First Guaranty Mortgage Corporation Rates, Fees & Info

GLEN ALLEN, VA

LEI: 549300MMIZD8222YV754

Tax ID: 54-1429575

4.7 stars - out of 5 stars, based on 153 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

First Guaranty Mortgage Corporation is a mid-sized mortgage company specializing in Refi, Cash Out Refi, and Home Purchase loans. First Guaranty Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Los Angeles, Washington, New York, San Diego, and Boston among others. First Guaranty Mortgage Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. First Guaranty Mortgage Corporation is typically an average fee lendor.


Originations

23,441

Origination Dollar Volume (All Markets)

$6,485,055,000
Show all (196) awards

Relative Rate

First Guaranty Mortgage Corporation's average 30 year fixed rate mortgage of loans were 2.99%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.16%.

Relative Fees

First Guaranty Mortgage Corporation's average total fees for a 30 year fixed rate mortgage are $5,519.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 693 $356,745,000 $514,784 $6,897 3.01%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 937 $342,825,000 $365,875 $5,653 2.81%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 767 $269,545,000 $351,428 $8,412 3.01%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 521 $257,545,000 $494,328 $6,232 2.76%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 621 $229,565,000 $369,670 $6,006 3.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 846 $205,790,000 $243,251 $4,796 2.97%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 604 $204,760,000 $339,007 $5,697 2.87%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 716 $203,630,000 $284,399 $5,180 2.95%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 480 $162,180,000 $337,875 $7,875 3.16%
Outside of Metro Areas 783 $151,265,000 $193,186 $4,432 2.93%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 521 $149,645,000 $287,226 $5,004 2.96%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 512 $133,310,000 $260,371 $6,777 2.87%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 507 $132,855,000 $262,041 $4,885 2.94%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 450 $121,020,000 $268,933 $4,940 2.90%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 419 $107,375,000 $256,265 $5,715 3.04%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 315 $101,165,000 $321,159 $5,215 2.79%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 248 $86,610,000 $349,234 $5,073 2.86%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 308 $85,290,000 $276,916 $5,174 2.93%
ST. LOUIS, MO-IL (FHA|USDA|VA) 369 $83,865,000 $227,276 $3,785 2.97%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 231 $76,215,000 $329,935 $4,994 2.86%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 179 $72,265,000 $403,715 $6,127 2.91%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 254 $70,180,000 $276,299 $6,047 3.01%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 213 $66,755,000 $313,404 $5,419 2.86%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 137 $65,445,000 $477,701 $5,789 2.89%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 178 $60,790,000 $341,517 $6,076 2.85%
JACKSONVILLE, FL (FHA|USDA|VA) 204 $56,390,000 $276,422 $5,014 2.82%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 244 $56,100,000 $229,918 $3,785 3.04%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 256 $53,400,000 $208,594 $4,392 2.89%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 183 $49,875,000 $272,541 $4,431 2.70%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 168 $49,150,000 $292,560 $5,009 2.96%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 187 $45,495,000 $243,289 $4,766 2.74%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 231 $45,365,000 $196,385 $3,697 3.01%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 122 $39,940,000 $327,377 $5,883 2.96%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 79 $39,435,000 $499,177 $6,519 3.01%
OKLAHOMA CITY, OK (FHA|USDA|VA) 203 $37,965,000 $187,020 $5,128 2.97%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 159 $36,555,000 $229,906 $5,920 2.90%
RICHMOND, VA (FHA|USDA|VA) 126 $33,770,000 $268,016 $4,478 2.88%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 121 $32,175,000 $265,909 $5,287 3.01%
COLUMBUS, OH (FHA|USDA|VA) 150 $31,220,000 $208,133 $4,296 2.97%
PITTSBURGH, PA (FHA|USDA|VA) 175 $30,655,000 $175,171 $5,089 2.92%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 160 $30,250,000 $189,063 $3,986 2.89%
RALEIGH-CARY, NC (FHA|USDA|VA) 112 $29,980,000 $267,679 $5,131 2.89%
ASHEVILLE, NC (FHA|USDA|VA) 105 $28,775,000 $274,048 $3,965 2.81%
STOCKTON, CA (FHA|USDA|VA) 84 $28,090,000 $334,405 $5,155 3.04%
WORCESTER, MA-CT (FHA|USDA|VA) 92 $25,980,000 $282,391 $5,103 3.00%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 47 $24,905,000 $529,894 $4,514 2.97%
COLORADO SPRINGS, CO (FHA|USDA|VA) 81 $24,695,000 $304,877 $5,118 2.72%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 61 $24,515,000 $401,885 $9,121 2.99%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 92 $23,770,000 $258,370 $3,744 3.04%
KANSAS CITY, MO-KS (FHA|USDA|VA) 120 $23,670,000 $197,250 $4,522 2.90%
SALT LAKE CITY, UT (FHA|USDA|VA) 66 $22,570,000 $341,970 $6,077 3.16%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 128 $22,410,000 $175,078 $4,017 2.92%
FRESNO, CA (FHA|USDA|VA) 75 $22,155,000 $295,400 $5,187 2.95%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 65 $21,755,000 $334,692 $4,884 2.85%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 120 $21,630,000 $180,250 $4,962 3.03%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 78 $21,170,000 $271,410 $4,497 2.94%
HUNTSVILLE, AL (FHA|USDA|VA) 85 $19,975,000 $235,000 $3,731 2.75%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 73 $19,935,000 $273,082 $6,514 2.95%
TULSA, OK (FHA|USDA|VA) 105 $19,215,000 $183,000 $4,902 3.03%
SALINAS, CA (FHA|USDA|VA) 39 $17,855,000 $457,821 $5,688 2.84%
KNOXVILLE, TN (FHA|USDA|VA) 94 $17,750,000 $188,830 $4,432 2.91%
BAKERSFIELD, CA (FHA|USDA|VA) 71 $17,685,000 $249,085 $4,086 2.89%
BOISE CITY, ID (FHA|USDA|VA) 60 $17,140,000 $285,667 $6,167 3.08%
VALLEJO, CA (FHA|USDA|VA) 48 $16,980,000 $353,750 $4,422 2.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 57 $16,775,000 $294,298 $6,430 2.96%
SPRINGFIELD, MO (FHA|USDA|VA) 95 $16,555,000 $174,263 $4,081 2.94%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 73 $16,095,000 $220,479 $6,358 3.07%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 83 $16,095,000 $193,916 $4,464 2.99%
FAYETTEVILLE, NC (FHA|USDA|VA) 87 $15,745,000 $180,977 $3,283 2.68%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 73 $15,625,000 $214,041 $4,454 2.79%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 42 $15,480,000 $368,571 $5,964 2.73%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 66 $15,280,000 $231,515 $3,958 2.90%
PROVO-OREM, UT (FHA|USDA|VA) 44 $14,940,000 $339,545 $6,598 3.11%
ALBUQUERQUE, NM (FHA|USDA|VA) 75 $14,785,000 $197,133 $4,365 3.00%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 66 $14,550,000 $220,455 $4,437 2.81%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 30 $14,500,000 $483,333 $8,690 2.82%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 57 $14,395,000 $252,544 $4,773 2.95%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 61 $14,155,000 $232,049 $5,988 2.94%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 82 $13,800,000 $168,293 $3,290 2.98%
SPRINGFIELD, MA (FHA|USDA|VA) 59 $13,565,000 $229,915 $4,709 2.85%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 75 $13,165,000 $175,533 $3,623 2.90%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 24 $13,160,000 $548,333 $5,267 2.92%
TUCSON, AZ (FHA|USDA|VA) 61 $13,135,000 $215,328 $4,070 2.90%
PORT ST. LUCIE, FL (FHA|USDA|VA) 49 $12,935,000 $263,980 $6,028 3.03%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 55 $12,725,000 $231,364 $6,137 3.01%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 39 $12,695,000 $325,513 $6,210 3.45%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 44 $12,060,000 $274,091 $6,474 2.88%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 58 $11,370,000 $196,034 $4,521 2.92%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 39 $11,135,000 $285,513 $5,128 3.04%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 51 $11,075,000 $217,157 $5,301 3.10%
AKRON, OH (FHA|USDA|VA) 61 $10,605,000 $173,852 $4,581 2.88%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 30 $10,100,000 $336,667 $5,354 3.25%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 63 $9,905,000 $157,222 $3,884 2.73%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 42 $9,900,000 $235,714 $4,604 2.82%
COLUMBIA, SC (FHA|USDA|VA) 47 $9,685,000 $206,064 $3,998 2.84%
MODESTO, CA (FHA|USDA|VA) 33 $9,685,000 $293,485 $4,831 2.86%
SALEM, OR (FHA|USDA|VA) 33 $9,655,000 $292,576 $4,852 2.92%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 44 $9,520,000 $216,364 $4,212 2.80%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 43 $9,285,000 $215,930 $4,581 2.90%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 39 $9,275,000 $237,821 $5,242 2.86%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 45 $9,225,000 $205,000 $4,334 3.02%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 43 $9,105,000 $211,744 $4,330 2.59%
GREELEY, CO (FHA|USDA|VA) 30 $9,030,000 $301,000 $5,031 2.85%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 19 $9,015,000 $474,474 $6,548 2.91%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 42 $8,950,000 $213,095 $4,159 2.69%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 36 $8,950,000 $248,611 $4,282 2.95%
ANCHORAGE, AK (FHA|USDA|VA) 27 $8,775,000 $325,000 $6,947 2.54%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 38 $8,570,000 $225,526 $4,734 2.86%
Glenwood Springs, CO (FHA|USDA|VA) 22 $8,330,000 $378,636 $5,707 2.97%
PANAMA CITY, FL (FHA|USDA|VA) 22 $8,250,000 $375,000 $7,238 2.97%
Minot, ND (FHA|USDA|VA) 37 $8,225,000 $222,297 $4,470 2.73%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 24 $8,180,000 $340,833 $5,402 2.68%
FORT COLLINS, CO (FHA|USDA|VA) 27 $8,145,000 $301,667 $4,584 3.04%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 33 $8,035,000 $243,485 $4,700 3.02%
BEND, OR (FHA|USDA|VA) 24 $8,020,000 $334,167 $6,431 2.98%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 31 $7,975,000 $257,258 $6,453 2.89%
LONGVIEW, TX (FHA|USDA|VA) 37 $7,745,000 $209,324 $4,342 2.89%
VISALIA, CA (FHA|USDA|VA) 30 $7,660,000 $255,333 $4,386 2.99%
RENO, NV (FHA|USDA|VA) 18 $7,650,000 $425,000 $5,465 3.01%
SALISBURY, MD-DE (FHA|USDA|VA) 28 $7,560,000 $270,000 $5,097 2.84%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 55 $7,555,000 $137,364 $3,398 3.03%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 42 $7,440,000 $177,143 $3,554 2.90%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 26 $7,350,000 $282,692 $5,615 2.77%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 31 $7,345,000 $236,935 $4,377 2.92%
SAVANNAH, GA (FHA|USDA|VA) 32 $7,110,000 $222,188 $4,327 2.81%
DAYTON-KETTERING, OH (FHA|USDA|VA) 38 $6,860,000 $180,526 $3,870 2.87%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 36 $6,680,000 $185,556 $4,379 2.96%
WILMINGTON, NC (FHA|USDA|VA) 32 $6,660,000 $208,125 $3,504 2.85%
MADISON, WI (FHA|USDA|VA) 26 $6,600,000 $253,846 $5,076 2.67%
OCEAN CITY, NJ (FHA|USDA|VA) 13 $6,585,000 $506,538 $4,632 2.75%
Concord, NH (FHA|USDA|VA) 31 $6,555,000 $211,452 $4,132 2.90%
SPARTANBURG, SC (FHA|USDA|VA) 37 $6,555,000 $177,162 $3,979 2.85%
JACKSONVILLE, NC (FHA|USDA|VA) 31 $6,545,000 $211,129 $3,991 2.76%
Port Angeles, WA (FHA|USDA|VA) 22 $6,420,000 $291,818 $6,575 3.02%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 22 $6,390,000 $290,455 $5,209 2.99%
READING, PA (FHA|USDA|VA) 27 $6,295,000 $233,148 $6,325 3.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 29 $6,265,000 $216,034 $5,232 2.74%
JACKSON, MS (FHA|USDA|VA) 27 $6,235,000 $230,926 $5,345 2.85%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 21 $6,205,000 $295,476 $4,999 2.90%
FLAGSTAFF, AZ (FHA|USDA|VA) 17 $6,135,000 $360,882 $5,297 2.98%
YORK-HANOVER, PA (FHA|USDA|VA) 27 $6,045,000 $223,889 $5,140 2.80%
OCALA, FL (FHA|USDA|VA) 36 $6,000,000 $166,667 $5,460 3.01%
ROANOKE, VA (FHA|USDA|VA) 34 $5,920,000 $174,118 $3,664 2.85%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 21 $5,905,000 $281,190 $4,170 2.93%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 29 $5,865,000 $202,241 $3,236 2.91%
YUBA CITY, CA (FHA|USDA|VA) 19 $5,745,000 $302,368 $5,464 2.99%
BATON ROUGE, LA (FHA|USDA|VA) 27 $5,595,000 $207,222 $4,893 2.90%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 33 $5,415,000 $164,091 $3,563 3.04%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 24 $5,360,000 $223,333 $4,376 3.02%
EL PASO, TX (FHA|USDA|VA) 30 $5,340,000 $178,000 $4,023 2.73%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 28 $5,320,000 $190,000 $4,038 2.91%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 16 $5,310,000 $331,875 $5,638 3.10%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 28 $5,300,000 $189,286 $4,126 2.82%
Truckee-Grass Valley, CA (FHA|USDA|VA) 15 $5,295,000 $353,000 $4,015 2.73%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 33 $5,265,000 $159,545 $3,650 2.74%
ST. GEORGE, UT (FHA|USDA|VA) 13 $5,185,000 $398,846 $7,451 3.00%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 23 $5,135,000 $223,261 $5,904 2.91%
WINSTON-SALEM, NC (FHA|USDA|VA) 24 $5,020,000 $209,167 $4,114 2.82%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 20 $4,970,000 $248,500 $5,374 2.85%
CHICO, CA (FHA|USDA|VA) 20 $4,950,000 $247,500 $4,120 3.05%
TOLEDO, OH (FHA|USDA|VA) 35 $4,915,000 $140,429 $3,630 3.14%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 22 $4,850,000 $220,455 $4,923 2.82%
FORT WAYNE, IN (FHA|USDA|VA) 30 $4,790,000 $159,667 $3,772 2.86%
PUNTA GORDA, FL (FHA|USDA|VA) 16 $4,790,000 $299,375 $6,851 3.72%
Key West, FL (FHA|USDA|VA) 9 $4,715,000 $523,889 $16,664 3.25%
EL CENTRO, CA (FHA|USDA|VA) 20 $4,660,000 $233,000 $7,798 2.76%
BISMARCK, ND (FHA|USDA|VA) 18 $4,590,000 $255,000 $4,431 2.66%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 14 $4,370,000 $312,143 $6,926 2.74%
TYLER, TX (FHA|USDA|VA) 22 $4,350,000 $197,727 $3,972 2.89%
SANTA FE, NM (FHA|USDA|VA) 12 $4,270,000 $355,833 $8,626 2.86%
MONTGOMERY, AL (FHA|USDA|VA) 22 $4,260,000 $193,636 $3,836 2.74%
AMARILLO, TX (FHA|USDA|VA) 28 $4,250,000 $151,786 $4,333 2.88%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 9 $4,235,000 $470,556 $5,561 3.12%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 29 $4,205,000 $145,000 $4,992 2.89%
CHEYENNE, WY (FHA|USDA|VA) 16 $4,190,000 $261,875 $6,392 2.73%
Moberly, MO (FHA|USDA|VA) 24 $4,120,000 $171,667 $1,991 2.71%
LYNCHBURG, VA (FHA|USDA|VA) 22 $4,110,000 $186,818 $3,625 2.81%
REDDING, CA (FHA|USDA|VA) 18 $4,020,000 $223,333 $4,833 3.13%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 26 $3,970,000 $152,692 $4,120 3.08%
CORPUS CHRISTI, TX (FHA|USDA|VA) 17 $3,935,000 $231,471 $5,261 2.93%
EAST STROUDSBURG, PA (FHA|USDA|VA) 20 $3,810,000 $190,500 $5,502 3.06%
CANTON-MASSILLON, OH (FHA|USDA|VA) 23 $3,795,000 $165,000 $4,710 2.95%
LUBBOCK, TX (FHA|USDA|VA) 21 $3,775,000 $179,762 $4,798 3.17%
MERCED, CA (FHA|USDA|VA) 13 $3,735,000 $287,308 $5,807 2.84%
LAFAYETTE, LA (FHA|USDA|VA) 21 $3,695,000 $175,952 $4,943 2.82%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 19 $3,665,000 $192,895 $3,504 2.82%
TUSCALOOSA, AL (FHA|USDA|VA) 17 $3,665,000 $215,588 $4,633 2.87%
TALLAHASSEE, FL (FHA|USDA|VA) 18 $3,660,000 $203,333 $4,291 2.86%
BELLINGHAM, WA (FHA|USDA|VA) 10 $3,570,000 $357,000 $5,536 3.00%
MIDLAND, TX (FHA|USDA|VA) 16 $3,500,000 $218,750 $5,698 2.99%
WICHITA, KS (FHA|USDA|VA) 20 $3,470,000 $173,500 $3,881 2.98%
Show Low, AZ (FHA|USDA|VA) 6 $3,400,000 $566,667 $6,603 3.73%
WARNER ROBINS, GA (FHA|USDA|VA) 17 $3,375,000 $198,529 $3,935 2.79%
Sheridan, WY (FHA|USDA|VA) 8 $3,350,000 $418,750 $4,109 2.89%
Brevard, NC (FHA|USDA|VA) 7 $3,345,000 $477,857 $4,614 3.14%
MOBILE, AL (FHA|USDA|VA) 21 $3,345,000 $159,286 $4,168 2.94%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 20 $3,320,000 $166,000 $4,622 2.93%
FLINT, MI (FHA|USDA|VA) 19 $3,295,000 $173,421 $4,959 2.98%
Outside of Metro Areas 12 $3,220,000 $268,333 $5,609 3.04%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 18 $3,200,000 $177,778 $2,909 2.95%
LANCASTER, PA (FHA|USDA|VA) 17 $3,145,000 $185,000 $4,057 2.78%
MEDFORD, OR (FHA|USDA|VA) 12 $3,130,000 $260,833 $4,275 2.95%
ALBANY-LEBANON, OR (FHA|USDA|VA) 11 $3,125,000 $284,091 $6,474 2.82%
GAINESVILLE, FL (FHA|USDA|VA) 18 $3,070,000 $170,556 $5,767 3.13%
ANN ARBOR, MI (FHA|USDA|VA) 14 $3,050,000 $217,857 $4,029 3.03%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 14 $3,030,000 $216,429 $4,235 2.94%
Martinsville, VA (FHA|USDA|VA) 23 $3,005,000 $130,652 $3,710 2.87%
PUEBLO, CO (FHA|USDA|VA) 14 $2,970,000 $212,143 $5,341 2.99%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 6 $2,960,000 $493,333 $4,255 3.13%
JACKSON, TN (FHA|USDA|VA) 15 $2,935,000 $195,667 $4,229 2.94%
Warsaw, IN (FHA|USDA|VA) 16 $2,890,000 $180,625 $3,044 3.18%
GRAND JUNCTION, CO (FHA|USDA|VA) 13 $2,855,000 $219,615 $5,622 2.70%
FARMINGTON, NM (FHA|USDA|VA) 15 $2,805,000 $187,000 $5,554 2.81%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 16 $2,800,000 $175,000 $3,943 2.98%
SAN ANGELO, TX (FHA|USDA|VA) 14 $2,780,000 $198,571 $5,462 3.11%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 18 $2,770,000 $153,889 $5,145 3.04%
Gillette, WY (FHA|USDA|VA) 15 $2,765,000 $184,333 $5,208 2.92%
BILLINGS, MT (FHA|USDA|VA) 12 $2,700,000 $225,000 $6,073 2.90%
MADERA, CA (FHA|USDA|VA) 12 $2,690,000 $224,167 $3,819 3.03%
Bozeman, MT (FHA|USDA|VA) 4 $2,650,000 $662,500 $15,317 3.22%
JOHNSON CITY, TN (FHA|USDA|VA) 14 $2,650,000 $189,286 $3,981 2.86%
Oak Harbor, WA (FHA|USDA|VA) 9 $2,635,000 $292,778 $5,935 2.62%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 13 $2,615,000 $201,154 $4,115 3.04%
ODESSA, TX (FHA|USDA|VA) 15 $2,595,000 $173,000 $4,256 2.95%
Torrington, CT (FHA|USDA|VA) 11 $2,575,000 $234,091 $5,221 2.82%
NEW BERN, NC (FHA|USDA|VA) 17 $2,555,000 $150,294 $2,915 2.72%
ST. CLOUD, MN (FHA|USDA|VA) 14 $2,500,000 $178,571 $3,731 2.90%
WINCHESTER, VA-WV (FHA|USDA|VA) 11 $2,495,000 $226,818 $3,545 2.91%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 12 $2,480,000 $206,667 $4,248 2.77%
COLUMBUS, GA-AL (FHA|USDA|VA) 14 $2,470,000 $176,429 $2,997 2.93%
PITTSFIELD, MA (FHA|USDA|VA) 9 $2,445,000 $271,667 $7,253 3.38%
Red Wing, MN (FHA|USDA|VA) 13 $2,415,000 $185,769 $4,375 2.79%
Jefferson, GA (FHA|USDA|VA) 8 $2,400,000 $300,000 $6,091 3.25%
JOPLIN, MO (FHA|USDA|VA) 14 $2,380,000 $170,000 $4,003 3.00%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 9 $2,375,000 $263,889 $4,242 2.90%
SHERMAN-DENISON, TX (FHA|USDA|VA) 12 $2,360,000 $196,667 $4,450 2.93%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 9 $2,325,000 $258,333 $4,951 2.93%
FORT SMITH, AR-OK (FHA|USDA|VA) 15 $2,265,000 $151,000 $4,054 2.93%
WACO, TX (FHA|USDA|VA) 12 $2,260,000 $188,333 $3,994 3.22%
Roseburg, OR (FHA|USDA|VA) 9 $2,245,000 $249,444 $5,076 2.79%
SUMTER, SC (FHA|USDA|VA) 11 $2,235,000 $203,182 $4,864 3.16%
LEBANON, PA (FHA|USDA|VA) 11 $2,225,000 $202,273 $5,552 2.86%
SAGINAW, MI (FHA|USDA|VA) 13 $2,225,000 $171,154 $3,538 3.01%
Richmond-Berea, KY (FHA|USDA|VA) 11 $2,215,000 $201,364 $3,842 2.74%
Edwards, CO (FHA|USDA|VA) 6 $2,210,000 $368,333 $5,118 2.98%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $2,210,000 $184,167 $3,925 3.04%
Mount Vernon, OH (FHA|USDA|VA) 15 $2,175,000 $145,000 $3,629 3.07%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 12 $2,150,000 $179,167 $5,384 2.97%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $2,145,000 $715,000 $10,794 3.21%
Lebanon, MO (FHA|USDA|VA) 15 $2,115,000 $141,000 $2,936 2.98%
MONROE, MI (FHA|USDA|VA) 14 $2,080,000 $148,571 $3,575 3.20%
YAKIMA, WA (FHA|USDA|VA) 9 $2,065,000 $229,444 $4,738 2.97%
Seneca, SC (FHA|USDA|VA) 7 $2,025,000 $289,286 $5,056 2.91%
Heber, UT (FHA|USDA|VA) 5 $2,025,000 $405,000 $7,167 2.75%
BOULDER, CO (FHA|USDA|VA) 7 $2,005,000 $286,429 $4,243 2.89%
WENATCHEE, WA (FHA|USDA|VA) 8 $2,000,000 $250,000 $6,270 3.05%
EVANSVILLE, IN-KY (FHA|USDA|VA) 13 $1,995,000 $153,462 $4,152 3.08%
ABILENE, TX (FHA|USDA|VA) 11 $1,975,000 $179,545 $4,364 2.68%
Athens, TX (FHA|USDA|VA) 8 $1,960,000 $245,000 $5,864 3.05%
Augusta-Waterville, ME (FHA|USDA|VA) 12 $1,960,000 $163,333 $3,392 3.11%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 13 $1,955,000 $150,385 $3,170 2.77%
MUSKEGON, MI (FHA|USDA|VA) 14 $1,910,000 $136,429 $2,920 3.18%
Ukiah, CA (FHA|USDA|VA) 7 $1,905,000 $272,143 $5,935 2.63%
Brainerd, MN (FHA|USDA|VA) 7 $1,905,000 $272,143 $6,503 2.63%
Willmar, MN (FHA|USDA|VA) 11 $1,895,000 $172,273 $4,493 2.66%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 12 $1,890,000 $157,500 $3,250 2.61%
Whitewater, WI (FHA|USDA|VA) 8 $1,880,000 $235,000 $3,411 2.95%
LAS CRUCES, NM (FHA|USDA|VA) 11 $1,875,000 $170,455 $4,048 3.38%
Shawnee, OK (FHA|USDA|VA) 9 $1,875,000 $208,333 $6,164 3.17%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 12 $1,840,000 $153,333 $3,824 3.00%
Ashtabula, OH (FHA|USDA|VA) 12 $1,840,000 $153,333 $3,299 2.76%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 11 $1,825,000 $165,909 $3,257 2.88%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 12 $1,820,000 $151,667 $4,472 3.24%
Alexandria, MN (FHA|USDA|VA) 6 $1,820,000 $303,333 $3,530 2.56%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $1,815,000 $605,000 $11,187 3.21%
Lufkin, TX (FHA|USDA|VA) 10 $1,800,000 $180,000 $6,921 3.35%
Clarksburg, WV (FHA|USDA|VA) 6 $1,800,000 $300,000 $6,531 3.08%
Laconia, NH (FHA|USDA|VA) 8 $1,800,000 $225,000 $3,991 3.16%
LONGVIEW, WA (FHA|USDA|VA) 7 $1,795,000 $256,429 $5,006 2.93%
DOVER, DE (FHA|USDA|VA) 9 $1,795,000 $199,444 $5,329 2.96%
CHARLESTON, WV (FHA|USDA|VA) 13 $1,785,000 $137,308 $3,710 3.06%
CLEVELAND, TN (FHA|USDA|VA) 11 $1,785,000 $162,273 $4,764 2.74%
MORRISTOWN, TN (FHA|USDA|VA) 14 $1,770,000 $126,429 $3,615 2.98%
PEORIA, IL (FHA|USDA|VA) 13 $1,765,000 $135,769 $2,972 2.76%
LINCOLN, NE (FHA|USDA|VA) 10 $1,760,000 $176,000 $3,350 2.95%
Murray, KY (FHA|USDA|VA) 11 $1,755,000 $159,545 $4,069 2.99%
Williston, ND (FHA|USDA|VA) 7 $1,755,000 $250,714 $4,659 2.86%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 12 $1,750,000 $145,833 $4,283 2.91%
Palatka, FL (FHA|USDA|VA) 5 $1,745,000 $349,000 $7,183 3.05%
MORGANTOWN, WV (FHA|USDA|VA) 7 $1,745,000 $249,286 $5,437 2.70%
GAINESVILLE, GA (FHA|USDA|VA) 9 $1,725,000 $191,667 $4,973 2.63%
LAWTON, OK (FHA|USDA|VA) 12 $1,710,000 $142,500 $3,409 2.70%
Sevierville, TN (FHA|USDA|VA) 8 $1,710,000 $213,750 $4,906 3.27%
Lebanon, NH-VT (FHA|USDA|VA) 8 $1,700,000 $212,500 $3,751 2.89%
McMinnville, TN (FHA|USDA|VA) 11 $1,695,000 $154,091 $3,579 2.83%
Sikeston, MO (FHA|USDA|VA) 12 $1,690,000 $140,833 $4,810 2.83%
ROCHESTER, MN (FHA|USDA|VA) 7 $1,685,000 $240,714 $5,465 2.84%
RACINE, WI (FHA|USDA|VA) 9 $1,675,000 $186,111 $4,342 2.90%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 8 $1,650,000 $206,250 $3,596 3.09%
BRUNSWICK, GA (FHA|USDA|VA) 3 $1,645,000 $548,333 $5,610 3.21%
Albertville, AL (FHA|USDA|VA) 7 $1,635,000 $233,571 $2,418 2.46%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 7 $1,615,000 $230,714 $4,862 2.80%
Enterprise, AL (FHA|USDA|VA) 8 $1,600,000 $200,000 $3,452 2.70%
HINESVILLE, GA (FHA|USDA|VA) 10 $1,580,000 $158,000 $3,893 2.81%
Sonora, CA (FHA|USDA|VA) 6 $1,550,000 $258,333 $4,105 2.73%
Wilmington, OH (FHA|USDA|VA) 7 $1,545,000 $220,714 $4,759 3.16%
Easton, MD (FHA|USDA|VA) 8 $1,530,000 $191,250 $4,605 2.64%
Newport, OR (FHA|USDA|VA) 5 $1,525,000 $305,000 $5,655 2.93%
TEXARKANA, TX-AR (FHA|USDA|VA) 7 $1,525,000 $217,857 $4,376 2.77%
Prineville, OR (FHA|USDA|VA) 6 $1,520,000 $253,333 $4,389 2.60%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 10 $1,490,000 $149,000 $4,238 2.83%
ERIE, PA (FHA|USDA|VA) 10 $1,490,000 $149,000 $5,367 2.89%
ALBANY, GA (FHA|USDA|VA) 9 $1,475,000 $163,889 $3,776 2.75%
LAREDO, TX (FHA|USDA|VA) 7 $1,475,000 $210,714 $5,036 2.73%
ROME, GA (FHA|USDA|VA) 8 $1,470,000 $183,750 $3,734 3.20%
GRANTS PASS, OR (FHA|USDA|VA) 5 $1,465,000 $293,000 $4,942 2.93%
THE VILLAGES, FL (FHA|USDA|VA) 4 $1,460,000 $365,000 $7,644 2.53%
Tupelo, MS (FHA|USDA|VA) 10 $1,440,000 $144,000 $7,704 2.56%
DECATUR, AL (FHA|USDA|VA) 9 $1,435,000 $159,444 $2,997 2.89%
Silver City, NM (FHA|USDA|VA) 8 $1,430,000 $178,750 $4,354 2.89%
GRAND FORKS, ND-MN (FHA|USDA|VA) 8 $1,420,000 $177,500 $4,025 2.81%
Georgetown, SC (FHA|USDA|VA) 8 $1,400,000 $175,000 $4,359 2.84%
Beaver Dam, WI (FHA|USDA|VA) 8 $1,370,000 $171,250 $3,976 2.73%
JACKSON, MI (FHA|USDA|VA) 9 $1,355,000 $150,556 $3,687 2.83%
DULUTH, MN-WI (FHA|USDA|VA) 7 $1,355,000 $193,571 $3,677 2.73%
Pahrump, NV (FHA|USDA|VA) 7 $1,355,000 $193,571 $4,210 2.88%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 8 $1,350,000 $168,750 $4,049 3.00%
RAPID CITY, SD (FHA|USDA|VA) 4 $1,350,000 $337,500 $2,417 2.88%
KANKAKEE, IL (FHA|USDA|VA) 7 $1,345,000 $192,143 $4,602 2.75%
FAIRBANKS, AK (FHA|USDA|VA) 5 $1,345,000 $269,000 $6,254 2.45%
GREEN BAY, WI (FHA|USDA|VA) 8 $1,340,000 $167,500 $2,682 2.69%
Crossville, TN (FHA|USDA|VA) 8 $1,340,000 $167,500 $4,133 2.56%
CASPER, WY (FHA|USDA|VA) 6 $1,340,000 $223,333 $5,375 2.73%
GOLDSBORO, NC (FHA|USDA|VA) 7 $1,335,000 $190,714 $5,316 3.04%
COLUMBIA, MO (FHA|USDA|VA) 8 $1,320,000 $165,000 $2,216 2.83%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,399 2.75%
STAUNTON, VA (FHA|USDA|VA) 9 $1,305,000 $145,000 $4,016 3.29%
Cañon City, CO (FHA|USDA|VA) 7 $1,305,000 $186,429 $4,892 3.18%
Sandpoint, ID (FHA|USDA|VA) 6 $1,300,000 $216,667 $4,229 3.15%
Bellefontaine, OH (FHA|USDA|VA) 4 $1,280,000 $320,000 $5,050 3.19%
Bonham, TX (FHA|USDA|VA) 8 $1,270,000 $158,750 $4,533 3.27%
Barre, VT (FHA|USDA|VA) 7 $1,265,000 $180,714 $3,904 2.75%
Lewisburg, TN (FHA|USDA|VA) 6 $1,260,000 $210,000 $4,053 2.83%
BURLINGTON, NC (FHA|USDA|VA) 8 $1,260,000 $157,500 $4,124 2.92%
COLUMBUS, IN (FHA|USDA|VA) 8 $1,260,000 $157,500 $3,668 2.69%
Breckenridge, CO (FHA|USDA|VA) 3 $1,245,000 $415,000 $5,143 3.38%
Salem, OH (FHA|USDA|VA) 9 $1,245,000 $138,333 $4,284 2.94%
Alamogordo, NM (FHA|USDA|VA) 7 $1,245,000 $177,857 $4,121 2.61%
ALEXANDRIA, LA (FHA|USDA|VA) 7 $1,235,000 $176,429 $4,511 3.34%
Carlsbad-Artesia, NM (FHA|USDA|VA) 6 $1,230,000 $205,000 $6,061 2.79%
FLORENCE, SC (FHA|USDA|VA) 9 $1,225,000 $136,111 $4,348 3.11%
IDAHO FALLS, ID (FHA|USDA|VA) 6 $1,220,000 $203,333 $6,255 2.75%
TWIN FALLS, ID (FHA|USDA|VA) 5 $1,215,000 $243,000 $5,970 3.10%
Washington Court House, OH (FHA|USDA|VA) 7 $1,215,000 $173,571 $4,397 3.16%
Cookeville, TN (FHA|USDA|VA) 5 $1,215,000 $243,000 $6,957 2.98%
NAPA, CA (FHA|USDA|VA) 4 $1,200,000 $300,000 $2,807 3.06%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 6 $1,200,000 $200,000 $2,984 2.69%
DOTHAN, AL (FHA|USDA|VA) 8 $1,190,000 $148,750 $5,370 3.14%
Bedford, IN (FHA|USDA|VA) 7 $1,185,000 $169,286 $3,962 2.68%
ROCKY MOUNT, NC (FHA|USDA|VA) 7 $1,185,000 $169,286 $4,365 3.02%
MANSFIELD, OH (FHA|USDA|VA) 9 $1,175,000 $130,556 $2,841 3.06%
Okeechobee, FL (FHA|USDA|VA) 7 $1,175,000 $167,857 $4,898 2.75%
Marion, NC (FHA|USDA|VA) 3 $1,175,000 $391,667 $4,648 2.92%
LAKE CHARLES, LA (FHA|USDA|VA) 7 $1,165,000 $166,429 $5,284 3.07%
Indiana, PA (FHA|USDA|VA) 6 $1,160,000 $193,333 $5,352 2.77%
POCATELLO, ID (FHA|USDA|VA) 5 $1,155,000 $231,000 $8,417 2.95%
BANGOR, ME (FHA|USDA|VA) 8 $1,150,000 $143,750 $3,600 3.13%
Clearlake, CA (FHA|USDA|VA) 6 $1,130,000 $188,333 $4,733 2.90%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 10 $1,120,000 $112,000 $2,901 2.85%
WICHITA FALLS, TX (FHA|USDA|VA) 6 $1,120,000 $186,667 $4,435 2.77%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 6 $1,120,000 $186,667 $4,598 2.83%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 6 $1,100,000 $183,333 $5,545 2.69%
St. Marys, GA (FHA|USDA|VA) 5 $1,095,000 $219,000 $4,464 2.85%
Angola, IN (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,556 2.68%
Shelbyville, TN (FHA|USDA|VA) 5 $1,085,000 $217,000 $4,828 2.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 4 $1,070,000 $267,500 $5,201 3.13%
Cedar City, UT (FHA|USDA|VA) 5 $1,055,000 $211,000 $6,230 3.08%
Findlay, OH (FHA|USDA|VA) 5 $1,025,000 $205,000 $6,131 2.93%
MONROE, LA (FHA|USDA|VA) 7 $1,015,000 $145,000 $5,117 3.14%
Granbury, TX (FHA|USDA|VA) 5 $1,015,000 $203,000 $5,716 3.03%
Forest City, NC (FHA|USDA|VA) 3 $1,005,000 $335,000 $4,526 3.63%
TOPEKA, KS (FHA|USDA|VA) 6 $1,000,000 $166,667 $2,657 2.92%
Astoria, OR (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,084 3.22%
LOGAN, UT-ID (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,551 3.19%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 6 $990,000 $165,000 $3,804 2.85%
SPRINGFIELD, IL (FHA|USDA|VA) 7 $985,000 $140,714 $4,064 2.95%
Payson, AZ (FHA|USDA|VA) 4 $970,000 $242,500 $6,860 2.91%
BOWLING GREEN, KY (FHA|USDA|VA) 4 $970,000 $242,500 $3,882 2.81%
Sidney, OH (FHA|USDA|VA) 7 $965,000 $137,857 $3,422 2.93%
Branson, MO (FHA|USDA|VA) 5 $965,000 $193,000 $4,473 2.95%
Huntsville, TX (FHA|USDA|VA) 4 $960,000 $240,000 $5,165 3.00%
Klamath Falls, OR (FHA|USDA|VA) 5 $955,000 $191,000 $3,941 2.55%
ROCKFORD, IL (FHA|USDA|VA) 6 $940,000 $156,667 $3,752 3.10%
Gainesville, TX (FHA|USDA|VA) 3 $935,000 $311,667 $4,642 4.00%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $930,000 $465,000 $4,234 2.81%
HARRISONBURG, VA (FHA|USDA|VA) 3 $925,000 $308,333 $6,105 2.96%
Auburn, IN (FHA|USDA|VA) 6 $920,000 $153,333 $2,873 3.04%
Helena, MT (FHA|USDA|VA) 3 $915,000 $305,000 $5,494 2.63%
Ashland, OH (FHA|USDA|VA) 7 $915,000 $130,714 $2,318 2.79%
MISSOULA, MT (FHA|USDA|VA) 3 $905,000 $301,667 $5,191 3.21%
Traverse City, MI (FHA|USDA|VA) 4 $870,000 $217,500 $2,557 3.28%
Warrensburg, MO (FHA|USDA|VA) 4 $870,000 $217,500 $2,901 2.50%
Dublin, GA (FHA|USDA|VA) 5 $865,000 $173,000 $3,705 3.25%
Centralia, WA (FHA|USDA|VA) 4 $860,000 $215,000 $2,351 3.03%
Ardmore, OK (FHA|USDA|VA) 5 $845,000 $169,000 $6,356 3.18%
Hobbs, NM (FHA|USDA|VA) 4 $840,000 $210,000 $4,648 3.09%
Morehead City, NC (FHA|USDA|VA) 5 $835,000 $167,000 $3,149 2.78%
Brenham, TX (FHA|USDA|VA) 1 $835,000 $835,000 $14,058 3.38%
Shelton, WA (FHA|USDA|VA) 4 $830,000 $207,500 $6,474 2.81%
SPRINGFIELD, OH (FHA|USDA|VA) 5 $825,000 $165,000 $3,546 2.80%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 5 $825,000 $165,000 $3,819 2.85%
Statesboro, GA (FHA|USDA|VA) 4 $820,000 $205,000 $5,163 2.88%
Athens, TN (FHA|USDA|VA) 5 $815,000 $163,000 $3,460 2.80%
DALTON, GA (FHA|USDA|VA) 6 $800,000 $133,333 $3,539 2.92%
New Castle, PA (FHA|USDA|VA) 7 $795,000 $113,571 $4,487 2.84%
JONESBORO, AR (FHA|USDA|VA) 7 $795,000 $113,571 $3,473 3.18%
KOKOMO, IN (FHA|USDA|VA) 6 $790,000 $131,667 $4,099 3.19%
Holland, MI (FHA|USDA|VA) 5 $785,000 $157,000 $3,557 2.72%
BLOOMINGTON, IN (FHA|USDA|VA) 7 $785,000 $112,143 $2,789 2.75%
Susanville, CA (FHA|USDA|VA) 4 $780,000 $195,000 $6,341 2.88%
Greeneville, TN (FHA|USDA|VA) 6 $780,000 $130,000 $3,981 2.60%
WHEELING, WV-OH (FHA|USDA|VA) 6 $780,000 $130,000 $3,872 2.96%
Fernley, NV (FHA|USDA|VA) 4 $780,000 $195,000 $4,938 2.84%
Elizabeth City, NC (FHA|USDA|VA) 4 $770,000 $192,500 $6,855 3.03%
Cullman, AL (FHA|USDA|VA) 4 $770,000 $192,500 $4,022 2.84%
GADSDEN, AL (FHA|USDA|VA) 5 $765,000 $153,000 $4,214 3.30%
Plymouth, IN (FHA|USDA|VA) 4 $760,000 $190,000 $4,217 3.13%
Stevens Point, WI (FHA|USDA|VA) 4 $750,000 $187,500 $4,090 2.91%
Danville, KY (FHA|USDA|VA) 4 $750,000 $187,500 $4,549 2.91%
IOWA CITY, IA (FHA|USDA|VA) 3 $735,000 $245,000 $4,834 2.54%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $735,000 $245,000 $5,681 2.38%
Crawfordsville, IN (FHA|USDA|VA) 5 $735,000 $147,000 $3,520 2.88%
HAMMOND, LA (FHA|USDA|VA) 4 $730,000 $182,500 $5,928 2.72%
Sanford, NC (FHA|USDA|VA) 3 $725,000 $241,667 $5,312 3.08%
Fremont, OH (FHA|USDA|VA) 4 $720,000 $180,000 $3,458 3.25%
Calhoun, GA (FHA|USDA|VA) 5 $715,000 $143,000 $3,567 2.90%
Elko, NV (FHA|USDA|VA) 3 $715,000 $238,333 $6,941 2.63%
Greenwood, SC (FHA|USDA|VA) 5 $715,000 $143,000 $4,064 3.05%
Albert Lea, MN (FHA|USDA|VA) 3 $705,000 $235,000 $7,053 2.92%
BATTLE CREEK, MI (FHA|USDA|VA) 6 $700,000 $116,667 $3,180 2.98%
Paris, TN (FHA|USDA|VA) 3 $695,000 $231,667 $2,857 2.92%
CEDAR RAPIDS, IA (FHA|USDA|VA) 5 $695,000 $139,000 $4,547 2.78%
Stephenville, TX (FHA|USDA|VA) 3 $695,000 $231,667 $6,506 3.54%
Marion, IN (FHA|USDA|VA) 4 $690,000 $172,500 $3,461 2.69%
Farmington, MO (FHA|USDA|VA) 4 $690,000 $172,500 $3,840 3.13%
GETTYSBURG, PA (FHA|USDA|VA) 4 $680,000 $170,000 $5,819 3.03%
NILES, MI (FHA|USDA|VA) 3 $665,000 $221,667 $4,298 3.00%
Cullowhee, NC (FHA|USDA|VA) 3 $665,000 $221,667 $4,024 2.75%
LAWRENCE, KS (FHA|USDA|VA) 3 $655,000 $218,333 $4,044 2.67%
Kendallville, IN (FHA|USDA|VA) 5 $655,000 $131,000 $3,196 3.12%
Bemidji, MN (FHA|USDA|VA) 4 $650,000 $162,500 $3,810 2.91%
Ellensburg, WA (FHA|USDA|VA) 2 $650,000 $325,000 $5,038 3.00%
Mountain Home, ID (FHA|USDA|VA) 3 $645,000 $215,000 $3,840 2.83%
YUMA, AZ (FHA|USDA|VA) 4 $640,000 $160,000 $3,302 2.81%
Pittsburg, KS (FHA|USDA|VA) 3 $635,000 $211,667 $2,896 2.79%
Hood River, OR (FHA|USDA|VA) 3 $625,000 $208,333 $3,754 3.25%
LIMA, OH (FHA|USDA|VA) 3 $625,000 $208,333 $4,333 2.50%
Sandusky, OH (FHA|USDA|VA) 4 $620,000 $155,000 $6,026 2.75%
Wooster, OH (FHA|USDA|VA) 5 $615,000 $123,000 $3,965 3.05%
Rock Springs, WY (FHA|USDA|VA) 3 $615,000 $205,000 $5,059 2.88%
Brookings, OR (FHA|USDA|VA) 3 $605,000 $201,667 $3,850 3.00%
Bay City, TX (FHA|USDA|VA) 3 $605,000 $201,667 $4,355 3.13%
Deming, NM (FHA|USDA|VA) 5 $605,000 $121,000 $3,911 3.00%
Searcy, AR (FHA|USDA|VA) 4 $600,000 $150,000 $4,264 2.97%
New Philadelphia-Dover, OH (FHA|USDA|VA) 4 $600,000 $150,000 $3,610 2.59%
North Platte, NE (FHA|USDA|VA) 5 $595,000 $119,000 $4,170 2.98%
AMES, IA (FHA|USDA|VA) 3 $595,000 $198,333 $5,504 2.63%
CORVALLIS, OR (FHA|USDA|VA) 2 $590,000 $295,000 $6,851 2.50%
Waycross, GA (FHA|USDA|VA) 4 $590,000 $147,500 $4,940 2.84%
PINE BLUFF, AR (FHA|USDA|VA) 4 $590,000 $147,500 $3,351 2.53%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $585,000 $195,000 $3,997 3.21%
GREAT FALLS, MT (FHA|USDA|VA) 2 $580,000 $290,000 $5,627 2.25%
Shelby, NC (FHA|USDA|VA) 3 $575,000 $191,667 $8,637 3.17%
Rochelle, IL (FHA|USDA|VA) 3 $575,000 $191,667 $2,943 2.71%
Baraboo, WI (FHA|USDA|VA) 3 $575,000 $191,667 $2,195 2.67%
Macomb, IL (FHA|USDA|VA) 3 $575,000 $191,667 $3,269 3.08%
Adrian, MI (FHA|USDA|VA) 5 $575,000 $115,000 $2,927 3.35%
WALLA WALLA, WA (FHA|USDA|VA) 2 $570,000 $285,000 $2,130 2.81%
Aberdeen, WA (FHA|USDA|VA) 4 $570,000 $142,500 $4,074 2.91%
HATTIESBURG, MS (FHA|USDA|VA) 3 $565,000 $188,333 $5,813 3.16%
Columbus, MS (FHA|USDA|VA) 4 $560,000 $140,000 $3,743 2.84%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $555,000 $185,000 $3,351 2.75%
Scottsboro, AL (FHA|USDA|VA) 2 $550,000 $275,000 $4,774 2.93%
Ontario, OR-ID (FHA|USDA|VA) 4 $550,000 $137,500 $3,065 2.63%
OWENSBORO, KY (FHA|USDA|VA) 3 $545,000 $181,667 $2,663 2.75%
Alexander City, AL (FHA|USDA|VA) 2 $540,000 $270,000 $4,716 3.69%
Vidalia, GA (FHA|USDA|VA) 2 $540,000 $270,000 $8,372 3.75%
Bartlesville, OK (FHA|USDA|VA) 4 $540,000 $135,000 $6,447 2.91%
Natchitoches, LA (FHA|USDA|VA) 3 $535,000 $178,333 $3,968 3.17%
Ada, OK (FHA|USDA|VA) 3 $535,000 $178,333 $6,269 2.83%
Talladega-Sylacauga, AL (FHA|USDA|VA) 4 $530,000 $132,500 $3,683 3.09%
Española, NM (FHA|USDA|VA) 2 $530,000 $265,000 $11,533 2.75%
Henderson, NC (FHA|USDA|VA) 2 $530,000 $265,000 $2,978 3.06%
Ottawa, IL (FHA|USDA|VA) 3 $525,000 $175,000 $4,164 3.00%
New Castle, IN (FHA|USDA|VA) 3 $525,000 $175,000 $3,101 2.38%
Manitowoc, WI (FHA|USDA|VA) 3 $525,000 $175,000 $1,760 2.42%
Kirksville, MO (FHA|USDA|VA) 2 $520,000 $260,000 $2,613 2.88%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 4 $520,000 $130,000 $4,745 3.00%
Mayfield, KY (FHA|USDA|VA) 4 $520,000 $130,000 $3,112 3.19%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $515,000 $515,000 $2,307 2.63%
GREENVILLE, NC (FHA|USDA|VA) 3 $515,000 $171,667 $3,158 2.58%
FARGO, ND-MN (FHA|USDA|VA) 1 $515,000 $515,000 $5,164 2.63%
Fort Polk South, LA (FHA|USDA|VA) 3 $505,000 $168,333 $2,419 2.54%
CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $500,000 $125,000 $4,543 2.91%
Paris, TX (FHA|USDA|VA) 2 $500,000 $250,000 $3,547 2.63%
Grand Rapids, MN (FHA|USDA|VA) 2 $500,000 $250,000 $3,377 2.81%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $495,000 $165,000 $2,675 2.79%
Fort Morgan, CO (FHA|USDA|VA) 3 $495,000 $165,000 $3,010 3.04%
FOND DU LAC, WI (FHA|USDA|VA) 3 $495,000 $165,000 $5,325 3.13%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $490,000 $122,500 $3,408 2.81%
VICTORIA, TX (FHA|USDA|VA) 3 $485,000 $161,667 $4,261 2.92%
Gaffney, SC (FHA|USDA|VA) 3 $485,000 $161,667 $3,607 3.04%
Norwalk, OH (FHA|USDA|VA) 4 $480,000 $120,000 $2,176 2.87%
Seymour, IN (FHA|USDA|VA) 3 $475,000 $158,333 $2,614 2.88%
Ottawa, KS (FHA|USDA|VA) 3 $475,000 $158,333 $2,627 3.21%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $475,000 $158,333 $2,551 2.50%
Wapakoneta, OH (FHA|USDA|VA) 3 $475,000 $158,333 $5,642 3.04%
Owatonna, MN (FHA|USDA|VA) 2 $470,000 $235,000 $4,699 2.75%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $470,000 $235,000 $5,897 2.88%
Evanston, WY (FHA|USDA|VA) 3 $465,000 $155,000 $5,134 3.08%
Nacogdoches, TX (FHA|USDA|VA) 2 $460,000 $230,000 $4,994 2.50%
Mount Pleasant, TX (FHA|USDA|VA) 2 $460,000 $230,000 $1,987 2.56%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $460,000 $230,000 $6,257 2.56%
Pullman, WA (FHA|USDA|VA) 2 $460,000 $230,000 $6,490 2.88%
Sulphur Springs, TX (FHA|USDA|VA) 3 $455,000 $151,667 $4,654 2.83%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $440,000 $220,000 $5,335 3.06%
Somerset, KY (FHA|USDA|VA) 2 $440,000 $220,000 $6,346 3.31%
Hutchinson, MN (FHA|USDA|VA) 2 $440,000 $220,000 $3,403 2.50%
Craig, CO (FHA|USDA|VA) 3 $435,000 $145,000 $4,501 3.08%
Paducah, KY-IL (FHA|USDA|VA) 3 $435,000 $145,000 $3,248 2.75%
Rutland, VT (FHA|USDA|VA) 2 $430,000 $215,000 $6,490 2.94%
Lake City, FL (FHA|USDA|VA) 3 $425,000 $141,667 $4,704 3.25%
Pottsville, PA (FHA|USDA|VA) 3 $425,000 $141,667 $5,928 3.13%
Moscow, ID (FHA|USDA|VA) 2 $420,000 $210,000 $6,702 3.06%
McAlester, OK (FHA|USDA|VA) 3 $415,000 $138,333 $4,889 2.92%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $410,000 $205,000 $5,646 2.94%
MUNCIE, IN (FHA|USDA|VA) 4 $410,000 $102,500 $2,598 2.81%
Union City, TN (FHA|USDA|VA) 3 $405,000 $135,000 $3,988 3.00%
Juneau, AK (FHA|USDA|VA) 1 $405,000 $405,000 $7,884 2.75%
Mount Pleasant, MI (FHA|USDA|VA) 3 $405,000 $135,000 $3,208 2.58%
Safford, AZ (FHA|USDA|VA) 3 $405,000 $135,000 $3,796 2.79%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $400,000 $100,000 $3,191 3.09%
Wauchula, FL (FHA|USDA|VA) 2 $400,000 $200,000 $7,797 3.31%
Marietta, OH (FHA|USDA|VA) 2 $400,000 $200,000 $2,265 2.56%
Mitchell, SD (FHA|USDA|VA) 2 $400,000 $200,000 $5,434 2.88%
Burley, ID (FHA|USDA|VA) 2 $400,000 $200,000 $5,107 3.50%
Big Spring, TX (FHA|USDA|VA) 3 $395,000 $131,667 $3,902 2.79%
Nogales, AZ (FHA|USDA|VA) 3 $395,000 $131,667 $4,744 2.96%
Mason City, IA (FHA|USDA|VA) 2 $390,000 $195,000 $4,607 2.75%
Poplar Bluff, MO (FHA|USDA|VA) 2 $390,000 $195,000 $3,043 2.44%
Portsmouth, OH (FHA|USDA|VA) 2 $390,000 $195,000 $7,116 3.13%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $385,000 $385,000 $0 2.99%
CARSON CITY, NV (FHA|USDA|VA) 1 $385,000 $385,000 $3,774 3.75%
VALDOSTA, GA (FHA|USDA|VA) 3 $385,000 $128,333 $4,124 2.83%
Blytheville, AR (FHA|USDA|VA) 3 $385,000 $128,333 $4,778 3.29%
Malvern, AR (FHA|USDA|VA) 2 $380,000 $190,000 $3,532 3.31%
Kearney, NE (FHA|USDA|VA) 2 $380,000 $190,000 $3,580 2.63%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $375,000 $125,000 $2,539 2.79%
Scottsburg, IN (FHA|USDA|VA) 3 $375,000 $125,000 $2,269 2.75%
McPherson, KS (FHA|USDA|VA) 3 $375,000 $125,000 $3,263 3.46%
DECATUR, IL (FHA|USDA|VA) 3 $375,000 $125,000 $2,802 3.04%
DANVILLE, IL (FHA|USDA|VA) 2 $370,000 $185,000 $3,060 2.75%
Minden, LA (FHA|USDA|VA) 3 $365,000 $121,667 $2,959 2.67%
Orangeburg, SC (FHA|USDA|VA) 3 $365,000 $121,667 $3,388 2.88%
Ponca City, OK (FHA|USDA|VA) 3 $365,000 $121,667 $4,265 3.33%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 3 $355,000 $118,333 $2,904 2.83%
North Vernon, IN (FHA|USDA|VA) 1 $355,000 $355,000 $6,541 2.25%
Kalispell, MT (FHA|USDA|VA) 1 $355,000 $355,000 $2,100 2.88%
Muscatine, IA (FHA|USDA|VA) 4 $350,000 $87,500 $2,922 3.22%
Spirit Lake, IA (FHA|USDA|VA) 2 $350,000 $175,000 $3,806 2.94%
Ruston, LA (FHA|USDA|VA) 1 $345,000 $345,000 $3,503 2.75%
Borger, TX (FHA|USDA|VA) 2 $340,000 $170,000 $7,106 3.50%
Alma, MI (FHA|USDA|VA) 4 $340,000 $85,000 $2,634 3.09%
Kerrville, TX (FHA|USDA|VA) 1 $325,000 $325,000 $4,609 2.88%
Vineyard Haven, MA (FHA|USDA|VA) 1 $325,000 $325,000 $7,372 2.25%
Blackfoot, ID (FHA|USDA|VA) 3 $325,000 $108,333 $4,488 3.00%
Bluffton, IN (FHA|USDA|VA) 2 $320,000 $160,000 $2,446 2.38%
Marion, OH (FHA|USDA|VA) 2 $320,000 $160,000 $3,844 2.94%
Dumas, TX (FHA|USDA|VA) 2 $320,000 $160,000 $5,730 3.19%
Danville, VA (FHA|USDA|VA) 2 $320,000 $160,000 $4,278 2.81%
Tahlequah, OK (FHA|USDA|VA) 1 $315,000 $315,000 $3,279 2.25%
Chillicothe, OH (FHA|USDA|VA) 2 $310,000 $155,000 $5,578 3.31%
Cambridge, OH (FHA|USDA|VA) 2 $310,000 $155,000 $6,065 2.94%
Wilson, NC (FHA|USDA|VA) 2 $310,000 $155,000 $2,940 2.75%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $310,000 $155,000 $5,494 3.25%
Lincoln, IL (FHA|USDA|VA) 3 $305,000 $101,667 $3,249 3.16%
KINGSTON, NY (FHA|USDA|VA) 1 $305,000 $305,000 $15,834 3.25%
Mount Airy, NC (FHA|USDA|VA) 1 $305,000 $305,000 $4,353 2.25%
The Dalles, OR (FHA|USDA|VA) 2 $300,000 $150,000 $3,799 2.75%
Russellville, AR (FHA|USDA|VA) 2 $300,000 $150,000 $3,238 3.19%
LaGrange, GA-AL (FHA|USDA|VA) 2 $300,000 $150,000 $5,871 3.38%
Douglas, GA (FHA|USDA|VA) 2 $300,000 $150,000 $2,570 2.81%
McComb, MS (FHA|USDA|VA) 2 $300,000 $150,000 $4,903 2.81%
MANHATTAN, KS (FHA|USDA|VA) 3 $295,000 $98,333 $3,677 3.00%
Laramie, WY (FHA|USDA|VA) 1 $295,000 $295,000 $6,988 2.25%
Glasgow, KY (FHA|USDA|VA) 1 $295,000 $295,000 $6,414 2.50%
Thomasville, GA (FHA|USDA|VA) 1 $295,000 $295,000 $7,241 3.13%
Bennettsville, SC (FHA|USDA|VA) 2 $290,000 $145,000 $7,630 2.69%
Rexburg, ID (FHA|USDA|VA) 2 $290,000 $145,000 $4,130 2.88%
Lumberton, NC (FHA|USDA|VA) 2 $290,000 $145,000 $2,450 2.69%
Arcadia, FL (FHA|USDA|VA) 2 $290,000 $145,000 $5,962 2.88%
Frankfort, KY (FHA|USDA|VA) 2 $280,000 $140,000 $3,012 2.94%
Port Lavaca, TX (FHA|USDA|VA) 1 $275,000 $275,000 $7,208 3.25%
Steamboat Springs, CO (FHA|USDA|VA) 1 $275,000 $275,000 $7,811 2.25%
Durango, CO (FHA|USDA|VA) 1 $275,000 $275,000 $7,320 2.88%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $275,000 $275,000 $9,962 2.75%
Sterling, IL (FHA|USDA|VA) 2 $270,000 $135,000 $3,448 3.00%
ENID, OK (FHA|USDA|VA) 2 $270,000 $135,000 $5,209 3.38%
Marshall, MO (FHA|USDA|VA) 1 $265,000 $265,000 $6,426 3.13%
Newport, TN (FHA|USDA|VA) 1 $265,000 $265,000 $3,761 2.25%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $265,000 $265,000 $5,603 3.13%
Elk City, OK (FHA|USDA|VA) 2 $260,000 $130,000 $3,963 2.75%
Corsicana, TX (FHA|USDA|VA) 2 $260,000 $130,000 $3,896 2.31%
Jasper, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,617 2.88%
DeRidder, LA (FHA|USDA|VA) 1 $255,000 $255,000 $3,562 3.38%
West Point, MS (FHA|USDA|VA) 2 $250,000 $125,000 $5,223 3.06%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $250,000 $125,000 $4,922 3.00%
Washington, IN (FHA|USDA|VA) 1 $245,000 $245,000 $6,287 3.25%
Big Rapids, MI (FHA|USDA|VA) 1 $245,000 $245,000 $6,183 2.50%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $245,000 $245,000 $3,595 2.75%
Batesville, AR (FHA|USDA|VA) 2 $240,000 $120,000 $4,216 3.31%
MIDLAND, MI (FHA|USDA|VA) 2 $240,000 $120,000 $2,761 3.13%
Summerville, GA (FHA|USDA|VA) 2 $240,000 $120,000 $5,084 2.56%
Fort Payne, AL (FHA|USDA|VA) 2 $240,000 $120,000 $3,161 3.00%
London, KY (FHA|USDA|VA) 2 $240,000 $120,000 $2,776 3.25%
Urbana, OH (FHA|USDA|VA) 2 $240,000 $120,000 $3,130 3.31%
Laurel, MS (FHA|USDA|VA) 1 $235,000 $235,000 $5,414 2.75%
Bennington, VT (FHA|USDA|VA) 1 $235,000 $235,000 $5,284 2.63%
Andrews, TX (FHA|USDA|VA) 1 $235,000 $235,000 $6,443 3.88%
Levelland, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,356 2.75%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $235,000 $235,000 $7,804 2.25%
Jacksonville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,581 3.00%
Dixon, IL (FHA|USDA|VA) 1 $235,000 $235,000 $1,496 2.38%
Bluefield, WV-VA (FHA|USDA|VA) 2 $230,000 $115,000 $3,854 2.75%
Madisonville, KY (FHA|USDA|VA) 2 $230,000 $115,000 $3,027 3.13%
Snyder, TX (FHA|USDA|VA) 2 $230,000 $115,000 $3,130 2.50%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $230,000 $115,000 $3,187 3.38%
Austin, MN (FHA|USDA|VA) 1 $225,000 $225,000 $5,918 2.88%
DuBois, PA (FHA|USDA|VA) 1 $225,000 $225,000 $7,142 3.25%
Hillsdale, MI (FHA|USDA|VA) 1 $225,000 $225,000 $2,358 2.88%
Mountain Home, AR (FHA|USDA|VA) 1 $225,000 $225,000 $2,825 2.88%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $220,000 $110,000 $6,615 3.25%
Roswell, NM (FHA|USDA|VA) 1 $215,000 $215,000 $5,368 2.88%
Newberry, SC (FHA|USDA|VA) 1 $215,000 $215,000 $5,619 2.50%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $215,000 $215,000 $5,025 2.63%
Huron, SD (FHA|USDA|VA) 1 $215,000 $215,000 $4,376 2.75%
Kinston, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,813 2.25%
Ozark, AL (FHA|USDA|VA) 1 $215,000 $215,000 $2,701 2.75%
Crescent City, CA (FHA|USDA|VA) 1 $215,000 $215,000 $5,195 3.00%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $210,000 $105,000 $3,500 3.69%
Wabash, IN (FHA|USDA|VA) 2 $210,000 $105,000 $2,969 2.81%
Las Vegas, NM (FHA|USDA|VA) 1 $205,000 $205,000 $7,463 2.50%
Sterling, CO (FHA|USDA|VA) 1 $205,000 $205,000 $5,100 2.25%
Clovis, NM (FHA|USDA|VA) 1 $205,000 $205,000 $5,222 3.25%
Altus, OK (FHA|USDA|VA) 1 $205,000 $205,000 $1,785 2.75%
Hope, AR (FHA|USDA|VA) 1 $205,000 $205,000 $6,643 3.63%
Sayre, PA (FHA|USDA|VA) 1 $195,000 $195,000 $6,566 2.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $195,000 $195,000 $4,734 2.63%
Clewiston, FL (FHA|USDA|VA) 1 $195,000 $195,000 $8,922 2.75%
Marquette, MI (FHA|USDA|VA) 1 $195,000 $195,000 $8,792 2.75%
El Dorado, AR (FHA|USDA|VA) 1 $195,000 $195,000 $5,239 3.25%
Morgan City, LA (FHA|USDA|VA) 1 $195,000 $195,000 $5,613 2.25%
Mexico, MO (FHA|USDA|VA) 1 $195,000 $195,000 $1,494 2.25%
Platteville, WI (FHA|USDA|VA) 2 $190,000 $95,000 $2,896 3.13%
Great Bend, KS (FHA|USDA|VA) 2 $190,000 $95,000 $1,465 3.06%
North Wilkesboro, NC (FHA|USDA|VA) 1 $185,000 $185,000 $2,436 2.88%
Union, SC (FHA|USDA|VA) 1 $185,000 $185,000 $3,586 2.25%
Keene, NH (FHA|USDA|VA) 1 $185,000 $185,000 $2,117 2.88%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $185,000 $185,000 $9,121 3.00%
Zanesville, OH (FHA|USDA|VA) 1 $185,000 $185,000 $4,626 3.50%
Muskogee, OK (FHA|USDA|VA) 2 $180,000 $90,000 $2,087 3.06%
Centralia, IL (FHA|USDA|VA) 2 $180,000 $90,000 $2,705 2.88%
Frankfort, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,088 3.38%
Del Rio, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.25%
Picayune, MS (FHA|USDA|VA) 1 $175,000 $175,000 $4,952 2.75%
Jesup, GA (FHA|USDA|VA) 2 $170,000 $85,000 $3,364 2.81%
Dickinson, ND (FHA|USDA|VA) 1 $165,000 $165,000 $4,211 2.88%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $165,000 $165,000 $7,934 2.63%
Red Bluff, CA (FHA|USDA|VA) 1 $165,000 $165,000 $3,944 2.38%
Tifton, GA (FHA|USDA|VA) 1 $165,000 $165,000 $2,100 2.63%
MANKATO, MN (FHA|USDA|VA) 1 $165,000 $165,000 $4,488 2.88%
Albemarle, NC (FHA|USDA|VA) 2 $160,000 $80,000 $2,313 2.81%
Washington, NC (FHA|USDA|VA) 1 $155,000 $155,000 $738 2.75%
Oil City, PA (FHA|USDA|VA) 1 $155,000 $155,000 $5,976 2.38%
APPLETON, WI (FHA|USDA|VA) 1 $155,000 $155,000 $3,282 2.88%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $155,000 $155,000 $2,896 2.75%
Vernal, UT (FHA|USDA|VA) 1 $155,000 $155,000 $5,747 3.13%
Corinth, MS (FHA|USDA|VA) 1 $155,000 $155,000 $7,669 2.88%
BINGHAMTON, NY (FHA|USDA|VA) 1 $155,000 $155,000 $9,578 3.25%
Eagle Pass, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,836 3.13%
Jasper, AL (FHA|USDA|VA) 1 $145,000 $145,000 $6,033 3.25%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,400 3.25%
St. Marys, PA (FHA|USDA|VA) 1 $145,000 $145,000 $5,499 3.13%
Hereford, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,482 2.88%
Palestine, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,512 2.75%
Harrison, AR (FHA|USDA|VA) 1 $145,000 $145,000 $4,583 3.88%
Cambridge, MD (FHA|USDA|VA) 1 $145,000 $145,000 $4,897 2.75%
Spencer, IA (FHA|USDA|VA) 1 $145,000 $145,000 $2,211 2.25%
Ludington, MI (FHA|USDA|VA) 1 $145,000 $145,000 $4,536 3.88%
Lock Haven, PA (FHA|USDA|VA) 1 $145,000 $145,000 $4,157 2.63%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $145,000 $145,000 $4,423 2.75%
Marshall, MN (FHA|USDA|VA) 1 $145,000 $145,000 $3,683 2.25%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $140,000 $70,000 $644 2.81%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $135,000 $135,000 $831 3.13%
Greenville, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,061 2.63%
Winnemucca, NV (FHA|USDA|VA) 1 $135,000 $135,000 $4,370 3.25%
Milledgeville, GA (FHA|USDA|VA) 1 $135,000 $135,000 $2,182 3.25%
BAY CITY, MI (FHA|USDA|VA) 1 $125,000 $125,000 $1,978 2.25%
Lexington, NE (FHA|USDA|VA) 1 $125,000 $125,000 $7,158 3.50%
Montrose, CO (FHA|USDA|VA) 1 $125,000 $125,000 $2,155 2.50%
West Plains, MO (FHA|USDA|VA) 1 $125,000 $125,000 $1,820 2.75%
Salina, KS (FHA|USDA|VA) 1 $125,000 $125,000 $7,161 2.75%
Durant, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,953 3.63%
Sunbury, PA (FHA|USDA|VA) 1 $125,000 $125,000 $5,349 3.13%
Stillwater, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,820 2.88%
Coshocton, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,314 2.38%
Paragould, AR (FHA|USDA|VA) 1 $125,000 $125,000 $4,233 3.25%
Weatherford, OK (FHA|USDA|VA) 1 $125,000 $125,000 $7,924 2.88%
Riverton, WY (FHA|USDA|VA) 1 $125,000 $125,000 $4,698 2.75%
Berlin, NH (FHA|USDA|VA) 1 $125,000 $125,000 $3,325 2.38%
Woodward, OK (FHA|USDA|VA) 1 $115,000 $115,000 $3,725 2.25%
Meridian, MS (FHA|USDA|VA) 1 $115,000 $115,000 $3,793 2.75%
Miami, OK (FHA|USDA|VA) 1 $115,000 $115,000 $5,294 3.25%
Beatrice, NE (FHA|USDA|VA) 1 $115,000 $115,000 $2,927 2.50%
Vicksburg, MS (FHA|USDA|VA) 1 $115,000 $115,000 $2,038 2.63%
Fallon, NV (FHA|USDA|VA) 1 $115,000 $115,000 $3,742 2.75%
Madison, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,983 3.00%
Norfolk, NE (FHA|USDA|VA) 1 $115,000 $115,000 $2,733 2.63%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,446 2.75%
Brookhaven, MS (FHA|USDA|VA) 1 $105,000 $105,000 $1,937 2.75%
Grants, NM (FHA|USDA|VA) 1 $105,000 $105,000 $2,697 2.75%
Houghton, MI (FHA|USDA|VA) 1 $105,000 $105,000 $6,826 3.25%
Toccoa, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,068 4.25%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,129 3.25%
Fairmont, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,028 2.63%
Rockingham, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,455 4.13%
Mineral Wells, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,740 3.88%
Rolla, MO (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.13%
Grenada, MS (FHA|USDA|VA) 1 $95,000 $95,000 $1,707 3.13%
Fairmont, WV (FHA|USDA|VA) 1 $95,000 $95,000 $3,036 2.75%
Jackson, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,123 3.50%
Vermillion, SD (FHA|USDA|VA) 1 $95,000 $95,000 $3,767 3.75%
Winfield, KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,500 2.75%
Warren, PA (FHA|USDA|VA) 1 $85,000 $85,000 $2,220 2.25%
Bainbridge, GA (FHA|USDA|VA) 1 $85,000 $85,000 $995 2.75%
Shawano, WI (FHA|USDA|VA) 1 $85,000 $85,000 $2,121 5.25%
Natchez, MS-LA (FHA|USDA|VA) 1 $85,000 $85,000 $2,439 2.75%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,027 3.13%
Dayton, TN (FHA|USDA|VA) 1 $75,000 $75,000 $1,845 2.75%
Kennett, MO (FHA|USDA|VA) 1 $75,000 $75,000 $2,512 3.25%
Plainview, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,132 2.88%
Americus, GA (FHA|USDA|VA) 1 $75,000 $75,000 $2,881 3.00%
Taylorville, IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,044 2.75%
Tiffin, OH (FHA|USDA|VA) 1 $75,000 $75,000 $5,326 3.25%
Cadillac, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,042 2.50%
Thomaston, GA (FHA|USDA|VA) 1 $75,000 $75,000 $4,014 3.25%
Lewistown, PA (FHA|USDA|VA) 1 $75,000 $75,000 $5,696 3.25%
Maryville, MO (FHA|USDA|VA) 1 $65,000 $65,000 $3,411 2.75%
ALTOONA, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,712 3.13%
Marshalltown, IA (FHA|USDA|VA) 1 $65,000 $65,000 $1,464 2.25%
Coffeyville, KS (FHA|USDA|VA) 1 $55,000 $55,000 $2,126 3.63%
Fort Dodge, IA (FHA|USDA|VA) 1 $55,000 $55,000 $2,476 2.25%

First Guaranty Mortgage Corporation's top markets include Los Angeles, Washington, New York, San Diego, and Boston among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 13,401 $3,819,075,000 $284,984 $4,601 3.07%
FHA 5,328 $1,296,010,000 $243,245 $7,168 2.91%
VA 4,262 $1,289,880,000 $302,647 $4,437 2.49%
USDA 450 $80,090,000 $177,978 $5,694 2.93%

For the 2021 period, First Guaranty Mortgage Corporation's most frequently originated loan type of loans were Conventional, with 13,401 originations. Their 2nd most popular type is FHA, with 5,328 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 13,088 $3,357,600,000 $256,540 $4,436 2.76%
Cash Out Refi 5,584 $1,499,690,000 $268,569 $5,083 3.08%
Home Purchase 4,314 $1,516,440,000 $351,516 $7,811 3.21%
Home Improvement 455 $111,325,000 $244,670 $4,837 3.09%

For the 2021, First Guaranty Mortgage Corporation's most frequently cited loan purpose of loans were Refi, with 13,088 originations. The 2nd most popular reason of loans were Cash Out Refi, with 5,584 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 18,887 $5,525,185,000 $292,539 $5,519 2.99%
15 Year 2,415 $487,775,000 $201,977 $3,553 2.53%
Other 1,076 $256,980,000 $238,829 $4,742 2.83%
20 Year 883 $184,685,000 $209,156 $3,987 2.91%
10 Year 178 $28,790,000 $161,742 $3,332 2.50%
30+ year 2 $1,640,000 $820,000 $18,377 3.81%

For the 2021, First Guaranty Mortgage Corporation's most frequently cited loan length of loans were 30 Year, with 18,887 originations. The 2nd most popular length of loans were 15 Year, with 2,415 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 7,761 $1,953,635,000 $251,725
$<1k 7,527 $2,023,045,000 $268,772
$2k-3k 2,414 $593,840,000 $245,998
$3k-4k 2,270 $608,900,000 $268,238
$5k+ 2,030 $933,500,000 $459,852

$5,519 of loans were First Guaranty Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 7,761 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 10,231 $2,718,025,000 $265,666
3-4% 7,062 $1,897,230,000 $268,653
<2.5% 5,472 $1,536,500,000 $280,793
4-5% 482 $246,940,000 $512,324
5-6% 167 $76,095,000 $455,659
6-7% 24 $9,750,000 $406,250
7-8% 3 $515,000 $171,667

During 2021, First Guaranty Mortgage Corporation's average interest rate of loans were 2.99%, while their most frequently originated rate bucket of loans were 2.5-3%, with 10,231 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 10,934 $3,071,220,000 $280,887 $5,316 2.88%
$100k-200k 7,549 $1,153,635,000 $152,820 $3,902 2.94%
$400k-600k 2,820 $1,338,450,000 $474,628 $6,695 2.89%
$100,000 or less 1,292 $106,450,000 $82,392 $3,022 3.00%
$600k-1MM 603 $451,215,000 $748,284 $11,757 3.31%
$1MM+ 243 $364,085,000 $1,498,292 $17,925 3.58%

2021 saw First Guaranty Mortgage Corporation place emphasis on $200k-400k loans with 10,934 originations, totaling $3,071,220,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 3,665 $743,065,000 $202,746 $4,837 3.00%
$100k-150k 3,657 $1,098,245,000 $300,313 $5,432 2.99%
$75k-100k 3,009 $767,275,000 $254,993 $5,256 3.02%
$150k-250k 2,442 $926,290,000 $379,316 $5,937 3.03%
$50k or less 2,102 $302,130,000 $143,735 $4,239 3.02%
$250k+ 1,080 $669,150,000 $619,583 $9,749 3.42%

First Guaranty Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 3,665 originations. The second most popular income band? $100k-150k, with 3,657 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 3,642 $963,480,000 $264,547 $4,442 2.99%
30-36% 3,102 $849,560,000 $273,875 $5,085 3.03%
<20% 1,434 $408,680,000 $284,993 $4,770 3.04%
44% 675 $195,735,000 $289,978 $5,866 3.10%
42% 620 $189,100,000 $305,000 $6,125 3.09%
41% 620 $180,650,000 $291,371 $5,654 3.08%
43% 602 $165,760,000 $275,349 $5,705 3.10%
40% 599 $163,495,000 $272,947 $5,329 3.08%
38% 586 $167,280,000 $285,461 $5,512 3.06%
39% 552 $156,500,000 $283,514 $5,429 3.06%
36% 546 $148,390,000 $271,777 $4,974 3.03%
37% 529 $150,655,000 $284,792 $5,355 3.02%
50-60% 472 $149,460,000 $316,653 $9,666 2.94%
45% 419 $128,715,000 $307,196 $6,393 3.07%
49% 393 $128,655,000 $327,366 $6,574 3.05%
48% 386 $117,920,000 $305,492 $6,576 3.06%
47% 381 $117,705,000 $308,937 $6,516 3.07%
46% 373 $117,065,000 $313,847 $6,931 3.03%
>60% 5 $865,000 $173,000 $2,878 3.28%

First Guaranty Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 3,642 originations. The next most common DTI ratio? 30-36%, with 3,102 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 15,038 $4,088,840,000 $271,901 $5,135 2.94%
Not provided 5,164 $1,438,990,000 $278,658 $5,097 2.87%
Black 1,939 $515,615,000 $265,918 $5,786 2.93%
Asian 1,019 $362,925,000 $356,158 $5,708 2.98%
American Indian 167 $42,895,000 $256,856 $5,507 2.99%
Native Hawaiian 48 $15,030,000 $313,125 $6,253 2.99%
Asian Indian 32 $10,060,000 $314,375 $5,587 2.95%
Other Asian 18 $5,880,000 $326,667 $5,049 2.94%
Filipino 7 $2,385,000 $340,714 $3,359 2.82%
Japanese 3 $1,095,000 $365,000 $5,894 3.00%
Chinese 2 $580,000 $290,000 $0 3.44%
Other Pacific Islander 2 $390,000 $195,000 $3,542 2.25%
Vietnamese 1 $265,000 $265,000 $1,870 2.75%
1 $105,000 $105,000 $1,817 3.13%

Approval Rates

Total approvals of all applications
93.86%

First Guaranty Mortgage Corporation has an average approval rate.

Pick Rate

Approvals leading to origination
41.81%

First Guaranty Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 23,441 $6,485,055,000 $276,654

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
23,441 $6,485,055,000 $276,654

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 957 $204,355,000 $213,537 $3,649 2.78%
40-60% 3,443 $855,735,000 $248,543 $3,906 2.91%
60-80% 7,104 $2,049,340,000 $288,477 $4,932 3.11%
80-100% 4,442 $1,388,780,000 $312,647 $7,295 3.10%
Over 100% 80 $31,650,000 $395,625 $14,106 2.85%
Under 20% 71 $12,755,000 $179,648 $3,591 2.77%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
FIRST GUARANTY MORTGAGE CORP Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 6 85.7%
FIRST GUARANTY MORTGAGE CORP FHA mortgage Trouble during payment process 1 14.3%