AUSTIN - ROUND ROCK - GEORGETOWN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Austin - Round Rock - Georgetown averaged 6.5% for the week of 2023-12-07, compared to the national average of 7.03% for the same period.

The average rate for the prior week (2023-11-30) was 6.59% and one month ago for the week of 2023-11-02, the average rate was 7.03%.

Austin - Round Rock - Georgetown's average rate one year ago was 6.06%.

For refis of the same type during the week of 2023-12-07, the average rate was 5.56%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-12-07 7.03%
Austin - Round Rock - Georgetown 30 Year Fixed Rate 2023-12-07 6.5%
Austin - Round Rock - Georgetown 30 Year Fixed Rate Refi 2023-12-07 5.56%
Austin - Round Rock - Georgetown 15 Year Fixed Rate 2023-12-07 5.87%
Austin - Round Rock - Georgetown 15 Year Fixed Rate Refi 2023-12-07 5.12%
Austin - Round Rock - Georgetown 30 Year FHA 2023-12-07 6.14%
Austin - Round Rock - Georgetown 30 Year FHA Refi 2023-12-07 5.16%
Austin - Round Rock - Georgetown 30 Year USDA 2023-12-07 5.86%
Austin - Round Rock - Georgetown 30 Year USDA Refi 2023-12-07 6.82%
Austin - Round Rock - Georgetown 30 Year VA 2023-12-07 6%
Austin - Round Rock - Georgetown 30 Year VA Refi 2023-12-07 4.39%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within AUSTIN-ROUND ROCK-GEORGETOWN, TX.

AUSTIN - ROUND ROCK - GEORGETOWN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the AUSTIN-ROUND ROCK-GEORGETOWN, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 2,437 4.89% $7,413
UNITED WHOLESALE MORTGAGE, LLC 1,605 4.97% $9,080
DHI MORTGAGE COMPANY, LTD. 1,567 4.49% $6,774
UNIVERSITY Federal Credit Union 1,509 4.48% $7,638
LOANDEPOT.COM, LLC 1,482 4.58% $8,132
EAGLE HOME MORTGAGE, LLC 1,218 4.85% $7,017
CMG MORTGAGE, INC. 1,116 4.76% $8,803
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,035 4.76% $8,519
Wells Fargo Bank 944 4.41% $6,550
LOANPEOPLE, LLC 913 4.92% $9,134
First United Bank and Trust Company 856 4.48% $9,252
JPMorgan Chase Bank 854 4.27% $8,558
PULTE MORTGAGE LLC 707 4.82% $2,420
South Pacific Financial Corporation 634 5.04% $11,598
HOME POINT FINANCIAL CORPORATION 604 4.16% $8,373
BETTER MORTGAGE CORPORATION 519 3.79% $6,781
Bank of America 503 4.01% $7,888
PRIMELENDING, A PLAINSCAPITAL COMPANY 494 4.86% $10,477
Mr. Cooper ( Nationstar Mortgage ) 481 4.42% $10,378
ADVISA MORTGAGE SERVICES, LTD. 479 5.02% $4,723
HOME FINANCING UNLIMITED, INC. 479 4.73% $13,326
KBHS HOME LOANS, LLC 473 4.67% $8,810
AMPLIFY 457 4.05% $9,968
CORNERSTONE HOME LENDING, INC. 436 4.92% $10,147
Flagstar Bank, FSB 393 4.66% $9,312
Paramount Residential Mortgage Group, Inc. 379 4.60% $7,413
CALIBER HOME LOANS, INC. 377 4.52% $8,221
EVERETT FINANCIAL, INC. 375 4.90% $4,359
U.S. Bank 359 4.41% $9,550
PENNYMAC LOAN SERVICES, LLC 349 4.19% $9,995
RANDOLPH-BROOKS 348 4.26% $3,829
VELOCIO MORTGAGE L.L.C. 343 4.80% $12,119
Network Funding, L.P. 338 4.71% $8,771
GUARANTEED RATE, INC. 337 4.58% $8,282
MOVEMENT MORTGAGE, LLC 321 4.90% $8,703
GUILD MORTGAGE COMPANY 314 4.91% $9,019
First Bank 309 4.82% $9,625
A+ Federal Credit Union 309 3.81% $2,646
THRIVE MORTGAGE, LLC 303 4.94% $9,436
FREEDOM MORTGAGE CORPORATION 299 4.71% $7,320
The Home Loan Expert LLC 291 4.67% $7,382
AMCAP MORTGAGE, LTD. 279 4.40% $8,606
NexBank 262 4.88% $8,962
ARK-LA-TEX FINANCIAL SERVICES, LLC. 260 4.98% $7,052
SFMC, LP 254 4.90% $9,917
CROSSCOUNTRY MORTGAGE, LLC 233 5.04% $9,348
AmeriHome Mortgage Company, LLC 229 4.18% $6,960
AMERISAVE MORTGAGE CORPORATION 226 4.35% $8,691
CLM MORTGAGE, INC 222 4.59% $8,689
Prosperity Bank 211 4.16% $8,373
PROVIDENT FUNDING ASSOCIATES, L.P. 205 4.25% $6,195
NATIONS RELIABLE LENDING, LLC 199 4.62% $8,425
BancorpSouth 184 4.54% $8,472
BARTON CREEK LENDING GROUP, LLC 180 4.68% $7,950
M/I FINANCIAL, LLC 179 4.52% $10,342
MID AMERICA MORTGAGE, INC. 178 4.71% $8,871
Texas Mortgage Lending, LLC 175 4.36% $6,315
Amerifirst Financial, Inc. 174 5.20% $9,383
BROKER SOLUTIONS, INC. 169 4.59% $8,188
Hometown Lenders, Inc. 169 4.76% $9,173
LEGEND LENDING CORPORATION 165 4.85% $12,507
SECURITYNATIONAL MORTGAGE COMPANY 163 5.21% $10,659
CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. 154 5.09% $8,982
Morgan Stanley Private Bank 153 3.87% $8,304
General Mortgage Capital Corporation 152 4.07% $6,090
SOUTHERN LENDING SERVICES, LTD. 151 4.99% $5,309
ASPIRE FINANCIAL, INC. 146 4.73% $7,565
SWBC MORTGAGE CORPORATION 142 4.65% $8,433
PRIORITY HOME MORTGAGE, L.P. 140 4.96% $6,056
CANOPY MORTGAGE, LLC 140 4.69% $9,243
PNC Bank 139 3.91% $11,493
ANGEL OAK HOME LOANS LLC 135 4.87% $10,105
Gateway First Bank 135 4.49% $7,306
CRESTMARK MORTGAGE COMPANY, LTD. 130 5.19% $13,927
NEWREZ LLC 126 4.73% $8,632
Independent Bank 125 4.62% $10,391
Republic State Mortgage Co. 124 4.70% $8,676
Regions Bank 124 4.35% $9,210
Truist 123 4.39% $8,324
AAXY L.L.C. 121 4.43% $5,424
FINANCE OF AMERICA MORTGAGE LLC 121 4.31% $8,097
CARDINAL FINANCIAL 120 4.59% $9,262
FC LENDING, LTD. 111 5.16% $8,456
FIRST CENTENNIAL MORTGAGE CORPORATION 108 4.88% $6,831
GUARANTEED RATE AFFINITY, LLC 102 4.60% $7,487
Citibank 100 3.61% $13,438
R Bank 98 4.39% $11,357
DIGITAL Federal Credit Union 95 4.28% $7,209
LAKEVIEW LOAN SERVICING, LLC 94 4.44% $6,818
RB MORTGAGE LLC 94 4.60% $6,730
KELLER MORTGAGE, LLC 93 4.39% $6,511
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 90 5.50% $9,118
SECURITY SERVICE 89 4.17% $10,928
MUTUAL OF OMAHA MORTGAGE, INC. 88 4.47% $9,011
SUMMIT FUNDING, INC. 88 5.10% $9,817
NBKC BANK 88 4.25% $6,435
INSPIRE HOME LOANS INC. 87 4.91% $7,702
AMERICAN PACIFIC MORTGAGE CORPORATION 86 5.13% $8,835
UBS Bank USA 83 3.58% $11,132
INTERLINC MORTGAGE SERVICES, LLC 82 5.33% $8,479
Austin Capital Bank SSB 76 5.05% $7,804
HOMEOWNERS FINANCIAL GROUP USA, LLC 76 4.89% $7,860
PENTAGON FEDERAL CREDIT UNION 71 3.82% $10,988
WILLOW BEND MORTGAGE COMPANY, LLC 71 4.92% $9,684
Assurance Financial Group, L.L.C. 71 4.89% $11,038
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 71 5.25% $7,930
Florida Capital Bank 71 4.76% $7,279
CHURCHILL MORTGAGE CORPORATION 70 4.69% $7,663
First Republic Bank 69 3.02% $11,135
Charles Schwab Bank, SSB 65 3.73% $7,132
KeyBank 65 4.05% $9,432
NAVY FEDERAL CREDIT UNION 64 4.86% $6,191
Citizens Bank 64 4.58% $8,366
Ally Bank 63 3.86% $9,251
Carrington Mortgage Services, LLC 59 5.10% $9,865
BAY EQUITY LLC 59 5.57% $7,759
Wyndham Capital Mortgage, Inc. 58 4.29% $5,975
FIRST EQUITY MORTGAGE INCORPORATED 56 4.43% $9,096
Chicago Mortgage Solutions LLC 55 3.55% $5,664
AUSTIN TELCO Federal Credit Union 53 3.98% $7,657
PLANET HOME LENDING, LLC 52 4.41% $7,706
City Bank 52 5.06% $8,472
JET HOMELOANS, LLC 52 5.13% $9,047
Sunflower Bank 52 4.39% $11,032
Zions Bank 51 3.96% $7,888
FIRST TECHNOLOGY 49 4.40% $6,352
SENTE MORTGAGE, INC. 49 4.77% $8,881
VeraBank 49 4.22% $7,970
NTFN, INC. 48 4.66% $7,203
MORTGAGE FINANCIAL SERVICES, LLC 48 4.44% $6,543
Watermark Capital, Inc. 48 4.15% $7,177
GREATER TEXAS FEDERAL CREDIT UNION 48 4.49% $7,091
HOMETRUST MORTGAGE COMPANY 48 4.54% $7,700
HIGHLAND HOMELOANS, LLC 47 4.89% $10,028
CITY FIRST MORTGAGE SERVICES, L.L.C. 47 5.69% $10,892
LOANPAL, LLC 47 4.47% $11,288
PLAZA HOME MORTGAGE, INC. 46 4.69% $10,755
First Horizon Bank 46 4.33% $9,063
Strong Home Mortgage, LLC 45 4.30% $4,788
HOMESIDE FINANCIAL, LLC 45 4.50% $7,991
SOUTHWEST FUNDING, LP 44 5.58% $13,294
Silicon Valley Bank 44 3.14% $9,301
AXIA FINANCIAL, LLC 44 4.95% $8,014
TBI MORTGAGE COMPANY 44 4.12% $9,582
AmRes Corporation 43 3.99% $6,583
Northpointe Bank 43 4.37% $9,985
Lakeview Community Capital, LLC 42 4.66% $7,394
PHH Mortgage Corporation 42 4.31% $7,683
ANGEL OAK MORTGAGE SOLUTIONS LLC 42 5.76% $16,764
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 41 5.18% $9,216
UNION HOME MORTGAGE CORP. 41 4.33% $7,375
DAS Acquisition Company, LLC 40 5.33% $10,861
SMART CHOICE MORTGAGE, A TEXAS LIMITED LIABILITY C 40 4.95% $7,328
BMO Harris Bank 39 4.47% $8,315
First Financial Bank 38 4.79% $6,783
NFM, INC. 37 5.23% $10,101
Waterstone Mortgage Corporation 36 5.30% $8,089
BKCO MORTGAGE, LLC 36 5.03% $6,618
LENDSURE MORTGAGE CORP. 36 6.73% $20,940
ENVOY MORTGAGE, LTD 36 4.51% $10,403
21ST MORTGAGE CORPORATION 35 6.71% $7,542
HOMEBRIDGE FINANCIAL SERVICES, INC. 35 4.55% $10,337
North American Savings Bank, F.S.B. 34 4.36% $7,185
CERTAINTY HOME LOANS, LLC 34 4.67% $8,944
First Mortgage Solutions, LLC 34 3.61% $5,982
GREAT WESTERN FINANCIAL SERVICES, INC. 34 4.55% $7,408
VANDERBILT MORTGAGE AND FINANCE, INC. 32 4.41% $8,036
NEXERA HOLDING LLC 32 7.34% $15,079
Origin Bank 31 4.11% $11,792
International Bank of Commerce 31 4.92% $5,685
Raymond James Bank 30 3.59% $7,219
BNC National Bank 29 4.43% $6,703
First National Bank of America 28 8.29% $13,870
Discover Bank 28 4.79% $0
AMERICAN FINANCING CORPORATION 28 4.47% $8,303
BOKF 27 4.92% $6,388
Texas Health Credit Union 27 4.65% $2,195
ONY GLO, INC. 27 4.33% $7,664
Neighborhood Loans, Inc. 26 4.93% $8,882
TRUWEST Credit Union 26 3.98% $7,061
TJC Mortgage, Inc. 26 4.62% $11,435
Opendoor Home Loans LLC 26 3.93% $6,006
RBC Bank, (Georgia) 25 4.73% $5,709
T2 FINANCIAL LLC 24 5.16% $9,945
CHERRY CREEK MORTGAGE, LLC 24 4.48% $1,005
The Central Trust Bank 24 4.40% $5,713
RESIDENTIAL BANCORP 24 4.16% $7,613
Plains Commerce Bank 24 5.46% $9,495
STAR ONE CREDIT UNION 24 4.16% $4,585
First Savings Bank 23 4.08% $10,135
DRAPER AND KRAMER MORTGAGE CORP. 23 4.84% $8,070
Kwik Mortgage Corporation 23 4.38% $7,143
EMBRACE HOME LOANS, INC. 22 4.83% $8,120
Colonial Savings, F.A. 22 4.50% $5,461
USAA Federal Savings Bank 22 5.17% $7,729
GSF Mortgage Corporation 22 4.76% $5,640
MEMBER HOME LOAN, L.L.C. 22 4.62% $11,691
SIRVA MORTGAGE, INC. 22 4.85% $2,912
ROYAL UNITED MORTGAGE LLC 22 5.52% $9,757
LADERA LENDING, INC. 21 4.95% $9,897
United Nations Federal Credit Union 21 3.65% $6,459
First-Citizens Bank & Trust Company 21 4.40% $8,876
ROUNDPOINT MORTGAGE SERVICING CORPORATION 21 4.93% $7,190
FirstBank 21 3.45% $5,569
GENEVA FINANCIAL, LLC 21 4.84% $11,627
Associated Bank 21 4.83% $9,373
ARC HOME LLC 20 6.17% $12,836
Nations Lending Corporation 20 5.22% $8,906
Stride Bank 20 5.14% $8,446
S1L, Inc. 19 4.91% $10,115
ZILLOW HOME LOANS, LLC 19 4.26% $6,775
Bank of England 19 5.25% $10,434
ALLIANT CREDIT UNION 19 4.53% $8,444
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 19 4.16% $14,430
City National Bank 18 4.33% $9,406
GUIDANCE RESIDENTIAL, LLC 18 5.24% $6,677
EUSTIS AND AMERICAN MORTGAGE COMPANY 18 4.83% $8,734
UIF CORPORATION 18 5.21% $7,912
Mortgage Research Center, LLC 18 4.49% $6,436
Stifel Bank and Trust 18 3.89% $5,385
PREMIER MORTGAGE RESOURCES, L.L.C. 17 4.80% $8,888
ACADEMY MORTGAGE CORPORATION 17 5.23% $9,796
SUCCESS MORTGAGE PARTNERS, INC. 17 5.36% $9,247
PRIMARY RESIDENTIAL MORTGAGE, INC. 17 4.55% $7,615
First Guaranty Mortgage Corporation 17 4.97% $12,338
HSBC BANK USA, NATIONAL ASSOCIATION 16 4.58% $8,174
PREMIA MORTGAGE, LLC 16 4.58% $4,466
Magnolia Bank 16 4.93% $9,560
The Huntington National Bank 15 4.19% $8,771
AMERICA'S CHOICE HOME LOANS LP 15 4.57% $7,626
LEADERONE FINANCIAL CORPORATION 15 4.96% $8,322
TEXAS DOW EMPLOYEES CREDIT UNION 14 5.68% $9,577
Trinity Oaks Mortgage, LLC 14 5.00% $10,722
MORTGAGE SOLUTIONS OF COLORADO, LLC 14 5.44% $7,802
The Federal Savings Bank 14 4.92% $10,618
Prosperity Home Mortgage, LLC 14 4.76% $8,791
VELOCITY Credit Union 14 4.53% $3,269
HOMEXPRESS MORTGAGE CORP. 14 7.78% $20,384
BNY Mellon 14 3.68% $12,015
NETWORK CAPITAL FUNDING CORPORATION 14 5.29% $9,080
NP, Inc. 13 3.88% $5,497
Security State Bank & Trust 13 4.23% $5,933
Simmons Bank 13 3.90% $7,772
Goldman Sachs Bank USA 13 3.93% $14,865
Arvest Bank 12 3.96% $6,248
SOFI LENDING CORP. 12 3.73% $6,621
GREAT LAKES 12 4.26% $7,426
TEXAS TECH 12 4.93% $13,471
CASTLE & COOKE MORTGAGE, LLC 12 4.86% $9,420
GMFS LLC 11 4.57% $5,609
Goldwater Bank, N.A. 11 4.41% $8,588
Town Square Mortgage & Investments, Inc. 11 5.72% $7,773
Southside Bank 11 4.80% $7,426
AMERICAN FEDERAL MORTGAGE CORPORATION 11 4.40% $5,998
Baxter Credit Union 11 4.00% $5,880
Beeline Loans, Inc. 11 5.13% $5,237
JMAC LENDING, INC. 11 4.93% $11,144
V.I.P. MORTGAGE, INC. 11 4.71% $8,398
Texas Regional Bank 11 4.30% $12,711
THE MORTGAGE FIRM, INC. 11 4.68% $9,227
STANFORD Federal Credit Union 10 4.19% $9,688
DEEPHAVEN MORTGAGE LLC 10 7.66% $18,062
HOMESTEAD FUNDING CORP. 10 4.18% $3,943
Affiliated Bank 10 4.78% $11,411
Armed Forces Bank 10 4.38% $8,270
Deere Employees Credit Union 10 3.25% $6,268
American Bank of Commerce 9 4.85% $8,528
STANDARD MORTGAGE CORPORATION 9 5.24% $5,996
Comerica Bank 9 4.08% $18,018
CALCON MUTUAL MORTGAGE LLC 9 4.43% $8,583
LOANFLIGHT LENDING, LLC 9 3.19% $6,527
Quontic Bank 9 6.71% $16,023
Alcova Mortgage LLC 9 6.40% $9,185
Century Mortgage Company DBA Century Lending Company 8 5.45% $8,027
Extraco Banks 8 4.73% $5,852
CONTOUR MORTGAGE CORPORATION 8 4.92% $11,457
Guaranty Bank & Trust, N.A. 8 4.83% $9,664
HANCOCK MORTGAGE PARTNERS, LLC 8 6.28% $11,603
LRS FINANCIAL NETWORK, INC. 8 5.39% $5,943
Luxury Mortgage Corp. 8 5.84% $12,329
MICHIGAN MUTUAL, INC. 8 5.04% $10,485
OPEN MORTGAGE, LLC 8 4.29% $6,067
PILGRIM MORTGAGE LLC 8 5.39% $9,549
SUN WEST MORTGAGE COMPANY, INC. 8 4.55% $10,618
Amarillo National Bank 8 4.89% $6,416
AHL FUNDING 8 6.50% $18,186
INFINITY MORTGAGE HOLDINGS, LLC 7 3.43% $7,447
Golden Empire Mortgage, Inc. 7 5.46% $8,462
Low VA Rates, LLC 7 4.95% $8,764
PLUS RELOCATION MORTGAGE, LLC 7 5.09% $5,334
Axos Bank 7 6.05% $15,330
IVY MORTGAGE, INC. 7 4.59% $4,899
Metro City Bank 7 6.07% $10,749
HOMESTAR FINANCIAL CORPORATION 7 4.70% $6,629
NATIONWIDE MORTGAGE BANKERS, INC. 7 5.66% $9,192
NMSI, INC. 6 5.37% $9,682
First National Bank Texas 6 5.29% $9,534
ENCORE BANK 6 4.39% $7,306
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 6 5.47% $11,166
DELMAR FINANCIAL COMPANY 6 4.62% $8,264
JMJ FINANCIAL GROUP 6 6.83% $14,976
OAKTREE FUNDING CORP. 6 5.69% $17,387
INTERCAP LENDING INC. 6 4.79% $9,259
Commerce Home Mortgage, Inc. 6 4.23% $18,758
BEST FINANCE CAPITAL, INC. 6 5.64% $11,042
CITIZENS EQUITY FIRST 6 3.83% $4,546
Fifth Third Bank 6 4.60% $14,320
NAVY ARMY COMMUNITY CREDIT UNION 6 5.04% $8,600
A&D Mortgage LLC 6 6.42% $11,168
ADVANCIAL 6 7.19% $19,331
GEO-CORP, INC. 6 4.38% $5,828
The Northern Trust Company 6 3.60% $62,495
M&T Bank 5 3.25% $4,257
AMERICAN INTERNET MORTGAGE, INC. 5 3.18% $9,586
First Internet Bank of Indiana 5 4.68% $4,938
PREMIER AMERICA 5 3.40% $5,301
CREDIT UNION MORTGAGE ASSOCIATION, INC. 5 4.43% $5,852
STEARNS LENDING, LLC 5 3.23% $5,748
Barrington Bank & Trust Company, N.A. 5 5.30% $11,161
Greenbox Loans, Inc. 5 6.67% $15,581
GOOGAIN, INC. 5 6.13% $5,868
Trustmark National Bank 5 4.20% $7,241
Jefferson Bank 5 4.80% $7,595
CHEVRON 5 4.50% $6,511
IMPAC MORTGAGE CORP. 5 3.70% $20,852
First Home Bank 5 4.60% $11,925
NBH Bank 5 4.03% $5,044
COMPASS MORTGAGE, INC. 5 4.38% $9,201
Ameris Bank 5 4.60% $17,715
RANLIFE, INC. 5 4.45% $7,880
Commerce Bank 5 3.93% $8,318
INTEGRITY MORTGAGE CORPORATION OF TEXAS 4 4.34% $9,085
Washington Federal Bank 4 4.19% $21,126
Wallick & Volk, Inc. 4 5.47% $8,531
FUNDLOANS CAPITAL 4 5.91% $16,560
TEXANS 4 4.09% $5,532
UNITED MORTGAGE CORP 4 5.03% $9,301
Midwest Mortgage Associates Corporation 4 4.50% $7,424
MOBILITY Credit Union 4 4.70% $7,256
Amalgamated Bank 4 4.28% $6,714
Sierra Pacific Mortgage Company, Inc. 4 5.03% $7,715
Citadel Servicing Corporation 4 8.22% $10,950
Premium Mortgage Corporation 4 4.63% $6,589
Loan Simple, Inc. 4 4.72% $8,222
COUNTRYPLACE MORTGAGE, LTD. 4 4.81% $12,514
KEYPOINT 4 3.51% $10,705
PREMIER LENDING, INC. 4 4.56% $9,982
FLAT BRANCH MORTGAGE, INC. 4 4.34% $5,530
RELIANCE FIRST CAPITAL, LLC 4 3.56% $9,853
Veritex Community Bank 4 3.88% $13,611
HOMESPIRE MORTGAGE CORPORATION 4 4.69% $9,727
Grand Bank for Savings, FSB 4 8.03% $7,635
Cathay Bank 4 5.84% $5,170
LHM FINANCIAL CORPORATION 4 5.00% $9,099
DIRECTIONS EQUITY, LLC 4 4.69% $11,538
FIRST ALLIANCE HOME MORTGAGE, LLC 4 4.13% $4,997
Centennial Bank 4 5.47% $6,776
Pacific Lending LLC 4 4.78% $9,105
SeaTrust Mortgage Company 4 6.75% $7,138
KINECTA 4 4.00% $11,106
J. VIRGIL, INC. 3 4.63% $13,640
First National Bank 3 4.46% $9,458
Cf Bank 3 3.37% $7,093
American Momentum Bank 3 4.13% $6,516
SOVEREIGN LENDING GROUP INCORPORATED 3 5.33% $11,035
COMMUNITY MORTGAGE FUNDING, LLC 3 5.17% $7,872
NATIONS DIRECT MORTGAGE, LLC 3 5.33% $11,946
Devon Bank 3 5.33% $5,611
HOMEAMERICAN MORTGAGE CORPORATION 3 5.50% $1,468
ALTRA 3 3.67% $6,705
NJ LENDERS CORP. 3 4.38% $6,798
Inwood National Bank 3 3.87% $4,660
LENOX FINANCIAL MORTGAGE CORPORATION 3 3.79% $6,412
EVANSVILLE TEACHERS 3 4.33% $5,561
Equity Prime Mortgage LLC 3 3.79% $6,154
UMB Bank 3 4.73% $9,200
ALAMEDA MORTGAGE CORPORATION 3 4.96% $10,097
GUARANTY HOME MORTGAGE CORPORATION 3 3.92% $6,851
United Texas Credit Union 3 3.42% $9,947
LOANLEADERS OF AMERICA, INC. 3 4.29% $8,724
ENDEAVOR CAPITAL, LLC. 3 4.71% $5,914
VAN DYK MORTGAGE CORPORATION 3 4.71% $5,954
Encompass Lending Group, LP 3 5.67% $13,007
CLEARPATH LENDING 3 4.71% $13,325
Cornerstone First Mortgage, Inc 3 5.75% $6,435
Community First National Bank 3 5.21% $6,711
Prime Choice Funding Inc. 3 3.79% $6,919
PROPER RATE, LLC 3 5.19% $9,255
First Western Trust Bank 3 5.08% $9,291
ATHAS CAPITAL GROUP, INC. 3 6.83% $17,571
First Standard Financial Corp. 3 4.92% $6,840
Renasant Bank 3 4.33% $5,433
JSC 3 4.67% $5,653
Evolve Bank & Trust 2 5.69% $10,276
CRESCENT MORTGAGE COMPANY 2 5.38% $7,004
ITHINK FINANCIAL Credit Union 2 4.44% $25,220
Notre Dame Federal Credit Union Corporation 2 4.88% $7,901
Ixonia Bank 2 6.13% $11,714
CADENCE LENDING GROUP, INC. 2 4.81% $9,476
OVM FINANCIAL, INC. 2 4.06% $11,774
Generations Community Federal Credit Union 2 6.09% $6,723
GIBRALTAR MORTGAGE SERVICES, LLC 2 6.00% $7,485
The Loan Store, Inc. 2 5.38% $5,597
Farm Credit Mid-America, ACA 2 5.28% $7,718
NEW WAVE LENDING GROUP INC 2 7.63% $10,880
PANORAMA MORTGAGE GROUP, LLC 2 2.38% $5,368
BECKAM FUNDING CORP. 2 3.63% $12,929
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 2 5.25% $8,944
Commercial Bank of Texas 2 4.81% $8,855
First State Bank of St. Charles, Missouri 2 5.88% $7,764
FBC MORTGAGE, LLC 2 3.81% $7,842
Colten Mortgage, LLC 2 4.94% $5,557
5TH STREET CAPITAL, INC. 2 10.19% $23,471
FEDERATED MORTGAGE CORP. 2 4.81% $4,300
SHELL FEDERAL CREDIT UNION 2 3.94% $9,093
Texas Bank and Trust Company 2 5.19% $14,957
Texana Bank 2 3.50% $7,886
Bell Bank 2 4.68% $4,999
First American Bank 2 3.61% $11,256
Franklin Loan Corporation 2 4.63% $12,302
Bank-Fund Staff Federal Credit Union 2 4.13% $3,753
DATA MORTGAGE, INC. 2 6.38% $16,730
State Bank of De Kalb 2 4.63% $8,568
BAC Florida Bank 2 5.94% $20,736
MASON MCDUFFIE MORTGAGE CORPORATION 2 4.37% $9,740
DELTA COMMUNITY CREDIT UNION 2 5.81% $9,781
FIRST COLONY MORTGAGE CORPORATION 2 3.94% $5,862
GULF COAST 2 4.00% $8,584
GULF COAST EDUCATORS FEDERAL CREDIT UNION 2 5.81% $6,422
MORTGAGE 1 INCORPORATED 2 5.38% $12,712
KBR HERITAGE 2 3.56% $4,366
GROUP MORTGAGE, LLC 2 6.31% $6,684
Austin Bank, Texas 2 5.15% $4,664
First Federal Bank 2 6.06% $11,880
INLAND BANK & TRUST 2 4.25% $9,268
CREDIT HUMAN FEDERAL CREDIT UNION 2 5.33% $5,341
Atlantic Union Bank 2 5.31% $16,237
MEGASTAR FINANCIAL CORP. 2 3.88% $7,007
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 6.06% $8,714
MidFirst Bank 2 4.56% $4,947
Oakstar Bank 2 4.25% $4,147
RUOFF MORTGAGE COMPANY, INC. 2 4.56% $12,094
United Fidelity Funding Corp. 2 5.75% $17,102
UNIVERSITY CREDIT UNION 2 3.00% $6,970
AgFirst Farm Credit Bank 2 4.88% $9,626
American National Bank & Trust 2 5.50% $5,552
OCMBC, INC. 2 6.19% $30,110
AFFINITY 2 5.00% $7,793
Old National Bank 2 5.13% $4,196
U S WIDE FINANCIAL LLC 2 4.13% $6,259
VALLEY STRONG CREDIT UNION 2 4.19% $13,809
ON Q FINANCIAL, INC. 2 6.13% $6,643
MLD MORTGAGE INC. 2 4.44% $4,720
MEMBER FIRST MORTGAGE, LLC 2 5.88% $9,014
Constant Investments, Inc. 2 3.75% $9,571
I. H. MISSISSIPPI VALLEY CREDIT UNION 1 2.50% $2,887
IncredibleBank 1 5.63% $4,068
INLANTA MORTGAGE, INC. 1 4.88% $5,669
INTELLILOAN, INC. 1 3.25% $13,460
InterBank 1 6.75% $8,663
CIBC Bank USA 1 4.38% $9,299
JAMES B. NUTTER & COMPANY 1 6.00% $6,125
JEFFERSON FINANCIAL 1 3.13% $4,670
Choice Financial Group 1 3.63% $27,202
Heritage Bank 1 6.10% $11,441
Hancock Whitney Bank 1 5.63% $4,761
LAND HOME FINANCIAL SERVICES, INC. 1 7.88% $5,304
Lend Smart Mortgage, LLC 1 3.63% $6,288
GuardHill Financial Corp. 1 2.88% $7,983
LIBERTY HOME MORTGAGE CORPORATION 1 5.50% $12,415
Cambria Financial Group, LLC 1 5.00% $5,670
COMMUNITYAMERICA 1 4.88% $6,881
Logan Finance Corporation 1 3.99% $15,402
LOGIX FEDERAL CREDIT UNION 1 3.00% $23,050
Willamette Valley Bank 1 5.50% $6,428
EDUCATION FIRST 1 3.25% $10,669
MCT Credit Union 1 4.88% $5,275
GSB MORTGAGE, INC. 1 6.00% $4,990
Meridian Bank Corporation 1 4.50% $7,644
Wilmington Savings Fund Society, FSB 1 4.75% $6,507
Mid-America Bank 1 3.88% $4,014
Busey Bank 1 6.00% $4,801
Mid Penn Bank 1 4.75% $14,848
BOND STREET MORTGAGE, LLC 1 6.50% $4,762
ML Mortgage Corp. 1 7.38% $11,622
MORIA DEVELOPMENT, INC. 1 6.99% $8,387
MORTGAGE ACCESS CORP. 1 7.49% $11,355
MORTGAGE CAPITAL PARTNERS, INC. 1 5.13% $3,826
MORTGAGEONE, INC. 1 5.88% $7,516
Great Plains National Bank 1 5.88% $10,627
BEST CAPITAL FUNDING 1 5.00% $5,961
NASA Federal Credit Union 1 6.50% $8,499
BELEM SERVICING LLC 1 5.75% $20,310
Gold Coast Bank 1 5.88% $16,795
BAYSHORE MORTGAGE FUNDING, LLC 1 6.88% $11,600
BANKSOUTH MORTGAGE COMPANY, LLC 1 5.00% $4,462
NORTHROP GRUMMAN Federal Credit Union 1 5.13% $4,842
Northwest Federal Credit Union 1 2.75% $4,733
NOVA FINANCIAL & INVESTMENT CORPORATION 1 3.88% $3,861
Generations Bank 1 3.13% $8,981
Bank OZK 1 5.63% $9,434
OCEANSIDE MORTGAGE COMPANY 1 5.00% $2,814
WINGS FINANCIAL 1 3.38% $5,699
Fremont Bank 1 2.99% $499
Paramount Bank 1 3.13% $6,491
Bank of Hope 1 3.75% $6,063
Bank of Colorado 1 5.13% $5,941
Bank Iowa 1 3.00% $4,762
Wolfe Financial, Inc 1 3.88% $6,116
Pinnacle Bank 1 4.50% $5,972
Bank Five Nine 1 3.25% $2,890
F & M Bank 1 3.50% $3,897
Aurora Financial, LLC 1 4.99% $3,775
Atlantic Coast Mortgage, LLC 1 6.00% $8,760
ASSOCIATED MORTGAGE CORPORATION 1 3.88% $6,485
RED DIAMOND HOME LOANS, LLC 1 3.88% $5,115
FIRST SERVICE Credit Union 1 6.38% $4,070
Reliabank Dakota 1 5.99% $8,579
First Option Mortgage, LLC 1 3.99% $9,129
RESIDENTIAL HOME FUNDING CORP. 1 3.25% $13,215
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 5.63% $6,780
SANDIA LABORATORY 1 3.75% $3,940
Semper Home Loans, Inc. 1 2.88% $5,177
AMERIFIRST FINANCIAL CORPORATION 1 4.88% $5,636
Servion, Inc. 1 4.25% $7,709
Shore United Bank 1 5.63% $9,747
First Dakota National Bank 1 5.75% $17,057
FIRST CONTINENTAL MORTGAGE, LTD. 1 4.50% $11,434
SIWELL, INC. 1 3.13% $6,792
American Mortgage & Equity Consultants, Inc. 1 3.88% $9,760
FIRST COMMUNITY MORTGAGE, INC. 1 3.25% $4,689
SOUTH CENTRAL BANK, INC. 1 5.00% $4,666
American Mortgage Bank, LLC 1 5.88% $6,338
FIRST COMMUNITY CREDIT UNION 1 4.88% $9,081
Southwest Airlines Federal Credit Union 1 4.75% $9,451
SOUTHWEST STAGE FUNDING, LLC 1 5.50% $11,524
First Bank & Trust 1 6.88% $6,303
DEPARTMENT OF COMMERCE 1 3.00% $16,162
STOCKTON MORTGAGE CORPORATION 1 6.13% $6,318
First Bank 1 3.25% $3,391
AMERICAN FINANCE HOUSE LARIBA 1 3.84% $4,150
Summit Mortgage Corporation 1 6.88% $8,177
FineMark National Bank & Trust 1 4.88% $6,171
ABSOLUTE HOME MORTGAGE CORPORATION 1 5.50% $6,958
DEVELOPER'S MORTGAGE COMPANY 1 2.88% $6,495
DIRECT MORTGAGE LOANS, LLC 1 6.63% $18,066
Fidelity Bank 1 5.75% $4,555
TEXAS TRUST 1 5.88% $5,467
The American National Bank of Texas 1 3.38% $7,663
The Bank of Missouri 1 4.00% $5,410
The Camden National Bank 1 3.49% $11,139
The City National Bank of Sulphur Springs 1 4.25% $3,909
The Farmers National Bank of Canfield 1 6.38% $6,087
Farmers Bank & Trust Company 1 4.15% $22,994
The First National Bank of Middle Tennessee 1 5.00% $7,587
FAIRWINDS CREDIT UNION 1 3.88% $4,703
THE MORTGAGE LINK, INC. 1 6.13% $5,977
THOMPSON KANE & COMPANY, LLC 1 5.38% $6,966
ALLIED MORTGAGE GROUP, INC. 1 5.50% $12,215
THRIVENT Federal Credit Union 1 3.50% $7,122
TIB The Independent Bankersbank 1 3.75% $4,519
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.50% $6,564
TOTAL MORTGAGE SERVICES, LLC 1 3.63% $6,697
TOWNE MORTGAGE COMPANY 1 4.38% $11,427
F&A Federal Credit Union 1 3.50% $2,827
TRIAD FINANCIAL SERVICES, INC. 1 6.75% $12,283
United Community Bank 1 4.38% $14,422
UNITED HOME LOANS, INC. 1 3.50% $7,813
DIRECT MORTGAGE, CORP. 1 3.88% $9,244
Eagle Bank and Trust Company 1 4.25% $6,936
UNIVERSITY LENDING GROUP, LLC 1 3.88% $12,451
Enterprise Bank & Trust 1 3.25% $5,328
US MORTGAGE CORPORATION 1 4.63% $7,786
VALOR BANK 1 2.99% $3,444
VANTAGE WEST 1 5.25% $7,221
Advisors Mortgage Group, L.L.C. 1 4.75% $9,529
VILLAGE CAPITAL MORTGAGE 1 5.75% $12,674
EMM LOANS LLC 1 6.99% $16,583
VISION ONE MORTGAGE, INC. 1 3.25% $6,246
Washington Trust Bank 1 6.13% $7,706
Access Bank 1 3.00% $4,586
Hometown Equity Mortgage, LLC 1 9.63% $23,572
Citizens State Bank 1 5.50% $4,661

AUSTIN - ROUND ROCK - GEORGETOWN Average Closing Costs & Other Stats

AUSTIN-ROUND ROCK-GEORGETOWN, TX's 583 lenders originated 72,185 loans during 2022. The total origination value was $33,688,705,000, with an average loan value of $466,700.

AUSTIN - ROUND ROCK - GEORGETOWN's average closing costs are $6,478.

The top AUSTIN - ROUND ROCK - GEORGETOWN lender as defined by loan originations is QUICKEN LOANS, LLC, with 2,437 loans originated. Their average total fees are $7,413, which is $1,667 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee AUSTIN - ROUND ROCK - GEORGETOWN lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($1,005), Texas Health Credit Union ($2,195), PULTE MORTGAGE LLC ($2,420) and A+ Federal Credit Union ($2,646).

The lowest rate AUSTIN - ROUND ROCK - GEORGETOWN lenders (with over 10 loans originated) are First Republic Bank (3.02%), Silicon Valley Bank (3.14%), Deere Employees Credit Union (3.25%), FirstBank (3.45%) and Chicago Mortgage Solutions LLC (3.55%).

AUSTIN-ROUND ROCK-GEORGETOWN, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
QUICKEN LOANS, LLC $2,195,915,000 $1,136,615,000 -48.2% 3.4%
First United Bank and Trust Company $1,216,170,000 $1,047,715,000 -13.9% 3.1%
UNITED WHOLESALE MORTGAGE, LLC $1,307,440,000 $975,145,000 -25.4% 2.9%
Wells Fargo Bank $1,314,145,000 $946,435,000 -28.0% 2.8%
JPMorgan Chase Bank $1,250,395,000 $860,670,000 -31.2% 2.6%
UNIVERSITY Federal Credit Union $1,140,280,000 $855,215,000 -25.0% 2.5%
DHI MORTGAGE COMPANY, LTD. $656,585,000 $852,825,000 29.9% 2.5%
LOANDEPOT.COM, LLC $966,455,000 $808,805,000 -16.3% 2.4%
CMG MORTGAGE, INC. $919,165,000 $711,920,000 -22.5% 2.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,092,185,000 $624,615,000 -42.8% 1.9%
Prosperity Bank $548,130,000 $596,360,000 8.8% 1.8%
AMPLIFY $681,930,000 $554,950,000 -18.6% 1.6%
EAGLE HOME MORTGAGE, LLC $390,895,000 $552,275,000 41.3% 1.6%
Bank of America $584,070,000 $537,960,000 -7.9% 1.6%
WALKER & DUNLOP, LLC $151,420,000 $483,450,000 219.3% 1.4%
LOANPEOPLE, LLC $726,975,000 $468,385,000 -35.6% 1.4%
RANDOLPH-BROOKS $430,425,000 $409,875,000 -4.8% 1.2%
Frost Bank $229,650,000 $370,460,000 61.3% 1.1%
PNC Bank $155,950,000 $366,680,000 135.1% 1.1%
HOME POINT FINANCIAL CORPORATION $1,060,155,000 $354,735,000 -66.5% 1.1%
PULTE MORTGAGE LLC $310,950,000 $352,710,000 13.4% 1.0%
South Pacific Financial Corporation $313,745,000 $343,120,000 9.4% 1.0%
U.S. Bank $314,860,000 $321,590,000 2.1% 1.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $468,495,000 $305,325,000 -34.8% 0.9%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $287,540,000 $298,790,000 3.9% 0.9%
Metropolitan Life Insurance Co $296,020,000 n/a 0.9%
BETTER MORTGAGE CORPORATION $1,084,145,000 $269,480,000 -75.1% 0.8%
ADVISA MORTGAGE SERVICES, LTD. $248,075,000 $269,090,000 8.5% 0.8%
HOME FINANCING UNLIMITED, INC. $247,780,000 $265,340,000 7.1% 0.8%
CORNERSTONE HOME LENDING, INC. $456,125,000 $257,920,000 -43.5% 0.8%
PENNYMAC LOAN SERVICES, LLC $585,420,000 $255,890,000 -56.3% 0.8%
KBHS HOME LOANS, LLC $235,975,000 $255,800,000 8.4% 0.8%
Citibank $217,850,000 $244,315,000 12.1% 0.7%
Flagstar Bank, FSB $429,365,000 $242,225,000 -43.6% 0.7%
CBRE MULTIFAMILY CAPITAL, INC. $216,475,000 $232,210,000 7.3% 0.7%
GUARANTEED RATE, INC. $381,640,000 $227,035,000 -40.5% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $375,745,000 $221,510,000 -41.0% 0.7%
Truist $247,485,000