Oklahoma Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Oklahoma averaged 7.09% for the week of 2024-05-09, compared to the national average of 7.09% for the same period.

The average rate for the prior week (2024-05-02) was 7.22% and one month ago for the week of 2024-04-04, the average rate was 6.72%.

Oklahoma's average rate one year ago was 6.49%.

For refis of the same type during the week of 2024-05-09, the average rate was 7.38%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-09 7.09%
Oklahoma 30 Year Fixed Rate 2024-05-09 7.09%
Oklahoma 30 Year Fixed Rate Refi 2024-05-09 7.38%
Oklahoma 15 Year Fixed Rate 2024-05-09 7.24%
Oklahoma 15 Year Fixed Rate Refi 2024-05-09 7.48%
Oklahoma 30 Year FHA 2024-05-09 6.59%
Oklahoma 30 Year FHA Refi 2024-05-09 6.59%
Oklahoma 30 Year USDA 2024-05-09 6.84%
Oklahoma 30 Year USDA Refi 2024-05-09 6.69%
Oklahoma 30 Year VA 2024-05-09 6.54%
Oklahoma 30 Year VA Refi 2024-05-09 6.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Oklahoma.

Oklahoma Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Oklahoma market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
ASSOCIATED MORTGAGE CORPORATION 1,223 6.69% $6,464
QUICKEN LOANS, LLC 1,213 6.80% $7,279
First United Bank and Trust Company 1,185 6.94% $5,963
Arvest Bank 1,175 6.64% $4,920
CORNERSTONE HOME LENDING, INC. 762 6.99% $7,222
Gateway First Bank 757 6.81% $5,498
BOKF 671 6.88% $5,492
UNITED WHOLESALE MORTGAGE, LLC 635 6.80% $7,699
FLAT BRANCH MORTGAGE, INC. 604 6.73% $5,526
Stride Bank 485 6.70% $6,410
BancFirst 425 6.87% $4,889
MidFirst Bank 357 6.24% $3,794
JPMorgan Chase Bank 349 6.75% $4,512
TTCU Federal Credit Union 261 6.29% $4,122
Waterstone Mortgage Corporation 248 6.85% $7,790
Bank of America 232 6.34% $3,249
PENNYMAC LOAN SERVICES, LLC 222 6.62% $6,686
GUARANTEED RATE, INC. 217 6.69% $5,541
The Central Trust Bank 206 6.82% $4,459
THE MORTGAGE LINK, INC. 187 6.80% $7,294
Wells Fargo Bank 167 6.48% $5,471
First National Bank and Trust Company 165 6.83% $5,321
F & M Bank 155 6.77% $4,608
United Fidelity Funding Corp. 151 6.69% $7,163
NEWREZ LLC 147 6.99% $6,365
VALOR BANK 143 6.79% $4,309
WEOKIE 143 6.19% $4,040
PRIMELENDING, A PLAINSCAPITAL COMPANY 141 7.05% $5,998
COMMUNICATION 139 6.49% $3,830
Prosperity Bank 136 6.52% $4,097
OPEN MORTGAGE, LLC 133 6.83% $6,835
CWM PARTNERS, L.P. 131 6.43% $4,570
RCB Bank 131 5.93% $3,734
UNION HOME MORTGAGE CORP. 131 7.11% $6,294
Firstar Bank 131 6.41% $5,156
LOANDEPOT.COM, LLC 130 6.73% $7,012
Simmons Bank 126 6.78% $4,442
CMG MORTGAGE, INC. 121 6.76% $5,312
CROSSCOUNTRY MORTGAGE, LLC 119 6.80% $8,469
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 117 6.83% $6,852
GUILD MORTGAGE COMPANY 111 7.13% $7,024
Vision Bank 110 6.60% $2,981
American Bank of Oklahoma 109 6.75% $5,506
Truity Federal Credit Union 108 6.65% $4,041
EVERETT FINANCIAL, INC. 106 6.92% $5,735
NAVY FEDERAL CREDIT UNION 103 6.62% $4,293
SWBC MORTGAGE CORPORATION 103 6.79% $7,574
Tulsa Federal Credit Union 99 7.15% $3,573
American Mortgage & Equity Consultants, Inc. 98 7.12% $6,357
Tinker Federal Credit Union 98 6.80% $4,152
Great Plains National Bank 91 6.51% $5,875
FIRST AMERICAN MORTGAGE, INC. 89 6.85% $5,539
DHI MORTGAGE COMPANY, LTD. 88 5.65% $2,807
Armstrong Bank 86 7.11% $5,267
Mortgage Research Center, LLC 84 6.79% $4,806
OKLAHOMA'S 84 6.75% $3,205
INTERLINC MORTGAGE SERVICES, LLC 81 6.89% $6,902
American Mortgage Bank, LLC 79 6.87% $5,585
USAA Federal Savings Bank 78 6.71% $5,086
Mr. Cooper ( Nationstar Mortgage ) 74 6.83% $8,509
Mabrey Bank 69 7.36% $4,037
U.S. Bank 67 6.59% $5,120
US MORTGAGE CORPORATION 67 6.78% $6,514
Flagstar Bank, FSB 65 7.14% $6,020
PROVIDENT FUNDING ASSOCIATES, L.P. 65 6.30% $5,657
AMERISAVE MORTGAGE CORPORATION 63 6.44% $9,565
AMCAP MORTGAGE, LTD. 61 6.81% $8,123
First Liberty Bank 58 6.97% $4,935
CARDINAL FINANCIAL 56 6.90% $8,244
AmeriHome Mortgage Company, LLC 55 6.87% $5,731
MLD MORTGAGE INC. 54 7.04% $6,460
21ST MORTGAGE CORPORATION 53 7.96% $6,462
BROKER SOLUTIONS, INC. 52 7.18% $7,884
CHURCHILL MORTGAGE CORPORATION 52 7.03% $5,773
AMERICAN FINANCIAL NETWORK, INC. 51 7.29% $7,702
InterBank 50 7.55% $2,677
Citizens Bank 49 7.09% $7,596
SUCCESS MORTGAGE PARTNERS, INC. 49 7.08% $7,864
ZILLOW HOME LOANS, LLC 47 6.98% $5,361
CALCON MUTUAL MORTGAGE LLC 46 6.43% $10,911
Discover Bank 45 7.21% $0
Mortgage Investment Services Corporation 43 6.95% $5,077
NBKC BANK 41 6.51% $4,525
OKLAHOMA CENTRAL Credit Union 41 6.61% $4,096
Equity Bank 40 6.59% $3,860
MUTUAL OF OMAHA MORTGAGE, INC. 39 6.73% $6,950
ALLEGIANCE 39 6.79% $3,937
BETTER MORTGAGE CORPORATION 37 6.27% $5,117
ROYAL UNITED MORTGAGE LLC 36 7.09% $7,807
Sierra Pacific Mortgage Company, Inc. 35 6.86% $7,990
TRUE SKY 35 6.46% $3,832
Regent Financial Group, Inc. 32 6.84% $6,166
VANDERBILT MORTGAGE AND FINANCE, INC. 32 8.08% $6,191
AXIA FINANCIAL, LLC 31 7.04% $7,439
Ally Bank 29 6.48% $5,978
PREMIA MORTGAGE, LLC 29 6.27% $2,203
BAY EQUITY LLC 28 6.88% $7,076
Chickasaw Community Bank 27 6.63% $7,457
Town Square Mortgage & Investments, Inc. 27 6.98% $6,419
FREEDOM MORTGAGE CORPORATION 26 7.09% $7,807
ARK-LA-TEX FINANCIAL SERVICES, LLC. 26 7.09% $7,761
AMERICAN PACIFIC MORTGAGE CORPORATION 26 6.94% $6,340
The First National Bank of Fort Smith 26 6.75% $3,462
Morgan Stanley Private Bank 25 5.89% $3,742
The Huntington National Bank 24 6.38% $6,415
PNC Bank 23 6.48% $6,222
Farm Credit Mid-America, ACA 23 7.28% $7,148
Paramount Residential Mortgage Group, Inc. 23 7.55% $9,473
RESIDENTIAL BANCORP 22 6.61% $6,965
FBC MORTGAGE, LLC 22 6.65% $8,267
GENEVA FINANCIAL, LLC 22 6.94% $7,853
BMO Harris Bank 22 6.72% $5,255
Citibank 22 6.45% $5,113
FIRST COLONY MORTGAGE CORPORATION 22 6.87% $6,696
SUN WEST MORTGAGE COMPANY, INC. 21 7.00% $7,277
International Bank of Commerce 21 6.36% $4,226
PLAZA HOME MORTGAGE, INC. 21 7.00% $9,515
NFM, INC. 20 6.88% $7,486
Plains Commerce Bank 20 6.43% $7,343
MORTGAGE SOLUTIONS OF COLORADO, LLC 19 7.07% $7,746
SIRVA MORTGAGE, INC. 19 6.70% $761
UNITED 18 6.90% $4,475
MORTGAGE CLEARING CORPORATION 18 6.66% $3,727
Commerce Bank 18 6.72% $3,683
MOVEMENT MORTGAGE, LLC 18 6.81% $7,351
Stifel Bank and Trust 18 5.90% $3,602
Unify Home Lending Inc. 17 6.67% $2,990
LAKEVIEW LOAN SERVICING, LLC 17 6.86% $10,255
LOANPAL, LLC 16 6.33% $6,027
Fidelity Bank 16 6.61% $4,032
NexBank 16 7.08% $12,604
American Airlines Federal Credit Union 16 5.85% $0
VAN DYK MORTGAGE CORPORATION 16 6.97% $6,894
Oklahoma Educators Credit Union 16 7.20% $4,150
Bank of England 15 6.87% $6,357
PENTAGON FEDERAL CREDIT UNION 15 6.04% $4,937
TJC Mortgage, Inc. 15 6.67% $5,538
Community National Bank & Trust 15 6.88% $3,669
NTFN, INC. 15 7.13% $5,873
AMERICAN FINANCING CORPORATION 14 6.54% $7,339
BancorpSouth 12 6.23% $7,661
DEEPHAVEN MORTGAGE LLC 12 9.52% $14,730
SECURITYNATIONAL MORTGAGE COMPANY 12 6.71% $10,227
SENTE MORTGAGE, INC. 12 7.17% $9,710
Truist 12 6.75% $6,387
SFMC, LP 12 6.85% $9,303
EAGLE HOME MORTGAGE, LLC 11 6.11% $4,719
Servion, Inc. 11 6.77% $6,599
Oklahoma Federal Credit Union 11 7.67% $245
GUARANTY HOME MORTGAGE CORPORATION 11 6.59% $5,525
MICHIGAN MUTUAL, INC. 11 7.42% $8,061
Capitol Federal Savings Bank 11 6.14% $5,299
Century Mortgage Company DBA Century Lending Company 11 7.07% $6,959
Watermark Capital, Inc. 10 6.75% $8,806
FirstTrust Home Loans, Inc. 10 6.35% $4,530
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 10 7.17% $6,643
HOMESIDE FINANCIAL, LLC 10 6.91% $5,749
North American Savings Bank, F.S.B. 9 7.71% $6,127
HOMEXPRESS MORTGAGE CORP. 9 9.21% $10,644
UBS Bank USA 9 6.00% $5,130
BNC National Bank 9 6.10% $5,180
Carrington Mortgage Services, LLC 9 6.38% $8,134
OCMBC, INC. 9 8.49% $13,862
First Federal Bank 9 6.71% $5,084
MID AMERICA MORTGAGE, INC. 9 7.07% $5,913
Goldwater Bank, N.A. 9 6.57% $10,642
S1L, Inc. 8 6.73% $8,251
MORTGAGE ACCESS CORP. 8 7.04% $6,878
UIF CORPORATION 8 7.55% $5,517
Citadel Servicing Corporation 8 8.42% $10,674
Charles Schwab Bank, SSB 8 5.50% $5,936
DIGITAL Federal Credit Union 8 5.94% $4,056
Farmers Bank & Trust 8 6.52% $6,738
General Mortgage Capital Corporation 7 6.89% $5,070
Raymond James Bank 7 5.23% $6,665
RED CROWN 7 6.59% $3,655
DAS Acquisition Company, LLC 7 7.14% $5,999
TOWNE MORTGAGE COMPANY 7 7.20% $7,341
First State Bank of St. Charles, Missouri 7 6.80% $4,357
M&T Bank 7 6.66% $5,792
Prosperity Home Mortgage, LLC 7 7.02% $7,325
Nations Lending Corporation 6 7.35% $6,689
Neighborhood Loans, Inc. 6 6.77% $9,439
Network Funding, L.P. 6 7.19% $7,316
Northpointe Bank 6 6.65% $9,211
First Bank 6 5.96% $4,900
NP, Inc. 6 8.77% $12,156
CRESCENT MORTGAGE COMPANY 6 7.14% $4,491
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 6.93% $5,340
ACADEMY MORTGAGE CORPORATION 6 7.23% $8,481
Centennial Bank 6 6.85% $5,415
HOMEBRIDGE FINANCIAL SERVICES, INC. 6 7.98% $10,813
TRIAD FINANCIAL SERVICES, INC. 6 8.22% $7,862
UMB Bank 6 6.61% $4,833
First Horizon Bank 6 7.13% $5,048
COMMUNITY MORTGAGE FUNDING, LLC 5 6.38% $7,502
Amarillo National Bank 5 7.08% $4,897
AMERICAN INTERNET MORTGAGE, INC. 5 5.98% $8,851
Baxter Credit Union 5 6.45% $4,944
EUSTIS AND AMERICAN MORTGAGE COMPANY 5 7.07% $8,046
Evolve Bank & Trust 5 6.43% $4,017
GARDNER FINANCIAL SERVICES, LTD. 5 7.05% $6,665
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 5 6.75% $7,760
GSF Mortgage Corporation 5 6.25% $3,597
GUARANTEED RATE AFFINITY, LLC 5 6.71% $2,487
Ixonia Bank 5 7.07% $8,893
LEADERONE FINANCIAL CORPORATION 5 7.00% $8,122
LENDSURE MORTGAGE CORP. 5 8.75% $14,797
Old National Bank 5 6.53% $6,881
PHH Mortgage Corporation 5 6.80% $6,159
PREMIER MORTGAGE RESOURCES, L.L.C. 5 6.70% $6,725
Regions Bank 5 6.23% $5,938
Southwest Missouri Bank 5 8.31% $2,505
T2 FINANCIAL LLC 5 6.82% $6,905
The Federal Savings Bank 5 7.08% $7,740
The Focus Federal Credit Union 5 7.23% $2,753
THRIVE MORTGAGE, LLC 5 6.77% $10,170
V.I.P. MORTGAGE, INC. 5 7.35% $6,959
COMMUNITYAMERICA 4 6.38% $5,167
SUMMIT FUNDING, INC. 4 7.13% $9,396
CALIBER HOME LOANS, INC. 4 6.28% $6,435
ARC HOME LLC 4 6.81% $4,292
Warsaw Federal Savings and Loan Association 4 6.41% $5,031
DRAPER AND KRAMER MORTGAGE CORP. 4 6.94% $8,483
Generations Bank 4 6.81% $5,378
Colonial Savings, F.A. 4 7.16% $6,205
Landmark National Bank 4 5.88% $4,083
US Employees O.C. Federal Credit Union 4 7.81% $7,879
The Loan Store, Inc. 4 7.72% $5,463
RUOFF MORTGAGE COMPANY, INC. 4 5.94% $6,465
Cornerstone First Mortgage, Inc 4 7.37% $12,826
TIB The Independent Bankersbank 4 7.25% $7,260
Independent Bank 4 7.13% $9,551
Quontic Bank 4 8.00% $8,286
First Western Trust Bank 4 6.53% $3,207
TOTAL MORTGAGE SERVICES, LLC 4 6.78% $7,968
Barrington Bank & Trust Company, N.A. 4 7.44% $5,184
NEW FED MORTGAGE, CORP. 4 7.75% $4,999
LENOX FINANCIAL MORTGAGE CORPORATION 3 7.00% $5,144
GREENSTATE CREDIT UNION 3 5.96% $4,741
Strong Home Mortgage, LLC 3 7.33% $5,236
First-Citizens Bank & Trust Company 3 5.95% $4,711
NATIONS RELIABLE LENDING, LLC 3 6.92% $6,197
BANK OF LITTLE ROCK MORTGAGE CORPORATION 3 7.08% $4,062
First Bank 3 7.33% $8,178
Eagle Bank and Trust Company 3 6.71% $3,045
STAR ONE CREDIT UNION 3 6.17% $2,773
Sunflower Bank 3 7.04% $4,244
ARKANSAS Federal Credit Union 3 6.13% $4,851
ENDEAVOR CAPITAL, LLC. 3 7.70% $10,474
BM Real Estate Services, Inc. 3 8.79% $10,833
Beeline Loans, Inc. 3 7.25% $8,276
NETWORK CAPITAL FUNDING CORPORATION 3 6.54% $5,275
PLANET HOME LENDING, LLC 3 6.49% $5,993
DELMAR FINANCIAL COMPANY 3 6.75% $4,581
Deere Employees Credit Union 3 5.46% $4,439
WILLOW BEND MORTGAGE COMPANY, LLC 3 6.62% $6,510
Choice Financial Group 3 6.00% $4,034
FORT SILL 3 7.42% $4,686
ALLIANT CREDIT UNION 3 7.04% $4,190
West Gate Bank 3 6.75% $3,818
Affiliated Bank 3 7.00% $5,049
RED RIVER EMPLOYEES 2 7.56% $4,263
First Financial Bank 2 7.25% $4,719
INTERCAP LENDING INC. 2 7.13% $4,569
First Financial Bank 2 6.25% $6,816
RBC Bank, (Georgia) 2 6.00% $4,055
FIRST WESTERN MORTGAGE, INC. 2 6.25% $7,448
PURDUE FEDERAL CREDIT UNION 2 6.31% $4,434
Commercial Bank of Texas 2 7.19% $6,593
Grand Bank for Savings, FSB 2 9.38% $5,373
City Bank 2 6.25% $6,244
SeaTrust Mortgage Company 2 6.81% $4,710
First Community Bank 2 6.56% $9,250
NEXERA HOLDING LLC 2 9.44% $7,540
GERSHMAN INVESTMENT CORP. 2 7.13% $4,195
FirstBank 2 7.18% $6,114
Chambers Bank 2 6.81% $4,504
LOANPEOPLE, LLC 2 7.25% $8,140
SOUTHWEST STAGE FUNDING, LLC 2 8.59% $8,021
FINANCIAL CONCEPTS MORTGAGE, LLC 2 7.88% $17,538
FIDELITY BANK 2 6.44% $4,338
Farmers Bank & Trust Company 2 6.37% $13,567
First Savings Bank 2 7.19% $8,150
CANOPY MORTGAGE, LLC 2 7.56% $10,040
TEACHERS 2 6.25% $5,296
Equity Prime Mortgage LLC 2 6.81% $9,154
LEGEND LENDING CORPORATION 2 7.06% $3,749
Meridian Bank Corporation 2 7.13% $5,764
BNY Mellon 2 6.06% $5,039
Great Southern Bank 2 6.50% $3,913
Access Community Credit Union 2 7.25% $4,641
BAY-VALLEY MORTGAGE GROUP 2 7.25% $10,172
First National Bank of Omaha 2 7.19% $4,745
EMBRACE HOME LOANS, INC. 2 5.99% $11,014
TruHome Solutions, LLC 2 7.00% $6,065
Performance Financial, Inc. 2 8.25% $9,023
Armed Forces Bank 2 6.56% $5,920
First National Bank of America 2 9.69% $10,355
Municipal Employees Credit Union of Oklahoma City 2 9.06% $1,475
UNION SQUARE 2 6.38% $4,071
United Community Bank 2 6.99% $5,324
NATIONS DIRECT MORTGAGE, LLC 2 9.44% $7,294
AMERICAN PORTFOLIO MORTGAGE CORPORATION 2 8.25% $12,490
American National Bank & Trust 2 7.00% $7,513
AMERICAN HERITAGE LENDING, INC. 2 9.00% $12,020
AMERICAN FINANCE HOUSE LARIBA 2 6.69% $5,962
CREDIT UNION OF AMERICA 2 5.63% $7,368
PROPER RATE, LLC 2 7.03% $4,575
NATIONWIDE MORTGAGE BANKERS, INC. 2 6.38% $6,631
COUNTRYPLACE MORTGAGE, LTD. 2 7.28% $3,710
HOMESTEAD FUNDING CORP. 2 7.00% $4,627
KELLER MORTGAGE, LLC 1 5.88% $3,967
KEYPOINT 1 6.00% $3,605
KINECTA 1 5.25% $8,596
Alerus Financial 1 7.00% $3,853
GEORGIA'S OWN 1 6.38% $3,738
Magnolia Bank 1 6.75% $7,206
MEMBER FIRST MORTGAGE, LLC 1 6.25% $6,841
GENISYS 1 6.00% $3,296
Midland States Bank 1 6.38% $4,888
MORIA DEVELOPMENT, INC. 1 7.49% $8,197
First United Bank 1 6.88% $3,296
First State Bank 1 6.50% $5,536
MORTGAGE FINANCIAL SERVICES, LLC 1 6.75% $4,026
First Palmetto Bank 1 6.88% $4,672
First Oklahoma Mortgage, LLC 1 6.25% $5,245
MOUNTAIN WEST FINANCIAL, INC. 1 7.50% $5,684
First National Bank Texas 1 5.88% $5,579
First National Bank 1 7.25% $6,922
NASA Federal Credit Union 1 6.38% $4,100
First National Bank 1 6.88% $2,944
NBH Bank 1 6.88% $607
First Federal Bank of Kansas City 1 6.88% $3,833
FIRST COMMUNITY MORTGAGE, INC. 1 6.88% $7,197
First Bank Richmond 1 6.00% $5,608
Notre Dame Federal Credit Union Corporation 1 7.00% $9,163
FineMark National Bank & Trust 1 6.38% $3,145
F&A Federal Credit Union 1 6.88% $1,012
EVANSVILLE TEACHERS 1 6.25% $3,630
ON Q FINANCIAL, INC. 1 7.13% $5,880
ONY GLO, INC. 1 7.38% $4,639
PANORAMA MORTGAGE GROUP, LLC 1 6.00% $7,074
Encompass Lending Group, LP 1 5.75% $6,600
A. E. A. Federal Credit Union 1 6.38% $5,485
Pinnacle Bank 1 7.50% $3,691
POLARIS HOME FUNDING CORP. 1 7.63% $7,120
CREDIT UNION WEST 1 6.88% $4,854
ADVANCIAL 1 7.63% $4,447
Presidential Bank, FSB 1 5.99% $6,073
Credit Union of Texas 1 7.63% $11,399
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.63% $5,861
CoreFirst Bank & Trust 1 6.38% $2,382
Raccoon Valley Bank 1 6.13% $3,472
Community Mortgage Banc Corporation 1 7.63% $5,666
Community First National Bank 1 6.50% $10,201
Renasant Bank 1 7.63% $5,207
City National Bank 1 8.95% $3,524
SCHLUMBERGER EMPLOYEES CREDIT UNION 1 5.88% $3,485
CITIZENS EQUITY FIRST 1 5.63% $4,400
Cincinnati Federal 1 6.50% $4,829
Service Federal Credit Union 1 6.75% $8,243
Chicago Mortgage Solutions LLC 1 5.63% $6,387
CHEVRON 1 6.50% $5,220
CHERRY CREEK MORTGAGE, LLC 1 6.38% $889
Southern Bank 1 8.38% $4,569
Wichita Federal Credit Union 1 7.88% $5,720
State Department Federal Credit Union 1 6.13% $13,654
Cf Bank 1 6.63% $3,225
Stillman Bank 1 7.50% $3,212
Canyon State Credit Union 1 5.50% $3,137
Cache Valley Bank 1 6.99% $5,911
Texas Regional Bank 1 6.97% $6,795
Busey Bank 1 6.38% $3,974
The City National Bank of Sulphur Springs 1 6.88% $3,796
WINGS FINANCIAL 1 5.38% $2,929
Wyndham Capital Mortgage, Inc. 1 5.75% $10,128
Bethpage Federal Credit Union 1 6.13% $4,187
BankPlus 1 7.13% $5,338
Bank of the West 1 7.00% $4,339
Assurance Financial Group, L.L.C. 1 6.99% $15,353
ASSEMBLIES OF GOD Credit Union 1 7.25% $4,415
ARIZONA 1 5.50% $6,802
Arbor Bank 1 7.00% $3,534
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 11.25% $13,044
Union Bank and Trust Company 1 6.38% $4,294
ANECA Federal Credit Union 1 6.38% $9,057
Union Savings Bank 1 6.25% $2,839
AmRes Corporation 1 7.13% $11,387
United Community Bank 1 5.75% $2,802
AMERITRUST MORTGAGE CORPORATION 1 5.99% $8,579
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.50% $5,519
AMERICAN FINANCIAL RESOURCES, INC. 1 7.63% $2,948
Amalgamated Bank 1 6.63% $4,332
Veritex Community Bank 1 6.00% $12,254
Zions Bank 1 6.00% $6,122
HOMESTAR FINANCIAL CORPORATION 1 6.88% $3,234
Home Federal Bank 1 5.75% $2,901
HSBC BANK USA, NATIONAL ASSOCIATION 1 6.71% $4,003
HIGHLAND HOMELOANS, LLC 1 7.38% $5,248
Heritage Bank 1 5.75% $2,950
Guaranty Bank & Trust, N.A. 1 7.38% $5,015
Intrust Bank 1 7.50% $6,464
KeyBank 1 4.63% $13,182

Oklahoma Average Closing Costs & Other Stats

Oklahoma's 404 lenders originated 67,478 loans during 2023. The total origination value was $14,276,680,000, with an average loan value of $211,575.

Oklahoma's average closing costs are $5,285.

The top Oklahoma lender as defined by loan originations is ASSOCIATED MORTGAGE CORPORATION, with 1,223 loans originated. Their average total fees are $6,464, which is $815 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Oklahoma lenders (with over 10 loans originated) are Discover Bank ($0), American Airlines Federal Credit Union ($0), Oklahoma Federal Credit Union ($245), SIRVA MORTGAGE, INC. ($761) and PREMIA MORTGAGE, LLC ($2,203).

The lowest rate Oklahoma lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.65%), American Airlines Federal Credit Union (5.85%), Morgan Stanley Private Bank (5.89%), Stifel Bank and Trust (5.90%) and RCB Bank (5.93%).

Oklahoma Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

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Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
First United Bank and Trust Company $1,082,670,000 $814,885,000 -24.7% 5.7%
Arvest Bank $759,865,000 $660,185,000 -13.1% 4.6%
BancFirst $637,550,000 $579,225,000 -9.1% 4.1%
QUICKEN LOANS, LLC $903,170,000 $558,560,000 -38.2% 3.9%
ASSOCIATED MORTGAGE CORPORATION $643,090,000 $538,395,000 -16.3% 3.8%
CORNERSTONE HOME LENDING, INC. $563,125,000 $378,450,000 -32.8% 2.7%
UNITED WHOLESALE MORTGAGE, LLC $365,540,000 $368,345,000 0.8% 2.6%
Mortgage Research Center, LLC $443,335,000 $358,465,000 -19.1% 2.5%
Gateway First Bank $459,910,000 $343,940,000 -25.2% 2.4%
BOKF $467,250,000 $339,935,000 -27.2% 2.4%
Stride Bank $317,325,000 $278,075,000 -12.4% 1.9%
FLAT BRANCH MORTGAGE, INC. $289,210,000 $263,500,000 -8.9% 1.8%
Great Plains National Bank $186,945,000 $242,045,000 29.5% 1.7%
MidFirst Bank $266,135,000 $197,670,000 -25.7% 1.4%
NAVY FEDERAL CREDIT UNION $180,410,000 $160,175,000 -11.2% 1.1%
BERKELEY POINT CAPITAL LLC $217,330,000 $141,010,000 -35.1% 1.0%
First National Bank and Trust Company $140,685,000 n/a 1.0%
FINANCIAL CONCEPTS MORTGAGE, LLC $154,080,000 $140,115,000 -9.1% 1.0%
The Central Trust Bank $107,725,000 $131,650,000 22.2% 0.9%
PENNYMAC LOAN SERVICES, LLC $187,840,000 $129,885,000 -30.9% 0.9%
GUARANTEED RATE, INC. $138,635,000 $120,780,000 -12.9% 0.8%
JPMorgan Chase Bank $169,295,000 $119,115,000 -29.6% 0.8%
Tinker Federal Credit Union $159,175,000 $111,370,000 -30.0% 0.8%
Waterstone Mortgage Corporation $129,440,000 $107,040,000 -17.3% 0.7%
Bank of America $130,550,000 $104,325,000 -20.1% 0.7%
Firstar Bank $135,080,000 $101,395,000 -24.9% 0.7%
RCB Bank $166,070,000 $100,500,000 -39.5% 0.7%
VALOR BANK $103,725,000 $99,665,000 -3.9% 0.7%
TTCU Federal Credit Union $115,905,000 $98,870,000 -14.7% 0.7%
21ST MORTGAGE CORPORATION $71,920,000 $91,260,000 26.9% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $159,580,000 $88,895,000 -44.3% 0.6%
LOANDEPOT.COM, LLC $244,545,000 $87,120,000 -64.4% 0.6%
Prosperity Bank $142,485,000 $85,640,000 -39.9% 0.6%
USAA Federal Savings Bank $108,035,000 $84,695,000 -21.6% 0.6%
Regent Bank $73,955,000 $84,275,000 14.0% 0.6%
Armstrong Bank $137,465,000 $81,345,000 -40.8% 0.6%
THE MORTGAGE LINK, INC. $79,425,000 n/a 0.6%
OPEN MORTGAGE, LLC $82,960,000 $79,075,000 -4.7% 0.6%
NEWREZ LLC $50,685,000 $78,650,000 55.2% 0.6%
F & M Bank $126,115,000 $78,380,000 -37.9% 0.5%
American Bank of Oklahoma $137,225,000 $77,465,000 -43.5% 0.5%
Chickasaw Community Bank $170,525,000 $77,460,000 -54.6% 0.5%
COMMUNICATION $85,250,000 $76,800,000 -9.9% 0.5%
GUILD MORTGAGE COMPANY $105,180,000 $73,795,000 -29.8% 0.5%
First National Bank Of Oklahoma $75,810,000 $73,490,000 -3.1% 0.5%
United Fidelity Funding Corp. $115,870,000 $73,020,000 -37.0% 0.5%
Vision Bank $97,645,000 $71,250,000 -27.0% 0.5%
WEOKIE $165,530,000 $70,025,000 -57.7% 0.5%
BERKADIA COMMERCIAL MORTGAGE LLC $296,200,000 $69,280,000 -76.6% 0.5%
CMG MORTGAGE, INC. $53,790,000 $67,420,000 25.3% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $135,595,000 $67,215,000 -50.4% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $95,265,000 $66,890,000 -29.8% 0.5%
UNION HOME MORTGAGE CORP. $61,375,000 $66,155,000 7.8% 0.5%
CWM PARTNERS, L.P. $77,805,000 $65,885,000 -15.3% 0.5%
Mabrey Bank $65,750,000 $65,420,000 -0.5% 0.5%
DHI MORTGAGE COMPANY, LTD. $61,915,000 $64,785,000 4.6% 0.5%
Wells Fargo Bank $262,435,000 $64,640,000 -75.4% 0.5%
EVERETT FINANCIAL, INC. $223,470,000 $64,490,000 -71.1% 0.5%
WALKER & DUNLOP, LLC $122,540,000 $64,195,000 -47.6% 0.4%
FREEDOM MORTGAGE CORPORATION $155,945,000 $63,020,000 -59.6% 0.4%
OKLAHOMA'S $17,600,000 $59,140,000 236.0% 0.4%
FIRST AMERICAN MORTGAGE, INC. $72,590,000 $52,885,000 -27.1% 0.4%
Simmons Bank $130,180,000 $52,765,000 -59.5% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $120,100,000 $52,620,000 -56.2% 0.4%
MORTGAGE SOLUTIONS OF COLORADO, LLC $68,925,000 $50,585,000 -26.6% 0.4%
Flagstar Bank, FSB $84,090,000 $49,720,000 -40.9% 0.3%
Citibank $6,610,000 $49,450,000 648.1% 0.3%
INTERLINC MORTGAGE SERVICES, LLC $86,015,000 $48,395,000 -43.7% 0.3%
GREYSTONE SERVICING COMPANY LLC $34,985,000 $48,170,000 37.7% 0.3%
Quail Creek Bank $81,740,000 $48,100,000 -41.2% 0.3%
CARDINAL FINANCIAL $124,445,000 $46,850,000 -62.4% 0.3%
MID AMERICA MORTGAGE, INC. $89,795,000 $46,355,000 -48.4% 0.3%
SWBC MORTGAGE CORPORATION $56,755,000 $45,590,000 -19.7% 0.3%
AMERISAVE MORTGAGE CORPORATION $117,755,000 $45,165,000 -61.6% 0.3%
Tulsa Federal Credit Union $48,605,000 $43,295,000 -10.9% 0.3%
ORIX REAL ESTATE CAPITAL, LLC $26,770,000 $42,910,000 60.3% 0.3%
US MORTGAGE CORPORATION $64,855,000 $41,835,000 -35.5% 0.3%
AMCAP MORTGAGE, LTD. $40,960,000 $41,610,000 1.6% 0.3%
BROKER SOLUTIONS, INC. $64,175,000 $41,470,000 -35.4% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $29,610,000 $41,230,000 39.2% 0.3%
First Liberty Bank $76,425,000 $41,060,000 -46.3% 0.3%
U.S. Bank $100,110,000 $39,750,000 -60.3% 0.3%
Equity Bank $50,360,000 $38,645,000 -23.3% 0.3%
American Mortgage Bank, LLC $50,830,000 $38,605,000 -24.1% 0.3%
First Bank & Trust Co. $57,705,000 $37,825,000 -34.5% 0.3%
Fidelity Bank $53,565,000 $36,010,000 -32.8% 0.3%
Bank 7 $58,355,000 $35,865,000 -38.5% 0.3%
Truity Federal Credit Union $43,175,000 $35,350,000 -18.1% 0.2%
American Mortgage & Equity Consultants, Inc. $905,000 $35,160,000 3,785.1% 0.2%
Merchants Capital Corp. $34,940,000 n/a 0.2%
The Citizens Bank of Edmond $47,930,000 $33,065,000 -31.0% 0.2%
PLAZA HOME MORTGAGE, INC. $37,180,000 $32,595,000 -12.3% 0.2%
Discover Bank $20,350,000 $31,855,000 56.5% 0.2%
First Oklahoma Bank $47,770,000 $30,125,000 -36.9% 0.2%
Citizens Bank $40,370,000 $29,565,000 -26.8% 0.2%
NBKC BANK $37,690,000 $29,225,000 -22.5% 0.2%
TRIAD FINANCIAL SERVICES, INC. $33,500,000 $29,180,000 -12.9% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $2,745,000 $27,920,000 917.1% 0.2%
American Heritage Bank $40,660,000 $27,580,000 -32.2% 0.2%
NEW DAY FINANCIAL, LLC $56,480,000 $27,450,000 -51.4% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $25,675,000 $26,890,000 4.7% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $6,715,000 $26,495,000 294.6% 0.2%
MLD MORTGAGE INC. $26,155,000 n/a 0.2%
Paramount Residential Mortgage Group, Inc. $34,055,000 $25,745,000 -24.4% 0.2%
AmeriHome Mortgage Company, LLC $44,825,000 $25,610,000 -42.9% 0.2%
American Airlines Federal Credit Union $33,480,000 $25,370,000 -24.2% 0.2%
SOUTHWEST STAGE FUNDING, LLC $25,465,000 $25,220,000 -1.0% 0.2%
Cedar Rapids Bank and Trust Company $25,825,000 $25,175,000 -2.5% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $25,110,000 n/a 0.2%
The Federal Savings Bank $28,705,000 $24,490,000 -14.7% 0.2%
LENDINGHOME FUNDING CORPORATION $28,205,000 $24,265,000 -14.0% 0.2%
FIRST ENTERPRISE BANK $23,735,000 n/a 0.2%
Kirkpatrick Bank $29,165,000 $23,430,000 -19.7% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $30,190,000 $22,670,000 -24.9% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $15,320,000 $22,430,000 46.4% 0.2%
First Security Bank & Trust Company $19,340,000 $22,205,000 14.8% 0.2%
All America Bank $48,185,000 $22,080,000 -54.2% 0.2%
AXIA FINANCIAL, LLC $115,000 $22,035,000 19,060.9% 0.2%
CALCON MUTUAL MORTGAGE LLC $1,250,000 $21,845,000 1,647.6% 0.2%
Sooner State Bank $43,820,000 $21,780,000 -50.3% 0.2%
Carrington Mortgage Services, LLC $32,895,000 $21,355,000 -35.1% 0.1%
OKLAHOMA CENTRAL Credit Union $18,940,000 $21,105,000 11.4% 0.1%
LOANPAL, LLC $17,405,000 $21,050,000 20.9% 0.1%
Prudential Huntoon Paige Associates, LLC $14,590,000 $21,015,000 44.0% 0.1%
NBC Oklahoma $20,720,000 n/a 0.1%
McClain Bank $41,215,000 $20,710,000 -49.8% 0.1%
CBRE MULTIFAMILY CAPITAL, INC. $2,375,000 $20,655,000 769.7% 0.1%
The First National Bank and Trust Company of Broken Arrow $19,920,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $34,640,000 $19,900,000 -42.6% 0.1%
InterBank $40,915,000 $19,875,000 -51.4% 0.1%
AVB Bank $53,770,000 $19,660,000 -63.4% 0.1%
Security Bank $19,485,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $8,605,000 $18,970,000 120.5% 0.1%
Liberty National Bank $37,780,000 $18,580,000 -50.8% 0.1%
VILLAGE CAPITAL MORTGAGE $13,720,000 $18,370,000 33.9% 0.1%
RESIDENTIAL BANCORP $4,540,000 $18,165,000 300.1% 0.1%
Town Square Mortgage & Investments, Inc. $20,375,000 $17,360,000 -14.8% 0.1%
ALLEGIANCE $32,505,000 $17,115,000 -47.3% 0.1%
RAIN CITY CAPITAL, LLC $1,120,000 $16,970,000 1,415.2% 0.1%
BMO Harris Bank $5,920,000 $16,945,000 186.2% 0.1%
PREMIA MORTGAGE, LLC $8,290,000 $16,780,000 102.4% 0.1%
Valliance Bank $21,605,000 $16,745,000 -22.5% 0.1%
First National Bank and Trust Company of Ardmore $22,505,000 $16,565,000 -26.4% 0.1%
Mortgage Investment Services Corporation $36,955,000 $16,455,000 -55.5% 0.1%
Grand Bank $16,050,000 n/a 0.1%
PNC Bank $22,860,000 $16,040,000 -29.8% 0.1%
CHURCHILL MORTGAGE CORPORATION $21,305,000 $15,675,000 -26.4% 0.1%
American Nation Bank $23,625,000 $15,585,000 -34.0% 0.1%
The Huntington National Bank $16,665,000 $15,430,000 -7.4% 0.1%
Morgan Stanley Private Bank $17,775,000 $15,350,000 -13.6% 0.1%
Figure Lending LLC $9,015,000 $14,510,000 61.0% 0.1%
ZILLOW HOME LOANS, LLC $13,090,000 $14,355,000 9.7% 0.1%
AMWEST FUNDING CORP. $17,200,000 $14,210,000 -17.4% 0.1%
LENDINGONE, LLC $22,190,000 $14,130,000 -36.3% 0.1%
Barrington Bank & Trust Company, N.A. $18,100,000 $13,970,000 -22.8% 0.1%
BETTER MORTGAGE CORPORATION $44,815,000 $13,945,000 -68.9% 0.1%
YNB $17,880,000 $13,920,000 -22.1% 0.1%
LAKEVIEW LOAN SERVICING, LLC $44,055,000 $13,870,000 -68.5% 0.1%
FNB Community Bank $13,790,000 n/a 0.1%
FBC MORTGAGE, LLC $50,605,000 $13,760,000 -72.8% 0.1%
M&T Realty Capital Corporation $28,905,000 $13,360,000 -53.8% 0.1%
COMMUNITY BANK $13,210,000 n/a 0.1%
East West Bank $127,415,000 $13,205,000 -89.6% 0.1%
CrossFirst Bank $28,190,000 $13,095,000 -53.5% 0.1%
Regent Financial Group, Inc. $13,925,000 $12,855,000 -7.7% 0.1%
TRUE SKY $27,060,000 $12,845,000 -52.5% 0.1%
The First National Bank of Fort Smith $44,145,000 $12,705,000 -71.2% 0.1%
NFM, INC. $8,015,000 $12,690,000 58.3% 0.1%
First Bank of Owasso $12,555,000 n/a 0.1%
Equity Prime Mortgage LLC $7,850,000 $12,505,000 59.3% 0.1%
Plains Commerce Bank $9,310,000 $12,475,000 34.0% 0.1%
Legacy Bank $300,000 $12,450,000 4,050.0% 0.1%
First Fidelity Bank $22,185,000 $12,045,000 -45.7% 0.1%
ROYAL UNITED MORTGAGE LLC $14,170,000 $11,975,000 -15.5% 0.1%
The First National Bank and Trust Co. $18,475,000 $11,665,000 -36.9% 0.1%
TOWNE MORTGAGE COMPANY $2,720,000 $11,395,000 318.9% 0.1%
13946 $11,270,000 n/a 0.1%
International Bank of Commerce $13,355,000 $11,065,000 -17.1% 0.1%
SENTE MORTGAGE, INC. $14,120,000 $10,975,000 -22.3% 0.1%
HOMEXPRESS MORTGAGE CORP. $2,575,000 $10,885,000 322.7% 0.1%
Vast Bank $34,860,000 $10,735,000 -69.2% 0.1%
SpiritBank $43,840,000 $10,605,000 -75.8% 0.1%
The First National Bank and Trust Company of Okmulgee $14,600,000 $10,570,000 -27.6% 0.1%
Bank of England $11,365,000 $10,445,000 -8.1% 0.1%
Community National Bank & Trust $9,930,000 $10,435,000 5.1% 0.1%
Ally Bank $27,620,000 $10,360,000 -62.5% 0.1%
Grand Savings Bank $14,790,000 $10,235,000 -30.8% 0.1%
The Union State Bank $13,060,000 $9,995,000 -23.5% 0.1%
GENEVA FINANCIAL, LLC $7,480,000 $9,985,000 33.5% 0.1%
CoreFirst Bank & Trust $255,000 $9,940,000 3,798.0% 0.1%
BLUE SKY BANK $9,690,000 n/a 0.1%
PLANET HOME LENDING, LLC $14,815,000 $9,665,000 -34.8% 0.1%
NTFN, INC. $10,540,000 $9,240,000 -12.3% 0.1%
NexBank $4,500,000 $9,165,000 103.7% 0.1%
AMERICAN EXCHANGE BANK $9,045,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $39,490,000 $8,950,000 -77.3% 0.1%
The Security National Bank of Enid $14,960,000 $8,940,000 -40.2% 0.1%
Sierra Pacific Mortgage Company, Inc. $6,155,000 $8,930,000 45.1% 0.1%
RF Renovo Management Company, LLC $8,890,000 n/a 0.1%
COUNTRYPLACE MORTGAGE, LTD. $9,740,000 $8,855,000 -9.1% 0.1%
Ameristate Bank $11,905,000 $8,780,000 -26.2% 0.1%
BAY EQUITY LLC $21,325,000 $8,745,000 -59.0% 0.1%
BancorpSouth $15,185,000 $8,535,000 -43.8% 0.1%
UMB Bank $13,130,000 $8,325,000 -36.6% 0.1%
Unify Home Lending Inc. $1,420,000 $8,295,000 484.2% 0.1%
Commerce Bank $10,785,000 $8,265,000 -23.4% 0.1%
Farm Credit Mid-America, ACA $8,205,000 n/a 0.1%
UNITED BUILT HOMES, L.L.C. $12,135,000 $7,920,000 -34.7% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $22,150,000 $7,885,000 -64.4% 0.1%
Coastal Community Bank $7,870,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $8,725,000 $7,765,000 -11.0% 0.1%
AMERICAN FINANCING CORPORATION $32,035,000 $7,700,000 -76.0% 0.1%
Farmers Bank & Trust $1,620,000 $7,660,000 372.8% 0.1%
VAN DYK MORTGAGE CORPORATION $2,665,000 $7,425,000 178.6% 0.1%
Legacy Bank & Trust Company $46,975,000 $7,395,000 -84.3% 0.1%
DEEPHAVEN MORTGAGE LLC $6,130,000 $7,325,000 19.5% 0.1%
TJC Mortgage, Inc. $15,060,000 $7,325,000 -51.4% 0.1%
Century Mortgage Company DBA Century Lending Company $5,625,000 $7,210,000 28.2% 0.1%
Raymond James Bank $5,735,000 $7,075,000 23.4% 0.0%
MORTGAGE CLEARING CORPORATION $18,855,000 $6,835,000 -63.7% 0.0%
Regions Bank $3,545,000 $6,750,000 90.4% 0.0%
OCMBC, INC. $795,000 $6,745,000 748.4% 0.0%
LIMA ONE CAPITAL, LLC $12,530,000 $6,695,000 -46.6% 0.0%
Stifel Bank and Trust $13,020,000 $6,615,000 -49.2% 0.0%
FINANCE OF AMERICA REVERSE LLC $4,455,000 $6,520,000 46.4% 0.0%
Oklahoma Educators Credit Union $14,130,000 $6,380,000 -54.8% 0.0%
Servion, Inc. $20,675,000 $6,370,000 -69.2% 0.0%
Barings Multifamily Capital $6,275,000 n/a 0.0%
BNC National Bank $12,820,000 $6,215,000 -51.5% 0.0%
UBS Bank USA $29,585,000 $6,205,000 -79.0% 0.0%
Armed Forces Bank $6,135,000 $6,185,000 0.8% 0.0%
UNITED $8,960,000 $6,155,000 -31.3% 0.0%
Truist $21,695,000 $6,070,000 -72.0% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $955,000 $6,035,000 531.9% 0.0%
FirstTrust Home Loans, Inc. $9,485,000 $5,925,000 -37.5% 0.0%
SIRVA MORTGAGE, INC. $3,655,000 $5,860,000 60.3% 0.0%
POLARIS HOME FUNDING CORP. $740,000 $5,745,000 676.4% 0.0%
Nations Lending Corporation $12,645,000 $5,725,000 -54.7% 0.0%