Amcap Mortgage Ltd. Rates, Fees & Info
HOUSTON, TXLEI: 549300ONBM4MGXXBTA44
Tax ID: 32-0016270
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Mortgage Data
Review & Overview
Amcap Mortgage Ltd. is a mid-sized mortgage company specializing in Home Purchase loans. Amcap Mortgage Ltd. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Houston, Dallas, San Antonio, Austin, and Miami among others. We have data for 380 markets. (Some data included below & more in-depth data is available with an active subscription.)Amcap Mortgage Ltd. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Amcap Mortgage Ltd. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.87% | 4/22/24 |
| 30 Year Conventional Refi | 6.63% | 4/22/24 |
| 30 Year Cash-out Refi | 7.01% | 4/22/24 |
| 30 Year FHA Purchase | 7.73% | 4/22/24 |
| 30 Year FHA Refi | 7.47% | 4/22/24 |
| 30 Year VA Purchase | 6.52% | 4/22/24 |
| 30 Year VA Refi | 6.15% | 4/22/24 |
| 30 Year USDA Purchase | 7.04% | 4/22/24 |
| 30 Year USDA Refi | 7.06% | 4/22/24 |
| 15 Year Conventional Purchase | 6.43% | 4/22/24 |
| 15 Year Conventional Refi | 6.32% | 4/22/24 |
| 15 Year Cash-out Refi | 6.32% | 4/22/24 |
| 15 Year FHA Purchase | 7.85% | 4/22/24 |
| 15 Year FHA Refi | 7.56% | 4/22/24 |
| 15 Year VA Purchase | 5.68% | 4/22/24 |
| 15 Year VA Refi | 6.27% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Amcap Mortgage Ltd. Mortgage Calculator
Your Estimates
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This is not an official calculator from Amcap Mortgage Ltd.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
19,487Origination Dollar Volume (All Markets)
$5,121,215,000Awards
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AMCAP MORTGAGE LTD. - 2021
AMCAP MORTGAGE LTD. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4,162 | $1,125,940,000 | $270,529 | $7,341 | 3.14% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2,457 | $693,765,000 | $282,363 | $7,653 | 3.22% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2,065 | $563,715,000 | $272,985 | $7,923 | 3.26% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1,088 | $379,430,000 | $348,741 | $7,183 | 3.16% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 673 | $222,795,000 | $331,048 | $10,176 | 3.29% |
| Outside of Metro Areas | 964 | $207,260,000 | $215,000 | $6,603 | 3.35% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 454 | $122,120,000 | $268,987 | $4,968 | 3.10% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 550 | $108,500,000 | $197,273 | $8,815 | 3.28% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 187 | $75,725,000 | $404,947 | $6,655 | 3.13% |
| AMARILLO, TX (FHA|USDA|VA) | 374 | $75,020,000 | $200,588 | $8,223 | 3.43% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 278 | $66,500,000 | $239,209 | $5,422 | 3.22% |
| BOISE CITY, ID (FHA|USDA|VA) | 199 | $62,555,000 | $314,347 | $8,189 | 3.26% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 108 | $50,070,000 | $463,611 | $8,117 | 3.05% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 162 | $48,210,000 | $297,593 | $4,863 | 3.16% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 113 | $44,355,000 | $392,522 | $7,077 | 3.20% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 189 | $44,155,000 | $233,624 | $7,171 | 3.34% |
| FARMINGTON, NM (FHA|USDA|VA) | 252 | $39,420,000 | $156,429 | $5,107 | 3.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 203 | $37,745,000 | $185,936 | $4,874 | 3.23% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 172 | $37,450,000 | $217,733 | $6,083 | 3.32% |
| Cookeville, TN (FHA|USDA|VA) | 167 | $36,405,000 | $217,994 | $4,549 | 3.22% |
| ODESSA, TX (FHA|USDA|VA) | 168 | $36,010,000 | $214,345 | $8,477 | 3.59% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 153 | $34,455,000 | $225,196 | $7,366 | 3.46% |
| BATON ROUGE, LA (FHA|USDA|VA) | 162 | $34,420,000 | $212,469 | $7,440 | 3.16% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 56 | $30,820,000 | $550,357 | $9,302 | 3.06% |
| MIDLAND, TX (FHA|USDA|VA) | 112 | $30,710,000 | $274,196 | $9,084 | 3.47% |
| Lufkin, TX (FHA|USDA|VA) | 158 | $30,290,000 | $191,709 | $5,788 | 3.17% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 133 | $30,205,000 | $227,105 | $7,917 | 3.32% |
| TUCSON, AZ (FHA|USDA|VA) | 127 | $29,995,000 | $236,181 | $6,246 | 3.17% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 75 | $28,625,000 | $381,667 | $8,793 | 2.98% |
| Roswell, NM (FHA|USDA|VA) | 174 | $25,750,000 | $147,989 | $4,769 | 3.46% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 66 | $21,520,000 | $326,061 | $7,456 | 3.12% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 60 | $21,120,000 | $352,000 | $6,138 | 2.91% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 81 | $19,785,000 | $244,259 | $6,046 | 3.19% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 112 | $19,600,000 | $175,000 | $5,884 | 3.45% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 71 | $18,075,000 | $254,577 | $6,748 | 2.98% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 68 | $16,420,000 | $241,471 | $5,065 | 2.93% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 91 | $15,665,000 | $172,143 | $7,812 | 3.48% |
| LONGVIEW, TX (FHA|USDA|VA) | 74 | $14,700,000 | $198,649 | $6,754 | 3.22% |
| WACO, TX (FHA|USDA|VA) | 62 | $14,250,000 | $229,839 | $7,741 | 3.36% |
| KNOXVILLE, TN (FHA|USDA|VA) | 67 | $14,215,000 | $212,164 | $5,159 | 3.01% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 71 | $13,615,000 | $191,761 | $7,659 | 3.39% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 44 | $13,510,000 | $307,045 | $4,780 | 2.81% |
| LAS CRUCES, NM (FHA|USDA|VA) | 78 | $13,020,000 | $166,923 | $6,102 | 3.28% |
| Bedford, IN (FHA|USDA|VA) | 75 | $12,835,000 | $171,133 | $4,651 | 3.08% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 47 | $12,725,000 | $270,745 | $9,126 | 3.28% |
| TYLER, TX (FHA|USDA|VA) | 57 | $12,635,000 | $221,667 | $6,779 | 3.29% |
| VICTORIA, TX (FHA|USDA|VA) | 44 | $12,390,000 | $281,591 | $8,025 | 3.17% |
| Hereford, TX (FHA|USDA|VA) | 65 | $11,675,000 | $179,615 | $9,417 | 3.52% |
| Andrews, TX (FHA|USDA|VA) | 46 | $10,680,000 | $232,174 | $8,192 | 3.52% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 42 | $10,000,000 | $238,095 | $6,663 | 3.17% |
| Williston, ND (FHA|USDA|VA) | 38 | $9,940,000 | $261,579 | $6,272 | 3.07% |
| ANCHORAGE, AK (FHA|USDA|VA) | 32 | $9,890,000 | $309,063 | $6,613 | 2.90% |
| TULSA, OK (FHA|USDA|VA) | 49 | $9,545,000 | $194,796 | $5,472 | 3.52% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 65 | $8,925,000 | $137,308 | $4,852 | 3.37% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 40 | $7,890,000 | $197,250 | $6,118 | 3.18% |
| Granbury, TX (FHA|USDA|VA) | 36 | $7,830,000 | $217,500 | $7,796 | 3.32% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 35 | $7,795,000 | $222,714 | $7,658 | 3.44% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 28 | $7,190,000 | $256,786 | $8,072 | 3.28% |
| GREELEY, CO (FHA|USDA|VA) | 20 | $6,890,000 | $344,500 | $6,713 | 3.44% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 26 | $6,750,000 | $259,615 | $7,848 | 3.13% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 18 | $6,610,000 | $367,222 | $7,535 | 3.09% |
| El Campo, TX (FHA|USDA|VA) | 25 | $6,255,000 | $250,200 | $7,932 | 3.22% |
| SALINAS, CA (FHA|USDA|VA) | 15 | $6,145,000 | $409,667 | $7,726 | 3.02% |
| LUBBOCK, TX (FHA|USDA|VA) | 33 | $6,145,000 | $186,212 | $8,495 | 3.51% |
| Huntsville, TX (FHA|USDA|VA) | 26 | $6,010,000 | $231,154 | $7,581 | 3.38% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 27 | $5,805,000 | $215,000 | $6,509 | 3.67% |
| Stillwater, OK (FHA|USDA|VA) | 33 | $5,765,000 | $174,697 | $5,104 | 3.33% |
| Alice, TX (FHA|USDA|VA) | 34 | $5,670,000 | $166,765 | $7,631 | 3.55% |
| Kerrville, TX (FHA|USDA|VA) | 17 | $5,595,000 | $329,118 | $7,906 | 3.26% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 10 | $5,530,000 | $553,000 | $5,375 | 3.02% |
| Craig, CO (FHA|USDA|VA) | 28 | $5,470,000 | $195,357 | $4,555 | 3.04% |
| EL PASO, TX (FHA|USDA|VA) | 27 | $5,365,000 | $198,704 | $5,493 | 3.15% |
| Athens, TX (FHA|USDA|VA) | 20 | $5,350,000 | $267,500 | $7,317 | 3.41% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 21 | $5,205,000 | $247,857 | $8,373 | 3.10% |
| Nacogdoches, TX (FHA|USDA|VA) | 24 | $5,050,000 | $210,417 | $6,567 | 3.45% |
| STOCKTON, CA (FHA|USDA|VA) | 16 | $5,020,000 | $313,750 | $6,786 | 3.25% |
| Glenwood Springs, CO (FHA|USDA|VA) | 16 | $5,000,000 | $312,500 | $5,641 | 3.16% |
| Bay City, TX (FHA|USDA|VA) | 16 | $4,580,000 | $286,250 | $7,743 | 3.21% |
| Arkadelphia, AR (FHA|USDA|VA) | 32 | $4,520,000 | $141,250 | $4,281 | 3.11% |
| LAFAYETTE, LA (FHA|USDA|VA) | 24 | $4,410,000 | $183,750 | $6,782 | 3.39% |
| Fredericksburg, TX (FHA|USDA|VA) | 12 | $4,400,000 | $366,667 | $7,872 | 3.23% |
| Montrose, CO (FHA|USDA|VA) | 19 | $4,275,000 | $225,000 | $4,374 | 2.99% |
| Helena, MT (FHA|USDA|VA) | 14 | $4,250,000 | $303,571 | $8,238 | 3.01% |
| VALLEJO, CA (FHA|USDA|VA) | 8 | $4,210,000 | $526,250 | $12,068 | 3.28% |
| Durango, CO (FHA|USDA|VA) | 11 | $4,175,000 | $379,545 | $5,687 | 3.26% |
| Gainesville, TX (FHA|USDA|VA) | 13 | $4,105,000 | $315,769 | $7,255 | 3.35% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 17 | $3,975,000 | $233,824 | $6,819 | 3.40% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 12 | $3,860,000 | $321,667 | $6,157 | 3.34% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 14 | $3,780,000 | $270,000 | $6,599 | 2.73% |
| LAREDO, TX (FHA|USDA|VA) | 16 | $3,740,000 | $233,750 | $8,643 | 3.38% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 11 | $3,705,000 | $336,818 | $9,242 | 3.20% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 15 | $3,635,000 | $242,333 | $5,979 | 3.07% |
| BURLINGTON, NC (FHA|USDA|VA) | 21 | $3,595,000 | $171,190 | $4,080 | 3.01% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 13 | $3,535,000 | $271,923 | $4,584 | 3.13% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 12 | $3,400,000 | $283,333 | $7,295 | 3.04% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 17 | $3,155,000 | $185,588 | $6,889 | 3.40% |
| Pampa, TX (FHA|USDA|VA) | 28 | $3,140,000 | $112,143 | $6,696 | 3.76% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 10 | $3,120,000 | $312,000 | $5,293 | 3.04% |
| LINCOLN, NE (FHA|USDA|VA) | 15 | $3,065,000 | $204,333 | $5,097 | 3.05% |
| Brenham, TX (FHA|USDA|VA) | 10 | $2,880,000 | $288,000 | $7,851 | 3.31% |
| Stephenville, TX (FHA|USDA|VA) | 11 | $2,755,000 | $250,455 | $7,692 | 3.35% |
| FORT COLLINS, CO (FHA|USDA|VA) | 8 | $2,740,000 | $342,500 | $5,869 | 3.03% |
| Rockport, TX (FHA|USDA|VA) | 10 | $2,690,000 | $269,000 | $5,867 | 3.50% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 8 | $2,640,000 | $330,000 | $6,441 | 3.55% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $2,585,000 | $287,222 | $9,499 | 3.15% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 12 | $2,550,000 | $212,500 | $4,006 | 2.83% |
| Ruidoso, NM (FHA|USDA|VA) | 13 | $2,545,000 | $195,769 | $3,969 | 3.43% |
| Eagle Pass, TX (FHA|USDA|VA) | 14 | $2,540,000 | $181,429 | $7,298 | 3.60% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 11 | $2,515,000 | $228,636 | $5,435 | 2.83% |
| IOWA CITY, IA (FHA|USDA|VA) | 10 | $2,510,000 | $251,000 | $5,442 | 3.36% |
| Ontario, OR-ID (FHA|USDA|VA) | 7 | $2,445,000 | $349,286 | $10,644 | 3.46% |
| Borger, TX (FHA|USDA|VA) | 17 | $2,325,000 | $136,765 | $7,298 | 3.95% |
| Kingsville, TX (FHA|USDA|VA) | 13 | $2,245,000 | $172,692 | $5,915 | 3.09% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 11 | $2,205,000 | $200,455 | $7,972 | 4.32% |
| Paris, TX (FHA|USDA|VA) | 9 | $2,105,000 | $233,889 | $10,034 | 3.46% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $14,723 | 2.79% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $6,633 | 3.56% |
| NAPA, CA (FHA|USDA|VA) | 4 | $1,950,000 | $487,500 | $11,189 | 3.31% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $9,494 | 3.21% |
| Kalispell, MT (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $7,811 | 3.88% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $4,796 | 3.37% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $8,057 | 3.50% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 4 | $1,750,000 | $437,500 | $5,864 | 2.50% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $5,116 | 2.84% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $4,449 | 3.21% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $6,069 | 3.41% |
| SAN ANGELO, TX (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $8,279 | 3.32% |
| Port Lavaca, TX (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $8,403 | 3.48% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $4,764 | 2.98% |
| AMES, IA (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $7,480 | 2.92% |
| Shelton, WA (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $6,126 | 3.10% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $4,178 | 2.87% |
| Mineral Wells, TX (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $6,088 | 3.39% |
| Pearsall, TX (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $6,102 | 3.61% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 9 | $1,595,000 | $177,222 | $3,955 | 2.94% |
| Beeville, TX (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $8,732 | 3.63% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $5,415 | 2.75% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $13,360 | 3.03% |
| ABILENE, TX (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $8,905 | 3.63% |
| Jacksonville, TX (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $5,918 | 3.07% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 11 | $1,535,000 | $139,545 | $5,253 | 3.47% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $4,923 | 3.38% |
| Key West, FL (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $8,372 | 3.56% |
| LOUISVILLE, KY (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $7,055 | 3.15% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $4,422 | 3.07% |
| Henderson, NC (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $4,713 | 3.14% |
| OCALA, FL (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $7,915 | 2.85% |
| HAMMOND, LA (FHA|USDA|VA) | 8 | $1,450,000 | $181,250 | $6,652 | 3.28% |
| Crossville, TN (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $3,949 | 3.19% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $9,599 | 3.23% |
| AKRON, OH (FHA|USDA|VA) | 10 | $1,370,000 | $137,000 | $4,062 | 3.60% |
| Dumas, TX (FHA|USDA|VA) | 9 | $1,365,000 | $151,667 | $6,883 | 3.74% |
| MODESTO, CA (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $4,337 | 2.12% |
| PUEBLO, CO (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $6,015 | 3.35% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $7,235 | 3.16% |
| Hobbs, NM (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $4,568 | 3.16% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,280,000 | $640,000 | $4,663 | 3.25% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $5,823 | 3.02% |
| MISSOULA, MT (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $7,493 | 3.06% |
| Corsicana, TX (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $7,544 | 3.59% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $6,832 | 3.45% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $7,402 | 3.21% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 8 | $1,170,000 | $146,250 | $5,892 | 3.41% |
| Malvern, AR (FHA|USDA|VA) | 10 | $1,140,000 | $114,000 | $4,717 | 3.43% |
| Uvalde, TX (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $6,563 | 3.54% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $11,033 | 3.58% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $6,733 | 3.17% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $8,449 | 2.98% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $8,970 | 3.00% |
| Searcy, AR (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $4,936 | 3.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $13,143 | 2.88% |
| CHEYENNE, WY (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $3,957 | 2.33% |
| Fremont, NE (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $6,184 | 3.25% |
| Russellville, AR (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $6,470 | 3.48% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $5,040 | 3.15% |
| Mount Pleasant, TX (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $7,361 | 3.93% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $3,217 | 3.28% |
| FAIRBANKS, AK (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $6,348 | 2.41% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $5,027 | 2.94% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $6,316 | 3.21% |
| Ardmore, OK (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $13,460 | 4.03% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $6,530 | 3.29% |
| Centralia, WA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $4,218 | 3.06% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $5,815 | 3.43% |
| Outside of Metro Areas | 2 | $860,000 | $430,000 | $7,826 | 3.81% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $6,453 | 3.41% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $9,605 | 2.69% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $8,674 | 2.88% |
| Taos, NM (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $8,873 | 4.08% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $7,531 | 3.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,183 | 2.83% |
| Alamogordo, NM (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $3,940 | 3.02% |
| DeRidder, LA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $8,944 | 4.17% |
| Mountain Home, ID (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $4,345 | 3.06% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $7,051 | 3.19% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $4,253 | 3.31% |
| McAlester, OK (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,516 | 3.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $8,203 | 3.00% |
| Snyder, TX (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $9,173 | 4.06% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,521 | 2.67% |
| Lawrenceburg, TN (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $7,752 | 2.93% |
| Sulphur Springs, TX (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $7,405 | 4.19% |
| Edwards, CO (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,881 | 3.44% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $6,457 | 3.35% |
| Big Spring, TX (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $8,396 | 3.72% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $8,507 | 2.87% |
| SALEM, OR (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,045 | 3.25% |
| Bonham, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,682 | 3.56% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,638 | 3.54% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,844 | 2.81% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,835 | 3.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $8,115 | 3.94% |
| Fort Polk South, LA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $8,296 | 3.83% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $1,829 | 2.31% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,530 | 2.81% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $8,217 | 2.96% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $6,894 | 3.88% |
| Española, NM (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $11,781 | 3.94% |
| Opelousas, LA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $6,514 | 3.97% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,153 | 3.81% |
| TWIN FALLS, ID (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,886 | 3.29% |
| Laramie, WY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,911 | 2.81% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $7,572 | 4.17% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,065 | 3.37% |
| BEND, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,400 | 3.00% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,046 | 3.00% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $8,207 | 2.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,144 | 2.75% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,453 | 2.50% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,789 | 3.13% |
| Brownwood, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $9,487 | 3.46% |
| Plainview, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,199 | 4.13% |
| Astoria, OR (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 3.13% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,858 | 2.56% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,414 | 2.69% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,279 | 3.06% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,800 | 3.71% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,887 | 5.13% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,802 | 2.94% |
| Minot, ND (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,911 | 2.88% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,674 | 2.69% |
| MONROE, LA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,151 | 2.96% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $16,514 | 3.63% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,591 | 3.25% |
| Morgan City, LA (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $6,071 | 3.88% |
| Norfolk, NE (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $4,791 | 3.62% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,827 | 2.29% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 3.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 3.13% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,994 | 3.25% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,850 | 3.38% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,677 | 3.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,731 | 4.75% |
| Payson, AZ (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,088 | 3.88% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,606 | 3.19% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,723 | 3.44% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,864 | 3.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,007 | 2.81% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,083 | 2.44% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 3.50% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,732 | 3.29% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,871 | 2.38% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $10,853 | 2.75% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $14,131 | 3.25% |
| Palestine, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,493 | 2.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $17,323 | 3.25% |
| Scottsbluff, NE (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $6,865 | 3.41% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 3.49% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,670 | 2.63% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,926 | 2.81% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,796 | 3.69% |
| Wooster, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,636 | 3.13% |
| MADISON, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,442 | 2.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,987 | 3.13% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,271 | 3.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $14,857 | 3.25% |
| Lamesa, TX (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $7,635 | 3.63% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $12,003 | 3.25% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,258 | 2.99% |
| CASPER, WY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,033 | 3.31% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,785 | 3.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,673 | 2.50% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,988 | 3.25% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,752 | 3.50% |
| Clovis, NM (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,477 | 2.75% |
| Somerset, KY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,610 | 3.25% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 3.31% |
| CHICO, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,348 | 3.00% |
| Prineville, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,810 | 2.38% |
| RACINE, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,152 | 2.99% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,852 | 2.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,085 | 2.69% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,150 | 2.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,319 | 3.38% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,009 | 2.88% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,711 | 3.56% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,966 | 2.75% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,742 | 3.38% |
| Juneau, AK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,435 | 3.25% |
| Wilson, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,890 | 2.69% |
| Kearney, NE (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,121 | 3.00% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,141 | 2.63% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,383 | 2.25% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,255 | 3.25% |
| Carroll, IA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,986 | 3.06% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,233 | 3.50% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,456 | 4.75% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,287 | 2.63% |
| ENID, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,251 | 4.25% |
| Wabash, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,529 | 2.94% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,111 | 4.75% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,964 | 4.75% |
| Salem, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,537 | 3.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,581 | 3.38% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,272 | 3.75% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 2.25% |
| Pecos, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,697 | 2.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,494 | 3.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,295 | 4.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,906 | 2.50% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,307 | 2.38% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,716 | 3.13% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,936 | 4.13% |
| Silver City, NM (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 4.06% |
| Cullman, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,539 | 3.25% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,221 | 3.75% |
| Pella, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,502 | 2.50% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,895 | 3.25% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,140 | 4.00% |
| Richmond, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,766 | 3.25% |
| London, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,447 | 2.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.38% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,916 | 4.25% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.63% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,282 | 2.56% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,540 | 3.00% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,322 | 3.50% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,410 | 2.50% |
| Sterling, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,037 | 2.50% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,598 | 2.88% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,226 | 3.25% |
| Vernal, UT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,586 | 2.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,353 | 2.88% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,808 | 2.63% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,378 | 3.13% |
| Columbus, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,364 | 2.50% |
| Grants, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,678 | 2.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,376 | 3.13% |
| REDDING, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,010 | 2.50% |
| Forest City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,047 | 4.00% |
| Hope, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.75% |
| Jasper, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,433 | 2.75% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,698 | 3.00% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,572 | 3.88% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,999 | 2.25% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,307 | 3.63% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,915 | 2.38% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,845 | 4.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,158 | 3.25% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,287 | 2.25% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,310 | 2.25% |
| Camden, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,815 | 3.25% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,265 | 4.25% |
| READING, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,993 | 2.38% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,527 | 3.13% |
| Sanford, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,512 | 3.63% |
| Zapata, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,820 | 4.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,058 | 2.99% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,418 | 5.13% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,560 | 3.00% |
| McComb, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,789 | 3.00% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,078 | 3.75% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,857 | 3.75% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,647 | 3.75% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,155 | 4.00% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,972 | 2.75% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.63% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,602 | 3.25% |
| Ashland, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,261 | 2.75% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,184 | 3.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against AMCAP MORTGAGE LTD. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
WESTERN COOPERATIVE CREDIT UNION
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First Central Credit Union
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First American Bank
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Los Angeles Federal Credit Union
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First Credit Union
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Unify Home Lending Inc.
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BTH Bank
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WESTSTAR MORTGAGE CORPORATION
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AAXY L.L.C.
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Product Mix
For 2021, Amcap Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 11,622 originations. Their 2nd most popular type was FHA, with 5,754 originations.
Loan Reason
For 2021, Amcap Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 14,172 originations. The 2nd most popular reason was Refi, with 3,353 originations.
Loan Duration/Length
For 2021, Amcap Mortgage Ltd.'s most frequently cited loan duration was 30 Year, with 17,850 originations. The 2nd most popular length was 15 Year, with 1,136 originations.
Origination Fees/Closing Costs
Amcap Mortgage Ltd.'s average total fees were $7,472, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 9,452 originations.
Interest Rates
During 2021, Amcap Mortgage Ltd.'s average interest rate for loans was 3.28%, while their most frequently originated rate bucket for loans was 3-4%, with 10,049 originations.
Loan Sizing
2021 saw Amcap Mortgage Ltd. place emphasis on $200k-400k loans with 10,382 originations, totaling $2,903,330,000 in origination value.
Applicant Income
Amcap Mortgage Ltd. lent most frequently to those with incomes in the $50k-75k range, with 5,261 originations. The second most popular income band? $100k-150k, with 4,225 originations.
Applicant Debt to Income Ratio
Amcap Mortgage Ltd. lent most frequently to those with DTI ratios of 30-36%, with 3,194 originations. The next most common DTI ratio? 20-30%, with 2,986 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.33%
Amcap Mortgage Ltd. has an average approval rate.
Pick Rate
Approvals leading to origination72.05%
Amcap Mortgage Ltd. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 19,487 | $5,121,215,000 | $262,802 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 19,487 | $5,121,215,000 | $262,802 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Amcap Investments, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 12.5% |
| Amcap Investments, LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 12.5% |
| Amcap Investments, LLC | FHA mortgage | Closing on a mortgage | 1 | 12.5% |
| Amcap Investments, LLC | FHA mortgage | Trouble during payment process | 2 | 25.0% |
| Amcap Investments, LLC | Reverse mortgage | Closing on a mortgage | 1 | 12.5% |
| Amcap Investments, LLC | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 12.5% |
| Amcap Investments, LLC | VA mortgage | Closing on a mortgage | 1 | 12.5% |