Denver VA Loan Rates, Closing Costs & Stats

DENVER-AURORA-LAKEWOOD, CO

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Denver's 184 lenders originated 3,102 VA loans during 2023. The total origination value was $1,711,220,000, with an average VA loan value of $551,651.

    Denver VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Denver averaged 6.24% for the week of 2025-03-14, compared to the national average (all VA variants) of 6.169% for the same period.

    Denver's average VA mortgage closing costs are $7,612.

    The average rate for the prior week (2025-03-07) was 5.89% and one month ago for the week of 2025-02-07, the average rate was 6.34%.

    The average rate one year ago was 6.33%.

    For refis of the same type during the week of 2025-03-14, the average rate was 6.64%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Denver VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Denver level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 498 6.01% $11,013
    Mortgage Research Center, LLC 197 6.48% $10,135
    QUICKEN LOANS, LLC 167 6.12% $16,022
    NAVY FEDERAL CREDIT UNION 129 5.73% $9,403
    HOMEAMERICAN MORTGAGE CORPORATION 96 5.35% $5,805
    EAGLE HOME MORTGAGE, LLC 94 4.80% $6,459
    LOANDEPOT.COM, LLC 87 5.64% $16,573
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 82 6.44% $10,541
    PENNYMAC LOAN SERVICES, LLC 71 5.62% $14,207
    CROSSCOUNTRY MORTGAGE, LLC 61 6.34% $12,705
    BROKER SOLUTIONS, INC. 55 6.32% $12,798
    V.I.P. MORTGAGE, INC. 50 6.02% $11,903
    CMG MORTGAGE, INC. 49 6.16% $11,272
    MOVEMENT MORTGAGE, LLC 49 6.54% $13,645
    FREEDOM MORTGAGE CORPORATION 49 6.43% $19,253
    GUILD MORTGAGE COMPANY 45 6.33% $14,786
    USAA Federal Savings Bank 44 6.19% $15,918
    GUARANTEED RATE, INC. 43 6.06% $7,365
    American Mortgage & Equity Consultants, Inc. 43 6.35% $13,017
    DHI MORTGAGE COMPANY, LTD. 40 5.32% $11,786
    INSPIRE HOME LOANS INC. 40 5.31% $7,874
    AMERICAN FINANCING CORPORATION 38 6.02% $17,919
    South Pacific Financial Corporation 38 5.75% $9,745
    The Federal Savings Bank 31 6.15% $22,483
    GUARANTEED RATE AFFINITY, LLC 26 6.19% $10,256
    NEST HOME LENDING, LLC 26 5.47% $8,784
    KBHS HOME LOANS, LLC 26 5.46% $10,992
    Paramount Residential Mortgage Group, Inc. 24 6.39% $9,810
    NEWREZ LLC 22 6.51% $16,317
    UNIVERSAL LENDING CORPORATION 21 6.48% $14,552
    NBKC BANK 18 5.63% $10,246
    JET HOMELOANS, LLC 18 5.82% $6,480
    Plains Commerce Bank 16 6.00% $11,746
    CHERRY CREEK MORTGAGE, LLC 16 5.98% $6,649
    PLANET HOME LENDING, LLC 16 6.21% $8,961
    PENTAGON FEDERAL CREDIT UNION 16 5.47% $7,496
    Ixonia Bank 16 6.74% $8,948
    BAY EQUITY LLC 15 6.54% $10,081
    PULTE MORTGAGE LLC 14 5.23% $8,395
    AMERICAN PACIFIC MORTGAGE CORPORATION 14 6.31% $17,481
    NEW DAY FINANCIAL, LLC 14 7.33% $19,689
    MUTUAL OF OMAHA MORTGAGE, INC. 14 6.02% $18,611
    PRIMELENDING, A PLAINSCAPITAL COMPANY 13 6.25% $8,617
    DRAPER AND KRAMER MORTGAGE CORP. 13 6.23% $14,567
    CARDINAL FINANCIAL 13 6.35% $20,269
    Shea Mortgage Inc. 13 5.77% $3,847
    Mr. Cooper ( Nationstar Mortgage ) 12 5.96% $19,219
    S1L, Inc. 12 6.11% $17,884
    Northpointe Bank 12 6.14% $14,155
    MEGASTAR FINANCIAL CORP. 11 6.14% $11,647
    INTERCAP LENDING INC. 11 6.11% $6,074
    Wells Fargo Bank 11 5.69% $3,425
    Century Mortgage Company DBA Century Lending Company 11 6.15% $4,651
    AMERICAN FINANCIAL NETWORK, INC. 10 6.29% $13,222
    JPMorgan Chase Bank 10 6.08% $6,329
    EVERETT FINANCIAL, INC. 9 6.61% $33,676
    Prosperity Home Mortgage, LLC 9 6.00% $4,128
    Flagstar Bank, FSB 9 6.53% $9,256
    Armed Forces Bank 9 6.06% $12,518
    NOVA FINANCIAL & INVESTMENT CORPORATION 9 6.53% $5,976
    Equity Prime Mortgage LLC 8 6.33% $14,293
    SUN WEST MORTGAGE COMPANY, INC. 8 6.01% $12,265
    SWBC MORTGAGE CORPORATION 8 6.58% $9,922
    First Federal Bank 8 6.34% $8,495
    Ent Credit Union 8 5.70% $14,259
    ZILLOW HOME LOANS, LLC 8 6.08% $8,562
    CORNERSTONE HOME LENDING, INC. 8 6.17% $23,223
    Bank of England 7 6.63% $14,651
    ACADEMY MORTGAGE CORPORATION 7 6.16% $13,563
    PLAZA HOME MORTGAGE, INC. 7 6.00% $15,343
    First Western Trust Bank 7 5.96% $8,235
    HOMESIDE FINANCIAL, LLC 7 6.80% $12,282
    Magnolia Bank 7 5.89% $22,791
    U.S. Bank 7 6.03% $12,688
    LEADERONE FINANCIAL CORPORATION 6 6.83% $17,672
    BNC National Bank 6 5.63% $13,658
    SUMMIT FUNDING, INC. 6 6.00% $7,575
    MORTGAGE SOLUTIONS OF COLORADO, LLC 6 6.67% $9,366
    Barrington Bank & Trust Company, N.A. 6 6.31% $13,926
    AMERISAVE MORTGAGE CORPORATION 5 5.85% $29,084
    Nations Lending Corporation 5 6.80% $14,227
    SECURITYNATIONAL MORTGAGE COMPANY 5 6.03% $26,813
    TOWNE MORTGAGE COMPANY 5 6.03% $15,180
    HOME MORTGAGE ALLIANCE, LLC 5 5.83% $6,688
    ON Q FINANCIAL, INC. 5 6.12% $9,240
    HOMEBRIDGE FINANCIAL SERVICES, INC. 5 6.27% $11,986
    Elevations Credit Union 5 6.68% $14,244
    CALIBER HOME LOANS, INC. 5 6.18% $7,217
    The Huntington National Bank 4 6.47% $10,272
    THE MORTGAGE COMPANY 4 6.69% $6,788
    BOKF 4 6.13% $9,302
    Sunflower Bank 4 6.19% $7,430
    VILLAGE CAPITAL MORTGAGE 4 6.22% $17,631
    Loan Simple, Inc. 4 6.75% $13,438
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 6.53% $7,203
    NFM, INC. 4 6.78% $23,339
    GENEVA FINANCIAL, LLC 4 6.91% $9,323
    The Central Trust Bank 3 6.04% $8,606
    Bell Bank 3 6.21% $7,294
    CALCON MUTUAL MORTGAGE LLC 3 5.83% $22,424
    CITYWIDE HOME LOANS, LLC 3 6.13% $16,606
    FIRST COMMUNITY MORTGAGE, INC. 3 5.58% $19,572
    Keystone Funding, Inc. 3 6.00% $14,826
    LOANPAL, LLC 3 5.54% $25,828
    M2 Lending Solutions, LLC 3 6.38% $13,754
    PHH Mortgage Corporation 3 6.58% $9,891
    PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.46% $13,022
    VAN DYK MORTGAGE CORPORATION 3 6.33% $10,185
    NATIONS DIRECT MORTGAGE, LLC 2 6.50% $17,414
    NexBank 2 6.31% $5,615
    Credence Funding Corporation 2 5.00% $8,207
    Independent Bank 2 5.94% $10,326
    Lakeview Community Capital, LLC 2 5.88% $15,625
    KeyBank 2 6.19% $5,853
    NORWICH COMMERCIAL GROUP, INC. 2 6.00% $13,373
    Hometown Equity Mortgage, LLC 2 5.69% $6,295
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.63% $8,944
    Gateway First Bank 2 6.50% $7,173
    Zions Bank 2 5.88% $15,319
    VERITAS FUNDING, LLC 2 6.94% $32,147
    J. VIRGIL, INC. 2 6.63% $15,041
    TBI MORTGAGE COMPANY 2 6.50% $13,590
    Farmers Bank & Trust 2 5.19% $14,047
    DIRECT MORTGAGE, CORP. 2 6.00% $19,653
    OCMBC, INC. 2 6.69% $2,258
    MASON MCDUFFIE MORTGAGE CORPORATION 2 7.00% $19,166
    BMO Harris Bank 2 6.38% $10,519
    FirstBank 1 6.13% $14,269
    First Bank 1 6.88% $10,166
    Financial Funding Solutions, Inc. 1 6.88% $13,464
    RELIANCE FIRST CAPITAL, LLC 1 5.50% $13,038
    Renasant Bank 1 6.25% $16,834
    RESIDENTIAL BANCORP 1 5.75% $15,788
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.25% $11,191
    Servion, Inc. 1 6.75% $13,222
    DHA FINANCIAL, LLC 1 6.50% $4,376
    Sierra Pacific Mortgage Company, Inc. 1 6.13% $14,517
    SIRVA MORTGAGE, INC. 1 5.50% $8,433
    Stifel Bank and Trust 1 5.75% $2,068
    STOCKTON MORTGAGE CORPORATION 1 6.25% $28,307
    Cornerstone First Mortgage, Inc 1 7.25% $39,745
    Summit Mortgage Corporation 1 5.25% $4,613
    CONTOUR MORTGAGE CORPORATION 1 5.63% $28,362
    Citizens Bank 1 6.75% $3,870
    CHURCHILL MORTGAGE CORPORATION 1 6.99% $3,749
    CASTLE & COOKE MORTGAGE, LLC 1 5.75% $15,374
    BROOKHOLLOW MORTGAGE SERVICES, LTD 1 6.50% $0
    BM Real Estate Services, Inc. 1 7.75% $15,015
    The Loan Store, Inc. 1 6.63% $7,880
    The Union Bank Company 1 5.25% $8,057
    THOMPSON KANE & COMPANY, LLC 1 5.88% $2,565
    TOWN AND COUNTRY Credit Union 1 6.25% $18,119
    Towne Bank 1 6.13% $20,333
    Bank of America 1 6.75% $5,025
    UNION HOME MORTGAGE CORP. 1 5.38% $13,875
    BancorpSouth 1 5.88% $11,351
    Atlantic Coast Mortgage, LLC 1 7.25% $2,711
    Ameris Bank 1 5.38% $24,500
    AMERICAN INTERNET MORTGAGE, INC. 1 6.38% $2,676
    AMCAP MORTGAGE, LTD. 1 6.50% $25,234
    ALLIED MORTGAGE GROUP, INC. 1 7.13% $29,234
    WesBanco 1 5.63% $2,674
    Mid-Continent Funding, Inc. 1 6.00% $7,422
    MID AMERICA MORTGAGE, INC. 1 5.50% $3,017
    Merchants & Marine Bank 1 6.50% $22,323
    MICHIGAN MUTUAL, INC. 1 4.75% $8,731
    MEMBER FIRST MORTGAGE, LLC 1 6.38% $20,849
    NATIONS RELIABLE LENDING, LLC 1 6.25% $9,950
    MANN FINANCIAL INC. 1 7.00% $7,434
    Lincoln Savings Bank 1 6.00% $19,644
    NETWORK CAPITAL FUNDING CORPORATION 1 6.00% $16,342
    Leader Bank 1 5.99% $16,182
    LAKEVIEW LOAN SERVICING, LLC 1 5.75% $11,248
    Old National Bank 1 5.50% $6,240
    INTEGRITY MORTGAGE & FINANCIAL INCORPORATED 1 6.25% $12,977
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.75% $14,170
    IDEAL HOME LOANS LLC 1 6.99% $30,268
    HUNT MORTGAGE CORPORATION 1 5.25% $945
    WESTERRA CREDIT UNION 1 7.50% $26,200
    First National Bank of Omaha 1 6.00% $118
    PLUS RELOCATION MORTGAGE, LLC 1 6.13% $7,839
    PREMIA MORTGAGE, LLC 1 5.50% $24,199
    AIR ACADEMY 1 5.25% $23,255
    First Federal Bank of Kansas City 1 6.63% $6,425

    The top Denver VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 498 VA loans originated. Their average total fees are $11,013, which is $877 higher than the next largest lender, Mortgage Research Center, LLC.

    The lowest fee Denver VA lenders (with over 10 loans originated) are Wells Fargo Bank ($3,425), Shea Mortgage Inc. ($3,847), Century Mortgage Company DBA Century Lending Company ($4,651), HOMEAMERICAN MORTGAGE CORPORATION ($5,805) and INTERCAP LENDING INC. ($6,074).

    The lowest rate Denver VA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (4.80%), PULTE MORTGAGE LLC (5.23%), INSPIRE HOME LOANS INC. (5.31%), DHI MORTGAGE COMPANY, LTD. (5.32%) and HOMEAMERICAN MORTGAGE CORPORATION (5.35%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Denver (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $521,911 (4.5%) $711,549 (4.1%) 1.93 3,796
    2018-02-01 $520,428 (4.1%) $710,319 (3.0%) 1.89 3,929
    2018-03-01 $520,000 (4.0%) $713,013 (3.2%) 1.82 4,297
    2018-04-01 $545,000 (9.0%) $759,514 (11.4%) 1.85 4,876
    2018-05-01 $532,450 (6.5%) $742,072 (10.0%) 1.78 5,452
    2018-06-01 $520,000 (4.5%) $717,923 (8.0%) 1.73 6,460
    2018-07-01 $499,950 (1.0%) $695,731 (5.1%) 1.67 7,129
    2018-08-01 $495,000 (2.2%) $673,101 (2.9%) 1.66 7,431
    2018-09-01 $489,000 (0.9%) $663,764 (1.3%) 1.64 7,890
    2018-10-01 $479,900 (-1.0%) $645,947 (-1.8%) 1.63 8,097
    2018-11-01 $474,955 (-3.9%) $639,519 (-5.4%) 1.61 7,720
    2018-12-01 $479,000 (-7.8%) $647,629 (-8.0%) 1.65 6,234
    2019-01-01 $487,500 (-6.6%) $656,098 (-7.8%) 1.68 5,452
    2019-02-01 $499,750 (-4.0%) $671,855 (-5.4%) 1.69 5,495
    2019-03-01 $515,529 (-0.9%) $683,268 (-4.2%) 1.69 5,922
    2019-04-01 $523,729 (-3.9%) $689,273 (-9.3%) 1.66 6,479
    2019-05-01 $515,000 (-3.3%) $676,607 (-8.8%) 1.61 7,490
    2019-06-01 $515,000 (-1.0%) $668,417 (-6.9%) 1.61 8,377
    2019-07-01 $500,000 (0.0%) $657,002 (-5.6%) 1.57 8,892
    2019-08-01 $498,564 (0.7%) $655,004 (-2.7%) 1.58 8,768
    2019-09-01 $496,559 (1.6%) $653,591 (-1.5%) 1.59 8,616
    2019-10-01 $495,223 (3.2%) $652,978 (1.1%) 1.60 8,439
    2019-11-01 $499,000 (5.1%) $666,656 (4.2%) 1.64 7,183
    2019-12-01 $497,495 (3.9%) $674,594 (4.2%) 1.66 6,118
    2020-01-01 $527,480 (8.2%) $736,167 (12.2%) 1.76 3,875
    2020-02-01 $550,000 (10.1%) $778,147 (15.8%) 1.80 3,604
    2020-03-01 $555,212 (7.7%) $781,941 (14.4%) 1.74 4,292
    2020-04-01 $542,500 (3.6%) $729,462 (5.8%) 1.70 4,933
    2020-05-01 $545,000 (5.8%) $728,600 (7.7%) 1.66 5,843
    2020-06-01 $547,000 (6.2%) $734,370 (9.9%) 1.61 6,523
    2020-07-01 $540,075 (8.0%) $739,959 (12.6%) 1.57 6,040
    2020-08-01 $539,000 (8.1%) $747,040 (14.1%) 1.54 5,747
    2020-09-01 $522,000 (5.1%) $749,906 (14.7%) 1.50 5,361
    2020-10-01 $515,000 (4.0%) $750,604 (15.0%) 1.48 4,864
    2020-11-01 $519,675 (4.1%) $769,748 (15.5%) 1.52 3,925
    2020-12-01 $530,601 (6.7%) $801,998 (18.9%) 1.58 2,900
    2021-01-01 $525,000 (-0.5%) $814,286 (10.6%) 1.57 2,290
    2021-02-01 $539,849 (-1.9%) $828,665 (6.5%) 1.57 2,148
    2021-03-01 $555,000 (0.0%) $846,872 (8.3%) 1.57 2,241
    2021-04-01 $575,000 (6.0%) $889,171 (21.9%) 1.56 2,214
    2021-05-01 $595,000 (9.2%) $896,784 (23.1%) 1.58 2,288
    2021-06-01 $599,175 (9.5%) $875,181 (19.2%) 1.58 3,092
    2021-07-01 $600,000 (11.1%) $850,648 (15.0%) 1.58 3,722
    2021-08-01 $600,000 (11.3%) $840,358 (12.5%) 1.60 3,847
    2021-09-01 $599,950 (14.9%) $844,683 (12.6%) 1.60 3,835
    2021-10-01 $615,000 (19.4%) $846,450 (12.8%) 1.64 3,577
    2021-11-01 $617,475 (18.8%) $863,420 (12.2%) 1.65 2,725
    2021-12-01 $627,035 (18.2%) $899,026 (12.1%) 1.70 1,885
    2022-01-01 $640,000 (21.9%) $979,115 (20.2%) 1.73 1,439
    2022-02-01 $647,500 (19.9%) $984,488 (18.8%) 1.68 1,519
    2022-03-01 $662,225 (19.3%) $971,559 (14.7%) 1.66 1,840
    2022-04-01 $677,000 (17.7%) $963,625 (8.4%) 1.61 2,359
    2022-05-01 $695,000 (16.8%) $942,685 (5.1%) 1.59 3,428
    2022-06-01 $680,000 (13.5%) $883,406 (0.9%) 1.51 4,768
    2022-07-01 $650,000 (8.3%) $839,555 (-1.3%) 1.46 6,181
    2022-08-01 $636,490 (6.1%) $820,814 (-2.3%) 1.47 6,471
    2022-09-01 $626,750 (4.5%) $819,377 (-3.0%) 1.47 6,493
    2022-10-01 $620,000 (0.8%) $826,664 (-2.3%) 1.46 6,576
    2022-11-01 $608,700 (-1.4%) $825,476 (-4.4%) 1.46 6,025
    2022-12-01 $600,000 (-4.3%) $830,468 (-7.6%) 1.48 4,618
    2023-01-01 $600,000 (-6.3%) $859,555 (-12.2%) 1.49 3,767
    2023-02-01 $632,475 (-2.3%) $920,601 (-6.5%) 1.53 3,300
    2023-03-01 $654,950 (-1.1%) $973,211 (0.2%) 1.54 3,429
    2023-04-01 $679,000 (0.3%) $974,148 (1.1%) 1.58 3,978
    2023-05-01 $682,250 (-1.8%) $973,280 (3.3%) 1.55 4,381
    2023-06-01 $680,000 (0.0%) $959,445 (8.6%) 1.53 5,065
    2023-07-01 $675,000 (3.9%) $938,445 (11.8%) 1.53 5,515
    2023-08-01 $659,950 (3.7%) $910,334 (10.9%) 1.52 5,882
    2023-09-01 $649,000 (3.6%) $896,750 (9.4%) 1.51 6,346
    2023-10-01 $635,000 (2.4%) $885,394 (7.1%) 1.49 6,569
    2023-11-01 $625,000 (2.7%) $870,155 (5.4%) 1.49 6,206
    2023-12-01 $610,000 (1.7%) $848,083 (2.1%) 1.49 4,948
    2024-01-01 $599,997 (0.0%) $844,649 (-1.7%) 1.47 4,197
    2024-02-01 $609,750 (-3.6%) $873,575 (-5.1%) 1.47 4,291
    2024-03-01 $619,925 (-5.4%) $886,902 (-8.9%) 1.46 5,077
    2024-04-01 $625,000 (-8.0%) $873,752 (-10.3%) 1.45 6,270
    2024-05-01 $636,700 (-6.7%) $864,324 (-11.2%) 1.45 7,539
    2024-06-01 $632,500 (-7.0%) $846,534 (-11.8%) 1.44 9,004
    2024-07-01 $625,000 (-7.4%) $825,484 (-12.0%) 1.43 9,652
    2024-08-01 $620,000 (-6.1%) $811,670 (-10.8%) 1.44 9,811
    2024-09-01 $610,250 (-6.0%) $804,278 (-10.3%) 1.44 10,264
    2024-10-01 $600,000 (-5.5%) $797,345 (-9.9%) 1.41 10,475
    2024-11-01 $593,900 (-5.0%) $779,084 (-10.5%) 1.43 9,351
    2024-12-01 $577,350 (-5.4%) $766,457 (-9.6%) 1.43 7,022
    2025-01-01 $569,950 (-5.0%) $755,352 (-10.6%) 1.42 6,497
    2025-02-01 $572,500 (-6.1%) $769,738 (-11.9%) 1.39 7,053
    Denver's median listing price for 2025-02-01 was $572,500, a difference of $-37,250 (-6.1%) versus the prior year and $2,550 versus the prior month.

    Denver's median listing price comes in at 139% of the national average.

    Denver's average listing price for 2025-02-01 was $769,738, a difference of $-103,837 (-11.9%) versus the prior year and $14,386 versus the prior month.

    For the 2025-02-01 period, Denver had 7,053 MLS listings, a difference of 556 listings (9%) versus the prior month and 2,762 listings (64%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Denver (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 54 days 2,763 sqft
    2018-02-01 31 days 2,783 sqft
    2018-03-01 24 days 2,772 sqft
    2018-04-01 23 days 2,920 sqft
    2018-05-01 23 days 2,876 sqft
    2018-06-01 24 days 2,769 sqft
    2018-07-01 30 days 2,709 sqft
    2018-08-01 32 days 2,628 sqft
    2018-09-01 36 days 2,592 sqft
    2018-10-01 37 days 2,494 sqft
    2018-11-01 44 days 2,467 sqft
    2018-12-01 57 days 2,459 sqft
    2019-01-01 56 days 2,465 sqft
    2019-02-01 31 days 2,477 sqft
    2019-03-01 30 days 2,523 sqft
    2019-04-01 28 days 2,581 sqft
    2019-05-01 26 days 2,568 sqft
    2019-06-01 30 days 2,561 sqft
    2019-07-01 36 days 2,510 sqft
    2019-08-01 38 days 2,476 sqft
    2019-09-01 39 days 2,441 sqft
    2019-10-01 42 days 2,418 sqft
    2019-11-01 50 days 2,401 sqft
    2019-12-01 60 days 2,307 sqft
    2020-01-01 61 days 2,539 sqft
    2020-02-01 32 days 2,859 sqft
    2020-03-01 23 days 2,766 sqft
    2020-04-01 33 days 2,677 sqft
    2020-05-01 37 days 2,699 sqft
    2020-06-01 31 days 2,515 sqft
    2020-07-01 31 days 2,410 sqft
    2020-08-01 30 days 2,259 sqft
    2020-09-01 30 days 2,134 sqft
    2020-10-01 30 days 2,015 sqft
    2020-11-01 38 days 1,922 sqft
    2020-12-01 48 days 1,893 sqft
    2021-01-01 38 days 1,871 sqft
    2021-02-01 17 days 1,939 sqft
    2021-03-01 9 days 2,029 sqft
    2021-04-01 9 days 2,170 sqft
    2021-05-01 8 days 2,203 sqft
    2021-06-01 9 days 2,260 sqft
    2021-07-01 16 days 2,269 sqft
    2021-08-01 18 days 2,218 sqft
    2021-09-01 22 days 2,205 sqft
    2021-10-01 23 days 2,240 sqft
    2021-11-01 30 days 2,223 sqft
    2021-12-01 38 days 2,198 sqft
    2022-01-01 24 days 2,186 sqft
    2022-02-01 6 days 2,203 sqft
    2022-03-01 6 days 2,275 sqft
    2022-04-01 5 days 2,299 sqft
    2022-05-01 10 days 2,460 sqft
    2022-06-01 16 days 2,431 sqft
    2022-07-01 23 days 2,376 sqft
    2022-08-01 31 days 2,327 sqft
    2022-09-01 36 days 2,303 sqft
    2022-10-01 37 days 2,298 sqft
    2022-11-01 46 days 2,285 sqft
    2022-12-01 59 days 2,250 sqft
    2023-01-01 65 days 2,261 sqft
    2023-02-01 42 days 2,315 sqft
    2023-03-01 27 days 2,374 sqft
    2023-04-01 24 days 2,449 sqft
    2023-05-01 24 days 2,448 sqft
    2023-06-01 29 days 2,486 sqft
    2023-07-01 31 days 2,481 sqft
    2023-08-01 35 days 2,408 sqft
    2023-09-01 38 days 2,321 sqft
    2023-10-01 41 days 2,285 sqft
    2023-11-01 48 days 2,243 sqft
    2023-12-01 61 days 2,158 sqft
    2024-01-01 63 days 2,091 sqft
    2024-02-01 35 days 2,095 sqft
    2024-03-01 30 days 2,140 sqft
    2024-04-01 32 days 2,178 sqft
    2024-05-01 30 days 2,191 sqft
    2024-06-01 36 days 2,202 sqft
    2024-07-01 42 days 2,198 sqft
    2024-08-01 46 days 2,162 sqft
    2024-09-01 50 days 2,128 sqft
    2024-10-01 51 days 2,107 sqft
    2024-11-01 59 days 2,059 sqft
    2024-12-01 74 days 1,987 sqft
    2025-01-01 72 days 1,950 sqft
    2025-02-01 44 days 1,955 sqft
    Denver's median listing age (time on market) for 2025-02-01 was 44 days. This is 28% longer than the same period one year ago.

    Denver's median square footage for active listings during the 2025-02-01 period was 1,955 sqft. One year prior, the average listing was 2,095 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.