OKLAHOMA CITY Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Oklahoma City averaged 5.34% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.59% and one month ago for the week of 2022-04-14, the average rate was 5.39%.

Oklahoma City's average rate one year ago was 3.19%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.12%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Oklahoma City 30 Year Fixed Rate 2022-05-19 5.34%
Oklahoma City 30 Year Fixed Rate Refi 2022-05-19 5.12%
Oklahoma City 15 Year Fixed Rate 2022-05-19 4.96%
Oklahoma City 15 Year Fixed Rate Refi 2022-05-19 4.85%
Oklahoma City 30 Year FHA 2022-05-19 5.3%
Oklahoma City 30 Year FHA Refi 2022-05-19 5.54%
Oklahoma City 30 Year USDA 2022-05-19 5.39%
Oklahoma City 30 Year USDA Refi 2022-05-19 5.46%
Oklahoma City 30 Year VA 2022-05-19 5.27%
Oklahoma City 30 Year VA Refi 2022-05-19 4.9%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OKLAHOMA CITY, OK.

OKLAHOMA CITY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the OKLAHOMA CITY, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
CORNERSTONE HOME LENDING, INC. 1,422 3.09% $4,833
QUICKEN LOANS, LLC 1,302 3.12% $5,519
First United Bank and Trust Company 1,004 3.16% $3,557
ASSOCIATED MORTGAGE CORPORATION 770 3.16% $3,910
Gateway First Bank 713 3.20% $3,294
BOKF 668 3.18% $3,452
Great Plains National Bank 542 3.09% $3,650
Arvest Bank 506 3.07% $3,699
Stride Bank 497 3.24% $3,836
LOANDEPOT.COM, LLC 438 3.16% $4,704
UNITED WHOLESALE MORTGAGE, LLC 421 3.07% $4,514
JPMorgan Chase Bank 369 3.07% $2,643
F & M Bank 359 2.92% $3,359
WEOKIE 319 3.05% $3,234
BancFirst 308 3.07% $3,590
SWBC MORTGAGE CORPORATION 291 3.16% $4,727
MidFirst Bank 278 3.11% $3,685
Wells Fargo Bank 275 3.21% $4,146
FIRST AMERICAN MORTGAGE, INC. 261 2.99% $3,029
Hometown Lenders, Inc. 257 3.28% $3,973
AMERISAVE MORTGAGE CORPORATION 252 2.97% $5,166
CWM PARTNERS, L.P. 240 2.98% $3,161
CALIBER HOME LOANS, INC. 210 3.24% $3,871
Prosperity Bank 196 3.28% $3,163
BETTER MORTGAGE CORPORATION 192 2.99% $3,351
U.S. Bank 188 3.22% $4,157
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 183 3.22% $4,383
Tinker Federal Credit Union 180 3.28% $3,734
LEADERONE FINANCIAL CORPORATION 178 3.16% $3,235
Bank of America 168 2.81% $3,335
GUARANTEED RATE, INC. 162 3.13% $4,109
CMG MORTGAGE, INC. 156 3.25% $4,137
PENNYMAC LOAN SERVICES, LLC 150 3.16% $5,166
Mr. Cooper ( Nationstar Mortgage ) 149 3.34% $5,402
CROSSCOUNTRY MORTGAGE, LLC 144 3.35% $4,414
OKLAHOMA'S 141 3.36% $3,081
The First State Bank 140 3.04% $3,461
UNION HOME MORTGAGE CORP. 137 3.17% $3,911
TRUE SKY 135 3.11% $2,507
PRIMELENDING, A PLAINSCAPITAL COMPANY 130 3.42% $4,441
American Mortgage Bank, LLC 128 3.11% $4,113
CERTAINTY HOME LOANS, LLC 123 3.19% $3,168
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 118 3.35% $4,647
AmeriHome Mortgage Company, LLC 116 3.13% $4,091
Simmons Bank 115 3.14% $3,649
ALLEGIANCE 114 2.95% $3,689
GUARANTY HOME MORTGAGE CORPORATION 101 3.06% $3,861
RCB Bank 99 3.07% $3,884
NAVY FEDERAL CREDIT UNION 93 3.66% $4,150
Armstrong Bank 88 3.20% $3,450
HOME POINT FINANCIAL CORPORATION 83 3.09% $4,613
INTERLINC MORTGAGE SERVICES, LLC 78 3.15% $3,855
FBC MORTGAGE, LLC 78 3.26% $4,215
BROKER SOLUTIONS, INC. 77 3.11% $5,026
United Fidelity Funding Corp. 76 3.27% $5,317
Chickasaw Community Bank 68 3.25% $4,204
InterBank 67 2.86% $3,298
Flagstar Bank, FSB 65 3.31% $4,459
Paramount Residential Mortgage Group, Inc. 61 3.49% $4,772
EVERETT FINANCIAL, INC. 59 3.62% $2,401
GUILD MORTGAGE COMPANY 54 3.14% $5,365
First Guaranty Mortgage Corporation 53 3.20% $4,473
NEWREZ LLC 52 3.18% $4,379
BAY EQUITY LLC 52 3.21% $4,345
Citizens Bank 51 3.09% $4,042
MID AMERICA MORTGAGE, INC. 51 3.22% $3,974
Fidelity Bank 51 3.03% $3,463
COMMUNICATION 50 3.26% $1,493
Ally Bank 50 2.95% $4,782
DHI MORTGAGE COMPANY, LTD. 49 2.93% $2,372
Town Square Mortgage & Investments, Inc. 49 3.44% $3,716
AMCAP MORTGAGE, LTD. 49 3.28% $3,823
AMERICAN FINANCING CORPORATION 48 3.09% $4,910
Oklahoma Educators Credit Union 45 3.66% $4,338
ARC HOME LLC 44 3.51% $6,326
MUTUAL OF OMAHA MORTGAGE, INC. 44 3.16% $5,632
Municipal Employees Credit Union of Oklahoma City 40 3.08% $4,020
FREEDOM MORTGAGE CORPORATION 40 3.17% $3,488
US Employees O.C. Federal Credit Union 39 3.00% $4,133
Watermark Capital, Inc. 38 2.80% $4,232
CHURCHILL MORTGAGE CORPORATION 37 3.33% $4,291
MORTGAGE CLEARING CORPORATION 37 2.94% $3,624
HOMESIDE FINANCIAL, LLC 36 3.31% $5,610
Bank of England 35 3.30% $5,458
Goldwater Bank, N.A. 35 3.15% $3,638
NBKC BANK 35 2.98% $3,241
ROYAL UNITED MORTGAGE LLC 33 3.33% $7,611
Mortgage Research Center, LLC 33 2.92% $3,722
MOVEMENT MORTGAGE, LLC 31 3.22% $3,721
NTFN, INC. 31 3.27% $3,841
Wyndham Capital Mortgage, Inc. 31 2.93% $3,499
ZILLOW HOME LOANS, LLC 31 3.23% $4,703
Sierra Pacific Mortgage Company, Inc. 30 3.07% $4,134
Vision Bank 29 3.09% $3,710
Blue Ridge Bank 29 3.28% $5,010
PROVIDENT FUNDING ASSOCIATES, L.P. 27 2.82% $3,356
Mortgage Investment Services Corporation 26 3.48% $3,024
Carrington Mortgage Services, LLC 26 3.23% $6,563
SOUTHWEST FUNDING, LP 26 3.25% $6,838
Waterstone Mortgage Corporation 24 3.34% $3,517
PENTAGON FEDERAL CREDIT UNION 24 2.90% $3,346
Truist Bank 23 3.08% $4,179
KELLER MORTGAGE, LLC 22 3.26% $2,512
FLAT BRANCH MORTGAGE, INC. 21 3.22% $3,563
TTCU Federal Credit Union 20 3.02% $3,255
AMERICAN FINANCIAL NETWORK, INC. 19 3.36% $14,735
North American Savings Bank, F.S.B. 19 3.30% $3,280
Servion, Inc. 18 3.51% $4,463
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 18 3.83% $4,033
The Central Trust Bank 18 2.99% $3,641
CRESCENT MORTGAGE COMPANY 18 3.09% $5,026
Nations Lending Corporation 18 3.31% $6,208
PLAZA HOME MORTGAGE, INC. 17 3.16% $6,060
OPEN MORTGAGE, LLC 17 3.28% $4,048
HOMEBRIDGE FINANCIAL SERVICES, INC. 17 3.50% $8,206
TIB The Independent Bankersbank 16 3.04% $4,523
BancorpSouth Bank 15 3.06% $2,987
SOFI LENDING CORP. 15 2.93% $4,445
Quontic Bank 15 5.35% $8,738
DELMAR FINANCIAL COMPANY 14 3.41% $4,104
Discover Bank 14 4.60% $0
International Bank of Commerce 14 3.42% $3,365
RUOFF MORTGAGE COMPANY, INC. 14 3.13% $3,516
Bank of the West 13 3.22% $4,266
TIAA, FSB 13 3.02% $3,383
LOANPAL, LLC 13 3.30% $5,960
LAKEVIEW LOAN SERVICING, LLC 13 3.51% $3,711
City Bank 12 3.11% $5,856
FINANCE OF AMERICA MORTGAGE LLC 12 3.23% $4,524
CITY FIRST MORTGAGE SERVICES, L.L.C. 12 3.69% $4,830
MORTGAGE SOLUTIONS OF COLORADO, LLC 12 3.23% $5,240
ADVANCIAL 12 3.04% $3,980
Evolve Bank & Trust 12 3.49% $3,427
American Bank of Oklahoma 11 2.69% $3,340
NATIONS RELIABLE LENDING, LLC 11 3.32% $4,465
Commerce Bank 11 3.08% $4,149
Texana Bank 11 2.66% $5,267
PREMIA MORTGAGE, LLC 10 2.84% $1,623
PLANET HOME LENDING, LLC 10 3.40% $4,232
Stifel Bank and Trust 10 2.89% $2,787
THRIVE MORTGAGE, LLC 10 3.30% $4,452
UMB Bank 10 2.83% $3,706
USAA Federal Savings Bank 10 3.15% $4,106
S1L, Inc. 10 3.10% $6,209
Intrust Bank 10 2.99% $2,929
NexBank 10 3.11% $4,612
Manufacturers and Traders Trust Company 10 3.44% $4,715
The Huntington National Bank 9 3.20% $3,743
The Federal Savings Bank 9 3.11% $5,589
First Savings Bank 9 3.01% $5,128
SECURITYNATIONAL MORTGAGE COMPANY 9 3.79% $4,448
SIRVA MORTGAGE, INC. 8 2.92% $636
BNC National Bank 8 2.88% $4,043
PNC Bank 8 2.97% $4,768
InterContinental Capital Group, Inc 8 3.22% $5,284
Firstar Bank 8 3.08% $3,332
ANGEL OAK MORTGAGE SOLUTIONS LLC 8 5.05% $15,767
GUARANTEED RATE AFFINITY, LLC 8 2.76% $31
SUN WEST MORTGAGE COMPANY, INC. 7 2.95% $3,887
FirstBank 7 2.82% $3,273
Charles Schwab Bank, SSB 7 2.28% $3,744
AMERICAN INTERNET MORTGAGE, INC. 7 2.70% $5,337
UBS Bank USA 7 2.73% $6,374
UIF CORPORATION 7 3.38% $4,349
Morgan Stanley Private Bank 7 2.75% $4,350
Regions Bank 7 2.96% $3,951
EMBRACE HOME LOANS, INC. 7 3.37% $4,763
FirstTrust Home Loans, Inc. 7 3.02% $3,333
CELEBRITY HOME LOANS, LLC 7 3.27% $4,193
Greenbox Loans, Inc. 6 5.37% $11,265
ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 3.52% $3,442
First National Bank of Omaha 6 3.15% $2,791
HOMESTEAD FUNDING CORP. 6 2.73% $4,394
Sunflower Bank 6 2.96% $3,733
Strong Home Mortgage, LLC 6 3.00% $2,123
STAR ONE CREDIT UNION 6 3.52% $2,961
Colonial Savings, F.A. 6 3.25% $3,333
MORTGAGE ACCESS CORP. 6 3.10% $3,692
MORIA DEVELOPMENT, INC. 5 3.35% $3,976
PHH Mortgage Corporation 5 3.38% $5,646
Meridian Bank Corporation 5 3.13% $3,535
Citibank 5 3.13% $4,006
American Airlines Federal Credit Union 5 2.85% $0
NATIONWIDE MORTGAGE BANKERS, INC. 5 3.42% $4,962
WILLOW BEND MORTGAGE COMPANY, LLC 5 3.30% $5,542
IMPAC MORTGAGE CORP. 5 3.82% $1,461
SFMC, LP 5 3.23% $4,513
FIRST COLONY MORTGAGE CORPORATION 5 3.58% $5,487
EUSTIS AND AMERICAN MORTGAGE COMPANY 5 3.53% $4,674
Northpointe Bank 5 2.96% $6,140
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 2.95% $5,724
EVANSVILLE TEACHERS 4 3.19% $4,342
GENEVA FINANCIAL, LLC 4 3.38% $5,229
GSF Mortgage Corporation 4 2.94% $2,884
MORTGAGE FINANCIAL SERVICES, LLC 4 3.12% $3,457
ASSEMBLIES OF GOD Credit Union 4 2.90% $2,979
ALLIANT CREDIT UNION 4 2.84% $4,073
NBH Bank 4 3.22% $3,823
Great Southern Bank 4 3.07% $4,293
Plains Commerce Bank 4 3.00% $4,474
LENDERFI, INC. 4 3.09% $2,655
LENOX FINANCIAL MORTGAGE CORPORATION 4 3.47% $3,035
SPRING EQ, LLC 4 3.56% $2,406
CANOPY MORTGAGE, LLC 4 3.59% $3,487
Mabrey Bank 4 3.37% $4,583
CREDIT UNION OF AMERICA 4 2.91% $3,681
Truity Federal Credit Union 4 2.81% $5,555
RESIDENTIAL BANCORP. 4 2.84% $4,354
BEST CAPITAL FUNDING 4 3.03% $5,845
CENTENNIAL LENDING, LLC 4 2.94% $5,361
First Western Trust Bank 4 3.47% $5,023
OKLAHOMA CENTRAL Credit Union 3 3.58% $2,927
ANGEL OAK HOME LOANS LLC 3 6.67% $6,903
Renasant Bank 3 2.83% $2,930
SCHLUMBERGER EMPLOYEES CREDIT UNION 3 2.96% $2,228
Amerifirst Financial, Inc. 3 3.13% $3,513
ACADEMY MORTGAGE CORPORATION 3 3.13% $3,166
GREAT WESTERN FINANCIAL SERVICES, INC. 3 3.79% $5,015
GSB MORTGAGE, INC. 3 3.17% $3,771
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 3.21% $3,894
TOGETHER CREDIT UNION 3 3.50% $3,195
AMERICAN FINANCE HOUSE LARIBA 3 3.00% $2,796
DAS Acquisition Company, LLC 3 3.46% $3,724
US MORTGAGE CORPORATION 3 3.04% $3,075
Affiliated Bank 3 3.38% $9,486
LIBERTY HOME MORTGAGE CORPORATION 3 3.25% $5,820
Magnolia Bank 3 3.42% $7,183
MICHIGAN MUTUAL, INC. 3 3.21% $3,963
Baxter Credit Union 3 2.88% $2,942
Barrington Bank & Trust Company, N.A. 3 3.08% $3,289
Neighborhood Loans, Inc. 3 3.17% $3,970
Network Funding, L.P. 3 3.38% $5,732
DRAPER AND KRAMER MORTGAGE CORP. 3 2.96% $3,297
First Oklahoma Mortgage, LLC 3 2.83% $3,039
COMMUNITY MORTGAGE FUNDING, LLC 3 3.04% $4,175
OCMBC, INC. 3 6.62% $7,034
Axos Bank 3 2.83% $2,789
FBT Mortgage, L.L.C. 3 3.08% $3,652
Capitol Federal Savings Bank 2 2.88% $4,634
Landmark National Bank 2 3.00% $3,522
KS StateBank 2 2.81% $2,837
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 2 4.50% $3,822
KeyBank 2 2.88% $3,320
JLB CORPORATION 2 3.31% $5,340
Goldman Sachs Bank USA 2 2.53% $4,722
GERSHMAN INVESTMENT CORP. 2 3.63% $4,903
Prosperity Home Mortgage, LLC 2 3.50% $3,857
Generations Bank 2 3.06% $3,037
Assurance Financial Group, L.L.C. 2 3.43% $4,503
Ixonia Bank 2 3.19% $4,730
INB 2 3.25% $5,110
First-Citizens Bank & Trust Company 2 3.00% $8,903
Willamette Valley Bank 2 3.63% $7,079
DIGITAL Federal Credit Union 2 2.88% $6,653
HANSCOM 2 3.13% $5,831
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 3.06% $3,344
ASPIRE FINANCIAL, INC. 2 4.00% $3,700
AMERICAN PACIFIC MORTGAGE CORPORATION 2 2.87% $4,735
City National Bank 2 2.52% $6,149
STEARNS LENDING, LLC 2 3.25% $2,663
First Internet Bank of Indiana 2 3.06% $2,721
First Home Bank 2 3.13% $7,166
Core Bank 2 3.12% $3,307
SpiritBank 2 2.87% $3,689
SOVEREIGN LENDING GROUP INCORPORATED 2 3.31% $4,706
Fifth Third Bank 2 3.63% $4,831
Low VA Rates, LLC 2 2.81% $7,801
Ameris Bank 2 3.81% $4,323
DATA MORTGAGE, INC. 1 3.00% $4,385
Deere Employees Credit Union 1 2.88% $5,929
Deseret First Credit Union 1 3.00% $5,913
Devon Bank 1 3.00% $4,277
DIRECT MORTGAGE, CORP. 1 2.88% $2,841
Eagle Bank and Trust Company 1 2.75% $3,383
ENCORE BANK 1 3.63% $3,363
Equity Prime Mortgage LLC 1 3.88% $9,359
Cross Keys Bank 1 2.49% $3,708
Farmers Bank & Trust Company 1 2.99% $3,446
COUNTRYPLACE MORTGAGE, LTD. 1 2.75% $11,032
First Bank 1 3.13% $4,301
First Bank 1 3.25% $4,673
First Federal Bank 1 2.88% $6,177
First Financial Bank 1 2.75% $3,188
First Horizon Bank 1 3.38% $3,095
First Midwest Bank 1 2.63% $3,267
First National Bank 1 2.63% $4,548
First National Bank of America 1 7.50% $8,404
First National Bank Texas 1 3.25% $3,455
First State Bank of St. Charles, Missouri 1 3.50% $8,438
Florida Capital Bank 1 3.13% $7,605
Colten Mortgage, LLC 1 2.88% $5,951
COCA-COLA 1 3.13% $2,810
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 2.88% $2,996
Citizens State Bank of La Crosse 1 3.38% $3,139
HEARTLAND CREDIT UNION 1 3.25% $3,118
Citadel Servicing Corporation 1 4.38% $28,562
CIBC Bank USA 1 3.13% $3,107
HOMESTAR FINANCIAL CORPORATION 1 3.63% $1,250
Hometown Equity Mortgage, LLC 1 3.13% $4,601
HOMETRUST MORTGAGE COMPANY 1 2.75% $3,453
Cf Bank 1 3.88% $3,538
INTOUCH CREDIT UNION 1 3.13% $3,266
JUSTICE Federal Credit Union 1 3.75% $5,955
BNY Mellon 1 2.75% $7,077
BMO Harris Bank 1 3.25% $3,836
Academy Bank 1 3.38% $3,381
MORTGAGEONE, INC. 1 2.75% $3,774
BBVA USA 1 2.88% $14,222
BANKWEST, INC. 1 3.25% $2,952
NASA Federal Credit Union 1 2.75% $4,887
BankPlus 1 2.63% $2,872
Bank of Idaho 1 2.85% $4,339
NFM, INC. 1 3.63% $5,321
NORTHROP GRUMMAN Federal Credit Union 1 2.88% $4,293
Northwest Federal Credit Union 1 3.00% $1,597
NP, Inc. 1 2.75% $2,218
NUMARK CREDIT UNION 1 2.63% $2,473
ON Q FINANCIAL, INC. 1 3.25% $3,836
Origin Bank 1 2.75% $2,970
PANORAMA MORTGAGE GROUP, LLC 1 3.38% $5,267
PARKSIDE LENDING, LLC 1 3.25% $3,868
Patriot Bank 1 3.25% $3,486
Pinnacle Bank 1 3.38% $1,625
ARKANSAS Federal Credit Union 1 3.13% $3,703
Raymond James Bank 1 2.88% $3,710
AmRes Corporation 1 3.00% $2,121
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 2.63% $19,048
Reliant Bank 1 3.25% $9,667
American State Bank 1 3.25% $3,079
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 4.75% $3,725
TCF National Bank 1 3.25% $4,098
Texas Bank and Trust Company 1 2.75% $3,769
TEXAS TECH 1 3.38% $3,957
The Dart Bank 1 2.88% $3,879
The First National Bank of Fort Smith 1 2.75% $3,327
TRIAD FINANCIAL SERVICES, INC. 1 6.25% $7,014
Triumph Bank 1 2.75% $4,216
TruHome Solutions, LLC 1 3.63% $4,017
Tulsa Federal Credit Union 1 4.25% $2,362
UNITED 1 2.88% $3,452
UNITED SECURITY FINANCIAL CORP 1 7.00% $5,444
Amarillo National Bank 1 2.88% $3,356
ALTRA 1 3.68% $2,972
Allied First Bank,sb 1 2.88% $2,962
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.75% $3,121
VAN DYK MORTGAGE CORPORATION 1 3.00% $4,731
Alerus Financial 1 3.00% $4,358
Western State Bank 1 2.88% $4,009
A&D Mortgage LLC 1 4.25% $9,444
DEEPHAVEN MORTGAGE LLC 1 6.25% $13,901

OKLAHOMA CITY, OK's 350 lenders originated 53,975 loans during 2021. The total origination value was $12,013,745,000, with an average loan value of $222,580.

The top OKLAHOMA CITY lender as defined by loan originations is CORNERSTONE HOME LENDING, INC., with 1,422 loans originated. Their average total fees are $4,833, which is $686 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee OKLAHOMA CITY lenders (with over 10 loans originated) are Discover Bank ($0), COMMUNICATION ($1,493), PREMIA MORTGAGE, LLC ($1,623), DHI MORTGAGE COMPANY, LTD. ($2,372) and EVERETT FINANCIAL, INC. ($2,401).

The lowest rate OKLAHOMA CITY lenders (with over 10 loans originated) are Texana Bank (2.66%), American Bank of Oklahoma (2.69%), Watermark Capital, Inc. (2.80%), Bank of America (2.81%) and PROVIDENT FUNDING ASSOCIATES, L.P. (2.82%).

OKLAHOMA CITY, OK Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
CORNERSTONE HOME LENDING, INC. $777,665,000 $664,175,000 -14.6% 5.5%
QUICKEN LOANS, LLC $563,335,000 $643,280,000 14.2% 5.4%
First United Bank and Trust Company $593,690,000 $558,610,000 -5.9% 4.6%
FREEDOM MORTGAGE CORPORATION $327,730,000 $325,165,000 -0.8% 2.7%
Gateway First Bank $347,900,000 $310,780,000 -10.7% 2.6%
BOKF $383,440,000 $304,150,000 -20.7% 2.5%
ASSOCIATED MORTGAGE CORPORATION $309,025,000 $287,450,000 -7.0% 2.4%
LOANDEPOT.COM, LLC $175,080,000 $259,135,000 48.0% 2.2%
Great Plains National Bank $430,025,000 $256,190,000 -40.4% 2.1%
BancFirst $329,630,000 $253,655,000 -23.0% 2.1%
Arvest Bank $230,270,000 $230,640,000 0.2% 1.9%
MidFirst Bank $241,160,000 $217,185,000 -9.9% 1.8%
Stride Bank $2,285,000 $210,565,000 9,115.1% 1.8%
UNITED WHOLESALE MORTGAGE, LLC $110,515,000 $210,530,000 90.5% 1.8%
Mortgage Research Center, LLC $152,420,000 $193,235,000 26.8% 1.6%
Wells Fargo Bank $163,445,000 $191,810,000 17.4% 1.6%
VALOR BANK $104,570,000 $180,585,000 72.7% 1.5%
F & M Bank $168,380,000 $157,365,000 -6.5% 1.3%
PENNYMAC LOAN SERVICES, LLC $60,475,000 $153,665,000 154.1% 1.3%
JPMorgan Chase Bank $104,300,000 $140,695,000 34.9% 1.2%
WEOKIE $198,930,000 $136,835,000 -31.2% 1.1%
Tinker Federal Credit Union $113,990,000 $125,015,000 9.7% 1.0%
BERKELEY POINT CAPITAL LLC $63,540,000 $120,630,000 89.8% 1.0%
Hometown Lenders, Inc. $1,420,000 $119,475,000 8,313.7% 1.0%
CROSSCOUNTRY MORTGAGE, LLC $61,395,000 $115,685,000 88.4% 1.0%
First Liberty Bank $85,670,000 $113,050,000 32.0% 0.9%
FIRST AMERICAN MORTGAGE, INC. $148,560,000 $112,625,000 -24.2% 0.9%
AMERISAVE MORTGAGE CORPORATION $53,150,000 $106,485,000 100.3% 0.9%
CALIBER HOME LOANS, INC. $77,515,000 $104,355,000 34.6% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $87,450,000 $103,935,000 18.9% 0.9%
Chickasaw Community Bank $121,350,000 $102,960,000 -15.2% 0.9%
NAVY FEDERAL CREDIT UNION $85,915,000 $101,580,000 18.2% 0.8%
SWBC MORTGAGE CORPORATION $88,865,000 $96,775,000 8.9% 0.8%
CWM PARTNERS, L.P. $120,910,000 $90,995,000 -24.7% 0.8%
LEADERONE FINANCIAL CORPORATION $17,920,000 $90,805,000 406.7% 0.8%
LAKEVIEW LOAN SERVICING, LLC $41,235,000 $90,515,000 119.5% 0.8%
BETTER MORTGAGE CORPORATION $40,410,000 $90,075,000 122.9% 0.7%
GUARANTEED RATE, INC. $42,305,000 $89,920,000 112.6% 0.7%
Bank of America $68,925,000 $86,690,000 25.8% 0.7%
U.S. Bank $72,375,000 $80,895,000 11.8% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $75,900,000 $78,715,000 3.7% 0.7%
The First State Bank $129,215,000 $76,330,000 -40.9% 0.6%
OKLAHOMA'S $83,575,000 $75,820,000 -9.3% 0.6%
Prosperity Bank $72,280,000 $74,230,000 2.7% 0.6%
CMG MORTGAGE, INC. $114,065,000 $73,505,000 -35.6% 0.6%
USAA Federal Savings Bank $97,485,000 $70,875,000 -27.3% 0.6%
MID AMERICA MORTGAGE, INC. $72,845,000 $70,870,000 -2.7% 0.6%
American Mortgage Bank, LLC $79,520,000 $68,855,000 -13.4% 0.6%
Armstrong Bank $86,280,000 $68,735,000 -20.3% 0.6%
RCB Bank $127,670,000 $65,070,000 -49.0% 0.5%
CERTAINTY HOME LOANS, LLC $68,720,000 $62,050,000 -9.7% 0.5%
ALLEGIANCE $68,410,000 $60,995,000 -10.8% 0.5%
First National Bank Of Oklahoma $43,430,000 $59,415,000 36.8% 0.5%
Kirkpatrick Bank $63,920,000 $58,270,000 -8.8% 0.5%
UNION HOME MORTGAGE CORP. $39,265,000 $57,755,000 47.1% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $60,565,000 $55,475,000 -8.4% 0.5%
Simmons Bank $56,625,000 $54,995,000 -2.9% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $11,775,000 $54,235,000 360.6% 0.5%
JONES LANG LASALLE MULTIFAMILY, LLC $3,815,000 $53,455,000 1,301.2% 0.4%
GUILD MORTGAGE COMPANY $67,230,000 $51,980,000 -22.7% 0.4%
TRUE SKY $111,755,000 $51,670,000 -53.8% 0.4%
The Central Trust Bank $90,000 $48,630,000 53,933.3% 0.4%
Quail Creek Bank $42,635,000 $47,070,000 10.4% 0.4%
Arbor Realty Trust, Inc. $34,120,000 $46,755,000 37.0% 0.4%
The Citizens Bank of Edmond $66,320,000 $44,750,000 -32.5% 0.4%
Fidelity Bank $71,540,000 $43,885,000 -38.7% 0.4%
McClain Bank $49,685,000 $43,555,000 -12.3% 0.4%
HOME POINT FINANCIAL CORPORATION $42,470,000 $43,365,000 2.1% 0.4%
GUARANTY HOME MORTGAGE CORPORATION $43,210,000 $39,945,000 -7.6% 0.3%
INTERLINC MORTGAGE SERVICES, LLC $164,870,000 $39,035,000 -76.3% 0.3%
Paramount Residential Mortgage Group, Inc. $28,285,000 $38,645,000 36.6% 0.3%
BELLCO $38,255,000 n/a 0.3%
Comerica Bank $455,000 $38,150,000 8,284.6% 0.3%
First Guaranty Mortgage Corporation $29,865,000 $37,965,000 27.1% 0.3%
AMCAP MORTGAGE, LTD. $32,085,000 $37,450,000 16.7% 0.3%
NEWREZ LLC $20,135,000 $36,885,000 83.2% 0.3%
InterBank $38,305,000 $36,195,000 -5.5% 0.3%
BROKER SOLUTIONS, INC. $20,870,000 $34,515,000 65.4% 0.3%
READYCAP COMMERCIAL, LLC $5,395,000 $33,535,000 521.6% 0.3%
NEW DAY FINANCIAL, LLC $28,500,000 $33,455,000 17.4% 0.3%
WALKER & DUNLOP, LLC $36,815,000 $33,155,000 -9.9% 0.3%
DHI MORTGAGE COMPANY, LTD. $16,570,000 $32,945,000 98.8% 0.3%
United Fidelity Funding Corp. $28,170,000 $31,955,000 13.4% 0.3%
CBRE MULTIFAMILY CAPITAL, INC. $31,525,000 n/a 0.3%
FBC MORTGAGE, LLC $37,710,000 $31,090,000 -17.6% 0.3%
Legacy Bank $32,300,000 $30,890,000 -4.4% 0.3%
AmeriHome Mortgage Company, LLC $6,030,000 $30,170,000 400.3% 0.3%
Texas Bank Financial $115,000 $29,005,000 25,121.7% 0.2%
Flagstar Bank, FSB $39,615,000 $28,710,000 -27.5% 0.2%
Sooner State Bank $25,595,000 $28,500,000 11.3% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $15,795,000 $27,695,000 75.3% 0.2%
Bank 7 $19,970,000 $27,190,000 36.2% 0.2%
GREYSTONE SERVICING COMPANY LLC $61,900,000 $25,940,000 -58.1% 0.2%
Ally Bank $8,825,000 $24,955,000 182.8% 0.2%
NBKC BANK $20,430,000 $24,615,000 20.5% 0.2%
ARC HOME LLC $42,215,000 $23,930,000 -43.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $14,695,000 $23,385,000 59.1% 0.2%
Carrington Mortgage Services, LLC $16,490,000 $23,310,000 41.4% 0.2%
Valliance Bank $22,570,000 $23,015,000 2.0% 0.2%
PENTAGON FEDERAL CREDIT UNION $12,400,000 $22,650,000 82.7% 0.2%
First Fidelity Bank $21,955,000 $22,640,000 3.1% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $37,370,000 $22,195,000 -40.6% 0.2%
The Federal Savings Bank $47,320,000 $21,845,000 -53.8% 0.2%
All America Bank $11,140,000 $21,770,000 95.4% 0.2%
BAY EQUITY LLC $25,210,000 $21,445,000 -14.9% 0.2%
AMERICAN FINANCING CORPORATION $12,740,000 $20,785,000 63.1% 0.2%
EVERETT FINANCIAL, INC. $85,135,000 $19,840,000 -76.7% 0.2%
Low VA Rates, LLC $21,465,000 $19,785,000 -7.8% 0.2%
Regent Bank $11,565,000 $19,775,000 71.0% 0.2%
Liberty National Bank $10,200,000 $19,475,000 90.9% 0.2%
Town Square Mortgage & Investments, Inc. $4,850,000 $19,245,000 296.8% 0.2%
Citizens Bank $44,205,000 $18,645,000 -57.8% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $13,165,000 $18,620,000 41.4% 0.2%
COMMUNICATION $55,745,000 $18,455,000 -66.9% 0.2%
CHURCHILL MORTGAGE CORPORATION $15,815,000 $18,435,000 16.6% 0.2%
Wyndham Capital Mortgage, Inc. $5,080,000 $18,255,000 259.4% 0.2%
First Security Bank & Trust Company $18,100,000 $17,910,000 -1.0% 0.1%
YNB $11,105,000 $17,530,000 57.9% 0.1%
US Employees O.C. Federal Credit Union $16,845,000 $17,455,000 3.6% 0.1%
The First National Bank and Trust Co. $17,045,000 $16,685,000 -2.1% 0.1%
North American Savings Bank, F.S.B. $18,215,000 $16,595,000 -8.9% 0.1%
Vision Bank $19,935,000 $16,010,000 -19.7% 0.1%
PLANET HOME LENDING, LLC $25,030,000 $15,705,000 -37.3% 0.1%
Bank of England $4,470,000 $15,555,000 248.0% 0.1%
NTFN, INC. $14,775,000 $15,545,000 5.2% 0.1%
PNC Bank $32,560,000 $15,485,000 -52.4% 0.1%
First Bank & Trust Co. $16,450,000 $15,300,000 -7.0% 0.1%
Union Bank and Trust Company $14,955,000 n/a 0.1%
Oklahoma Educators Credit Union $7,270,000 $14,900,000 105.0% 0.1%
MORTGAGE CLEARING CORPORATION $35,325,000 $14,880,000 -57.9% 0.1%
Blue Ridge Bank $6,885,000 $14,875,000 116.0% 0.1%
Intrust Bank $7,405,000 $14,680,000 98.2% 0.1%
Watermark Capital, Inc. $1,005,000 $14,450,000 1,337.8% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $170,000 $14,220,000 8,264.7% 0.1%
Bank of the West $9,985,000 $14,080,000 41.0% 0.1%
UMB Bank $10,205,000 $14,035,000 37.5% 0.1%
PLAZA HOME MORTGAGE, INC. $19,155,000 $13,630,000 -28.8% 0.1%
LENDINGHOME FUNDING CORPORATION $1,920,000 $13,585,000 607.6% 0.1%
CrossFirst Bank $13,045,000 $13,310,000 2.0% 0.1%
MOVEMENT MORTGAGE, LLC $14,250,000 $13,210,000 -7.3% 0.1%
21ST MORTGAGE CORPORATION $12,295,000 $13,155,000 7.0% 0.1%
Goldwater Bank, N.A. $19,455,000 $13,105,000 -32.6% 0.1%
Municipal Employees Credit Union of Oklahoma City $13,570,000 $12,325,000 -9.2% 0.1%
ZILLOW HOME LOANS, LLC $3,925,000 $12,235,000 211.7% 0.1%
SOUTHWEST FUNDING, LP $15,100,000 $11,700,000 -22.5% 0.1%
Mortgage Investment Services Corporation $17,965,000 $10,730,000 -40.3% 0.1%
KeyBank $1,200,000 $10,525,000 777.1% 0.1%
Waterstone Mortgage Corporation $11,855,000 $10,400,000 -12.3% 0.1%
BNC National Bank $10,565,000 $10,210,000 -3.4% 0.1%
Sierra Pacific Mortgage Company, Inc. $6,070,000 $9,990,000 64.6% 0.1%
Truist Bank $12,255,000 $9,945,000 -18.8% 0.1%
FLAT BRANCH MORTGAGE, INC. $10,070,000 $9,675,000 -3.9% 0.1%
Barrington Bank & Trust Company, N.A. $13,215,000 $9,430,000 -28.6% 0.1%
HOMESIDE FINANCIAL, LLC $7,945,000 $9,320,000 17.3% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $32,770,000 $8,980,000 -72.6% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $15,595,000 $8,975,000 -42.4% 0.1%
ACCELERATE MORTGAGE, LLC $2,255,000 $8,925,000 295.8% 0.1%
Southern Bank $1,755,000 $8,790,000 400.9% 0.1%
Servion, Inc. $6,665,000 $8,730,000 31.0% 0.1%
First National Bank and Trust Company of Ardmore $8,170,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $5,770,000 $8,150,000 41.2% 0.1%
SOFI LENDING CORP. $4,300,000 $8,105,000 88.5% 0.1%
OPEN MORTGAGE, LLC $7,095,000 $8,040,000 13.3% 0.1%
NORTHMARQ CAPITAL FINANCE, L.L.C. $7,845,000 $7,845,000 0.0% 0.1%
SOUTHWEST STAGE FUNDING, LLC $4,445,000 $7,780,000 75.0% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,345,000 $7,725,000 229.4% 0.1%
Inwood National Bank $7,505,000 n/a 0.1%
SpiritBank $9,845,000 $7,430,000 -24.5% 0.1%
ROYAL UNITED MORTGAGE LLC $9,385,000 $7,275,000 -22.5% 0.1%
UBS Bank USA $6,330,000 $7,095,000 12.1% 0.1%
Nations Lending Corporation $2,410,000 $6,955,000 188.6% 0.1%
American National Bank & Trust $135,000 $6,855,000 4,977.8% 0.1%
Commerce Bank $4,955,000 $6,815,000 37.5% 0.1%
Stifel Bank and Trust $10,790,000 $6,760,000 -37.3% 0.1%
CRESCENT MORTGAGE COMPANY $6,220,000 $6,720,000 8.0% 0.1%
The Focus Federal Credit Union $11,075,000 $6,680,000 -39.7% 0.1%
Magnolia Bank $6,405,000 $6,515,000 1.7% 0.1%
Strong Home Mortgage, LLC $950,000 $6,405,000 574.2% 0.1%
LOANPAL, LLC $3,645,000 $6,345,000 74.1% 0.1%
TTCU Federal Credit Union $13,370,000 $6,270,000 -53.1% 0.1%
Texana Bank $1,365,000 $6,180,000 352.7% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $9,365,000 $6,105,000 -34.8% 0.1%
NP, Inc. $3,565,000 $6,070,000 70.3% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,165,000 $5,895,000 406.0% 0.0%
TIAA, FSB $9,485,000 $5,800,000 -38.9% 0.0%
PREMIA MORTGAGE, LLC $4,885,000 $5,720,000 17.1% 0.0%
KS StateBank $8,085,000 $5,715,000 -29.3% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $4,080,000 $5,590,000 37.0% 0.0%
KELLER MORTGAGE, LLC $13,375,000 $5,510,000 -58.8% 0.0%
TIB The Independent Bankersbank $4,090,000 $5,510,000 34.7% 0.0%
The City National Bank and Trust Company of Lawton $6,365,000 $5,465,000 -14.1% 0.0%
NATIONS RELIABLE LENDING, LLC $450,000 $5,450,000 1,111.1% 0.0%
Mabrey Bank $5,450,000 $5,445,000 -0.1% 0.0%
Equity Prime Mortgage LLC $5,875,000 $5,430,000 -7.6% 0.0%
City Bank $2,235,000 $5,335,000 138.7% 0.0%
InterContinental Capital Group, Inc $460,000 $5,265,000 1,044.6% 0.0%
American Bank of Oklahoma $2,995,000 $5,155,000 72.1% 0.0%
Pinnacle Bank $255,000 $5,140,000 1,915.7% 0.0%
EMBRACE HOME LOANS, INC. $2,800,000 $5,015,000 79.1% 0.0%
BancorpSouth Bank $3,825,000 $4,950,000 29.4% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $3,030,000 $4,930,000 62.7% 0.0%
Morgan Stanley Private Bank $2,360,000 $4,825,000 104.4% 0.0%
NexBank $5,290,000 $4,780,000 -9.6% 0.0%
Quontic Bank $4,750,000 n/a 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $17,495,000 $4,735,000 -72.9% 0.0%
Discover Bank $4,790,000 $4,660,000 -2.7% 0.0%
Cedar Rapids Bank and Trust Company $19,785,000 $4,655,000 -76.5% 0.0%
The Huntington National Bank $1,520,000 $4,575,000 201.0% 0.0%
First Federal Bank $9,840,000 $4,565,000 -53.6% 0.0%
The Union State Bank $7,685,000 $4,565,000 -40.6% 0.0%
FirstBank $6,225,000 $4,525,000 -27.3% 0.0%
FNB Community Bank $6,215,000 $4,455,000 -28.3% 0.0%
UIF CORPORATION $650,000 $4,290,000 560.0% 0.0%
DELMAR FINANCIAL COMPANY $3,395,000 $4,155,000 22.4% 0.0%
International Bank of Commerce $6,425,000 $4,155,000 -35.3% 0.0%
Colonial Savings, F.A. $6,950,000 $3,995,000 -42.5% 0.0%
Manufacturers and Traders Trust Company $1,675,000 $3,995,000 138.5% 0.0%
Citadel Servicing Corporation $2,430,000 $3,870,000 59.3% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $2,565,000 $3,865,000 50.7% 0.0%
Northpointe Bank $2,160,000 $3,840,000 77.8% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $2,180,000 $3,820,000 75.2% 0.0%
GUARANTEED RATE AFFINITY, LLC $995,000 $3,655,000 267.3% 0.0%
First Savings Bank $4,675,000 $3,650,000 -21.9% 0.0%
Regions Bank $1,200,000 $3,490,000 190.8% 0.0%
PHH Mortgage Corporation $2,445,000 $3,435,000 40.5% 0.0%
Network Funding, L.P. $2,025,000 $3,380,000 66.9% 0.0%
LIMA ONE CAPITAL, LLC $215,000 $3,335,000 1,451.2% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $395,000 $3,325,000 741.8% 0.0%
Hometown Equity Mortgage, LLC $2,270,000 $3,195,000 40.7% 0.0%
HOMESTEAD FUNDING CORP. $1,965,000 $3,150,000 60.3% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $7,425,000 $3,135,000 -57.8% 0.0%
FirstTrust Home Loans, Inc. $14,965,000 $3,115,000 -79.2% 0.0%
S1L, Inc. $3,095,000 n/a 0.0%
SIRVA MORTGAGE, INC. $2,655,000 $3,085,000 16.2% 0.0%
Sunflower Bank $1,850,000 $3,045,000 64.6% 0.0%
Firstar Bank $3,230,000 $3,035,000 -6.0% 0.0%
First-Citizens Bank & Trust Company $290,000 $3,010,000 937.9% 0.0%
Charles Schwab Bank, SSB $2,905,000 $2,995,000 3.1% 0.0%
Citibank $4,495,000 $2,875,000 -36.0% 0.0%
Independent Bank $765,000 $2,850,000 272.5% 0.0%
The First National Bank and Trust Company of Okmulgee $3,010,000 $2,850,000 -5.3% 0.0%
Great Southern Bank $5,020,000 $2,845,000 -43.3% 0.0%
AMERICAN ADVISORS GROUP $2,330,000 $2,810,000 20.6% 0.0%
RUOFF MORTGAGE COMPANY, INC. $1,865,000 $2,775,000 48.8% 0.0%
CELEBRITY HOME LOANS, LLC $2,745,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $2,725,000 n/a 0.0%
Plains Commerce Bank $2,325,000 $2,680,000 15.3% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $2,510,000 $2,590,000 3.2% 0.0%
WILLOW BEND MORTGAGE COMPANY, LLC $2,080,000 $2,565,000 23.3% 0.0%
EVANSVILLE TEACHERS $300,000 $2,540,000 746.7% 0.0%
SFMC, LP $165,000 $2,515,000 1,424.2% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,965,000 $2,505,000 -15.5% 0.0%
OCEANSIDE MORTGAGE COMPANY $3,145,000 $2,450,000 -22.1% 0.0%
LENDERFI, INC. $1,350,000 $2,420,000 79.3% 0.0%
CIVIC FINANCIAL SERVICES, LLC $2,405,000 n/a 0.0%
Origin Bank $2,695,000 $2,375,000 -11.9% 0.0%
ADVANCIAL $4,570,000 $2,335,000 -48.9% 0.0%
Greenbox Loans, Inc. $235,000 $2,330,000 891.5% 0.0%
TJC Mortgage, Inc. $415,000 $2,315,000 457.8% 0.0%
ATHAS CAPITAL GROUP, INC. $2,300,000 n/a 0.0%
Affiliated Bank $205,000 $2,295,000 1,019.5% 0.0%
ASSEMBLIES OF GOD Credit Union $1,150,000 $2,265,000 97.0% 0.0%
Visio Financial Services Inc. $105,000 $2,220,000 2,014.3% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $3,875,000 $2,205,000 -43.1% 0.0%
MORTGAGE ACCESS CORP. $3,525,000 $2,175,000 -38.3% 0.0%
GSF Mortgage Corporation $925,000 $2,170,000 134.6% 0.0%
Meridian Bank Corporation $1,595,000 $2,145,000 34.5% 0.0%
IMPAC MORTGAGE CORP. $450,000 $2,130,000 373.3% 0.0%
GENEVA FINANCIAL, LLC $2,485,000 $2,070,000 -16.7% 0.0%
HOMEXPRESS MORTGAGE CORP. $2,025,000 n/a 0.0%
GREAT WESTERN FINANCIAL SERVICES, INC. $2,435,000 $1,990,000 -18.3% 0.0%
MORTGAGE FINANCIAL SERVICES, LLC $1,925,000 n/a 0.0%
First National Bank of Omaha $43,125,000 $1,915,000 -95.6% 0.0%
City National Bank $195,000 $1,890,000 869.2% 0.0%
CASTLE & COOKE MORTGAGE, LLC $1,885,000 n/a 0.0%
Evolve Bank & Trust $1,125,000 $1,835,000 63.1% 0.0%
Goldman Sachs Bank USA $3,275,000 $1,800,000 -45.0% 0.0%
Paramount Bank $1,740,000 $1,800,000 3.4% 0.0%
SPRING EQ, LLC $1,460,000 $1,745,000 19.5% 0.0%
Fifth Third Bank $11,515,000 $1,720,000 -85.1% 0.0%
CREDIT UNION OF AMERICA $740,000 $1,705,000 130.4% 0.0%
Axos Bank $450,000 $1,695,000 276.7% 0.0%
MORIA DEVELOPMENT, INC. $1,490,000 $1,695,000 13.8% 0.0%
Truity Federal Credit Union $4,155,000 $1,690,000 -59.3% 0.0%
ENCORE BANK $1,235,000 $1,655,000 34.0% 0.0%
NBH Bank $410,000 $1,585,000 286.6% 0.0%
RESIDENTIAL BANCORP. $1,585,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,305,000 $1,550,000 18.8% 0.0%
AVB Bank $175,000 $1,545,000 782.9% 0.0%
THRIVE MORTGAGE, LLC $270,000 $1,510,000 459.3% 0.0%
BNY Mellon $955,000 $1,505,000 57.6% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $920,000 $1,480,000 60.9% 0.0%
STEARNS LENDING, LLC $640,000 $1,480,000 131.3% 0.0%
Willamette Valley Bank $270,000 $1,475,000 446.3% 0.0%
First State Bank of St. Charles, Missouri $840,000 $1,460,000 73.8% 0.0%
Rock Canyon Bank $800,000 $1,455,000 81.9% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $460,000 $1,445,000 214.1% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $155,000 $1,440,000 829.0% 0.0%
US MORTGAGE CORPORATION $2,660,000 $1,435,000 -46.1% 0.0%
Capitol Federal Savings Bank $1,420,000 n/a 0.0%
Reliant Bank $300,000 $1,410,000 370.0% 0.0%
The Security National Bank of Enid $2,820,000 $1,385,000 -50.9% 0.0%
Amerifirst Financial, Inc. $425,000 $1,375,000 223.5% 0.0%
Baxter Credit Union $1,495,000 $1,365,000 -8.7% 0.0%
CANOPY MORTGAGE, LLC $1,330,000 n/a 0.0%
CENTENNIAL LENDING, LLC $1,265,000 $1,315,000 4.0% 0.0%
DAS Acquisition Company, LLC $2,505,000 $1,310,000 -47.7% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,605,000 $1,305,000 -18.7% 0.0%
American Airlines Federal Credit Union $1,455,000 $1,295,000 -11.0% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $3,420,000 $1,285,000 -62.4% 0.0%
ACADEMY MORTGAGE CORPORATION $1,005,000 $1,230,000 22.4% 0.0%
FINANCE OF AMERICA REVERSE LLC $2,090,000 $1,230,000 -41.1% 0.0%
Renasant Bank $2,480,000 $1,225,000 -50.6% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,205,000 n/a 0.0%
LENDINGONE, LLC $1,180,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $1,185,000 $1,155,000 -2.5% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $655,000 $1,150,000 75.6% 0.0%
Chambers Bank $540,000 $1,130,000 109.3% 0.0%
TCF National Bank $2,195,000 $1,125,000 -48.7% 0.0%
AMERICAN FINANCE HOUSE LARIBA $1,235,000 $1,105,000 -10.5% 0.0%
TEXAS TECH $1,090,000 n/a 0.0%
JLB CORPORATION $1,085,000 n/a 0.0%
First Oklahoma Bank $8,690,000 $1,080,000 -87.6% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $235,000 $1,075,000 357.4% 0.0%
STAR ONE CREDIT UNION $235,000 $1,030,000 338.3% 0.0%
GSB MORTGAGE, INC. $1,015,000 n/a 0.0%
COMMUNITYAMERICA $430,000 $990,000 130.2% 0.0%
ANGEL OAK HOME LOANS LLC $125,000 $975,000 680.0% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $610,000 $975,000 59.8% 0.0%
ALLIANT CREDIT UNION $435,000 $955,000 119.5% 0.0%
BECKAM FUNDING CORP. $265,000 $950,000 258.5% 0.0%
BEST CAPITAL FUNDING $260,000 $950,000 265.4% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $3,150,000 $920,000 -70.8% 0.0%
Figure Lending LLC $1,835,000 $910,000 -50.4% 0.0%
HANSCOM $900,000 n/a 0.0%
BBVA USA $330,000 $895,000 171.2% 0.0%
Prosperity Home Mortgage, LLC $165,000 $895,000 442.4% 0.0%
Peoples Bank $205,000 $890,000 334.1% 0.0%
Ixonia Bank $155,000 $880,000 467.7% 0.0%
DIGITAL Federal Credit Union $75,000 $870,000 1,060.0% 0.0%
CSL Financial, LLC $470,000 $845,000 79.8% 0.0%
First Western Trust Bank $605,000 $845,000 39.7% 0.0%
Ameris Bank $840,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $810,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $810,000 $805,000 -0.6% 0.0%
GERSHMAN INVESTMENT CORP. $3,120,000 $790,000 -74.7% 0.0%
BMO Harris Bank $425,000 $775,000 82.4% 0.0%
CLEARPATH LENDING $5,405,000 $760,000 -85.9% 0.0%
INB $760,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $335,000 $755,000 125.4% 0.0%
Raymond James Bank $985,000 $755,000 -23.4% 0.0%
Equity Bank $9,080,000 $745,000 -91.8% 0.0%
FIRST COLONY MORTGAGE CORPORATION $745,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $235,000 $735,000 212.8% 0.0%
Tulsa Federal Credit Union $465,000 $735,000 58.1% 0.0%
The First National Bank of Fort Smith $1,135,000 $720,000 -36.6% 0.0%
LONGBRIDGE FINANCIAL, LLC $985,000 $705,000 -28.4% 0.0%
First Home Bank $1,655,000 $695,000 -58.0% 0.0%
Emprise Bank $685,000 n/a 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $415,000 $680,000 63.9% 0.0%
Core Bank $975,000 $680,000 -30.3% 0.0%
Farmers Bank & Trust $680,000 n/a 0.0%
First Financial Bank $610,000 $675,000 10.7% 0.0%
Guaranty Bank & Trust, N.A. $670,000 n/a 0.0%
NAVY ARMY COMMUNITY CREDIT UNION $665,000 n/a 0.0%
Heritage Bank of St Tammany $655,000 n/a 0.0%
First Oklahoma Mortgage, LLC $1,815,000 $650,000 -64.2% 0.0%
The Jacksboro National Bank $650,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $640,000 n/a 0.0%
SCHLUMBERGER EMPLOYEES CREDIT UNION $635,000 n/a 0.0%
Neighborhood Loans, Inc. $630,000 n/a 0.0%
OKLAHOMA CENTRAL Credit Union $475,000 $615,000 29.5% 0.0%
First Midwest Bank $1,015,000 $605,000 -40.4% 0.0%
Deere Employees Credit Union $1,125,000 $600,000 -46.7% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $3,360,000 $595,000 -82.3% 0.0%
Dollar Bank, Federal Savings Bank $1,005,000 $565,000 -43.8% 0.0%
First Bank $625,000 $560,000 -10.4% 0.0%
Alerus Financial $545,000 n/a 0.0%
ARKANSAS Federal Credit Union $545,000 n/a 0.0%
OCMBC, INC. $545,000 n/a 0.0%
TOGETHER CREDIT UNION $605,000 $545,000 -9.9% 0.0%
Devon Bank $715,000 $535,000 -25.2% 0.0%
First Federal Bank of Kansas City $2,320,000 $535,000 -76.9% 0.0%
Eagle Bank and Trust Company $125,000 $530,000 324.0% 0.0%
Citizens Bank of Kansas $525,000 n/a 0.0%
FBT Mortgage, L.L.C. $265,000 $525,000 98.1% 0.0%
Armed Forces Bank $960,000 $500,000 -47.9% 0.0%
First Bank $625,000 $500,000 -20.0% 0.0%
INTERCAP LENDING INC. $925,000 $500,000 -45.9% 0.0%
First Horizon Bank $480,000 n/a 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $460,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $790,000 $455,000 -42.4% 0.0%
Northwest Federal Credit Union $455,000 n/a 0.0%
United Nations Federal Credit Union $935,000 $455,000 -51.3% 0.0%
Gulf Coast Bank and Trust Company $85,000 $445,000 423.5% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $440,000 n/a 0.0%
CHEVRON $420,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $10,880,000 $420,000 -96.1% 0.0%
Generations Bank $410,000 n/a 0.0%
ASPIRE FINANCIAL, INC. $400,000 n/a 0.0%
First Internet Bank of Indiana $845,000 $400,000 -52.7% 0.0%
FIRST $395,000 n/a 0.0%
First National Bank $195,000 $395,000 102.6% 0.0%
Freedom Bank of Southern Missouri $385,000 n/a 0.0%
Quad City Bank and Trust Company $385,000 n/a 0.0%
Centennial Bank $95,000 $380,000 300.0% 0.0%
Landmark National Bank $380,000 n/a 0.0%
UNITED MORTGAGE CORP. $870,000 $365,000 -58.0% 0.0%
A&D Mortgage LLC $345,000 n/a 0.0%
Patriot Bank $345,000 n/a 0.0%
First National Bank Texas $340,000 n/a 0.0%
Herring Bank $495,000 $335,000 -32.3% 0.0%
Texas Bank and Trust Company $335,000 n/a 0.0%
Bethpage Federal Credit Union $330,000 n/a 0.0%
DATA MORTGAGE, INC. $105,000 $325,000 209.5% 0.0%
JUSTICE Federal Credit Union $325,000 n/a 0.0%
PARKSIDE LENDING, LLC $155,000 $325,000 109.7% 0.0%
Access Bank $335,000 $315,000 -6.0% 0.0%
SILVER HILL FUNDING, LLC $255,000 $310,000 21.6% 0.0%
Grand Savings Bank $305,000 n/a 0.0%
JAMES B. NUTTER & COMPANY $5,250,000 $305,000 -94.2% 0.0%
Assurance Financial Group, L.L.C. $830,000 $300,000 -63.9% 0.0%
Western State Bank $295,000 n/a 0.0%
Cross Keys Bank $290,000 n/a 0.0%
Carrollton Bank $285,000 n/a 0.0%
First National Bank of America $385,000 $275,000 -28.6% 0.0%
FIRST NATIONAL BANK OF WEATHERFORD $275,000 n/a 0.0%
MORTGAGEONE, INC. $275,000 n/a 0.0%
Triumph Bank $315,000 $275,000 -12.7% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $210,000 $270,000 28.6% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $270,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $750,000 $270,000 -64.0% 0.0%
Cf Bank $510,000 $265,000 -48.0% 0.0%
HOMETRUST MORTGAGE COMPANY $530,000 $265,000 -50.0% 0.0%
Vista Bank $265,000 n/a 0.0%
HEARTLAND CREDIT UNION $280,000 $255,000 -8.9% 0.0%
Valley Central Bank $255,000 n/a 0.0%
RED CROWN $195,000 $250,000 28.2% 0.0%
Citizens State Bank of La Crosse $245,000 n/a 0.0%
First Financial Bank $610,000 $245,000 -59.8% 0.0%
Glacier Bank $245,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $105,000 $240,000 128.6% 0.0%
BELEM SERVICING LLC $235,000 n/a 0.0%
Deseret First Credit Union $235,000 n/a 0.0%
DIRECT MORTGAGE, CORP. $235,000 n/a 0.0%
First United Bank $235,000 n/a 0.0%
Austin Capital Bank SSB $255,000 $225,000 -11.8% 0.0%
THRIVENT Federal Credit Union $535,000 $220,000 -58.9% 0.0%
Alliance Bank Central Texas $215,000 n/a 0.0%
COCA-COLA $215,000 n/a 0.0%
GENISYS $215,000 n/a 0.0%
ALTRA $205,000 $205,000 0.0% 0.0%
AMERICAN HOMESTAR MORTGAGE, L.L.C. $390,000 $205,000 -47.4% 0.0%
American State Bank $205,000 n/a 0.0%
Florida Capital Bank $1,070,000 $205,000 -80.8% 0.0%
Signature Federal Credit Union $45,000 $205,000 355.6% 0.0%
SOUTH CENTRAL BANK, INC. $205,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $25,000 $200,000 700.0% 0.0%
American Heritage Bank $615,000 $195,000 -68.3% 0.0%
Bank of Idaho $195,000 n/a 0.0%
NASA Federal Credit Union $195,000 n/a 0.0%
RED RIVER FEDERAL CREDIT UNION $195,000 n/a 0.0%
SUN Federal Credit Union $195,000 n/a 0.0%
Allied First Bank,sb $185,000 n/a 0.0%
BANKWEST, INC. $185,000 n/a 0.0%
Community First National Bank $710,000 $185,000 -73.9% 0.0%
Educational Employees Credit Union $185,000 n/a 0.0%
FIELD & MAIN BANK, INC. $185,000 n/a 0.0%
Presidential Bank, FSB $185,000 n/a 0.0%
SUMMIT FUNDING, INC. $185,000 n/a 0.0%
The Dart Bank $185,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $175,000 n/a 0.0%
UNITED BUILT HOMES, L.L.C. $1,410,000 $175,000 -87.6% 0.0%
AmRes Corporation $415,000 $165,000 -60.2% 0.0%
Farmers Bank & Trust Company $165,000 n/a 0.0%
Flanagan State Bank $390,000 $165,000 -57.7% 0.0%
ON Q FINANCIAL, INC. $295,000 $165,000 -44.1% 0.0%
American National Bank $75,000 $160,000 113.3% 0.0%
Princeton Mortgage Corporation $160,000 n/a 0.0%
Amarillo National Bank $465,000 $145,000 -68.8% 0.0%
PANORAMA MORTGAGE GROUP, LLC $6,600,000 $145,000 -97.8% 0.0%
PEOPLES STATE BANK $145,000 n/a 0.0%
Academy Bank $330,000 $135,000 -59.1% 0.0%
ATLANTA POSTAL $135,000 n/a 0.0%
Colten Mortgage, LLC $135,000 n/a 0.0%
FirstBank Southwest $345,000 $135,000 -60.9% 0.0%
UNITED $645,000 $135,000 -79.1% 0.0%
NUMARK CREDIT UNION $130,000 n/a 0.0%
Southwest Airlines Federal Credit Union $130,000 n/a 0.0%
FOUR POINTS $125,000 n/a 0.0%
Hawthorn Bank $125,000 n/a 0.0%
Cornerstone National Bank & Trust Company $115,000 n/a 0.0%
HOMESTAR FINANCIAL CORPORATION $240,000 $115,000 -52.1% 0.0%
VAN DYK MORTGAGE CORPORATION $115,000 n/a 0.0%
Elements Financial Federal Credit Union $110,000 n/a 0.0%
Happy State Bank $440,000 $105,000 -76.1% 0.0%
INTOUCH CREDIT UNION $105,000 n/a 0.0%
LHM FINANCIAL CORPORATION $915,000 $105,000 -88.5% 0.0%
NFM, INC. $105,000 n/a 0.0%
Secured Investment Corp. $105,000 n/a 0.0%
WESTERN VISTA $105,000 n/a 0.0%
BankPlus $370,000 $95,000 -74.3% 0.0%
CIBC Bank USA $225,000 $95,000 -57.8% 0.0%
CNB Bank And Trust, N.A. $95,000 n/a 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $95,000 n/a 0.0%
Texas Security Bank $400,000 $95,000 -76.3% 0.0%
Cornerstone First Mortgage, Inc $145,000 $85,000 -41.4% 0.0%
Pinnacle Bank $255,000 $85,000 -66.7% 0.0%
State Department Federal Credit Union $75,000 $65,000 -13.3% 0.0%
Centier Bank $55,000 n/a 0.0%
Community National Bank & Trust $465,000 $55,000 -88.2% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $465,000 $55,000 -88.2% 0.0%
STAR USA FEDERAL CREDIT UNION $55,000 n/a 0.0%
TruHome Solutions, LLC $325,000 $55,000 -83.1% 0.0%
Home Loan Investment Bank, F.S.B. $200,000 $50,000 -75.0% 0.0%
CHARTWAY FEDERAL CREDIT UNION $35,000 n/a 0.0%
American Nation Bank $90,000 $15,000 -83.3% 0.0%

OKLAHOMA CITY's top lender by overall market share is CORNERSTONE HOME LENDING, INC., with 5.5% market share. In second place, with 5.4%, is QUICKEN LOANS, LLC, having originated $643,280,000 in loans. In third place, with 4.6%, is First United Bank and Trust Company, having originated $558,610,000 in loans. In third place, with 2.7%, is FREEDOM MORTGAGE CORPORATION, having originated $325,165,000 in loans. In third place, with 2.6%, is Gateway First Bank, having originated $310,780,000 in loans.


OKLAHOMA CITY, OK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 26,576 $6,410,200,000 $241,203
Refi 17,609 $3,813,385,000 $216,559
Cash Out Refi 7,617 $1,584,565,000 $208,030
Home Improvement 1,155 $96,265,000 $83,346
Other 1,017 $109,195,000 $107,370
NA 1 $135,000 $135,000

Oklahoma City's most frequently cited loan purpose was Home Purchase, with 26,576 originations. The 2nd most popular reason was Refi, with 17,609 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 18,241 $4,117,525,000 $225,729
3-4% 18,240 $4,168,020,000 $228,510
<2.5% 8,730 $1,997,190,000 $228,773
4-5% 3,329 $584,685,000 $175,634
5-6% 763 $84,565,000 $110,832
6-7% 269 $29,965,000 $111,394
Over 8% 262 $25,570,000 $97,595
7-8% 249 $18,215,000 $73,153

During 2021, Oklahoma City's most frequently originated rate bucket was 2.5-3%, with 18,241 originations.

Loan Sizing (OKLAHOMA CITY, OK MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 23,099 $3,477,295,000 $150,539
$200k-400k 18,949 $5,094,985,000 $268,879
$100,000 or less 8,130 $545,330,000 $67,076
$400k-600k 2,919 $1,384,895,000 $474,442
$600k-1000k 562 $422,220,000 $751,281
$Over $1MM 316 $1,089,020,000 $3,446,266

OKLAHOMA CITY's loan sizing saw the bucket of loans from $100k-200k with 23,099 originations, totaling $3,477,295,000 in origination value.

LTV Distribution