First Guaranty Mortgage Corporation Rates, Fees & Info

GLEN ALLEN, VA

LEI: 549300MMIZD8222YV754

Tax ID: 54-1429575

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Mortgage Data

Review & Overview

First Guaranty Mortgage Corporation is a smaller mortgage company specializing in Home Purchase and Refi loans. They have a a high proportion of FHA loans. First Guaranty Mortgage Corporation has an average proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Atlanta, Washington, Charlotte, and Los Angeles among others. We have data for 500 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Guaranty Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Guaranty Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.36% 11/22/24
30 Year Conventional Refi 6.80% 11/22/24
30 Year Cash-out Refi 7.15% 11/22/24
30 Year FHA Purchase 7.49% 11/22/24
30 Year FHA Refi 7.40% 11/22/24
30 Year VA Purchase 6.44% 11/22/24
30 Year VA Refi 6.19% 11/22/24
30 Year USDA Purchase 6.87% 11/22/24
30 Year USDA Refi 6.88% 11/22/24
15 Year Conventional Purchase 6.06% 11/22/24
15 Year Conventional Refi 6.27% 11/22/24
15 Year Cash-out Refi 6.27% 11/22/24
15 Year FHA Purchase 5.68% 11/22/24
15 Year FHA Refi 6.70% 11/22/24
15 Year VA Purchase 5.68% 11/22/24
15 Year VA Refi 5.61% 11/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First Guaranty Mortgage Corporation Mortgage Calculator






Your Estimates

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This is not an official calculator from First Guaranty Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,559

Origination Dollar Volume (All Markets)

$690,575,000
Show all (64) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 132 $40,310,000 $305,379 $7,635 4.48%
Outside of Metro Areas 215 $30,005,000 $139,558 $3,824 4.59%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 142 $28,970,000 $204,014 $5,013 4.53%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 83 $28,185,000 $339,578 $7,002 4.46%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 117 $24,235,000 $207,137 $4,848 4.57%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 40 $15,550,000 $388,750 $7,926 4.41%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 76 $14,870,000 $195,658 $4,576 4.28%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 59 $14,805,000 $250,932 $4,986 4.40%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 67 $14,055,000 $209,776 $5,138 4.49%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 63 $13,965,000 $221,667 $5,238 4.59%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 50 $13,160,000 $263,200 $6,164 4.47%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 72 $11,980,000 $166,389 $4,245 4.43%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 53 $10,215,000 $192,736 $4,543 4.60%
JACKSONVILLE, FL (FHA|USDA|VA) 43 $10,095,000 $234,767 $5,383 4.32%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 49 $10,055,000 $205,204 $4,351 4.48%
ST. LOUIS, MO-IL (FHA|USDA|VA) 65 $9,795,000 $150,692 $3,475 4.39%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 37 $9,585,000 $259,054 $5,898 4.40%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 46 $8,690,000 $188,913 $5,438 4.64%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 31 $8,075,000 $260,484 $6,174 4.42%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 19 $7,405,000 $389,737 $7,124 4.48%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 25 $7,295,000 $291,800 $5,674 4.48%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 59 $7,145,000 $121,102 $4,244 4.72%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 46 $6,940,000 $150,870 $4,919 4.84%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 39 $6,925,000 $177,564 $4,526 4.39%
RALEIGH-CARY, NC (FHA|USDA|VA) 24 $6,080,000 $253,333 $5,301 4.56%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 28 $5,460,000 $195,000 $4,838 4.26%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 20 $5,410,000 $270,500 $6,631 4.29%
RICHMOND, VA (FHA|USDA|VA) 22 $5,130,000 $233,182 $4,998 4.67%
PITTSBURGH, PA (FHA|USDA|VA) 27 $5,105,000 $189,074 $4,756 4.50%
COLUMBUS, OH (FHA|USDA|VA) 30 $4,950,000 $165,000 $3,742 4.39%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 19 $4,855,000 $255,526 $5,891 4.14%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 16 $4,750,000 $296,875 $8,116 4.21%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 10 $4,460,000 $446,000 $7,460 4.59%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 28 $4,360,000 $155,714 $3,267 4.32%
KANSAS CITY, MO-KS (FHA|USDA|VA) 29 $4,325,000 $149,138 $4,060 4.47%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 27 $4,225,000 $156,481 $4,507 4.60%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 27 $4,175,000 $154,630 $4,489 4.81%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 14 $4,120,000 $294,286 $5,658 4.38%
AKRON, OH (FHA|USDA|VA) 30 $3,940,000 $131,333 $5,814 4.62%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 21 $3,525,000 $167,857 $4,887 4.44%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 20 $3,390,000 $169,500 $4,160 4.44%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 15 $3,165,000 $211,000 $4,527 4.41%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 9 $3,045,000 $338,333 $7,595 4.44%
COLUMBIA, SC (FHA|USDA|VA) 23 $3,035,000 $131,957 $4,422 4.52%
SPRINGFIELD, MO (FHA|USDA|VA) 18 $3,010,000 $167,222 $4,489 4.76%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 14 $3,010,000 $215,000 $5,969 4.06%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 14 $2,980,000 $212,857 $5,594 4.47%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 9 $2,915,000 $323,889 $7,193 4.72%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 9 $2,725,000 $302,778 $6,918 4.01%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 12 $2,700,000 $225,000 $4,193 4.22%
LOUISVILLE, KY (FHA|USDA|VA) 17 $2,635,000 $155,000 $4,286 4.53%
PORT ST. LUCIE, FL (FHA|USDA|VA) 12 $2,620,000 $218,333 $5,130 4.38%
COLORADO SPRINGS, CO (FHA|USDA|VA) 8 $2,570,000 $321,250 $5,019 4.42%
OCALA, FL (FHA|USDA|VA) 17 $2,555,000 $150,294 $5,628 5.14%
OKLAHOMA CITY, OK (FHA|USDA|VA) 16 $2,550,000 $159,375 $5,630 4.70%
SAVANNAH, GA (FHA|USDA|VA) 12 $2,530,000 $210,833 $4,361 4.40%
KNOXVILLE, TN (FHA|USDA|VA) 15 $2,465,000 $164,333 $3,131 4.27%
TULSA, OK (FHA|USDA|VA) 10 $2,430,000 $243,000 $5,058 4.35%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 13 $2,285,000 $175,769 $3,691 4.29%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 9 $2,275,000 $252,778 $6,068 4.50%
BOULDER, CO (FHA|USDA|VA) 5 $2,165,000 $433,000 $3,306 4.20%
GAINESVILLE, FL (FHA|USDA|VA) 18 $2,140,000 $118,889 $3,937 4.46%
FRESNO, CA (FHA|USDA|VA) 9 $2,115,000 $235,000 $3,918 4.43%
BATON ROUGE, LA (FHA|USDA|VA) 14 $2,100,000 $150,000 $4,576 4.72%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 8 $2,040,000 $255,000 $4,645 4.22%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 9 $2,025,000 $225,000 $7,222 4.69%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 17 $1,985,000 $116,765 $4,323 4.75%
CANTON-MASSILLON, OH (FHA|USDA|VA) 14 $1,960,000 $140,000 $3,915 4.92%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 12 $1,950,000 $162,500 $3,601 4.43%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 13 $1,925,000 $148,077 $4,998 4.49%
ASHEVILLE, NC (FHA|USDA|VA) 9 $1,855,000 $206,111 $4,322 4.29%
FAYETTEVILLE, NC (FHA|USDA|VA) 9 $1,825,000 $202,778 $2,680 4.13%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 10 $1,790,000 $179,000 $2,474 4.36%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 16 $1,780,000 $111,250 $3,284 4.73%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 11 $1,765,000 $160,455 $4,085 4.82%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 8 $1,760,000 $220,000 $4,841 4.39%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 12 $1,750,000 $145,833 $5,314 4.55%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 12 $1,750,000 $145,833 $3,422 4.97%
SALISBURY, MD-DE (FHA|USDA|VA) 8 $1,690,000 $211,250 $4,764 4.55%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 8 $1,660,000 $207,500 $6,247 4.38%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 9 $1,645,000 $182,778 $3,170 4.67%
TUCSON, AZ (FHA|USDA|VA) 10 $1,640,000 $164,000 $5,138 4.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 10 $1,630,000 $163,000 $3,111 4.64%
MONROE, MI (FHA|USDA|VA) 10 $1,570,000 $157,000 $4,646 4.99%
FLINT, MI (FHA|USDA|VA) 10 $1,550,000 $155,000 $3,753 4.45%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 8 $1,540,000 $192,500 $5,116 4.45%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 8 $1,520,000 $190,000 $4,791 4.69%
SPRINGFIELD, MA (FHA|USDA|VA) 8 $1,510,000 $188,750 $6,347 5.06%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 13 $1,505,000 $115,769 $3,313 4.72%
FORT COLLINS, CO (FHA|USDA|VA) 5 $1,475,000 $295,000 $6,450 4.58%
LONGVIEW, WA (FHA|USDA|VA) 6 $1,430,000 $238,333 $5,784 4.56%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 8 $1,420,000 $177,500 $4,360 4.61%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 7 $1,415,000 $202,143 $6,159 4.48%
DAYTON-KETTERING, OH (FHA|USDA|VA) 10 $1,390,000 $139,000 $4,073 4.94%
CEDAR RAPIDS, IA (FHA|USDA|VA) 11 $1,365,000 $124,091 $2,456 5.28%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 7 $1,355,000 $193,571 $6,058 4.63%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 7 $1,355,000 $193,571 $4,139 4.54%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 7 $1,335,000 $190,714 $2,903 4.61%
BLOOMINGTON, IN (FHA|USDA|VA) 5 $1,295,000 $259,000 $3,722 4.60%
Silver City, NM (FHA|USDA|VA) 11 $1,295,000 $117,727 $3,695 4.68%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 8 $1,270,000 $158,750 $4,175 4.55%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 5 $1,235,000 $247,000 $7,136 4.75%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $1,215,000 $173,571 $5,724 4.34%
ALBUQUERQUE, NM (FHA|USDA|VA) 6 $1,210,000 $201,667 $6,727 4.60%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,170,000 $195,000 $3,623 3.85%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 4 $1,150,000 $287,500 $6,769 4.22%
BEND, OR (FHA|USDA|VA) 5 $1,145,000 $229,000 $7,520 4.63%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,120,000 $186,667 $6,054 4.88%
MOBILE, AL (FHA|USDA|VA) 9 $1,095,000 $121,667 $3,279 4.19%
LANCASTER, PA (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,343 4.23%
MORGANTOWN, WV (FHA|USDA|VA) 5 $1,095,000 $219,000 $4,983 4.08%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $1,090,000 $545,000 $18,167 4.96%
ROCHESTER, NY (FHA|USDA|VA) 8 $1,060,000 $132,500 $4,118 4.19%
EAST STROUDSBURG, PA (FHA|USDA|VA) 7 $1,055,000 $150,714 $4,664 4.46%
SUMTER, SC (FHA|USDA|VA) 7 $1,045,000 $149,286 $5,687 5.02%
BANGOR, ME (FHA|USDA|VA) 10 $1,040,000 $104,000 $3,318 4.43%
GAINESVILLE, GA (FHA|USDA|VA) 7 $1,035,000 $147,857 $4,010 4.25%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 9 $1,035,000 $115,000 $4,241 4.50%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,971 4.88%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $965,000 $193,000 $5,885 4.78%
Bluffton, IN (FHA|USDA|VA) 6 $960,000 $160,000 $4,973 4.67%
WICHITA, KS (FHA|USDA|VA) 7 $955,000 $136,429 $3,989 4.46%
DALTON, GA (FHA|USDA|VA) 6 $940,000 $156,667 $3,175 4.21%
THE VILLAGES, FL (FHA|USDA|VA) 6 $940,000 $156,667 $5,803 4.65%
Ashtabula, OH (FHA|USDA|VA) 6 $930,000 $155,000 $4,969 4.73%
BOISE CITY, ID (FHA|USDA|VA) 5 $905,000 $181,000 $6,399 4.53%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $905,000 $301,667 $6,951 4.38%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 5 $895,000 $179,000 $4,705 4.30%
TUSCALOOSA, AL (FHA|USDA|VA) 6 $890,000 $148,333 $3,964 4.69%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 8 $890,000 $111,250 $4,855 4.66%
LAFAYETTE, LA (FHA|USDA|VA) 7 $885,000 $126,429 $4,766 4.11%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $880,000 $220,000 $6,903 4.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 6 $870,000 $145,000 $5,559 4.77%
WILMINGTON, NC (FHA|USDA|VA) 4 $870,000 $217,500 $3,803 4.59%
SALINAS, CA (FHA|USDA|VA) 2 $870,000 $435,000 $14,143 4.88%
SALT LAKE CITY, UT (FHA|USDA|VA) 4 $870,000 $217,500 $3,419 3.91%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $865,000 $288,333 $8,177 4.96%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $865,000 $123,571 $4,997 5.11%
ODESSA, TX (FHA|USDA|VA) 4 $860,000 $215,000 $8,884 4.53%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 4 $850,000 $212,500 $3,710 4.16%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $845,000 $281,667 $5,275 4.54%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $840,000 $420,000 $6,512 4.00%
RACINE, WI (FHA|USDA|VA) 4 $840,000 $210,000 $4,891 3.66%
Rock Springs, WY (FHA|USDA|VA) 4 $830,000 $207,500 $4,660 4.19%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $830,000 $138,333 $5,000 4.71%
PROVO-OREM, UT (FHA|USDA|VA) 3 $825,000 $275,000 $5,850 3.88%
MODESTO, CA (FHA|USDA|VA) 3 $805,000 $268,333 $7,822 4.58%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $800,000 $200,000 $4,135 4.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $795,000 $265,000 $4,997 4.71%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $790,000 $197,500 $7,147 4.88%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $775,000 $258,333 $3,752 5.17%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 5 $775,000 $155,000 $2,985 4.43%
JEFFERSON CITY, MO (FHA|USDA|VA) 7 $775,000 $110,714 $2,537 4.95%
LONGVIEW, TX (FHA|USDA|VA) 5 $765,000 $153,000 $4,561 4.35%
BELLINGHAM, WA (FHA|USDA|VA) 2 $740,000 $370,000 $6,378 4.13%
Ottawa, KS (FHA|USDA|VA) 4 $740,000 $185,000 $4,367 4.56%
Deming, NM (FHA|USDA|VA) 7 $725,000 $103,571 $2,693 4.54%
STOCKTON, CA (FHA|USDA|VA) 3 $725,000 $241,667 $4,869 4.25%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $720,000 $120,000 $4,731 4.69%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $710,000 $118,333 $3,347 4.33%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $710,000 $355,000 $3,209 4.31%
EL PASO, TX (FHA|USDA|VA) 4 $680,000 $170,000 $7,271 4.13%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 6 $680,000 $113,333 $3,217 4.52%
Plattsburgh, NY (FHA|USDA|VA) 5 $675,000 $135,000 $4,807 4.80%
WARNER ROBINS, GA (FHA|USDA|VA) 5 $675,000 $135,000 $2,679 4.65%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $665,000 $665,000 $16,426 4.88%
NEW BERN, NC (FHA|USDA|VA) 4 $660,000 $165,000 $4,394 4.72%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $655,000 $131,000 $2,668 4.43%
ROANOKE, VA (FHA|USDA|VA) 5 $645,000 $129,000 $3,208 4.30%
LUBBOCK, TX (FHA|USDA|VA) 3 $645,000 $215,000 $5,198 4.00%
Sevierville, TN (FHA|USDA|VA) 4 $640,000 $160,000 $4,625 4.69%
Moses Lake, WA (FHA|USDA|VA) 3 $625,000 $208,333 $6,686 5.04%
Shelby, NC (FHA|USDA|VA) 4 $620,000 $155,000 $4,172 4.47%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $615,000 $205,000 $3,822 4.88%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $615,000 $205,000 $3,837 3.79%
ANCHORAGE, AK (FHA|USDA|VA) 2 $610,000 $305,000 $10,160 5.13%
Centralia, WA (FHA|USDA|VA) 3 $605,000 $201,667 $6,080 5.00%
STAUNTON, VA (FHA|USDA|VA) 3 $605,000 $201,667 $5,176 4.17%
Lake City, FL (FHA|USDA|VA) 4 $600,000 $150,000 $2,177 4.19%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $590,000 $295,000 $1,732 3.75%
Klamath Falls, OR (FHA|USDA|VA) 4 $580,000 $145,000 $4,244 4.41%
Farmington, MO (FHA|USDA|VA) 5 $575,000 $115,000 $2,333 4.40%
SPARTANBURG, SC (FHA|USDA|VA) 4 $570,000 $142,500 $4,619 4.09%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $560,000 $140,000 $4,555 4.22%
JOPLIN, MO (FHA|USDA|VA) 6 $560,000 $93,333 $2,120 4.44%
TOLEDO, OH (FHA|USDA|VA) 6 $560,000 $93,333 $3,497 4.67%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $550,000 $275,000 $2,298 4.44%
YUBA CITY, CA (FHA|USDA|VA) 2 $550,000 $275,000 $6,324 5.19%
GREELEY, CO (FHA|USDA|VA) 2 $540,000 $270,000 $9,132 4.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $530,000 $132,500 $2,507 4.47%
FORT WAYNE, IN (FHA|USDA|VA) 5 $525,000 $105,000 $4,067 4.65%
HOT SPRINGS, AR (FHA|USDA|VA) 4 $520,000 $130,000 $2,258 5.25%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $510,000 $127,500 $4,049 4.69%
Kalispell, MT (FHA|USDA|VA) 2 $510,000 $255,000 $9,275 4.25%
MIDLAND, TX (FHA|USDA|VA) 3 $505,000 $168,333 $4,165 4.58%
Marion, OH (FHA|USDA|VA) 3 $505,000 $168,333 $9,040 5.08%
Plymouth, IN (FHA|USDA|VA) 3 $505,000 $168,333 $4,058 4.29%
Sandpoint, ID (FHA|USDA|VA) 2 $500,000 $250,000 $7,421 4.63%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $495,000 $165,000 $4,008 4.13%
SALEM, OR (FHA|USDA|VA) 2 $490,000 $245,000 $6,487 4.19%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $490,000 $245,000 $5,159 4.13%
Traverse City, MI (FHA|USDA|VA) 3 $485,000 $161,667 $2,916 4.41%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $470,000 $117,500 $5,210 4.50%
GREENVILLE, NC (FHA|USDA|VA) 2 $470,000 $235,000 $2,142 4.44%
Muskogee, OK (FHA|USDA|VA) 2 $460,000 $230,000 $7,410 4.31%
Holland, MI (FHA|USDA|VA) 3 $455,000 $151,667 $5,742 4.71%
GRANTS PASS, OR (FHA|USDA|VA) 2 $440,000 $220,000 $6,327 4.56%
Warrensburg, MO (FHA|USDA|VA) 3 $435,000 $145,000 $3,347 4.04%
JACKSON, MI (FHA|USDA|VA) 3 $435,000 $145,000 $3,551 4.17%
COLUMBIA, MO (FHA|USDA|VA) 4 $430,000 $107,500 $1,743 4.19%
St. Marys, GA (FHA|USDA|VA) 2 $430,000 $215,000 $4,016 4.31%
Outside of Metro Areas 2 $430,000 $215,000 $5,524 4.19%
Pierre, SD (FHA|USDA|VA) 2 $430,000 $215,000 $6,831 4.44%
WENATCHEE, WA (FHA|USDA|VA) 1 $425,000 $425,000 $2,745 4.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $425,000 $141,667 $3,577 4.67%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $425,000 $141,667 $2,179 4.79%
Fallon, NV (FHA|USDA|VA) 2 $420,000 $210,000 $1,967 4.56%
Chillicothe, OH (FHA|USDA|VA) 3 $415,000 $138,333 $4,928 4.54%
Palatka, FL (FHA|USDA|VA) 2 $410,000 $205,000 $4,652 3.50%
MADISON, WI (FHA|USDA|VA) 2 $410,000 $205,000 $5,226 3.81%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $410,000 $205,000 $3,292 4.25%
JOHNSTOWN, PA (FHA|USDA|VA) 5 $405,000 $81,000 $1,908 5.28%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $405,000 $135,000 $5,405 4.79%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $405,000 $405,000 $7,827 3.75%
Bartlesville, OK (FHA|USDA|VA) 3 $405,000 $135,000 $3,759 4.83%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $400,000 $200,000 $3,172 4.63%
MUSKEGON, MI (FHA|USDA|VA) 4 $400,000 $100,000 $2,301 4.22%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $395,000 $131,667 $2,990 4.25%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $390,000 $195,000 $3,683 5.25%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $385,000 $128,333 $3,243 4.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $375,000 $125,000 $4,189 4.13%
VALLEJO, CA (FHA|USDA|VA) 1 $375,000 $375,000 $12,280 4.25%
Poplar Bluff, MO (FHA|USDA|VA) 2 $370,000 $185,000 $5,293 4.69%
Crawfordsville, IN (FHA|USDA|VA) 3 $365,000 $121,667 $3,642 4.42%
Wooster, OH (FHA|USDA|VA) 1 $355,000 $355,000 $3,283 4.50%
READING, PA (FHA|USDA|VA) 3 $355,000 $118,333 $4,587 4.83%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $345,000 $345,000 $4,878 4.25%
RENO, NV (FHA|USDA|VA) 1 $345,000 $345,000 $4,291 4.88%
RAPID CITY, SD (FHA|USDA|VA) 2 $340,000 $170,000 $2,390 3.75%
LAS CRUCES, NM (FHA|USDA|VA) 2 $340,000 $170,000 $2,984 4.44%
Thomasville, GA (FHA|USDA|VA) 2 $340,000 $170,000 $3,455 4.94%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $335,000 $335,000 $7,274 4.25%
Lawrenceburg, TN (FHA|USDA|VA) 3 $335,000 $111,667 $2,330 4.54%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $330,000 $165,000 $2,782 4.63%
Shawnee, OK (FHA|USDA|VA) 4 $330,000 $82,500 $3,812 5.28%
Marion, IN (FHA|USDA|VA) 2 $330,000 $165,000 $3,367 4.69%
Lebanon, MO (FHA|USDA|VA) 3 $325,000 $108,333 $2,474 4.17%
Helena, MT (FHA|USDA|VA) 1 $325,000 $325,000 $6,031 5.13%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $320,000 $160,000 $1,828 4.31%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $320,000 $160,000 $7,255 4.94%
LIMA, OH (FHA|USDA|VA) 4 $320,000 $80,000 $2,305 4.81%
DECATUR, AL (FHA|USDA|VA) 1 $315,000 $315,000 $2,867 4.25%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $315,000 $105,000 $2,129 4.92%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $315,000 $105,000 $4,157 4.67%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $310,000 $155,000 $3,829 4.06%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $310,000 $155,000 $1,954 4.13%
Tiffin, OH (FHA|USDA|VA) 2 $300,000 $150,000 $3,001 4.25%
Adrian, MI (FHA|USDA|VA) 1 $295,000 $295,000 $2,559 5.88%
WHEELING, WV-OH (FHA|USDA|VA) 1 $295,000 $295,000 $6,561 4.25%
Meadville, PA (FHA|USDA|VA) 3 $295,000 $98,333 $3,302 5.21%
MORRISTOWN, TN (FHA|USDA|VA) 3 $295,000 $98,333 $2,087 4.71%
Madisonville, KY (FHA|USDA|VA) 2 $290,000 $145,000 $2,844 3.50%
Aberdeen, WA (FHA|USDA|VA) 2 $290,000 $145,000 $4,100 5.50%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $290,000 $145,000 $2,485 4.50%
LAWRENCE, KS (FHA|USDA|VA) 2 $290,000 $145,000 $2,532 4.19%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $285,000 $95,000 $2,092 4.79%
APPLETON, WI (FHA|USDA|VA) 2 $280,000 $140,000 $2,789 3.81%
Statesboro, GA (FHA|USDA|VA) 2 $280,000 $140,000 $3,011 4.25%
Cullowhee, NC (FHA|USDA|VA) 2 $280,000 $140,000 $3,471 4.06%
Warsaw, IN (FHA|USDA|VA) 2 $280,000 $140,000 $2,544 4.38%
Mount Airy, NC (FHA|USDA|VA) 3 $275,000 $91,667 $4,842 4.63%
Greenville, OH (FHA|USDA|VA) 2 $270,000 $135,000 $3,356 4.25%
Ardmore, OK (FHA|USDA|VA) 2 $270,000 $135,000 $8,026 5.38%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $270,000 $135,000 $2,678 4.25%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $265,000 $265,000 $2,848 4.50%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $265,000 $265,000 $5,807 4.50%
MANHATTAN, KS (FHA|USDA|VA) 2 $260,000 $130,000 $5,168 5.13%
Albemarle, NC (FHA|USDA|VA) 2 $260,000 $130,000 $1,964 4.44%
Morgan City, LA (FHA|USDA|VA) 2 $260,000 $130,000 $3,878 4.63%
Douglas, GA (FHA|USDA|VA) 2 $260,000 $130,000 $2,148 4.19%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $260,000 $130,000 $7,035 4.31%
Corsicana, TX (FHA|USDA|VA) 2 $260,000 $130,000 $3,294 4.00%
GADSDEN, AL (FHA|USDA|VA) 1 $255,000 $255,000 $6,225 3.75%
Dublin, GA (FHA|USDA|VA) 1 $255,000 $255,000 $10,069 4.13%
Easton, MD (FHA|USDA|VA) 1 $255,000 $255,000 $7,861 5.50%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,869 3.75%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $255,000 $85,000 $2,043 4.50%
CHICO, CA (FHA|USDA|VA) 1 $255,000 $255,000 $2,930 4.25%
Greensburg, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,138 4.38%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $255,000 $255,000 $6,707 3.75%
Malvern, AR (FHA|USDA|VA) 3 $255,000 $85,000 $3,003 5.21%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $250,000 $125,000 $3,012 4.19%
MANSFIELD, OH (FHA|USDA|VA) 2 $250,000 $125,000 $2,226 4.75%
Cornelia, GA (FHA|USDA|VA) 2 $250,000 $125,000 $3,977 4.25%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $245,000 $245,000 $3,584 4.75%
Gillette, WY (FHA|USDA|VA) 1 $245,000 $245,000 $911 3.75%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $5,213 3.75%
Orangeburg, SC (FHA|USDA|VA) 2 $240,000 $120,000 $2,618 4.81%
LYNCHBURG, VA (FHA|USDA|VA) 2 $240,000 $120,000 $4,694 3.88%
HATTIESBURG, MS (FHA|USDA|VA) 2 $240,000 $120,000 $633 5.56%
Fort Payne, AL (FHA|USDA|VA) 1 $235,000 $235,000 $6,941 4.25%
MISSOULA, MT (FHA|USDA|VA) 1 $235,000 $235,000 $7,733 4.88%
Shelton, WA (FHA|USDA|VA) 1 $235,000 $235,000 $7,724 5.63%
CHEYENNE, WY (FHA|USDA|VA) 1 $235,000 $235,000 $4,781 3.75%
MONTGOMERY, AL (FHA|USDA|VA) 2 $230,000 $115,000 $4,226 4.88%
EL CENTRO, CA (FHA|USDA|VA) 1 $225,000 $225,000 $3,850 4.50%
AMARILLO, TX (FHA|USDA|VA) 3 $225,000 $75,000 $2,151 4.21%
Ellensburg, WA (FHA|USDA|VA) 1 $225,000 $225,000 $2,876 4.13%
Batesville, AR (FHA|USDA|VA) 3 $225,000 $75,000 $3,382 4.63%
ANN ARBOR, MI (FHA|USDA|VA) 1 $225,000 $225,000 $1,515 4.63%
Sunbury, PA (FHA|USDA|VA) 1 $225,000 $225,000 $3,531 4.25%
Torrington, CT (FHA|USDA|VA) 1 $225,000 $225,000 $4,969 3.75%
Vidalia, GA (FHA|USDA|VA) 1 $225,000 $225,000 $8,593 4.25%
Findlay, OH (FHA|USDA|VA) 2 $220,000 $110,000 $6,218 5.31%
Coshocton, OH (FHA|USDA|VA) 2 $220,000 $110,000 $3,143 4.69%
Angola, IN (FHA|USDA|VA) 2 $220,000 $110,000 $3,208 4.63%
MONROE, LA (FHA|USDA|VA) 2 $220,000 $110,000 $2,978 5.00%
Sulphur Springs, TX (FHA|USDA|VA) 2 $220,000 $110,000 $2,474 4.56%
Athens, TN (FHA|USDA|VA) 2 $220,000 $110,000 $4,270 4.19%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $220,000 $110,000 $3,249 4.31%
Newport, TN (FHA|USDA|VA) 2 $220,000 $110,000 $1,989 4.13%
Sidney, OH (FHA|USDA|VA) 2 $220,000 $110,000 $2,820 4.25%
Cookeville, TN (FHA|USDA|VA) 2 $220,000 $110,000 $5,371 5.38%
Morehead City, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,479 4.38%
MERCED, CA (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.38%
Elko, NV (FHA|USDA|VA) 1 $215,000 $215,000 $626 4.75%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $210,000 $105,000 $3,823 4.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $210,000 $105,000 $2,827 3.94%
Marietta, OH (FHA|USDA|VA) 2 $210,000 $105,000 $5,571 5.56%
MIDLAND, MI (FHA|USDA|VA) 2 $210,000 $105,000 $5,475 4.94%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $210,000 $105,000 $1,773 5.13%
Andrews, TX (FHA|USDA|VA) 1 $205,000 $205,000 $7,832 4.75%
GETTYSBURG, PA (FHA|USDA|VA) 1 $205,000 $205,000 $3,523 5.50%
BRUNSWICK, GA (FHA|USDA|VA) 1 $205,000 $205,000 $3,171 4.50%
North Wilkesboro, NC (FHA|USDA|VA) 1 $205,000 $205,000 $4,837 5.13%
Beaver Dam, WI (FHA|USDA|VA) 2 $200,000 $100,000 $3,813 4.31%
Paducah, KY-IL (FHA|USDA|VA) 1 $195,000 $195,000 $1,616 3.75%
Mount Pleasant, MI (FHA|USDA|VA) 1 $195,000 $195,000 $4,571 4.25%
Huntington, IN (FHA|USDA|VA) 1 $195,000 $195,000 $284 4.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $195,000 $195,000 $4,635 3.75%
YUMA, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $2,282 4.25%
Pahrump, NV (FHA|USDA|VA) 2 $190,000 $95,000 $4,678 4.19%
Hillsdale, MI (FHA|USDA|VA) 2 $190,000 $95,000 $2,593 4.44%
Lewisburg, TN (FHA|USDA|VA) 1 $185,000 $185,000 $9,342 5.50%
MUNCIE, IN (FHA|USDA|VA) 1 $185,000 $185,000 $4,057 4.25%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $185,000 $185,000 $1,278 4.38%
DOVER, DE (FHA|USDA|VA) 1 $185,000 $185,000 $4,444 4.50%
Jacksonville, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,806 4.25%
Columbus, MS (FHA|USDA|VA) 1 $185,000 $185,000 $3,150 5.63%
Dickinson, ND (FHA|USDA|VA) 1 $185,000 $185,000 $3,209 5.13%
DULUTH, MN-WI (FHA|USDA|VA) 1 $185,000 $185,000 $3,209 4.63%
VISALIA, CA (FHA|USDA|VA) 1 $185,000 $185,000 $4,859 5.00%
Menomonie, WI (FHA|USDA|VA) 1 $185,000 $185,000 $2,995 3.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $185,000 $185,000 $4,755 3.25%
Prineville, OR (FHA|USDA|VA) 1 $185,000 $185,000 $3,992 5.13%
Raymondville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,805 4.75%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $175,000 $175,000 $4,107 4.63%
Kirksville, MO (FHA|USDA|VA) 1 $175,000 $175,000 $654 4.75%
WALLA WALLA, WA (FHA|USDA|VA) 1 $175,000 $175,000 $5,335 3.75%
Taos, NM (FHA|USDA|VA) 1 $175,000 $175,000 $5,393 4.88%
CaƱon City, CO (FHA|USDA|VA) 1 $175,000 $175,000 $6,741 3.88%
Spencer, IA (FHA|USDA|VA) 1 $175,000 $175,000 $4,417 3.75%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $175,000 $175,000 $1,534 3.75%
Brevard, NC (FHA|USDA|VA) 2 $170,000 $85,000 $4,379 5.19%
Zanesville, OH (FHA|USDA|VA) 2 $170,000 $85,000 $2,648 3.50%
Ottawa, IL (FHA|USDA|VA) 1 $165,000 $165,000 $6,579 5.50%
Muscatine, IA (FHA|USDA|VA) 1 $165,000 $165,000 $2,304 3.75%
St. Marys, PA (FHA|USDA|VA) 1 $165,000 $165,000 $6,932 4.63%
Crescent City, CA (FHA|USDA|VA) 1 $165,000 $165,000 $5,922 3.63%
Clearlake, CA (FHA|USDA|VA) 1 $165,000 $165,000 $6,426 4.63%
Oskaloosa, IA (FHA|USDA|VA) 1 $165,000 $165,000 $358 3.75%
Fort Polk South, LA (FHA|USDA|VA) 1 $165,000 $165,000 $819 4.00%
WACO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,076 4.50%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $165,000 $165,000 $2,684 5.38%
Ada, OK (FHA|USDA|VA) 1 $165,000 $165,000 $8,201 5.50%
YAKIMA, WA (FHA|USDA|VA) 1 $165,000 $165,000 $3,853 3.88%
El Campo, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,943 3.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $4,097 3.75%
Spearfish, SD (FHA|USDA|VA) 1 $165,000 $165,000 $3,843 3.88%
Crossville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $5,997 4.50%
Guymon, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,963 4.25%
Port Lavaca, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,845 3.75%
VICTORIA, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,089 4.13%
Searcy, AR (FHA|USDA|VA) 1 $155,000 $155,000 $3,780 4.25%
Clarksdale, MS (FHA|USDA|VA) 1 $155,000 $155,000 $4,561 6.50%
TWIN FALLS, ID (FHA|USDA|VA) 1 $155,000 $155,000 $4,176 3.75%
Bonham, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,676 4.50%
Roswell, NM (FHA|USDA|VA) 1 $155,000 $155,000 $3,306 3.75%
Sandusky, OH (FHA|USDA|VA) 1 $155,000 $155,000 $11,586 4.63%
Indiana, PA (FHA|USDA|VA) 1 $155,000 $155,000 $1,417 4.75%
Gainesville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,523 5.00%
Somerset, PA (FHA|USDA|VA) 2 $150,000 $75,000 $3,802 4.56%
Eagle Pass, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,598 3.75%
Minden, LA (FHA|USDA|VA) 1 $145,000 $145,000 $3,527 4.25%
North Vernon, IN (FHA|USDA|VA) 1 $145,000 $145,000 $542 5.38%
Laurinburg, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,858 3.25%
Evanston, WY (FHA|USDA|VA) 1 $145,000 $145,000 $5,492 4.25%
EspaƱola, NM (FHA|USDA|VA) 1 $145,000 $145,000 $3,737 5.00%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $145,000 $145,000 $1,475 5.00%
TYLER, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,084 4.50%
Newberry, SC (FHA|USDA|VA) 1 $145,000 $145,000 $3,711 5.13%
Shelbyville, TN (FHA|USDA|VA) 1 $145,000 $145,000 $603 4.63%
Winnemucca, NV (FHA|USDA|VA) 1 $145,000 $145,000 $3,571 4.25%
Whitewater, WI (FHA|USDA|VA) 1 $145,000 $145,000 $1,140 4.50%
Riverton, WY (FHA|USDA|VA) 1 $145,000 $145,000 $6,722 4.75%
BISMARCK, ND (FHA|USDA|VA) 1 $145,000 $145,000 $3,096 4.50%
Ashland, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,420 4.25%
Ontario, OR-ID (FHA|USDA|VA) 1 $135,000 $135,000 $2,666 4.25%
Nacogdoches, TX (FHA|USDA|VA) 1 $135,000 $135,000 $790 4.63%
Brownwood, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,477 4.25%
Madison, IN (FHA|USDA|VA) 1 $135,000 $135,000 $7,644 5.13%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $135,000 $135,000 $4,398 3.75%
DuBois, PA (FHA|USDA|VA) 1 $135,000 $135,000 $1,366 4.25%
PANAMA CITY, FL (FHA|USDA|VA) 1 $135,000 $135,000 $4,267 5.63%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,747 5.63%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $135,000 $135,000 $7,423 4.00%
Borger, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,990 4.88%
FLORENCE, SC (FHA|USDA|VA) 2 $130,000 $65,000 $1,174 4.81%
Tupelo, MS (FHA|USDA|VA) 1 $125,000 $125,000 $2,111 4.38%
Payson, AZ (FHA|USDA|VA) 1 $125,000 $125,000 $3,209 4.13%
Othello, WA (FHA|USDA|VA) 1 $125,000 $125,000 $7,796 5.13%
HARRISONBURG, VA (FHA|USDA|VA) 1 $125,000 $125,000 $2,878 5.25%
Wapakoneta, OH (FHA|USDA|VA) 1 $125,000 $125,000 $7,078 5.13%
Opelousas, LA (FHA|USDA|VA) 1 $125,000 $125,000 $6,092 5.50%
Frankfort, IN (FHA|USDA|VA) 1 $125,000 $125,000 $1,600 4.25%
ROCHESTER, MN (FHA|USDA|VA) 1 $125,000 $125,000 $4,099 4.63%
ROCKFORD, IL (FHA|USDA|VA) 1 $125,000 $125,000 $3,926 5.50%
Pecos, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,343 4.25%
Seneca, SC (FHA|USDA|VA) 1 $125,000 $125,000 $4,494 5.50%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $125,000 $125,000 $3,146 4.25%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $125,000 $125,000 $2,861 4.13%
Kennett, MO (FHA|USDA|VA) 1 $125,000 $125,000 $3,270 5.13%
Jefferson, GA (FHA|USDA|VA) 1 $125,000 $125,000 $3,470 3.75%
Logansport, IN (FHA|USDA|VA) 2 $120,000 $60,000 $1,716 3.75%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,303 5.00%
GREEN BAY, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,993 4.50%
NILES, MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,007 4.00%
Jesup, GA (FHA|USDA|VA) 1 $115,000 $115,000 $3,052 4.13%
Kendallville, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,699 4.50%
Salem, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,030 4.25%
Rolla, MO (FHA|USDA|VA) 1 $115,000 $115,000 $2,676 3.75%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $115,000 $115,000 $2,865 4.25%
Clewiston, FL (FHA|USDA|VA) 1 $115,000 $115,000 $2,914 4.25%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $115,000 $115,000 $3,852 5.13%
Union, SC (FHA|USDA|VA) 1 $105,000 $105,000 $2,826 4.25%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $105,000 $105,000 $2,900 4.25%
BURLINGTON, NC (FHA|USDA|VA) 1 $105,000 $105,000 $1,807 4.63%
Clarksburg, WV (FHA|USDA|VA) 1 $105,000 $105,000 $3,078 3.75%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,805 3.88%
GLENS FALLS, NY (FHA|USDA|VA) 1 $105,000 $105,000 $5,400 5.00%
Nogales, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $2,614 4.25%
Coffeyville, KS (FHA|USDA|VA) 1 $95,000 $95,000 $1,581 5.13%
ALBANY, GA (FHA|USDA|VA) 1 $95,000 $95,000 $4,502 5.00%
COLUMBUS, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,426 4.00%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $95,000 $95,000 $999 4.88%
UTICA-ROME, NY (FHA|USDA|VA) 1 $95,000 $95,000 $3,679 4.50%
Richmond, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,309 4.38%
Fredericksburg, TX (FHA|USDA|VA) 1 $95,000 $95,000 $2,562 4.25%
HAMMOND, LA (FHA|USDA|VA) 1 $95,000 $95,000 $6,793 4.50%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $95,000 $95,000 $2,259 3.75%
Jasper, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,424 4.50%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $95,000 $95,000 $2,373 4.25%
BILLINGS, MT (FHA|USDA|VA) 1 $95,000 $95,000 $2,714 4.13%
Taylorville, IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,592 3.75%
TOPEKA, KS (FHA|USDA|VA) 1 $85,000 $85,000 $1,054 3.75%
London, KY (FHA|USDA|VA) 1 $85,000 $85,000 $2,343 3.75%
Moberly, MO (FHA|USDA|VA) 1 $85,000 $85,000 $4,843 5.25%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,257 4.25%
LaGrange, GA-AL (FHA|USDA|VA) 1 $85,000 $85,000 $1,935 4.63%
JACKSON, MS (FHA|USDA|VA) 1 $85,000 $85,000 $4,037 5.63%
Washington, NC (FHA|USDA|VA) 1 $85,000 $85,000 $2,327 4.63%
Palestine, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,356 4.38%
Vicksburg, MS (FHA|USDA|VA) 1 $85,000 $85,000 $1,263 5.38%
Bedford, IN (FHA|USDA|VA) 1 $85,000 $85,000 $1,654 4.25%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $85,000 $85,000 $3,449 5.13%
Glasgow, KY (FHA|USDA|VA) 1 $85,000 $85,000 $2,370 4.75%
ABILENE, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,073 4.50%
Peru, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,989 5.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $75,000 $75,000 $4,299 5.00%
North Platte, NE (FHA|USDA|VA) 1 $75,000 $75,000 $2,336 4.13%
Burlington, IA-IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,342 4.50%
Natchez, MS-LA (FHA|USDA|VA) 1 $75,000 $75,000 $712 4.75%
Danville, VA (FHA|USDA|VA) 1 $75,000 $75,000 $4,414 4.88%
Maryville, MO (FHA|USDA|VA) 1 $75,000 $75,000 $1,803 4.25%
Auburn, IN (FHA|USDA|VA) 1 $65,000 $65,000 $4,888 5.13%
Warren, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,151 5.25%
Union City, TN (FHA|USDA|VA) 1 $65,000 $65,000 $4,356 4.13%
Alexander City, AL (FHA|USDA|VA) 1 $65,000 $65,000 $4,436 5.50%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $65,000 $65,000 $4,624 5.50%
Amsterdam, NY (FHA|USDA|VA) 1 $65,000 $65,000 $5,424 5.13%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $65,000 $65,000 $2,748 5.50%
SAGINAW, MI (FHA|USDA|VA) 1 $65,000 $65,000 $2,048 4.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $65,000 $65,000 $1,064 5.00%
Houghton, MI (FHA|USDA|VA) 1 $55,000 $55,000 $3,862 5.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $55,000 $55,000 $5,537 5.13%
Susanville, CA (FHA|USDA|VA) 1 $55,000 $55,000 $4,510 5.13%
Galesburg, IL (FHA|USDA|VA) 1 $55,000 $55,000 $5,295 4.75%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $55,000 $55,000 $528 5.50%
Huntsville, TX (FHA|USDA|VA) 1 $55,000 $55,000 $1,873 4.50%
KOKOMO, IN (FHA|USDA|VA) 1 $45,000 $45,000 $1,790 3.75%
First Guaranty Mortgage Corporation's top markets include New York, Atlanta, Washington, Charlotte, and Los Angeles among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 1,988 $341,200,000 $171,630 $5,258 4.53%
    Conventional 811 $198,475,000 $244,729 $4,041 4.56%
    VA 576 $126,350,000 $219,358 $4,438 4.30%
    USDA 184 $24,550,000 $133,424 $4,058 4.75%

    For 2018, First Guaranty Mortgage Corporation's most frequently originated type of loan was FHA, with 1,988 originations. Their 2nd most popular type was Conventional, with 811 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,599 $326,905,000 $204,443 $5,549 4.84%
    Refi 1,410 $242,990,000 $172,333 $3,622 4.13%
    Cash Out Refi 527 $116,515,000 $221,091 $5,720 4.55%
    Home Improvement 23 $4,165,000 $181,087 $4,748 4.58%

    For 2018, First Guaranty Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 1,599 originations. The 2nd most popular reason was Refi, with 1,410 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,039 $602,895,000 $198,386 $5,007 4.56%
    Other 324 $50,220,000 $155,000 $3,491 4.26%
    15 Year 116 $23,760,000 $204,828 $3,857 3.95%
    20 Year 76 $13,000,000 $171,053 $3,623 4.43%
    10 Year 4 $700,000 $175,000 $4,041 3.47%

    For 2018, First Guaranty Mortgage Corporation's most frequently cited loan duration was 30 Year, with 3,039 originations. The 2nd most popular length was Other, with 324 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,081 $375,225,000 $180,310
    $1k-2k 734 $156,880,000 $213,733
    $2k-3k 295 $54,275,000 $183,983
    $3k-4k 181 $34,225,000 $189,088
    $5k+ 124 $37,570,000 $302,984
    $4k-5k 71 $16,615,000 $234,014

    First Guaranty Mortgage Corporation's average total fees were $5,007, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,081 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 1,994 $387,250,000 $194,208
    3-4% 827 $173,575,000 $209,885
    5-6% 731 $128,565,000 $175,876
    6-7% 6 $810,000 $135,000
    2.5-3% 1 $375,000 $375,000

    During 2018, First Guaranty Mortgage Corporation's average interest rate for loans was 4.56%, while their most frequently originated rate bucket for loans was 4-5%, with 1,994 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,630 $239,270,000 $146,791 $4,184 4.51%
    $200k-400k 1,130 $308,850,000 $273,319 $5,945 4.43%
    $100,000 or less 606 $47,940,000 $79,109 $3,068 4.67%
    $400k-600k 166 $76,670,000 $461,867 $8,064 4.48%
    $600k-1MM 27 $17,845,000 $660,926 $14,151 4.80%

    2018 saw First Guaranty Mortgage Corporation place emphasis on $100k-200k loans with 1,630 originations, totaling $239,270,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 653 $116,425,000 $178,292 $5,517 4.80%
    $50k or less 597 $69,985,000 $117,228 $4,288 4.86%
    $75k-100k 426 $97,960,000 $229,953 $5,909 4.68%
    $100k-150k 365 $107,655,000 $294,945 $6,618 4.61%
    $150k-250k 186 $67,510,000 $362,957 $6,805 4.62%
    $250k+ 32 $12,290,000 $384,063 $4,850 4.49%

    First Guaranty Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 653 originations. The second most popular income band? $50k or less, with 597 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 389 $78,015,000 $200,553 $4,866 4.72%
    20-30% 326 $64,650,000 $198,313 $4,694 4.71%
    50-60% 247 $54,975,000 $222,571 $7,225 4.77%
    42% 107 $23,545,000 $220,047 $6,167 4.80%
    38% 98 $18,750,000 $191,327 $4,933 4.79%
    40% 97 $20,555,000 $211,907 $5,709 4.80%
    43% 93 $21,895,000 $235,430 $5,813 4.70%
    <20% 91 $16,575,000 $182,143 $3,826 4.62%
    39% 91 $17,375,000 $190,934 $5,465 4.80%
    41% 89 $18,525,000 $208,146 $5,768 4.78%
    49% 89 $21,345,000 $239,831 $6,399 4.67%
    46% 84 $18,530,000 $220,595 $6,106 4.80%
    36% 81 $14,215,000 $175,494 $4,705 4.80%
    48% 77 $18,145,000 $235,649 $5,548 4.65%
    44% 75 $16,045,000 $213,933 $5,861 4.71%
    37% 73 $14,575,000 $199,658 $5,262 4.78%
    45% 66 $13,460,000 $203,939 $6,288 4.81%
    47% 59 $14,265,000 $241,780 $6,647 4.86%
    >60% 14 $4,110,000 $293,571 $5,207 4.60%

    First Guaranty Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 389 originations. The next most common DTI ratio? 20-30%, with 326 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,548 $475,590,000 $186,652 $4,624 4.53%
    Black 455 $93,095,000 $204,604 $5,725 4.61%
    Not provided 415 $83,305,000 $200,735 $4,680 4.29%
    Asian 110 $30,640,000 $278,545 $5,531 4.45%
    American Indian 16 $3,870,000 $241,875 $4,805 4.81%
    Native Hawaiian or Islander 9 $2,075,000 $230,556 $6,436 4.47%
    Asian Indian 3 $1,195,000 $398,333 $3,920 4.33%
    Chinese 2 $600,000 $300,000 $2,563 4.94%
    Other Pacific Islander 1 $205,000 $205,000 $4,080 4.75%

    Approval Rates

    Total approvals of all applications
    93.65%

    First Guaranty Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    42.26%

    First Guaranty Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,559 $690,575,000 $194,036

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 603 $75,645,000 $125,448
    Single Family (1-4 Units):Site-Built 2,956 $614,930,000 $208,028

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 29 $4,845,000 $167,069 $3,690 4.54%
    40-60% 123 $23,785,000 $193,374 $4,025 4.37%
    60-80% 570 $127,380,000 $223,474 $4,590 4.52%
    80-100% 2,690 $499,870,000 $185,825 $4,814 4.53%
    Over 100% 146 $34,520,000 $236,438 $6,146 4.34%
    Under 20% 1 $175,000 $175,000 $2,865 4.38%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    FIRST GUARANTY MORTGAGE CORP VA mortgage Trouble during payment process 1 11.1%
    FIRST GUARANTY MORTGAGE CORP Reverse mortgage Applying for a mortgage or refinancing an existing mortgage 1 11.1%
    FIRST GUARANTY MORTGAGE CORP Other type of mortgage Struggling to pay mortgage 2 22.2%
    FIRST GUARANTY MORTGAGE CORP FHA mortgage Trouble during payment process 2 22.2%
    FIRST GUARANTY MORTGAGE CORP FHA mortgage Struggling to pay mortgage 1 11.1%
    FIRST GUARANTY MORTGAGE CORP FHA mortgage Closing on a mortgage 1 11.1%
    FIRST GUARANTY MORTGAGE CORP FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 11.1%