Bank Of Dickson Mortgage Rates, Fees & Info
Dickson, TNLEI: 549300LIPY4ISRLGTF16
Tax ID: 62-0530495
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Dickson is a smaller bank specializing in Refi and Home Purchase loans. Bank Of Dickson has a high proportion of conventional loans. Their top markets by origination volume include: Nashville, Naples, Clarksville, and Paris among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Dickson has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
110Origination Dollar Volume (All Markets)
$25,570,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 93 | $20,685,000 | $222,419 | $0 | 0.00% |
| Outside of Metro Areas | 14 | $3,950,000 | $282,143 | $0 | 0.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| Paris, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 110 | $25,570,000 | $232,455 | $0 | 0.00% |
For 2023, Bank Of Dickson's most frequently originated type of loan was Conventional, with 110 originations.
Loan Reason
For 2023, Bank Of Dickson's most frequently cited loan purpose was Refi, with 45 originations. The 2nd most popular reason was Home Purchase, with 43 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 110 | $25,570,000 | $232,455 | $0 | 0.00% |
For 2023, Bank Of Dickson's most frequently cited loan duration was Other, with 110 originations.
Loan Sizing
2023 saw Bank Of Dickson place emphasis on $100,000 or less loans with 39 originations, totaling $2,055,000 in origination value.
Applicant Income
Bank Of Dickson lent most frequently to those with incomes in the $100k-150k range, with 24 originations. The second most popular income band? $75k-100k, with 20 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 110 | $25,570,000 | $232,455 | $0 | 0.00% |
Bank Of Dickson lent most frequently to those with DTI ratios of Exempt%, with 110 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.93%
Bank Of Dickson has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination92.73%
Bank Of Dickson has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 110 | $25,570,000 | $232,455 |