Amcap Mortgage Ltd. Rates, Fees & Info

HOUSTON, TX

LEI: 549300ONBM4MGXXBTA44

Tax ID: 32-0016270

1.9 stars - out of 5 stars, based on 140 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Amcap Mortgage Ltd. is a mid-sized mortgage company specializing in loans. Amcap Mortgage Ltd. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Houston, Dallas, San Antonio, Austin, and Miami among others. We have data for 380 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Amcap Mortgage Ltd. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Amcap Mortgage Ltd. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.46% 9/29/22
    30 Year Conventional Refi 6.29% 9/29/22
    30 Year Cash-out Refi 6.53% 9/29/22
    30 Year FHA Purchase 7.66% 9/29/22
    30 Year FHA Refi 7.06% 9/29/22
    30 Year VA Purchase 6.44% 9/29/22
    30 Year VA Refi 5.87% 9/29/22
    30 Year USDA Purchase 6.71% 9/29/22
    30 Year USDA Refi 6.39% 9/29/22
    15 Year Conventional Purchase 5.70% 9/29/22
    15 Year Conventional Refi 5.79% 9/29/22
    15 Year Cash-out Refi 5.79% 9/29/22
    15 Year FHA Purchase 7.59% 9/29/22
    15 Year FHA Refi 7.11% 9/29/22
    15 Year VA Purchase 5.60% 9/29/22
    15 Year VA Refi 5.60% 9/29/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    19,487

    Origination Dollar Volume (All Markets)

    $5,121,215,000
    Show all (21) awards

    Relative Rate

    Amcap Mortgage Ltd.'s average 30 year fixed mortgage rate was 3.28%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.13%.

    Relative Fees (Closing Costs)

    Amcap Mortgage Ltd.'s average total fees/closing costs for a 30 year fixed rate mortgage were $7,472.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 4,162 $1,125,940,000 $270,529 $7,341 3.14%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2,457 $693,765,000 $282,363 $7,653 3.22%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2,065 $563,715,000 $272,985 $7,923 3.26%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1,088 $379,430,000 $348,741 $7,183 3.16%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 673 $222,795,000 $331,048 $10,176 3.29%
    Outside of Metro Areas 964 $207,260,000 $215,000 $6,603 3.35%
    GRAND JUNCTION, CO (FHA|USDA|VA) 454 $122,120,000 $268,987 $4,968 3.10%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 550 $108,500,000 $197,273 $8,815 3.28%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 187 $75,725,000 $404,947 $6,655 3.13%
    AMARILLO, TX (FHA|USDA|VA) 374 $75,020,000 $200,588 $8,223 3.43%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 278 $66,500,000 $239,209 $5,422 3.22%
    BOISE CITY, ID (FHA|USDA|VA) 199 $62,555,000 $314,347 $8,189 3.26%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 108 $50,070,000 $463,611 $8,117 3.05%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 162 $48,210,000 $297,593 $4,863 3.16%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 113 $44,355,000 $392,522 $7,077 3.20%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 189 $44,155,000 $233,624 $7,171 3.34%
    FARMINGTON, NM (FHA|USDA|VA) 252 $39,420,000 $156,429 $5,107 3.50%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 203 $37,745,000 $185,936 $4,874 3.23%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 172 $37,450,000 $217,733 $6,083 3.32%
    Cookeville, TN (FHA|USDA|VA) 167 $36,405,000 $217,994 $4,549 3.22%
    ODESSA, TX (FHA|USDA|VA) 168 $36,010,000 $214,345 $8,477 3.59%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 153 $34,455,000 $225,196 $7,366 3.46%
    BATON ROUGE, LA (FHA|USDA|VA) 162 $34,420,000 $212,469 $7,440 3.16%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 56 $30,820,000 $550,357 $9,302 3.06%
    MIDLAND, TX (FHA|USDA|VA) 112 $30,710,000 $274,196 $9,084 3.47%
    Lufkin, TX (FHA|USDA|VA) 158 $30,290,000 $191,709 $5,788 3.17%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 133 $30,205,000 $227,105 $7,917 3.32%
    TUCSON, AZ (FHA|USDA|VA) 127 $29,995,000 $236,181 $6,246 3.17%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 75 $28,625,000 $381,667 $8,793 2.98%
    Roswell, NM (FHA|USDA|VA) 174 $25,750,000 $147,989 $4,769 3.46%
    JACKSONVILLE, FL (FHA|USDA|VA) 66 $21,520,000 $326,061 $7,456 3.12%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 60 $21,120,000 $352,000 $6,138 2.91%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 81 $19,785,000 $244,259 $6,046 3.19%
    ALBUQUERQUE, NM (FHA|USDA|VA) 112 $19,600,000 $175,000 $5,884 3.45%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 71 $18,075,000 $254,577 $6,748 2.98%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 68 $16,420,000 $241,471 $5,065 2.93%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 91 $15,665,000 $172,143 $7,812 3.48%
    LONGVIEW, TX (FHA|USDA|VA) 74 $14,700,000 $198,649 $6,754 3.22%
    WACO, TX (FHA|USDA|VA) 62 $14,250,000 $229,839 $7,741 3.36%
    KNOXVILLE, TN (FHA|USDA|VA) 67 $14,215,000 $212,164 $5,159 3.01%
    ALEXANDRIA, LA (FHA|USDA|VA) 71 $13,615,000 $191,761 $7,659 3.39%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 44 $13,510,000 $307,045 $4,780 2.81%
    LAS CRUCES, NM (FHA|USDA|VA) 78 $13,020,000 $166,923 $6,102 3.28%
    Bedford, IN (FHA|USDA|VA) 75 $12,835,000 $171,133 $4,651 3.08%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 47 $12,725,000 $270,745 $9,126 3.28%
    TYLER, TX (FHA|USDA|VA) 57 $12,635,000 $221,667 $6,779 3.29%
    VICTORIA, TX (FHA|USDA|VA) 44 $12,390,000 $281,591 $8,025 3.17%
    Hereford, TX (FHA|USDA|VA) 65 $11,675,000 $179,615 $9,417 3.52%
    Andrews, TX (FHA|USDA|VA) 46 $10,680,000 $232,174 $8,192 3.52%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 42 $10,000,000 $238,095 $6,663 3.17%
    Williston, ND (FHA|USDA|VA) 38 $9,940,000 $261,579 $6,272 3.07%
    ANCHORAGE, AK (FHA|USDA|VA) 32 $9,890,000 $309,063 $6,613 2.90%
    TULSA, OK (FHA|USDA|VA) 49 $9,545,000 $194,796 $5,472 3.52%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 65 $8,925,000 $137,308 $4,852 3.37%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 40 $7,890,000 $197,250 $6,118 3.18%
    Granbury, TX (FHA|USDA|VA) 36 $7,830,000 $217,500 $7,796 3.32%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 35 $7,795,000 $222,714 $7,658 3.44%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 28 $7,190,000 $256,786 $8,072 3.28%
    GREELEY, CO (FHA|USDA|VA) 20 $6,890,000 $344,500 $6,713 3.44%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 26 $6,750,000 $259,615 $7,848 3.13%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 18 $6,610,000 $367,222 $7,535 3.09%
    El Campo, TX (FHA|USDA|VA) 25 $6,255,000 $250,200 $7,932 3.22%
    SALINAS, CA (FHA|USDA|VA) 15 $6,145,000 $409,667 $7,726 3.02%
    LUBBOCK, TX (FHA|USDA|VA) 33 $6,145,000 $186,212 $8,495 3.51%
    Huntsville, TX (FHA|USDA|VA) 26 $6,010,000 $231,154 $7,581 3.38%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 27 $5,805,000 $215,000 $6,509 3.67%
    Stillwater, OK (FHA|USDA|VA) 33 $5,765,000 $174,697 $5,104 3.33%
    Alice, TX (FHA|USDA|VA) 34 $5,670,000 $166,765 $7,631 3.55%
    Kerrville, TX (FHA|USDA|VA) 17 $5,595,000 $329,118 $7,906 3.26%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 10 $5,530,000 $553,000 $5,375 3.02%
    Craig, CO (FHA|USDA|VA) 28 $5,470,000 $195,357 $4,555 3.04%
    EL PASO, TX (FHA|USDA|VA) 27 $5,365,000 $198,704 $5,493 3.15%
    Athens, TX (FHA|USDA|VA) 20 $5,350,000 $267,500 $7,317 3.41%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 21 $5,205,000 $247,857 $8,373 3.10%
    Nacogdoches, TX (FHA|USDA|VA) 24 $5,050,000 $210,417 $6,567 3.45%
    STOCKTON, CA (FHA|USDA|VA) 16 $5,020,000 $313,750 $6,786 3.25%
    Glenwood Springs, CO (FHA|USDA|VA) 16 $5,000,000 $312,500 $5,641 3.16%
    Bay City, TX (FHA|USDA|VA) 16 $4,580,000 $286,250 $7,743 3.21%
    Arkadelphia, AR (FHA|USDA|VA) 32 $4,520,000 $141,250 $4,281 3.11%
    LAFAYETTE, LA (FHA|USDA|VA) 24 $4,410,000 $183,750 $6,782 3.39%
    Fredericksburg, TX (FHA|USDA|VA) 12 $4,400,000 $366,667 $7,872 3.23%
    Montrose, CO (FHA|USDA|VA) 19 $4,275,000 $225,000 $4,374 2.99%
    Helena, MT (FHA|USDA|VA) 14 $4,250,000 $303,571 $8,238 3.01%
    VALLEJO, CA (FHA|USDA|VA) 8 $4,210,000 $526,250 $12,068 3.28%
    Durango, CO (FHA|USDA|VA) 11 $4,175,000 $379,545 $5,687 3.26%
    Gainesville, TX (FHA|USDA|VA) 13 $4,105,000 $315,769 $7,255 3.35%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 17 $3,975,000 $233,824 $6,819 3.40%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 12 $3,860,000 $321,667 $6,157 3.34%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 14 $3,780,000 $270,000 $6,599 2.73%
    LAREDO, TX (FHA|USDA|VA) 16 $3,740,000 $233,750 $8,643 3.38%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 11 $3,705,000 $336,818 $9,242 3.20%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 15 $3,635,000 $242,333 $5,979 3.07%
    BURLINGTON, NC (FHA|USDA|VA) 21 $3,595,000 $171,190 $4,080 3.01%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 13 $3,535,000 $271,923 $4,584 3.13%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 12 $3,400,000 $283,333 $7,295 3.04%
    TEXARKANA, TX-AR (FHA|USDA|VA) 17 $3,155,000 $185,588 $6,889 3.40%
    Pampa, TX (FHA|USDA|VA) 28 $3,140,000 $112,143 $6,696 3.76%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 10 $3,120,000 $312,000 $5,293 3.04%
    LINCOLN, NE (FHA|USDA|VA) 15 $3,065,000 $204,333 $5,097 3.05%
    Brenham, TX (FHA|USDA|VA) 10 $2,880,000 $288,000 $7,851 3.31%
    Stephenville, TX (FHA|USDA|VA) 11 $2,755,000 $250,455 $7,692 3.35%
    FORT COLLINS, CO (FHA|USDA|VA) 8 $2,740,000 $342,500 $5,869 3.03%
    Rockport, TX (FHA|USDA|VA) 10 $2,690,000 $269,000 $5,867 3.50%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 8 $2,640,000 $330,000 $6,441 3.55%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 9 $2,585,000 $287,222 $9,499 3.15%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 12 $2,550,000 $212,500 $4,006 2.83%
    Ruidoso, NM (FHA|USDA|VA) 13 $2,545,000 $195,769 $3,969 3.43%
    Eagle Pass, TX (FHA|USDA|VA) 14 $2,540,000 $181,429 $7,298 3.60%
    RALEIGH-CARY, NC (FHA|USDA|VA) 11 $2,515,000 $228,636 $5,435 2.83%
    IOWA CITY, IA (FHA|USDA|VA) 10 $2,510,000 $251,000 $5,442 3.36%
    Ontario, OR-ID (FHA|USDA|VA) 7 $2,445,000 $349,286 $10,644 3.46%
    Borger, TX (FHA|USDA|VA) 17 $2,325,000 $136,765 $7,298 3.95%
    Kingsville, TX (FHA|USDA|VA) 13 $2,245,000 $172,692 $5,915 3.09%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 11 $2,205,000 $200,455 $7,972 4.32%
    Paris, TX (FHA|USDA|VA) 9 $2,105,000 $233,889 $10,034 3.46%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 6 $2,080,000 $346,667 $14,723 2.79%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 8 $1,970,000 $246,250 $6,633 3.56%
    NAPA, CA (FHA|USDA|VA) 4 $1,950,000 $487,500 $11,189 3.31%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 7 $1,875,000 $267,857 $9,494 3.21%
    Kalispell, MT (FHA|USDA|VA) 5 $1,855,000 $371,000 $7,811 3.88%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $1,800,000 $450,000 $4,796 3.37%
    PITTSBURGH, PA (FHA|USDA|VA) 6 $1,750,000 $291,667 $8,057 3.50%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 4 $1,750,000 $437,500 $5,864 2.50%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 8 $1,750,000 $218,750 $5,116 2.84%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $1,745,000 $193,889 $4,449 3.21%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 7 $1,745,000 $249,286 $6,069 3.41%
    SAN ANGELO, TX (FHA|USDA|VA) 7 $1,745,000 $249,286 $8,279 3.32%
    Port Lavaca, TX (FHA|USDA|VA) 8 $1,710,000 $213,750 $8,403 3.48%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 8 $1,700,000 $212,500 $4,764 2.98%
    AMES, IA (FHA|USDA|VA) 6 $1,680,000 $280,000 $7,480 2.92%
    Shelton, WA (FHA|USDA|VA) 6 $1,660,000 $276,667 $6,126 3.10%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $1,630,000 $407,500 $4,178 2.87%
    Mineral Wells, TX (FHA|USDA|VA) 7 $1,625,000 $232,143 $6,088 3.39%
    Pearsall, TX (FHA|USDA|VA) 7 $1,615,000 $230,714 $6,102 3.61%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 9 $1,595,000 $177,222 $3,955 2.94%
    Beeville, TX (FHA|USDA|VA) 4 $1,590,000 $397,500 $8,732 3.63%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,575,000 $225,000 $5,415 2.75%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4 $1,570,000 $392,500 $13,360 3.03%
    ABILENE, TX (FHA|USDA|VA) 8 $1,560,000 $195,000 $8,905 3.63%
    Jacksonville, TX (FHA|USDA|VA) 7 $1,535,000 $219,286 $5,918 3.07%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 11 $1,535,000 $139,545 $5,253 3.47%
    Sevierville, TN (FHA|USDA|VA) 6 $1,510,000 $251,667 $4,923 3.38%
    Key West, FL (FHA|USDA|VA) 4 $1,500,000 $375,000 $8,372 3.56%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 6 $1,490,000 $248,333 $7,055 3.15%
    BLOOMINGTON, IN (FHA|USDA|VA) 10 $1,490,000 $149,000 $4,422 3.07%
    Henderson, NC (FHA|USDA|VA) 7 $1,485,000 $212,143 $4,713 3.14%
    OCALA, FL (FHA|USDA|VA) 6 $1,460,000 $243,333 $7,915 2.85%
    HAMMOND, LA (FHA|USDA|VA) 8 $1,450,000 $181,250 $6,652 3.28%
    Crossville, TN (FHA|USDA|VA) 8 $1,430,000 $178,750 $3,949 3.19%
    LAKE CHARLES, LA (FHA|USDA|VA) 7 $1,425,000 $203,571 $9,599 3.23%
    AKRON, OH (FHA|USDA|VA) 10 $1,370,000 $137,000 $4,062 3.60%
    Dumas, TX (FHA|USDA|VA) 9 $1,365,000 $151,667 $6,883 3.74%
    MODESTO, CA (FHA|USDA|VA) 6 $1,340,000 $223,333 $4,337 2.12%
    PUEBLO, CO (FHA|USDA|VA) 6 $1,330,000 $221,667 $6,015 3.35%
    BILLINGS, MT (FHA|USDA|VA) 4 $1,320,000 $330,000 $7,235 3.16%
    Hobbs, NM (FHA|USDA|VA) 7 $1,295,000 $185,000 $4,568 3.16%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,280,000 $640,000 $4,663 3.25%
    COLUMBIA, SC (FHA|USDA|VA) 6 $1,270,000 $211,667 $5,823 3.02%
    MISSOULA, MT (FHA|USDA|VA) 4 $1,240,000 $310,000 $7,493 3.06%
    Corsicana, TX (FHA|USDA|VA) 7 $1,225,000 $175,000 $7,544 3.59%
    SANTA FE, NM (FHA|USDA|VA) 5 $1,205,000 $241,000 $6,832 3.45%
    THE VILLAGES, FL (FHA|USDA|VA) 3 $1,175,000 $391,667 $7,402 3.21%
    FAYETTEVILLE, NC (FHA|USDA|VA) 8 $1,170,000 $146,250 $5,892 3.41%
    Malvern, AR (FHA|USDA|VA) 10 $1,140,000 $114,000 $4,717 3.43%
    Uvalde, TX (FHA|USDA|VA) 3 $1,135,000 $378,333 $6,563 3.54%
    JACKSON, MS (FHA|USDA|VA) 3 $1,125,000 $375,000 $11,033 3.58%
    PROVO-OREM, UT (FHA|USDA|VA) 3 $1,125,000 $375,000 $6,733 3.17%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $1,100,000 $183,333 $8,449 2.98%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $1,020,000 $255,000 $8,970 3.00%
    Searcy, AR (FHA|USDA|VA) 7 $1,005,000 $143,571 $4,936 3.88%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $990,000 $495,000 $13,143 2.88%
    CHEYENNE, WY (FHA|USDA|VA) 3 $985,000 $328,333 $3,957 2.33%
    Fremont, NE (FHA|USDA|VA) 4 $980,000 $245,000 $6,184 3.25%
    Russellville, AR (FHA|USDA|VA) 5 $975,000 $195,000 $6,470 3.48%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $975,000 $195,000 $5,040 3.15%
    Mount Pleasant, TX (FHA|USDA|VA) 5 $955,000 $191,000 $7,361 3.93%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 5 $945,000 $189,000 $3,217 3.28%
    FAIRBANKS, AK (FHA|USDA|VA) 4 $940,000 $235,000 $6,348 2.41%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $930,000 $465,000 $5,027 2.94%
    WICHITA FALLS, TX (FHA|USDA|VA) 6 $930,000 $155,000 $6,316 3.21%
    Ardmore, OK (FHA|USDA|VA) 4 $890,000 $222,500 $13,460 4.03%
    PUNTA GORDA, FL (FHA|USDA|VA) 3 $875,000 $291,667 $6,530 3.29%
    Centralia, WA (FHA|USDA|VA) 2 $870,000 $435,000 $4,218 3.06%
    HOT SPRINGS, AR (FHA|USDA|VA) 5 $865,000 $173,000 $5,815 3.43%
    Outside of Metro Areas 2 $860,000 $430,000 $7,826 3.81%
    SALISBURY, MD-DE (FHA|USDA|VA) 3 $825,000 $275,000 $6,453 3.41%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $810,000 $405,000 $9,605 2.69%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $805,000 $268,333 $8,674 2.88%
    Taos, NM (FHA|USDA|VA) 3 $805,000 $268,333 $8,873 4.08%
    Jackson, WY-ID (FHA|USDA|VA) 1 $785,000 $785,000 $7,531 3.25%
    HUNTSVILLE, AL (FHA|USDA|VA) 3 $785,000 $261,667 $4,183 2.83%
    Alamogordo, NM (FHA|USDA|VA) 6 $780,000 $130,000 $3,940 3.02%
    DeRidder, LA (FHA|USDA|VA) 3 $775,000 $258,333 $8,944 4.17%
    Mountain Home, ID (FHA|USDA|VA) 5 $775,000 $155,000 $4,345 3.06%
    Rio Grande City-Roma, TX (FHA|USDA|VA) 6 $770,000 $128,333 $7,051 3.19%
    FLAGSTAFF, AZ (FHA|USDA|VA) 2 $770,000 $385,000 $4,253 3.31%
    McAlester, OK (FHA|USDA|VA) 2 $720,000 $360,000 $4,516 3.25%
    FORT SMITH, AR-OK (FHA|USDA|VA) 3 $715,000 $238,333 $8,203 3.00%
    Snyder, TX (FHA|USDA|VA) 4 $710,000 $177,500 $9,173 4.06%
    Klamath Falls, OR (FHA|USDA|VA) 3 $705,000 $235,000 $4,521 2.67%
    Lawrenceburg, TN (FHA|USDA|VA) 5 $695,000 $139,000 $7,752 2.93%
    Sulphur Springs, TX (FHA|USDA|VA) 4 $690,000 $172,500 $7,405 4.19%
    Edwards, CO (FHA|USDA|VA) 2 $690,000 $345,000 $2,881 3.44%
    WICHITA, KS (FHA|USDA|VA) 5 $685,000 $137,000 $6,457 3.35%
    Big Spring, TX (FHA|USDA|VA) 4 $670,000 $167,500 $8,396 3.72%
    Bozeman, MT (FHA|USDA|VA) 2 $670,000 $335,000 $8,507 2.87%
    SALEM, OR (FHA|USDA|VA) 2 $660,000 $330,000 $5,045 3.25%
    Bonham, TX (FHA|USDA|VA) 2 $660,000 $330,000 $5,682 3.56%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $655,000 $218,333 $6,638 3.54%
    EL CENTRO, CA (FHA|USDA|VA) 2 $650,000 $325,000 $5,844 2.81%
    Shawnee, OK (FHA|USDA|VA) 3 $635,000 $211,667 $5,835 3.50%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $630,000 $157,500 $8,115 3.94%
    Fort Polk South, LA (FHA|USDA|VA) 3 $625,000 $208,333 $8,296 3.83%
    Aberdeen, WA (FHA|USDA|VA) 4 $620,000 $155,000 $1,829 2.31%
    ST. GEORGE, UT (FHA|USDA|VA) 2 $620,000 $310,000 $3,530 2.81%
    PANAMA CITY, FL (FHA|USDA|VA) 3 $615,000 $205,000 $8,217 2.96%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $610,000 $152,500 $6,894 3.88%
    EspaƱola, NM (FHA|USDA|VA) 2 $600,000 $300,000 $11,781 3.94%
    Opelousas, LA (FHA|USDA|VA) 4 $600,000 $150,000 $6,514 3.97%
    Augusta-Waterville, ME (FHA|USDA|VA) 2 $590,000 $295,000 $6,153 3.81%
    TWIN FALLS, ID (FHA|USDA|VA) 3 $585,000 $195,000 $4,886 3.29%
    Laramie, WY (FHA|USDA|VA) 2 $570,000 $285,000 $6,911 2.81%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $565,000 $188,333 $7,572 4.17%
    FRESNO, CA (FHA|USDA|VA) 2 $560,000 $280,000 $7,065 3.37%
    BEND, OR (FHA|USDA|VA) 2 $550,000 $275,000 $4,400 3.00%
    Fort Morgan, CO (FHA|USDA|VA) 1 $545,000 $545,000 $4,046 3.00%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $545,000 $545,000 $8,207 2.75%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $540,000 $270,000 $4,144 2.75%
    McMinnville, TN (FHA|USDA|VA) 3 $535,000 $178,333 $3,453 2.50%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $535,000 $178,333 $5,789 3.13%
    Brownwood, TX (FHA|USDA|VA) 3 $535,000 $178,333 $9,487 3.46%
    Plainview, TX (FHA|USDA|VA) 2 $530,000 $265,000 $7,199 4.13%
    Astoria, OR (FHA|USDA|VA) 2 $510,000 $255,000 $0 3.13%
    Steamboat Springs, CO (FHA|USDA|VA) 2 $510,000 $255,000 $6,858 2.56%
    Sandpoint, ID (FHA|USDA|VA) 2 $500,000 $250,000 $3,414 2.69%
    Rock Springs, WY (FHA|USDA|VA) 2 $500,000 $250,000 $9,279 3.06%
    MORRISTOWN, TN (FHA|USDA|VA) 3 $495,000 $165,000 $3,800 3.71%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $485,000 $485,000 $3,887 5.13%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $470,000 $235,000 $5,802 2.94%
    Minot, ND (FHA|USDA|VA) 2 $470,000 $235,000 $5,911 2.88%
    LONGVIEW, WA (FHA|USDA|VA) 2 $470,000 $235,000 $4,674 2.69%
    MONROE, LA (FHA|USDA|VA) 3 $465,000 $155,000 $6,151 2.96%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $465,000 $465,000 $16,514 3.63%
    Show Low, AZ (FHA|USDA|VA) 2 $460,000 $230,000 $4,591 3.25%
    Morgan City, LA (FHA|USDA|VA) 4 $460,000 $115,000 $6,071 3.88%
    Norfolk, NE (FHA|USDA|VA) 4 $460,000 $115,000 $4,791 3.62%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $455,000 $151,667 $3,827 2.29%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $455,000 $455,000 $0 3.50%
    CORVALLIS, OR (FHA|USDA|VA) 1 $445,000 $445,000 $0 3.13%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $440,000 $220,000 $7,994 3.25%
    Okeechobee, FL (FHA|USDA|VA) 2 $430,000 $215,000 $10,850 3.38%
    Muskogee, OK (FHA|USDA|VA) 2 $430,000 $215,000 $4,677 3.00%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $430,000 $215,000 $7,731 4.75%
    Payson, AZ (FHA|USDA|VA) 2 $430,000 $215,000 $5,088 3.88%
    ROCKY MOUNT, NC (FHA|USDA|VA) 2 $430,000 $215,000 $7,606 3.19%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $430,000 $215,000 $8,723 3.44%
    Arcadia, FL (FHA|USDA|VA) 1 $425,000 $425,000 $6,864 3.50%
    JACKSONVILLE, NC (FHA|USDA|VA) 2 $420,000 $210,000 $4,007 2.81%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $420,000 $210,000 $4,083 2.44%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $415,000 $415,000 $0 3.50%
    TOLEDO, OH (FHA|USDA|VA) 3 $395,000 $131,667 $4,732 3.29%
    Ellensburg, WA (FHA|USDA|VA) 1 $395,000 $395,000 $2,871 2.38%
    Ketchikan, AK (FHA|USDA|VA) 1 $395,000 $395,000 $10,853 2.75%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $390,000 $195,000 $14,131 3.25%
    Palestine, TX (FHA|USDA|VA) 2 $390,000 $195,000 $7,493 2.75%
    TERRE HAUTE, IN (FHA|USDA|VA) 1 $385,000 $385,000 $17,323 3.25%
    Scottsbluff, NE (FHA|USDA|VA) 3 $385,000 $128,333 $6,865 3.41%
    Roseburg, OR (FHA|USDA|VA) 1 $375,000 $375,000 $0 3.49%
    Brainerd, MN (FHA|USDA|VA) 1 $375,000 $375,000 $3,670 2.63%
    MOBILE, AL (FHA|USDA|VA) 2 $370,000 $185,000 $3,926 2.81%
    Clewiston, FL (FHA|USDA|VA) 2 $370,000 $185,000 $6,796 3.69%
    Wooster, OH (FHA|USDA|VA) 3 $365,000 $121,667 $4,636 3.13%
    MADISON, WI (FHA|USDA|VA) 1 $365,000 $365,000 $4,442 2.25%
    LOGAN, UT-ID (FHA|USDA|VA) 1 $365,000 $365,000 $6,987 3.13%
    BOULDER, CO (FHA|USDA|VA) 1 $355,000 $355,000 $10,271 3.25%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $355,000 $355,000 $14,857 3.25%
    Lamesa, TX (FHA|USDA|VA) 3 $355,000 $118,333 $7,635 3.63%
    Port Angeles, WA (FHA|USDA|VA) 1 $345,000 $345,000 $12,003 3.25%
    Tahlequah, OK (FHA|USDA|VA) 1 $345,000 $345,000 $5,258 2.99%
    CASPER, WY (FHA|USDA|VA) 2 $340,000 $170,000 $2,033 3.31%
    GAINESVILLE, FL (FHA|USDA|VA) 2 $340,000 $170,000 $4,785 3.63%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $335,000 $335,000 $4,673 2.50%
    ROCHESTER, MN (FHA|USDA|VA) 1 $325,000 $325,000 $10,988 3.25%
    Morehead City, NC (FHA|USDA|VA) 1 $325,000 $325,000 $4,752 3.50%
    Clovis, NM (FHA|USDA|VA) 2 $320,000 $160,000 $7,477 2.75%
    Somerset, KY (FHA|USDA|VA) 2 $320,000 $160,000 $5,610 3.25%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $320,000 $160,000 $0 3.31%
    CHICO, CA (FHA|USDA|VA) 1 $315,000 $315,000 $4,348 3.00%
    Prineville, OR (FHA|USDA|VA) 1 $315,000 $315,000 $7,810 2.38%
    RACINE, WI (FHA|USDA|VA) 1 $305,000 $305,000 $5,152 2.99%
    Marshalltown, IA (FHA|USDA|VA) 1 $305,000 $305,000 $3,852 2.88%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $300,000 $150,000 $7,085 2.69%
    COLUMBUS, OH (FHA|USDA|VA) 2 $300,000 $150,000 $6,150 2.75%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $295,000 $295,000 $5,319 3.38%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $295,000 $295,000 $4,009 2.88%
    RAPID CITY, SD (FHA|USDA|VA) 2 $290,000 $145,000 $4,711 3.56%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $285,000 $285,000 $10,966 2.75%
    Natchitoches, LA (FHA|USDA|VA) 1 $285,000 $285,000 $4,742 3.38%
    Juneau, AK (FHA|USDA|VA) 1 $275,000 $275,000 $5,435 3.25%
    Wilson, NC (FHA|USDA|VA) 2 $270,000 $135,000 $5,890 2.69%
    Kearney, NE (FHA|USDA|VA) 1 $265,000 $265,000 $8,121 3.00%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $265,000 $265,000 $5,141 2.63%
    MANKATO, MN (FHA|USDA|VA) 1 $265,000 $265,000 $5,383 2.25%
    TOPEKA, KS (FHA|USDA|VA) 2 $260,000 $130,000 $5,255 3.25%
    Carroll, IA (FHA|USDA|VA) 2 $260,000 $130,000 $4,986 3.06%
    Del Rio, TX (FHA|USDA|VA) 1 $255,000 $255,000 $11,233 3.50%
    Bartlesville, OK (FHA|USDA|VA) 1 $255,000 $255,000 $4,456 4.75%
    BAKERSFIELD, CA (FHA|USDA|VA) 1 $255,000 $255,000 $4,287 2.63%
    ENID, OK (FHA|USDA|VA) 1 $255,000 $255,000 $4,251 4.25%
    Wabash, IN (FHA|USDA|VA) 2 $250,000 $125,000 $2,529 2.94%
    GREAT FALLS, MT (FHA|USDA|VA) 1 $245,000 $245,000 $4,111 4.75%
    LAWTON, OK (FHA|USDA|VA) 1 $245,000 $245,000 $10,964 4.75%
    Salem, OH (FHA|USDA|VA) 2 $240,000 $120,000 $6,537 3.25%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $240,000 $120,000 $4,581 3.38%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $240,000 $120,000 $3,272 3.75%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.25%
    Pecos, TX (FHA|USDA|VA) 1 $225,000 $225,000 $9,697 2.75%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $225,000 $225,000 $7,494 3.25%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $220,000 $110,000 $5,295 4.00%
    Richmond-Berea, KY (FHA|USDA|VA) 1 $215,000 $215,000 $3,906 2.50%
    COLUMBUS, IN (FHA|USDA|VA) 1 $215,000 $215,000 $6,307 2.38%
    Nogales, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $9,716 3.13%
    Blytheville, AR (FHA|USDA|VA) 1 $215,000 $215,000 $6,936 4.13%
    Silver City, NM (FHA|USDA|VA) 2 $210,000 $105,000 $0 4.06%
    Cullman, AL (FHA|USDA|VA) 1 $205,000 $205,000 $7,539 3.25%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $205,000 $205,000 $12,221 3.75%
    Pella, IA (FHA|USDA|VA) 1 $205,000 $205,000 $7,502 2.50%
    Greeneville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $3,895 3.25%
    Coshocton, OH (FHA|USDA|VA) 2 $200,000 $100,000 $4,140 4.00%
    Richmond, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,766 3.25%
    London, KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,447 2.88%
    Oak Harbor, WA (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.38%
    SIOUX FALLS, SD (FHA|USDA|VA) 1 $195,000 $195,000 $5,916 4.25%
    DOTHAN, AL (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.63%
    Ponca City, OK (FHA|USDA|VA) 2 $180,000 $90,000 $4,282 2.56%
    Warrensburg, MO (FHA|USDA|VA) 1 $175,000 $175,000 $3,540 3.00%
    Moses Lake, WA (FHA|USDA|VA) 1 $175,000 $175,000 $3,322 3.50%
    Cedar City, UT (FHA|USDA|VA) 1 $175,000 $175,000 $2,410 2.50%
    Sterling, CO (FHA|USDA|VA) 1 $165,000 $165,000 $4,037 2.50%
    Lewisburg, TN (FHA|USDA|VA) 1 $165,000 $165,000 $8,598 2.88%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $165,000 $165,000 $5,226 3.25%
    Vernal, UT (FHA|USDA|VA) 1 $165,000 $165,000 $5,586 2.88%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $165,000 $165,000 $4,353 2.88%
    SALT LAKE CITY, UT (FHA|USDA|VA) 1 $155,000 $155,000 $1,808 2.63%
    KANKAKEE, IL (FHA|USDA|VA) 1 $155,000 $155,000 $8,378 3.13%
    Columbus, MS (FHA|USDA|VA) 1 $155,000 $155,000 $3,364 2.50%
    Grants, NM (FHA|USDA|VA) 1 $155,000 $155,000 $2,678 2.75%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $155,000 $155,000 $2,376 3.13%
    REDDING, CA (FHA|USDA|VA) 1 $145,000 $145,000 $7,010 2.50%
    Forest City, NC (FHA|USDA|VA) 1 $145,000 $145,000 $1,047 4.00%
    Hope, AR (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.75%
    Jasper, IN (FHA|USDA|VA) 1 $145,000 $145,000 $6,433 2.75%
    WILLIAMSPORT, PA (FHA|USDA|VA) 1 $145,000 $145,000 $5,698 3.00%
    YAKIMA, WA (FHA|USDA|VA) 1 $145,000 $145,000 $2,572 3.88%
    Fergus Falls, MN (FHA|USDA|VA) 1 $135,000 $135,000 $2,999 2.25%
    Vincennes, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,307 3.63%
    Fort Dodge, IA (FHA|USDA|VA) 1 $125,000 $125,000 $4,915 2.38%
    Ottawa, IL (FHA|USDA|VA) 1 $125,000 $125,000 $6,845 4.00%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,158 3.25%
    Orangeburg, SC (FHA|USDA|VA) 1 $125,000 $125,000 $3,287 2.25%
    JACKSON, TN (FHA|USDA|VA) 1 $125,000 $125,000 $3,310 2.25%
    Camden, AR (FHA|USDA|VA) 1 $115,000 $115,000 $4,815 3.25%
    Beatrice, NE (FHA|USDA|VA) 1 $115,000 $115,000 $4,265 4.25%
    READING, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,993 2.38%
    Rockingham, NC (FHA|USDA|VA) 1 $115,000 $115,000 $5,527 3.13%
    Sanford, NC (FHA|USDA|VA) 1 $115,000 $115,000 $5,512 3.63%
    Zapata, TX (FHA|USDA|VA) 1 $105,000 $105,000 $6,820 4.63%
    WINSTON-SALEM, NC (FHA|USDA|VA) 1 $105,000 $105,000 $7,058 2.99%
    Mount Sterling, KY (FHA|USDA|VA) 1 $95,000 $95,000 $5,418 5.13%
    Sweetwater, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,560 3.00%
    McComb, MS (FHA|USDA|VA) 1 $95,000 $95,000 $5,789 3.00%
    GRAND ISLAND, NE (FHA|USDA|VA) 1 $95,000 $95,000 $5,078 3.75%
    Middlesborough, KY (FHA|USDA|VA) 1 $85,000 $85,000 $4,857 3.75%
    Pottsville, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,647 3.75%
    Burlington, IA-IL (FHA|USDA|VA) 1 $65,000 $65,000 $4,155 4.00%
    Raymondville, TX (FHA|USDA|VA) 1 $65,000 $65,000 $5,972 2.75%
    PEORIA, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.63%
    Helena-West Helena, AR (FHA|USDA|VA) 1 $55,000 $55,000 $2,602 3.25%
    Ashland, OH (FHA|USDA|VA) 1 $45,000 $45,000 $3,261 2.75%
    Pittsburg, KS (FHA|USDA|VA) 1 $45,000 $45,000 $4,184 3.25%

    Amcap Mortgage Ltd.'s top markets include Houston, Dallas, San Antonio, Austin, and Miami among others.

    Similar Lenders

    We use machine learning to identify the top lenders compared against AMCAP MORTGAGE LTD. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    WESTERN COOPERATIVE CREDIT UNION
    Similarity Rank: 128
    First Central Credit Union
    Similarity Rank: 153
    First American Bank
    Similarity Rank: 155
    Los Angeles Federal Credit Union
    Similarity Rank: 170
    First Credit Union
    Similarity Rank: 180
    Unify Home Lending Inc.
    Similarity Rank: 195
    BTH Bank
    Similarity Rank: 220
    WESTSTAR MORTGAGE CORPORATION
    Similarity Rank: 272
    AAXY L.L.C.
    Similarity Rank: 486
    First State Bank
    Similarity Rank: 496

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 11,622 $3,159,830,000 $271,883 $5,581 3.14%
    FHA 5,754 $1,320,520,000 $229,496 $9,988 3.47%
    VA 1,736 $573,130,000 $330,144 $9,264 3.08%
    USDA 359 $65,355,000 $182,047 $6,462 3.05%
    FHA 16 $2,380,000 $148,750 $0 2.68%

    For 2021, Amcap Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 11,622 originations. Their 2nd most popular type was FHA, with 5,754 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 14,172 $3,732,600,000 $263,378 $7,846 3.31%
    Refi 3,353 $865,095,000 $258,006 $5,322 2.90%
    Cash Out Refi 1,962 $523,520,000 $266,830 $6,157 3.27%

    For 2021, Amcap Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 14,172 originations. The 2nd most popular reason was Refi, with 3,353 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 17,850 $4,766,300,000 $267,020 $7,472 3.28%
    15 Year 1,136 $253,020,000 $222,729 $4,757 2.56%
    20 Year 314 $73,490,000 $234,045 $5,165 3.01%
    Other 99 $20,335,000 $205,404 $4,832 3.02%
    10 Year 86 $8,060,000 $93,721 $2,381 2.54%
    30+ year 2 $10,000 $5,000 $0 5.13%

    For 2021, Amcap Mortgage Ltd.'s most frequently cited loan duration was 30 Year, with 17,850 originations. The 2nd most popular length was 15 Year, with 1,136 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 9,452 $2,494,420,000 $263,904
    $2k-3k 3,346 $810,590,000 $242,256
    $5k+ 1,992 $703,810,000 $353,318
    $3k-4k 1,877 $475,395,000 $253,274
    $4k-5k 1,150 $326,990,000 $284,339
    $<1k 649 $98,785,000 $152,211

    Amcap Mortgage Ltd.'s average total fees were $7,472, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 9,452 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 10,049 $2,660,815,000 $264,784
    2.5-3% 6,039 $1,681,945,000 $278,514
    <2.5% 1,777 $451,695,000 $254,190
    4-5% 1,282 $274,190,000 $213,877
    5-6% 311 $52,255,000 $168,023

    During 2021, Amcap Mortgage Ltd.'s average interest rate for loans was 3.28%, while their most frequently originated rate bucket for loans was 3-4%, with 10,049 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10,382 $2,903,330,000 $279,650 $7,768 3.22%
    $100k-200k 5,640 $892,160,000 $158,184 $5,892 3.30%
    $400k-600k 2,250 $1,070,530,000 $475,791 $8,451 3.11%
    $100,000 or less 972 $59,250,000 $60,957 $3,511 3.24%
    $600k-1MM 216 $156,860,000 $726,204 $13,402 3.14%
    $1MM+ 27 $39,085,000 $1,447,593 $25,515 3.06%

    2021 saw Amcap Mortgage Ltd. place emphasis on $200k-400k loans with 10,382 originations, totaling $2,903,330,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 5,261 $1,138,545,000 $216,412 $7,171 3.28%
    $100k-150k 4,225 $1,299,965,000 $307,684 $7,598 3.21%
    $75k-100k 3,842 $1,003,580,000 $261,213 $7,710 3.26%
    $50k or less 2,951 $479,175,000 $162,377 $5,952 3.25%
    $150k-250k 2,284 $829,280,000 $363,082 $7,472 3.16%
    $250k+ 806 $337,690,000 $418,970 $8,154 3.15%

    Amcap Mortgage Ltd. lent most frequently to those with incomes in the $50k-75k range, with 5,261 originations. The second most popular income band? $100k-150k, with 4,225 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 3,194 $842,620,000 $263,813 $6,728 3.20%
    20-30% 2,986 $771,030,000 $258,215 $6,129 3.13%
    50-60% 1,989 $519,605,000 $261,239 $10,212 3.32%
    <20% 888 $212,130,000 $238,885 $5,225 3.05%
    44% 867 $230,225,000 $265,542 $7,268 3.28%
    43% 817 $217,435,000 $266,138 $7,266 3.27%
    41% 809 $219,015,000 $270,723 $7,406 3.32%
    42% 793 $215,005,000 $271,129 $7,488 3.29%
    49% 759 $203,185,000 $267,701 $7,721 3.27%
    45% 725 $192,565,000 $265,607 $7,621 3.30%
    38% 710 $182,040,000 $256,394 $6,826 3.30%
    39% 707 $186,455,000 $263,727 $6,952 3.29%
    40% 702 $178,250,000 $253,917 $7,168 3.28%
    37% 685 $177,805,000 $259,569 $6,828 3.26%
    36% 653 $169,335,000 $259,319 $6,886 3.23%
    47% 635 $172,505,000 $271,661 $7,990 3.32%
    48% 626 $168,600,000 $269,329 $7,824 3.32%
    46% 601 $162,955,000 $271,140 $7,692 3.29%
    >60% 215 $66,465,000 $309,140 $7,143 2.74%

    Amcap Mortgage Ltd. lent most frequently to those with DTI ratios of 30-36%, with 3,194 originations. The next most common DTI ratio? 20-30%, with 2,986 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 14,997 $3,896,265,000 $259,803 $7,046 3.24%
    Black 1,789 $472,055,000 $263,865 $8,798 3.31%
    Not provided 1,348 $363,860,000 $269,926 $7,983 3.21%
    Asian 944 $289,970,000 $307,172 $6,462 3.05%
    American Indian 287 $64,405,000 $224,408 $6,829 3.34%
    Asian Indian 36 $11,150,000 $309,722 $6,314 3.07%
    Other Asian 28 $7,760,000 $277,143 $6,683 3.07%
    Native Hawaiian or Islander 28 $6,510,000 $232,500 $7,303 3.30%
    Chinese 10 $3,260,000 $326,000 $5,572 2.91%
    Filipino 8 $2,310,000 $288,750 $8,151 3.28%
    Other Pacific Islander 6 $2,010,000 $335,000 $7,908 3.50%
    Vietnamese 2 $600,000 $300,000 $10,505 3.31%
    Japanese 2 $590,000 $295,000 $10,837 3.13%
    Native Hawaiian 1 $285,000 $285,000 $13,490 2.50%
    Samoan 1 $185,000 $185,000 $5,465 4.63%

    Approval Rates

    Total approvals of all applications
    94.33%

    Amcap Mortgage Ltd. has an average approval rate.

    Pick Rate

    Approvals leading to origination
    72.05%

    Amcap Mortgage Ltd. has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 19,487 $5,121,215,000 $262,802

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    19,487 $5,121,215,000 $262,802

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 382 $70,450,000 $184,424 $4,630 2.86%
    40-60% 1,403 $338,535,000 $241,294 $5,060 2.98%
    60-80% 4,839 $1,346,815,000 $278,325 $5,883 3.19%
    80-100% 12,103 $3,199,315,000 $264,341 $7,898 3.31%
    Over 100% 379 $128,665,000 $339,485 $15,583 3.10%
    Under 20% 263 $4,445,000 $16,901 $542 2.74%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Amcap Investments, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 12.5%
    Amcap Investments, LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 12.5%
    Amcap Investments, LLC FHA mortgage Closing on a mortgage 1 12.5%
    Amcap Investments, LLC FHA mortgage Trouble during payment process 2 25.0%
    Amcap Investments, LLC Reverse mortgage Closing on a mortgage 1 12.5%
    Amcap Investments, LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 12.5%
    Amcap Investments, LLC VA mortgage Closing on a mortgage 1 12.5%