Amcap Mortgage Ltd. Rates, Fees & Info

HOUSTON, TX

LEI: 549300ONBM4MGXXBTA44

Tax ID: 32-0016270

1.9 stars - out of 5 stars, based on 140 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Amcap Mortgage Ltd. is a mid-sized mortgage company specializing in Home Purchase loans. Amcap Mortgage Ltd. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Houston, Dallas, San Antonio, Austin, and Miami among others. Amcap Mortgage Ltd. has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Amcap Mortgage Ltd. is typically a high fee lendor.


Originations

19,487

Origination Dollar Volume (All Markets)

$5,121,215,000
Show all (21) awards

Relative Rate

Amcap Mortgage Ltd.'s average 30 year fixed rate mortgage of loans were 3.28%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.13%.

Relative Fees

Amcap Mortgage Ltd.'s average total fees for a 30 year fixed rate mortgage are $7,472.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 4,162 $1,125,940,000 $270,529 $7,341 3.14%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2,457 $693,765,000 $282,363 $7,653 3.22%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2,065 $563,715,000 $272,985 $7,923 3.26%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1,088 $379,430,000 $348,741 $7,183 3.16%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 673 $222,795,000 $331,048 $10,176 3.29%
Outside of Metro Areas 964 $207,260,000 $215,000 $6,603 3.35%
GRAND JUNCTION, CO (FHA|USDA|VA) 454 $122,120,000 $268,987 $4,968 3.10%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 550 $108,500,000 $197,273 $8,815 3.28%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 187 $75,725,000 $404,947 $6,655 3.13%
AMARILLO, TX (FHA|USDA|VA) 374 $75,020,000 $200,588 $8,223 3.43%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 278 $66,500,000 $239,209 $5,422 3.22%
BOISE CITY, ID (FHA|USDA|VA) 199 $62,555,000 $314,347 $8,189 3.26%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 108 $50,070,000 $463,611 $8,117 3.05%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 162 $48,210,000 $297,593 $4,863 3.16%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 113 $44,355,000 $392,522 $7,077 3.20%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 189 $44,155,000 $233,624 $7,171 3.34%
FARMINGTON, NM (FHA|USDA|VA) 252 $39,420,000 $156,429 $5,107 3.50%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 203 $37,745,000 $185,936 $4,874 3.23%
OKLAHOMA CITY, OK (FHA|USDA|VA) 172 $37,450,000 $217,733 $6,083 3.32%
Cookeville, TN (FHA|USDA|VA) 167 $36,405,000 $217,994 $4,549 3.22%
ODESSA, TX (FHA|USDA|VA) 168 $36,010,000 $214,345 $8,477 3.59%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 153 $34,455,000 $225,196 $7,366 3.46%
BATON ROUGE, LA (FHA|USDA|VA) 162 $34,420,000 $212,469 $7,440 3.16%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 56 $30,820,000 $550,357 $9,302 3.06%
MIDLAND, TX (FHA|USDA|VA) 112 $30,710,000 $274,196 $9,084 3.47%
Lufkin, TX (FHA|USDA|VA) 158 $30,290,000 $191,709 $5,788 3.17%
CORPUS CHRISTI, TX (FHA|USDA|VA) 133 $30,205,000 $227,105 $7,917 3.32%
TUCSON, AZ (FHA|USDA|VA) 127 $29,995,000 $236,181 $6,246 3.17%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 75 $28,625,000 $381,667 $8,793 2.98%
Roswell, NM (FHA|USDA|VA) 174 $25,750,000 $147,989 $4,769 3.46%
JACKSONVILLE, FL (FHA|USDA|VA) 66 $21,520,000 $326,061 $7,456 3.12%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 60 $21,120,000 $352,000 $6,138 2.91%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 81 $19,785,000 $244,259 $6,046 3.19%
ALBUQUERQUE, NM (FHA|USDA|VA) 112 $19,600,000 $175,000 $5,884 3.45%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 71 $18,075,000 $254,577 $6,748 2.98%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 68 $16,420,000 $241,471 $5,065 2.93%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 91 $15,665,000 $172,143 $7,812 3.48%
LONGVIEW, TX (FHA|USDA|VA) 74 $14,700,000 $198,649 $6,754 3.22%
WACO, TX (FHA|USDA|VA) 62 $14,250,000 $229,839 $7,741 3.36%
KNOXVILLE, TN (FHA|USDA|VA) 67 $14,215,000 $212,164 $5,159 3.01%
ALEXANDRIA, LA (FHA|USDA|VA) 71 $13,615,000 $191,761 $7,659 3.39%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 44 $13,510,000 $307,045 $4,780 2.81%
LAS CRUCES, NM (FHA|USDA|VA) 78 $13,020,000 $166,923 $6,102 3.28%
Bedford, IN (FHA|USDA|VA) 75 $12,835,000 $171,133 $4,651 3.08%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 47 $12,725,000 $270,745 $9,126 3.28%
TYLER, TX (FHA|USDA|VA) 57 $12,635,000 $221,667 $6,779 3.29%
VICTORIA, TX (FHA|USDA|VA) 44 $12,390,000 $281,591 $8,025 3.17%
Hereford, TX (FHA|USDA|VA) 65 $11,675,000 $179,615 $9,417 3.52%
Andrews, TX (FHA|USDA|VA) 46 $10,680,000 $232,174 $8,192 3.52%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 42 $10,000,000 $238,095 $6,663 3.17%
Williston, ND (FHA|USDA|VA) 38 $9,940,000 $261,579 $6,272 3.07%
ANCHORAGE, AK (FHA|USDA|VA) 32 $9,890,000 $309,063 $6,613 2.90%
TULSA, OK (FHA|USDA|VA) 49 $9,545,000 $194,796 $5,472 3.52%
CANTON-MASSILLON, OH (FHA|USDA|VA) 65 $8,925,000 $137,308 $4,852 3.37%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 40 $7,890,000 $197,250 $6,118 3.18%
Granbury, TX (FHA|USDA|VA) 36 $7,830,000 $217,500 $7,796 3.32%
SHERMAN-DENISON, TX (FHA|USDA|VA) 35 $7,795,000 $222,714 $7,658 3.44%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 28 $7,190,000 $256,786 $8,072 3.28%
GREELEY, CO (FHA|USDA|VA) 20 $6,890,000 $344,500 $6,713 3.44%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 26 $6,750,000 $259,615 $7,848 3.13%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 18 $6,610,000 $367,222 $7,535 3.09%
El Campo, TX (FHA|USDA|VA) 25 $6,255,000 $250,200 $7,932 3.22%
SALINAS, CA (FHA|USDA|VA) 15 $6,145,000 $409,667 $7,726 3.02%
LUBBOCK, TX (FHA|USDA|VA) 33 $6,145,000 $186,212 $8,495 3.51%
Huntsville, TX (FHA|USDA|VA) 26 $6,010,000 $231,154 $7,581 3.38%
Carlsbad-Artesia, NM (FHA|USDA|VA) 27 $5,805,000 $215,000 $6,509 3.67%
Stillwater, OK (FHA|USDA|VA) 33 $5,765,000 $174,697 $5,104 3.33%
Alice, TX (FHA|USDA|VA) 34 $5,670,000 $166,765 $7,631 3.55%
Kerrville, TX (FHA|USDA|VA) 17 $5,595,000 $329,118 $7,906 3.26%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 10 $5,530,000 $553,000 $5,375 3.02%
Craig, CO (FHA|USDA|VA) 28 $5,470,000 $195,357 $4,555 3.04%
EL PASO, TX (FHA|USDA|VA) 27 $5,365,000 $198,704 $5,493 3.15%
Athens, TX (FHA|USDA|VA) 20 $5,350,000 $267,500 $7,317 3.41%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 21 $5,205,000 $247,857 $8,373 3.10%
Nacogdoches, TX (FHA|USDA|VA) 24 $5,050,000 $210,417 $6,567 3.45%
STOCKTON, CA (FHA|USDA|VA) 16 $5,020,000 $313,750 $6,786 3.25%
Glenwood Springs, CO (FHA|USDA|VA) 16 $5,000,000 $312,500 $5,641 3.16%
Bay City, TX (FHA|USDA|VA) 16 $4,580,000 $286,250 $7,743 3.21%
Arkadelphia, AR (FHA|USDA|VA) 32 $4,520,000 $141,250 $4,281 3.11%
LAFAYETTE, LA (FHA|USDA|VA) 24 $4,410,000 $183,750 $6,782 3.39%
Fredericksburg, TX (FHA|USDA|VA) 12 $4,400,000 $366,667 $7,872 3.23%
Montrose, CO (FHA|USDA|VA) 19 $4,275,000 $225,000 $4,374 2.99%
Helena, MT (FHA|USDA|VA) 14 $4,250,000 $303,571 $8,238 3.01%
VALLEJO, CA (FHA|USDA|VA) 8 $4,210,000 $526,250 $12,068 3.28%
Durango, CO (FHA|USDA|VA) 11 $4,175,000 $379,545 $5,687 3.26%
Gainesville, TX (FHA|USDA|VA) 13 $4,105,000 $315,769 $7,255 3.35%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 17 $3,975,000 $233,824 $6,819 3.40%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 12 $3,860,000 $321,667 $6,157 3.34%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 14 $3,780,000 $270,000 $6,599 2.73%
LAREDO, TX (FHA|USDA|VA) 16 $3,740,000 $233,750 $8,643 3.38%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 11 $3,705,000 $336,818 $9,242 3.20%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 15 $3,635,000 $242,333 $5,979 3.07%
BURLINGTON, NC (FHA|USDA|VA) 21 $3,595,000 $171,190 $4,080 3.01%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 13 $3,535,000 $271,923 $4,584 3.13%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 12 $3,400,000 $283,333 $7,295 3.04%
TEXARKANA, TX-AR (FHA|USDA|VA) 17 $3,155,000 $185,588 $6,889 3.40%
Pampa, TX (FHA|USDA|VA) 28 $3,140,000 $112,143 $6,696 3.76%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 10 $3,120,000 $312,000 $5,293 3.04%
LINCOLN, NE (FHA|USDA|VA) 15 $3,065,000 $204,333 $5,097 3.05%
Brenham, TX (FHA|USDA|VA) 10 $2,880,000 $288,000 $7,851 3.31%
Stephenville, TX (FHA|USDA|VA) 11 $2,755,000 $250,455 $7,692 3.35%
FORT COLLINS, CO (FHA|USDA|VA) 8 $2,740,000 $342,500 $5,869 3.03%
Rockport, TX (FHA|USDA|VA) 10 $2,690,000 $269,000 $5,867 3.50%
COLORADO SPRINGS, CO (FHA|USDA|VA) 8 $2,640,000 $330,000 $6,441 3.55%
PORT ST. LUCIE, FL (FHA|USDA|VA) 9 $2,585,000 $287,222 $9,499 3.15%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 12 $2,550,000 $212,500 $4,006 2.83%
Ruidoso, NM (FHA|USDA|VA) 13 $2,545,000 $195,769 $3,969 3.43%
Eagle Pass, TX (FHA|USDA|VA) 14 $2,540,000 $181,429 $7,298 3.60%
RALEIGH-CARY, NC (FHA|USDA|VA) 11 $2,515,000 $228,636 $5,435 2.83%
IOWA CITY, IA (FHA|USDA|VA) 10 $2,510,000 $251,000 $5,442 3.36%
Ontario, OR-ID (FHA|USDA|VA) 7 $2,445,000 $349,286 $10,644 3.46%
Borger, TX (FHA|USDA|VA) 17 $2,325,000 $136,765 $7,298 3.95%
Kingsville, TX (FHA|USDA|VA) 13 $2,245,000 $172,692 $5,915 3.09%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 11 $2,205,000 $200,455 $7,972 4.32%
Paris, TX (FHA|USDA|VA) 9 $2,105,000 $233,889 $10,034 3.46%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 6 $2,080,000 $346,667 $14,723 2.79%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 8 $1,970,000 $246,250 $6,633 3.56%
NAPA, CA (FHA|USDA|VA) 4 $1,950,000 $487,500 $11,189 3.31%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 7 $1,875,000 $267,857 $9,494 3.21%
Kalispell, MT (FHA|USDA|VA) 5 $1,855,000 $371,000 $7,811 3.88%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $1,800,000 $450,000 $4,796 3.37%
PITTSBURGH, PA (FHA|USDA|VA) 6 $1,750,000 $291,667 $8,057 3.50%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 4 $1,750,000 $437,500 $5,864 2.50%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 8 $1,750,000 $218,750 $5,116 2.84%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $1,745,000 $193,889 $4,449 3.21%
KANSAS CITY, MO-KS (FHA|USDA|VA) 7 $1,745,000 $249,286 $6,069 3.41%
SAN ANGELO, TX (FHA|USDA|VA) 7 $1,745,000 $249,286 $8,279 3.32%
Port Lavaca, TX (FHA|USDA|VA) 8 $1,710,000 $213,750 $8,403 3.48%
CEDAR RAPIDS, IA (FHA|USDA|VA) 8 $1,700,000 $212,500 $4,764 2.98%
AMES, IA (FHA|USDA|VA) 6 $1,680,000 $280,000 $7,480 2.92%
Shelton, WA (FHA|USDA|VA) 6 $1,660,000 $276,667 $6,126 3.10%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $1,630,000 $407,500 $4,178 2.87%
Mineral Wells, TX (FHA|USDA|VA) 7 $1,625,000 $232,143 $6,088 3.39%
Pearsall, TX (FHA|USDA|VA) 7 $1,615,000 $230,714 $6,102 3.61%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 9 $1,595,000 $177,222 $3,955 2.94%
Beeville, TX (FHA|USDA|VA) 4 $1,590,000 $397,500 $8,732 3.63%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,575,000 $225,000 $5,415 2.75%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4 $1,570,000 $392,500 $13,360 3.03%
ABILENE, TX (FHA|USDA|VA) 8 $1,560,000 $195,000 $8,905 3.63%
Jacksonville, TX (FHA|USDA|VA) 7 $1,535,000 $219,286 $5,918 3.07%
New Philadelphia-Dover, OH (FHA|USDA|VA) 11 $1,535,000 $139,545 $5,253 3.47%
Sevierville, TN (FHA|USDA|VA) 6 $1,510,000 $251,667 $4,923 3.38%
Key West, FL (FHA|USDA|VA) 4 $1,500,000 $375,000 $8,372 3.56%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 6 $1,490,000 $248,333 $7,055 3.15%
BLOOMINGTON, IN (FHA|USDA|VA) 10 $1,490,000 $149,000 $4,422 3.07%
Henderson, NC (FHA|USDA|VA) 7 $1,485,000 $212,143 $4,713 3.14%
OCALA, FL (FHA|USDA|VA) 6 $1,460,000 $243,333 $7,915 2.85%
HAMMOND, LA (FHA|USDA|VA) 8 $1,450,000 $181,250 $6,652 3.28%
Crossville, TN (FHA|USDA|VA) 8 $1,430,000 $178,750 $3,949 3.19%
LAKE CHARLES, LA (FHA|USDA|VA) 7 $1,425,000 $203,571 $9,599 3.23%
AKRON, OH (FHA|USDA|VA) 10 $1,370,000 $137,000 $4,062 3.60%
Dumas, TX (FHA|USDA|VA) 9 $1,365,000 $151,667 $6,883 3.74%
MODESTO, CA (FHA|USDA|VA) 6 $1,340,000 $223,333 $4,337 2.12%
PUEBLO, CO (FHA|USDA|VA) 6 $1,330,000 $221,667 $6,015 3.35%
BILLINGS, MT (FHA|USDA|VA) 4 $1,320,000 $330,000 $7,235 3.16%
Hobbs, NM (FHA|USDA|VA) 7 $1,295,000 $185,000 $4,568 3.16%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,280,000 $640,000 $4,663 3.25%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,270,000 $211,667 $5,823 3.02%
MISSOULA, MT (FHA|USDA|VA) 4 $1,240,000 $310,000 $7,493 3.06%
Corsicana, TX (FHA|USDA|VA) 7 $1,225,000 $175,000 $7,544 3.59%
SANTA FE, NM (FHA|USDA|VA) 5 $1,205,000 $241,000 $6,832 3.45%
THE VILLAGES, FL (FHA|USDA|VA) 3 $1,175,000 $391,667 $7,402 3.21%
FAYETTEVILLE, NC (FHA|USDA|VA) 8 $1,170,000 $146,250 $5,892 3.41%
Malvern, AR (FHA|USDA|VA) 10 $1,140,000 $114,000 $4,717 3.43%
Uvalde, TX (FHA|USDA|VA) 3 $1,135,000 $378,333 $6,563 3.54%
JACKSON, MS (FHA|USDA|VA) 3 $1,125,000 $375,000 $11,033 3.58%
PROVO-OREM, UT (FHA|USDA|VA) 3 $1,125,000 $375,000 $6,733 3.17%
DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $1,100,000 $183,333 $8,449 2.98%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $1,020,000 $255,000 $8,970 3.00%
Searcy, AR (FHA|USDA|VA) 7 $1,005,000 $143,571 $4,936 3.88%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $990,000 $495,000 $13,143 2.88%
CHEYENNE, WY (FHA|USDA|VA) 3 $985,000 $328,333 $3,957 2.33%
Fremont, NE (FHA|USDA|VA) 4 $980,000 $245,000 $6,184 3.25%
Russellville, AR (FHA|USDA|VA) 5 $975,000 $195,000 $6,470 3.48%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $975,000 $195,000 $5,040 3.15%
Mount Pleasant, TX (FHA|USDA|VA) 5 $955,000 $191,000 $7,361 3.93%
ST. LOUIS, MO-IL (FHA|USDA|VA) 5 $945,000 $189,000 $3,217 3.28%
FAIRBANKS, AK (FHA|USDA|VA) 4 $940,000 $235,000 $6,348 2.41%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $930,000 $465,000 $5,027 2.94%
WICHITA FALLS, TX (FHA|USDA|VA) 6 $930,000 $155,000 $6,316 3.21%
Ardmore, OK (FHA|USDA|VA) 4 $890,000 $222,500 $13,460 4.03%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $875,000 $291,667 $6,530 3.29%
Centralia, WA (FHA|USDA|VA) 2 $870,000 $435,000 $4,218 3.06%
HOT SPRINGS, AR (FHA|USDA|VA) 5 $865,000 $173,000 $5,815 3.43%
Outside of Metro Areas 2 $860,000 $430,000 $7,826 3.81%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $825,000 $275,000 $6,453 3.41%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $810,000 $405,000 $9,605 2.69%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $805,000 $268,333 $8,674 2.88%
Taos, NM (FHA|USDA|VA) 3 $805,000 $268,333 $8,873 4.08%
Jackson, WY-ID (FHA|USDA|VA) 1 $785,000 $785,000 $7,531 3.25%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $785,000 $261,667 $4,183 2.83%
Alamogordo, NM (FHA|USDA|VA) 6 $780,000 $130,000 $3,940 3.02%
DeRidder, LA (FHA|USDA|VA) 3 $775,000 $258,333 $8,944 4.17%
Mountain Home, ID (FHA|USDA|VA) 5 $775,000 $155,000 $4,345 3.06%
Rio Grande City-Roma, TX (FHA|USDA|VA) 6 $770,000 $128,333 $7,051 3.19%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $770,000 $385,000 $4,253 3.31%
McAlester, OK (FHA|USDA|VA) 2 $720,000 $360,000 $4,516 3.25%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $715,000 $238,333 $8,203 3.00%
Snyder, TX (FHA|USDA|VA) 4 $710,000 $177,500 $9,173 4.06%
Klamath Falls, OR (FHA|USDA|VA) 3 $705,000 $235,000 $4,521 2.67%
Lawrenceburg, TN (FHA|USDA|VA) 5 $695,000 $139,000 $7,752 2.93%
Sulphur Springs, TX (FHA|USDA|VA) 4 $690,000 $172,500 $7,405 4.19%
Edwards, CO (FHA|USDA|VA) 2 $690,000 $345,000 $2,881 3.44%
WICHITA, KS (FHA|USDA|VA) 5 $685,000 $137,000 $6,457 3.35%
Big Spring, TX (FHA|USDA|VA) 4 $670,000 $167,500 $8,396 3.72%
Bozeman, MT (FHA|USDA|VA) 2 $670,000 $335,000 $8,507 2.87%
SALEM, OR (FHA|USDA|VA) 2 $660,000 $330,000 $5,045 3.25%
Bonham, TX (FHA|USDA|VA) 2 $660,000 $330,000 $5,682 3.56%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $655,000 $218,333 $6,638 3.54%
EL CENTRO, CA (FHA|USDA|VA) 2 $650,000 $325,000 $5,844 2.81%
Shawnee, OK (FHA|USDA|VA) 3 $635,000 $211,667 $5,835 3.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $630,000 $157,500 $8,115 3.94%
Fort Polk South, LA (FHA|USDA|VA) 3 $625,000 $208,333 $8,296 3.83%
Aberdeen, WA (FHA|USDA|VA) 4 $620,000 $155,000 $1,829 2.31%
ST. GEORGE, UT (FHA|USDA|VA) 2 $620,000 $310,000 $3,530 2.81%
PANAMA CITY, FL (FHA|USDA|VA) 3 $615,000 $205,000 $8,217 2.96%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $610,000 $152,500 $6,894 3.88%
EspaƱola, NM (FHA|USDA|VA) 2 $600,000 $300,000 $11,781 3.94%
Opelousas, LA (FHA|USDA|VA) 4 $600,000 $150,000 $6,514 3.97%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $590,000 $295,000 $6,153 3.81%
TWIN FALLS, ID (FHA|USDA|VA) 3 $585,000 $195,000 $4,886 3.29%
Laramie, WY (FHA|USDA|VA) 2 $570,000 $285,000 $6,911 2.81%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $565,000 $188,333 $7,572 4.17%
FRESNO, CA (FHA|USDA|VA) 2 $560,000 $280,000 $7,065 3.37%
BEND, OR (FHA|USDA|VA) 2 $550,000 $275,000 $4,400 3.00%
Fort Morgan, CO (FHA|USDA|VA) 1 $545,000 $545,000 $4,046 3.00%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $545,000 $545,000 $8,207 2.75%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $540,000 $270,000 $4,144 2.75%
McMinnville, TN (FHA|USDA|VA) 3 $535,000 $178,333 $3,453 2.50%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $535,000 $178,333 $5,789 3.13%
Brownwood, TX (FHA|USDA|VA) 3 $535,000 $178,333 $9,487 3.46%
Plainview, TX (FHA|USDA|VA) 2 $530,000 $265,000 $7,199 4.13%
Astoria, OR (FHA|USDA|VA) 2 $510,000 $255,000 $0 3.13%
Steamboat Springs, CO (FHA|USDA|VA) 2 $510,000 $255,000 $6,858 2.56%
Sandpoint, ID (FHA|USDA|VA) 2 $500,000 $250,000 $3,414 2.69%
Rock Springs, WY (FHA|USDA|VA) 2 $500,000 $250,000 $9,279 3.06%
MORRISTOWN, TN (FHA|USDA|VA) 3 $495,000 $165,000 $3,800 3.71%
GOLDSBORO, NC (FHA|USDA|VA) 1 $485,000 $485,000 $3,887 5.13%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $470,000 $235,000 $5,802 2.94%
Minot, ND (FHA|USDA|VA) 2 $470,000 $235,000 $5,911 2.88%
LONGVIEW, WA (FHA|USDA|VA) 2 $470,000 $235,000 $4,674 2.69%
MONROE, LA (FHA|USDA|VA) 3 $465,000 $155,000 $6,151 2.96%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $465,000 $465,000 $16,514 3.63%
Show Low, AZ (FHA|USDA|VA) 2 $460,000 $230,000 $4,591 3.25%
Morgan City, LA (FHA|USDA|VA) 4 $460,000 $115,000 $6,071 3.88%
Norfolk, NE (FHA|USDA|VA) 4 $460,000 $115,000 $4,791 3.62%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $455,000 $151,667 $3,827 2.29%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $455,000 $455,000 $0 3.50%
CORVALLIS, OR (FHA|USDA|VA) 1 $445,000 $445,000 $0 3.13%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $440,000 $220,000 $7,994 3.25%
Okeechobee, FL (FHA|USDA|VA) 2 $430,000 $215,000 $10,850 3.38%
Muskogee, OK (FHA|USDA|VA) 2 $430,000 $215,000 $4,677 3.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $430,000 $215,000 $7,731 4.75%
Payson, AZ (FHA|USDA|VA) 2 $430,000 $215,000 $5,088 3.88%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $430,000 $215,000 $7,606 3.19%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $430,000 $215,000 $8,723 3.44%
Arcadia, FL (FHA|USDA|VA) 1 $425,000 $425,000 $6,864 3.50%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $420,000 $210,000 $4,007 2.81%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $420,000 $210,000 $4,083 2.44%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $415,000 $415,000 $0 3.50%
TOLEDO, OH (FHA|USDA|VA) 3 $395,000 $131,667 $4,732 3.29%
Ellensburg, WA (FHA|USDA|VA) 1 $395,000 $395,000 $2,871 2.38%
Ketchikan, AK (FHA|USDA|VA) 1 $395,000 $395,000 $10,853 2.75%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $390,000 $195,000 $14,131 3.25%
Palestine, TX (FHA|USDA|VA) 2 $390,000 $195,000 $7,493 2.75%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $385,000 $385,000 $17,323 3.25%
Scottsbluff, NE (FHA|USDA|VA) 3 $385,000 $128,333 $6,865 3.41%
Roseburg, OR (FHA|USDA|VA) 1 $375,000 $375,000 $0 3.49%
Brainerd, MN (FHA|USDA|VA) 1 $375,000 $375,000 $3,670 2.63%
MOBILE, AL (FHA|USDA|VA) 2 $370,000 $185,000 $3,926 2.81%
Clewiston, FL (FHA|USDA|VA) 2 $370,000 $185,000 $6,796 3.69%
Wooster, OH (FHA|USDA|VA) 3 $365,000 $121,667 $4,636 3.13%
MADISON, WI (FHA|USDA|VA) 1 $365,000 $365,000 $4,442 2.25%
LOGAN, UT-ID (FHA|USDA|VA) 1 $365,000 $365,000 $6,987 3.13%
BOULDER, CO (FHA|USDA|VA) 1 $355,000 $355,000 $10,271 3.25%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $355,000 $355,000 $14,857 3.25%
Lamesa, TX (FHA|USDA|VA) 3 $355,000 $118,333 $7,635 3.63%
Port Angeles, WA (FHA|USDA|VA) 1 $345,000 $345,000 $12,003 3.25%
Tahlequah, OK (FHA|USDA|VA) 1 $345,000 $345,000 $5,258 2.99%
CASPER, WY (FHA|USDA|VA) 2 $340,000 $170,000 $2,033 3.31%
GAINESVILLE, FL (FHA|USDA|VA) 2 $340,000 $170,000 $4,785 3.63%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $335,000 $335,000 $4,673 2.50%
ROCHESTER, MN (FHA|USDA|VA) 1 $325,000 $325,000 $10,988 3.25%
Morehead City, NC (FHA|USDA|VA) 1 $325,000 $325,000 $4,752 3.50%
Clovis, NM (FHA|USDA|VA) 2 $320,000 $160,000 $7,477 2.75%
Somerset, KY (FHA|USDA|VA) 2 $320,000 $160,000 $5,610 3.25%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $320,000 $160,000 $0 3.31%
CHICO, CA (FHA|USDA|VA) 1 $315,000 $315,000 $4,348 3.00%
Prineville, OR (FHA|USDA|VA) 1 $315,000 $315,000 $7,810 2.38%
RACINE, WI (FHA|USDA|VA) 1 $305,000 $305,000 $5,152 2.99%
Marshalltown, IA (FHA|USDA|VA) 1 $305,000 $305,000 $3,852 2.88%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $300,000 $150,000 $7,085 2.69%
COLUMBUS, OH (FHA|USDA|VA) 2 $300,000 $150,000 $6,150 2.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $295,000 $295,000 $5,319 3.38%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $295,000 $295,000 $4,009 2.88%
RAPID CITY, SD (FHA|USDA|VA) 2 $290,000 $145,000 $4,711 3.56%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $285,000 $285,000 $10,966 2.75%
Natchitoches, LA (FHA|USDA|VA) 1 $285,000 $285,000 $4,742 3.38%
Juneau, AK (FHA|USDA|VA) 1 $275,000 $275,000 $5,435 3.25%
Wilson, NC (FHA|USDA|VA) 2 $270,000 $135,000 $5,890 2.69%
Kearney, NE (FHA|USDA|VA) 1 $265,000 $265,000 $8,121 3.00%
GETTYSBURG, PA (FHA|USDA|VA) 1 $265,000 $265,000 $5,141 2.63%
MANKATO, MN (FHA|USDA|VA) 1 $265,000 $265,000 $5,383 2.25%
TOPEKA, KS (FHA|USDA|VA) 2 $260,000 $130,000 $5,255 3.25%
Carroll, IA (FHA|USDA|VA) 2 $260,000 $130,000 $4,986 3.06%
Del Rio, TX (FHA|USDA|VA) 1 $255,000 $255,000 $11,233 3.50%
Bartlesville, OK (FHA|USDA|VA) 1 $255,000 $255,000 $4,456 4.75%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $255,000 $255,000 $4,287 2.63%
ENID, OK (FHA|USDA|VA) 1 $255,000 $255,000 $4,251 4.25%
Wabash, IN (FHA|USDA|VA) 2 $250,000 $125,000 $2,529 2.94%
GREAT FALLS, MT (FHA|USDA|VA) 1 $245,000 $245,000 $4,111 4.75%
LAWTON, OK (FHA|USDA|VA) 1 $245,000 $245,000 $10,964 4.75%
Salem, OH (FHA|USDA|VA) 2 $240,000 $120,000 $6,537 3.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $240,000 $120,000 $4,581 3.38%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $240,000 $120,000 $3,272 3.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.25%
Pecos, TX (FHA|USDA|VA) 1 $225,000 $225,000 $9,697 2.75%
ASHEVILLE, NC (FHA|USDA|VA) 1 $225,000 $225,000 $7,494 3.25%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $220,000 $110,000 $5,295 4.00%
Richmond-Berea, KY (FHA|USDA|VA) 1 $215,000 $215,000 $3,906 2.50%
COLUMBUS, IN (FHA|USDA|VA) 1 $215,000 $215,000 $6,307 2.38%
Nogales, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $9,716 3.13%
Blytheville, AR (FHA|USDA|VA) 1 $215,000 $215,000 $6,936 4.13%
Silver City, NM (FHA|USDA|VA) 2 $210,000 $105,000 $0 4.06%
Cullman, AL (FHA|USDA|VA) 1 $205,000 $205,000 $7,539 3.25%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $205,000 $205,000 $12,221 3.75%
Pella, IA (FHA|USDA|VA) 1 $205,000 $205,000 $7,502 2.50%
Greeneville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $3,895 3.25%
Coshocton, OH (FHA|USDA|VA) 2 $200,000 $100,000 $4,140 4.00%
Richmond, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,766 3.25%
London, KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,447 2.88%
Oak Harbor, WA (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.38%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $195,000 $195,000 $5,916 4.25%
DOTHAN, AL (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.63%
Ponca City, OK (FHA|USDA|VA) 2 $180,000 $90,000 $4,282 2.56%
Warrensburg, MO (FHA|USDA|VA) 1 $175,000 $175,000 $3,540 3.00%
Moses Lake, WA (FHA|USDA|VA) 1 $175,000 $175,000 $3,322 3.50%
Cedar City, UT (FHA|USDA|VA) 1 $175,000 $175,000 $2,410 2.50%
Sterling, CO (FHA|USDA|VA) 1 $165,000 $165,000 $4,037 2.50%
Lewisburg, TN (FHA|USDA|VA) 1 $165,000 $165,000 $8,598 2.88%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $165,000 $165,000 $5,226 3.25%
Vernal, UT (FHA|USDA|VA) 1 $165,000 $165,000 $5,586 2.88%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $165,000 $165,000 $4,353 2.88%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $155,000 $155,000 $1,808 2.63%
KANKAKEE, IL (FHA|USDA|VA) 1 $155,000 $155,000 $8,378 3.13%
Columbus, MS (FHA|USDA|VA) 1 $155,000 $155,000 $3,364 2.50%
Grants, NM (FHA|USDA|VA) 1 $155,000 $155,000 $2,678 2.75%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $155,000 $155,000 $2,376 3.13%
REDDING, CA (FHA|USDA|VA) 1 $145,000 $145,000 $7,010 2.50%
Forest City, NC (FHA|USDA|VA) 1 $145,000 $145,000 $1,047 4.00%
Hope, AR (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.75%
Jasper, IN (FHA|USDA|VA) 1 $145,000 $145,000 $6,433 2.75%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $145,000 $145,000 $5,698 3.00%
YAKIMA, WA (FHA|USDA|VA) 1 $145,000 $145,000 $2,572 3.88%
Fergus Falls, MN (FHA|USDA|VA) 1 $135,000 $135,000 $2,999 2.25%
Vincennes, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,307 3.63%
Fort Dodge, IA (FHA|USDA|VA) 1 $125,000 $125,000 $4,915 2.38%
Ottawa, IL (FHA|USDA|VA) 1 $125,000 $125,000 $6,845 4.00%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,158 3.25%
Orangeburg, SC (FHA|USDA|VA) 1 $125,000 $125,000 $3,287 2.25%
JACKSON, TN (FHA|USDA|VA) 1 $125,000 $125,000 $3,310 2.25%
Camden, AR (FHA|USDA|VA) 1 $115,000 $115,000 $4,815 3.25%
Beatrice, NE (FHA|USDA|VA) 1 $115,000 $115,000 $4,265 4.25%
READING, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,993 2.38%
Rockingham, NC (FHA|USDA|VA) 1 $115,000 $115,000 $5,527 3.13%
Sanford, NC (FHA|USDA|VA) 1 $115,000 $115,000 $5,512 3.63%
Zapata, TX (FHA|USDA|VA) 1 $105,000 $105,000 $6,820 4.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $105,000 $105,000 $7,058 2.99%
Mount Sterling, KY (FHA|USDA|VA) 1 $95,000 $95,000 $5,418 5.13%
Sweetwater, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,560 3.00%
McComb, MS (FHA|USDA|VA) 1 $95,000 $95,000 $5,789 3.00%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $95,000 $95,000 $5,078 3.75%
Middlesborough, KY (FHA|USDA|VA) 1 $85,000 $85,000 $4,857 3.75%
Pottsville, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,647 3.75%
Burlington, IA-IL (FHA|USDA|VA) 1 $65,000 $65,000 $4,155 4.00%
Raymondville, TX (FHA|USDA|VA) 1 $65,000 $65,000 $5,972 2.75%
PEORIA, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.63%
Helena-West Helena, AR (FHA|USDA|VA) 1 $55,000 $55,000 $2,602 3.25%
Ashland, OH (FHA|USDA|VA) 1 $45,000 $45,000 $3,261 2.75%
Pittsburg, KS (FHA|USDA|VA) 1 $45,000 $45,000 $4,184 3.25%

Amcap Mortgage Ltd.'s top markets include Houston, Dallas, San Antonio, Austin, and Miami among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 11,622 $3,159,830,000 $271,883 $5,581 3.14%
FHA 5,770 $1,322,900,000 $229,272 $9,988 3.47%
VA 1,736 $573,130,000 $330,144 $9,264 3.08%
USDA 359 $65,355,000 $182,047 $6,462 3.05%

For the 2021 period, Amcap Mortgage Ltd.'s most frequently originated loan type of loans were Conventional, with 11,622 originations. Their 2nd most popular type is FHA, with 5,770 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 14,172 $3,732,600,000 $263,378 $7,846 3.31%
Refi 3,353 $865,095,000 $258,006 $5,322 2.90%
Cash Out Refi 1,962 $523,520,000 $266,830 $6,157 3.27%

For the 2021, Amcap Mortgage Ltd.'s most frequently cited loan purpose of loans were Home Purchase, with 14,172 originations. The 2nd most popular reason of loans were Refi, with 3,353 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 17,850 $4,766,300,000 $267,020 $7,472 3.28%
15 Year 1,136 $253,020,000 $222,729 $4,757 2.56%
20 Year 314 $73,490,000 $234,045 $5,165 3.01%
Other 99 $20,335,000 $205,404 $4,832 3.02%
10 Year 86 $8,060,000 $93,721 $2,381 2.54%
30+ year 2 $10,000 $5,000 $0 5.13%

For the 2021, Amcap Mortgage Ltd.'s most frequently cited loan length of loans were 30 Year, with 17,850 originations. The 2nd most popular length of loans were 15 Year, with 1,136 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 9,452 $2,494,420,000 $263,904
$2k-3k 3,346 $810,590,000 $242,256
$3k-4k 3,027 $802,385,000 $265,076
$5k+ 1,992 $703,810,000 $353,318
$<1k 649 $98,785,000 $152,211

$7,472 of loans were Amcap Mortgage Ltd.'s average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 9,452 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 10,049 $2,660,815,000 $264,784
2.5-3% 6,039 $1,681,945,000 $278,514
<2.5% 1,777 $451,695,000 $254,190
4-5% 1,282 $274,190,000 $213,877
5-6% 311 $52,255,000 $168,023

During 2021, Amcap Mortgage Ltd.'s average interest rate of loans were 3.28%, while their most frequently originated rate bucket of loans were 3-4%, with 10,049 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 10,382 $2,903,330,000 $279,650 $7,768 3.22%
$100k-200k 5,640 $892,160,000 $158,184 $5,892 3.30%
$400k-600k 2,250 $1,070,530,000 $475,791 $8,451 3.11%
$100,000 or less 972 $59,250,000 $60,957 $3,511 3.24%
$600k-1MM 216 $156,860,000 $726,204 $13,402 3.14%
$1MM+ 27 $39,085,000 $1,447,593 $25,515 3.06%

2021 saw Amcap Mortgage Ltd. place emphasis on $200k-400k loans with 10,382 originations, totaling $2,903,330,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 5,261 $1,138,545,000 $216,412 $7,171 3.28%
$100k-150k 4,225 $1,299,965,000 $307,684 $7,598 3.21%
$75k-100k 3,842 $1,003,580,000 $261,213 $7,710 3.26%
$50k or less 2,951 $479,175,000 $162,377 $5,952 3.25%
$150k-250k 2,284 $829,280,000 $363,082 $7,472 3.16%
$250k+ 806 $337,690,000 $418,970 $8,154 3.15%

Amcap Mortgage Ltd. lent most frequently to those with incomes in the $50k-75k range, with 5,261 originations. The second most popular income band? $100k-150k, with 4,225 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
30-36% 3,194 $842,620,000 $263,813 $6,728 3.20%
20-30% 2,986 $771,030,000 $258,215 $6,129 3.13%
50-60% 1,989 $519,605,000 $261,239 $10,212 3.32%
<20% 888 $212,130,000 $238,885 $5,225 3.05%
44% 867 $230,225,000 $265,542 $7,268 3.28%
43% 817 $217,435,000 $266,138 $7,266 3.27%
41% 809 $219,015,000 $270,723 $7,406 3.32%
42% 793 $215,005,000 $271,129 $7,488 3.29%
49% 759 $203,185,000 $267,701 $7,721 3.27%
45% 725 $192,565,000 $265,607 $7,621 3.30%
38% 710 $182,040,000 $256,394 $6,826 3.30%
39% 707 $186,455,000 $263,727 $6,952 3.29%
40% 702 $178,250,000 $253,917 $7,168 3.28%
37% 685 $177,805,000 $259,569 $6,828 3.26%
36% 653 $169,335,000 $259,319 $6,886 3.23%
47% 635 $172,505,000 $271,661 $7,990 3.32%
48% 626 $168,600,000 $269,329 $7,824 3.32%
46% 601 $162,955,000 $271,140 $7,692 3.29%
>60% 215 $66,465,000 $309,140 $7,143 2.74%

Amcap Mortgage Ltd. lent most frequently to those with DTI ratios of 30-36%, with 3,194 originations. The next most common DTI ratio? 20-30%, with 2,986 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 14,997 $3,896,265,000 $259,803 $7,046 3.24%
Black 1,789 $472,055,000 $263,865 $8,798 3.31%
Not provided 1,348 $363,860,000 $269,926 $7,983 3.21%
Asian 944 $289,970,000 $307,172 $6,462 3.05%
American Indian 287 $64,405,000 $224,408 $6,829 3.34%
Asian Indian 36 $11,150,000 $309,722 $6,314 3.07%
Other Asian 28 $7,760,000 $277,143 $6,683 3.07%
Native Hawaiian 28 $6,510,000 $232,500 $7,303 3.30%
Chinese 10 $3,260,000 $326,000 $5,572 2.91%
Filipino 8 $2,310,000 $288,750 $8,151 3.28%
Other Pacific Islander 6 $2,010,000 $335,000 $7,908 3.50%
Vietnamese 2 $600,000 $300,000 $10,505 3.31%
Japanese 2 $590,000 $295,000 $10,837 3.13%
Native Hawiian 1 $285,000 $285,000 $13,490 2.50%
Samoan 1 $185,000 $185,000 $5,465 4.63%

Approval Rates

Total approvals of all applications
93.74%

Amcap Mortgage Ltd. has an average approval rate.

Pick Rate

Approvals leading to origination
73.80%

Amcap Mortgage Ltd. has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 19,487 $5,121,215,000 $262,802

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
19,487 $5,121,215,000 $262,802

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 382 $70,450,000 $184,424 $4,630 2.86%
40-60% 1,403 $338,535,000 $241,294 $5,060 2.98%
60-80% 4,839 $1,346,815,000 $278,325 $5,883 3.19%
80-100% 12,103 $3,199,315,000 $264,341 $7,898 3.31%
Over 100% 379 $128,665,000 $339,485 $15,583 3.10%
Under 20% 263 $4,445,000 $16,901 $542 2.74%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Amcap Investments, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 12.5%
Amcap Investments, LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 12.5%
Amcap Investments, LLC FHA mortgage Closing on a mortgage 1 12.5%
Amcap Investments, LLC FHA mortgage Trouble during payment process 2 25.0%
Amcap Investments, LLC Reverse mortgage Closing on a mortgage 1 12.5%
Amcap Investments, LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 12.5%
Amcap Investments, LLC VA mortgage Closing on a mortgage 1 12.5%