Amcap Mortgage Ltd. Rates, Fees & Info
HOUSTON, TXLEI: 549300ONBM4MGXXBTA44
Tax ID: 32-0016270
2 stars - Updated: 11/11/24
-
out of 5 stars, based on 88 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Amcap Mortgage Ltd. is a small mortgage company specializing in Home Purchase loans. Amcap Mortgage Ltd. has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Houston, San Antonio, Dallas, Miami, and Mcallen among others. We have data for 285 markets. (Some data included below & more in-depth data is available with an active subscription.)Amcap Mortgage Ltd. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Amcap Mortgage Ltd. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.87% | 11/11/24 |
| 30 Year Conventional Refi | 6.63% | 11/11/24 |
| 30 Year Cash-out Refi | 7.01% | 11/11/24 |
| 30 Year FHA Purchase | 7.73% | 11/11/24 |
| 30 Year FHA Refi | 7.47% | 11/11/24 |
| 30 Year VA Purchase | 6.52% | 11/11/24 |
| 30 Year VA Refi | 6.15% | 11/11/24 |
| 30 Year USDA Purchase | 7.04% | 11/11/24 |
| 30 Year USDA Refi | 7.06% | 11/11/24 |
| 15 Year Conventional Purchase | 6.43% | 11/11/24 |
| 15 Year Conventional Refi | 6.32% | 11/11/24 |
| 15 Year Cash-out Refi | 6.32% | 11/11/24 |
| 15 Year FHA Purchase | 7.85% | 11/11/24 |
| 15 Year FHA Refi | 7.56% | 11/11/24 |
| 15 Year VA Purchase | 5.68% | 11/11/24 |
| 15 Year VA Refi | 6.27% | 11/11/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Amcap Mortgage Ltd. Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Amcap Mortgage Ltd.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,809Origination Dollar Volume (All Markets)
$2,256,105,000Awards
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AMCAP MORTGAGE LTD. - 2023
AMCAP MORTGAGE LTD. is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Amcap Mortgage Ltd.'s average 30 year fixed mortgage rate was
6.67%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.19%.
Relative Fees (Closing Costs)
Amcap Mortgage Ltd.'s average total fees/closing costs for a 30 year fixed rate
mortgage were $11,516.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,387 | $450,775,000 | $325,000 | $11,640 | 6.69% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1,285 | $398,375,000 | $310,019 | $12,797 | 6.60% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 909 | $307,005,000 | $337,739 | $12,295 | 6.61% |
| Outside of Metro Areas | 447 | $118,995,000 | $266,208 | $9,803 | 6.73% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 231 | $89,725,000 | $388,420 | $17,058 | 6.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 258 | $60,960,000 | $236,279 | $11,339 | 6.75% |
| AMARILLO, TX (FHA|USDA|VA) | 272 | $55,300,000 | $203,309 | $10,256 | 6.80% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 108 | $42,870,000 | $396,944 | $12,365 | 6.63% |
| FARMINGTON, NM (FHA|USDA|VA) | 206 | $35,810,000 | $173,835 | $6,420 | 7.01% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 150 | $34,250,000 | $228,333 | $9,391 | 6.90% |
| ODESSA, TX (FHA|USDA|VA) | 131 | $31,935,000 | $243,779 | $13,047 | 6.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 122 | $29,410,000 | $241,066 | $10,010 | 7.04% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 66 | $27,760,000 | $420,606 | $12,214 | 6.73% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 83 | $26,395,000 | $318,012 | $9,626 | 6.73% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 94 | $24,650,000 | $262,234 | $10,397 | 6.75% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 49 | $19,195,000 | $391,735 | $11,291 | 6.09% |
| Cookeville, TN (FHA|USDA|VA) | 81 | $18,755,000 | $231,543 | $7,684 | 6.56% |
| MIDLAND, TX (FHA|USDA|VA) | 62 | $17,520,000 | $282,581 | $13,344 | 6.72% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 53 | $16,935,000 | $319,528 | $12,045 | 6.76% |
| Roswell, NM (FHA|USDA|VA) | 123 | $14,255,000 | $115,894 | $5,086 | 6.48% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 56 | $14,080,000 | $251,429 | $11,966 | 6.76% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 52 | $13,070,000 | $251,346 | $10,606 | 6.95% |
| TUCSON, AZ (FHA|USDA|VA) | 43 | $12,815,000 | $298,023 | $14,135 | 6.41% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 40 | $12,770,000 | $319,250 | $11,832 | 7.29% |
| TULSA, OK (FHA|USDA|VA) | 49 | $10,705,000 | $218,469 | $8,142 | 7.09% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 29 | $10,225,000 | $352,586 | $12,641 | 6.50% |
| PITTSBURGH, PA (FHA|USDA|VA) | 48 | $10,160,000 | $211,667 | $9,621 | 6.50% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 19 | $9,585,000 | $504,474 | $16,871 | 5.89% |
| Lufkin, TX (FHA|USDA|VA) | 47 | $9,375,000 | $199,468 | $7,230 | 6.83% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 23 | $9,315,000 | $405,000 | $16,316 | 7.07% |
| LAS CRUCES, NM (FHA|USDA|VA) | 35 | $8,695,000 | $248,429 | $9,759 | 7.07% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 31 | $8,605,000 | $277,581 | $10,445 | 6.84% |
| LAREDO, TX (FHA|USDA|VA) | 39 | $8,125,000 | $208,333 | $9,849 | 6.52% |
| BATON ROUGE, LA (FHA|USDA|VA) | 42 | $8,110,000 | $193,095 | $9,708 | 6.81% |
| WACO, TX (FHA|USDA|VA) | 24 | $8,020,000 | $334,167 | $12,331 | 6.95% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 31 | $6,835,000 | $220,484 | $7,082 | 6.99% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 32 | $6,580,000 | $205,625 | $7,229 | 7.02% |
| KNOXVILLE, TN (FHA|USDA|VA) | 34 | $6,440,000 | $189,412 | $6,762 | 5.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 21 | $6,305,000 | $300,238 | $12,488 | 6.26% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 26 | $5,880,000 | $226,154 | $7,956 | 5.36% |
| EL PASO, TX (FHA|USDA|VA) | 27 | $5,785,000 | $214,259 | $8,650 | 6.70% |
| Fredericksburg, TX (FHA|USDA|VA) | 10 | $5,650,000 | $565,000 | $13,187 | 7.27% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 36 | $5,640,000 | $156,667 | $6,942 | 7.57% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 17 | $5,565,000 | $327,353 | $12,800 | 6.85% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 14 | $5,350,000 | $382,143 | $11,639 | 6.65% |
| VICTORIA, TX (FHA|USDA|VA) | 13 | $4,985,000 | $383,462 | $11,053 | 6.70% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 16 | $4,680,000 | $292,500 | $13,653 | 6.98% |
| Granbury, TX (FHA|USDA|VA) | 17 | $4,615,000 | $271,471 | $12,604 | 7.37% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 11 | $4,465,000 | $405,909 | $17,504 | 6.68% |
| Huntsville, TX (FHA|USDA|VA) | 13 | $4,335,000 | $333,462 | $11,592 | 6.56% |
| Nacogdoches, TX (FHA|USDA|VA) | 17 | $4,155,000 | $244,412 | $9,712 | 6.70% |
| Corsicana, TX (FHA|USDA|VA) | 13 | $3,865,000 | $297,308 | $10,574 | 6.77% |
| Brenham, TX (FHA|USDA|VA) | 8 | $3,820,000 | $477,500 | $9,480 | 7.08% |
| Andrews, TX (FHA|USDA|VA) | 16 | $3,640,000 | $227,500 | $12,314 | 6.99% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 11 | $3,635,000 | $330,455 | $15,301 | 6.51% |
| Rockport, TX (FHA|USDA|VA) | 10 | $3,510,000 | $351,000 | $8,297 | 7.11% |
| LONGVIEW, TX (FHA|USDA|VA) | 15 | $3,235,000 | $215,667 | $9,369 | 6.85% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 10 | $3,220,000 | $322,000 | $10,550 | 7.12% |
| Athens, TX (FHA|USDA|VA) | 11 | $3,195,000 | $290,455 | $10,031 | 6.83% |
| TYLER, TX (FHA|USDA|VA) | 12 | $3,170,000 | $264,167 | $9,540 | 7.05% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 21 | $3,145,000 | $149,762 | $6,636 | 7.14% |
| Williston, ND (FHA|USDA|VA) | 12 | $3,050,000 | $254,167 | $8,194 | 7.14% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 15 | $3,025,000 | $201,667 | $11,671 | 6.99% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 18 | $3,000,000 | $166,667 | $7,534 | 6.76% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $2,850,000 | $475,000 | $15,189 | 6.83% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $2,595,000 | $370,714 | $13,278 | 7.02% |
| ANCHORAGE, AK (FHA|USDA|VA) | 8 | $2,520,000 | $315,000 | $12,786 | 6.47% |
| Kingsville, TX (FHA|USDA|VA) | 13 | $2,495,000 | $191,923 | $9,535 | 6.80% |
| Borger, TX (FHA|USDA|VA) | 17 | $2,435,000 | $143,235 | $9,159 | 6.84% |
| Stillwater, OK (FHA|USDA|VA) | 15 | $2,435,000 | $162,333 | $7,348 | 6.54% |
| Crossville, TN (FHA|USDA|VA) | 11 | $2,425,000 | $220,455 | $5,661 | 6.14% |
| Ruidoso, NM (FHA|USDA|VA) | 12 | $2,390,000 | $199,167 | $6,196 | 7.27% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $10,710 | 6.53% |
| VALLEJO, CA (FHA|USDA|VA) | 6 | $2,280,000 | $380,000 | $14,553 | 4.77% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $17,863 | 6.55% |
| Durango, CO (FHA|USDA|VA) | 6 | $2,190,000 | $365,000 | $10,304 | 6.94% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $2,185,000 | $437,000 | $15,730 | 6.75% |
| Uvalde, TX (FHA|USDA|VA) | 6 | $2,110,000 | $351,667 | $8,262 | 6.83% |
| Helena, MT (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $11,023 | 7.52% |
| Gainesville, TX (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $9,417 | 6.79% |
| LUBBOCK, TX (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $9,179 | 6.49% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $1,955,000 | $391,000 | $19,237 | 6.62% |
| STOCKTON, CA (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $7,999 | 4.58% |
| Jacksonville, TX (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $11,644 | 7.29% |
| ABILENE, TX (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $12,639 | 6.82% |
| El Campo, TX (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $12,087 | 7.06% |
| BILLINGS, MT (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $6,939 | 5.56% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $1,585,000 | $1,585,000 | $92,698 | 5.63% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $1,555,000 | $518,333 | $19,614 | 6.46% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $9,820 | 7.06% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $6,521 | 7.34% |
| Alice, TX (FHA|USDA|VA) | 10 | $1,500,000 | $150,000 | $8,064 | 6.97% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $7,459 | 7.34% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $8,667 | 6.95% |
| Montrose, CO (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $10,899 | 6.00% |
| Port Lavaca, TX (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $16,709 | 7.12% |
| Beeville, TX (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $11,391 | 6.84% |
| TOPEKA, KS (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $7,536 | 6.85% |
| Stephenville, TX (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $6,187 | 7.15% |
| MOBILE, AL (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $7,055 | 6.67% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $9,028 | 4.35% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $9,166 | 6.56% |
| Bay City, TX (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $6,630 | 6.44% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $5,870 | 6.54% |
| Eagle Pass, TX (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $12,036 | 7.06% |
| Shelton, WA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $19,017 | 6.79% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $14,890 | 6.67% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $6,528 | 6.35% |
| Bonham, TX (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $21,743 | 6.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $9,170 | 7.63% |
| FAIRBANKS, AK (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $10,846 | 6.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $12,436 | 6.44% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $8,136 | 6.68% |
| Mountain Home, ID (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $4,429 | 7.48% |
| Brownwood, TX (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $21,178 | 7.09% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $7,312 | 7.44% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $6,217 | 7.08% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $9,302 | 6.54% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $14,592 | 6.88% |
| Lawrenceburg, TN (FHA|USDA|VA) | 8 | $830,000 | $103,750 | $4,401 | 4.95% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $11,208 | 6.94% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $6,970 | 4.67% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $10,139 | 6.25% |
| SALEM, OR (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $14,775 | 7.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $7,125 | 6.90% |
| Bedford, IN (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $6,092 | 6.80% |
| Del Rio, TX (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $12,866 | 6.79% |
| Paris, TX (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $8,154 | 6.66% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $8,487 | 6.83% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $8,299 | 6.98% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $6,361 | 7.37% |
| OCALA, FL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $11,460 | 6.45% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $14,367 | 6.63% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $11,958 | 6.44% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $19,381 | 7.25% |
| Carroll, IA (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $7,426 | 6.73% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $15,869 | 7.12% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $8,825 | 7.75% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $12,730 | 7.04% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $23,857 | 7.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,911 | 6.75% |
| Russellville, AR (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $14,579 | 7.21% |
| Burley, ID (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $9,862 | 7.56% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $7,015 | 5.09% |
| Pampa, TX (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $8,371 | 6.80% |
| Raymondville, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $14,541 | 7.44% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $9,636 | 6.38% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $8,637 | 7.13% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $15,835 | 6.94% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $13,028 | 6.06% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $12,275 | 6.37% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $23,063 | 7.25% |
| Big Spring, TX (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $9,802 | 6.62% |
| Minot, ND (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $10,420 | 6.75% |
| McMinnville, TN (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $5,026 | 4.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $28,261 | 7.00% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,859 | 6.63% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,630 | 6.33% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $11,959 | 7.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,471 | 7.29% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $19,457 | 4.81% |
| CASPER, WY (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $8,442 | 7.75% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,898 | 7.88% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $18,273 | 7.00% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $16,278 | 7.63% |
| Dumas, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $8,626 | 7.58% |
| Palestine, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,713 | 6.44% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,368 | 3.06% |
| Hobbs, NM (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $3,381 | 7.27% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $33,615 | 5.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,065 | 6.87% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $22,333 | 7.25% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $16,174 | 6.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 7.49% |
| Craig, CO (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,927 | 7.70% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $15,809 | 7.13% |
| ENID, OK (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,258 | 6.75% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $17,140 | 7.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,347 | 6.75% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $31,085 | 5.25% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,991 | 6.88% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,880 | 6.25% |
| Pecos, TX (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $8,909 | 6.58% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $11,238 | 7.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,244 | 6.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $18,967 | 6.12% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,745 | 7.13% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,356 | 7.13% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,437 | 7.13% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $6,335 | 5.63% |
| Pearsall, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,273 | 7.56% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,696 | 6.19% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,191 | 6.99% |
| AKRON, OH (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $16,948 | 6.13% |
| Plainview, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,408 | 6.69% |
| McAlester, OK (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,126 | 7.06% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,818 | 3.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $15,983 | 7.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,861 | 7.38% |
| MADERA, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 7.63% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,627 | 6.50% |
| Forest City, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,182 | 6.62% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,745 | 8.50% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,569 | 7.63% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,645 | 5.88% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,780 | 6.50% |
| Española, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,715 | 7.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $19,447 | 6.75% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $15,576 | 6.13% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,803 | 6.81% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $16,255 | 7.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,363 | 6.50% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,401 | 7.49% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,669 | 9.25% |
| Hereford, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,403 | 7.38% |
| Dayton, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,697 | 6.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,792 | 6.49% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $16,993 | 7.13% |
| Sterling, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,418 | 6.88% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,659 | 6.75% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,692 | 7.13% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,055 | 7.13% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,049 | 6.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,552 | 8.50% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,847 | 8.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,777 | 7.38% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,700 | 6.75% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,199 | 6.75% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 6.99% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,729 | 6.50% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,156 | 5.49% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,211 | 7.06% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,124 | 6.13% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,351 | 6.13% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,098 | 6.62% |
| Laconia, NH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $17,453 | 6.75% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,226 | 7.63% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 7.63% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,961 | 6.75% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,068 | 6.63% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,914 | 6.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,413 | 7.13% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,714 | 7.25% |
| Camden, AR (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $2,876 | 7.13% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,649 | 6.50% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,636 | 6.50% |
| Snyder, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,862 | 6.88% |
| Oxford, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,577 | 6.63% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,010 | 7.38% |
| Union, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,667 | 6.99% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,872 | 7.13% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,959 | 7.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.13% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.13% |
| Ada, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,236 | 6.75% |
| Newport, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,659 | 7.13% |
| Deming, NM (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,782 | 4.50% |
| Athens, TN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 2.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,186 | 5.99% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,495 | 6.75% |
| Maysville, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,751 | 6.88% |
| Salem, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,246 | 7.13% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,839 | 6.25% |
| AMES, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,225 | 6.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,479 | 7.13% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,655 | 6.75% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,408 | 6.13% |
| North Platte, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.75% |
| Zapata, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,664 | 7.13% |
| Ashland, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,210 | 6.50% |
| Waycross, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,205 | 7.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,518 | 5.88% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,915 | 6.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.25% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,132 | 7.50% |
| Marion, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,674 | 6.25% |
| Wooster, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,444 | 7.99% |
| Grants, NM (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $2,170 | 3.44% |
| Somerset, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,976 | 7.13% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,729 | 7.50% |
| Seymour, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,436 | 6.63% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,834 | 7.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.13% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,693 | 6.63% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,006 | 7.25% |
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Product Mix
For 2023, Amcap Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 3,710 originations. Their 2nd most popular type was FHA, with 3,104 originations.
Loan Reason
For 2023, Amcap Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 7,055 originations. The 2nd most popular reason was Refi, with 522 originations.
Loan Duration/Length
For 2023, Amcap Mortgage Ltd.'s most frequently cited loan duration was 30 Year, with 7,427 originations. The 2nd most popular length was 15 Year, with 146 originations.
Origination Fees/Closing Costs
Amcap Mortgage Ltd.'s average total fees were $11,516, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,391 originations.
Interest Rates
During 2023, Amcap Mortgage Ltd.'s average interest rate for loans was 6.67%, while their most frequently originated rate bucket for loans was 6-7%, with 3,989 originations.
Loan Sizing
2023 saw Amcap Mortgage Ltd. place emphasis on $200k-400k loans with 4,195 originations, totaling $1,205,195,000 in origination value.
Applicant Income
Amcap Mortgage Ltd. lent most frequently to those with incomes in the $100k-150k range, with 2,170 originations. The second most popular income band? $75k-100k, with 1,719 originations.
Applicant Debt to Income Ratio
Amcap Mortgage Ltd. lent most frequently to those with DTI ratios of 50-60%, with 1,397 originations. The next most common DTI ratio? 30-36%, with 950 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.74%
Amcap Mortgage Ltd. has an average approval rate.
Pick Rate
Approvals leading to origination64.84%
Amcap Mortgage Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,809 | $2,256,105,000 | $288,911 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,809 | $2,256,105,000 | $288,911 |