Bank Of Dickson Mortgage Rates, Fees & Info
Dickson, TNLEI: 549300LIPY4ISRLGTF16
Tax ID: 62-0530495
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Dickson is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Dickson has a high proportion of conventional loans. Their top markets by origination volume include: Nashville, Paris, Clarksville, Florence, and Mcminnville among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Dickson has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
85Origination Dollar Volume (All Markets)
$22,645,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 69 | $19,815,000 | $287,174 | $0 | 0.00% |
| Outside of Metro Areas | 12 | $2,070,000 | $172,500 | $0 | 0.00% |
| Paris, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 85 | $22,645,000 | $266,412 | $0 | 0.00% |
For 2024, Bank Of Dickson's most frequently originated type of loan was Conventional, with 85 originations.
Loan Reason
For 2024, Bank Of Dickson's most frequently cited loan purpose was Home Purchase, with 38 originations. The 2nd most popular reason was Refi, with 28 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 85 | $22,645,000 | $266,412 | $0 | 0.00% |
For 2024, Bank Of Dickson's most frequently cited loan duration was Other, with 85 originations.
Loan Sizing
2024 saw Bank Of Dickson place emphasis on $200k-400k loans with 25 originations, totaling $7,325,000 in origination value.
Applicant Income
Bank Of Dickson lent most frequently to those with incomes in the $100k-150k range, with 27 originations. The second most popular income band? $75k-100k, with 13 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 85 | $22,645,000 | $266,412 | $0 | 0.00% |
Bank Of Dickson lent most frequently to those with DTI ratios of Exempt%, with 85 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.00%
Bank Of Dickson has an average approval rate.
Pick Rate
Approvals leading to origination91.76%
Bank Of Dickson has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 85 | $22,645,000 | $266,412 |