Bank Of England Mortgage Rates, Fees & Info
England, ARLEI: 549300GY4NTTEM7WWB64
Tax ID: 71-0009800
4.1 stars - Updated: 4/5/25
-
out of 5 stars, based on 61 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of England is a small bank specializing in Home Purchase loans. Bank Of England has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Jacksonville, Milwaukee, Little Rock, Lexington, and Memphis among others. We have data for 293 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of England has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of England is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.11% | 4/5/25 |
| 30 Year Conventional Refi | 7.16% | 4/5/25 |
| 30 Year Cash-out Refi | 7.47% | 4/5/25 |
| 30 Year FHA Purchase | 7.24% | 4/5/25 |
| 30 Year FHA Refi | 7.04% | 4/5/25 |
| 30 Year VA Purchase | 6.52% | 4/5/25 |
| 30 Year VA Refi | 6.06% | 4/5/25 |
| 30 Year USDA Purchase | 7.05% | 4/5/25 |
| 30 Year USDA Refi | 6.72% | 4/5/25 |
| 15 Year Conventional Purchase | 6.13% | 4/5/25 |
| 15 Year Conventional Refi | 6.67% | 4/5/25 |
| 15 Year Cash-out Refi | 6.67% | 4/5/25 |
| 15 Year FHA Purchase | 6.59% | 4/5/25 |
| 15 Year FHA Refi | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Bank Of England Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Bank Of England. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,672Origination Dollar Volume (All Markets)
$1,170,410,000Awards
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Bank of England - 2024
Bank of England is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Bank Of England's average 30 year fixed mortgage rate was
6.71%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.16%.
Relative Fees (Closing Costs)
Bank Of England's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,762.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| JACKSONVILLE, FL (FHA|USDA|VA) | 531 | $206,135,000 | $388,202 | $10,381 | 6.45% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 293 | $91,435,000 | $312,065 | $5,464 | 6.93% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 243 | $58,335,000 | $240,062 | $5,900 | 6.67% |
| Outside of Metro Areas | 188 | $47,650,000 | $253,457 | $7,418 | 6.73% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 159 | $43,775,000 | $275,314 | $7,984 | 6.78% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 110 | $35,110,000 | $319,182 | $9,527 | 6.45% |
| BOISE CITY, ID (FHA|USDA|VA) | 72 | $29,310,000 | $407,083 | $12,345 | 6.03% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 84 | $28,810,000 | $342,976 | $11,845 | 6.94% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 66 | $28,580,000 | $433,030 | $10,315 | 6.95% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 115 | $27,935,000 | $242,913 | $8,535 | 6.86% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 65 | $27,725,000 | $426,538 | $10,457 | 6.93% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 66 | $25,550,000 | $387,121 | $9,719 | 6.68% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 48 | $24,720,000 | $515,000 | $11,233 | 6.70% |
| JACKSON, MS (FHA|USDA|VA) | 58 | $19,070,000 | $328,793 | $10,298 | 6.84% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 40 | $18,460,000 | $461,500 | $11,546 | 6.91% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 48 | $18,300,000 | $381,250 | $11,958 | 6.69% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 41 | $15,165,000 | $369,878 | $10,424 | 6.71% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 53 | $14,275,000 | $269,340 | $7,232 | 6.54% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 39 | $12,515,000 | $320,897 | $10,677 | 6.74% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 48 | $12,190,000 | $253,958 | $6,441 | 6.88% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 44 | $11,570,000 | $262,955 | $8,437 | 6.79% |
| MOBILE, AL (FHA|USDA|VA) | 53 | $11,475,000 | $216,509 | $8,719 | 7.06% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 23 | $10,515,000 | $457,174 | $9,428 | 7.01% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 32 | $9,570,000 | $299,063 | $6,528 | 6.44% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 28 | $9,420,000 | $336,429 | $10,972 | 6.86% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 23 | $9,035,000 | $392,826 | $12,412 | 6.73% |
| Dickinson, ND (FHA|USDA|VA) | 35 | $8,975,000 | $256,429 | $8,492 | 6.91% |
| Oxford, MS (FHA|USDA|VA) | 26 | $7,640,000 | $293,846 | $6,972 | 6.86% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 20 | $7,120,000 | $356,000 | $15,168 | 6.74% |
| MADISON, WI (FHA|USDA|VA) | 20 | $7,090,000 | $354,500 | $5,900 | 6.90% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 19 | $6,955,000 | $366,053 | $10,333 | 6.70% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 12 | $6,760,000 | $563,333 | $15,150 | 6.64% |
| COLUMBUS, OH (FHA|USDA|VA) | 24 | $6,510,000 | $271,250 | $6,876 | 6.97% |
| Edwards, CO (FHA|USDA|VA) | 11 | $6,495,000 | $590,455 | $13,458 | 6.73% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 27 | $6,455,000 | $239,074 | $5,081 | 6.29% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 28 | $5,950,000 | $212,500 | $5,351 | 6.64% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 18 | $5,490,000 | $305,000 | $5,969 | 6.75% |
| JACKSON, TN (FHA|USDA|VA) | 27 | $5,385,000 | $199,444 | $9,502 | 6.58% |
| PANAMA CITY, FL (FHA|USDA|VA) | 19 | $5,345,000 | $281,316 | $10,449 | 6.65% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 20 | $5,270,000 | $263,500 | $7,801 | 7.08% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 12 | $4,810,000 | $400,833 | $9,090 | 6.58% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 14 | $4,780,000 | $341,429 | $11,602 | 6.46% |
| Tupelo, MS (FHA|USDA|VA) | 22 | $4,740,000 | $215,455 | $8,683 | 6.43% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 14 | $4,710,000 | $336,429 | $11,159 | 6.78% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 11 | $4,515,000 | $410,455 | $11,289 | 6.89% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 12 | $4,390,000 | $365,833 | $9,693 | 6.50% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 9 | $4,325,000 | $480,556 | $9,703 | 6.65% |
| McComb, MS (FHA|USDA|VA) | 23 | $4,255,000 | $185,000 | $6,436 | 6.71% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $4,225,000 | $603,571 | $14,388 | 6.61% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 13 | $4,195,000 | $322,692 | $5,806 | 6.98% |
| Richmond-Berea, KY (FHA|USDA|VA) | 12 | $3,950,000 | $329,167 | $7,058 | 6.82% |
| PITTSBURGH, PA (FHA|USDA|VA) | 16 | $3,870,000 | $241,875 | $6,026 | 6.66% |
| RACINE, WI (FHA|USDA|VA) | 14 | $3,780,000 | $270,000 | $4,580 | 6.92% |
| Searcy, AR (FHA|USDA|VA) | 19 | $3,365,000 | $177,105 | $7,310 | 6.34% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $3,210,000 | $535,000 | $14,924 | 6.94% |
| OWENSBORO, KY (FHA|USDA|VA) | 19 | $3,125,000 | $164,474 | $7,032 | 6.51% |
| Danville, VA (FHA|USDA|VA) | 18 | $2,920,000 | $162,222 | $6,235 | 6.45% |
| Breckenridge, CO (FHA|USDA|VA) | 7 | $2,915,000 | $416,429 | $7,829 | 6.59% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $2,870,000 | $358,750 | $12,280 | 6.69% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 9 | $2,845,000 | $316,111 | $7,513 | 6.86% |
| Frankfort, KY (FHA|USDA|VA) | 12 | $2,620,000 | $218,333 | $9,826 | 7.05% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 9 | $2,565,000 | $285,000 | $12,064 | 6.57% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $2,480,000 | $310,000 | $12,139 | 7.20% |
| Mount Sterling, KY (FHA|USDA|VA) | 9 | $2,465,000 | $273,889 | $10,104 | 7.08% |
| LOUISVILLE, KY (FHA|USDA|VA) | 10 | $2,450,000 | $245,000 | $7,924 | 6.95% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $2,450,000 | $612,500 | $10,021 | 6.81% |
| BISMARCK, ND (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $11,122 | 7.04% |
| SALEM, OR (FHA|USDA|VA) | 6 | $2,280,000 | $380,000 | $13,962 | 6.90% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 4 | $2,190,000 | $547,500 | $10,009 | 6.81% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 5 | $2,165,000 | $433,000 | $19,493 | 6.55% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 5 | $2,155,000 | $431,000 | $8,647 | 7.15% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $2,065,000 | $413,000 | $13,591 | 6.88% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $2,010,000 | $502,500 | $5,289 | 7.06% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 10 | $1,930,000 | $193,000 | $7,952 | 7.03% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $6,095 | 7.04% |
| Brookhaven, MS (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $9,421 | 6.39% |
| Whitewater, WI (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $5,558 | 7.10% |
| Beaver Dam, WI (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $5,949 | 6.85% |
| PROVO-OREM, UT (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $12,254 | 6.73% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $4,926 | 7.14% |
| JONESBORO, AR (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $7,032 | 6.66% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $5,685 | 7.28% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $3,908 | 6.82% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $1,640,000 | $820,000 | $8,716 | 6.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $9,074 | 6.56% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $8,759 | 6.56% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $9,751 | 6.67% |
| HATTIESBURG, MS (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $8,173 | 6.73% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $12,693 | 6.56% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $4,913 | 6.68% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3 | $1,475,000 | $491,667 | $15,188 | 6.96% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $13,524 | 6.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $7,883 | 7.16% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $8,013 | 6.96% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $5,453 | 6.88% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $1,300,000 | $650,000 | $17,237 | 6.75% |
| Jasper, IN (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $7,530 | 6.15% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $4,808 | 6.68% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $11,205 | 6.72% |
| Russellville, AR (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $5,520 | 6.79% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $11,214 | 6.97% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $7,095 | 6.83% |
| Danville, KY (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $6,590 | 7.23% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $7,335 | 7.03% |
| Lake City, FL (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $7,156 | 7.17% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $5,880 | 6.84% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $4,723 | 6.75% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $1,095,000 | $1,095,000 | $9,942 | 7.13% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $5,659 | 7.13% |
| BEND, OR (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $5,691 | 7.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $11,361 | 7.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $12,502 | 6.88% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $16,767 | 6.75% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $5,260 | 6.92% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $6,023 | 6.72% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $8,875 | 6.54% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $13,070 | 6.44% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $7,480 | 7.42% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $12,889 | 7.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $5,296 | 6.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $11,354 | 7.00% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $4,942 | 7.19% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $8,471 | 6.63% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $8,392 | 6.33% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $10,636 | 5.88% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $11,521 | 7.79% |
| El Campo, TX (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $33,767 | 7.38% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,277 | 6.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,466 | 6.69% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,801 | 6.58% |
| Starkville, MS (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,824 | 7.46% |
| OCALA, FL (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $7,333 | 6.75% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $10,393 | 6.50% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $8,922 | 6.56% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $7,121 | 7.06% |
| Hood River, OR (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $5,415 | 6.13% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $5,930 | 7.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $2,311 | 7.50% |
| Minot, ND (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $4,752 | 8.13% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,929 | 6.75% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $10,448 | 6.31% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $13,399 | 6.63% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $3,233 | 7.13% |
| Palatka, FL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,631 | 7.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,718 | 7.63% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $9,160 | 7.81% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,681 | 7.50% |
| Williston, ND (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $10,402 | 6.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,385 | 7.03% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $7,341 | 6.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $11,606 | 7.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $11,778 | 7.19% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,112 | 7.13% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $6,626 | 7.63% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $6,540 | 7.13% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $6,872 | 8.70% |
| FLINT, MI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $7,376 | 6.31% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $18,430 | 6.63% |
| Fernley, NV (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,304 | 6.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,439 | 7.54% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $24,461 | 7.63% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $9,803 | 7.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $16,890 | 6.50% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,663 | 7.00% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $13,221 | 7.13% |
| Newport, OR (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $8,747 | 7.38% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $9,844 | 5.50% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,707 | 6.75% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,399 | 5.88% |
| UTICA-ROME, NY (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $8,727 | 6.96% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,779 | 6.94% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $13,029 | 7.63% |
| PINE BLUFF, AR (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,510 | 6.13% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,696 | 7.63% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $16,085 | 7.13% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,198 | 6.50% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $1,101 | 7.25% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,902 | 6.69% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,297 | 6.44% |
| Columbus, MS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,103 | 6.69% |
| Boone, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,554 | 6.63% |
| Vernal, UT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $17,972 | 5.75% |
| Hudson, NY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $8,543 | 7.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,279 | 6.94% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,139 | 6.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,370 | 7.13% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,238 | 7.00% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $14,457 | 6.63% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $15,627 | 6.88% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,559 | 7.50% |
| Fremont, OH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,134 | 6.13% |
| Washington, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,115 | 6.63% |
| Gillette, WY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $15,704 | 6.75% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,054 | 5.88% |
| Hope, AR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,943 | 6.69% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,234 | 6.13% |
| Seymour, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,086 | 7.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,743 | 6.75% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $15,201 | 5.88% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,697 | 6.75% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,237 | 7.63% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,373 | 6.50% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,386 | 6.63% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,204 | 6.63% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,362 | 7.63% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,231 | 6.13% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,707 | 7.13% |
| Murray, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,187 | 6.00% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,538 | 6.50% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,099 | 6.50% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,247 | 7.13% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,616 | 7.88% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,066 | 7.13% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,388 | 7.31% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,158 | 7.38% |
| MADERA, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,292 | 6.63% |
| Cleveland, MS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $9,589 | 6.81% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,598 | 6.63% |
| Willmar, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,455 | 6.63% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,149 | 6.75% |
| Farmington, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $15,274 | 7.25% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,162 | 6.63% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,808 | 6.75% |
| Jasper, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $15,200 | 5.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,687 | 7.13% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,629 | 6.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $14,629 | 6.75% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,197 | 6.13% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,471 | 6.88% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,932 | 6.25% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,342 | 5.25% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,320 | 8.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,792 | 7.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,575 | 6.50% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,132 | 7.13% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,649 | 6.38% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,339 | 7.50% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,623 | 6.25% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,755 | 6.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,384 | 6.75% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,652 | 7.00% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,831 | 5.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,997 | 6.25% |
| AKRON, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,135 | 6.25% |
| Branson, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,954 | 6.50% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,137 | 6.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,393 | 6.13% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,254 | 7.50% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,695 | 6.63% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,467 | 7.94% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,774 | 6.25% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,363 | 6.63% |
| Atmore, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,829 | 6.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,685 | 6.50% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,266 | 7.38% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,192 | 6.88% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,103 | 7.00% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,734 | 6.63% |
| Wilson, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $16,830 | 6.75% |
| Corinth, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,192 | 5.88% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,476 | 6.50% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.00% |
| Richmond, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,665 | 7.25% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,201 | 6.25% |
| Harrison, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,915 | 7.25% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,126 | 7.25% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,066 | 7.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,949 | 7.38% |
| Cullman, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,956 | 5.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,671 | 8.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,986 | 6.75% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,919 | 6.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,091 | 7.13% |
| Picayune, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,210 | 6.50% |
| Madison, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,584 | 7.13% |
| Dixon, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,535 | 6.25% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.63% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,732 | 6.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,951 | 6.88% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,030 | 6.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,315 | 6.50% |
| Somerset, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,805 | 6.88% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.50% |
| Batesville, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,074 | 6.63% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,401 | 7.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,858 | 6.63% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,970 | 6.25% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,340 | 8.13% |
| TULSA, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,545 | 6.13% |
| Henderson, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,970 | 6.88% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,685 | 6.00% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,617 | 6.63% |
| Indianola, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,600 | 8.13% |
Similar Lenders
We use machine learning to identify the top lenders compared against Bank of England based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2024, Bank Of England's most frequently originated type of loan was Conventional, with 2,019 originations. Their 2nd most popular type was FHA, with 1,225 originations.
Loan Reason
For 2024, Bank Of England's most frequently cited loan purpose was Home Purchase, with 3,289 originations. The 2nd most popular reason was Cash Out Refi, with 220 originations.
Loan Duration/Length
For 2024, Bank Of England's most frequently cited loan duration was 30 Year, with 3,589 originations. The 2nd most popular length was 15 Year, with 31 originations.
Origination Fees/Closing Costs
Bank Of England's average total fees were $8,762, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,104 originations.
Interest Rates
During 2024, Bank Of England's average interest rate for loans was 6.71%, while their most frequently originated rate bucket for loans was 6-7%, with 2,093 originations.
Loan Sizing
2024 saw Bank Of England place emphasis on $200k-400k loans with 1,891 originations, totaling $547,045,000 in origination value.
Applicant Income
Bank Of England lent most frequently to those with incomes in the $100k-150k range, with 917 originations. The second most popular income band? $50k-75k, with 782 originations.
Applicant Debt to Income Ratio
Bank Of England lent most frequently to those with DTI ratios of 30-36%, with 522 originations. The next most common DTI ratio? 20-30%, with 418 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.61%
Bank Of England has an average approval rate.
Pick Rate
Approvals leading to origination60.32%
Bank Of England has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,672 | $1,170,410,000 | $318,739 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,672 | $1,170,410,000 | $318,739 |