The City National Bank Of Taylor Mortgage Rates, Fees & Info
Taylor, TXLEI: 549300PHUZ7U5WPH7Z38
Tax ID: 74-0560700
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The City National Bank Of Taylor is a smaller bank specializing in Home Purchase loans. The City National Bank Of Taylor has a high proportion of conventional loans. Their top (well, only) market is Austin.The City National Bank Of Taylor has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
55Origination Dollar Volume (All Markets)
$16,195,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 29 | $10,595,000 | $365,345 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 26 | $5,600,000 | $215,385 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 55 | $16,195,000 | $294,455 | $0 | 0.00% |
For 2024, The City National Bank Of Taylor's most frequently originated type of loan was Conventional, with 55 originations.
Loan Reason
For 2024, The City National Bank Of Taylor's most frequently cited loan purpose was Home Purchase, with 33 originations. The 2nd most popular reason was Home Improvement, with 12 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 55 | $16,195,000 | $294,455 | $0 | 0.00% |
For 2024, The City National Bank Of Taylor's most frequently cited loan duration was Other, with 55 originations.
Loan Sizing
2024 saw The City National Bank Of Taylor place emphasis on $100,000 or less loans with 16 originations, totaling $940,000 in origination value.
Applicant Income
The City National Bank Of Taylor lent most frequently to those with incomes in the $150k-250k range, with 13 originations. The second most popular income band? $100k-150k, with 12 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 55 | $16,195,000 | $294,455 | $0 | 0.00% |
The City National Bank Of Taylor lent most frequently to those with DTI ratios of Exempt%, with 55 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.55%
The City National Bank Of Taylor has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination98.18%
The City National Bank Of Taylor has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 55 | $16,195,000 | $294,455 |