First Bethany Bank & Trust Mortgage Rates, Fees & Info

Bethany, OK

LEI: 549300M16942DXVSKE61

Tax ID: 73-0509524

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    First Bethany Bank & Trust is a smaller bank specializing in Refi and Home Purchase loans. First Bethany Bank & Trust has a high proportion of conventional loans. Their top two markets are Oklahoma City and Shawnee .

    First Bethany Bank & Trust has an above average approval rate when compared to the average across all lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    Originations

    27

    Origination Dollar Volume (All Markets)

    $4,105,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    OKLAHOMA CITY, OK (FHA|USDA|VA) 18 $2,810,000 $156,111 $0 0.00%
    Shawnee, OK (FHA|USDA|VA) 8 $910,000 $113,750 $0 0.00%
    Outside of Metro Areas 1 $385,000 $385,000 $0 0.00%
    First Bethany Bank & Trust's top markets include Oklahoma City and Shawnee among others.

    Their top states include:
  • Oklahoma (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 27 $4,105,000 $152,037 $0 0.00%

    For 2023, First Bethany Bank & Trust's most frequently originated type of loan was Conventional, with 27 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 13 $1,535,000 $118,077 $0 0.00%
    Home Purchase 12 $2,440,000 $203,333 $0 0.00%
    Home Improvement 2 $130,000 $65,000 $0 0.00%

    For 2023, First Bethany Bank & Trust's most frequently cited loan purpose was Refi, with 13 originations. The 2nd most popular reason was Home Purchase, with 12 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 27 $4,105,000 $152,037 $0 0.00%

    For 2023, First Bethany Bank & Trust's most frequently cited loan duration was Other, with 27 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 12 $920,000 $76,667 $0 0.00%
    $100k-200k 7 $885,000 $126,429 $0 0.00%
    $200k-400k 7 $1,795,000 $256,429 $0 0.00%
    $400k-600k 1 $505,000 $505,000 $0 0.00%

    2023 saw First Bethany Bank & Trust place emphasis on $100,000 or less loans with 12 originations, totaling $920,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $75k-100k 3 $525,000 $175,000 $0 0.00%
    $100k-150k 1 $95,000 $95,000 $0 0.00%
    $50k or less 1 $95,000 $95,000 $0 0.00%

    First Bethany Bank & Trust lent most frequently to those with incomes in the $75k-100k range, with 3 originations. The second most popular income band? $100k-150k, with 1 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 27 $4,105,000 $152,037 $0 0.00%

    First Bethany Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 27 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 22 $3,390,000 $154,091 $0 0.00%
    White 3 $365,000 $121,667 $0 0.00%
    Asian 2 $350,000 $175,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    93.10%

    First Bethany Bank & Trust has an average approval rate.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 27 $4,105,000 $152,037

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    27 $4,105,000 $152,037