Paris Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Paris averaged 7.44% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 7.12% and one month ago for the week of 2024-03-14, the average rate was 6.98%.

    Paris's average rate one year ago was 6.21%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.2%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Paris 30 Year Fixed Rate 2024-04-18 7.44%
    Paris 30 Year Fixed Rate Refi 2024-04-18 7.2%
    Paris 15 Year Fixed Rate 2024-04-18 6.39%
    Paris 15 Year Fixed Rate Refi 2024-04-18 6.99%
    Paris 30 Year FHA 2024-04-18 6.76%
    Paris 30 Year FHA Refi 2024-04-18 6.76%
    Paris 30 Year USDA 2024-04-18 6.86%
    Paris 30 Year USDA Refi 2024-04-18 6.66%
    Paris 30 Year VA 2024-04-18 6.56%
    Paris 30 Year VA Refi 2024-04-18 6.56%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Paris, TN.

    Paris Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Paris, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    FirstBank 19 7.09% $4,492
    QUICKEN LOANS, LLC 15 6.75% $6,441
    FIRST COMMUNITY MORTGAGE, INC. 9 6.62% $4,696
    CMG MORTGAGE, INC. 8 6.65% $3,936
    Regions Bank 7 6.84% $3,522
    NAVY FEDERAL CREDIT UNION 5 7.30% $4,838
    UNITED WHOLESALE MORTGAGE, LLC 4 7.65% $6,831
    21ST MORTGAGE CORPORATION 3 7.67% $5,826
    JPMorgan Chase Bank 3 6.75% $7,347
    Wells Fargo Bank 3 6.92% $4,528
    Leaders Credit Union 3 7.62% $4,828
    ZILLOW HOME LOANS, LLC 2 8.13% $4,866
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.00% $6,036
    AMERISAVE MORTGAGE CORPORATION 2 7.12% $6,228
    CHURCHILL MORTGAGE CORPORATION 2 6.81% $5,741
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.63% $6,589
    Simmons Bank 2 6.44% $3,087
    U.S. Bank 2 7.00% $2,814
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.25% $3,824
    First Horizon Bank 1 6.38% $3,843
    LAND HOME FINANCIAL SERVICES, INC. 1 6.63% $7,717
    LEADERONE FINANCIAL CORPORATION 1 7.13% $4,852
    First American Bank 1 7.63% $3,031
    Legends Bank 1 6.38% $4,475
    LOANDEPOT.COM, LLC 1 6.25% $5,481
    Morgan Stanley Private Bank 1 5.55% $3,148
    MORTGAGE INVESTORS GROUP, INC. 1 6.88% $4,095
    Mortgage Research Center, LLC 1 6.25% $12,711
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 8.13% $4,588
    MOVEMENT MORTGAGE, LLC 1 7.13% $3,600
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.75% $5,429
    Farm Credit Mid-America, ACA 1 6.50% $6,839
    Northpointe Bank 1 6.50% $4,812
    PENNYMAC LOAN SERVICES, LLC 1 5.62% $4,087
    AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.00% $2,347
    ESSENTIAL 1 6.88% $7,722
    Raymond James Bank 1 5.88% $3,391
    ENDEAVOR CAPITAL, LLC. 1 6.50% $6,111
    Shamrock Home Loans, Inc. 1 5.75% $5,945
    VAN DYK MORTGAGE CORPORATION 1 7.38% $7,662
    SIRVA MORTGAGE, INC. 1 6.25% $896
    South State Bank 1 6.13% $3,422
    THRIVE MORTGAGE, LLC 1 7.50% $7,882
    TJC Mortgage, Inc. 1 6.50% $5,232
    Truist 1 7.30% $3,190
    CROSSCOUNTRY MORTGAGE, LLC 1 7.25% $4,761
    USAA Federal Savings Bank 1 6.75% $5,423
    CARDINAL FINANCIAL 1 7.25% $4,515
    FirstTrust Home Loans, Inc. 1 5.88% $3,109
    GoPrime Mortgage, Inc. 1 6.88% $6,927
    GUARANTEED RATE, INC. 1 6.63% $6,313
    HOMESIDE FINANCIAL, LLC 1 6.63% $3,834

    Paris Average Closing Costs & Other Stats

    Paris, TN's 52 lenders originated 639 loans during 2023. The total origination value was $98,415,000, with an average loan value of $154,014.

    Paris's average closing costs are $4,593.

    The top Paris lender as defined by loan originations is FirstBank, with 19 loans originated. Their average total fees are $4,492, which is $1,949 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Paris lenders (with over 10 loans originated) are FirstBank ($4,492), QUICKEN LOANS, LLC ($6,441), .

    The lowest rate Paris lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.75%), FirstBank (7.09%), .

    Paris, TN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Carroll Bank and Trust $10,440,000 $13,855,000 32.7% 14.1%
    FirstBank $15,290,000 $10,130,000 -33.7% 10.3%
    Commercial Bank & Trust Co. $12,650,000 $7,465,000 -41.0% 7.6%
    QUICKEN LOANS, LLC $11,225,000 $6,995,000 -37.7% 7.1%
    Regions Bank $7,915,000 $5,400,000 -31.8% 5.5%
    FIRST COMMUNITY MORTGAGE, INC. $6,535,000 $3,915,000 -40.1% 4.0%
    Mortgage Research Center, LLC $4,195,000 $3,405,000 -18.8% 3.5%
    CMG MORTGAGE, INC. $485,000 $2,960,000 510.3% 3.0%
    NAVY FEDERAL CREDIT UNION $1,725,000 $1,980,000 14.8% 2.0%
    McKenzie Banking Company $1,910,000 n/a 1.9%
    Leaders Credit Union $325,000 $1,655,000 409.2% 1.7%
    21ST MORTGAGE CORPORATION $675,000 $1,525,000 125.9% 1.5%
    LOANDEPOT.COM, LLC $2,120,000 $1,440,000 -32.1% 1.5%
    UNITED WHOLESALE MORTGAGE, LLC $1,415,000 $1,425,000 0.7% 1.4%
    JPMorgan Chase Bank $125,000 $1,005,000 704.0% 1.0%
    Wells Fargo Bank $3,020,000 $1,005,000 -66.7% 1.0%
    GUARANTEED RATE, INC. $165,000 $925,000 460.6% 0.9%
    Centennial Bank $25,000 $895,000 3,480.0% 0.9%
    AMERICAN PACIFIC MORTGAGE CORPORATION $815,000 n/a 0.8%
    F&M Bank $705,000 $750,000 6.4% 0.8%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $700,000 n/a 0.7%
    Raymond James Bank $625,000 n/a 0.6%
    Traditions First Bank $755,000 $605,000 -19.9% 0.6%
    VAN DYK MORTGAGE CORPORATION $585,000 n/a 0.6%
    PENNYMAC LOAN SERVICES, LLC $770,000 $570,000 -26.0% 0.6%
    LEADERONE FINANCIAL CORPORATION $565,000 n/a 0.6%
    Farm Credit Mid-America, ACA $215,000 $560,000 160.5% 0.6%
    CARDINAL FINANCIAL $420,000 $550,000 31.0% 0.6%
    Stride Bank $545,000 n/a 0.6%
    First Horizon Bank $835,000 $540,000 -35.3% 0.5%
    VANDERBILT MORTGAGE AND FINANCE, INC. $95,000 $530,000 457.9% 0.5%
    STOCKTON MORTGAGE CORPORATION $490,000 n/a 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $645,000 $485,000 -24.8% 0.5%
    Simmons Bank $1,365,000 $485,000 -64.5% 0.5%
    U.S. Bank $850,000 $475,000 -44.1% 0.5%
    USAA Federal Savings Bank $460,000 n/a 0.5%
    HOMESIDE FINANCIAL, LLC $575,000 $450,000 -21.7% 0.5%
    Apex Bank $85,000 $405,000 376.5% 0.4%
    FREEDOM MORTGAGE CORPORATION $240,000 $400,000 66.7% 0.4%
    RELIANCE FIRST CAPITAL, LLC $400,000 n/a 0.4%
    The Bank of Fayette County $105,000 $385,000 266.7% 0.4%
    Flagstar Bank, FSB $520,000 $380,000 -26.9% 0.4%
    Mid-Continent Funding, Inc. $375,000 n/a 0.4%
    COMMUNITY MORTGAGE CORPORATION $360,000 n/a 0.4%
    AMERISAVE MORTGAGE CORPORATION $325,000 $355,000 9.2% 0.4%
    RUOFF MORTGAGE COMPANY, INC. $355,000 n/a 0.4%
    ESSENTIAL $345,000 n/a 0.4%
    VILLAGE CAPITAL MORTGAGE $395,000 $325,000 -17.7% 0.3%
    MORTGAGE INVESTORS GROUP, INC. $175,000 $320,000 82.9% 0.3%
    TRIAD FINANCIAL SERVICES, INC. $330,000 $320,000 -3.0% 0.3%
    Carrington Mortgage Services, LLC $1,395,000 $305,000 -78.1% 0.3%
    LAND HOME FINANCIAL SERVICES, INC. $205,000 $295,000 43.9% 0.3%
    CHURCHILL MORTGAGE CORPORATION $900,000 $290,000 -67.8% 0.3%
    EVERETT FINANCIAL, INC. $290,000 n/a 0.3%
    SOUTHWEST STAGE FUNDING, LLC $225,000 $285,000 26.7% 0.3%
    Discover Bank $210,000 $260,000 23.8% 0.3%
    First Citizens National Bank $885,000 $260,000 -70.6% 0.3%
    Citizens Bank $815,000 $255,000 -68.7% 0.3%
    EMBRACE HOME LOANS, INC. $215,000 $255,000 18.6% 0.3%
    COMMUNITY BANK $670,000 $240,000 -64.2% 0.2%
    GoPrime Mortgage, Inc. $235,000 n/a 0.2%
    Morgan Stanley Private Bank $225,000 n/a 0.2%
    NFM, INC. $225,000 n/a 0.2%
    SOUTHERN TRUST MORTGAGE, LLC $225,000 n/a 0.2%
    Bank of Dickson $205,000 n/a 0.2%
    Nations Lending Corporation $330,000 $205,000 -37.9% 0.2%
    SmartBank $205,000 n/a 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $140,000 $195,000 39.3% 0.2%
    First American Bank $195,000 n/a 0.2%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $195,000 n/a 0.2%
    THRIVE MORTGAGE, LLC $185,000 n/a 0.2%
    TJC Mortgage, Inc. $185,000 n/a 0.2%
    ACADEMY MORTGAGE CORPORATION $175,000 n/a 0.2%
    Northpointe Bank $125,000 $175,000 40.0% 0.2%
    ZILLOW HOME LOANS, LLC $170,000 n/a 0.2%
    AMERICAN FEDERAL MORTGAGE CORPORATION $165,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $505,000 $165,000 -67.3% 0.2%
    CIS Financial Services, Inc. $165,000 n/a 0.2%
    ENDEAVOR CAPITAL, LLC. $165,000 n/a 0.2%
    Legends Bank $435,000 $165,000 -62.1% 0.2%
    MID AMERICA MORTGAGE, INC. $165,000 n/a 0.2%
    The Farmers Bank $165,000 n/a 0.2%
    ALTRA $690,000 $155,000 -77.5% 0.2%
    Equity Prime Mortgage LLC $175,000 $155,000 -11.4% 0.2%
    FirstTrust Home Loans, Inc. $470,000 $155,000 -67.0% 0.2%
    GERSHMAN INVESTMENT CORP. $155,000 n/a 0.2%
    SIRVA MORTGAGE, INC. $405,000 $155,000 -61.7% 0.2%
    MOVEMENT MORTGAGE, LLC $145,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $135,000 n/a 0.1%
    TriStar Bank $135,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $255,000 $125,000 -51.0% 0.1%
    MANN FINANCIAL INC. $125,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $135,000 $125,000 -7.4% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $490,000 $120,000 -75.5% 0.1%
    FNB Bank, Inc. $215,000 $115,000 -46.5% 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $1,005,000 $115,000 -88.6% 0.1%
    PLANET HOME LENDING, LLC $155,000 $115,000 -25.8% 0.1%
    River Valley AgCredit, ACA $115,000 n/a 0.1%
    Shamrock Home Loans, Inc. $115,000 n/a 0.1%
    Truist $755,000 $115,000 -84.8% 0.1%
    Secured Investment Corp. $105,000 n/a 0.1%
    Coastal Community Bank $100,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $95,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $95,000 n/a 0.1%
    JOHNSONVILLE TVA EMPLOYEES CREDIT UNION $90,000 n/a 0.1%
    ASCEND FEDERAL CREDIT UNION $155,000 $65,000 -58.1% 0.1%
    Bank of America $935,000 $65,000 -93.0% 0.1%
    Signature Federal Credit Union $65,000 n/a 0.1%
    South State Bank $55,000 n/a 0.1%
    BancorpSouth $300,000 $45,000 -85.0% 0.0%
    Baxter Credit Union $45,000 n/a 0.0%
    Independence Bank of Kentucky $45,000 n/a 0.0%
    Figure Lending LLC $25,000 n/a 0.0%
    PENTAGON FEDERAL CREDIT UNION $440,000 $25,000 -94.3% 0.0%
    PNC Bank $25,000 n/a 0.0%

    Paris's top lender by overall market share is Carroll Bank and Trust, with 14.1% market share. In second place, with 10.3%, is FirstBank, having originated $10,130,000 in loans. In third place, with 7.6%, is Commercial Bank & Trust Co., having originated $7,465,000 in loans. In fourth place, with 7.1%, is QUICKEN LOANS, LLC, having originated $6,995,000 in loans. In fifth place, with 5.5%, is Regions Bank, having originated $5,400,000 in loans.

    Paris Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $139,900 (0.9%) $224,013 (9.6%) 0.00 139
    2018-02-01 $131,643 (3.9%) $216,098 (6.8%) 0.00 145
    2018-03-01 $139,000 (15.3%) $204,624 (5.5%) 0.00 162
    2018-04-01 $140,775 (18.3%) $206,546 (13.2%) 0.00 164
    2018-05-01 $145,375 (19.0%) $215,763 (11.6%) 0.00 169
    2018-06-01 $157,000 (17.9%) $227,981 (16.8%) 0.00 171
    2018-07-01 $149,900 (11.3%) $227,543 (17.3%) 0.00 170
    2018-08-01 $149,600 (10.8%) $226,489 (21.5%) 0.00 178
    2018-09-01 $149,999 (11.1%) $234,583 (25.5%) 0.00 168
    2018-10-01 $149,974 (7.4%) $231,537 (15.9%) 0.00 160
    2018-11-01 $158,225 (11.6%) $229,447 (9.6%) 0.00 155
    2018-12-01 $159,900 (12.1%) $218,397 (4.7%) 0.00 156
    2019-01-01 $159,000 (13.7%) $212,905 (-5.0%) 0.00 160
    2019-02-01 $163,950 (24.5%) $219,869 (1.8%) 0.00 159
    2019-03-01 $161,671 (16.3%) $222,223 (8.6%) 0.00 157
    2019-04-01 $160,121 (13.7%) $224,539 (8.7%) 0.00 159
    2019-05-01 $163,850 (12.7%) $231,075 (7.1%) 0.00 162
    2019-06-01 $159,900 (1.9%) $226,804 (-0.5%) 0.00 168
    2019-07-01 $162,125 (8.2%) $224,085 (-1.5%) 0.00 158
    2019-08-01 $163,882 (9.6%) $229,033 (1.1%) 0.00 146
    2019-09-01 $171,655 (14.4%) $234,887 (0.1%) 0.00 143
    2019-10-01 $178,350 (18.9%) $237,581 (2.6%) 0.00 142
    2019-11-01 $168,500 (6.5%) $227,341 (-0.9%) 0.00 139
    2019-12-01 $168,875 (5.6%) $221,195 (1.3%) 0.00 126
    2020-01-01 $171,350 (7.8%) $222,906 (4.7%) 0.00 127
    2020-02-01 $172,500 (5.2%) $239,564 (9.0%) 0.00 119
    2020-03-01 $173,500 (7.3%) $249,817 (12.4%) 0.00 103
    2020-04-01 $169,900 (6.1%) $240,523 (7.1%) 0.00 101
    2020-05-01 $172,500 (5.3%) $265,809 (15.0%) 0.00 102
    2020-06-01 $187,100 (17.0%) $272,092 (20.0%) 0.00 89
    2020-07-01 $174,075 (7.4%) $255,234 (13.9%) 0.00 84
    2020-08-01 $175,000 (6.8%) $259,802 (13.4%) 0.00 76
    2020-09-01 $167,875 (-2.2%) $251,852 (7.2%) 0.00 70
    2020-10-01 $169,700 (-4.9%) $272,105 (14.5%) 0.00 65
    2020-11-01 $165,350 (-1.9%) $255,577 (12.4%) 0.00 69
    2020-12-01 $164,100 (-2.8%) $256,253 (15.9%) 0.00 59
    2021-01-01 $162,500 (-5.2%) $255,731 (14.7%) 0.00 51
    2021-02-01 $189,900 (10.1%) $272,023 (13.6%) 0.00 39
    2021-03-01 $189,900 (9.5%) $219,118 (-12.3%) 0.00 40
    2021-04-01 $189,900 (11.8%) $307,934 (28.0%) 0.00 41
    2021-05-01 $227,500 (31.9%) $347,100 (30.6%) 0.00 41
    2021-06-01 $243,475 (30.1%) $358,258 (31.7%) 0.00 54
    2021-07-01 $244,250 (40.3%) $385,610 (51.1%) 0.00 61
    2021-08-01 $240,750 (37.6%) $417,759 (60.8%) 0.00 60
    2021-09-01 $240,000 (43.0%) $379,631 (50.7%) 0.00 71
    2021-10-01 $230,000 (35.5%) $361,338 (32.8%) 0.00 67
    2021-11-01 $217,125 (31.3%) $353,290 (38.2%) 0.00 53
    2021-12-01 $194,800 (18.7%) $350,778 (36.9%) 0.00 49
    2022-01-01 $215,000 (32.3%) $379,039 (48.2%) 0.00 44
    2022-02-01 $224,500 (18.2%) $362,632 (33.3%) 0.00 49
    2022-03-01 $221,750 (16.8%) $347,925 (58.8%) 0.00 55
    2022-04-01 $254,850 (34.2%) $347,377 (12.8%) 0.00 55
    2022-05-01 $246,450 (8.3%) $385,209 (11.0%) 0.00 53
    2022-06-01 $262,900 (8.0%) $410,156 (14.5%) 0.00 66
    2022-07-01 $280,000 (14.6%) $460,346 (19.4%) 0.00 85
    2022-08-01 $297,000 (23.4%) $465,816 (11.5%) 0.00 81
    2022-09-01 $284,300 (18.5%) $458,928 (20.9%) 0.00 87
    2022-10-01 $325,000 (41.3%) $477,378 (32.1%) 0.00 86
    2022-11-01 $310,000 (42.8%) $455,242 (28.9%) 0.00 86
    2022-12-01 $341,500 (75.3%) $455,376 (29.8%) 0.00 86
    2023-01-01 $329,250 (53.1%) $451,473 (19.1%) 0.00 83
    2023-02-01 $334,750 (49.1%) $445,217 (22.8%) 0.00 76
    2023-03-01 $352,500 (59.0%) $450,226 (29.4%) 0.00 78
    2023-04-01 $346,450 (35.9%) $451,798 (30.1%) 0.00 78
    2023-05-01 $335,250 (36.0%) $441,263 (14.6%) 0.00 85
    2023-06-01 $342,950 (30.5%) $438,292 (6.9%) 0.00 69
    2023-07-01 $349,900 (25.0%) $396,898 (-13.8%) 0.00 75
    2023-08-01 $349,900 (17.8%) $382,623 (-17.9%) 0.00 88
    2023-09-01 $312,000 (9.7%) $392,257 (-14.5%) 0.00 88
    2023-10-01 $305,250 (-6.1%) $388,721 (-18.6%) 0.00 94
    2023-11-01 $314,500 (1.5%) $402,348 (-11.6%) 0.00 103
    2023-12-01 $328,200 (-3.9%) $443,821 (-2.5%) 0.00 105
    2024-01-01 $349,000 (6.0%) $453,202 (0.4%) 0.00 106
    2024-02-01 $335,000 (0.1%) $450,408 (1.2%) 0.00 103
    2024-03-01 $335,000 (-5.0%) $434,949 (-3.4%) 0.00 107
    Paris's median listing price for 2024-03-01 was $335,000, a difference of $-17,500 (-5.0%) versus the prior year and $0 versus the prior month.

    Paris's median listing price comes in at 0% of the national average.

    Paris's average listing price for 2024-03-01 was $434,949, a difference of $-15,277 (-3.4%) versus the prior year and $-15,459 versus the prior month.

    For the 2024-03-01 period, Paris had 107 MLS listings, a difference of 4 listings (4%) versus the prior month and 29 listings (37%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,176 sqft
    2018-02-01 0 days 2,143 sqft
    2018-03-01 0 days 2,302 sqft
    2018-04-01 0 days 2,242 sqft
    2018-05-01 0 days 2,217 sqft
    2018-06-01 0 days 2,212 sqft
    2018-07-01 0 days 1,780 sqft
    2018-08-01 0 days 1,798 sqft
    2018-09-01 0 days 1,799 sqft
    2018-10-01 0 days 1,855 sqft
    2018-11-01 0 days 1,890 sqft
    2018-12-01 0 days 1,819 sqft
    2019-01-01 0 days 1,817 sqft
    2019-02-01 0 days 1,844 sqft
    2019-03-01 0 days 1,957 sqft
    2019-04-01 0 days 2,140 sqft
    2019-05-01 0 days 2,151 sqft
    2019-06-01 0 days 2,130 sqft
    2019-07-01 0 days 2,135 sqft
    2019-08-01 0 days 2,108 sqft
    2019-09-01 0 days 2,061 sqft
    2019-10-01 0 days 2,038 sqft
    2019-11-01 0 days 1,901 sqft
    2019-12-01 0 days 1,885 sqft
    2020-01-01 0 days 1,875 sqft
    2020-02-01 0 days 1,847 sqft
    2020-03-01 0 days 1,744 sqft
    2020-04-01 0 days 1,669 sqft
    2020-05-01 0 days 1,750 sqft
    2020-06-01 0 days 1,847 sqft
    2020-07-01 0 days 1,898 sqft
    2020-08-01 0 days 1,782 sqft
    2020-09-01 0 days 1,701 sqft
    2020-10-01 0 days 1,700 sqft
    2020-11-01 0 days 1,644 sqft
    2020-12-01 0 days 1,617 sqft
    2021-01-01 0 days 1,580 sqft
    2021-02-01 0 days 1,525 sqft
    2021-03-01 0 days 1,575 sqft
    2021-04-01 0 days 1,769 sqft
    2021-05-01 0 days 1,800 sqft
    2021-06-01 0 days 1,800 sqft
    2021-07-01 0 days 1,800 sqft
    2021-08-01 0 days 1,810 sqft
    2021-09-01 0 days 1,800 sqft
    2021-10-01 0 days 1,795 sqft
    2021-11-01 0 days 1,800 sqft
    2021-12-01 0 days 1,691 sqft
    2022-01-01 0 days 1,682 sqft
    2022-02-01 0 days 1,740 sqft
    2022-03-01 0 days 1,715 sqft
    2022-04-01 0 days 1,714 sqft
    2022-05-01 0 days 1,729 sqft
    2022-06-01 0 days 1,746 sqft
    2022-07-01 0 days 1,792 sqft
    2022-08-01 0 days 1,783 sqft
    2022-09-01 0 days 1,914 sqft
    2022-10-01 0 days 2,072 sqft
    2022-11-01 0 days 2,109 sqft
    2022-12-01 0 days 2,102 sqft
    2023-01-01 0 days 2,102 sqft
    2023-02-01 0 days 2,100 sqft
    2023-03-01 0 days 2,056 sqft
    2023-04-01 0 days 2,071 sqft
    2023-05-01 0 days 2,022 sqft
    2023-06-01 0 days 2,014 sqft
    2023-07-01 0 days 2,010 sqft
    2023-08-01 0 days 2,049 sqft
    2023-09-01 0 days 2,006 sqft
    2023-10-01 0 days 2,001 sqft
    2023-11-01 0 days 1,989 sqft
    2023-12-01 0 days 2,001 sqft
    2024-01-01 0 days 2,001 sqft
    2024-02-01 0 days 2,016 sqft
    2024-03-01 0 days 2,040 sqft
    Paris's median listing age (time on market) for 2024-03-01 was 0 days.

    Paris's median square footage for active listings during the 2024-03-01 period was 2,040 sqft. One year prior, the average listing was 2,056 sqft.

    Paris, TN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 315 $61,845,000 $196,333
    Refi 104 $13,430,000 $129,135
    Cash Out Refi 101 $15,715,000 $155,594
    Other 65 $4,535,000 $69,769
    Home Improvement 54 $2,890,000 $53,519

    Paris's most frequently cited loan purpose was Home Purchase, with 315 originations. The 2nd most popular reason was Refi, with 104 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 139 $28,025,000 $201,619
    Over 8% 111 $8,955,000 $80,676
    7-8% 96 $17,370,000 $180,938
    5-6% 59 $12,645,000 $214,322
    4-5% 3 $775,000 $258,333
    <2.5% 1 $5,000 $5,000

    During 2023, Paris's most frequently originated rate bucket was 6-7%, with 139 originations.

    Loan Sizing (Paris, TN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 242 $12,520,000 $51,736
    $100k-200k 242 $35,660,000 $147,355
    $200k-400k 123 $33,125,000 $269,309
    $400k-600k 26 $11,930,000 $458,846
    $600k-1000k 5 $3,575,000 $715,000
    $Over $1MM 1 $1,605,000 $1,605,000

    Paris's loan sizing saw the bucket of loans from $100,000 or less with 242 originations, totaling $12,520,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 194 $42,070,000 $216,856
    60-80% 75 $12,175,000 $162,333
    20-40% 59 $4,805,000 $81,441
    40-60% 37 $5,485,000 $148,243
    Under 20% 35 $1,185,000 $33,857
    Over 100% 10 $2,060,000 $206,000

    Paris's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 194 originations, totaling $42,070,000 in origination value.