First Guaranty Mortgage Corporation Rates, Fees & Info

GLEN ALLEN, VA

LEI: 549300MMIZD8222YV754

Tax ID: 54-1429575

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Mortgage Data

Review & Overview

First Guaranty Mortgage Corporation is a small mortgage company specializing in Refi and Home Purchase loans. They have a a high proportion of FHA loans. First Guaranty Mortgage Corporation has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Washington, Atlanta, Dallas, and Los Angeles among others. We have data for 584 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Guaranty Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Guaranty Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

5,841

Origination Dollar Volume (All Markets)

$1,341,005,000
Show all (57) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 194 $68,830,000 $354,794 $10,406 4.39%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 186 $68,590,000 $368,763 $5,974 3.96%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 241 $55,095,000 $228,610 $5,186 4.21%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 203 $53,345,000 $262,783 $4,914 3.90%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 105 $53,305,000 $507,667 $7,733 4.20%
Outside of Metro Areas 302 $42,800,000 $141,722 $4,332 4.35%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 145 $31,835,000 $219,552 $4,541 4.12%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 101 $27,625,000 $273,515 $4,653 4.01%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 88 $27,370,000 $311,023 $6,423 4.12%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 111 $26,325,000 $237,162 $5,802 4.20%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 93 $24,885,000 $267,581 $6,867 4.24%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 110 $24,430,000 $222,091 $6,315 4.35%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 76 $21,200,000 $278,947 $5,760 4.26%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 79 $20,005,000 $253,228 $5,572 4.28%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 46 $20,000,000 $434,783 $6,188 4.04%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 52 $19,220,000 $369,615 $7,126 4.29%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 83 $18,685,000 $225,120 $4,898 4.32%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 89 $18,445,000 $207,247 $4,834 4.35%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 83 $16,645,000 $200,542 $4,970 4.19%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 63 $15,255,000 $242,143 $5,351 4.34%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 67 $14,925,000 $222,761 $4,238 4.01%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 22 $14,760,000 $670,909 $10,417 4.86%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 43 $14,245,000 $331,279 $5,538 4.14%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 34 $12,680,000 $372,941 $7,715 4.06%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 55 $12,495,000 $227,182 $3,967 4.16%
RALEIGH-CARY, NC (FHA|USDA|VA) 59 $12,295,000 $208,390 $4,931 4.20%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 55 $11,445,000 $208,091 $4,671 4.11%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 39 $11,165,000 $286,282 $5,852 4.05%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 61 $10,805,000 $177,131 $4,577 4.43%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 17 $10,705,000 $629,706 $8,448 4.31%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 36 $10,300,000 $286,111 $5,602 4.03%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 75 $10,145,000 $135,267 $5,571 4.85%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 31 $9,985,000 $322,097 $7,984 4.29%
ST. LOUIS, MO-IL (FHA|USDA|VA) 61 $9,705,000 $159,098 $4,128 4.25%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 34 $8,380,000 $246,471 $6,655 4.36%
COLUMBUS, OH (FHA|USDA|VA) 45 $8,145,000 $181,000 $5,147 4.19%
FAYETTEVILLE, NC (FHA|USDA|VA) 48 $8,030,000 $167,292 $2,834 3.98%
JACKSONVILLE, FL (FHA|USDA|VA) 38 $8,010,000 $210,789 $4,766 3.98%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 12 $7,020,000 $585,000 $6,073 4.07%
RICHMOND, VA (FHA|USDA|VA) 30 $6,900,000 $230,000 $4,126 4.04%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 37 $6,885,000 $186,081 $4,026 3.84%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 40 $6,880,000 $172,000 $4,312 4.00%
KANSAS CITY, MO-KS (FHA|USDA|VA) 34 $6,680,000 $196,471 $4,162 4.26%
COLUMBIA, SC (FHA|USDA|VA) 36 $6,540,000 $181,667 $3,674 4.10%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 24 $6,470,000 $269,583 $4,551 3.98%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 28 $6,230,000 $222,500 $5,421 4.37%
SALT LAKE CITY, UT (FHA|USDA|VA) 21 $6,205,000 $295,476 $5,136 3.79%
PORT ST. LUCIE, FL (FHA|USDA|VA) 17 $5,865,000 $345,000 $8,014 4.14%
PITTSBURGH, PA (FHA|USDA|VA) 43 $5,855,000 $136,163 $4,840 4.34%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 31 $5,575,000 $179,839 $3,497 4.19%
COLORADO SPRINGS, CO (FHA|USDA|VA) 18 $5,040,000 $280,000 $4,119 3.77%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 17 $5,025,000 $295,588 $5,648 4.80%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 23 $4,365,000 $189,783 $4,061 4.13%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 20 $4,340,000 $217,000 $4,761 4.33%
KNOXVILLE, TN (FHA|USDA|VA) 26 $4,320,000 $166,154 $3,944 4.27%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 26 $4,310,000 $165,769 $6,028 4.28%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 18 $4,250,000 $236,111 $5,288 4.38%
BOISE CITY, ID (FHA|USDA|VA) 17 $3,955,000 $232,647 $6,931 4.17%
AKRON, OH (FHA|USDA|VA) 20 $3,920,000 $196,000 $6,845 4.86%
OKLAHOMA CITY, OK (FHA|USDA|VA) 22 $3,790,000 $172,273 $5,660 4.76%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 25 $3,735,000 $149,400 $3,961 4.26%
STOCKTON, CA (FHA|USDA|VA) 12 $3,730,000 $310,833 $5,614 4.41%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 15 $3,565,000 $237,667 $6,149 3.70%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 18 $3,500,000 $194,444 $4,747 4.11%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 20 $3,410,000 $170,500 $4,653 4.41%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 17 $3,275,000 $192,647 $3,344 4.43%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 15 $3,175,000 $211,667 $5,232 4.19%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 22 $3,170,000 $144,091 $2,939 3.97%
SAVANNAH, GA (FHA|USDA|VA) 18 $3,160,000 $175,556 $4,497 4.42%
ASHEVILLE, NC (FHA|USDA|VA) 10 $3,130,000 $313,000 $6,302 5.09%
HUNTSVILLE, AL (FHA|USDA|VA) 13 $3,125,000 $240,385 $3,339 4.44%
WORCESTER, MA-CT (FHA|USDA|VA) 13 $3,115,000 $239,615 $5,580 4.50%
SALEM, OR (FHA|USDA|VA) 13 $3,105,000 $238,846 $7,355 4.33%
BOULDER, CO (FHA|USDA|VA) 7 $3,085,000 $440,714 $11,559 3.98%
TULSA, OK (FHA|USDA|VA) 20 $3,080,000 $154,000 $4,845 4.52%
VALLEJO, CA (FHA|USDA|VA) 8 $3,020,000 $377,500 $4,896 3.72%
WARNER ROBINS, GA (FHA|USDA|VA) 16 $3,000,000 $187,500 $4,752 4.27%
ST. GEORGE, UT (FHA|USDA|VA) 10 $2,970,000 $297,000 $4,473 3.83%
LONGVIEW, TX (FHA|USDA|VA) 15 $2,955,000 $197,000 $5,203 3.59%
BAKERSFIELD, CA (FHA|USDA|VA) 11 $2,935,000 $266,818 $6,900 4.81%
FRESNO, CA (FHA|USDA|VA) 10 $2,860,000 $286,000 $5,104 4.30%
TUCSON, AZ (FHA|USDA|VA) 18 $2,850,000 $158,333 $4,100 4.31%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 8 $2,850,000 $356,250 $5,733 4.70%
OCALA, FL (FHA|USDA|VA) 17 $2,585,000 $152,059 $3,823 4.28%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 12 $2,580,000 $215,000 $3,904 4.07%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 14 $2,580,000 $184,286 $7,922 4.74%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 10 $2,570,000 $257,000 $3,882 3.98%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 14 $2,520,000 $180,000 $4,627 4.40%
BATON ROUGE, LA (FHA|USDA|VA) 13 $2,515,000 $193,462 $2,733 4.24%
LOUISVILLE, KY (FHA|USDA|VA) 14 $2,500,000 $178,571 $3,348 4.24%
WINSTON-SALEM, NC (FHA|USDA|VA) 18 $2,500,000 $138,889 $4,184 4.51%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 14 $2,470,000 $176,429 $4,395 4.03%
COLUMBUS, GA-AL (FHA|USDA|VA) 12 $2,440,000 $203,333 $2,732 3.77%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 8 $2,400,000 $300,000 $6,735 4.67%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $2,390,000 $298,750 $2,377 4.23%
GREELEY, CO (FHA|USDA|VA) 8 $2,340,000 $292,500 $7,303 4.17%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 10 $2,340,000 $234,000 $7,414 4.05%
PROVO-OREM, UT (FHA|USDA|VA) 8 $2,290,000 $286,250 $6,221 3.75%
DAYTON-KETTERING, OH (FHA|USDA|VA) 17 $2,255,000 $132,647 $5,188 4.26%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 13 $2,255,000 $173,462 $3,622 4.32%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 13 $2,215,000 $170,385 $4,437 4.08%
MUSKEGON, MI (FHA|USDA|VA) 17 $2,185,000 $128,529 $3,724 4.13%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 10 $2,150,000 $215,000 $3,987 4.10%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $2,140,000 $356,667 $9,325 4.17%
WICHITA, KS (FHA|USDA|VA) 13 $2,135,000 $164,231 $3,748 4.13%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 13 $2,125,000 $163,462 $3,713 4.31%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 7 $2,085,000 $297,857 $5,640 4.02%
TOLEDO, OH (FHA|USDA|VA) 16 $2,080,000 $130,000 $6,130 4.96%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 13 $2,045,000 $157,308 $3,491 3.84%
SPRINGFIELD, MO (FHA|USDA|VA) 13 $2,035,000 $156,538 $1,565 4.28%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 10 $2,030,000 $203,000 $5,161 4.45%
RENO, NV (FHA|USDA|VA) 8 $2,020,000 $252,500 $5,608 3.86%
EVANSVILLE, IN-KY (FHA|USDA|VA) 16 $2,020,000 $126,250 $5,190 4.70%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 19 $2,005,000 $105,526 $4,398 4.65%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 8 $1,950,000 $243,750 $7,156 4.47%
SPARTANBURG, SC (FHA|USDA|VA) 12 $1,940,000 $161,667 $4,421 4.11%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 9 $1,915,000 $212,778 $5,747 4.28%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 14 $1,910,000 $136,429 $4,535 4.38%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $1,910,000 $318,333 $4,953 4.08%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 11 $1,885,000 $171,364 $1,987 4.02%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 12 $1,810,000 $150,833 $3,555 4.53%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 11 $1,755,000 $159,545 $5,790 4.31%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $1,725,000 $345,000 $6,844 4.25%
DOVER, DE (FHA|USDA|VA) 7 $1,685,000 $240,714 $7,371 4.43%
CHEYENNE, WY (FHA|USDA|VA) 7 $1,635,000 $233,571 $4,888 4.54%
JACKSONVILLE, NC (FHA|USDA|VA) 9 $1,575,000 $175,000 $3,100 3.57%
FLAGSTAFF, AZ (FHA|USDA|VA) 5 $1,545,000 $309,000 $6,576 5.05%
FLINT, MI (FHA|USDA|VA) 10 $1,540,000 $154,000 $3,711 4.01%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 8 $1,510,000 $188,750 $4,900 4.19%
MORGANTOWN, WV (FHA|USDA|VA) 7 $1,485,000 $212,143 $4,421 4.59%
GOLDSBORO, NC (FHA|USDA|VA) 7 $1,485,000 $212,143 $4,455 3.82%
MODESTO, CA (FHA|USDA|VA) 6 $1,480,000 $246,667 $7,696 5.33%
GREENVILLE, NC (FHA|USDA|VA) 10 $1,480,000 $148,000 $3,632 4.30%
JACKSON, MS (FHA|USDA|VA) 7 $1,475,000 $210,714 $4,836 4.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $1,430,000 $178,750 $6,083 4.41%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $1,430,000 $178,750 $3,902 4.17%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 8 $1,420,000 $177,500 $3,871 4.19%
SPRINGFIELD, MA (FHA|USDA|VA) 6 $1,420,000 $236,667 $5,808 4.52%
GAINESVILLE, FL (FHA|USDA|VA) 8 $1,400,000 $175,000 $4,965 3.86%
LAWTON, OK (FHA|USDA|VA) 7 $1,365,000 $195,000 $2,069 4.29%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 10 $1,350,000 $135,000 $3,868 3.96%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $1,345,000 $448,333 $5,225 3.92%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 6 $1,290,000 $215,000 $5,457 3.50%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,245,000 $415,000 $6,877 3.67%
Lufkin, TX (FHA|USDA|VA) 7 $1,215,000 $173,571 $6,999 4.30%
MONROE, MI (FHA|USDA|VA) 6 $1,190,000 $198,333 $5,184 4.33%
Cornelia, GA (FHA|USDA|VA) 6 $1,190,000 $198,333 $5,102 3.85%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $1,185,000 $237,000 $7,551 3.95%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 5 $1,185,000 $237,000 $5,053 4.08%
LAFAYETTE, LA (FHA|USDA|VA) 8 $1,180,000 $147,500 $4,508 4.31%
SALINAS, CA (FHA|USDA|VA) 3 $1,155,000 $385,000 $4,122 3.42%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,533 4.18%
FORT COLLINS, CO (FHA|USDA|VA) 4 $1,120,000 $280,000 $7,060 4.00%
BANGOR, ME (FHA|USDA|VA) 7 $1,115,000 $159,286 $4,283 4.32%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 9 $1,105,000 $122,778 $4,011 5.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $1,105,000 $221,000 $6,390 4.35%
Shelby, NC (FHA|USDA|VA) 6 $1,100,000 $183,333 $4,330 4.21%
SIOUX FALLS, SD (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,162 4.28%
MERCED, CA (FHA|USDA|VA) 4 $1,090,000 $272,500 $3,527 4.34%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 7 $1,075,000 $153,571 $1,967 4.29%
YUBA CITY, CA (FHA|USDA|VA) 4 $1,070,000 $267,500 $6,011 5.00%
Bedford, IN (FHA|USDA|VA) 8 $1,050,000 $131,250 $4,526 4.14%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,040,000 $173,333 $4,900 4.02%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $1,035,000 $345,000 $5,714 4.04%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $1,030,000 $257,500 $4,685 3.81%
Wooster, OH (FHA|USDA|VA) 7 $1,025,000 $146,429 $3,287 4.50%
LYNCHBURG, VA (FHA|USDA|VA) 6 $1,020,000 $170,000 $4,807 4.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 6 $1,010,000 $168,333 $4,128 3.77%
MIDLAND, TX (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,766 4.31%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 8 $1,000,000 $125,000 $2,944 4.44%
Oak Harbor, WA (FHA|USDA|VA) 3 $995,000 $331,667 $7,170 3.54%
Elizabeth City, NC (FHA|USDA|VA) 4 $990,000 $247,500 $3,875 3.56%
ABILENE, TX (FHA|USDA|VA) 6 $980,000 $163,333 $3,916 4.65%
MOBILE, AL (FHA|USDA|VA) 5 $975,000 $195,000 $3,368 4.10%
WICHITA FALLS, TX (FHA|USDA|VA) 8 $970,000 $121,250 $3,271 4.02%
EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $965,000 $193,000 $3,511 4.10%
RAPID CITY, SD (FHA|USDA|VA) 5 $965,000 $193,000 $3,674 3.53%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $945,000 $315,000 $3,782 5.08%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 6 $940,000 $156,667 $5,886 4.42%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 6 $940,000 $156,667 $4,347 4.52%
CANTON-MASSILLON, OH (FHA|USDA|VA) 8 $940,000 $117,500 $4,269 4.55%
LAS CRUCES, NM (FHA|USDA|VA) 4 $930,000 $232,500 $6,524 4.03%
EL CENTRO, CA (FHA|USDA|VA) 3 $925,000 $308,333 $4,372 3.92%
CLEVELAND, TN (FHA|USDA|VA) 5 $925,000 $185,000 $5,716 4.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 6 $920,000 $153,333 $3,110 3.85%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $900,000 $225,000 $2,734 4.84%
PUEBLO, CO (FHA|USDA|VA) 6 $900,000 $150,000 $4,626 3.52%
PANAMA CITY, FL (FHA|USDA|VA) 6 $880,000 $146,667 $4,208 4.04%
FLORENCE, SC (FHA|USDA|VA) 4 $870,000 $217,500 $3,687 3.91%
Roseburg, OR (FHA|USDA|VA) 5 $865,000 $173,000 $6,169 4.80%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $865,000 $288,333 $3,644 3.63%
Wilmington, OH (FHA|USDA|VA) 4 $860,000 $215,000 $9,388 4.97%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 6 $860,000 $143,333 $3,481 4.08%
Elk City, OK (FHA|USDA|VA) 3 $855,000 $285,000 $3,426 4.67%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $850,000 $141,667 $3,847 4.35%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $845,000 $169,000 $6,486 4.65%
Fernley, NV (FHA|USDA|VA) 5 $835,000 $167,000 $3,159 4.43%
EL PASO, TX (FHA|USDA|VA) 5 $835,000 $167,000 $2,160 3.63%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $835,000 $167,000 $5,841 4.53%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $825,000 $275,000 $3,078 4.42%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $825,000 $165,000 $3,034 4.63%
ANN ARBOR, MI (FHA|USDA|VA) 4 $820,000 $205,000 $3,637 4.44%
ALBANY, GA (FHA|USDA|VA) 6 $820,000 $136,667 $4,614 4.02%
Ashtabula, OH (FHA|USDA|VA) 6 $810,000 $135,000 $4,311 4.46%
Salem, OH (FHA|USDA|VA) 6 $800,000 $133,333 $4,391 4.17%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $795,000 $159,000 $4,404 3.88%
Gillette, WY (FHA|USDA|VA) 4 $790,000 $197,500 $3,027 3.81%
WILMINGTON, NC (FHA|USDA|VA) 4 $790,000 $197,500 $5,796 4.03%
North Wilkesboro, NC (FHA|USDA|VA) 6 $790,000 $131,667 $5,082 4.60%
Sandpoint, ID (FHA|USDA|VA) 2 $780,000 $390,000 $4,474 3.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $770,000 $192,500 $5,768 4.13%
Opelousas, LA (FHA|USDA|VA) 3 $765,000 $255,000 $12,093 6.25%
JEFFERSON CITY, MO (FHA|USDA|VA) 5 $765,000 $153,000 $3,987 3.88%
Kalispell, MT (FHA|USDA|VA) 3 $755,000 $251,667 $4,263 4.54%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $755,000 $755,000 $7,124 6.00%
Granbury, TX (FHA|USDA|VA) 3 $755,000 $251,667 $3,589 3.92%
TOPEKA, KS (FHA|USDA|VA) 3 $755,000 $251,667 $2,465 3.54%
Hermiston-Pendleton, OR (FHA|USDA|VA) 4 $750,000 $187,500 $2,965 4.13%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $735,000 $147,000 $4,611 3.95%
Williston, ND (FHA|USDA|VA) 3 $735,000 $245,000 $5,823 4.08%
SUMTER, SC (FHA|USDA|VA) 4 $730,000 $182,500 $4,219 3.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $730,000 $182,500 $5,435 4.66%
North Platte, NE (FHA|USDA|VA) 4 $730,000 $182,500 $5,432 4.09%
JACKSON, MI (FHA|USDA|VA) 7 $725,000 $103,571 $3,451 3.91%
Kinston, NC (FHA|USDA|VA) 4 $720,000 $180,000 $3,549 3.94%
Sevierville, TN (FHA|USDA|VA) 3 $715,000 $238,333 $3,934 4.50%
St. Marys, GA (FHA|USDA|VA) 4 $710,000 $177,500 $2,207 4.34%
Hobbs, NM (FHA|USDA|VA) 3 $705,000 $235,000 $6,575 4.33%
Safford, AZ (FHA|USDA|VA) 4 $690,000 $172,500 $4,903 4.38%
ODESSA, TX (FHA|USDA|VA) 3 $685,000 $228,333 $5,534 4.58%
BELLINGHAM, WA (FHA|USDA|VA) 2 $680,000 $340,000 $9,836 3.13%
SANTA FE, NM (FHA|USDA|VA) 1 $675,000 $675,000 $5,288 6.13%
GAINESVILLE, GA (FHA|USDA|VA) 4 $670,000 $167,500 $3,781 4.25%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $670,000 $167,500 $4,320 4.00%
AMARILLO, TX (FHA|USDA|VA) 3 $665,000 $221,667 $4,730 4.71%
COLUMBIA, MO (FHA|USDA|VA) 4 $660,000 $165,000 $1,444 3.72%
Outside of Metro Areas 3 $655,000 $218,333 $6,257 3.96%
Athens, TX (FHA|USDA|VA) 4 $650,000 $162,500 $4,799 4.84%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $650,000 $162,500 $6,655 4.44%
Wilson, NC (FHA|USDA|VA) 5 $645,000 $129,000 $3,377 4.10%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $640,000 $160,000 $1,910 4.19%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 2 $640,000 $320,000 $9,072 3.44%
Ottawa, KS (FHA|USDA|VA) 4 $640,000 $160,000 $4,497 4.25%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 5 $635,000 $127,000 $5,611 4.35%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $635,000 $635,000 $10,834 3.25%
WACO, TX (FHA|USDA|VA) 2 $630,000 $315,000 $6,812 3.19%
Moultrie, GA (FHA|USDA|VA) 4 $630,000 $157,500 $4,542 3.84%
Marion, OH (FHA|USDA|VA) 3 $625,000 $208,333 $2,622 4.00%
HINESVILLE, GA (FHA|USDA|VA) 4 $610,000 $152,500 $1,419 4.09%
WENATCHEE, WA (FHA|USDA|VA) 2 $610,000 $305,000 $5,833 3.75%
DOTHAN, AL (FHA|USDA|VA) 5 $605,000 $121,000 $2,886 4.73%
Ukiah, CA (FHA|USDA|VA) 2 $600,000 $300,000 $9,665 3.94%
MEDFORD, OR (FHA|USDA|VA) 2 $600,000 $300,000 $11,411 3.88%
YUMA, AZ (FHA|USDA|VA) 4 $600,000 $150,000 $4,736 4.47%
READING, PA (FHA|USDA|VA) 3 $595,000 $198,333 $7,504 4.50%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $590,000 $147,500 $5,842 3.56%
Helena, MT (FHA|USDA|VA) 3 $585,000 $195,000 $5,161 4.04%
CARSON CITY, NV (FHA|USDA|VA) 3 $575,000 $191,667 $6,211 3.96%
NEW BERN, NC (FHA|USDA|VA) 4 $570,000 $142,500 $3,560 4.06%
YAKIMA, WA (FHA|USDA|VA) 3 $565,000 $188,333 $4,776 3.88%
TYLER, TX (FHA|USDA|VA) 3 $565,000 $188,333 $3,728 4.13%
LaGrange, GA-AL (FHA|USDA|VA) 3 $555,000 $185,000 $2,672 4.08%
Big Spring, TX (FHA|USDA|VA) 1 $555,000 $555,000 $8,049 6.88%
FORT WAYNE, IN (FHA|USDA|VA) 3 $555,000 $185,000 $4,311 3.67%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $555,000 $185,000 $3,432 4.42%
Lewisburg, TN (FHA|USDA|VA) 2 $550,000 $275,000 $6,820 3.56%
Thomasville, GA (FHA|USDA|VA) 2 $550,000 $275,000 $1,912 3.69%
Seneca, SC (FHA|USDA|VA) 3 $545,000 $181,667 $6,905 4.00%
BILLINGS, MT (FHA|USDA|VA) 3 $535,000 $178,333 $4,878 3.46%
Palatka, FL (FHA|USDA|VA) 4 $530,000 $132,500 $5,694 4.47%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $530,000 $265,000 $1,061 3.88%
Dumas, TX (FHA|USDA|VA) 3 $525,000 $175,000 $4,166 4.04%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $515,000 $171,667 $2,978 4.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $510,000 $127,500 $4,567 4.69%
MANSFIELD, OH (FHA|USDA|VA) 3 $505,000 $168,333 $5,695 4.21%
Key West, FL (FHA|USDA|VA) 1 $505,000 $505,000 $3,241 3.63%
Georgetown, SC (FHA|USDA|VA) 2 $500,000 $250,000 $6,696 4.19%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $500,000 $250,000 $5,060 3.25%
REDDING, CA (FHA|USDA|VA) 2 $500,000 $250,000 $2,192 3.50%
Elko, NV (FHA|USDA|VA) 2 $500,000 $250,000 $5,037 3.88%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $495,000 $165,000 $3,410 3.83%
Tifton, GA (FHA|USDA|VA) 3 $495,000 $165,000 $1,253 4.04%
Holland, MI (FHA|USDA|VA) 4 $490,000 $122,500 $3,358 4.59%
Minden, LA (FHA|USDA|VA) 4 $490,000 $122,500 $3,820 4.91%
JACKSON, TN (FHA|USDA|VA) 3 $485,000 $161,667 $4,927 5.04%
Mount Pleasant, TX (FHA|USDA|VA) 1 $485,000 $485,000 $2,079 3.38%
VALDOSTA, GA (FHA|USDA|VA) 5 $485,000 $97,000 $2,866 4.38%
Corsicana, TX (FHA|USDA|VA) 3 $475,000 $158,333 $6,870 4.58%
Albemarle, NC (FHA|USDA|VA) 3 $475,000 $158,333 $3,066 3.83%
OWENSBORO, KY (FHA|USDA|VA) 3 $475,000 $158,333 $4,584 4.38%
Whitewater, WI (FHA|USDA|VA) 2 $470,000 $235,000 $1,012 3.69%
MORRISTOWN, TN (FHA|USDA|VA) 4 $470,000 $117,500 $2,465 4.41%
LINCOLN, NE (FHA|USDA|VA) 3 $465,000 $155,000 $3,558 3.92%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $465,000 $155,000 $4,023 4.83%
Morehead City, NC (FHA|USDA|VA) 1 $465,000 $465,000 $2,674 7.63%
LONGVIEW, WA (FHA|USDA|VA) 2 $460,000 $230,000 $5,010 3.44%
Brownwood, TX (FHA|USDA|VA) 4 $460,000 $115,000 $5,111 4.50%
ROCHESTER, MN (FHA|USDA|VA) 2 $460,000 $230,000 $2,305 3.25%
Silver City, NM (FHA|USDA|VA) 3 $455,000 $151,667 $3,939 3.83%
Adrian, MI (FHA|USDA|VA) 3 $455,000 $151,667 $4,916 4.33%
Kendallville, IN (FHA|USDA|VA) 1 $455,000 $455,000 $12,693 3.63%
Breckenridge, CO (FHA|USDA|VA) 1 $455,000 $455,000 $7,362 4.38%
Easton, MD (FHA|USDA|VA) 2 $450,000 $225,000 $10,694 4.44%
Bay City, TX (FHA|USDA|VA) 2 $450,000 $225,000 $4,732 4.06%
Warrensburg, MO (FHA|USDA|VA) 3 $445,000 $148,333 $5,213 5.46%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $440,000 $220,000 $4,782 3.63%
Miami, OK (FHA|USDA|VA) 2 $440,000 $220,000 $5,568 4.44%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $435,000 $435,000 $8,849 4.75%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $435,000 $145,000 $3,595 4.46%
Dublin, GA (FHA|USDA|VA) 4 $430,000 $107,500 $3,274 4.25%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $430,000 $215,000 $4,754 4.44%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $430,000 $107,500 $4,165 4.19%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $425,000 $141,667 $5,337 4.46%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $420,000 $210,000 $4,316 4.00%
Los Alamos, NM (FHA|USDA|VA) 1 $415,000 $415,000 $4,705 3.63%
Athens, TN (FHA|USDA|VA) 2 $410,000 $205,000 $3,728 4.31%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $410,000 $205,000 $5,243 4.25%
POCATELLO, ID (FHA|USDA|VA) 2 $400,000 $200,000 $9,371 4.31%
CEDAR RAPIDS, IA (FHA|USDA|VA) 4 $400,000 $100,000 $2,097 5.31%
Heber, UT (FHA|USDA|VA) 1 $395,000 $395,000 $3,841 2.50%
Poplar Bluff, MO (FHA|USDA|VA) 4 $390,000 $97,500 $1,579 3.97%
DECATUR, AL (FHA|USDA|VA) 2 $390,000 $195,000 $4,501 4.44%
MADISON, WI (FHA|USDA|VA) 2 $390,000 $195,000 $4,490 4.06%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $385,000 $385,000 $15,963 4.00%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $380,000 $190,000 $6,570 3.75%
JONESBORO, AR (FHA|USDA|VA) 2 $380,000 $190,000 $2,889 4.06%
Muscatine, IA (FHA|USDA|VA) 3 $375,000 $125,000 $5,094 4.17%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $375,000 $125,000 $3,822 4.92%
LOGAN, UT-ID (FHA|USDA|VA) 1 $375,000 $375,000 $2,185 4.38%
Okeechobee, FL (FHA|USDA|VA) 3 $375,000 $125,000 $7,075 4.83%
Klamath Falls, OR (FHA|USDA|VA) 2 $370,000 $185,000 $7,061 3.94%
Pottsville, PA (FHA|USDA|VA) 3 $365,000 $121,667 $5,695 3.96%
Fort Leonard Wood, MO (FHA|USDA|VA) 3 $365,000 $121,667 $2,495 4.67%
BEND, OR (FHA|USDA|VA) 1 $365,000 $365,000 $2,952 3.75%
Lake City, FL (FHA|USDA|VA) 2 $360,000 $180,000 $3,689 3.50%
THE VILLAGES, FL (FHA|USDA|VA) 2 $360,000 $180,000 $1,759 3.81%
Cambridge, OH (FHA|USDA|VA) 1 $355,000 $355,000 $1,012 4.63%
HOT SPRINGS, AR (FHA|USDA|VA) 4 $350,000 $87,500 $3,796 4.81%
MADERA, CA (FHA|USDA|VA) 2 $350,000 $175,000 $6,889 4.69%
Statesboro, GA (FHA|USDA|VA) 3 $345,000 $115,000 $2,039 4.13%
VICTORIA, TX (FHA|USDA|VA) 3 $345,000 $115,000 $5,328 4.29%
Forest City, NC (FHA|USDA|VA) 3 $345,000 $115,000 $6,296 4.75%
ERIE, PA (FHA|USDA|VA) 3 $345,000 $115,000 $4,944 3.92%
Fort Morgan, CO (FHA|USDA|VA) 2 $340,000 $170,000 $6,555 4.31%
PINE BLUFF, AR (FHA|USDA|VA) 2 $340,000 $170,000 $1,266 4.50%
Sanford, NC (FHA|USDA|VA) 2 $340,000 $170,000 $4,594 4.69%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $340,000 $170,000 $4,814 3.94%
Traverse City, MI (FHA|USDA|VA) 1 $335,000 $335,000 $1,953 3.25%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $335,000 $111,667 $3,037 4.29%
Marietta, OH (FHA|USDA|VA) 2 $330,000 $165,000 $3,145 4.75%
Stephenville, TX (FHA|USDA|VA) 1 $325,000 $325,000 $10,820 5.00%
Hillsdale, MI (FHA|USDA|VA) 3 $325,000 $108,333 $2,888 3.83%
VISALIA, CA (FHA|USDA|VA) 2 $320,000 $160,000 $4,263 4.00%
MONROE, LA (FHA|USDA|VA) 2 $320,000 $160,000 $5,713 4.19%
BURLINGTON, NC (FHA|USDA|VA) 2 $320,000 $160,000 $4,039 4.44%
New Castle, IN (FHA|USDA|VA) 2 $320,000 $160,000 $2,635 3.75%
Lumberton, NC (FHA|USDA|VA) 3 $315,000 $105,000 $4,151 4.83%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $315,000 $315,000 $3,883 3.75%
Mount Vernon, OH (FHA|USDA|VA) 1 $315,000 $315,000 $9,328 3.00%
Marion, IN (FHA|USDA|VA) 1 $315,000 $315,000 $3,613 3.75%
KANKAKEE, IL (FHA|USDA|VA) 2 $310,000 $155,000 $5,908 4.38%
Stevens Point, WI (FHA|USDA|VA) 2 $310,000 $155,000 $6,122 3.81%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $310,000 $155,000 $2,272 3.69%
Picayune, MS (FHA|USDA|VA) 3 $305,000 $101,667 $4,084 4.92%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $305,000 $101,667 $4,325 4.50%
Lebanon, MO (FHA|USDA|VA) 3 $305,000 $101,667 $710 4.96%
Dayton, TN (FHA|USDA|VA) 2 $300,000 $150,000 $3,257 3.69%
MISSOULA, MT (FHA|USDA|VA) 1 $295,000 $295,000 $7,088 4.38%
DeRidder, LA (FHA|USDA|VA) 2 $290,000 $145,000 $1,583 4.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $290,000 $145,000 $4,659 3.94%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $290,000 $145,000 $6,296 4.00%
GREAT FALLS, MT (FHA|USDA|VA) 2 $290,000 $145,000 $2,324 4.06%
Mineral Wells, TX (FHA|USDA|VA) 1 $285,000 $285,000 $9,648 3.25%
Sandusky, OH (FHA|USDA|VA) 1 $285,000 $285,000 $6,496 3.25%
Richmond-Berea, KY (FHA|USDA|VA) 2 $280,000 $140,000 $3,122 3.75%
STAUNTON, VA (FHA|USDA|VA) 2 $280,000 $140,000 $2,245 3.75%
Clearlake, CA (FHA|USDA|VA) 2 $280,000 $140,000 $5,960 4.00%
Jacksonville, TX (FHA|USDA|VA) 2 $280,000 $140,000 $6,135 3.56%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $280,000 $140,000 $3,569 4.38%
SAGINAW, MI (FHA|USDA|VA) 3 $275,000 $91,667 $5,023 4.96%
Norwalk, OH (FHA|USDA|VA) 3 $275,000 $91,667 $5,840 5.29%
Cadillac, MI (FHA|USDA|VA) 2 $270,000 $135,000 $2,319 4.69%
CHICO, CA (FHA|USDA|VA) 1 $265,000 $265,000 $8,377 3.38%
Nogales, AZ (FHA|USDA|VA) 2 $260,000 $130,000 $5,133 4.69%
Washington, IN (FHA|USDA|VA) 2 $260,000 $130,000 $4,555 4.25%
JOPLIN, MO (FHA|USDA|VA) 2 $260,000 $130,000 $6,940 4.31%
McMinnville, TN (FHA|USDA|VA) 2 $260,000 $130,000 $3,341 4.44%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $255,000 $255,000 $14,150 4.50%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $255,000 $85,000 $3,671 4.92%
Milledgeville, GA (FHA|USDA|VA) 2 $250,000 $125,000 $4,722 4.50%
HARRISONBURG, VA (FHA|USDA|VA) 2 $250,000 $125,000 $2,671 3.56%
Stillwater, OK (FHA|USDA|VA) 2 $250,000 $125,000 $6,690 4.44%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $250,000 $125,000 $4,517 4.56%
Searcy, AR (FHA|USDA|VA) 2 $250,000 $125,000 $2,514 4.50%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $250,000 $125,000 $4,174 4.25%
Urbana, OH (FHA|USDA|VA) 2 $250,000 $125,000 $5,418 4.75%
Ottawa, IL (FHA|USDA|VA) 2 $250,000 $125,000 $3,326 4.63%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $245,000 $245,000 $9,092 8.88%
Branson, MO (FHA|USDA|VA) 1 $245,000 $245,000 $4,223 3.75%
Craig, CO (FHA|USDA|VA) 1 $245,000 $245,000 $7,793 3.50%
Huntsville, TX (FHA|USDA|VA) 1 $245,000 $245,000 $2,743 3.88%
London, KY (FHA|USDA|VA) 2 $240,000 $120,000 $6,257 4.88%
Warren, PA (FHA|USDA|VA) 2 $240,000 $120,000 $2,402 4.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $235,000 $235,000 $6,100 3.50%
Vicksburg, MS (FHA|USDA|VA) 1 $235,000 $235,000 $7,184 4.50%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $235,000 $235,000 $6,381 4.50%
BISMARCK, ND (FHA|USDA|VA) 1 $235,000 $235,000 $2,951 3.25%
Boone, NC (FHA|USDA|VA) 1 $235,000 $235,000 $3,934 4.88%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $230,000 $115,000 $4,859 4.25%
Danville, KY (FHA|USDA|VA) 2 $230,000 $115,000 $2,315 4.50%
Bonham, TX (FHA|USDA|VA) 2 $230,000 $115,000 $4,503 4.81%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $230,000 $115,000 $4,076 3.50%
Cookeville, TN (FHA|USDA|VA) 2 $230,000 $115,000 $3,318 4.38%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $225,000 $225,000 $2,277 4.38%
Brenham, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,203 3.88%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $220,000 $110,000 $4,885 4.19%
Bluffton, IN (FHA|USDA|VA) 2 $220,000 $110,000 $3,838 5.00%
Bozeman, MT (FHA|USDA|VA) 1 $215,000 $215,000 $4,124 4.38%
Frankfort, IN (FHA|USDA|VA) 2 $210,000 $105,000 $3,453 5.31%
Rockingham, NC (FHA|USDA|VA) 2 $210,000 $105,000 $3,889 4.38%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $210,000 $105,000 $4,627 5.19%
Plymouth, IN (FHA|USDA|VA) 1 $205,000 $205,000 $3,096 3.25%
Beaver Dam, WI (FHA|USDA|VA) 1 $205,000 $205,000 $6,483 4.13%
Moses Lake, WA (FHA|USDA|VA) 1 $205,000 $205,000 $5,625 4.25%
ALTOONA, PA (FHA|USDA|VA) 3 $205,000 $68,333 $5,063 4.63%
Pierre, SD (FHA|USDA|VA) 1 $205,000 $205,000 $3,328 3.75%
Fremont, OH (FHA|USDA|VA) 2 $200,000 $100,000 $721 3.56%
Coshocton, OH (FHA|USDA|VA) 2 $200,000 $100,000 $6,640 5.63%
PEORIA, IL (FHA|USDA|VA) 2 $200,000 $100,000 $5,278 4.50%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $200,000 $100,000 $1,943 5.31%
LEBANON, PA (FHA|USDA|VA) 1 $195,000 $195,000 $8,226 3.50%
Fallon, NV (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.75%
Pahrump, NV (FHA|USDA|VA) 1 $195,000 $195,000 $8,638 3.75%
Prineville, OR (FHA|USDA|VA) 1 $195,000 $195,000 $7,085 5.13%
Spirit Lake, IA (FHA|USDA|VA) 1 $195,000 $195,000 $7,224 5.25%
HATTIESBURG, MS (FHA|USDA|VA) 2 $190,000 $95,000 $2,822 5.00%
Glasgow, KY (FHA|USDA|VA) 2 $190,000 $95,000 $4,305 5.19%
ROANOKE, VA (FHA|USDA|VA) 2 $190,000 $95,000 $2,866 3.75%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $190,000 $95,000 $4,157 4.50%
MONTGOMERY, AL (FHA|USDA|VA) 2 $190,000 $95,000 $952 4.63%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $190,000 $95,000 $3,407 5.75%
LIMA, OH (FHA|USDA|VA) 2 $190,000 $95,000 $2,634 4.31%
Sidney, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,897 3.38%
Enterprise, AL (FHA|USDA|VA) 1 $185,000 $185,000 $397 5.63%
Aberdeen, WA (FHA|USDA|VA) 1 $185,000 $185,000 $1,995 4.25%
GREEN BAY, WI (FHA|USDA|VA) 1 $185,000 $185,000 $2,061 3.75%
Lexington, NE (FHA|USDA|VA) 1 $185,000 $185,000 $2,768 3.25%
Hannibal, MO (FHA|USDA|VA) 1 $185,000 $185,000 $5,374 4.50%
Portsmouth, OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,012 3.88%
KINGSTON, NY (FHA|USDA|VA) 1 $185,000 $185,000 $7,309 4.63%
Payson, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $4,933 4.00%
LAREDO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $5,273 3.88%
Jefferson, GA (FHA|USDA|VA) 1 $185,000 $185,000 $2,706 3.63%
Astoria, OR (FHA|USDA|VA) 1 $185,000 $185,000 $6,005 4.00%
Marion, NC (FHA|USDA|VA) 1 $185,000 $185,000 $7,459 4.50%
Taylorville, IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,111 3.75%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $175,000 $175,000 $6,018 3.63%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $175,000 $175,000 $3,024 4.50%
Bellefontaine, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,982 3.75%
Decatur, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,724 3.25%
Kirksville, MO (FHA|USDA|VA) 1 $175,000 $175,000 $1,818 4.00%
RACINE, WI (FHA|USDA|VA) 1 $175,000 $175,000 $3,556 3.25%
Ruston, LA (FHA|USDA|VA) 1 $175,000 $175,000 $5,726 4.50%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $175,000 $175,000 $5,873 4.13%
Cedar City, UT (FHA|USDA|VA) 1 $175,000 $175,000 $3,318 3.25%
NILES, MI (FHA|USDA|VA) 1 $175,000 $175,000 $3,356 3.63%
Campbellsville, KY (FHA|USDA|VA) 1 $175,000 $175,000 $10,846 4.63%
DANVILLE, IL (FHA|USDA|VA) 1 $175,000 $175,000 $5,862 4.00%
BRUNSWICK, GA (FHA|USDA|VA) 2 $170,000 $85,000 $4,555 4.50%
Crawfordsville, IN (FHA|USDA|VA) 2 $170,000 $85,000 $2,590 4.44%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $170,000 $85,000 $2,308 4.56%
Paragould, AR (FHA|USDA|VA) 1 $165,000 $165,000 $6,114 4.13%
Grand Rapids, MN (FHA|USDA|VA) 1 $165,000 $165,000 $5,831 4.00%
MANKATO, MN (FHA|USDA|VA) 1 $165,000 $165,000 $7,604 3.88%
Keene, NH (FHA|USDA|VA) 1 $165,000 $165,000 $4,065 4.00%
Starkville, MS (FHA|USDA|VA) 1 $165,000 $165,000 $8,889 5.63%
Guymon, OK (FHA|USDA|VA) 1 $165,000 $165,000 $6,634 3.75%
Madisonville, KY (FHA|USDA|VA) 2 $160,000 $80,000 $5,076 4.38%
Galesburg, IL (FHA|USDA|VA) 2 $160,000 $80,000 $4,726 5.19%
HAMMOND, LA (FHA|USDA|VA) 2 $160,000 $80,000 $3,187 4.19%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $160,000 $80,000 $5,177 4.63%
Shawnee, OK (FHA|USDA|VA) 2 $160,000 $80,000 $5,697 5.31%
Steamboat Springs, CO (FHA|USDA|VA) 1 $155,000 $155,000 $4,843 3.63%
New Castle, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,307 5.63%
FARGO, ND-MN (FHA|USDA|VA) 1 $155,000 $155,000 $1,808 3.88%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,698 4.00%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $155,000 $155,000 $5,632 4.25%
Martin, TN (FHA|USDA|VA) 1 $155,000 $155,000 $5,347 4.00%
Indiana, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,633 3.75%
Danville, VA (FHA|USDA|VA) 1 $155,000 $155,000 $1,843 3.75%
Union, SC (FHA|USDA|VA) 1 $155,000 $155,000 $1,175 3.75%
Plattsburgh, NY (FHA|USDA|VA) 2 $150,000 $75,000 $3,324 4.69%
CHARLESTON, WV (FHA|USDA|VA) 2 $150,000 $75,000 $2,260 4.75%
Newberry, SC (FHA|USDA|VA) 1 $145,000 $145,000 $4,525 3.75%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $145,000 $145,000 $3,979 4.13%
Jasper, AL (FHA|USDA|VA) 1 $145,000 $145,000 $3,065 4.00%
Dixon, IL (FHA|USDA|VA) 1 $145,000 $145,000 $2,421 3.75%
DULUTH, MN-WI (FHA|USDA|VA) 1 $145,000 $145,000 $8,838 5.63%
DALTON, GA (FHA|USDA|VA) 1 $145,000 $145,000 $500 3.75%
MUNCIE, IN (FHA|USDA|VA) 1 $145,000 $145,000 $714 4.25%
Shelton, WA (FHA|USDA|VA) 1 $135,000 $135,000 $6,050 4.50%
Lebanon, NH-VT (FHA|USDA|VA) 1 $135,000 $135,000 $3,915 3.88%
Ashland, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,727 3.88%
MIDLAND, MI (FHA|USDA|VA) 1 $135,000 $135,000 $1,723 3.38%
Nacogdoches, TX (FHA|USDA|VA) 1 $135,000 $135,000 $989 3.75%
GETTYSBURG, PA (FHA|USDA|VA) 1 $135,000 $135,000 $5,916 4.75%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,271 4.75%
Ponca City, OK (FHA|USDA|VA) 2 $130,000 $65,000 $4,959 4.25%
Ardmore, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,069 4.00%
Auburn, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,089 3.75%
Chillicothe, OH (FHA|USDA|VA) 1 $125,000 $125,000 $7,327 4.63%
Lewisburg, PA (FHA|USDA|VA) 1 $125,000 $125,000 $6,237 4.00%
Bluefield, WV-VA (FHA|USDA|VA) 2 $120,000 $60,000 $4,880 5.13%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $115,000 $115,000 $7,442 4.63%
Farmington, MO (FHA|USDA|VA) 1 $115,000 $115,000 $3,711 4.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $115,000 $115,000 $2,909 4.25%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,181 4.13%
Fort Polk South, LA (FHA|USDA|VA) 1 $115,000 $115,000 $828 3.75%
Crossville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.25%
Frankfort, KY (FHA|USDA|VA) 1 $115,000 $115,000 $3,004 3.25%
La Grande, OR (FHA|USDA|VA) 1 $115,000 $115,000 $5,600 3.88%
Orangeburg, SC (FHA|USDA|VA) 1 $115,000 $115,000 $9,056 5.63%
Oil City, PA (FHA|USDA|VA) 1 $115,000 $115,000 $2,330 3.75%
Show Low, AZ (FHA|USDA|VA) 1 $115,000 $115,000 $657 3.75%
Ludington, MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,459 3.63%
Quincy, IL-MO (FHA|USDA|VA) 1 $105,000 $105,000 $5,222 4.13%
Mount Airy, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,493 4.63%
Mitchell, SD (FHA|USDA|VA) 1 $105,000 $105,000 $2,111 3.25%
Meridian, MS (FHA|USDA|VA) 1 $105,000 $105,000 $5,469 4.25%
Malvern, AR (FHA|USDA|VA) 1 $105,000 $105,000 $6,404 4.63%
Lock Haven, PA (FHA|USDA|VA) 1 $105,000 $105,000 $1,470 4.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $2,040 3.25%
Ada, OK (FHA|USDA|VA) 1 $105,000 $105,000 $6,075 5.38%
FOND DU LAC, WI (FHA|USDA|VA) 1 $105,000 $105,000 $4,850 4.25%
FARMINGTON, NM (FHA|USDA|VA) 1 $105,000 $105,000 $5,104 3.75%
Fairmont, WV (FHA|USDA|VA) 1 $105,000 $105,000 $4,259 3.38%
Berlin, NH (FHA|USDA|VA) 1 $105,000 $105,000 $1,374 3.25%
Alpena, MI (FHA|USDA|VA) 1 $105,000 $105,000 $5,070 5.25%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $95,000 $95,000 $4,416 5.63%
DuBois, PA (FHA|USDA|VA) 1 $95,000 $95,000 $7,295 5.13%
Sedalia, MO (FHA|USDA|VA) 1 $95,000 $95,000 $3,368 4.50%
Washington Court House, OH (FHA|USDA|VA) 1 $95,000 $95,000 $5,767 5.63%
CaƱon City, CO (FHA|USDA|VA) 1 $95,000 $95,000 $1,933 3.75%
Sunbury, PA (FHA|USDA|VA) 1 $95,000 $95,000 $1,403 4.50%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,700 5.63%
Mason City, IA (FHA|USDA|VA) 1 $95,000 $95,000 $2,849 4.25%
Morgan City, LA (FHA|USDA|VA) 1 $95,000 $95,000 $1,990 3.75%
Angola, IN (FHA|USDA|VA) 1 $95,000 $95,000 $3,524 3.88%
Cortland, NY (FHA|USDA|VA) 1 $95,000 $95,000 $5,224 4.13%
Natchez, MS-LA (FHA|USDA|VA) 1 $95,000 $95,000 $3,703 4.38%
Harrison, AR (FHA|USDA|VA) 1 $95,000 $95,000 $2,960 3.75%
ROME, GA (FHA|USDA|VA) 1 $95,000 $95,000 $411 3.75%
Bogalusa, LA (FHA|USDA|VA) 1 $85,000 $85,000 $2,556 4.75%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $85,000 $85,000 $2,770 4.50%
SYRACUSE, NY (FHA|USDA|VA) 1 $85,000 $85,000 $4,268 5.50%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $85,000 $85,000 $998 3.75%
Greeneville, TN (FHA|USDA|VA) 1 $85,000 $85,000 $4,014 5.63%
Huntington, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,969 4.63%
Sikeston, MO (FHA|USDA|VA) 1 $85,000 $85,000 $4,653 4.50%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $85,000 $85,000 $5,448 4.13%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $85,000 $85,000 $5,055 4.63%
WHEELING, WV-OH (FHA|USDA|VA) 1 $85,000 $85,000 $5,126 4.13%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $85,000 $85,000 $4,864 4.38%
Tiffin, OH (FHA|USDA|VA) 1 $75,000 $75,000 $6,298 4.75%
Columbus, MS (FHA|USDA|VA) 1 $75,000 $75,000 $2,057 4.88%
Lawrenceburg, TN (FHA|USDA|VA) 1 $75,000 $75,000 $3,085 4.63%
Freeport, IL (FHA|USDA|VA) 1 $75,000 $75,000 $4,673 4.50%
El Campo, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,395 4.13%
IOWA CITY, IA (FHA|USDA|VA) 1 $75,000 $75,000 $2,691 4.13%
Celina, OH (FHA|USDA|VA) 1 $75,000 $75,000 $839 4.75%
Central City, KY (FHA|USDA|VA) 1 $75,000 $75,000 $3,186 4.13%
Albertville, AL (FHA|USDA|VA) 1 $75,000 $75,000 $2,021 3.75%
KOKOMO, IN (FHA|USDA|VA) 1 $65,000 $65,000 $1,725 4.63%
Hutchinson, KS (FHA|USDA|VA) 1 $65,000 $65,000 $1,983 5.00%
Big Rapids, MI (FHA|USDA|VA) 1 $65,000 $65,000 $4,075 4.63%
Susanville, CA (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.25%
Madison, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,897 5.50%
Manitowoc, WI (FHA|USDA|VA) 1 $65,000 $65,000 $793 4.25%
Batesville, AR (FHA|USDA|VA) 1 $65,000 $65,000 $1,958 5.00%
Deming, NM (FHA|USDA|VA) 1 $55,000 $55,000 $2,396 5.38%
Martinsville, VA (FHA|USDA|VA) 1 $55,000 $55,000 $2,643 4.13%
Dyersburg, TN (FHA|USDA|VA) 1 $55,000 $55,000 $1,035 5.00%
Centralia, IL (FHA|USDA|VA) 1 $55,000 $55,000 $4,148 5.25%
Laurel, MS (FHA|USDA|VA) 1 $55,000 $55,000 $4,061 5.13%
First Guaranty Mortgage Corporation's top markets include New York, Washington, Atlanta, Dallas, and Los Angeles among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 2,333 $443,375,000 $190,045 $6,734 4.33%
    VA 1,714 $399,040,000 $232,812 $3,325 3.89%
    Conventional 1,601 $472,135,000 $294,900 $4,977 4.42%
    USDA 193 $26,455,000 $137,073 $5,402 4.39%

    For 2019, First Guaranty Mortgage Corporation's most frequently originated type of loan was FHA, with 2,333 originations. Their 2nd most popular type was VA, with 1,714 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,885 $666,715,000 $231,097 $3,655 3.88%
    Home Purchase 1,870 $423,340,000 $226,385 $7,001 4.68%
    Cash Out Refi 1,055 $243,465,000 $230,773 $6,358 4.37%
    Home Improvement 31 $7,485,000 $241,452 $5,839 4.74%

    For 2019, First Guaranty Mortgage Corporation's most frequently cited loan purpose was Refi, with 2,885 originations. The 2nd most popular reason was Home Purchase, with 1,870 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,134 $1,188,910,000 $231,576 $5,409 4.28%
    Other 362 $71,040,000 $196,243 $3,661 4.04%
    15 Year 231 $56,055,000 $242,662 $3,848 3.31%
    20 Year 100 $18,520,000 $185,200 $3,732 4.23%
    10 Year 10 $1,410,000 $141,000 $3,550 3.73%
    30+ year 4 $5,070,000 $1,267,500 $18,376 5.72%

    For 2019, First Guaranty Mortgage Corporation's most frequently cited loan duration was 30 Year, with 5,134 originations. The 2nd most popular length was Other, with 362 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,067 $684,095,000 $223,050
    $1k-2k 971 $204,535,000 $210,644
    $2k-3k 703 $130,315,000 $185,370
    $5k+ 381 $155,705,000 $408,675
    $3k-4k 373 $81,735,000 $219,129
    $4k-5k 235 $62,155,000 $264,489

    First Guaranty Mortgage Corporation's average total fees were $5,409, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,067 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,759 $686,015,000 $248,646
    4-5% 2,100 $405,430,000 $193,062
    5-6% 680 $143,410,000 $210,897
    6-7% 104 $44,170,000 $424,712
    <2.5% 73 $23,325,000 $319,521
    7-8% 64 $20,890,000 $326,406
    2.5-3% 37 $11,045,000 $298,514
    Over 8% 24 $6,720,000 $280,000

    During 2019, First Guaranty Mortgage Corporation's average interest rate for loans was 4.28%, while their most frequently originated rate bucket for loans was 3-4%, with 2,759 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 2,307 $347,255,000 $150,522 $4,365 4.27%
    $200k-400k 2,290 $629,550,000 $274,913 $5,811 4.08%
    $100,000 or less 679 $54,825,000 $80,744 $3,677 4.62%
    $400k-600k 457 $212,445,000 $464,869 $7,028 3.96%
    $600k-1MM 86 $62,250,000 $723,837 $10,175 4.83%
    $1MM+ 22 $34,680,000 $1,576,364 $21,643 5.92%

    2019 saw First Guaranty Mortgage Corporation place emphasis on $100k-200k loans with 2,307 originations, totaling $347,255,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 950 $172,800,000 $181,895 $6,013 4.45%
    $50k or less 765 $95,135,000 $124,359 $5,062 4.54%
    $75k-100k 667 $160,395,000 $240,472 $6,834 4.33%
    $100k-150k 657 $193,605,000 $294,680 $6,818 4.23%
    $150k-250k 355 $131,945,000 $371,676 $6,563 4.20%
    $250k+ 140 $90,090,000 $643,500 $9,726 5.10%

    First Guaranty Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 950 originations. The second most popular income band? $50k or less, with 765 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 613 $136,945,000 $223,401 $5,729 4.36%
    20-30% 571 $129,505,000 $226,804 $5,148 4.31%
    50-60% 342 $82,460,000 $241,111 $8,561 4.53%
    <20% 168 $44,300,000 $263,690 $5,181 4.46%
    40% 155 $38,005,000 $245,194 $6,722 4.49%
    41% 152 $33,980,000 $223,553 $5,567 4.44%
    45% 151 $34,675,000 $229,636 $6,777 4.41%
    38% 150 $37,610,000 $250,733 $5,863 4.42%
    44% 146 $36,360,000 $249,041 $7,476 4.43%
    39% 145 $35,465,000 $244,586 $6,188 4.33%
    42% 140 $36,420,000 $260,143 $6,324 4.38%
    43% 135 $33,155,000 $245,593 $6,411 4.44%
    37% 130 $31,680,000 $243,692 $6,444 4.40%
    49% 121 $31,955,000 $264,091 $7,360 4.40%
    46% 109 $27,205,000 $249,587 $7,239 4.51%
    36% 108 $25,360,000 $234,815 $5,553 4.47%
    47% 102 $24,820,000 $243,333 $7,031 4.40%
    48% 84 $20,540,000 $244,524 $6,637 4.42%
    >60% 10 $2,610,000 $261,000 $7,593 4.55%

    First Guaranty Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 613 originations. The next most common DTI ratio? 20-30%, with 571 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,971 $880,615,000 $221,762 $5,218 4.26%
    Black 901 $199,565,000 $221,493 $5,121 4.27%
    Not provided 706 $177,970,000 $252,082 $5,124 4.06%
    Asian 217 $73,325,000 $337,903 $6,151 4.02%
    American Indian 26 $4,660,000 $179,231 $4,372 4.29%
    Native Hawaiian or Islander 14 $2,910,000 $207,857 $3,177 4.17%
    Asian Indian 4 $1,360,000 $340,000 $3,822 4.47%
    Other Pacific Islander 1 $315,000 $315,000 $3,341 3.88%
    Other Asian 1 $285,000 $285,000 $7,694 3.50%

    Approval Rates

    Total approvals of all applications
    92.56%

    First Guaranty Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    31.04%

    First Guaranty Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,841 $1,341,005,000 $229,585

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 575 $76,935,000 $133,800
    Single Family (1-4 Units):Site-Built 5,266 $1,264,070,000 $240,044

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 72 $12,420,000 $172,500 $3,605 4.19%
    40-60% 298 $73,290,000 $245,940 $4,394 4.15%
    60-80% 1,034 $283,070,000 $273,762 $5,529 4.41%
    80-100% 2,077 $462,475,000 $222,665 $6,980 4.49%
    Over 100% 40 $10,760,000 $269,000 $10,029 4.44%
    Under 20% 7 $1,015,000 $145,000 $2,161 5.48%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    FIRST GUARANTY MORTGAGE CORP Conventional home mortgage Struggling to pay mortgage 1 50.0%
    FIRST GUARANTY MORTGAGE CORP FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%