Austin VA Loan Rates, Closing Costs & Stats

AUSTIN-ROUND ROCK-GEORGETOWN, TX

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Austin's 188 lenders originated 2,632 VA loans during 2023. The total origination value was $1,194,560,000, with an average VA loan value of $453,860.

Austin VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Austin averaged 6.34% for the week of 2024-04-12, compared to the national average (all VA variants) of 6.574% for the same period.

Austin's average VA mortgage closing costs are $162,096.

The average rate for the prior week (2024-04-05) was 6.38% and one month ago for the week of 2024-03-08, the average rate was 6.21%.

The average rate one year ago was 5.61%.

For refis of the same type during the week of 2024-04-12, the average rate was 6.73%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Austin VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Austin level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Mortgage Research Center, LLC 256 6.43% $9,278
DHI MORTGAGE COMPANY, LTD. 230 5.22% $8,332
EAGLE HOME MORTGAGE, LLC 156 5.22% $5,565
UNITED WHOLESALE MORTGAGE, LLC 145 6.14% $9,708
LOANDEPOT.COM, LLC 118 5.81% $14,805
CMG MORTGAGE, INC. 94 5.75% $14,009
NAVY FEDERAL CREDIT UNION 76 5.82% $7,425
KBHS HOME LOANS, LLC 73 5.71% $13,914
VELOCIO MORTGAGE L.L.C. 71 5.42% $8,971
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 69 6.48% $12,090
MOVEMENT MORTGAGE, LLC 48 6.15% $17,116
SFMC, LP 44 6.01% $15,132
PULTE MORTGAGE LLC 41 5.62% $7,881
PRIMELENDING, A PLAINSCAPITAL COMPANY 41 6.30% $11,554
USAA Federal Savings Bank 39 6.16% $11,663
QUICKEN LOANS, LLC 38 5.95% $16,081
CLM MORTGAGE, INC 37 6.03% $8,894
ADVISA MORTGAGE SERVICES, LTD. 35 5.90% $8,822
South Pacific Financial Corporation 33 5.55% $13,813
CORNERSTONE HOME LENDING, INC. 32 6.04% $7,628
GUARANTEED RATE, INC. 28 6.02% $8,452
LOANPEOPLE, LLC 28 6.13% $15,240
FREEDOM MORTGAGE CORPORATION 25 6.18% $12,939
PENNYMAC LOAN SERVICES, LLC 23 5.59% $11,206
ARK-LA-TEX FINANCIAL SERVICES, LLC. 22 6.19% $21,215
HOME FINANCING UNLIMITED, INC. 21 5.81% $10,178
GUILD MORTGAGE COMPANY 20 6.32% $11,969
AMERICAN PACIFIC MORTGAGE CORPORATION 20 6.11% $15,943
Paramount Residential Mortgage Group, Inc. 20 6.29% $213,109,395
CRESTMARK MORTGAGE COMPANY, LTD. 19 5.91% $9,051
NEWREZ LLC 19 6.23% $12,337
INSPIRE HOME LOANS INC. 18 5.23% $5,524
PRIORITY HOME MORTGAGE, L.P. 17 5.89% $6,603
JET HOMELOANS, LLC 17 5.53% $11,431
Network Funding, L.P. 17 6.15% $17,612
M/I FINANCIAL, LLC 16 5.98% $19,759
PLAZA HOME MORTGAGE, INC. 15 5.87% $14,563
AMCAP MORTGAGE, LTD. 14 6.65% $14,212
THRIVE MORTGAGE, LLC 14 6.52% $16,930
MORTGAGE SOLUTIONS OF COLORADO, LLC 13 7.71% $4,683
GARDNER FINANCIAL SERVICES, LTD. 13 5.81% $19,977
PENTAGON FEDERAL CREDIT UNION 13 5.74% $13,776
CROSSCOUNTRY MORTGAGE, LLC 12 6.48% $8,245
First United Bank and Trust Company 12 6.55% $13,240
NBKC BANK 12 5.49% $8,486
EVERETT FINANCIAL, INC. 12 6.68% $10,043
GUARANTEED RATE AFFINITY, LLC 12 6.48% $13,183
Plains Commerce Bank 12 6.02% $8,524
INTERLINC MORTGAGE SERVICES, LLC 11 6.20% $12,587
FC LENDING, LTD. 10 5.52% $7,104
NTFN, INC. 9 6.40% $8,865
BROKER SOLUTIONS, INC. 9 6.50% $14,322
Flagstar Bank, FSB 9 6.46% $14,398
Wells Fargo Bank 9 5.82% $8,556
CARDINAL FINANCIAL 8 6.56% $12,778
BARTON CREEK LENDING GROUP, LLC 8 6.71% $11,524
SWBC MORTGAGE CORPORATION 8 6.32% $10,735
AMERICAN FINANCIAL NETWORK, INC. 8 6.03% $14,666
CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. 7 6.04% $16,198
HOMEAMERICAN MORTGAGE CORPORATION 7 5.36% $938
Mr. Cooper ( Nationstar Mortgage ) 7 6.14% $17,480
Waterstone Mortgage Corporation 6 6.46% $10,754
First National Bank Texas 6 5.81% $6,154
Equity Prime Mortgage LLC 6 6.96% $13,797
Century Mortgage Company DBA Century Lending Company 6 6.27% $10,424
MUTUAL OF OMAHA MORTGAGE, INC. 6 6.33% $16,874
SOUTHERN LENDING SERVICES, LTD. 6 5.48% $4,083
Republic State Mortgage Co. 5 6.05% $18,673
BNC National Bank 5 5.33% $8,185
UNIVERSITY Federal Credit Union 5 6.15% $7,261
Magnolia Bank 5 6.15% $9,834
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 5 6.43% $12,286
FIRST EQUITY MORTGAGE INCORPORATED 5 5.60% $12,499
SMART CHOICE MORTGAGE, A TEXAS LIMITED LIABILITY C 5 6.17% $16,217
Strong Home Mortgage, LLC 4 5.47% $7,375
SOUTHWEST STAGE FUNDING, LLC 4 6.50% $4,882
Northpointe Bank 4 6.38% $8,150
NexBank 4 6.34% $10,559
SUMMIT FUNDING, INC. 4 6.63% $7,011
HOMEOWNERS FINANCIAL GROUP USA, LLC 4 6.19% $28,508
Barrington Bank & Trust Company, N.A. 4 6.58% $8,683
PREMIA MORTGAGE, LLC 4 6.06% $6,459
MID AMERICA MORTGAGE, INC. 4 6.28% $24,047
FIRST CENTENNIAL MORTGAGE CORPORATION 3 6.83% $1,888
LEGEND LENDING CORPORATION 3 5.92% $17,218
HOMESIDE FINANCIAL, LLC 3 6.21% $11,236
VILLAGE CAPITAL MORTGAGE 3 6.08% $9,192
First Bank 3 5.92% $14,668
AXIA FINANCIAL, LLC 3 6.00% $11,717
PLANET HOME LENDING, LLC 3 4.85% $5,203
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 6.38% $6,381
CHURCHILL MORTGAGE CORPORATION 3 6.83% $12,493
Prosperity Home Mortgage, LLC 3 5.67% $22,786
NATIONS RELIABLE LENDING, LLC 3 6.71% $8,097
Alcova Mortgage LLC 3 6.54% $11,825
Sunflower Bank 3 5.91% $10,467
Neighborhood Loans, Inc. 3 5.92% $7,332
BancorpSouth 3 6.42% $9,678
CANOPY MORTGAGE, LLC 3 6.46% $16,856
SECURITYNATIONAL MORTGAGE COMPANY 3 5.98% $7,138
OPEN MORTGAGE, LLC 2 6.69% $11,610
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 5.63% $34,564
GROUP MORTGAGE, LLC 2 5.88% $12,880
U.S. Bank 2 6.63% $19,524
ENVOY MORTGAGE, LTD 2 7.00% $8,786
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.38% $11,773
Encompass Lending Group, LP 2 7.06% $12,139
American Mortgage & Equity Consultants, Inc. 2 6.38% $3,770
AMERISAVE MORTGAGE CORPORATION 2 5.38% $23,510
CITY FIRST MORTGAGE SERVICES, L.L.C. 2 6.63% $16,155
JPMorgan Chase Bank 2 5.87% $16,827
FIRST COMMUNITY MORTGAGE, INC. 2 6.25% $11,143
CITYWIDE HOME LOANS, LLC 2 6.31% $15,522
LAKEVIEW LOAN SERVICING, LLC 2 7.19% $7,107
LEADERONE FINANCIAL CORPORATION 2 5.87% $40,538
Armed Forces Bank 2 5.44% $12,812
MEMBER FIRST MORTGAGE, LLC 2 6.38% $5,190
MICHIGAN MUTUAL, INC. 2 5.19% $19,507
Ameris Bank 2 6.00% $3,497
MORTGAGE FINANCIAL SERVICES, LLC 2 6.75% $15,417
The Loan Store, Inc. 2 6.13% $6,322
The Federal Savings Bank 2 5.63% $26,742
Bank of England 2 6.94% $17,534
TBI MORTGAGE COMPANY 2 6.69% $10,230
SUN WEST MORTGAGE COMPANY, INC. 2 7.13% $7,056
Nations Lending Corporation 2 7.75% $8,650
DAS Acquisition Company, LLC 2 6.04% $2,524
BAY EQUITY LLC 2 5.25% $11,589
WILLOW BEND MORTGAGE COMPANY, LLC 1 5.00% $10,292
AMERICAN FINANCIAL RESOURCES, INC. 1 6.75% $7,292
Assurance Financial Group, L.L.C. 1 6.50% $21,885
CALCON MUTUAL MORTGAGE LLC 1 7.25% $7,250
CALIBER HOME LOANS, INC. 1 4.93% $10,254
CASTLE & COOKE MORTGAGE, LLC 1 6.25% $12,208
Chickasaw Community Bank 1 6.50% $5,488
Citizens Bank 1 6.50% $32,255
City Bank 1 6.63% $17,521
Colonial Savings, F.A. 1 6.38% $7,255
Credence Funding Corporation 1 6.38% $3,418
DIRECTIONS EQUITY, LLC 1 6.75% $9,855
DRAPER AND KRAMER MORTGAGE CORP. 1 7.50% $6,716
EMBRACE HOME LOANS, INC. 1 6.63% $11,325
Extraco Banks 1 7.38% $5,568
FIDELITY BANK 1 5.50% $5,111
FirstBank 1 6.13% $4,717
First Financial Bank 1 7.25% $8,228
Florida Capital Bank 1 6.75% $13,465
Gateway First Bank 1 5.50% $19,054
GENEVA FINANCIAL, LLC 1 7.13% $4,333
Golden Empire Mortgage, Inc. 1 6.63% $5,390
Goldwater Bank, N.A. 1 6.75% $28,157
GoPrime Mortgage, Inc. 1 6.50% $6,421
HOMESPIRE MORTGAGE CORPORATION 1 6.00% $17,557
HOMESTEAD FUNDING CORP. 1 6.50% $0
HOMETRUST MORTGAGE COMPANY 1 5.75% $12,196
INTELLILOAN, INC. 1 6.25% $6,492
INTERCAP LENDING INC. 1 7.13% $784
INTERCOASTAL MORTGAGE COMPANY 1 5.75% $10,060
Ixonia Bank 1 7.75% $5,013
JMAC LENDING, INC. 1 7.63% $6,025
Keystone Funding, Inc. 1 5.99% $13,467
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.75% $3,470
MidFirst Bank 1 5.63% $17,433
MORIA DEVELOPMENT, INC. 1 5.63% $28,202
M&T Bank 1 5.75% $17,849
NATIONS DIRECT MORTGAGE, LLC 1 5.25% $22,955
NBH Bank 1 6.75% $7,701
NFM, INC. 1 6.50% $21,144
NJ LENDERS CORP. 1 5.25% $9,373
Old National Bank 1 6.25% $8,751
PNC Bank 1 6.13% $173
Presidential Bank, FSB 1 5.63% $11,761
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.75% $8,624
Prosperity Bank 1 5.13% $22,382
RB MORTGAGE LLC 1 5.50% $19,054
Regions Bank 1 6.13% $23,159
Renasant Bank 1 6.13% $25,570
RESIDENTIAL HOME FUNDING CORP. 1 5.25% $11,201
SeaTrust Mortgage Company 1 7.63% $6,897
SIRVA MORTGAGE, INC. 1 7.25% $6,002
Stride Bank 1 6.50% $7,748
T2 FINANCIAL LLC 1 7.13% $7,107
The Central Trust Bank 1 5.49% $12,134
THE MORTGAGE LINK, INC. 1 6.99% $9,831
TJC Mortgage, Inc. 1 6.63% $9,284
TOWNE MORTGAGE COMPANY 1 7.25% $18,104
Town Square Mortgage & Investments, Inc. 1 7.63% $17,730
V.I.P. MORTGAGE, INC. 1 5.75% $3,662

The top Austin VA lender as defined by loan originations is Mortgage Research Center, LLC, with 256 VA loans originated. Their average total fees are $9,278, which is $947 higher than the next largest lender, DHI MORTGAGE COMPANY, LTD..

The lowest fee Austin VA lenders (with over 10 loans originated) are MORTGAGE SOLUTIONS OF COLORADO, LLC ($4,683), INSPIRE HOME LOANS INC. ($5,524), EAGLE HOME MORTGAGE, LLC ($5,565), PRIORITY HOME MORTGAGE, L.P. ($6,603) and FC LENDING, LTD. ($7,104).

The lowest rate Austin VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.22%), EAGLE HOME MORTGAGE, LLC (5.22%), INSPIRE HOME LOANS INC. (5.23%), VELOCIO MORTGAGE L.L.C. (5.42%) and NBKC BANK (5.49%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Austin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $359,939 (-7.5%) $555,044 (-5.1%) 1.33 5,911
2018-02-01 $365,513 (-7.3%) $564,965 (-5.0%) 1.33 5,885
2018-03-01 $373,070 (-5.0%) $572,099 (-4.3%) 1.31 6,336
2018-04-01 $376,552 (-5.6%) $582,160 (-3.8%) 1.28 6,924
2018-05-01 $375,000 (-5.9%) $577,542 (-3.0%) 1.25 7,437
2018-06-01 $374,900 (-4.6%) $569,828 (-3.2%) 1.25 7,942
2018-07-01 $368,836 (-4.2%) $550,677 (-4.7%) 1.23 8,247
2018-08-01 $362,450 (-3.7%) $538,397 (-3.6%) 1.21 8,369
2018-09-01 $359,000 (-3.1%) $535,475 (-4.4%) 1.21 8,364
2018-10-01 $349,995 (-4.1%) $533,474 (-4.0%) 1.19 8,344
2018-11-01 $349,900 (-4.1%) $528,569 (-4.4%) 1.19 7,908
2018-12-01 $348,990 (-3.7%) $514,664 (-7.1%) 1.20 7,090
2019-01-01 $348,495 (-3.2%) $515,403 (-7.1%) 1.20 6,447
2019-02-01 $349,950 (-4.3%) $524,137 (-7.2%) 1.18 6,397
2019-03-01 $358,571 (-3.9%) $543,190 (-5.1%) 1.17 6,672
2019-04-01 $369,995 (-1.7%) $559,277 (-3.9%) 1.17 7,039
2019-05-01 $370,956 (-1.1%) $571,062 (-1.1%) 1.16 7,326
2019-06-01 $369,000 (-1.6%) $566,664 (-0.6%) 1.15 7,727
2019-07-01 $364,022 (-1.3%) $560,976 (1.9%) 1.14 8,001
2019-08-01 $362,187 (-0.1%) $558,797 (3.8%) 1.15 7,915
2019-09-01 $360,901 (0.5%) $559,116 (4.4%) 1.16 7,640
2019-10-01 $359,450 (2.7%) $559,208 (4.8%) 1.16 7,412
2019-11-01 $355,000 (1.5%) $558,943 (5.8%) 1.16 6,893
2019-12-01 $349,998 (0.3%) $551,630 (7.2%) 1.17 6,060
2020-01-01 $350,494 (0.6%) $557,166 (8.1%) 1.17 5,439
2020-02-01 $363,873 (4.0%) $594,065 (13.3%) 1.19 5,103
2020-03-01 $374,997 (4.6%) $607,740 (11.9%) 1.18 5,380
2020-04-01 $369,745 (-0.1%) $570,066 (1.9%) 1.16 6,075
2020-05-01 $379,999 (2.4%) $599,651 (5.0%) 1.16 6,360
2020-06-01 $395,000 (7.1%) $639,259 (12.8%) 1.16 5,664
2020-07-01 $396,495 (8.9%) $633,466 (12.9%) 1.15 5,313
2020-08-01 $399,999 (10.4%) $646,803 (15.8%) 1.15 4,899
2020-09-01 $414,969 (15.0%) $665,256 (19.0%) 1.19 4,177
2020-10-01 $420,000 (16.9%) $682,360 (22.0%) 1.20 3,882
2020-11-01 $422,246 (18.9%) $681,818 (22.0%) 1.23 3,348
2020-12-01 $427,500 (22.1%) $688,572 (24.8%) 1.27 2,696
2021-01-01 $434,700 (24.0%) $713,471 (28.1%) 1.30 1,811
2021-02-01 $448,995 (23.4%) $745,722 (25.5%) 1.31 1,378
2021-03-01 $467,495 (24.7%) $727,700 (19.7%) 1.33 1,539
2021-04-01 $497,500 (34.6%) $747,284 (31.1%) 1.35 1,704
2021-05-01 $500,000 (31.6%) $755,795 (26.0%) 1.33 1,946
2021-06-01 $530,000 (34.2%) $766,995 (20.0%) 1.40 2,370
2021-07-01 $540,000 (36.2%) $760,201 (20.0%) 1.42 3,075
2021-08-01 $545,868 (36.5%) $747,298 (15.5%) 1.46 3,539
2021-09-01 $546,975 (31.8%) $753,044 (13.2%) 1.46 3,793
2021-10-01 $549,900 (30.9%) $760,116 (11.4%) 1.47 3,634
2021-11-01 $549,450 (30.1%) $771,764 (13.2%) 1.47 3,181
2021-12-01 $544,500 (27.4%) $772,108 (12.1%) 1.48 2,468
2022-01-01 $549,000 (26.3%) $807,131 (13.1%) 1.48 1,743
2022-02-01 $577,500 (28.6%) $873,435 (17.1%) 1.50 1,405
2022-03-01 $600,000 (28.3%) $910,383 (25.1%) 1.50 1,584
2022-04-01 $625,000 (25.6%) $937,567 (25.5%) 1.49 2,011
2022-05-01 $629,663 (25.9%) $904,793 (19.7%) 1.44 3,587
2022-06-01 $622,450 (17.4%) $871,936 (13.7%) 1.39 5,598
2022-07-01 $599,900 (11.1%) $851,294 (12.0%) 1.35 7,387
2022-08-01 $575,500 (5.4%) $824,817 (10.4%) 1.33 8,218
2022-09-01 $559,450 (2.3%) $803,820 (6.7%) 1.31 8,482
2022-10-01 $549,900 (0.0%) $798,346 (5.0%) 1.29 8,593
2022-11-01 $531,439 (-3.3%) $783,739 (1.6%) 1.28 8,322
2022-12-01 $525,000 (-3.6%) $776,754 (0.6%) 1.30 7,081
2023-01-01 $522,197 (-4.9%) $774,619 (-4.0%) 1.29 6,305
2023-02-01 $531,000 (-8.1%) $810,699 (-7.2%) 1.28 6,114
2023-03-01 $549,946 (-8.3%) $837,278 (-8.0%) 1.30 6,529
2023-04-01 $569,000 (-9.0%) $862,828 (-8.0%) 1.32 7,197
2023-05-01 $583,375 (-7.4%) $881,470 (-2.6%) 1.32 7,624
2023-06-01 $579,998 (-6.8%) $880,722 (1.0%) 1.30 8,283
2023-07-01 $575,000 (-4.2%) $866,419 (1.8%) 1.31 8,521
2023-08-01 $568,237 (-1.3%) $853,114 (3.4%) 1.30 8,611
2023-09-01 $556,450 (-0.5%) $852,510 (6.1%) 1.30 8,722
2023-10-01 $549,900 (0.0%) $844,080 (5.7%) 1.29 8,759
2023-11-01 $549,495 (3.4%) $831,441 (6.1%) 1.31 8,497
2023-12-01 $539,990 (2.9%) $825,074 (6.2%) 1.32 7,319
2024-01-01 $544,982 (4.4%) $827,801 (6.9%) 1.33 6,433
2024-02-01 $542,000 (2.1%) $835,799 (3.1%) 1.30 6,608
2024-03-01 $549,733 (0.0%) $867,030 (3.6%) 1.29 7,558
Austin's median listing price for 2024-03-01 was $549,733, a difference of $-213 (0.0%) versus the prior year and $7,733 versus the prior month.

Austin's median listing price comes in at 129% of the national average.

Austin's average listing price for 2024-03-01 was $867,030, a difference of $29,752 (3.6%) versus the prior year and $31,231 versus the prior month.

For the 2024-03-01 period, Austin had 7,558 MLS listings, a difference of 950 listings (14%) versus the prior month and 1,029 listings (16%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Austin (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 72 days 2,254 sqft
2018-02-01 60 days 2,278 sqft
2018-03-01 44 days 2,306 sqft
2018-04-01 41 days 2,327 sqft
2018-05-01 42 days 2,313 sqft
2018-06-01 46 days 2,298 sqft
2018-07-01 50 days 2,274 sqft
2018-08-01 52 days 2,236 sqft
2018-09-01 57 days 2,213 sqft
2018-10-01 60 days 2,181 sqft
2018-11-01 63 days 2,173 sqft
2018-12-01 71 days 2,164 sqft
2019-01-01 76 days 2,143 sqft
2019-02-01 62 days 2,161 sqft
2019-03-01 48 days 2,198 sqft
2019-04-01 44 days 2,222 sqft
2019-05-01 44 days 2,219 sqft
2019-06-01 44 days 2,208 sqft
2019-07-01 48 days 2,198 sqft
2019-08-01 50 days 2,180 sqft
2019-09-01 55 days 2,168 sqft
2019-10-01 57 days 2,158 sqft
2019-11-01 60 days 2,150 sqft
2019-12-01 67 days 2,140 sqft
2020-01-01 69 days 2,145 sqft
2020-02-01 59 days 2,150 sqft
2020-03-01 43 days 2,154 sqft
2020-04-01 43 days 2,124 sqft
2020-05-01 51 days 2,150 sqft
2020-06-01 52 days 2,158 sqft
2020-07-01 47 days 2,116 sqft
2020-08-01 44 days 2,089 sqft
2020-09-01 49 days 2,067 sqft
2020-10-01 45 days 2,018 sqft
2020-11-01 45 days 1,967 sqft
2020-12-01 52 days 1,954 sqft
2021-01-01 53 days 1,938 sqft
2021-02-01 35 days 1,939 sqft
2021-03-01 26 days 2,028 sqft
2021-04-01 20 days 2,059 sqft
2021-05-01 22 days 2,069 sqft
2021-06-01 14 days 2,054 sqft
2021-07-01 17 days 2,088 sqft
2021-08-01 23 days 2,101 sqft
2021-09-01 28 days 2,102 sqft
2021-10-01 31 days 2,090 sqft
2021-11-01 37 days 2,103 sqft
2021-12-01 46 days 2,093 sqft
2022-01-01 46 days 2,088 sqft
2022-02-01 20 days 2,066 sqft
2022-03-01 15 days 2,073 sqft
2022-04-01 14 days 2,113 sqft
2022-05-01 16 days 2,125 sqft
2022-06-01 21 days 2,149 sqft
2022-07-01 30 days 2,110 sqft
2022-08-01 40 days 2,101 sqft
2022-09-01 51 days 2,085 sqft
2022-10-01 56 days 2,070 sqft
2022-11-01 60 days 2,051 sqft
2022-12-01 72 days 2,047 sqft
2023-01-01 79 days 2,045 sqft
2023-02-01 70 days 2,074 sqft
2023-03-01 51 days 2,093 sqft
2023-04-01 44 days 2,123 sqft
2023-05-01 44 days 2,134 sqft
2023-06-01 45 days 2,138 sqft
2023-07-01 50 days 2,134 sqft
2023-08-01 55 days 2,125 sqft
2023-09-01 58 days 2,117 sqft
2023-10-01 60 days 2,095 sqft
2023-11-01 65 days 2,099 sqft
2023-12-01 74 days 2,087 sqft
2024-01-01 77 days 2,091 sqft
2024-02-01 60 days 2,085 sqft
2024-03-01 40 days 2,090 sqft
Austin's median listing age (time on market) for 2024-03-01 was 40 days. This is -22% shorter than the same period one year ago.

Austin's median square footage for active listings during the 2024-03-01 period was 2,090 sqft. One year prior, the average listing was 2,093 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.