White Crown Federal Credit Union Mortgage Rates, Fees & Info
Denver, COLEI: 549300N3HTAM5X2VWB62
Tax ID: 83-0173720
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Mortgage Data
Review & Overview
White Crown Federal Credit Union is a smaller credit union specializing in Cash Out Refi and Home Purchase loans. White Crown Federal Credit Union has a high proportion of conventional loans. Their top (well, only) market is Denver.White Crown Federal Credit Union has an average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
24Origination Dollar Volume (All Markets)
$2,520,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 22 | $2,120,000 | $96,364 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $400,000 | $200,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against WHITE CROWN FEDERAL CREDIT UNION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 24 | $2,520,000 | $105,000 | $0 | 0.00% |
For 2018, White Crown Federal Credit Union's most frequently originated type of loan was Conventional, with 24 originations.
Loan Reason
For 2018, White Crown Federal Credit Union's most frequently cited loan purpose was Home Improvement, with 6 originations. The 2nd most popular reason was Cash Out Refi, with 6 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 24 | $2,520,000 | $105,000 | $0 | 0.00% |
For 2018, White Crown Federal Credit Union's most frequently cited loan duration was Other, with 24 originations.
Loan Sizing
2018 saw White Crown Federal Credit Union place emphasis on $100,000 or less loans with 16 originations, totaling $700,000 in origination value.
Applicant Income
White Crown Federal Credit Union lent most frequently to those with incomes in the $50k-75k range, with 7 originations. The second most popular income band? $100k-150k, with 6 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 24 | $2,520,000 | $105,000 | $0 | 0.00% |
White Crown Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 24 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 23 | $2,415,000 | $105,000 | $0 | 0.00% |
| Native Hawaiian or Islander | 1 | $105,000 | $105,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications75.76%
White Crown Federal Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination95.83%
White Crown Federal Credit Union has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 24 | $2,520,000 | $105,000 |