Paris Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Paris averaged 6.65% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.66% and one month ago for the week of 2025-02-27, the average rate was 6.97%.

    Paris's average rate one year ago was 7.1%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.74%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Paris 30 Year Fixed Rate 2025-04-03 6.65%
    Paris 30 Year Fixed Rate Refi 2025-04-03 6.74%
    Paris 15 Year Fixed Rate 2025-04-03 5.92%
    Paris 15 Year Fixed Rate Refi 2025-04-03 5.82%
    Paris 30 Year FHA 2025-04-03 6.16%
    Paris 30 Year FHA Refi 2025-04-03 6.36%
    Paris 30 Year USDA 2025-04-03 6.52%
    Paris 30 Year USDA Refi 2025-04-03 6.52%
    Paris 30 Year VA 2025-04-03 6.06%
    Paris 30 Year VA Refi 2025-04-03 5.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Paris, TN.

    Paris Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Paris, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 16 7.06% $5,702
    FIRST COMMUNITY MORTGAGE, INC. 15 6.79% $4,956
    FirstBank 14 7.03% $4,471
    Regions Bank 7 7.05% $4,068
    CMG MORTGAGE, INC. 4 6.94% $4,655
    Farm Credit Mid-America, ACA 4 7.22% $7,420
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.00% $4,801
    The First National Bank of Middle Tennessee 2 6.69% $4,199
    River Valley AgCredit, ACA 2 7.43% $11,587
    UNITED WHOLESALE MORTGAGE, LLC 2 7.25% $3,775
    PHH Mortgage Corporation 2 6.56% $6,078
    Wells Fargo Bank 2 6.13% $7,462
    MORTGAGE INVESTORS GROUP, INC. 2 6.94% $5,253
    21ST MORTGAGE CORPORATION 2 8.46% $5,397
    GUILD MORTGAGE COMPANY 2 6.62% $3,586
    JPMorgan Chase Bank 1 5.63% $4,563
    Leaders Credit Union 1 6.62% $0
    Magnolia Bank 1 6.38% $5,198
    Morgan Stanley Private Bank 1 6.00% $3,460
    Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $8,857
    NETWORK CAPITAL FUNDING CORPORATION 1 6.63% $4,165
    NMSI, INC. 1 6.38% $5,138
    North American Savings Bank, F.S.B. 1 8.88% $7,467
    Renasant Bank 1 6.88% $2,784
    ROYAL UNITED MORTGAGE LLC 1 6.50% $7,741
    Stifel Bank and Trust 1 6.25% $3,385
    Stride Bank 1 6.38% $6,320
    SWBC MORTGAGE CORPORATION 1 7.00% $3,897
    The Farmers Bank 1 6.62% $3,419
    Truist 1 6.63% $2,335
    U.S. Bank 1 6.38% $3,741
    Wolfe Financial, Inc 1 7.63% $8,223
    ZILLOW HOME LOANS, LLC 1 7.50% $4,188
    Advisors Mortgage Group, L.L.C. 1 6.88% $3,408
    Ally Bank 1 7.00% $9,050
    ALTRA 1 7.10% $3,393
    Ameris Bank 1 7.63% $4,110
    ASCEND FEDERAL CREDIT UNION 1 6.63% $2,562
    BancorpSouth 1 6.50% $3,264
    BARTLETT MORTGAGE, INC. 1 6.88% $3,049
    BROKER SOLUTIONS, INC. 1 7.13% $4,537
    ENDEAVOR CAPITAL, LLC. 1 6.99% $6,447
    EVANSVILLE TEACHERS 1 7.00% $4,661
    Evolve Bank & Trust 1 6.63% $3,657
    First Federal Bank 1 7.75% $4,758
    GUARANTEED RATE, INC. 1 5.99% $5,347
    INTERLINC MORTGAGE SERVICES, LLC 1 5.88% $669

    Paris Average Closing Costs & Other Stats

    Paris, TN's 47 lenders originated 651 loans during 2024. The total origination value was $111,875,000, with an average loan value of $171,851.

    Paris's average closing costs are $4,799.

    The top Paris lender as defined by loan originations is QUICKEN LOANS, LLC, with 16 loans originated. Their average total fees are $5,702, which is $746 higher than the next largest lender, FIRST COMMUNITY MORTGAGE, INC..

    The lowest fee Paris lenders (with over 10 loans originated) are FirstBank ($4,471), FIRST COMMUNITY MORTGAGE, INC. ($4,956), QUICKEN LOANS, LLC ($5,702), .

    The lowest rate Paris lenders (with over 10 loans originated) are FIRST COMMUNITY MORTGAGE, INC. (6.79%), FirstBank (7.03%), QUICKEN LOANS, LLC (7.06%), .

    Paris, TN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Carroll Bank and Trust $13,855,000 $12,530,000 -9.6% 11.2%
    FirstBank $10,130,000 $10,610,000 4.7% 9.5%
    Commercial Bank & Trust Co. $7,465,000 $7,545,000 1.1% 6.7%
    QUICKEN LOANS, LLC $6,995,000 $7,315,000 4.6% 6.5%
    FIRST COMMUNITY MORTGAGE, INC. $3,915,000 $5,625,000 43.7% 5.0%
    The Greenwood's State Bank $5,105,000 n/a 4.6%
    Mortgage Research Center, LLC $3,405,000 $4,940,000 45.1% 4.4%
    UNITED WHOLESALE MORTGAGE, LLC $1,425,000 $4,630,000 224.9% 4.1%
    CMG MORTGAGE, INC. $2,960,000 $4,460,000 50.7% 4.0%
    Regions Bank $5,400,000 $3,240,000 -40.0% 2.9%
    FREEDOM MORTGAGE CORPORATION $400,000 $1,960,000 390.0% 1.8%
    Farm Credit Mid-America, ACA $560,000 $1,625,000 190.2% 1.5%
    21ST MORTGAGE CORPORATION $1,525,000 $1,535,000 0.7% 1.4%
    PENNYMAC LOAN SERVICES, LLC $570,000 $1,460,000 156.1% 1.3%
    MORTGAGE INVESTORS GROUP, INC. $320,000 $1,425,000 345.3% 1.3%
    Citizens Bank $255,000 $1,385,000 443.1% 1.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $135,000 $1,285,000 851.9% 1.1%
    River Valley AgCredit, ACA $115,000 $1,130,000 882.6% 1.0%
    GUARANTEED RATE, INC. $925,000 $850,000 -8.1% 0.8%
    NBKC BANK $840,000 n/a 0.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $485,000 $825,000 70.1% 0.7%
    VANDERBILT MORTGAGE AND FINANCE, INC. $530,000 $775,000 46.2% 0.7%
    Centennial Bank $895,000 $740,000 -17.3% 0.7%
    VILLAGE CAPITAL MORTGAGE $325,000 $725,000 123.1% 0.6%
    McKenzie Banking Company $1,910,000 $660,000 -65.4% 0.6%
    EVANSVILLE TEACHERS $645,000 n/a 0.6%
    Renasant Bank $575,000 n/a 0.5%
    Wells Fargo Bank $1,005,000 $570,000 -43.3% 0.5%
    BancorpSouth $45,000 $560,000 1,144.4% 0.5%
    The Farmers Bank $165,000 $510,000 209.1% 0.5%
    CARDINAL FINANCIAL $550,000 $505,000 -8.2% 0.5%
    LOANDEPOT.COM, LLC $1,440,000 $500,000 -65.3% 0.4%
    Leaders Credit Union $1,655,000 $495,000 -70.1% 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $700,000 $495,000 -29.3% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $485,000 n/a 0.4%
    U.S. Bank $475,000 $465,000 -2.1% 0.4%
    MORTGAGE ACCESS CORP. $455,000 n/a 0.4%
    SECURITYNATIONAL MORTGAGE COMPANY $455,000 n/a 0.4%
    Trustmark National Bank $435,000 n/a 0.4%
    First Citizens National Bank $260,000 $430,000 65.4% 0.4%
    First Federal Bank $410,000 n/a 0.4%
    Carrington Mortgage Services, LLC $305,000 $390,000 27.9% 0.3%
    PENTAGON FEDERAL CREDIT UNION $25,000 $390,000 1,460.0% 0.3%
    Traditions First Bank $605,000 $390,000 -35.5% 0.3%
    NMSI, INC. $385,000 n/a 0.3%
    First National Bank of Central Texas $355,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $115,000 $350,000 204.3% 0.3%
    BROKER SOLUTIONS, INC. $165,000 $335,000 103.0% 0.3%
    Flagstar Bank, FSB $380,000 $335,000 -11.8% 0.3%
    PHH Mortgage Corporation $330,000 n/a 0.3%
    Stifel Bank and Trust $315,000 n/a 0.3%
    The First National Bank of Middle Tennessee $310,000 n/a 0.3%
    Wolfe Financial, Inc $305,000 n/a 0.3%
    EVERETT FINANCIAL, INC. $290,000 $300,000 3.4% 0.3%
    Bank of Dickson $205,000 $295,000 43.9% 0.3%
    Liberty Savings Bank, F.S.B. $290,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $195,000 $285,000 46.2% 0.3%
    Plains Commerce Bank $285,000 n/a 0.3%
    North American Savings Bank, F.S.B. $275,000 n/a 0.2%
    GUILD MORTGAGE COMPANY $270,000 n/a 0.2%
    SWBC MORTGAGE CORPORATION $265,000 n/a 0.2%
    1ST SIGNATURE LENDING, LLC $255,000 n/a 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $255,000 n/a 0.2%
    Network Funding, L.P. $255,000 n/a 0.2%
    Stride Bank $545,000 $255,000 -53.2% 0.2%
    American Airlines Federal Credit Union $245,000 n/a 0.2%
    Morgan Stanley Private Bank $225,000 $245,000 8.9% 0.2%
    Ally Bank $235,000 n/a 0.2%
    Nations Lending Corporation $205,000 $235,000 14.6% 0.2%
    Ameris Bank $225,000 n/a 0.2%
    CLEARPATH LENDING $225,000 n/a 0.2%
    Equity Prime Mortgage LLC $155,000 $225,000 45.2% 0.2%
    PLAZA HOME MORTGAGE, INC. $225,000 n/a 0.2%
    Truist $115,000 $220,000 91.3% 0.2%
    ALTRA $155,000 $215,000 38.7% 0.2%
    Evolve Bank & Trust $205,000 n/a 0.2%
    Midwest Mortgage Associates Corporation $205,000 n/a 0.2%
    SeaTrust Mortgage Company $205,000 n/a 0.2%
    BARTLETT MORTGAGE, INC. $175,000 n/a 0.2%
    Brighton Bank $175,000 n/a 0.2%
    ENDEAVOR CAPITAL, LLC. $165,000 $175,000 6.1% 0.2%
    ROYAL UNITED MORTGAGE LLC $125,000 $170,000 36.0% 0.2%
    TOWNE MORTGAGE COMPANY $165,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $170,000 $165,000 -2.9% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $815,000 $160,000 -80.4% 0.1%
    AMERICAN FINANCING CORPORATION $125,000 $155,000 24.0% 0.1%
    LENDINGHOME FUNDING CORPORATION $155,000 n/a 0.1%
    Advisors Mortgage Group, L.L.C. $145,000 n/a 0.1%
    SmartBank $205,000 $145,000 -29.3% 0.1%
    UNION HOME MORTGAGE CORP. $145,000 n/a 0.1%
    Magnolia Bank $135,000 n/a 0.1%
    INTERLINC MORTGAGE SERVICES, LLC $125,000 n/a 0.1%
    ASCEND FEDERAL CREDIT UNION $65,000 $115,000 76.9% 0.1%
    JPMorgan Chase Bank $1,005,000 $105,000 -89.6% 0.1%
    NAVY FEDERAL CREDIT UNION $1,980,000 $105,000 -94.7% 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $105,000 n/a 0.1%
    LOANPAL, LLC $75,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $75,000 n/a 0.1%
    The Bank of Fayette County $385,000 $75,000 -80.5% 0.1%
    AMERISAVE MORTGAGE CORPORATION $355,000 $65,000 -81.7% 0.1%
    First Horizon Bank $540,000 $65,000 -88.0% 0.1%
    Simmons Bank $485,000 $65,000 -86.6% 0.1%
    The Huntington National Bank $65,000 n/a 0.1%
    Discover Bank $260,000 $55,000 -78.8% 0.0%
    LADERA LENDING, INC. $55,000 n/a 0.0%
    Coastal Community Bank $100,000 $50,000 -50.0% 0.0%
    Figure Lending LLC $25,000 $25,000 0.0% 0.0%
    Third Federal Savings and Loan Association of Cleveland $15,000 n/a 0.0%

    Paris's top lender by overall market share is Carroll Bank and Trust, with 11.2% market share. In second place, with 9.5%, is FirstBank, having originated $10,610,000 in loans. In third place, with 6.7%, is Commercial Bank & Trust Co., having originated $7,545,000 in loans. In fourth place, with 6.5%, is QUICKEN LOANS, LLC, having originated $7,315,000 in loans. In fifth place, with 5.0%, is FIRST COMMUNITY MORTGAGE, INC., having originated $5,625,000 in loans.

    Paris Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $139,900 (1.0%) $224,013 (9.9%) 0.00 139
    2018-02-01 $131,643 (4.5%) $216,098 (7.1%) 0.00 145
    2018-03-01 $139,000 (15.7%) $204,624 (5.8%) 0.00 162
    2018-04-01 $140,775 (18.3%) $206,546 (13.7%) 0.00 164
    2018-05-01 $145,375 (20.2%) $215,763 (12.0%) 0.00 169
    2018-06-01 $157,000 (19.8%) $227,981 (17.1%) 0.00 171
    2018-07-01 $149,900 (11.5%) $227,543 (17.7%) 0.00 170
    2018-08-01 $149,600 (10.8%) $226,489 (21.7%) 0.00 178
    2018-09-01 $149,999 (11.1%) $234,583 (25.5%) 0.00 168
    2018-10-01 $149,974 (7.4%) $231,537 (15.9%) 0.00 160
    2018-11-01 $158,225 (11.6%) $229,447 (9.6%) 0.00 155
    2018-12-01 $159,900 (12.1%) $218,397 (4.7%) 0.00 156
    2019-01-01 $159,000 (13.7%) $212,905 (-5.0%) 0.00 160
    2019-02-01 $163,950 (24.5%) $219,869 (1.8%) 0.00 159
    2019-03-01 $161,671 (16.3%) $222,223 (8.6%) 0.00 157
    2019-04-01 $160,121 (13.7%) $224,539 (8.7%) 0.00 159
    2019-05-01 $163,850 (12.7%) $231,075 (7.1%) 0.00 162
    2019-06-01 $159,900 (1.9%) $226,804 (-0.5%) 0.00 168
    2019-07-01 $162,125 (8.2%) $224,085 (-1.5%) 0.00 158
    2019-08-01 $163,882 (9.6%) $229,033 (1.1%) 0.00 146
    2019-09-01 $171,655 (14.4%) $234,887 (0.1%) 0.00 143
    2019-10-01 $178,350 (18.9%) $237,581 (2.6%) 0.00 142
    2019-11-01 $168,500 (6.5%) $227,341 (-0.9%) 0.00 139
    2019-12-01 $168,875 (5.6%) $221,195 (1.3%) 0.00 126
    2020-01-01 $171,350 (7.8%) $222,906 (4.7%) 0.00 127
    2020-02-01 $172,500 (5.2%) $239,564 (9.0%) 0.00 119
    2020-03-01 $173,500 (7.3%) $249,817 (12.4%) 0.00 103
    2020-04-01 $169,900 (6.1%) $240,523 (7.1%) 0.00 101
    2020-05-01 $172,500 (5.3%) $265,809 (15.0%) 0.00 102
    2020-06-01 $187,100 (17.0%) $272,092 (20.0%) 0.00 89
    2020-07-01 $174,075 (7.4%) $255,234 (13.9%) 0.00 84
    2020-08-01 $175,000 (6.8%) $259,802 (13.4%) 0.00 76
    2020-09-01 $167,875 (-2.2%) $251,852 (7.2%) 0.00 70
    2020-10-01 $169,700 (-4.9%) $272,105 (14.5%) 0.00 65
    2020-11-01 $165,350 (-1.9%) $255,577 (12.4%) 0.00 69
    2020-12-01 $164,100 (-2.8%) $256,253 (15.9%) 0.00 59
    2021-01-01 $162,500 (-5.2%) $255,731 (14.7%) 0.00 51
    2021-02-01 $189,900 (10.1%) $272,023 (13.6%) 0.00 39
    2021-03-01 $189,900 (9.5%) $219,118 (-12.3%) 0.00 40
    2021-04-01 $189,900 (11.8%) $307,934 (28.0%) 0.00 41
    2021-05-01 $227,500 (31.9%) $347,100 (30.6%) 0.00 41
    2021-06-01 $243,475 (30.1%) $358,258 (31.7%) 0.00 54
    2021-07-01 $244,250 (40.3%) $385,610 (51.1%) 0.00 61
    2021-08-01 $240,750 (37.6%) $417,759 (60.8%) 0.00 60
    2021-09-01 $240,000 (43.0%) $379,631 (50.7%) 0.00 71
    2021-10-01 $230,000 (35.5%) $361,338 (32.8%) 0.00 67
    2021-11-01 $217,125 (31.3%) $353,290 (38.2%) 0.00 53
    2021-12-01 $194,800 (18.7%) $350,778 (36.9%) 0.00 49
    2022-01-01 $215,000 (32.3%) $379,039 (48.2%) 0.00 44
    2022-02-01 $224,500 (18.2%) $362,632 (33.3%) 0.00 49
    2022-03-01 $221,750 (16.8%) $347,925 (58.8%) 0.00 55
    2022-04-01 $254,850 (34.2%) $347,377 (12.8%) 0.00 55
    2022-05-01 $246,450 (8.3%) $385,209 (11.0%) 0.00 53
    2022-06-01 $262,900 (8.0%) $410,156 (14.5%) 0.00 66
    2022-07-01 $280,000 (14.6%) $460,346 (19.4%) 0.00 85
    2022-08-01 $297,000 (23.4%) $465,816 (11.5%) 0.00 81
    2022-09-01 $284,300 (18.5%) $458,928 (20.9%) 0.00 87
    2022-10-01 $325,000 (41.3%) $477,378 (32.1%) 0.00 86
    2022-11-01 $310,000 (42.8%) $455,242 (28.9%) 0.00 86
    2022-12-01 $341,500 (75.3%) $455,376 (29.8%) 0.00 86
    2023-01-01 $329,250 (53.1%) $451,473 (19.1%) 0.00 83
    2023-02-01 $334,750 (49.1%) $445,217 (22.8%) 0.00 76
    2023-03-01 $352,500 (59.0%) $450,226 (29.4%) 0.00 78
    2023-04-01 $346,450 (35.9%) $451,798 (30.1%) 0.00 78
    2023-05-01 $335,250 (36.0%) $441,263 (14.6%) 0.00 85
    2023-06-01 $342,950 (30.5%) $438,292 (6.9%) 0.00 69
    2023-07-01 $349,900 (25.0%) $396,898 (-13.8%) 0.00 75
    2023-08-01 $349,900 (17.8%) $382,623 (-17.9%) 0.00 88
    2023-09-01 $312,000 (9.7%) $392,257 (-14.5%) 0.00 88
    2023-10-01 $305,250 (-6.1%) $388,721 (-18.6%) 0.00 94
    2023-11-01 $314,500 (1.5%) $402,348 (-11.6%) 0.00 103
    2023-12-01 $328,200 (-3.9%) $443,821 (-2.5%) 0.00 105
    2024-01-01 $349,000 (6.0%) $453,202 (0.4%) 0.00 106
    2024-02-01 $335,000 (0.1%) $450,408 (1.2%) 0.00 103
    2024-03-01 $335,000 (-5.0%) $434,949 (-3.4%) 0.00 107
    2024-04-01 $325,750 (-6.0%) $435,665 (-3.6%) 0.00 110
    2024-05-01 $325,000 (-3.1%) $441,824 (0.1%) 0.00 103
    2024-06-01 $299,250 (-12.7%) $415,399 (-5.2%) 0.00 125
    2024-07-01 $298,750 (-14.6%) $405,218 (2.1%) 0.00 136
    2024-08-01 $299,000 (-14.6%) $432,708 (13.1%) 0.00 133
    2024-09-01 $320,425 (2.7%) $459,196 (17.1%) 0.00 139
    2024-10-01 $315,475 (3.4%) $448,063 (15.3%) 0.00 135
    2024-11-01 $299,450 (-4.8%) $442,911 (10.1%) 0.00 137
    2024-12-01 $282,450 (-13.9%) $424,025 (-4.5%) 0.00 131
    2025-01-01 $283,475 (-18.8%) $402,427 (-11.2%) 0.00 119
    2025-02-01 $291,100 (-13.1%) $398,205 (-11.6%) 0.00 119
    2025-03-01 $279,500 (-16.6%) $423,242 (-2.7%) 0.00 125
    Paris's median listing price for 2025-03-01 was $279,500, a difference of $-55,500 (-16.6%) versus the prior year and $-11,600 versus the prior month.

    Paris's median listing price comes in at 0% of the national average.

    Paris's average listing price for 2025-03-01 was $423,242, a difference of $-11,707 (-2.7%) versus the prior year and $25,037 versus the prior month.

    For the 2025-03-01 period, Paris had 125 MLS listings, a difference of 6 listings (5%) versus the prior month and 18 listings (17%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,176 sqft
    2018-02-01 0 days 2,143 sqft
    2018-03-01 0 days 2,302 sqft
    2018-04-01 0 days 2,242 sqft
    2018-05-01 0 days 2,217 sqft
    2018-06-01 0 days 2,212 sqft
    2018-07-01 0 days 1,780 sqft
    2018-08-01 0 days 1,798 sqft
    2018-09-01 0 days 1,799 sqft
    2018-10-01 0 days 1,855 sqft
    2018-11-01 0 days 1,890 sqft
    2018-12-01 0 days 1,819 sqft
    2019-01-01 0 days 1,817 sqft
    2019-02-01 0 days 1,844 sqft
    2019-03-01 0 days 1,957 sqft
    2019-04-01 0 days 2,140 sqft
    2019-05-01 0 days 2,151 sqft
    2019-06-01 0 days 2,130 sqft
    2019-07-01 0 days 2,135 sqft
    2019-08-01 0 days 2,108 sqft
    2019-09-01 0 days 2,061 sqft
    2019-10-01 0 days 2,038 sqft
    2019-11-01 0 days 1,901 sqft
    2019-12-01 0 days 1,885 sqft
    2020-01-01 0 days 1,875 sqft
    2020-02-01 0 days 1,847 sqft
    2020-03-01 0 days 1,744 sqft
    2020-04-01 0 days 1,669 sqft
    2020-05-01 0 days 1,750 sqft
    2020-06-01 0 days 1,847 sqft
    2020-07-01 0 days 1,898 sqft
    2020-08-01 0 days 1,782 sqft
    2020-09-01 0 days 1,701 sqft
    2020-10-01 0 days 1,700 sqft
    2020-11-01 0 days 1,644 sqft
    2020-12-01 0 days 1,617 sqft
    2021-01-01 0 days 1,580 sqft
    2021-02-01 0 days 1,525 sqft
    2021-03-01 0 days 1,575 sqft
    2021-04-01 0 days 1,769 sqft
    2021-05-01 0 days 1,800 sqft
    2021-06-01 0 days 1,800 sqft
    2021-07-01 0 days 1,800 sqft
    2021-08-01 0 days 1,810 sqft
    2021-09-01 0 days 1,800 sqft
    2021-10-01 0 days 1,795 sqft
    2021-11-01 0 days 1,800 sqft
    2021-12-01 0 days 1,691 sqft
    2022-01-01 0 days 1,682 sqft
    2022-02-01 0 days 1,740 sqft
    2022-03-01 0 days 1,715 sqft
    2022-04-01 0 days 1,714 sqft
    2022-05-01 0 days 1,729 sqft
    2022-06-01 0 days 1,746 sqft
    2022-07-01 0 days 1,792 sqft
    2022-08-01 0 days 1,783 sqft
    2022-09-01 0 days 1,914 sqft
    2022-10-01 0 days 2,072 sqft
    2022-11-01 0 days 2,109 sqft
    2022-12-01 0 days 2,102 sqft
    2023-01-01 0 days 2,102 sqft
    2023-02-01 0 days 2,100 sqft
    2023-03-01 0 days 2,056 sqft
    2023-04-01 0 days 2,071 sqft
    2023-05-01 0 days 2,022 sqft
    2023-06-01 0 days 2,014 sqft
    2023-07-01 0 days 2,010 sqft
    2023-08-01 0 days 2,049 sqft
    2023-09-01 0 days 2,006 sqft
    2023-10-01 0 days 2,001 sqft
    2023-11-01 0 days 1,989 sqft
    2023-12-01 0 days 2,001 sqft
    2024-01-01 0 days 2,001 sqft
    2024-02-01 0 days 2,012 sqft
    2024-03-01 0 days 2,028 sqft
    2024-04-01 0 days 2,014 sqft
    2024-05-01 0 days 1,927 sqft
    2024-06-01 0 days 1,917 sqft
    2024-07-01 0 days 1,837 sqft
    2024-08-01 0 days 1,809 sqft
    2024-09-01 0 days 1,888 sqft
    2024-10-01 0 days 1,870 sqft
    2024-11-01 0 days 1,882 sqft
    2024-12-01 0 days 1,809 sqft
    2025-01-01 0 days 1,789 sqft
    2025-02-01 0 days 1,752 sqft
    2025-03-01 0 days 1,702 sqft
    Paris's median listing age (time on market) for 2025-03-01 was 0 days.

    Paris's median square footage for active listings during the 2025-03-01 period was 1,702 sqft. One year prior, the average listing was 2,028 sqft.

    Paris, TN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 308 $65,260,000 $211,883
    Refi 128 $21,630,000 $168,984
    Cash Out Refi 93 $14,495,000 $155,860
    Other 63 $6,525,000 $103,571
    Home Improvement 59 $3,965,000 $67,203

    Paris's most frequently cited loan purpose was Home Purchase, with 308 originations. The 2nd most popular reason was Refi, with 128 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 175 $39,955,000 $228,314
    Over 8% 105 $9,795,000 $93,286
    7-8% 91 $18,005,000 $197,857
    5-6% 54 $13,250,000 $245,370
    4-5% 5 $1,435,000 $287,000
    <2.5% 4 $20,000 $5,000

    During 2024, Paris's most frequently originated rate bucket was 6-7%, with 175 originations.

    Loan Sizing (Paris, TN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 240 $12,540,000 $52,250
    $100k-200k 213 $31,785,000 $149,225
    $200k-400k 161 $44,355,000 $275,497
    $400k-600k 31 $14,725,000 $475,000
    $600k-1000k 5 $3,365,000 $673,000
    $Over $1MM 1 $5,105,000 $5,105,000

    Paris's loan sizing saw the bucket of loans from $100,000 or less with 240 originations, totaling $12,540,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 193 $43,865,000 $227,280
    60-80% 81 $21,205,000 $261,790
    20-40% 53 $4,835,000 $91,226
    Under 20% 51 $2,305,000 $45,196
    40-60% 44 $6,660,000 $151,364
    Over 100% 8 $1,820,000 $227,500

    Paris's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 193 originations, totaling $43,865,000 in origination value.