Austin VA Loans

AUSTIN-ROUND ROCK-GEORGETOWN, TX

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Austin's 234 lenders originated 7,003 VA loans during 2021. The total origination value was $2,404,515,000, with an average VA loan value of $343,355.

Austin VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Austin averaged 5.46% for the week of 2022-05-13, compared to the national average (all VA variants) of 5.158% for the same period.

The average rate for the prior week (2022-05-06) was 5.69% and one month ago for the week of 2022-04-08, the average rate was 4.82%.

The average rate one year ago was 3.13%.

For refis of the same type during the week of 2022-05-13, the average rate was 5.25%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Austin VA Loan Lenders by Rates & Fees

The below table looks at the average fees and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Austin level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
FREEDOM MORTGAGE CORPORATION 686 2.39% $3,206
PENNYMAC LOAN SERVICES, LLC 394 2.27% $6,204
Mortgage Research Center, LLC 392 2.72% $8,544
QUICKEN LOANS, LLC 350 2.33% $3,998
LAKEVIEW LOAN SERVICING, LLC 194 2.43% $3,267
LOANDEPOT.COM, LLC 173 2.55% $7,060
DHI MORTGAGE COMPANY, LTD. 157 2.71% $7,090
Mr. Cooper ( Nationstar Mortgage ) 141 2.70% $4,006
CALIBER HOME LOANS, INC. 132 2.47% $5,320
USAA Federal Savings Bank 127 2.89% $5,969
UNITED WHOLESALE MORTGAGE, LLC 123 2.43% $6,598
CLEARPATH LENDING 121 2.30% $4,386
NAVY FEDERAL CREDIT UNION 113 2.51% $7,134
CMG MORTGAGE, INC. 108 2.71% $12,107
VILLAGE CAPITAL & INVESTMENT LLC 97 2.34% $3,654
PULTE MORTGAGE LLC 89 2.81% $5,729
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 89 2.97% $9,221
Lakeview Community Capital, LLC 72 2.40% $2,903
KBHS HOME LOANS, LLC 65 2.89% $7,624
EAGLE HOME MORTGAGE, LLC 63 3.00% $6,965
HOME POINT FINANCIAL CORPORATION 59 2.42% $5,822
Wells Fargo Bank 57 2.51% $5,451
NEW DAY FINANCIAL, LLC 56 2.46% $5,876
Gateway First Bank 50 2.59% $5,455
ADVISA MORTGAGE SERVICES, LTD. 50 2.93% $9,459
ARK-LA-TEX FINANCIAL SERVICES, LLC. 48 2.67% $6,814
PENTAGON FEDERAL CREDIT UNION 46 2.30% $3,026
MOVEMENT MORTGAGE, LLC 46 2.67% $9,098
PRIMELENDING, A PLAINSCAPITAL COMPANY 46 2.86% $11,920
PLANET HOME LENDING, LLC 45 2.48% $3,691
NATIONS RELIABLE LENDING, LLC 45 2.70% $6,610
NEWREZ LLC 43 2.46% $3,699
AMCAP MORTGAGE, LTD. 43 2.82% $8,615
CORNERSTONE HOME LENDING, INC. 42 2.89% $9,556
GUILD MORTGAGE COMPANY 39 2.66% $9,382
VELOCIO MORTGAGE L.L.C. 39 2.95% $6,289
SFMC, LP 38 2.87% $11,134
South Pacific Financial Corporation 38 2.54% $11,209
GUARANTEED RATE, INC. 37 2.67% $6,353
THRIVE MORTGAGE, LLC 36 2.76% $7,419
Low VA Rates, LLC 35 2.31% $4,519
BARTON CREEK LENDING GROUP, LLC 33 2.55% $7,022
InterContinental Capital Group, Inc 30 2.30% $3,888
North American Savings Bank, F.S.B. 30 2.37% $5,080
GUARANTEED RATE AFFINITY, LLC 29 2.56% $6,424
HOME FINANCING UNLIMITED, INC. 27 2.62% $10,996
PLAZA HOME MORTGAGE, INC. 27 2.47% $5,996
AMERICAN FINANCIAL NETWORK, INC. 27 2.50% $8,167
CROSSCOUNTRY MORTGAGE, LLC 26 2.85% $10,773
ACCELERATE MORTGAGE, LLC 26 2.16% $5,783
SOUTHERN LENDING SERVICES, LTD. 25 2.94% $4,806
First Guaranty Mortgage Corporation 25 2.40% $4,880
BROKER SOLUTIONS, INC. 24 2.64% $7,219
CLM MORTGAGE, INC 24 2.64% $9,013
The Home Loan Expert LLC 24 2.42% $6,957
M/I FINANCIAL, LLC 24 2.60% $8,791
NBKC BANK 23 2.38% $4,348
HOMEBRIDGE FINANCIAL SERVICES, INC. 23 2.33% $5,556
NP, Inc. 22 2.34% $5,246
Carrington Mortgage Services, LLC 22 2.98% $4,471
First United Bank and Trust Company 22 2.73% $11,069
SUN WEST MORTGAGE COMPANY, INC. 20 2.33% $3,648
INSPIRE HOME LOANS INC. 20 2.89% $9,720
LOANPEOPLE, LLC 20 2.65% $6,765
AMERICAN PACIFIC MORTGAGE CORPORATION 20 2.76% $8,753
Flagstar Bank, FSB 19 2.46% $7,712
Citizens Bank 19 2.51% $8,944
SECURITYNATIONAL MORTGAGE COMPANY 18 3.03% $10,245
FC LENDING, LTD. 18 2.77% $9,691
CRESTMARK MORTGAGE COMPANY, LTD. 18 2.74% $10,960
MID AMERICA MORTGAGE, INC. 17 2.74% $4,946
Barrington Bank & Trust Company, N.A. 15 2.65% $4,959
Paramount Bank 15 2.53% $12,678
Network Funding, L.P. 15 2.83% $8,473
The Federal Savings Bank 15 2.51% $5,507
SWBC MORTGAGE CORPORATION 14 2.96% $9,851
Paramount Residential Mortgage Group, Inc. 14 2.50% $6,313
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 13 2.77% $9,270
AMERISAVE MORTGAGE CORPORATION 13 2.45% $5,388
INTERLINC MORTGAGE SERVICES, LLC 13 3.06% $11,402
CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. 13 3.04% $6,615
PRIORITY HOME MORTGAGE, L.P. 13 2.93% $9,560
AmeriHome Mortgage Company, LLC 12 2.73% $2,540
BNC National Bank 12 2.27% $6,602
CANOPY MORTGAGE, LLC 12 2.63% $6,991
ROUNDPOINT MORTGAGE SERVICING CORPORATION 12 2.98% $10,320
Hometown Lenders, Inc. 12 2.82% $11,142
ASPIRE FINANCIAL, INC. 11 2.42% $5,004
Austin Capital Bank SSB 11 2.60% $10,524
MUTUAL OF OMAHA MORTGAGE, INC. 11 2.60% $6,956
CELEBRITY HOME LOANS, LLC 11 2.81% $14,464
FIRST CONTINENTAL MORTGAGE, LTD. 11 2.87% $6,280
First Mortgage Solutions, LLC 10 2.24% $5,935
WILLOW BEND MORTGAGE COMPANY, LLC 10 2.65% $13,615
CONTOUR MORTGAGE CORPORATION 10 2.38% $4,447
Northpointe Bank 10 2.68% $10,742
JET HOMELOANS, LLC 9 3.07% $10,992
SOUTHWEST FUNDING, LP 9 2.89% $15,822
ANGEL OAK HOME LOANS LLC 9 2.67% $8,359
FIRST EQUITY MORTGAGE INCORPORATED 9 2.49% $12,818
LOANPAL, LLC 9 2.61% $3,781
BOKF 9 2.63% $7,596
ACADEMY MORTGAGE CORPORATION 8 2.86% $8,859
CITY FIRST MORTGAGE SERVICES, L.L.C. 8 2.95% $5,101
Credence Funding Corporation 8 2.36% $3,063
FIRST CENTENNIAL MORTGAGE CORPORATION 8 2.69% $7,247
HOMEOWNERS FINANCIAL GROUP USA, LLC 8 2.95% $10,819
RB MORTGAGE LLC 8 2.77% $19,243
SOUTHWEST STAGE FUNDING, LLC 8 2.92% $2,169
Strong Home Mortgage, LLC 8 2.34% $3,284
TJC Mortgage, Inc. 8 2.47% $4,700
Equity Prime Mortgage LLC 7 3.59% $7,086
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 7 2.64% $7,483
Waterstone Mortgage Corporation 7 2.91% $10,424
LEGEND LENDING CORPORATION 7 2.73% $4,496
NTFN, INC. 7 2.89% $10,652
MORTGAGE FINANCIAL SERVICES, LLC 7 2.71% $7,407
COUNTRYPLACE MORTGAGE, LTD. 6 3.00% $19,357
Republic State Mortgage Co. 6 2.92% $12,277
Bank of England 6 2.75% $4,880
MORTGAGE SOLUTIONS OF COLORADO, LLC 6 2.96% $3,927
BancorpSouth Bank 6 3.04% $7,553
SUMMIT FUNDING, INC. 6 2.83% $10,684
FBC MORTGAGE, LLC 6 2.48% $6,509
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 5 2.98% $7,963
U.S. Bank 5 2.65% $6,750
Amerifirst Financial, Inc. 5 2.50% $11,693
UNION HOME MORTGAGE CORP. 5 2.35% $6,482
TBI MORTGAGE COMPANY 5 2.60% $11,834
First Federal Bank of Kansas City 5 2.38% $5,582
CHURCHILL MORTGAGE CORPORATION 5 2.65% $10,458
Manufacturers and Traders Trust Company 5 2.55% $4,861
Commerce Home Mortgage, Inc. 5 2.55% $3,752
NETWORK CAPITAL FUNDING CORPORATION 5 2.45% $1,491
EVERETT FINANCIAL, INC. 5 3.40% $6,541
Independent Bank 5 2.75% $12,289
Prime Choice Funding Inc. 4 2.38% $3,635
HOMESIDE FINANCIAL, LLC 4 3.19% $7,238
NexBank 4 2.50% $5,595
Origin Bank 4 2.34% $4,110
First Bank 4 2.75% $3,537
First National Bank Texas 4 2.53% $3,704
Wyndham Capital Mortgage, Inc. 4 2.38% $2,308
SENTE MORTGAGE, INC. 4 2.84% $12,233
STEARNS LENDING, LLC 4 2.38% $2,988
KELLER MORTGAGE, LLC 4 2.63% $14,159
R Bank 4 2.28% $3,789
KS StateBank 4 2.31% $3,427
Truist Bank 3 2.58% $7,462
Goldwater Bank, N.A. 3 3.25% $9,738
OPEN MORTGAGE, LLC 3 2.58% $5,436
PILGRIM MORTGAGE LLC 3 2.88% $9,605
Plains Commerce Bank 3 2.25% $5,725
City Bank 3 2.79% $10,148
AMERICAN FINANCING CORPORATION 3 2.33% $4,495
SMART CHOICE MORTGAGE, A TEXAS LIMITED LIABILITY C 3 2.83% $4,057
Assurance Financial Group, L.L.C. 3 2.79% $21,737
Zions Bancorporation, N.A. 3 2.42% $7,586
AMERICA'S CHOICE HOME LOANS LP 3 2.46% $3,740
INTERCAP LENDING INC. 2 2.38% $5,643
Meridian Bank Corporation 2 2.50% $3,378
LENDUS, LLC 2 3.25% $9,197
Great Plains National Bank 2 2.38% $2,928
Capital Bank 2 2.25% $4,342
JAMES B. NUTTER & COMPANY 2 2.56% $2,172
PHH Mortgage Corporation 2 2.69% $2,484
HOMETRUST MORTGAGE COMPANY 2 2.25% $4,887
GENEVA FINANCIAL, LLC 2 3.00% $16,205
BKCO MORTGAGE, LLC 2 3.06% $9,086
First Savings Bank 2 2.69% $10,117
EUSTIS AND AMERICAN MORTGAGE COMPANY 2 2.63% $6,880
CERTAINTY HOME LOANS, LLC 2 3.06% $5,869
Community First National Bank 2 2.25% $2,980
Encompass Lending Group, LP 2 2.81% $19,587
Arvest Bank 2 2.50% $2,474
AMPLIFY 2 2.69% $16,518
FIDELITY BANK 2 2.94% $12,809
FIRST COMMUNITY MORTGAGE, INC. 2 2.25% $4,435
Century Mortgage Company DBA Century Lending Company 1 2.75% $13,349
INFINITY MORTGAGE HOLDINGS, LLC 1 2.50% $14,670
First Internet Bank of Indiana 1 2.25% $7,475
S1L, Inc. 1 2.50% $3,292
First National Bank 1 2.25% $3,134
BAY EQUITY LLC 1 2.75% $12,479
SIRVA MORTGAGE, INC. 1 3.13% $0
SIWELL, INC. 1 2.88% $2,688
Hancock Whitney Bank 1 2.38% $6,388
LEADERONE FINANCIAL CORPORATION 1 2.38% $3,444
SOUTHPOINT FINANCIAL SERVICES, INC. 1 4.25% $4,962
AXIA FINANCIAL, LLC 1 2.88% $6,216
S&S Financial 1 2.25% $2,926
LADERA LENDING, INC. 1 3.25% $1,791
Stride Bank 1 2.88% $15,320
ZILLOW HOME LOANS, LLC 1 2.88% $3,739
SUCCESS MORTGAGE PARTNERS, INC. 1 3.50% $17,076
FirstTrust Home Loans, Inc. 1 2.88% $6,069
Sunflower Bank 1 2.38% $14,473
Atlantic Union Bank 1 3.50% $1,000
AMERICAN INTERNET MORTGAGE, INC. 1 2.38% $2,788
T2 FINANCIAL LLC 1 2.38% $13,549
Florida Capital Bank 1 2.75% $17,622
The Central Trust Bank 1 2.25% $5,595
THE MORTGAGE FIRM, INC. 1 2.63% $5,852
Ameris Bank 1 2.63% $2,665
GREAT WESTERN FINANCIAL SERVICES, INC. 1 2.63% $2,356
TruHome Solutions, LLC 1 2.50% $31,731
Jefferson Bank 1 2.63% $22,899
UNIVERSITY LENDING GROUP, LLC 1 2.25% $3,084
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 2.25% $2,226
Nations Lending Corporation 1 2.38% $4,741
Evolve Bank & Trust 1 2.50% $25,564
FBT Mortgage, L.L.C. 1 2.25% $3,604
DRAPER AND KRAMER MORTGAGE CORP. 1 2.50% $2,849
DIRECTIONS EQUITY, LLC 1 2.50% $7,120
DAS Acquisition Company, LLC 1 2.75% $838
DATA MORTGAGE, INC. 1 2.75% $16,367
MORIA DEVELOPMENT, INC. 1 2.63% $9,532
FINANCE OF AMERICA MORTGAGE LLC 1 2.25% $3,246
ON Q FINANCIAL, INC. 1 2.75% $21,568
Opendoor Home Loans LLC 1 2.25% $4,787
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 2.63% $16,184
MICHIGAN MUTUAL, INC. 1 3.75% $8,976
Core Bank 1 2.50% $4,360
COMPASS MORTGAGE, INC. 1 2.25% $5,061
PARKSIDE LENDING, LLC 1 2.25% $3,492
V.I.P. MORTGAGE, INC. 1 3.38% $12,909
Watermark Capital, Inc. 1 2.25% $5,245
Colonial Savings, F.A. 1 2.50% $8,293
CityWorth Mortgage LLC 1 2.25% $3,480
PLUS RELOCATION MORTGAGE, LLC 1 2.88% $4,772
PNC Bank 1 2.50% $3,409
Magnolia Bank 1 2.25% $4,459
LRS FINANCIAL NETWORK, INC. 1 2.25% $5,442
Prosperity Home Mortgage, LLC 1 2.50% $4,928

The top Austin VA lender as defined by loan originations is FREEDOM MORTGAGE CORPORATION, with 686 VA loans originated. Their average total fees are $3,206, which is $2,997 lower than the next largest lender, PENNYMAC LOAN SERVICES, LLC.

The lowest fee Austin VA lenders (with over 10 loans originated) are AmeriHome Mortgage Company, LLC ($2,540), Lakeview Community Capital, LLC ($2,903), PENTAGON FEDERAL CREDIT UNION ($3,026), FREEDOM MORTGAGE CORPORATION ($3,206) and LAKEVIEW LOAN SERVICING, LLC ($3,267).

The lowest rate Austin VA lenders (with over 10 loans originated) are ACCELERATE MORTGAGE, LLC (2.16%), First Mortgage Solutions, LLC (2.24%), BNC National Bank (2.27%), PENNYMAC LOAN SERVICES, LLC (2.27%) and InterContinental Capital Group, Inc (2.30%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Austin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $359,091 (-7.7%) $560,270 (-5.5%) 1.32 6,221
2018-02-01 $364,273 (-7.6%) $567,083 (-5.4%) 1.31 6,224
2018-03-01 $369,933 (-5.8%) $577,756 (-3.6%) 1.28 6,723
2018-04-01 $375,000 (-6.0%) $590,522 (-2.6%) 1.26 7,345
2018-05-01 $375,000 (-6.0%) $584,956 (-2.0%) 1.25 7,877
2018-06-01 $375,000 (-4.5%) $576,839 (-2.2%) 1.25 8,412
2018-07-01 $369,679 (-4.0%) $558,113 (-3.5%) 1.23 8,780
2018-08-01 $362,662 (-3.3%) $542,099 (-3.0%) 1.21 8,926
2018-09-01 $359,900 (-2.7%) $541,896 (-3.3%) 1.20 8,959
2018-10-01 $349,945 (-4.1%) $532,576 (-4.5%) 1.17 8,965
2018-11-01 $349,900 (-4.1%) $527,648 (-4.9%) 1.17 8,477
2018-12-01 $348,155 (-3.7%) $513,532 (-7.7%) 1.19 7,601
2019-01-01 $346,500 (-3.5%) $513,494 (-8.4%) 1.19 6,897
2019-02-01 $349,750 (-4.0%) $521,095 (-8.1%) 1.17 6,846
2019-03-01 $358,567 (-3.1%) $539,224 (-6.7%) 1.17 7,075
2019-04-01 $369,945 (-1.4%) $556,975 (-5.7%) 1.16 7,437
2019-05-01 $370,620 (-1.2%) $568,952 (-2.7%) 1.14 7,728
2019-06-01 $369,000 (-1.6%) $564,738 (-2.1%) 1.14 8,203
2019-07-01 $364,370 (-1.4%) $558,382 (0.1%) 1.13 8,483
2019-08-01 $360,009 (-0.7%) $553,337 (2.1%) 1.13 8,363
2019-09-01 $354,495 (-1.5%) $545,191 (0.6%) 1.13 8,071
2019-10-01 $355,745 (1.7%) $553,295 (3.9%) 1.13 7,870
2019-11-01 $354,990 (1.5%) $558,622 (5.9%) 1.15 7,334
2019-12-01 $349,950 (0.5%) $552,648 (7.6%) 1.17 6,489
2020-01-01 $349,950 (1.0%) $558,478 (8.8%) 1.17 5,856
2020-02-01 $359,900 (2.9%) $587,977 (12.8%) 1.16 5,453
2020-03-01 $372,500 (3.9%) $607,212 (12.6%) 1.16 5,719
2020-04-01 $369,250 (-0.2%) $569,837 (2.3%) 1.15 6,483
2020-05-01 $379,000 (2.3%) $601,261 (5.7%) 1.15 6,710
2020-06-01 $395,000 (7.1%) $651,263 (15.3%) 1.15 5,971
2020-07-01 $395,000 (8.4%) $648,954 (16.2%) 1.13 5,608
2020-08-01 $400,446 (11.2%) $659,728 (19.2%) 1.14 5,122
2020-09-01 $417,495 (17.8%) $681,843 (25.1%) 1.19 4,381
2020-10-01 $415,000 (16.7%) $679,962 (22.9%) 1.19 4,119
2020-11-01 $417,350 (17.6%) $680,980 (21.9%) 1.20 3,537
2020-12-01 $422,000 (20.6%) $689,209 (24.7%) 1.24 2,869
2021-01-01 $425,000 (21.5%) $717,682 (28.5%) 1.25 1,911
2021-02-01 $437,500 (21.6%) $750,325 (27.6%) 1.26 1,440
2021-03-01 $461,450 (23.9%) $724,055 (19.2%) 1.29 1,593
2021-04-01 $489,950 (32.7%) $745,884 (30.9%) 1.32 1,771
2021-05-01 $499,000 (31.7%) $751,429 (25.0%) 1.31 2,030
2021-06-01 $522,500 (32.3%) $771,075 (18.4%) 1.36 2,415
2021-07-01 $537,450 (36.1%) $765,996 (18.0%) 1.40 3,063
2021-08-01 $542,500 (35.5%) $749,475 (13.6%) 1.43 3,670
2021-09-01 $542,500 (29.9%) $749,748 (10.0%) 1.43 3,926
2021-10-01 $549,900 (32.5%) $763,037 (12.2%) 1.45 3,788
2021-11-01 $549,700 (31.7%) $777,615 (14.2%) 1.45 3,292
2021-12-01 $543,573 (28.8%) $777,516 (12.8%) 1.45 2,571
2022-01-01 $545,000 (28.2%) $812,718 (13.2%) 1.45 1,847
2022-02-01 $575,000 (31.4%) $877,634 (17.0%) 1.47 1,461
2022-03-01 $600,000 (30.0%) $921,803 (27.3%) 1.48 1,639
2022-04-01 $625,000 (27.6%) $944,648 (26.7%) 1.47 2,082
Austin's median listing price for 2022-04-01 was $625,000, a difference of $135,050 (27.6%) versus the prior year and $25,000 versus the prior month.

Austin's median listing price comes in at 147% of the national average.

Austin's average listing price for 2022-04-01 was $944,648, a difference of $198,764 (26.7%) versus the prior year and $22,845 versus the prior month.

For the 2022-04-01 period, Austin had 2,082 MLS listings, a difference of 443 listings (27%) versus the prior month and 311 listings (18%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Austin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 75 days 2,255 sqft
2018-02-01 63 days 2,276 sqft
2018-03-01 45 days 2,301 sqft
2018-04-01 43 days 2,329 sqft
2018-05-01 44 days 2,318 sqft
2018-06-01 46 days 2,315 sqft
2018-07-01 50 days 2,286 sqft
2018-08-01 51 days 2,244 sqft
2018-09-01 57 days 2,224 sqft
2018-10-01 61 days 2,182 sqft
2018-11-01 64 days 2,177 sqft
2018-12-01 71 days 2,172 sqft
2019-01-01 79 days 2,155 sqft
2019-02-01 65 days 2,166 sqft
2019-03-01 51 days 2,204 sqft
2019-04-01 47 days 2,229 sqft
2019-05-01 46 days 2,229 sqft
2019-06-01 47 days 2,223 sqft
2019-07-01 50 days 2,208 sqft
2019-08-01 53 days 2,178 sqft
2019-09-01 58 days 2,150 sqft
2019-10-01 59 days 2,160 sqft
2019-11-01 61 days 2,157 sqft
2019-12-01 66 days 2,148 sqft
2020-01-01 71 days 2,150 sqft
2020-02-01 60 days 2,150 sqft
2020-03-01 44 days 2,163 sqft
2020-04-01 42 days 2,137 sqft
2020-05-01 51 days 2,151 sqft
2020-06-01 49 days 2,162 sqft
2020-07-01 44 days 2,122 sqft
2020-08-01 42 days 2,098 sqft
2020-09-01 45 days 2,064 sqft
2020-10-01 46 days 2,020 sqft
2020-11-01 49 days 1,973 sqft
2020-12-01 56 days 1,953 sqft
2021-01-01 58 days 1,949 sqft
2021-02-01 42 days 1,945 sqft
2021-03-01 34 days 2,036 sqft
2021-04-01 27 days 2,054 sqft
2021-05-01 26 days 2,080 sqft
2021-06-01 16 days 2,060 sqft
2021-07-01 19 days 2,085 sqft
2021-08-01 23 days 2,101 sqft
2021-09-01 28 days 2,099 sqft
2021-10-01 32 days 2,096 sqft
2021-11-01 37 days 2,114 sqft
2021-12-01 42 days 2,100 sqft
2022-01-01 46 days 2,077 sqft
2022-02-01 26 days 2,071 sqft
2022-03-01 17 days 2,076 sqft
2022-04-01 15 days 2,117 sqft
Austin's median listing age (time on market) for 2022-04-01 was 15 days. This is -43% shorter than the same period one year ago.

Austin's median square footage for active listings during the 2022-04-01 period was 2,117 sqft. One year prior, the average listing was 2,054 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.