Oklahoma City VA Loan Rates, Closing Costs & Stats

OKLAHOMA CITY, OK

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Oklahoma City's 175 lenders originated 4,309 VA loans during 2022. The total origination value was $1,238,715,000, with an average VA loan value of $287,472.

Oklahoma City VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Oklahoma City averaged 6.59% for the week of 2024-03-01, compared to the national average (all VA variants) of 6.517% for the same period.

Oklahoma City's average VA mortgage closing costs are $5,618.

The average rate for the prior week (2024-02-23) was 6.42% and one month ago for the week of 2024-01-26, the average rate was 5.95%.

The average rate one year ago was 6.39%.

For refis of the same type during the week of 2024-03-01, the average rate was 5.47%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Oklahoma City VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Oklahoma City level.

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Mortgage Research Center, LLC 644 5.04% $6,779
QUICKEN LOANS, LLC 241 4.15% $9,948
NAVY FEDERAL CREDIT UNION 215 3.94% $6,370
CORNERSTONE HOME LENDING, INC. 205 5.08% $7,599
UNITED WHOLESALE MORTGAGE, LLC 178 4.66% $8,197
First United Bank and Trust Company 163 4.79% $7,897
FREEDOM MORTGAGE CORPORATION 136 4.64% $10,533
USAA Federal Savings Bank 135 4.34% $7,455
Stride Bank 109 4.84% $10,741
LOANDEPOT.COM, LLC 107 4.44% $7,766
PENNYMAC LOAN SERVICES, LLC 106 3.84% $7,716
Gateway First Bank 76 4.88% $7,882
NEW DAY FINANCIAL, LLC 75 5.00% $9,582
ASSOCIATED MORTGAGE CORPORATION 73 5.03% $9,766
Hometown Lenders, Inc. 67 4.93% $12,355
LEADERONE FINANCIAL CORPORATION 65 4.26% $8,379
CWM PARTNERS, L.P. 56 4.37% $6,760
GUARANTEED RATE, INC. 55 4.53% $6,968
MORTGAGE SOLUTIONS OF COLORADO, LLC 53 5.72% $8,671
Great Plains National Bank 51 5.12% $8,413
DHI MORTGAGE COMPANY, LTD. 46 3.98% $8,327
Mr. Cooper ( Nationstar Mortgage ) 41 4.74% $8,124
The Federal Savings Bank 40 4.90% $13,340
CROSSCOUNTRY MORTGAGE, LLC 36 4.56% $7,307
CALIBER HOME LOANS, INC. 35 4.36% $7,501
FINANCIAL CONCEPTS MORTGAGE, LLC 33 4.17% $6,214
BOKF 32 4.53% $7,063
F & M Bank 31 4.60% $8,250
MOVEMENT MORTGAGE, LLC 29 4.98% $6,136
HOME POINT FINANCIAL CORPORATION 28 4.45% $7,441
Wells Fargo Bank 27 4.06% $5,682
PENTAGON FEDERAL CREDIT UNION 25 3.51% $4,695
CARDINAL FINANCIAL 24 5.24% $10,720
CERTAINTY HOME LOANS, LLC 22 4.70% $6,945
AMERISAVE MORTGAGE CORPORATION 22 4.26% $10,961
Barrington Bank & Trust Company, N.A. 21 4.19% $5,629
Arvest Bank 21 4.60% $5,505
FIRST AMERICAN MORTGAGE, INC. 21 4.87% $7,096
NEWREZ LLC 20 4.25% $6,570
Flagstar Bank, FSB 20 4.65% $11,833
PLAZA HOME MORTGAGE, INC. 20 4.94% $9,834
AMERICAN PACIFIC MORTGAGE CORPORATION 20 5.56% $9,858
SWBC MORTGAGE CORPORATION 19 4.81% $10,965
CMG MORTGAGE, INC. 19 4.60% $7,434
PRIMELENDING, A PLAINSCAPITAL COMPANY 18 4.71% $7,783
Chickasaw Community Bank 18 5.06% $5,127
North American Savings Bank, F.S.B. 18 4.08% $4,760
EVERETT FINANCIAL, INC. 18 5.18% $6,013
UNION HOME MORTGAGE CORP. 18 5.17% $6,449
GUILD MORTGAGE COMPANY 17 4.80% $9,884
LAKEVIEW LOAN SERVICING, LLC 17 3.45% $5,846
Carrington Mortgage Services, LLC 16 4.34% $7,791
NBKC BANK 16 4.21% $7,702
FLAT BRANCH MORTGAGE, INC. 16 5.05% $8,047
U.S. Bank 15 4.75% $7,631
BROKER SOLUTIONS, INC. 14 5.11% $11,019
Paramount Residential Mortgage Group, Inc. 13 5.49% $9,679
LOANPAL, LLC 12 4.08% $9,712
BancFirst 12 3.95% $8,370
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 4.59% $8,188
AMCAP MORTGAGE, LTD. 11 5.06% $9,224
VILLAGE CAPITAL MORTGAGE 11 3.91% $6,120
Magnolia Bank 11 4.73% $12,027
PLANET HOME LENDING, LLC 11 3.86% $5,504
GUARANTY HOME MORTGAGE CORPORATION 11 4.99% $9,218
BAY EQUITY LLC 10 4.93% $7,370
HOMEBRIDGE FINANCIAL SERVICES, INC. 10 4.20% $8,295
Tinker Federal Credit Union 10 5.19% $8,211
MidFirst Bank 10 3.50% $6,666
First Liberty Bank 9 4.72% $6,110
AMERICAN FINANCING CORPORATION 9 3.58% $10,448
Nations Lending Corporation 8 5.41% $13,652
Armed Forces Bank 8 4.33% $11,357
Low VA Rates, LLC 7 5.59% $14,664
United Fidelity Funding Corp. 7 5.29% $12,417
MUTUAL OF OMAHA MORTGAGE, INC. 7 4.88% $7,337
ACADEMY MORTGAGE CORPORATION 7 4.80% $9,147
Equity Prime Mortgage LLC 7 5.93% $9,165
OPEN MORTGAGE, LLC 6 4.67% $13,154
RCB Bank 6 4.48% $7,376
NTFN, INC. 6 4.71% $4,344
BNC National Bank 6 3.88% $10,009
SOUTHWEST STAGE FUNDING, LLC 6 5.54% $842
Texana Bank 5 4.58% $12,493
First Guaranty Mortgage Corporation 5 3.28% $10,328
CONTOUR MORTGAGE CORPORATION 4 6.13% $10,448
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 4.53% $17,666
Armstrong Bank 4 4.59% $6,008
Citizens Bank 4 5.53% $6,741
HOMESIDE FINANCIAL, LLC 4 4.72% $9,707
JPMorgan Chase Bank 4 4.90% $6,414
MID AMERICA MORTGAGE, INC. 4 4.44% $3,898
Mortgage Investment Services Corporation 4 4.13% $4,476
Plains Commerce Bank 4 5.38% $11,311
SUN WEST MORTGAGE COMPANY, INC. 4 4.31% $6,462
The Central Trust Bank 4 4.59% $11,191
US MORTGAGE CORPORATION 4 6.16% $5,548
ROYAL UNITED MORTGAGE LLC 3 5.38% $12,286
Century Mortgage Company DBA Century Lending Company 3 6.21% $10,982
SENTE MORTGAGE, INC. 3 3.46% $8,724
Watermark Capital, Inc. 3 4.41% $8,661
SOVEREIGN LENDING GROUP INCORPORATED 3 4.21% $8,318
First Savings Bank 3 3.29% $13,274
NETWORK CAPITAL FUNDING CORPORATION 2 5.44% $11,602
Network Funding, L.P. 2 3.94% $9,963
FirstTrust Home Loans, Inc. 2 5.44% $2,065
Fidelity Bank 2 5.25% $4,662
Town Square Mortgage & Investments, Inc. 2 5.31% $8,040
Truist 2 3.95% $3,505
RESIDENTIAL BANCORP 2 3.74% $5,579
Atlantic Coast Mortgage, LLC 2 5.38% $5,760
SeaTrust Mortgage Company 2 6.50% $5,057
Service Federal Credit Union 2 4.63% $1,933
NexBank 2 4.06% $4,614
American Mortgage Bank, LLC 2 6.25% $7,386
Sierra Pacific Mortgage Company, Inc. 2 5.88% $13,279
CHERRY CREEK MORTGAGE, LLC 2 4.06% $2,735
Goldwater Bank, N.A. 2 4.19% $6,940
NATIONS DIRECT MORTGAGE, LLC 2 3.75% $13,160
Strong Home Mortgage, LLC 2 4.06% $16,436
GENEVA FINANCIAL, LLC 2 5.00% $7,516
EMBRACE HOME LOANS, INC. 2 4.31% $8,313
PREMIA MORTGAGE, LLC 2 5.13% $3,334
Community First National Bank 1 3.13% $9,672
COMMUNICATION 1 6.13% $8,121
CLEARPATH LENDING 1 3.75% $12,452
Prosperity Bank 1 3.50% $5,192
City Bank 1 5.38% $5,644
CHURCHILL MORTGAGE CORPORATION 1 5.75% $6,818
Servion, Inc. 1 3.75% $11,445
SpiritBank 1 2.88% $9,517
Chambers Bank 1 2.50% $3,071
SUCCESS MORTGAGE PARTNERS, INC. 1 5.13% $17,718
Sunflower Bank 1 4.49% $24,806
Waterstone Mortgage Corporation 1 4.00% $4,186
Capital Bank 1 4.13% $14,410
AMERICAN FINANCIAL RESOURCES, INC. 1 5.25% $12,256
Bank of America 1 2.25% $5,076
Austin Capital Bank SSB 1 5.25% $13,463
TJC Mortgage, Inc. 1 6.25% $1,223
Unify Home Lending Inc. 1 6.63% $6,651
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.63% $7,853
Amerifirst Financial, Inc. 1 6.88% $9,467
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.25% $16,884
INTERLINC MORTGAGE SERVICES, LLC 1 5.50% $7,484
International Bank of Commerce 1 3.25% $4,070
INTERCAP LENDING INC. 1 4.88% $3,921
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.13% $3,388
GUARANTEED RATE AFFINITY, LLC 1 2.63% $6,637
AmeriHome Mortgage Company, LLC 1 6.50% $10,440
MEMBER FIRST MORTGAGE, LLC 1 2.50% $10,359
Meridian Bank Corporation 1 3.25% $36,698
Wyndham Capital Mortgage, Inc. 1 3.75% $10,892
First Western Trust Bank 1 3.88% $13,192
MORTGAGE FINANCIAL SERVICES, LLC 1 3.63% $8,067
AMERICAN INTERNET MORTGAGE, INC. 1 4.13% $11,835
First National Bank Texas 1 4.13% $6,129
First Internet Bank of Indiana 1 4.75% $2,602
First Home Bank 1 5.63% $2,856
FIRST COMMUNITY MORTGAGE, INC. 1 3.88% $2,891
NATIONS RELIABLE LENDING, LLC 1 4.63% $8,593
FirstBank 1 3.25% $3,217
NBH Bank 1 6.13% $7,120
First Bank 1 6.75% $15,038
First Bank 1 2.75% $2,957
NFM, INC. 1 5.63% $4,333
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 5.63% $15,598
NP, Inc. 1 2.75% $7,971
Old National Bank 1 5.25% $3,241
ON Q FINANCIAL, INC. 1 6.75% $31,960
ONY GLO, INC. 1 5.25% $3,725
DAS Acquisition Company, LLC 1 5.63% $11,771
Cornerstone First Mortgage, Inc 1 4.00% $13,008
Core Bank 1 5.75% $5,134
Academy Bank 1 2.75% $5,832

The top Oklahoma City VA lender as defined by loan originations is Mortgage Research Center, LLC, with 644 VA loans originated. Their average total fees are $6,779, which is $3,169 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Oklahoma City VA lenders (with over 10 loans originated) are PENTAGON FEDERAL CREDIT UNION ($4,695), North American Savings Bank, F.S.B. ($4,760), Chickasaw Community Bank ($5,127), PLANET HOME LENDING, LLC ($5,504) and Arvest Bank ($5,505).

The lowest rate Oklahoma City VA lenders (with over 10 loans originated) are LAKEVIEW LOAN SERVICING, LLC (3.45%), MidFirst Bank (3.50%), PENTAGON FEDERAL CREDIT UNION (3.51%), PENNYMAC LOAN SERVICES, LLC (3.84%) and PLANET HOME LENDING, LLC (3.86%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Oklahoma City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $224,625 (3.6%) $289,303 (4.4%) 0.83 5,885
2018-02-01 $224,500 (3.0%) $292,603 (5.1%) 0.82 5,734
2018-03-01 $233,055 (5.7%) $301,200 (6.5%) 0.82 5,639
2018-04-01 $237,500 (5.6%) $306,794 (6.2%) 0.81 5,736
2018-05-01 $238,088 (3.5%) $309,325 (3.4%) 0.80 5,797
2018-06-01 $235,000 (2.2%) $310,440 (3.7%) 0.78 6,071
2018-07-01 $236,250 (4.3%) $312,663 (5.3%) 0.79 6,270
2018-08-01 $233,450 (3.8%) $307,954 (4.5%) 0.78 6,338
2018-09-01 $234,000 (4.0%) $309,152 (5.2%) 0.79 6,125
2018-10-01 $234,055 (4.3%) $312,495 (6.7%) 0.79 6,035
2018-11-01 $236,000 (6.0%) $316,134 (8.6%) 0.80 6,002
2018-12-01 $234,900 (4.5%) $318,080 (9.5%) 0.81 5,652
2019-01-01 $234,425 (4.4%) $314,541 (8.7%) 0.81 5,164
2019-02-01 $235,993 (5.1%) $312,419 (6.8%) 0.80 5,062
2019-03-01 $244,742 (5.0%) $324,103 (7.6%) 0.80 4,910
2019-04-01 $253,388 (6.7%) $334,334 (9.0%) 0.80 4,863
2019-05-01 $258,701 (8.7%) $339,316 (9.7%) 0.81 4,845
2019-06-01 $256,000 (8.9%) $339,689 (9.4%) 0.80 4,901
2019-07-01 $255,450 (8.1%) $339,886 (8.7%) 0.80 5,121
2019-08-01 $252,209 (8.0%) $339,141 (10.1%) 0.80 5,103
2019-09-01 $252,598 (8.0%) $338,264 (9.4%) 0.81 5,026
2019-10-01 $252,857 (8.0%) $337,359 (8.0%) 0.82 4,975
2019-11-01 $250,000 (5.9%) $338,294 (7.0%) 0.82 4,866
2019-12-01 $250,000 (6.4%) $340,009 (6.9%) 0.83 4,520
2020-01-01 $250,420 (6.8%) $337,996 (7.5%) 0.84 4,255
2020-02-01 $255,000 (8.1%) $340,099 (8.9%) 0.83 4,100
2020-03-01 $263,045 (7.5%) $345,031 (6.5%) 0.82 4,068
2020-04-01 $263,500 (4.0%) $344,511 (3.0%) 0.83 4,249
2020-05-01 $268,400 (3.8%) $354,200 (4.4%) 0.82 4,065
2020-06-01 $290,000 (13.3%) $387,484 (14.1%) 0.85 3,658
2020-07-01 $283,250 (10.9%) $387,000 (13.9%) 0.82 3,520
2020-08-01 $269,900 (7.0%) $375,059 (10.6%) 0.77 3,309
2020-09-01 $279,990 (10.8%) $393,775 (16.4%) 0.80 3,064
2020-10-01 $280,000 (10.7%) $399,411 (18.4%) 0.80 2,960
2020-11-01 $274,500 (9.8%) $394,403 (16.6%) 0.80 2,860
2020-12-01 $267,450 (7.0%) $390,267 (14.8%) 0.80 2,591
2021-01-01 $264,900 (5.8%) $382,725 (13.2%) 0.79 2,126
2021-02-01 $289,300 (13.5%) $416,273 (22.4%) 0.84 1,771
2021-03-01 $287,710 (9.4%) $419,976 (21.7%) 0.82 1,611
2021-04-01 $295,750 (12.2%) $435,367 (26.4%) 0.80 1,414
2021-05-01 $286,900 (6.9%) $425,803 (20.2%) 0.76 1,473
2021-06-01 $284,935 (-1.8%) $427,356 (10.3%) 0.75 1,734
2021-07-01 $285,000 (0.6%) $413,908 (7.0%) 0.75 2,098
2021-08-01 $279,751 (3.7%) $396,437 (5.7%) 0.75 2,388
2021-09-01 $275,642 (-1.6%) $390,030 (-1.0%) 0.74 2,420
2021-10-01 $274,993 (-1.8%) $399,764 (0.1%) 0.73 2,314
2021-11-01 $289,552 (5.5%) $420,330 (6.6%) 0.77 2,213
2021-12-01 $290,000 (8.4%) $410,654 (5.2%) 0.79 1,990
2022-01-01 $309,700 (16.9%) $426,093 (11.3%) 0.84 1,649
2022-02-01 $329,170 (13.8%) $443,992 (6.7%) 0.86 1,385
2022-03-01 $339,428 (18.0%) $458,237 (9.1%) 0.85 1,298
2022-04-01 $314,490 (6.3%) $435,093 (-0.1%) 0.75 1,434
2022-05-01 $325,805 (13.6%) $434,571 (2.1%) 0.74 1,838
2022-06-01 $321,990 (13.0%) $426,215 (-0.3%) 0.72 2,376
2022-07-01 $315,500 (10.7%) $409,500 (-1.1%) 0.71 3,084
2022-08-01 $319,344 (14.2%) $399,322 (0.7%) 0.74 3,336
2022-09-01 $322,245 (16.9%) $401,421 (2.9%) 0.75 3,255
2022-10-01 $320,000 (16.4%) $405,015 (1.3%) 0.75 3,541
2022-11-01 $325,000 (12.2%) $409,054 (-2.7%) 0.78 3,656
2022-12-01 $324,990 (12.1%) $404,474 (-1.5%) 0.80 3,489
2023-01-01 $338,837 (9.4%) $415,119 (-2.6%) 0.84 3,293
2023-02-01 $349,204 (6.1%) $422,130 (-4.9%) 0.84 3,052
2023-03-01 $350,000 (3.1%) $427,123 (-6.8%) 0.83 2,967
2023-04-01 $353,900 (12.5%) $429,085 (-1.4%) 0.82 2,913
2023-05-01 $354,653 (8.9%) $431,604 (-0.7%) 0.80 3,023
2023-06-01 $350,000 (8.7%) $434,286 (1.9%) 0.79 3,071
2023-07-01 $347,250 (10.1%) $431,505 (5.4%) 0.79 3,426
2023-08-01 $339,858 (6.4%) $420,632 (5.3%) 0.78 3,605
2023-09-01 $329,990 (2.4%) $416,892 (3.9%) 0.77 3,741
2023-10-01 $334,723 (4.6%) $413,774 (2.2%) 0.79 3,947
2023-11-01 $329,450 (1.4%) $408,881 (0.0%) 0.78 4,075
2023-12-01 $320,000 (-1.5%) $403,506 (-0.2%) 0.78 4,015
2024-01-01 $319,500 (-5.7%) $400,019 (-3.6%) 0.78 3,830
Oklahoma City's median listing price for 2024-01-01 was $319,500, a difference of $-19,337 (-5.7%) versus the prior year and $-500 versus the prior month.

Oklahoma City's median listing price comes in at 78% of the national average.

Oklahoma City's average listing price for 2024-01-01 was $400,019, a difference of $-15,100 (-3.6%) versus the prior year and $-3,487 versus the prior month.

For the 2024-01-01 period, Oklahoma City had 3,830 MLS listings, a difference of -185 listings (-5%) versus the prior month and 537 listings (16%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Oklahoma City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 73 days 2,065 sqft
2018-02-01 67 days 2,059 sqft
2018-03-01 58 days 2,099 sqft
2018-04-01 50 days 2,132 sqft
2018-05-01 48 days 2,127 sqft
2018-06-01 48 days 2,117 sqft
2018-07-01 52 days 2,124 sqft
2018-08-01 58 days 2,107 sqft
2018-09-01 58 days 2,106 sqft
2018-10-01 60 days 2,100 sqft
2018-11-01 61 days 2,097 sqft
2018-12-01 72 days 2,077 sqft
2019-01-01 74 days 2,052 sqft
2019-02-01 66 days 2,052 sqft
2019-03-01 55 days 2,095 sqft
2019-04-01 44 days 2,143 sqft
2019-05-01 43 days 2,161 sqft
2019-06-01 44 days 2,150 sqft
2019-07-01 45 days 2,148 sqft
2019-08-01 47 days 2,138 sqft
2019-09-01 50 days 2,136 sqft
2019-10-01 52 days 2,132 sqft
2019-11-01 54 days 2,101 sqft
2019-12-01 62 days 2,095 sqft
2020-01-01 62 days 2,057 sqft
2020-02-01 49 days 2,066 sqft
2020-03-01 41 days 2,097 sqft
2020-04-01 44 days 2,100 sqft
2020-05-01 47 days 2,112 sqft
2020-06-01 44 days 2,239 sqft
2020-07-01 46 days 2,205 sqft
2020-08-01 50 days 2,116 sqft
2020-09-01 45 days 2,137 sqft
2020-10-01 43 days 2,142 sqft
2020-11-01 46 days 2,094 sqft
2020-12-01 51 days 2,031 sqft
2021-01-01 55 days 1,998 sqft
2021-02-01 44 days 2,077 sqft
2021-03-01 44 days 2,097 sqft
2021-04-01 40 days 2,108 sqft
2021-05-01 38 days 2,064 sqft
2021-06-01 35 days 2,007 sqft
2021-07-01 36 days 1,980 sqft
2021-08-01 35 days 1,949 sqft
2021-09-01 41 days 1,891 sqft
2021-10-01 43 days 1,873 sqft
2021-11-01 41 days 1,946 sqft
2021-12-01 47 days 1,917 sqft
2022-01-01 52 days 1,982 sqft
2022-02-01 43 days 1,999 sqft
2022-03-01 35 days 2,008 sqft
2022-04-01 33 days 1,932 sqft
2022-05-01 29 days 1,931 sqft
2022-06-01 31 days 1,916 sqft
2022-07-01 37 days 1,910 sqft
2022-08-01 40 days 1,919 sqft
2022-09-01 48 days 1,952 sqft
2022-10-01 47 days 1,970 sqft
2022-11-01 49 days 1,985 sqft
2022-12-01 60 days 1,989 sqft
2023-01-01 64 days 2,025 sqft
2023-02-01 53 days 2,029 sqft
2023-03-01 51 days 2,043 sqft
2023-04-01 46 days 2,047 sqft
2023-05-01 43 days 2,066 sqft
2023-06-01 45 days 2,062 sqft
2023-07-01 43 days 2,030 sqft
2023-08-01 43 days 2,015 sqft
2023-09-01 46 days 2,000 sqft
2023-10-01 46 days 2,000 sqft
2023-11-01 50 days 1,988 sqft
2023-12-01 58 days 1,949 sqft
2024-01-01 59 days 1,930 sqft
Oklahoma City's median listing age (time on market) for 2024-01-01 was 59 days. This is -8% shorter than the same period one year ago.

Oklahoma City's median square footage for active listings during the 2024-01-01 period was 1,930 sqft. One year prior, the average listing was 2,025 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.