Oklahoma Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Oklahoma averaged
6.51%
for the week of 2025-04-10, compared to the national average of
6.62% for the same period.
The average rate for the prior week (2025-04-03) was
6.93% and
one month ago for the week of 2025-03-06, the
average rate was 6.92%.
Oklahoma's average rate one year ago was 7.01%.
For refis of the same type during the week of 2025-04-10, the average rate
was 7.4%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-10 | 6.62% |
| Oklahoma 30 Year Fixed Rate | 2025-04-10 | 6.51% |
| Oklahoma 30 Year Fixed Rate Refi | 2025-04-10 | 7.4% |
| Oklahoma 15 Year Fixed Rate | 2025-04-10 | 6.64% |
| Oklahoma 15 Year Fixed Rate Refi | 2025-04-10 | 7.71% |
| Oklahoma 30 Year FHA | 2025-04-10 | 6.66% |
| Oklahoma 30 Year FHA Refi | 2025-04-10 | 6.11% |
| Oklahoma 30 Year USDA | 2025-04-10 | 6.31% |
| Oklahoma 30 Year USDA Refi | 2025-04-10 | 6.65% |
| Oklahoma 30 Year VA | 2025-04-10 | 6.66% |
| Oklahoma 30 Year VA Refi | 2025-04-10 | 6.02% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Oklahoma.
Oklahoma Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Oklahoma market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Oklahoma Average Closing Costs & Other Stats
Oklahoma's 413 lenders originated 71,686
loans during 2024. The total origination value was $16,002,110,000, with an average loan value of
$223,225.
Oklahoma's average closing costs are $5,510.
The top Oklahoma lender as defined by loan originations is QUICKEN LOANS, LLC, with
1,626 loans originated. Their average total fees are
$7,059, which is $1,073
higher than the next largest lender,
ASSOCIATED MORTGAGE CORPORATION.
The lowest fee Oklahoma lenders (with over 10 loans originated) are
Discover Bank ($0), American Airlines Federal Credit Union ($0), SIRVA MORTGAGE, INC. ($1,178), PREMIA MORTGAGE, LLC ($2,548) and The Focus Federal Credit Union ($2,721).
The lowest rate Oklahoma lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.07%), DHI MORTGAGE COMPANY, LTD. (5.72%), ALLEGIANCE (5.92%), American Airlines Federal Credit Union (5.99%) and Charles Schwab Bank, SSB (6.00%).
Oklahoma Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| First United Bank and Trust Company | $814,885,000 | $877,255,000 | 7.7% | 5.5% |
| QUICKEN LOANS, LLC | $558,560,000 | $747,915,000 | 33.9% | 4.7% |
| Arvest Bank | $660,185,000 | $691,920,000 | 4.8% | 4.3% |
| ASSOCIATED MORTGAGE CORPORATION | $538,395,000 | $599,980,000 | 11.4% | 3.7% |
| BancFirst | $579,225,000 | $555,155,000 | -4.2% | 3.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $368,345,000 | $532,445,000 | 44.6% | 3.3% |
| Mortgage Research Center, LLC | $358,465,000 | $473,565,000 | 32.1% | 3.0% |
| BOKF | $339,935,000 | $397,940,000 | 17.1% | 2.5% |
| BERKELEY POINT CAPITAL LLC | $141,010,000 | $361,190,000 | 156.1% | 2.3% |
| Stride Bank | $278,075,000 | $336,540,000 | 21.0% | 2.1% |
| FLAT BRANCH MORTGAGE, INC. | $263,500,000 | $289,180,000 | 9.7% | 1.8% |
| Gateway First Bank | $343,940,000 | $281,155,000 | -18.3% | 1.8% |
| Great Plains National Bank | $242,045,000 | $275,055,000 | 13.6% | 1.7% |
| MidFirst Bank | $197,670,000 | $211,640,000 | 7.1% | 1.3% |
| CORNERSTONE HOME LENDING, INC. | $378,450,000 | $204,370,000 | -46.0% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $129,885,000 | $199,920,000 | 53.9% | 1.2% |
| American Mortgage & Equity Consultants, Inc. | $35,160,000 | $160,440,000 | 356.3% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $160,175,000 | $156,950,000 | -2.0% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $63,020,000 | $154,115,000 | 144.5% | 1.0% |
| First National Bank and Trust Company | $140,685,000 | $149,365,000 | 6.2% | 0.9% |
| GUILD MORTGAGE COMPANY | $73,795,000 | $139,360,000 | 88.8% | 0.9% |
| JPMorgan Chase Bank | $119,115,000 | $137,380,000 | 15.3% | 0.9% |
| The Central Trust Bank | $131,650,000 | $137,370,000 | 4.3% | 0.9% |
| GREYSTONE SERVICING COMPANY LLC | $48,170,000 | $128,505,000 | 166.8% | 0.8% |
| MLD MORTGAGE INC. | $26,155,000 | $119,000,000 | 355.0% | 0.7% |
| DHI MORTGAGE COMPANY, LTD. | $64,785,000 | $113,620,000 | 75.4% | 0.7% |
| THE MORTGAGE LINK, INC. | $79,425,000 | $108,340,000 | 36.4% | 0.7% |
| BROKER SOLUTIONS, INC. | $41,470,000 | $106,385,000 | 156.5% | 0.7% |
| GUARANTEED RATE, INC. | $120,780,000 | $105,305,000 | -12.8% | 0.7% |
| VALOR BANK | $99,665,000 | $105,250,000 | 5.6% | 0.7% |
| Tinker Federal Credit Union | $111,370,000 | $104,745,000 | -5.9% | 0.7% |
| 21ST MORTGAGE CORPORATION | $91,260,000 | $104,320,000 | 14.3% | 0.7% |
| Firstar Bank | $101,395,000 | $103,000,000 | 1.6% | 0.6% |
| NEWREZ LLC | $78,650,000 | $96,425,000 | 22.6% | 0.6% |
| Bank of America | $104,325,000 | $91,470,000 | -12.3% | 0.6% |
| RCB Bank | $100,500,000 | $89,615,000 | -10.8% | 0.6% |
| Waterstone Mortgage Corporation | $107,040,000 | $88,615,000 | -17.2% | 0.6% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $69,280,000 | $88,140,000 | 27.2% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $88,895,000 | $87,440,000 | -1.6% | 0.5% |
| F & M Bank | $78,380,000 | $85,915,000 | 9.6% | 0.5% |
| Armstrong Bank | $81,345,000 | $84,735,000 | 4.2% | 0.5% |
| LOANDEPOT.COM, LLC | $87,120,000 | $84,060,000 | -3.5% | 0.5% |
| American Mortgage Bank, LLC | $38,605,000 | $83,960,000 | 117.5% | 0.5% |
| TTCU Federal Credit Union | $98,870,000 | $82,435,000 | -16.6% | 0.5% |
| UNION HOME MORTGAGE CORP. | $66,155,000 | $82,285,000 | 24.4% | 0.5% |
| USAA Federal Savings Bank | $84,695,000 | $79,295,000 | -6.4% | 0.5% |
| CMG MORTGAGE, INC. | $67,420,000 | $77,140,000 | 14.4% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $52,620,000 | $74,405,000 | 41.4% | 0.5% |
| American Bank of Oklahoma | $77,465,000 | $70,655,000 | -8.8% | 0.4% |
| WEOKIE | $70,025,000 | $69,470,000 | -0.8% | 0.4% |
| CWM PARTNERS, L.P. | $65,885,000 | $67,415,000 | 2.3% | 0.4% |
| Wells Fargo Bank | $64,640,000 | $67,125,000 | 3.8% | 0.4% |
| Metropolitan Life Insurance Co | $66,490,000 | n/a | 0.4% | |
| COMMUNICATION | $76,800,000 | $65,775,000 | -14.4% | 0.4% |
| Cedar Rapids Bank and Trust Company | $25,175,000 | $63,010,000 | 150.3% | 0.4% |
| Regent Bank | $84,275,000 | $60,285,000 | -28.5% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $67,215,000 | $60,225,000 | -10.4% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $50,585,000 | $60,125,000 | 18.9% | 0.4% |
| U.S. Bank | $39,750,000 | $56,540,000 | 42.2% | 0.4% |
| INTERLINC MORTGAGE SERVICES, LLC | $48,395,000 | $55,365,000 | 14.4% | 0.3% |
| US MORTGAGE CORPORATION | $41,835,000 | $52,480,000 | 25.4% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $18,370,000 | $51,330,000 | 179.4% | 0.3% |
| SWBC MORTGAGE CORPORATION | $45,590,000 | $51,265,000 | 12.4% | 0.3% |
| V.I.P. MORTGAGE, INC. | $2,265,000 | $50,995,000 | 2,151.4% | 0.3% |
| Vision Bank | $71,250,000 | $50,375,000 | -29.3% | 0.3% |
| First National Bank Of Oklahoma | $73,490,000 | $49,930,000 | -32.1% | 0.3% |
| FIRST AMERICAN MORTGAGE, INC. | $52,885,000 | $49,800,000 | -5.8% | 0.3% |
| Truity Federal Credit Union | $35,350,000 | $49,650,000 | 40.5% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $66,890,000 | $47,175,000 | -29.5% | 0.3% |
| Mabrey Bank | $65,420,000 | $46,365,000 | -29.1% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $26,890,000 | $45,325,000 | 68.6% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $25,745,000 | $45,170,000 | 75.5% | 0.3% |
| Prosperity Bank | $85,640,000 | $44,795,000 | -47.7% | 0.3% |
| The First National Bank of Fort Smith | $12,705,000 | $44,520,000 | 250.4% | 0.3% |
| Simmons Bank | $52,765,000 | $44,115,000 | -16.4% | 0.3% |
| First Bank & Trust Co. | $37,825,000 | $43,795,000 | 15.8% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $7,210,000 | $43,515,000 | 503.5% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $46,355,000 | $42,735,000 | -7.8% | 0.3% |
| Tulsa Federal Credit Union | $43,295,000 | $42,340,000 | -2.2% | 0.3% |
| AmeriHome Mortgage Company, LLC | $25,610,000 | $40,595,000 | 58.5% | 0.3% |
| GARDNER FINANCIAL SERVICES, LTD. | $3,500,000 | $40,055,000 | 1,044.4% | 0.3% |
| American Heritage Bank | $27,580,000 | $38,955,000 | 41.2% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $27,920,000 | $38,300,000 | 37.2% | 0.2% |
| NEW DAY FINANCIAL, LLC | $27,450,000 | $38,215,000 | 39.2% | 0.2% |
| Chickasaw Community Bank | $77,460,000 | $37,450,000 | -51.7% | 0.2% |
| Bank 7 | $35,865,000 | $36,840,000 | 2.7% | 0.2% |
| NBKC BANK | $29,225,000 | $36,825,000 | 26.0% | 0.2% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $36,605,000 | n/a | 0.2% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $41,230,000 | $36,425,000 | -11.7% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $24,265,000 | $36,275,000 | 49.5% | 0.2% |
| First Liberty Bank | $41,060,000 | $35,860,000 | -12.7% | 0.2% |
| OKLAHOMA'S | $59,140,000 | $34,635,000 | -41.4% | 0.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $42,910,000 | $33,445,000 | -22.1% | 0.2% |
| Discover Bank | $31,855,000 | $33,380,000 | 4.8% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $25,110,000 | $33,215,000 | 32.3% | 0.2% |
| Legacy Bank | $350,000 | $33,215,000 | 9,390.0% | 0.2% |
| Equity Bank | $38,645,000 | $33,050,000 | -14.5% | 0.2% |
| AMWEST FUNDING CORP. | $14,210,000 | $32,965,000 | 132.0% | 0.2% |
| Flagstar Bank, FSB | $49,720,000 | $32,265,000 | -35.1% | 0.2% |
| SOUTHWEST FUNDING, LP | $30,715,000 | n/a | 0.2% | |
| American Airlines Federal Credit Union | $25,370,000 | $30,580,000 | 20.5% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $29,180,000 | $30,435,000 | 4.3% | 0.2% |
| Equity Prime Mortgage LLC | $12,505,000 | $29,645,000 | 137.1% | 0.2% |
| TOWNE MORTGAGE COMPANY | $11,395,000 | $29,350,000 | 157.6% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $18,970,000 | $29,315,000 | 54.5% | 0.2% |
| Carrington Mortgage Services, LLC | $21,355,000 | $28,635,000 | 34.1% | 0.2% |
| Sooner State Bank | $21,780,000 | $28,620,000 | 31.4% | 0.2% |
| CARDINAL FINANCIAL | $46,850,000 | $28,505,000 | -39.2% | 0.2% |
| WALKER & DUNLOP, LLC | $64,195,000 | $28,400,000 | -55.8% | 0.2% |
| Quail Creek Bank | $48,100,000 | $28,065,000 | -41.7% | 0.2% |
| PLANET HOME LENDING, LLC | $9,665,000 | $27,525,000 | 184.8% | 0.2% |
| Security Bank | $19,485,000 | $27,290,000 | 40.1% | 0.2% |
| The Citizens Bank of Edmond | $33,065,000 | $26,270,000 | -20.6% | 0.2% |
| ALLIANT CREDIT UNION | $925,000 | $25,315,000 | 2,636.8% | 0.2% |
| ALLEGIANCE | $17,115,000 | $25,085,000 | 46.6% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $26,495,000 | $25,075,000 | -5.4% | 0.2% |
| Liberty National Bank | $18,580,000 | $23,875,000 | 28.5% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $25,220,000 | $23,310,000 | -7.6% | 0.1% |
| GENEVA FINANCIAL, LLC | $9,985,000 | $23,270,000 | 133.0% | 0.1% |
| First Security Bank & Trust Company | $22,205,000 | $22,780,000 | 2.6% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $13,870,000 | $22,360,000 | 61.2% | 0.1% |
| First Bank of Owasso | $12,555,000 | $22,340,000 | 77.9% | 0.1% |
| Farm Credit Mid-America, ACA | $8,205,000 | $22,180,000 | 170.3% | 0.1% |
| NBC Oklahoma | $20,720,000 | $21,715,000 | 4.8% | 0.1% |
| Figure Lending LLC | $14,510,000 | $21,385,000 | 47.4% | 0.1% |
| OKLAHOMA CENTRAL Credit Union | $21,105,000 | $21,080,000 | -0.1% | 0.1% |
| First National Bank and Trust Company of Ardmore | $16,565,000 | $21,070,000 | 27.2% | 0.1% |
| LOANPAL, LLC | $21,050,000 | $20,985,000 | -0.3% | 0.1% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $20,665,000 | n/a | 0.1% | |
| Mortgage Investment Services Corporation | $16,455,000 | $20,580,000 | 25.1% | 0.1% |
| FIRST TECHNOLOGY | $1,905,000 | $20,515,000 | 976.9% | 0.1% |
| McClain Bank | $20,710,000 | $20,430,000 | -1.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $14,355,000 | $20,290,000 | 41.3% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $32,595,000 | $20,150,000 | -38.2% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $45,165,000 | $20,045,000 | -55.6% | 0.1% |
| Bethpage Federal Credit Union | $1,170,000 | $19,710,000 | 1,584.6% | 0.1% |
| InterBank | $19,875,000 | $19,000,000 | -4.4% | 0.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $250,000 | $18,930,000 | 7,472.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $13,945,000 | $18,690,000 | 34.0% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $5,510,000 | $18,220,000 | 230.7% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $7,325,000 | $17,930,000 | 144.8% | 0.1% |
| TRUE SKY | $12,845,000 | $17,885,000 | 39.2% | 0.1% |
| FNB Community Bank | $13,790,000 | $17,850,000 | 29.4% | 0.1% |
| ENVOY MORTGAGE, LTD | $17,650,000 | n/a | 0.1% | |
| The Federal Savings Bank | $24,490,000 | $17,550,000 | -28.3% | 0.1% |
| OPEN MORTGAGE, LLC | $79,075,000 | $17,485,000 | -77.9% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $22,430,000 | $17,070,000 | -23.9% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $13,970,000 | $16,895,000 | 20.9% | 0.1% |
| Morgan Stanley Private Bank | $15,350,000 | $16,350,000 | 6.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $4,805,000 | $16,270,000 | 238.6% | 0.1% |
| The Loan Store, Inc. | $820,000 | $16,195,000 | 1,875.0% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $10,885,000 | $16,070,000 | 47.6% | 0.1% |
| NEW FED MORTGAGE, CORP. | $3,265,000 | $15,755,000 | 382.5% | 0.1% |
| Kirkpatrick Bank | $23,430,000 | $15,640,000 | -33.2% | 0.1% |
| Fidelity Bank | $36,010,000 | $15,555,000 | -56.8% | 0.1% |
| The First National Bank and Trust Co. | $11,665,000 | $15,430,000 | 32.3% | 0.1% |
| YNB | $13,920,000 | $15,385,000 | 10.5% | 0.1% |
| The Security National Bank of Enid | $8,940,000 | $15,370,000 | 71.9% | 0.1% |
| Pinnacle Bank | $205,000 | $15,275,000 | 7,351.2% | 0.1% |
| EAGLE HOME MORTGAGE, LLC | $3,800,000 | $15,230,000 | 300.8% | 0.1% |
| FIRST ENTERPRISE BANK | $23,735,000 | $15,200,000 | -36.0% | 0.1% |
| Triad Bank | $15,065,000 | n/a | 0.1% | |
| First Federal Bank | $5,090,000 | $15,055,000 | 195.8% | 0.1% |
| First Oklahoma Bank | $30,125,000 | $15,030,000 | -50.1% | 0.1% |
| AVB Bank | $19,660,000 | $15,025,000 | -23.6% | 0.1% |
| The First National Bank and Trust Company of Broken Arrow | $19,920,000 | $14,930,000 | -25.1% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $8,950,000 | $14,925,000 | 66.8% | 0.1% |
| OCMBC, INC. | $6,745,000 | $14,760,000 | 118.8% | 0.1% |
| SpiritBank | $10,605,000 | $14,295,000 | 34.8% | 0.1% |
| READYCAP COMMERCIAL, LLC | $5,415,000 | $14,250,000 | 163.2% | 0.1% |
| First-Citizens Bank & Trust Company | $2,845,000 | $14,000,000 | 392.1% | 0.1% |
| T2 FINANCIAL LLC | $1,280,000 | $13,940,000 | 989.1% | 0.1% |
| COMMUNITY BANK | $13,210,000 | $13,885,000 | 5.1% | 0.1% |
| All America Bank | $22,080,000 | $13,780,000 | -37.6% | 0.1% |
| The Union State Bank | $9,995,000 | $13,610,000 | 36.2% | 0.1% |
| RF Renovo Management Company, LLC | $8,890,000 | $13,250,000 | 49.0% | 0.1% |
| BMO Harris Bank | $16,945,000 | $13,030,000 | -23.1% | 0.1% |
| Country Club Bank | $195,000 | $13,005,000 | 6,569.2% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $7,765,000 | $12,885,000 | 65.9% | 0.1% |
| Grand Bank | $16,050,000 | $12,680,000 | -21.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $11,975,000 | $12,660,000 | 5.7% | 0.1% |
| Cornerstone First Mortgage, Inc | $2,535,000 | $12,655,000 | 399.2% | 0.1% |
| FBC MORTGAGE, LLC | $13,760,000 | $12,535,000 | -8.9% | 0.1% |
| American Nation Bank | $15,585,000 | $12,500,000 | -19.8% | 0.1% |
| PNC Bank | $16,040,000 | $12,280,000 | -23.4% | 0.1% |
| NexBank | $9,165,000 | $11,990,000 | 30.8% | 0.1% |
| First Fidelity Bank | $12,045,000 | $11,830,000 | -1.8% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $8,930,000 | $11,785,000 | 32.0% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $5,290,000 | $11,665,000 | 120.5% | 0.1% |
| Commerce Bank | $8,265,000 | $11,505,000 | 39.2% | 0.1% |
| Valliance Bank | $16,745,000 | $11,500,000 | -31.3% | 0.1% |
| BAY EQUITY LLC | $8,745,000 | $11,470,000 | 31.2% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $19,900,000 | $11,465,000 | -42.4% | 0.1% |
| UMB Bank | $8,325,000 | $11,260,000 | 35.3% | 0.1% |
| CrossFirst Bank | $13,095,000 | $10,990,000 | -16.1% | 0.1% |
| The City National Bank and Trust Company of Lawton | $5,380,000 | $10,580,000 | 96.7% | 0.1% |
| Regent Financial Group, Inc. | $12,855,000 | $10,575,000 | -17.7% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $15,675,000 | $10,525,000 | -32.9% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $22,670,000 | $10,490,000 | -53.7% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $7,885,000 | $10,090,000 | 28.0% | 0.1% |
| NFM, INC. | $12,690,000 | $10,030,000 | -21.0% | 0.1% |
| PHH Mortgage Corporation | $2,865,000 | $9,825,000 | 242.9% | 0.1% |
| DEVELOPER'S MORTGAGE COMPANY | $9,765,000 | n/a | 0.1% | |
| SENTE MORTGAGE, INC. | $10,975,000 | $9,730,000 | -11.3% | 0.1% |
| Midwest Mortgage Associates Corporation | $345,000 | $9,645,000 | 2,695.7% | 0.1% |
| US Employees O.C. Federal Credit Union | $4,700,000 | $9,615,000 | 104.6% | 0.1% |
| International Bank of Commerce | $11,065,000 | $9,470,000 | -14.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $7,700,000 | $9,445,000 | 22.7% | 0.1% |
| First Bethany Bank & Trust | $4,105,000 | $9,160,000 | 123.1% | 0.1% |
| THE BANK OF KREMLIN | $5,085,000 | $9,100,000 | 79.0% | 0.1% |
| Farmers Bank & Trust | $7,660,000 | $8,700,000 | 13.6% | 0.1% |
| Ameristate Bank | $8,780,000 | $8,470,000 | -3.5% | 0.1% |
| PREMIA MORTGAGE, LLC | $16,780,000 | $8,210,000 | -51.1% | 0.1% |
| Coastal Community Bank | $7,870,000 | $8,140,000 | 3.4% | 0.1% |
| UNITED BUILT HOMES, L.L.C. | $7,920,000 | $8,070,000 | 1.9% | 0.1% |
| The Focus Federal Credit Union | $3,900,000 | $8,060,000 | 106.7% | 0.1% |
| Charles Schwab Bank, SSB | $4,835,000 | $7,985,000 | 65.1% | 0.0% |
| Citizens Bank | $29,565,000 | $7,890,000 | -73.3% | 0.0% |
| AMERICAN EXCHANGE BANK | $9,045,000 | $7,855,000 | -13.2% | 0.0% |
| MORTGAGE ACCESS CORP. | $2,990,000 | $7,785,000 | 160.4% | 0.0% |
| Community National Bank & Trust | $10,435,000 | $7,710,000 | -26.1% | 0.0% |
| BLUE SKY BANK | $9,690,000 | $7,660,000 | -20.9% | 0.0% |
| 13946 | $11,270,000 | $7,600,000 | -32.6% | 0.0% |
| Citibank | $49,450,000 | $7,565,000 | -84.7% | 0.0% |
| UBS Bank USA | $6,205,000 | $7,420,000 | 19.6% | 0.0% |
| SIRVA MORTGAGE, INC. | $5,860,000 | $7,375,000 | 25.9% | 0.0% |
| The First National Bank and Trust Company of Okmulgee | $10,570,000 | $7,320,000 | -30.7% | 0.0% |
| Grand Savings Bank | $10,235,000 | $7,280,000 | -28.9% | 0.0% |
| Armed Forces Bank | $6,185,000 | $7,165,000 | 15.8% | 0.0% |
| EVERETT FINANCIAL, INC. | $64,490,000 | $7,045,000 | -89.1% | 0.0% |
| Regions Bank | $6,750,000 | $6,995,000 | 3.6% | 0.0% |
| CSL Financial, LLC | $4,270,000 | $6,865,000 | 60.8% | 0.0% |
| Credence Funding Corporation | $225,000 | $6,805,000 | 2,924.4% | 0.0% |
| Ally Bank | $10,360,000 | $6,790,000 | -34.5% | 0.0% |
| Plains Commerce Bank | $12,475,000 | $6,495,000 | -47.9% | 0.0% |
| Stifel Bank and Trust | $6,615,000 | $6,420,000 | -2.9% | 0.0% |
| Servion, Inc. | $6,370,000 | $6,380,000 | 0.2% | 0.0% |
| UIF CORPORATION | $5,520,000 | $6,375,000 | 15.5% | 0.0% |
| First Texoma National Bank | $3,875,000 | $6,275,000 | 61.9% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $6,520,000 | $6,265,000 | -3.9% | 0.0% |
| LENDINGONE, LLC | $14,130,000 | $6,240,000 | -55.8% | 0.0% |
| Arbor Realty Trust, Inc. | $5,685,000 | $6,175,000 | 8.6% | 0.0% |
| Oklahoma Educators Credit Union | $6,380,000 | $6,175,000 | -3.2% | 0.0% |
| MORTGAGE CLEARING CORPORATION | $6,835,000 | $5,860,000 | -14.3% | 0.0% |
| A&D Mortgage LLC | $2,955,000 | $5,735,000 | 94.1% | 0.0% |
| Blue Ridge Bank | $285,000 | $5,735,000 | 1,912.3% | 0.0% |
| First Bank | $2,145,000 | $5,725,000 | 166.9% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $8,855,000 | $5,720,000 | -35.4% | 0.0% |
| SECURITY SERVICE | $5,715,000 | n/a | 0.0% | |
| BancorpSouth | $8,535,000 | $5,435,000 | -36.3% | 0.0% |
| Goldwater Bank, N.A. | $4,820,000 | $5,320,000 | 10.4% | 0.0% |
| Signature Bank of Arkansas | $5,310,000 | n/a | 0.0% | |
| First Savings Bank | $175,000 | $5,220,000 | 2,882.9% | 0.0% |
| Truist | $6,070,000 | $5,130,000 | -15.5% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $5,190,000 | $5,080,000 | -2.1% | 0.0% |
| TIB The Independent Bankersbank | $2,190,000 | $5,080,000 | 132.0% | 0.0% |
| Old National Bank | $2,145,000 | $5,025,000 | 134.3% | 0.0% |
| POLARIS HOME FUNDING CORP. | $5,745,000 | $4,950,000 | -13.8% | 0.0% |
| Logan Finance Corporation | $750,000 | $4,900,000 | 553.3% | 0.0% |
| Frontier State Bank | $3,470,000 | $4,865,000 | 40.2% | 0.0% |
| Network Funding, L.P. | $3,900,000 | $4,820,000 | 23.6% | 0.0% |
| Northpointe Bank | $5,305,000 | $4,750,000 | -10.5% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $21,845,000 | $4,670,000 | -78.6% | 0.0% |
| Vast Bank | $10,735,000 | $4,670,000 | -56.5% | 0.0% |
| Fifth Third Bank | $4,655,000 | n/a | 0.0% | |
| Oklahoma Federal Credit Union | $5,270,000 | $4,645,000 | -11.9% | 0.0% |
| Intrust Bank | $1,185,000 | $4,635,000 | 291.1% | 0.0% |
| Nations Lending Corporation | $5,725,000 | $4,565,000 | -20.3% | 0.0% |
| Hometown Equity Mortgage, LLC | $455,000 | $4,495,000 | 887.9% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $4,835,000 | $4,485,000 | -7.2% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $2,950,000 | $4,335,000 | 46.9% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $3,705,000 | $4,315,000 | 16.5% | 0.0% |
| Bank of Commerce | $4,375,000 | $4,305,000 | -1.6% | 0.0% |
| Citadel Servicing Corporation | $4,015,000 | $4,295,000 | 7.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $4,550,000 | $4,295,000 | -5.6% | 0.0% |
| S1L, Inc. | $4,240,000 | $4,250,000 | 0.2% | 0.0% |
| Magnolia Bank | $4,975,000 | $4,165,000 | -16.3% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $2,410,000 | $4,145,000 | 72.0% | 0.0% |
| Municipal Employees Credit Union of Oklahoma City | $860,000 | $4,080,000 | 374.4% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $7,425,000 | $4,055,000 | -45.4% | 0.0% |
| INTERCAP LENDING INC. | $1,690,000 | $3,815,000 | 125.7% | 0.0% |
| SFMC, LP | $5,270,000 | $3,810,000 | -27.7% | 0.0% |
| DAS Acquisition Company, LLC | $3,460,000 | $3,795,000 | 9.7% | 0.0% |
| Veritex Community Bank | $695,000 | $3,770,000 | 442.4% | 0.0% |
| First Horizon Bank | $3,280,000 | $3,760,000 | 14.6% | 0.0% |
| LIMA ONE CAPITAL, LLC | $6,695,000 | $3,760,000 | -43.8% | 0.0% |
| SPRING EQ, LLC | $385,000 | $3,755,000 | 875.3% | 0.0% |
| UNITED | $6,155,000 | $3,715,000 | -39.6% | 0.0% |
| RED RIVER FEDERAL CREDIT UNION | $3,065,000 | $3,690,000 | 20.4% | 0.0% |
| SeaTrust Mortgage Company | $1,040,000 | $3,680,000 | 253.8% | 0.0% |
| Independent Bank | $1,100,000 | $3,610,000 | 228.2% | 0.0% |
| MICHIGAN MUTUAL, INC. | $5,095,000 | $3,535,000 | -30.6% | 0.0% |
| Deere Employees Credit Union | $1,325,000 | $3,480,000 | 162.6% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $3,145,000 | $3,330,000 | 5.9% | 0.0% |
| Horatio State Bank | $215,000 | $3,280,000 | 1,425.6% | 0.0% |
| RBC Bank, (Georgia) | $1,050,000 | $3,265,000 | 211.0% | 0.0% |
| Axos Bank | $910,000 | $3,250,000 | 257.1% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $3,430,000 | $3,250,000 | -5.2% | 0.0% |
| The Huntington National Bank | $15,430,000 | $3,250,000 | -78.9% | 0.0% |
| Texana Bank | $3,245,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $800,000 | $3,205,000 | 300.6% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $350,000 | $3,170,000 | 805.7% | 0.0% |
| MORTGAGEONE, INC. | $1,765,000 | $3,155,000 | 78.8% | 0.0% |
| RED CROWN | $1,430,000 | $3,025,000 | 111.5% | 0.0% |
| RCN Capital, LLC | $4,830,000 | $3,000,000 | -37.9% | 0.0% |
| M&T Bank | $2,880,000 | $2,995,000 | 4.0% | 0.0% |
| Performance Financial, Inc. | $350,000 | $2,890,000 | 725.7% | 0.0% |
| Carrollton Bank | $2,805,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $1,675,000 | $2,745,000 | 63.9% | 0.0% |
| Amarillo National Bank | $1,965,000 | $2,735,000 | 39.2% | 0.0% |
| Sunflower Bank | $760,000 | $2,650,000 | 248.7% | 0.0% |
| Commerce Home Mortgage, Inc. | $2,125,000 | $2,625,000 | 23.5% | 0.0% |
| First State Bank of St. Charles, Missouri | $2,820,000 | $2,625,000 | -6.9% | 0.0% |
| COMMUNITYAMERICA | $1,310,000 | $2,615,000 | 99.6% | 0.0% |
| Legacy Bank & Trust Company | $7,395,000 | $2,595,000 | -64.9% | 0.0% |
| Dollar Bank, Federal Savings Bank | $2,590,000 | n/a | 0.0% | |
| GERSHMAN INVESTMENT CORP. | $1,495,000 | $2,590,000 | 73.2% | 0.0% |
| TruHome Solutions, LLC | $2,715,000 | $2,590,000 | -4.6% | 0.0% |
| Raymond James Bank | $7,075,000 | $2,575,000 | -63.6% | 0.0% |
| NP, Inc. | $2,980,000 | $2,565,000 | -13.9% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $200,000 | $2,550,000 | 1,175.0% | 0.0% |
| Pinnacle Bank | $205,000 | $2,540,000 | 1,139.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $2,505,000 | n/a | 0.0% | |
| Herring Bank | $440,000 | $2,405,000 | 446.6% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $3,060,000 | $2,345,000 | -23.4% | 0.0% |
| FirstBank | $3,850,000 | $2,340,000 | -39.2% | 0.0% |
| GoPrime Mortgage, Inc. | $405,000 | $2,265,000 | 459.3% | 0.0% |
| FORT SILL | $1,625,000 | $2,210,000 | 36.0% | 0.0% |
| First National Bank of America | $840,000 | $2,200,000 | 161.9% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,095,000 | $2,165,000 | 3.3% | 0.0% |
| Watermark Capital, Inc. | $3,290,000 | $2,155,000 | -34.5% | 0.0% |
| Walters Bank and Trust Company | $2,665,000 | $2,105,000 | -21.0% | 0.0% |
| Brighton Bank | $1,360,000 | $2,075,000 | 52.6% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $970,000 | $2,060,000 | 112.4% | 0.0% |
| Farmers Bank & Trust Company | $1,520,000 | $2,040,000 | 34.2% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $2,015,000 | n/a | 0.0% | |
| Stockmans Bank | $1,990,000 | n/a | 0.0% | |
| Atlantic Coast Mortgage, LLC | $2,950,000 | $1,955,000 | -33.7% | 0.0% |
| Goldman Sachs Bank USA | $1,935,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,355,000 | $1,920,000 | 41.7% | 0.0% |
| 212 LOANS, LLC. | $1,890,000 | n/a | 0.0% | |
| Farm Credit Services of Western Arkansas, ACA | $1,870,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $1,060,000 | $1,860,000 | 75.5% | 0.0% |
| FIRST WESTERN MORTGAGE, INC. | $990,000 | $1,845,000 | 86.4% | 0.0% |
| The City National Bank of Sulphur Springs | $2,445,000 | $1,830,000 | -25.2% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $1,750,000 | $1,825,000 | 4.3% | 0.0% |
| GMFS LLC | $265,000 | $1,790,000 | 575.5% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $420,000 | $1,790,000 | 326.2% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $650,000 | $1,765,000 | 171.5% | 0.0% |
| Centennial Bank | $2,225,000 | $1,765,000 | -20.7% | 0.0% |
| General Mortgage Capital Corporation | $1,815,000 | $1,755,000 | -3.3% | 0.0% |
| First Bank Richmond | $725,000 | $1,750,000 | 141.4% | 0.0% |
| City National Bank | $105,000 | $1,730,000 | 1,547.6% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $1,415,000 | $1,695,000 | 19.8% | 0.0% |
| Southwest Missouri Bank | $2,175,000 | $1,685,000 | -22.5% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $955,000 | $1,660,000 | 73.8% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $6,035,000 | $1,645,000 | -72.7% | 0.0% |
| Third Coast Bank SSB | $1,480,000 | $1,630,000 | 10.1% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $4,660,000 | $1,615,000 | -65.3% | 0.0% |
| Citizens National Bank, N.A. | $725,000 | $1,560,000 | 115.2% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $1,545,000 | n/a | 0.0% | |
| American National Bank & Trust | $1,325,000 | $1,535,000 | 15.8% | 0.0% |
| First Option Mortgage, LLC | $1,530,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $1,720,000 | $1,525,000 | -11.3% | 0.0% |
| First Financial Bank | $675,000 | $1,490,000 | 120.7% | 0.0% |
| North American Savings Bank, F.S.B. | $5,225,000 | $1,460,000 | -72.1% | 0.0% |
| GREENSTATE CREDIT UNION | $1,330,000 | $1,450,000 | 9.0% | 0.0% |
| Ameris Bank | $940,000 | $1,405,000 | 49.5% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $185,000 | $1,405,000 | 659.5% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $1,590,000 | $1,355,000 | -14.8% | 0.0% |
| MTC Federal Credit Union | $1,185,000 | $1,340,000 | 13.1% | 0.0% |
| The Stock Exchange Bank | $480,000 | $1,340,000 | 179.2% | 0.0% |
| Lamar National Bank | $1,330,000 | n/a | 0.0% | |
| The First National Bank of Tom Bean | $890,000 | $1,310,000 | 47.2% | 0.0% |
| First National Bank of Omaha | $1,285,000 | $1,295,000 | 0.8% | 0.0% |
| DIGITAL Federal Credit Union | $3,870,000 | $1,275,000 | -67.1% | 0.0% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $1,080,000 | $1,265,000 | 17.1% | 0.0% |
| Ixonia Bank | $2,395,000 | $1,245,000 | -48.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $2,080,000 | $1,240,000 | -40.4% | 0.0% |
| ARC HOME LLC | $695,000 | $1,230,000 | 77.0% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $1,225,000 | n/a | 0.0% | |
| Town Square Mortgage & Investments, Inc. | $17,360,000 | $1,210,000 | -93.0% | 0.0% |
| First Western Bank | $1,140,000 | $1,200,000 | 5.3% | 0.0% |
| Old Missouri Bank | $395,000 | $1,180,000 | 198.7% | 0.0% |
| Bank of Whittier | $1,175,000 | n/a | 0.0% | |
| First State Bank | $1,900,000 | $1,160,000 | -38.9% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,180,000 | $1,160,000 | -46.8% | 0.0% |
| AMERICAN HOMESTAR MORTGAGE, L.L.C. | $695,000 | $1,155,000 | 66.2% | 0.0% |
| Baxter Credit Union | $1,520,000 | $1,155,000 | -24.0% | 0.0% |
| DELMAR FINANCIAL COMPANY | $1,130,000 | $1,145,000 | 1.3% | 0.0% |
| Members Mortgage Services, L.L.C. | $1,140,000 | n/a | 0.0% | |
| CREDIT UNION OF AMERICA | $810,000 | $1,135,000 | 40.1% | 0.0% |
| Bank of England | $10,445,000 | $1,110,000 | -89.4% | 0.0% |
| RED RIVER EMPLOYEES | $340,000 | $1,110,000 | 226.5% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $535,000 | $1,105,000 | 106.5% | 0.0% |
| ADVANCIAL | $245,000 | $1,100,000 | 349.0% | 0.0% |
| Prosperity Home Mortgage, LLC | $3,380,000 | $1,060,000 | -68.6% | 0.0% |
| LEGEND LENDING CORPORATION | $1,680,000 | $1,055,000 | -37.2% | 0.0% |
| CPM Federal Credit Union | $1,015,000 | $1,035,000 | 2.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,430,000 | $1,035,000 | -27.6% | 0.0% |
| Evolve Bank & Trust | $4,170,000 | $1,035,000 | -75.2% | 0.0% |
| 1ST MIDAMERICA | $1,025,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $1,725,000 | $1,015,000 | -41.2% | 0.0% |
| MORIA DEVELOPMENT, INC. | $375,000 | $1,015,000 | 170.7% | 0.0% |
| NBH Bank | $340,000 | $1,015,000 | 198.5% | 0.0% |
| First Bank | $2,145,000 | $1,010,000 | -52.9% | 0.0% |
| First Financial Bank | $675,000 | $1,010,000 | 49.6% | 0.0% |
| Priority Bank | $115,000 | $1,005,000 | 773.9% | 0.0% |
| First Community Bank | $1,080,000 | $1,000,000 | -7.4% | 0.0% |
| Legacy National Bank | $985,000 | $1,000,000 | 1.5% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $1,000,000 | n/a | 0.0% | |
| Academy Bank | $990,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $975,000 | n/a | 0.0% | |
| Midwest BankCentre | $975,000 | n/a | 0.0% | |
| Devon Bank | $950,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $155,000 | $930,000 | 500.0% | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | $665,000 | $920,000 | 38.3% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $920,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $275,000 | $910,000 | 230.9% | 0.0% |
| HomeTrust Bank | $395,000 | $910,000 | 130.4% | 0.0% |
| The Northern Trust Company | $905,000 | n/a | 0.0% | |
| Bell Bank | $900,000 | n/a | 0.0% | |
| First Central Savings Bank | $895,000 | n/a | 0.0% | |
| Willamette Valley Bank | $275,000 | $895,000 | 225.5% | 0.0% |
| Florida Capital Bank | $885,000 | n/a | 0.0% | |
| ARKANSAS Federal Credit Union | $1,125,000 | $880,000 | -21.8% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $1,825,000 | $880,000 | -51.8% | 0.0% |
| FirstTrust Home Loans, Inc. | $5,925,000 | $870,000 | -85.3% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $205,000 | $855,000 | 317.1% | 0.0% |
| Chambers Bank | $1,305,000 | $850,000 | -34.9% | 0.0% |
| People's Bank of Seneca | $1,075,000 | $840,000 | -21.9% | 0.0% |
| UNION SQUARE | $730,000 | $840,000 | 15.1% | 0.0% |
| Affiliated Bank | $1,285,000 | $820,000 | -36.2% | 0.0% |
| CHEVRON | $550,000 | $810,000 | 47.3% | 0.0% |
| First United Bank | $145,000 | $775,000 | 434.5% | 0.0% |
| Alerus Financial | $295,000 | $765,000 | 159.3% | 0.0% |
| BankPlus | $655,000 | $765,000 | 16.8% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $1,170,000 | $765,000 | -34.6% | 0.0% |
| SCHLUMBERGER EMPLOYEES CREDIT UNION | $215,000 | $755,000 | 251.2% | 0.0% |
| Capitol Federal Savings Bank | $3,135,000 | $750,000 | -76.1% | 0.0% |
| Southwest Airlines Federal Credit Union | $235,000 | $750,000 | 219.1% | 0.0% |
| Renasant Bank | $85,000 | $735,000 | 764.7% | 0.0% |
| Deseret First Credit Union | $730,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $260,000 | $725,000 | 178.8% | 0.0% |
| USAlliance Federal Credit Union | $555,000 | $725,000 | 30.6% | 0.0% |
| Oakstar Bank | $175,000 | $715,000 | 308.6% | 0.0% |
| GNBank | $710,000 | n/a | 0.0% | |
| Origin Bank | $815,000 | $710,000 | -12.9% | 0.0% |
| Quontic Bank | $1,520,000 | $710,000 | -53.3% | 0.0% |
| BNY Mellon | $1,240,000 | $705,000 | -43.1% | 0.0% |
| First National Bank | $205,000 | $690,000 | 236.6% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $55,000 | $690,000 | 1,154.5% | 0.0% |
| MY MOVE MORTGAGE, LLC | $690,000 | n/a | 0.0% | |
| City Bank | $1,135,000 | $685,000 | -39.6% | 0.0% |
| MEMBER ADVANTAGE MORTGAGE, LLC | $225,000 | $680,000 | 202.2% | 0.0% |
| Secured Investment Corp. | $260,000 | $675,000 | 159.6% | 0.0% |
| Generations Bank | $920,000 | $665,000 | -27.7% | 0.0% |
| Toyota Financial Savings Bank | $655,000 | n/a | 0.0% | |
| Great Southern Bank | $3,875,000 | $645,000 | -83.4% | 0.0% |
| Labette Bank | $670,000 | $645,000 | -3.7% | 0.0% |
| First Western Trust Bank | $780,000 | $640,000 | -17.9% | 0.0% |
| Austin Bank, Texas | $635,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,760,000 | $635,000 | -63.9% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $630,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $630,000 | n/a | 0.0% | |
| Community Bank and Trust | $120,000 | $620,000 | 416.7% | 0.0% |
| Heritage Bank | $205,000 | $615,000 | 200.0% | 0.0% |
| North Dallas Bank & Trust Co. | $665,000 | $615,000 | -7.5% | 0.0% |
| Legacy Bank | $350,000 | $605,000 | 72.9% | 0.0% |
| Pilgrim Bank | $605,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $595,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $895,000 | $590,000 | -34.1% | 0.0% |
| AXIA FINANCIAL, LLC | $22,035,000 | $580,000 | -97.4% | 0.0% |
| Meridian Bank Corporation | $785,000 | $580,000 | -26.1% | 0.0% |
| Green Country FCU | $3,015,000 | $575,000 | -80.9% | 0.0% |
| Assurance Financial Group, L.L.C. | $1,550,000 | $570,000 | -63.2% | 0.0% |
| Bank of Springfield | $105,000 | $565,000 | 438.1% | 0.0% |
| Credit Union of Texas | $515,000 | $565,000 | 9.7% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $2,830,000 | $565,000 | -80.0% | 0.0% |
| Central Bank | $2,375,000 | $560,000 | -76.4% | 0.0% |
| Farmers Bank | $475,000 | $555,000 | 16.8% | 0.0% |
| First Security Bank | $555,000 | n/a | 0.0% | |
| MORTGAGE FINANCIAL SERVICES, LLC | $175,000 | $555,000 | 217.1% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $550,000 | n/a | 0.0% | |
| Southern Bank | $935,000 | $550,000 | -41.2% | 0.0% |
| LOANPEOPLE, LLC | $830,000 | $540,000 | -34.9% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $535,000 | n/a | 0.0% | |
| WILLOW BEND MORTGAGE COMPANY, LLC | $2,175,000 | $535,000 | -75.4% | 0.0% |
| Quad City Bank and Trust Company | $515,000 | $525,000 | 1.9% | 0.0% |
| b1BANK | $665,000 | $505,000 | -24.1% | 0.0% |
| Leader Bank | $670,000 | $505,000 | -24.6% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $55,000 | $505,000 | 818.2% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $185,000 | $500,000 | 170.3% | 0.0% |
| Comerica Bank | $500,000 | n/a | 0.0% | |
| The Peoples Bank of Georgia | $495,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $485,000 | n/a | 0.0% | |
| Community First National Bank | $600,000 | $480,000 | -20.0% | 0.0% |
| First National Bank Texas | $280,000 | $465,000 | 66.1% | 0.0% |
| HEARTLAND CREDIT UNION | $455,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $455,000 | n/a | 0.0% | |
| Jonah Bank of Wyoming | $455,000 | n/a | 0.0% | |
| Commercial Bank of Texas | $600,000 | $445,000 | -25.8% | 0.0% |
| F&A Federal Credit Union | $65,000 | $445,000 | 584.6% | 0.0% |
| First Merchants Bank | $445,000 | n/a | 0.0% | |
| SKYWARD | $445,000 | n/a | 0.0% | |
| American Bank of Commerce | $435,000 | n/a | 0.0% | |
| Core Bank | $145,000 | $435,000 | 200.0% | 0.0% |
| IncredibleBank | $435,000 | n/a | 0.0% | |
| ONY GLO, INC. | $515,000 | $435,000 | -15.5% | 0.0% |
| Paramount Bank | $425,000 | n/a | 0.0% | |
| Texas Heritage National Bank | $425,000 | n/a | 0.0% | |
| EASTMAN | $415,000 | n/a | 0.0% | |
| CENTENNIAL LENDING, LLC | $405,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE FUNDING, LLC | $1,885,000 | $405,000 | -78.5% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $405,000 | n/a | 0.0% | |
| GNB Bank | $405,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $405,000 | n/a | 0.0% | |
| PointBank | $385,000 | $405,000 | 5.2% | 0.0% |
| RANLIFE, INC. | $405,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $340,000 | $400,000 | 17.6% | 0.0% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $400,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $505,000 | $400,000 | -20.8% | 0.0% |
| CIBM Bank | $395,000 | n/a | 0.0% | |
| Mid America Bank | $395,000 | n/a | 0.0% | |
| Sterling Bank | $395,000 | n/a | 0.0% | |
| CapStar Bank | $385,000 | n/a | 0.0% | |
| BARKSDALE | $380,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $375,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $225,000 | $365,000 | 62.2% | 0.0% |
| Inwood National Bank | $780,000 | $360,000 | -53.8% | 0.0% |
| Encompass Lending Group, LP | $575,000 | $355,000 | -38.3% | 0.0% |
| Integrity Home Mortgage Corp | $355,000 | n/a | 0.0% | |
| Orion Federal Credit Union | $355,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $165,000 | $350,000 | 112.1% | 0.0% |
| BLUCURRENT | $345,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $345,000 | n/a | 0.0% | |
| Alliance Credit Union | $215,000 | $335,000 | 55.8% | 0.0% |
| Grandview Bank | $335,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $280,000 | $335,000 | 19.6% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $280,000 | $335,000 | 19.6% | 0.0% |
| Sabine State Bank and Trust Company | $335,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $120,000 | $325,000 | 170.8% | 0.0% |
| HOME BANK AND TRUST COMPANY | $325,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $325,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $525,000 | $325,000 | -38.1% | 0.0% |
| State Department Federal Credit Union | $785,000 | $320,000 | -59.2% | 0.0% |
| ENCORE BANK | $1,145,000 | $315,000 | -72.5% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,305,000 | $315,000 | -75.9% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $315,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $315,000 | n/a | 0.0% | |
| SmartBank | $315,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $185,000 | $315,000 | 70.3% | 0.0% |
| Beeline Loans, Inc. | $745,000 | $310,000 | -58.4% | 0.0% |
| Eagle Bank and Trust Company | $770,000 | $310,000 | -59.7% | 0.0% |
| Texas Bank and Trust Company | $305,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $310,000 | $300,000 | -3.2% | 0.0% |
| NASA Federal Credit Union | $160,000 | $295,000 | 84.4% | 0.0% |
| POINT Mortgage | $295,000 | n/a | 0.0% | |
| Service Federal Credit Union | $580,000 | $290,000 | -50.0% | 0.0% |
| CAPITAL CREDIT UNION | $285,000 | n/a | 0.0% | |
| FirstOak Bank | $285,000 | n/a | 0.0% | |
| First State Bank | $1,900,000 | $285,000 | -85.0% | 0.0% |
| RESIDENTIAL BANCORP | $18,165,000 | $285,000 | -98.4% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $505,000 | $280,000 | -44.6% | 0.0% |
| Connexus Credit Union | $185,000 | $280,000 | 51.4% | 0.0% |
| Central Bank Illinois | $275,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $330,000 | $270,000 | -18.2% | 0.0% |
| Merchants Mortgage & Trust Corporation | $280,000 | $270,000 | -3.6% | 0.0% |
| First State Bank | $1,900,000 | $265,000 | -86.1% | 0.0% |
| Home State Bank | $265,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $575,000 | $265,000 | -53.9% | 0.0% |
| U S WIDE FINANCIAL LLC | $265,000 | n/a | 0.0% | |
| Bank of Commerce and Trust Company | $255,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $255,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $125,000 | $255,000 | 104.0% | 0.0% |
| South Story Bank & Trust | $245,000 | n/a | 0.0% | |
| Stillman Bank | $245,000 | $245,000 | 0.0% | 0.0% |
| Wood & Huston Bank | $245,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $245,000 | $240,000 | -2.0% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $1,870,000 | $235,000 | -87.4% | 0.0% |
| ANCHOR LOANS, LP | $660,000 | $230,000 | -65.2% | 0.0% |
| Grand Bank for Savings, FSB | $300,000 | $225,000 | -25.0% | 0.0% |
| Mazuma Credit Union | $225,000 | n/a | 0.0% | |
| Nebraska Bank of Commerce | $390,000 | $225,000 | -42.3% | 0.0% |
| Southside Bank | $225,000 | n/a | 0.0% | |
| West Gate Bank | $535,000 | $225,000 | -57.9% | 0.0% |
| APCI Federal Credit Union | $25,000 | $220,000 | 780.0% | 0.0% |
| Mid-America Bank | $265,000 | $215,000 | -18.9% | 0.0% |
| Mid-Missouri Bank | $215,000 | n/a | 0.0% | |
| Union Savings Bank | $235,000 | $215,000 | -8.5% | 0.0% |
| West Texas National Bank | $205,000 | n/a | 0.0% | |
| First Bank & Trust | $195,000 | n/a | 0.0% | |
| GENISYS | $195,000 | $195,000 | 0.0% | 0.0% |
| Luxury Mortgage Corp. | $195,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $1,120,000 | $195,000 | -82.6% | 0.0% |
| Peoples National Bank of Kewanee | $195,000 | n/a | 0.0% | |
| ANECA Federal Credit Union | $665,000 | $190,000 | -71.4% | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | $185,000 | n/a | 0.0% | |
| First Community Bank | $1,080,000 | $185,000 | -82.9% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $185,000 | n/a | 0.0% | |
| TOLLESON PRIVATE BANK | $185,000 | n/a | 0.0% | |
| Landmark National Bank | $2,165,000 | $180,000 | -91.7% | 0.0% |
| ALTRA | $55,000 | $175,000 | 218.2% | 0.0% |
| EVANSVILLE TEACHERS | $450,000 | $175,000 | -61.1% | 0.0% |
| Gate City Bank | $175,000 | n/a | 0.0% | |
| KEYPOINT | $185,000 | $175,000 | -5.4% | 0.0% |
| OAKTREE FUNDING CORP. | $155,000 | $175,000 | 12.9% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $175,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $800,000 | $170,000 | -78.8% | 0.0% |
| Gulf Coast Bank and Trust Company | $165,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $665,000 | $165,000 | -75.2% | 0.0% |
| Citizens' Bank & Trust Co. | $880,000 | $160,000 | -81.8% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $155,000 | n/a | 0.0% | |
| FIRST NORTHERN Credit Union | $155,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS LLC | $155,000 | n/a | 0.0% | |
| South State Bank | $225,000 | $155,000 | -31.1% | 0.0% |
| CAPITAL CONCEPTS, INC. | $145,000 | n/a | 0.0% | |
| Community Mortgage Banc Corporation | $555,000 | $145,000 | -73.9% | 0.0% |
| FIDELIS CATHOLIC | $145,000 | n/a | 0.0% | |
| Valley National Bank | $145,000 | n/a | 0.0% | |
| Citizens Bank of Kansas | $135,000 | n/a | 0.0% | |
| CREDIT UNION ONE | $135,000 | n/a | 0.0% | |
| TOWER | $135,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $470,000 | $135,000 | -71.3% | 0.0% |
| GSF Mortgage Corporation | $2,735,000 | $130,000 | -95.2% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $320,000 | $125,000 | -60.9% | 0.0% |
| BTC BANK | $115,000 | n/a | 0.0% | |
| Flanagan State Bank | $115,000 | n/a | 0.0% | |
| River Bank & Trust | $115,000 | n/a | 0.0% | |
| Legend Bank, N.A. | $1,490,000 | $110,000 | -92.6% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $365,000 | $105,000 | -71.2% | 0.0% |
| Great Plains Federal Credit Un | $45,000 | $105,000 | 133.3% | 0.0% |
| INB | $105,000 | n/a | 0.0% | |
| JMJ FINANCIAL GROUP | $205,000 | $105,000 | -48.8% | 0.0% |
| Southern Bancorp Bank | $105,000 | n/a | 0.0% | |
| FirstBank Southwest | $525,000 | $100,000 | -81.0% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| ALL IN | $95,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $95,000 | n/a | 0.0% | |
| VAL-CHRIS INVESTMENTS, INC. | $95,000 | n/a | 0.0% | |
| The First National Bank of Hughes Springs | $615,000 | $85,000 | -86.2% | 0.0% |
| PERFORMANCE EQUITY PARTNERS, INC. | $320,000 | $80,000 | -75.0% | 0.0% |
| Royal Credit Union | $75,000 | n/a | 0.0% | |
| WESTERN VISTA | $75,000 | n/a | 0.0% | |
| Commercial Lender LLC | $375,000 | $65,000 | -82.7% | 0.0% |
| CORPORATE AMERICA FAMILY | $65,000 | n/a | 0.0% | |
| Planters Bank & Trust Company | $65,000 | n/a | 0.0% | |
| Access Community Credit Union | $310,000 | $55,000 | -82.3% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $85,000 | $55,000 | -35.3% | 0.0% |
| CITIZENS EQUITY FIRST | $510,000 | $45,000 | -91.2% | 0.0% |
| Community National Bank & Trust of Texas | $410,000 | $45,000 | -89.0% | 0.0% |
| Elements Financial Federal Credit Union | $145,000 | $45,000 | -69.0% | 0.0% |
| First American Bank | $35,000 | n/a | 0.0% | |
| Wichita Federal Credit Union | $315,000 | $35,000 | -88.9% | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| Christian Community Credit Union | $165,000 | $25,000 | -84.8% | 0.0% |
| Northwest Federal Credit Union | $55,000 | $25,000 | -54.5% | 0.0% |
| Transportation Federal Credit Union | $25,000 | n/a | 0.0% |
Oklahoma's top lender by overall market share is First United Bank and Trust Company, with 5.5% market share. In second place, with 4.7%, is QUICKEN LOANS, LLC, having originated $747,915,000 in loans. In third place, with 4.3%, is Arvest Bank, having originated $691,920,000 in loans. In fourth place, with 3.7%, is ASSOCIATED MORTGAGE CORPORATION, having originated $599,980,000 in loans. In fifth place, with 3.5%, is BancFirst, having originated $555,155,000 in loans.
Oklahoma Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 45,610 | $11,541,790,000 | $253,054 |
| Refi | 7,879 | $2,083,905,000 | $264,489 |
| Cash Out Refi | 7,200 | $1,428,800,000 | $198,444 |
| Home Improvement | 5,762 | $449,510,000 | $78,013 |
| Other | 5,228 | $496,600,000 | $94,989 |
| NA | 7 | $1,505,000 | $215,000 |
Oklahoma's most frequently cited loan purpose was Home Purchase, with 45,610 originations. The 2nd most popular reason was Refi, with 7,879 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 26,712 | $6,760,270,000 | $253,080 |
| 7-8% | 15,730 | $3,296,400,000 | $209,561 |
| Over 8% | 13,100 | $1,444,960,000 | $110,302 |
| 5-6% | 8,782 | $2,575,050,000 | $293,219 |
| 4-5% | 1,006 | $400,700,000 | $398,310 |
| <2.5% | 759 | $30,945,000 | $40,771 |
| 3-4% | 132 | $221,770,000 | $1,680,076 |
| 2.5-3% | 71 | $16,215,000 | $228,380 |
During 2024, Oklahoma's most frequently originated rate bucket was 6-7%, with 26,712 originations.
Loan Sizing (Oklahoma MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 24,531 | $6,697,725,000 | $273,031 |
| $100k-200k | 22,388 | $3,354,880,000 | $149,852 |
| $100,000 or less | 18,469 | $1,042,165,000 | $56,428 |
| $400k-600k | 4,338 | $2,051,550,000 | $472,925 |
| $600k-1000k | 1,436 | $1,035,130,000 | $720,843 |
| $Over $1MM | 524 | $1,820,660,000 | $3,474,542 |
Oklahoma's loan sizing saw the bucket of loans from $200k-400k with 24,531 originations, totaling $6,697,725,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 31,448 | $7,851,400,000 | $249,663 |
| 60-80% | 13,669 | $3,933,285,000 | $287,752 |
| Under 20% | 6,700 | $312,020,000 | $46,570 |
| 20-40% | 6,618 | $656,170,000 | $99,149 |
| 40-60% | 5,063 | $1,164,345,000 | $229,971 |
| Over 100% | 1,632 | $517,490,000 | $317,089 |
Oklahoma's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 31,448 originations, totaling $7,851,400,000 in origination value.