The Harrison Building & Loan Mortgage Rates, Fees & Info
Harrison, OHLEI: 549300I25RV02D0T7075
Tax ID: 31-0311545
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Mortgage Data
Review & Overview
The Harrison Building & Loan is a smaller mortgage company specializing in Home Purchase and Refi loans. The Harrison Building & Loan has a high proportion of conventional loans. Their top (well, only) market is Cincinnati.The Harrison Building & Loan has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
119Origination Dollar Volume (All Markets)
$21,165,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 117 | $20,875,000 | $178,419 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $290,000 | $145,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 119 | $21,165,000 | $177,857 | $0 | 0.00% |
For 2018, The Harrison Building & Loan's most frequently originated type of loan was Conventional, with 119 originations.
Loan Reason
For 2018, The Harrison Building & Loan's most frequently cited loan purpose was Home Purchase, with 87 originations. The 2nd most popular reason was Refi, with 30 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 119 | $21,165,000 | $177,857 | $0 | 0.00% |
For 2018, The Harrison Building & Loan's most frequently cited loan duration was Other, with 119 originations.
Loan Sizing
2018 saw The Harrison Building & Loan place emphasis on $100,000 or less loans with 41 originations, totaling $2,475,000 in origination value.
Applicant Income
The Harrison Building & Loan lent most frequently to those with incomes in the $50k-75k range, with 30 originations. The second most popular income band? $100k-150k, with 22 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 119 | $21,165,000 | $177,857 | $0 | 0.00% |
The Harrison Building & Loan lent most frequently to those with DTI ratios of Exempt%, with 119 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 108 | $20,040,000 | $185,556 | $0 | 0.00% |
| Not applicable | 11 | $1,125,000 | $102,273 | $0 | 0.00% |
Approval Rates
Total approvals of all applications91.43%
The Harrison Building & Loan has an average approval rate.
Pick Rate
Approvals leading to origination94.12%
The Harrison Building & Loan has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 119 | $21,165,000 | $177,857 |