Amcap Mortgage Ltd. Rates, Fees & Info
HOUSTON, TXLEI: 549300ONBM4MGXXBTA44
Tax ID: 32-0016270
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Mortgage Data
Review & Overview
Amcap Mortgage Ltd. is a small mortgage company specializing in Home Purchase loans. Amcap Mortgage Ltd. has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, San Antonio, Dallas, Austin, and Mcallen among others. We have data for 220 markets. (Some data included below & more in-depth data is available with an active subscription.)Amcap Mortgage Ltd. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Amcap Mortgage Ltd. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.87% | 4/22/24 |
| 30 Year Conventional Refi | 6.63% | 4/22/24 |
| 30 Year Cash-out Refi | 7.01% | 4/22/24 |
| 30 Year FHA Purchase | 7.73% | 4/22/24 |
| 30 Year FHA Refi | 7.47% | 4/22/24 |
| 30 Year VA Purchase | 6.52% | 4/22/24 |
| 30 Year VA Refi | 6.15% | 4/22/24 |
| 30 Year USDA Purchase | 7.04% | 4/22/24 |
| 30 Year USDA Refi | 7.06% | 4/22/24 |
| 15 Year Conventional Purchase | 6.43% | 4/22/24 |
| 15 Year Conventional Refi | 6.32% | 4/22/24 |
| 15 Year Cash-out Refi | 6.32% | 4/22/24 |
| 15 Year FHA Purchase | 7.85% | 4/22/24 |
| 15 Year FHA Refi | 7.56% | 4/22/24 |
| 15 Year VA Purchase | 5.68% | 4/22/24 |
| 15 Year VA Refi | 6.27% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Amcap Mortgage Ltd. Mortgage Calculator
Your Estimates
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This is not an official calculator from Amcap Mortgage Ltd.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,391Origination Dollar Volume (All Markets)
$2,098,495,000Awards
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AMCAP MORTGAGE LTD. - 2019
AMCAP MORTGAGE LTD. is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2,523 | $594,695,000 | $235,709 | $7,568 | 4.43% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1,381 | $312,765,000 | $226,477 | $7,443 | 4.53% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,132 | $267,380,000 | $236,201 | $8,285 | 4.50% |
| Outside of Metro Areas | 394 | $75,170,000 | $190,787 | $6,603 | 4.48% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 195 | $59,265,000 | $303,923 | $9,204 | 4.55% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 352 | $55,250,000 | $156,960 | $7,805 | 4.72% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 179 | $53,675,000 | $299,860 | $7,624 | 4.15% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 172 | $46,290,000 | $269,128 | $8,646 | 4.81% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 194 | $43,370,000 | $223,557 | $7,099 | 4.26% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 174 | $33,290,000 | $191,322 | $6,861 | 4.53% |
| BOISE CITY, ID (FHA|USDA|VA) | 123 | $31,415,000 | $255,407 | $7,642 | 4.33% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 68 | $28,320,000 | $416,471 | $9,660 | 4.35% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 147 | $25,805,000 | $175,544 | $5,191 | 4.47% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 56 | $24,720,000 | $441,429 | $7,341 | 4.14% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 57 | $20,335,000 | $356,754 | $9,204 | 3.89% |
| Lufkin, TX (FHA|USDA|VA) | 120 | $20,290,000 | $169,083 | $6,294 | 4.31% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 59 | $20,075,000 | $340,254 | $7,283 | 4.62% |
| BATON ROUGE, LA (FHA|USDA|VA) | 95 | $18,225,000 | $191,842 | $7,745 | 4.29% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 65 | $16,945,000 | $260,692 | $6,045 | 4.35% |
| MIDLAND, TX (FHA|USDA|VA) | 55 | $14,995,000 | $272,636 | $9,374 | 4.61% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 70 | $13,660,000 | $195,143 | $7,945 | 4.88% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 85 | $13,405,000 | $157,706 | $4,982 | 4.55% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 83 | $13,235,000 | $159,458 | $6,196 | 4.62% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 51 | $11,685,000 | $229,118 | $6,372 | 4.28% |
| TUCSON, AZ (FHA|USDA|VA) | 61 | $11,345,000 | $185,984 | $7,288 | 4.35% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 57 | $10,315,000 | $180,965 | $6,767 | 4.68% |
| LONGVIEW, TX (FHA|USDA|VA) | 61 | $9,825,000 | $161,066 | $6,060 | 4.40% |
| VICTORIA, TX (FHA|USDA|VA) | 48 | $9,820,000 | $204,583 | $6,215 | 4.70% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 37 | $8,355,000 | $225,811 | $6,037 | 4.58% |
| CASPER, WY (FHA|USDA|VA) | 58 | $8,340,000 | $143,793 | $7,005 | 3.13% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 40 | $8,310,000 | $207,750 | $7,746 | 4.95% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 51 | $7,815,000 | $153,235 | $7,328 | 4.84% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 29 | $7,745,000 | $267,069 | $8,210 | 4.26% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 23 | $6,975,000 | $303,261 | $6,972 | 4.13% |
| WACO, TX (FHA|USDA|VA) | 42 | $6,660,000 | $158,571 | $7,941 | 4.75% |
| Roswell, NM (FHA|USDA|VA) | 68 | $6,430,000 | $94,559 | $4,872 | 4.81% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 38 | $5,860,000 | $154,211 | $4,402 | 4.11% |
| KNOXVILLE, TN (FHA|USDA|VA) | 32 | $4,990,000 | $155,938 | $5,008 | 4.46% |
| Williston, ND (FHA|USDA|VA) | 17 | $4,755,000 | $279,706 | $9,375 | 4.52% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 27 | $4,075,000 | $150,926 | $4,981 | 4.06% |
| El Campo, TX (FHA|USDA|VA) | 15 | $4,015,000 | $267,667 | $6,998 | 4.54% |
| Eagle Pass, TX (FHA|USDA|VA) | 27 | $3,995,000 | $147,963 | $5,917 | 4.95% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 20 | $3,760,000 | $188,000 | $9,038 | 4.87% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 15 | $3,675,000 | $245,000 | $8,111 | 4.59% |
| GREELEY, CO (FHA|USDA|VA) | 14 | $3,660,000 | $261,429 | $6,661 | 4.71% |
| Shelton, WA (FHA|USDA|VA) | 19 | $3,545,000 | $186,579 | $7,429 | 4.16% |
| ODESSA, TX (FHA|USDA|VA) | 18 | $3,460,000 | $192,222 | $9,107 | 4.81% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 17 | $3,235,000 | $190,294 | $7,492 | 3.26% |
| Glenwood Springs, CO (FHA|USDA|VA) | 12 | $2,860,000 | $238,333 | $7,089 | 4.56% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 11 | $2,805,000 | $255,000 | $6,759 | 4.67% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 19 | $2,795,000 | $147,105 | $5,814 | 3.94% |
| Fredericksburg, TX (FHA|USDA|VA) | 10 | $2,700,000 | $270,000 | $8,157 | 4.54% |
| Bay City, TX (FHA|USDA|VA) | 10 | $2,520,000 | $252,000 | $8,180 | 4.33% |
| Craig, CO (FHA|USDA|VA) | 15 | $2,455,000 | $163,667 | $5,239 | 4.28% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 12 | $2,430,000 | $202,500 | $7,842 | 4.57% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 14 | $2,430,000 | $173,571 | $5,498 | 4.01% |
| LAREDO, TX (FHA|USDA|VA) | 14 | $2,370,000 | $169,286 | $8,931 | 4.76% |
| STOCKTON, CA (FHA|USDA|VA) | 12 | $2,360,000 | $196,667 | $6,301 | 3.58% |
| TULSA, OK (FHA|USDA|VA) | 11 | $2,255,000 | $205,000 | $5,219 | 4.49% |
| Alice, TX (FHA|USDA|VA) | 17 | $2,245,000 | $132,059 | $6,068 | 5.06% |
| TYLER, TX (FHA|USDA|VA) | 12 | $2,210,000 | $184,167 | $5,673 | 4.89% |
| AMARILLO, TX (FHA|USDA|VA) | 13 | $2,195,000 | $168,846 | $6,586 | 4.49% |
| Kerrville, TX (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $8,875 | 4.44% |
| FARMINGTON, NM (FHA|USDA|VA) | 14 | $2,000,000 | $142,857 | $5,888 | 4.48% |
| Rockport, TX (FHA|USDA|VA) | 10 | $1,930,000 | $193,000 | $7,206 | 4.36% |
| Pearsall, TX (FHA|USDA|VA) | 12 | $1,920,000 | $160,000 | $6,869 | 4.90% |
| EL PASO, TX (FHA|USDA|VA) | 11 | $1,915,000 | $174,091 | $8,157 | 4.56% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 18 | $1,870,000 | $103,889 | $4,792 | 5.10% |
| SALINAS, CA (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $4,392 | 4.06% |
| Helena, MT (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $4,489 | 4.42% |
| NAPA, CA (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $7,922 | 4.37% |
| Russellville, AR (FHA|USDA|VA) | 12 | $1,760,000 | $146,667 | $4,437 | 4.73% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $6,058 | 3.73% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $7,782 | 4.42% |
| Kalispell, MT (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $6,446 | 4.23% |
| Nacogdoches, TX (FHA|USDA|VA) | 9 | $1,635,000 | $181,667 | $8,552 | 4.32% |
| Athens, TX (FHA|USDA|VA) | 9 | $1,615,000 | $179,444 | $6,081 | 4.57% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 11 | $1,605,000 | $145,909 | $6,714 | 4.66% |
| Beeville, TX (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $9,439 | 4.88% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 12 | $1,600,000 | $133,333 | $5,703 | 5.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 11 | $1,585,000 | $144,091 | $6,079 | 4.74% |
| Granbury, TX (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $7,578 | 4.68% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $7,425 | 5.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $5,150 | 3.60% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 14 | $1,470,000 | $105,000 | $5,140 | 4.72% |
| LAFAYETTE, LA (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $6,205 | 4.33% |
| Stillwater, OK (FHA|USDA|VA) | 11 | $1,335,000 | $121,364 | $4,829 | 4.51% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $7,602 | 4.83% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $7,636 | 4.72% |
| Montrose, CO (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $5,232 | 4.48% |
| Kingsville, TX (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $7,573 | 4.53% |
| LOGAN, UT-ID (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $10,433 | 4.63% |
| Snyder, TX (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $7,581 | 4.13% |
| Big Spring, TX (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $5,897 | 4.94% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 9 | $1,125,000 | $125,000 | $4,521 | 3.92% |
| Jacksonville, TX (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $5,520 | 4.29% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $5,505 | 4.65% |
| Brenham, TX (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $7,049 | 4.42% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $6,772 | 5.03% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $6,720 | 4.38% |
| Uvalde, TX (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $8,071 | 4.92% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,871 | 4.47% |
| Huntsville, TX (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $9,281 | 4.63% |
| Bonham, TX (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $10,455 | 4.21% |
| Port Lavaca, TX (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,723 | 4.95% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $8,429 | 4.63% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,388 | 4.28% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $5,610 | 5.08% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 4.63% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $5,128 | 4.75% |
| Minden, LA (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $7,191 | 4.93% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $12,280 | 4.19% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $6,392 | 4.38% |
| Stephenville, TX (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $11,006 | 4.72% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $8,495 | 4.84% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $11,263 | 3.69% |
| Andrews, TX (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $8,767 | 4.97% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,853 | 3.75% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,328 | 4.54% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $5,368 | 4.69% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $14,834 | 5.31% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,719 | 3.62% |
| SAN ANGELO, TX (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,979 | 5.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,399 | 4.79% |
| Pampa, TX (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $6,715 | 5.03% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,317 | 3.71% |
| Del Rio, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $9,307 | 4.83% |
| Dumas, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,592 | 5.04% |
| Outside of Metro Areas | 3 | $505,000 | $168,333 | $5,926 | 4.50% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,168 | 4.00% |
| Opelousas, LA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $8,505 | 4.44% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,147 | 4.06% |
| Centralia, WA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,360 | 4.63% |
| SALEM, OR (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $857 | 3.50% |
| ENID, OK (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,261 | 4.29% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $6,882 | 5.00% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,068 | 4.75% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $8,427 | 3.88% |
| Ontario, OR-ID (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $5,761 | 4.63% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,288 | 5.00% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,244 | 4.63% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,300 | 4.88% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,169 | 5.46% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,395 | 3.93% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,845 | 5.38% |
| Durango, CO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,034 | 4.19% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,954 | 3.94% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,501 | 4.94% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,710 | 4.00% |
| DeRidder, LA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $7,390 | 5.75% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,982 | 3.75% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,422 | 4.38% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,578 | 4.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,875 | 3.75% |
| Palestine, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,250 | 5.69% |
| Española, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,674 | 4.13% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,500 | 5.06% |
| MONROE, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,227 | 4.88% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,679 | 4.00% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,143 | 5.31% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $6,268 | 3.42% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,298 | 4.38% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,186 | 5.00% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,136 | 3.50% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,967 | 4.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,080 | 3.50% |
| Plainview, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,592 | 4.81% |
| Hailey, ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,223 | 5.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,584 | 5.13% |
| Durant, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,574 | 5.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,010 | 3.88% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,733 | 4.00% |
| Paris, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,030 | 4.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,483 | 4.38% |
| Vernal, UT (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,756 | 5.44% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,158 | 3.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,063 | 4.63% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,372 | 4.63% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,887 | 5.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,622 | 3.75% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,670 | 3.88% |
| Clovis, NM (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,616 | 4.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,109 | 7.99% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,567 | 5.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,319 | 5.13% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,304 | 6.25% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,758 | 3.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,092 | 4.25% |
| Ruston, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.13% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,746 | 5.13% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,540 | 5.25% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,196 | 3.63% |
| Gallup, NM (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $8,014 | 5.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,129 | 8.80% |
| Batesville, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,846 | 4.13% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,190 | 4.88% |
| Seneca, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,824 | 4.63% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,275 | 4.88% |
| Sterling, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,195 | 4.88% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,025 | 4.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,361 | 3.88% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,638 | 5.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,351 | 5.00% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,163 | 4.50% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,453 | 4.75% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,212 | 3.88% |
| Evanston, WY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,035 | 5.00% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,164 | 5.00% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $3,655 | 5.19% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,624 | 4.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,066 | 4.88% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,217 | 5.00% |
| London, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,291 | 3.88% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,614 | 4.13% |
| Henderson, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,859 | 5.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,536 | 4.75% |
| MERCED, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,165 | 4.50% |
| Edwards, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,201 | 5.00% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,372 | 5.75% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,618 | 5.00% |
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Product Mix
For 2019, Amcap Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 4,720 originations. Their 2nd most popular type was FHA, with 3,470 originations.
Loan Reason
For 2019, Amcap Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 7,767 originations. The 2nd most popular reason was Refi, with 932 originations.
Loan Duration/Length
For 2019, Amcap Mortgage Ltd.'s most frequently cited loan duration was 30 Year, with 8,905 originations. The 2nd most popular length was 15 Year, with 313 originations.
Origination Fees/Closing Costs
Amcap Mortgage Ltd.'s average total fees were $7,520, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,481 originations.
Interest Rates
During 2019, Amcap Mortgage Ltd.'s average interest rate for loans was 4.51%, while their most frequently originated rate bucket for loans was 4-5%, with 4,621 originations.
Loan Sizing
2019 saw Amcap Mortgage Ltd. place emphasis on $200k-400k loans with 4,183 originations, totaling $1,134,585,000 in origination value.
Applicant Income
Amcap Mortgage Ltd. lent most frequently to those with incomes in the $50k-75k range, with 2,733 originations. The second most popular income band? $100k-150k, with 1,910 originations.
Applicant Debt to Income Ratio
Amcap Mortgage Ltd. lent most frequently to those with DTI ratios of 30-36%, with 1,436 originations. The next most common DTI ratio? 50-60%, with 1,260 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.84%
Amcap Mortgage Ltd. has an average approval rate.
Pick Rate
Approvals leading to origination72.24%
Amcap Mortgage Ltd. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,391 | $2,098,495,000 | $223,458 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 449 | $75,555,000 | $168,274 |
| Single Family (1-4 Units):Site-Built | 8,942 | $2,022,940,000 | $226,229 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Amcap Investments, LLC | FHA mortgage | Closing on a mortgage | 1 | 100.0% |