 $1,557 4.78%
    Other 1 $45,000 $45,000 $0 5.25%

    For 2021, Bank Of England's most frequently cited loan purpose was Home Purchase, with 12,114 originations. The 2nd most popular reason was Refi, with 4,559 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 17,678 $4,969,550,000 $281,115 $5,794 3.18%
    15 Year 1,546 $363,870,000 $235,362 $4,023 2.57%
    20 Year 307 $78,945,000 $257,150 $4,161 2.96%
    Other 147 $40,445,000 $275,136 $3,983 3.31%
    10 Year 103 $17,845,000 $173,252 $3,478 2.47%
    1 Year 7 $725,000 $103,571 $3,041 4.70%
    30+ year 2 $2,730,000 $1,365,000 $6,605 6.00%
    5 Year 1 $45,000 $45,000 $0 5.25%

    For 2021, Bank Of England's most frequently cited loan duration was 30 Year, with 17,678 originations. The 2nd most popular length was 15 Year, with 1,546 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 9,216 $2,506,800,000 $272,005
    $<1k 3,792 $1,044,040,000 $275,327
    $2k-3k 2,397 $590,225,000 $246,235
    $3k-4k 1,432 $382,450,000 $267,074
    $5k+ 1,275 $522,475,000 $409,784
    $4k-5k 855 $254,955,000 $298,193

    Bank Of England's average total fees were $5,794, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 9,216 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 10,213 $2,733,895,000 $267,688
    2.5-3% 7,128 $2,076,150,000 $291,267
    <2.5% 1,856 $518,820,000 $279,537
    4-5% 539 $123,665,000 $229,434
    5-6% 39 $12,895,000 $330,641
    6-7% 7 $3,845,000 $549,286
    7-8% 6 $4,630,000 $771,667
    Over 8% 3 $255,000 $85,000

    During 2021, Bank Of England's average interest rate for loans was 3.18%, while their most frequently originated rate bucket for loans was 3-4%, with 10,213 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 9,758 $2,770,350,000 $283,906 $5,842 3.11%
    $100k-200k 5,791 $897,835,000 $155,040 $4,565 3.16%
    $400k-600k 2,834 $1,364,880,000 $481,609 $6,503 3.06%
    $100,000 or less 927 $73,085,000 $78,840 $3,862 3.31%
    $600k-1MM 441 $316,365,000 $717,381 $10,317 3.10%
    $1MM+ 40 $51,640,000 $1,291,000 $14,084 3.59%

    2021 saw Bank Of England place emphasis on $200k-400k loans with 9,758 originations, totaling $2,770,350,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 5,018 $1,132,850,000 $225,757 $5,654 3.14%
    $100k-150k 3,915 $1,269,685,000 $324,313 $5,712 3.13%
    $50k or less 3,760 $650,070,000 $172,891 $5,006 3.12%
    $75k-100k 3,623 $1,004,045,000 $277,131 $5,863 3.15%
    $150k-250k 2,419 $930,825,000 $384,797 $5,761 3.10%
    $250k+ 1,028 $477,970,000 $464,951 $6,054 3.12%

    Bank Of England lent most frequently to those with incomes in the $50k-75k range, with 5,018 originations. The second most popular income band? $100k-150k, with 3,915 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,702 $1,006,870,000 $271,980 $4,810 3.08%
    30-36% 3,515 $964,005,000 $274,255 $5,194 3.13%
    <20% 1,240 $337,200,000 $271,935 $4,341 2.99%
    44% 989 $273,295,000 $276,335 $6,016 3.19%
    43% 855 $227,945,000 $266,602 $5,832 3.22%
    42% 848 $235,860,000 $278,137 $6,015 3.18%
    41% 789 $220,875,000 $279,943 $5,556 3.18%
    40% 783 $221,665,000 $283,097 $5,799 3.17%
    50-60% 765 $213,845,000 $279,536 $9,541 3.14%
    38% 749 $213,535,000 $285,093 $5,506 3.19%
    39% 721 $198,945,000 $275,929 $5,619 3.19%
    49% 719 $204,505,000 $284,430 $6,690 3.17%
    37% 700 $191,150,000 $273,071 $5,497 3.18%
    36% 686 $185,880,000 $270,962 $5,542 3.16%
    45% 671 $186,965,000 $278,636 $5,986 3.17%
    46% 560 $165,080,000 $294,786 $6,339 3.18%
    48% 558 $156,160,000 $279,857 $6,472 3.19%
    47% 528 $147,830,000 $279,981 $6,489 3.16%
    >60% 13 $4,465,000 $343,462 $8,664 2.91%

    Bank Of England lent most frequently to those with DTI ratios of 20-30%, with 3,702 originations. The next most common DTI ratio? 30-36%, with 3,515 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 15,702 $4,308,030,000 $274,362 $5,442 3.12%
    Not provided 1,801 $521,755,000 $289,703 $5,762 3.14%
    Black 1,494 $381,020,000 $255,033 $6,834 3.22%
    Asian 630 $213,370,000 $338,683 $6,263 3.07%
    American Indian 90 $26,320,000 $292,444 $5,835 3.12%
    Native Hawaiian or Islander 32 $9,820,000 $306,875 $7,617 3.06%
    Asian Indian 13 $4,105,000 $315,769 $4,742 3.21%
    Not applicable 11 $3,935,000 $357,727 $0 4.50%
    Filipino 6 $1,930,000 $321,667 $6,090 3.15%
    Other Asian 6 $1,890,000 $315,000 $4,254 3.29%
    Chinese 1 $575,000 $575,000 $12,710 3.38%
    Korean 2 $560,000 $280,000 $8,554 3.00%
    Japanese 1 $415,000 $415,000 $5,178 3.13%
    Other Pacific Islander 1 $215,000 $215,000 $7,025 2.75%
    1 $215,000 $215,000 $9,138 3.25%

    Approval Rates

    Total approvals of all applications
    98.17%

    Bank Of England has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    70.17%

    Bank Of England has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 19,791 $5,474,155,000 $276,598

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    19,791 $5,474,155,000 $276,598

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 495 $102,495,000 $207,061 $4,119 2.87%
    40-60% 2,015 $545,055,000 $270,499 $4,482 2.94%
    60-80% 6,262 $1,840,370,000 $293,895 $4,759 3.16%
    80-100% 10,612 $2,857,020,000 $269,225 $6,071 3.17%
    Over 100% 366 $123,550,000 $337,568 $13,400 2.88%
    Under 20% 41 $5,665,000 $138,171 $3,798 3.04%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    BANK OF THE WEST Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 5 16.7%
    BANK OF THE WEST VA mortgage Trouble during payment process 1 3.3%
    BANK OF THE WEST Other type of mortgage Trouble during payment process 2 6.7%
    BANK OF THE WEST Other type of mortgage Struggling to pay mortgage 1 3.3%
    BANK OF THE WEST Other type of mortgage Closing on a mortgage 1 3.3%
    BANK OF THE WEST Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 3.3%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Trouble during payment process 3 10.0%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Closing on a mortgage 4 13.3%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 2 6.7%
    BANK OF THE WEST FHA mortgage Trouble during payment process 1 3.3%
    BANK OF THE WEST Conventional home mortgage Struggling to pay mortgage 2 6.7%
    BANK OF THE WEST Conventional home mortgage Closing on a mortgage 1 3.3%
    BANK OF THE WEST Conventional home mortgage Trouble during payment process 6 20.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bank of England 100 Stuttgart Highway England, AR 72046 Full Service B&M $10,813
    Bank of England 101 Park Street Carlisle, AR 72024 Full Service B&M $27,468
    Bank of England 11044 Hwy 165 North Little Rock, AR 72117 Full Service B&M $26,670
    Bank of England 1109 North Center Street Lonoke, AR 72086 Full Service B&M $65,520
    Bank of England 123 South Main Street England, AR 72046 Full Service B&M $262,438
    Bank of England 1320 Rebsamen Park Road Little Rock, AR 72202 Full Service B&M $28,397

    For 2021, Bank Of England had 6 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $14,471
    Net interest income $11,958
    Total noninterest income $265,952
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $430
    Trading account gains and fees $0
    Additional Noninterest Income $265,522
    Pre-tax net operating income $36,961
    Securities gains (or losses, -) $0
    Income before extraordinary items $27,302
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $27,302
    Minority interest net income $0
    Net income $27,302
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $27,302

    Bank Of England's gross interest income from loans was $14,471,000.
    Bank Of England's net interest income from loans was $11,958,000.
    Bank Of England's fee based income from loans was $430,000.
    Bank Of England's net income from loans was $27,302,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,513
    Provision for credit losses $1,192
    Total noninterest expense $239,757
    Salaries and employee benefits $206,626
    Premises and equipment expense $14,361
    Additional noninterest expense $18,770
    Applicable income taxes $9,659
    Net charge-offs $77
    Cash dividends $20,000

    Bank Of England's interest expense for loans was $2,513,000.
    Bank Of England's payroll and benefits expense were $206,626,000.
    Bank Of England's property, plant and equipment expenses $14,361,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $415,778
    Deposits held in domestic offices $415,778
    Deposits by Individuals, partnerships, and corporations $379,509
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $32,043
    Deposits by Commercial banks and other depository institutions in U.S. $4,226
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $177,620
    Demand deposits $125,104
    Nontransaction accounts $238,158
    Money market deposit accounts (MMDAs) $50,805
    Other savings deposits (excluding MMDAs) $24,883
    Total time deposits $162,470
    Total time and savings deposits $290,674
    Noninterest-bearing deposits $125,104
    Interest-bearing deposits $290,674
    Retail deposits $357,454
    IRAs and Keogh plan accounts $11,272
    Brokered deposits $29,591
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $547,610
    Cash & Balances due from depository institutions $94,455
    Interest-bearing balances $90,432
    Total securities $41,678
    Federal funds sold & reverse repurchase $0
    Net loans and leases $342,864
    Loan and leases loss allowance $3,881
    Trading account assets $0
    Bank premises and fixed assets $6,890
    Other real estate owned $783
    Goodwill and other intangibles $40,453
    All other assets $20,487

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $547,610
    Total Liabilities $463,283
    Total deposits $415,778
    Interest-bearing deposits $290,674
    Deposits held in domestic offices $415,778
    % insured (estimated) $57
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $17,500
    Subordinated debt $0
    All other liabilities $30,005

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $342,864
    Loan and leases loss allowance $3,881
    Total loans and leases (domestic) $346,745
    All real estate loans $296,507
    Real estate loans in domestic offices $296,507
    Construction and development loans $2,880
    Residential 1-4 family construction $399
    Other construction, all land development and other land $2,481
    Loans secured by nonfarm nonresidential properties $25,175
    Nonfarm nonresidential secured by owner-occupied properties $2,025
    Commercial real estate & other non-farm, non-residential $23,150
    Multifamily residential real estate $921
    1-4 family residential loans $253,086
    Farmland loans $14,445
    Loans held in foreign offices $0
    Farm loans $18,969
    Commercial and industrial loans $27,384
    To non-U.S. addressees $0
    Loans to individuals $3,892
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $622
    Other loans to individuals $3,270
    All other loans & leases $0
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $667
    Non 1-4 family restructured loans & leases $188
    Total loans and leases (foreign) $0

    Bank of England had $342,864,000 of loans outstanding in 2021. $296,507,000 of loans were in real estate loans. $2,880,000 of loans were in development loans. $921,000 of loans were in multifamily mortgage loans. $253,086,000 of loans were in 1-4 family mortgage loans. $18,969,000 of loans were in farm loans. $0 of loans were in credit card loans. $622,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 60 $8,662 $144,367
    Nonfarm, nonresidential loans - <$100k 21 $708 $33,714
    Nonfarm, nonresidential loans - $100-250k 23 $3,024 $131,478
    Nonfarm, nonresidential loans - $250k-1MM 16 $4,930 $308,125
    Commercial & Industrial, US addressed loans - <$1MM 210 $12,047 $57,367
    Commercial & Industrial, US addressed loans - <$100k 166 $3,333 $20,078
    Commercial & Industrial, US addressed loans - $100-250k 27 $2,566 $95,037
    Commercial & Industrial, US addressed loans - $250k-1MM 17 $6,148 $361,647
    Farmland loans - <$1MM 45 $3,191 $70,911
    Farmland loans - <$100k 28 $801 $28,607
    Farmland loans - $100-250k 13 $1,397 $107,462
    Farmland loans - $250k-1MM 4 $993 $248,250
    Agriculture operations loans - <$1MM 118 $7,445 $63,093
    Agriculture operations loans - <$100k 80 $2,397 $29,963
    Agriculture operations loans - $100-250k 23 $2,245 $97,609
    Agriculture operations loans - $250k-1MM 15 $2,803 $186,867