Bank Of England Mortgage Rates, Fees & Info
England, ARLEI: 549300GY4NTTEM7WWB64
Tax ID: 71-0009800
3.9 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Bank Data
Overview
Bank Of England is a mid-sized bank specializing in Home Purchase and Refi loans. Bank Of England has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Jacksonville, Milwaukee, Little Rock, Denver, and Portland among others. Bank Of England has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Bank Of England is typically an average fee lendor.Originations
19,791Origination Dollar Volume (All Markets)
$5,474,155,000Employee count
1,248Awards
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Bank of England - 2021
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Relative Rate
Bank Of England's average 30 year fixed rate mortgage of loans were
3.18%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.03%.
Relative Fees
Bank Of England's average total fees for a 30 year fixed rate
mortgage are $5,794.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| JACKSONVILLE, FL (FHA|USDA|VA) | 1,825 | $543,695,000 | $297,915 | $6,432 | 3.03% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 867 | $214,215,000 | $247,076 | $3,400 | 3.18% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 970 | $209,650,000 | $216,134 | $4,468 | 3.10% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 504 | $199,670,000 | $396,171 | $5,841 | 3.10% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 453 | $179,365,000 | $395,949 | $5,537 | 3.13% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 589 | $171,275,000 | $290,789 | $4,786 | 3.04% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 437 | $144,665,000 | $331,041 | $4,380 | 3.15% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 335 | $144,485,000 | $431,299 | $5,448 | 3.10% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 500 | $134,380,000 | $268,760 | $5,020 | 3.04% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 434 | $133,320,000 | $307,189 | $7,071 | 3.14% |
| Outside of Metro Areas | 680 | $128,800,000 | $189,412 | $4,920 | 3.17% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 410 | $113,730,000 | $277,390 | $5,291 | 3.17% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 391 | $113,565,000 | $290,448 | $6,209 | 3.11% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 257 | $111,115,000 | $432,354 | $9,380 | 3.10% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 361 | $98,605,000 | $273,144 | $6,241 | 3.25% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 372 | $88,830,000 | $238,790 | $3,954 | 3.17% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 272 | $84,780,000 | $311,691 | $7,549 | 3.21% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 390 | $82,590,000 | $211,769 | $4,609 | 3.29% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 295 | $80,645,000 | $273,373 | $4,086 | 3.01% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 277 | $65,825,000 | $237,635 | $5,205 | 3.23% |
| BOISE CITY, ID (FHA|USDA|VA) | 164 | $59,770,000 | $364,451 | $8,222 | 2.98% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 192 | $59,370,000 | $309,219 | $6,203 | 3.12% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 238 | $59,230,000 | $248,866 | $4,656 | 3.11% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 210 | $58,300,000 | $277,619 | $6,329 | 3.12% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 163 | $53,725,000 | $329,601 | $6,089 | 2.98% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 110 | $50,800,000 | $461,818 | $7,743 | 3.00% |
| Dickinson, ND (FHA|USDA|VA) | 183 | $48,685,000 | $266,038 | $4,328 | 3.18% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 147 | $47,475,000 | $322,959 | $5,599 | 3.23% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 172 | $45,630,000 | $265,291 | $7,077 | 3.18% |
| COLUMBUS, OH (FHA|USDA|VA) | 171 | $43,965,000 | $257,105 | $6,175 | 3.32% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 150 | $43,020,000 | $286,800 | $5,992 | 3.22% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 151 | $42,225,000 | $279,636 | $6,299 | 3.24% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 64 | $37,860,000 | $591,563 | $10,339 | 3.08% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 160 | $37,600,000 | $235,000 | $4,389 | 3.31% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 119 | $36,075,000 | $303,151 | $5,645 | 2.96% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 164 | $35,940,000 | $219,146 | $4,809 | 3.17% |
| KNOXVILLE, TN (FHA|USDA|VA) | 145 | $34,175,000 | $235,690 | $4,720 | 3.23% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 120 | $31,820,000 | $265,167 | $7,076 | 3.05% |
| PANAMA CITY, FL (FHA|USDA|VA) | 114 | $31,580,000 | $277,018 | $6,396 | 3.22% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 121 | $30,405,000 | $251,281 | $5,984 | 3.13% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 91 | $30,285,000 | $332,802 | $7,059 | 3.27% |
| LAFAYETTE, LA (FHA|USDA|VA) | 124 | $28,330,000 | $228,468 | $4,343 | 2.78% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 105 | $26,995,000 | $257,095 | $8,392 | 3.12% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 135 | $26,775,000 | $198,333 | $4,611 | 3.06% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 140 | $26,000,000 | $185,714 | $5,200 | 3.18% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 104 | $25,760,000 | $247,692 | $4,884 | 3.17% |
| Breckenridge, CO (FHA|USDA|VA) | 54 | $24,690,000 | $457,222 | $5,215 | 3.12% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 44 | $23,660,000 | $537,727 | $8,465 | 3.21% |
| BOULDER, CO (FHA|USDA|VA) | 56 | $22,990,000 | $410,536 | $4,434 | 3.04% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 76 | $22,350,000 | $294,079 | $8,005 | 3.08% |
| Russellville, AR (FHA|USDA|VA) | 139 | $22,255,000 | $160,108 | $4,912 | 3.06% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 63 | $20,635,000 | $327,540 | $5,688 | 3.00% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 73 | $20,615,000 | $282,397 | $5,413 | 3.05% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 48 | $20,260,000 | $422,083 | $8,006 | 3.18% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 100 | $20,150,000 | $201,500 | $3,893 | 3.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 63 | $19,405,000 | $308,016 | $6,959 | 3.16% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 52 | $18,480,000 | $355,385 | $7,284 | 3.10% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 103 | $18,465,000 | $179,272 | $6,065 | 3.51% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 77 | $18,315,000 | $237,857 | $4,660 | 3.05% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 38 | $17,920,000 | $471,579 | $7,375 | 2.99% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 56 | $17,350,000 | $309,821 | $5,778 | 3.19% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 62 | $17,060,000 | $275,161 | $6,786 | 3.13% |
| JACKSON, MS (FHA|USDA|VA) | 67 | $16,855,000 | $251,567 | $5,527 | 3.04% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 45 | $16,455,000 | $365,667 | $8,987 | 3.15% |
| BISMARCK, ND (FHA|USDA|VA) | 58 | $15,860,000 | $273,448 | $4,247 | 3.20% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 69 | $15,555,000 | $225,435 | $6,706 | 3.18% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 43 | $15,375,000 | $357,558 | $7,378 | 3.11% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 56 | $15,340,000 | $273,929 | $4,367 | 3.06% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 48 | $15,080,000 | $314,167 | $6,238 | 3.12% |
| GREELEY, CO (FHA|USDA|VA) | 43 | $14,985,000 | $348,488 | $6,934 | 3.12% |
| PITTSBURGH, PA (FHA|USDA|VA) | 76 | $14,970,000 | $196,974 | $5,063 | 3.01% |
| BEND, OR (FHA|USDA|VA) | 36 | $14,720,000 | $408,889 | $6,815 | 3.23% |
| Bozeman, MT (FHA|USDA|VA) | 38 | $14,630,000 | $385,000 | $5,712 | 2.96% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 59 | $14,235,000 | $241,271 | $5,504 | 3.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 40 | $13,890,000 | $347,250 | $7,852 | 3.03% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 84 | $13,340,000 | $158,810 | $5,419 | 3.35% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 56 | $13,330,000 | $238,036 | $8,261 | 3.10% |
| MOBILE, AL (FHA|USDA|VA) | 63 | $12,895,000 | $204,683 | $6,084 | 3.32% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 47 | $12,205,000 | $259,681 | $6,894 | 3.45% |
| RACINE, WI (FHA|USDA|VA) | 43 | $12,035,000 | $279,884 | $4,055 | 3.28% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 48 | $11,900,000 | $247,917 | $5,464 | 3.13% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 53 | $11,565,000 | $218,208 | $4,574 | 3.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 46 | $11,390,000 | $247,609 | $6,874 | 3.16% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 32 | $10,210,000 | $319,063 | $6,706 | 3.20% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 27 | $10,115,000 | $374,630 | $5,968 | 3.11% |
| Searcy, AR (FHA|USDA|VA) | 64 | $9,840,000 | $153,750 | $5,581 | 3.19% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 44 | $9,810,000 | $222,955 | $7,094 | 3.28% |
| Oxford, MS (FHA|USDA|VA) | 35 | $9,465,000 | $270,429 | $6,944 | 2.84% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 44 | $9,270,000 | $210,682 | $3,942 | 3.11% |
| STOCKTON, CA (FHA|USDA|VA) | 20 | $8,260,000 | $413,000 | $4,600 | 3.04% |
| ASHEVILLE, NC (FHA|USDA|VA) | 32 | $8,190,000 | $255,938 | $5,540 | 3.07% |
| Richmond-Berea, KY (FHA|USDA|VA) | 34 | $8,140,000 | $239,412 | $4,753 | 3.18% |
| FORT COLLINS, CO (FHA|USDA|VA) | 19 | $7,745,000 | $407,632 | $6,317 | 3.19% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 31 | $7,725,000 | $249,194 | $4,687 | 3.17% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 22 | $7,630,000 | $346,818 | $4,142 | 3.00% |
| Torrington, CT (FHA|USDA|VA) | 26 | $7,270,000 | $279,615 | $8,352 | 3.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 20 | $7,050,000 | $352,500 | $7,731 | 3.06% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 29 | $6,965,000 | $240,172 | $5,108 | 3.24% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 25 | $6,925,000 | $277,000 | $6,214 | 3.08% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 36 | $6,770,000 | $188,056 | $5,649 | 3.22% |
| AKRON, OH (FHA|USDA|VA) | 33 | $6,505,000 | $197,121 | $4,690 | 3.20% |
| JACKSON, TN (FHA|USDA|VA) | 35 | $6,215,000 | $177,571 | $5,628 | 3.40% |
| SALEM, OR (FHA|USDA|VA) | 19 | $6,215,000 | $327,105 | $5,292 | 3.25% |
| Sevierville, TN (FHA|USDA|VA) | 24 | $5,880,000 | $245,000 | $5,304 | 3.18% |
| Jefferson, GA (FHA|USDA|VA) | 21 | $5,855,000 | $278,810 | $4,052 | 3.03% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 17 | $5,835,000 | $343,235 | $7,006 | 2.92% |
| OCALA, FL (FHA|USDA|VA) | 28 | $5,740,000 | $205,000 | $6,720 | 3.10% |
| HATTIESBURG, MS (FHA|USDA|VA) | 25 | $5,725,000 | $229,000 | $5,745 | 3.17% |
| ANCHORAGE, AK (FHA|USDA|VA) | 17 | $5,705,000 | $335,588 | $8,059 | 3.18% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 27 | $5,645,000 | $209,074 | $5,678 | 3.32% |
| PUEBLO, CO (FHA|USDA|VA) | 20 | $5,470,000 | $273,500 | $6,661 | 3.14% |
| BATON ROUGE, LA (FHA|USDA|VA) | 18 | $5,470,000 | $303,889 | $5,816 | 2.90% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 14 | $5,290,000 | $377,857 | $6,878 | 3.26% |
| Whitewater, WI (FHA|USDA|VA) | 21 | $5,255,000 | $250,238 | $3,634 | 3.22% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 15 | $5,135,000 | $342,333 | $4,522 | 3.30% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 17 | $5,015,000 | $295,000 | $4,131 | 3.03% |
| PROVO-OREM, UT (FHA|USDA|VA) | 12 | $4,910,000 | $409,167 | $6,244 | 3.13% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 12 | $4,750,000 | $395,833 | $5,923 | 2.80% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 14 | $4,730,000 | $337,857 | $4,551 | 2.94% |
| RENO, NV (FHA|USDA|VA) | 10 | $4,640,000 | $464,000 | $4,699 | 2.79% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 17 | $4,525,000 | $266,176 | $5,462 | 3.27% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 23 | $4,515,000 | $196,304 | $6,151 | 3.23% |
| MADISON, WI (FHA|USDA|VA) | 15 | $4,505,000 | $300,333 | $3,992 | 3.10% |
| Williston, ND (FHA|USDA|VA) | 16 | $4,480,000 | $280,000 | $6,906 | 2.98% |
| LAREDO, TX (FHA|USDA|VA) | 22 | $4,440,000 | $201,818 | $7,698 | 3.08% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 14 | $4,440,000 | $317,143 | $6,054 | 2.99% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 16 | $4,350,000 | $271,875 | $7,726 | 3.13% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 13 | $4,345,000 | $334,231 | $5,646 | 2.98% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 13 | $4,305,000 | $331,154 | $6,834 | 3.18% |
| LANCASTER, PA (FHA|USDA|VA) | 17 | $4,235,000 | $249,118 | $5,778 | 3.02% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 16 | $3,990,000 | $249,375 | $6,473 | 3.07% |
| READING, PA (FHA|USDA|VA) | 21 | $3,855,000 | $183,571 | $7,511 | 3.02% |
| COLUMBIA, SC (FHA|USDA|VA) | 16 | $3,790,000 | $236,875 | $6,207 | 3.12% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 12 | $3,710,000 | $309,167 | $7,843 | 3.11% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 13 | $3,705,000 | $285,000 | $6,636 | 3.19% |
| Frankfort, KY (FHA|USDA|VA) | 18 | $3,690,000 | $205,000 | $5,287 | 3.10% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 15 | $3,665,000 | $244,333 | $7,098 | 2.92% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 6 | $3,650,000 | $608,333 | $7,202 | 2.88% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 21 | $3,575,000 | $170,238 | $4,733 | 3.06% |
| Beaver Dam, WI (FHA|USDA|VA) | 18 | $3,530,000 | $196,111 | $3,629 | 3.41% |
| OWENSBORO, KY (FHA|USDA|VA) | 24 | $3,520,000 | $146,667 | $4,839 | 3.31% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 22 | $3,430,000 | $155,909 | $6,267 | 3.20% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 16 | $3,430,000 | $214,375 | $5,602 | 3.04% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 17 | $3,415,000 | $200,882 | $5,611 | 3.36% |
| VALLEJO, CA (FHA|USDA|VA) | 8 | $3,390,000 | $423,750 | $4,451 | 2.98% |
| TULSA, OK (FHA|USDA|VA) | 15 | $3,355,000 | $223,667 | $4,671 | 2.89% |
| MIDLAND, TX (FHA|USDA|VA) | 10 | $3,290,000 | $329,000 | $7,452 | 3.23% |
| SPARTANBURG, SC (FHA|USDA|VA) | 14 | $3,250,000 | $232,143 | $7,340 | 2.98% |
| Batesville, AR (FHA|USDA|VA) | 18 | $3,200,000 | $177,778 | $3,799 | 3.12% |
| Key West, FL (FHA|USDA|VA) | 5 | $3,185,000 | $637,000 | $10,972 | 3.15% |
| Cañon City, CO (FHA|USDA|VA) | 11 | $3,185,000 | $289,545 | $7,405 | 3.02% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 11 | $3,185,000 | $289,545 | $6,027 | 3.32% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 15 | $3,125,000 | $208,333 | $5,542 | 3.06% |
| Tupelo, MS (FHA|USDA|VA) | 17 | $3,115,000 | $183,235 | $5,253 | 3.17% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 21 | $3,105,000 | $147,857 | $6,512 | 3.44% |
| GAINESVILLE, FL (FHA|USDA|VA) | 16 | $3,050,000 | $190,625 | $4,792 | 3.32% |
| Glenwood Springs, CO (FHA|USDA|VA) | 8 | $3,020,000 | $377,500 | $4,579 | 3.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 14 | $2,990,000 | $213,571 | $5,805 | 3.04% |
| Palatka, FL (FHA|USDA|VA) | 11 | $2,955,000 | $268,636 | $7,385 | 3.03% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 13 | $2,935,000 | $225,769 | $7,402 | 3.11% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 11 | $2,895,000 | $263,182 | $8,181 | 2.97% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 6 | $2,800,000 | $466,667 | $7,894 | 3.15% |
| SAVANNAH, GA (FHA|USDA|VA) | 11 | $2,755,000 | $250,455 | $4,678 | 3.15% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 10 | $2,690,000 | $269,000 | $5,775 | 3.00% |
| TUCSON, AZ (FHA|USDA|VA) | 8 | $2,680,000 | $335,000 | $6,422 | 3.30% |
| GAINESVILLE, GA (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $4,828 | 3.04% |
| Outside of Metro Areas | 8 | $2,670,000 | $333,750 | $6,724 | 3.28% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $2,655,000 | $204,231 | $5,914 | 3.20% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 13 | $2,505,000 | $192,692 | $5,876 | 3.11% |
| JONESBORO, AR (FHA|USDA|VA) | 12 | $2,500,000 | $208,333 | $4,894 | 2.94% |
| ST. CLOUD, MN (FHA|USDA|VA) | 11 | $2,455,000 | $223,182 | $6,333 | 3.17% |
| Edwards, CO (FHA|USDA|VA) | 3 | $2,445,000 | $815,000 | $7,523 | 3.33% |
| Oak Harbor, WA (FHA|USDA|VA) | 6 | $2,420,000 | $403,333 | $8,719 | 3.56% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 10 | $2,380,000 | $238,000 | $5,674 | 2.71% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $2,380,000 | $396,667 | $7,288 | 3.10% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 7 | $2,365,000 | $337,857 | $5,129 | 2.91% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 9 | $2,365,000 | $262,778 | $5,947 | 3.39% |
| FLINT, MI (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $4,737 | 3.66% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 13 | $2,305,000 | $177,308 | $4,817 | 3.06% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 13 | $2,295,000 | $176,538 | $5,052 | 3.19% |
| Lebanon, NH-VT (FHA|USDA|VA) | 10 | $2,290,000 | $229,000 | $5,559 | 3.58% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $2,280,000 | $380,000 | $3,776 | 3.17% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 7 | $2,275,000 | $325,000 | $7,787 | 2.84% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $5,111 | 2.89% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 14 | $2,260,000 | $161,429 | $6,309 | 3.26% |
| Danville, VA (FHA|USDA|VA) | 17 | $2,235,000 | $131,471 | $5,579 | 3.01% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 9 | $2,235,000 | $248,333 | $4,837 | 3.29% |
| London, KY (FHA|USDA|VA) | 12 | $2,220,000 | $185,000 | $5,354 | 3.24% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 9 | $2,215,000 | $246,111 | $3,880 | 3.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $2,165,000 | $309,286 | $5,427 | 2.68% |
| GREENVILLE, NC (FHA|USDA|VA) | 11 | $2,165,000 | $196,818 | $6,201 | 3.41% |
| Forest City, NC (FHA|USDA|VA) | 12 | $2,110,000 | $175,833 | $5,709 | 2.96% |
| RICHMOND, VA (FHA|USDA|VA) | 8 | $2,100,000 | $262,500 | $7,258 | 2.95% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $2,085,000 | $695,000 | $7,089 | 3.04% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 12 | $2,060,000 | $171,667 | $5,986 | 3.24% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $6,307 | 3.19% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $7,669 | 3.22% |
| Somerset, KY (FHA|USDA|VA) | 13 | $2,005,000 | $154,231 | $4,775 | 2.91% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $3,393 | 3.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $6,636 | 3.07% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $5,919 | 3.21% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $7,133 | 3.25% |
| MONTGOMERY, AL (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $6,191 | 3.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $6,084 | 3.11% |
| St. Marys, GA (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $5,868 | 3.02% |
| CLEVELAND, TN (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $4,901 | 3.06% |
| DULUTH, MN-WI (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $4,042 | 3.17% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 10 | $1,770,000 | $177,000 | $5,260 | 3.15% |
| TOLEDO, OH (FHA|USDA|VA) | 12 | $1,760,000 | $146,667 | $4,991 | 3.35% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $6,738 | 3.32% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $5,432 | 2.94% |
| Ontario, OR-ID (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $10,671 | 3.00% |
| MODESTO, CA (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $6,102 | 3.34% |
| MEDFORD, OR (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $5,657 | 3.17% |
| ROCHESTER, MN (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $6,285 | 3.11% |
| Coos Bay, OR (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $7,569 | 3.29% |
| LYNCHBURG, VA (FHA|USDA|VA) | 9 | $1,695,000 | $188,333 | $3,711 | 2.97% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $5,208 | 3.16% |
| Albertville, AL (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $5,515 | 2.85% |
| Lewisburg, TN (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $7,263 | 3.21% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $6,256 | 3.66% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 11 | $1,635,000 | $148,636 | $5,722 | 3.16% |
| Picayune, MS (FHA|USDA|VA) | 10 | $1,610,000 | $161,000 | $5,607 | 3.00% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $1,610,000 | $805,000 | $20,867 | 3.00% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 18 | $1,600,000 | $88,889 | $4,852 | 3.17% |
| Seneca, SC (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $4,909 | 2.90% |
| Heber, UT (FHA|USDA|VA) | 2 | $1,540,000 | $770,000 | $14,484 | 2.88% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $3,659 | 3.09% |
| Brainerd, MN (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $5,064 | 3.44% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $7,477 | 3.14% |
| Durango, CO (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $6,135 | 3.10% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $7,306 | 3.00% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $5,525 | 2.67% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $4,522 | 3.19% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $4,643 | 3.10% |
| Jasper, IN (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $4,496 | 2.90% |
| Athens, TX (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $12,233 | 3.29% |
| BRUNSWICK, GA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $5,683 | 3.30% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $5,672 | 3.21% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $4,945 | 3.13% |
| Hilo, HI (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $8,908 | 2.66% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $6,256 | 3.31% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $4,726 | 3.20% |
| DECATUR, AL (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $6,215 | 3.48% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $7,470 | 3.25% |
| Shelbyville, TN (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $5,104 | 3.13% |
| Mountain Home, AR (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $4,300 | 3.53% |
| ODESSA, TX (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $6,786 | 3.46% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $8,481 | 3.78% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $4,897 | 2.52% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $5,336 | 3.32% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $5,973 | 3.08% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $5,234 | 3.08% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $6,572 | 3.00% |
| Traverse City, MI (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $3,377 | 2.88% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $2,856 | 3.41% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $4,724 | 2.79% |
| NILES, MI (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $5,014 | 3.28% |
| Keene, NH (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $5,922 | 3.25% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $7,049 | 3.00% |
| LEBANON, PA (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $6,953 | 3.19% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $3,200 | 2.75% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $4,948 | 3.47% |
| Cullowhee, NC (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $6,387 | 3.34% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $6,303 | 3.21% |
| Cullman, AL (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $7,561 | 3.00% |
| Laconia, NH (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $5,548 | 2.94% |
| CHARLESTON, WV (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $6,255 | 3.30% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $4,473 | 3.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,692 | 3.38% |
| GETTYSBURG, PA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $7,836 | 2.69% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $4,787 | 3.29% |
| Ashtabula, OH (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $5,738 | 3.04% |
| Granbury, TX (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $7,963 | 3.54% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $10,076 | 2.92% |
| EL PASO, TX (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $6,860 | 3.23% |
| Mount Sterling, KY (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $5,197 | 3.47% |
| Jasper, AL (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $6,265 | 2.72% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $8,100 | 2.94% |
| Hood River, OR (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $4,938 | 3.06% |
| McComb, MS (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $8,232 | 2.91% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $5,256 | 3.06% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $5,712 | 3.03% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $10,331 | 2.97% |
| Taos, NM (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $3,817 | 6.38% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $5,082 | 3.35% |
| PINE BLUFF, AR (FHA|USDA|VA) | 7 | $915,000 | $130,714 | $5,251 | 2.77% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,649 | 3.38% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $5,349 | 3.13% |
| Crossville, TN (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $3,094 | 3.09% |
| Sanford, NC (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $6,471 | 3.16% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $5,072 | 6.63% |
| SYRACUSE, NY (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $8,909 | 2.78% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $6,047 | 3.04% |
| Henderson, NC (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $5,452 | 3.20% |
| ROME, GA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $4,319 | 3.58% |
| Danville, KY (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $5,058 | 3.21% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $5,273 | 3.13% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $6,042 | 3.38% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,347 | 2.67% |
| JACKSON, MI (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $4,307 | 3.15% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $4,515 | 3.10% |
| Lock Haven, PA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,867 | 3.33% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $3,724 | 2.90% |
| UTICA-ROME, NY (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $8,468 | 3.28% |
| MORGANTOWN, WV (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,763 | 3.83% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $7,380 | 2.83% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $4,383 | 3.29% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,513 | 3.92% |
| Paducah, KY-IL (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $7,081 | 3.28% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,765 | 3.33% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $3,657 | 2.85% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $10,008 | 3.33% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,962 | 3.28% |
| Starkville, MS (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $10,114 | 2.58% |
| KANKAKEE, IL (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $5,296 | 3.45% |
| Dayton, TN (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,548 | 3.04% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,921 | 4.17% |
| Shawnee, OK (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $4,232 | 3.42% |
| Marion, NC (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,519 | 3.28% |
| TOPEKA, KS (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $5,701 | 3.00% |
| MUNCIE, IN (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $2,701 | 3.48% |
| Hope, AR (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $3,603 | 2.93% |
| GADSDEN, AL (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $4,020 | 2.90% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $7,867 | 2.88% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,909 | 3.19% |
| Astoria, OR (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,881 | 3.33% |
| Newport, TN (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $6,346 | 3.00% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $6,363 | 2.88% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,690 | 2.63% |
| NAPA, CA (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $26,901 | 3.63% |
| Kearney, NE (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $2,960 | 3.44% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,700 | 2.97% |
| Statesboro, GA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,453 | 3.03% |
| Waycross, GA (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $5,170 | 3.35% |
| FAIRBANKS, AK (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $6,290 | 3.33% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $7,540 | 3.00% |
| RAPID CITY, SD (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,239 | 3.58% |
| Opelousas, LA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,692 | 2.75% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,431 | 2.96% |
| WACO, TX (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $7,267 | 3.46% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,066 | 2.56% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $8,753 | 3.06% |
| Lake City, FL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,762 | 3.42% |
| CHICO, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $12,187 | 3.50% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,405 | 3.42% |
| DuBois, PA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,629 | 3.00% |
| HAMMOND, LA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $5,734 | 3.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,834 | 3.17% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,395 | 3.04% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,005 | 3.08% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $10,866 | 3.25% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,734 | 2.92% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $7,263 | 3.31% |
| KOKOMO, IN (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,632 | 3.41% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,696 | 3.46% |
| Newberry, SC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,582 | 2.56% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $7,254 | 3.38% |
| Troy, AL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,275 | 2.88% |
| Payson, AZ (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,873 | 3.44% |
| Brevard, NC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,585 | 3.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,972 | 3.17% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,686 | 3.33% |
| DOTHAN, AL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $5,655 | 3.31% |
| DALTON, GA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,649 | 3.22% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $10,280 | 2.06% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,227 | 3.17% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $17,511 | 2.88% |
| Wilson, NC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,304 | 3.33% |
| Dublin, GA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,389 | 3.13% |
| FOND DU LAC, WI (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,311 | 3.38% |
| Corinth, MS (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,541 | 3.31% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,058 | 3.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,612 | 3.29% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,601 | 3.19% |
| BANGOR, ME (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,404 | 2.83% |
| Tiffin, OH (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,209 | 3.31% |
| Norwalk, OH (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,879 | 3.28% |
| Campbellsville, KY (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $7,941 | 3.50% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,831 | 2.56% |
| MANSFIELD, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,486 | 3.00% |
| Summerville, GA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,872 | 3.44% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $7,804 | 3.25% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,922 | 3.50% |
| Centralia, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $13,301 | 3.38% |
| Central City, KY (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,542 | 3.44% |
| Manitowoc, WI (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $2,760 | 3.47% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,048 | 3.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,429 | 2.94% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,556 | 2.56% |
| Jennings, LA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,734 | 3.13% |
| Newport, OR (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $6,019 | 3.50% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,858 | 3.25% |
| ALBANY, GA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $4,436 | 3.31% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,691 | 3.44% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,123 | 2.81% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,240 | 3.13% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $6,347 | 2.88% |
| Oneonta, NY (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,936 | 3.33% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,066 | 3.04% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,158 | 3.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,979 | 3.08% |
| Pittsburg, KS (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,471 | 3.17% |
| McAlester, OK (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,845 | 3.25% |
| Concord, NH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,213 | 3.38% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,743 | 3.25% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,848 | 3.19% |
| Clovis, NM (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,946 | 2.83% |
| Sayre, PA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $7,796 | 3.17% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,930 | 3.13% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,280 | 3.69% |
| Corning, NY (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,815 | 3.33% |
| Madisonville, KY (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,733 | 3.42% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,465 | 3.00% |
| Somerset, PA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $6,622 | 3.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $6,357 | 3.06% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,827 | 3.13% |
| West Plains, MO (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,625 | 3.08% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,693 | 2.25% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,491 | 3.50% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,413 | 3.06% |
| Jamestown, ND (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,628 | 2.81% |
| Bedford, IN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,158 | 3.13% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,532 | 5.91% |
| Kinston, NC (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $5,626 | 3.34% |
| REDDING, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,543 | 2.81% |
| Susanville, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,720 | 3.50% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,607 | 3.25% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,723 | 3.42% |
| Clarksburg, WV (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $4,070 | 3.34% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,067 | 3.00% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,771 | 3.19% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,575 | 3.44% |
| Arkadelphia, AR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,238 | 2.88% |
| Wooster, OH (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,799 | 3.21% |
| Helena, MT (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,226 | 2.88% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,591 | 3.54% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,140 | 3.38% |
| Washington, IN (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $3,949 | 3.44% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,854 | 2.88% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,907 | 3.63% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,146 | 2.75% |
| Lexington, NE (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,158 | 3.19% |
| Effingham, IL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,804 | 3.19% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,518 | 2.94% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,566 | 2.94% |
| Minot, ND (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,809 | 2.94% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,165 | 3.29% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,377 | 2.75% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,190 | 3.06% |
| TYLER, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,883 | 3.31% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,976 | 3.25% |
| Juneau, AK (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $17,870 | 2.88% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,683 | 2.88% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,882 | 3.00% |
| Bennington, VT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,737 | 2.63% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,646 | 3.06% |
| Sterling, CO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,612 | 3.31% |
| Barre, VT (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,420 | 3.31% |
| Andrews, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,561 | 3.50% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,182 | 2.56% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,490 | 2.81% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,664 | 3.13% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,652 | 2.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,019 | 3.38% |
| Union City, TN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,721 | 2.94% |
| Columbus, MS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,145 | 2.94% |
| Salem, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $5,846 | 3.38% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,238 | 2.94% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,324 | 2.94% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,473 | 3.25% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,765 | 3.13% |
| Findlay, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,366 | 3.19% |
| New Castle, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,758 | 3.13% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,661 | 3.63% |
| BECKLEY, WV (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,262 | 3.50% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 2.38% |
| Vincennes, IN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,092 | 3.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,607 | 3.19% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,959 | 3.00% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,628 | 3.19% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,124 | 4.88% |
| Marquette, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,764 | 2.63% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,191 | 4.00% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,128 | 2.25% |
| Rockport, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,873 | 2.88% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,755 | 3.31% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,624 | 3.25% |
| Forrest City, AR (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,819 | 3.33% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,654 | 4.25% |
| CASPER, WY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,625 | 2.63% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,116 | 3.19% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,743 | 3.38% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,950 | 2.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,192 | 2.25% |
| MONROE, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,864 | 3.25% |
| Urbana, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,331 | 3.38% |
| Shelton, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,505 | 3.50% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,782 | 2.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,822 | 3.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,813 | 3.38% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,557 | 3.25% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,160 | 3.13% |
| Paris, TN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,010 | 3.13% |
| Salina, KS (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,692 | 3.29% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,905 | 3.08% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,044 | 2.88% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,428 | 3.81% |
| Winfield, KS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,279 | 3.44% |
| Ludington, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,358 | 3.63% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,480 | 3.00% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,719 | 2.38% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,826 | 3.75% |
| Boone, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,274 | 3.25% |
| El Campo, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $18,142 | 2.50% |
| Hudson, NY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,583 | 3.13% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,701 | 3.88% |
| Union, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,438 | 2.63% |
| Prineville, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,060 | 2.88% |
| Meridian, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,187 | 2.75% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,139 | 3.63% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,475 | 2.50% |
| MONROE, LA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,730 | 3.31% |
| ENID, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,507 | 3.00% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,407 | 3.25% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,391 | 3.50% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,626 | 3.31% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,461 | 3.13% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,856 | 2.63% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,712 | 3.50% |
| La Grande, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,734 | 3.13% |
| Brookings, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,333 | 2.75% |
| Adrian, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,906 | 3.25% |
| Willmar, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,149 | 3.75% |
| Uvalde, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,439 | 4.00% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,299 | 3.75% |
| Pullman, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,846 | 3.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,505 | 2.38% |
| Laramie, WY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,542 | 3.38% |
| Centralia, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $13,576 | 2.25% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,164 | 3.88% |
| Winona, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,831 | 3.50% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,704 | 3.25% |
| Peru, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,047 | 3.31% |
| ELMIRA, NY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,550 | 3.06% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,413 | 3.13% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,741 | 3.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,718 | 3.63% |
| Levelland, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,144 | 3.25% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,354 | 2.38% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,078 | 3.13% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,793 | 3.19% |
| Gillette, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,023 | 3.50% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,970 | 3.75% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,817 | 3.13% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,888 | 2.75% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,428 | 3.63% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,360 | 2.88% |
| Malvern, AR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,500 | 3.06% |
| Branson, MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,657 | 3.06% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,575 | 2.63% |
| DOVER, DE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,071 | 3.38% |
| Alice, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,470 | 2.25% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,844 | 2.50% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,042 | 2.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,670 | 2.75% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,826 | 3.50% |
| Mason City, IA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,773 | 2.88% |
| Alma, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,990 | 3.19% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,597 | 2.88% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,464 | 2.25% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,129 | 3.25% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,374 | 3.00% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,952 | 3.31% |
| Olean, NY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,230 | 3.31% |
| Ruston, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,959 | 3.38% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,800 | 3.38% |
| Pella, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,569 | 3.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,606 | 2.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.13% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,585 | 3.13% |
| Amsterdam, NY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,028 | 2.88% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,960 | 3.81% |
| New Castle, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,476 | 3.25% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,746 | 3.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,402 | 3.25% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.13% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,576 | 4.13% |
| Shawano, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,640 | 2.88% |
| Madison, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,439 | 3.88% |
| Athens, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,438 | 3.88% |
| Indiana, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,538 | 3.00% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,439 | 3.25% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,421 | 3.44% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,281 | 3.25% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,396 | 3.88% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,519 | 3.13% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,933 | 3.63% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,025 | 3.00% |
| Ozark, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,757 | 3.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,039 | 3.38% |
| Paragould, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,908 | 3.75% |
| Athens, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,839 | 3.25% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,210 | 3.13% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,299 | 3.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,421 | 3.50% |
| Emporia, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,015 | 3.25% |
| Decatur, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,426 | 3.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,252 | 3.63% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,662 | 3.75% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,827 | 2.88% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,756 | 3.25% |
| Sterling, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,764 | 2.88% |
| Camden, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,025 | 2.88% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,134 | 3.38% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,592 | 3.13% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,323 | 3.25% |
| Holland, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,099 | 3.38% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,230 | 3.63% |
| Meadville, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,479 | 4.00% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,875 | 2.63% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.25% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,431 | 3.00% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,403 | 2.38% |
| Washington, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,137 | 2.88% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,406 | 3.00% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.75% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,549 | 3.38% |
| Seymour, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,452 | 3.13% |
| Paris, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,213 | 3.13% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,226 | 3.88% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,571 | 3.13% |
| Silver City, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,997 | 3.13% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,509 | 2.75% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,555 | 3.88% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,212 | 2.75% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,306 | 3.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,114 | 2.38% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,136 | 2.88% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,764 | 3.75% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,416 | 2.75% |
| Douglas, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,875 | 3.50% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,215 | 3.88% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,276 | 2.88% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,493 | 3.13% |
| Malone, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,833 | 3.00% |
| Cortland, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,084 | 2.75% |
| LIMA, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,361 | 2.75% |
| Minden, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,184 | 3.38% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,469 | 3.00% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,915 | 3.25% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,773 | 3.00% |
| Celina, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,039 | 3.63% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.13% |
| Marshall, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,483 | 5.00% |
| Vernal, UT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,346 | 3.50% |
| Murray, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,737 | 3.13% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,175 | 3.00% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,336 | 3.88% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,291 | 3.25% |
| Atmore, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,545 | 3.25% |
| Guymon, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,124 | 3.00% |
| Huntington, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,240 | 3.88% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,374 | 3.38% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,377 | 3.13% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,037 | 3.25% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,892 | 3.38% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,378 | 2.75% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,696 | 3.38% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,191 | 3.25% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,175 | 3.75% |
| Laurel, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,938 | 3.75% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,408 | 2.75% |
| Bradford, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,367 | 3.25% |
| Cordele, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,721 | 3.50% |
| Maysville, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,756 | 3.00% |
| Martin, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,853 | 2.88% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,954 | 3.88% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,742 | 3.13% |
| Kennett, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,612 | 3.50% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,453 | 3.25% |
| Alpena, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,635 | 3.25% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,556 | 3.50% |
| Bonham, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,683 | 2.88% |
| ERIE, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,313 | 3.25% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,463 | 3.75% |
| Jesup, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,974 | 3.25% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,829 | 3.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,901 | 2.75% |
| Miami, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,897 | 3.00% |
| Connersville, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,141 | 2.75% |
| Duncan, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,859 | 3.25% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,307 | 3.50% |
| Marion, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.00% |
Bank Of England's top markets include Jacksonville, Milwaukee, Little Rock, Denver, and Portland among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 14,625 | $4,174,375,000 | $285,427 | $4,668 | 3.15% |
| FHA | 2,836 | $639,620,000 | $225,536 | $8,773 | 3.25% |
| VA | 1,606 | $534,320,000 | $332,702 | $8,030 | 2.76% |
| USDA | 724 | $125,840,000 | $173,812 | $5,897 | 3.03% |
For the 2021 period, Bank Of England's most frequently originated loan type of loans were Conventional, with 14,625 originations. Their 2nd most popular type is FHA, with 2,836 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 12,114 | $3,328,990,000 | $274,805 | $6,176 | 3.18% |
| Refi | 4,559 | $1,259,365,000 | $276,237 | $4,321 | 2.94% |
| Cash Out Refi | 3,110 | $885,420,000 | $284,701 | $5,232 | 3.23% |
| Home Improvement | 7 | $335,000 | $47,857 | $1,557 | 4.78% |
| Other | 1 | $45,000 | $45,000 | $0 | 5.25% |
For the 2021, Bank Of England's most frequently cited loan purpose of loans were Home Purchase, with 12,114 originations. The 2nd most popular reason of loans were Refi, with 4,559 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 17,678 | $4,969,550,000 | $281,115 | $5,794 | 3.18% |
| 15 Year | 1,546 | $363,870,000 | $235,362 | $4,023 | 2.57% |
| 20 Year | 307 | $78,945,000 | $257,150 | $4,161 | 2.96% |
| Other | 147 | $40,445,000 | $275,136 | $3,983 | 3.31% |
| 10 Year | 103 | $17,845,000 | $173,252 | $3,478 | 2.47% |
| 1 Year | 7 | $725,000 | $103,571 | $3,041 | 4.70% |
| 30+ year | 2 | $2,730,000 | $1,365,000 | $6,605 | 6.00% |
| 5 Year | 1 | $45,000 | $45,000 | $0 | 5.25% |
For the 2021, Bank Of England's most frequently cited loan length of loans were 30 Year, with 17,678 originations. The 2nd most popular length of loans were 15 Year, with 1,546 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 9,216 | $2,506,800,000 | $272,005 |
| $<1k | 3,792 | $1,044,040,000 | $275,327 |
| $2k-3k | 2,397 | $590,225,000 | $246,235 |
| $3k-4k | 2,287 | $637,405,000 | $278,708 |
| $5k+ | 1,275 | $522,475,000 | $409,784 |
$5,794 of loans were Bank Of England's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 9,216 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 10,213 | $2,733,895,000 | $267,688 |
| 2.5-3% | 7,128 | $2,076,150,000 | $291,267 |
| <2.5% | 1,856 | $518,820,000 | $279,537 |
| 4-5% | 539 | $123,665,000 | $229,434 |
| 5-6% | 39 | $12,895,000 | $330,641 |
| 6-7% | 7 | $3,845,000 | $549,286 |
| 7-8% | 6 | $4,630,000 | $771,667 |
| Over 8% | 3 | $255,000 | $85,000 |
During 2021, Bank Of England's average interest rate of loans were 3.18%, while their most frequently originated rate bucket of loans were 3-4%, with 10,213 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 9,758 | $2,770,350,000 | $283,906 | $5,842 | 3.11% |
| $100k-200k | 5,791 | $897,835,000 | $155,040 | $4,565 | 3.16% |
| $400k-600k | 2,834 | $1,364,880,000 | $481,609 | $6,503 | 3.06% |
| $100,000 or less | 927 | $73,085,000 | $78,840 | $3,862 | 3.31% |
| $600k-1MM | 441 | $316,365,000 | $717,381 | $10,317 | 3.10% |
| $1MM+ | 40 | $51,640,000 | $1,291,000 | $14,084 | 3.59% |
2021 saw Bank Of England place emphasis on $200k-400k loans with 9,758 originations, totaling $2,770,350,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 5,018 | $1,132,850,000 | $225,757 | $5,654 | 3.14% |
| $100k-150k | 3,915 | $1,269,685,000 | $324,313 | $5,712 | 3.13% |
| $50k or less | 3,760 | $650,070,000 | $172,891 | $5,006 | 3.12% |
| $75k-100k | 3,623 | $1,004,045,000 | $277,131 | $5,863 | 3.15% |
| $150k-250k | 2,419 | $930,825,000 | $384,797 | $5,761 | 3.10% |
| $250k+ | 1,028 | $477,970,000 | $464,951 | $6,054 | 3.12% |
Bank Of England lent most frequently to those with incomes in the $50k-75k range, with 5,018 originations. The second most popular income band? $100k-150k, with 3,915 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 3,702 | $1,006,870,000 | $271,980 | $4,810 | 3.08% |
| 30-36% | 3,515 | $964,005,000 | $274,255 | $5,194 | 3.13% |
| <20% | 1,240 | $337,200,000 | $271,935 | $4,341 | 2.99% |
| 44% | 989 | $273,295,000 | $276,335 | $6,016 | 3.19% |
| 43% | 855 | $227,945,000 | $266,602 | $5,832 | 3.22% |
| 42% | 848 | $235,860,000 | $278,137 | $6,015 | 3.18% |
| 41% | 789 | $220,875,000 | $279,943 | $5,556 | 3.18% |
| 40% | 783 | $221,665,000 | $283,097 | $5,799 | 3.17% |
| 50-60% | 765 | $213,845,000 | $279,536 | $9,541 | 3.14% |
| 38% | 749 | $213,535,000 | $285,093 | $5,506 | 3.19% |
| 39% | 721 | $198,945,000 | $275,929 | $5,619 | 3.19% |
| 49% | 719 | $204,505,000 | $284,430 | $6,690 | 3.17% |
| 37% | 700 | $191,150,000 | $273,071 | $5,497 | 3.18% |
| 36% | 686 | $185,880,000 | $270,962 | $5,542 | 3.16% |
| 45% | 671 | $186,965,000 | $278,636 | $5,986 | 3.17% |
| 46% | 560 | $165,080,000 | $294,786 | $6,339 | 3.18% |
| 48% | 558 | $156,160,000 | $279,857 | $6,472 | 3.19% |
| 47% | 528 | $147,830,000 | $279,981 | $6,489 | 3.16% |
| >60% | 13 | $4,465,000 | $343,462 | $8,664 | 2.91% |
Bank Of England lent most frequently to those with DTI ratios of 20-30%, with 3,702 originations. The next most common DTI ratio? 30-36%, with 3,515 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 15,702 | $4,308,030,000 | $274,362 | $5,442 | 3.12% |
| Not provided | 1,801 | $521,755,000 | $289,703 | $5,762 | 3.14% |
| Black | 1,494 | $381,020,000 | $255,033 | $6,834 | 3.22% |
| Asian | 630 | $213,370,000 | $338,683 | $6,263 | 3.07% |
| American Indian | 90 | $26,320,000 | $292,444 | $5,835 | 3.12% |
| Native Hawaiian | 32 | $9,820,000 | $306,875 | $7,617 | 3.06% |
| Asian Indian | 13 | $4,105,000 | $315,769 | $4,742 | 3.21% |
| Not applicable | 11 | $3,935,000 | $357,727 | $0 | 4.50% |
| Filipino | 6 | $1,930,000 | $321,667 | $6,090 | 3.15% |
| Other Asian | 6 | $1,890,000 | $315,000 | $4,254 | 3.29% |
| Chinese | 1 | $575,000 | $575,000 | $12,710 | 3.38% |
| Korean | 2 | $560,000 | $280,000 | $8,554 | 3.00% |
| Japanese | 1 | $415,000 | $415,000 | $5,178 | 3.13% |
| Other Pacific Islander | 1 | $215,000 | $215,000 | $7,025 | 2.75% |
| 1 | $215,000 | $215,000 | $9,138 | 3.25% |
Approval Rates
Total approvals of all applications97.38%
Bank Of England has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination65.71%
Bank Of England has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 19,791 | $5,474,155,000 | $276,598 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 19,791 | $5,474,155,000 | $276,598 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 495 | $102,495,000 | $207,061 | $4,119 | 2.87% |
| 40-60% | 2,015 | $545,055,000 | $270,499 | $4,482 | 2.94% |
| 60-80% | 6,262 | $1,840,370,000 | $293,895 | $4,759 | 3.16% |
| 80-100% | 10,612 | $2,857,020,000 | $269,225 | $6,071 | 3.17% |
| Over 100% | 366 | $123,550,000 | $337,568 | $13,400 | 2.88% |
| Under 20% | 41 | $5,665,000 | $138,171 | $3,798 | 3.04% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BANK OF THE WEST | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 5 | 16.7% |
| BANK OF THE WEST | VA mortgage | Trouble during payment process | 1 | 3.3% |
| BANK OF THE WEST | Other type of mortgage | Trouble during payment process | 2 | 6.7% |
| BANK OF THE WEST | Other type of mortgage | Struggling to pay mortgage | 1 | 3.3% |
| BANK OF THE WEST | Other type of mortgage | Closing on a mortgage | 1 | 3.3% |
| BANK OF THE WEST | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.3% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Trouble during payment process | 3 | 10.0% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 4 | 13.3% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 2 | 6.7% |
| BANK OF THE WEST | FHA mortgage | Trouble during payment process | 1 | 3.3% |
| BANK OF THE WEST | Conventional home mortgage | Struggling to pay mortgage | 2 | 6.7% |
| BANK OF THE WEST | Conventional home mortgage | Closing on a mortgage | 1 | 3.3% |
| BANK OF THE WEST | Conventional home mortgage | Trouble during payment process | 6 | 20.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Bank of England | 100 Stuttgart Highway England, AR 72046 | Full Service B&M | $10,813 |
| Bank of England | 101 Park Street Carlisle, AR 72024 | Full Service B&M | $27,468 |
| Bank of England | 11044 Hwy 165 North Little Rock, AR 72117 | Full Service B&M | $26,670 |
| Bank of England | 1109 North Center Street Lonoke, AR 72086 | Full Service B&M | $65,520 |
| Bank of England | 123 South Main Street England, AR 72046 | Full Service B&M | $262,438 |
| Bank of England | 1320 Rebsamen Park Road Little Rock, AR 72202 | Full Service B&M | $28,397 |
For 2021, Bank Of England had 6 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $14,471 |
| Net interest income | $11,958 |
| Total noninterest income | $265,952 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $430 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $265,522 |
| Pre-tax net operating income | $36,961 |
| Securities gains (or losses, -) | $0 |
| Income before extraordinary items | $27,302 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $27,302 |
| Minority interest net income | $0 |
| Net income | $27,302 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $27,302 |
Bank Of England's gross interest income from loans was $14,471,000.
Bank Of England's net interest income from loans was $11,958,000.
Bank Of England's fee based income from loans was $430,000.
Bank Of England's net income from loans was $27,302,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $2,513 |
| Provision for credit losses | $1,192 |
| Total noninterest expense | $239,757 |
| Salaries and employee benefits | $206,626 |
| Premises and equipment expense | $14,361 |
| Additional noninterest expense | $18,770 |
| Applicable income taxes | $9,659 |
| Net charge-offs | $77 |
| Cash dividends | $20,000 |
Bank Of England's interest expense for loans was $2,513,000.
Bank Of England's payroll and benefits expense were $206,626,000.
Bank Of England's property, plant and equipment expenses $14,361,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $415,778 |
| Deposits held in domestic offices | $415,778 |
| Deposits by Individuals, partnerships, and corporations | $379,509 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $32,043 |
| Deposits by Commercial banks and other depository institutions in U.S. | $4,226 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $177,620 |
| Demand deposits | $125,104 |
| Nontransaction accounts | $238,158 |
| Money market deposit accounts (MMDAs) | $50,805 |
| Other savings deposits (excluding MMDAs) | $24,883 |
| Total time deposits | $162,470 |
| Total time and savings deposits | $290,674 |
| Noninterest-bearing deposits | $125,104 |
| Interest-bearing deposits | $290,674 |
| Retail deposits | $357,454 |
| IRAs and Keogh plan accounts | $11,272 |
| Brokered deposits | $29,591 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $547,610 |
| Cash & Balances due from depository institutions | $94,455 |
| Interest-bearing balances | $90,432 |
| Total securities | $41,678 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $342,864 |
| Loan and leases loss allowance | $3,881 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $6,890 |
| Other real estate owned | $783 |
| Goodwill and other intangibles | $40,453 |
| All other assets | $20,487 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $547,610 |
| Total Liabilities | $463,283 |
| Total deposits | $415,778 |
| Interest-bearing deposits | $290,674 |
| Deposits held in domestic offices | $415,778 |
| % insured (estimated) | $57 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $17,500 |
| Subordinated debt | $0 |
| All other liabilities | $30,005 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $342,864 |
| Loan and leases loss allowance | $3,881 |
| Total loans and leases (domestic) | $346,745 |
| All real estate loans | $296,507 |
| Real estate loans in domestic offices | $296,507 |
| Construction and development loans | $2,880 |
| Residential 1-4 family construction | $399 |
| Other construction, all land development and other land | $2,481 |
| Loans secured by nonfarm nonresidential properties | $25,175 |
| Nonfarm nonresidential secured by owner-occupied properties | $2,025 |
| Commercial real estate & other non-farm, non-residential | $23,150 |
| Multifamily residential real estate | $921 |
| 1-4 family residential loans | $253,086 |
| Farmland loans | $14,445 |
| Loans held in foreign offices | $0 |
| Farm loans | $18,969 |
| Commercial and industrial loans | $27,384 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $3,892 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $622 |
| Other loans to individuals | $3,270 |
| All other loans & leases | $0 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $0 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $667 |
| Non 1-4 family restructured loans & leases | $188 |
| Total loans and leases (foreign) | $0 |
Bank of England had $342,864,000 of loans outstanding in 2021. $296,507,000 of loans were in real estate loans. $2,880,000 of loans were in development loans. $921,000 of loans were in multifamily mortgage loans. $253,086,000 of loans were in 1-4 family mortgage loans. $18,969,000 of loans were in farm loans. $0 of loans were in credit card loans. $622,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 60 | $8,662 | $144,367 |
| Nonfarm, nonresidential loans - <$100k | 21 | $708 | $33,714 |
| Nonfarm, nonresidential loans - $100-250k | 23 | $3,024 | $131,478 |
| Nonfarm, nonresidential loans - $250k-1MM | 16 | $4,930 | $308,125 |
| Commercial & Industrial, US addressed loans - <$1MM | 210 | $12,047 | $57,367 |
| Commercial & Industrial, US addressed loans - <$100k | 166 | $3,333 | $20,078 |
| Commercial & Industrial, US addressed loans - $100-250k | 27 | $2,566 | $95,037 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 17 | $6,148 | $361,647 |
| Farmland loans - <$1MM | 45 | $3,191 | $70,911 |
| Farmland loans - <$100k | 28 | $801 | $28,607 |
| Farmland loans - $100-250k | 13 | $1,397 | $107,462 |
| Farmland loans - $250k-1MM | 4 | $993 | $248,250 |
| Agriculture operations loans - <$1MM | 118 | $7,445 | $63,093 |
| Agriculture operations loans - <$100k | 80 | $2,397 | $29,963 |
| Agriculture operations loans - $100-250k | 23 | $2,245 | $97,609 |
| Agriculture operations loans - $250k-1MM | 15 | $2,803 | $186,867 |
