AUSTIN - ROUND ROCK - GEORGETOWN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Austin - Round Rock - Georgetown averaged 6.74% for the week of 2024-06-06, compared to the national average of 6.99% for the same period.

The average rate for the prior week (2024-05-30) was 6.38% and one month ago for the week of 2024-05-02, the average rate was 6.77%.

Austin - Round Rock - Georgetown's average rate one year ago was 6.34%.

For refis of the same type during the week of 2024-06-06, the average rate was 7.28%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-06 6.99%
Austin - Round Rock - Georgetown 30 Year Fixed Rate 2024-06-06 6.74%
Austin - Round Rock - Georgetown 30 Year Fixed Rate Refi 2024-06-06 7.28%
Austin - Round Rock - Georgetown 15 Year Fixed Rate 2024-06-06 6.25%
Austin - Round Rock - Georgetown 15 Year Fixed Rate Refi 2024-06-06 6.47%
Austin - Round Rock - Georgetown 30 Year FHA 2024-06-06 5.97%
Austin - Round Rock - Georgetown 30 Year FHA Refi 2024-06-06 6.59%
Austin - Round Rock - Georgetown 30 Year USDA 2024-06-06 5.42%
Austin - Round Rock - Georgetown 30 Year USDA Refi 2024-06-06 6.6%
Austin - Round Rock - Georgetown 30 Year VA 2024-06-06 6.05%
Austin - Round Rock - Georgetown 30 Year VA Refi 2024-06-06 6.29%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within AUSTIN-ROUND ROCK-GEORGETOWN, TX.

AUSTIN - ROUND ROCK - GEORGETOWN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the AUSTIN-ROUND ROCK-GEORGETOWN, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 1,617 6.59% $10,340
EAGLE HOME MORTGAGE, LLC 1,328 5.47% $6,453
QUICKEN LOANS, LLC 1,148 6.78% $7,827
CMG MORTGAGE, INC. 1,095 5.86% $10,605
DHI MORTGAGE COMPANY, LTD. 1,024 5.60% $5,690
LOANDEPOT.COM, LLC 890 6.19% $8,708
South Pacific Financial Corporation 804 6.00% $9,608
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 710 6.64% $9,649
UNIVERSITY Federal Credit Union 679 6.27% $8,759
KBHS HOME LOANS, LLC 626 6.04% $9,995
PULTE MORTGAGE LLC 598 6.08% $4,321
LOANPEOPLE, LLC 555 6.70% $9,537
JPMorgan Chase Bank 511 6.44% $9,217
First United Bank and Trust Company 392 6.62% $9,776
Wells Fargo Bank 367 5.99% $7,576
PRIMELENDING, A PLAINSCAPITAL COMPANY 304 6.61% $12,014
MOVEMENT MORTGAGE, LLC 292 6.58% $12,261
CORNERSTONE HOME LENDING, INC. 278 6.73% $11,121
PROVIDENT FUNDING ASSOCIATES, L.P. 263 6.34% $6,657
PRIORITY HOME MORTGAGE, L.P. 246 5.92% $6,108
Bank of America 242 6.00% $8,102
ADVISA MORTGAGE SERVICES, LTD. 232 6.25% $4,644
HOME FINANCING UNLIMITED, INC. 228 6.11% $8,017
M/I FINANCIAL, LLC 212 6.02% $15,898
VELOCIO MORTGAGE L.L.C. 202 6.20% $10,578
GUILD MORTGAGE COMPANY 195 6.82% $10,596
Prosperity Bank 191 6.17% $7,706
CLM MORTGAGE, INC 190 6.25% $9,180
ARK-LA-TEX FINANCIAL SERVICES, LLC. 185 6.79% $9,626
U.S. Bank 184 6.35% $9,504
Network Funding, L.P. 183 6.66% $10,893
SFMC, LP 182 6.42% $10,908
RANDOLPH-BROOKS 181 6.61% $3,831
CROSSCOUNTRY MORTGAGE, LLC 174 6.89% $11,011
GUARANTEED RATE, INC. 158 6.59% $8,137
NexBank 158 6.69% $9,243
THRIVE MORTGAGE, LLC 152 6.68% $10,646
First Bank 151 6.69% $10,677
Flagstar Bank, FSB 150 6.77% $9,071
CRESTMARK MORTGAGE COMPANY, LTD. 148 6.28% $11,501
BancorpSouth 138 6.20% $9,358
PENNYMAC LOAN SERVICES, LLC 136 6.57% $9,688
SOUTHERN LENDING SERVICES, LTD. 128 5.38% $4,681
Mr. Cooper ( Nationstar Mortgage ) 124 6.74% $11,945
JET HOMELOANS, LLC 122 6.09% $9,901
Paramount Residential Mortgage Group, Inc. 122 6.62% $10,103
EVERETT FINANCIAL, INC. 122 7.02% $9,664
CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. 118 6.72% $5,513
Morgan Stanley Private Bank 112 5.75% $7,104
BAY EQUITY LLC 103 6.79% $5,810
VeraBank 99 6.20% $4,381
NEWREZ LLC 98 6.83% $10,855
DIGITAL Federal Credit Union 94 5.14% $7,241
GUARANTEED RATE AFFINITY, LLC 86 6.76% $8,726
AmeriHome Mortgage Company, LLC 84 6.77% $6,919
BETTER MORTGAGE CORPORATION 83 6.04% $9,430
FC LENDING, LTD. 83 6.59% $4,157
GARDNER FINANCIAL SERVICES, LTD. 83 6.62% $14,295
AMERICAN FINANCIAL NETWORK, INC. 82 6.62% $9,915
BROKER SOLUTIONS, INC. 81 6.76% $10,540
Citibank 81 5.55% $11,195
SWBC MORTGAGE CORPORATION 78 6.57% $8,568
AMERICAN PACIFIC MORTGAGE CORPORATION 77 6.70% $10,227
HOMEOWNERS FINANCIAL GROUP USA, LLC 77 6.69% $8,324
Gateway First Bank 77 6.71% $6,868
Texas Mortgage Lending, LLC 75 6.69% $7,967
TBI MORTGAGE COMPANY 74 6.39% $11,218
INTERLINC MORTGAGE SERVICES, LLC 67 6.81% $6,054
A+ Federal Credit Union 66 6.77% $3,623
PNC Bank 66 6.31% $7,479
PLAZA HOME MORTGAGE, INC. 64 6.60% $12,571
Florida Capital Bank 64 6.60% $8,663
AAXY L.L.C. 64 6.36% $5,980
SECURITYNATIONAL MORTGAGE COMPANY 63 7.01% $11,455
CANOPY MORTGAGE, LLC 63 6.70% $10,640
AMCAP MORTGAGE, LTD. 60 6.65% $11,052
BARTON CREEK LENDING GROUP, LLC 60 6.59% $10,298
FIRST EQUITY MORTGAGE INCORPORATED 58 6.07% $6,858
Independent Bank 58 6.91% $10,020
HIGHLAND HOMELOANS, LLC 55 6.40% $12,397
NAVY FEDERAL CREDIT UNION 55 6.34% $8,169
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 51 6.82% $10,099
NBKC BANK 51 6.41% $5,995
American Mortgage & Equity Consultants, Inc. 50 6.83% $10,526
Truist 49 6.35% $9,112
CARDINAL FINANCIAL 48 6.64% $10,943
CITY FIRST MORTGAGE SERVICES, L.L.C. 47 7.13% $11,139
FREEDOM MORTGAGE CORPORATION 47 7.12% $9,363
Regions Bank 47 6.23% $11,103
AMERISAVE MORTGAGE CORPORATION 47 6.73% $9,957
Republic State Mortgage Co. 45 6.64% $9,932
BMO Harris Bank 44 6.49% $7,845
Charles Schwab Bank, SSB 43 5.73% $9,078
Sunflower Bank 41 6.33% $9,514
SMART CHOICE MORTGAGE, A TEXAS LIMITED LIABILITY C 41 6.45% $8,678
INSPIRE HOME LOANS INC. 40 6.20% $6,075
Assurance Financial Group, L.L.C. 39 6.55% $12,723
PLANET HOME LENDING, LLC 38 6.44% $9,659
FIRST CENTENNIAL MORTGAGE CORPORATION 37 6.48% $7,253
RB MORTGAGE LLC 37 5.84% $8,068
SECURITY SERVICE 37 6.24% $10,182
AXIA FINANCIAL, LLC 36 6.46% $10,393
First National Bank of America 36 9.87% $13,126
NTFN, INC. 34 6.59% $9,668
R Bank 33 6.16% $13,861
UBS Bank USA 33 5.83% $9,600
USAA Federal Savings Bank 33 6.63% $8,234
First Horizon Bank 33 5.97% $8,137
T2 FINANCIAL LLC 32 6.85% $7,453
CALCON MUTUAL MORTGAGE LLC 32 6.98% $16,136
V.I.P. MORTGAGE, INC. 32 6.69% $9,196
NEXERA HOLDING LLC 31 8.35% $18,627
MUTUAL OF OMAHA MORTGAGE, INC. 31 6.63% $8,896
AMPLIFY 31 6.99% $7,686
First-Citizens Bank & Trust Company 31 5.43% $8,353
The Loan Store, Inc. 31 6.85% $9,410
Ally Bank 31 6.46% $8,522
General Mortgage Capital Corporation 30 6.43% $5,821
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 30 7.00% $8,740
Zions Bank 29 5.86% $8,736
CHURCHILL MORTGAGE CORPORATION 28 7.05% $9,748
Century Mortgage Company DBA Century Lending Company 28 7.12% $10,920
LENDSURE MORTGAGE CORP. 28 8.26% $20,508
21ST MORTGAGE CORPORATION 27 8.07% $7,399
Plains Commerce Bank 27 6.65% $10,755
ZILLOW HOME LOANS, LLC 26 6.63% $8,297
BM Real Estate Services, Inc. 26 6.94% $12,221
OCMBC, INC. 26 9.18% $16,222
DEEPHAVEN MORTGAGE LLC 26 8.43% $16,817
NATIONS RELIABLE LENDING, LLC 25 7.08% $9,633
International Bank of Commerce 25 6.40% $5,562
Citizens Bank 25 6.51% $10,527
A&D Mortgage LLC 25 8.51% $17,544
First Financial Bank 24 7.03% $5,989
Stifel Bank and Trust 24 5.92% $5,424
LEGEND LENDING CORPORATION 23 6.57% $13,235
PENTAGON FEDERAL CREDIT UNION 23 6.06% $5,745
ROYAL UNITED MORTGAGE LLC 22 7.37% $12,405
Raymond James Bank 22 5.13% $8,684
Alcova Mortgage LLC 22 6.69% $7,695
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 22 6.62% $10,299
SENTE MORTGAGE, INC. 22 7.08% $11,319
MID AMERICA MORTGAGE, INC. 22 6.64% $26,709
SIRVA MORTGAGE, INC. 22 6.35% $3,788
Magnolia Bank 21 6.96% $10,088
Citadel Servicing Corporation 21 8.99% $12,664
ARC HOME LLC 19 8.05% $16,254
City Bank 19 6.72% $7,031
JMAC LENDING, INC. 19 6.96% $11,536
WILLOW BEND MORTGAGE COMPANY, LLC 19 6.54% $7,763
Waterstone Mortgage Corporation 19 6.84% $7,922
Carrington Mortgage Services, LLC 18 6.60% $9,609
SeaTrust Mortgage Company 18 6.67% $12,444
Neighborhood Loans, Inc. 18 6.67% $9,029
FIRST COMMUNITY MORTGAGE, INC. 18 6.60% $9,666
Kwik Mortgage Corporation 18 6.40% $4,999
ON Q FINANCIAL, INC. 17 6.71% $7,076
GENEVA FINANCIAL, LLC 17 7.12% $12,007
STAR ONE CREDIT UNION 17 5.71% $4,943
Northpointe Bank 17 6.81% $16,305
BNC National Bank 17 6.10% $6,463
HOMESIDE FINANCIAL, LLC 17 6.75% $9,543
HOMEAMERICAN MORTGAGE CORPORATION 16 5.80% $744
RBC Bank, (Georgia) 16 5.60% $4,776
NFM, INC. 16 6.87% $9,507
Nations Lending Corporation 16 6.63% $8,185
GUIDANCE RESIDENTIAL, LLC 16 6.88% $7,502
Discover Bank 15 6.68% $0
Centennial Bank 15 6.72% $10,220
TRUWEST Credit Union 15 6.61% $6,604
The Huntington National Bank 15 6.08% $12,528
HSBC BANK USA, NATIONAL ASSOCIATION 15 6.20% $7,707
Town Square Mortgage & Investments, Inc. 15 6.81% $7,210
HOMETRUST MORTGAGE COMPANY 15 6.94% $9,572
DAS Acquisition Company, LLC 15 6.47% $13,569
Farmers Bank & Trust 15 6.75% $6,134
HOMEXPRESS MORTGAGE CORP. 14 8.96% $15,764
SUMMIT FUNDING, INC. 14 6.66% $12,485
MORTGAGE FINANCIAL SERVICES, LLC 14 6.75% $8,205
ANGEL OAK MORTGAGE SOLUTIONS LLC 14 8.26% $13,738
Security State Bank & Trust 13 6.84% $8,020
UIF CORPORATION 13 6.74% $8,959
NMSI, INC. 13 7.20% $10,685
VELOCITY Credit Union 12 6.30% $12,586
Encompass Lending Group, LP 12 7.46% $10,877
Goldman Sachs Bank USA 12 5.50% $12,469
Texas Health Credit Union 12 7.35% $1,245
FIRST TECHNOLOGY 12 6.28% $5,338
The Central Trust Bank 11 5.95% $6,495
PHH Mortgage Corporation 11 6.84% $6,558
GROUP MORTGAGE, LLC 11 7.34% $8,887
ENVOY MORTGAGE, LTD 11 6.57% $9,171
AUSTIN TELCO Federal Credit Union 11 6.55% $11,766
GMFS LLC 11 6.28% $7,847
CITYWIDE HOME LOANS, LLC 11 7.02% $11,179
BOKF 10 6.70% $6,983
Strong Home Mortgage, LLC 10 6.34% $4,433
Mortgage Research Center, LLC 10 6.39% $5,776
City National Bank 10 5.68% $12,066
AMERICAN FEDERAL MORTGAGE CORPORATION 10 6.30% $5,445
Farm Credit Mid-America, ACA 10 7.29% $13,160
NP, Inc. 10 8.90% $24,514
STANFORD Federal Credit Union 9 5.99% $5,832
Jefferson Bank 9 6.19% $7,569
Golden Empire Mortgage, Inc. 9 7.25% $12,551
LAKEVIEW LOAN SERVICING, LLC 9 6.60% $11,337
Extraco Banks 9 6.57% $7,567
ACADEMY MORTGAGE CORPORATION 9 6.50% $12,224
MICHIGAN MUTUAL, INC. 9 6.05% $12,852
Stride Bank 9 6.53% $11,291
LOANPAL, LLC 8 6.85% $8,563
Nizari Progressive Federal Credit Union 8 6.09% $14,610
TEXAS DOW EMPLOYEES CREDIT UNION 8 7.02% $8,560
FRONTIER FINANCIAL, INC. 8 7.55% $10,234
PILGRIM MORTGAGE LLC 8 6.83% $8,953
Affiliated Bank 8 6.72% $9,293
Comerica Bank 8 6.42% $11,413
Bank of England 8 6.64% $10,757
The Federal Savings Bank 8 6.98% $10,500
UNION HOME MORTGAGE CORP. 8 7.23% $12,213
Heritage Bank 7 6.23% $7,753
SUCCESS MORTGAGE PARTNERS, INC. 7 5.96% $12,411
Guaranty Bank & Trust, N.A. 7 6.32% $6,853
HOMEBRIDGE FINANCIAL SERVICES, INC. 7 7.16% $12,660
DRAPER AND KRAMER MORTGAGE CORP. 7 6.94% $8,429
CALIBER HOME LOANS, INC. 7 6.45% $6,220
BNY Mellon 7 5.77% $11,066
LRS FINANCIAL NETWORK, INC. 7 7.07% $6,937
Frost Bank 7 4.96% $3,726
Texas Regional Bank 6 6.36% $15,557
EMBRACE HOME LOANS, INC. 6 6.33% $6,042
LEADERONE FINANCIAL CORPORATION 6 6.83% $8,457
HOMESTEAD FUNDING CORP. 6 6.10% $3,967
KeyBank 6 5.79% $11,292
Metro City Bank 6 7.46% $8,816
Equity Prime Mortgage LLC 6 6.60% $14,457
PREMIER MORTGAGE RESOURCES, L.L.C. 6 6.37% $7,455
Lakeview Community Capital, LLC 6 6.88% $9,194
BAY-VALLEY MORTGAGE GROUP 6 6.90% $9,521
FIRST SERVICE Credit Union 6 6.10% $6,373
AMERICAN FINANCING CORPORATION 6 6.40% $11,895
STANDARD MORTGAGE CORPORATION 5 6.12% $7,628
INTERCAP LENDING INC. 5 6.80% $13,289
Cornerstone First Mortgage, Inc 5 7.60% $8,023
MidFirst Bank 5 6.66% $5,934
MK LENDING CORP. 5 8.15% $11,136
AMERICAN INTERNET MORTGAGE, INC. 5 6.93% $5,930
First State Bank of St. Charles, Missouri 5 6.25% $5,396
ENCORE BANK 5 4.70% $12,774
OAKTREE FUNDING CORP. 5 8.45% $18,331
Commerce Bank 5 6.05% $7,790
TOWNE MORTGAGE COMPANY 5 6.10% $7,023
Ameris Bank 5 6.60% $8,696
North American Savings Bank, F.S.B. 5 6.78% $4,569
EUSTIS AND AMERICAN MORTGAGE COMPANY 5 6.27% $14,489
ALLIANT CREDIT UNION 5 7.08% $5,931
Barrington Bank & Trust Company, N.A. 5 6.82% $5,708
Renasant Bank 5 6.95% $12,771
Loan Simple, Inc. 5 6.95% $12,171
Watermark Capital, Inc. 4 6.41% $10,665
GREATER TEXAS FEDERAL CREDIT UNION 4 7.19% $9,124
THE MORTGAGE LINK, INC. 4 6.94% $11,732
DIRECTIONS EQUITY, LLC 4 6.78% $8,093
MORTGAGE SOLUTIONS OF COLORADO, LLC 4 6.88% $9,360
S1L, Inc. 4 7.28% $8,569
Fifth Third Bank 4 6.00% $12,833
Commerce Home Mortgage, Inc. 4 7.41% $11,156
Beeline Loans, Inc. 4 5.66% $13,811
BELEM SERVICING LLC 4 6.59% $5,566
MEMBER HOME LOAN, L.L.C. 4 6.31% $13,039
East West Bank 4 6.34% $9,236
American Airlines Federal Credit Union 4 5.56% $0
MEMBER FIRST MORTGAGE, LLC 4 6.28% $5,234
Sierra Pacific Mortgage Company, Inc. 4 6.44% $10,687
MANN FINANCIAL INC. 4 6.94% $9,142
Grand Bank for Savings, FSB 4 9.31% $11,106
PANORAMA MORTGAGE GROUP, LLC 4 6.78% $7,664
OPEN MORTGAGE, LLC 4 7.06% $9,056
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 7.34% $10,307
American National Bank & Trust 4 7.16% $11,432
Axos Bank 4 6.41% $9,465
Arvest Bank 4 6.63% $7,368
Ixonia Bank 4 6.75% $14,903
ALLIED MORTGAGE GROUP, INC. 4 7.25% $4,378
Aurora Financial, LLC 4 6.91% $4,260
TJC Mortgage, Inc. 4 6.72% $13,531
ADVANCIAL 4 7.41% $37,022
NATIONS DIRECT MORTGAGE, LLC 3 7.29% $12,294
Wyndham Capital Mortgage, Inc. 3 6.38% $4,504
Chicago Mortgage Solutions LLC 3 5.85% $7,027
FIRST COMMUNITY CREDIT UNION 3 5.88% $8,857
CONTOUR MORTGAGE CORPORATION 3 6.88% $9,195
IVY MORTGAGE, INC. 3 6.13% $6,245
First Federal Bank 3 6.33% $5,249
JSC 3 6.17% $5,235
KELLER MORTGAGE, LLC 3 6.08% $6,609
THE MORTGAGE FIRM, INC. 3 6.38% $10,937
Amarillo National Bank 3 7.71% $10,441
First National Bank 3 6.50% $16,821
The Freedom Bank of Virginia 3 6.42% $5,053
ASPIRE FINANCIAL, INC. 3 6.33% $5,909
LOANFLIGHT LENDING, LLC 3 7.17% $7,863
LOANLEADERS OF AMERICA, INC. 3 7.04% $16,906
American Bank of Commerce 3 6.13% $12,259
First Republic Bank 3 4.43% $5,816
First Savings Bank 3 6.83% $6,794
Bell Bank 3 6.58% $6,288
BECKAM FUNDING CORP. 3 7.75% $11,360
NETWORK CAPITAL FUNDING CORPORATION 3 7.21% $7,403
Baxter Credit Union 3 7.08% $5,277
Simmons Bank 3 6.04% $4,652
NJ LENDERS CORP. 3 6.92% $6,072
Evolve Bank & Trust 3 5.99% $7,018
ONY GLO, INC. 3 6.33% $8,792
Origin Bank 3 6.96% $10,571
AmRes Corporation 3 7.92% $7,888
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 3 7.38% $20,105
Armed Forces Bank 3 6.75% $5,575
FUNDLOANS CAPITAL 3 8.58% $37,565
VANDERBILT MORTGAGE AND FINANCE, INC. 3 5.71% $4,817
Wallick & Volk, Inc. 3 7.04% $8,080
EECU 2 7.38% $4,924
Bank-Fund Staff Federal Credit Union 2 5.44% $9,631
AUGUSTA FINANCIAL, INC. 2 6.00% $7,276
COMPASS MORTGAGE, INC. 2 7.38% $7,836
TEXAS TECH 2 6.69% $7,025
LENOX FINANCIAL MORTGAGE CORPORATION 2 6.81% $8,773
Bank of Whittier 2 6.98% $15,534
TEXELL Credit Union 2 6.75% $5,199
Trustmark National Bank 2 6.75% $6,822
PREMIA MORTGAGE, LLC 2 6.49% $1,862
Colonial Savings, F.A. 2 6.44% $5,402
LAFAYETTE FEDERAL CREDIT UNION 2 5.75% $5,693
UMB Bank 2 5.94% $9,486
DELMAR FINANCIAL COMPANY 2 7.75% $5,663
KINECTA 2 6.25% $43,855
The Northern Trust Company 2 5.75% $10,317
RUOFF MORTGAGE COMPANY, INC. 2 6.31% $5,269
Deere Employees Credit Union 2 5.56% $4,859
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 6.06% $8,820
RESIDENTIAL HOME FUNDING CORP. 2 6.31% $8,892
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 6.69% $7,902
TRIAD FINANCIAL SERVICES, INC. 2 9.73% $8,019
HOMESPIRE MORTGAGE CORPORATION 2 6.44% $7,187
RESIDENTIAL BANCORP 2 6.63% $9,972
Quontic Bank 2 8.94% $8,081
CRESCENT MORTGAGE COMPANY 2 6.75% $8,383
Vellum Mortgage, Inc. 2 7.44% $5,389
Dover Federal Credit Union 2 3.75% $6,719
RELIANCE FIRST CAPITAL, LLC 2 6.31% $8,443
GULF COAST EDUCATORS FEDERAL CREDIT UNION 2 5.68% $7,637
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 7.25% $9,943
GREENSTATE CREDIT UNION 2 6.06% $6,661
SOUTHWEST STAGE FUNDING, LLC 2 7.02% $9,636
CREDIT HUMAN FEDERAL CREDIT UNION 2 6.38% $6,238
COMMUNITY MORTGAGE FUNDING, LLC 2 5.19% $9,343
ASSOCIATED MORTGAGE CORPORATION 2 6.25% $10,963
M&T Bank 2 5.31% $8,213
AMERICAN FINANCE HOUSE LARIBA 2 7.55% $6,768
CHERRY CREEK MORTGAGE, LLC 2 7.06% $837
Southside Bank 2 6.69% $6,246
AMERICAN HERITAGE LENDING, INC. 2 9.00% $15,948
NATIONWIDE MORTGAGE BANKERS, INC. 2 6.75% $14,344
MEGASTAR FINANCIAL CORP. 2 7.13% $10,083
NBH Bank 2 6.63% $8,013
CommunityBank of Texas, N.A. 2 6.31% $10,118
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 6.88% $6,092
COUNTRYPLACE MORTGAGE, LTD. 1 7.50% $3,948
DATA MORTGAGE, INC. 1 6.25% $7,377
DELTA COMMUNITY CREDIT UNION 1 6.63% $5,389
DEVELOPER'S MORTGAGE COMPANY 1 6.63% $7,847
DIRECT MORTGAGE, CORP. 1 6.50% $11,978
Eagle Bank and Trust Company 1 6.00% $4,792
Constant Investments, Inc. 1 7.38% $12,517
Education Credit Union 1 5.46% $4,682
ENDEAVOR CAPITAL, LLC. 1 6.49% $6,524
Ennis State Bank 1 6.75% $9,329
F&A Federal Credit Union 1 7.24% $3,403
FBC MORTGAGE, LLC 1 5.63% $10,480
Community First National Bank 1 7.50% $6,091
First Bank 1 7.63% $12,278
FirstBank 1 6.25% $8,306
COMMUNITYAMERICA 1 5.75% $3,097
FIRST COLONY MORTGAGE CORPORATION 1 8.00% $12,047
FIRST CONTINENTAL MORTGAGE, LTD. 1 6.00% $8,204
First Internet Bank of Indiana 1 6.13% $4,668
FIRST MORTGAGE COMPANY, INC. 1 6.88% $11,183
First National Bank of Omaha 1 6.50% $12,510
First Option Mortgage, LLC 1 7.63% $10,208
First Standard Financial Corp. 1 6.63% $4,221
First State Bank 1 6.38% $4,556
CLIFFCO, INC. 1 6.88% $21,275
Flanagan State Bank 1 8.00% $4,854
FLAT BRANCH MORTGAGE, INC. 1 6.49% $7,094
F & M Bank 1 6.25% $9,365
Franklin Loan Corporation 1 8.13% $9,733
CITIZENS EQUITY FIRST 1 6.38% $2,421
GERSHMAN INVESTMENT CORP. 1 6.38% $7,008
Goldwater Bank, N.A. 1 5.38% $4,831
GOOGAIN, INC. 1 7.63% $8,106
Great Plains National Bank 1 7.50% $3,774
GSF Mortgage Corporation 1 6.13% $5,557
CIBM Bank 1 6.88% $8,703
CIBC Bank USA 1 6.25% $5,442
GUARANTY HOME MORTGAGE CORPORATION 1 5.99% $3,984
Gulf Coast Bank and Trust Company 1 7.25% $6,105
CHEVRON 1 5.25% $565
HighTechLending Inc 1 7.50% $28,700
CASTLE & COOKE MORTGAGE, LLC 1 7.50% $11,266
HOMESTAR FINANCIAL CORPORATION 1 6.25% $3,422
CAPITOL CREDIT UNION 1 7.00% $9,817
Integrity Home Mortgage Corp 1 7.63% $6,769
INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 6.99% $12,577
INTERCOASTAL MORTGAGE COMPANY 1 6.50% $7,721
Cambria Financial Group, LLC 1 6.38% $7,284
Inwood National Bank 1 5.13% $13,702
ITHINK FINANCIAL Credit Union 1 7.75% $58,960
CADENCE LENDING GROUP, INC. 1 6.50% $7,771
BROOKHOLLOW MORTGAGE SERVICES, LTD 1 6.63% $9,896
KBR HERITAGE 1 5.88% $14,655
LADERA LENDING, INC. 1 6.99% $8,778
LAND HOME FINANCIAL SERVICES, INC. 1 7.38% $9,431
Leader Bank 1 7.13% $9,135
Legacy Home Loans, LLC 1 5.50% $19,945
LIBERTY HOME MORTGAGE CORPORATION 1 6.38% $19,108
Marquette Bank 1 6.38% $4,510
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.00% $17,594
MAYO EMPLOYEES FEDERAL CREDIT UNION 1 5.75% $19,721
MDE Home Loans, LLC 1 6.50% $13,576
MLD MORTGAGE INC. 1 6.38% $9,429
Blue Ridge Bank 1 6.25% $9,105
MORIA DEVELOPMENT, INC. 1 6.99% $8,394
MORTGAGE ACCESS CORP. 1 6.88% $9,646
Mortgage Bank of California 1 8.50% $18,407
MORTGAGE CAPITAL PARTNERS, INC. 1 6.50% $7,189
MOUNTAIN WEST FINANCIAL, INC. 1 8.00% $4,847
BEST FINANCE CAPITAL, INC. 1 7.75% $10,987
NEW WAVE LENDING GROUP INC 1 8.00% $13,985
NOVA FINANCIAL & INVESTMENT CORPORATION 1 6.88% $9,424
Bank of Tennessee 1 6.38% $5,433
Oakstar Bank 1 6.63% $4,363
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 7.13% $6,708
PINNACLE LENDING GROUP, INC. 1 6.88% $10,302
Bankers Trust Company 1 7.38% $5,108
PREMIER LENDING, INC. 1 6.50% $7,075
Presidential Bank, FSB 1 7.25% $4,401
PROPER RATE, LLC 1 6.98% $6,769
Prosperity Home Mortgage, LLC 1 7.25% $7,840
Atlantic Union Bank 1 6.63% $11,408
RANLIFE, INC. 1 5.63% $10,573
SANDIA LABORATORY 1 6.38% $4,226
AMERITRUST MORTGAGE CORPORATION 1 10.25% $42,655
Semper Home Loans, Inc. 1 5.88% $12,247
AMERICA'S CREDIT UNION 1 7.13% $5,493
Shore United Bank 1 7.00% $5,952
SmartBank 1 5.38% $15,123
South State Bank 1 6.38% $9,420
Southwest Airlines Federal Credit Union 1 6.75% $10,187
Southwest Bank 1 6.50% $9,299
State Bank of De Kalb 1 7.25% $8,160
SUN WEST MORTGAGE COMPANY, INC. 1 6.38% $16,262
TEXANS 1 7.50% $9,381
ALTRA 1 6.13% $9,811
TOTAL MORTGAGE SERVICES, LLC 1 7.25% $9,797
Toyota Financial Savings Bank 1 7.13% $4,665
United Nations Federal Credit Union 1 6.13% $3,999
Alerus Financial 1 7.00% $3,941
ALAMEDA MORTGAGE CORPORATION 1 7.00% $9,432
AHL FUNDING 1 7.99% $7,404
U S WIDE FINANCIAL LLC 1 6.75% $7,639
Uwharrie Bank 1 4.61% $9,654
Valley National Bank 1 6.50% $5,330
AFFINITY 1 4.50% $14,238
Veritex Community Bank 1 6.00% $12,076
Victorian Finance, LLC 1 6.63% $5,805
VILLAGE CAPITAL MORTGAGE 1 7.50% $10,111
WALL STREET MORTGAGE BANKERS, LTD. 1 8.38% $7,294
Washington Trust Bank 1 5.63% $10,642
WINGS FINANCIAL 1 5.50% $7,148
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.88% $13,639

AUSTIN - ROUND ROCK - GEORGETOWN Average Closing Costs & Other Stats

AUSTIN-ROUND ROCK-GEORGETOWN, TX's 480 lenders originated 46,271 loans during 2023. The total origination value was $20,892,315,000, with an average loan value of $451,521.

AUSTIN - ROUND ROCK - GEORGETOWN's average closing costs are $19,569.

The top AUSTIN - ROUND ROCK - GEORGETOWN lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 1,617 loans originated. Their average total fees are $10,340, which is $3,887 higher than the next largest lender, EAGLE HOME MORTGAGE, LLC.

The lowest fee AUSTIN - ROUND ROCK - GEORGETOWN lenders (with over 10 loans originated) are Discover Bank ($0), HOMEAMERICAN MORTGAGE CORPORATION ($744), Texas Health Credit Union ($1,245), A+ Federal Credit Union ($3,623) and SIRVA MORTGAGE, INC. ($3,788).

The lowest rate AUSTIN - ROUND ROCK - GEORGETOWN lenders (with over 10 loans originated) are Raymond James Bank (5.13%), DIGITAL Federal Credit Union (5.14%), SOUTHERN LENDING SERVICES, LTD. (5.38%), First-Citizens Bank & Trust Company (5.43%) and EAGLE HOME MORTGAGE, LLC (5.47%).

AUSTIN-ROUND ROCK-GEORGETOWN, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $975,145,000 $1,010,800,000 3.7% 4.8%
DHI MORTGAGE COMPANY, LTD. $852,825,000 $747,540,000 -12.3% 3.6%
CMG MORTGAGE, INC. $711,920,000 $722,445,000 1.5% 3.5%
EAGLE HOME MORTGAGE, LLC $552,275,000 $647,760,000 17.3% 3.1%
LOANDEPOT.COM, LLC $808,805,000 $527,620,000 -34.8% 2.5%
JPMorgan Chase Bank $860,670,000 $509,630,000 -40.8% 2.4%
QUICKEN LOANS, LLC $1,136,615,000 $506,360,000 -55.5% 2.4%
South Pacific Financial Corporation $343,120,000 $477,605,000 39.2% 2.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $624,615,000 $450,280,000 -27.9% 2.2%
First United Bank and Trust Company $1,047,715,000 $437,240,000 -58.3% 2.1%
JONES LANG LASALLE MULTIFAMILY, LLC $2,925,000 $393,525,000 13,353.8% 1.9%
UNIVERSITY Federal Credit Union $855,215,000 $390,770,000 -54.3% 1.9%
KBHS HOME LOANS, LLC $255,800,000 $382,695,000 49.6% 1.8%
Wells Fargo Bank $946,435,000 $370,210,000 -60.9% 1.8%
Bank of America $537,960,000 $339,400,000 -36.9% 1.6%
Prosperity Bank $596,360,000 $323,585,000 -45.7% 1.5%
LOANPEOPLE, LLC $468,385,000 $284,880,000 -39.2% 1.4%
PULTE MORTGAGE LLC $352,710,000 $284,375,000 -19.4% 1.4%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $298,790,000 $247,555,000 -17.1% 1.2%
WALKER & DUNLOP, LLC $483,450,000 $233,820,000 -51.6% 1.1%
VELOCIO MORTGAGE L.L.C. $207,425,000 $230,335,000 11.0% 1.1%
Frost Bank $370,460,000 $223,260,000 -39.7% 1.1%
RANDOLPH-BROOKS $409,875,000 $215,720,000 -47.4% 1.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $305,325,000 $214,490,000 -29.8% 1.0%
CORNERSTONE HOME LENDING, INC. $257,920,000 $200,060,000 -22.4% 1.0%
PNC Bank $366,680,000 $196,405,000 -46.4% 0.9%
BERKELEY POINT CAPITAL LLC $33,535,000 $192,215,000 473.2% 0.9%
MOVEMENT MORTGAGE, LLC $197,050,000 $185,265,000 -6.0% 0.9%
Citibank $244,315,000 $183,600,000 -24.9% 0.9%
Regions Bank $149,105,000 $166,540,000 11.7% 0.8%
ADVISA MORTGAGE SERVICES, LTD. $269,090,000 $160,960,000 -40.2% 0.8%
U.S. Bank $321,590,000 $158,050,000 -50.9% 0.8%
PROVIDENT FUNDING ASSOCIATES, L.P. $131,580,000 $147,190,000 11.9% 0.7%
GUILD MORTGAGE COMPANY $185,470,000 $130,555,000 -29.6% 0.6%
BancorpSouth $209,835,000 $130,175,000 -38.0% 0.6%
HOME FINANCING UNLIMITED, INC. $265,340,000 $126,990,000 -52.1% 0.6%
PRIORITY HOME MORTGAGE, L.P. $67,750,000 $125,395,000 85.1% 0.6%
Morgan Stanley Private Bank $155,435,000 $124,455,000 -19.9% 0.6%
M/I FINANCIAL, LLC $96,280,000 $124,290,000 29.1% 0.6%
SFMC, LP $111,960,000 $118,065,000 5.5% 0.6%
CLM MORTGAGE, INC $124,340,000 $117,960,000 -5.1% 0.6%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $138,275,000 $117,320,000 -15.2% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $147,330,000 $115,100,000 -21.9% 0.6%
Mortgage Research Center, LLC $117,460,000 $114,615,000 -2.4% 0.5%
NexBank $183,590,000 $105,520,000 -42.5% 0.5%
PENNYMAC LOAN SERVICES, LLC $255,890,000 $105,195,000 -58.9% 0.5%
GUARANTEED RATE, INC. $227,035,000 $103,555,000 -54.4% 0.5%
Independent Bank $205,735,000 $101,985,000 -50.4% 0.5%
Arbor Realty Trust, Inc. $27,790,000 $97,540,000 251.0% 0.5%
Network Funding, L.P. $165,275,000 $95,440,000 -42.3% 0.5%
CRESTMARK MORTGAGE COMPANY, LTD. $80,155,000 $91,930,000 14.7% 0.4%
Flagstar Bank, FSB $242,225,000 $91,870,000 -62.1% 0.4%
THRIVE MORTGAGE, LLC $154,815,000 $91,190,000 -41.1% 0.4%
EVERETT FINANCIAL, INC. $193,460,000 $88,515,000 -54.2% 0.4%
Paramount Residential Mortgage Group, Inc. $177,360,000 $88,060,000 -50.3% 0.4%
JET HOMELOANS, LLC $29,070,000 $87,075,000 199.5% 0.4%
Truist $221,510,000 $85,740,000 -61.3% 0.4%
First Bank $165,000 $82,910,000 50,148.5% 0.4%
NAVY FEDERAL CREDIT UNION $77,260,000 $74,885,000 -3.1% 0.4%
CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. $95,635,000 $73,860,000 -22.8% 0.4%
SOUTHERN LENDING SERVICES, LTD. $89,515,000 $73,835,000 -17.5% 0.4%
NORTHMARQ CAPITAL FINANCE, L.L.C. $18,135,000 $72,575,000 300.2% 0.3%
First National Bank of Omaha $585,000 $70,370,000 11,929.1% 0.3%
AMPLIFY $554,950,000 $69,115,000 -87.5% 0.3%
PGIM Real Estate Finance, LLC $68,005,000 n/a 0.3%
NEWREZ LLC $67,805,000 $67,535,000 -0.4% 0.3%
VeraBank $118,305,000 $65,835,000 -44.4% 0.3%
PLAZA HOME MORTGAGE, INC. $29,240,000 $65,075,000 122.6% 0.3%
GARDNER FINANCIAL SERVICES, LTD. $64,155,000 n/a 0.3%
BAY EQUITY LLC $30,345,000 $61,220,000 101.7% 0.3%
DIGITAL Federal Credit Union $55,580,000 $60,860,000 9.5% 0.3%
ORIX REAL ESTATE CAPITAL, LLC $34,505,000 $60,675,000 75.8% 0.3%
GUARANTEED RATE AFFINITY, LLC $57,930,000 $60,155,000 3.8% 0.3%
INSPIRE HOME LOANS INC. $47,720,000 $56,960,000 19.4% 0.3%
Merchants Capital Corp. $56,875,000 n/a 0.3%
Centennial Bank $56,465,000 $55,445,000 -1.8% 0.3%
FC LENDING, LTD. $67,550,000 $53,820,000 -20.3% 0.3%
AUSTIN TELCO Federal Credit Union $148,835,000 $52,550,000 -64.7% 0.3%
BROKER SOLUTIONS, INC. $72,960,000 $52,500,000 -28.0% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $221,510,000 $52,340,000 -76.4% 0.3%
First-Citizens Bank & Trust Company $17,825,000 $52,250,000 193.1% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $66,345,000 $52,220,000 -21.3% 0.2%
Zions Bank $102,400,000 $51,515,000 -49.7% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $50,390,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $269,480,000 $50,025,000 -81.4% 0.2%
A+ Federal Credit Union $174,445,000 $49,605,000 -71.6% 0.2%
Prudential Huntoon Paige Associates, LLC $207,500,000 $49,325,000 -76.2% 0.2%
FREEDOM MORTGAGE CORPORATION $141,360,000 $46,935,000 -66.8% 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $95,895,000 $46,900,000 -51.1% 0.2%
SWBC MORTGAGE CORPORATION $83,880,000 $44,640,000 -46.8% 0.2%
FIRST EQUITY MORTGAGE INCORPORATED $46,715,000 $44,565,000 -4.6% 0.2%
First Horizon Bank $64,535,000 $43,710,000 -32.3% 0.2%
UBS Bank USA $103,505,000 $43,185,000 -58.3% 0.2%
First National Bank Texas $5,245,000 $43,065,000 721.1% 0.2%
AMCAP MORTGAGE, LTD. $168,580,000 $42,870,000 -74.6% 0.2%
Gateway First Bank $75,090,000 $42,605,000 -43.3% 0.2%
Charles Schwab Bank, SSB $67,110,000 $42,440,000 -36.8% 0.2%
TBI MORTGAGE COMPANY $25,530,000 $41,880,000 64.0% 0.2%
INTERLINC MORTGAGE SERVICES, LLC $50,300,000 $41,365,000 -17.8% 0.2%
SECURITY SERVICE $86,345,000 $40,865,000 -52.7% 0.2%
21ST MORTGAGE CORPORATION $64,490,000 $40,210,000 -37.6% 0.2%
Frontier Bank of Texas $39,930,000 n/a 0.2%
Broadway National Bank $165,355,000 $39,400,000 -76.2% 0.2%
NEXUS SERIES B, LLC $77,645,000 $38,585,000 -50.3% 0.2%
SouthStar Bank, S.S.B. $75,115,000 $37,720,000 -49.8% 0.2%
CARDINAL FINANCIAL $70,365,000 $37,410,000 -46.8% 0.2%
R Bank $91,375,000 $36,570,000 -60.0% 0.2%
CITY FIRST MORTGAGE SERVICES, L.L.C. $24,860,000 $35,565,000 43.1% 0.2%
Texas Mortgage Lending, LLC $89,520,000 $35,235,000 -60.6% 0.2%
Metropolitan Life Insurance Co $296,020,000 $34,705,000 -88.3% 0.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $39,475,000 $34,545,000 -12.5% 0.2%
AmeriHome Mortgage Company, LLC $100,625,000 $34,240,000 -66.0% 0.2%
USAA Federal Savings Bank $42,685,000 $33,475,000 -21.6% 0.2%
HIGHLAND HOMELOANS, LLC $23,965,000 $33,390,000 39.3% 0.2%
CANOPY MORTGAGE, LLC $71,205,000 $33,255,000 -53.3% 0.2%
International Bank of Commerce $36,650,000 $32,890,000 -10.3% 0.2%
United Heritage Credit Union