First Guaranty Mortgage Corporation Rates, Fees & Info

GLEN ALLEN, VA

LEI: 549300MMIZD8222YV754

Tax ID: 54-1429575

4.7 stars - out of 5 stars, based on 153 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    First Guaranty Mortgage Corporation is a mid-sized mortgage company specializing in Refi, Cash Out Refi, and Home Purchase loans. First Guaranty Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Washington, New York, San Diego, and Boston among others. We have data for 762 markets. (Some data included below & more in-depth data is available with an active subscription.)

    First Guaranty Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Guaranty Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.84% 10/3/22
    30 Year Conventional Refi 6.52% 10/3/22
    30 Year Cash-out Refi 6.71% 10/3/22
    30 Year FHA Purchase 7.32% 10/3/22
    30 Year FHA Refi 7.17% 10/3/22
    30 Year VA Purchase 6.44% 10/3/22
    30 Year VA Refi 5.94% 10/3/22
    30 Year USDA Purchase 6.81% 10/3/22
    30 Year USDA Refi 6.70% 10/3/22
    15 Year Conventional Purchase 6.20% 10/3/22
    15 Year Conventional Refi 6.27% 10/3/22
    15 Year Cash-out Refi 6.27% 10/3/22
    15 Year FHA Purchase 7.14% 10/3/22
    15 Year FHA Refi 7.15% 10/3/22
    15 Year VA Purchase 5.96% 10/3/22
    15 Year VA Refi 6.06% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    23,441

    Origination Dollar Volume (All Markets)

    $6,485,055,000
    Show all (196) awards

    Relative Rate

    First Guaranty Mortgage Corporation's average 30 year fixed mortgage rate was 2.99%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.16%.

    Relative Fees (Closing Costs)

    First Guaranty Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $5,519.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 693 $356,745,000 $514,784 $6,897 3.01%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 937 $342,825,000 $365,875 $5,653 2.81%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 767 $269,545,000 $351,428 $8,412 3.01%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 521 $257,545,000 $494,328 $6,232 2.76%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 621 $229,565,000 $369,670 $6,006 3.00%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 846 $205,790,000 $243,251 $4,796 2.97%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 604 $204,760,000 $339,007 $5,697 2.87%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 716 $203,630,000 $284,399 $5,180 2.95%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 480 $162,180,000 $337,875 $7,875 3.16%
    Outside of Metro Areas 783 $151,265,000 $193,186 $4,432 2.93%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 521 $149,645,000 $287,226 $5,004 2.96%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 512 $133,310,000 $260,371 $6,777 2.87%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 507 $132,855,000 $262,041 $4,885 2.94%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 450 $121,020,000 $268,933 $4,940 2.90%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 419 $107,375,000 $256,265 $5,715 3.04%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 315 $101,165,000 $321,159 $5,215 2.79%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 248 $86,610,000 $349,234 $5,073 2.86%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 308 $85,290,000 $276,916 $5,174 2.93%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 369 $83,865,000 $227,276 $3,785 2.97%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 231 $76,215,000 $329,935 $4,994 2.86%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 179 $72,265,000 $403,715 $6,127 2.91%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 254 $70,180,000 $276,299 $6,047 3.01%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 213 $66,755,000 $313,404 $5,419 2.86%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 137 $65,445,000 $477,701 $5,789 2.89%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 178 $60,790,000 $341,517 $6,076 2.85%
    JACKSONVILLE, FL (FHA|USDA|VA) 204 $56,390,000 $276,422 $5,014 2.82%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 244 $56,100,000 $229,918 $3,785 3.04%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 256 $53,400,000 $208,594 $4,392 2.89%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 183 $49,875,000 $272,541 $4,431 2.70%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 168 $49,150,000 $292,560 $5,009 2.96%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 187 $45,495,000 $243,289 $4,766 2.74%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 231 $45,365,000 $196,385 $3,697 3.01%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 122 $39,940,000 $327,377 $5,883 2.96%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 79 $39,435,000 $499,177 $6,519 3.01%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 203 $37,965,000 $187,020 $5,128 2.97%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 159 $36,555,000 $229,906 $5,920 2.90%
    RICHMOND, VA (FHA|USDA|VA) 126 $33,770,000 $268,016 $4,478 2.88%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 121 $32,175,000 $265,909 $5,287 3.01%
    COLUMBUS, OH (FHA|USDA|VA) 150 $31,220,000 $208,133 $4,296 2.97%
    PITTSBURGH, PA (FHA|USDA|VA) 175 $30,655,000 $175,171 $5,089 2.92%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 160 $30,250,000 $189,063 $3,986 2.89%
    RALEIGH-CARY, NC (FHA|USDA|VA) 112 $29,980,000 $267,679 $5,131 2.89%
    ASHEVILLE, NC (FHA|USDA|VA) 105 $28,775,000 $274,048 $3,965 2.81%
    STOCKTON, CA (FHA|USDA|VA) 84 $28,090,000 $334,405 $5,155 3.04%
    WORCESTER, MA-CT (FHA|USDA|VA) 92 $25,980,000 $282,391 $5,103 3.00%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 47 $24,905,000 $529,894 $4,514 2.97%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 81 $24,695,000 $304,877 $5,118 2.72%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 61 $24,515,000 $401,885 $9,121 2.99%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 92 $23,770,000 $258,370 $3,744 3.04%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 120 $23,670,000 $197,250 $4,522 2.90%
    SALT LAKE CITY, UT (FHA|USDA|VA) 66 $22,570,000 $341,970 $6,077 3.16%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 128 $22,410,000 $175,078 $4,017 2.92%
    FRESNO, CA (FHA|USDA|VA) 75 $22,155,000 $295,400 $5,187 2.95%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 65 $21,755,000 $334,692 $4,884 2.85%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 120 $21,630,000 $180,250 $4,962 3.03%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 78 $21,170,000 $271,410 $4,497 2.94%
    HUNTSVILLE, AL (FHA|USDA|VA) 85 $19,975,000 $235,000 $3,731 2.75%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 73 $19,935,000 $273,082 $6,514 2.95%
    TULSA, OK (FHA|USDA|VA) 105 $19,215,000 $183,000 $4,902 3.03%
    SALINAS, CA (FHA|USDA|VA) 39 $17,855,000 $457,821 $5,688 2.84%
    KNOXVILLE, TN (FHA|USDA|VA) 94 $17,750,000 $188,830 $4,432 2.91%
    BAKERSFIELD, CA (FHA|USDA|VA) 71 $17,685,000 $249,085 $4,086 2.89%
    BOISE CITY, ID (FHA|USDA|VA) 60 $17,140,000 $285,667 $6,167 3.08%
    VALLEJO, CA (FHA|USDA|VA) 48 $16,980,000 $353,750 $4,422 2.75%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 57 $16,775,000 $294,298 $6,430 2.96%
    SPRINGFIELD, MO (FHA|USDA|VA) 95 $16,555,000 $174,263 $4,081 2.94%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 73 $16,095,000 $220,479 $6,358 3.07%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 83 $16,095,000 $193,916 $4,464 2.99%
    FAYETTEVILLE, NC (FHA|USDA|VA) 87 $15,745,000 $180,977 $3,283 2.68%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 73 $15,625,000 $214,041 $4,454 2.79%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 42 $15,480,000 $368,571 $5,964 2.73%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 66 $15,280,000 $231,515 $3,958 2.90%
    PROVO-OREM, UT (FHA|USDA|VA) 44 $14,940,000 $339,545 $6,598 3.11%
    ALBUQUERQUE, NM (FHA|USDA|VA) 75 $14,785,000 $197,133 $4,365 3.00%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 66 $14,550,000 $220,455 $4,437 2.81%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 30 $14,500,000 $483,333 $8,690 2.82%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 57 $14,395,000 $252,544 $4,773 2.95%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 61 $14,155,000 $232,049 $5,988 2.94%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 82 $13,800,000 $168,293 $3,290 2.98%
    SPRINGFIELD, MA (FHA|USDA|VA) 59 $13,565,000 $229,915 $4,709 2.85%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 75 $13,165,000 $175,533 $3,623 2.90%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 24 $13,160,000 $548,333 $5,267 2.92%
    TUCSON, AZ (FHA|USDA|VA) 61 $13,135,000 $215,328 $4,070 2.90%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 49 $12,935,000 $263,980 $6,028 3.03%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 55 $12,725,000 $231,364 $6,137 3.01%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 39 $12,695,000 $325,513 $6,210 3.45%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 44 $12,060,000 $274,091 $6,474 2.88%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 58 $11,370,000 $196,034 $4,521 2.92%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 39 $11,135,000 $285,513 $5,128 3.04%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 51 $11,075,000 $217,157 $5,301 3.10%
    AKRON, OH (FHA|USDA|VA) 61 $10,605,000 $173,852 $4,581 2.88%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 30 $10,100,000 $336,667 $5,354 3.25%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 63 $9,905,000 $157,222 $3,884 2.73%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 42 $9,900,000 $235,714 $4,604 2.82%
    COLUMBIA, SC (FHA|USDA|VA) 47 $9,685,000 $206,064 $3,998 2.84%
    MODESTO, CA (FHA|USDA|VA) 33 $9,685,000 $293,485 $4,831 2.86%
    SALEM, OR (FHA|USDA|VA) 33 $9,655,000 $292,576 $4,852 2.92%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 44 $9,520,000 $216,364 $4,212 2.80%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 43 $9,285,000 $215,930 $4,581 2.90%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 39 $9,275,000 $237,821 $5,242 2.86%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 45 $9,225,000 $205,000 $4,334 3.02%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 43 $9,105,000 $211,744 $4,330 2.59%
    GREELEY, CO (FHA|USDA|VA) 30 $9,030,000 $301,000 $5,031 2.85%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 19 $9,015,000 $474,474 $6,548 2.91%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 42 $8,950,000 $213,095 $4,159 2.69%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 36 $8,950,000 $248,611 $4,282 2.95%
    ANCHORAGE, AK (FHA|USDA|VA) 27 $8,775,000 $325,000 $6,947 2.54%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 38 $8,570,000 $225,526 $4,734 2.86%
    Glenwood Springs, CO (FHA|USDA|VA) 22 $8,330,000 $378,636 $5,707 2.97%
    PANAMA CITY, FL (FHA|USDA|VA) 22 $8,250,000 $375,000 $7,238 2.97%
    Minot, ND (FHA|USDA|VA) 37 $8,225,000 $222,297 $4,470 2.73%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 24 $8,180,000 $340,833 $5,402 2.68%
    FORT COLLINS, CO (FHA|USDA|VA) 27 $8,145,000 $301,667 $4,584 3.04%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 33 $8,035,000 $243,485 $4,700 3.02%
    BEND, OR (FHA|USDA|VA) 24 $8,020,000 $334,167 $6,431 2.98%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 31 $7,975,000 $257,258 $6,453 2.89%
    LONGVIEW, TX (FHA|USDA|VA) 37 $7,745,000 $209,324 $4,342 2.89%
    VISALIA, CA (FHA|USDA|VA) 30 $7,660,000 $255,333 $4,386 2.99%
    RENO, NV (FHA|USDA|VA) 18 $7,650,000 $425,000 $5,465 3.01%
    SALISBURY, MD-DE (FHA|USDA|VA) 28 $7,560,000 $270,000 $5,097 2.84%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 55 $7,555,000 $137,364 $3,398 3.03%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 42 $7,440,000 $177,143 $3,554 2.90%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 26 $7,350,000 $282,692 $5,615 2.77%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 31 $7,345,000 $236,935 $4,377 2.92%
    SAVANNAH, GA (FHA|USDA|VA) 32 $7,110,000 $222,188 $4,327 2.81%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 38 $6,860,000 $180,526 $3,870 2.87%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 36 $6,680,000 $185,556 $4,379 2.96%
    WILMINGTON, NC (FHA|USDA|VA) 32 $6,660,000 $208,125 $3,504 2.85%
    MADISON, WI (FHA|USDA|VA) 26 $6,600,000 $253,846 $5,076 2.67%
    OCEAN CITY, NJ (FHA|USDA|VA) 13 $6,585,000 $506,538 $4,632 2.75%
    Concord, NH (FHA|USDA|VA) 31 $6,555,000 $211,452 $4,132 2.90%
    SPARTANBURG, SC (FHA|USDA|VA) 37 $6,555,000 $177,162 $3,979 2.85%
    JACKSONVILLE, NC (FHA|USDA|VA) 31 $6,545,000 $211,129 $3,991 2.76%
    Port Angeles, WA (FHA|USDA|VA) 22 $6,420,000 $291,818 $6,575 3.02%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 22 $6,390,000 $290,455 $5,209 2.99%
    READING, PA (FHA|USDA|VA) 27 $6,295,000 $233,148 $6,325 3.00%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 29 $6,265,000 $216,034 $5,232 2.74%
    JACKSON, MS (FHA|USDA|VA) 27 $6,235,000 $230,926 $5,345 2.85%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 21 $6,205,000 $295,476 $4,999 2.90%
    FLAGSTAFF, AZ (FHA|USDA|VA) 17 $6,135,000 $360,882 $5,297 2.98%
    YORK-HANOVER, PA (FHA|USDA|VA) 27 $6,045,000 $223,889 $5,140 2.80%
    OCALA, FL (FHA|USDA|VA) 36 $6,000,000 $166,667 $5,460 3.01%
    ROANOKE, VA (FHA|USDA|VA) 34 $5,920,000 $174,118 $3,664 2.85%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 21 $5,905,000 $281,190 $4,170 2.93%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 29 $5,865,000 $202,241 $3,236 2.91%
    YUBA CITY, CA (FHA|USDA|VA) 19 $5,745,000 $302,368 $5,464 2.99%
    BATON ROUGE, LA (FHA|USDA|VA) 27 $5,595,000 $207,222 $4,893 2.90%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 33 $5,415,000 $164,091 $3,563 3.04%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 24 $5,360,000 $223,333 $4,376 3.02%
    EL PASO, TX (FHA|USDA|VA) 30 $5,340,000 $178,000 $4,023 2.73%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 28 $5,320,000 $190,000 $4,038 2.91%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 16 $5,310,000 $331,875 $5,638 3.10%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 28 $5,300,000 $189,286 $4,126 2.82%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 15 $5,295,000 $353,000 $4,015 2.73%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 33 $5,265,000 $159,545 $3,650 2.74%
    ST. GEORGE, UT (FHA|USDA|VA) 13 $5,185,000 $398,846 $7,451 3.00%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 23 $5,135,000 $223,261 $5,904 2.91%
    WINSTON-SALEM, NC (FHA|USDA|VA) 24 $5,020,000 $209,167 $4,114 2.82%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 20 $4,970,000 $248,500 $5,374 2.85%
    CHICO, CA (FHA|USDA|VA) 20 $4,950,000 $247,500 $4,120 3.05%
    TOLEDO, OH (FHA|USDA|VA) 35 $4,915,000 $140,429 $3,630 3.14%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 22 $4,850,000 $220,455 $4,923 2.82%
    FORT WAYNE, IN (FHA|USDA|VA) 30 $4,790,000 $159,667 $3,772 2.86%
    PUNTA GORDA, FL (FHA|USDA|VA) 16 $4,790,000 $299,375 $6,851 3.72%
    Key West, FL (FHA|USDA|VA) 9 $4,715,000 $523,889 $16,664 3.25%
    EL CENTRO, CA (FHA|USDA|VA) 20 $4,660,000 $233,000 $7,798 2.76%
    BISMARCK, ND (FHA|USDA|VA) 18 $4,590,000 $255,000 $4,431 2.66%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 14 $4,370,000 $312,143 $6,926 2.74%
    TYLER, TX (FHA|USDA|VA) 22 $4,350,000 $197,727 $3,972 2.89%
    SANTA FE, NM (FHA|USDA|VA) 12 $4,270,000 $355,833 $8,626 2.86%
    MONTGOMERY, AL (FHA|USDA|VA) 22 $4,260,000 $193,636 $3,836 2.74%
    AMARILLO, TX (FHA|USDA|VA) 28 $4,250,000 $151,786 $4,333 2.88%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 9 $4,235,000 $470,556 $5,561 3.12%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 29 $4,205,000 $145,000 $4,992 2.89%
    CHEYENNE, WY (FHA|USDA|VA) 16 $4,190,000 $261,875 $6,392 2.73%
    Moberly, MO (FHA|USDA|VA) 24 $4,120,000 $171,667 $1,991 2.71%
    LYNCHBURG, VA (FHA|USDA|VA) 22 $4,110,000 $186,818 $3,625 2.81%
    REDDING, CA (FHA|USDA|VA) 18 $4,020,000 $223,333 $4,833 3.13%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 26 $3,970,000 $152,692 $4,120 3.08%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 17 $3,935,000 $231,471 $5,261 2.93%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 20 $3,810,000 $190,500 $5,502 3.06%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 23 $3,795,000 $165,000 $4,710 2.95%
    LUBBOCK, TX (FHA|USDA|VA) 21 $3,775,000 $179,762 $4,798 3.17%
    MERCED, CA (FHA|USDA|VA) 13 $3,735,000 $287,308 $5,807 2.84%
    LAFAYETTE, LA (FHA|USDA|VA) 21 $3,695,000 $175,952 $4,943 2.82%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 19 $3,665,000 $192,895 $3,504 2.82%
    TUSCALOOSA, AL (FHA|USDA|VA) 17 $3,665,000 $215,588 $4,633 2.87%
    TALLAHASSEE, FL (FHA|USDA|VA) 18 $3,660,000 $203,333 $4,291 2.86%
    BELLINGHAM, WA (FHA|USDA|VA) 10 $3,570,000 $357,000 $5,536 3.00%
    MIDLAND, TX (FHA|USDA|VA) 16 $3,500,000 $218,750 $5,698 2.99%
    WICHITA, KS (FHA|USDA|VA) 20 $3,470,000 $173,500 $3,881 2.98%
    Show Low, AZ (FHA|USDA|VA) 6 $3,400,000 $566,667 $6,603 3.73%
    WARNER ROBINS, GA (FHA|USDA|VA) 17 $3,375,000 $198,529 $3,935 2.79%
    Sheridan, WY (FHA|USDA|VA) 8 $3,350,000 $418,750 $4,109 2.89%
    Brevard, NC (FHA|USDA|VA) 7 $3,345,000 $477,857 $4,614 3.14%
    MOBILE, AL (FHA|USDA|VA) 21 $3,345,000 $159,286 $4,168 2.94%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 20 $3,320,000 $166,000 $4,622 2.93%
    FLINT, MI (FHA|USDA|VA) 19 $3,295,000 $173,421 $4,959 2.98%
    Outside of Metro Areas 12 $3,220,000 $268,333 $5,609 3.04%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 18 $3,200,000 $177,778 $2,909 2.95%
    LANCASTER, PA (FHA|USDA|VA) 17 $3,145,000 $185,000 $4,057 2.78%
    MEDFORD, OR (FHA|USDA|VA) 12 $3,130,000 $260,833 $4,275 2.95%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 11 $3,125,000 $284,091 $6,474 2.82%
    GAINESVILLE, FL (FHA|USDA|VA) 18 $3,070,000 $170,556 $5,767 3.13%
    ANN ARBOR, MI (FHA|USDA|VA) 14 $3,050,000 $217,857 $4,029 3.03%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 14 $3,030,000 $216,429 $4,235 2.94%
    Martinsville, VA (FHA|USDA|VA) 23 $3,005,000 $130,652 $3,710 2.87%
    PUEBLO, CO (FHA|USDA|VA) 14 $2,970,000 $212,143 $5,341 2.99%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 6 $2,960,000 $493,333 $4,255 3.13%
    JACKSON, TN (FHA|USDA|VA) 15 $2,935,000 $195,667 $4,229 2.94%
    Warsaw, IN (FHA|USDA|VA) 16 $2,890,000 $180,625 $3,044 3.18%
    GRAND JUNCTION, CO (FHA|USDA|VA) 13 $2,855,000 $219,615 $5,622 2.70%
    FARMINGTON, NM (FHA|USDA|VA) 15 $2,805,000 $187,000 $5,554 2.81%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 16 $2,800,000 $175,000 $3,943 2.98%
    SAN ANGELO, TX (FHA|USDA|VA) 14 $2,780,000 $198,571 $5,462 3.11%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 18 $2,770,000 $153,889 $5,145 3.04%
    Gillette, WY (FHA|USDA|VA) 15 $2,765,000 $184,333 $5,208 2.92%
    BILLINGS, MT (FHA|USDA|VA) 12 $2,700,000 $225,000 $6,073 2.90%
    MADERA, CA (FHA|USDA|VA) 12 $2,690,000 $224,167 $3,819 3.03%
    Bozeman, MT (FHA|USDA|VA) 4 $2,650,000 $662,500 $15,317 3.22%
    JOHNSON CITY, TN (FHA|USDA|VA) 14 $2,650,000 $189,286 $3,981 2.86%
    Oak Harbor, WA (FHA|USDA|VA) 9 $2,635,000 $292,778 $5,935 2.62%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 13 $2,615,000 $201,154 $4,115 3.04%
    ODESSA, TX (FHA|USDA|VA) 15 $2,595,000 $173,000 $4,256 2.95%
    Torrington, CT (FHA|USDA|VA) 11 $2,575,000 $234,091 $5,221 2.82%
    NEW BERN, NC (FHA|USDA|VA) 17 $2,555,000 $150,294 $2,915 2.72%
    ST. CLOUD, MN (FHA|USDA|VA) 14 $2,500,000 $178,571 $3,731 2.90%
    WINCHESTER, VA-WV (FHA|USDA|VA) 11 $2,495,000 $226,818 $3,545 2.91%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 12 $2,480,000 $206,667 $4,248 2.77%
    COLUMBUS, GA-AL (FHA|USDA|VA) 14 $2,470,000 $176,429 $2,997 2.93%
    PITTSFIELD, MA (FHA|USDA|VA) 9 $2,445,000 $271,667 $7,253 3.38%
    Red Wing, MN (FHA|USDA|VA) 13 $2,415,000 $185,769 $4,375 2.79%
    Jefferson, GA (FHA|USDA|VA) 8 $2,400,000 $300,000 $6,091 3.25%
    JOPLIN, MO (FHA|USDA|VA) 14 $2,380,000 $170,000 $4,003 3.00%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 9 $2,375,000 $263,889 $4,242 2.90%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 12 $2,360,000 $196,667 $4,450 2.93%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 9 $2,325,000 $258,333 $4,951 2.93%
    FORT SMITH, AR-OK (FHA|USDA|VA) 15 $2,265,000 $151,000 $4,054 2.93%
    WACO, TX (FHA|USDA|VA) 12 $2,260,000 $188,333 $3,994 3.22%
    Roseburg, OR (FHA|USDA|VA) 9 $2,245,000 $249,444 $5,076 2.79%
    SUMTER, SC (FHA|USDA|VA) 11 $2,235,000 $203,182 $4,864 3.16%
    LEBANON, PA (FHA|USDA|VA) 11 $2,225,000 $202,273 $5,552 2.86%
    SAGINAW, MI (FHA|USDA|VA) 13 $2,225,000 $171,154 $3,538 3.01%
    Richmond-Berea, KY (FHA|USDA|VA) 11 $2,215,000 $201,364 $3,842 2.74%
    Edwards, CO (FHA|USDA|VA) 6 $2,210,000 $368,333 $5,118 2.98%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $2,210,000 $184,167 $3,925 3.04%
    Mount Vernon, OH (FHA|USDA|VA) 15 $2,175,000 $145,000 $3,629 3.07%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 12 $2,150,000 $179,167 $5,384 2.97%
    Kill Devil Hills, NC (FHA|USDA|VA) 3 $2,145,000 $715,000 $10,794 3.21%
    Lebanon, MO (FHA|USDA|VA) 15 $2,115,000 $141,000 $2,936 2.98%
    MONROE, MI (FHA|USDA|VA) 14 $2,080,000 $148,571 $3,575 3.20%
    YAKIMA, WA (FHA|USDA|VA) 9 $2,065,000 $229,444 $4,738 2.97%
    Seneca, SC (FHA|USDA|VA) 7 $2,025,000 $289,286 $5,056 2.91%
    Heber, UT (FHA|USDA|VA) 5 $2,025,000 $405,000 $7,167 2.75%
    BOULDER, CO (FHA|USDA|VA) 7 $2,005,000 $286,429 $4,243 2.89%
    WENATCHEE, WA (FHA|USDA|VA) 8 $2,000,000 $250,000 $6,270 3.05%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 13 $1,995,000 $153,462 $4,152 3.08%
    ABILENE, TX (FHA|USDA|VA) 11 $1,975,000 $179,545 $4,364 2.68%
    Athens, TX (FHA|USDA|VA) 8 $1,960,000 $245,000 $5,864 3.05%
    Augusta-Waterville, ME (FHA|USDA|VA) 12 $1,960,000 $163,333 $3,392 3.11%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 13 $1,955,000 $150,385 $3,170 2.77%
    MUSKEGON, MI (FHA|USDA|VA) 14 $1,910,000 $136,429 $2,920 3.18%
    Ukiah, CA (FHA|USDA|VA) 7 $1,905,000 $272,143 $5,935 2.63%
    Brainerd, MN (FHA|USDA|VA) 7 $1,905,000 $272,143 $6,503 2.63%
    Willmar, MN (FHA|USDA|VA) 11 $1,895,000 $172,273 $4,493 2.66%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 12 $1,890,000 $157,500 $3,250 2.61%
    Whitewater, WI (FHA|USDA|VA) 8 $1,880,000 $235,000 $3,411 2.95%
    LAS CRUCES, NM (FHA|USDA|VA) 11 $1,875,000 $170,455 $4,048 3.38%
    Shawnee, OK (FHA|USDA|VA) 9 $1,875,000 $208,333 $6,164 3.17%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 12 $1,840,000 $153,333 $3,824 3.00%
    Ashtabula, OH (FHA|USDA|VA) 12 $1,840,000 $153,333 $3,299 2.76%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 11 $1,825,000 $165,909 $3,257 2.88%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 12 $1,820,000 $151,667 $4,472 3.24%
    Alexandria, MN (FHA|USDA|VA) 6 $1,820,000 $303,333 $3,530 2.56%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $1,815,000 $605,000 $11,187 3.21%
    Lufkin, TX (FHA|USDA|VA) 10 $1,800,000 $180,000 $6,921 3.35%
    Clarksburg, WV (FHA|USDA|VA) 6 $1,800,000 $300,000 $6,531 3.08%
    Laconia, NH (FHA|USDA|VA) 8 $1,800,000 $225,000 $3,991 3.16%
    LONGVIEW, WA (FHA|USDA|VA) 7 $1,795,000 $256,429 $5,006 2.93%
    DOVER, DE (FHA|USDA|VA) 9 $1,795,000 $199,444 $5,329 2.96%
    CHARLESTON, WV (FHA|USDA|VA) 13 $1,785,000 $137,308 $3,710 3.06%
    CLEVELAND, TN (FHA|USDA|VA) 11 $1,785,000 $162,273 $4,764 2.74%
    MORRISTOWN, TN (FHA|USDA|VA) 14 $1,770,000 $126,429 $3,615 2.98%
    PEORIA, IL (FHA|USDA|VA) 13 $1,765,000 $135,769 $2,972 2.76%
    LINCOLN, NE (FHA|USDA|VA) 10 $1,760,000 $176,000 $3,350 2.95%
    Murray, KY (FHA|USDA|VA) 11 $1,755,000 $159,545 $4,069 2.99%
    Williston, ND (FHA|USDA|VA) 7 $1,755,000 $250,714 $4,659 2.86%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 12 $1,750,000 $145,833 $4,283 2.91%
    Palatka, FL (FHA|USDA|VA) 5 $1,745,000 $349,000 $7,183 3.05%
    MORGANTOWN, WV (FHA|USDA|VA) 7 $1,745,000 $249,286 $5,437 2.70%
    GAINESVILLE, GA (FHA|USDA|VA) 9 $1,725,000 $191,667 $4,973 2.63%
    LAWTON, OK (FHA|USDA|VA) 12 $1,710,000 $142,500 $3,409 2.70%
    Sevierville, TN (FHA|USDA|VA) 8 $1,710,000 $213,750 $4,906 3.27%
    Lebanon, NH-VT (FHA|USDA|VA) 8 $1,700,000 $212,500 $3,751 2.89%
    McMinnville, TN (FHA|USDA|VA) 11 $1,695,000 $154,091 $3,579 2.83%
    Sikeston, MO (FHA|USDA|VA) 12 $1,690,000 $140,833 $4,810 2.83%
    ROCHESTER, MN (FHA|USDA|VA) 7 $1,685,000 $240,714 $5,465 2.84%
    RACINE, WI (FHA|USDA|VA) 9 $1,675,000 $186,111 $4,342 2.90%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 8 $1,650,000 $206,250 $3,596 3.09%
    BRUNSWICK, GA (FHA|USDA|VA) 3 $1,645,000 $548,333 $5,610 3.21%
    Albertville, AL (FHA|USDA|VA) 7 $1,635,000 $233,571 $2,418 2.46%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 7 $1,615,000 $230,714 $4,862 2.80%
    Enterprise, AL (FHA|USDA|VA) 8 $1,600,000 $200,000 $3,452 2.70%
    HINESVILLE, GA (FHA|USDA|VA) 10 $1,580,000 $158,000 $3,893 2.81%
    Sonora, CA (FHA|USDA|VA) 6 $1,550,000 $258,333 $4,105 2.73%
    Wilmington, OH (FHA|USDA|VA) 7 $1,545,000 $220,714 $4,759 3.16%
    Easton, MD (FHA|USDA|VA) 8 $1,530,000 $191,250 $4,605 2.64%
    Newport, OR (FHA|USDA|VA) 5 $1,525,000 $305,000 $5,655 2.93%
    TEXARKANA, TX-AR (FHA|USDA|VA) 7 $1,525,000 $217,857 $4,376 2.77%
    Prineville, OR (FHA|USDA|VA) 6 $1,520,000 $253,333 $4,389 2.60%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 10 $1,490,000 $149,000 $4,238 2.83%
    ERIE, PA (FHA|USDA|VA) 10 $1,490,000 $149,000 $5,367 2.89%
    ALBANY, GA (FHA|USDA|VA) 9 $1,475,000 $163,889 $3,776 2.75%
    LAREDO, TX (FHA|USDA|VA) 7 $1,475,000 $210,714 $5,036 2.73%
    ROME, GA (FHA|USDA|VA) 8 $1,470,000 $183,750 $3,734 3.20%
    GRANTS PASS, OR (FHA|USDA|VA) 5 $1,465,000 $293,000 $4,942 2.93%
    THE VILLAGES, FL (FHA|USDA|VA) 4 $1,460,000 $365,000 $7,644 2.53%
    Tupelo, MS (FHA|USDA|VA) 10 $1,440,000 $144,000 $7,704 2.56%
    DECATUR, AL (FHA|USDA|VA) 9 $1,435,000 $159,444 $2,997 2.89%
    Silver City, NM (FHA|USDA|VA) 8 $1,430,000 $178,750 $4,354 2.89%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 8 $1,420,000 $177,500 $4,025 2.81%
    Georgetown, SC (FHA|USDA|VA) 8 $1,400,000 $175,000 $4,359 2.84%
    Beaver Dam, WI (FHA|USDA|VA) 8 $1,370,000 $171,250 $3,976 2.73%
    JACKSON, MI (FHA|USDA|VA) 9 $1,355,000 $150,556 $3,687 2.83%
    DULUTH, MN-WI (FHA|USDA|VA) 7 $1,355,000 $193,571 $3,677 2.73%
    Pahrump, NV (FHA|USDA|VA) 7 $1,355,000 $193,571 $4,210 2.88%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 8 $1,350,000 $168,750 $4,049 3.00%
    RAPID CITY, SD (FHA|USDA|VA) 4 $1,350,000 $337,500 $2,417 2.88%
    KANKAKEE, IL (FHA|USDA|VA) 7 $1,345,000 $192,143 $4,602 2.75%
    FAIRBANKS, AK (FHA|USDA|VA) 5 $1,345,000 $269,000 $6,254 2.45%
    GREEN BAY, WI (FHA|USDA|VA) 8 $1,340,000 $167,500 $2,682 2.69%
    Crossville, TN (FHA|USDA|VA) 8 $1,340,000 $167,500 $4,133 2.56%
    CASPER, WY (FHA|USDA|VA) 6 $1,340,000 $223,333 $5,375 2.73%
    GOLDSBORO, NC (FHA|USDA|VA) 7 $1,335,000 $190,714 $5,316 3.04%
    COLUMBIA, MO (FHA|USDA|VA) 8 $1,320,000 $165,000 $2,216 2.83%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,399 2.75%
    STAUNTON, VA (FHA|USDA|VA) 9 $1,305,000 $145,000 $4,016 3.29%
    Cañon City, CO (FHA|USDA|VA) 7 $1,305,000 $186,429 $4,892 3.18%
    Sandpoint, ID (FHA|USDA|VA) 6 $1,300,000 $216,667 $4,229 3.15%
    Bellefontaine, OH (FHA|USDA|VA) 4 $1,280,000 $320,000 $5,050 3.19%
    Bonham, TX (FHA|USDA|VA) 8 $1,270,000 $158,750 $4,533 3.27%
    Barre, VT (FHA|USDA|VA) 7 $1,265,000 $180,714 $3,904 2.75%
    Lewisburg, TN (FHA|USDA|VA) 6 $1,260,000 $210,000 $4,053 2.83%
    BURLINGTON, NC (FHA|USDA|VA) 8 $1,260,000 $157,500 $4,124 2.92%
    COLUMBUS, IN (FHA|USDA|VA) 8 $1,260,000 $157,500 $3,668 2.69%
    Breckenridge, CO (FHA|USDA|VA) 3 $1,245,000 $415,000 $5,143 3.38%
    Salem, OH (FHA|USDA|VA) 9 $1,245,000 $138,333 $4,284 2.94%
    Alamogordo, NM (FHA|USDA|VA) 7 $1,245,000 $177,857 $4,121 2.61%
    ALEXANDRIA, LA (FHA|USDA|VA) 7 $1,235,000 $176,429 $4,511 3.34%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 6 $1,230,000 $205,000 $6,061 2.79%
    FLORENCE, SC (FHA|USDA|VA) 9 $1,225,000 $136,111 $4,348 3.11%
    IDAHO FALLS, ID (FHA|USDA|VA) 6 $1,220,000 $203,333 $6,255 2.75%
    TWIN FALLS, ID (FHA|USDA|VA) 5 $1,215,000 $243,000 $5,970 3.10%
    Washington Court House, OH (FHA|USDA|VA) 7 $1,215,000 $173,571 $4,397 3.16%
    Cookeville, TN (FHA|USDA|VA) 5 $1,215,000 $243,000 $6,957 2.98%
    NAPA, CA (FHA|USDA|VA) 4 $1,200,000 $300,000 $2,807 3.06%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 6 $1,200,000 $200,000 $2,984 2.69%
    DOTHAN, AL (FHA|USDA|VA) 8 $1,190,000 $148,750 $5,370 3.14%
    Bedford, IN (FHA|USDA|VA) 7 $1,185,000 $169,286 $3,962 2.68%
    ROCKY MOUNT, NC (FHA|USDA|VA) 7 $1,185,000 $169,286 $4,365 3.02%
    MANSFIELD, OH (FHA|USDA|VA) 9 $1,175,000 $130,556 $2,841 3.06%
    Okeechobee, FL (FHA|USDA|VA) 7 $1,175,000 $167,857 $4,898 2.75%
    Marion, NC (FHA|USDA|VA) 3 $1,175,000 $391,667 $4,648 2.92%
    LAKE CHARLES, LA (FHA|USDA|VA) 7 $1,165,000 $166,429 $5,284 3.07%
    Indiana, PA (FHA|USDA|VA) 6 $1,160,000 $193,333 $5,352 2.77%
    POCATELLO, ID (FHA|USDA|VA) 5 $1,155,000 $231,000 $8,417 2.95%
    BANGOR, ME (FHA|USDA|VA) 8 $1,150,000 $143,750 $3,600 3.13%
    Clearlake, CA (FHA|USDA|VA) 6 $1,130,000 $188,333 $4,733 2.90%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 10 $1,120,000 $112,000 $2,901 2.85%
    WICHITA FALLS, TX (FHA|USDA|VA) 6 $1,120,000 $186,667 $4,435 2.77%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 6 $1,120,000 $186,667 $4,598 2.83%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 6 $1,100,000 $183,333 $5,545 2.69%
    St. Marys, GA (FHA|USDA|VA) 5 $1,095,000 $219,000 $4,464 2.85%
    Angola, IN (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,556 2.68%
    Shelbyville, TN (FHA|USDA|VA) 5 $1,085,000 $217,000 $4,828 2.75%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 4 $1,070,000 $267,500 $5,201 3.13%
    Cedar City, UT (FHA|USDA|VA) 5 $1,055,000 $211,000 $6,230 3.08%
    Findlay, OH (FHA|USDA|VA) 5 $1,025,000 $205,000 $6,131 2.93%
    MONROE, LA (FHA|USDA|VA) 7 $1,015,000 $145,000 $5,117 3.14%
    Granbury, TX (FHA|USDA|VA) 5 $1,015,000 $203,000 $5,716 3.03%
    Forest City, NC (FHA|USDA|VA) 3 $1,005,000 $335,000 $4,526 3.63%
    TOPEKA, KS (FHA|USDA|VA) 6 $1,000,000 $166,667 $2,657 2.92%
    Astoria, OR (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,084 3.22%
    LOGAN, UT-ID (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,551 3.19%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 6 $990,000 $165,000 $3,804 2.85%
    SPRINGFIELD, IL (FHA|USDA|VA) 7 $985,000 $140,714 $4,064 2.95%
    Payson, AZ (FHA|USDA|VA) 4 $970,000 $242,500 $6,860 2.91%
    BOWLING GREEN, KY (FHA|USDA|VA) 4 $970,000 $242,500 $3,882 2.81%
    Sidney, OH (FHA|USDA|VA) 7 $965,000 $137,857 $3,422 2.93%
    Branson, MO (FHA|USDA|VA) 5 $965,000 $193,000 $4,473 2.95%
    Huntsville, TX (FHA|USDA|VA) 4 $960,000 $240,000 $5,165 3.00%
    Klamath Falls, OR (FHA|USDA|VA) 5 $955,000 $191,000 $3,941 2.55%
    ROCKFORD, IL (FHA|USDA|VA) 6 $940,000 $156,667 $3,752 3.10%
    Gainesville, TX (FHA|USDA|VA) 3 $935,000 $311,667 $4,642 4.00%
    Eureka-Arcata, CA (FHA|USDA|VA) 2 $930,000 $465,000 $4,234 2.81%
    HARRISONBURG, VA (FHA|USDA|VA) 3 $925,000 $308,333 $6,105 2.96%
    Auburn, IN (FHA|USDA|VA) 6 $920,000 $153,333 $2,873 3.04%
    Helena, MT (FHA|USDA|VA) 3 $915,000 $305,000 $5,494 2.63%
    Ashland, OH (FHA|USDA|VA) 7 $915,000 $130,714 $2,318 2.79%
    MISSOULA, MT (FHA|USDA|VA) 3 $905,000 $301,667 $5,191 3.21%
    Traverse City, MI (FHA|USDA|VA) 4 $870,000 $217,500 $2,557 3.28%
    Warrensburg, MO (FHA|USDA|VA) 4 $870,000 $217,500 $2,901 2.50%
    Dublin, GA (FHA|USDA|VA) 5 $865,000 $173,000 $3,705 3.25%
    Centralia, WA (FHA|USDA|VA) 4 $860,000 $215,000 $2,351 3.03%
    Ardmore, OK (FHA|USDA|VA) 5 $845,000 $169,000 $6,356 3.18%
    Hobbs, NM (FHA|USDA|VA) 4 $840,000 $210,000 $4,648 3.09%
    Morehead City, NC (FHA|USDA|VA) 5 $835,000 $167,000 $3,149 2.78%
    Brenham, TX (FHA|USDA|VA) 1 $835,000 $835,000 $14,058 3.38%
    Shelton, WA (FHA|USDA|VA) 4 $830,000 $207,500 $6,474 2.81%
    SPRINGFIELD, OH (FHA|USDA|VA) 5 $825,000 $165,000 $3,546 2.80%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 5 $825,000 $165,000 $3,819 2.85%
    Statesboro, GA (FHA|USDA|VA) 4 $820,000 $205,000 $5,163 2.88%
    Athens, TN (FHA|USDA|VA) 5 $815,000 $163,000 $3,460 2.80%
    DALTON, GA (FHA|USDA|VA) 6 $800,000 $133,333 $3,539 2.92%
    New Castle, PA (FHA|USDA|VA) 7 $795,000 $113,571 $4,487 2.84%
    JONESBORO, AR (FHA|USDA|VA) 7 $795,000 $113,571 $3,473 3.18%
    KOKOMO, IN (FHA|USDA|VA) 6 $790,000 $131,667 $4,099 3.19%
    Holland, MI (FHA|USDA|VA) 5 $785,000 $157,000 $3,557 2.72%
    BLOOMINGTON, IN (FHA|USDA|VA) 7 $785,000 $112,143 $2,789 2.75%
    Susanville, CA (FHA|USDA|VA) 4 $780,000 $195,000 $6,341 2.88%
    Greeneville, TN (FHA|USDA|VA) 6 $780,000 $130,000 $3,981 2.60%
    WHEELING, WV-OH (FHA|USDA|VA) 6 $780,000 $130,000 $3,872 2.96%
    Fernley, NV (FHA|USDA|VA) 4 $780,000 $195,000 $4,938 2.84%
    Elizabeth City, NC (FHA|USDA|VA) 4 $770,000 $192,500 $6,855 3.03%
    Cullman, AL (FHA|USDA|VA) 4 $770,000 $192,500 $4,022 2.84%
    GADSDEN, AL (FHA|USDA|VA) 5 $765,000 $153,000 $4,214 3.30%
    Plymouth, IN (FHA|USDA|VA) 4 $760,000 $190,000 $4,217 3.13%
    Stevens Point, WI (FHA|USDA|VA) 4 $750,000 $187,500 $4,090 2.91%
    Danville, KY (FHA|USDA|VA) 4 $750,000 $187,500 $4,549 2.91%
    IOWA CITY, IA (FHA|USDA|VA) 3 $735,000 $245,000 $4,834 2.54%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $735,000 $245,000 $5,681 2.38%
    Crawfordsville, IN (FHA|USDA|VA) 5 $735,000 $147,000 $3,520 2.88%
    HAMMOND, LA (FHA|USDA|VA) 4 $730,000 $182,500 $5,928 2.72%
    Sanford, NC (FHA|USDA|VA) 3 $725,000 $241,667 $5,312 3.08%
    Fremont, OH (FHA|USDA|VA) 4 $720,000 $180,000 $3,458 3.25%
    Calhoun, GA (FHA|USDA|VA) 5 $715,000 $143,000 $3,567 2.90%
    Elko, NV (FHA|USDA|VA) 3 $715,000 $238,333 $6,941 2.63%
    Greenwood, SC (FHA|USDA|VA) 5 $715,000 $143,000 $4,064 3.05%
    Albert Lea, MN (FHA|USDA|VA) 3 $705,000 $235,000 $7,053 2.92%
    BATTLE CREEK, MI (FHA|USDA|VA) 6 $700,000 $116,667 $3,180 2.98%
    Paris, TN (FHA|USDA|VA) 3 $695,000 $231,667 $2,857 2.92%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 5 $695,000 $139,000 $4,547 2.78%
    Stephenville, TX (FHA|USDA|VA) 3 $695,000 $231,667 $6,506 3.54%
    Marion, IN (FHA|USDA|VA) 4 $690,000 $172,500 $3,461 2.69%
    Farmington, MO (FHA|USDA|VA) 4 $690,000 $172,500 $3,840 3.13%
    GETTYSBURG, PA (FHA|USDA|VA) 4 $680,000 $170,000 $5,819 3.03%
    NILES, MI (FHA|USDA|VA) 3 $665,000 $221,667 $4,298 3.00%
    Cullowhee, NC (FHA|USDA|VA) 3 $665,000 $221,667 $4,024 2.75%
    LAWRENCE, KS (FHA|USDA|VA) 3 $655,000 $218,333 $4,044 2.67%
    Kendallville, IN (FHA|USDA|VA) 5 $655,000 $131,000 $3,196 3.12%
    Bemidji, MN (FHA|USDA|VA) 4 $650,000 $162,500 $3,810 2.91%
    Ellensburg, WA (FHA|USDA|VA) 2 $650,000 $325,000 $5,038 3.00%
    Mountain Home, ID (FHA|USDA|VA) 3 $645,000 $215,000 $3,840 2.83%
    YUMA, AZ (FHA|USDA|VA) 4 $640,000 $160,000 $3,302 2.81%
    Pittsburg, KS (FHA|USDA|VA) 3 $635,000 $211,667 $2,896 2.79%
    Hood River, OR (FHA|USDA|VA) 3 $625,000 $208,333 $3,754 3.25%
    LIMA, OH (FHA|USDA|VA) 3 $625,000 $208,333 $4,333 2.50%
    Sandusky, OH (FHA|USDA|VA) 4 $620,000 $155,000 $6,026 2.75%
    Wooster, OH (FHA|USDA|VA) 5 $615,000 $123,000 $3,965 3.05%
    Rock Springs, WY (FHA|USDA|VA) 3 $615,000 $205,000 $5,059 2.88%
    Brookings, OR (FHA|USDA|VA) 3 $605,000 $201,667 $3,850 3.00%
    Bay City, TX (FHA|USDA|VA) 3 $605,000 $201,667 $4,355 3.13%
    Deming, NM (FHA|USDA|VA) 5 $605,000 $121,000 $3,911 3.00%
    Searcy, AR (FHA|USDA|VA) 4 $600,000 $150,000 $4,264 2.97%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 4 $600,000 $150,000 $3,610 2.59%
    North Platte, NE (FHA|USDA|VA) 5 $595,000 $119,000 $4,170 2.98%
    AMES, IA (FHA|USDA|VA) 3 $595,000 $198,333 $5,504 2.63%
    CORVALLIS, OR (FHA|USDA|VA) 2 $590,000 $295,000 $6,851 2.50%
    Waycross, GA (FHA|USDA|VA) 4 $590,000 $147,500 $4,940 2.84%
    PINE BLUFF, AR (FHA|USDA|VA) 4 $590,000 $147,500 $3,351 2.53%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $585,000 $195,000 $3,997 3.21%
    GREAT FALLS, MT (FHA|USDA|VA) 2 $580,000 $290,000 $5,627 2.25%
    Shelby, NC (FHA|USDA|VA) 3 $575,000 $191,667 $8,637 3.17%
    Rochelle, IL (FHA|USDA|VA) 3 $575,000 $191,667 $2,943 2.71%
    Baraboo, WI (FHA|USDA|VA) 3 $575,000 $191,667 $2,195 2.67%
    Macomb, IL (FHA|USDA|VA) 3 $575,000 $191,667 $3,269 3.08%
    Adrian, MI (FHA|USDA|VA) 5 $575,000 $115,000 $2,927 3.35%
    WALLA WALLA, WA (FHA|USDA|VA) 2 $570,000 $285,000 $2,130 2.81%
    Aberdeen, WA (FHA|USDA|VA) 4 $570,000 $142,500 $4,074 2.91%
    HATTIESBURG, MS (FHA|USDA|VA) 3 $565,000 $188,333 $5,813 3.16%
    Columbus, MS (FHA|USDA|VA) 4 $560,000 $140,000 $3,743 2.84%
    EAU CLAIRE, WI (FHA|USDA|VA) 3 $555,000 $185,000 $3,351 2.75%
    Scottsboro, AL (FHA|USDA|VA) 2 $550,000 $275,000 $4,774 2.93%
    Ontario, OR-ID (FHA|USDA|VA) 4 $550,000 $137,500 $3,065 2.63%
    OWENSBORO, KY (FHA|USDA|VA) 3 $545,000 $181,667 $2,663 2.75%
    Alexander City, AL (FHA|USDA|VA) 2 $540,000 $270,000 $4,716 3.69%
    Vidalia, GA (FHA|USDA|VA) 2 $540,000 $270,000 $8,372 3.75%
    Bartlesville, OK (FHA|USDA|VA) 4 $540,000 $135,000 $6,447 2.91%
    Natchitoches, LA (FHA|USDA|VA) 3 $535,000 $178,333 $3,968 3.17%
    Ada, OK (FHA|USDA|VA) 3 $535,000 $178,333 $6,269 2.83%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 4 $530,000 $132,500 $3,683 3.09%
    Española, NM (FHA|USDA|VA) 2 $530,000 $265,000 $11,533 2.75%
    Henderson, NC (FHA|USDA|VA) 2 $530,000 $265,000 $2,978 3.06%
    Ottawa, IL (FHA|USDA|VA) 3 $525,000 $175,000 $4,164 3.00%
    New Castle, IN (FHA|USDA|VA) 3 $525,000 $175,000 $3,101 2.38%
    Manitowoc, WI (FHA|USDA|VA) 3 $525,000 $175,000 $1,760 2.42%
    Kirksville, MO (FHA|USDA|VA) 2 $520,000 $260,000 $2,613 2.88%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 4 $520,000 $130,000 $4,745 3.00%
    Mayfield, KY (FHA|USDA|VA) 4 $520,000 $130,000 $3,112 3.19%
    SHEBOYGAN, WI (FHA|USDA|VA) 1 $515,000 $515,000 $2,307 2.63%
    GREENVILLE, NC (FHA|USDA|VA) 3 $515,000 $171,667 $3,158 2.58%
    FARGO, ND-MN (FHA|USDA|VA) 1 $515,000 $515,000 $5,164 2.63%
    Fort Polk South, LA (FHA|USDA|VA) 3 $505,000 $168,333 $2,419 2.54%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $500,000 $125,000 $4,543 2.91%
    Paris, TX (FHA|USDA|VA) 2 $500,000 $250,000 $3,547 2.63%
    Grand Rapids, MN (FHA|USDA|VA) 2 $500,000 $250,000 $3,377 2.81%
    JEFFERSON CITY, MO (FHA|USDA|VA) 3 $495,000 $165,000 $2,675 2.79%
    Fort Morgan, CO (FHA|USDA|VA) 3 $495,000 $165,000 $3,010 3.04%
    FOND DU LAC, WI (FHA|USDA|VA) 3 $495,000 $165,000 $5,325 3.13%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $490,000 $122,500 $3,408 2.81%
    VICTORIA, TX (FHA|USDA|VA) 3 $485,000 $161,667 $4,261 2.92%
    Gaffney, SC (FHA|USDA|VA) 3 $485,000 $161,667 $3,607 3.04%
    Norwalk, OH (FHA|USDA|VA) 4 $480,000 $120,000 $2,176 2.87%
    Seymour, IN (FHA|USDA|VA) 3 $475,000 $158,333 $2,614 2.88%
    Ottawa, KS (FHA|USDA|VA) 3 $475,000 $158,333 $2,627 3.21%
    SIOUX FALLS, SD (FHA|USDA|VA) 3 $475,000 $158,333 $2,551 2.50%
    Wapakoneta, OH (FHA|USDA|VA) 3 $475,000 $158,333 $5,642 3.04%
    Owatonna, MN (FHA|USDA|VA) 2 $470,000 $235,000 $4,699 2.75%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $470,000 $235,000 $5,897 2.88%
    Evanston, WY (FHA|USDA|VA) 3 $465,000 $155,000 $5,134 3.08%
    Nacogdoches, TX (FHA|USDA|VA) 2 $460,000 $230,000 $4,994 2.50%
    Mount Pleasant, TX (FHA|USDA|VA) 2 $460,000 $230,000 $1,987 2.56%
    WILLIAMSPORT, PA (FHA|USDA|VA) 2 $460,000 $230,000 $6,257 2.56%
    Pullman, WA (FHA|USDA|VA) 2 $460,000 $230,000 $6,490 2.88%
    Sulphur Springs, TX (FHA|USDA|VA) 3 $455,000 $151,667 $4,654 2.83%
    Faribault-Northfield, MN (FHA|USDA|VA) 2 $440,000 $220,000 $5,335 3.06%
    Somerset, KY (FHA|USDA|VA) 2 $440,000 $220,000 $6,346 3.31%
    Hutchinson, MN (FHA|USDA|VA) 2 $440,000 $220,000 $3,403 2.50%
    Craig, CO (FHA|USDA|VA) 3 $435,000 $145,000 $4,501 3.08%
    Paducah, KY-IL (FHA|USDA|VA) 3 $435,000 $145,000 $3,248 2.75%
    Rutland, VT (FHA|USDA|VA) 2 $430,000 $215,000 $6,490 2.94%
    Lake City, FL (FHA|USDA|VA) 3 $425,000 $141,667 $4,704 3.25%
    Pottsville, PA (FHA|USDA|VA) 3 $425,000 $141,667 $5,928 3.13%
    Moscow, ID (FHA|USDA|VA) 2 $420,000 $210,000 $6,702 3.06%
    McAlester, OK (FHA|USDA|VA) 3 $415,000 $138,333 $4,889 2.92%
    HOT SPRINGS, AR (FHA|USDA|VA) 2 $410,000 $205,000 $5,646 2.94%
    MUNCIE, IN (FHA|USDA|VA) 4 $410,000 $102,500 $2,598 2.81%
    Union City, TN (FHA|USDA|VA) 3 $405,000 $135,000 $3,988 3.00%
    Juneau, AK (FHA|USDA|VA) 1 $405,000 $405,000 $7,884 2.75%
    Mount Pleasant, MI (FHA|USDA|VA) 3 $405,000 $135,000 $3,208 2.58%
    Safford, AZ (FHA|USDA|VA) 3 $405,000 $135,000 $3,796 2.79%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $400,000 $100,000 $3,191 3.09%
    Wauchula, FL (FHA|USDA|VA) 2 $400,000 $200,000 $7,797 3.31%
    Marietta, OH (FHA|USDA|VA) 2 $400,000 $200,000 $2,265 2.56%
    Mitchell, SD (FHA|USDA|VA) 2 $400,000 $200,000 $5,434 2.88%
    Burley, ID (FHA|USDA|VA) 2 $400,000 $200,000 $5,107 3.50%
    Big Spring, TX (FHA|USDA|VA) 3 $395,000 $131,667 $3,902 2.79%
    Nogales, AZ (FHA|USDA|VA) 3 $395,000 $131,667 $4,744 2.96%
    Mason City, IA (FHA|USDA|VA) 2 $390,000 $195,000 $4,607 2.75%
    Poplar Bluff, MO (FHA|USDA|VA) 2 $390,000 $195,000 $3,043 2.44%
    Portsmouth, OH (FHA|USDA|VA) 2 $390,000 $195,000 $7,116 3.13%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $385,000 $385,000 $0 2.99%
    CARSON CITY, NV (FHA|USDA|VA) 1 $385,000 $385,000 $3,774 3.75%
    VALDOSTA, GA (FHA|USDA|VA) 3 $385,000 $128,333 $4,124 2.83%
    Blytheville, AR (FHA|USDA|VA) 3 $385,000 $128,333 $4,778 3.29%
    Malvern, AR (FHA|USDA|VA) 2 $380,000 $190,000 $3,532 3.31%
    Kearney, NE (FHA|USDA|VA) 2 $380,000 $190,000 $3,580 2.63%
    BLOOMINGTON, IL (FHA|USDA|VA) 3 $375,000 $125,000 $2,539 2.79%
    Scottsburg, IN (FHA|USDA|VA) 3 $375,000 $125,000 $2,269 2.75%
    McPherson, KS (FHA|USDA|VA) 3 $375,000 $125,000 $3,263 3.46%
    DECATUR, IL (FHA|USDA|VA) 3 $375,000 $125,000 $2,802 3.04%
    DANVILLE, IL (FHA|USDA|VA) 2 $370,000 $185,000 $3,060 2.75%
    Minden, LA (FHA|USDA|VA) 3 $365,000 $121,667 $2,959 2.67%
    Orangeburg, SC (FHA|USDA|VA) 3 $365,000 $121,667 $3,388 2.88%
    Ponca City, OK (FHA|USDA|VA) 3 $365,000 $121,667 $4,265 3.33%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 3 $355,000 $118,333 $2,904 2.83%
    North Vernon, IN (FHA|USDA|VA) 1 $355,000 $355,000 $6,541 2.25%
    Kalispell, MT (FHA|USDA|VA) 1 $355,000 $355,000 $2,100 2.88%
    Muscatine, IA (FHA|USDA|VA) 4 $350,000 $87,500 $2,922 3.22%
    Spirit Lake, IA (FHA|USDA|VA) 2 $350,000 $175,000 $3,806 2.94%
    Ruston, LA (FHA|USDA|VA) 1 $345,000 $345,000 $3,503 2.75%
    Borger, TX (FHA|USDA|VA) 2 $340,000 $170,000 $7,106 3.50%
    Alma, MI (FHA|USDA|VA) 4 $340,000 $85,000 $2,634 3.09%
    Kerrville, TX (FHA|USDA|VA) 1 $325,000 $325,000 $4,609 2.88%
    Vineyard Haven, MA (FHA|USDA|VA) 1 $325,000 $325,000 $7,372 2.25%
    Blackfoot, ID (FHA|USDA|VA) 3 $325,000 $108,333 $4,488 3.00%
    Bluffton, IN (FHA|USDA|VA) 2 $320,000 $160,000 $2,446 2.38%
    Marion, OH (FHA|USDA|VA) 2 $320,000 $160,000 $3,844 2.94%
    Dumas, TX (FHA|USDA|VA) 2 $320,000 $160,000 $5,730 3.19%
    Danville, VA (FHA|USDA|VA) 2 $320,000 $160,000 $4,278 2.81%
    Tahlequah, OK (FHA|USDA|VA) 1 $315,000 $315,000 $3,279 2.25%
    Chillicothe, OH (FHA|USDA|VA) 2 $310,000 $155,000 $5,578 3.31%
    Cambridge, OH (FHA|USDA|VA) 2 $310,000 $155,000 $6,065 2.94%
    Wilson, NC (FHA|USDA|VA) 2 $310,000 $155,000 $2,940 2.75%
    Roanoke Rapids, NC (FHA|USDA|VA) 2 $310,000 $155,000 $5,494 3.25%
    Lincoln, IL (FHA|USDA|VA) 3 $305,000 $101,667 $3,249 3.16%
    KINGSTON, NY (FHA|USDA|VA) 1 $305,000 $305,000 $15,834 3.25%
    Mount Airy, NC (FHA|USDA|VA) 1 $305,000 $305,000 $4,353 2.25%
    The Dalles, OR (FHA|USDA|VA) 2 $300,000 $150,000 $3,799 2.75%
    Russellville, AR (FHA|USDA|VA) 2 $300,000 $150,000 $3,238 3.19%
    LaGrange, GA-AL (FHA|USDA|VA) 2 $300,000 $150,000 $5,871 3.38%
    Douglas, GA (FHA|USDA|VA) 2 $300,000 $150,000 $2,570 2.81%
    McComb, MS (FHA|USDA|VA) 2 $300,000 $150,000 $4,903 2.81%
    MANHATTAN, KS (FHA|USDA|VA) 3 $295,000 $98,333 $3,677 3.00%
    Laramie, WY (FHA|USDA|VA) 1 $295,000 $295,000 $6,988 2.25%
    Glasgow, KY (FHA|USDA|VA) 1 $295,000 $295,000 $6,414 2.50%
    Thomasville, GA (FHA|USDA|VA) 1 $295,000 $295,000 $7,241 3.13%
    Bennettsville, SC (FHA|USDA|VA) 2 $290,000 $145,000 $7,630 2.69%
    Rexburg, ID (FHA|USDA|VA) 2 $290,000 $145,000 $4,130 2.88%
    Lumberton, NC (FHA|USDA|VA) 2 $290,000 $145,000 $2,450 2.69%
    Arcadia, FL (FHA|USDA|VA) 2 $290,000 $145,000 $5,962 2.88%
    Frankfort, KY (FHA|USDA|VA) 2 $280,000 $140,000 $3,012 2.94%
    Port Lavaca, TX (FHA|USDA|VA) 1 $275,000 $275,000 $7,208 3.25%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $275,000 $275,000 $7,811 2.25%
    Durango, CO (FHA|USDA|VA) 1 $275,000 $275,000 $7,320 2.88%
    WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $275,000 $275,000 $9,962 2.75%
    Sterling, IL (FHA|USDA|VA) 2 $270,000 $135,000 $3,448 3.00%
    ENID, OK (FHA|USDA|VA) 2 $270,000 $135,000 $5,209 3.38%
    Marshall, MO (FHA|USDA|VA) 1 $265,000 $265,000 $6,426 3.13%
    Newport, TN (FHA|USDA|VA) 1 $265,000 $265,000 $3,761 2.25%
    Wahpeton, ND-MN (FHA|USDA|VA) 1 $265,000 $265,000 $5,603 3.13%
    Elk City, OK (FHA|USDA|VA) 2 $260,000 $130,000 $3,963 2.75%
    Corsicana, TX (FHA|USDA|VA) 2 $260,000 $130,000 $3,896 2.31%
    Jasper, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,617 2.88%
    DeRidder, LA (FHA|USDA|VA) 1 $255,000 $255,000 $3,562 3.38%
    West Point, MS (FHA|USDA|VA) 2 $250,000 $125,000 $5,223 3.06%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $250,000 $125,000 $4,922 3.00%
    Washington, IN (FHA|USDA|VA) 1 $245,000 $245,000 $6,287 3.25%
    Big Rapids, MI (FHA|USDA|VA) 1 $245,000 $245,000 $6,183 2.50%
    GRAND ISLAND, NE (FHA|USDA|VA) 1 $245,000 $245,000 $3,595 2.75%
    Batesville, AR (FHA|USDA|VA) 2 $240,000 $120,000 $4,216 3.31%
    MIDLAND, MI (FHA|USDA|VA) 2 $240,000 $120,000 $2,761 3.13%
    Summerville, GA (FHA|USDA|VA) 2 $240,000 $120,000 $5,084 2.56%
    Fort Payne, AL (FHA|USDA|VA) 2 $240,000 $120,000 $3,161 3.00%
    London, KY (FHA|USDA|VA) 2 $240,000 $120,000 $2,776 3.25%
    Urbana, OH (FHA|USDA|VA) 2 $240,000 $120,000 $3,130 3.31%
    Laurel, MS (FHA|USDA|VA) 1 $235,000 $235,000 $5,414 2.75%
    Bennington, VT (FHA|USDA|VA) 1 $235,000 $235,000 $5,284 2.63%
    Andrews, TX (FHA|USDA|VA) 1 $235,000 $235,000 $6,443 3.88%
    Levelland, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,356 2.75%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $235,000 $235,000 $7,804 2.25%
    Jacksonville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,581 3.00%
    Dixon, IL (FHA|USDA|VA) 1 $235,000 $235,000 $1,496 2.38%
    Bluefield, WV-VA (FHA|USDA|VA) 2 $230,000 $115,000 $3,854 2.75%
    Madisonville, KY (FHA|USDA|VA) 2 $230,000 $115,000 $3,027 3.13%
    Snyder, TX (FHA|USDA|VA) 2 $230,000 $115,000 $3,130 2.50%
    Charleston-Mattoon, IL (FHA|USDA|VA) 2 $230,000 $115,000 $3,187 3.38%
    Austin, MN (FHA|USDA|VA) 1 $225,000 $225,000 $5,918 2.88%
    DuBois, PA (FHA|USDA|VA) 1 $225,000 $225,000 $7,142 3.25%
    Hillsdale, MI (FHA|USDA|VA) 1 $225,000 $225,000 $2,358 2.88%
    Mountain Home, AR (FHA|USDA|VA) 1 $225,000 $225,000 $2,825 2.88%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $220,000 $110,000 $6,615 3.25%
    Roswell, NM (FHA|USDA|VA) 1 $215,000 $215,000 $5,368 2.88%
    Newberry, SC (FHA|USDA|VA) 1 $215,000 $215,000 $5,619 2.50%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $215,000 $215,000 $5,025 2.63%
    Huron, SD (FHA|USDA|VA) 1 $215,000 $215,000 $4,376 2.75%
    Kinston, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,813 2.25%
    Ozark, AL (FHA|USDA|VA) 1 $215,000 $215,000 $2,701 2.75%
    Crescent City, CA (FHA|USDA|VA) 1 $215,000 $215,000 $5,195 3.00%
    TERRE HAUTE, IN (FHA|USDA|VA) 2 $210,000 $105,000 $3,500 3.69%
    Wabash, IN (FHA|USDA|VA) 2 $210,000 $105,000 $2,969 2.81%
    Las Vegas, NM (FHA|USDA|VA) 1 $205,000 $205,000 $7,463 2.50%
    Sterling, CO (FHA|USDA|VA) 1 $205,000 $205,000 $5,100 2.25%
    Clovis, NM (FHA|USDA|VA) 1 $205,000 $205,000 $5,222 3.25%
    Altus, OK (FHA|USDA|VA) 1 $205,000 $205,000 $1,785 2.75%
    Hope, AR (FHA|USDA|VA) 1 $205,000 $205,000 $6,643 3.63%
    Sayre, PA (FHA|USDA|VA) 1 $195,000 $195,000 $6,566 2.63%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $195,000 $195,000 $4,734 2.63%
    Clewiston, FL (FHA|USDA|VA) 1 $195,000 $195,000 $8,922 2.75%
    Marquette, MI (FHA|USDA|VA) 1 $195,000 $195,000 $8,792 2.75%
    El Dorado, AR (FHA|USDA|VA) 1 $195,000 $195,000 $5,239 3.25%
    Morgan City, LA (FHA|USDA|VA) 1 $195,000 $195,000 $5,613 2.25%
    Mexico, MO (FHA|USDA|VA) 1 $195,000 $195,000 $1,494 2.25%
    Platteville, WI (FHA|USDA|VA) 2 $190,000 $95,000 $2,896 3.13%
    Great Bend, KS (FHA|USDA|VA) 2 $190,000 $95,000 $1,465 3.06%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $185,000 $185,000 $2,436 2.88%
    Union, SC (FHA|USDA|VA) 1 $185,000 $185,000 $3,586 2.25%
    Keene, NH (FHA|USDA|VA) 1 $185,000 $185,000 $2,117 2.88%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $185,000 $185,000 $9,121 3.00%
    Zanesville, OH (FHA|USDA|VA) 1 $185,000 $185,000 $4,626 3.50%
    Muskogee, OK (FHA|USDA|VA) 2 $180,000 $90,000 $2,087 3.06%
    Centralia, IL (FHA|USDA|VA) 2 $180,000 $90,000 $2,705 2.88%
    Frankfort, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,088 3.38%
    Del Rio, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.25%
    Picayune, MS (FHA|USDA|VA) 1 $175,000 $175,000 $4,952 2.75%
    Jesup, GA (FHA|USDA|VA) 2 $170,000 $85,000 $3,364 2.81%
    Dickinson, ND (FHA|USDA|VA) 1 $165,000 $165,000 $4,211 2.88%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $165,000 $165,000 $7,934 2.63%
    Red Bluff, CA (FHA|USDA|VA) 1 $165,000 $165,000 $3,944 2.38%
    Tifton, GA (FHA|USDA|VA) 1 $165,000 $165,000 $2,100 2.63%
    MANKATO, MN (FHA|USDA|VA) 1 $165,000 $165,000 $4,488 2.88%
    Albemarle, NC (FHA|USDA|VA) 2 $160,000 $80,000 $2,313 2.81%
    Washington, NC (FHA|USDA|VA) 1 $155,000 $155,000 $738 2.75%
    Oil City, PA (FHA|USDA|VA) 1 $155,000 $155,000 $5,976 2.38%
    APPLETON, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,282 2.88%
    LEWISTON, ID-WA (FHA|USDA|VA) 1 $155,000 $155,000 $2,896 2.75%
    Vernal, UT (FHA|USDA|VA) 1 $155,000 $155,000 $5,747 3.13%
    Corinth, MS (FHA|USDA|VA) 1 $155,000 $155,000 $7,669 2.88%
    BINGHAMTON, NY (FHA|USDA|VA) 1 $155,000 $155,000 $9,578 3.25%
    Eagle Pass, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,836 3.13%
    Jasper, AL (FHA|USDA|VA) 1 $145,000 $145,000 $6,033 3.25%
    Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,400 3.25%
    St. Marys, PA (FHA|USDA|VA) 1 $145,000 $145,000 $5,499 3.13%
    Hereford, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,482 2.88%
    Palestine, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,512 2.75%
    Harrison, AR (FHA|USDA|VA) 1 $145,000 $145,000 $4,583 3.88%
    Cambridge, MD (FHA|USDA|VA) 1 $145,000 $145,000 $4,897 2.75%
    Spencer, IA (FHA|USDA|VA) 1 $145,000 $145,000 $2,211 2.25%
    Ludington, MI (FHA|USDA|VA) 1 $145,000 $145,000 $4,536 3.88%
    Lock Haven, PA (FHA|USDA|VA) 1 $145,000 $145,000 $4,157 2.63%
    Iron Mountain, MI-WI (FHA|USDA|VA) 1 $145,000 $145,000 $4,423 2.75%
    Marshall, MN (FHA|USDA|VA) 1 $145,000 $145,000 $3,683 2.25%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $140,000 $70,000 $644 2.81%
    Fort Leonard Wood, MO (FHA|USDA|VA) 1 $135,000 $135,000 $831 3.13%
    Greenville, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,061 2.63%
    Winnemucca, NV (FHA|USDA|VA) 1 $135,000 $135,000 $4,370 3.25%
    Milledgeville, GA (FHA|USDA|VA) 1 $135,000 $135,000 $2,182 3.25%
    BAY CITY, MI (FHA|USDA|VA) 1 $125,000 $125,000 $1,978 2.25%
    Lexington, NE (FHA|USDA|VA) 1 $125,000 $125,000 $7,158 3.50%
    Montrose, CO (FHA|USDA|VA) 1 $125,000 $125,000 $2,155 2.50%
    West Plains, MO (FHA|USDA|VA) 1 $125,000 $125,000 $1,820 2.75%
    Salina, KS (FHA|USDA|VA) 1 $125,000 $125,000 $7,161 2.75%
    Durant, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,953 3.63%
    Sunbury, PA (FHA|USDA|VA) 1 $125,000 $125,000 $5,349 3.13%
    Stillwater, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,820 2.88%
    Coshocton, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,314 2.38%
    Paragould, AR (FHA|USDA|VA) 1 $125,000 $125,000 $4,233 3.25%
    Weatherford, OK (FHA|USDA|VA) 1 $125,000 $125,000 $7,924 2.88%
    Riverton, WY (FHA|USDA|VA) 1 $125,000 $125,000 $4,698 2.75%
    Berlin, NH (FHA|USDA|VA) 1 $125,000 $125,000 $3,325 2.38%
    Woodward, OK (FHA|USDA|VA) 1 $115,000 $115,000 $3,725 2.25%
    Meridian, MS (FHA|USDA|VA) 1 $115,000 $115,000 $3,793 2.75%
    Miami, OK (FHA|USDA|VA) 1 $115,000 $115,000 $5,294 3.25%
    Beatrice, NE (FHA|USDA|VA) 1 $115,000 $115,000 $2,927 2.50%
    Vicksburg, MS (FHA|USDA|VA) 1 $115,000 $115,000 $2,038 2.63%
    Fallon, NV (FHA|USDA|VA) 1 $115,000 $115,000 $3,742 2.75%
    Madison, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,983 3.00%
    Norfolk, NE (FHA|USDA|VA) 1 $115,000 $115,000 $2,733 2.63%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,446 2.75%
    Brookhaven, MS (FHA|USDA|VA) 1 $105,000 $105,000 $1,937 2.75%
    Grants, NM (FHA|USDA|VA) 1 $105,000 $105,000 $2,697 2.75%
    Houghton, MI (FHA|USDA|VA) 1 $105,000 $105,000 $6,826 3.25%
    Toccoa, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,068 4.25%
    Bucyrus-Galion, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,129 3.25%
    Fairmont, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,028 2.63%
    Rockingham, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,455 4.13%
    Mineral Wells, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,740 3.88%
    Rolla, MO (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.13%
    Grenada, MS (FHA|USDA|VA) 1 $95,000 $95,000 $1,707 3.13%
    Fairmont, WV (FHA|USDA|VA) 1 $95,000 $95,000 $3,036 2.75%
    Jackson, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,123 3.50%
    Vermillion, SD (FHA|USDA|VA) 1 $95,000 $95,000 $3,767 3.75%
    Winfield, KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,500 2.75%
    Warren, PA (FHA|USDA|VA) 1 $85,000 $85,000 $2,220 2.25%
    Bainbridge, GA (FHA|USDA|VA) 1 $85,000 $85,000 $995 2.75%
    Shawano, WI (FHA|USDA|VA) 1 $85,000 $85,000 $2,121 5.25%
    Natchez, MS-LA (FHA|USDA|VA) 1 $85,000 $85,000 $2,439 2.75%
    Point Pleasant, WV-OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,027 3.13%
    Dayton, TN (FHA|USDA|VA) 1 $75,000 $75,000 $1,845 2.75%
    Kennett, MO (FHA|USDA|VA) 1 $75,000 $75,000 $2,512 3.25%
    Plainview, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,132 2.88%
    Americus, GA (FHA|USDA|VA) 1 $75,000 $75,000 $2,881 3.00%
    Taylorville, IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,044 2.75%
    Tiffin, OH (FHA|USDA|VA) 1 $75,000 $75,000 $5,326 3.25%
    Cadillac, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,042 2.50%
    Thomaston, GA (FHA|USDA|VA) 1 $75,000 $75,000 $4,014 3.25%
    Lewistown, PA (FHA|USDA|VA) 1 $75,000 $75,000 $5,696 3.25%
    Maryville, MO (FHA|USDA|VA) 1 $65,000 $65,000 $3,411 2.75%
    ALTOONA, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,712 3.13%
    Marshalltown, IA (FHA|USDA|VA) 1 $65,000 $65,000 $1,464 2.25%
    Coffeyville, KS (FHA|USDA|VA) 1 $55,000 $55,000 $2,126 3.63%
    Fort Dodge, IA (FHA|USDA|VA) 1 $55,000 $55,000 $2,476 2.25%

    First Guaranty Mortgage Corporation's top markets include Los Angeles, Washington, New York, San Diego, and Boston among others.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 13,401 $3,819,075,000 $284,984 $4,601 3.07%
    FHA 5,328 $1,296,010,000 $243,245 $7,168 2.91%
    VA 4,262 $1,289,880,000 $302,647 $4,437 2.49%
    USDA 450 $80,090,000 $177,978 $5,694 2.93%

    For 2021, First Guaranty Mortgage Corporation's most frequently originated type of loan was Conventional, with 13,401 originations. Their 2nd most popular type was FHA, with 5,328 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 13,088 $3,357,600,000 $256,540 $4,436 2.76%
    Cash Out Refi 5,584 $1,499,690,000 $268,569 $5,083 3.08%
    Home Purchase 4,314 $1,516,440,000 $351,516 $7,811 3.21%
    Home Improvement 455 $111,325,000 $244,670 $4,837 3.09%

    For 2021, First Guaranty Mortgage Corporation's most frequently cited loan purpose was Refi, with 13,088 originations. The 2nd most popular reason was Cash Out Refi, with 5,584 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 18,887 $5,525,185,000 $292,539 $5,519 2.99%
    15 Year 2,415 $487,775,000 $201,977 $3,553 2.53%
    Other 1,076 $256,980,000 $238,829 $4,742 2.83%
    20 Year 883 $184,685,000 $209,156 $3,987 2.91%
    10 Year 178 $28,790,000 $161,742 $3,332 2.50%
    30+ year 2 $1,640,000 $820,000 $18,377 3.81%

    For 2021, First Guaranty Mortgage Corporation's most frequently cited loan duration was 30 Year, with 18,887 originations. The 2nd most popular length was 15 Year, with 2,415 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 7,761 $1,953,635,000 $251,725
    $<1k 7,527 $2,023,045,000 $268,772
    $2k-3k 2,414 $593,840,000 $245,998
    $5k+ 2,030 $933,500,000 $459,852
    $3k-4k 1,398 $358,400,000 $256,366
    $4k-5k 872 $250,500,000 $287,271

    First Guaranty Mortgage Corporation's average total fees were $5,519, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 7,761 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 10,231 $2,718,025,000 $265,666
    3-4% 7,062 $1,897,230,000 $268,653
    <2.5% 5,472 $1,536,500,000 $280,793
    4-5% 482 $246,940,000 $512,324
    5-6% 167 $76,095,000 $455,659
    6-7% 24 $9,750,000 $406,250
    7-8% 3 $515,000 $171,667

    During 2021, First Guaranty Mortgage Corporation's average interest rate for loans was 2.99%, while their most frequently originated rate bucket for loans was 2.5-3%, with 10,231 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10,934 $3,071,220,000 $280,887 $5,316 2.88%
    $100k-200k 7,549 $1,153,635,000 $152,820 $3,902 2.94%
    $400k-600k 2,820 $1,338,450,000 $474,628 $6,695 2.89%
    $100,000 or less 1,292 $106,450,000 $82,392 $3,022 3.00%
    $600k-1MM 603 $451,215,000 $748,284 $11,757 3.31%
    $1MM+ 243 $364,085,000 $1,498,292 $17,925 3.58%

    2021 saw First Guaranty Mortgage Corporation place emphasis on $200k-400k loans with 10,934 originations, totaling $3,071,220,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,665 $743,065,000 $202,746 $4,837 3.00%
    $100k-150k 3,657 $1,098,245,000 $300,313 $5,432 2.99%
    $75k-100k 3,009 $767,275,000 $254,993 $5,256 3.02%
    $150k-250k 2,442 $926,290,000 $379,316 $5,937 3.03%
    $50k or less 2,102 $302,130,000 $143,735 $4,239 3.02%
    $250k+ 1,080 $669,150,000 $619,583 $9,749 3.42%

    First Guaranty Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 3,665 originations. The second most popular income band? $100k-150k, with 3,657 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,642 $963,480,000 $264,547 $4,442 2.99%
    30-36% 3,102 $849,560,000 $273,875 $5,085 3.03%
    <20% 1,434 $408,680,000 $284,993 $4,770 3.04%
    44% 675 $195,735,000 $289,978 $5,866 3.10%
    42% 620 $189,100,000 $305,000 $6,125 3.09%
    41% 620 $180,650,000 $291,371 $5,654 3.08%
    43% 602 $165,760,000 $275,349 $5,705 3.10%
    40% 599 $163,495,000 $272,947 $5,329 3.08%
    38% 586 $167,280,000 $285,461 $5,512 3.06%
    39% 552 $156,500,000 $283,514 $5,429 3.06%
    36% 546 $148,390,000 $271,777 $4,974 3.03%
    37% 529 $150,655,000 $284,792 $5,355 3.02%
    50-60% 472 $149,460,000 $316,653 $9,666 2.94%
    45% 419 $128,715,000 $307,196 $6,393 3.07%
    49% 393 $128,655,000 $327,366 $6,574 3.05%
    48% 386 $117,920,000 $305,492 $6,576 3.06%
    47% 381 $117,705,000 $308,937 $6,516 3.07%
    46% 373 $117,065,000 $313,847 $6,931 3.03%
    >60% 5 $865,000 $173,000 $2,878 3.28%

    First Guaranty Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 3,642 originations. The next most common DTI ratio? 30-36%, with 3,102 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 15,038 $4,088,840,000 $271,901 $5,135 2.94%
    Not provided 5,164 $1,438,990,000 $278,658 $5,097 2.87%
    Black 1,939 $515,615,000 $265,918 $5,786 2.93%
    Asian 1,019 $362,925,000 $356,158 $5,708 2.98%
    American Indian 167 $42,895,000 $256,856 $5,507 2.99%
    Native Hawaiian or Islander 48 $15,030,000 $313,125 $6,253 2.99%
    Asian Indian 32 $10,060,000 $314,375 $5,587 2.95%
    Other Asian 18 $5,880,000 $326,667 $5,049 2.94%
    Filipino 7 $2,385,000 $340,714 $3,359 2.82%
    Japanese 3 $1,095,000 $365,000 $5,894 3.00%
    Chinese 2 $580,000 $290,000 $0 3.44%
    Other Pacific Islander 2 $390,000 $195,000 $3,542 2.25%
    Vietnamese 1 $265,000 $265,000 $1,870 2.75%
    1 $105,000 $105,000 $1,817 3.13%

    Approval Rates

    Total approvals of all applications
    93.85%

    First Guaranty Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    43.99%

    First Guaranty Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 23,441 $6,485,055,000 $276,654

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    23,441 $6,485,055,000 $276,654

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 957 $204,355,000 $213,537 $3,649 2.78%
    40-60% 3,443 $855,735,000 $248,543 $3,906 2.91%
    60-80% 7,104 $2,049,340,000 $288,477 $4,932 3.11%
    80-100% 4,442 $1,388,780,000 $312,647 $7,295 3.10%
    Over 100% 80 $31,650,000 $395,625 $14,106 2.85%
    Under 20% 71 $12,755,000 $179,648 $3,591 2.77%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    FIRST GUARANTY MORTGAGE CORP Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 6 85.7%
    FIRST GUARANTY MORTGAGE CORP FHA mortgage Trouble during payment process 1 14.3%