OKLAHOMA CITY Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Oklahoma City averaged
3.49%
for the week of 2021-11-24, compared to the national average of
3.1% for the same period.
The average rate for the prior week (2021-11-18) was
3.39% and
one month ago for the week of 2021-10-21, the
average rate was 3.38%.
Oklahoma City's average rate one year ago was 2.71%.
For refis of the same type during the week of 2021-11-24, the average rate
was 3.17%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2021-11-24 | 3.1% |
| Oklahoma City 30 Year Fixed Rate | 2021-11-24 | 3.49% |
| Oklahoma City 30 Year Fixed Rate Refi | 2021-11-24 | 3.17% |
| Oklahoma City 15 Year Fixed Rate | 2021-11-24 | 3.15% |
| Oklahoma City 15 Year Fixed Rate Refi | 2021-11-24 | 2.65% |
| Oklahoma City 30 Year FHA | 2021-11-24 | 3.7% |
| Oklahoma City 30 Year FHA Refi | 2021-11-24 | 3.34% |
| Oklahoma City 30 Year USDA | 2021-11-24 | 3.51% |
| Oklahoma City 30 Year USDA Refi | 2021-11-24 | 3.28% |
| Oklahoma City 30 Year VA | 2021-11-24 | 3.12% |
| Oklahoma City 30 Year VA Refi | 2021-11-24 | 2.85% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OKLAHOMA CITY, OK.
OKLAHOMA CITY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the OKLAHOMA CITY, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
OKLAHOMA CITY, OK's 313 lenders originated 54,688
loans during 2020. The total origination value was $12,002,700,000, with an average loan value of
$219,476.
The top OKLAHOMA CITY lender as defined by loan originations is CORNERSTONE HOME LENDING, INC., with
1,580 loans originated. Their average total fees are
$4,742, which is $1,314
higher than the next largest lender,
First United Bank and Trust Company.
The lowest fee OKLAHOMA CITY lenders (with over 10 loans originated) are
Discover Bank ($0), Intrust Bank, National Association ($2,121), EVERETT FINANCIAL, INC. ($2,180), PREMIA MORTGAGE, LLC ($2,193) and DHI MORTGAGE COMPANY, LTD. ($2,287).
The lowest rate OKLAHOMA CITY lenders (with over 10 loans originated) are
WEOKIE (2.75%), PLANET HOME LENDING, LLC (2.86%), InterBank (2.91%), AMERISAVE MORTGAGE CORPORATION (2.92%) and ALLEGIANCE (2.93%).
OKLAHOMA CITY, OK Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2019 Loan Value | 2020 Loan Value | % Change | 2020 Market Share |
|---|---|---|---|---|
| CORNERSTONE HOME LENDING, INC. | $511,355,000 | $777,665,000 | 52.1% | 6.5% |
| FIRST UNITED BANK AND TRUST CO | $407,510,000 | $593,690,000 | 45.7% | 4.9% |
| Quicken Loans | $252,895,000 | $563,335,000 | 122.8% | 4.7% |
| Great Plains National Bank | $216,485,000 | $430,025,000 | 98.6% | 3.6% |
| BOKF NA | $303,155,000 | $383,440,000 | 26.5% | 3.2% |
| GATEWAY MORTGAGE GROUP | $193,085,000 | $347,900,000 | 80.2% | 2.9% |
| BANCFIRST | $233,485,000 | $329,630,000 | 41.2% | 2.7% |
| Freedom Mortgage Corporation | $21,520,000 | $327,730,000 | 1,422.9% | 2.7% |
| Associated Mortgage Corporation | $175,865,000 | $309,025,000 | 75.7% | 2.6% |
| MidFirst Bank | $175,920,000 | $241,160,000 | 37.1% | 2.0% |
| ARVEST BANK | $145,605,000 | $230,270,000 | 58.1% | 1.9% |
| WEOKIE Federal Credit Union | $75,280,000 | $198,930,000 | 164.3% | 1.7% |
| Berkadia Commercial Mortgage | $28,700,000 | $193,270,000 | 573.4% | 1.6% |
| loanDepot LLC | $93,720,000 | $175,080,000 | 86.8% | 1.5% |
| F & M Bank | $83,350,000 | $168,380,000 | 102.0% | 1.4% |
| Financial Concepts Mortgage LLC | $75,315,000 | $166,280,000 | 120.8% | 1.4% |
| InterLinc Mortgage Services LLC | $136,015,000 | $164,870,000 | 21.2% | 1.4% |
| WELLS FARGO BANK NA | $73,750,000 | $163,445,000 | 121.6% | 1.4% |
| Mortgage Research Center LLC | $95,835,000 | $152,420,000 | 59.0% | 1.3% |
| First American Mortgage, Inc. | $93,830,000 | $148,560,000 | 58.3% | 1.2% |
| The First State Bank | $90,115,000 | $129,215,000 | 43.4% | 1.1% |
| RCB BANK | $74,515,000 | $127,670,000 | 71.3% | 1.1% |
| Bank 2 | $86,590,000 | $121,350,000 | 40.1% | 1.0% |
| CWM Partners, LP dba Citywide Mortgage | $76,235,000 | $120,910,000 | 58.6% | 1.0% |
| CMG Mortgage Inc. | $70,540,000 | $114,065,000 | 61.7% | 1.0% |
| Tinker Federal Credit Union | $55,650,000 | $113,990,000 | 104.8% | 0.9% |
| True Sky Credit Union | $42,380,000 | $111,755,000 | 163.7% | 0.9% |
| United Shore Financial Services LLC | $93,885,000 | $110,515,000 | 17.7% | 0.9% |
| Valor Bank | $10,330,000 | $104,570,000 | 912.3% | 0.9% |
| JPMorgan Chase Bank, NA | $93,580,000 | $104,300,000 | 11.5% | 0.9% |
| USAA FEDERAL SAVINGS BANK | $100,605,000 | $97,485,000 | -3.1% | 0.8% |
| SWBC Mortgage Corporation | $44,230,000 | $88,865,000 | 100.9% | 0.7% |
| Nationstar Mortgage | $43,610,000 | $87,450,000 | 100.5% | 0.7% |
| ARMSTRONG BANK | $530,000 | $86,280,000 | 16,179.2% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $79,830,000 | $85,915,000 | 7.6% | 0.7% |
| Supreme Lending/ Everett Financial Inc. | $32,015,000 | $85,135,000 | 165.9% | 0.7% |
| Oklahoma's Credit Union | $83,575,000 | n/a | 0.7% | |
| American Mortgage Bank | $31,695,000 | $79,520,000 | 150.9% | 0.7% |
| Caliber Home Loans Inc | $55,330,000 | $77,515,000 | 40.1% | 0.6% |
| FAIRWAY INDEPENDENT MORT CORP | $55,345,000 | $75,900,000 | 37.1% | 0.6% |
| Mid America Mortgage Inc. | $31,470,000 | $72,845,000 | 131.5% | 0.6% |
| US BANK, N.A. | $49,950,000 | $72,375,000 | 44.9% | 0.6% |
| Prosperity Bank | $31,615,000 | $72,280,000 | 128.6% | 0.6% |
| Fidelity Bank | $74,335,000 | $71,540,000 | -3.8% | 0.6% |
| Bank of America NA | $61,615,000 | $68,925,000 | 11.9% | 0.6% |
| CERTAIN HOME LOANS, LLC | $45,420,000 | $68,720,000 | 51.3% | 0.6% |
| Allegiance Credit Union | $20,635,000 | $68,410,000 | 231.5% | 0.6% |
| Guild Mortgage Company | $13,280,000 | $67,230,000 | 406.3% | 0.6% |
| CITIZENS BANK OF EDMOND | $30,855,000 | $66,320,000 | 114.9% | 0.6% |
| KIRKPATRICK BANK | $32,445,000 | $63,920,000 | 97.0% | 0.5% |
| Berkeley Point Capital, LLC | $126,705,000 | $63,540,000 | -49.9% | 0.5% |
| Greystone Servicing Corporation, Inc. | $61,900,000 | n/a | 0.5% | |
| PRIMELENDING | $38,045,000 | $60,565,000 | 59.2% | 0.5% |
| PENNYMAC LOAN SERVICES LLC | $50,815,000 | $60,475,000 | 19.0% | 0.5% |
| Simmons Bank | $45,580,000 | $56,625,000 | 24.2% | 0.5% |
| Communication Federal Credit Union | $41,800,000 | $55,745,000 | 33.4% | 0.5% |
| Amerisave Mortgage Corporation | $11,660,000 | $53,150,000 | 355.8% | 0.4% |
| McClain Bank | $30,035,000 | $49,685,000 | 65.4% | 0.4% |
| The Federal Savings Bank | $18,440,000 | $47,320,000 | 156.6% | 0.4% |
| CENTRAL BANK OF OKLAHOMA | $21,650,000 | $46,230,000 | 113.5% | 0.4% |
| CBNA | $40,590,000 | $44,205,000 | 8.9% | 0.4% |
| First National Bank of Oklahoma | $48,575,000 | $43,430,000 | -10.6% | 0.4% |
| Guaranty Trust Company | $37,990,000 | $43,210,000 | 13.7% | 0.4% |
| FIRST NATIONAL BANK OF OMAHA | $43,125,000 | n/a | 0.4% | |
| Quail Creek Bank NA | $55,585,000 | $42,635,000 | -23.3% | 0.4% |
| Home Point Financial Corporation | $19,130,000 | $42,470,000 | 122.0% | 0.4% |
| Guaranteed Rate Inc. | $20,750,000 | $42,305,000 | 103.9% | 0.4% |
| WEI Mortgage LLC | $115,000 | $42,215,000 | 36,608.7% | 0.4% |
| Lakeview Loan Servicing, LLC | $9,305,000 | $41,235,000 | 343.1% | 0.3% |
| Better Mortgage Corporation | $6,125,000 | $40,410,000 | 559.8% | 0.3% |
| Flagstar Bank | $58,920,000 | $39,615,000 | -32.8% | 0.3% |
| Union Home Mortgage Company | $24,005,000 | $39,265,000 | 63.6% | 0.3% |
| InterBank | $35,810,000 | $38,305,000 | 7.0% | 0.3% |
| FBC Mortgage LLC | $23,670,000 | $37,710,000 | 59.3% | 0.3% |
| HomeBridge Financial Services, Inc. | $14,460,000 | $37,370,000 | 158.4% | 0.3% |
| WALKER & DUNLOP, LLC | $36,815,000 | n/a | 0.3% | |
| Mortgage Clearing Corporation | $11,745,000 | $35,325,000 | 200.8% | 0.3% |
| Arbor Realty Trust Inc | $20,040,000 | $34,120,000 | 70.3% | 0.3% |
| Mortgage Solutions of Colorado LLC | $12,805,000 | $32,770,000 | 155.9% | 0.3% |
| PNC BANK NA | $3,595,000 | $32,560,000 | 805.7% | 0.3% |
| Legacy Bank | $12,325,000 | $32,300,000 | 162.1% | 0.3% |
| Amcap Mortgage Ltd. | $25,805,000 | $32,085,000 | 24.3% | 0.3% |
| First Guaranty Mortgage Corporation | $3,790,000 | $29,865,000 | 688.0% | 0.2% |
| NewDay Financial LLC dba NewDay USA | $13,605,000 | $28,500,000 | 109.5% | 0.2% |
| Paramount Residential Mortgage Group Inc. | $12,620,000 | $28,285,000 | 124.1% | 0.2% |
| United Fidelity Funding Corp. | $1,555,000 | $28,170,000 | 1,711.6% | 0.2% |
| Sooner State Bank | $12,100,000 | $25,595,000 | 111.5% | 0.2% |
| Bay Equity LLC | $17,820,000 | $25,210,000 | 41.5% | 0.2% |
| Planet Home Lending LLC | $4,790,000 | $25,030,000 | 422.5% | 0.2% |
| Capital One, NA | $4,275,000 | $23,650,000 | 453.2% | 0.2% |
| Valliance Bank | $12,630,000 | $22,570,000 | 78.7% | 0.2% |
| FIRST FIDELITY BANK | $19,760,000 | $21,955,000 | 11.1% | 0.2% |
| Low VA Rates | $5,700,000 | $21,465,000 | 276.6% | 0.2% |
| New American Funding (dba for Broker Solutions Inc) | $9,230,000 | $20,870,000 | 126.1% | 0.2% |
| NBKC Bank | $17,085,000 | $20,430,000 | 19.6% | 0.2% |
| NEWREZ LLC | $4,750,000 | $20,135,000 | 323.9% | 0.2% |
| Bank 7 | $17,415,000 | $19,970,000 | 14.7% | 0.2% |
| Vision Bank National Association | $9,040,000 | $19,935,000 | 120.5% | 0.2% |
| Cedar Rapids Bank and Trust Company | $1,605,000 | $19,785,000 | 1,132.7% | 0.2% |
| Goldwater Bank National Association | $12,445,000 | $19,455,000 | 56.3% | 0.2% |
| Plaza Home Mortgage Inc. | $2,320,000 | $19,155,000 | 725.6% | 0.2% |
| North American Savings Bank | $12,415,000 | $18,215,000 | 46.7% | 0.2% |
| First Security Bank & Trust Company | $16,350,000 | $18,100,000 | 10.7% | 0.2% |
| Mortgage Investment Services Corporation | $10,740,000 | $17,965,000 | 67.3% | 0.1% |
| LeaderOne Financial Corp. | $130,000 | $17,920,000 | 13,684.6% | 0.1% |
| Bellwether Enterprise Real Estate Capital LLC | $5,355,000 | $17,495,000 | 226.7% | 0.1% |
| First National Bank and Trust Company | $6,515,000 | $17,045,000 | 161.6% | 0.1% |
| US Employees OC Federal Credit Union | $11,475,000 | $16,845,000 | 46.8% | 0.1% |
| DHI Mortgage Company Limited | $12,570,000 | $16,570,000 | 31.8% | 0.1% |
| CARRINGTON MORTGAGE SERVICES | $18,325,000 | $16,490,000 | -10.0% | 0.1% |
| FIRST BANK & TRUST CO | $20,685,000 | $16,450,000 | -20.5% | 0.1% |
| Churchill Mortgage Corporation | $7,135,000 | $15,815,000 | 121.7% | 0.1% |
| Village Capital & Investment | $960,000 | $15,795,000 | 1,545.3% | 0.1% |
| Sun West Mortgage Company Inc. | $3,930,000 | $15,595,000 | 296.8% | 0.1% |
| FIRST NATIONAL BANK | $15,235,000 | n/a | 0.1% | |
| Southwest Funding LP | $7,755,000 | $15,100,000 | 94.7% | 0.1% |
| FirstTrust Home Loans, Inc. (Formerly First Arkansas Financial, Inc.) | $5,915,000 | $14,965,000 | 153.0% | 0.1% |
| NTFN dba Premier Nationwide Lending | $5,740,000 | $14,775,000 | 157.4% | 0.1% |
| Synergy One Lending | $9,570,000 | $14,695,000 | 53.6% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $33,610,000 | $14,250,000 | -57.6% | 0.1% |
| Municipal Employees Credit Union | $6,690,000 | $13,570,000 | 102.8% | 0.1% |
| Keller Mortgage LLC | $9,420,000 | $13,375,000 | 42.0% | 0.1% |
| TTCU Federal Credit Union | $2,575,000 | $13,370,000 | 419.2% | 0.1% |
| Barrington Bank & Trust | $7,410,000 | $13,215,000 | 78.3% | 0.1% |
| American Financial Network Inc. | $9,500,000 | $13,165,000 | 38.6% | 0.1% |
| CrossFirst Bank | $18,020,000 | $13,045,000 | -27.6% | 0.1% |
| Republic Bank & Trust | $66,290,000 | $12,990,000 | -80.4% | 0.1% |
| American Financing Corporation | $4,985,000 | $12,740,000 | 155.6% | 0.1% |
| Pentagon Federal Credit Union | $5,105,000 | $12,400,000 | 142.9% | 0.1% |
| 21ST MORTGAGE | $8,320,000 | $12,295,000 | 47.8% | 0.1% |
| Branch Banking And Trust Co | $3,020,000 | $12,255,000 | 305.8% | 0.1% |
| Waterstone Mortgage Corp | $1,790,000 | $11,855,000 | 562.3% | 0.1% |
| Cardinal Financial Company LP | $5,900,000 | $11,775,000 | 99.6% | 0.1% |
| Regent Bank | $12,650,000 | $11,565,000 | -8.6% | 0.1% |
| Fifth Third Bank | $3,275,000 | $11,515,000 | 251.6% | 0.1% |
| All America Bank | $8,195,000 | $11,140,000 | 35.9% | 0.1% |
| YNB | $12,250,000 | $11,105,000 | -9.3% | 0.1% |
| THE FOCUS FEDERAL CREDIT UNION | $6,010,000 | $11,075,000 | 84.3% | 0.1% |
| RED MORTGAGE CAPITAL, LLC | $10,975,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $3,865,000 | $10,790,000 | 179.2% | 0.1% |
| BNC NATIONAL BANK | $5,360,000 | $10,565,000 | 97.1% | 0.1% |
| UMB BANK NA | $10,070,000 | $10,205,000 | 1.3% | 0.1% |
| Liberty National Bank | $23,995,000 | $10,200,000 | -57.5% | 0.1% |
| Flat Branch Mortgage Inc. | $5,625,000 | $10,070,000 | 79.0% | 0.1% |
| BANK OF THE WEST | $12,100,000 | $9,985,000 | -17.5% | 0.1% |
| SpiritBank | $2,145,000 | $9,845,000 | 359.0% | 0.1% |
| TIAA, FSB | $4,045,000 | $9,485,000 | 134.5% | 0.1% |
| Royal United Mortgage LLC | $5,405,000 | $9,385,000 | 73.6% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC | $7,145,000 | $9,365,000 | 31.1% | 0.1% |
| Equity Bank | $1,180,000 | $9,080,000 | 669.5% | 0.1% |
| First Oklahoma Bank | $4,400,000 | $8,690,000 | 97.5% | 0.1% |
| KS StateBank | $2,785,000 | $8,085,000 | 190.3% | 0.1% |
| Homeside Financial LLC | $1,655,000 | $7,945,000 | 380.1% | 0.1% |
| NorthMarq Capital Finance, L.L.C. | $7,845,000 | n/a | 0.1% | |
| Union State Bank | $7,685,000 | n/a | 0.1% | |
| Ark-La-Tex Financial Services LLC | $3,990,000 | $7,425,000 | 86.1% | 0.1% |
| Intrust Bank National Association | $8,415,000 | $7,405,000 | -12.0% | 0.1% |
| Oklahoma Educators Credit Union | $2,490,000 | $7,270,000 | 192.0% | 0.1% |
| Open Mortgage LLC | $9,050,000 | $7,095,000 | -21.6% | 0.1% |
| Colonial Savings | $2,900,000 | $6,950,000 | 139.7% | 0.1% |
| Blue Ridge Bank, NA | $710,000 | $6,885,000 | 869.7% | 0.1% |
| Servion, Inc. | $3,155,000 | $6,665,000 | 111.3% | 0.1% |
| Alterra Group LLC dba Alterra Home Loans | $14,335,000 | $6,600,000 | -54.0% | 0.1% |
| International Bank of Commerce | $5,625,000 | $6,425,000 | 14.2% | 0.1% |
| Magnolia Bank Incorporated | $3,540,000 | $6,405,000 | 80.9% | 0.1% |
| The City National Bank and Trust Company of Lawton Oklahoma | $3,265,000 | $6,365,000 | 94.9% | 0.1% |
| UBS Bank USA | $6,585,000 | $6,330,000 | -3.9% | 0.1% |
| FirstBank | $5,210,000 | $6,225,000 | 19.5% | 0.1% |
| Crescent Mortgage Company | $4,860,000 | $6,220,000 | 28.0% | 0.1% |
| FNB Community Bank | $8,170,000 | $6,215,000 | -23.9% | 0.1% |
| Sierra Pacific Mortgage | $3,940,000 | $6,070,000 | 54.1% | 0.1% |
| AmeriHomeMortgageCompany,LL | $6,030,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $5,875,000 | n/a | 0.0% | |
| Triad Financial Services Inc | $4,965,000 | $5,770,000 | 16.2% | 0.0% |
| Oklahoma Federal Credit Union | $2,595,000 | $5,765,000 | 122.2% | 0.0% |
| Mabrey Bank | $885,000 | $5,450,000 | 515.8% | 0.0% |
| Pinnacle Bank | $9,695,000 | $5,450,000 | -43.8% | 0.0% |
| Clearpath Lending | $5,405,000 | n/a | 0.0% | |
| ReadyCap Commercial LLC | $5,395,000 | n/a | 0.0% | |
| James B. Nutter & Company | $2,060,000 | $5,250,000 | 154.9% | 0.0% |
| Wyndham Capital Mortgage | $3,655,000 | $5,080,000 | 39.0% | 0.0% |
| Great Southern Bank | $14,760,000 | $5,020,000 | -66.0% | 0.0% |
| COMMERCE BANK | $1,825,000 | $4,955,000 | 171.5% | 0.0% |
| Premia Mortgage, LLC | $3,280,000 | $4,885,000 | 48.9% | 0.0% |
| Vast Bank, N.A. | $2,560,000 | $4,815,000 | 88.1% | 0.0% |
| Discover Bank | $3,140,000 | $4,790,000 | 52.5% | 0.0% |
| First Savings Bank | $3,375,000 | $4,675,000 | 38.5% | 0.0% |
| CIT BANK N.A. | $4,670,000 | n/a | 0.0% | |
| Advancial Federal Credit Union | $1,985,000 | $4,570,000 | 130.2% | 0.0% |
| Citibank, N.A. | $1,545,000 | $4,495,000 | 190.9% | 0.0% |
| Bank of England | $2,920,000 | $4,470,000 | 53.1% | 0.0% |
| Cascade Financial Services | $2,565,000 | $4,445,000 | 73.3% | 0.0% |
| SoFi Lending Corp | $4,300,000 | n/a | 0.0% | |
| Truity Credit Union | $1,530,000 | $4,155,000 | 171.6% | 0.0% |
| TIB The Independent Bankers Bank | $1,480,000 | $4,090,000 | 176.4% | 0.0% |
| AimLoan.com | $3,410,000 | $4,080,000 | 19.6% | 0.0% |
| Mortgage Lenders of America LLC | $2,400,000 | $3,925,000 | 63.5% | 0.0% |
| American Financial Resources Inc. | $3,665,000 | $3,875,000 | 5.7% | 0.0% |
| BancorpSouth Bank | $3,055,000 | $3,825,000 | 25.2% | 0.0% |
| Jones Lang LaSalle Multifamily | $37,155,000 | $3,815,000 | -89.7% | 0.0% |
| LoanPal | $1,005,000 | $3,645,000 | 262.7% | 0.0% |
| US Mortgage of Florida | $3,565,000 | n/a | 0.0% | |
| Weichert Financial Services | $4,610,000 | $3,525,000 | -23.5% | 0.0% |
| Sovereign Lending Group, Inc | $5,295,000 | $3,420,000 | -35.4% | 0.0% |
| DelMar Financial Company | $1,875,000 | $3,395,000 | 81.1% | 0.0% |
| Bayshore Mortgage Funding LLC | $775,000 | $3,360,000 | 333.5% | 0.0% |
| Goldman Sachs Bank USA | $1,480,000 | $3,275,000 | 121.3% | 0.0% |
| Firstar Bank | $500,000 | $3,230,000 | 546.0% | 0.0% |
| Liberty Home Mortgage Corp | $1,290,000 | $3,150,000 | 144.2% | 0.0% |
| Oceanside Mortgage Company | $2,290,000 | $3,145,000 | 37.3% | 0.0% |
| Gershman Investment Corp. | $2,455,000 | $3,120,000 | 27.1% | 0.0% |
| Highlands Residential Mortgage Ltd | $140,000 | $3,030,000 | 2,064.3% | 0.0% |
| First National Bank & Trust Co | $3,690,000 | $3,010,000 | -18.4% | 0.0% |
| American Bank of Oklahoma | $1,590,000 | $2,995,000 | 88.4% | 0.0% |
| Primary Residential Mortgage Inc. | $2,205,000 | $2,965,000 | 34.5% | 0.0% |
| Charles Schwab Bank | $1,945,000 | $2,905,000 | 49.4% | 0.0% |
| The Security National Bank | $275,000 | $2,820,000 | 925.5% | 0.0% |
| Embrace Home Loans, Inc. | $1,875,000 | $2,800,000 | 49.3% | 0.0% |
| Origin Bank | $3,525,000 | $2,695,000 | -23.5% | 0.0% |
| US Mortgage Corporation | $1,505,000 | $2,660,000 | 76.7% | 0.0% |
| Sirva Mortgage Inc. | $5,075,000 | $2,655,000 | -47.7% | 0.0% |
| CountryPlace Mortgage Ltd. | $985,000 | $2,565,000 | 160.4% | 0.0% |
| SecurityNational Mortgage Company | $2,125,000 | $2,510,000 | 18.1% | 0.0% |
| DAS Acquisition Company, LLC | $755,000 | $2,505,000 | 231.8% | 0.0% |
| Geneva Financial LLC | $275,000 | $2,485,000 | 803.6% | 0.0% |
| RENASANT BANK | $2,910,000 | $2,480,000 | -14.8% | 0.0% |
| PHH MORTGAGE CORPORATION | $680,000 | $2,445,000 | 259.6% | 0.0% |
| Great Western Financial Services Inc. | $405,000 | $2,435,000 | 501.2% | 0.0% |
| Citadel Servicing Corporation | $1,015,000 | $2,430,000 | 139.4% | 0.0% |
| Nations Lending Corporation | $1,615,000 | $2,410,000 | 49.2% | 0.0% |
| Morgan Stanley Private Bank NA | $5,650,000 | $2,360,000 | -58.2% | 0.0% |
| Provident Funding Associates | $5,875,000 | $2,345,000 | -60.1% | 0.0% |
| AAG | $1,940,000 | $2,330,000 | 20.1% | 0.0% |
| Plains Commerce Bank | $185,000 | $2,325,000 | 1,156.8% | 0.0% |
| First Federal Bank of Kansas City | $1,305,000 | $2,320,000 | 77.8% | 0.0% |
| Central National Bank | $185,000 | $2,285,000 | 1,135.1% | 0.0% |
| Hometown Equity Mortgage LLC | $2,270,000 | n/a | 0.0% | |
| Accelerate Mortgage | $335,000 | $2,255,000 | 573.1% | 0.0% |
| CAPITAL BANK, NA | $965,000 | $2,235,000 | 131.6% | 0.0% |
| CITY BANK | $560,000 | $2,235,000 | 299.1% | 0.0% |
| TCF National Bank | $250,000 | $2,195,000 | 778.0% | 0.0% |
| Finance of America Mortgage LLC | $3,555,000 | $2,180,000 | -38.7% | 0.0% |
| Northpointe Bank | $1,530,000 | $2,160,000 | 41.2% | 0.0% |
| Finance of America Reverse LLC | $875,000 | $2,090,000 | 138.9% | 0.0% |
| Willow Bend Mortgage | $490,000 | $2,080,000 | 324.5% | 0.0% |
| NETWORK FUNDING, L.P. | $330,000 | $2,025,000 | 513.6% | 0.0% |
| Homestead Funding Corp. | $1,935,000 | $1,965,000 | 1.6% | 0.0% |
| LendingHome Funding Corporation | $1,920,000 | n/a | 0.0% | |
| Ruoff Home Mortgage | $835,000 | $1,865,000 | 123.4% | 0.0% |
| Sunflower Bank, N.A. | $1,590,000 | $1,850,000 | 16.4% | 0.0% |
| First Oklahoma Mortgage | $670,000 | $1,815,000 | 170.9% | 0.0% |
| Southern Bank | $1,755,000 | n/a | 0.0% | |
| Paramount Bank | $195,000 | $1,740,000 | 792.3% | 0.0% |
| M&T Bank | $405,000 | $1,675,000 | 313.6% | 0.0% |
| First Home Bank | $2,210,000 | $1,655,000 | -25.1% | 0.0% |
| IBERIABANK | $1,130,000 | $1,650,000 | 46.0% | 0.0% |
| Nations Direct Mortgage LLC | $740,000 | $1,605,000 | 116.9% | 0.0% |
| Meridian Bank | $445,000 | $1,595,000 | 258.4% | 0.0% |
| Midwest Mortgage Associates | $2,335,000 | $1,575,000 | -32.5% | 0.0% |
| Huntington National Bank | $995,000 | $1,520,000 | 52.8% | 0.0% |
| Baxter Credit Union | $870,000 | $1,495,000 | 71.8% | 0.0% |
| Peoples Mortgage Company | $410,000 | $1,490,000 | 263.4% | 0.0% |
| SPRING EQ, LLC | $1,460,000 | n/a | 0.0% | |
| Hometown Lenders LLC | $1,420,000 | n/a | 0.0% | |
| United Built Homes, LLC | $2,290,000 | $1,410,000 | -38.4% | 0.0% |
| Texana Bank, N.A. | $690,000 | $1,365,000 | 97.8% | 0.0% |
| LenderFi, Inc. | $1,350,000 | n/a | 0.0% | |
| Draper and Kramer Mortgage Corp. | $225,000 | $1,305,000 | 480.0% | 0.0% |
| Centennial Lending LLC | $570,000 | $1,265,000 | 121.9% | 0.0% |
| American Finance House Lariiba | $930,000 | $1,235,000 | 32.8% | 0.0% |
| KeyBank National Association | $1,260,000 | $1,200,000 | -4.8% | 0.0% |
| REGIONS BANK | $825,000 | $1,200,000 | 45.5% | 0.0% |
| Eustis Mortgage Corporation | $1,185,000 | n/a | 0.0% | |
| Angel Oak Mortgage Solutions | $1,465,000 | $1,165,000 | -20.5% | 0.0% |
| Assemblies Of God Credit Union | $85,000 | $1,150,000 | 1,252.9% | 0.0% |
| First National Bank of Fort Smith | $450,000 | $1,135,000 | 152.2% | 0.0% |
| Deere Employees Credit Union | $570,000 | $1,125,000 | 97.4% | 0.0% |
| Evolve Bank & Trust | $830,000 | $1,125,000 | 35.5% | 0.0% |
| Florida Capital Bank National Association | $1,070,000 | n/a | 0.0% | |
| Mason-McDuffie Mortgage Corporation | $1,065,000 | n/a | 0.0% | |
| RESIDENTIAL ACCEPTANCE CORPORATION. RAC. | $1,035,000 | n/a | 0.0% | |
| First Midwest Bank | $1,015,000 | n/a | 0.0% | |
| Academy Mortgage Corporation | $1,140,000 | $1,005,000 | -11.8% | 0.0% |
| DOLLAR BANK, FSB | $935,000 | $1,005,000 | 7.5% | 0.0% |
| Toyota Financial Savings Bank | $680,000 | $1,005,000 | 47.8% | 0.0% |
| Watermark Home Loans | $2,720,000 | $1,005,000 | -63.1% | 0.0% |
| Guaranteed Rate Affinity LLC | $2,535,000 | $995,000 | -60.7% | 0.0% |
| Longbridge Financial, LLC | $420,000 | $985,000 | 134.5% | 0.0% |
| Raymond James Bank National Association | $985,000 | n/a | 0.0% | |
| Core Bank | $975,000 | n/a | 0.0% | |
| Armed Forces Bank | $960,000 | n/a | 0.0% | |
| BNY MELLON, N.A. | $755,000 | $955,000 | 26.5% | 0.0% |
| Inland Bank and Trust | $265,000 | $950,000 | 258.5% | 0.0% |
| United Nations Federal Credit Union | $1,635,000 | $935,000 | -42.8% | 0.0% |
| GSF Mortgage Corporation | $925,000 | n/a | 0.0% | |
| Intercap Lending Inc | $300,000 | $925,000 | 208.3% | 0.0% |
| Lenox Financial Mortgage Corp. | $920,000 | n/a | 0.0% | |
| LHM Financial DBA CNN Mortgage | $915,000 | n/a | 0.0% | |
| Union Bank & Trust | $650,000 | $880,000 | 35.4% | 0.0% |
| United Mortgage Corp | $870,000 | n/a | 0.0% | |
| First Internet Bank | $1,510,000 | $845,000 | -44.0% | 0.0% |
| First State Bank Of St. Charles Missouri | $115,000 | $840,000 | 630.4% | 0.0% |
| CalCon Mutual Mortgage LLC | $810,000 | n/a | 0.0% | |
| Rock Canyon Bank | $800,000 | n/a | 0.0% | |
| Independent Bank | $305,000 | $765,000 | 150.8% | 0.0% |
| Wings Financial Credit Union | $225,000 | $755,000 | 235.6% | 0.0% |
| United Security Financial | $750,000 | n/a | 0.0% | |
| Credit Union of America | $105,000 | $740,000 | 604.8% | 0.0% |
| DEVON BANK | $1,020,000 | $715,000 | -29.9% | 0.0% |
| Community First National Bank | $710,000 | n/a | 0.0% | |
| Nationwide Mortgage Bankers Inc. | $655,000 | n/a | 0.0% | |
| UIF Corporation | $650,000 | n/a | 0.0% | |
| United Federal Credit Union | $25,000 | $645,000 | 2,480.0% | 0.0% |
| Stearns Lending | $3,330,000 | $640,000 | -80.8% | 0.0% |
| First Bank | $165,000 | $625,000 | 278.8% | 0.0% |
| American Heritage Bank | $720,000 | $615,000 | -14.6% | 0.0% |
| Farmers Insurance Group Federal Credit Union | $610,000 | n/a | 0.0% | |
| First Financial Bank | $620,000 | $610,000 | -1.6% | 0.0% |
| Anheuser Busch Employees Credit Union | $740,000 | $605,000 | -18.2% | 0.0% |
| First Western Trust Bank | $275,000 | $605,000 | 120.0% | 0.0% |
| Loan Simple Inc | $325,000 | $600,000 | 84.6% | 0.0% |
| Kleberg Bank N.A. | $1,085,000 | $590,000 | -45.6% | 0.0% |
| Semper Home Loans, Inc | $510,000 | $590,000 | 15.7% | 0.0% |
| Fidelity Bank | $74,335,000 | $575,000 | -99.2% | 0.0% |
| Chambers Bank | $540,000 | n/a | 0.0% | |
| Thrivent Federal Credit Union | $185,000 | $535,000 | 189.2% | 0.0% |
| HomeTrust Mortgage Company | $175,000 | $530,000 | 202.9% | 0.0% |
| Cf Bank National Association | $2,550,000 | $510,000 | -80.0% | 0.0% |
| Herring Bank | $495,000 | n/a | 0.0% | |
| Drop Mortgage | $475,000 | n/a | 0.0% | |
| FirstOak Bank | $475,000 | n/a | 0.0% | |
| Oklahoma Central Credit Union | $160,000 | $475,000 | 196.9% | 0.0% |
| CSL Financial, LLC | $935,000 | $470,000 | -49.7% | 0.0% |
| AMARILLO NATIONAL BANK | $195,000 | $465,000 | 138.5% | 0.0% |
| Community National Bank & Trust | $465,000 | n/a | 0.0% | |
| Credit Human Federal Credit Union | $325,000 | $465,000 | 43.1% | 0.0% |
| Tulsa Federal Credit Union | $65,000 | $465,000 | 615.4% | 0.0% |
| First National Bank Mortgage | $235,000 | $460,000 | 95.7% | 0.0% |
| Intercontinental Capital Group, Inc. | $270,000 | $460,000 | 70.4% | 0.0% |
| Velocity Commercial Capital LLC | $1,155,000 | $460,000 | -60.2% | 0.0% |
| COMERICA BANK | $455,000 | n/a | 0.0% | |
| Axos Bank | $670,000 | $450,000 | -32.8% | 0.0% |
| Impac Mortgage Corp. dba CashCall Mortgage | $635,000 | $450,000 | -29.1% | 0.0% |
| Nations Reliable Lending, LLC | $765,000 | $450,000 | -41.2% | 0.0% |
| HAPPY STATE BANK | $795,000 | $440,000 | -44.7% | 0.0% |
| Sabine State Bank and Trust Company | $440,000 | n/a | 0.0% | |
| Alliant Credit Union | $435,000 | n/a | 0.0% | |
| CommunityAmerica Credit Union | $765,000 | $430,000 | -43.8% | 0.0% |
| Amerifirst Financial Inc. | $365,000 | $425,000 | 16.4% | 0.0% |
| BMO Harris Bank N.A. | $425,000 | n/a | 0.0% | |
| First State Bank | $470,000 | $425,000 | -9.6% | 0.0% |
| American Residential Lending | $415,000 | n/a | 0.0% | |
| Community Mortgage Funding LLC | $1,005,000 | $415,000 | -58.7% | 0.0% |
| Midwest Loan Services Inc | $415,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $415,000 | n/a | 0.0% | |
| NBH Bank | $705,000 | $410,000 | -41.8% | 0.0% |
| State Farm Bank | $5,860,000 | $410,000 | -93.0% | 0.0% |
| Signature Bank of Arkansas | $405,000 | n/a | 0.0% | |
| Texas Dow Employees Credit Union | $405,000 | n/a | 0.0% | |
| Texas Security Bank | $400,000 | n/a | 0.0% | |
| Finance of America Commercial LLC | $2,760,000 | $395,000 | -85.7% | 0.0% |
| American Homestar Mortgage LLC | $545,000 | $390,000 | -28.4% | 0.0% |
| Flanagan State Bank | $245,000 | $390,000 | 59.2% | 0.0% |
| R P Funding | $390,000 | n/a | 0.0% | |
| FIRST NATIONAL BANK OF AMERICA | $325,000 | $385,000 | 18.5% | 0.0% |
| BANKPLUS | $145,000 | $370,000 | 155.2% | 0.0% |
| Energy One Federal Credit Union | $365,000 | n/a | 0.0% | |
| West Gate Bank | $355,000 | n/a | 0.0% | |
| Regent Financial Group | $350,000 | n/a | 0.0% | |
| Access Bank | $335,000 | n/a | 0.0% | |
| MARQUETTE BANK | $335,000 | n/a | 0.0% | |
| Michigan Mutual, Inc. DBA MiMutual Mortgage | $230,000 | $335,000 | 45.7% | 0.0% |
| Union Square Credit Union | $55,000 | $335,000 | 509.1% | 0.0% |
| Academy Bank NA | $155,000 | $330,000 | 112.9% | 0.0% |
| COMPASS BANK | $2,160,000 | $330,000 | -84.7% | 0.0% |
| IBM Southeast Employees Federal Credit Union | $325,000 | n/a | 0.0% | |
| TruHome Solutions LLC | $115,000 | $325,000 | 182.6% | 0.0% |
| COMMERCIAL BANK OF TEXAS, N.A. | $315,000 | n/a | 0.0% | |
| Triumph Bank | $265,000 | $315,000 | 18.9% | 0.0% |
| Evansville Teachers Federal Credit Union | $300,000 | n/a | 0.0% | |
| Reliant Bank | $300,000 | n/a | 0.0% | |
| On Q Financial Inc. | $295,000 | n/a | 0.0% | |
| First-Citizens Bank & Trust Co | $290,000 | n/a | 0.0% | |
| Citizens Equity First Credit Union (CEFCU) | $175,000 | $285,000 | 62.9% | 0.0% |
| Community Bank and Trust | $285,000 | n/a | 0.0% | |
| FIRST BANK & TRUST | $280,000 | n/a | 0.0% | |
| Heartland Credit Union | $300,000 | $280,000 | -6.7% | 0.0% |
| Los Angeles Police Federal Credit Union | $280,000 | n/a | 0.0% | |
| Gold Coast Bank | $275,000 | n/a | 0.0% | |
| Stanford Federal Credit Union | $145,000 | $270,000 | 86.2% | 0.0% |
| Thrive Mortgage LLC | $1,125,000 | $270,000 | -76.0% | 0.0% |
| Willamette Valley Bank | $270,000 | n/a | 0.0% | |
| Beckham Funding Corp | $265,000 | n/a | 0.0% | |
| FBT Mortgage LLC | $265,000 | n/a | 0.0% | |
| Putnam County Bank | $265,000 | n/a | 0.0% | |
| Best Capital Funding | $155,000 | $260,000 | 67.7% | 0.0% |
| APCI Federal Credit Union | $255,000 | n/a | 0.0% | |
| AUSTIN CAPITAL BANK SSB | $705,000 | $255,000 | -63.8% | 0.0% |
| Cincinnati Federal | $255,000 | n/a | 0.0% | |
| Members Cooperative Credit Union | $520,000 | $255,000 | -51.0% | 0.0% |
| Pinnacle Bank - Texas | $255,000 | n/a | 0.0% | |
| Security National Bank of Omaha | $255,000 | n/a | 0.0% | |
| Silver Hill Funding, LLC | $485,000 | $255,000 | -47.4% | 0.0% |
| Busey Bank | $245,000 | n/a | 0.0% | |
| Gardner Financial Services dba Legacy Mutual Mortgage | $525,000 | $245,000 | -53.3% | 0.0% |
| PEOPLE'S INTERMOUNTAIN BANK | $2,805,000 | $245,000 | -91.3% | 0.0% |
| HomeStar Financial Corporation | $65,000 | $240,000 | 269.2% | 0.0% |
| American Pacific Mortgage Corporation | $235,000 | n/a | 0.0% | |
| Bank of The Flint Hills | $235,000 | n/a | 0.0% | |
| Cherry Creek Mortgage Co. Inc. | $550,000 | $235,000 | -57.3% | 0.0% |
| Greenbox Loans Inc. | $345,000 | $235,000 | -31.9% | 0.0% |
| MECE Credit Union | $235,000 | n/a | 0.0% | |
| Star One Credit Union | $730,000 | $235,000 | -67.8% | 0.0% |
| Wright-Patt Credit Union Inc | $235,000 | $235,000 | 0.0% | 0.0% |
| CIBC Bank USA | $225,000 | n/a | 0.0% | |
| CNB Mortgage Company | $225,000 | n/a | 0.0% | |
| First American Bank | $115,000 | $225,000 | 95.7% | 0.0% |
| Goodfield State Bank | $225,000 | n/a | 0.0% | |
| SKYWARD Credit Union | $220,000 | n/a | 0.0% | |
| First Community Mortgage Inc. | $245,000 | $215,000 | -12.2% | 0.0% |
| FIRST WESTERN MORTGAGE | $435,000 | $215,000 | -50.6% | 0.0% |
| LIMA ONE CAPITAL, LLC | $1,140,000 | $215,000 | -81.1% | 0.0% |
| RBC Bank (Georgia), N.A. | $445,000 | $215,000 | -51.7% | 0.0% |
| Tyndall Federal Credit Union | $735,000 | $215,000 | -70.7% | 0.0% |
| Mortgage Services III LLC | $825,000 | $210,000 | -74.5% | 0.0% |
| Affiliated Bank | $860,000 | $205,000 | -76.2% | 0.0% |
| Altra Federal Credit Union | $125,000 | $205,000 | 64.0% | 0.0% |
| Peoples Bank | $165,000 | $205,000 | 24.2% | 0.0% |
| Home Loan Investment Bank | $90,000 | $200,000 | 122.2% | 0.0% |
| Central National Bank | $185,000 | $195,000 | 5.4% | 0.0% |
| CITIZENS NATIONAL BANK | $195,000 | n/a | 0.0% | |
| City National Bank | $195,000 | n/a | 0.0% | |
| COUNTRY CLUB BANK | $195,000 | n/a | 0.0% | |
| FIRST NATIONAL BANK | $195,000 | n/a | 0.0% | |
| Red Crown Federal Credit Union | $385,000 | $195,000 | -49.4% | 0.0% |
| United States Senate Federal Credit Union | $195,000 | n/a | 0.0% | |
| F&M Bank | $185,000 | n/a | 0.0% | |
| JONAH BANKSHARES | $185,000 | $185,000 | 0.0% | 0.0% |
| AVB BANK | $115,000 | $175,000 | 52.2% | 0.0% |
| CorTrust Bank National Association | $175,000 | n/a | 0.0% | |
| MLD Mortgage Inc. | $175,000 | n/a | 0.0% | |
| CoreVest American Finance Lender LLC | $4,535,000 | $170,000 | -96.3% | 0.0% |
| Home Bank and Trust Company | $165,000 | n/a | 0.0% | |
| Land Home Financial Services Inc. | $165,000 | n/a | 0.0% | |
| Member Advantage Mortgage | $165,000 | n/a | 0.0% | |
| Prosperity Home Mortgage LLC | $165,000 | n/a | 0.0% | |
| The First National Bank of Tom Bean | $165,000 | n/a | 0.0% | |
| CENTRAL BANK OF THE MIDWEST | $155,000 | n/a | 0.0% | |
| CITY 1ST MORTGAGE SERVICES, LC | $965,000 | $155,000 | -83.9% | 0.0% |
| Ixonia Bank | $155,000 | n/a | 0.0% | |
| Parkside Lending LLC | $155,000 | n/a | 0.0% | |
| Air Academy Federal Credit Union | $165,000 | $145,000 | -12.1% | 0.0% |
| CENTERSTATE BANK N.A. | $145,000 | n/a | 0.0% | |
| Cstone Mortgage Inc | $145,000 | n/a | 0.0% | |
| Wescom Central Credit Union | $145,000 | n/a | 0.0% | |
| American National Bank & Trust | $135,000 | n/a | 0.0% | |
| Columbia State Bank | $135,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $105,000 | $125,000 | 19.0% | 0.0% |
| Eagle Bank and Trust Company | $265,000 | $125,000 | -52.8% | 0.0% |
| Purdue Federal Credit Union | $125,000 | n/a | 0.0% | |
| First American Bank | $115,000 | $115,000 | 0.0% | 0.0% |
| Operating Engineers Federal Credit Union | $115,000 | n/a | 0.0% | |
| Texas Bank Financial | $115,000 | n/a | 0.0% | |
| 5 Arch Funding Corp. | $105,000 | n/a | 0.0% | |
| Colony Bank | $105,000 | n/a | 0.0% | |
| Credit Union Mortgage Association Inc. | $510,000 | $105,000 | -79.4% | 0.0% |
| Eastman Credit Union | $105,000 | n/a | 0.0% | |
| Essex Mortgage | $85,000 | $105,000 | 23.5% | 0.0% |
| CENTENNIAL BANK | $490,000 | $95,000 | -80.6% | 0.0% |
| Fay Servicing LLC | $190,000 | $95,000 | -50.0% | 0.0% |
| American Nation Bank | $165,000 | $90,000 | -45.5% | 0.0% |
| THE CENTRAL TRUST BANK | $90,000 | n/a | 0.0% | |
| GULF COAST BANK AND TRUST | $85,000 | n/a | 0.0% | |
| Superior Choice Credit Union | $85,000 | n/a | 0.0% | |
| American National Bank | $75,000 | n/a | 0.0% | |
| Digital Federal Credit Union | $160,000 | $75,000 | -53.1% | 0.0% |
| Lake Area Bank | $75,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $75,000 | n/a | 0.0% | |
| One Reverse Mortgage, LLC | $510,000 | $65,000 | -87.3% | 0.0% |
| Signature Federal Credit Union | $35,000 | $45,000 | 28.6% | 0.0% |
| Quorum Federal Credit Union | $150,000 | $25,000 | -83.3% | 0.0% |
OKLAHOMA CITY's top lender by overall market share is CORNERSTONE HOME LENDING, INC., with 6.5% market share. In second place, with 4.9%, is FIRST UNITED BANK AND TRUST CO, having originated $593,690,000 in loans. In third place, with 4.7%, is Quicken Loans, having originated $563,335,000 in loans. In third place, with 3.6%, is Great Plains National Bank, having originated $430,025,000 in loans. In third place, with 3.2%, is BOKF NA, having originated $383,440,000 in loans.
OKLAHOMA CITY, OK Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 26,660 | $5,811,370,000 | $217,981 |
| Refi | 19,992 | $4,690,020,000 | $234,595 |
| Cash Out Refi | 5,648 | $1,179,330,000 | $208,805 |
| Home Improvement | 1,233 | $93,935,000 | $76,184 |
| Other | 1,154 | $227,940,000 | $197,522 |
| NA | 1 | $105,000 | $105,000 |
Oklahoma City's most frequently cited loan purpose was Home Purchase, with 26,660 originations. The 2nd most popular reason was Refi, with 19,992 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 21,243 | $4,694,765,000 | $221,003 |
| 2.5-3% | 17,490 | $4,108,940,000 | $234,931 |
| <2.5% | 5,173 | $1,272,235,000 | $245,938 |
| 4-5% | 4,331 | $706,175,000 | $163,051 |
| 5-6% | 1,256 | $133,100,000 | $105,971 |
| 6-7% | 433 | $31,765,000 | $73,360 |
| Over 8% | 307 | $22,845,000 | $74,414 |
| 7-8% | 296 | $16,390,000 | $55,372 |
During 2020, Oklahoma City's most frequently originated rate bucket was 3-4%, with 21,243 originations.
Loan Sizing (OKLAHOMA CITY, OK MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 23,210 | $3,504,610,000 | $150,996 |
| $200k-400k | 19,241 | $5,191,815,000 | $269,831 |
| $100,000 or less | 8,771 | $562,265,000 | $64,105 |
| $400k-600k | 2,712 | $1,266,990,000 | $467,179 |
| $600k-1000k | 458 | $340,580,000 | $743,624 |
| $Over $1MM | 296 | $1,136,440,000 | $3,839,324 |
OKLAHOMA CITY's loan sizing saw the bucket of loans from $100k-200k with 23,210 originations, totaling $3,504,610,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 25,004 | $5,573,490,000 | $222,904 |
| 60-80% | 14,265 | $3,572,655,000 | $250,449 |
| 40-60% | 3,831 | $772,215,000 | $201,570 |
| 20-40% | 1,989 | $245,235,000 | $123,296 |
| Under 20% | 1,412 | $63,240,000 | $44,788 |
| Over 100% | 1,076 | $285,170,000 | $265,028 |
OKLAHOMA CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 25,004 originations, totaling $5,573,490,000 in origination value.