The Harrison Building & Loan Mortgage Rates, Fees & Info
Harrison, OHLEI: 549300I25RV02D0T7075
Tax ID: 31-0311545
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Harrison Building & Loan is a smaller mortgage company specializing in Home Purchase and Refi loans. The Harrison Building & Loan has a high proportion of conventional loans. Their top (well, only) market is Cincinnati.The Harrison Building & Loan has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
57Origination Dollar Volume (All Markets)
$11,085,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 56 | $11,020,000 | $196,786 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $65,000 | $65,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 57 | $11,085,000 | $194,474 | $0 | 0.00% |
For 2022, The Harrison Building & Loan's most frequently originated type of loan was Conventional, with 57 originations.
Loan Reason
For 2022, The Harrison Building & Loan's most frequently cited loan purpose was Home Purchase, with 35 originations. The 2nd most popular reason was Refi, with 16 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 57 | $11,085,000 | $194,474 | $0 | 0.00% |
For 2022, The Harrison Building & Loan's most frequently cited loan duration was Other, with 57 originations.
Loan Sizing
2022 saw The Harrison Building & Loan place emphasis on $100,000 or less loans with 21 originations, totaling $1,015,000 in origination value.
Applicant Income
The Harrison Building & Loan lent most frequently to those with incomes in the $75k-100k range, with 12 originations. The second most popular income band? $250k+, with 10 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 57 | $11,085,000 | $194,474 | $0 | 0.00% |
The Harrison Building & Loan lent most frequently to those with DTI ratios of Exempt%, with 57 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.16%
The Harrison Building & Loan has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination96.49%
The Harrison Building & Loan has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 57 | $11,085,000 | $194,474 |