Bank Of England Mortgage Rates, Fees & Info

England, AR

LEI: 549300GY4NTTEM7WWB64

Tax ID: 71-0009800

3.9 stars - out of 5 stars, based on 141 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Bank Of England is a mid-sized bank specializing in Home Purchase and Refi loans. Bank Of England has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Jacksonville, Milwaukee, Little Rock, Denver, and Portland among others. Bank Of England has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Bank Of England is typically an average fee lendor.


Originations

19,791

Origination Dollar Volume (All Markets)

$5,474,155,000

Employee count

1,248 Show all (8) awards

Relative Rate

Bank Of England's average 30 year fixed rate mortgage of loans were 3.18%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.03%.

Relative Fees

Bank Of England's average total fees for a 30 year fixed rate mortgage are $5,794.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
JACKSONVILLE, FL (FHA|USDA|VA) 1,825 $543,695,000 $297,915 $6,432 3.03%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 867 $214,215,000 $247,076 $3,400 3.18%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 970 $209,650,000 $216,134 $4,468 3.10%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 504 $199,670,000 $396,171 $5,841 3.10%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 453 $179,365,000 $395,949 $5,537 3.13%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 589 $171,275,000 $290,789 $4,786 3.04%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 437 $144,665,000 $331,041 $4,380 3.15%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 335 $144,485,000 $431,299 $5,448 3.10%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 500 $134,380,000 $268,760 $5,020 3.04%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 434 $133,320,000 $307,189 $7,071 3.14%
Outside of Metro Areas 680 $128,800,000 $189,412 $4,920 3.17%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 410 $113,730,000 $277,390 $5,291 3.17%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 391 $113,565,000 $290,448 $6,209 3.11%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 257 $111,115,000 $432,354 $9,380 3.10%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 361 $98,605,000 $273,144 $6,241 3.25%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 372 $88,830,000 $238,790 $3,954 3.17%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 272 $84,780,000 $311,691 $7,549 3.21%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 390 $82,590,000 $211,769 $4,609 3.29%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 295 $80,645,000 $273,373 $4,086 3.01%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 277 $65,825,000 $237,635 $5,205 3.23%
BOISE CITY, ID (FHA|USDA|VA) 164 $59,770,000 $364,451 $8,222 2.98%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 192 $59,370,000 $309,219 $6,203 3.12%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 238 $59,230,000 $248,866 $4,656 3.11%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 210 $58,300,000 $277,619 $6,329 3.12%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 163 $53,725,000 $329,601 $6,089 2.98%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 110 $50,800,000 $461,818 $7,743 3.00%
Dickinson, ND (FHA|USDA|VA) 183 $48,685,000 $266,038 $4,328 3.18%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 147 $47,475,000 $322,959 $5,599 3.23%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 172 $45,630,000 $265,291 $7,077 3.18%
COLUMBUS, OH (FHA|USDA|VA) 171 $43,965,000 $257,105 $6,175 3.32%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 150 $43,020,000 $286,800 $5,992 3.22%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 151 $42,225,000 $279,636 $6,299 3.24%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 64 $37,860,000 $591,563 $10,339 3.08%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 160 $37,600,000 $235,000 $4,389 3.31%
HUNTSVILLE, AL (FHA|USDA|VA) 119 $36,075,000 $303,151 $5,645 2.96%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 164 $35,940,000 $219,146 $4,809 3.17%
KNOXVILLE, TN (FHA|USDA|VA) 145 $34,175,000 $235,690 $4,720 3.23%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 120 $31,820,000 $265,167 $7,076 3.05%
PANAMA CITY, FL (FHA|USDA|VA) 114 $31,580,000 $277,018 $6,396 3.22%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 121 $30,405,000 $251,281 $5,984 3.13%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 91 $30,285,000 $332,802 $7,059 3.27%
LAFAYETTE, LA (FHA|USDA|VA) 124 $28,330,000 $228,468 $4,343 2.78%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 105 $26,995,000 $257,095 $8,392 3.12%
EVANSVILLE, IN-KY (FHA|USDA|VA) 135 $26,775,000 $198,333 $4,611 3.06%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 140 $26,000,000 $185,714 $5,200 3.18%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 104 $25,760,000 $247,692 $4,884 3.17%
Breckenridge, CO (FHA|USDA|VA) 54 $24,690,000 $457,222 $5,215 3.12%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 44 $23,660,000 $537,727 $8,465 3.21%
BOULDER, CO (FHA|USDA|VA) 56 $22,990,000 $410,536 $4,434 3.04%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 76 $22,350,000 $294,079 $8,005 3.08%
Russellville, AR (FHA|USDA|VA) 139 $22,255,000 $160,108 $4,912 3.06%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 63 $20,635,000 $327,540 $5,688 3.00%
RALEIGH-CARY, NC (FHA|USDA|VA) 73 $20,615,000 $282,397 $5,413 3.05%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 48 $20,260,000 $422,083 $8,006 3.18%
FORT SMITH, AR-OK (FHA|USDA|VA) 100 $20,150,000 $201,500 $3,893 3.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 63 $19,405,000 $308,016 $6,959 3.16%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 52 $18,480,000 $355,385 $7,284 3.10%
DAYTON-KETTERING, OH (FHA|USDA|VA) 103 $18,465,000 $179,272 $6,065 3.51%
KANSAS CITY, MO-KS (FHA|USDA|VA) 77 $18,315,000 $237,857 $4,660 3.05%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 38 $17,920,000 $471,579 $7,375 2.99%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 56 $17,350,000 $309,821 $5,778 3.19%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 62 $17,060,000 $275,161 $6,786 3.13%
JACKSON, MS (FHA|USDA|VA) 67 $16,855,000 $251,567 $5,527 3.04%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 45 $16,455,000 $365,667 $8,987 3.15%
BISMARCK, ND (FHA|USDA|VA) 58 $15,860,000 $273,448 $4,247 3.20%
OKLAHOMA CITY, OK (FHA|USDA|VA) 69 $15,555,000 $225,435 $6,706 3.18%
SALT LAKE CITY, UT (FHA|USDA|VA) 43 $15,375,000 $357,558 $7,378 3.11%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 56 $15,340,000 $273,929 $4,367 3.06%
WORCESTER, MA-CT (FHA|USDA|VA) 48 $15,080,000 $314,167 $6,238 3.12%
GREELEY, CO (FHA|USDA|VA) 43 $14,985,000 $348,488 $6,934 3.12%
PITTSBURGH, PA (FHA|USDA|VA) 76 $14,970,000 $196,974 $5,063 3.01%
BEND, OR (FHA|USDA|VA) 36 $14,720,000 $408,889 $6,815 3.23%
Bozeman, MT (FHA|USDA|VA) 38 $14,630,000 $385,000 $5,712 2.96%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 59 $14,235,000 $241,271 $5,504 3.00%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 40 $13,890,000 $347,250 $7,852 3.03%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 84 $13,340,000 $158,810 $5,419 3.35%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 56 $13,330,000 $238,036 $8,261 3.10%
MOBILE, AL (FHA|USDA|VA) 63 $12,895,000 $204,683 $6,084 3.32%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 47 $12,205,000 $259,681 $6,894 3.45%
RACINE, WI (FHA|USDA|VA) 43 $12,035,000 $279,884 $4,055 3.28%
BOWLING GREEN, KY (FHA|USDA|VA) 48 $11,900,000 $247,917 $5,464 3.13%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 53 $11,565,000 $218,208 $4,574 3.13%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 46 $11,390,000 $247,609 $6,874 3.16%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 32 $10,210,000 $319,063 $6,706 3.20%
COLORADO SPRINGS, CO (FHA|USDA|VA) 27 $10,115,000 $374,630 $5,968 3.11%
Searcy, AR (FHA|USDA|VA) 64 $9,840,000 $153,750 $5,581 3.19%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 44 $9,810,000 $222,955 $7,094 3.28%
Oxford, MS (FHA|USDA|VA) 35 $9,465,000 $270,429 $6,944 2.84%
HOT SPRINGS, AR (FHA|USDA|VA) 44 $9,270,000 $210,682 $3,942 3.11%
STOCKTON, CA (FHA|USDA|VA) 20 $8,260,000 $413,000 $4,600 3.04%
ASHEVILLE, NC (FHA|USDA|VA) 32 $8,190,000 $255,938 $5,540 3.07%
Richmond-Berea, KY (FHA|USDA|VA) 34 $8,140,000 $239,412 $4,753 3.18%
FORT COLLINS, CO (FHA|USDA|VA) 19 $7,745,000 $407,632 $6,317 3.19%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 31 $7,725,000 $249,194 $4,687 3.17%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 22 $7,630,000 $346,818 $4,142 3.00%
Torrington, CT (FHA|USDA|VA) 26 $7,270,000 $279,615 $8,352 3.25%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 20 $7,050,000 $352,500 $7,731 3.06%
SPRINGFIELD, MA (FHA|USDA|VA) 29 $6,965,000 $240,172 $5,108 3.24%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 25 $6,925,000 $277,000 $6,214 3.08%
ST. LOUIS, MO-IL (FHA|USDA|VA) 36 $6,770,000 $188,056 $5,649 3.22%
AKRON, OH (FHA|USDA|VA) 33 $6,505,000 $197,121 $4,690 3.20%
JACKSON, TN (FHA|USDA|VA) 35 $6,215,000 $177,571 $5,628 3.40%
SALEM, OR (FHA|USDA|VA) 19 $6,215,000 $327,105 $5,292 3.25%
Sevierville, TN (FHA|USDA|VA) 24 $5,880,000 $245,000 $5,304 3.18%
Jefferson, GA (FHA|USDA|VA) 21 $5,855,000 $278,810 $4,052 3.03%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 17 $5,835,000 $343,235 $7,006 2.92%
OCALA, FL (FHA|USDA|VA) 28 $5,740,000 $205,000 $6,720 3.10%
HATTIESBURG, MS (FHA|USDA|VA) 25 $5,725,000 $229,000 $5,745 3.17%
ANCHORAGE, AK (FHA|USDA|VA) 17 $5,705,000 $335,588 $8,059 3.18%
PUNTA GORDA, FL (FHA|USDA|VA) 27 $5,645,000 $209,074 $5,678 3.32%
PUEBLO, CO (FHA|USDA|VA) 20 $5,470,000 $273,500 $6,661 3.14%
BATON ROUGE, LA (FHA|USDA|VA) 18 $5,470,000 $303,889 $5,816 2.90%
PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $5,290,000 $377,857 $6,878 3.26%
Whitewater, WI (FHA|USDA|VA) 21 $5,255,000 $250,238 $3,634 3.22%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 15 $5,135,000 $342,333 $4,522 3.30%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 17 $5,015,000 $295,000 $4,131 3.03%
PROVO-OREM, UT (FHA|USDA|VA) 12 $4,910,000 $409,167 $6,244 3.13%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 12 $4,750,000 $395,833 $5,923 2.80%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 14 $4,730,000 $337,857 $4,551 2.94%
RENO, NV (FHA|USDA|VA) 10 $4,640,000 $464,000 $4,699 2.79%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 17 $4,525,000 $266,176 $5,462 3.27%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 23 $4,515,000 $196,304 $6,151 3.23%
MADISON, WI (FHA|USDA|VA) 15 $4,505,000 $300,333 $3,992 3.10%
Williston, ND (FHA|USDA|VA) 16 $4,480,000 $280,000 $6,906 2.98%
LAREDO, TX (FHA|USDA|VA) 22 $4,440,000 $201,818 $7,698 3.08%
SALISBURY, MD-DE (FHA|USDA|VA) 14 $4,440,000 $317,143 $6,054 2.99%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 16 $4,350,000 $271,875 $7,726 3.13%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 13 $4,345,000 $334,231 $5,646 2.98%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 13 $4,305,000 $331,154 $6,834 3.18%
LANCASTER, PA (FHA|USDA|VA) 17 $4,235,000 $249,118 $5,778 3.02%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 16 $3,990,000 $249,375 $6,473 3.07%
READING, PA (FHA|USDA|VA) 21 $3,855,000 $183,571 $7,511 3.02%
COLUMBIA, SC (FHA|USDA|VA) 16 $3,790,000 $236,875 $6,207 3.12%
ALBANY-LEBANON, OR (FHA|USDA|VA) 12 $3,710,000 $309,167 $7,843 3.11%
SHERMAN-DENISON, TX (FHA|USDA|VA) 13 $3,705,000 $285,000 $6,636 3.19%
Frankfort, KY (FHA|USDA|VA) 18 $3,690,000 $205,000 $5,287 3.10%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 15 $3,665,000 $244,333 $7,098 2.92%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 6 $3,650,000 $608,333 $7,202 2.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 21 $3,575,000 $170,238 $4,733 3.06%
Beaver Dam, WI (FHA|USDA|VA) 18 $3,530,000 $196,111 $3,629 3.41%
OWENSBORO, KY (FHA|USDA|VA) 24 $3,520,000 $146,667 $4,839 3.31%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 22 $3,430,000 $155,909 $6,267 3.20%
COLUMBUS, GA-AL (FHA|USDA|VA) 16 $3,430,000 $214,375 $5,602 3.04%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 17 $3,415,000 $200,882 $5,611 3.36%
VALLEJO, CA (FHA|USDA|VA) 8 $3,390,000 $423,750 $4,451 2.98%
TULSA, OK (FHA|USDA|VA) 15 $3,355,000 $223,667 $4,671 2.89%
MIDLAND, TX (FHA|USDA|VA) 10 $3,290,000 $329,000 $7,452 3.23%
SPARTANBURG, SC (FHA|USDA|VA) 14 $3,250,000 $232,143 $7,340 2.98%
Batesville, AR (FHA|USDA|VA) 18 $3,200,000 $177,778 $3,799 3.12%
Key West, FL (FHA|USDA|VA) 5 $3,185,000 $637,000 $10,972 3.15%
CaƱon City, CO (FHA|USDA|VA) 11 $3,185,000 $289,545 $7,405 3.02%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 11 $3,185,000 $289,545 $6,027 3.32%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 15 $3,125,000 $208,333 $5,542 3.06%
Tupelo, MS (FHA|USDA|VA) 17 $3,115,000 $183,235 $5,253 3.17%
SPRINGFIELD, OH (FHA|USDA|VA) 21 $3,105,000 $147,857 $6,512 3.44%
GAINESVILLE, FL (FHA|USDA|VA) 16 $3,050,000 $190,625 $4,792 3.32%
Glenwood Springs, CO (FHA|USDA|VA) 8 $3,020,000 $377,500 $4,579 3.00%
MORRISTOWN, TN (FHA|USDA|VA) 14 $2,990,000 $213,571 $5,805 3.04%
Palatka, FL (FHA|USDA|VA) 11 $2,955,000 $268,636 $7,385 3.03%
WINSTON-SALEM, NC (FHA|USDA|VA) 13 $2,935,000 $225,769 $7,402 3.11%
JACKSONVILLE, NC (FHA|USDA|VA) 11 $2,895,000 $263,182 $8,181 2.97%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 6 $2,800,000 $466,667 $7,894 3.15%
SAVANNAH, GA (FHA|USDA|VA) 11 $2,755,000 $250,455 $4,678 3.15%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 10 $2,690,000 $269,000 $5,775 3.00%
TUCSON, AZ (FHA|USDA|VA) 8 $2,680,000 $335,000 $6,422 3.30%
GAINESVILLE, GA (FHA|USDA|VA) 9 $2,675,000 $297,222 $4,828 3.04%
Outside of Metro Areas 8 $2,670,000 $333,750 $6,724 3.28%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 13 $2,655,000 $204,231 $5,914 3.20%
EAST STROUDSBURG, PA (FHA|USDA|VA) 13 $2,505,000 $192,692 $5,876 3.11%
JONESBORO, AR (FHA|USDA|VA) 12 $2,500,000 $208,333 $4,894 2.94%
ST. CLOUD, MN (FHA|USDA|VA) 11 $2,455,000 $223,182 $6,333 3.17%
Edwards, CO (FHA|USDA|VA) 3 $2,445,000 $815,000 $7,523 3.33%
Oak Harbor, WA (FHA|USDA|VA) 6 $2,420,000 $403,333 $8,719 3.56%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 10 $2,380,000 $238,000 $5,674 2.71%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $2,380,000 $396,667 $7,288 3.10%
GRAND JUNCTION, CO (FHA|USDA|VA) 7 $2,365,000 $337,857 $5,129 2.91%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 9 $2,365,000 $262,778 $5,947 3.39%
FLINT, MI (FHA|USDA|VA) 10 $2,330,000 $233,000 $4,737 3.66%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 13 $2,305,000 $177,308 $4,817 3.06%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 13 $2,295,000 $176,538 $5,052 3.19%
Lebanon, NH-VT (FHA|USDA|VA) 10 $2,290,000 $229,000 $5,559 3.58%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $2,280,000 $380,000 $3,776 3.17%
TUSCALOOSA, AL (FHA|USDA|VA) 7 $2,275,000 $325,000 $7,787 2.84%
ALBUQUERQUE, NM (FHA|USDA|VA) 10 $2,270,000 $227,000 $5,111 2.89%
FAYETTEVILLE, NC (FHA|USDA|VA) 14 $2,260,000 $161,429 $6,309 3.26%
Danville, VA (FHA|USDA|VA) 17 $2,235,000 $131,471 $5,579 3.01%
Tullahoma-Manchester, TN (FHA|USDA|VA) 9 $2,235,000 $248,333 $4,837 3.29%
London, KY (FHA|USDA|VA) 12 $2,220,000 $185,000 $5,354 3.24%
SPRINGFIELD, MO (FHA|USDA|VA) 9 $2,215,000 $246,111 $3,880 3.00%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 7 $2,165,000 $309,286 $5,427 2.68%
GREENVILLE, NC (FHA|USDA|VA) 11 $2,165,000 $196,818 $6,201 3.41%
Forest City, NC (FHA|USDA|VA) 12 $2,110,000 $175,833 $5,709 2.96%
RICHMOND, VA (FHA|USDA|VA) 8 $2,100,000 $262,500 $7,258 2.95%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $2,085,000 $695,000 $7,089 3.04%
YORK-HANOVER, PA (FHA|USDA|VA) 12 $2,060,000 $171,667 $5,986 3.24%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $2,060,000 $343,333 $6,307 3.19%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 9 $2,055,000 $228,333 $7,669 3.22%
Somerset, KY (FHA|USDA|VA) 13 $2,005,000 $154,231 $4,775 2.91%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 7 $2,005,000 $286,429 $3,393 3.00%
LUBBOCK, TX (FHA|USDA|VA) 7 $1,985,000 $283,571 $6,636 3.07%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 10 $1,970,000 $197,000 $5,919 3.21%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 7 $1,885,000 $269,286 $7,133 3.25%
MONTGOMERY, AL (FHA|USDA|VA) 9 $1,875,000 $208,333 $6,191 3.50%
FARGO, ND-MN (FHA|USDA|VA) 7 $1,855,000 $265,000 $6,084 3.11%
St. Marys, GA (FHA|USDA|VA) 8 $1,840,000 $230,000 $5,868 3.02%
CLEVELAND, TN (FHA|USDA|VA) 8 $1,830,000 $228,750 $4,901 3.06%
DULUTH, MN-WI (FHA|USDA|VA) 9 $1,795,000 $199,444 $4,042 3.17%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 10 $1,770,000 $177,000 $5,260 3.15%
TOLEDO, OH (FHA|USDA|VA) 12 $1,760,000 $146,667 $4,991 3.35%
CANTON-MASSILLON, OH (FHA|USDA|VA) 9 $1,755,000 $195,000 $6,738 3.32%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 8 $1,750,000 $218,750 $5,432 2.94%
Ontario, OR-ID (FHA|USDA|VA) 5 $1,735,000 $347,000 $10,671 3.00%
MODESTO, CA (FHA|USDA|VA) 7 $1,725,000 $246,429 $6,102 3.34%
MEDFORD, OR (FHA|USDA|VA) 6 $1,720,000 $286,667 $5,657 3.17%
ROCHESTER, MN (FHA|USDA|VA) 7 $1,705,000 $243,571 $6,285 3.11%
Coos Bay, OR (FHA|USDA|VA) 6 $1,700,000 $283,333 $7,569 3.29%
LYNCHBURG, VA (FHA|USDA|VA) 9 $1,695,000 $188,333 $3,711 2.97%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 7 $1,685,000 $240,714 $5,208 3.16%
Albertville, AL (FHA|USDA|VA) 5 $1,665,000 $333,000 $5,515 2.85%
Lewisburg, TN (FHA|USDA|VA) 6 $1,660,000 $276,667 $7,263 3.21%
LONGVIEW, WA (FHA|USDA|VA) 4 $1,640,000 $410,000 $6,256 3.66%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 11 $1,635,000 $148,636 $5,722 3.16%
Picayune, MS (FHA|USDA|VA) 10 $1,610,000 $161,000 $5,607 3.00%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,610,000 $805,000 $20,867 3.00%
JOHNSTOWN, PA (FHA|USDA|VA) 18 $1,600,000 $88,889 $4,852 3.17%
Seneca, SC (FHA|USDA|VA) 6 $1,550,000 $258,333 $4,909 2.90%
Heber, UT (FHA|USDA|VA) 2 $1,540,000 $770,000 $14,484 2.88%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,540,000 $385,000 $3,659 3.09%
Brainerd, MN (FHA|USDA|VA) 6 $1,530,000 $255,000 $5,064 3.44%
TALLAHASSEE, FL (FHA|USDA|VA) 7 $1,495,000 $213,571 $7,477 3.14%
Durango, CO (FHA|USDA|VA) 5 $1,495,000 $299,000 $6,135 3.10%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,480,000 $370,000 $7,306 3.00%
Greenwood, SC (FHA|USDA|VA) 3 $1,465,000 $488,333 $5,525 2.67%
SALINAS, CA (FHA|USDA|VA) 4 $1,450,000 $362,500 $4,522 3.19%
BLOOMINGTON, IN (FHA|USDA|VA) 6 $1,450,000 $241,667 $4,643 3.10%
Jasper, IN (FHA|USDA|VA) 9 $1,415,000 $157,222 $4,496 2.90%
Athens, TX (FHA|USDA|VA) 3 $1,415,000 $471,667 $12,233 3.29%
BRUNSWICK, GA (FHA|USDA|VA) 5 $1,405,000 $281,000 $5,683 3.30%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 6 $1,380,000 $230,000 $5,672 3.21%
IDAHO FALLS, ID (FHA|USDA|VA) 3 $1,365,000 $455,000 $4,945 3.13%
Hilo, HI (FHA|USDA|VA) 4 $1,330,000 $332,500 $8,908 2.66%
FRESNO, CA (FHA|USDA|VA) 6 $1,310,000 $218,333 $6,256 3.31%
THE VILLAGES, FL (FHA|USDA|VA) 5 $1,305,000 $261,000 $4,726 3.20%
DECATUR, AL (FHA|USDA|VA) 5 $1,285,000 $257,000 $6,215 3.48%
Morehead City, NC (FHA|USDA|VA) 5 $1,275,000 $255,000 $7,470 3.25%
Shelbyville, TN (FHA|USDA|VA) 4 $1,230,000 $307,500 $5,104 3.13%
Mountain Home, AR (FHA|USDA|VA) 5 $1,205,000 $241,000 $4,300 3.53%
ODESSA, TX (FHA|USDA|VA) 7 $1,205,000 $172,143 $6,786 3.46%
KINGSTON, NY (FHA|USDA|VA) 4 $1,160,000 $290,000 $8,481 3.78%
WICHITA, KS (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,897 2.52%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $1,155,000 $165,000 $5,336 3.32%
WARNER ROBINS, GA (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,973 3.08%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $1,155,000 $385,000 $5,234 3.08%
LOGAN, UT-ID (FHA|USDA|VA) 2 $1,150,000 $575,000 $6,572 3.00%
Traverse City, MI (FHA|USDA|VA) 3 $1,145,000 $381,667 $3,377 2.88%
SHEBOYGAN, WI (FHA|USDA|VA) 4 $1,110,000 $277,500 $2,856 3.41%
LAS CRUCES, NM (FHA|USDA|VA) 3 $1,095,000 $365,000 $4,724 2.79%
NILES, MI (FHA|USDA|VA) 5 $1,065,000 $213,000 $5,014 3.28%
Keene, NH (FHA|USDA|VA) 3 $1,055,000 $351,667 $5,922 3.25%
Ellensburg, WA (FHA|USDA|VA) 3 $1,045,000 $348,333 $7,049 3.00%
LEBANON, PA (FHA|USDA|VA) 6 $1,040,000 $173,333 $6,953 3.19%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,035,000 $345,000 $3,200 2.75%
Butte-Silver Bow, MT (FHA|USDA|VA) 4 $1,030,000 $257,500 $4,948 3.47%
Cullowhee, NC (FHA|USDA|VA) 4 $1,030,000 $257,500 $6,387 3.34%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 6 $1,030,000 $171,667 $6,303 3.21%
Cullman, AL (FHA|USDA|VA) 3 $1,015,000 $338,333 $7,561 3.00%
Laconia, NH (FHA|USDA|VA) 4 $1,010,000 $252,500 $5,548 2.94%
CHARLESTON, WV (FHA|USDA|VA) 5 $995,000 $199,000 $6,255 3.30%
Kalispell, MT (FHA|USDA|VA) 2 $990,000 $495,000 $4,473 3.13%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $985,000 $328,333 $5,692 3.38%
GETTYSBURG, PA (FHA|USDA|VA) 4 $980,000 $245,000 $7,836 2.69%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $975,000 $325,000 $4,787 3.29%
Ashtabula, OH (FHA|USDA|VA) 6 $970,000 $161,667 $5,738 3.04%
Granbury, TX (FHA|USDA|VA) 3 $965,000 $321,667 $7,963 3.54%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $965,000 $321,667 $10,076 2.92%
EL PASO, TX (FHA|USDA|VA) 6 $960,000 $160,000 $6,860 3.23%
Mount Sterling, KY (FHA|USDA|VA) 4 $950,000 $237,500 $5,197 3.47%
Jasper, AL (FHA|USDA|VA) 4 $950,000 $237,500 $6,265 2.72%
Albemarle, NC (FHA|USDA|VA) 2 $940,000 $470,000 $8,100 2.94%
Hood River, OR (FHA|USDA|VA) 2 $940,000 $470,000 $4,938 3.06%
McComb, MS (FHA|USDA|VA) 4 $940,000 $235,000 $8,232 2.91%
Steamboat Springs, CO (FHA|USDA|VA) 2 $940,000 $470,000 $5,256 3.06%
ROANOKE, VA (FHA|USDA|VA) 5 $935,000 $187,000 $5,712 3.03%
GLENS FALLS, NY (FHA|USDA|VA) 4 $930,000 $232,500 $10,331 2.97%
Taos, NM (FHA|USDA|VA) 1 $925,000 $925,000 $3,817 6.38%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $920,000 $153,333 $5,082 3.35%
PINE BLUFF, AR (FHA|USDA|VA) 7 $915,000 $130,714 $5,251 2.77%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 4 $910,000 $227,500 $5,649 3.38%
GRANTS PASS, OR (FHA|USDA|VA) 2 $910,000 $455,000 $5,349 3.13%
Crossville, TN (FHA|USDA|VA) 4 $900,000 $225,000 $3,094 3.09%
Sanford, NC (FHA|USDA|VA) 4 $900,000 $225,000 $6,471 3.16%
PEORIA, IL (FHA|USDA|VA) 1 $895,000 $895,000 $5,072 6.63%
SYRACUSE, NY (FHA|USDA|VA) 4 $890,000 $222,500 $8,909 2.78%
LONGVIEW, TX (FHA|USDA|VA) 3 $875,000 $291,667 $6,047 3.04%
Henderson, NC (FHA|USDA|VA) 5 $865,000 $173,000 $5,452 3.20%
ROME, GA (FHA|USDA|VA) 3 $865,000 $288,333 $4,319 3.58%
Danville, KY (FHA|USDA|VA) 6 $860,000 $143,333 $5,058 3.21%
Faribault-Northfield, MN (FHA|USDA|VA) 4 $860,000 $215,000 $5,273 3.13%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 4 $860,000 $215,000 $6,042 3.38%
Pahrump, NV (FHA|USDA|VA) 3 $855,000 $285,000 $6,347 2.67%
JACKSON, MI (FHA|USDA|VA) 5 $855,000 $171,000 $4,307 3.15%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 5 $845,000 $169,000 $4,515 3.10%
Lock Haven, PA (FHA|USDA|VA) 3 $845,000 $281,667 $6,867 3.33%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 5 $835,000 $167,000 $3,724 2.90%
UTICA-ROME, NY (FHA|USDA|VA) 4 $830,000 $207,500 $8,468 3.28%
MORGANTOWN, WV (FHA|USDA|VA) 3 $825,000 $275,000 $5,763 3.83%
ST. GEORGE, UT (FHA|USDA|VA) 3 $825,000 $275,000 $7,380 2.83%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $820,000 $136,667 $4,383 3.29%
Milledgeville, GA (FHA|USDA|VA) 3 $815,000 $271,667 $5,513 3.92%
Paducah, KY-IL (FHA|USDA|VA) 5 $815,000 $163,000 $7,081 3.28%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $815,000 $271,667 $5,765 3.33%
VALDOSTA, GA (FHA|USDA|VA) 5 $805,000 $161,000 $3,657 2.85%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $805,000 $268,333 $10,008 3.33%
CUMBERLAND, MD-WV (FHA|USDA|VA) 4 $800,000 $200,000 $6,962 3.28%
Starkville, MS (FHA|USDA|VA) 3 $795,000 $265,000 $10,114 2.58%
KANKAKEE, IL (FHA|USDA|VA) 5 $795,000 $159,000 $5,296 3.45%
Dayton, TN (FHA|USDA|VA) 3 $795,000 $265,000 $3,548 3.04%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $795,000 $265,000 $4,921 4.17%
Shawnee, OK (FHA|USDA|VA) 6 $790,000 $131,667 $4,232 3.42%
Marion, NC (FHA|USDA|VA) 4 $790,000 $197,500 $5,519 3.28%
TOPEKA, KS (FHA|USDA|VA) 5 $785,000 $157,000 $5,701 3.00%
MUNCIE, IN (FHA|USDA|VA) 6 $780,000 $130,000 $2,701 3.48%
Hope, AR (FHA|USDA|VA) 7 $775,000 $110,714 $3,603 2.93%
GADSDEN, AL (FHA|USDA|VA) 5 $775,000 $155,000 $4,020 2.90%
Elizabeth City, NC (FHA|USDA|VA) 2 $770,000 $385,000 $7,867 2.88%
Show Low, AZ (FHA|USDA|VA) 2 $770,000 $385,000 $3,909 3.19%
Astoria, OR (FHA|USDA|VA) 3 $765,000 $255,000 $3,881 3.33%
Newport, TN (FHA|USDA|VA) 4 $760,000 $190,000 $6,346 3.00%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $760,000 $380,000 $6,363 2.88%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $755,000 $251,667 $5,690 2.63%
NAPA, CA (FHA|USDA|VA) 1 $745,000 $745,000 $26,901 3.63%
Kearney, NE (FHA|USDA|VA) 4 $740,000 $185,000 $2,960 3.44%
BILLINGS, MT (FHA|USDA|VA) 4 $740,000 $185,000 $5,700 2.97%
Statesboro, GA (FHA|USDA|VA) 4 $720,000 $180,000 $4,453 3.03%
Waycross, GA (FHA|USDA|VA) 5 $715,000 $143,000 $5,170 3.35%
FAIRBANKS, AK (FHA|USDA|VA) 3 $715,000 $238,333 $6,290 3.33%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $710,000 $177,500 $7,540 3.00%
RAPID CITY, SD (FHA|USDA|VA) 3 $705,000 $235,000 $4,239 3.58%
Opelousas, LA (FHA|USDA|VA) 4 $700,000 $175,000 $3,692 2.75%
APPLETON, WI (FHA|USDA|VA) 3 $695,000 $231,667 $3,431 2.96%
WACO, TX (FHA|USDA|VA) 3 $695,000 $231,667 $7,267 3.46%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $690,000 $345,000 $3,066 2.56%
Clearlake, CA (FHA|USDA|VA) 2 $690,000 $345,000 $8,753 3.06%
Lake City, FL (FHA|USDA|VA) 3 $685,000 $228,333 $5,762 3.42%
CHICO, CA (FHA|USDA|VA) 2 $680,000 $340,000 $12,187 3.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $675,000 $225,000 $4,405 3.42%
DuBois, PA (FHA|USDA|VA) 4 $670,000 $167,500 $6,629 3.00%
HAMMOND, LA (FHA|USDA|VA) 4 $670,000 $167,500 $5,734 3.25%
LaGrange, GA-AL (FHA|USDA|VA) 3 $665,000 $221,667 $5,834 3.17%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $665,000 $221,667 $3,395 3.04%
STAUNTON, VA (FHA|USDA|VA) 3 $665,000 $221,667 $7,005 3.08%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $660,000 $330,000 $10,866 3.25%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $655,000 $218,333 $7,734 2.92%
Klamath Falls, OR (FHA|USDA|VA) 2 $650,000 $325,000 $7,263 3.31%
KOKOMO, IN (FHA|USDA|VA) 4 $640,000 $160,000 $4,632 3.41%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $635,000 $211,667 $7,696 3.46%
Newberry, SC (FHA|USDA|VA) 2 $630,000 $315,000 $3,582 2.56%
FLORENCE, SC (FHA|USDA|VA) 3 $625,000 $208,333 $7,254 3.38%
Troy, AL (FHA|USDA|VA) 3 $625,000 $208,333 $5,275 2.88%
Payson, AZ (FHA|USDA|VA) 2 $620,000 $310,000 $3,873 3.44%
Brevard, NC (FHA|USDA|VA) 2 $620,000 $310,000 $4,585 3.00%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $615,000 $205,000 $4,972 3.17%
ANN ARBOR, MI (FHA|USDA|VA) 3 $615,000 $205,000 $5,686 3.33%
DOTHAN, AL (FHA|USDA|VA) 4 $610,000 $152,500 $5,655 3.31%
DALTON, GA (FHA|USDA|VA) 4 $610,000 $152,500 $3,649 3.22%
BELLINGHAM, WA (FHA|USDA|VA) 2 $610,000 $305,000 $10,280 2.06%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $605,000 $201,667 $5,227 3.17%
Kapaa, HI (FHA|USDA|VA) 1 $605,000 $605,000 $17,511 2.88%
Wilson, NC (FHA|USDA|VA) 3 $595,000 $198,333 $7,304 3.33%
Dublin, GA (FHA|USDA|VA) 3 $595,000 $198,333 $4,389 3.13%
FOND DU LAC, WI (FHA|USDA|VA) 4 $590,000 $147,500 $4,311 3.38%
Corinth, MS (FHA|USDA|VA) 4 $590,000 $147,500 $4,541 3.31%
Zanesville, OH (FHA|USDA|VA) 3 $585,000 $195,000 $7,058 3.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $585,000 $195,000 $4,612 3.29%
Aberdeen, WA (FHA|USDA|VA) 2 $580,000 $290,000 $7,601 3.19%
BANGOR, ME (FHA|USDA|VA) 3 $575,000 $191,667 $4,404 2.83%
Tiffin, OH (FHA|USDA|VA) 4 $570,000 $142,500 $6,209 3.31%
Norwalk, OH (FHA|USDA|VA) 4 $570,000 $142,500 $5,879 3.28%
Campbellsville, KY (FHA|USDA|VA) 3 $565,000 $188,333 $7,941 3.50%
Mountain Home, ID (FHA|USDA|VA) 2 $560,000 $280,000 $6,831 2.56%
MANSFIELD, OH (FHA|USDA|VA) 3 $555,000 $185,000 $6,486 3.00%
Summerville, GA (FHA|USDA|VA) 4 $550,000 $137,500 $4,872 3.44%
Okeechobee, FL (FHA|USDA|VA) 1 $545,000 $545,000 $7,804 3.25%
WENATCHEE, WA (FHA|USDA|VA) 1 $545,000 $545,000 $4,922 3.50%
Centralia, WA (FHA|USDA|VA) 2 $540,000 $270,000 $13,301 3.38%
Central City, KY (FHA|USDA|VA) 2 $540,000 $270,000 $4,542 3.44%
Manitowoc, WI (FHA|USDA|VA) 4 $540,000 $135,000 $2,760 3.47%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $535,000 $178,333 $5,048 3.50%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $530,000 $265,000 $4,429 2.94%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $530,000 $265,000 $3,556 2.56%
Jennings, LA (FHA|USDA|VA) 3 $525,000 $175,000 $3,734 3.13%
Newport, OR (FHA|USDA|VA) 1 $525,000 $525,000 $6,019 3.50%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $520,000 $260,000 $8,858 3.25%
ALBANY, GA (FHA|USDA|VA) 4 $520,000 $130,000 $4,436 3.31%
Hutchinson, MN (FHA|USDA|VA) 2 $520,000 $260,000 $8,691 3.44%
TWIN FALLS, ID (FHA|USDA|VA) 2 $520,000 $260,000 $9,123 2.81%
Sandusky, OH (FHA|USDA|VA) 3 $515,000 $171,667 $6,240 3.13%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $515,000 $515,000 $6,347 2.88%
Oneonta, NY (FHA|USDA|VA) 3 $505,000 $168,333 $6,936 3.33%
BURLINGTON, NC (FHA|USDA|VA) 3 $505,000 $168,333 $3,066 3.04%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $505,000 $168,333 $5,158 3.13%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $505,000 $168,333 $3,979 3.08%
Pittsburg, KS (FHA|USDA|VA) 3 $505,000 $168,333 $4,471 3.17%
McAlester, OK (FHA|USDA|VA) 2 $500,000 $250,000 $7,845 3.25%
Concord, NH (FHA|USDA|VA) 2 $500,000 $250,000 $5,213 3.38%
VISALIA, CA (FHA|USDA|VA) 2 $500,000 $250,000 $4,743 3.25%
Pottsville, PA (FHA|USDA|VA) 4 $500,000 $125,000 $5,848 3.19%
Clovis, NM (FHA|USDA|VA) 3 $495,000 $165,000 $5,946 2.83%
Sayre, PA (FHA|USDA|VA) 3 $495,000 $165,000 $7,796 3.17%
Red Wing, MN (FHA|USDA|VA) 2 $490,000 $245,000 $3,930 3.13%
SANTA FE, NM (FHA|USDA|VA) 2 $490,000 $245,000 $8,280 3.69%
Corning, NY (FHA|USDA|VA) 3 $485,000 $161,667 $7,815 3.33%
Madisonville, KY (FHA|USDA|VA) 3 $485,000 $161,667 $4,733 3.42%
Gaffney, SC (FHA|USDA|VA) 2 $480,000 $240,000 $7,465 3.00%
Somerset, PA (FHA|USDA|VA) 4 $480,000 $120,000 $6,622 3.13%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 4 $480,000 $120,000 $6,357 3.06%
Corsicana, TX (FHA|USDA|VA) 2 $480,000 $240,000 $7,827 3.13%
West Plains, MO (FHA|USDA|VA) 3 $475,000 $158,333 $5,625 3.08%
MIDLAND, MI (FHA|USDA|VA) 1 $475,000 $475,000 $4,693 2.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $470,000 $235,000 $7,491 3.50%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $470,000 $235,000 $3,413 3.06%
Jamestown, ND (FHA|USDA|VA) 2 $470,000 $235,000 $4,628 2.81%
Bedford, IN (FHA|USDA|VA) 2 $470,000 $235,000 $3,158 3.13%
Hobbs, NM (FHA|USDA|VA) 3 $465,000 $155,000 $3,532 5.91%
Kinston, NC (FHA|USDA|VA) 4 $460,000 $115,000 $5,626 3.34%
REDDING, CA (FHA|USDA|VA) 2 $460,000 $230,000 $7,543 2.81%
Susanville, CA (FHA|USDA|VA) 1 $455,000 $455,000 $5,720 3.50%
Baraboo, WI (FHA|USDA|VA) 1 $455,000 $455,000 $2,607 3.25%
NEW BERN, NC (FHA|USDA|VA) 3 $455,000 $151,667 $2,723 3.42%
Clarksburg, WV (FHA|USDA|VA) 4 $450,000 $112,500 $4,070 3.34%
Wauchula, FL (FHA|USDA|VA) 2 $450,000 $225,000 $5,067 3.00%
GOLDSBORO, NC (FHA|USDA|VA) 2 $450,000 $225,000 $8,771 3.19%
Fergus Falls, MN (FHA|USDA|VA) 2 $450,000 $225,000 $6,575 3.44%
Arkadelphia, AR (FHA|USDA|VA) 2 $450,000 $225,000 $7,238 2.88%
Wooster, OH (FHA|USDA|VA) 3 $445,000 $148,333 $3,799 3.21%
Helena, MT (FHA|USDA|VA) 2 $440,000 $220,000 $5,226 2.88%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $435,000 $145,000 $4,591 3.54%
ROCHESTER, NY (FHA|USDA|VA) 3 $435,000 $145,000 $5,140 3.38%
Washington, IN (FHA|USDA|VA) 4 $430,000 $107,500 $3,949 3.44%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $430,000 $215,000 $4,854 2.88%
Crawfordsville, IN (FHA|USDA|VA) 2 $430,000 $215,000 $7,907 3.63%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $430,000 $215,000 $2,146 2.75%
Lexington, NE (FHA|USDA|VA) 2 $430,000 $215,000 $4,158 3.19%
Effingham, IL (FHA|USDA|VA) 2 $430,000 $215,000 $2,804 3.19%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $420,000 $210,000 $5,518 2.94%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $420,000 $210,000 $5,566 2.94%
Minot, ND (FHA|USDA|VA) 2 $420,000 $210,000 $5,809 2.94%
Cedartown, GA (FHA|USDA|VA) 3 $415,000 $138,333 $5,165 3.29%
Fort Payne, AL (FHA|USDA|VA) 2 $410,000 $205,000 $7,377 2.75%
Enterprise, AL (FHA|USDA|VA) 2 $410,000 $205,000 $6,190 3.06%
TYLER, TX (FHA|USDA|VA) 2 $410,000 $205,000 $6,883 3.31%
Cambridge, MD (FHA|USDA|VA) 2 $410,000 $205,000 $6,976 3.25%
Juneau, AK (FHA|USDA|VA) 1 $405,000 $405,000 $17,870 2.88%
Spearfish, SD (FHA|USDA|VA) 1 $405,000 $405,000 $3,683 2.88%
Ottawa, IL (FHA|USDA|VA) 3 $405,000 $135,000 $5,882 3.00%
Bennington, VT (FHA|USDA|VA) 1 $405,000 $405,000 $5,737 2.63%
LAWTON, OK (FHA|USDA|VA) 2 $400,000 $200,000 $7,646 3.06%
Sterling, CO (FHA|USDA|VA) 2 $400,000 $200,000 $6,612 3.31%
Barre, VT (FHA|USDA|VA) 2 $400,000 $200,000 $4,420 3.31%
Andrews, TX (FHA|USDA|VA) 1 $395,000 $395,000 $3,561 3.50%
MUSKEGON, MI (FHA|USDA|VA) 2 $390,000 $195,000 $6,182 2.56%
Stillwater, OK (FHA|USDA|VA) 2 $380,000 $190,000 $4,490 2.81%
Cornelia, GA (FHA|USDA|VA) 2 $380,000 $190,000 $3,664 3.13%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $375,000 $375,000 $3,652 2.75%
Cedar City, UT (FHA|USDA|VA) 1 $375,000 $375,000 $8,019 3.38%
Union City, TN (FHA|USDA|VA) 2 $370,000 $185,000 $4,721 2.94%
Columbus, MS (FHA|USDA|VA) 2 $370,000 $185,000 $3,145 2.94%
Salem, OH (FHA|USDA|VA) 3 $365,000 $121,667 $5,846 3.38%
Lawrenceburg, TN (FHA|USDA|VA) 2 $360,000 $180,000 $4,238 2.94%
McMinnville, TN (FHA|USDA|VA) 2 $360,000 $180,000 $6,324 2.94%
Greensburg, IN (FHA|USDA|VA) 1 $355,000 $355,000 $13,473 3.25%
Greeneville, TN (FHA|USDA|VA) 1 $355,000 $355,000 $3,765 3.13%
Findlay, OH (FHA|USDA|VA) 2 $350,000 $175,000 $6,366 3.19%
New Castle, PA (FHA|USDA|VA) 2 $350,000 $175,000 $6,758 3.13%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $345,000 $345,000 $6,661 3.63%
BECKLEY, WV (FHA|USDA|VA) 3 $345,000 $115,000 $5,262 3.50%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $345,000 $345,000 $0 2.38%
Vincennes, IN (FHA|USDA|VA) 3 $345,000 $115,000 $4,092 3.00%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $340,000 $170,000 $3,607 3.19%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $340,000 $170,000 $2,959 3.00%
Lumberton, NC (FHA|USDA|VA) 2 $340,000 $170,000 $4,628 3.19%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $335,000 $335,000 $9,124 4.88%
Marquette, MI (FHA|USDA|VA) 1 $335,000 $335,000 $3,764 2.63%
Mineral Wells, TX (FHA|USDA|VA) 1 $335,000 $335,000 $6,191 4.00%
North Wilkesboro, NC (FHA|USDA|VA) 1 $335,000 $335,000 $5,128 2.25%
Rockport, TX (FHA|USDA|VA) 1 $335,000 $335,000 $4,873 2.88%
El Dorado, AR (FHA|USDA|VA) 2 $330,000 $165,000 $5,755 3.31%
ROCKFORD, IL (FHA|USDA|VA) 2 $330,000 $165,000 $7,624 3.25%
Forrest City, AR (FHA|USDA|VA) 3 $325,000 $108,333 $4,819 3.33%
Red Bluff, CA (FHA|USDA|VA) 1 $325,000 $325,000 $3,654 4.25%
CASPER, WY (FHA|USDA|VA) 1 $325,000 $325,000 $1,625 2.63%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $320,000 $160,000 $4,116 3.19%
SAGINAW, MI (FHA|USDA|VA) 2 $320,000 $160,000 $4,743 3.38%
Alamogordo, NM (FHA|USDA|VA) 1 $315,000 $315,000 $7,950 2.25%
WHEELING, WV-OH (FHA|USDA|VA) 1 $315,000 $315,000 $7,192 2.25%
MONROE, MI (FHA|USDA|VA) 2 $310,000 $155,000 $3,864 3.25%
Urbana, OH (FHA|USDA|VA) 2 $310,000 $155,000 $5,331 3.38%
Shelton, WA (FHA|USDA|VA) 1 $305,000 $305,000 $9,505 3.50%
Cleveland, MS (FHA|USDA|VA) 1 $305,000 $305,000 $10,782 2.25%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $300,000 $150,000 $3,822 3.38%
FORT WAYNE, IN (FHA|USDA|VA) 2 $300,000 $150,000 $2,813 3.38%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $295,000 $295,000 $4,557 3.25%
Mount Vernon, OH (FHA|USDA|VA) 2 $290,000 $145,000 $6,160 3.13%
Paris, TN (FHA|USDA|VA) 2 $290,000 $145,000 $4,010 3.13%
Salina, KS (FHA|USDA|VA) 3 $285,000 $95,000 $3,692 3.29%
Wilmington, OH (FHA|USDA|VA) 3 $285,000 $95,000 $3,905 3.08%
Port Angeles, WA (FHA|USDA|VA) 1 $285,000 $285,000 $4,044 2.88%
BINGHAMTON, NY (FHA|USDA|VA) 2 $280,000 $140,000 $4,428 3.81%
Winfield, KS (FHA|USDA|VA) 2 $280,000 $140,000 $4,279 3.44%
Ludington, MI (FHA|USDA|VA) 2 $280,000 $140,000 $5,358 3.63%
PITTSFIELD, MA (FHA|USDA|VA) 2 $280,000 $140,000 $3,480 3.00%
Rexburg, ID (FHA|USDA|VA) 1 $275,000 $275,000 $4,719 2.38%
Arcadia, FL (FHA|USDA|VA) 1 $275,000 $275,000 $9,826 3.75%
Boone, NC (FHA|USDA|VA) 1 $275,000 $275,000 $7,274 3.25%
El Campo, TX (FHA|USDA|VA) 1 $275,000 $275,000 $18,142 2.50%
Hudson, NY (FHA|USDA|VA) 1 $275,000 $275,000 $7,583 3.13%
Thomaston, GA (FHA|USDA|VA) 2 $270,000 $135,000 $5,701 3.88%
Union, SC (FHA|USDA|VA) 1 $265,000 $265,000 $9,438 2.63%
Prineville, OR (FHA|USDA|VA) 1 $265,000 $265,000 $7,060 2.88%
Meridian, MS (FHA|USDA|VA) 1 $265,000 $265,000 $9,187 2.75%
ALTOONA, PA (FHA|USDA|VA) 3 $265,000 $88,333 $5,139 3.63%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $265,000 $265,000 $12,475 2.50%
MONROE, LA (FHA|USDA|VA) 2 $260,000 $130,000 $5,730 3.31%
ENID, OK (FHA|USDA|VA) 1 $255,000 $255,000 $3,507 3.00%
Poplar Bluff, MO (FHA|USDA|VA) 1 $255,000 $255,000 $3,407 3.25%
MANKATO, MN (FHA|USDA|VA) 1 $255,000 $255,000 $10,391 3.50%
HINESVILLE, GA (FHA|USDA|VA) 2 $250,000 $125,000 $6,626 3.31%
Cookeville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $3,461 3.13%
LINCOLN, NE (FHA|USDA|VA) 1 $245,000 $245,000 $2,856 2.63%
Bluefield, WV-VA (FHA|USDA|VA) 1 $245,000 $245,000 $3,712 3.50%
La Grande, OR (FHA|USDA|VA) 1 $245,000 $245,000 $3,734 3.13%
Brookings, OR (FHA|USDA|VA) 1 $245,000 $245,000 $9,333 2.75%
Adrian, MI (FHA|USDA|VA) 1 $245,000 $245,000 $8,906 3.25%
Willmar, MN (FHA|USDA|VA) 1 $245,000 $245,000 $8,149 3.75%
Uvalde, TX (FHA|USDA|VA) 2 $240,000 $120,000 $7,439 4.00%
Gainesville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,299 3.75%
Pullman, WA (FHA|USDA|VA) 1 $235,000 $235,000 $2,846 3.25%
Georgetown, SC (FHA|USDA|VA) 1 $235,000 $235,000 $3,505 2.38%
Laramie, WY (FHA|USDA|VA) 1 $235,000 $235,000 $5,542 3.38%
Centralia, IL (FHA|USDA|VA) 1 $235,000 $235,000 $13,576 2.25%
Clewiston, FL (FHA|USDA|VA) 1 $235,000 $235,000 $9,164 3.88%
Winona, MN (FHA|USDA|VA) 1 $235,000 $235,000 $7,831 3.50%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $235,000 $235,000 $3,704 3.25%
Peru, IN (FHA|USDA|VA) 2 $230,000 $115,000 $5,047 3.31%
ELMIRA, NY (FHA|USDA|VA) 2 $230,000 $115,000 $6,550 3.06%
Moultrie, GA (FHA|USDA|VA) 2 $230,000 $115,000 $3,413 3.13%
IOWA CITY, IA (FHA|USDA|VA) 1 $225,000 $225,000 $3,741 3.13%
HARRISONBURG, VA (FHA|USDA|VA) 1 $225,000 $225,000 $5,718 3.63%
Levelland, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,144 3.25%
Rock Springs, WY (FHA|USDA|VA) 1 $225,000 $225,000 $7,354 2.38%
CHEYENNE, WY (FHA|USDA|VA) 1 $225,000 $225,000 $5,078 3.13%
Mayfield, KY (FHA|USDA|VA) 2 $220,000 $110,000 $3,793 3.19%
Gillette, WY (FHA|USDA|VA) 1 $215,000 $215,000 $3,023 3.50%
Owatonna, MN (FHA|USDA|VA) 1 $215,000 $215,000 $8,970 3.75%
Cadillac, MI (FHA|USDA|VA) 1 $215,000 $215,000 $7,817 3.13%
Stephenville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,888 2.75%
Rochelle, IL (FHA|USDA|VA) 1 $215,000 $215,000 $7,428 3.63%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $215,000 $215,000 $4,360 2.88%
Malvern, AR (FHA|USDA|VA) 2 $210,000 $105,000 $3,500 3.06%
Branson, MO (FHA|USDA|VA) 2 $210,000 $105,000 $2,657 3.06%
Los Alamos, NM (FHA|USDA|VA) 1 $205,000 $205,000 $6,575 2.63%
DOVER, DE (FHA|USDA|VA) 1 $205,000 $205,000 $4,071 3.38%
Alice, TX (FHA|USDA|VA) 1 $205,000 $205,000 $7,470 2.25%
Helena-West Helena, AR (FHA|USDA|VA) 1 $205,000 $205,000 $3,844 2.50%
New Ulm, MN (FHA|USDA|VA) 1 $205,000 $205,000 $6,042 2.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,670 2.75%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $205,000 $205,000 $1,826 3.50%
Mason City, IA (FHA|USDA|VA) 2 $200,000 $100,000 $4,773 2.88%
Alma, MI (FHA|USDA|VA) 2 $200,000 $100,000 $2,990 3.19%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $195,000 $195,000 $6,597 2.88%
DANVILLE, IL (FHA|USDA|VA) 1 $195,000 $195,000 $5,464 2.25%
Middlesborough, KY (FHA|USDA|VA) 1 $195,000 $195,000 $7,129 3.25%
Dyersburg, TN (FHA|USDA|VA) 1 $195,000 $195,000 $5,374 3.00%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $190,000 $95,000 $3,952 3.31%
Olean, NY (FHA|USDA|VA) 2 $190,000 $95,000 $6,230 3.31%
Ruston, LA (FHA|USDA|VA) 1 $185,000 $185,000 $6,959 3.38%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $185,000 $185,000 $6,800 3.38%
Pella, IA (FHA|USDA|VA) 1 $185,000 $185,000 $7,569 3.25%
Shelby, NC (FHA|USDA|VA) 1 $185,000 $185,000 $9,606 2.63%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.13%
Washington Court House, OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,585 3.13%
Amsterdam, NY (FHA|USDA|VA) 2 $180,000 $90,000 $5,028 2.88%
JOPLIN, MO (FHA|USDA|VA) 2 $180,000 $90,000 $3,960 3.81%
New Castle, IN (FHA|USDA|VA) 1 $175,000 $175,000 $7,476 3.25%
BAY CITY, MI (FHA|USDA|VA) 1 $175,000 $175,000 $6,746 3.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,402 3.25%
Fredericksburg, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.13%
Muskogee, OK (FHA|USDA|VA) 1 $175,000 $175,000 $7,576 4.13%
Shawano, WI (FHA|USDA|VA) 1 $175,000 $175,000 $3,640 2.88%
Madison, IN (FHA|USDA|VA) 1 $175,000 $175,000 $3,439 3.88%
Athens, TN (FHA|USDA|VA) 1 $175,000 $175,000 $6,438 3.88%
Indiana, PA (FHA|USDA|VA) 1 $175,000 $175,000 $4,538 3.00%
Ogdensburg-Massena, NY (FHA|USDA|VA) 2 $170,000 $85,000 $4,439 3.25%
Coshocton, OH (FHA|USDA|VA) 2 $170,000 $85,000 $5,421 3.44%
Lewistown, PA (FHA|USDA|VA) 2 $170,000 $85,000 $6,281 3.25%
Martinsville, VA (FHA|USDA|VA) 1 $165,000 $165,000 $5,396 3.88%
Laurinburg, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,519 3.13%
Big Spring, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,933 3.63%
Fairmont, WV (FHA|USDA|VA) 1 $165,000 $165,000 $4,025 3.00%
Ozark, AL (FHA|USDA|VA) 1 $165,000 $165,000 $3,757 3.00%
GREEN BAY, WI (FHA|USDA|VA) 1 $165,000 $165,000 $3,039 3.38%
Paragould, AR (FHA|USDA|VA) 1 $165,000 $165,000 $2,908 3.75%
Athens, OH (FHA|USDA|VA) 2 $160,000 $80,000 $3,839 3.25%
Vidalia, GA (FHA|USDA|VA) 1 $155,000 $155,000 $5,210 3.13%
Menomonie, WI (FHA|USDA|VA) 1 $155,000 $155,000 $6,299 3.50%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $155,000 $155,000 $4,421 3.50%
Emporia, KS (FHA|USDA|VA) 1 $155,000 $155,000 $6,015 3.25%
Decatur, IN (FHA|USDA|VA) 1 $155,000 $155,000 $7,426 3.50%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,252 3.63%
Coldwater, MI (FHA|USDA|VA) 1 $155,000 $155,000 $4,662 3.75%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $155,000 $155,000 $5,827 2.88%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $155,000 $155,000 $8,756 3.25%
Sterling, IL (FHA|USDA|VA) 1 $155,000 $155,000 $7,764 2.88%
Camden, AR (FHA|USDA|VA) 1 $155,000 $155,000 $3,025 2.88%
VICTORIA, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,134 3.38%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $155,000 $155,000 $3,592 3.13%
Frankfort, IN (FHA|USDA|VA) 1 $145,000 $145,000 $5,323 3.25%
Holland, MI (FHA|USDA|VA) 1 $145,000 $145,000 $6,099 3.38%
Kendallville, IN (FHA|USDA|VA) 1 $145,000 $145,000 $6,230 3.63%
Meadville, PA (FHA|USDA|VA) 1 $145,000 $145,000 $4,479 4.00%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $145,000 $145,000 $4,875 2.63%
GREAT FALLS, MT (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.25%
Orangeburg, SC (FHA|USDA|VA) 1 $145,000 $145,000 $5,431 3.00%
Plattsburgh, NY (FHA|USDA|VA) 1 $145,000 $145,000 $2,403 2.38%
Washington, NC (FHA|USDA|VA) 1 $145,000 $145,000 $7,137 2.88%
POCATELLO, ID (FHA|USDA|VA) 1 $145,000 $145,000 $3,406 3.00%
The Dalles, OR (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.75%
Bogalusa, LA (FHA|USDA|VA) 1 $145,000 $145,000 $3,549 3.38%
Seymour, IN (FHA|USDA|VA) 1 $145,000 $145,000 $5,452 3.13%
Paris, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,213 3.13%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $135,000 $135,000 $6,226 3.88%
Sturgis, MI (FHA|USDA|VA) 1 $135,000 $135,000 $6,571 3.13%
Silver City, NM (FHA|USDA|VA) 1 $135,000 $135,000 $5,997 3.13%
Sunbury, PA (FHA|USDA|VA) 1 $135,000 $135,000 $7,509 2.75%
North Vernon, IN (FHA|USDA|VA) 1 $135,000 $135,000 $7,555 3.88%
Hutchinson, KS (FHA|USDA|VA) 1 $135,000 $135,000 $4,212 2.75%
Blytheville, AR (FHA|USDA|VA) 1 $125,000 $125,000 $3,306 3.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $125,000 $125,000 $5,114 2.38%
MANHATTAN, KS (FHA|USDA|VA) 1 $125,000 $125,000 $5,136 2.88%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $125,000 $125,000 $6,764 3.75%
Lufkin, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,416 2.75%
Douglas, GA (FHA|USDA|VA) 1 $125,000 $125,000 $5,875 3.50%
Brownwood, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,215 3.88%
Scottsboro, AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,276 2.88%
COLUMBIA, MO (FHA|USDA|VA) 1 $125,000 $125,000 $3,493 3.13%
Malone, NY (FHA|USDA|VA) 1 $115,000 $115,000 $7,833 3.00%
Cortland, NY (FHA|USDA|VA) 1 $115,000 $115,000 $6,084 2.75%
LIMA, OH (FHA|USDA|VA) 1 $115,000 $115,000 $6,361 2.75%
Minden, LA (FHA|USDA|VA) 1 $115,000 $115,000 $6,184 3.38%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $115,000 $115,000 $5,469 3.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $115,000 $115,000 $3,915 3.25%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $115,000 $115,000 $5,773 3.00%
Celina, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,039 3.63%
Magnolia, AR (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.13%
Marshall, MO (FHA|USDA|VA) 1 $115,000 $115,000 $1,483 5.00%
Vernal, UT (FHA|USDA|VA) 1 $115,000 $115,000 $3,346 3.50%
Murray, KY (FHA|USDA|VA) 1 $105,000 $105,000 $3,737 3.13%
Sikeston, MO (FHA|USDA|VA) 1 $105,000 $105,000 $6,175 3.00%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $105,000 $105,000 $4,336 3.88%
Grand Rapids, MN (FHA|USDA|VA) 1 $105,000 $105,000 $6,291 3.25%
Atmore, AL (FHA|USDA|VA) 1 $105,000 $105,000 $3,545 3.25%
Guymon, OK (FHA|USDA|VA) 1 $105,000 $105,000 $4,124 3.00%
Huntington, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,240 3.88%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $105,000 $105,000 $5,374 3.38%
YUMA, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $7,377 3.13%
St. Marys, PA (FHA|USDA|VA) 1 $105,000 $105,000 $6,037 3.25%
Rockingham, NC (FHA|USDA|VA) 1 $95,000 $95,000 $4,892 3.38%
Kirksville, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,378 2.75%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $95,000 $95,000 $3,696 3.38%
Galesburg, IL (FHA|USDA|VA) 1 $95,000 $95,000 $5,191 3.25%
Gloversville, NY (FHA|USDA|VA) 1 $95,000 $95,000 $6,175 3.75%
Laurel, MS (FHA|USDA|VA) 1 $95,000 $95,000 $5,938 3.75%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $85,000 $85,000 $4,408 2.75%
Bradford, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,367 3.25%
Cordele, GA (FHA|USDA|VA) 1 $85,000 $85,000 $3,721 3.50%
Maysville, KY (FHA|USDA|VA) 1 $85,000 $85,000 $2,756 3.00%
Martin, TN (FHA|USDA|VA) 1 $85,000 $85,000 $3,853 2.88%
Thomasville, GA (FHA|USDA|VA) 1 $85,000 $85,000 $1,954 3.88%
Fort Polk South, LA (FHA|USDA|VA) 1 $85,000 $85,000 $4,742 3.13%
Kennett, MO (FHA|USDA|VA) 1 $75,000 $75,000 $3,612 3.50%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $75,000 $75,000 $4,453 3.25%
Alpena, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,635 3.25%
Alexandria, MN (FHA|USDA|VA) 1 $75,000 $75,000 $3,556 3.50%
Bonham, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,683 2.88%
ERIE, PA (FHA|USDA|VA) 1 $75,000 $75,000 $5,313 3.25%
Fairmont, MN (FHA|USDA|VA) 1 $75,000 $75,000 $3,463 3.75%
Jesup, GA (FHA|USDA|VA) 1 $75,000 $75,000 $4,974 3.25%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $65,000 $65,000 $5,829 3.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $55,000 $55,000 $2,901 2.75%
Miami, OK (FHA|USDA|VA) 1 $55,000 $55,000 $3,897 3.00%
Connersville, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,141 2.75%
Duncan, OK (FHA|USDA|VA) 1 $55,000 $55,000 $3,859 3.25%
DECATUR, IL (FHA|USDA|VA) 1 $45,000 $45,000 $3,307 3.50%
Marion, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.00%

Bank Of England's top markets include Jacksonville, Milwaukee, Little Rock, Denver, and Portland among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 14,625 $4,174,375,000 $285,427 $4,668 3.15%
FHA 2,836 $639,620,000 $225,536 $8,773 3.25%
VA 1,606 $534,320,000 $332,702 $8,030 2.76%
USDA 724 $125,840,000 $173,812 $5,897 3.03%

For the 2021 period, Bank Of England's most frequently originated loan type of loans were Conventional, with 14,625 originations. Their 2nd most popular type is FHA, with 2,836 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 12,114 $3,328,990,000 $274,805 $6,176 3.18%
Refi 4,559 $1,259,365,000 $276,237 $4,321 2.94%
Cash Out Refi 3,110 $885,420,000 $284,701 $5,232 3.23%
Home Improvement 7 $335,000 $47,857 $1,557 4.78%
Other 1 $45,000 $45,000 $0 5.25%

For the 2021, Bank Of England's most frequently cited loan purpose of loans were Home Purchase, with 12,114 originations. The 2nd most popular reason of loans were Refi, with 4,559 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 17,678 $4,969,550,000 $281,115 $5,794 3.18%
15 Year 1,546 $363,870,000 $235,362 $4,023 2.57%
20 Year 307 $78,945,000 $257,150 $4,161 2.96%
Other 147 $40,445,000 $275,136 $3,983 3.31%
10 Year 103 $17,845,000 $173,252 $3,478 2.47%
1 Year 7 $725,000 $103,571 $3,041 4.70%
30+ year 2 $2,730,000 $1,365,000 $6,605 6.00%
5 Year 1 $45,000 $45,000 $0 5.25%

For the 2021, Bank Of England's most frequently cited loan length of loans were 30 Year, with 17,678 originations. The 2nd most popular length of loans were 15 Year, with 1,546 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 9,216 $2,506,800,000 $272,005
$<1k 3,792 $1,044,040,000 $275,327
$2k-3k 2,397 $590,225,000 $246,235
$3k-4k 2,287 $637,405,000 $278,708
$5k+ 1,275 $522,475,000 $409,784

$5,794 of loans were Bank Of England's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 9,216 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 10,213 $2,733,895,000 $267,688
2.5-3% 7,128 $2,076,150,000 $291,267
<2.5% 1,856 $518,820,000 $279,537
4-5% 539 $123,665,000 $229,434
5-6% 39 $12,895,000 $330,641
6-7% 7 $3,845,000 $549,286
7-8% 6 $4,630,000 $771,667
Over 8% 3 $255,000 $85,000

During 2021, Bank Of England's average interest rate of loans were 3.18%, while their most frequently originated rate bucket of loans were 3-4%, with 10,213 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 9,758 $2,770,350,000 $283,906 $5,842 3.11%
$100k-200k 5,791 $897,835,000 $155,040 $4,565 3.16%
$400k-600k 2,834 $1,364,880,000 $481,609 $6,503 3.06%
$100,000 or less 927 $73,085,000 $78,840 $3,862 3.31%
$600k-1MM 441 $316,365,000 $717,381 $10,317 3.10%
$1MM+ 40 $51,640,000 $1,291,000 $14,084 3.59%

2021 saw Bank Of England place emphasis on $200k-400k loans with 9,758 originations, totaling $2,770,350,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 5,018 $1,132,850,000 $225,757 $5,654 3.14%
$100k-150k 3,915 $1,269,685,000 $324,313 $5,712 3.13%
$50k or less 3,760 $650,070,000 $172,891 $5,006 3.12%
$75k-100k 3,623 $1,004,045,000 $277,131 $5,863 3.15%
$150k-250k 2,419 $930,825,000 $384,797 $5,761 3.10%
$250k+ 1,028 $477,970,000 $464,951 $6,054 3.12%

Bank Of England lent most frequently to those with incomes in the $50k-75k range, with 5,018 originations. The second most popular income band? $100k-150k, with 3,915 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 3,702 $1,006,870,000 $271,980 $4,810 3.08%
30-36% 3,515 $964,005,000 $274,255 $5,194 3.13%
<20% 1,240 $337,200,000 $271,935 $4,341 2.99%
44% 989 $273,295,000 $276,335 $6,016 3.19%
43% 855 $227,945,000 $266,602 $5,832 3.22%
42% 848 $235,860,000 $278,137 $6,015 3.18%
41% 789 $220,875,000 $279,943 $5,556 3.18%
40% 783 $221,665,000 $283,097 $5,799 3.17%
50-60% 765 $213,845,000 $279,536 $9,541 3.14%
38% 749 $213,535,000 $285,093 $5,506 3.19%
39% 721 $198,945,000 $275,929 $5,619 3.19%
49% 719 $204,505,000 $284,430 $6,690 3.17%
37% 700 $191,150,000 $273,071 $5,497 3.18%
36% 686 $185,880,000 $270,962 $5,542 3.16%
45% 671 $186,965,000 $278,636 $5,986 3.17%
46% 560 $165,080,000 $294,786 $6,339 3.18%
48% 558 $156,160,000 $279,857 $6,472 3.19%
47% 528 $147,830,000 $279,981 $6,489 3.16%
>60% 13 $4,465,000 $343,462 $8,664 2.91%

Bank Of England lent most frequently to those with DTI ratios of 20-30%, with 3,702 originations. The next most common DTI ratio? 30-36%, with 3,515 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 15,702 $4,308,030,000 $274,362 $5,442 3.12%
Not provided 1,801 $521,755,000 $289,703 $5,762 3.14%
Black 1,494 $381,020,000 $255,033 $6,834 3.22%
Asian 630 $213,370,000 $338,683 $6,263 3.07%
American Indian 90 $26,320,000 $292,444 $5,835 3.12%
Native Hawaiian 32 $9,820,000 $306,875 $7,617 3.06%
Asian Indian 13 $4,105,000 $315,769 $4,742 3.21%
Not applicable 11 $3,935,000 $357,727 $0 4.50%
Filipino 6 $1,930,000 $321,667 $6,090 3.15%
Other Asian 6 $1,890,000 $315,000 $4,254 3.29%
Chinese 1 $575,000 $575,000 $12,710 3.38%
Korean 2 $560,000 $280,000 $8,554 3.00%
Japanese 1 $415,000 $415,000 $5,178 3.13%
Other Pacific Islander 1 $215,000 $215,000 $7,025 2.75%
1 $215,000 $215,000 $9,138 3.25%

Approval Rates

Total approvals of all applications
97.38%

Bank Of England has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
65.71%

Bank Of England has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 19,791 $5,474,155,000 $276,598

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
19,791 $5,474,155,000 $276,598

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 495 $102,495,000 $207,061 $4,119 2.87%
40-60% 2,015 $545,055,000 $270,499 $4,482 2.94%
60-80% 6,262 $1,840,370,000 $293,895 $4,759 3.16%
80-100% 10,612 $2,857,020,000 $269,225 $6,071 3.17%
Over 100% 366 $123,550,000 $337,568 $13,400 2.88%
Under 20% 41 $5,665,000 $138,171 $3,798 3.04%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
BANK OF THE WEST Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 5 16.7%
BANK OF THE WEST VA mortgage Trouble during payment process 1 3.3%
BANK OF THE WEST Other type of mortgage Trouble during payment process 2 6.7%
BANK OF THE WEST Other type of mortgage Struggling to pay mortgage 1 3.3%
BANK OF THE WEST Other type of mortgage Closing on a mortgage 1 3.3%
BANK OF THE WEST Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 3.3%
BANK OF THE WEST Home equity loan or line of credit (HELOC) Trouble during payment process 3 10.0%
BANK OF THE WEST Home equity loan or line of credit (HELOC) Closing on a mortgage 4 13.3%
BANK OF THE WEST Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 2 6.7%
BANK OF THE WEST FHA mortgage Trouble during payment process 1 3.3%
BANK OF THE WEST Conventional home mortgage Struggling to pay mortgage 2 6.7%
BANK OF THE WEST Conventional home mortgage Closing on a mortgage 1 3.3%
BANK OF THE WEST Conventional home mortgage Trouble during payment process 6 20.0%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Bank of England 100 Stuttgart Highway England, AR 72046 Full Service B&M $10,813
Bank of England 101 Park Street Carlisle, AR 72024 Full Service B&M $27,468
Bank of England 11044 Hwy 165 North Little Rock, AR 72117 Full Service B&M $26,670
Bank of England 1109 North Center Street Lonoke, AR 72086 Full Service B&M $65,520
Bank of England 123 South Main Street England, AR 72046 Full Service B&M $262,438
Bank of England 1320 Rebsamen Park Road Little Rock, AR 72202 Full Service B&M $28,397

For 2021, Bank Of England had 6 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $14,471
Net interest income $11,958
Total noninterest income $265,952
Gross Fiduciary activities income $0
Service charges on deposit accounts $430
Trading account gains and fees $0
Additional Noninterest Income $265,522
Pre-tax net operating income $36,961
Securities gains (or losses, -) $0
Income before extraordinary items $27,302
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $27,302
Minority interest net income $0
Net income $27,302
Sale, conversion, retirement of capital stock, net $0
Net operating income $27,302

Bank Of England's gross interest income from loans was $14,471,000.
Bank Of England's net interest income from loans was $11,958,000.
Bank Of England's fee based income from loans was $430,000.
Bank Of England's net income from loans was $27,302,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $2,513
Provision for credit losses $1,192
Total noninterest expense $239,757
Salaries and employee benefits $206,626
Premises and equipment expense $14,361
Additional noninterest expense $18,770
Applicable income taxes $9,659
Net charge-offs $77
Cash dividends $20,000

Bank Of England's interest expense for loans was $2,513,000.
Bank Of England's payroll and benefits expense were $206,626,000.
Bank Of England's property, plant and equipment expenses $14,361,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $415,778
Deposits held in domestic offices $415,778
Deposits by Individuals, partnerships, and corporations $379,509
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $32,043
Deposits by Commercial banks and other depository institutions in U.S. $4,226
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $177,620
Demand deposits $125,104
Nontransaction accounts $238,158
Money market deposit accounts (MMDAs) $50,805
Other savings deposits (excluding MMDAs) $24,883
Total time deposits $162,470
Total time and savings deposits $290,674
Noninterest-bearing deposits $125,104
Interest-bearing deposits $290,674
Retail deposits $357,454
IRAs and Keogh plan accounts $11,272
Brokered deposits $29,591
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $547,610
Cash & Balances due from depository institutions $94,455
Interest-bearing balances $90,432
Total securities $41,678
Federal funds sold & reverse repurchase $0
Net loans and leases $342,864
Loan and leases loss allowance $3,881
Trading account assets $0
Bank premises and fixed assets $6,890
Other real estate owned $783
Goodwill and other intangibles $40,453
All other assets $20,487

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $547,610
Total Liabilities $463,283
Total deposits $415,778
Interest-bearing deposits $290,674
Deposits held in domestic offices $415,778
% insured (estimated) $57
Federal funds purchased and repurchase agreements $0
Trading liabilities $0
Other borrowed funds $17,500
Subordinated debt $0
All other liabilities $30,005

Issued Loan Types

Type Value (in 000's)
Net loans and leases $342,864
Loan and leases loss allowance $3,881
Total loans and leases (domestic) $346,745
All real estate loans $296,507
Real estate loans in domestic offices $296,507
Construction and development loans $2,880
Residential 1-4 family construction $399
Other construction, all land development and other land $2,481
Loans secured by nonfarm nonresidential properties $25,175
Nonfarm nonresidential secured by owner-occupied properties $2,025
Commercial real estate & other non-farm, non-residential $23,150
Multifamily residential real estate $921
1-4 family residential loans $253,086
Farmland loans $14,445
Loans held in foreign offices $0
Farm loans $18,969
Commercial and industrial loans $27,384
To non-U.S. addressees $0
Loans to individuals $3,892
Credit card loans $0
Related Plans $0
Consumer Auto Loans $622
Other loans to individuals $3,270
All other loans & leases $0
Loans to foreign governments and official institutions $0
Other loans $0
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $667
Non 1-4 family restructured loans & leases $188
Total loans and leases (foreign) $0

Bank of England had $342,864,000 of loans outstanding in 2021. $296,507,000 of loans were in real estate loans. $2,880,000 of loans were in development loans. $921,000 of loans were in multifamily mortgage loans. $253,086,000 of loans were in 1-4 family mortgage loans. $18,969,000 of loans were in farm loans. $0 of loans were in credit card loans. $622,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 60 $8,662 $144,367
Nonfarm, nonresidential loans - <$100k 21 $708 $33,714
Nonfarm, nonresidential loans - $100-250k 23 $3,024 $131,478
Nonfarm, nonresidential loans - $250k-1MM 16 $4,930 $308,125
Commercial & Industrial, US addressed loans - <$1MM 210 $12,047 $57,367
Commercial & Industrial, US addressed loans - <$100k 166 $3,333 $20,078
Commercial & Industrial, US addressed loans - $100-250k 27 $2,566 $95,037
Commercial & Industrial, US addressed loans - $250k-1MM 17 $6,148 $361,647
Farmland loans - <$1MM 45 $3,191 $70,911
Farmland loans - <$100k 28 $801 $28,607
Farmland loans - $100-250k 13 $1,397 $107,462
Farmland loans - $250k-1MM 4 $993 $248,250
Agriculture operations loans - <$1MM 118 $7,445 $63,093
Agriculture operations loans - <$100k 80 $2,397 $29,963
Agriculture operations loans - $100-250k 23 $2,245 $97,609
Agriculture operations loans - $250k-1MM 15 $2,803 $186,867