AUSTIN - ROUND ROCK - GEORGETOWN Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Austin - Round Rock - Georgetown averaged 5.85% for the week of 2024-09-12, compared to the national average of 6.2% for the same period.

    The average rate for the prior week (2024-09-05) was 6.1% and one month ago for the week of 2024-08-08, the average rate was 5.82%.

    Austin - Round Rock - Georgetown's average rate one year ago was 6.67%.

    For refis of the same type during the week of 2024-09-12, the average rate was 6.29%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-09-12 6.2%
    Austin - Round Rock - Georgetown 30 Year Fixed Rate 2024-09-12 5.85%
    Austin - Round Rock - Georgetown 30 Year Fixed Rate Refi 2024-09-12 6.29%
    Austin - Round Rock - Georgetown 15 Year Fixed Rate 2024-09-12 4.93%
    Austin - Round Rock - Georgetown 15 Year Fixed Rate Refi 2024-09-12 5.15%
    Austin - Round Rock - Georgetown 30 Year FHA 2024-09-12 5.33%
    Austin - Round Rock - Georgetown 30 Year FHA Refi 2024-09-12 6.16%
    Austin - Round Rock - Georgetown 30 Year USDA 2024-09-12 4.49%
    Austin - Round Rock - Georgetown 30 Year USDA Refi 2024-09-12 5.86%
    Austin - Round Rock - Georgetown 30 Year VA 2024-09-12 5.17%
    Austin - Round Rock - Georgetown 30 Year VA Refi 2024-09-12 5.51%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within AUSTIN-ROUND ROCK-GEORGETOWN, TX.

    AUSTIN - ROUND ROCK - GEORGETOWN Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the AUSTIN-ROUND ROCK-GEORGETOWN, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 1,617 6.59% $10,340
    EAGLE HOME MORTGAGE, LLC 1,328 5.47% $6,453
    QUICKEN LOANS, LLC 1,148 6.78% $7,827
    CMG MORTGAGE, INC. 1,095 5.86% $10,605
    DHI MORTGAGE COMPANY, LTD. 1,024 5.60% $5,690
    LOANDEPOT.COM, LLC 890 6.19% $8,708
    South Pacific Financial Corporation 804 6.00% $9,608
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 710 6.64% $9,649
    UNIVERSITY Federal Credit Union 679 6.27% $8,759
    KBHS HOME LOANS, LLC 626 6.04% $9,995
    PULTE MORTGAGE LLC 598 6.08% $4,321
    LOANPEOPLE, LLC 555 6.70% $9,537
    JPMorgan Chase Bank 511 6.44% $9,217
    First United Bank and Trust Company 392 6.62% $9,776
    Wells Fargo Bank 367 5.99% $7,576
    PRIMELENDING, A PLAINSCAPITAL COMPANY 304 6.61% $12,014
    MOVEMENT MORTGAGE, LLC 292 6.58% $12,261
    CORNERSTONE HOME LENDING, INC. 278 6.73% $11,121
    PROVIDENT FUNDING ASSOCIATES, L.P. 263 6.34% $6,657
    PRIORITY HOME MORTGAGE, L.P. 246 5.92% $6,108
    Bank of America 242 6.00% $8,102
    ADVISA MORTGAGE SERVICES, LTD. 232 6.25% $4,644
    HOME FINANCING UNLIMITED, INC. 228 6.11% $8,017
    M/I FINANCIAL, LLC 212 6.02% $15,898
    VELOCIO MORTGAGE L.L.C. 202 6.20% $10,578
    GUILD MORTGAGE COMPANY 195 6.82% $10,596
    Prosperity Bank 191 6.17% $7,706
    CLM MORTGAGE, INC 190 6.25% $9,180
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 185 6.79% $9,626
    U.S. Bank 184 6.35% $9,504
    Network Funding, L.P. 183 6.66% $10,893
    SFMC, LP 182 6.42% $10,908
    RANDOLPH-BROOKS 181 6.61% $3,831
    CROSSCOUNTRY MORTGAGE, LLC 174 6.89% $11,011
    GUARANTEED RATE, INC. 158 6.59% $8,137
    NexBank 158 6.69% $9,243
    THRIVE MORTGAGE, LLC 152 6.68% $10,646
    First Bank 151 6.69% $10,677
    Flagstar Bank, FSB 150 6.77% $9,071
    CRESTMARK MORTGAGE COMPANY, LTD. 148 6.28% $11,501
    BancorpSouth 138 6.20% $9,358
    PENNYMAC LOAN SERVICES, LLC 136 6.57% $9,688
    SOUTHERN LENDING SERVICES, LTD. 128 5.38% $4,681
    Mr. Cooper ( Nationstar Mortgage ) 124 6.74% $11,945
    JET HOMELOANS, LLC 122 6.09% $9,901
    Paramount Residential Mortgage Group, Inc. 122 6.62% $10,103
    EVERETT FINANCIAL, INC. 122 7.02% $9,664
    CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. 118 6.72% $5,513
    Morgan Stanley Private Bank 112 5.75% $7,104
    BAY EQUITY LLC 103 6.79% $5,810
    VeraBank 99 6.20% $4,381
    NEWREZ LLC 98 6.83% $10,855
    DIGITAL Federal Credit Union 94 5.14% $7,241
    GUARANTEED RATE AFFINITY, LLC 86 6.76% $8,726
    AmeriHome Mortgage Company, LLC 84 6.77% $6,919
    BETTER MORTGAGE CORPORATION 83 6.04% $9,430
    FC LENDING, LTD. 83 6.59% $4,157
    GARDNER FINANCIAL SERVICES, LTD. 83 6.62% $14,295
    AMERICAN FINANCIAL NETWORK, INC. 82 6.62% $9,915
    BROKER SOLUTIONS, INC. 81 6.76% $10,540
    Citibank 81 5.55% $11,195
    SWBC MORTGAGE CORPORATION 78 6.57% $8,568
    AMERICAN PACIFIC MORTGAGE CORPORATION 77 6.70% $10,227
    HOMEOWNERS FINANCIAL GROUP USA, LLC 77 6.69% $8,324
    Gateway First Bank 77 6.71% $6,868
    Texas Mortgage Lending, LLC 75 6.69% $7,967
    TBI MORTGAGE COMPANY 74 6.39% $11,218
    INTERLINC MORTGAGE SERVICES, LLC 67 6.81% $6,054
    A+ Federal Credit Union 66 6.77% $3,623
    PNC Bank 66 6.31% $7,479
    PLAZA HOME MORTGAGE, INC. 64 6.60% $12,571
    Florida Capital Bank 64 6.60% $8,663
    AAXY L.L.C. 64 6.36% $5,980
    SECURITYNATIONAL MORTGAGE COMPANY 63 7.01% $11,455
    CANOPY MORTGAGE, LLC 63 6.70% $10,640
    AMCAP MORTGAGE, LTD. 60 6.65% $11,052
    BARTON CREEK LENDING GROUP, LLC 60 6.59% $10,298
    FIRST EQUITY MORTGAGE INCORPORATED 58 6.07% $6,858
    Independent Bank 58 6.91% $10,020
    HIGHLAND HOMELOANS, LLC 55 6.40% $12,397
    NAVY FEDERAL CREDIT UNION 55 6.34% $8,169
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 51 6.82% $10,099
    NBKC BANK 51 6.41% $5,995
    American Mortgage & Equity Consultants, Inc. 50 6.83% $10,526
    Truist 49 6.35% $9,112
    CARDINAL FINANCIAL 48 6.64% $10,943
    CITY FIRST MORTGAGE SERVICES, L.L.C. 47 7.13% $11,139
    FREEDOM MORTGAGE CORPORATION 47 7.12% $9,363
    Regions Bank 47 6.23% $11,103
    AMERISAVE MORTGAGE CORPORATION 47 6.73% $9,957
    Republic State Mortgage Co. 45 6.64% $9,932
    BMO Harris Bank 44 6.49% $7,845
    Charles Schwab Bank, SSB 43 5.73% $9,078
    Sunflower Bank 41 6.33% $9,514
    SMART CHOICE MORTGAGE, A TEXAS LIMITED LIABILITY C 41 6.45% $8,678
    INSPIRE HOME LOANS INC. 40 6.20% $6,075
    Assurance Financial Group, L.L.C. 39 6.55% $12,723
    PLANET HOME LENDING, LLC 38 6.44% $9,659
    FIRST CENTENNIAL MORTGAGE CORPORATION 37 6.48% $7,253
    RB MORTGAGE LLC 37 5.84% $8,068
    SECURITY SERVICE 37 6.24% $10,182
    AXIA FINANCIAL, LLC 36 6.46% $10,393
    First National Bank of America 36 9.87% $13,126
    NTFN, INC. 34 6.59% $9,668
    R Bank 33 6.16% $13,861
    UBS Bank USA 33 5.83% $9,600
    USAA Federal Savings Bank 33 6.63% $8,234
    First Horizon Bank 33 5.97% $8,137
    T2 FINANCIAL LLC 32 6.85% $7,453
    CALCON MUTUAL MORTGAGE LLC 32 6.98% $16,136
    V.I.P. MORTGAGE, INC. 32 6.69% $9,196
    NEXERA HOLDING LLC 31 8.35% $18,627
    MUTUAL OF OMAHA MORTGAGE, INC. 31 6.63% $8,896
    AMPLIFY 31 6.99% $7,686
    First-Citizens Bank & Trust Company 31 5.43% $8,353
    The Loan Store, Inc. 31 6.85% $9,410
    Ally Bank 31 6.46% $8,522
    General Mortgage Capital Corporation 30 6.43% $5,821
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 30 7.00% $8,740
    Zions Bank 29 5.86% $8,736
    CHURCHILL MORTGAGE CORPORATION 28 7.05% $9,748
    Century Mortgage Company DBA Century Lending Company 28 7.12% $10,920
    LENDSURE MORTGAGE CORP. 28 8.26% $20,508
    21ST MORTGAGE CORPORATION 27 8.07% $7,399
    Plains Commerce Bank 27 6.65% $10,755
    ZILLOW HOME LOANS, LLC 26 6.63% $8,297
    BM Real Estate Services, Inc. 26 6.94% $12,221
    OCMBC, INC. 26 9.18% $16,222
    DEEPHAVEN MORTGAGE LLC 26 8.43% $16,817
    NATIONS RELIABLE LENDING, LLC 25 7.08% $9,633
    International Bank of Commerce 25 6.40% $5,562
    Citizens Bank 25 6.51% $10,527
    A&D Mortgage LLC 25 8.51% $17,544
    First Financial Bank 24 7.03% $5,989
    Stifel Bank and Trust 24 5.92% $5,424
    LEGEND LENDING CORPORATION 23 6.57% $13,235
    PENTAGON FEDERAL CREDIT UNION 23 6.06% $5,745
    ROYAL UNITED MORTGAGE LLC 22 7.37% $12,405
    Raymond James Bank 22 5.13% $8,684
    Alcova Mortgage LLC 22 6.69% $7,695
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 22 6.62% $10,299
    SENTE MORTGAGE, INC. 22 7.08% $11,319
    MID AMERICA MORTGAGE, INC. 22 6.64% $26,709
    SIRVA MORTGAGE, INC. 22 6.35% $3,788
    Magnolia Bank 21 6.96% $10,088
    Citadel Servicing Corporation 21 8.99% $12,664
    ARC HOME LLC 19 8.05% $16,254
    City Bank 19 6.72% $7,031
    JMAC LENDING, INC. 19 6.96% $11,536
    WILLOW BEND MORTGAGE COMPANY, LLC 19 6.54% $7,763
    Waterstone Mortgage Corporation 19 6.84% $7,922
    Carrington Mortgage Services, LLC 18 6.60% $9,609
    SeaTrust Mortgage Company 18 6.67% $12,444
    Neighborhood Loans, Inc. 18 6.67% $9,029
    FIRST COMMUNITY MORTGAGE, INC. 18 6.60% $9,666
    Kwik Mortgage Corporation 18 6.40% $4,999
    ON Q FINANCIAL, INC. 17 6.71% $7,076
    GENEVA FINANCIAL, LLC 17 7.12% $12,007
    STAR ONE CREDIT UNION 17 5.71% $4,943
    Northpointe Bank 17 6.81% $16,305
    BNC National Bank 17 6.10% $6,463
    HOMESIDE FINANCIAL, LLC 17 6.75% $9,543
    HOMEAMERICAN MORTGAGE CORPORATION 16 5.80% $744
    RBC Bank, (Georgia) 16 5.60% $4,776
    NFM, INC. 16 6.87% $9,507
    Nations Lending Corporation 16 6.63% $8,185
    GUIDANCE RESIDENTIAL, LLC 16 6.88% $7,502
    Discover Bank 15 6.68% $0
    Centennial Bank 15 6.72% $10,220
    TRUWEST Credit Union 15 6.61% $6,604
    The Huntington National Bank 15 6.08% $12,528
    HSBC BANK USA, NATIONAL ASSOCIATION 15 6.20% $7,707
    Town Square Mortgage & Investments, Inc. 15 6.81% $7,210
    HOMETRUST MORTGAGE COMPANY 15 6.94% $9,572
    DAS Acquisition Company, LLC 15 6.47% $13,569
    Farmers Bank & Trust 15 6.75% $6,134
    HOMEXPRESS MORTGAGE CORP. 14 8.96% $15,764
    SUMMIT FUNDING, INC. 14 6.66% $12,485
    MORTGAGE FINANCIAL SERVICES, LLC 14 6.75% $8,205
    ANGEL OAK MORTGAGE SOLUTIONS LLC 14 8.26% $13,738
    Security State Bank & Trust 13 6.84% $8,020
    UIF CORPORATION 13 6.74% $8,959
    NMSI, INC. 13 7.20% $10,685
    VELOCITY Credit Union 12 6.30% $12,586
    Encompass Lending Group, LP 12 7.46% $10,877
    Goldman Sachs Bank USA 12 5.50% $12,469
    Texas Health Credit Union 12 7.35% $1,245
    FIRST TECHNOLOGY 12 6.28% $5,338
    The Central Trust Bank 11 5.95% $6,495
    PHH Mortgage Corporation 11 6.84% $6,558
    GROUP MORTGAGE, LLC 11 7.34% $8,887
    ENVOY MORTGAGE, LTD 11 6.57% $9,171
    AUSTIN TELCO Federal Credit Union 11 6.55% $11,766
    GMFS LLC 11 6.28% $7,847
    CITYWIDE HOME LOANS, LLC 11 7.02% $11,179
    BOKF 10 6.70% $6,983
    Strong Home Mortgage, LLC 10 6.34% $4,433
    Mortgage Research Center, LLC 10 6.39% $5,776
    City National Bank 10 5.68% $12,066
    AMERICAN FEDERAL MORTGAGE CORPORATION 10 6.30% $5,445
    Farm Credit Mid-America, ACA 10 7.29% $13,160
    NP, Inc. 10 8.90% $24,514
    STANFORD Federal Credit Union 9 5.99% $5,832
    Jefferson Bank 9 6.19% $7,569
    Golden Empire Mortgage, Inc. 9 7.25% $12,551
    LAKEVIEW LOAN SERVICING, LLC 9 6.60% $11,337
    Extraco Banks 9 6.57% $7,567
    ACADEMY MORTGAGE CORPORATION 9 6.50% $12,224
    MICHIGAN MUTUAL, INC. 9 6.05% $12,852
    Stride Bank 9 6.53% $11,291
    LOANPAL, LLC 8 6.85% $8,563
    Nizari Progressive Federal Credit Union 8 6.09% $14,610
    TEXAS DOW EMPLOYEES CREDIT UNION 8 7.02% $8,560
    FRONTIER FINANCIAL, INC. 8 7.55% $10,234
    PILGRIM MORTGAGE LLC 8 6.83% $8,953
    Affiliated Bank 8 6.72% $9,293
    Comerica Bank 8 6.42% $11,413
    Bank of England 8 6.64% $10,757
    The Federal Savings Bank 8 6.98% $10,500
    UNION HOME MORTGAGE CORP. 8 7.23% $12,213
    Heritage Bank 7 6.23% $7,753
    SUCCESS MORTGAGE PARTNERS, INC. 7 5.96% $12,411
    Guaranty Bank & Trust, N.A. 7 6.32% $6,853
    HOMEBRIDGE FINANCIAL SERVICES, INC. 7 7.16% $12,660
    DRAPER AND KRAMER MORTGAGE CORP. 7 6.94% $8,429
    CALIBER HOME LOANS, INC. 7 6.45% $6,220
    BNY Mellon 7 5.77% $11,066
    LRS FINANCIAL NETWORK, INC. 7 7.07% $6,937
    Frost Bank 7 4.96% $3,726
    Texas Regional Bank 6 6.36% $15,557
    EMBRACE HOME LOANS, INC. 6 6.33% $6,042
    LEADERONE FINANCIAL CORPORATION 6 6.83% $8,457
    HOMESTEAD FUNDING CORP. 6 6.10% $3,967
    KeyBank 6 5.79% $11,292
    Metro City Bank 6 7.46% $8,816
    Equity Prime Mortgage LLC 6 6.60% $14,457
    PREMIER MORTGAGE RESOURCES, L.L.C. 6 6.37% $7,455
    Lakeview Community Capital, LLC 6 6.88% $9,194
    BAY-VALLEY MORTGAGE GROUP 6 6.90% $9,521
    FIRST SERVICE Credit Union 6 6.10% $6,373
    AMERICAN FINANCING CORPORATION 6 6.40% $11,895
    STANDARD MORTGAGE CORPORATION 5 6.12% $7,628
    INTERCAP LENDING INC. 5 6.80% $13,289
    Cornerstone First Mortgage, Inc 5 7.60% $8,023
    MidFirst Bank 5 6.66% $5,934
    MK LENDING CORP. 5 8.15% $11,136
    AMERICAN INTERNET MORTGAGE, INC. 5 6.93% $5,930
    First State Bank of St. Charles, Missouri 5 6.25% $5,396
    ENCORE BANK 5 4.70% $12,774
    OAKTREE FUNDING CORP. 5 8.45% $18,331
    Commerce Bank 5 6.05% $7,790
    TOWNE MORTGAGE COMPANY 5 6.10% $7,023
    Ameris Bank 5 6.60% $8,696
    North American Savings Bank, F.S.B. 5 6.78% $4,569
    EUSTIS AND AMERICAN MORTGAGE COMPANY 5 6.27% $14,489
    ALLIANT CREDIT UNION 5 7.08% $5,931
    Barrington Bank & Trust Company, N.A. 5 6.82% $5,708
    Renasant Bank 5 6.95% $12,771
    Loan Simple, Inc. 5 6.95% $12,171
    Watermark Capital, Inc. 4 6.41% $10,665
    GREATER TEXAS FEDERAL CREDIT UNION 4 7.19% $9,124
    THE MORTGAGE LINK, INC. 4 6.94% $11,732
    DIRECTIONS EQUITY, LLC 4 6.78% $8,093
    MORTGAGE SOLUTIONS OF COLORADO, LLC 4 6.88% $9,360
    S1L, Inc. 4 7.28% $8,569
    Fifth Third Bank 4 6.00% $12,833
    Commerce Home Mortgage, Inc. 4 7.41% $11,156
    Beeline Loans, Inc. 4 5.66% $13,811
    BELEM SERVICING LLC 4 6.59% $5,566
    MEMBER HOME LOAN, L.L.C. 4 6.31% $13,039
    East West Bank 4 6.34% $9,236
    American Airlines Federal Credit Union 4 5.56% $0
    MEMBER FIRST MORTGAGE, LLC 4 6.28% $5,234
    Sierra Pacific Mortgage Company, Inc. 4 6.44% $10,687
    MANN FINANCIAL INC. 4 6.94% $9,142
    Grand Bank for Savings, FSB 4 9.31% $11,106
    PANORAMA MORTGAGE GROUP, LLC 4 6.78% $7,664
    OPEN MORTGAGE, LLC 4 7.06% $9,056
    PRIMARY RESIDENTIAL MORTGAGE, INC. 4 7.34% $10,307
    American National Bank & Trust 4 7.16% $11,432
    Axos Bank 4 6.41% $9,465
    Arvest Bank 4 6.63% $7,368
    Ixonia Bank 4 6.75% $14,903
    ALLIED MORTGAGE GROUP, INC. 4 7.25% $4,378
    Aurora Financial, LLC 4 6.91% $4,260
    TJC Mortgage, Inc. 4 6.72% $13,531
    ADVANCIAL 4 7.41% $37,022
    NATIONS DIRECT MORTGAGE, LLC 3 7.29% $12,294
    Wyndham Capital Mortgage, Inc. 3 6.38% $4,504
    Chicago Mortgage Solutions LLC 3 5.85% $7,027
    FIRST COMMUNITY CREDIT UNION 3 5.88% $8,857
    CONTOUR MORTGAGE CORPORATION 3 6.88% $9,195
    IVY MORTGAGE, INC. 3 6.13% $6,245
    First Federal Bank 3 6.33% $5,249
    JSC 3 6.17% $5,235
    KELLER MORTGAGE, LLC 3 6.08% $6,609
    THE MORTGAGE FIRM, INC. 3 6.38% $10,937
    Amarillo National Bank 3 7.71% $10,441
    First National Bank 3 6.50% $16,821
    The Freedom Bank of Virginia 3 6.42% $5,053
    ASPIRE FINANCIAL, INC. 3 6.33% $5,909
    LOANFLIGHT LENDING, LLC 3 7.17% $7,863
    LOANLEADERS OF AMERICA, INC. 3 7.04% $16,906
    American Bank of Commerce 3 6.13% $12,259
    First Republic Bank 3 4.43% $5,816
    First Savings Bank 3 6.83% $6,794
    Bell Bank 3 6.58% $6,288
    BECKAM FUNDING CORP. 3 7.75% $11,360
    NETWORK CAPITAL FUNDING CORPORATION 3 7.21% $7,403
    Baxter Credit Union 3 7.08% $5,277
    Simmons Bank 3 6.04% $4,652
    NJ LENDERS CORP. 3 6.92% $6,072
    Evolve Bank & Trust 3 5.99% $7,018
    ONY GLO, INC. 3 6.33% $8,792
    Origin Bank 3 6.96% $10,571
    AmRes Corporation 3 7.92% $7,888
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION 3 7.38% $20,105
    Armed Forces Bank 3 6.75% $5,575
    FUNDLOANS CAPITAL 3 8.58% $37,565
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 5.71% $4,817
    Wallick & Volk, Inc. 3 7.04% $8,080
    EECU 2 7.38% $4,924
    Bank-Fund Staff Federal Credit Union 2 5.44% $9,631
    AUGUSTA FINANCIAL, INC. 2 6.00% $7,276
    COMPASS MORTGAGE, INC. 2 7.38% $7,836
    TEXAS TECH 2 6.69% $7,025
    LENOX FINANCIAL MORTGAGE CORPORATION 2 6.81% $8,773
    Bank of Whittier 2 6.98% $15,534
    TEXELL Credit Union 2 6.75% $5,199
    Trustmark National Bank 2 6.75% $6,822
    PREMIA MORTGAGE, LLC 2 6.49% $1,862
    Colonial Savings, F.A. 2 6.44% $5,402
    LAFAYETTE FEDERAL CREDIT UNION 2 5.75% $5,693
    UMB Bank 2 5.94% $9,486
    DELMAR FINANCIAL COMPANY 2 7.75% $5,663
    KINECTA 2 6.25% $43,855
    The Northern Trust Company 2 5.75% $10,317
    RUOFF MORTGAGE COMPANY, INC. 2 6.31% $5,269
    Deere Employees Credit Union 2 5.56% $4,859
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 6.06% $8,820
    RESIDENTIAL HOME FUNDING CORP. 2 6.31% $8,892
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 6.69% $7,902
    TRIAD FINANCIAL SERVICES, INC. 2 9.73% $8,019
    HOMESPIRE MORTGAGE CORPORATION 2 6.44% $7,187
    RESIDENTIAL BANCORP 2 6.63% $9,972
    Quontic Bank 2 8.94% $8,081
    CRESCENT MORTGAGE COMPANY 2 6.75% $8,383
    Vellum Mortgage, Inc. 2 7.44% $5,389
    Dover Federal Credit Union 2 3.75% $6,719
    RELIANCE FIRST CAPITAL, LLC 2 6.31% $8,443
    GULF COAST EDUCATORS FEDERAL CREDIT UNION 2 5.68% $7,637
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 7.25% $9,943
    GREENSTATE CREDIT UNION 2 6.06% $6,661
    SOUTHWEST STAGE FUNDING, LLC 2 7.02% $9,636
    CREDIT HUMAN FEDERAL CREDIT UNION 2 6.38% $6,238
    COMMUNITY MORTGAGE FUNDING, LLC 2 5.19% $9,343
    ASSOCIATED MORTGAGE CORPORATION 2 6.25% $10,963
    M&T Bank 2 5.31% $8,213
    AMERICAN FINANCE HOUSE LARIBA 2 7.55% $6,768
    CHERRY CREEK MORTGAGE, LLC 2 7.06% $837
    Southside Bank 2 6.69% $6,246
    AMERICAN HERITAGE LENDING, INC. 2 9.00% $15,948
    NATIONWIDE MORTGAGE BANKERS, INC. 2 6.75% $14,344
    MEGASTAR FINANCIAL CORP. 2 7.13% $10,083
    NBH Bank 2 6.63% $8,013
    CommunityBank of Texas, N.A. 2 6.31% $10,118
    BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 6.88% $6,092
    COUNTRYPLACE MORTGAGE, LTD. 1 7.50% $3,948
    DATA MORTGAGE, INC. 1 6.25% $7,377
    DELTA COMMUNITY CREDIT UNION 1 6.63% $5,389
    DEVELOPER'S MORTGAGE COMPANY 1 6.63% $7,847
    DIRECT MORTGAGE, CORP. 1 6.50% $11,978
    Eagle Bank and Trust Company 1 6.00% $4,792
    Constant Investments, Inc. 1 7.38% $12,517
    Education Credit Union 1 5.46% $4,682
    ENDEAVOR CAPITAL, LLC. 1 6.49% $6,524
    Ennis State Bank 1 6.75% $9,329
    F&A Federal Credit Union 1 7.24% $3,403
    FBC MORTGAGE, LLC 1 5.63% $10,480
    Community First National Bank 1 7.50% $6,091
    First Bank 1 7.63% $12,278
    FirstBank 1 6.25% $8,306
    COMMUNITYAMERICA 1 5.75% $3,097
    FIRST COLONY MORTGAGE CORPORATION 1 8.00% $12,047
    FIRST CONTINENTAL MORTGAGE, LTD. 1 6.00% $8,204
    First Internet Bank of Indiana 1 6.13% $4,668
    FIRST MORTGAGE COMPANY, INC. 1 6.88% $11,183
    First National Bank of Omaha 1 6.50% $12,510
    First Option Mortgage, LLC 1 7.63% $10,208
    First Standard Financial Corp. 1 6.63% $4,221
    First State Bank 1 6.38% $4,556
    CLIFFCO, INC. 1 6.88% $21,275
    Flanagan State Bank 1 8.00% $4,854
    FLAT BRANCH MORTGAGE, INC. 1 6.49% $7,094
    F & M Bank 1 6.25% $9,365
    Franklin Loan Corporation 1 8.13% $9,733
    CITIZENS EQUITY FIRST 1 6.38% $2,421
    GERSHMAN INVESTMENT CORP. 1 6.38% $7,008
    Goldwater Bank, N.A. 1 5.38% $4,831
    GOOGAIN, INC. 1 7.63% $8,106
    Great Plains National Bank 1 7.50% $3,774
    GSF Mortgage Corporation 1 6.13% $5,557
    CIBM Bank 1 6.88% $8,703
    CIBC Bank USA 1 6.25% $5,442
    GUARANTY HOME MORTGAGE CORPORATION 1 5.99% $3,984
    Gulf Coast Bank and Trust Company 1 7.25% $6,105
    CHEVRON 1 5.25% $565
    HighTechLending Inc 1 7.50% $28,700
    CASTLE & COOKE MORTGAGE, LLC 1 7.50% $11,266
    HOMESTAR FINANCIAL CORPORATION 1 6.25% $3,422
    CAPITOL CREDIT UNION 1 7.00% $9,817
    Integrity Home Mortgage Corp 1 7.63% $6,769
    INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 6.99% $12,577
    INTERCOASTAL MORTGAGE COMPANY 1 6.50% $7,721
    Cambria Financial Group, LLC 1 6.38% $7,284
    Inwood National Bank 1 5.13% $13,702
    ITHINK FINANCIAL Credit Union 1 7.75% $58,960
    CADENCE LENDING GROUP, INC. 1 6.50% $7,771
    BROOKHOLLOW MORTGAGE SERVICES, LTD 1 6.63% $9,896
    KBR HERITAGE 1 5.88% $14,655
    LADERA LENDING, INC. 1 6.99% $8,778
    LAND HOME FINANCIAL SERVICES, INC. 1 7.38% $9,431
    Leader Bank 1 7.13% $9,135
    Legacy Home Loans, LLC 1 5.50% $19,945
    LIBERTY HOME MORTGAGE CORPORATION 1 6.38% $19,108
    Marquette Bank 1 6.38% $4,510
    MASON MCDUFFIE MORTGAGE CORPORATION 1 6.00% $17,594
    MAYO EMPLOYEES FEDERAL CREDIT UNION 1 5.75% $19,721
    MDE Home Loans, LLC 1 6.50% $13,576
    MLD MORTGAGE INC. 1 6.38% $9,429
    Blue Ridge Bank 1 6.25% $9,105
    MORIA DEVELOPMENT, INC. 1 6.99% $8,394
    MORTGAGE ACCESS CORP. 1 6.88% $9,646
    Mortgage Bank of California 1 8.50% $18,407
    MORTGAGE CAPITAL PARTNERS, INC. 1 6.50% $7,189
    MOUNTAIN WEST FINANCIAL, INC. 1 8.00% $4,847
    BEST FINANCE CAPITAL, INC. 1 7.75% $10,987
    NEW WAVE LENDING GROUP INC 1 8.00% $13,985
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 6.88% $9,424
    Bank of Tennessee 1 6.38% $5,433
    Oakstar Bank 1 6.63% $4,363
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 7.13% $6,708
    PINNACLE LENDING GROUP, INC. 1 6.88% $10,302
    Bankers Trust Company 1 7.38% $5,108
    PREMIER LENDING, INC. 1 6.50% $7,075
    Presidential Bank, FSB 1 7.25% $4,401
    PROPER RATE, LLC 1 6.98% $6,769
    Prosperity Home Mortgage, LLC 1 7.25% $7,840
    Atlantic Union Bank 1 6.63% $11,408
    RANLIFE, INC. 1 5.63% $10,573
    SANDIA LABORATORY 1 6.38% $4,226
    AMERITRUST MORTGAGE CORPORATION 1 10.25% $42,655
    Semper Home Loans, Inc. 1 5.88% $12,247
    AMERICA'S CREDIT UNION 1 7.13% $5,493
    Shore United Bank 1 7.00% $5,952
    SmartBank 1 5.38% $15,123
    South State Bank 1 6.38% $9,420
    Southwest Airlines Federal Credit Union 1 6.75% $10,187
    Southwest Bank 1 6.50% $9,299
    State Bank of De Kalb 1 7.25% $8,160
    SUN WEST MORTGAGE COMPANY, INC. 1 6.38% $16,262
    TEXANS 1 7.50% $9,381
    ALTRA 1 6.13% $9,811
    TOTAL MORTGAGE SERVICES, LLC 1 7.25% $9,797
    Toyota Financial Savings Bank 1 7.13% $4,665
    United Nations Federal Credit Union 1 6.13% $3,999
    Alerus Financial 1 7.00% $3,941
    ALAMEDA MORTGAGE CORPORATION 1 7.00% $9,432
    AHL FUNDING 1 7.99% $7,404
    U S WIDE FINANCIAL LLC 1 6.75% $7,639
    Uwharrie Bank 1 4.61% $9,654
    Valley National Bank 1 6.50% $5,330
    AFFINITY 1 4.50% $14,238
    Veritex Community Bank 1 6.00% $12,076
    Victorian Finance, LLC 1 6.63% $5,805
    VILLAGE CAPITAL MORTGAGE 1 7.50% $10,111
    WALL STREET MORTGAGE BANKERS, LTD. 1 8.38% $7,294
    Washington Trust Bank 1 5.63% $10,642
    WINGS FINANCIAL 1 5.50% $7,148
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.88% $13,639

    AUSTIN - ROUND ROCK - GEORGETOWN Average Closing Costs & Other Stats

    AUSTIN-ROUND ROCK-GEORGETOWN, TX's 480 lenders originated 46,271 loans during 2023. The total origination value was $20,892,315,000, with an average loan value of $451,521.

    AUSTIN - ROUND ROCK - GEORGETOWN's average closing costs are $19,569.

    The top AUSTIN - ROUND ROCK - GEORGETOWN lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 1,617 loans originated. Their average total fees are $10,340, which is $3,887 higher than the next largest lender, EAGLE HOME MORTGAGE, LLC.

    The lowest fee AUSTIN - ROUND ROCK - GEORGETOWN lenders (with over 10 loans originated) are Discover Bank ($0), HOMEAMERICAN MORTGAGE CORPORATION ($744), Texas Health Credit Union ($1,245), A+ Federal Credit Union ($3,623) and SIRVA MORTGAGE, INC. ($3,788).

    The lowest rate AUSTIN - ROUND ROCK - GEORGETOWN lenders (with over 10 loans originated) are Raymond James Bank (5.13%), DIGITAL Federal Credit Union (5.14%), SOUTHERN LENDING SERVICES, LTD. (5.38%), First-Citizens Bank & Trust Company (5.43%) and EAGLE HOME MORTGAGE, LLC (5.47%).

    AUSTIN-ROUND ROCK-GEORGETOWN, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $975,145,000 $1,010,800,000 3.7% 4.8%
    DHI MORTGAGE COMPANY, LTD. $852,825,000 $747,540,000 -12.3% 3.6%
    CMG MORTGAGE, INC. $711,920,000 $722,445,000 1.5% 3.5%
    EAGLE HOME MORTGAGE, LLC $552,275,000 $647,760,000 17.3% 3.1%
    LOANDEPOT.COM, LLC $808,805,000 $527,620,000 -34.8% 2.5%
    JPMorgan Chase Bank $860,670,000 $509,630,000 -40.8% 2.4%
    QUICKEN LOANS, LLC $1,136,615,000 $506,360,000 -55.5% 2.4%
    South Pacific Financial Corporation $343,120,000 $477,605,000 39.2% 2.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $624,615,000 $450,280,000 -27.9% 2.2%
    First United Bank and Trust Company $1,047,715,000 $437,240,000 -58.3% 2.1%
    JONES LANG LASALLE MULTIFAMILY, LLC $2,925,000 $393,525,000 13,353.8% 1.9%
    UNIVERSITY Federal Credit Union $855,215,000 $390,770,000 -54.3% 1.9%
    KBHS HOME LOANS, LLC $255,800,000 $382,695,000 49.6% 1.8%
    Wells Fargo Bank $946,435,000 $370,210,000 -60.9% 1.8%
    Bank of America $537,960,000 $339,400,000 -36.9% 1.6%
    Prosperity Bank $596,360,000 $323,585,000 -45.7% 1.5%
    LOANPEOPLE, LLC $468,385,000 $284,880,000 -39.2% 1.4%
    PULTE MORTGAGE LLC $352,710,000 $284,375,000 -19.4% 1.4%
    BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $298,790,000 $247,555,000 -17.1% 1.2%
    WALKER & DUNLOP, LLC $483,450,000 $233,820,000 -51.6% 1.1%
    VELOCIO MORTGAGE L.L.C. $207,425,000 $230,335,000 11.0% 1.1%
    Frost Bank $370,460,000 $223,260,000 -39.7% 1.1%
    RANDOLPH-BROOKS $409,875,000 $215,720,000 -47.4% 1.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $305,325,000 $214,490,000 -29.8% 1.0%
    CORNERSTONE HOME LENDING, INC. $257,920,000 $200,060,000 -22.4% 1.0%
    PNC Bank $366,680,000 $196,405,000 -46.4% 0.9%
    BERKELEY POINT CAPITAL LLC $33,535,000 $192,215,000 473.2% 0.9%
    MOVEMENT MORTGAGE, LLC $197,050,000 $185,265,000 -6.0% 0.9%
    Citibank $244,315,000 $183,600,000 -24.9% 0.9%
    Regions Bank $149,105,000 $166,540,000 11.7% 0.8%
    ADVISA MORTGAGE SERVICES, LTD. $269,090,000 $160,960,000 -40.2% 0.8%
    U.S. Bank $321,590,000 $158,050,000 -50.9% 0.8%
    PROVIDENT FUNDING ASSOCIATES, L.P. $131,580,000 $147,190,000 11.9% 0.7%
    GUILD MORTGAGE COMPANY $185,470,000 $130,555,000 -29.6% 0.6%
    BancorpSouth $209,835,000 $130,175,000 -38.0% 0.6%
    HOME FINANCING UNLIMITED, INC. $265,340,000 $126,990,000 -52.1% 0.6%
    PRIORITY HOME MORTGAGE, L.P. $67,750,000 $125,395,000 85.1% 0.6%
    Morgan Stanley Private Bank $155,435,000 $124,455,000 -19.9% 0.6%
    M/I FINANCIAL, LLC $96,280,000 $124,290,000 29.1% 0.6%
    SFMC, LP $111,960,000 $118,065,000 5.5% 0.6%
    CLM MORTGAGE, INC $124,340,000 $117,960,000 -5.1% 0.6%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $138,275,000 $117,320,000 -15.2% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $147,330,000 $115,100,000 -21.9% 0.6%
    Mortgage Research Center, LLC $117,460,000 $114,615,000 -2.4% 0.5%
    NexBank $183,590,000 $105,520,000 -42.5% 0.5%
    PENNYMAC LOAN SERVICES, LLC $255,890,000 $105,195,000 -58.9% 0.5%
    GUARANTEED RATE, INC. $227,035,000 $103,555,000 -54.4% 0.5%
    Independent Bank $205,735,000 $101,985,000 -50.4% 0.5%
    Arbor Realty Trust, Inc. $27,790,000 $97,540,000 251.0% 0.5%
    Network Funding, L.P. $165,275,000 $95,440,000 -42.3% 0.5%
    CRESTMARK MORTGAGE COMPANY, LTD. $80,155,000 $91,930,000 14.7% 0.4%
    Flagstar Bank, FSB $242,225,000 $91,870,000 -62.1% 0.4%
    THRIVE MORTGAGE, LLC $154,815,000 $91,190,000 -41.1% 0.4%
    EVERETT FINANCIAL, INC. $193,460,000 $88,515,000 -54.2% 0.4%
    Paramount Residential Mortgage Group, Inc. $177,360,000 $88,060,000 -50.3% 0.4%
    JET HOMELOANS, LLC $29,070,000 $87,075,000 199.5% 0.4%
    Truist $221,510,000 $85,740,000 -61.3% 0.4%
    First Bank $165,000 $82,910,000 50,148.5% 0.4%
    NAVY FEDERAL CREDIT UNION $77,260,000 $74,885,000 -3.1% 0.4%
    CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. $95,635,000 $73,860,000 -22.8% 0.4%
    SOUTHERN LENDING SERVICES, LTD. $89,515,000 $73,835,000 -17.5% 0.4%
    NORTHMARQ CAPITAL FINANCE, L.L.C. $18,135,000 $72,575,000 300.2% 0.3%
    First National Bank of Omaha $585,000 $70,370,000 11,929.1% 0.3%
    AMPLIFY $554,950,000 $69,115,000 -87.5% 0.3%
    PGIM Real Estate Finance, LLC $68,005,000 n/a 0.3%
    NEWREZ LLC $67,805,000 $67,535,000 -0.4% 0.3%
    VeraBank $118,305,000 $65,835,000 -44.4% 0.3%
    PLAZA HOME MORTGAGE, INC. $29,240,000 $65,075,000 122.6% 0.3%
    GARDNER FINANCIAL SERVICES, LTD. $64,155,000 n/a 0.3%
    BAY EQUITY LLC $30,345,000 $61,220,000 101.7% 0.3%
    DIGITAL Federal Credit Union $55,580,000 $60,860,000 9.5% 0.3%
    ORIX REAL ESTATE CAPITAL, LLC $34,505,000 $60,675,000 75.8% 0.3%
    GUARANTEED RATE AFFINITY, LLC $57,930,000 $60,155,000 3.8% 0.3%
    INSPIRE HOME LOANS INC. $47,720,000 $56,960,000 19.4% 0.3%
    Merchants Capital Corp. $56,875,000 n/a 0.3%
    Centennial Bank $56,465,000 $55,445,000 -1.8% 0.3%
    FC LENDING, LTD. $67,550,000 $53,820,000 -20.3% 0.3%
    AUSTIN TELCO Federal Credit Union $148,835,000 $52,550,000 -64.7% 0.3%
    BROKER SOLUTIONS, INC. $72,960,000 $52,500,000 -28.0% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $221,510,000 $52,340,000 -76.4% 0.3%
    First-Citizens Bank & Trust Company $17,825,000 $52,250,000 193.1% 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $66,345,000 $52,220,000 -21.3% 0.2%
    Zions Bank $102,400,000 $51,515,000 -49.7% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $50,390,000 n/a 0.2%