DENVER - AURORA - LAKEWOOD Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Denver - Aurora - Lakewood averaged 7.08% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 6.93% and one month ago for the week of 2023-10-19, the average rate was 7.12%.

Denver - Aurora - Lakewood's average rate one year ago was 6.4%.

For refis of the same type during the week of 2023-11-22, the average rate was 6.34%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Denver - Aurora - Lakewood 30 Year Fixed Rate 2023-11-22 7.08%
Denver - Aurora - Lakewood 30 Year Fixed Rate Refi 2023-11-22 6.34%
Denver - Aurora - Lakewood 15 Year Fixed Rate 2023-11-22 6.3%
Denver - Aurora - Lakewood 15 Year Fixed Rate Refi 2023-11-22 5.46%
Denver - Aurora - Lakewood 30 Year FHA 2023-11-22 -0.21%
Denver - Aurora - Lakewood 30 Year FHA Refi 2023-11-22 -1.9%
Denver - Aurora - Lakewood 30 Year USDA 2023-11-22 -0.1%
Denver - Aurora - Lakewood 30 Year USDA Refi 2023-11-22 0.1%
Denver - Aurora - Lakewood 30 Year VA 2023-11-22 -0.48%
Denver - Aurora - Lakewood 30 Year VA Refi 2023-11-22 -2.63%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DENVER-AURORA-LAKEWOOD, CO.

DENVER - AURORA - LAKEWOOD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DENVER-AURORA-LAKEWOOD, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 6,061 4.92% $6,574
QUICKEN LOANS, LLC 3,518 4.74% $6,864
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2,393 4.99% $6,612
LOANDEPOT.COM, LLC 1,842 4.45% $6,472
AMERICAN FINANCING CORPORATION 1,336 4.27% $6,984
CHERRY CREEK MORTGAGE, LLC 1,324 4.73% $862
JPMorgan Chase Bank 1,134 4.23% $4,674
HOME POINT FINANCIAL CORPORATION 1,126 4.42% $6,654
Wells Fargo Bank 1,045 4.31% $4,440
FirstBank 989 4.09% $4,829
U.S. Bank 962 4.28% $4,818
Amerifirst Financial, Inc. 943 5.03% $5,422
CROSSCOUNTRY MORTGAGE, LLC 930 5.22% $7,215
BROKER SOLUTIONS, INC. 793 4.93% $6,652
EAGLE HOME MORTGAGE, LLC 778 4.60% $6,741
Elevations Credit Union 738 4.53% $3,768
HOMEAMERICAN MORTGAGE CORPORATION 703 4.82% $3,168
GUARANTEED RATE, INC. 664 4.82% $5,218
GUILD MORTGAGE COMPANY 626 4.77% $6,599
CALIBER HOME LOANS, INC. 625 4.82% $6,418
S1L, Inc. 620 4.95% $6,593
Bank of America 614 3.94% $4,025
UNIVERSAL LENDING CORPORATION 606 4.98% $5,958
KeyBank 568 4.24% $5,604
MEGASTAR FINANCIAL CORP. 519 4.99% $6,313
V.I.P. MORTGAGE, INC. 486 5.00% $6,210
NFM, INC. 485 4.91% $9,383
First Western Trust Bank 471 4.40% $3,221
Mr. Cooper ( Nationstar Mortgage ) 422 4.33% $10,019
Paramount Residential Mortgage Group, Inc. 411 4.79% $6,593
MOVEMENT MORTGAGE, LLC 394 5.04% $5,723
Ent Credit Union 382 4.35% $3,745
Northpointe Bank 371 4.70% $8,164
NOVA FINANCIAL & INVESTMENT CORPORATION 366 4.89% $3,697
NEST HOME LENDING, LLC 365 5.12% $9,225
GUARANTEED RATE AFFINITY, LLC 364 4.85% $5,463
PENNYMAC LOAN SERVICES, LLC 357 4.22% $7,888
Flagstar Bank, FSB 355 4.36% $6,179
INSPIRE HOME LOANS INC. 320 5.05% $6,551
AMERISAVE MORTGAGE CORPORATION 305 4.21% $7,432
SWBC MORTGAGE CORPORATION 299 4.74% $4,001
DRAPER AND KRAMER MORTGAGE CORP. 286 4.78% $4,735
BETTER MORTGAGE CORPORATION 281 3.65% $5,140
EVERETT FINANCIAL, INC. 280 4.74% $2,556
Financial Funding Solutions, Inc. 275 4.74% $5,792
HOME MORTGAGE ALLIANCE, LLC 275 4.65% $5,854
PLANET HOME LENDING, LLC 274 4.94% $5,325
DHI MORTGAGE COMPANY, LTD. 269 4.01% $6,294
CANVAS CREDIT UNION 267 4.48% $3,511
The Huntington National Bank 265 4.14% $5,597
Prosperity Home Mortgage, LLC 261 4.89% $5,737
NBH Bank 250 4.61% $4,712
BOKF 239 4.73% $5,003
PRIMELENDING, A PLAINSCAPITAL COMPANY 234 4.95% $5,744
BAY EQUITY LLC 234 4.97% $5,364
M2 Lending Solutions, LLC 227 5.24% $5,141
South Pacific Financial Corporation 226 5.01% $10,016
FINANCE OF AMERICA MORTGAGE LLC 226 4.57% $6,960
CMG MORTGAGE, INC. 224 4.31% $6,906
WESTERRA CREDIT UNION 223 4.59% $4,066
Morgan Stanley Private Bank 219 3.84% $3,717
Bank of the West 213 4.23% $5,309
PROVIDENT FUNDING ASSOCIATES, L.P. 213 4.35% $4,142
KBHS HOME LOANS, LLC 212 4.38% $9,088
NEWREZ LLC 208 4.37% $6,829
FREEDOM MORTGAGE CORPORATION 203 4.36% $7,746
Chicago Mortgage Solutions LLC 170 3.91% $5,580
Zions Bank 169 4.19% $4,137
UNION HOME MORTGAGE CORP. 169 4.59% $5,693
American Mortgage & Equity Consultants, Inc. 168 4.82% $7,105
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 158 4.87% $5,584
TBI MORTGAGE COMPANY 156 4.32% $8,734
Old National Bank 153 3.48% $5,252
AMERICAN PACIFIC MORTGAGE CORPORATION 151 5.14% $6,690
Bank of England 151 5.03% $6,467
Charles Schwab Bank, SSB 150 3.64% $5,397
PRIMARY RESIDENTIAL MORTGAGE, INC. 149 4.94% $7,116
Sunflower Bank 146 3.85% $4,731
CORNERSTONE HOME LENDING, INC. 146 4.87% $5,858
NAVY FEDERAL CREDIT UNION 140 4.81% $5,419
PNC Bank 139 4.04% $5,351
Loan Simple, Inc. 136 4.62% $7,322
ACADEMY MORTGAGE CORPORATION 131 5.02% $7,015
UBS Bank USA 130 3.83% $4,523
LAKEVIEW LOAN SERVICING, LLC 129 4.23% $5,179
Colten Mortgage, LLC 124 4.45% $6,357
Shea Mortgage Inc. 124 4.98% $3,324
CITYWIDE HOME LOANS, LLC 123 4.89% $7,966
UMB Bank 119 4.31% $2,907
Ally Bank 115 3.76% $7,739
The Home Loan Expert LLC 114 4.50% $5,272
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 113 4.63% $4,144
Nations Lending Corporation 109 4.93% $7,907
THE MORTGAGE COMPANY 104 5.01% $6,104
Commerce Home Mortgage, Inc. 104 4.62% $9,018
THRIVE MORTGAGE, LLC 102 4.48% $7,190
Plains Commerce Bank 98 4.66% $7,729
SECURITYNATIONAL MORTGAGE COMPANY 95 4.86% $8,419
Citibank 94 3.82% $4,922
HOMEBRIDGE FINANCIAL SERVICES, INC. 90 5.02% $6,922
Summit Mortgage Corporation 88 4.80% $4,902
Bank of Colorado 88 4.53% $6,368
CASTLE & COOKE MORTGAGE, LLC 87 4.62% $12,359
SUMMIT FUNDING, INC. 87 5.43% $8,743
Commerce Bank 85 4.31% $5,089
Truist 80 4.70% $5,539
LOANPAL, LLC 79 4.20% $11,788
ARC HOME LLC 73 4.95% $10,263
Network Funding, L.P. 72 5.11% $7,783
PREMIER MEMBERS CREDIT UNION 71 4.40% $5,910
Sierra Pacific Mortgage Company, Inc. 70 4.91% $7,085
J. VIRGIL, INC. 67 5.09% $6,188
CARDINAL FINANCIAL 67 4.42% $6,705
CENTENNIAL LENDING, LLC 67 4.38% $5,915
MidFirst Bank 65 4.10% $9,467
NexBank 65 4.72% $6,297
ON Q FINANCIAL, INC. 63 4.97% $5,282
NBKC BANK 62 4.46% $3,942
PLAZA HOME MORTGAGE, INC. 62 5.00% $8,654
Gateway First Bank 61 4.97% $5,476
ON TAP 60 4.40% $3,349
HOMESIDE FINANCIAL, LLC 59 4.43% $6,506
MUTUAL OF OMAHA MORTGAGE, INC. 59 4.68% $6,143
IDEAL HOME LOANS LLC 59 4.77% $6,619
ANGEL OAK MORTGAGE SOLUTIONS LLC 59 6.06% $11,705
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 58 4.53% $6,571
ZILLOW HOME LOANS, LLC 58 4.56% $6,072
SECURITY SERVICE 56 3.82% $4,181
FIRST CENTENNIAL MORTGAGE CORPORATION 53 4.71% $5,571
Alpine Bank 53 4.77% $5,497
AmeriHome Mortgage Company, LLC 52 4.45% $6,751
PENTAGON FEDERAL CREDIT UNION 51 3.70% $5,755
Stifel Bank and Trust 51 3.19% $3,061
AXIA FINANCIAL, LLC 50 4.43% $7,349
ROCKY MOUNTAIN LAW ENFORCEMENT FCU 49 4.22% $6,542
PHH Mortgage Corporation 47 4.16% $6,731
ALLIANT CREDIT UNION 47 4.11% $4,202
The Central Trust Bank 46 4.48% $4,313
Wyndham Capital Mortgage, Inc. 45 4.28% $4,083
CALCON MUTUAL MORTGAGE LLC 45 6.44% $8,452
First-Citizens Bank & Trust Company 44 4.72% $4,999
SOUTHWEST FUNDING, LP 44 5.52% $8,696
CHURCHILL MORTGAGE CORPORATION 43 5.05% $4,856
DEEPHAVEN MORTGAGE LLC 43 6.52% $13,434
BMO Harris Bank 42 4.35% $5,049
Independent Bank 41 5.07% $5,711
Citadel Servicing Corporation 41 6.66% $12,066
Citizens Bank 40 4.41% $5,398
North American Savings Bank, F.S.B. 39 4.81% $3,611
City National Bank 39 3.71% $4,899
FIRST TECHNOLOGY 38 4.25% $3,792
JLB CORPORATION 37 4.40% $7,378
BROOKHOLLOW MORTGAGE SERVICES, LTD 37 4.90% $7,960
Strong Home Mortgage, LLC 36 3.62% $3,377
Credit Union of Denver 36 4.08% $1,078
Century Mortgage Company DBA Century Lending Company 36 4.87% $8,327
ARK-LA-TEX FINANCIAL SERVICES, LLC. 36 5.09% $5,392
First Republic Bank 35 3.43% $4,914
TOWNE MORTGAGE COMPANY 34 4.09% $4,619
T2 FINANCIAL LLC 34 5.47% $7,365
RESIDENTIAL BANCORP 34 5.23% $8,165
PULTE MORTGAGE LLC 34 5.12% $3,204
AIR ACADEMY 32 4.35% $3,399
LADERA LENDING, INC. 32 4.82% $7,252
Carrington Mortgage Services, LLC 31 4.39% $8,958
Waterstone Mortgage Corporation 31 5.09% $6,745
The Federal Savings Bank 31 4.53% $9,838
MOUNTAIN WEST FINANCIAL, INC. 31 4.93% $6,044
First National Bank of Omaha 30 4.90% $4,037
Third Federal Savings and Loan Association of Cleveland 29 3.31% $2,330
AMCAP MORTGAGE, LTD. 29 5.17% $9,151
NEXERA HOLDING LLC 29 6.59% $12,305
JET HOMELOANS, LLC 29 5.17% $12,149
LEADERONE FINANCIAL CORPORATION 26 4.91% $5,229
BNC National Bank 26 4.68% $5,121
DHA FINANCIAL, LLC 26 4.66% $4,729
GENEVA FINANCIAL, LLC 26 5.01% $9,794
HOMEXPRESS MORTGAGE CORP. 26 6.47% $12,770
BLUELEAF LENDING, LLC 25 4.52% $4,987
DENVER COMMUNITY 25 4.42% $2,615
VAN DYK MORTGAGE CORPORATION 24 4.85% $4,195
Raymond James Bank 24 3.88% $3,727
Arvest Bank 24 4.01% $5,581
First Guaranty Mortgage Corporation 23 4.57% $7,038
THOMPSON KANE & COMPANY, LLC 23 5.08% $4,453
Goldman Sachs Bank USA 22 4.00% $5,273
ONY GLO, INC. 22 4.03% $5,314
MICHIGAN MUTUAL, INC. 22 5.29% $7,210
AMERICAN INTERNET MORTGAGE, INC. 22 4.20% $4,635
Lakeview Community Capital, LLC 21 4.22% $4,678
First Mortgage Solutions, LLC 21 3.75% $4,129
Dollar Bank, Federal Savings Bank 21 4.59% $7,195
GROUP MORTGAGE, LLC 21 4.67% $6,330
Fifth Third Bank 21 4.05% $5,300
KELLER MORTGAGE, LLC 21 4.63% $4,523
Silicon Valley Bank 20 3.44% $3,979
Liberty Savings Bank, F.S.B. 20 4.74% $11,079
First National Bank of America 20 8.01% $13,742
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 20 5.17% $4,351
BLUE BRICK FINANCIAL LLC 19 3.97% $1,738
PROPER RATE, LLC 19 4.67% $3,911
Ixonia Bank 19 4.78% $7,862
GUARANTY HOME MORTGAGE CORPORATION 18 4.40% $5,978
Peak Financial 18 4.84% $8,021
NETWORK CAPITAL FUNDING CORPORATION 18 4.78% $7,972
PREMIA MORTGAGE, LLC 18 5.12% $3,426
BNY Mellon 18 4.16% $6,232
PARTNER COLORADO 18 4.88% $6,659
NATIONS DIRECT MORTGAGE, LLC 17 5.81% $12,065
USAA Federal Savings Bank 17 5.42% $6,923
Blue Federal Credit Union 17 4.31% $5,267
Regions Bank 17 4.74% $7,317
Mortgage Research Center, LLC 17 4.76% $4,824
SIRVA MORTGAGE, INC. 17 5.21% $2,248
Colonial Savings, F.A. 16 4.78% $5,347
Farmers & Stockmens Bank 16 4.95% $6,273
DIGITAL Federal Credit Union 16 4.13% $4,160
AVENTA Credit Union 16 4.73% $6,622
Princeton Mortgage Corporation 16 4.63% $7,878
FIRST COLONY MORTGAGE CORPORATION 16 5.56% $8,966
First Savings Bank 16 4.79% $7,649
MORIA DEVELOPMENT, INC. 16 4.80% $8,163
LENDSURE MORTGAGE CORP. 15 6.42% $18,286
LANDED HOME LOANS LLC 15 4.45% $5,375
ANGEL OAK HOME LOANS LLC 15 6.04% $9,373
DIRECT MORTGAGE, CORP. 15 4.97% $9,872
DIRECTORS MORTGAGE, INC. 15 5.22% $4,878
Red Rocks Credit Union 15 3.85% $3,118
FirstBank 15 3.87% $3,970
FBC MORTGAGE, LLC 14 3.79% $4,133
STAR ONE CREDIT UNION 14 3.91% $2,683
Victorian Finance, LLC 14 5.39% $5,182
MID AMERICA MORTGAGE, INC. 13 4.61% $4,386
OCMBC, INC. 13 4.57% $9,333
PREMIER MORTGAGE RESOURCES, L.L.C. 13 5.26% $6,791
SUN WEST MORTGAGE COMPANY, INC. 13 4.54% $6,154
CHEVRON 13 3.80% $2,811
CANOPY MORTGAGE, LLC 13 4.07% $3,927
M&T Bank 12 4.13% $4,913
Assurance Financial Group, L.L.C. 12 5.11% $5,023
Discover Bank 12 4.30% $0
ENDEAVOR CAPITAL, LLC. 12 5.24% $6,514
INTERCAP LENDING INC. 11 6.59% $4,804
Florida Capital Bank 11 4.19% $6,689
COMPASS MORTGAGE, INC. 11 5.32% $9,559
Barrington Bank & Trust Company, N.A. 11 4.24% $3,903
MORTGAGE SOLUTIONS OF COLORADO, LLC 11 4.24% $6,246
Franklin Loan Corporation 10 4.95% $12,973
Quontic Bank 10 6.55% $11,860
First Midwest Bank 10 2.81% $4,622
HOMESTEAD FUNDING CORP. 10 4.38% $6,210
VERITAS FUNDING, LLC 10 5.24% $7,092
EMBRACE HOME LOANS, INC. 10 4.89% $4,622
First Home Bank 10 5.57% $8,215
KINECTA 10 4.13% $15,602
Watermark Capital, Inc. 10 4.35% $4,720
Bell Bank 10 4.35% $7,812
Academy Bank 10 4.99% $4,251
UIF CORPORATION 9 5.08% $5,059
DAS Acquisition Company, LLC 9 5.35% $7,376
Baxter Credit Union 9 4.15% $9,577
RUOFF MORTGAGE COMPANY, INC. 9 4.31% $3,092
JMAC LENDING, INC. 9 4.62% $8,504
GREENSTATE CREDIT UNION 9 5.49% $4,451
BancorpSouth 9 4.28% $5,563
Axos Bank 9 4.12% $6,040
FIRST COMMUNITY MORTGAGE, INC. 9 5.42% $7,916
Goldwater Bank, N.A. 8 5.36% $5,623
PANORAMA MORTGAGE GROUP, LLC 8 7.77% $13,544
WINGS FINANCIAL 8 4.20% $3,758
BECKAM FUNDING CORP. 8 5.59% $14,153
Sooper Credit Union 8 4.55% $6,082
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 8 5.48% $9,832
ENVOY MORTGAGE, LTD 8 3.97% $5,670
Amalgamated Bank 7 3.39% $5,060
FOOTHILLS 7 4.95% $5,834
CREDIT UNION MORTGAGE ASSOCIATION, INC. 7 2.71% $4,254
UNITED MORTGAGE CORP 7 4.80% $10,670
Ameris Bank 7 4.91% $7,465
SOFI LENDING CORP. 7 3.57% $5,050
SUCCESS MORTGAGE PARTNERS, INC. 7 5.39% $7,532
HSBC BANK USA, NATIONAL ASSOCIATION 7 4.98% $4,309
STEARNS LENDING, LLC 7 3.23% $6,422
Bethpage Federal Credit Union 7 4.64% $8,484
Toyota Financial Savings Bank 7 4.21% $5,528
DATA MORTGAGE, INC. 6 4.31% $4,775
Adams Bank & Trust 6 4.39% $5,392
Alerus Financial 6 4.71% $4,084
ALTITUDE FINANCIAL CORPORATION 6 5.19% $2,750
Armed Forces Bank 6 4.35% $3,277
Constant Investments, Inc. 6 5.83% $4,488
EMM LOANS LLC 6 3.93% $10,241
First Internet Bank of Indiana 6 3.87% $4,441
GEO-CORP, INC. 6 7.39% $10,854
GUIDANCE RESIDENTIAL, LLC 6 5.13% $5,204
INTEGRITY MORTGAGE & FINANCIAL INCORPORATED 6 5.29% $5,298
MANN FINANCIAL INC. 6 4.92% $2,560
NORTHROP GRUMMAN Federal Credit Union 6 4.69% $5,623
Northwest Federal Credit Union 6 3.60% $5,238
RELIANCE FIRST CAPITAL, LLC 6 5.10% $12,469
ROYAL UNITED MORTGAGE LLC 6 5.04% $9,008
The Northern Trust Company 6 3.60% $3,440
NP, Inc. 5 3.75% $3,288
MASON MCDUFFIE MORTGAGE CORPORATION 5 6.30% $10,993
PLUS RELOCATION MORTGAGE, LLC 5 4.92% $9,925
Hometown Lenders, Inc. 5 5.80% $10,025
Midwest Mortgage Associates Corporation 5 5.43% $9,312
Logan Finance Corporation 5 4.65% $3,365
Servion, Inc. 5 4.08% $3,718
First Interstate Bank 5 3.90% $5,031
First State Bank of St. Charles, Missouri 5 4.23% $3,535
Pinnacle Bank 5 4.90% $3,732
Mortgage Bank of California 5 8.33% $18,798
LOANFLIGHT LENDING, LLC 5 3.30% $2,074
Great Southern Bank 5 3.78% $3,547
GENISYS 5 4.28% $3,338
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 5 5.25% $10,404
CERTAINTY HOME LOANS, LLC 5 4.70% $4,681
First Horizon Bank 5 4.68% $3,903
LAND HOME FINANCIAL SERVICES, INC. 5 5.13% $10,710
Greenbox Loans, Inc. 5 7.60% $24,013
Austin Capital Bank SSB 5 5.70% $7,438
Deere Employees Credit Union 5 2.98% $3,305
FUNDLOANS CAPITAL 5 6.77% $14,470
S&S Financial 5 5.50% $5,977
DELMAR FINANCIAL COMPANY 5 3.70% $6,593
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 5 4.68% $8,164
Kwik Mortgage Corporation 5 3.75% $2,802
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 4 4.81% $6,449
SOVEREIGN LENDING GROUP INCORPORATED 4 3.69% $10,760
21ST MORTGAGE CORPORATION 4 7.43% $5,779
The Loan Store, Inc. 4 4.56% $4,865
BKCO MORTGAGE, LLC 4 5.03% $3,157
OAKTREE FUNDING CORP. 4 6.18% $13,583
OPEN MORTGAGE, LLC 4 4.09% $8,150
The District Federal Credit Union 4 5.25% $7,070
Lincoln FSB of Nebraska 4 4.88% $2,913
Renasant Bank 4 4.06% $5,344
DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION 4 5.00% $6,864
COMMUNITYAMERICA 4 6.09% $5,119
5TH STREET CAPITAL, INC. 4 5.87% $12,489
LENOX FINANCIAL MORTGAGE CORPORATION 4 4.56% $8,153
INLAND BANK & TRUST 4 4.06% $3,843
SANDIA LABORATORY 4 4.00% $5,730
Leader Bank 4 5.16% $4,000
East Coast Capital Corp. 4 3.78% $7,738
Union Savings Bank 4 4.16% $3,330
Glacier Bank 4 5.78% $7,559
RBC Bank, (Georgia) 4 5.38% $2,318
ENCORE BANK 4 2.31% $3,010
CITIZENS EQUITY FIRST 4 4.03% $2,000
CIBC Bank USA 4 4.50% $4,583
AmRes Corporation 4 5.34% $10,147
HOMESPIRE MORTGAGE CORPORATION 4 4.53% $3,493
TOWER 4 3.06% $5,292
Paramount Bank 4 4.31% $8,005
CRESCENT MORTGAGE COMPANY 3 5.42% $4,088
MOUNTAIN AMERICA 3 3.46% $8,210
First United Bank and Trust Company 3 4.79% $6,393
First National Bank 3 5.25% $4,055
LOANPEOPLE, LLC 3 4.58% $7,000
First Federal Bank 3 4.41% $6,970
First Bank & Trust 3 5.29% $2,523
Luxury Mortgage Corp. 3 5.62% $15,188
First Bank 3 4.08% $4,087
Northwest Bank 3 3.75% $5,115
Capitol Federal Savings Bank 3 4.17% $4,844
MEMBER FIRST MORTGAGE, LLC 3 4.67% $3,156
Johnson Bank 3 3.71% $2,283
THE ANDERSON FINANCIAL GROUP, INC. 3 3.50% $4,509
Opendoor Home Loans LLC 3 4.46% $3,339
Auto Club Trust, FSB 3 4.88% $1,902
Atlantic Union Bank 3 5.79% $9,682
Atlantic Coast Mortgage, LLC 3 3.88% $5,688
THRIVENT Federal Credit Union 3 3.50% $4,681
Pinnacle Bank 3 4.04% $3,818
Midwest BankCentre 3 4.54% $3,512
UNIVERSITY CREDIT UNION 3 3.75% $3,888
Devon Bank 3 5.96% $4,475
Flanagan State Bank 3 5.04% $6,627
MORTGAGE ACCESS CORP. 3 5.33% $8,658
PREMIER MORTGAGE SERVICES, INC. 3 5.42% $7,413
ALAMEDA MORTGAGE CORPORATION 3 5.63% $6,958
AHL FUNDING 3 7.29% $15,745
Mortgage Assurance Inc. 3 3.83% $2,643
West Gate Bank 3 5.83% $1,995
Willamette Valley Bank 3 5.50% $9,828
HOMEOWNERS FINANCIAL GROUP USA, LLC 3 4.54% $10,552
Prosperity Bank 2 4.13% $6,446
HUNT MORTGAGE CORPORATION 2 5.25% $8,701
Evolve Bank & Trust 2 5.00% $3,484
Financial Federal Bank 2 5.63% $3,484
Magnolia Bank 2 5.56% $9,264
EVANSVILLE TEACHERS 2 4.88% $2,788
ATHAS CAPITAL GROUP, INC. 2 8.68% $11,582
Equity Prime Mortgage LLC 2 3.94% $3,341
Tradition Mortgage, LLC 2 4.25% $3,473
FineMark National Bank & Trust 2 4.44% $2,534
Truity Federal Credit Union 2 3.44% $1,835
Firefighters First Federal Credit Union 2 3.50% $3,464
American National Bank 2 5.75% $4,216
American Midwest Mortgage Corporation 2 4.50% $8,311
Landmark National Bank 2 5.19% $2,516
Umpqua Bank 2 6.50% $3,014
UNIFY FINANCIAL Credit Union 2 5.76% $2,034
Mid-Continent Funding, Inc. 2 3.94% $6,387
SECURITY HOME MORTGAGE, LLC. 2 4.31% $6,599
First Federal Bank of Kansas City 2 5.31% $5,507
Neighborhood Loans, Inc. 2 3.25% $3,265
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 4.88% $5,280
United Fidelity Funding Corp. 2 6.75% $4,733
UNITED HOME LOANS, INC. 2 4.81% $7,208
ADVANCIAL 2 6.19% $4,801
United Nations Federal Credit Union 2 2.75% $4,877
American Bank of Commerce 2 4.69% $4,129
COMMUNITY MORTGAGE, LLC 2 5.06% $4,753
RESIDENTIAL MORTGAGE, LLC 2 4.31% $11,912
Prime Choice Funding Inc. 2 3.56% $3,731
Amarillo National Bank 2 6.13% $5,437
ALTRA 2 3.45% $1,957
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 5.13% $5,550
COMMUNITY MORTGAGE FUNDING, LLC 2 5.06% $3,884
MLD MORTGAGE INC. 2 4.06% $6,493
Cornerstone First Mortgage, Inc 2 4.56% $4,833
LEGEND LENDING CORPORATION 2 5.19% $8,415
ONE NEVADA CREDIT UNION 2 4.06% $2,588
Bank of Utah 2 5.00% $3,615
MORTGAGEONE, INC. 2 4.25% $3,373
HOME FUNDING CORPORATION 2 5.88% $10,253
F&A Federal Credit Union 2 3.88% $1,214
GERSHMAN INVESTMENT CORP. 2 5.00% $5,051
OCEANSIDE MORTGAGE COMPANY 2 3.81% $3,446
CORNHUSKER BANK 2 3.94% $4,176
Beeline Loans, Inc. 2 3.63% $3,868
Hometown Equity Mortgage, LLC 2 6.75% $11,094
JMJ FINANCIAL GROUP 2 6.50% $16,968
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 3.88% $3,834
MICHIGAN FIRST CREDIT UNION 2 3.88% $5,535
THE MORTGAGE FIRM, INC. 2 4.87% $5,185
THE MORTGAGE LINK, INC. 2 3.68% $7,502
State Department Federal Credit Union 2 5.31% $8,767
Space Age Federal Credit Union 2 3.69% $5,178
Carrollton Bank 2 5.25% $3,575
Fidelity Bank 2 4.94% $3,479
Lend Smart Mortgage, LLC 2 4.50% $9,717
Alliance Credit Union 1 3.88% $2,965
Alcova Mortgage LLC 1 6.38% $2,020
Wallick & Volk, Inc. 1 5.88% $2,391
Washington Trust Bank 1 4.88% $5,012
Webster Bank 1 5.13% $3,240
WesBanco 1 3.88% $3,135
WESCOM CENTRAL CREDIT UNION 1 3.50% $3,737
A&D Mortgage LLC 1 4.25% $3,996
HONDA Federal Credit Union 1 2.38% $26,523
Honor Credit Union 1 3.50% $5,586
HOMETRUST MORTGAGE COMPANY 1 6.50% $3,399
IAA Credit Union 1 5.25% $2,417
IMPAC MORTGAGE CORP. 1 3.75% $1,914
ILLINOIS STATE CREDIT UNION 1 6.63% $2,159
IncredibleBank 1 5.38% $4,109
HomeStreet Bank 1 5.50% $6,830
WILLOW BEND MORTGAGE COMPANY, LLC 1 4.00% $7,556
INTERCOASTAL MORTGAGE COMPANY 1 5.98% $6,441
IOWA BANKERS MORTGAGE CORPORATION 1 5.13% $5,355
ITHINK FINANCIAL Credit Union 1 2.75% $4,014
IVY MORTGAGE, INC. 1 5.38% $3,808
HIWAY 1 3.63% $8,191
HighTechLending Inc 1 6.13% $2,908
Heritage Bank 1 4.88% $8,598
HEARTLAND CREDIT UNION 1 6.00% $4,796
HANCOCK MORTGAGE PARTNERS, LLC 1 3.38% $3,014
GuardHill Financial Corp. 1 2.75% $6,276
GSF Mortgage Corporation 1 5.75% $2,433
Great Western Bank 1 2.88% $2,308
GREAT LAKES 1 3.25% $3,130
GoPrime Mortgage, Inc. 1 5.50% $9,093
Legends Bank 1 6.38% $2,909
Gold Coast Bank 1 4.50% $2,968
Generations Bank 1 5.63% $2,929
General Mortgage Capital Corporation 1 4.38% $8,663
Wilmington Savings Fund Society, FSB 1 5.38% $11,413
Marine Bank 1 5.50% $14,640
Gate City Bank 1 3.13% $8,024
Merchants Bank of Indiana 1 5.88% $2,719
Meridian Bank Corporation 1 3.63% $5,854
Meridian Trust Federal Credit Union 1 3.50% $3,819
Mid-America Bank 1 4.13% $2,613
FOUR POINTS 1 4.25% $2,433
F & M Bank 1 7.13% $10,301
MidWestOne Bank 1 5.13% $3,389
FLAT BRANCH MORTGAGE, INC. 1 6.63% $5,812
MORTGAGE CAPITAL PARTNERS, INC. 1 3.25% $4,315
Five Star Credit Union 1 2.99% $4,766
Five Points Bank 1 3.88% $765
FITZSIMONS FEDERAL CREDIT UNION 1 4.25% $5,215
FIRST STATE MORTGAGE SERVICES, LLC 1 5.00% $2,929
Mutual Federal Bank 1 5.50% $4,163
First Merchants Bank 1 3.63% $3,007
NATIONS RELIABLE LENDING, LLC 1 5.37% $4,460
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.75% $6,302
First International Bank & Trust 1 5.63% $15,929
First Financial Bank 1 6.63% $2,501
NEW DAY FINANCIAL, LLC 1 3.13% $7,139
First Bank & Trust 1 3.38% $5,993
Nicolet National Bank 1 3.25% $2,634
NJ LENDERS CORP. 1 5.63% $2,436
Actors Federal Credit Union 1 4.00% $6,813
Northwest Bank 1 3.88% $3,455
Notre Dame Federal Credit Union Corporation 1 5.13% $6,310
Fidelity Bank 1 5.13% $10,737
FIDELIS CATHOLIC 1 3.13% $4,077
Farm Credit Mid-America, ACA 1 7.25% $10,752
FAIRWINDS CREDIT UNION 1 6.38% $6,431
Operating Engineers Local Union #3 1 3.75% $3,552
Origin Bank 1 3.88% $7,307
Orion Federal Credit Union 1 5.00% $9,378
Pacific Lending LLC 1 5.63% $7,997
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.99% $3,633
Encompass Lending Group, LP 1 5.63% $5,001
EASTMAN 1 5.88% $5,479
PILGRIM MORTGAGE LLC 1 6.13% $20,766
EagleBank 1 5.00% $7,701
DUPACO COMMUNITY 1 4.88% $3,468
Dundee Bank 1 4.75% $3,358
DIGNIFIED HOME LOANS, LLC 1 4.25% $14,296
PREMIER AMERICA 1 5.25% $2,880
PREMIER LENDING, INC. 1 5.25% $3,691
Deseret First Credit Union 1 4.75% $12,784
Presidential Bank, FSB 1 5.99% $4,684
DELTA COMMUNITY CREDIT UNION 1 4.25% $10,814
1ST FINANCIAL, INC. 1 5.38% $5,706
CUSTOMER SERVICE MORTGAGE CORPORATION 1 5.38% $3,005
CREDIT UNION OF THE ROCKIES 1 3.25% $3,043
PURDUE FEDERAL CREDIT UNION 1 4.25% $2,685
County National Bank 1 5.00% $6,441
QUORUM FEDERAL CREDIT UNION 1 3.88% $3,010
RADIUS FINANCIAL GROUP INC. 1 5.50% $4,419
Cornerstone National Bank & Trust Company 1 5.63% $3,058
Red River Bank 1 3.50% $3,927
Reliabank Dakota 1 5.50% $4,128
ABSOLUTE HOME MORTGAGE CORPORATION 1 5.75% $3,509
Republic Bank & Trust Company 1 5.00% $6,994
Residential Mortgage Solutions, Inc. 1 3.25% $3,230
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 5.50% $4,904
COLORADO CREDIT UNION 1 5.63% $0
Civista Bank 1 3.75% $2,712
SAMMAMISH MORTGAGE COMPANY 1 2.99% $2,138
SANDIA AREA 1 5.50% $7,875
Sandy Spring Bank 1 3.88% $6,294
SeaTrust Mortgage Company 1 5.75% $4,299
Citywide Banks 1 2.38% $8,035
City National Bank of Florida 1 3.88% $4,439
Semper Home Loans, Inc. 1 5.25% $2,187
ServisFirst Bank 1 4.63% $15,377
SFMC, LP 1 6.99% $9,037
City Bank 1 5.75% $5,132
Simmons Bank 1 2.38% $2,093
CHARTER WEST BANK 1 3.63% $3,302
Cf Bank 1 3.00% $5,572
Sound Community Bank 1 4.75% $4,148
Central Bank 1 4.13% $4,336
Southwest Airlines Federal Credit Union 1 4.75% $7,456
STANFORD Federal Credit Union 1 4.00% $3,966
Capital Bank 1 4.63% $3,127
Busey Bank 1 2.75% $2,933
Bremer Bank 1 4.38% $14,240
Blue Ridge Bank 1 5.25% $7,631
Summit Credit Union 1 3.88% $3,917
BELEM SERVICING LLC 1 4.75% $5,373
Banterra Bank 1 4.75% $3,678
BANKSOUTH MORTGAGE COMPANY, LLC 1 5.25% $2,872
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 3.38% $7,998
TEACHERS CREDIT UNION 1 3.88% $2,868
Texana Bank 1 3.13% $4,010
TEXAS TECH 1 6.75% $12,685
The Camden National Bank 1 4.13% $2,959
Bank Five Nine 1 5.63% $8,146
The Fidelity Deposit and Discount Bank 1 5.25% $4,415
AUSTIN TELCO Federal Credit Union 1 5.00% $3,181
Austin Bank, Texas 1 3.40% $2,718
The Park Bank 1 6.38% $2,342
The State Bank 1 3.75% $3,253
Aurora Financial, LLC 1 3.00% $2,215
TJC Mortgage, Inc. 1 4.88% $9,628
TOP FLITE FINANCIAL, INC. 1 3.75% $13,810
Towne Bank 1 5.50% $4,452
ASSEMBLIES OF GOD Credit Union 1 5.50% $3,117
TRUWEST Credit Union 1 5.13% $3,101
AMERICAN FINANCIAL RESOURCES, INC. 1 5.63% $10,159
American Broadcast Employees Federal Credit Union 1 5.88% $2,500
UNITED 1 3.38% $3,899
United Bank 1 3.50% $2,995
United Fidelity Bank, fsb 1 4.13% $3,726
American Bank & Trust 1 3.88% $5,612
UNIVERSAL 1 CREDIT UNION 1 5.50% $4,574
AMERICAN ADVISORS GROUP 1 3.50% $3,479
US MORTGAGE CORPORATION 1 4.25% $11,712
Valley National Bank 1 5.50% $2,346
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.38% $3,419
ALL WESTERN MORTGAGE, INC. 1 3.25% $3,853
ALLIED MORTGAGE GROUP, INC. 1 3.75% $8,538

DENVER - AURORA - LAKEWOOD Average Closing Costs & Other Stats

DENVER-AURORA-LAKEWOOD, CO's 601 lenders originated 113,510 loans during 2022. The total origination value was $47,365,810,000, with an average loan value of $417,283.

DENVER - AURORA - LAKEWOOD's average closing costs are $5,285.

The top DENVER - AURORA - LAKEWOOD lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 6,061 loans originated. Their average total fees are $6,574, which is $290 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee DENVER - AURORA - LAKEWOOD lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($862), Credit Union of Denver ($1,078), BLUE BRICK FINANCIAL LLC ($1,738) and SIRVA MORTGAGE, INC. ($2,248).

The lowest rate DENVER - AURORA - LAKEWOOD lenders (with over 10 loans originated) are First Midwest Bank (2.81%), Stifel Bank and Trust (3.19%), Third Federal Savings and Loan Association of Cleveland (3.31%), First Republic Bank (3.43%) and Silicon Valley Bank (3.44%).

DENVER-AURORA-LAKEWOOD, CO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
UNITED WHOLESALE MORTGAGE, LLC $7,214,365,000 $3,834,535,000 -46.8% 8.1%
QUICKEN LOANS, LLC $5,368,365,000 $1,964,135,000 -63.4% 4.1%
FirstBank $78,530,000 $1,660,255,000 2,014.2% 3.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,776,240,000 $1,514,040,000 -45.5% 3.2%
JPMorgan Chase Bank $2,113,190,000 $1,146,365,000 -45.8% 2.4%
LOANDEPOT.COM, LLC $2,313,725,000 $1,145,195,000 -50.5% 2.4%
U.S. Bank $1,883,750,000 $1,097,715,000 -41.7% 2.3%
Wells Fargo Bank $1,840,910,000 $981,525,000 -46.7% 2.1%
CHERRY CREEK MORTGAGE, LLC $1,779,185,000 $820,515,000 -53.9% 1.7%
AMERICAN FINANCING CORPORATION $3,000,220,000 $794,415,000 -73.5% 1.7%
KeyBank $1,237,875,000 $739,800,000 -40.2% 1.6%
BELLCO $653,010,000 $682,600,000 4.5% 1.4%
Bank of America $866,015,000 $675,695,000 -22.0% 1.4%
CROSSCOUNTRY MORTGAGE, LLC $1,054,205,000 $650,850,000 -38.3% 1.4%
HOME POINT FINANCIAL CORPORATION $2,317,970,000 $649,265,000 -72.0% 1.4%
Ent Credit Union $501,620,000 $605,670,000 20.7% 1.3%
Amerifirst Financial, Inc. $873,470,000 $583,840,000 -33.2% 1.2%
Zions Bancorporation, N.A. $509,530,000 $532,095,000 4.4% 1.1%
EAGLE HOME MORTGAGE, LLC $461,210,000 $503,815,000 9.2% 1.1%
BROKER SOLUTIONS, INC. $1,224,560,000 $488,595,000 -60.1% 1.0%
HOMEAMERICAN MORTGAGE CORPORATION $522,315,000 $488,410,000 -6.5% 1.0%
CANVAS CREDIT UNION $587,950,000 $475,525,000 -19.1% 1.0%
Elevations Credit Union $746,260,000 $466,600,000 -37.5% 1.0%
GUARANTEED RATE, INC. $998,950,000 $452,655,000 -54.7% 1.0%
CBRE MULTIFAMILY CAPITAL, INC. $284,620,000 $413,925,000 45.4% 0.9%
UNIVERSAL LENDING CORPORATION $1,187,510,000 $411,570,000 -65.3% 0.9%
WALKER & DUNLOP, LLC $988,555,000 $409,100,000 -58.6% 0.9%
CALIBER HOME LOANS, INC. $1,205,525,000 $399,435,000 -66.9% 0.8%
PNC Bank $183,380,000 $382,145,000 108.4% 0.8%
S1L, Inc. $655,520,000 $374,245,000 -42.9% 0.8%
GUILD MORTGAGE COMPANY $1,169,610,000 $371,465,000 -68.2% 0.8%
First Western Trust Bank