Bank Of England Mortgage Rates, Fees & Info
England, ARLEI: 549300GY4NTTEM7WWB64
Tax ID: 71-0009800
3 stars - Updated: 12/5/23
-
out of 5 stars, based on 102 reviews
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of England is a mid-sized bank specializing in Home Purchase loans. Bank Of England has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Jacksonville, Milwaukee, Little Rock, Memphis, and Portland among others. We have data for 585 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of England has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of England is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.86% | 12/5/23 |
| 30 Year Conventional Refi | 6.62% | 12/5/23 |
| 30 Year Cash-out Refi | 6.90% | 12/5/23 |
| 30 Year FHA Purchase | 7.61% | 12/5/23 |
| 30 Year FHA Refi | 7.23% | 12/5/23 |
| 30 Year VA Purchase | 6.36% | 12/5/23 |
| 30 Year VA Refi | 5.83% | 12/5/23 |
| 30 Year USDA Purchase | 6.89% | 12/5/23 |
| 30 Year USDA Refi | 6.27% | 12/5/23 |
| 15 Year Conventional Purchase | 6.21% | 12/5/23 |
| 15 Year Conventional Refi | 6.18% | 12/5/23 |
| 15 Year Cash-out Refi | 6.18% | 12/5/23 |
| 15 Year FHA Refi | 5.68% | 12/5/23 |
| 15 Year VA Purchase | 6.03% | 12/5/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Bank Of England Mortgage Calculator
Your Estimates
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This is not an official calculator from Bank Of England. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
10,458Origination Dollar Volume (All Markets)
$3,084,530,000Awards
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Bank of England - 2022
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For 2022, less than of lenders were eligible for this award.
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Relative Rate
Bank Of England's average 30 year fixed mortgage rate was
5.11%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of 0.35%.
Relative Fees (Closing Costs)
Bank Of England's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,489.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| JACKSONVILLE, FL (FHA|USDA|VA) | 1,010 | $335,420,000 | $332,099 | $8,830 | 4.97% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 493 | $134,375,000 | $272,566 | $4,329 | 5.26% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 519 | $117,755,000 | $226,888 | $5,560 | 4.94% |
| Outside of Metro Areas | 488 | $100,240,000 | $205,410 | $6,289 | 5.05% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 308 | $95,810,000 | $311,071 | $7,478 | 4.86% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 210 | $92,850,000 | $442,143 | $7,481 | 5.09% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 246 | $92,510,000 | $376,057 | $10,064 | 5.06% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 274 | $88,280,000 | $322,190 | $6,603 | 4.99% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 196 | $88,180,000 | $449,898 | $8,144 | 5.03% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 232 | $87,230,000 | $375,991 | $6,655 | 4.96% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 235 | $84,665,000 | $360,277 | $8,956 | 5.23% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 200 | $66,980,000 | $334,900 | $9,605 | 5.27% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 211 | $64,875,000 | $307,464 | $7,418 | 5.31% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 168 | $60,170,000 | $358,155 | $11,681 | 4.86% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 121 | $54,645,000 | $451,612 | $9,007 | 4.90% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 202 | $51,490,000 | $254,901 | $5,298 | 5.22% |
| COLUMBUS, OH (FHA|USDA|VA) | 168 | $49,940,000 | $297,262 | $7,827 | 5.13% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 156 | $48,450,000 | $310,577 | $5,010 | 5.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 212 | $47,290,000 | $223,066 | $5,765 | 5.46% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 152 | $41,660,000 | $274,079 | $7,854 | 5.32% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 117 | $32,805,000 | $280,385 | $5,496 | 4.98% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 91 | $32,705,000 | $359,396 | $9,659 | 5.23% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 132 | $26,610,000 | $201,591 | $4,919 | 5.18% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 96 | $25,720,000 | $267,917 | $5,852 | 5.43% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 84 | $25,650,000 | $305,357 | $8,031 | 4.96% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 71 | $24,435,000 | $344,155 | $8,209 | 4.79% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 82 | $24,320,000 | $296,585 | $11,067 | 4.70% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 75 | $24,225,000 | $323,000 | $8,391 | 5.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 59 | $22,735,000 | $385,339 | $8,471 | 5.12% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 70 | $21,500,000 | $307,143 | $10,436 | 5.16% |
| LAFAYETTE, LA (FHA|USDA|VA) | 79 | $21,105,000 | $267,152 | $5,053 | 4.54% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 71 | $20,885,000 | $294,155 | $7,896 | 4.77% |
| Dickinson, ND (FHA|USDA|VA) | 70 | $20,020,000 | $286,000 | $5,540 | 5.01% |
| BOISE CITY, ID (FHA|USDA|VA) | 52 | $19,710,000 | $379,038 | $10,879 | 4.69% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 48 | $19,360,000 | $403,333 | $14,230 | 5.34% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 83 | $18,665,000 | $224,880 | $4,735 | 5.24% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 72 | $18,170,000 | $252,361 | $6,556 | 5.09% |
| JACKSON, MS (FHA|USDA|VA) | 59 | $17,405,000 | $295,000 | $8,779 | 5.22% |
| MOBILE, AL (FHA|USDA|VA) | 80 | $16,190,000 | $202,375 | $7,112 | 5.17% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 47 | $15,995,000 | $340,319 | $10,434 | 5.37% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 84 | $15,710,000 | $187,024 | $6,651 | 5.41% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 21 | $15,585,000 | $742,143 | $14,544 | 4.52% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 43 | $15,315,000 | $356,163 | $6,814 | 4.85% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 51 | $14,975,000 | $293,627 | $8,239 | 4.69% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 47 | $14,175,000 | $301,596 | $9,017 | 5.15% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 54 | $13,420,000 | $248,519 | $8,511 | 4.18% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 59 | $13,295,000 | $225,339 | $5,397 | 5.10% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 41 | $13,095,000 | $319,390 | $7,106 | 5.05% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 63 | $12,585,000 | $199,762 | $6,907 | 5.36% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 32 | $12,410,000 | $387,813 | $8,789 | 5.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 23 | $11,365,000 | $494,130 | $10,859 | 5.32% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 30 | $10,770,000 | $359,000 | $5,095 | 5.20% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 53 | $10,405,000 | $196,321 | $6,774 | 5.08% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 33 | $10,325,000 | $312,879 | $6,441 | 5.08% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 34 | $10,000,000 | $294,118 | $9,950 | 4.95% |
| GREELEY, CO (FHA|USDA|VA) | 21 | $9,905,000 | $471,667 | $8,483 | 4.89% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 23 | $9,785,000 | $425,435 | $10,580 | 5.57% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 27 | $9,635,000 | $356,852 | $8,937 | 5.10% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 37 | $9,415,000 | $254,459 | $6,097 | 4.84% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 20 | $9,340,000 | $467,000 | $10,314 | 5.35% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 35 | $9,175,000 | $262,143 | $10,072 | 4.71% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 32 | $8,850,000 | $276,563 | $8,379 | 5.11% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 20 | $8,800,000 | $440,000 | $12,075 | 5.08% |
| PANAMA CITY, FL (FHA|USDA|VA) | 31 | $8,715,000 | $281,129 | $8,447 | 4.94% |
| Breckenridge, CO (FHA|USDA|VA) | 19 | $8,515,000 | $448,158 | $6,584 | 5.16% |
| Oxford, MS (FHA|USDA|VA) | 27 | $8,085,000 | $299,444 | $8,310 | 4.79% |
| Tupelo, MS (FHA|USDA|VA) | 43 | $8,055,000 | $187,326 | $6,917 | 4.99% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 18 | $7,840,000 | $435,556 | $10,723 | 4.59% |
| BISMARCK, ND (FHA|USDA|VA) | 28 | $7,530,000 | $268,929 | $4,990 | 5.14% |
| JACKSON, TN (FHA|USDA|VA) | 36 | $7,490,000 | $208,056 | $6,372 | 4.98% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 17 | $7,315,000 | $430,294 | $8,157 | 4.91% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 31 | $7,265,000 | $234,355 | $6,823 | 4.91% |
| KNOXVILLE, TN (FHA|USDA|VA) | 21 | $7,085,000 | $337,381 | $7,796 | 5.52% |
| Richmond-Berea, KY (FHA|USDA|VA) | 30 | $7,020,000 | $234,000 | $5,831 | 5.24% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 26 | $6,890,000 | $265,000 | $9,412 | 4.81% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 17 | $6,565,000 | $386,176 | $6,548 | 4.90% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 11 | $6,485,000 | $589,545 | $11,000 | 3.80% |
| Searcy, AR (FHA|USDA|VA) | 37 | $6,465,000 | $174,730 | $6,225 | 4.96% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 27 | $6,385,000 | $236,481 | $6,488 | 4.93% |
| PITTSBURGH, PA (FHA|USDA|VA) | 40 | $6,320,000 | $158,000 | $6,836 | 5.35% |
| Russellville, AR (FHA|USDA|VA) | 38 | $6,270,000 | $165,000 | $5,461 | 4.95% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 10 | $6,220,000 | $622,000 | $10,422 | 4.20% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 18 | $6,200,000 | $344,444 | $7,123 | 5.25% |
| BEND, OR (FHA|USDA|VA) | 9 | $5,655,000 | $628,333 | $7,819 | 4.68% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 15 | $5,365,000 | $357,667 | $11,659 | 4.79% |
| Whitewater, WI (FHA|USDA|VA) | 20 | $5,290,000 | $264,500 | $4,983 | 5.07% |
| RACINE, WI (FHA|USDA|VA) | 21 | $5,275,000 | $251,190 | $5,378 | 5.15% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 19 | $5,175,000 | $272,368 | $8,861 | 4.91% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 23 | $5,135,000 | $223,261 | $7,854 | 5.19% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 15 | $4,975,000 | $331,667 | $11,673 | 4.71% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 12 | $4,940,000 | $411,667 | $14,241 | 5.05% |
| BOULDER, CO (FHA|USDA|VA) | 12 | $4,910,000 | $409,167 | $6,357 | 4.97% |
| READING, PA (FHA|USDA|VA) | 19 | $4,435,000 | $233,421 | $6,191 | 5.88% |
| OCALA, FL (FHA|USDA|VA) | 20 | $4,380,000 | $219,000 | $7,583 | 4.94% |
| BRUNSWICK, GA (FHA|USDA|VA) | 15 | $4,065,000 | $271,000 | $8,972 | 5.54% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 12 | $4,060,000 | $338,333 | $9,309 | 5.79% |
| Jefferson, GA (FHA|USDA|VA) | 10 | $3,790,000 | $379,000 | $9,106 | 5.28% |
| LOUISVILLE, KY (FHA|USDA|VA) | 15 | $3,735,000 | $249,000 | $6,162 | 5.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 12 | $3,670,000 | $305,833 | $7,772 | 5.53% |
| Bozeman, MT (FHA|USDA|VA) | 7 | $3,545,000 | $506,429 | $9,744 | 4.98% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 17 | $3,475,000 | $204,412 | $5,657 | 5.54% |
| GAINESVILLE, FL (FHA|USDA|VA) | 11 | $3,475,000 | $315,909 | $10,314 | 5.36% |
| SALEM, OR (FHA|USDA|VA) | 9 | $3,425,000 | $380,556 | $7,839 | 4.69% |
| Sevierville, TN (FHA|USDA|VA) | 14 | $3,320,000 | $237,143 | $7,826 | 5.41% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 13 | $3,285,000 | $252,692 | $6,167 | 4.71% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 18 | $3,250,000 | $180,556 | $6,835 | 5.24% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 9 | $3,205,000 | $356,111 | $12,043 | 5.36% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 8 | $3,200,000 | $400,000 | $5,936 | 4.56% |
| Frankfort, KY (FHA|USDA|VA) | 13 | $3,115,000 | $239,615 | $5,987 | 5.44% |
| Forest City, NC (FHA|USDA|VA) | 12 | $3,080,000 | $256,667 | $6,860 | 5.19% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 12 | $3,060,000 | $255,000 | $7,541 | 4.61% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 11 | $3,015,000 | $274,091 | $7,522 | 5.41% |
| Somerset, KY (FHA|USDA|VA) | 15 | $2,965,000 | $197,667 | $5,403 | 4.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $2,845,000 | $406,429 | $8,857 | 3.46% |
| ASHEVILLE, NC (FHA|USDA|VA) | 11 | $2,835,000 | $257,727 | $7,564 | 5.59% |
| RICHMOND, VA (FHA|USDA|VA) | 8 | $2,750,000 | $343,750 | $10,568 | 5.06% |
| OWENSBORO, KY (FHA|USDA|VA) | 17 | $2,725,000 | $160,294 | $4,678 | 4.64% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $2,515,000 | $228,636 | $9,178 | 5.01% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 4 | $2,470,000 | $617,500 | $11,103 | 4.22% |
| ANCHORAGE, AK (FHA|USDA|VA) | 7 | $2,455,000 | $350,714 | $9,174 | 5.61% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $2,430,000 | $405,000 | $14,154 | 4.83% |
| FAIRBANKS, AK (FHA|USDA|VA) | 8 | $2,400,000 | $300,000 | $8,641 | 5.41% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $7,776 | 4.73% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $8,253 | 5.41% |
| MADISON, WI (FHA|USDA|VA) | 8 | $2,320,000 | $290,000 | $5,136 | 5.34% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 10 | $2,310,000 | $231,000 | $5,052 | 5.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 10 | $2,300,000 | $230,000 | $8,353 | 5.18% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 7 | $2,255,000 | $322,143 | $5,116 | 5.14% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 8 | $2,240,000 | $280,000 | $7,218 | 5.88% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 10 | $2,200,000 | $220,000 | $8,480 | 5.10% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 9 | $2,185,000 | $242,778 | $8,425 | 4.57% |
| Palatka, FL (FHA|USDA|VA) | 10 | $2,170,000 | $217,000 | $7,271 | 4.66% |
| LAREDO, TX (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $8,025 | 5.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $7,988 | 4.93% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $11,489 | 5.47% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $8,433 | 5.11% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $2,035,000 | $407,000 | $7,207 | 4.85% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $2,030,000 | $507,500 | $9,502 | 5.41% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $7,371 | 5.38% |
| Danville, KY (FHA|USDA|VA) | 11 | $1,995,000 | $181,364 | $4,878 | 5.47% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $9,546 | 5.16% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,955,000 | $391,000 | $12,892 | 5.45% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $1,895,000 | $270,714 | $6,141 | 4.63% |
| Jasper, IN (FHA|USDA|VA) | 10 | $1,820,000 | $182,000 | $3,619 | 4.93% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $8,111 | 5.63% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $8,450 | 5.59% |
| HATTIESBURG, MS (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $7,241 | 4.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $9,669 | 4.40% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $7,076 | 5.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $5,036 | 5.86% |
| Jasper, AL (FHA|USDA|VA) | 9 | $1,635,000 | $181,667 | $4,941 | 5.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $3,956 | 5.77% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $7,309 | 5.38% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $5,771 | 5.20% |
| EL PASO, TX (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $8,144 | 4.96% |
| Danville, VA (FHA|USDA|VA) | 11 | $1,475,000 | $134,091 | $5,051 | 5.34% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $8,156 | 5.54% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $7,850 | 6.08% |
| ST. CLOUD, MN (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $7,664 | 4.70% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 10 | $1,440,000 | $144,000 | $6,775 | 4.90% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $7,289 | 5.09% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $5,062 | 5.72% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $5,337 | 4.81% |
| LYNCHBURG, VA (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $6,125 | 5.02% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $8,106 | 4.78% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $6,650 | 4.96% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $14,091 | 5.56% |
| Batesville, AR (FHA|USDA|VA) | 8 | $1,370,000 | $171,250 | $6,265 | 5.14% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $10,571 | 4.15% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $5,546 | 5.66% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $7,258 | 5.90% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $7,796 | 4.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $5,221 | 4.63% |
| FOND DU LAC, WI (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $5,644 | 5.79% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $13,114 | 4.88% |
| SANTA FE, NM (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $11,248 | 5.66% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $5,996 | 6.03% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $8,152 | 5.63% |
| Astoria, OR (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $5,895 | 4.94% |
| Mount Sterling, KY (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $5,623 | 6.40% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $12,036 | 4.56% |
| BATON ROUGE, LA (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $6,329 | 4.93% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $7,565 | 3.83% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $8,930 | 4.31% |
| Key West, FL (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $0 | 5.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $5,818 | 4.91% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $7,582 | 4.64% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $8,676 | 4.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $12,536 | 4.94% |
| TULSA, OK (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $6,052 | 4.25% |
| FARGO, ND-MN (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $7,165 | 4.91% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $7,538 | 4.06% |
| JONESBORO, AR (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $7,539 | 5.33% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $6,511 | 5.35% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $10,256 | 6.03% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $5,177 | 4.65% |
| Cookeville, TN (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $7,042 | 5.78% |
| AKRON, OH (FHA|USDA|VA) | 9 | $1,095,000 | $121,667 | $7,112 | 5.40% |
| Granbury, TX (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $8,871 | 4.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $10,205 | 5.38% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $6,266 | 4.72% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $7,728 | 4.56% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $2,526 | 5.21% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $10,619 | 4.66% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $7,326 | 5.10% |
| London, KY (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $8,659 | 5.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $6,587 | 5.56% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $6,483 | 5.75% |
| Starkville, MS (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $6,745 | 5.45% |
| Crossville, TN (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $4,564 | 5.00% |
| Shelby, NC (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $7,341 | 4.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $13,155 | 4.29% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $10,116 | 4.59% |
| Corinth, MS (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $6,633 | 5.02% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $6,406 | 5.33% |
| Sunbury, PA (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $8,111 | 4.86% |
| Owatonna, MN (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $6,604 | 4.67% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $12,615 | 4.75% |
| Newport, OR (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $6,444 | 4.96% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $5,375 | 4.72% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $4,763 | 4.22% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $6,587 | 3.25% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,596 | 5.84% |
| TOPEKA, KS (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $4,644 | 5.30% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $5,031 | 4.17% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $12,087 | 4.42% |
| Branson, MO (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,520 | 4.50% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $8,276 | 5.72% |
| Picayune, MS (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $5,287 | 5.58% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $12,116 | 5.75% |
| Prineville, OR (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,280 | 5.21% |
| LINCOLN, NE (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $7,319 | 5.53% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,014 | 4.25% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,815 | 3.08% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $11,332 | 4.17% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $9,391 | 5.13% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $8,963 | 4.53% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $8,248 | 5.08% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $7,921 | 5.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $5,638 | 5.63% |
| Murray, KY (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $6,948 | 5.00% |
| Sanford, NC (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $7,590 | 4.19% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $14,731 | 4.50% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $0 | 6.13% |
| CHARLESTON, WV (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $5,932 | 5.25% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,144 | 3.63% |
| PINE BLUFF, AR (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $6,391 | 4.75% |
| Mountain Home, AR (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,308 | 5.48% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,318 | 5.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $8,435 | 5.75% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $2,039 | 2.63% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $10,605 | 5.72% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,757 | 5.63% |
| Vincennes, IN (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $5,499 | 5.03% |
| McComb, MS (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $8,730 | 3.46% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $6,443 | 6.03% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $10,213 | 4.08% |
| SYRACUSE, NY (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $7,562 | 5.16% |
| FLINT, MI (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $5,397 | 5.05% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,163 | 4.53% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $17,873 | 2.94% |
| Albertville, AL (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,238 | 5.96% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $9,411 | 6.38% |
| Hutchinson, MN (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,681 | 5.33% |
| Atmore, AL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $12,413 | 4.58% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $6,565 | 4.81% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,177 | 3.38% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $9,509 | 5.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $7,146 | 5.06% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $8,511 | 5.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,247 | 6.00% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,765 | 4.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $12,804 | 6.13% |
| Shawano, WI (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $11,658 | 3.88% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $26,945 | 5.00% |
| Durango, CO (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $11,681 | 5.63% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $11,872 | 5.00% |
| Ruston, LA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,114 | 5.38% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,344 | 6.06% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,025 | 4.38% |
| LIMA, OH (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,082 | 4.58% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $11,098 | 6.75% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,444 | 3.88% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $18,800 | 5.13% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $9,040 | 5.29% |
| BINGHAMTON, NY (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $6,791 | 5.47% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $19,936 | 4.88% |
| Seneca, SC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,550 | 3.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $9,240 | 5.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,696 | 3.94% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,252 | 5.53% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $6,814 | 3.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $7,399 | 6.25% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,363 | 3.63% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $7,996 | 5.75% |
| MONROE, LA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $8,000 | 5.13% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $8,250 | 5.34% |
| Malvern, AR (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,424 | 4.63% |
| Sidney, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,565 | 4.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,683 | 5.56% |
| Elko, NV (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $21,451 | 5.88% |
| Marquette, MI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,384 | 3.25% |
| ENID, OK (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,352 | 3.63% |
| Olean, NY (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $6,480 | 5.03% |
| Paragould, AR (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,982 | 4.88% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $8,445 | 5.25% |
| Shelton, WA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 4.25% |
| Paducah, KY-IL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,324 | 4.79% |
| Outside of Metro Areas | 1 | $525,000 | $525,000 | $4,393 | 4.25% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,898 | 5.38% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,545 | 5.04% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $11,017 | 6.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $12,483 | 5.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,272 | 5.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,740 | 4.19% |
| Paris, TN (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $9,171 | 5.38% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,817 | 4.00% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $12,990 | 3.88% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $7,081 | 6.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,467 | 2.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,761 | 5.50% |
| Fernley, NV (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $16,496 | 3.63% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $11,492 | 4.94% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $12,330 | 5.75% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $12,903 | 7.13% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $10,234 | 5.19% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,096 | 4.06% |
| ROME, GA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $8,745 | 6.00% |
| West Plains, MO (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,578 | 4.04% |
| TYLER, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $7,053 | 5.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,905 | 4.88% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,659 | 4.19% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,946 | 5.44% |
| Hannibal, MO (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,645 | 5.46% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,063 | 3.75% |
| Central City, KY (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,734 | 5.29% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,697 | 5.44% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,344 | 4.88% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,075 | 5.33% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,345 | 5.79% |
| Madisonville, KY (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,287 | 5.71% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,395 | 5.06% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,789 | 5.31% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,042 | 5.88% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,801 | 5.06% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $12,033 | 4.38% |
| Montrose, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,189 | 7.25% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,476 | 6.00% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,513 | 5.44% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,154 | 4.94% |
| WACO, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $11,761 | 5.81% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,631 | 4.58% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,002 | 5.25% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,523 | 6.88% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,178 | 5.38% |
| Salem, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,311 | 4.69% |
| Ashland, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,136 | 3.81% |
| Columbus, MS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,727 | 3.56% |
| Hope, AR (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $4,817 | 4.31% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $19,190 | 5.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,162 | 3.75% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,615 | 4.71% |
| Selinsgrove, PA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $8,186 | 5.13% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,914 | 5.56% |
| Coffeyville, KS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,517 | 6.25% |
| MONROE, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,171 | 6.13% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,474 | 4.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,294 | 4.13% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,758 | 5.69% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,714 | 5.63% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,844 | 4.38% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $18,698 | 4.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,142 | 4.25% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,130 | 4.69% |
| DALTON, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,075 | 5.19% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,613 | 5.31% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,987 | 5.44% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,850 | 4.50% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,158 | 6.50% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,254 | 4.38% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,946 | 3.75% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,206 | 4.88% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,324 | 5.44% |
| Brookhaven, MS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,064 | 6.00% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,861 | 4.69% |
| Kearney, NE (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,578 | 5.50% |
| Edwards, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,837 | 4.88% |
| Harrison, AR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,675 | 4.81% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,673 | 5.63% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,746 | 4.19% |
| Camden, AR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,962 | 3.94% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,309 | 4.88% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $14,376 | 5.75% |
| Bemidji, MN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,895 | 5.75% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,753 | 3.75% |
| Berlin, NH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,272 | 4.88% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,532 | 5.88% |
| Burlington, IA-IL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,987 | 5.21% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,024 | 4.96% |
| Evanston, WY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,059 | 5.63% |
| Meadville, PA (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $5,619 | 5.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,497 | 5.56% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,358 | 5.69% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,437 | 5.81% |
| Wilson, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,952 | 5.13% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,786 | 5.13% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,503 | 5.06% |
| Somerset, PA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $6,070 | 6.54% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $15,439 | 3.63% |
| CASPER, WY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,280 | 5.88% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,683 | 5.06% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,585 | 7.13% |
| Laconia, NH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,616 | 5.88% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,740 | 5.63% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,206 | 5.63% |
| Marion, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,345 | 5.06% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,345 | 4.38% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,936 | 4.75% |
| Arkadelphia, AR (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,791 | 5.29% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,208 | 5.63% |
| Jennings, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,867 | 3.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,351 | 6.25% |
| Maysville, KY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,719 | 4.94% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,705 | 5.63% |
| Amsterdam, NY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,651 | 6.13% |
| DOVER, DE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,188 | 5.63% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,957 | 5.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $4,913 | 5.33% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,756 | 4.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,214 | 5.31% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,367 | 4.06% |
| Centralia, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,492 | 5.25% |
| Williston, ND (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,346 | 5.50% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,588 | 4.63% |
| Concord, NH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,315 | 6.00% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,191 | 5.25% |
| Grenada, MS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,393 | 4.25% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,505 | 5.63% |
| Athens, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,833 | 5.88% |
| Freeport, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,003 | 5.50% |
| Bay City, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,801 | 6.38% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,044 | 3.88% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,510 | 5.50% |
| Alma, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,859 | 4.75% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,084 | 6.63% |
| Auburn, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,087 | 5.50% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,997 | 7.25% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,611 | 6.63% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.38% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,885 | 4.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,730 | 6.13% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,311 | 4.13% |
| Waycross, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,545 | 4.56% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $14,243 | 5.25% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,382 | 4.13% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,363 | 5.19% |
| Auburn, NY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,224 | 5.19% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 5.00% |
| Borger, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,597 | 4.63% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,772 | 5.44% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,293 | 4.56% |
| Malone, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,461 | 5.31% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,032 | 6.13% |
| Bradford, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,161 | 5.81% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,927 | 4.63% |
| Brookings, SD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,479 | 5.63% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,913 | 5.63% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,360 | 5.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,469 | 4.25% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,721 | 4.81% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,133 | 6.13% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,509 | 5.00% |
| Keene, NH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,739 | 6.50% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,410 | 4.75% |
| ERIE, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,319 | 5.38% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,405 | 4.88% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,279 | 7.13% |
| Sayre, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,905 | 6.75% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,771 | 5.63% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,313 | 5.38% |
| Gillette, WY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 5.94% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,814 | 5.06% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,498 | 6.31% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,334 | 5.88% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,732 | 6.13% |
| Troy, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,092 | 4.63% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,436 | 3.63% |
| Corning, NY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,255 | 4.06% |
| Effingham, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,465 | 3.88% |
| Dayton, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $800 | 3.75% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,557 | 3.88% |
| Durant, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,695 | 7.13% |
| Wooster, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,169 | 5.50% |
| New Castle, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,679 | 6.06% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,489 | 5.25% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,782 | 6.63% |
| Newport, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,599 | 3.63% |
| Marion, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,978 | 4.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,465 | 4.75% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,477 | 5.00% |
| Henderson, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,047 | 3.88% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,043 | 7.00% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,107 | 5.13% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,634 | 5.63% |
| Roswell, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,473 | 5.25% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,968 | 4.25% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,936 | 4.75% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,953 | 3.75% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,032 | 5.50% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,513 | 4.50% |
| Garden City, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,322 | 6.13% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,137 | 6.75% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,850 | 5.50% |
| Wabash, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,733 | 3.75% |
| Athens, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,104 | 3.88% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.63% |
| Ozark, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,825 | 5.63% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.88% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,127 | 5.69% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,016 | 5.25% |
| Bonham, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,293 | 7.25% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,542 | 5.63% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,735 | 5.13% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,623 | 7.25% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,683 | 5.63% |
| Marietta, OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,560 | 5.50% |
| Athens, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,179 | 6.63% |
| Fremont, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,479 | 3.63% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,032 | 4.50% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,429 | 5.63% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,203 | 4.25% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,886 | 4.00% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,254 | 6.25% |
| Bedford, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,828 | 5.00% |
| Parsons, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,637 | 5.88% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,825 | 5.75% |
| Paris, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,644 | 6.25% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,173 | 5.63% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,147 | 3.88% |
| Jackson, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,500 | 3.88% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,949 | 6.63% |
| Marion, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,952 | 3.75% |
| Atchison, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,176 | 6.63% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,054 | 3.88% |
| Kennett, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,332 | 4.63% |
| Dixon, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,553 | 4.75% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,209 | 4.00% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,728 | 3.00% |
| Newberry, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,144 | 6.25% |
| Lake City, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,472 | 3.75% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.63% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,468 | 3.13% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,789 | 5.50% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,513 | 5.00% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,244 | 6.63% |
| Elk City, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,129 | 5.88% |
| Greenville, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,755 | 7.25% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,855 | 3.88% |
| Mason City, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,029 | 4.63% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,922 | 4.13% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,158 | 5.25% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,971 | 7.50% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.00% |
| Union City, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,921 | 7.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,308 | 4.50% |
| Sterling, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,898 | 5.38% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.00% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,798 | 6.50% |
| Miami, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,879 | 6.50% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,349 | 3.75% |
| Richmond, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,021 | 7.13% |
| Laurel, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,363 | 6.25% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,844 | 5.00% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,315 | 6.88% |
| Altus, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,247 | 6.75% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,343 | 5.75% |
| Winfield, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,374 | 4.75% |
| Warren, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,572 | 6.88% |
| Huntington, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,352 | 4.63% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,935 | 5.63% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,174 | 5.63% |
| Madison, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,734 | 4.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,626 | 5.25% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,830 | 5.88% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $5,177 | 6.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against Bank of England based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
D.W. BROWN MORTGAGE CORP.
Similarity Rank: 209
Similarity Rank: 209
Neighbors Federal Credit Union
Similarity Rank: 240
Similarity Rank: 240
Sharon & Crescent United Credit Union
Similarity Rank: 268
Similarity Rank: 268
Liberty Mortgage Corporation
Similarity Rank: 315
Similarity Rank: 315
Town & Country Bank
Similarity Rank: 328
Similarity Rank: 328
SELCO COMMUNITY
Similarity Rank: 425
Similarity Rank: 425
FIRST COMMUNITY CREDIT UNION
Similarity Rank: 435
Similarity Rank: 435
Starion Bank
Similarity Rank: 440
Similarity Rank: 440
American Bank Center
Similarity Rank: 450
Similarity Rank: 450
LUSO-AMERICAN CREDIT UNION
Similarity Rank: 474
Similarity Rank: 474
Product Mix
For 2022, Bank Of England's most frequently originated type of loan was Conventional, with 7,091 originations. Their 2nd most popular type was FHA, with 2,046 originations.
Loan Reason
For 2022, Bank Of England's most frequently cited loan purpose was Home Purchase, with 8,773 originations. The 2nd most popular reason was Cash Out Refi, with 1,190 originations.
Loan Duration/Length
For 2022, Bank Of England's most frequently cited loan duration was 30 Year, with 10,080 originations. The 2nd most popular length was 15 Year, with 290 originations.
Origination Fees/Closing Costs
Bank Of England's average total fees were $7,489, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,449 originations.
Interest Rates
During 2022, Bank Of England's average interest rate for loans was 5.11%, while their most frequently originated rate bucket for loans was 5-6%, with 3,350 originations.
Loan Sizing
2022 saw Bank Of England place emphasis on $200k-400k loans with 5,185 originations, totaling $1,494,495,000 in origination value.
Applicant Income
Bank Of England lent most frequently to those with incomes in the $50k-75k range, with 2,611 originations. The second most popular income band? $100k-150k, with 2,322 originations.
Applicant Debt to Income Ratio
Bank Of England lent most frequently to those with DTI ratios of 30-36%, with 1,696 originations. The next most common DTI ratio? 20-30%, with 1,463 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.48%
Bank Of England has an average approval rate.
Pick Rate
Approvals leading to origination66.13%
Bank Of England has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 10,458 | $3,084,530,000 | $294,945 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10,458 | $3,084,530,000 | $294,945 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BANK OF AMERICA, NATIONAL ASSOCIATION | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 6.7% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 20.0% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | Conventional home mortgage | Closing on a mortgage | 1 | 6.7% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | Conventional home mortgage | Struggling to pay mortgage | 1 | 6.7% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | Conventional home mortgage | Trouble during payment process | 7 | 46.7% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | FHA mortgage | Struggling to pay mortgage | 1 | 6.7% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 6.7% |