Amcap Mortgage Ltd. Rates, Fees & Info
HOUSTON, TXLEI: 549300ONBM4MGXXBTA44
Tax ID: 32-0016270
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Mortgage Data
Review & Overview
Amcap Mortgage Ltd. is a mid-sized mortgage company specializing in Home Purchase loans. Amcap Mortgage Ltd. has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Houston, San Antonio, Dallas, Austin, and Miami among others. We have data for 290 markets. (Some data included below & more in-depth data is available with an active subscription.)Amcap Mortgage Ltd. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Amcap Mortgage Ltd. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.87% | 12/17/24 |
| 30 Year Conventional Refi | 6.63% | 12/17/24 |
| 30 Year Cash-out Refi | 7.01% | 12/17/24 |
| 30 Year FHA Purchase | 7.73% | 12/17/24 |
| 30 Year FHA Refi | 7.47% | 12/17/24 |
| 30 Year VA Purchase | 6.52% | 12/17/24 |
| 30 Year VA Refi | 6.15% | 12/17/24 |
| 30 Year USDA Purchase | 7.04% | 12/17/24 |
| 30 Year USDA Refi | 7.06% | 12/17/24 |
| 15 Year Conventional Purchase | 6.43% | 12/17/24 |
| 15 Year Conventional Refi | 6.32% | 12/17/24 |
| 15 Year Cash-out Refi | 6.32% | 12/17/24 |
| 15 Year FHA Purchase | 7.85% | 12/17/24 |
| 15 Year FHA Refi | 7.56% | 12/17/24 |
| 15 Year VA Purchase | 5.68% | 12/17/24 |
| 15 Year VA Refi | 6.27% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Amcap Mortgage Ltd. Mortgage Calculator
Your Estimates
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This is not an official calculator from Amcap Mortgage Ltd.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
10,862Origination Dollar Volume (All Markets)
$3,160,200,000Awards
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AMCAP MORTGAGE LTD. - 2022
AMCAP MORTGAGE LTD. is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2,164 | $658,410,000 | $304,256 | $9,583 | 5.04% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1,465 | $447,115,000 | $305,198 | $10,719 | 5.15% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,236 | $414,230,000 | $335,138 | $10,489 | 5.14% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 422 | $168,580,000 | $399,479 | $9,484 | 4.46% |
| Outside of Metro Areas | 602 | $145,880,000 | $242,326 | $8,740 | 5.09% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 302 | $118,280,000 | $391,656 | $15,381 | 5.21% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 357 | $76,415,000 | $214,048 | $10,401 | 5.09% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 122 | $63,450,000 | $520,082 | $14,514 | 4.85% |
| AMARILLO, TX (FHA|USDA|VA) | 264 | $58,460,000 | $221,439 | $10,174 | 5.32% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 167 | $50,025,000 | $299,551 | $7,503 | 4.87% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 89 | $40,565,000 | $455,787 | $10,001 | 5.37% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 80 | $36,510,000 | $456,375 | $14,303 | 4.90% |
| FARMINGTON, NM (FHA|USDA|VA) | 201 | $35,555,000 | $176,891 | $6,238 | 5.43% |
| BOISE CITY, ID (FHA|USDA|VA) | 107 | $33,865,000 | $316,495 | $9,962 | 5.38% |
| ODESSA, TX (FHA|USDA|VA) | 146 | $33,840,000 | $231,781 | $11,628 | 5.56% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 154 | $32,570,000 | $211,494 | $8,296 | 5.07% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 119 | $28,675,000 | $240,966 | $6,470 | 4.64% |
| Cookeville, TN (FHA|USDA|VA) | 111 | $25,295,000 | $227,883 | $5,813 | 5.10% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 113 | $25,215,000 | $223,142 | $7,805 | 5.09% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 55 | $23,635,000 | $429,727 | $12,573 | 5.19% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 86 | $22,360,000 | $260,000 | $9,738 | 5.11% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 61 | $21,855,000 | $358,279 | $9,380 | 5.11% |
| Lufkin, TX (FHA|USDA|VA) | 100 | $21,450,000 | $214,500 | $7,604 | 5.13% |
| BATON ROUGE, LA (FHA|USDA|VA) | 90 | $19,610,000 | $217,889 | $8,795 | 5.06% |
| Roswell, NM (FHA|USDA|VA) | 128 | $18,940,000 | $147,969 | $5,895 | 5.38% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 42 | $17,700,000 | $421,429 | $11,091 | 5.30% |
| MIDLAND, TX (FHA|USDA|VA) | 68 | $17,540,000 | $257,941 | $11,332 | 5.40% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 59 | $15,985,000 | $270,932 | $10,831 | 5.13% |
| TUCSON, AZ (FHA|USDA|VA) | 68 | $15,950,000 | $234,559 | $8,974 | 4.87% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 71 | $15,305,000 | $215,563 | $9,984 | 5.02% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 71 | $14,635,000 | $206,127 | $6,434 | 5.22% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 21 | $12,525,000 | $596,429 | $21,259 | 4.73% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 27 | $10,785,000 | $399,444 | $9,772 | 4.50% |
| Hereford, TX (FHA|USDA|VA) | 56 | $10,520,000 | $187,857 | $11,454 | 4.92% |
| Williston, ND (FHA|USDA|VA) | 37 | $10,015,000 | $270,676 | $8,413 | 4.93% |
| LAS CRUCES, NM (FHA|USDA|VA) | 53 | $10,005,000 | $188,774 | $6,629 | 5.19% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 31 | $9,935,000 | $320,484 | $8,822 | 4.59% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 28 | $9,130,000 | $326,071 | $13,381 | 5.03% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 34 | $9,100,000 | $267,647 | $9,391 | 4.94% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 31 | $8,985,000 | $289,839 | $9,736 | 5.26% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 41 | $8,835,000 | $215,488 | $7,363 | 5.58% |
| KNOXVILLE, TN (FHA|USDA|VA) | 41 | $8,235,000 | $200,854 | $5,996 | 4.62% |
| Huntsville, TX (FHA|USDA|VA) | 28 | $7,790,000 | $278,214 | $8,210 | 5.36% |
| PITTSBURGH, PA (FHA|USDA|VA) | 35 | $7,665,000 | $219,000 | $9,956 | 5.52% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 33 | $7,245,000 | $219,545 | $8,941 | 4.65% |
| LONGVIEW, TX (FHA|USDA|VA) | 39 | $7,025,000 | $180,128 | $7,553 | 5.26% |
| Bedford, IN (FHA|USDA|VA) | 40 | $6,950,000 | $173,750 | $6,047 | 5.54% |
| TULSA, OK (FHA|USDA|VA) | 34 | $6,750,000 | $198,529 | $8,254 | 5.25% |
| EL PASO, TX (FHA|USDA|VA) | 28 | $6,730,000 | $240,357 | $8,925 | 5.25% |
| Granbury, TX (FHA|USDA|VA) | 22 | $6,430,000 | $292,273 | $11,821 | 5.25% |
| WACO, TX (FHA|USDA|VA) | 28 | $6,380,000 | $227,857 | $9,630 | 5.29% |
| Athens, TX (FHA|USDA|VA) | 21 | $6,165,000 | $293,571 | $10,068 | 5.15% |
| Andrews, TX (FHA|USDA|VA) | 24 | $5,620,000 | $234,167 | $11,334 | 5.50% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 16 | $5,350,000 | $334,375 | $7,760 | 4.36% |
| Corsicana, TX (FHA|USDA|VA) | 22 | $5,300,000 | $240,909 | $10,118 | 4.90% |
| LUBBOCK, TX (FHA|USDA|VA) | 21 | $5,185,000 | $246,905 | $11,548 | 4.96% |
| Craig, CO (FHA|USDA|VA) | 23 | $5,125,000 | $222,826 | $7,363 | 4.85% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 21 | $4,985,000 | $237,381 | $10,633 | 5.10% |
| El Campo, TX (FHA|USDA|VA) | 17 | $4,865,000 | $286,176 | $9,223 | 4.96% |
| GREELEY, CO (FHA|USDA|VA) | 11 | $4,675,000 | $425,000 | $11,675 | 5.23% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 23 | $4,645,000 | $201,957 | $8,361 | 4.36% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 14 | $4,620,000 | $330,000 | $9,390 | 5.29% |
| Stillwater, OK (FHA|USDA|VA) | 27 | $4,585,000 | $169,815 | $6,642 | 5.07% |
| VICTORIA, TX (FHA|USDA|VA) | 18 | $4,470,000 | $248,333 | $10,436 | 5.32% |
| Kerrville, TX (FHA|USDA|VA) | 13 | $4,435,000 | $341,154 | $8,138 | 4.64% |
| TYLER, TX (FHA|USDA|VA) | 15 | $4,315,000 | $287,667 | $9,611 | 5.48% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 14 | $4,040,000 | $288,571 | $12,342 | 5.39% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 10 | $3,990,000 | $399,000 | $5,295 | 4.96% |
| SALINAS, CA (FHA|USDA|VA) | 8 | $3,950,000 | $493,750 | $13,758 | 5.31% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 25 | $3,805,000 | $152,200 | $7,104 | 4.85% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 14 | $3,750,000 | $267,857 | $10,320 | 5.39% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 11 | $3,615,000 | $328,636 | $9,292 | 4.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $3,595,000 | $399,444 | $14,880 | 4.67% |
| Helena, MT (FHA|USDA|VA) | 9 | $3,575,000 | $397,222 | $13,770 | 5.79% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 14 | $3,570,000 | $255,000 | $9,064 | 4.99% |
| Fredericksburg, TX (FHA|USDA|VA) | 9 | $3,415,000 | $379,444 | $8,781 | 5.36% |
| Key West, FL (FHA|USDA|VA) | 6 | $3,090,000 | $515,000 | $15,010 | 5.06% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 6 | $2,990,000 | $498,333 | $18,175 | 4.27% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 15 | $2,985,000 | $199,000 | $6,898 | 4.40% |
| SAN ANGELO, TX (FHA|USDA|VA) | 11 | $2,795,000 | $254,091 | $10,918 | 4.67% |
| LINCOLN, NE (FHA|USDA|VA) | 14 | $2,720,000 | $194,286 | $6,002 | 3.94% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $2,545,000 | $509,000 | $14,769 | 5.23% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 15 | $2,535,000 | $169,000 | $6,087 | 5.29% |
| Port Lavaca, TX (FHA|USDA|VA) | 7 | $2,525,000 | $360,714 | $9,172 | 4.68% |
| Montrose, CO (FHA|USDA|VA) | 7 | $2,515,000 | $359,286 | $6,414 | 4.77% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 12 | $2,510,000 | $209,167 | $6,915 | 5.27% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $2,305,000 | $329,286 | $7,847 | 5.23% |
| STOCKTON, CA (FHA|USDA|VA) | 7 | $2,305,000 | $329,286 | $15,781 | 3.91% |
| HAMMOND, LA (FHA|USDA|VA) | 8 | $2,200,000 | $275,000 | $8,811 | 4.75% |
| Alice, TX (FHA|USDA|VA) | 12 | $2,190,000 | $182,500 | $9,648 | 4.99% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $8,340 | 5.13% |
| Eagle Pass, TX (FHA|USDA|VA) | 11 | $2,105,000 | $191,364 | $8,956 | 5.33% |
| Crossville, TN (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $4,028 | 5.36% |
| Bay City, TX (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $10,030 | 5.34% |
| Sevierville, TN (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $7,773 | 4.14% |
| Rockport, TX (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $11,333 | 5.68% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $1,950,000 | $487,500 | $7,861 | 6.19% |
| Mineral Wells, TX (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $11,503 | 5.59% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $10,793 | 5.15% |
| Pampa, TX (FHA|USDA|VA) | 14 | $1,910,000 | $136,429 | $7,936 | 5.39% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $11,788 | 4.67% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 9 | $1,865,000 | $207,222 | $7,284 | 5.41% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $5,551 | 3.88% |
| Brenham, TX (FHA|USDA|VA) | 6 | $1,850,000 | $308,333 | $7,850 | 4.94% |
| Bonham, TX (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $11,891 | 4.88% |
| BURLINGTON, NC (FHA|USDA|VA) | 9 | $1,725,000 | $191,667 | $6,252 | 5.04% |
| LAFAYETTE, LA (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $8,237 | 5.23% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $11,327 | 5.19% |
| ABILENE, TX (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $12,571 | 4.73% |
| Ruidoso, NM (FHA|USDA|VA) | 8 | $1,520,000 | $190,000 | $4,151 | 4.86% |
| Shelton, WA (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $15,433 | 4.94% |
| Gainesville, TX (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $7,329 | 4.48% |
| Nacogdoches, TX (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $7,766 | 5.38% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $0 | 5.47% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $13,804 | 4.84% |
| Stephenville, TX (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $7,104 | 5.27% |
| LAREDO, TX (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $10,380 | 4.77% |
| OCALA, FL (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $11,702 | 5.55% |
| Ardmore, OK (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $12,021 | 5.33% |
| Glenwood Springs, CO (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $5,444 | 4.72% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $7,792 | 4.41% |
| Mountain Home, ID (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $8,803 | 5.32% |
| Sulphur Springs, TX (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $8,174 | 5.21% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $8,396 | 5.94% |
| Dumas, TX (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $9,251 | 5.06% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $11,564 | 5.15% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $14,790 | 4.96% |
| MADERA, CA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $11,702 | 4.88% |
| Beeville, TX (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $8,561 | 5.69% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $7,831 | 4.56% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $7,337 | 4.68% |
| CASPER, WY (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $4,694 | 4.75% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $10,267 | 4.78% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $5,438 | 5.90% |
| FAIRBANKS, AK (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $12,351 | 4.50% |
| AKRON, OH (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $7,793 | 5.60% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $7,248 | 5.04% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $14,456 | 6.66% |
| ANCHORAGE, AK (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $9,193 | 4.79% |
| Pearsall, TX (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $10,070 | 4.54% |
| Paris, TX (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $9,294 | 5.63% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $30,247 | 4.63% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $7,285 | 4.78% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $17,161 | 5.37% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $7,243 | 5.17% |
| Durango, CO (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,593 | 3.66% |
| Hobbs, NM (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $6,038 | 5.25% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,083 | 6.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $8,403 | 5.91% |
| Palestine, TX (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $7,738 | 5.47% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $7,340 | 4.18% |
| Kingsville, TX (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $9,815 | 4.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $7,014 | 4.74% |
| Borger, TX (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $6,387 | 5.06% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $17,728 | 4.79% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $9,059 | 3.13% |
| BISMARCK, ND (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,580 | 5.79% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,847 | 2.44% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $8,741 | 4.59% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $11,658 | 7.13% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,908 | 4.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,315 | 4.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,334 | 4.50% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,546 | 3.42% |
| Alamogordo, NM (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $12,979 | 4.72% |
| Carroll, IA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,143 | 5.19% |
| Uvalde, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $10,183 | 4.69% |
| Palatka, FL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $9,633 | 4.38% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $18,362 | 5.00% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,587 | 3.38% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,464 | 6.31% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $9,088 | 6.06% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,136 | 5.96% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,823 | 5.75% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $10,810 | 5.94% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $8,283 | 5.94% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 5.50% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,753 | 5.06% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,400 | 4.81% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,362 | 3.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,918 | 6.37% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $12,283 | 5.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $23,056 | 3.25% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,890 | 4.63% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $13,732 | 6.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $6,200 | 5.38% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,070 | 5.38% |
| Concord, NH (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,607 | 5.75% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,837 | 4.75% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $13,437 | 4.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $15,621 | 6.63% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $15,423 | 6.25% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $24,749 | 5.63% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,443 | 4.94% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,690 | 5.88% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,774 | 3.94% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,951 | 3.99% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,598 | 3.38% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,495 | 3.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,581 | 6.13% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,775 | 4.63% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,989 | 5.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,599 | 4.81% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,351 | 4.96% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,113 | 3.25% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,133 | 5.75% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,747 | 4.63% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,665 | 4.38% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,368 | 6.13% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,174 | 5.38% |
| Woodward, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,918 | 6.13% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,804 | 4.88% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,826 | 3.50% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,314 | 6.63% |
| Salem, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 4.49% |
| Lamesa, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,596 | 4.81% |
| Pecos, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $19,534 | 5.13% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,495 | 6.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,416 | 6.37% |
| MERCED, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,586 | 5.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,743 | 6.38% |
| Oxford, MS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,630 | 6.13% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,865 | 4.38% |
| FLINT, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,810 | 4.38% |
| Centralia, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,399 | 5.63% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,577 | 4.38% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 5.63% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,775 | 7.49% |
| Taos, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,099 | 5.63% |
| Boone, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,599 | 3.99% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $15,312 | 5.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $16,787 | 5.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,793 | 4.99% |
| Lake City, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,172 | 7.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,564 | 6.13% |
| Sanford, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,802 | 3.25% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,312 | 5.88% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,049 | 3.88% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,486 | 5.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,783 | 7.00% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,811 | 6.50% |
| Athens, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,363 | 4.75% |
| Payson, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,628 | 2.88% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,088 | 5.88% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 5.50% |
| Wooster, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,966 | 3.50% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,584 | 4.69% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,841 | 5.13% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $8,352 | 4.13% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,169 | 3.44% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,612 | 6.00% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,868 | 4.00% |
| Susanville, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,784 | 3.88% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,771 | 5.75% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,634 | 6.13% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,835 | 7.13% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,275 | 6.50% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 2.50% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,403 | 3.25% |
| Duncan, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,371 | 4.25% |
| Sterling, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,311 | 4.13% |
| Columbus, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,087 | 4.63% |
| Minot, ND (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,059 | 6.13% |
| Jasper, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,770 | 5.63% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,270 | 4.25% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.13% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 4.56% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,705 | 5.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,188 | 4.38% |
| Elk City, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,574 | 5.88% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,892 | 5.13% |
| Plainview, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,999 | 6.63% |
| Searcy, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,875 | 4.50% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,691 | 4.99% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,429 | 5.13% |
| Marion, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,546 | 5.25% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,930 | 5.50% |
| Durant, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,301 | 6.13% |
| Deming, NM (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $6,199 | 2.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.13% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,545 | 4.88% |
| Clovis, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,372 | 5.63% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,614 | 3.25% |
| McAlester, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.38% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,872 | 4.50% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.88% |
| Camden, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,900 | 6.13% |
| Seymour, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,918 | 4.63% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,037 | 5.75% |
| Russellville, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,131 | 6.13% |
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Product Mix
For 2022, Amcap Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 5,938 originations. Their 2nd most popular type was FHA, with 3,714 originations.
Loan Reason
For 2022, Amcap Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 9,352 originations. The 2nd most popular reason was Cash Out Refi, with 772 originations.
Loan Duration/Length
For 2022, Amcap Mortgage Ltd.'s most frequently cited loan duration was 30 Year, with 10,349 originations. The 2nd most popular length was 15 Year, with 339 originations.
Origination Fees/Closing Costs
Amcap Mortgage Ltd.'s average total fees were $9,948, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,514 originations.
Interest Rates
During 2022, Amcap Mortgage Ltd.'s average interest rate for loans was 5.13%, while their most frequently originated rate bucket for loans was 5-6%, with 3,831 originations.
Loan Sizing
2022 saw Amcap Mortgage Ltd. place emphasis on $200k-400k loans with 5,865 originations, totaling $1,676,535,000 in origination value.
Applicant Income
Amcap Mortgage Ltd. lent most frequently to those with incomes in the $100k-150k range, with 2,764 originations. The second most popular income band? $50k-75k, with 2,632 originations.
Applicant Debt to Income Ratio
Amcap Mortgage Ltd. lent most frequently to those with DTI ratios of 50-60%, with 1,600 originations. The next most common DTI ratio? 30-36%, with 1,501 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.57%
Amcap Mortgage Ltd. has an average approval rate.
Pick Rate
Approvals leading to origination62.59%
Amcap Mortgage Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 10,862 | $3,160,200,000 | $290,941 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10,862 | $3,160,200,000 | $290,941 |