Bank Of England Mortgage Rates, Fees & Info

England, AR

LEI: 549300GY4NTTEM7WWB64

Tax ID: 71-0009800

2020 Data | 2019 Data | 2018 Data


Overview

Bank Of England is a mid-sized bank specializing in Home Purchase and Refi loans. Bank Of England has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Jacksonville, Denver, Milwaukee, New York, and Little Rock among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Bank Of England is typically an average fee lendor.


Originations

23,610

Origination Dollar Volume (All Markets)

$6,189,700,000

Employee count

1,242

Relative Rate

Bank Of England's average 30 year fixed rate mortgage was 3.33%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.03%.

Relative Fees

Bank Of England's average total fees for a 30 year fixed rate mortgage are $5,434.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 17,689 $4,791,575,000 $270,879 $4,595 3.27%
FHA 3,075 $639,155,000 $207,855 $8,080 3.44%
VA 2,051 $626,685,000 $305,551 $6,465 2.93%
USDA 795 $132,285,000 $166,396 $5,733 3.17%

For the 2020 period, Bank Of England's most frequently originated loan type was Conventional, with 17,689 originations. Their 2nd most popular type is FHA, with 3,075 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 12,810 $3,200,640,000 $249,855 $5,935 3.32%
Refi 7,940 $2,211,830,000 $278,568 $4,238 3.12%
Cash Out Refi 2,857 $777,125,000 $272,007 $5,146 3.39%
Other 3 $105,000 $35,000 $1,170 5.50%

For the 2020, Bank Of England's most frequently cited loan purpose was Home Purchase, with 12,810 originations. The 2nd most popular reason was Refi, with 7,940 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 20,845 $5,521,005,000 $264,860 $5,433 3.30%
15 Year 2,000 $477,050,000 $238,525 $4,028 2.81%
20 Year 418 $109,030,000 $260,837 $4,372 3.25%
Other 244 $63,630,000 $260,779 $3,969 3.29%
10 Year 95 $18,265,000 $192,263 $3,701 2.83%
1 Year 6 $620,000 $103,333 $1,843 5.28%
5 Year 2 $100,000 $50,000 $0 5.48%

For the 2020, Bank Of England's most frequently cited loan length was 30 Year, with 20,845 originations. The 2nd most popular length was 15 Year, with 2,000 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 10,298 $2,650,000,000 $257,332
$<1k 5,177 $1,309,185,000 $252,885
$2k-3k 3,035 $714,575,000 $235,445
$3k-4k 2,758 $745,720,000 $270,384
$5k+ 1,491 $598,155,000 $401,177

$5,434 was Bank Of England's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 10,298 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
JACKSONVILLE, FL 2,202 $594,950,000 $270,186 $5,837 3.18%
Outside of Metro Areas 2,273 $477,185,000 $209,936 $4,918 3.31%
DENVER-AURORA-LAKEWOOD, CO 835 $292,665,000 $350,497 $5,463 3.29%
MILWAUKEE-WAUKESHA, WI 1,010 $237,300,000 $234,950 $3,405 3.30%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 488 $228,910,000 $469,078 $9,924 3.27%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1,085 $225,625,000 $207,949 $4,112 3.19%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 589 $210,165,000 $356,817 $5,360 3.24%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 721 $192,735,000 $267,316 $4,752 3.18%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 624 $184,730,000 $296,042 $4,322 3.30%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 533 $137,575,000 $258,114 $5,160 3.23%
ORLANDO-KISSIMMEE-SANFORD, FL 449 $121,765,000 $271,192 $6,369 3.21%
MEMPHIS, TN-MS-AR 432 $107,790,000 $249,514 $4,744 3.18%
DALLAS-PLANO-IRVING, TX 378 $107,570,000 $284,577 $6,944 3.28%
NORTH PORT-SARASOTA-BRADENTON, FL 382 $92,310,000 $241,649 $5,756 3.40%
LAS VEGAS-HENDERSON-PARADISE, NV 297 $90,185,000 $303,653 $6,650 3.30%
LEXINGTON-FAYETTE, KY 405 $89,475,000 $220,926 $3,676 3.32%
CINCINNATI, OH-KY-IN 432 $83,680,000 $193,704 $3,956 3.49%
COLUMBUS, OH 363 $82,895,000 $228,361 $4,933 3.22%
ATHENS-CLARKE COUNTY, GA 299 $81,905,000 $273,930 $3,987 3.16%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 220 $79,660,000 $362,091 $4,424 3.20%
GARY, IN 330 $74,490,000 $225,727 $5,057 3.29%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 274 $74,050,000 $270,255 $6,255 3.25%
BIRMINGHAM-HOOVER, AL 298 $67,450,000 $226,342 $4,360 3.27%
BOISE CITY, ID 206 $60,260,000 $292,524 $6,863 3.17%
PHOENIX-MESA-CHANDLER, AZ 209 $57,875,000 $276,914 $5,083 3.33%
INDIANAPOLIS-CARMEL-ANDERSON, IN 297 $57,045,000 $192,071 $3,937 3.61%
BOSTON, MA 137 $55,065,000 $401,934 $5,075 3.25%
CLEVELAND-ELYRIA, OH 247 $45,185,000 $182,935 $5,338 3.38%
NASSAU COUNTY-SUFFOLK COUNTY, NY 113 $45,085,000 $398,982 $9,059 3.17%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 145 $44,775,000 $308,793 $6,004 3.14%
CHATTANOOGA, TN-GA 211 $44,555,000 $211,161 $4,271 3.33%
HUNTSVILLE, AL 150 $41,790,000 $278,600 $4,562 3.15%
NEW HAVEN-MILFORD, CT 148 $37,260,000 $251,757 $5,641 3.11%
SEATTLE-BELLEVUE-KENT, WA 81 $37,055,000 $457,469 $6,258 3.27%
LAFAYETTE, LA 141 $34,855,000 $247,199 $4,569 3.04%
RALEIGH-CARY, NC 116 $33,140,000 $285,690 $5,255 3.13%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 126 $33,000,000 $261,905 $6,175 3.29%
JACKSON, MS 137 $32,525,000 $237,409 $5,537 3.31%
DAPHNE-FAIRHOPE-FOLEY, AL 124 $31,640,000 $255,161 $5,332 3.20%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 147 $31,595,000 $214,932 $6,144 3.33%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA 79 $31,575,000 $399,684 $6,188 3.19%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 78 $30,500,000 $391,026 $6,939 3.24%
SACRAMENTO-ROSEVILLE-FOLSOM, CA 87 $30,075,000 $345,690 $6,532 3.22%
KNOXVILLE, TN 126 $28,510,000 $226,270 $4,418 3.13%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 94 $28,320,000 $301,277 $5,974 3.23%
PANAMA CITY, FL 114 $28,290,000 $248,158 $5,839 3.18%
OAKLAND-BERKELEY-LIVERMORE, CA 57 $27,975,000 $490,789 $5,732 3.22%
LOS ANGELES-LONG BEACH-GLENDALE, CA 67 $27,705,000 $413,507 $6,295 3.14%
WARREN-TROY-FARMINGTON HILLS, MI 110 $27,570,000 $250,636 $4,536 3.30%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 94 $27,140,000 $288,723 $6,476 3.08%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 113 $26,925,000 $238,274 $5,786 3.07%
PENSACOLA-FERRY PASS-BRENT, FL 104 $26,190,000 $251,827 $5,855 3.26%
BOULDER, CO 66 $24,290,000 $368,030 $4,655 3.19%
SAN ANTONIO-NEW BRAUNFELS, TX 95 $23,655,000 $249,000 $7,437 3.31%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 71 $23,635,000 $332,887 $5,525 3.15%
BEND, OR 65 $23,095,000 $355,308 $7,294 3.23%
CHICAGO-NAPERVILLE-EVANSTON, IL 85 $21,945,000 $258,176 $6,106 3.28%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 85 $20,855,000 $245,353 $6,200 3.34%
KANSAS CITY, MO-KS 92 $20,610,000 $224,022 $4,148 3.18%
WORCESTER, MA-CT 61 $20,415,000 $334,672 $4,703 3.15%
PALM BAY-MELBOURNE-TITUSVILLE, FL 82 $19,970,000 $243,537 $6,611 3.31%
GREELEY, CO 62 $19,930,000 $321,452 $4,962 3.33%
PITTSBURGH, PA 93 $19,465,000 $209,301 $5,120 3.08%
BOWLING GREEN, KY 101 $19,445,000 $192,525 $5,106 3.56%
BATON ROUGE, LA 81 $19,315,000 $238,457 $5,576 3.51%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 65 $17,925,000 $275,769 $6,478 3.24%
FORT SMITH, AR-OK 100 $16,980,000 $169,800 $3,627 3.17%
MICHIGAN CITY-LA PORTE, IN 97 $16,675,000 $171,907 $4,780 3.35%
ANAHEIM-SANTA ANA-IRVINE, CA 34 $16,430,000 $483,235 $7,390 3.26%
NEW ORLEANS-METAIRIE, LA 64 $16,300,000 $254,688 $5,553 3.24%
NEW BRUNSWICK-LAKEWOOD, NJ 51 $16,215,000 $317,941 $6,699 3.22%
EVANSVILLE, IN-KY 108 $16,060,000 $148,704 $4,334 3.22%
PHILADELPHIA, PA 65 $15,695,000 $241,462 $6,154 3.23%
BRIDGEPORT-STAMFORD-NORWALK, CT 37 $15,535,000 $419,865 $9,477 3.25%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR 58 $15,370,000 $265,000 $4,049 3.10%
CAPE CORAL-FORT MYERS, FL 65 $15,055,000 $231,615 $5,587 3.34%
DAYTON-KETTERING, OH 85 $14,715,000 $173,118 $5,044 3.54%
BISMARCK, ND 56 $13,990,000 $249,821 $4,669 3.15%
SALT LAKE CITY, UT 44 $13,220,000 $300,455 $6,192 3.19%
NEWARK, NJ-PA 41 $12,375,000 $301,829 $8,232 3.16%
TACOMA-LAKEWOOD, WA 31 $11,395,000 $367,581 $6,073 3.19%
RACINE, WI 49 $11,335,000 $231,327 $4,284 3.35%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 33 $11,085,000 $335,909 $3,908 3.25%
COLORADO SPRINGS, CO 33 $10,795,000 $327,121 $4,766 3.20%
PROVIDENCE-WARWICK, RI-MA 37 $10,685,000 $288,784 $5,321 3.20%
LAKELAND-WINTER HAVEN, FL 49 $10,025,000 $204,592 $6,758 3.29%
ASHEVILLE, NC 44 $10,010,000 $227,500 $5,794 3.18%
CAMDEN, NJ 41 $9,895,000 $241,341 $6,390 3.19%
BARNSTABLE TOWN, MA 32 $9,650,000 $301,563 $3,995 3.15%
FORT COLLINS, CO 28 $9,490,000 $338,929 $4,867 3.23%
GREENVILLE-ANDERSON, SC 34 $9,490,000 $279,118 $4,444 3.29%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 45 $9,355,000 $207,889 $4,715 3.27%
STOCKTON, CA 24 $9,330,000 $388,750 $4,899 3.41%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 31 $9,115,000 $294,032 $6,291 3.13%
EL PASO, TX 30 $8,350,000 $278,333 $7,884 3.25%
LAKE COUNTY-KENOSHA COUNTY, IL-WI 28 $8,220,000 $293,571 $4,526 3.21%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 13 $7,615,000 $585,769 $7,040 3.19%
LOUISVILLE/JEFFERSON COUNTY, KY-IN 35 $7,605,000 $217,286 $4,274 3.32%
GREENSBORO-HIGH POINT, NC 37 $7,525,000 $203,378 $7,851 3.36%
URBAN HONOLULU, HI 13 $7,365,000 $566,538 $9,713 2.99%
HOT SPRINGS, AR 33 $7,205,000 $218,333 $3,873 3.23%
MOBILE, AL 37 $7,105,000 $192,027 $4,575 3.23%
DURHAM-CHAPEL HILL, NC 22 $6,960,000 $316,364 $4,471 3.06%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD 18 $6,920,000 $384,444 $6,901 3.46%
AKRON, OH 38 $6,910,000 $181,842 $4,687 3.37%
ST. LOUIS, MO-IL 35 $6,655,000 $190,143 $5,252 3.41%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 27 $6,615,000 $245,000 $6,220 3.11%
BALTIMORE-COLUMBIA-TOWSON, MD 19 $6,535,000 $343,947 $6,649 3.36%
PUNTA GORDA, FL 33 $6,505,000 $197,121 $5,758 3.37%
OGDEN-CLEARFIELD, UT 25 $6,485,000 $259,400 $5,156 3.16%
OCALA, FL 35 $6,325,000 $180,714 $6,406 3.44%
SPRINGFIELD, MA 29 $6,115,000 $210,862 $3,886 3.35%
MANCHESTER-NASHUA, NH 21 $6,035,000 $287,381 $4,604 3.17%
LAREDO, TX 31 $6,005,000 $193,710 $6,421 3.08%
PORTLAND-SOUTH PORTLAND, ME 18 $5,870,000 $326,111 $3,701 3.02%
FRESNO, CA 22 $5,820,000 $264,545 $3,956 3.13%
READING, PA 29 $5,775,000 $199,138 $5,728 3.08%
MIAMI-MIAMI BEACH-KENDALL, FL 20 $5,640,000 $282,000 $6,844 3.49%
CLARKSVILLE, TN-KY 26 $5,600,000 $215,385 $6,150 3.40%
RENO, NV 17 $5,595,000 $329,118 $6,200 3.26%
PROVO-OREM, UT 17 $5,555,000 $326,765 $6,791 3.08%
ELGIN, IL 22 $5,480,000 $249,091 $5,505 3.32%
PUEBLO, CO 21 $5,435,000 $258,810 $6,165 3.26%
OWENSBORO, KY 39 $5,265,000 $135,000 $3,961 3.75%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 16 $5,150,000 $321,875 $4,484 3.00%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 9 $5,055,000 $561,667 $10,545 3.46%
TRENTON-PRINCETON, NJ 19 $5,025,000 $264,474 $7,965 3.25%
WILMINGTON, DE-MD-NJ 19 $4,875,000 $256,579 $4,766 3.06%
GAINESVILLE, GA 17 $4,695,000 $276,176 $4,236 3.31%
AUGUSTA-RICHMOND COUNTY, GA-SC 20 $4,690,000 $234,500 $4,895 3.08%
SALEM, OR 16 $4,670,000 $291,875 $5,938 3.41%
MEDFORD, OR 15 $4,655,000 $310,333 $4,922 3.33%
CHARLESTON-NORTH CHARLESTON, SC 17 $4,645,000 $273,235 $5,081 3.37%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 23 $4,595,000 $199,783 $6,133 3.21%
OKLAHOMA CITY, OK 20 $4,470,000 $223,500 $4,879 3.11%
JACKSON, TN 27 $4,405,000 $163,148 $4,968 3.68%
TUCSON, AZ 13 $4,175,000 $321,154 $7,078 3.06%
EUGENE-SPRINGFIELD, OR 14 $4,030,000 $287,857 $4,454 3.56%
TEXARKANA, TX-AR 20 $3,980,000 $199,000 $4,373 3.38%
ANCHORAGE, AK 13 $3,945,000 $303,462 $5,071 2.91%
SOUTH BEND-MISHAWAKA, IN-MI 23 $3,905,000 $169,783 $4,566 3.40%
GRAND JUNCTION, CO 11 $3,765,000 $342,273 $4,676 3.15%
DETROIT-DEARBORN-LIVONIA, MI 19 $3,735,000 $196,579 $5,262 3.51%
HILTON HEAD ISLAND-BLUFFTON, SC 12 $3,620,000 $301,667 $4,698 3.04%
OLYMPIA-LACEY-TUMWATER, WA 11 $3,575,000 $325,000 $7,668 3.17%
HATTIESBURG, MS 20 $3,530,000 $176,500 $5,961 3.20%
PORT ST. LUCIE, FL 15 $3,455,000 $230,333 $5,679 3.40%
NAPLES-MARCO ISLAND, FL 10 $3,360,000 $336,000 $5,737 3.15%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 14 $3,350,000 $239,286 $7,203 3.21%
GULFPORT-BILOXI, MS 18 $3,340,000 $185,556 $4,712 3.40%
TULSA, OK 13 $3,055,000 $235,000 $6,339 2.98%
COLUMBIA, SC 16 $3,020,000 $188,750 $4,914 3.39%
TALLAHASSEE, FL 14 $2,950,000 $210,714 $4,449 3.51%
MADISON, WI 12 $2,900,000 $241,667 $4,402 3.29%
WINSTON-SALEM, NC 16 $2,900,000 $181,250 $5,005 3.20%
LYNCHBURG, VA 10 $2,870,000 $287,000 $5,172 3.06%
SPARTANBURG, SC 12 $2,860,000 $238,333 $5,241 3.32%
CLEVELAND, TN 13 $2,765,000 $212,692 $5,311 3.19%
BAKERSFIELD, CA 9 $2,735,000 $303,889 $4,978 3.33%
SAN RAFAEL, CA 6 $2,730,000 $455,000 $7,828 3.08%
MODESTO, CA 9 $2,705,000 $300,556 $5,438 3.51%
KENNEWICK-RICHLAND, WA 10 $2,690,000 $269,000 $7,591 3.11%
OMAHA-COUNCIL BLUFFS, NE-IA 11 $2,655,000 $241,364 $6,205 2.93%
NORWICH-NEW LONDON, CT 10 $2,650,000 $265,000 $5,789 3.26%
HARRISBURG-CARLISLE, PA 14 $2,640,000 $188,571 $6,812 3.16%
TUSCALOOSA, AL 10 $2,600,000 $260,000 $3,884 3.28%
CANTON-MASSILLON, OH 17 $2,415,000 $142,059 $4,461 3.18%
RICHMOND, VA 8 $2,370,000 $296,250 $5,833 3.22%
SAVANNAH, GA 10 $2,310,000 $231,000 $6,098 3.40%
SEBASTIAN-VERO BEACH, FL 7 $2,255,000 $322,143 $5,794 3.23%
VALLEJO, CA 6 $2,200,000 $366,667 $5,568 3.02%
WILMINGTON, NC 5 $2,185,000 $437,000 $6,210 3.08%
EAST STROUDSBURG, PA 16 $2,180,000 $136,250 $5,915 3.42%
PRESCOTT VALLEY-PRESCOTT, AZ 7 $2,165,000 $309,286 $5,885 3.34%
HAGERSTOWN-MARTINSBURG, MD-WV 11 $2,125,000 $193,182 $5,277 3.11%
BREMERTON-SILVERDALE-PORT ORCHARD, WA 6 $2,110,000 $351,667 $4,935 3.19%
SPOKANE-SPOKANE VALLEY, WA 7 $2,105,000 $300,714 $4,611 3.00%
LANCASTER, PA 10 $2,100,000 $210,000 $5,974 3.40%
LAKE HAVASU CITY-KINGMAN, AZ 9 $2,095,000 $232,778 $6,490 3.10%
SPRINGFIELD, OH 12 $2,010,000 $167,500 $4,282 3.41%
GAINESVILLE, FL 10 $1,970,000 $197,000 $3,020 3.05%
FLAGSTAFF, AZ 5 $1,905,000 $381,000 $3,065 3.28%
ST. CLOUD, MN 10 $1,900,000 $190,000 $5,233 3.16%
YORK-HANOVER, PA 9 $1,895,000 $210,556 $6,550 3.14%
SCRANTON--WILKES-BARRE, PA 15 $1,855,000 $123,667 $5,823 3.24%
GRAND RAPIDS-KENTWOOD, MI 6 $1,820,000 $303,333 $4,323 3.19%
COEUR D'ALENE, ID 4 $1,760,000 $440,000 $4,357 3.19%
SALINAS, CA 4 $1,750,000 $437,500 $6,368 3.13%
ELIZABETHTOWN-FORT KNOX, KY 9 $1,725,000 $191,667 $3,274 3.24%
KINGSTON, NY 8 $1,710,000 $213,750 $7,151 3.09%
SANTA MARIA-SANTA BARBARA, CA 4 $1,710,000 $427,500 $6,093 3.44%
FAYETTEVILLE, NC 13 $1,705,000 $131,154 $5,059 3.72%
ODESSA, TX 9 $1,695,000 $188,333 $8,251 3.67%
COLUMBUS, GA-AL 7 $1,695,000 $242,143 $4,225 3.34%
OXNARD-THOUSAND OAKS-VENTURA, CA 5 $1,675,000 $335,000 $4,570 2.83%
MISSOULA, MT 6 $1,670,000 $278,333 $8,106 3.42%
FARGO, ND-MN 7 $1,665,000 $237,857 $4,499 3.48%
BUFFALO-CHEEKTOWAGA, NY 10 $1,650,000 $165,000 $6,734 3.30%
MORRISTOWN, TN 9 $1,645,000 $182,778 $4,553 3.88%
ALBANY-LEBANON, OR 5 $1,605,000 $321,000 $6,155 3.25%
OCEAN CITY, NJ 6 $1,570,000 $261,667 $5,252 3.23%
TOPEKA, KS 10 $1,560,000 $156,000 $4,008 3.28%
DULUTH, MN-WI 7 $1,555,000 $222,143 $4,766 3.05%
WARNER ROBINS, GA 7 $1,525,000 $217,857 $4,481 3.18%
SHREVEPORT-BOSSIER CITY, LA 7 $1,515,000 $216,429 $4,360 3.91%
IDAHO FALLS, ID 7 $1,515,000 $216,429 $5,187 3.30%
ST. GEORGE, UT 5 $1,515,000 $303,000 $5,054 3.30%
ALBUQUERQUE, NM 7 $1,495,000 $213,571 $5,759 3.63%
BILLINGS, MT 5 $1,495,000 $299,000 $4,150 3.53%
SPRINGFIELD, MO 8 $1,490,000 $186,250 $6,882 3.30%
SANTA CRUZ-WATSONVILLE, CA 3 $1,485,000 $495,000 $8,913 3.42%
SALISBURY, MD-DE 6 $1,480,000 $246,667 $5,790 3.29%
JONESBORO, AR 10 $1,470,000 $147,000 $3,456 3.13%
TOLEDO, OH 8 $1,440,000 $180,000 $5,173 3.84%
MONTGOMERY, AL 7 $1,415,000 $202,143 $5,810 3.41%
ATLANTIC CITY-HAMMONTON, NJ 7 $1,395,000 $199,286 $4,439 3.13%
SANTA FE, NM 5 $1,395,000 $279,000 $7,159 3.05%
DECATUR, AL 6 $1,370,000 $228,333 $4,156 3.02%
MIDLAND, TX 5 $1,365,000 $273,000 $9,605 3.58%
SHEBOYGAN, WI 6 $1,360,000 $226,667 $4,674 3.48%
ABILENE, TX 5 $1,355,000 $271,000 $6,317 3.50%
FLINT, MI 7 $1,315,000 $187,857 $4,402 3.23%
BLOOMINGTON, IN 5 $1,275,000 $255,000 $5,620 3.28%
DES MOINES-WEST DES MOINES, IA 8 $1,270,000 $158,750 $4,798 3.16%
KAHULUI-WAILUKU-LAHAINA, HI 4 $1,260,000 $315,000 $4,777 3.22%
WICHITA, KS 7 $1,245,000 $177,857 $4,215 3.45%
LANSING-EAST LANSING, MI 7 $1,225,000 $175,000 $4,715 3.21%
AUBURN-OPELIKA, AL 7 $1,205,000 $172,143 $6,019 3.18%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 10 $1,200,000 $120,000 $5,265 3.23%
ROME, GA 4 $1,200,000 $300,000 $6,554 2.94%
FAIRBANKS, AK 5 $1,195,000 $239,000 $4,955 2.88%
CHEYENNE, WY 5 $1,195,000 $239,000 $3,431 3.20%
MOUNT VERNON-ANACORTES, WA 4 $1,190,000 $297,500 $5,017 3.44%
JACKSONVILLE, NC 7 $1,185,000 $169,286 $5,289 2.98%
FORT WAYNE, IN 7 $1,175,000 $167,857 $3,660 3.21%
TYLER, TX 5 $1,165,000 $233,000 $5,385 3.28%
FLORENCE-MUSCLE SHOALS, AL 5 $1,165,000 $233,000 $5,868 3.18%
ALBANY-SCHENECTADY-TROY, NY 5 $1,125,000 $225,000 $4,480 3.25%
CORPUS CHRISTI, TX 5 $1,115,000 $223,000 $7,306 3.23%
CHARLOTTESVILLE, VA 4 $1,110,000 $277,500 $4,360 2.97%
WACO, TX 4 $1,100,000 $275,000 $3,170 2.75%
SHERMAN-DENISON, TX 5 $1,095,000 $219,000 $5,462 3.38%
SYRACUSE, NY 5 $1,095,000 $219,000 $4,667 3.73%
LUBBOCK, TX 4 $1,060,000 $265,000 $5,458 3.25%
SEBRING-AVON PARK, FL 5 $1,055,000 $211,000 $4,347 3.40%
BRUNSWICK, GA 4 $1,050,000 $262,500 $5,402 2.94%
JOHNSTOWN, PA 10 $1,040,000 $104,000 $5,094 3.23%
LONGVIEW, TX 5 $1,035,000 $207,000 $6,155 3.23%
SANTA ROSA-PETALUMA, CA 2 $1,030,000 $515,000 $9,530 3.13%
GREEN BAY, WI 4 $1,020,000 $255,000 $3,421 3.41%
MADERA, CA 3 $1,015,000 $338,333 $10,255 3.25%
BROWNSVILLE-HARLINGEN, TX 5 $995,000 $199,000 $5,751 3.03%
SIOUX FALLS, SD 4 $980,000 $245,000 $4,522 2.91%
HOUMA-THIBODAUX, LA 5 $975,000 $195,000 $5,781 3.43%
THE VILLAGES, FL 5 $955,000 $191,000 $4,530 3.35%
ANNISTON-OXFORD, AL 4 $940,000 $235,000 $4,264 3.22%
HUNTINGTON-ASHLAND, WV-KY-OH 5 $935,000 $187,000 $4,247 2.95%
ANN ARBOR, MI 4 $930,000 $232,500 $5,048 3.22%
BURLINGTON-SOUTH BURLINGTON, VT 3 $925,000 $308,333 $6,147 3.96%
CORVALLIS, OR 3 $925,000 $308,333 $6,550 3.17%
LOGAN, UT-ID 3 $915,000 $305,000 $3,487 2.75%
BELLINGHAM, WA 3 $915,000 $305,000 $2,947 2.92%
ROCHESTER, MN 5 $905,000 $181,000 $4,638 3.38%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 5 $885,000 $177,000 $3,436 2.98%
FOND DU LAC, WI 5 $875,000 $175,000 $4,500 3.40%
BECKLEY, WV 4 $870,000 $217,500 $6,011 2.97%
BINGHAMTON, NY 6 $870,000 $145,000 $6,691 3.10%
HICKORY-LENOIR-MORGANTON, NC 4 $870,000 $217,500 $5,514 3.00%
LEBANON, PA 4 $860,000 $215,000 $7,883 3.22%
MONROE, MI 5 $855,000 $171,000 $5,983 2.98%
YAKIMA, WA 3 $855,000 $285,000 $6,599 3.42%
MIDLAND, MI 2 $850,000 $425,000 $5,809 3.19%
BLOOMINGTON, IL 5 $825,000 $165,000 $4,668 3.73%
ERIE, PA 5 $805,000 $161,000 $6,229 3.20%
CHAMPAIGN-URBANA, IL 5 $785,000 $157,000 $4,946 3.13%
MACON-BIBB COUNTY, GA 6 $780,000 $130,000 $5,159 3.17%
WENATCHEE, WA 2 $770,000 $385,000 $3,557 3.13%
YUBA CITY, CA 2 $760,000 $380,000 $9,843 2.94%
UTICA-ROME, NY 5 $755,000 $151,000 $6,566 3.60%
SIERRA VISTA-DOUGLAS, AZ 4 $740,000 $185,000 $3,639 2.97%
GADSDEN, AL 4 $740,000 $185,000 $5,954 3.31%
DALTON, GA 5 $725,000 $145,000 $6,426 3.08%
LIMA, OH 3 $725,000 $241,667 $4,618 3.46%
ROCKY MOUNT, NC 4 $710,000 $177,500 $5,863 3.47%
LAFAYETTE-WEST LAFAYETTE, IN 4 $700,000 $175,000 $4,554 4.09%
ELKHART-GOSHEN, IN 4 $700,000 $175,000 $3,878 3.50%
OSHKOSH-NEENAH, WI 3 $685,000 $228,333 $2,831 3.46%
FLORENCE, SC 4 $680,000 $170,000 $3,913 3.16%
ROANOKE, VA 2 $680,000 $340,000 $4,132 3.25%
NEW BERN, NC 3 $675,000 $225,000 $5,786 3.08%
PEORIA, IL 3 $675,000 $225,000 $3,597 3.58%
ROCHESTER, NY 4 $670,000 $167,500 $7,595 3.44%
HOMOSASSA SPRINGS, FL 5 $665,000 $133,000 $4,569 3.65%
MONROE, LA 2 $660,000 $330,000 $3,046 3.94%
POCATELLO, ID 3 $655,000 $218,333 $5,111 3.54%
DOVER, DE 3 $655,000 $218,333 $5,039 3.29%
SUMTER, SC 3 $635,000 $211,667 $6,391 3.08%
SAN LUIS OBISPO-PASO ROBLES, CA 2 $630,000 $315,000 $7,640 3.38%
KANKAKEE, IL 3 $605,000 $201,667 $7,883 3.13%
DOTHAN, AL 3 $605,000 $201,667 $3,826 2.79%
JANESVILLE-BELOIT, WI 3 $585,000 $195,000 $5,438 3.50%
VISALIA, CA 2 $570,000 $285,000 $5,334 3.25%
GRANTS PASS, OR 2 $540,000 $270,000 $7,287 3.19%
COLUMBIA, MO 1 $515,000 $515,000 $2,686 3.00%
MANHATTAN, KS 2 $510,000 $255,000 $2,483 2.88%
LAKE CHARLES, LA 2 $510,000 $255,000 $3,665 3.44%
HANFORD-CORCORAN, CA 1 $495,000 $495,000 $1,885 4.50%
CHARLESTON, WV 3 $495,000 $165,000 $5,471 3.00%
VALDOSTA, GA 2 $490,000 $245,000 $8,305 2.94%
CAPE GIRARDEAU, MO-IL 4 $480,000 $120,000 $4,269 3.63%
WATERLOO-CEDAR FALLS, IA 4 $470,000 $117,500 $4,320 3.50%
JOPLIN, MO 4 $470,000 $117,500 $3,903 3.38%
MANSFIELD, OH 3 $465,000 $155,000 $5,850 3.42%
NAPA, CA 1 $455,000 $455,000 $2,972 3.63%
BLACKSBURG-CHRISTIANSBURG, VA 2 $440,000 $220,000 $1,520 3.25%
WEIRTON-STEUBENVILLE, WV-OH 2 $420,000 $210,000 $4,666 3.38%
BURLINGTON, NC 3 $415,000 $138,333 $7,157 3.67%
JOHNSON CITY, TN 2 $410,000 $205,000 $4,650 4.00%
PINE BLUFF, AR 3 $405,000 $135,000 $4,118 2.92%
MCALLEN-EDINBURG-MISSION, TX 3 $405,000 $135,000 $6,181 3.08%
YUMA, AZ 1 $395,000 $395,000 $4,146 2.63%
PITTSFIELD, MA 1 $395,000 $395,000 $8,117 3.00%
GLENS FALLS, NY 3 $385,000 $128,333 $6,632 3.67%
GETTYSBURG, PA 2 $380,000 $190,000 $6,014 2.88%
FARMINGTON, NM 2 $380,000 $190,000 $8,979 3.88%
EL CENTRO, CA 1 $375,000 $375,000 $1,280 2.63%
CEDAR RAPIDS, IA 3 $365,000 $121,667 $4,070 3.13%
KALAMAZOO-PORTAGE, MI 2 $360,000 $180,000 $7,648 4.31%
COLUMBUS, IN 2 $350,000 $175,000 $2,413 3.13%
GRAND FORKS, ND-MN 1 $345,000 $345,000 $0 3.25%
LAWTON, OK 3 $335,000 $111,667 $6,087 3.96%
BEAUMONT-PORT ARTHUR, TX 2 $320,000 $160,000 $3,342 3.38%
ROCKFORD, IL 2 $310,000 $155,000 $3,421 3.31%
SAN ANGELO, TX 2 $290,000 $145,000 $4,702 2.75%
KILLEEN-TEMPLE, TX 1 $285,000 $285,000 $3,829 2.63%
LONGVIEW, WA 1 $285,000 $285,000 $13,927 4.50%
LINCOLN, NE 2 $280,000 $140,000 $3,640 3.06%
APPLETON, WI 2 $280,000 $140,000 $4,520 3.13%
WILLIAMSPORT, PA 2 $280,000 $140,000 $4,757 3.38%
ELMIRA, NY 2 $270,000 $135,000 $5,216 2.94%
MUSKEGON, MI 1 $265,000 $265,000 $3,355 3.50%
CUMBERLAND, MD-WV 2 $260,000 $130,000 $2,548 3.81%
COLLEGE STATION-BRYAN, TX 2 $260,000 $130,000 $5,783 3.38%
WICHITA FALLS, TX 2 $260,000 $130,000 $4,984 2.75%
ITHACA, NY 1 $255,000 $255,000 $3,449 3.25%
RAPID CITY, SD 2 $240,000 $120,000 $4,529 3.13%
SPRINGFIELD, IL 2 $240,000 $120,000 $5,452 3.44%
STATE COLLEGE, PA 1 $235,000 $235,000 $3,560 2.75%
MANKATO, MN 1 $235,000 $235,000 $3,815 3.25%
CARSON CITY, NV 1 $225,000 $225,000 $4,840 2.63%
TERRE HAUTE, IN 2 $220,000 $110,000 $4,582 3.31%
WAUSAU-WESTON, WI 2 $220,000 $110,000 $2,652 3.25%
SIOUX CITY, IA-NE-SD 1 $215,000 $215,000 $6,331 3.38%
KOKOMO, IN 2 $210,000 $105,000 $2,536 3.88%
LAWRENCE, KS 2 $210,000 $105,000 $2,754 3.19%
STAUNTON, VA 1 $205,000 $205,000 $5,170 3.75%
LAS CRUCES, NM 1 $195,000 $195,000 $5,952 3.25%
LA CROSSE-ONALASKA, WI-MN 1 $195,000 $195,000 $2,947 3.25%
ALTOONA, PA 2 $190,000 $95,000 $4,627 3.13%
LEWISTON-AUBURN, ME 1 $185,000 $185,000 $3,733 3.50%
CHAMBERSBURG-WAYNESBORO, PA 1 $185,000 $185,000 $6,086 2.25%
REDDING, CA 1 $185,000 $185,000 $3,192 5.13%
ALEXANDRIA, LA 1 $185,000 $185,000 $7,627 2.63%
JACKSON, MI 1 $175,000 $175,000 $6,169 3.50%
ALBANY, GA 2 $170,000 $85,000 $6,022 3.25%
GRAND ISLAND, NE 1 $165,000 $165,000 $4,237 2.88%
VINELAND-BRIDGETON, NJ 1 $145,000 $145,000 $3,238 3.25%
HAMMOND, LA 1 $145,000 $145,000 $8,656 5.13%
KINGSPORT-BRISTOL, TN-VA 1 $145,000 $145,000 $7,358 3.63%
AMES, IA 1 $135,000 $135,000 $5,501 3.13%
BANGOR, ME 1 $115,000 $115,000 $5,833 4.00%
WATERTOWN-FORT DRUM, NY 1 $105,000 $105,000 $4,406 2.75%
BLOOMSBURG-BERWICK, PA 1 $95,000 $95,000 $4,128 3.25%
ST. JOSEPH, MO-KS 1 $85,000 $85,000 $4,180 3.63%
MORGANTOWN, WV 1 $85,000 $85,000 $4,278 3.50%
MUNCIE, IN 1 $75,000 $75,000 $3,136 2.88%
WHEELING, WV-OH 1 $75,000 $75,000 $4,537 3.13%
GOLDSBORO, NC 1 $65,000 $65,000 $4,301 3.00%
NILES, MI 1 $55,000 $55,000 $4,326 3.25%

Bank Of England's top markets include Jacksonville, Denver, Milwaukee, New York, and Little Rock among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 13,187 $3,450,725,000 $261,676
2.5-3% 7,569 $2,054,645,000 $271,455
<2.5% 1,395 $385,045,000 $276,018
4-5% 1,277 $264,035,000 $206,762
5-6% 166 $31,810,000 $191,627
6-7% 9 $2,035,000 $226,111
Over 8% 4 $740,000 $185,000
7-8% 3 $665,000 $221,667

During 2020, Bank Of England's average interest rate was 3.33%, while their most frequently originated rate bucket was 3-4%, with 13,187 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 11,930 $3,355,140,000 $281,236 $5,440 3.21%
$100k-200k 7,190 $1,116,050,000 $155,223 $4,431 3.33%
$400k-600k 3,017 $1,413,765,000 $468,600 $6,504 3.16%
$100,000 or less 1,188 $94,830,000 $79,823 $3,763 3.57%
$600k-1MM 270 $188,770,000 $699,148 $11,172 3.39%
$1MM+ 15 $21,145,000 $1,409,667 $17,819 3.49%

2020 saw Bank Of England place emphasis on $200k-400k loans with 11,930 originations, totaling $3,355,140,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 5,821 $1,257,095,000 $215,959 $5,378 3.28%
$100k-150k 4,877 $1,488,535,000 $305,215 $5,372 3.26%
$75k-100k 4,265 $1,135,285,000 $266,186 $5,588 3.29%
$50k or less 3,741 $563,715,000 $150,686 $4,819 3.31%
$150k-250k 3,001 $1,058,765,000 $352,804 $5,307 3.22%
$250k+ 1,090 $432,730,000 $397,000 $5,408 3.22%

Bank Of England lent most frequently to those with incomes in the $50k-75k range, with 5,821 originations. The second most popular income band? $100k-150k, with 4,877 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 4,894 $1,252,200,000 $255,864 $4,594 3.21%
30-36% 4,192 $1,069,660,000 $255,167 $5,031 3.27%
<20% 1,625 $414,645,000 $255,166 $4,134 3.12%
44% 1,194 $311,260,000 $260,687 $5,782 3.34%
43% 1,024 $270,010,000 $263,682 $5,593 3.33%
42% 1,012 $270,300,000 $267,095 $5,670 3.31%
41% 928 $251,910,000 $271,455 $5,621 3.32%
40% 876 $235,370,000 $268,687 $5,494 3.28%
39% 844 $228,700,000 $270,972 $5,532 3.31%
38% 828 $214,830,000 $259,457 $5,471 3.31%
36% 792 $207,060,000 $261,439 $5,338 3.27%
37% 789 $205,615,000 $260,602 $5,116 3.31%
45% 749 $203,605,000 $271,836 $5,802 3.33%
49% 716 $189,110,000 $264,120 $6,470 3.34%
50-60% 712 $175,210,000 $246,081 $8,332 3.38%
48% 561 $148,045,000 $263,895 $6,282 3.34%
46% 532 $147,750,000 $277,726 $6,306 3.31%
47% 507 $137,725,000 $271,647 $6,079 3.28%
>60% 4 $1,330,000 $332,500 $8,850 3.41%

Bank Of England lent most frequently to those with DTI ratios of 20-30%, with 4,894 originations. The next most common DTI ratio? 30-36%, with 4,192 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 19,143 $4,905,985,000 $256,281 $5,048 3.25%
Asian 1,352 $483,290,000 $357,463 $7,088 3.25%
Not provided 1,418 $388,750,000 $274,154 $5,463 3.23%
Black 1,534 $367,370,000 $239,485 $6,242 3.35%
American Indian 110 $27,920,000 $253,818 $6,039 3.23%
Native Hawaiian 44 $11,920,000 $270,909 $6,432 3.21%
Not applicable 5 $3,305,000 $661,000 $0 5.45%
Chinese 2 $640,000 $320,000 $7,071 2.81%
Filipino 1 $285,000 $285,000 $10,636 4.00%
Guamanian 1 $235,000 $235,000 $3,831 3.38%

Approval Rates

Total approvals of all applications
97.08%

Bank Of England has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
63.92%

Bank Of England has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 23,610 $6,189,700,000 $262,164

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Multifamily:Manufactured 1 $45,000 $45,000
Multifamily:Site-Built 4 $470,000 $117,500
Single Family (1-4 Units):Manufactured 10 $1,220,000 $122,000
Single Family (1-4 Units):Site-Built 23,595 $6,187,965,000 $262,257

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 530 $114,570,000 $216,170 $4,156 3.04%
40-60% 2,328 $630,410,000 $270,795 $4,375 3.08%
60-80% 7,711 $2,212,865,000 $286,975 $4,723 3.28%
80-100% 12,596 $3,104,970,000 $246,504 $5,607 3.29%
Over 100% 410 $120,060,000 $292,829 $10,847 3.08%
Under 20% 32 $6,010,000 $187,813 $4,250 3.55%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Bank of England 100 Stuttgart Highway England, AR 72046 Full Service B&M $9,778
Bank of England 101 Park Street Carlisle, AR 72024 Full Service B&M $22,840
Bank of England 11044 Hwy 165 North Little Rock, AR 72117 Full Service B&M $16,801
Bank of England 1109 North Center Street Lonoke, AR 72086 Full Service B&M $63,812
Bank of England 123 South Main Street England, AR 72046 Full Service B&M $244,070
Bank of England 1320 Rebsamen Park Road Little Rock, AR 72202 Full Service B&M $21,931

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $15,175
Net interest income $10,989
Total noninterest income $312,186
Gross Fiduciary activities income $0
Service charges on deposit accounts $404
Trading account gains and fees $0
Additional Noninterest Income $311,782
Pre-tax net operating income $67,031
Securities gains (or losses, -) $19
Income before extraordinary items $49,539
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $49,539
Minority interest net income $0
Net income $49,539
Sale, conversion, retirement of capital stock, net $-7,051
Net operating income $49,523

Bank Expenses

Item Value (in 000's)
Total interest expense $4,186
Provision for credit losses $416
Total noninterest expense $255,728
Salaries and employee benefits $218,715
Premises and equipment expense $14,558
Additional noninterest expense $22,455
Applicable income taxes $17,511
Net charge-offs $790
Cash dividends $25,000

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $453,138
Deposits held in domestic offices $453,138
Deposits by Individuals, partnerships, and corporations $399,459
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $44,927
Deposits by Commercial banks and other depository institutions in U.S. $8,752
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $197,991
Demand deposits $144,011
Nontransaction accounts $255,147
Money market deposit accounts (MMDAs) $77,535
Other savings deposits (excluding MMDAs) $23,679
Total time deposits $153,933
Total time and savings deposits $309,127
Noninterest-bearing deposits $144,011
Interest-bearing deposits $309,127
Retail deposits $388,729
IRAs and Keogh plan accounts $9,222
Brokered deposits $77,403
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $592,196
Cash & Balances due from depository institutions $83,508
Interest-bearing balances $78,926
Total securities $44,730
Federal funds sold & reverse repurchase $0
Net loans and leases $398,325
Loan and leases loss allowance $2,766
Trading account assets $0
Bank premises and fixed assets $7,029
Other real estate owned $636
Goodwill and other intangibles $34,143
All other assets $23,825

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $592,196
Total Liabilities $515,208
Total deposits $453,138
Interest-bearing deposits $309,127
Deposits held in domestic offices $453,138
% insured (estimated) $48
Federal funds purchased and repurchase agreements $0
Trading liabilities $0
Other borrowed funds $27,500
Subordinated debt $0
All other liabilities $34,570

Issued Loan Types

Type Value (in 000's)
Net loans and leases $398,325
Loan and leases loss allowance $2,766
Total loans and leases (domestic) $401,091
All real estate loans $347,291
Real estate loans in domestic offices $347,291
Construction and development loans $7,846
Residential 1-4 family construction $3,439
Other construction, all land development and other land $4,407
Loans secured by nonfarm nonresidential properties $23,019
Nonfarm nonresidential secured by owner-occupied properties $1,258
Commercial real estate & other non-farm, non-residential $21,761
Multifamily residential real estate $985
1-4 family residential loans $299,802
Farmland loans $15,639
Loans held in foreign offices $0
Farm loans $20,971
Commercial and industrial loans $29,315
To non-U.S. addressees $0
Loans to individuals $3,570
Credit card loans $0
Related Plans $0
Consumer Auto Loans $572
Other loans to individuals $2,998
All other loans & leases $88
Loans to foreign governments and official institutions $0
Other loans $88
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $2,164
Non 1-4 family restructured loans & leases $598
Total loans and leases (foreign) $0

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 67 $11,181 $166,881
Nonfarm, nonresidential loans - <$100k 24 $829 $34,542
Nonfarm, nonresidential loans - $100-250k 23 $2,797 $121,609
Nonfarm, nonresidential loans - $250k-1MM 20 $7,555 $377,750
Commercial & Industrial, US addressed loans - <$1MM 296 $12,893 $43,557
Commercial & Industrial, US addressed loans - <$100k 246 $4,580 $18,618
Commercial & Industrial, US addressed loans - $100-250k 36 $4,185 $116,250
Commercial & Industrial, US addressed loans - $250k-1MM 14 $4,128 $294,857
Farmland loans - <$1MM 52 $3,880 $74,615
Farmland loans - <$100k 31 $843 $27,194
Farmland loans - $100-250k 16 $1,695 $105,938
Farmland loans - $250k-1MM 5 $1,342 $268,400
Agriculture operations loans - <$1MM 113 $6,797 $60,150
Agriculture operations loans - <$100k 80 $2,245 $28,063
Agriculture operations loans - $100-250k 17 $1,370 $80,588
Agriculture operations loans - $250k-1MM 16 $3,182 $198,875