First Guaranty Mortgage Corporation Rates, Fees & Info
GLEN ALLEN, VALEI: 549300MMIZD8222YV754
Tax ID: 54-1429575
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
First Guaranty Mortgage Corporation is a small mortgage company specializing in Refi and Home Purchase loans. They have a a high proportion of FHA loans. First Guaranty Mortgage Corporation has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Washington, Atlanta, Dallas, and Los Angeles among others. We have data for 584 markets. (Some data included below & more in-depth data is available with an active subscription.)First Guaranty Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Guaranty Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.36% | 11/22/24 |
| 30 Year Conventional Refi | 6.80% | 11/22/24 |
| 30 Year Cash-out Refi | 7.15% | 11/22/24 |
| 30 Year FHA Purchase | 7.49% | 11/22/24 |
| 30 Year FHA Refi | 7.40% | 11/22/24 |
| 30 Year VA Purchase | 6.44% | 11/22/24 |
| 30 Year VA Refi | 6.19% | 11/22/24 |
| 30 Year USDA Purchase | 6.87% | 11/22/24 |
| 30 Year USDA Refi | 6.88% | 11/22/24 |
| 15 Year Conventional Purchase | 6.06% | 11/22/24 |
| 15 Year Conventional Refi | 6.27% | 11/22/24 |
| 15 Year Cash-out Refi | 6.27% | 11/22/24 |
| 15 Year FHA Purchase | 5.68% | 11/22/24 |
| 15 Year FHA Refi | 6.70% | 11/22/24 |
| 15 Year VA Purchase | 5.68% | 11/22/24 |
| 15 Year VA Refi | 5.61% | 11/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First Guaranty Mortgage Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from First Guaranty Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,841Origination Dollar Volume (All Markets)
$1,341,005,000Awards
×
![]()
First Guaranty Mortgage Corporation - 2019
First Guaranty Mortgage Corporation is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
Work for First Guaranty Mortgage Corporation?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 194 | $68,830,000 | $354,794 | $10,406 | 4.39% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 186 | $68,590,000 | $368,763 | $5,974 | 3.96% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 241 | $55,095,000 | $228,610 | $5,186 | 4.21% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 203 | $53,345,000 | $262,783 | $4,914 | 3.90% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 105 | $53,305,000 | $507,667 | $7,733 | 4.20% |
| Outside of Metro Areas | 302 | $42,800,000 | $141,722 | $4,332 | 4.35% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 145 | $31,835,000 | $219,552 | $4,541 | 4.12% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 101 | $27,625,000 | $273,515 | $4,653 | 4.01% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 88 | $27,370,000 | $311,023 | $6,423 | 4.12% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 111 | $26,325,000 | $237,162 | $5,802 | 4.20% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 93 | $24,885,000 | $267,581 | $6,867 | 4.24% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 110 | $24,430,000 | $222,091 | $6,315 | 4.35% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 76 | $21,200,000 | $278,947 | $5,760 | 4.26% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 79 | $20,005,000 | $253,228 | $5,572 | 4.28% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 46 | $20,000,000 | $434,783 | $6,188 | 4.04% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 52 | $19,220,000 | $369,615 | $7,126 | 4.29% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 83 | $18,685,000 | $225,120 | $4,898 | 4.32% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 89 | $18,445,000 | $207,247 | $4,834 | 4.35% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 83 | $16,645,000 | $200,542 | $4,970 | 4.19% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 63 | $15,255,000 | $242,143 | $5,351 | 4.34% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 67 | $14,925,000 | $222,761 | $4,238 | 4.01% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 22 | $14,760,000 | $670,909 | $10,417 | 4.86% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 43 | $14,245,000 | $331,279 | $5,538 | 4.14% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 34 | $12,680,000 | $372,941 | $7,715 | 4.06% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 55 | $12,495,000 | $227,182 | $3,967 | 4.16% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 59 | $12,295,000 | $208,390 | $4,931 | 4.20% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 55 | $11,445,000 | $208,091 | $4,671 | 4.11% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 39 | $11,165,000 | $286,282 | $5,852 | 4.05% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 61 | $10,805,000 | $177,131 | $4,577 | 4.43% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 17 | $10,705,000 | $629,706 | $8,448 | 4.31% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 36 | $10,300,000 | $286,111 | $5,602 | 4.03% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 75 | $10,145,000 | $135,267 | $5,571 | 4.85% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 31 | $9,985,000 | $322,097 | $7,984 | 4.29% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 61 | $9,705,000 | $159,098 | $4,128 | 4.25% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 34 | $8,380,000 | $246,471 | $6,655 | 4.36% |
| COLUMBUS, OH (FHA|USDA|VA) | 45 | $8,145,000 | $181,000 | $5,147 | 4.19% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 48 | $8,030,000 | $167,292 | $2,834 | 3.98% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 38 | $8,010,000 | $210,789 | $4,766 | 3.98% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 12 | $7,020,000 | $585,000 | $6,073 | 4.07% |
| RICHMOND, VA (FHA|USDA|VA) | 30 | $6,900,000 | $230,000 | $4,126 | 4.04% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 37 | $6,885,000 | $186,081 | $4,026 | 3.84% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 40 | $6,880,000 | $172,000 | $4,312 | 4.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 34 | $6,680,000 | $196,471 | $4,162 | 4.26% |
| COLUMBIA, SC (FHA|USDA|VA) | 36 | $6,540,000 | $181,667 | $3,674 | 4.10% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 24 | $6,470,000 | $269,583 | $4,551 | 3.98% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 28 | $6,230,000 | $222,500 | $5,421 | 4.37% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 21 | $6,205,000 | $295,476 | $5,136 | 3.79% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 17 | $5,865,000 | $345,000 | $8,014 | 4.14% |
| PITTSBURGH, PA (FHA|USDA|VA) | 43 | $5,855,000 | $136,163 | $4,840 | 4.34% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 31 | $5,575,000 | $179,839 | $3,497 | 4.19% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 18 | $5,040,000 | $280,000 | $4,119 | 3.77% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 17 | $5,025,000 | $295,588 | $5,648 | 4.80% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 23 | $4,365,000 | $189,783 | $4,061 | 4.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 20 | $4,340,000 | $217,000 | $4,761 | 4.33% |
| KNOXVILLE, TN (FHA|USDA|VA) | 26 | $4,320,000 | $166,154 | $3,944 | 4.27% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 26 | $4,310,000 | $165,769 | $6,028 | 4.28% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 18 | $4,250,000 | $236,111 | $5,288 | 4.38% |
| BOISE CITY, ID (FHA|USDA|VA) | 17 | $3,955,000 | $232,647 | $6,931 | 4.17% |
| AKRON, OH (FHA|USDA|VA) | 20 | $3,920,000 | $196,000 | $6,845 | 4.86% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 22 | $3,790,000 | $172,273 | $5,660 | 4.76% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 25 | $3,735,000 | $149,400 | $3,961 | 4.26% |
| STOCKTON, CA (FHA|USDA|VA) | 12 | $3,730,000 | $310,833 | $5,614 | 4.41% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 15 | $3,565,000 | $237,667 | $6,149 | 3.70% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 18 | $3,500,000 | $194,444 | $4,747 | 4.11% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 20 | $3,410,000 | $170,500 | $4,653 | 4.41% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 17 | $3,275,000 | $192,647 | $3,344 | 4.43% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 15 | $3,175,000 | $211,667 | $5,232 | 4.19% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 22 | $3,170,000 | $144,091 | $2,939 | 3.97% |
| SAVANNAH, GA (FHA|USDA|VA) | 18 | $3,160,000 | $175,556 | $4,497 | 4.42% |
| ASHEVILLE, NC (FHA|USDA|VA) | 10 | $3,130,000 | $313,000 | $6,302 | 5.09% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 13 | $3,125,000 | $240,385 | $3,339 | 4.44% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 13 | $3,115,000 | $239,615 | $5,580 | 4.50% |
| SALEM, OR (FHA|USDA|VA) | 13 | $3,105,000 | $238,846 | $7,355 | 4.33% |
| BOULDER, CO (FHA|USDA|VA) | 7 | $3,085,000 | $440,714 | $11,559 | 3.98% |
| TULSA, OK (FHA|USDA|VA) | 20 | $3,080,000 | $154,000 | $4,845 | 4.52% |
| VALLEJO, CA (FHA|USDA|VA) | 8 | $3,020,000 | $377,500 | $4,896 | 3.72% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 16 | $3,000,000 | $187,500 | $4,752 | 4.27% |
| ST. GEORGE, UT (FHA|USDA|VA) | 10 | $2,970,000 | $297,000 | $4,473 | 3.83% |
| LONGVIEW, TX (FHA|USDA|VA) | 15 | $2,955,000 | $197,000 | $5,203 | 3.59% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 11 | $2,935,000 | $266,818 | $6,900 | 4.81% |
| FRESNO, CA (FHA|USDA|VA) | 10 | $2,860,000 | $286,000 | $5,104 | 4.30% |
| TUCSON, AZ (FHA|USDA|VA) | 18 | $2,850,000 | $158,333 | $4,100 | 4.31% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 8 | $2,850,000 | $356,250 | $5,733 | 4.70% |
| OCALA, FL (FHA|USDA|VA) | 17 | $2,585,000 | $152,059 | $3,823 | 4.28% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 12 | $2,580,000 | $215,000 | $3,904 | 4.07% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 14 | $2,580,000 | $184,286 | $7,922 | 4.74% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 10 | $2,570,000 | $257,000 | $3,882 | 3.98% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 14 | $2,520,000 | $180,000 | $4,627 | 4.40% |
| BATON ROUGE, LA (FHA|USDA|VA) | 13 | $2,515,000 | $193,462 | $2,733 | 4.24% |
| LOUISVILLE, KY (FHA|USDA|VA) | 14 | $2,500,000 | $178,571 | $3,348 | 4.24% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 18 | $2,500,000 | $138,889 | $4,184 | 4.51% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 14 | $2,470,000 | $176,429 | $4,395 | 4.03% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 12 | $2,440,000 | $203,333 | $2,732 | 3.77% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 8 | $2,400,000 | $300,000 | $6,735 | 4.67% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $2,390,000 | $298,750 | $2,377 | 4.23% |
| GREELEY, CO (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $7,303 | 4.17% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 10 | $2,340,000 | $234,000 | $7,414 | 4.05% |
| PROVO-OREM, UT (FHA|USDA|VA) | 8 | $2,290,000 | $286,250 | $6,221 | 3.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 17 | $2,255,000 | $132,647 | $5,188 | 4.26% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 13 | $2,255,000 | $173,462 | $3,622 | 4.32% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 13 | $2,215,000 | $170,385 | $4,437 | 4.08% |
| MUSKEGON, MI (FHA|USDA|VA) | 17 | $2,185,000 | $128,529 | $3,724 | 4.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 10 | $2,150,000 | $215,000 | $3,987 | 4.10% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $2,140,000 | $356,667 | $9,325 | 4.17% |
| WICHITA, KS (FHA|USDA|VA) | 13 | $2,135,000 | $164,231 | $3,748 | 4.13% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 13 | $2,125,000 | $163,462 | $3,713 | 4.31% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 7 | $2,085,000 | $297,857 | $5,640 | 4.02% |
| TOLEDO, OH (FHA|USDA|VA) | 16 | $2,080,000 | $130,000 | $6,130 | 4.96% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 13 | $2,045,000 | $157,308 | $3,491 | 3.84% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 13 | $2,035,000 | $156,538 | $1,565 | 4.28% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $5,161 | 4.45% |
| RENO, NV (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $5,608 | 3.86% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 16 | $2,020,000 | $126,250 | $5,190 | 4.70% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 19 | $2,005,000 | $105,526 | $4,398 | 4.65% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $7,156 | 4.47% |
| SPARTANBURG, SC (FHA|USDA|VA) | 12 | $1,940,000 | $161,667 | $4,421 | 4.11% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $5,747 | 4.28% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 14 | $1,910,000 | $136,429 | $4,535 | 4.38% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $4,953 | 4.08% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 11 | $1,885,000 | $171,364 | $1,987 | 4.02% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 12 | $1,810,000 | $150,833 | $3,555 | 4.53% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 11 | $1,755,000 | $159,545 | $5,790 | 4.31% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $6,844 | 4.25% |
| DOVER, DE (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $7,371 | 4.43% |
| CHEYENNE, WY (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $4,888 | 4.54% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $3,100 | 3.57% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $6,576 | 5.05% |
| FLINT, MI (FHA|USDA|VA) | 10 | $1,540,000 | $154,000 | $3,711 | 4.01% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $4,900 | 4.19% |
| MORGANTOWN, WV (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $4,421 | 4.59% |
| GOLDSBORO, NC (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $4,455 | 3.82% |
| MODESTO, CA (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $7,696 | 5.33% |
| GREENVILLE, NC (FHA|USDA|VA) | 10 | $1,480,000 | $148,000 | $3,632 | 4.30% |
| JACKSON, MS (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $4,836 | 4.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $6,083 | 4.41% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $3,902 | 4.17% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $3,871 | 4.19% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $5,808 | 4.52% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $4,965 | 3.86% |
| LAWTON, OK (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $2,069 | 4.29% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 10 | $1,350,000 | $135,000 | $3,868 | 3.96% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $5,225 | 3.92% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $5,457 | 3.50% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $6,877 | 3.67% |
| Lufkin, TX (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $6,999 | 4.30% |
| MONROE, MI (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $5,184 | 4.33% |
| Cornelia, GA (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $5,102 | 3.85% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $7,551 | 3.95% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $5,053 | 4.08% |
| LAFAYETTE, LA (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $4,508 | 4.31% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $4,122 | 3.42% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $4,533 | 4.18% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $7,060 | 4.00% |
| BANGOR, ME (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $4,283 | 4.32% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 9 | $1,105,000 | $122,778 | $4,011 | 5.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $6,390 | 4.35% |
| Shelby, NC (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $4,330 | 4.21% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $5,162 | 4.28% |
| MERCED, CA (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $3,527 | 4.34% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $1,967 | 4.29% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $6,011 | 5.00% |
| Bedford, IN (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $4,526 | 4.14% |
| LUBBOCK, TX (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $4,900 | 4.02% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $5,714 | 4.04% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $4,685 | 3.81% |
| Wooster, OH (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $3,287 | 4.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $4,807 | 4.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $4,128 | 3.77% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,766 | 4.31% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $2,944 | 4.44% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $7,170 | 3.54% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $3,875 | 3.56% |
| ABILENE, TX (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $3,916 | 4.65% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $3,368 | 4.10% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 8 | $970,000 | $121,250 | $3,271 | 4.02% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $3,511 | 4.10% |
| RAPID CITY, SD (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $3,674 | 3.53% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $3,782 | 5.08% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $5,886 | 4.42% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $4,347 | 4.52% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 8 | $940,000 | $117,500 | $4,269 | 4.55% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $6,524 | 4.03% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $4,372 | 3.92% |
| CLEVELAND, TN (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $5,716 | 4.13% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $3,110 | 3.85% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $2,734 | 4.84% |
| PUEBLO, CO (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $4,626 | 3.52% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $4,208 | 4.04% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $3,687 | 3.91% |
| Roseburg, OR (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $6,169 | 4.80% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $3,644 | 3.63% |
| Wilmington, OH (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $9,388 | 4.97% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $3,481 | 4.08% |
| Elk City, OK (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,426 | 4.67% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $3,847 | 4.35% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $6,486 | 4.65% |
| Fernley, NV (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $3,159 | 4.43% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $2,160 | 3.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $5,841 | 4.53% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,078 | 4.42% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $3,034 | 4.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,637 | 4.44% |
| ALBANY, GA (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $4,614 | 4.02% |
| Ashtabula, OH (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $4,311 | 4.46% |
| Salem, OH (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $4,391 | 4.17% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,404 | 3.88% |
| Gillette, WY (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,027 | 3.81% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,796 | 4.03% |
| North Wilkesboro, NC (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $5,082 | 4.60% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,474 | 3.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $5,768 | 4.13% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $12,093 | 6.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $3,987 | 3.88% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,263 | 4.54% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $7,124 | 6.00% |
| Granbury, TX (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,589 | 3.92% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,465 | 3.54% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $2,965 | 4.13% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $4,611 | 3.95% |
| Williston, ND (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,823 | 4.08% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $4,219 | 3.88% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $5,435 | 4.66% |
| North Platte, NE (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $5,432 | 4.09% |
| JACKSON, MI (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $3,451 | 3.91% |
| Kinston, NC (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,549 | 3.94% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,934 | 4.50% |
| St. Marys, GA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $2,207 | 4.34% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,575 | 4.33% |
| Safford, AZ (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,903 | 4.38% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,534 | 4.58% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $9,836 | 3.13% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $5,288 | 6.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,781 | 4.25% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,320 | 4.00% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,730 | 4.71% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $1,444 | 3.72% |
| Outside of Metro Areas | 3 | $655,000 | $218,333 | $6,257 | 3.96% |
| Athens, TX (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,799 | 4.84% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $6,655 | 4.44% |
| Wilson, NC (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $3,377 | 4.10% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $1,910 | 4.19% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $9,072 | 3.44% |
| Ottawa, KS (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,497 | 4.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $5,611 | 4.35% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $10,834 | 3.25% |
| WACO, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $6,812 | 3.19% |
| Moultrie, GA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,542 | 3.84% |
| Marion, OH (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,622 | 4.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $1,419 | 4.09% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,833 | 3.75% |
| DOTHAN, AL (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $2,886 | 4.73% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $9,665 | 3.94% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $11,411 | 3.88% |
| YUMA, AZ (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,736 | 4.47% |
| READING, PA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,504 | 4.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,842 | 3.56% |
| Helena, MT (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,161 | 4.04% |
| CARSON CITY, NV (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,211 | 3.96% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $3,560 | 4.06% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,776 | 3.88% |
| TYLER, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,728 | 4.13% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,672 | 4.08% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $8,049 | 6.88% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,311 | 3.67% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,432 | 4.42% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,820 | 3.56% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $1,912 | 3.69% |
| Seneca, SC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,905 | 4.00% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,878 | 3.46% |
| Palatka, FL (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $5,694 | 4.47% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,061 | 3.88% |
| Dumas, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,166 | 4.04% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,978 | 4.13% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $4,567 | 4.69% |
| MANSFIELD, OH (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,695 | 4.21% |
| Key West, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,241 | 3.63% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,696 | 4.19% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,060 | 3.25% |
| REDDING, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,192 | 3.50% |
| Elko, NV (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,037 | 3.88% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,410 | 3.83% |
| Tifton, GA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,253 | 4.04% |
| Holland, MI (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,358 | 4.59% |
| Minden, LA (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,820 | 4.91% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,927 | 5.04% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,079 | 3.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $2,866 | 4.38% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,870 | 4.58% |
| Albemarle, NC (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,066 | 3.83% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,584 | 4.38% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $1,012 | 3.69% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $2,465 | 4.41% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,558 | 3.92% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,023 | 4.83% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,674 | 7.63% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,010 | 3.44% |
| Brownwood, TX (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $5,111 | 4.50% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,305 | 3.25% |
| Silver City, NM (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,939 | 3.83% |
| Adrian, MI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,916 | 4.33% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $12,693 | 3.63% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $7,362 | 4.38% |
| Easton, MD (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,694 | 4.44% |
| Bay City, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,732 | 4.06% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,213 | 5.46% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,782 | 3.63% |
| Miami, OK (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,568 | 4.44% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $8,849 | 4.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,595 | 4.46% |
| Dublin, GA (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $3,274 | 4.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,754 | 4.44% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,165 | 4.19% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,337 | 4.46% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,316 | 4.00% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,705 | 3.63% |
| Athens, TN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,728 | 4.31% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,243 | 4.25% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,371 | 4.31% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $2,097 | 5.31% |
| Heber, UT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,841 | 2.50% |
| Poplar Bluff, MO (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $1,579 | 3.97% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,501 | 4.44% |
| MADISON, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,490 | 4.06% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $15,963 | 4.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,570 | 3.75% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,889 | 4.06% |
| Muscatine, IA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,094 | 4.17% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,822 | 4.92% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,185 | 4.38% |
| Okeechobee, FL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,075 | 4.83% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,061 | 3.94% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $5,695 | 3.96% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,495 | 4.67% |
| BEND, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,952 | 3.75% |
| Lake City, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,689 | 3.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,759 | 3.81% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,012 | 4.63% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $3,796 | 4.81% |
| MADERA, CA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,889 | 4.69% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,039 | 4.13% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,328 | 4.29% |
| Forest City, NC (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,296 | 4.75% |
| ERIE, PA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,944 | 3.92% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,555 | 4.31% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,266 | 4.50% |
| Sanford, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,594 | 4.69% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,814 | 3.94% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,953 | 3.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,037 | 4.29% |
| Marietta, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,145 | 4.75% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,820 | 5.00% |
| Hillsdale, MI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,888 | 3.83% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,263 | 4.00% |
| MONROE, LA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,713 | 4.19% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,039 | 4.44% |
| New Castle, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,635 | 3.75% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,151 | 4.83% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,883 | 3.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,328 | 3.00% |
| Marion, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,613 | 3.75% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,908 | 4.38% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,122 | 3.81% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,272 | 3.69% |
| Picayune, MS (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,084 | 4.92% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,325 | 4.50% |
| Lebanon, MO (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $710 | 4.96% |
| Dayton, TN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,257 | 3.69% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,088 | 4.38% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,583 | 4.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,659 | 3.94% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,296 | 4.00% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,324 | 4.06% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,648 | 3.25% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,496 | 3.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,122 | 3.75% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,245 | 3.75% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,960 | 4.00% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,135 | 3.56% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,569 | 4.38% |
| SAGINAW, MI (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $5,023 | 4.96% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $5,840 | 5.29% |
| Cadillac, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,319 | 4.69% |
| CHICO, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,377 | 3.38% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,133 | 4.69% |
| Washington, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,555 | 4.25% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,940 | 4.31% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,341 | 4.44% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $14,150 | 4.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,671 | 4.92% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,722 | 4.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,671 | 3.56% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,690 | 4.44% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,517 | 4.56% |
| Searcy, AR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,514 | 4.50% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,174 | 4.25% |
| Urbana, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,418 | 4.75% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,326 | 4.63% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,092 | 8.88% |
| Branson, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,223 | 3.75% |
| Craig, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,793 | 3.50% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,743 | 3.88% |
| London, KY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,257 | 4.88% |
| Warren, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,402 | 4.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,100 | 3.50% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,184 | 4.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,381 | 4.50% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,951 | 3.25% |
| Boone, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,934 | 4.88% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,859 | 4.25% |
| Danville, KY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,315 | 4.50% |
| Bonham, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,503 | 4.81% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,076 | 3.50% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,318 | 4.38% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,277 | 4.38% |
| Brenham, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,203 | 3.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,885 | 4.19% |
| Bluffton, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,838 | 5.00% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,124 | 4.38% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,453 | 5.31% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,889 | 4.38% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,627 | 5.19% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,096 | 3.25% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,483 | 4.13% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,625 | 4.25% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $5,063 | 4.63% |
| Pierre, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,328 | 3.75% |
| Fremont, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $721 | 3.56% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,640 | 5.63% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,278 | 4.50% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,943 | 5.31% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,226 | 3.50% |
| Fallon, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.75% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,638 | 3.75% |
| Prineville, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,085 | 5.13% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,224 | 5.25% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,822 | 5.00% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,305 | 5.19% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,866 | 3.75% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,157 | 4.50% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $952 | 4.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,407 | 5.75% |
| LIMA, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,634 | 4.31% |
| Sidney, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,897 | 3.38% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $397 | 5.63% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,995 | 4.25% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,061 | 3.75% |
| Lexington, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,768 | 3.25% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,374 | 4.50% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,012 | 3.88% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,309 | 4.63% |
| Payson, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,933 | 4.00% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,273 | 3.88% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,706 | 3.63% |
| Astoria, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,005 | 4.00% |
| Marion, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,459 | 4.50% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,111 | 3.75% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,018 | 3.63% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,024 | 4.50% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,982 | 3.75% |
| Decatur, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,724 | 3.25% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,818 | 4.00% |
| RACINE, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,556 | 3.25% |
| Ruston, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,726 | 4.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,873 | 4.13% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,318 | 3.25% |
| NILES, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,356 | 3.63% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,846 | 4.63% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,862 | 4.00% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,555 | 4.50% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,590 | 4.44% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,308 | 4.56% |
| Paragould, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,114 | 4.13% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,831 | 4.00% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,604 | 3.88% |
| Keene, NH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,065 | 4.00% |
| Starkville, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,889 | 5.63% |
| Guymon, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,634 | 3.75% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,076 | 4.38% |
| Galesburg, IL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,726 | 5.19% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,187 | 4.19% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,177 | 4.63% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,697 | 5.31% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,843 | 3.63% |
| New Castle, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,307 | 5.63% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,808 | 3.88% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,698 | 4.00% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,632 | 4.25% |
| Martin, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,347 | 4.00% |
| Indiana, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,633 | 3.75% |
| Danville, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,843 | 3.75% |
| Union, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,175 | 3.75% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,324 | 4.69% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,260 | 4.75% |
| Newberry, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,525 | 3.75% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,979 | 4.13% |
| Jasper, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,065 | 4.00% |
| Dixon, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,421 | 3.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,838 | 5.63% |
| DALTON, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $500 | 3.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $714 | 4.25% |
| Shelton, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,050 | 4.50% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,915 | 3.88% |
| Ashland, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,727 | 3.88% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,723 | 3.38% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $989 | 3.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,916 | 4.75% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,271 | 4.75% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,959 | 4.25% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,069 | 4.00% |
| Auburn, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,089 | 3.75% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,327 | 4.63% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,237 | 4.00% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,880 | 5.13% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,442 | 4.63% |
| Farmington, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,711 | 4.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,909 | 4.25% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,181 | 4.13% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $828 | 3.75% |
| Crossville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.25% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,004 | 3.25% |
| La Grande, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,600 | 3.88% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,056 | 5.63% |
| Oil City, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,330 | 3.75% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $657 | 3.75% |
| Ludington, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,459 | 3.63% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,222 | 4.13% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,493 | 4.63% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,111 | 3.25% |
| Meridian, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,469 | 4.25% |
| Malvern, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,404 | 4.63% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,470 | 4.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,040 | 3.25% |
| Ada, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,075 | 5.38% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,850 | 4.25% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,104 | 3.75% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,259 | 3.38% |
| Berlin, NH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,374 | 3.25% |
| Alpena, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,070 | 5.25% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,416 | 5.63% |
| DuBois, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,295 | 5.13% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,368 | 4.50% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,767 | 5.63% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,933 | 3.75% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,403 | 4.50% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,700 | 5.63% |
| Mason City, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,849 | 4.25% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,990 | 3.75% |
| Angola, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,524 | 3.88% |
| Cortland, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,224 | 4.13% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,703 | 4.38% |
| Harrison, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,960 | 3.75% |
| ROME, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $411 | 3.75% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,556 | 4.75% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,770 | 4.50% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,268 | 5.50% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $998 | 3.75% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,014 | 5.63% |
| Huntington, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,969 | 4.63% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,653 | 4.50% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,448 | 4.13% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,055 | 4.63% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,126 | 4.13% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,864 | 4.38% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,298 | 4.75% |
| Columbus, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,057 | 4.88% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,085 | 4.63% |
| Freeport, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,673 | 4.50% |
| El Campo, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,395 | 4.13% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,691 | 4.13% |
| Celina, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $839 | 4.75% |
| Central City, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,186 | 4.13% |
| Albertville, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,021 | 3.75% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,725 | 4.63% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,983 | 5.00% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,075 | 4.63% |
| Susanville, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.25% |
| Madison, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,897 | 5.50% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $793 | 4.25% |
| Batesville, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,958 | 5.00% |
| Deming, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,396 | 5.38% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,643 | 4.13% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,035 | 5.00% |
| Centralia, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,148 | 5.25% |
| Laurel, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,061 | 5.13% |
Similar Lenders
We use machine learning to identify the top lenders compared against First Guaranty Mortgage Corporation based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Bay Area Credit Union, Inc.
Similarity Rank: 13
Similarity Rank: 13
PIERREMONT MORTGAGE, INC.
Similarity Rank: 33
Similarity Rank: 33
Bossier Federal Credit Union
Similarity Rank: 42
Similarity Rank: 42
RED CROWN
Similarity Rank: 45
Similarity Rank: 45
POLISH NATIONAL
Similarity Rank: 48
Similarity Rank: 48
JEEP COUNTRY
Similarity Rank: 78
Similarity Rank: 78
Tulsa Federal Credit Union
Similarity Rank: 84
Similarity Rank: 84
Florence Bank
Similarity Rank: 96
Similarity Rank: 96
PENNSYLVANIA STATE EMPLOYEES Credit Union
Similarity Rank: 114
Similarity Rank: 114
ESSA Bank & Trust
Similarity Rank: 120
Similarity Rank: 120
Product Mix
For 2019, First Guaranty Mortgage Corporation's most frequently originated type of loan was FHA, with 2,333 originations. Their 2nd most popular type was VA, with 1,714 originations.
Loan Reason
For 2019, First Guaranty Mortgage Corporation's most frequently cited loan purpose was Refi, with 2,885 originations. The 2nd most popular reason was Home Purchase, with 1,870 originations.
Loan Duration/Length
For 2019, First Guaranty Mortgage Corporation's most frequently cited loan duration was 30 Year, with 5,134 originations. The 2nd most popular length was Other, with 362 originations.
Origination Fees/Closing Costs
First Guaranty Mortgage Corporation's average total fees were $5,409, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,067 originations.
Interest Rates
During 2019, First Guaranty Mortgage Corporation's average interest rate for loans was 4.28%, while their most frequently originated rate bucket for loans was 3-4%, with 2,759 originations.
Loan Sizing
2019 saw First Guaranty Mortgage Corporation place emphasis on $100k-200k loans with 2,307 originations, totaling $347,255,000 in origination value.
Applicant Income
First Guaranty Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 950 originations. The second most popular income band? $50k or less, with 765 originations.
Applicant Debt to Income Ratio
First Guaranty Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 613 originations. The next most common DTI ratio? 20-30%, with 571 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.56%
First Guaranty Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination31.04%
First Guaranty Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,841 | $1,341,005,000 | $229,585 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 575 | $76,935,000 | $133,800 |
| Single Family (1-4 Units):Site-Built | 5,266 | $1,264,070,000 | $240,044 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST GUARANTY MORTGAGE CORP | Conventional home mortgage | Struggling to pay mortgage | 1 | 50.0% |
| FIRST GUARANTY MORTGAGE CORP | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |