DENVER - AURORA - LAKEWOOD Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Denver - Aurora - Lakewood averaged 6.03% for the week of 2024-09-12, compared to the national average of 6.2% for the same period.

    The average rate for the prior week (2024-09-05) was 6.28% and one month ago for the week of 2024-08-08, the average rate was 6.2%.

    Denver - Aurora - Lakewood's average rate one year ago was 6.65%.

    For refis of the same type during the week of 2024-09-12, the average rate was 6.25%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-09-12 6.2%
    Denver - Aurora - Lakewood 30 Year Fixed Rate 2024-09-12 6.03%
    Denver - Aurora - Lakewood 30 Year Fixed Rate Refi 2024-09-12 6.25%
    Denver - Aurora - Lakewood 15 Year Fixed Rate 2024-09-12 5.06%
    Denver - Aurora - Lakewood 15 Year Fixed Rate Refi 2024-09-12 5.59%
    Denver - Aurora - Lakewood 30 Year FHA 2024-09-12 5.65%
    Denver - Aurora - Lakewood 30 Year FHA Refi 2024-09-12 5.48%
    Denver - Aurora - Lakewood 30 Year USDA 2024-09-12 6.06%
    Denver - Aurora - Lakewood 30 Year USDA Refi 2024-09-12 6.06%
    Denver - Aurora - Lakewood 30 Year VA 2024-09-12 5.15%
    Denver - Aurora - Lakewood 30 Year VA Refi 2024-09-12 5.61%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DENVER-AURORA-LAKEWOOD, CO.

    DENVER - AURORA - LAKEWOOD Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DENVER-AURORA-LAKEWOOD, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 4,846 6.60% $8,038
    QUICKEN LOANS, LLC 2,065 6.69% $6,743
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,089 6.79% $6,969
    EAGLE HOME MORTGAGE, LLC 828 4.98% $4,680
    V.I.P. MORTGAGE, INC. 748 6.77% $8,157
    GUILD MORTGAGE COMPANY 656 6.86% $7,100
    LOANDEPOT.COM, LLC 652 5.83% $7,803
    CROSSCOUNTRY MORTGAGE, LLC 627 6.79% $7,698
    JPMorgan Chase Bank 588 6.43% $5,579
    U.S. Bank 517 6.40% $5,419
    HOMEAMERICAN MORTGAGE CORPORATION 516 5.79% $2,168
    CMG MORTGAGE, INC. 505 6.29% $7,059
    BROKER SOLUTIONS, INC. 442 6.79% $7,932
    Elevations Credit Union 439 6.65% $4,767
    GUARANTEED RATE, INC. 398 6.63% $4,741
    MOVEMENT MORTGAGE, LLC 378 6.85% $9,177
    American Mortgage & Equity Consultants, Inc. 365 6.88% $8,068
    FirstBank 345 6.65% $4,269
    Wells Fargo Bank 336 6.05% $5,521
    Bank of America 312 6.04% $5,124
    S1L, Inc. 311 6.81% $7,427
    Ent Credit Union 297 6.08% $4,036
    MEGASTAR FINANCIAL CORP. 290 6.79% $6,704
    CANVAS CREDIT UNION 289 6.66% $4,568
    South Pacific Financial Corporation 281 5.94% $8,722
    UNIVERSAL LENDING CORPORATION 265 6.67% $6,872
    The Huntington National Bank 263 6.40% $6,771
    NOVA FINANCIAL & INVESTMENT CORPORATION 256 6.83% $3,336
    GUARANTEED RATE AFFINITY, LLC 242 6.67% $5,861
    PENNYMAC LOAN SERVICES, LLC 207 6.56% $7,659
    PROVIDENT FUNDING ASSOCIATES, L.P. 207 6.48% $4,969
    Morgan Stanley Private Bank 202 5.75% $3,887
    AMERICAN FINANCING CORPORATION 197 6.53% $8,894
    INSPIRE HOME LOANS INC. 195 6.06% $4,399
    DHI MORTGAGE COMPANY, LTD. 189 5.66% $8,306
    KBHS HOME LOANS, LLC 184 5.39% $8,431
    CHERRY CREEK MORTGAGE, LLC 183 6.54% $710
    M2 Lending Solutions, LLC 183 6.61% $6,822
    SWBC MORTGAGE CORPORATION 181 6.90% $3,962
    BMO Harris Bank 179 6.25% $4,960
    First Western Trust Bank 177 6.57% $2,939
    KeyBank 169 6.27% $5,687
    BAY EQUITY LLC 168 6.70% $6,845
    Northpointe Bank 156 6.90% $8,108
    Shea Mortgage Inc. 154 6.13% $2,009
    The Loan Store, Inc. 146 6.85% $7,081
    PRIMELENDING, A PLAINSCAPITAL COMPANY 145 6.61% $6,854
    NEST HOME LENDING, LLC 138 5.99% $11,999
    Ixonia Bank 136 7.01% $7,133
    Prosperity Home Mortgage, LLC 125 6.75% $5,160
    NAVY FEDERAL CREDIT UNION 117 6.09% $4,556
    TBI MORTGAGE COMPANY 116 6.18% $9,690
    ZILLOW HOME LOANS, LLC 115 6.73% $7,380
    DRAPER AND KRAMER MORTGAGE CORP. 112 6.71% $6,745
    WESTERRA CREDIT UNION 111 6.33% $4,951
    NEWREZ LLC 111 6.99% $7,379
    EVERETT FINANCIAL, INC. 110 6.87% $9,460
    BOKF 109 6.59% $6,808
    Paramount Residential Mortgage Group, Inc. 107 6.77% $7,640
    INTERCAP LENDING INC. 103 6.94% $5,563
    Mr. Cooper ( Nationstar Mortgage ) 100 6.51% $10,995
    MUTUAL OF OMAHA MORTGAGE, INC. 99 6.49% $7,245
    PLANET HOME LENDING, LLC 98 6.81% $6,821
    Flagstar Bank, FSB 98 6.73% $7,315
    Bank of England 97 6.91% $6,178
    CALIBER HOME LOANS, INC. 95 6.55% $6,232
    Plains Commerce Bank 95 6.63% $8,779
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 93 6.81% $6,340
    Zions Bank 93 6.20% $4,310
    Commerce Bank 92 6.02% $4,453
    PRIMARY RESIDENTIAL MORTGAGE, INC. 91 6.77% $7,842
    Charles Schwab Bank, SSB 87 5.81% $3,901
    JET HOMELOANS, LLC 86 6.85% $8,295
    Citibank 85 5.50% $5,198
    NBH Bank 84 6.72% $4,345
    PNC Bank 84 6.29% $5,199
    UMB Bank 83 6.30% $3,102
    Sunflower Bank 78 6.69% $4,674
    First National Bank of Omaha 74 6.39% $4,412
    AMERICAN PACIFIC MORTGAGE CORPORATION 74 6.80% $9,043
    Financial Funding Solutions, Inc. 71 6.78% $3,201
    UNION HOME MORTGAGE CORP. 70 6.60% $7,790
    NFM, INC. 67 6.94% $8,142
    SUMMIT FUNDING, INC. 65 6.79% $9,661
    NBKC BANK 64 6.37% $3,720
    Loan Simple, Inc. 62 6.93% $7,374
    UBS Bank USA 62 6.04% $4,705
    CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 61 6.28% $5,378
    Bank of Colorado 57 6.42% $9,416
    PULTE MORTGAGE LLC 55 5.85% $3,539
    ALLIED MORTGAGE GROUP, INC. 54 7.40% $4,381
    BETTER MORTGAGE CORPORATION 53 6.08% $5,672
    Summit Mortgage Corporation 52 6.40% $5,178
    ACADEMY MORTGAGE CORPORATION 51 6.54% $8,876
    PREMIER MEMBERS CREDIT UNION 50 5.99% $7,183
    NMSI, INC. 49 6.79% $7,208
    First National Bank of America 48 9.83% $13,672
    Nations Lending Corporation 47 6.79% $5,038
    ON Q FINANCIAL, INC. 45 6.63% $7,078
    LEADERONE FINANCIAL CORPORATION 45 6.97% $8,007
    SECURITYNATIONAL MORTGAGE COMPANY 44 6.56% $10,292
    THE MORTGAGE COMPANY 44 6.87% $7,711
    FREEDOM MORTGAGE CORPORATION 44 7.00% $9,268
    AMERISAVE MORTGAGE CORPORATION 44 6.17% $11,974
    CASTLE & COOKE MORTGAGE, LLC 43 6.81% $11,627
    CORNERSTONE HOME LENDING, INC. 43 6.73% $9,070
    CARDINAL FINANCIAL 42 6.63% $9,342
    Old National Bank 42 5.06% $6,970
    USAA Federal Savings Bank 41 6.52% $6,808
    TOWNE MORTGAGE COMPANY 41 6.83% $5,327
    Century Mortgage Company DBA Century Lending Company 40 6.59% $9,382
    CITYWIDE HOME LOANS, LLC 40 6.59% $8,682
    NexBank 40 7.02% $7,560
    MASON MCDUFFIE MORTGAGE CORPORATION 39 6.67% $7,311
    OCMBC, INC. 38 8.35% $14,562
    Ally Bank 37 6.39% $5,617
    HOMEBRIDGE FINANCIAL SERVICES, INC. 37 7.17% $10,968
    PLAZA HOME MORTGAGE, INC. 36 6.64% $10,194
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 36 7.19% $8,341
    CHURCHILL MORTGAGE CORPORATION 35 6.80% $6,998
    HOMESIDE FINANCIAL, LLC 34 7.11% $6,505
    Commerce Home Mortgage, Inc. 33 7.39% $6,671
    Citizens Bank 32 6.47% $7,306
    Independent Bank 31 7.39% $5,676
    AMCAP MORTGAGE, LTD. 31 6.16% $9,022
    The Central Trust Bank 30 6.69% $3,974
    First-Citizens Bank & Trust Company 28 6.02% $5,462
    Bell Bank 27 7.09% $5,145
    CALCON MUTUAL MORTGAGE LLC 26 6.09% $10,143
    Sierra Pacific Mortgage Company, Inc. 25 6.59% $6,083
    FIRST CENTENNIAL MORTGAGE CORPORATION 25 6.74% $6,960
    Chicago Mortgage Solutions LLC 24 5.76% $6,236
    GENEVA FINANCIAL, LLC 23 7.07% $11,683
    Citadel Servicing Corporation 23 8.84% $13,394
    JMAC LENDING, INC. 22 6.90% $7,628
    Raymond James Bank 21 5.45% $3,162
    VAN DYK MORTGAGE CORPORATION 21 6.65% $6,618
    NATIONS DIRECT MORTGAGE, LLC 21 6.84% $9,711
    PENTAGON FEDERAL CREDIT UNION 21 6.11% $5,436
    DEEPHAVEN MORTGAGE LLC 20 8.52% $14,982
    Stifel Bank and Trust 20 6.09% $2,747
    PHH Mortgage Corporation 19 7.10% $7,421
    AMERICAN FINANCIAL NETWORK, INC. 19 7.35% $6,353
    HOME MORTGAGE ALLIANCE, LLC 19 6.21% $7,521
    ON TAP 18 6.35% $5,836
    Alpine Bank 18 6.88% $9,069
    MICHIGAN MUTUAL, INC. 18 6.58% $9,877
    NEXERA HOLDING LLC 18 8.19% $15,756
    HOMEXPRESS MORTGAGE CORP. 18 8.56% $11,853
    IDEAL HOME LOANS LLC 17 6.84% $9,741
    SECURITY SERVICE 17 6.10% $2,598
    FIRST TECHNOLOGY 16 6.63% $5,627
    Truist 16 6.20% $8,160
    City National Bank 16 6.05% $4,890
    ANGEL OAK MORTGAGE SOLUTIONS LLC 16 8.11% $21,085
    A&D Mortgage LLC 15 7.72% $14,029
    ARC HOME LLC 15 7.87% $8,108
    Dollar Bank, Federal Savings Bank 15 6.46% $6,286
    LOANPAL, LLC 15 6.43% $12,876
    NP, Inc. 15 8.36% $16,111
    Gateway First Bank 15 6.57% $5,443
    MOUNTAIN WEST FINANCIAL, INC. 15 7.05% $6,751
    Farmers Bank & Trust 15 6.20% $3,205
    GREENSTATE CREDIT UNION 15 6.67% $4,191
    AIR ACADEMY 14 6.51% $5,131
    SOUTHERN LENDING SERVICES, LTD. 14 5.42% $5,254
    GUARANTY HOME MORTGAGE CORPORATION 14 6.24% $7,503
    BNY Mellon 14 5.70% $4,124
    Waterstone Mortgage Corporation 13 6.58% $6,639
    AmeriHome Mortgage Company, LLC 13 6.63% $7,878
    DIGITAL Federal Credit Union 13 5.57% $3,485
    SIRVA MORTGAGE, INC. 13 6.35% $1,618
    ALLIANT CREDIT UNION 12 6.34% $3,572
    The Federal Savings Bank 12 7.07% $10,127
    LENDSURE MORTGAGE CORP. 12 7.71% $17,542
    PREMIA MORTGAGE, LLC 12 6.19% $3,227
    THRIVE MORTGAGE, LLC 12 6.78% $8,646
    PACIFIC RESIDENTIAL MORTGAGE, LLC 11 6.33% $8,726
    RESIDENTIAL BANCORP 11 6.85% $12,649
    ENCORE BANK 11 5.79% $3,522
    First Bank 11 6.40% $4,614
    Bank of the West 11 6.08% $4,289
    Barrington Bank & Trust Company, N.A. 11 6.79% $6,325
    CHEVRON 11 5.93% $2,614
    Regions Bank 10 6.23% $4,444
    SUN WEST MORTGAGE COMPANY, INC. 10 7.16% $6,706
    SUCCESS MORTGAGE PARTNERS, INC. 10 6.86% $7,946
    MidFirst Bank 10 5.94% $4,258
    First Savings Bank 10 6.38% $9,154
    NJ LENDERS CORP. 10 6.49% $6,561
    GROUP MORTGAGE, LLC 10 7.01% $8,136
    Network Funding, L.P. 10 6.90% $8,021
    GEO-CORP, INC. 9 6.90% $10,702
    STAR ONE CREDIT UNION 9 5.63% $3,312
    Carrington Mortgage Services, LLC 9 6.08% $10,415
    Goldman Sachs Bank USA 9 5.73% $3,595
    ROCKY MOUNTAIN LAW ENFORCEMENT FCU 9 6.40% $4,490
    PARTNER COLORADO 9 6.99% $6,802
    DENVER COMMUNITY 9 6.82% $2,943
    RBC Bank, (Georgia) 9 5.67% $2,860
    Peak Financial 9 6.75% $6,391
    BNC National Bank 9 6.04% $4,485
    First American State Bank 8 6.73% $5,100
    Princeton Mortgage Corporation 8 6.56% $12,962
    Fifth Third Bank 8 6.45% $3,899
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 8 7.04% $5,935
    Florida Capital Bank 8 6.50% $9,042
    ANB Bank 8 6.22% $11,083
    Sooper Credit Union 7 6.96% $7,357
    ROYAL UNITED MORTGAGE LLC 7 6.73% $10,063
    ONY GLO, INC. 7 6.71% $6,702
    First Republic Bank 7 5.04% $5,567
    PROPER RATE, LLC 7 7.00% $4,555
    Baxter Credit Union 7 6.52% $5,508
    NORWICH COMMERCIAL GROUP, INC. 7 6.70% $5,348
    T2 FINANCIAL LLC 7 6.64% $11,938
    HSBC BANK USA, NATIONAL ASSOCIATION 7 6.40% $4,723
    THOMPSON KANE & COMPANY, LLC 7 6.95% $5,284
    CIBC Bank USA 7 5.70% $7,768
    WINGS FINANCIAL 7 5.84% $3,181
    LAKEVIEW LOAN SERVICING, LLC 6 6.17% $9,304
    Blue Federal Credit Union 6 6.37% $7,847
    DIRECT MORTGAGE, CORP. 6 6.60% $15,242
    AMERICAN HERITAGE LENDING, INC. 6 9.10% $5,345
    AMERICAN INTERNET MORTGAGE, INC. 6 6.40% $11,039
    EMBRACE HOME LOANS, INC. 6 6.64% $7,990
    CENTENNIAL LENDING, LLC 6 6.58% $7,435
    DAS Acquisition Company, LLC 6 7.35% $5,452
    MORTGAGE SOLUTIONS OF COLORADO, LLC 6 6.88% $9,658
    Mortgage Research Center, LLC 6 6.52% $4,617
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 6 7.29% $5,027
    Discover Bank 6 6.83% $0
    MID AMERICA MORTGAGE, INC. 6 6.85% $6,033
    Keystone Funding, Inc. 6 6.35% $7,777
    Arvest Bank 6 6.73% $5,295
    North American Savings Bank, F.S.B. 6 6.60% $3,488
    FIRST COLONY MORTGAGE CORPORATION 6 7.04% $6,277
    Axos Bank 5 7.15% $8,298
    First State Bank of St. Charles, Missouri 5 6.70% $4,302
    FOUNDATION MORTGAGE CORPORATION 5 8.58% $16,506
    BAY-VALLEY MORTGAGE GROUP 5 7.35% $4,924
    Ameris Bank 5 6.90% $8,156
    Bethpage Federal Credit Union 5 6.25% $4,659
    J. VIRGIL, INC. 5 6.60% $6,813
    KINECTA 5 6.15% $13,525
    LADERA LENDING, INC. 5 7.02% $9,199
    LAND HOME FINANCIAL SERVICES, INC. 5 6.82% $6,317
    BROOKHOLLOW MORTGAGE SERVICES, LTD 5 6.00% $3,959
    Third Federal Savings and Loan Association of Cleveland 5 5.54% $936
    CANOPY MORTGAGE, LLC 5 7.42% $4,105
    Strong Home Mortgage, LLC 5 6.25% $4,100
    M&T Bank 5 6.13% $4,871
    NATIONS RELIABLE LENDING, LLC 5 7.15% $6,023
    RESIDENTIAL MORTGAGE, LLC 5 5.65% $13,534
    AXIA FINANCIAL, LLC 5 6.53% $7,898
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 4 5.50% $5,530
    Luxury Mortgage Corp. 4 8.63% $14,580
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 6.84% $9,757
    Performance Financial, Inc. 4 8.66% $15,884
    Glacier Bank 4 7.19% $9,806
    CIBM Bank 4 6.75% $3,548
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 7.03% $6,680
    UIF CORPORATION 4 6.88% $5,438
    Academy Bank 4 6.91% $4,805
    First Federal Bank 4 6.63% $4,496
    NETWORK CAPITAL FUNDING CORPORATION 4 7.13% $7,982
    LENOX FINANCIAL MORTGAGE CORPORATION 4 6.16% $8,869
    First United Bank and Trust Company 4 6.97% $5,399
    First Interstate Bank 4 6.47% $6,532
    The Northern Trust Company 4 6.09% $5,190
    Heritage Bank 4 5.78% $5,771
    Capitol Federal Savings Bank 4 6.09% $4,421
    ENVOY MORTGAGE, LTD 4 7.19% $6,412
    Evolve Bank & Trust 4 5.78% $3,540
    LOANPEOPLE, LLC 3 7.21% $10,952
    HUNT MORTGAGE CORPORATION 3 6.21% $11,814
    Johnson Bank 3 6.46% $3,070
    MOUNTAIN AMERICA 3 6.46% $13,775
    VERITAS FUNDING, LLC 3 7.21% $10,064
    Aurora Financial, LLC 3 6.63% $1,967
    FIRST COMMUNITY MORTGAGE, INC. 3 6.29% $4,489
    Northwest Bank 3 6.25% $11,541
    Deere Employees Credit Union 3 6.38% $3,982
    MORIA DEVELOPMENT, INC. 3 7.62% $7,378
    MANN FINANCIAL INC. 3 6.67% $9,744
    MORTGAGE ACCESS CORP. 3 7.20% $12,029
    5TH STREET CAPITAL, INC. 3 8.95% $13,839
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 6.41% $5,821
    Alerus Financial 3 6.75% $3,159
    STAUNTON FINANCIAL, INC. 3 6.67% $4,281
    HOMESTAR FINANCIAL CORPORATION 3 7.04% $3,924
    Flanagan State Bank 3 7.33% $6,622
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3 6.50% $5,953
    FUNDLOANS CAPITAL 3 7.83% $14,494
    West Gate Bank 3 6.75% $5,068
    Watermark Capital, Inc. 3 6.58% $5,205
    HOMEOWNERS FINANCIAL GROUP USA, LLC 3 6.71% $5,193
    American Airlines Federal Credit Union 3 5.83% $0
    FBC MORTGAGE, LLC 3 6.37% $5,440
    Clearview Federal Credit Union 2 5.69% $2,495
    Opportunity Bank of Montana 2 6.69% $5,499
    RANLIFE, INC. 2 7.12% $5,761
    CITY FIRST MORTGAGE SERVICES, L.L.C. 2 7.43% $12,414
    ALAMEDA MORTGAGE CORPORATION 2 6.44% $4,913
    First Bank 2 6.44% $11,133
    Northwest Federal Credit Union 2 5.50% $8,853
    BancorpSouth 2 6.63% $3,591
    PANORAMA MORTGAGE GROUP, LLC 2 6.69% $13,032
    CITIZENS EQUITY FIRST 2 6.31% $1,447
    PREMIER MORTGAGE RESOURCES, L.L.C. 2 5.99% $8,149
    HOMESTEAD FUNDING CORP. 2 6.56% $2,071
    Willamette Valley Bank 2 7.19% $12,339
    Veritex Community Bank 2 6.00% $7,298
    INTERCOASTAL MORTGAGE COMPANY 2 6.48% $5,522
    United Nations Federal Credit Union 2 6.63% $4,102
    INTERNATIONAL CITY MORTGAGE, INC. 2 6.75% $4,855
    BM Real Estate Services, Inc. 2 6.93% $6,102
    Wyndham Capital Mortgage, Inc. 2 6.38% $1,825
    DHA FINANCIAL, LLC 2 7.06% $11,440
    Union Savings Bank 2 6.06% $3,082
    UNIFY FINANCIAL Credit Union 2 6.81% $1,366
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 2 6.44% $15,344
    PLUS RELOCATION MORTGAGE, LLC 2 5.13% $12,304
    Truity Federal Credit Union 2 6.38% $2,879
    Tradition Mortgage, LLC 2 6.69% $8,212
    NuVision Federal Credit Union 2 7.31% $17,650
    Bremer Bank 2 5.88% $6,466
    ADVANCIAL 2 8.38% $5,068
    First Merchants Bank 2 6.31% $3,035
    Leader Bank 2 6.88% $3,909
    TOP FLITE FINANCIAL, INC. 2 7.44% $10,149
    THRIVENT Federal Credit Union 2 6.88% $13,463
    DUPACO COMMUNITY 2 6.31% $2,951
    First International Bank & Trust 2 7.13% $2,742
    CoreFirst Bank & Trust 2 6.38% $3,379
    21ST MORTGAGE CORPORATION 2 8.38% $6,006
    ALTITUDE FINANCIAL CORPORATION 2 5.88% $4,914
    Summit Credit Union 2 7.31% $3,230
    MEMBER FIRST MORTGAGE, LLC 2 6.69% $7,157
    GERSHMAN INVESTMENT CORP. 2 6.38% $2,673
    Mid-America Bank 2 6.69% $4,937
    Allied First Bank,sb 2 6.31% $4,020
    EVANSVILLE TEACHERS 2 6.06% $2,160
    Paramount Bank 2 6.50% $3,409
    GARDNER FINANCIAL SERVICES, LTD. 2 6.81% $22,010
    Adams Bank & Trust 2 6.63% $10,460
    Carrollton Bank 2 7.13% $3,282
    Franklin Loan Corporation 2 6.75% $3,510
    COMMUNITYAMERICA 2 6.44% $3,189
    Southwest Airlines Federal Credit Union 2 6.06% $6,703
    First Horizon Bank 2 6.56% $3,585
    Origin Bank 2 6.25% $3,001
    FOOTHILLS 2 5.38% $8,460
    Comerica Bank 2 6.81% $4,713
    COASTAL FUNDING SLC, INC. 2 6.31% $3,236
    Sandy Spring Bank 2 7.37% $3,095
    NATIONWIDE MORTGAGE BANKERS, INC. 2 6.69% $8,558
    BANKSOUTH MORTGAGE COMPANY, LLC 2 7.25% $9,023
    Mortgage Assurance Inc. 1 6.00% $5,508
    ABSOLUTE HOME MORTGAGE CORPORATION 1 7.13% $7,454
    Actors Federal Credit Union 1 5.75% $5,053
    Advisors Mortgage Group, L.L.C. 1 6.50% $3,900
    AHL FUNDING 1 7.50% $9,510
    Alcova Mortgage LLC 1 6.63% $1,336
    Amalgamated Bank 1 7.00% $3,932
    AMERICAN FIRST 1 7.00% $3,460
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 6.00% $21,548
    AmRes Corporation 1 6.13% $1,216
    Armed Forces Bank 1 5.63% $4,859
    Assurance Financial Group, L.L.C. 1 7.38% $7,725
    Atlantic Coast Mortgage, LLC 1 6.99% $6,878
    AUGUSTA FINANCIAL, INC. 1 7.63% $3,421
    Austin Bank, Texas 1 6.95% $5,638
    Auto Club Trust, FSB 1 6.13% $1,901
    Bank-Fund Staff Federal Credit Union 1 5.50% $3,836
    BARTON CREEK LENDING GROUP, LLC 1 6.88% $8,031
    BAYSHORE MORTGAGE FUNDING, LLC 1 5.63% $8,397
    Beeline Loans, Inc. 1 7.63% $4,731
    BELEM SERVICING LLC 1 7.13% $1,955
    CapStar Bank 1 6.13% $3,002
    CARDINAL CREDIT UNION, INC. 1 6.58% $3,098
    City Bank 1 6.38% $3,604
    Civista Bank 1 6.38% $6,907
    Colonial Savings, F.A. 1 6.00% $3,897
    Community First National Bank 1 6.88% $3,495
    COMPASS MORTGAGE, INC. 1 6.88% $7,313
    COMPEER FINANCIAL, FLCA 1 7.63% $6,315
    CONTOUR MORTGAGE CORPORATION 1 7.25% $9,433
    CORPORATE AMERICA FAMILY 1 6.38% $6,232
    Credit Union of Denver 1 7.17% $850
    Crestline Funding Corporation 1 6.13% $3,654
    DELMAR FINANCIAL COMPANY 1 7.38% $3,838
    DELTA COMMUNITY CREDIT UNION 1 6.50% $7,693
    DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION 1 7.88% $4,470
    Deseret First Credit Union 1 6.99% $4,230
    DIGNIFIED HOME LOANS, LLC 1 7.13% $4,936
    DIRECTORS MORTGAGE, INC. 1 6.25% $12,597
    East Coast Capital Corp. 1 6.63% $18,360
    EMM LOANS LLC 1 6.88% $5,332
    ENDEAVOR CAPITAL, LLC. 1 6.49% $8,117
    Enterprise Bank & Trust 1 6.88% $2,322
    Equity Prime Mortgage LLC 1 5.88% $18,036
    EUSTIS AND AMERICAN MORTGAGE COMPANY 1 7.50% $4,086
    Farm Credit Mid-America, ACA 1 7.25% $10,798
    Fidelity Bank 1 7.38% $3,893
    Firefighters First Federal Credit Union 1 5.75% $2,659
    FirstBank 1 6.50% $3,367
    FIRST COMMUNITY 1 5.50% $1,335
    First Dakota National Bank 1 6.00% $1,838
    First Financial Bank 1 6.88% $2,594
    First Heritage Mortgage, LLC 1 5.88% $10,302
    FIRST MORTGAGE COMPANY, INC. 1 5.88% $13,120
    First National Bank 1 6.62% $2,651
    First National Bank 1 7.50% $7,861
    First State Bank 1 4.99% $3,073
    FIRST STATE MORTGAGE SERVICES, LLC 1 6.38% $7,293
    Five Points Bank 1 6.75% $1,850
    FLAT BRANCH MORTGAGE, INC. 1 6.50% $3,394
    Fortress Bank 1 7.75% $1,917
    GENERAL ELECTRIC CREDIT UNION 1 5.88% $3,161
    General Mortgage Capital Corporation 1 6.25% $3,738
    Grand Valley Bank 1 6.00% $8,570
    Great Southern Bank 1 7.75% $2,939
    GUIDANCE RESIDENTIAL, LLC 1 6.75% $5,154
    Gulf Coast Bank and Trust Company 1 7.13% $6,585
    Hancock Whitney Bank 1 6.13% $2,888
    Heartland Bank and Trust Company 1 5.38% $2,822
    HOMESPIRE MORTGAGE CORPORATION 1 6.88% $7,152
    Hometown Equity Mortgage, LLC 1 6.63% $4,525
    HONDA Federal Credit Union 1 6.25% $4,604
    INTEGRITY MORTGAGE & FINANCIAL INCORPORATED 1 6.99% $6,376
    IOWA BANKERS MORTGAGE CORPORATION 1 6.75% $3,408
    ITHINK FINANCIAL Credit Union 1 7.75% $8,502
    JLB CORPORATION 1 7.50% $9,236
    KELLER MORTGAGE, LLC 1 6.25% $4,993
    LAFAYETTE FEDERAL CREDIT UNION 1 6.63% $3,726
    Lakeview Community Capital, LLC 1 5.88% $10,909
    Legends Bank 1 7.25% $2,782
    LENDING 3, INC. 1 8.13% $18,965
    LIBERTY HOME MORTGAGE CORPORATION 1 7.13% $675
    Lincoln FSB of Nebraska 1 6.25% $3,494
    Lincoln Savings Bank 1 6.38% $2,009
    LOANLEADERS OF AMERICA, INC. 1 6.00% $6,041
    Magnolia Bank 1 6.88% $9,945
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 6.50% $13,081
    Midwest BankCentre 1 7.25% $5,716
    MK LENDING CORP. 1 7.88% $13,536
    1ST SIGNATURE LENDING, LLC 1 6.88% $4,051
    MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 6.38% $10,970
    NASA Federal Credit Union 1 6.50% $12,066
    National Bank of Commerce 1 6.50% $17,816
    Neighborhood Loans, Inc. 1 6.88% $9,300
    Nicolet National Bank 1 7.13% $3,099
    Notre Dame Federal Credit Union Corporation 1 7.50% $6,497
    NUMARK CREDIT UNION 1 7.13% $1,935
    OAKTREE FUNDING CORP. 1 9.25% $57,655
    Old Second National Bank 1 7.25% $3,154
    Patriot Bank 1 6.13% $2,347
    Pinnacle Bank 1 6.25% $3,286
    PINNACLE LENDING GROUP, INC. 1 6.13% $3,339
    PREMIER MORTGAGE SERVICES, INC. 1 7.38% $22,563
    Presidential Bank, FSB 1 5.75% $3,912
    Quontic Bank 1 8.00% $9,484
    QUORUM FEDERAL CREDIT UNION 1 5.75% $3,031
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 7.13% $4,840
    Renasant Bank 1 6.00% $3,936
    RESIDENTIAL HOME FUNDING CORP. 1 6.25% $3,342
    River Bank & Trust 1 7.50% $8,364
    SANDIA LABORATORY 1 4.63% $9,447
    SCHLUMBERGER EMPLOYEES CREDIT UNION 1 6.88% $1,521
    SeaTrust Mortgage Company 1 6.88% $2,630
    SFMC, LP 1 6.88% $17,735
    SmartBank 1 7.50% $3,135
    Southside Bank 1 7.63% $9,689
    STANDARD MORTGAGE CORPORATION 1 6.38% $6,353
    STANFORD Federal Credit Union 1 6.50% $2,693
    STOCKTON MORTGAGE CORPORATION 1 5.88% $8,100
    THE ANDERSON FINANCIAL GROUP, INC. 1 7.63% $2,673
    The Genoa Banking Company 1 6.25% $4,116
    THE MORTGAGE FIRM, INC. 1 7.13% $7,792
    The State Bank 1 6.20% $2,796
    The Union Bank Company 1 6.88% $3,494
    TOWER 1 7.00% $3,518
    Toyota Financial Savings Bank 1 5.75% $10,500
    Umpqua Bank 1 6.75% $3,397
    Union Bank and Trust Company 1 7.13% $3,270
    UNITED 1 6.75% $3,345
    United Community Bank 1 5.75% $5,084
    Valley National Bank 1 6.13% $3,036
    VeraBank 1 7.75% $3,117
    VISION ONE MORTGAGE, INC. 1 7.00% $10,018
    Washington Trust Bank 1 5.75% $5,994
    WESTERN VISTA 1 6.99% $5,796
    Wilmington Savings Fund Society, FSB 1 5.88% $6,206

    DENVER - AURORA - LAKEWOOD Average Closing Costs & Other Stats

    DENVER-AURORA-LAKEWOOD, CO's 494 lenders originated 68,370 loans during 2023. The total origination value was $28,268,800,000, with an average loan value of $413,468.

    DENVER - AURORA - LAKEWOOD's average closing costs are $5,503.

    The top DENVER - AURORA - LAKEWOOD lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 4,846 loans originated. Their average total fees are $8,038, which is $1,296 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee DENVER - AURORA - LAKEWOOD lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($710), SIRVA MORTGAGE, INC. ($1,618), Shea Mortgage Inc. ($2,009), HOMEAMERICAN MORTGAGE CORPORATION ($2,168) and SECURITY SERVICE ($2,598).

    The lowest rate DENVER - AURORA - LAKEWOOD lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (4.98%), Old National Bank (5.06%), KBHS HOME LOANS, LLC (5.39%), SOUTHERN LENDING SERVICES, LTD. (5.42%) and Raymond James Bank (5.45%).

    DENVER-AURORA-LAKEWOOD, CO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $3,834,535,000 $3,359,800,000 -12.4% 11.9%
    QUICKEN LOANS, LLC $1,964,135,000 $1,230,650,000 -37.3% 4.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,514,040,000 $717,980,000 -52.6% 2.5%
    U.S. Bank $1,097,715,000 $606,700,000 -44.7% 2.1%
    EAGLE HOME MORTGAGE, LLC $503,815,000 $589,880,000 17.1% 2.1%
    JPMorgan Chase Bank $1,146,365,000 $560,775,000 -51.1% 2.0%
    FirstBank $20,275,000 $547,735,000 2,601.5% 1.9%
    V.I.P. MORTGAGE, INC. $293,965,000 $528,095,000 79.6% 1.9%
    JONES LANG LASALLE MULTIFAMILY, LLC $177,930,000 $507,545,000 185.2% 1.8%
    PNC Bank $382,145,000 $492,165,000 28.8% 1.7%
    CROSSCOUNTRY MORTGAGE, LLC $650,850,000 $464,435,000 -28.6% 1.6%
    LOANDEPOT.COM, LLC $1,145,195,000 $448,150,000 -60.9% 1.6%
    GUILD MORTGAGE COMPANY $371,465,000 $426,930,000 14.9% 1.5%
    HOMEAMERICAN MORTGAGE CORPORATION $488,410,000 $404,565,000 -17.2% 1.4%
    CMG MORTGAGE, INC. $263,035,000 $383,585,000 45.8% 1.4%
    Ent Credit Union $605,670,000 $373,705,000 -38.3% 1.3%
    BELLCO $682,600,000 $353,680,000 -48.2% 1.3%
    Wells Fargo Bank $981,525,000 $340,260,000 -65.3% 1.2%
    BROKER SOLUTIONS, INC. $488,595,000 $319,775,000 -34.6% 1.1%
    Elevations Credit Union $466,600,000 $319,655,000 -31.5% 1.1%
    Bank of America $675,695,000 $311,565,000 -53.9% 1.1%
    CANVAS CREDIT UNION $475,525,000 $276,755,000 -41.8% 1.0%
    American Mortgage & Equity Consultants, Inc. $106,810,000 $274,545,000 157.0% 1.0%
    GUARANTEED RATE, INC. $452,655,000 $270,005,000 -40.4% 1.0%
    Zions Bank $532,095,000 $262,600,000 -50.6% 0.9%
    The Huntington National Bank $314,050,000 $260,270,000 -17.1% 0.9%
    UMB Bank $218,405,000 $247,230,000 13.2% 0.9%
    MOVEMENT MORTGAGE, LLC $237,290,000 $247,030,000 4.1% 0.9%
    South Pacific Financial Corporation $157,240,000 $217,195,000 38.1% 0.8%
    PENNYMAC LOAN SERVICES, LLC $324,340,000 $211,720,000 -34.7% 0.7%
    S1L, Inc. $374,245,000 $202,770,000 -45.8% 0.7%
    WALKER & DUNLOP, LLC $409,100,000 $198,690,000 -51.4% 0.7%
    BERKELEY POINT CAPITAL LLC $121,495,000 $193,260,000 59.1% 0.7%
    GREYSTONE SERVICING COMPANY LLC $213,790,000 $191,335,000 -10.5% 0.7%
    UNIVERSAL LENDING CORPORATION $411,570,000 $189,830,000 -53.9% 0.7%
    AMERICAN FINANCING CORPORATION $794,415,000 $188,890,000 -76.2% 0.7%
    Morgan Stanley Private Bank $192,370,000 $188,695,000 -1.9% 0.7%
    NAVY FEDERAL CREDIT UNION $201,995,000 $180,000,000 -10.9% 0.6%
    INSPIRE HOME LOANS INC. $215,465,000 $179,395,000 -16.7% 0.6%
    MEGASTAR FINANCIAL CORP. $291,295,000 $177,345,000 -39.1% 0.6%
    DHI MORTGAGE COMPANY, LTD. $227,465,000 $172,480,000 -24.2% 0.6%
    CBRE MULTIFAMILY CAPITAL, INC. $413,925,000 $170,720,000 -58.8% 0.6%
    PGIM Real Estate Finance, LLC $166,015,000 n/a 0.6%
    BMO Harris Bank $39,430,000 $165,500,000 319.7% 0.6%
    GUARANTEED RATE AFFINITY, LLC $245,280,000 $156,660,000 -36.1% 0.6%
    KeyBank $739,800,000 $152,735,000 -79.4% 0.5%
    WESTERRA CREDIT UNION $239,345,000 $151,575,000 -36.7% 0.5%
    Northpointe Bank $270,455,000 $151,495,000 -44.0% 0.5%
    NOVA FINANCIAL & INVESTMENT CORPORATION $282,450,000 $150,260,000 -46.8% 0.5%
    KBHS HOME LOANS, LLC $141,825,000 $135,315,000 -4.6% 0.5%
    First Western Trust Bank $338,915,000 $127,165,000 -62.5% 0.4%
    Paramount Residential Mortgage Group, Inc. $260,125,000 $123,295,000 -52.6% 0.4%
    M2 Lending Solutions, LLC $126,010,000 $122,225,000 -3.0% 0.4%
    CHERRY CREEK MORTGAGE, LLC $820,515,000 $117,195,000 -85.7% 0.4%
    Bank of Colorado $151,685,000 $116,700,000 -23.1% 0.4%
    Merchants Mortgage & Trust Corporation $130,270,000 $116,255,000 -10.8% 0.4%
    ANB Bank $70,115,000 $115,295,000 64.4% 0.4%
    CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $182,420,000 $114,690,000 -37.1% 0.4%
    Ixonia Bank $11,100,000 $114,225,000 929.1% 0.4%
    NEST HOME LENDING, LLC $286,250,000 $114,160,000 -60.1% 0.4%
    PROVIDENT FUNDING ASSOCIATES, L.P. $110,870,000 $112,800,000 1.7% 0.4%
    SECURITY SERVICE $153,365,000 $111,995,000 -27.0% 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $156,005,000 $109,830,000 -29.6% 0.4%
    EVERETT FINANCIAL, INC. $180,790,000 $109,565,000 -39.4% 0.4%
    SWBC MORTGAGE CORPORATION $161,970,000 $108,135,000 -33.2% 0.4%
    M&T Realty Capital Corporation $19,485,000 $105,605,000 442.0% 0.4%
    Shea Mortgage Inc. $82,115,000 $103,830,000 26.4% 0.4%
    Mortgage Research Center, LLC $151,085,000 $103,750,000 -31.3% 0.4%
    BOKF $184,595,000 $102,145,000 -44.7% 0.4%
    PREMIER MEMBERS CREDIT UNION $161,190,000 $100,050,000 -37.9% 0.4%
    Citibank $136,275,000 $98,200,000 -27.9% 0.3%
    Charles Schwab Bank, SSB $152,275,000 $96,950,000 -36.3%