OKLAHOMA CITY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Oklahoma City averaged
6.68%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
7.01% and
one month ago for the week of 2025-05-15, the
average rate was 7.08%.
Oklahoma City's average rate one year ago was 7.22%.
For refis of the same type during the week of 2025-06-18, the average rate
was 6.95%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Oklahoma City 30 Year Fixed Rate | 2025-06-18 | 6.68% |
| Oklahoma City 30 Year Fixed Rate Refi | 2025-06-18 | 6.95% |
| Oklahoma City 15 Year Fixed Rate | 2025-06-18 | 6.86% |
| Oklahoma City 15 Year Fixed Rate Refi | 2025-06-18 | 7.37% |
| Oklahoma City 30 Year FHA | 2025-06-18 | -0.01% |
| Oklahoma City 30 Year FHA Refi | 2025-06-18 | -0.31% |
| Oklahoma City 30 Year USDA | 2025-06-18 | -0.23% |
| Oklahoma City 30 Year USDA Refi | 2025-06-18 | -0.2% |
| Oklahoma City 30 Year VA | 2025-06-18 | -0.13% |
| Oklahoma City 30 Year VA Refi | 2025-06-18 | -0.58% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OKLAHOMA CITY, OK.
OKLAHOMA CITY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OKLAHOMA CITY, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
OKLAHOMA CITY Average Closing Costs & Other Stats
OKLAHOMA CITY, OK's 281 lenders originated 30,105
loans during 2024. The total origination value was $7,246,865,000, with an average loan value of
$240,720.
OKLAHOMA CITY's average closing costs are $5,402.
The top OKLAHOMA CITY lender as defined by loan originations is QUICKEN LOANS, LLC, with
679 loans originated. Their average total fees are
$7,140, which is $1,805
higher than the next largest lender,
First United Bank and Trust Company.
The lowest fee OKLAHOMA CITY lenders (with over 10 loans originated) are
Discover Bank ($0), DHI MORTGAGE COMPANY, LTD. ($2,324), Morgan Stanley Private Bank ($2,681), The Focus Federal Credit Union ($2,721) and Bank of America ($2,904).
The lowest rate OKLAHOMA CITY lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.07%), DHI MORTGAGE COMPANY, LTD. (5.67%), ALLEGIANCE (5.92%), Morgan Stanley Private Bank (5.96%) and Bank of America (6.06%).
OKLAHOMA CITY, OK Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| First United Bank and Trust Company | $373,875,000 | $404,140,000 | 8.1% | 5.6% |
| QUICKEN LOANS, LLC | $220,235,000 | $317,765,000 | 44.3% | 4.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $209,960,000 | $282,385,000 | 34.5% | 3.9% |
| BancFirst | $261,790,000 | $232,800,000 | -11.1% | 3.2% |
| Stride Bank | $182,930,000 | $210,490,000 | 15.1% | 2.9% |
| Mortgage Research Center, LLC | $134,535,000 | $183,510,000 | 36.4% | 2.5% |
| Great Plains National Bank | $165,740,000 | $180,840,000 | 9.1% | 2.5% |
| ASSOCIATED MORTGAGE CORPORATION | $148,280,000 | $172,720,000 | 16.5% | 2.4% |
| BERKELEY POINT CAPITAL LLC | $101,140,000 | $166,720,000 | 64.8% | 2.3% |
| Arvest Bank | $145,045,000 | $158,400,000 | 9.2% | 2.2% |
| MidFirst Bank | $150,120,000 | $154,485,000 | 2.9% | 2.1% |
| CORNERSTONE HOME LENDING, INC. | $261,005,000 | $139,510,000 | -46.5% | 1.9% |
| Gateway First Bank | $134,530,000 | $134,950,000 | 0.3% | 1.9% |
| First National Bank and Trust Company | $97,655,000 | $117,190,000 | 20.0% | 1.6% |
| MLD MORTGAGE INC. | $24,055,000 | $112,445,000 | 367.4% | 1.6% |
| BOKF | $122,880,000 | $111,775,000 | -9.0% | 1.5% |
| VALOR BANK | $95,650,000 | $100,270,000 | 4.8% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $65,465,000 | $100,255,000 | 53.1% | 1.4% |
| American Mortgage & Equity Consultants, Inc. | $22,460,000 | $95,685,000 | 326.0% | 1.3% |
| The Central Trust Bank | $81,180,000 | $93,830,000 | 15.6% | 1.3% |
| NAVY FEDERAL CREDIT UNION | $90,530,000 | $85,940,000 | -5.1% | 1.2% |
| JPMorgan Chase Bank | $66,915,000 | $84,405,000 | 26.1% | 1.2% |
| Tinker Federal Credit Union | $88,630,000 | $81,050,000 | -8.6% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $25,255,000 | $74,335,000 | 194.3% | 1.0% |
| F & M Bank | $66,455,000 | $72,025,000 | 8.4% | 1.0% |
| WEOKIE | $64,145,000 | $67,705,000 | 5.5% | 0.9% |
| Cedar Rapids Bank and Trust Company | $21,005,000 | $63,010,000 | 200.0% | 0.9% |
| GUARANTEED RATE, INC. | $68,925,000 | $61,625,000 | -10.6% | 0.9% |
| CWM PARTNERS, L.P. | $59,500,000 | $60,525,000 | 1.7% | 0.8% |
| DHI MORTGAGE COMPANY, LTD. | $41,335,000 | $56,560,000 | 36.8% | 0.8% |
| CMG MORTGAGE, INC. | $51,795,000 | $56,235,000 | 8.6% | 0.8% |
| NEWREZ LLC | $36,995,000 | $51,675,000 | 39.7% | 0.7% |
| GREYSTONE SERVICING COMPANY LLC | $42,300,000 | $51,580,000 | 21.9% | 0.7% |
| UNION HOME MORTGAGE CORP. | $32,290,000 | $51,210,000 | 58.6% | 0.7% |
| Bank of America | $52,790,000 | $45,115,000 | -14.5% | 0.6% |
| FIRST AMERICAN MORTGAGE, INC. | $49,745,000 | $44,590,000 | -10.4% | 0.6% |
| SWBC MORTGAGE CORPORATION | $42,890,000 | $44,015,000 | 2.6% | 0.6% |
| LOANDEPOT.COM, LLC | $50,140,000 | $41,965,000 | -16.3% | 0.6% |
| Wells Fargo Bank | $26,810,000 | $41,150,000 | 53.5% | 0.6% |
| GUILD MORTGAGE COMPANY | $18,100,000 | $37,415,000 | 106.7% | 0.5% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $36,605,000 | n/a | 0.5% | |
| CROSSCOUNTRY MORTGAGE, LLC | $25,865,000 | $35,950,000 | 39.0% | 0.5% |
| COMMUNICATION | $44,920,000 | $35,785,000 | -20.3% | 0.5% |
| USAA Federal Savings Bank | $36,785,000 | $35,560,000 | -3.3% | 0.5% |
| GARDNER FINANCIAL SERVICES, LTD. | $3,325,000 | $35,425,000 | 965.4% | 0.5% |
| First Liberty Bank | $36,940,000 | $34,105,000 | -7.7% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $38,660,000 | $33,855,000 | -12.4% | 0.5% |
| First National Bank Of Oklahoma | $63,085,000 | $33,810,000 | -46.4% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $22,460,000 | $33,750,000 | 50.3% | 0.5% |
| V.I.P. MORTGAGE, INC. | $1,455,000 | $32,230,000 | 2,115.1% | 0.4% |
| Bank 7 | $32,580,000 | $31,985,000 | -1.8% | 0.4% |
| BROKER SOLUTIONS, INC. | $16,215,000 | $31,520,000 | 94.4% | 0.4% |
| OKLAHOMA'S | $50,600,000 | $30,600,000 | -39.5% | 0.4% |
| Century Mortgage Company DBA Century Lending Company | $3,745,000 | $30,475,000 | 713.8% | 0.4% |
| ORIX REAL ESTATE CAPITAL, LLC | $33,400,000 | $29,740,000 | -11.0% | 0.4% |
| The First National Bank of Fort Smith | $29,295,000 | n/a | 0.4% | |
| AMWEST FUNDING CORP. | $10,965,000 | $29,265,000 | 166.9% | 0.4% |
| U.S. Bank | $21,065,000 | $28,500,000 | 35.3% | 0.4% |
| WALKER & DUNLOP, LLC | $28,400,000 | n/a | 0.4% | |
| Armstrong Bank | $27,160,000 | $28,380,000 | 4.5% | 0.4% |
| 21ST MORTGAGE CORPORATION | $25,065,000 | $27,980,000 | 11.6% | 0.4% |
| FLAT BRANCH MORTGAGE, INC. | $24,355,000 | $26,550,000 | 9.0% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $13,795,000 | $26,265,000 | 90.4% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $9,495,000 | $26,195,000 | 175.9% | 0.4% |
| Quail Creek Bank | $46,065,000 | $25,765,000 | -44.1% | 0.4% |
| Sooner State Bank | $20,120,000 | $25,520,000 | 26.8% | 0.4% |
| American Mortgage Bank, LLC | $31,345,000 | $25,310,000 | -19.3% | 0.3% |
| AmeriHome Mortgage Company, LLC | $16,670,000 | $25,085,000 | 50.5% | 0.3% |
| Prosperity Bank | $50,285,000 | $25,055,000 | -50.2% | 0.3% |
| Legacy Bank | $7,445,000 | $24,670,000 | 231.4% | 0.3% |
| The Citizens Bank of Edmond | $28,320,000 | $24,255,000 | -14.4% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $12,325,000 | $24,225,000 | 96.6% | 0.3% |
| ALLEGIANCE | $15,100,000 | $23,585,000 | 56.2% | 0.3% |
| Metropolitan Life Insurance Co | $23,255,000 | n/a | 0.3% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $20,485,000 | $21,560,000 | 5.2% | 0.3% |
| First Security Bank & Trust Company | $22,095,000 | $21,465,000 | -2.9% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $12,600,000 | $20,815,000 | 65.2% | 0.3% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $20,665,000 | n/a | 0.3% | |
| First Bank & Trust Co. | $13,070,000 | $20,420,000 | 56.2% | 0.3% |
| Regent Bank | $28,235,000 | $20,305,000 | -28.1% | 0.3% |
| SOUTHWEST FUNDING, LP | $19,110,000 | n/a | 0.3% | |
| Bethpage Federal Credit Union | $760,000 | $18,865,000 | 2,382.2% | 0.3% |
| Chickasaw Community Bank | $33,880,000 | $18,295,000 | -46.0% | 0.3% |
| McClain Bank | $19,095,000 | $18,110,000 | -5.2% | 0.2% |
| FNB Community Bank | $13,480,000 | $17,490,000 | 29.7% | 0.2% |
| TRUE SKY | $12,095,000 | $16,935,000 | 40.0% | 0.2% |
| THE MORTGAGE LINK, INC. | $14,385,000 | $16,740,000 | 16.4% | 0.2% |
| Flagstar Bank, FSB | $22,150,000 | $16,480,000 | -25.6% | 0.2% |
| NBKC BANK | $12,405,000 | $16,420,000 | 32.4% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $15,005,000 | $16,175,000 | 7.8% | 0.2% |
| NBC Oklahoma | $16,115,000 | $15,805,000 | -1.9% | 0.2% |
| Simmons Bank | $20,855,000 | $15,790,000 | -24.3% | 0.2% |
| ENVOY MORTGAGE, LTD | $15,640,000 | n/a | 0.2% | |
| Kirkpatrick Bank | $23,430,000 | $15,640,000 | -33.2% | 0.2% |
| Equity Prime Mortgage LLC | $5,870,000 | $15,520,000 | 164.4% | 0.2% |
| TOWNE MORTGAGE COMPANY | $6,375,000 | $15,415,000 | 141.8% | 0.2% |
| Liberty National Bank | $12,700,000 | $15,355,000 | 20.9% | 0.2% |
| PLANET HOME LENDING, LLC | $3,900,000 | $15,350,000 | 293.6% | 0.2% |
| EAGLE HOME MORTGAGE, LLC | $3,800,000 | $15,230,000 | 300.8% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $8,980,000 | $14,980,000 | 66.8% | 0.2% |
| Discover Bank | $13,800,000 | $14,790,000 | 7.2% | 0.2% |
| GENEVA FINANCIAL, LLC | $3,875,000 | $14,600,000 | 276.8% | 0.2% |
| NEW DAY FINANCIAL, LLC | $9,930,000 | $14,585,000 | 46.9% | 0.2% |
| YNB | $13,165,000 | $14,260,000 | 8.3% | 0.2% |
| FIRST ENTERPRISE BANK | $22,355,000 | $14,130,000 | -36.8% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $22,905,000 | $13,445,000 | -41.3% | 0.2% |
| The First National Bank and Trust Co. | $10,600,000 | $13,225,000 | 24.8% | 0.2% |
| RCB Bank | $21,150,000 | $13,055,000 | -38.3% | 0.2% |
| FIRST COLONY MORTGAGE CORPORATION | $3,785,000 | $12,620,000 | 233.4% | 0.2% |
| RF Renovo Management Company, LLC | $8,675,000 | $12,555,000 | 44.7% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $19,915,000 | $12,550,000 | -37.0% | 0.2% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $125,000 | $12,350,000 | 9,780.0% | 0.2% |
| Carrington Mortgage Services, LLC | $10,755,000 | $12,310,000 | 14.5% | 0.2% |
| FIRST TECHNOLOGY | $12,210,000 | n/a | 0.2% | |
| Vision Bank | $26,120,000 | $12,115,000 | -53.6% | 0.2% |
| InterBank | $8,285,000 | $11,920,000 | 43.9% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $17,565,000 | $11,840,000 | -32.6% | 0.2% |
| FBC MORTGAGE, LLC | $3,875,000 | $11,775,000 | 203.9% | 0.2% |
| CARDINAL FINANCIAL | $16,845,000 | $11,715,000 | -30.5% | 0.2% |
| The Loan Store, Inc. | $820,000 | $11,295,000 | 1,277.4% | 0.2% |
| Fidelity Bank | $27,545,000 | $11,205,000 | -59.3% | 0.2% |
| The Union State Bank | $7,005,000 | $11,185,000 | 59.7% | 0.2% |
| ZILLOW HOME LOANS, LLC | $6,180,000 | $11,085,000 | 79.4% | 0.2% |
| BETTER MORTGAGE CORPORATION | $8,590,000 | $11,010,000 | 28.2% | 0.2% |
| First-Citizens Bank & Trust Company | $2,845,000 | $10,845,000 | 281.2% | 0.1% |
| First Fidelity Bank | $9,360,000 | $10,735,000 | 14.7% | 0.1% |
| Valliance Bank | $14,525,000 | $10,725,000 | -26.2% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $5,105,000 | $10,405,000 | 103.8% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $7,175,000 | $10,030,000 | 39.8% | 0.1% |
| BAY EQUITY LLC | $7,205,000 | $9,565,000 | 32.8% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $19,450,000 | $9,430,000 | -51.5% | 0.1% |
| Figure Lending LLC | $7,055,000 | $9,275,000 | 31.5% | 0.1% |
| LOANPAL, LLC | $9,000,000 | $9,165,000 | 1.8% | 0.1% |
| First Bethany Bank & Trust | $2,810,000 | $9,160,000 | 226.0% | 0.1% |
| US Employees O.C. Federal Credit Union | $4,700,000 | $9,120,000 | 94.0% | 0.1% |
| Morgan Stanley Private Bank | $7,970,000 | $8,555,000 | 7.3% | 0.1% |
| The Federal Savings Bank | $12,630,000 | $8,380,000 | -33.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $18,415,000 | $8,115,000 | -55.9% | 0.1% |
| Waterstone Mortgage Corporation | $6,290,000 | $7,625,000 | 21.2% | 0.1% |
| Midwest Mortgage Associates Corporation | $7,535,000 | n/a | 0.1% | |
| The Focus Federal Credit Union | $3,900,000 | $7,530,000 | 93.1% | 0.1% |
| NEW FED MORTGAGE, CORP. | $950,000 | $7,320,000 | 670.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $3,475,000 | $7,290,000 | 109.8% | 0.1% |
| OCMBC, INC. | $5,410,000 | $7,245,000 | 33.9% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $18,180,000 | $7,165,000 | -60.6% | 0.1% |
| Pinnacle Bank | $205,000 | $7,160,000 | 3,392.7% | 0.1% |
| First Federal Bank | $1,515,000 | $7,045,000 | 365.0% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $2,410,000 | $7,045,000 | 192.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $8,825,000 | $6,920,000 | -21.6% | 0.1% |
| NexBank | $4,590,000 | $6,795,000 | 48.0% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $6,020,000 | $6,755,000 | 12.2% | 0.1% |
| READYCAP COMMERCIAL, LLC | $6,745,000 | n/a | 0.1% | |
| UBS Bank USA | $2,750,000 | $6,655,000 | 142.0% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $7,165,000 | $6,570,000 | -8.3% | 0.1% |
| Farmers Bank & Trust | $3,900,000 | $6,285,000 | 61.2% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $3,090,000 | $6,285,000 | 103.4% | 0.1% |
| Cornerstone First Mortgage, Inc | $275,000 | $6,165,000 | 2,141.8% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,610,000 | $6,155,000 | 70.5% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $5,520,000 | $6,155,000 | 11.5% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $8,340,000 | $5,635,000 | -32.4% | 0.1% |
| First National Bank and Trust Company of Ardmore | $3,270,000 | $5,495,000 | 68.0% | 0.1% |
| Blue Ridge Bank | $285,000 | $5,490,000 | 1,826.3% | 0.1% |
| MORTGAGE ACCESS CORP. | $910,000 | $5,460,000 | 500.0% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,330,000 | $5,320,000 | 22.9% | 0.1% |
| Equity Bank | $5,430,000 | $5,300,000 | -2.4% | 0.1% |
| Mabrey Bank | $16,810,000 | $5,295,000 | -68.5% | 0.1% |
| Farm Credit Mid-America, ACA | $3,050,000 | $5,235,000 | 71.6% | 0.1% |
| UMB Bank | $4,560,000 | $5,010,000 | 9.9% | 0.1% |
| AMERICAN FINANCING CORPORATION | $3,950,000 | $5,005,000 | 26.7% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,310,000 | $4,815,000 | 108.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $10,735,000 | $4,745,000 | -55.8% | 0.1% |
| Goldwater Bank, N.A. | $3,435,000 | $4,685,000 | 36.4% | 0.1% |
| Mortgage Investment Services Corporation | $5,015,000 | $4,640,000 | -7.5% | 0.1% |
| PNC Bank | $5,995,000 | $4,630,000 | -22.8% | 0.1% |
| All America Bank | $10,405,000 | $4,615,000 | -55.6% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $4,390,000 | $4,470,000 | 1.8% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,730,000 | $4,370,000 | 152.6% | 0.1% |
| Frontier State Bank | $3,325,000 | $4,320,000 | 29.9% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $6,430,000 | $4,180,000 | -35.0% | 0.1% |
| Coastal Community Bank | $3,980,000 | $4,085,000 | 2.6% | 0.1% |
| Oklahoma Educators Credit Union | $5,130,000 | $4,005,000 | -21.9% | 0.1% |
| Citizens Bank | $9,695,000 | $3,985,000 | -58.9% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $4,000,000 | $3,910,000 | -2.3% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $2,795,000 | $3,905,000 | 39.7% | 0.1% |
| Municipal Employees Credit Union of Oklahoma City | $860,000 | $3,680,000 | 327.9% | 0.1% |
| Ally Bank | $3,225,000 | $3,625,000 | 12.4% | 0.1% |
| A&D Mortgage LLC | $1,185,000 | $3,575,000 | 201.7% | 0.0% |
| BMO Harris Bank | $8,060,000 | $3,550,000 | -56.0% | 0.0% |
| Stifel Bank and Trust | $3,240,000 | $3,535,000 | 9.1% | 0.0% |
| INTERCAP LENDING INC. | $275,000 | $3,500,000 | 1,172.7% | 0.0% |
| CrossFirst Bank | $3,345,000 | $3,355,000 | 0.3% | 0.0% |
| LENDINGONE, LLC | $3,185,000 | $3,300,000 | 3.6% | 0.0% |
| Regions Bank | $1,690,000 | $3,200,000 | 89.3% | 0.0% |
| Old National Bank | $835,000 | $3,160,000 | 278.4% | 0.0% |
| Armed Forces Bank | $2,065,000 | $3,150,000 | 52.5% | 0.0% |
| Charles Schwab Bank, SSB | $910,000 | $3,095,000 | 240.1% | 0.0% |
| UIF CORPORATION | $3,000,000 | $3,000,000 | 0.0% | 0.0% |
| PREMIA MORTGAGE, LLC | $7,310,000 | $2,950,000 | -59.6% | 0.0% |
| DAS Acquisition Company, LLC | $500,000 | $2,850,000 | 470.0% | 0.0% |
| PHH Mortgage Corporation | $1,665,000 | $2,850,000 | 71.2% | 0.0% |
| SeaTrust Mortgage Company | $420,000 | $2,625,000 | 525.0% | 0.0% |
| International Bank of Commerce | $3,035,000 | $2,530,000 | -16.6% | 0.0% |
| NFM, INC. | $1,335,000 | $2,455,000 | 83.9% | 0.0% |
| SENTE MORTGAGE, INC. | $1,200,000 | $2,455,000 | 104.6% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $1,580,000 | $2,410,000 | 52.5% | 0.0% |
| Credence Funding Corporation | $2,370,000 | n/a | 0.0% | |
| TTCU Federal Credit Union | $5,145,000 | $2,370,000 | -53.9% | 0.0% |
| Sunflower Bank | $555,000 | $2,320,000 | 318.0% | 0.0% |
| ALLIANT CREDIT UNION | $135,000 | $2,305,000 | 1,607.4% | 0.0% |
| Performance Financial, Inc. | $2,205,000 | n/a | 0.0% | |
| Amarillo National Bank | $375,000 | $2,190,000 | 484.0% | 0.0% |
| Intrust Bank | $1,170,000 | $2,190,000 | 87.2% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,355,000 | $2,185,000 | 61.3% | 0.0% |
| UNITED BUILT HOMES, L.L.C. | $1,850,000 | $2,170,000 | 17.3% | 0.0% |
| First Horizon Bank | $1,365,000 | $2,165,000 | 58.6% | 0.0% |
| Hometown Equity Mortgage, LLC | $2,165,000 | n/a | 0.0% | |
| Truist | $1,855,000 | $2,150,000 | 15.9% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $685,000 | $2,145,000 | 213.1% | 0.0% |
| BancorpSouth | $1,200,000 | $2,130,000 | 77.5% | 0.0% |
| Magnolia Bank | $2,645,000 | $2,050,000 | -22.5% | 0.0% |
| US MORTGAGE CORPORATION | $440,000 | $2,045,000 | 364.8% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $85,000 | $2,030,000 | 2,288.2% | 0.0% |
| Citadel Servicing Corporation | $1,890,000 | $2,025,000 | 7.1% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $1,575,000 | $2,015,000 | 27.9% | 0.0% |
| Nations Lending Corporation | $2,485,000 | $2,015,000 | -18.9% | 0.0% |
| SPRING EQ, LLC | $255,000 | $1,995,000 | 682.4% | 0.0% |
| CANOPY MORTGAGE, LLC | $215,000 | $1,965,000 | 814.0% | 0.0% |
| Raymond James Bank | $1,755,000 | $1,965,000 | 12.0% | 0.0% |
| Plains Commerce Bank | $8,115,000 | $1,960,000 | -75.8% | 0.0% |
| SIRVA MORTGAGE, INC. | $1,890,000 | $1,960,000 | 3.7% | 0.0% |
| Logan Finance Corporation | $370,000 | $1,925,000 | 420.3% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,635,000 | $1,865,000 | 14.1% | 0.0% |
| FirstBank | $2,300,000 | $1,815,000 | -21.1% | 0.0% |
| The Huntington National Bank | $2,160,000 | $1,795,000 | -16.9% | 0.0% |
| SFMC, LP | $1,540,000 | $1,735,000 | 12.7% | 0.0% |
| American Bank of Oklahoma | $2,945,000 | $1,710,000 | -41.9% | 0.0% |
| 212 LOANS, LLC. | $1,690,000 | n/a | 0.0% | |
| Commerce Bank | $1,790,000 | $1,690,000 | -5.6% | 0.0% |
| S1L, Inc. | $2,615,000 | $1,690,000 | -35.4% | 0.0% |
| OPEN MORTGAGE, LLC | $14,580,000 | $1,625,000 | -88.9% | 0.0% |
| T2 FINANCIAL LLC | $470,000 | $1,625,000 | 245.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $925,000 | $1,620,000 | 75.1% | 0.0% |
| POLARIS HOME FUNDING CORP. | $2,240,000 | $1,615,000 | -27.9% | 0.0% |
| The City National Bank and Trust Company of Lawton | $960,000 | $1,615,000 | 68.2% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $575,000 | $1,600,000 | 178.3% | 0.0% |
| Watermark Capital, Inc. | $1,920,000 | $1,585,000 | -17.4% | 0.0% |
| NEXERA HOLDING LLC | $775,000 | $1,550,000 | 100.0% | 0.0% |
| RBC Bank, (Georgia) | $185,000 | $1,535,000 | 729.7% | 0.0% |
| Truity Federal Credit Union | $2,150,000 | $1,535,000 | -28.6% | 0.0% |
| Servion, Inc. | $1,360,000 | $1,495,000 | 9.9% | 0.0% |
| BLUE SKY BANK | $3,525,000 | $1,485,000 | -57.9% | 0.0% |
| M&T Bank | $910,000 | $1,470,000 | 61.5% | 0.0% |
| Goldman Sachs Bank USA | $1,410,000 | n/a | 0.0% | |
| COREVEST AMERICAN FINANCE LENDER LLC | $3,140,000 | $1,400,000 | -55.4% | 0.0% |
| Commerce Home Mortgage, Inc. | $715,000 | $1,395,000 | 95.1% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $815,000 | $1,395,000 | 71.2% | 0.0% |
| MORTGAGE CLEARING CORPORATION | $1,360,000 | $1,390,000 | 2.2% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,195,000 | $1,380,000 | 15.5% | 0.0% |
| City National Bank | $1,365,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $745,000 | $1,360,000 | 82.6% | 0.0% |
| Deere Employees Credit Union | $115,000 | $1,345,000 | 1,069.6% | 0.0% |
| Fifth Third Bank | $1,315,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $2,345,000 | $1,310,000 | -44.1% | 0.0% |
| LIMA ONE CAPITAL, LLC | $5,385,000 | $1,310,000 | -75.7% | 0.0% |
| American Heritage Bank | $255,000 | $1,305,000 | 411.8% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,025,000 | $1,265,000 | 23.4% | 0.0% |
| The First National Bank and Trust Company of Okmulgee | $690,000 | $1,230,000 | 78.3% | 0.0% |
| TIB The Independent Bankersbank | $750,000 | $1,225,000 | 63.3% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $4,250,000 | $1,205,000 | -71.6% | 0.0% |
| Bank of Whittier | $1,175,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $9,275,000 | $1,175,000 | -87.3% | 0.0% |
| CSL Financial, LLC | $1,105,000 | $1,165,000 | 5.4% | 0.0% |
| First Bank | $665,000 | $1,150,000 | 72.9% | 0.0% |
| Network Funding, L.P. | $1,050,000 | $1,140,000 | 8.6% | 0.0% |
| Firstar Bank | $845,000 | $1,105,000 | 30.8% | 0.0% |
| GMFS LLC | $1,100,000 | n/a | 0.0% | |
| Texana Bank | $1,100,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $1,755,000 | $1,075,000 | -38.7% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $650,000 | $1,075,000 | 65.4% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $420,000 | $1,055,000 | 151.2% | 0.0% |
| Vast Bank | $1,045,000 | n/a | 0.0% | |
| 1ST MIDAMERICA | $1,025,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $1,000,000 | n/a | 0.0% | |
| ADVANCIAL | $245,000 | $995,000 | 306.1% | 0.0% |
| General Mortgage Capital Corporation | $505,000 | $975,000 | 93.1% | 0.0% |
| NP, Inc. | $2,660,000 | $960,000 | -63.9% | 0.0% |
| Dollar Bank, Federal Savings Bank | $905,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $810,000 | $900,000 | 11.1% | 0.0% |
| MORTGAGEONE, INC. | $520,000 | $885,000 | 70.2% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $865,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $815,000 | $860,000 | 5.5% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $855,000 | n/a | 0.0% | |
| The Security National Bank of Enid | $2,015,000 | $850,000 | -57.8% | 0.0% |
| DELMAR FINANCIAL COMPANY | $175,000 | $845,000 | 382.9% | 0.0% |
| Brighton Bank | $1,360,000 | $840,000 | -38.2% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $810,000 | n/a | 0.0% | |
| FirstTrust Home Loans, Inc. | $3,175,000 | $805,000 | -74.6% | 0.0% |
| The First National Bank and Trust Company of Broken Arrow | $2,860,000 | $790,000 | -72.4% | 0.0% |
| Midwest BankCentre | $780,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $755,000 | $770,000 | 2.0% | 0.0% |
| Alerus Financial | $765,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $405,000 | $765,000 | 88.9% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $855,000 | $755,000 | -11.7% | 0.0% |
| Capitol Federal Savings Bank | $1,090,000 | $750,000 | -31.2% | 0.0% |
| NBH Bank | $175,000 | $745,000 | 325.7% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $145,000 | $735,000 | 406.9% | 0.0% |
| Deseret First Credit Union | $730,000 | n/a | 0.0% | |
| Quontic Bank | $1,000,000 | $710,000 | -29.0% | 0.0% |
| MICHIGAN MUTUAL, INC. | $1,025,000 | $690,000 | -32.7% | 0.0% |
| MEMBER ADVANTAGE MORTGAGE, LLC | $680,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $390,000 | $675,000 | 73.1% | 0.0% |
| 13946 | $1,565,000 | $665,000 | -57.5% | 0.0% |
| North American Savings Bank, F.S.B. | $385,000 | $665,000 | 72.7% | 0.0% |
| Toyota Financial Savings Bank | $655,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $725,000 | $645,000 | -11.0% | 0.0% |
| First Savings Bank | $2,550,000 | $640,000 | -74.9% | 0.0% |
| First Bank Richmond | $725,000 | $625,000 | -13.8% | 0.0% |
| First Oklahoma Bank | $1,775,000 | $625,000 | -64.8% | 0.0% |
| COMMUNITY BANK | $55,000 | $620,000 | 1,027.3% | 0.0% |
| Heritage Bank | $615,000 | n/a | 0.0% | |
| North Dallas Bank & Trust Co. | $615,000 | n/a | 0.0% | |
| AMERICAN FINANCE HOUSE LARIBA | $450,000 | $610,000 | 35.6% | 0.0% |
| Ameris Bank | $105,000 | $610,000 | 481.0% | 0.0% |
| First United Bank | $610,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $1,250,000 | $585,000 | -53.2% | 0.0% |
| American National Bank & Trust | $860,000 | $580,000 | -32.6% | 0.0% |
| First National Bank of Omaha | $385,000 | $580,000 | 50.6% | 0.0% |
| Meridian Bank Corporation | $670,000 | $580,000 | -13.4% | 0.0% |
| Affiliated Bank | $575,000 | n/a | 0.0% | |
| First Central Savings Bank | $570,000 | n/a | 0.0% | |
| Bank of Springfield | $565,000 | n/a | 0.0% | |
| HomeTrust Bank | $110,000 | $555,000 | 404.5% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $1,710,000 | $540,000 | -68.4% | 0.0% |
| LOANPEOPLE, LLC | $540,000 | n/a | 0.0% | |
| Secured Investment Corp. | $540,000 | n/a | 0.0% | |
| MLB RESIDENTIAL LENDING, LLC | $535,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $55,000 | $525,000 | 854.5% | 0.0% |
| Axos Bank | $515,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $505,000 | n/a | 0.0% | |
| Leader Bank | $135,000 | $505,000 | 274.1% | 0.0% |
| Comerica Bank | $500,000 | n/a | 0.0% | |
| Baxter Credit Union | $330,000 | $485,000 | 47.0% | 0.0% |
| Evolve Bank & Trust | $2,900,000 | $485,000 | -83.3% | 0.0% |
| GNBank | $485,000 | n/a | 0.0% | |
| First National Bank of America | $95,000 | $470,000 | 394.7% | 0.0% |
| First National Bank Texas | $280,000 | $465,000 | 66.1% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $275,000 | $460,000 | 67.3% | 0.0% |
| Jonah Bank of Wyoming | $455,000 | n/a | 0.0% | |
| MORTGAGE FINANCIAL SERVICES, LLC | $175,000 | $450,000 | 157.1% | 0.0% |
| First Merchants Bank | $445,000 | n/a | 0.0% | |
| MY MOVE MORTGAGE, LLC | $445,000 | n/a | 0.0% | |
| Bell Bank | $440,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $780,000 | $440,000 | -43.6% | 0.0% |
| First Financial Bank | $265,000 | $440,000 | 66.0% | 0.0% |
| GREENSTATE CREDIT UNION | $395,000 | $440,000 | 11.4% | 0.0% |
| Core Bank | $145,000 | $435,000 | 200.0% | 0.0% |
| IncredibleBank | $435,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $435,000 | n/a | 0.0% | |
| OKLAHOMA CENTRAL Credit Union | $650,000 | $435,000 | -33.1% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $225,000 | $435,000 | 93.3% | 0.0% |
| Paramount Bank | $425,000 | n/a | 0.0% | |
| EASTMAN | $415,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $395,000 | $415,000 | 5.1% | 0.0% |
| ARC HOME LLC | $590,000 | $405,000 | -31.4% | 0.0% |
| CENTENNIAL LENDING, LLC | $405,000 | n/a | 0.0% | |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $400,000 | n/a | 0.0% | |
| AVB Bank | $135,000 | $395,000 | 192.6% | 0.0% |
| Chambers Bank | $395,000 | n/a | 0.0% | |
| CapStar Bank | $385,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $375,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $1,245,000 | $370,000 | -70.3% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $225,000 | $365,000 | 62.2% | 0.0% |
| Atlantic Coast Mortgage, LLC | $355,000 | n/a | 0.0% | |
| Orion Federal Credit Union | $355,000 | n/a | 0.0% | |
| LEGEND LENDING CORPORATION | $435,000 | $350,000 | -19.5% | 0.0% |
| Town Square Mortgage & Investments, Inc. | $14,805,000 | $340,000 | -97.7% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $185,000 | $335,000 | 81.1% | 0.0% |
| Sabine State Bank and Trust Company | $335,000 | n/a | 0.0% | |
| DEVELOPER'S MORTGAGE COMPANY | $330,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $330,000 | n/a | 0.0% | |
| Citibank | $8,165,000 | $325,000 | -96.0% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $325,000 | n/a | 0.0% | |
| Southern Bank | $325,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $320,000 | n/a | 0.0% | |
| ENCORE BANK | $870,000 | $315,000 | -63.8% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $315,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $315,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $125,000 | $310,000 | 148.0% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $310,000 | n/a | 0.0% | |
| Great Southern Bank | $1,240,000 | $305,000 | -75.4% | 0.0% |
| CHEVRON | $300,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $300,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $125,000 | $295,000 | 136.0% | 0.0% |
| Service Federal Credit Union | $190,000 | $290,000 | 52.6% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $290,000 | n/a | 0.0% | |
| First Bank | $665,000 | $275,000 | -58.6% | 0.0% |
| City Bank | $370,000 | $265,000 | -28.4% | 0.0% |
| Community First National Bank | $265,000 | n/a | 0.0% | |
| Regent Financial Group, Inc. | $265,000 | n/a | 0.0% | |
| U S WIDE FINANCIAL LLC | $265,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $255,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $255,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $255,000 | n/a | 0.0% | |
| Triad Bank | $250,000 | n/a | 0.0% | |
| Bank of England | $2,725,000 | $245,000 | -91.0% | 0.0% |
| First State Bank of St. Charles, Missouri | $1,210,000 | $245,000 | -79.8% | 0.0% |
| South Story Bank & Trust | $245,000 | n/a | 0.0% | |
| Ixonia Bank | $1,240,000 | $240,000 | -80.6% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $185,000 | $240,000 | 29.7% | 0.0% |
| Tulsa Federal Credit Union | $80,000 | $240,000 | 200.0% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $900,000 | $235,000 | -73.9% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $230,000 | n/a | 0.0% | |
| Grand Bank for Savings, FSB | $300,000 | $225,000 | -25.0% | 0.0% |
| Members Mortgage Services, L.L.C. | $225,000 | n/a | 0.0% | |
| West Gate Bank | $225,000 | n/a | 0.0% | |
| American Nation Bank | $105,000 | $220,000 | 109.5% | 0.0% |
| COMMUNITY MORTGAGE FUNDING, LLC | $855,000 | $215,000 | -74.9% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $990,000 | $215,000 | -78.3% | 0.0% |
| First Western Trust Bank | $440,000 | $215,000 | -51.1% | 0.0% |
| Merchants Bank of Indiana | $505,000 | $215,000 | -57.4% | 0.0% |
| SCHLUMBERGER EMPLOYEES CREDIT UNION | $215,000 | $215,000 | 0.0% | 0.0% |
| SUMMIT FUNDING, INC. | $305,000 | $215,000 | -29.5% | 0.0% |
| UNITED | $215,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $640,000 | $200,000 | -68.8% | 0.0% |
| AMERICAN HOMESTAR MORTGAGE, L.L.C. | $195,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $195,000 | n/a | 0.0% | |
| BLACK HILLS FEDERAL CREDIT UNION | $185,000 | n/a | 0.0% | |
| CREDIT UNION OF AMERICA | $185,000 | n/a | 0.0% | |
| Florida Capital Bank | $175,000 | n/a | 0.0% | |
| KEYPOINT | $185,000 | $175,000 | -5.4% | 0.0% |
| OAKTREE FUNDING CORP. | $175,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $175,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $170,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $620,000 | $170,000 | -72.6% | 0.0% |
| Assurance Financial Group, L.L.C. | $475,000 | $165,000 | -65.3% | 0.0% |
| BECKAM FUNDING CORP. | $165,000 | $165,000 | 0.0% | 0.0% |
| CLEARPATH LENDING | $155,000 | $165,000 | 6.5% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $155,000 | n/a | 0.0% | |
| FIRST NORTHERN Credit Union | $155,000 | n/a | 0.0% | |
| Origin Bank | $155,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $13,025,000 | $150,000 | -98.8% | 0.0% |
| FORT SILL | $305,000 | $145,000 | -52.5% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,165,000 | $145,000 | -87.6% | 0.0% |
| USAlliance Federal Credit Union | $355,000 | $145,000 | -59.2% | 0.0% |
| State Department Federal Credit Union | $135,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $115,000 | $125,000 | 8.7% | 0.0% |
| First Option Mortgage, LLC | $115,000 | n/a | 0.0% | |
| INB | $105,000 | n/a | 0.0% | |
| JMJ FINANCIAL GROUP | $105,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $155,000 | $105,000 | -32.3% | 0.0% |
| SKYWARD | $105,000 | n/a | 0.0% | |
| Western Sun FCU | $105,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $255,000 | $100,000 | -60.8% | 0.0% |
| TOWER | $100,000 | n/a | 0.0% | |
| ALL IN | $95,000 | n/a | 0.0% | |
| Connexus Credit Union | $15,000 | $95,000 | 533.3% | 0.0% |
| THE BANK OF KREMLIN | $255,000 | $95,000 | -62.7% | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | $95,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $65,000 | $90,000 | 38.5% | 0.0% |
| SpiritBank | $2,850,000 | $85,000 | -97.0% | 0.0% |
| Stockmans Bank | $75,000 | n/a | 0.0% | |
| CORPORATE AMERICA FAMILY | $65,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $260,000 | $65,000 | -75.0% | 0.0% |
| BARKSDALE | $55,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $105,000 | $50,000 | -52.4% | 0.0% |
| ALTRA | $55,000 | $45,000 | -18.2% | 0.0% |
| Farmers Bank | $45,000 | n/a | 0.0% | |
| FirstBank Southwest | $45,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $185,000 | $35,000 | -81.1% | 0.0% |
| First American Bank | $35,000 | n/a | 0.0% | |
| Wichita Federal Credit Union | $35,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $25,000 | n/a | 0.0% |
OKLAHOMA CITY's top lender by overall market share is First United Bank and Trust Company, with 5.6% market share. In second place, with 4.4%, is QUICKEN LOANS, LLC, having originated $317,765,000 in loans. In third place, with 3.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $282,385,000 in loans. In fourth place, with 3.2%, is BancFirst, having originated $232,800,000 in loans. In fifth place, with 2.9%, is Stride Bank, having originated $210,490,000 in loans.
OKLAHOMA CITY, OK Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 19,302 | $5,319,510,000 | $275,594 |
| Refi | 3,213 | $936,305,000 | $291,411 |
| Cash Out Refi | 3,131 | $632,325,000 | $201,956 |
| Other | 2,236 | $193,200,000 | $86,404 |
| Home Improvement | 2,218 | $164,500,000 | $74,166 |
| NA | 5 | $1,025,000 | $205,000 |
Oklahoma City's most frequently cited loan purpose was Home Purchase, with 19,302 originations. The 2nd most popular reason was Refi, with 3,213 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 11,124 | $2,993,070,000 | $269,064 |
| 7-8% | 6,597 | $1,413,155,000 | $214,212 |
| Over 8% | 4,864 | $572,410,000 | $117,683 |
| 5-6% | 3,933 | $1,265,515,000 | $321,768 |
| 4-5% | 518 | $229,330,000 | $442,722 |
| <2.5% | 441 | $22,285,000 | $50,533 |
| 3-4% | 82 | $83,790,000 | $1,021,829 |
| 2.5-3% | 26 | $5,600,000 | $215,385 |
During 2024, Oklahoma City's most frequently originated rate bucket was 6-7%, with 11,124 originations.
Loan Sizing (OKLAHOMA CITY, OK MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 11,473 | $3,149,125,000 | $274,481 |
| $100k-200k | 8,844 | $1,334,530,000 | $150,897 |
| $100,000 or less | 6,740 | $369,100,000 | $54,763 |
| $400k-600k | 2,073 | $979,405,000 | $472,458 |
| $600k-1000k | 707 | $506,435,000 | $716,315 |
| $Over $1MM | 268 | $908,270,000 | $3,389,067 |
OKLAHOMA CITY's loan sizing saw the bucket of loans from $200k-400k with 11,473 originations, totaling $3,149,125,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 12,806 | $3,471,410,000 | $271,077 |
| 60-80% | 5,863 | $1,797,175,000 | $306,528 |
| Under 20% | 3,110 | $150,050,000 | $48,248 |
| 20-40% | 2,686 | $275,060,000 | $102,405 |
| 40-60% | 1,974 | $509,580,000 | $258,146 |
| Over 100% | 645 | $240,615,000 | $373,047 |
OKLAHOMA CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 12,806 originations, totaling $3,471,410,000 in origination value.