First Guaranty Mortgage Corporation Rates, Fees & Info

GLEN ALLEN, VA

LEI: 549300MMIZD8222YV754

Tax ID: 54-1429575

4.4 stars - out of 5 stars, based on 69 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

First Guaranty Mortgage Corporation is a small mortgage company specializing in Cash Out Refi and Home Purchase loans. First Guaranty Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Las Vegas, New York, Dallas, Miami, and Los Angeles among others. We have data for 545 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Guaranty Mortgage Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Guaranty Mortgage Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.36% 5/28/23
30 Year Conventional Refi 6.80% 5/28/23
30 Year Cash-out Refi 7.15% 5/28/23
30 Year FHA Purchase 7.49% 5/28/23
30 Year FHA Refi 7.40% 5/28/23
30 Year VA Purchase 6.44% 5/28/23
30 Year VA Refi 6.19% 5/28/23
30 Year USDA Purchase 6.87% 5/28/23
30 Year USDA Refi 6.88% 5/28/23
15 Year Conventional Purchase 6.06% 5/28/23
15 Year Conventional Refi 6.27% 5/28/23
15 Year Cash-out Refi 6.27% 5/28/23
15 Year FHA Purchase 5.68% 5/28/23
15 Year FHA Refi 6.70% 5/28/23
15 Year VA Purchase 5.68% 5/28/23
15 Year VA Refi 5.61% 5/28/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First Guaranty Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from First Guaranty Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,754

Origination Dollar Volume (All Markets)

$1,401,670,000
Show all (196) awards

Relative Rate

First Guaranty Mortgage Corporation's average 30 year fixed mortgage rate was 4.33%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of -0.43%.

Relative Fees (Closing Costs)

First Guaranty Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $8,401.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 318 $115,840,000 $364,277 $8,284 4.59%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 152 $62,580,000 $411,711 $12,170 4.44%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 169 $50,785,000 $300,503 $7,821 4.19%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 120 $49,390,000 $411,583 $11,378 4.37%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 71 $46,915,000 $660,775 $12,969 4.36%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 106 $46,870,000 $442,170 $10,415 4.39%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 108 $43,150,000 $399,537 $8,344 3.88%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 93 $41,995,000 $451,559 $10,306 4.29%
Outside of Metro Areas 196 $37,600,000 $191,837 $6,159 4.02%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 136 $35,030,000 $257,574 $7,893 4.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 70 $27,600,000 $394,286 $11,044 4.23%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 112 $27,060,000 $241,607 $7,404 4.01%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 105 $25,465,000 $242,524 $7,371 4.18%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 35 $20,975,000 $599,286 $11,399 4.29%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 66 $19,260,000 $291,818 $8,172 4.23%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 43 $18,935,000 $440,349 $10,179 4.14%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 50 $18,170,000 $363,400 $9,867 4.32%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 39 $16,615,000 $426,026 $7,699 4.37%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 53 $16,545,000 $312,170 $6,730 3.86%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 51 $16,545,000 $324,412 $8,805 4.29%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 20 $15,550,000 $777,500 $15,800 5.06%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 37 $15,075,000 $407,432 $9,932 4.24%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 37 $14,895,000 $402,568 $9,096 4.64%
EL PASO, TX (FHA|USDA|VA) 75 $14,705,000 $196,067 $8,798 4.91%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 49 $13,525,000 $276,020 $7,862 4.20%
ST. LOUIS, MO-IL (FHA|USDA|VA) 55 $13,335,000 $242,455 $6,436 3.98%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 26 $11,820,000 $454,615 $11,409 4.56%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 37 $11,515,000 $311,216 $8,438 4.11%
JACKSONVILLE, FL (FHA|USDA|VA) 38 $10,900,000 $286,842 $7,402 4.06%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 41 $10,045,000 $245,000 $8,214 4.30%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 42 $9,300,000 $221,429 $6,872 3.94%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 10 $8,570,000 $857,000 $10,876 4.25%
SALT LAKE CITY, UT (FHA|USDA|VA) 20 $8,170,000 $408,500 $7,494 4.56%
WORCESTER, MA-CT (FHA|USDA|VA) 23 $8,155,000 $354,565 $9,624 4.45%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 27 $8,135,000 $301,296 $7,268 4.60%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 40 $8,130,000 $203,250 $5,299 4.04%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 25 $8,075,000 $323,000 $8,784 4.84%
KANSAS CITY, MO-KS (FHA|USDA|VA) 32 $7,440,000 $232,500 $5,875 4.16%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 18 $7,300,000 $405,556 $7,489 4.33%
OKLAHOMA CITY, OK (FHA|USDA|VA) 36 $6,930,000 $192,500 $7,342 3.94%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 25 $6,545,000 $261,800 $7,087 4.36%
KNOXVILLE, TN (FHA|USDA|VA) 30 $6,370,000 $212,333 $7,186 3.99%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 16 $5,710,000 $356,875 $7,854 4.15%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 29 $5,655,000 $195,000 $6,662 4.54%
STOCKTON, CA (FHA|USDA|VA) 14 $5,650,000 $403,571 $9,818 4.19%
Pahrump, NV (FHA|USDA|VA) 24 $5,540,000 $230,833 $6,644 4.54%
ASHEVILLE, NC (FHA|USDA|VA) 16 $5,050,000 $315,625 $4,902 4.15%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 11 $4,905,000 $445,909 $8,740 3.88%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 28 $4,880,000 $174,286 $6,623 3.99%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 13 $4,835,000 $371,923 $11,969 4.62%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 15 $4,745,000 $316,333 $8,482 4.16%
Stephenville, TX (FHA|USDA|VA) 18 $4,700,000 $261,111 $6,409 4.96%
RICHMOND, VA (FHA|USDA|VA) 17 $4,635,000 $272,647 $6,484 3.68%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 21 $4,625,000 $220,238 $9,790 4.32%
PROVO-OREM, UT (FHA|USDA|VA) 12 $4,510,000 $375,833 $9,134 4.14%
BOISE CITY, ID (FHA|USDA|VA) 12 $4,500,000 $375,000 $8,317 4.47%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 20 $4,470,000 $223,500 $7,771 4.09%
TULSA, OK (FHA|USDA|VA) 21 $4,425,000 $210,714 $6,496 4.52%
RALEIGH-CARY, NC (FHA|USDA|VA) 17 $4,405,000 $259,118 $7,777 3.43%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $4,345,000 $482,778 $10,518 4.83%
PORT ST. LUCIE, FL (FHA|USDA|VA) 15 $4,095,000 $273,000 $8,958 4.37%
COLUMBUS, OH (FHA|USDA|VA) 20 $4,080,000 $204,000 $6,931 4.10%
FAYETTEVILLE, NC (FHA|USDA|VA) 19 $4,065,000 $213,947 $6,851 3.74%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 22 $3,840,000 $174,545 $6,765 4.15%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 11 $3,695,000 $335,909 $10,179 4.60%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $3,600,000 $900,000 $10,628 4.50%
COLORADO SPRINGS, CO (FHA|USDA|VA) 10 $3,520,000 $352,000 $9,822 4.53%
VALLEJO, CA (FHA|USDA|VA) 7 $3,455,000 $493,571 $12,982 3.52%
TUCSON, AZ (FHA|USDA|VA) 17 $3,455,000 $203,235 $6,976 4.14%
DOVER, DE (FHA|USDA|VA) 13 $3,425,000 $263,462 $10,135 4.62%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 15 $3,405,000 $227,000 $6,291 4.98%
PITTSBURGH, PA (FHA|USDA|VA) 25 $3,395,000 $135,800 $5,952 4.04%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 15 $3,315,000 $221,000 $5,368 3.88%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 13 $3,305,000 $254,231 $6,757 4.29%
FRESNO, CA (FHA|USDA|VA) 12 $3,240,000 $270,000 $9,773 3.57%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 16 $3,160,000 $197,500 $6,372 3.79%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $3,155,000 $450,714 $12,504 4.66%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 15 $3,035,000 $202,333 $6,510 4.44%
SALISBURY, MD-DE (FHA|USDA|VA) 13 $2,985,000 $229,615 $9,023 4.50%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 7 $2,955,000 $422,143 $7,420 4.41%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 11 $2,945,000 $267,727 $5,478 3.80%
SPRINGFIELD, MO (FHA|USDA|VA) 16 $2,910,000 $181,875 $5,069 3.69%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 12 $2,880,000 $240,000 $6,043 4.02%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 12 $2,860,000 $238,333 $7,277 4.23%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 9 $2,765,000 $307,222 $5,957 4.39%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 7 $2,625,000 $375,000 $11,422 4.07%
GREELEY, CO (FHA|USDA|VA) 7 $2,595,000 $370,714 $9,390 4.07%
WINSTON-SALEM, NC (FHA|USDA|VA) 16 $2,570,000 $160,625 $5,984 3.74%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 16 $2,480,000 $155,000 $5,116 4.05%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 11 $2,455,000 $223,182 $8,073 4.08%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 10 $2,430,000 $243,000 $6,137 4.11%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $2,410,000 $401,667 $13,040 4.21%
ALBUQUERQUE, NM (FHA|USDA|VA) 14 $2,320,000 $165,714 $6,116 3.73%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 10 $2,280,000 $228,000 $8,789 4.39%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 9 $2,225,000 $247,222 $8,098 3.75%
YORK-HANOVER, PA (FHA|USDA|VA) 9 $2,215,000 $246,111 $8,094 3.36%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 12 $2,160,000 $180,000 $6,072 4.00%
VISALIA, CA (FHA|USDA|VA) 9 $2,155,000 $239,444 $7,006 3.54%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 6 $2,120,000 $353,333 $5,548 4.56%
Granbury, TX (FHA|USDA|VA) 7 $2,055,000 $293,571 $5,965 4.66%
LOUISVILLE, KY (FHA|USDA|VA) 13 $2,055,000 $158,077 $4,973 3.64%
GAINESVILLE, FL (FHA|USDA|VA) 9 $1,925,000 $213,889 $7,100 3.61%
ODESSA, TX (FHA|USDA|VA) 11 $1,885,000 $171,364 $6,588 4.40%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $1,865,000 $621,667 $13,265 4.75%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 11 $1,825,000 $165,909 $5,211 4.03%
HUNTSVILLE, AL (FHA|USDA|VA) 9 $1,805,000 $200,556 $8,912 4.15%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 9 $1,805,000 $200,556 $5,504 4.00%
COLUMBIA, SC (FHA|USDA|VA) 10 $1,770,000 $177,000 $6,250 3.70%
Sevierville, TN (FHA|USDA|VA) 4 $1,750,000 $437,500 $11,108 4.41%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,740,000 $290,000 $7,228 4.69%
Silver City, NM (FHA|USDA|VA) 10 $1,720,000 $172,000 $4,390 3.56%
AKRON, OH (FHA|USDA|VA) 11 $1,715,000 $155,909 $4,960 3.66%
Vineyard Haven, MA (FHA|USDA|VA) 2 $1,710,000 $855,000 $27,998 5.19%
FORT COLLINS, CO (FHA|USDA|VA) 5 $1,695,000 $339,000 $10,714 5.00%
Spearfish, SD (FHA|USDA|VA) 2 $1,670,000 $835,000 $10,571 5.06%
MEDFORD, OR (FHA|USDA|VA) 2 $1,630,000 $815,000 $11,554 3.75%
PANAMA CITY, FL (FHA|USDA|VA) 6 $1,630,000 $271,667 $5,974 4.48%
WICHITA, KS (FHA|USDA|VA) 9 $1,615,000 $179,444 $5,708 4.31%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $1,590,000 $265,000 $5,738 3.73%
WARNER ROBINS, GA (FHA|USDA|VA) 7 $1,575,000 $225,000 $6,893 4.14%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 11 $1,565,000 $142,273 $4,623 3.78%
TOLEDO, OH (FHA|USDA|VA) 9 $1,555,000 $172,778 $6,019 4.10%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 8 $1,520,000 $190,000 $4,898 3.95%
BATON ROUGE, LA (FHA|USDA|VA) 7 $1,495,000 $213,571 $6,783 3.84%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,495,000 $213,571 $5,498 3.73%
Moberly, MO (FHA|USDA|VA) 10 $1,470,000 $147,000 $1,842 3.99%
Mount Airy, NC (FHA|USDA|VA) 12 $1,450,000 $120,833 $5,937 4.61%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 4 $1,440,000 $360,000 $10,773 4.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 10 $1,390,000 $139,000 $6,166 3.85%
WILMINGTON, NC (FHA|USDA|VA) 5 $1,355,000 $271,000 $6,802 3.48%
LANCASTER, PA (FHA|USDA|VA) 5 $1,345,000 $269,000 $12,654 3.40%
Lewisburg, TN (FHA|USDA|VA) 5 $1,335,000 $267,000 $8,148 5.08%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $1,330,000 $221,667 $5,784 4.00%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $1,295,000 $259,000 $9,470 3.65%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 7 $1,295,000 $185,000 $6,200 4.07%
RENO, NV (FHA|USDA|VA) 4 $1,290,000 $322,500 $10,247 3.31%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $1,290,000 $215,000 $8,121 3.92%
Mineral Wells, TX (FHA|USDA|VA) 5 $1,285,000 $257,000 $7,036 4.20%
FLORENCE, SC (FHA|USDA|VA) 6 $1,280,000 $213,333 $5,352 3.67%
SAVANNAH, GA (FHA|USDA|VA) 5 $1,275,000 $255,000 $6,797 4.25%
GAINESVILLE, GA (FHA|USDA|VA) 5 $1,265,000 $253,000 $8,841 3.83%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $1,250,000 $312,500 $10,067 5.66%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $1,240,000 $310,000 $10,675 3.97%
LONGVIEW, TX (FHA|USDA|VA) 7 $1,235,000 $176,429 $7,596 4.66%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $1,205,000 $401,667 $7,761 7.08%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,190,000 $198,333 $6,538 3.67%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $1,190,000 $595,000 $47,342 5.63%
Jefferson, GA (FHA|USDA|VA) 4 $1,190,000 $297,500 $10,083 4.16%
FORT WAYNE, IN (FHA|USDA|VA) 7 $1,185,000 $169,286 $5,453 4.64%
FLINT, MI (FHA|USDA|VA) 6 $1,180,000 $196,667 $6,972 4.10%
SALEM, OR (FHA|USDA|VA) 4 $1,170,000 $292,500 $6,684 3.78%
OCALA, FL (FHA|USDA|VA) 6 $1,170,000 $195,000 $7,523 4.31%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,150,000 $287,500 $7,841 4.59%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $1,145,000 $229,000 $6,872 4.00%
Concord, NH (FHA|USDA|VA) 4 $1,130,000 $282,500 $5,937 4.44%
ROANOKE, VA (FHA|USDA|VA) 7 $1,115,000 $159,286 $4,970 3.80%
Lebanon, MO (FHA|USDA|VA) 6 $1,060,000 $176,667 $4,179 3.33%
Durango, CO (FHA|USDA|VA) 1 $1,055,000 $1,055,000 $5,838 5.75%
Orangeburg, SC (FHA|USDA|VA) 5 $1,055,000 $211,000 $5,998 3.58%
YUBA CITY, CA (FHA|USDA|VA) 3 $1,045,000 $348,333 $9,300 3.71%
Glenwood Springs, CO (FHA|USDA|VA) 3 $1,045,000 $348,333 $9,394 3.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $1,040,000 $260,000 $13,355 4.75%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $1,040,000 $173,333 $6,099 4.18%
JACKSONVILLE, NC (FHA|USDA|VA) 7 $1,035,000 $147,857 $3,407 3.79%
Durant, OK (FHA|USDA|VA) 5 $1,035,000 $207,000 $6,562 3.73%
ABILENE, TX (FHA|USDA|VA) 5 $1,035,000 $207,000 $5,335 3.90%
LAREDO, TX (FHA|USDA|VA) 3 $1,035,000 $345,000 $8,279 5.04%
EL CENTRO, CA (FHA|USDA|VA) 4 $1,030,000 $257,500 $12,409 4.72%
APPLETON, WI (FHA|USDA|VA) 6 $1,020,000 $170,000 $5,446 3.52%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 5 $1,015,000 $203,000 $4,417 3.83%
Torrington, CT (FHA|USDA|VA) 4 $1,010,000 $252,500 $6,705 4.59%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $1,000,000 $500,000 $9,607 6.19%
JOPLIN, MO (FHA|USDA|VA) 6 $990,000 $165,000 $4,854 3.88%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 8 $970,000 $121,250 $5,415 3.78%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $950,000 $237,500 $7,110 4.69%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $950,000 $475,000 $10,698 2.88%
STAUNTON, VA (FHA|USDA|VA) 3 $945,000 $315,000 $3,235 3.63%
SAN ANGELO, TX (FHA|USDA|VA) 4 $930,000 $232,500 $6,391 5.13%
Laconia, NH (FHA|USDA|VA) 3 $925,000 $308,333 $8,366 4.13%
BRUNSWICK, GA (FHA|USDA|VA) 3 $925,000 $308,333 $7,786 4.00%
ALBANY, GA (FHA|USDA|VA) 5 $925,000 $185,000 $4,276 3.58%
JACKSON, MI (FHA|USDA|VA) 6 $920,000 $153,333 $4,689 4.14%
SPRINGFIELD, MA (FHA|USDA|VA) 5 $915,000 $183,000 $5,031 4.05%
Outside of Metro Areas 2 $910,000 $455,000 $7,652 5.25%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $900,000 $225,000 $6,266 3.97%
BILLINGS, MT (FHA|USDA|VA) 4 $890,000 $222,500 $6,794 3.53%
Athens, TX (FHA|USDA|VA) 4 $880,000 $220,000 $6,675 4.44%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 5 $865,000 $173,000 $5,692 3.38%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $855,000 $285,000 $10,307 3.75%
Seneca, SC (FHA|USDA|VA) 4 $850,000 $212,500 $6,513 5.59%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $845,000 $281,667 $10,861 4.42%
MORRISTOWN, TN (FHA|USDA|VA) 5 $825,000 $165,000 $5,310 3.93%
MIDLAND, TX (FHA|USDA|VA) 3 $825,000 $275,000 $13,853 4.29%
ST. GEORGE, UT (FHA|USDA|VA) 3 $815,000 $271,667 $8,412 3.67%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 5 $805,000 $161,000 $7,733 4.00%
Helena, MT (FHA|USDA|VA) 3 $805,000 $268,333 $5,590 3.42%
CANTON-MASSILLON, OH (FHA|USDA|VA) 6 $800,000 $133,333 $5,176 4.10%
TYLER, TX (FHA|USDA|VA) 3 $795,000 $265,000 $10,742 4.00%
Greeneville, TN (FHA|USDA|VA) 1 $785,000 $785,000 $4,800 2.75%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $770,000 $192,500 $7,379 4.34%
Fernley, NV (FHA|USDA|VA) 2 $770,000 $385,000 $11,516 4.13%
Traverse City, MI (FHA|USDA|VA) 5 $765,000 $153,000 $4,789 3.78%
Mount Pleasant, TX (FHA|USDA|VA) 2 $760,000 $380,000 $12,347 4.19%
Juneau, AK (FHA|USDA|VA) 1 $755,000 $755,000 $31,211 3.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $755,000 $251,667 $6,861 4.83%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $755,000 $251,667 $7,963 3.54%
DECATUR, AL (FHA|USDA|VA) 3 $745,000 $248,333 $5,849 3.46%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $745,000 $248,333 $3,173 4.83%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $740,000 $370,000 $12,980 5.00%
AMARILLO, TX (FHA|USDA|VA) 4 $730,000 $182,500 $5,700 4.56%
Martin, TN (FHA|USDA|VA) 4 $730,000 $182,500 $5,140 3.75%
MADISON, WI (FHA|USDA|VA) 3 $725,000 $241,667 $7,503 3.50%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $725,000 $241,667 $8,348 4.38%
MODESTO, CA (FHA|USDA|VA) 2 $720,000 $360,000 $9,616 3.94%
LAS CRUCES, NM (FHA|USDA|VA) 2 $720,000 $360,000 $11,434 4.81%
LYNCHBURG, VA (FHA|USDA|VA) 5 $715,000 $143,000 $5,332 3.80%
Key West, FL (FHA|USDA|VA) 2 $710,000 $355,000 $18,287 5.38%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $710,000 $355,000 $5,914 2.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $705,000 $235,000 $5,117 3.54%
JACKSON, TN (FHA|USDA|VA) 5 $705,000 $141,000 $3,758 4.10%
Sandpoint, ID (FHA|USDA|VA) 2 $700,000 $350,000 $8,530 4.13%
Union City, TN (FHA|USDA|VA) 4 $700,000 $175,000 $4,277 3.59%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $695,000 $231,667 $10,824 4.58%
CHARLESTON, WV (FHA|USDA|VA) 5 $695,000 $139,000 $4,208 3.88%
THE VILLAGES, FL (FHA|USDA|VA) 2 $690,000 $345,000 $5,124 3.50%
LUBBOCK, TX (FHA|USDA|VA) 5 $685,000 $137,000 $6,137 3.88%
Show Low, AZ (FHA|USDA|VA) 2 $680,000 $340,000 $11,304 4.69%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $680,000 $170,000 $7,199 3.78%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $680,000 $340,000 $8,274 4.00%
MADERA, CA (FHA|USDA|VA) 3 $675,000 $225,000 $6,105 4.33%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $675,000 $225,000 $7,393 3.63%
Oak Harbor, WA (FHA|USDA|VA) 1 $675,000 $675,000 $6,058 4.38%
ANN ARBOR, MI (FHA|USDA|VA) 3 $675,000 $225,000 $8,936 3.83%
REDDING, CA (FHA|USDA|VA) 3 $675,000 $225,000 $2,090 3.75%
WACO, TX (FHA|USDA|VA) 3 $665,000 $221,667 $7,015 4.63%
Gillette, WY (FHA|USDA|VA) 4 $660,000 $165,000 $3,378 3.06%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $660,000 $330,000 $9,061 4.19%
Okeechobee, FL (FHA|USDA|VA) 2 $660,000 $330,000 $10,868 4.56%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $660,000 $330,000 $4,933 4.69%
Marion, NC (FHA|USDA|VA) 2 $650,000 $325,000 $5,825 4.06%
Brainerd, MN (FHA|USDA|VA) 4 $640,000 $160,000 $5,500 3.72%
Shelby, NC (FHA|USDA|VA) 3 $635,000 $211,667 $6,683 4.33%
SALINAS, CA (FHA|USDA|VA) 1 $635,000 $635,000 $3,103 2.63%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $630,000 $157,500 $5,024 3.72%
Moses Lake, WA (FHA|USDA|VA) 3 $625,000 $208,333 $6,225 3.54%
LAFAYETTE, LA (FHA|USDA|VA) 2 $620,000 $310,000 $8,919 5.44%
ANCHORAGE, AK (FHA|USDA|VA) 3 $615,000 $205,000 $8,073 3.83%
LONGVIEW, WA (FHA|USDA|VA) 2 $610,000 $305,000 $10,681 4.31%
SANTA FE, NM (FHA|USDA|VA) 2 $610,000 $305,000 $8,991 3.38%
NEW BERN, NC (FHA|USDA|VA) 3 $605,000 $201,667 $3,199 4.71%
Ada, OK (FHA|USDA|VA) 3 $605,000 $201,667 $8,501 4.21%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $600,000 $300,000 $3,374 2.81%
DALTON, GA (FHA|USDA|VA) 3 $595,000 $198,333 $7,900 4.46%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $590,000 $295,000 $8,464 3.38%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $590,000 $295,000 $7,453 3.19%
Centralia, WA (FHA|USDA|VA) 2 $580,000 $290,000 $4,130 3.06%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $575,000 $191,667 $5,644 3.71%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $570,000 $285,000 $5,853 5.31%
Forest City, NC (FHA|USDA|VA) 2 $570,000 $285,000 $10,303 3.38%
Rexburg, ID (FHA|USDA|VA) 2 $570,000 $285,000 $10,590 3.75%
MONTGOMERY, AL (FHA|USDA|VA) 3 $565,000 $188,333 $3,709 3.88%
GREAT FALLS, MT (FHA|USDA|VA) 2 $560,000 $280,000 $4,236 4.56%
DOTHAN, AL (FHA|USDA|VA) 2 $560,000 $280,000 $8,037 3.19%
Pottsville, PA (FHA|USDA|VA) 2 $560,000 $280,000 $8,082 2.94%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $555,000 $185,000 $2,865 4.04%
Whitewater, WI (FHA|USDA|VA) 3 $545,000 $181,667 $4,852 3.83%
Rolla, MO (FHA|USDA|VA) 1 $535,000 $535,000 $2,716 4.63%
SPARTANBURG, SC (FHA|USDA|VA) 3 $535,000 $178,333 $4,642 3.54%
Cedar City, UT (FHA|USDA|VA) 2 $520,000 $260,000 $6,691 3.75%
YAKIMA, WA (FHA|USDA|VA) 2 $520,000 $260,000 $10,176 4.25%
Susanville, CA (FHA|USDA|VA) 2 $520,000 $260,000 $5,787 3.19%
Crossville, TN (FHA|USDA|VA) 3 $515,000 $171,667 $6,836 4.29%
NAPA, CA (FHA|USDA|VA) 1 $515,000 $515,000 $15,680 3.38%
Paris, TX (FHA|USDA|VA) 2 $510,000 $255,000 $3,870 3.75%
Brenham, TX (FHA|USDA|VA) 2 $510,000 $255,000 $9,011 4.06%
DULUTH, MN-WI (FHA|USDA|VA) 3 $505,000 $168,333 $5,673 4.42%
ERIE, PA (FHA|USDA|VA) 2 $500,000 $250,000 $9,667 5.69%
MANSFIELD, OH (FHA|USDA|VA) 4 $500,000 $125,000 $7,158 3.94%
Fort Payne, AL (FHA|USDA|VA) 3 $495,000 $165,000 $6,491 3.79%
Wilson, NC (FHA|USDA|VA) 3 $485,000 $161,667 $5,563 3.79%
EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $480,000 $120,000 $5,655 4.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $480,000 $120,000 $5,397 3.38%
Huntsville, TX (FHA|USDA|VA) 2 $480,000 $240,000 $10,405 3.38%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $470,000 $235,000 $8,316 4.19%
GETTYSBURG, PA (FHA|USDA|VA) 4 $470,000 $117,500 $4,175 3.56%
CHEYENNE, WY (FHA|USDA|VA) 1 $465,000 $465,000 $7,421 4.75%
Sheridan, WY (FHA|USDA|VA) 1 $465,000 $465,000 $16,932 3.75%
BURLINGTON, NC (FHA|USDA|VA) 3 $465,000 $155,000 $6,002 3.71%
Palatka, FL (FHA|USDA|VA) 3 $465,000 $155,000 $7,712 4.13%
GREEN BAY, WI (FHA|USDA|VA) 2 $460,000 $230,000 $6,648 4.13%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $460,000 $115,000 $6,383 3.59%
Morehead City, NC (FHA|USDA|VA) 2 $450,000 $225,000 $3,481 3.94%
Vernal, UT (FHA|USDA|VA) 2 $450,000 $225,000 $7,097 4.56%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $445,000 $445,000 $8,305 4.88%
Ardmore, OK (FHA|USDA|VA) 3 $445,000 $148,333 $6,220 4.33%
BATTLE CREEK, MI (FHA|USDA|VA) 4 $440,000 $110,000 $5,985 3.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $440,000 $220,000 $5,778 4.31%
Astoria, OR (FHA|USDA|VA) 1 $435,000 $435,000 $8,611 4.50%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $430,000 $215,000 $4,650 3.19%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $430,000 $215,000 $7,533 4.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $425,000 $141,667 $5,017 3.71%
ST. CLOUD, MN (FHA|USDA|VA) 1 $425,000 $425,000 $4,726 3.25%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $420,000 $210,000 $5,993 3.69%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $415,000 $138,333 $5,592 4.58%
ROCHESTER, MN (FHA|USDA|VA) 2 $410,000 $205,000 $6,448 3.63%
GREENVILLE, NC (FHA|USDA|VA) 2 $410,000 $205,000 $8,567 4.00%
Gaffney, SC (FHA|USDA|VA) 2 $410,000 $205,000 $20,181 4.00%
SUMTER, SC (FHA|USDA|VA) 2 $410,000 $205,000 $9,021 3.44%
JACKSON, MS (FHA|USDA|VA) 2 $410,000 $205,000 $4,770 3.63%
Russellville, AR (FHA|USDA|VA) 2 $400,000 $200,000 $4,924 4.06%
Cullman, AL (FHA|USDA|VA) 2 $400,000 $200,000 $6,864 3.75%
Heber, UT (FHA|USDA|VA) 1 $395,000 $395,000 $3,990 3.38%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $395,000 $131,667 $5,732 3.33%
Ashland, OH (FHA|USDA|VA) 2 $390,000 $195,000 $10,212 4.31%
Clearlake, CA (FHA|USDA|VA) 1 $385,000 $385,000 $11,303 3.50%
Winnemucca, NV (FHA|USDA|VA) 1 $385,000 $385,000 $3,400 2.88%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $380,000 $190,000 $6,165 6.06%
Shelton, WA (FHA|USDA|VA) 2 $380,000 $190,000 $4,761 3.63%
ROME, GA (FHA|USDA|VA) 3 $375,000 $125,000 $4,166 4.33%
Statesboro, GA (FHA|USDA|VA) 2 $370,000 $185,000 $8,908 3.19%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $370,000 $185,000 $10,302 3.44%
Cañon City, CO (FHA|USDA|VA) 2 $370,000 $185,000 $4,210 3.81%
Rockport, TX (FHA|USDA|VA) 2 $370,000 $185,000 $6,017 3.56%
FARMINGTON, NM (FHA|USDA|VA) 3 $365,000 $121,667 $7,115 3.75%
TOPEKA, KS (FHA|USDA|VA) 4 $360,000 $90,000 $4,337 3.66%
BEND, OR (FHA|USDA|VA) 2 $360,000 $180,000 $8,175 3.19%
Cullowhee, NC (FHA|USDA|VA) 1 $355,000 $355,000 $3,996 3.75%
VALDOSTA, GA (FHA|USDA|VA) 3 $355,000 $118,333 $5,341 4.46%
Sonora, CA (FHA|USDA|VA) 1 $355,000 $355,000 $13,699 6.13%
MOBILE, AL (FHA|USDA|VA) 3 $355,000 $118,333 $2,615 3.17%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $350,000 $175,000 $7,761 4.00%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $350,000 $175,000 $5,001 3.56%
MONROE, MI (FHA|USDA|VA) 2 $350,000 $175,000 $7,954 3.88%
Arcadia, FL (FHA|USDA|VA) 1 $345,000 $345,000 $15,589 4.13%
Batesville, AR (FHA|USDA|VA) 3 $345,000 $115,000 $4,010 3.54%
Minden, LA (FHA|USDA|VA) 2 $340,000 $170,000 $5,828 4.50%
PUEBLO, CO (FHA|USDA|VA) 2 $340,000 $170,000 $9,610 4.69%
MORGANTOWN, WV (FHA|USDA|VA) 1 $335,000 $335,000 $10,932 2.75%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $330,000 $165,000 $5,639 3.94%
Altus, OK (FHA|USDA|VA) 1 $325,000 $325,000 $9,594 4.63%
Kalispell, MT (FHA|USDA|VA) 1 $325,000 $325,000 $11,919 3.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $325,000 $325,000 $12,096 4.13%
BANGOR, ME (FHA|USDA|VA) 2 $320,000 $160,000 $3,659 4.13%
Lebanon, NH-VT (FHA|USDA|VA) 2 $320,000 $160,000 $4,401 2.81%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $320,000 $160,000 $4,760 3.75%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $315,000 $315,000 $11,593 4.75%
Ontario, OR-ID (FHA|USDA|VA) 1 $315,000 $315,000 $8,449 3.63%
Brevard, NC (FHA|USDA|VA) 1 $305,000 $305,000 $3,130 3.25%
Washington, NC (FHA|USDA|VA) 1 $305,000 $305,000 $12,088 3.63%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $305,000 $305,000 $9,292 3.75%
Corsicana, TX (FHA|USDA|VA) 1 $305,000 $305,000 $8,262 4.13%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $305,000 $305,000 $7,761 4.38%
Marietta, OH (FHA|USDA|VA) 2 $300,000 $150,000 $4,545 4.13%
Aberdeen, WA (FHA|USDA|VA) 1 $295,000 $295,000 $13,608 4.75%
MERCED, CA (FHA|USDA|VA) 1 $295,000 $295,000 $9,920 3.75%
Nogales, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $2,890 2.75%
Klamath Falls, OR (FHA|USDA|VA) 2 $290,000 $145,000 $4,883 3.25%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $290,000 $145,000 $8,010 3.25%
Branson, MO (FHA|USDA|VA) 2 $290,000 $145,000 $2,514 5.94%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $285,000 $285,000 $0 5.25%
LEBANON, PA (FHA|USDA|VA) 1 $285,000 $285,000 $8,662 3.75%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $285,000 $285,000 $11,991 4.88%
Prineville, OR (FHA|USDA|VA) 1 $285,000 $285,000 $7,950 3.50%
Shawnee, OK (FHA|USDA|VA) 2 $280,000 $140,000 $5,503 3.69%
SAGINAW, MI (FHA|USDA|VA) 3 $275,000 $91,667 $4,417 3.50%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $275,000 $275,000 $10,330 4.13%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $275,000 $275,000 $3,003 3.63%
BINGHAMTON, NY (FHA|USDA|VA) 1 $275,000 $275,000 $8,720 3.88%
CASPER, WY (FHA|USDA|VA) 2 $270,000 $135,000 $4,347 3.94%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $270,000 $135,000 $6,444 3.94%
Malvern, AR (FHA|USDA|VA) 2 $270,000 $135,000 $5,797 3.63%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $270,000 $135,000 $6,858 3.81%
McPherson, KS (FHA|USDA|VA) 1 $265,000 $265,000 $10,562 3.25%
Bellefontaine, OH (FHA|USDA|VA) 1 $265,000 $265,000 $7,710 4.25%
CORVALLIS, OR (FHA|USDA|VA) 1 $265,000 $265,000 $7,742 3.13%
Bemidji, MN (FHA|USDA|VA) 1 $265,000 $265,000 $6,047 2.88%
CHICO, CA (FHA|USDA|VA) 1 $255,000 $255,000 $8,080 3.75%
Tahlequah, OK (FHA|USDA|VA) 1 $255,000 $255,000 $5,787 3.00%
Warrensburg, MO (FHA|USDA|VA) 1 $255,000 $255,000 $4,813 4.63%
Somerset, PA (FHA|USDA|VA) 1 $245,000 $245,000 $10,096 3.63%
GOLDSBORO, NC (FHA|USDA|VA) 1 $245,000 $245,000 $8,693 4.00%
Burley, ID (FHA|USDA|VA) 1 $245,000 $245,000 $4,560 3.88%
Mount Sterling, KY (FHA|USDA|VA) 1 $245,000 $245,000 $3,135 5.38%
Columbus, MS (FHA|USDA|VA) 1 $245,000 $245,000 $15,051 3.50%
Holland, MI (FHA|USDA|VA) 2 $240,000 $120,000 $4,744 3.13%
Bay City, TX (FHA|USDA|VA) 2 $240,000 $120,000 $4,526 3.13%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $235,000 $235,000 $6,936 3.50%
Red Bluff, CA (FHA|USDA|VA) 1 $235,000 $235,000 $6,645 4.25%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $235,000 $235,000 $8,114 3.25%
Beaver Dam, WI (FHA|USDA|VA) 2 $230,000 $115,000 $4,362 3.38%
VICTORIA, TX (FHA|USDA|VA) 1 $225,000 $225,000 $7,116 4.63%
Easton, MD (FHA|USDA|VA) 1 $225,000 $225,000 $8,327 5.00%
Rockingham, NC (FHA|USDA|VA) 1 $225,000 $225,000 $8,750 3.88%
Lexington, NE (FHA|USDA|VA) 1 $225,000 $225,000 $12,008 4.75%
CARSON CITY, NV (FHA|USDA|VA) 1 $225,000 $225,000 $6,887 3.38%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $220,000 $110,000 $7,354 3.94%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $215,000 $215,000 $6,336 4.75%
Madisonville, KY (FHA|USDA|VA) 1 $215,000 $215,000 $4,964 4.50%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $215,000 $215,000 $11,947 3.50%
Arkadelphia, AR (FHA|USDA|VA) 1 $215,000 $215,000 $12,039 3.88%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $210,000 $105,000 $6,109 4.13%
Cookeville, TN (FHA|USDA|VA) 2 $210,000 $105,000 $4,851 4.06%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,994 3.00%
Elizabeth City, NC (FHA|USDA|VA) 1 $205,000 $205,000 $5,462 4.00%
Bartlesville, OK (FHA|USDA|VA) 1 $205,000 $205,000 $8,905 4.75%
Paragould, AR (FHA|USDA|VA) 1 $205,000 $205,000 $6,885 4.25%
Watertown, SD (FHA|USDA|VA) 1 $205,000 $205,000 $4,411 4.00%
Jasper, IN (FHA|USDA|VA) 1 $205,000 $205,000 $3,456 4.00%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $205,000 $205,000 $6,965 3.63%
Grenada, MS (FHA|USDA|VA) 1 $205,000 $205,000 $7,553 3.88%
Rock Springs, WY (FHA|USDA|VA) 1 $205,000 $205,000 $3,671 3.38%
Hobbs, NM (FHA|USDA|VA) 1 $205,000 $205,000 $7,014 5.63%
New Castle, PA (FHA|USDA|VA) 2 $200,000 $100,000 $5,700 3.94%
West Plains, MO (FHA|USDA|VA) 2 $200,000 $100,000 $3,681 3.44%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $200,000 $100,000 $3,381 3.31%
Coos Bay, OR (FHA|USDA|VA) 1 $195,000 $195,000 $11,866 4.75%
Pierre, SD (FHA|USDA|VA) 1 $195,000 $195,000 $3,208 4.88%
Vicksburg, MS (FHA|USDA|VA) 1 $195,000 $195,000 $9,206 4.75%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $195,000 $195,000 $1,551 3.38%
Albert Lea, MN (FHA|USDA|VA) 2 $190,000 $95,000 $4,448 3.94%
Ottawa, IL (FHA|USDA|VA) 2 $190,000 $95,000 $2,791 2.50%
WHEELING, WV-OH (FHA|USDA|VA) 2 $190,000 $95,000 $5,667 3.38%
Jasper, AL (FHA|USDA|VA) 1 $185,000 $185,000 $6,095 3.13%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $9,264 1.88%
Ellensburg, WA (FHA|USDA|VA) 1 $185,000 $185,000 $3,719 2.88%
McAlester, OK (FHA|USDA|VA) 1 $185,000 $185,000 $8,175 3.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $185,000 $185,000 $3,977 6.38%
Cedartown, GA (FHA|USDA|VA) 1 $185,000 $185,000 $6,477 4.25%
Red Wing, MN (FHA|USDA|VA) 1 $185,000 $185,000 $5,458 4.63%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.88%
Greenville, OH (FHA|USDA|VA) 2 $180,000 $90,000 $3,801 3.06%
PEORIA, IL (FHA|USDA|VA) 2 $180,000 $90,000 $3,105 3.88%
Mountain Home, ID (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.50%
ENID, OK (FHA|USDA|VA) 1 $175,000 $175,000 $9,679 3.00%
North Wilkesboro, NC (FHA|USDA|VA) 1 $175,000 $175,000 $5,948 4.00%
Cadillac, MI (FHA|USDA|VA) 1 $175,000 $175,000 $6,069 3.25%
Lawrenceburg, TN (FHA|USDA|VA) 1 $175,000 $175,000 $7,565 3.25%
Camden, AR (FHA|USDA|VA) 1 $175,000 $175,000 $2,357 3.88%
MUSKEGON, MI (FHA|USDA|VA) 1 $175,000 $175,000 $4,655 3.99%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $175,000 $175,000 $6,568 4.25%
Washington Court House, OH (FHA|USDA|VA) 1 $175,000 $175,000 $8,874 2.75%
Cleveland, MS (FHA|USDA|VA) 1 $175,000 $175,000 $4,625 3.38%
Marion, IN (FHA|USDA|VA) 2 $170,000 $85,000 $3,994 3.94%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $165,000 $165,000 $5,059 3.13%
Indiana, PA (FHA|USDA|VA) 1 $165,000 $165,000 $4,733 2.50%
Guymon, OK (FHA|USDA|VA) 1 $165,000 $165,000 $5,617 4.25%
HINESVILLE, GA (FHA|USDA|VA) 1 $165,000 $165,000 $4,678 4.50%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $165,000 $165,000 $5,623 3.38%
Henderson, NC (FHA|USDA|VA) 1 $165,000 $165,000 $9,136 4.25%
Big Spring, TX (FHA|USDA|VA) 1 $155,000 $155,000 $6,654 4.13%
Scottsboro, AL (FHA|USDA|VA) 1 $155,000 $155,000 $3,279 2.88%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,643 2.88%
Calhoun, GA (FHA|USDA|VA) 1 $155,000 $155,000 $8,273 4.50%
Toccoa, GA (FHA|USDA|VA) 1 $155,000 $155,000 $6,827 3.25%
MIDLAND, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,677 3.99%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,241 3.75%
Adrian, MI (FHA|USDA|VA) 1 $145,000 $145,000 $6,296 3.75%
GADSDEN, AL (FHA|USDA|VA) 1 $145,000 $145,000 $4,151 3.63%
Greenwood, SC (FHA|USDA|VA) 1 $145,000 $145,000 $3,971 3.88%
Opelousas, LA (FHA|USDA|VA) 1 $145,000 $145,000 $5,683 2.38%
North Platte, NE (FHA|USDA|VA) 1 $145,000 $145,000 $7,724 3.75%
Bluffton, IN (FHA|USDA|VA) 1 $145,000 $145,000 $4,686 3.75%
Uvalde, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,934 3.00%
Chillicothe, OH (FHA|USDA|VA) 2 $140,000 $70,000 $4,028 4.13%
Fergus Falls, MN (FHA|USDA|VA) 1 $135,000 $135,000 $3,884 4.75%
Rutland, VT (FHA|USDA|VA) 1 $135,000 $135,000 $3,851 2.88%
Safford, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $6,472 3.00%
Portales, NM (FHA|USDA|VA) 1 $135,000 $135,000 $5,720 2.75%
Searcy, AR (FHA|USDA|VA) 1 $135,000 $135,000 $7,559 4.13%
Sterling, CO (FHA|USDA|VA) 1 $135,000 $135,000 $6,207 3.13%
Bennington, VT (FHA|USDA|VA) 1 $135,000 $135,000 $6,976 6.25%
Beatrice, NE (FHA|USDA|VA) 1 $135,000 $135,000 $3,929 2.75%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $135,000 $135,000 $5,147 3.75%
Angola, IN (FHA|USDA|VA) 1 $135,000 $135,000 $5,344 3.63%
Richmond, IN (FHA|USDA|VA) 2 $130,000 $65,000 $3,298 3.75%
Ruidoso, NM (FHA|USDA|VA) 1 $125,000 $125,000 $3,293 3.38%
JONESBORO, AR (FHA|USDA|VA) 1 $125,000 $125,000 $3,600 4.38%
Bluefield, WV-VA (FHA|USDA|VA) 1 $125,000 $125,000 $9,339 3.00%
Alpena, MI (FHA|USDA|VA) 1 $125,000 $125,000 $4,641 4.13%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $125,000 $125,000 $4,204 4.50%
Tifton, GA (FHA|USDA|VA) 1 $125,000 $125,000 $4,789 2.88%
Muscatine, IA (FHA|USDA|VA) 1 $125,000 $125,000 $4,705 3.13%
Harrison, AR (FHA|USDA|VA) 1 $125,000 $125,000 $7,050 3.50%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $115,000 $115,000 $3,302 3.00%
Shawano, WI (FHA|USDA|VA) 1 $115,000 $115,000 $5,205 3.88%
Freeport, IL (FHA|USDA|VA) 1 $115,000 $115,000 $7,198 2.88%
Roseburg, OR (FHA|USDA|VA) 1 $115,000 $115,000 $5,269 3.88%
Morgan City, LA (FHA|USDA|VA) 1 $115,000 $115,000 $4,069 3.75%
Marion, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,737 3.88%
Quincy, IL-MO (FHA|USDA|VA) 1 $115,000 $115,000 $7,487 4.75%
READING, PA (FHA|USDA|VA) 1 $115,000 $115,000 $5,397 4.38%
Centralia, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,713 5.13%
CLEVELAND, TN (FHA|USDA|VA) 1 $115,000 $115,000 $3,933 2.88%
El Dorado, AR (FHA|USDA|VA) 1 $115,000 $115,000 $4,941 3.25%
St. Marys, GA (FHA|USDA|VA) 1 $115,000 $115,000 $6,786 2.88%
Norwalk, OH (FHA|USDA|VA) 1 $115,000 $115,000 $5,900 2.75%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,005 3.63%
Alma, MI (FHA|USDA|VA) 1 $105,000 $105,000 $4,627 5.50%
Mount Vernon, OH (FHA|USDA|VA) 1 $105,000 $105,000 $6,678 4.00%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $105,000 $105,000 $3,602 2.88%
Cambridge, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,861 3.75%
Moultrie, GA (FHA|USDA|VA) 1 $105,000 $105,000 $2,790 3.75%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,012 3.25%
Fairmont, WV (FHA|USDA|VA) 1 $105,000 $105,000 $6,224 3.50%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $105,000 $105,000 $4,427 5.25%
Frankfort, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,680 3.00%
Warsaw, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,522 4.13%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $105,000 $105,000 $3,842 3.38%
Georgetown, SC (FHA|USDA|VA) 1 $105,000 $105,000 $6,052 2.63%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $95,000 $95,000 $3,617 3.25%
Sterling, IL (FHA|USDA|VA) 1 $95,000 $95,000 $5,455 2.75%
Frankfort, KY (FHA|USDA|VA) 1 $95,000 $95,000 $2,143 4.25%
YUMA, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $3,304 5.50%
COLUMBIA, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,336 3.88%
Cornelia, GA (FHA|USDA|VA) 1 $95,000 $95,000 $5,986 3.13%
Auburn, IN (FHA|USDA|VA) 1 $95,000 $95,000 $4,521 3.75%
Washington, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,812 3.25%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $95,000 $95,000 $5,122 3.88%
McComb, MS (FHA|USDA|VA) 1 $95,000 $95,000 $5,793 3.25%
Wilmington, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,193 3.75%
Salem, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.63%
Bradford, PA (FHA|USDA|VA) 1 $85,000 $85,000 $6,166 4.63%
DANVILLE, IL (FHA|USDA|VA) 1 $85,000 $85,000 $6,543 4.75%
DECATUR, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,627 3.88%
Atchison, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,242 4.63%
Dixon, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,333 4.75%
Sidney, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.88%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $85,000 $85,000 $5,193 4.25%
MUNCIE, IN (FHA|USDA|VA) 1 $75,000 $75,000 $3,877 3.63%
OWENSBORO, KY (FHA|USDA|VA) 1 $75,000 $75,000 $4,350 3.88%
Lumberton, NC (FHA|USDA|VA) 1 $75,000 $75,000 $6,351 4.38%
LAWTON, OK (FHA|USDA|VA) 1 $75,000 $75,000 $5,019 3.50%
Minot, ND (FHA|USDA|VA) 1 $75,000 $75,000 $4,371 3.75%
BAY CITY, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,770 2.63%
Sturgis, MI (FHA|USDA|VA) 1 $65,000 $65,000 $1,845 4.13%
Meadville, PA (FHA|USDA|VA) 1 $65,000 $65,000 $3,360 3.63%
Magnolia, AR (FHA|USDA|VA) 1 $65,000 $65,000 $4,270 3.38%
Bedford, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,176 3.25%
Danville, VA (FHA|USDA|VA) 1 $55,000 $55,000 $3,093 2.75%
Sikeston, MO (FHA|USDA|VA) 1 $55,000 $55,000 $3,085 3.50%
Andrews, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.13%
Gainesville, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.63%
DeRidder, LA (FHA|USDA|VA) 1 $55,000 $55,000 $2,720 3.88%
Dyersburg, TN (FHA|USDA|VA) 1 $55,000 $55,000 $4,584 2.88%
First Guaranty Mortgage Corporation's top markets include Las Vegas, New York, Dallas, Miami, and Los Angeles among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,114 $983,850,000 $315,944 $7,189 4.36%
    FHA 1,135 $282,345,000 $248,762 $9,827 3.92%
    VA 408 $118,760,000 $291,078 $8,088 3.66%
    USDA 97 $16,715,000 $172,320 $5,602 3.79%

    For 2022, First Guaranty Mortgage Corporation's most frequently originated type of loan was Conventional, with 3,114 originations. Their 2nd most popular type was FHA, with 1,135 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 1,843 $495,625,000 $268,923 $8,149 4.15%
    Home Purchase 1,625 $622,225,000 $382,908 $9,625 4.71%
    Refi 1,101 $242,995,000 $220,704 $5,468 3.49%
    Home Improvement 185 $40,825,000 $220,676 $6,644 4.00%

    For 2022, First Guaranty Mortgage Corporation's most frequently cited loan purpose was Cash Out Refi, with 1,843 originations. The 2nd most popular reason was Home Purchase, with 1,625 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,055 $1,268,845,000 $312,909 $8,401 4.33%
    15 Year 387 $70,455,000 $182,054 $5,038 3.24%
    20 Year 161 $29,115,000 $180,839 $5,365 3.55%
    Other 122 $26,880,000 $220,328 $5,913 3.49%
    10 Year 25 $3,785,000 $151,400 $4,133 3.02%
    30+ year 4 $2,590,000 $647,500 $12,884 5.28%

    For 2022, First Guaranty Mortgage Corporation's most frequently cited loan duration was 30 Year, with 4,055 originations. The 2nd most popular length was 15 Year, with 387 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,216 $500,820,000 $411,859
    $1k-2k 1,148 $303,550,000 $264,416
    $2k-3k 716 $155,420,000 $217,067
    $3k-4k 587 $133,165,000 $226,857
    $4k-5k 403 $106,345,000 $263,883
    $<1k 296 $80,780,000 $272,905

    First Guaranty Mortgage Corporation's average total fees were $8,401, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,216 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,925 $501,445,000 $260,491
    4-5% 1,372 $420,420,000 $306,429
    5-6% 592 $226,850,000 $383,193
    2.5-3% 501 $115,365,000 $230,269
    6-7% 196 $86,760,000 $442,653
    <2.5% 81 $16,795,000 $207,346
    7-8% 59 $22,575,000 $382,627
    Over 8% 28 $11,460,000 $409,286

    During 2022, First Guaranty Mortgage Corporation's average interest rate for loans was 4.33%, while their most frequently originated rate bucket for loans was 3-4%, with 1,925 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,076 $591,020,000 $284,692 $8,338 4.21%
    $100k-200k 1,463 $221,045,000 $151,090 $5,488 4.00%
    $400k-600k 566 $268,300,000 $474,028 $10,800 4.41%
    $100,000 or less 340 $27,020,000 $79,471 $3,831 3.73%
    $600k-1MM 217 $159,575,000 $735,369 $13,305 4.93%
    $1MM+ 92 $134,710,000 $1,464,239 $22,895 5.11%

    2022 saw First Guaranty Mortgage Corporation place emphasis on $200k-400k loans with 2,076 originations, totaling $591,020,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,042 $212,400,000 $203,839 $7,003 4.00%
    $100k-150k 925 $293,295,000 $317,076 $8,840 4.23%
    $75k-100k 812 $210,200,000 $258,867 $7,958 4.07%
    $50k or less 638 $92,140,000 $144,420 $5,486 3.86%
    $150k-250k 528 $217,190,000 $411,345 $9,871 4.46%
    $250k+ 371 $255,385,000 $688,369 $12,855 5.16%

    First Guaranty Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 1,042 originations. The second most popular income band? $100k-150k, with 925 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 732 $205,440,000 $280,656 $7,155 4.08%
    20-30% 725 $194,545,000 $268,338 $6,867 4.20%
    <20% 293 $98,785,000 $337,150 $7,822 4.59%
    44% 248 $75,990,000 $306,411 $8,277 4.17%
    50-60% 225 $70,245,000 $312,200 $11,388 4.09%
    42% 193 $53,975,000 $279,663 $7,696 4.15%
    43% 189 $58,785,000 $311,032 $8,471 4.15%
    49% 182 $74,750,000 $410,714 $10,172 4.37%
    41% 181 $51,675,000 $285,497 $8,291 4.11%
    38% 172 $45,990,000 $267,384 $7,525 4.18%
    40% 168 $43,970,000 $261,726 $7,793 4.25%
    39% 160 $39,730,000 $248,313 $7,613 4.06%
    37% 155 $41,555,000 $268,097 $7,467 4.11%
    45% 153 $47,855,000 $312,778 $8,603 4.05%
    46% 151 $48,205,000 $319,238 $9,879 4.13%
    36% 138 $41,210,000 $298,623 $8,336 4.19%
    48% 135 $46,505,000 $344,481 $9,313 4.35%
    47% 114 $39,040,000 $342,456 $9,934 4.36%
    >60% 6 $2,650,000 $441,667 $14,035 5.21%

    First Guaranty Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 732 originations. The next most common DTI ratio? 20-30%, with 725 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,835 $834,985,000 $294,527 $7,808 4.20%
    Not provided 1,104 $309,790,000 $280,607 $7,909 4.06%
    Black 466 $124,740,000 $267,682 $8,263 4.09%
    Asian 295 $119,195,000 $404,051 $8,697 4.63%
    American Indian 40 $8,640,000 $216,000 $7,450 4.15%
    Native Hawaiian or Islander 10 $2,880,000 $288,000 $7,379 4.54%
    Filipino 2 $780,000 $390,000 $8,981 3.75%
    Native Hawaiian 1 $495,000 $495,000 $11,151 4.13%
    Asian Indian 1 $165,000 $165,000 $0 7.50%

    Approval Rates

    Total approvals of all applications
    85.42%

    First Guaranty Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    25.54%

    First Guaranty Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,754 $1,401,670,000 $294,840

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,754 $1,401,670,000 $294,840

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 184 $31,560,000 $171,522 $4,859 3.80%
    40-60% 743 $182,305,000 $245,363 $6,150 3.96%
    60-80% 1,949 $565,395,000 $290,095 $7,732 4.32%
    80-100% 1,503 $534,285,000 $355,479 $9,815 4.38%
    Over 100% 23 $6,995,000 $304,130 $14,345 3.95%
    Under 20% 21 $1,485,000 $70,714 $2,788 2.57%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    FIRST GUARANTY MORTGAGE CORP Conventional home mortgage Struggling to pay mortgage 1 100.0%