Texas FHA Loan Rates, Closing Costs & Stats

Texas

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FHA loans are mortgages created in the 1930's to help insulate lenders from credit risks and help promote home ownership. The Federal Housing Administration (hence, FHA) allows for lower downpayments and credit scores-- making these loans much more accessible than traditional mortgages.

FHA loans typically need just a 3.5% downpayment with credit scores of 580 or better. For credit scores between 500-579, the downpayment needs to be at least 10%.

While FHA loans make home ownership much more accessible to first-time homebuyers, they do require PMI (purchase money insurance)-- an additional insurance premium that is paid to the FHA to help cover defaults.

For additional requirements as defined by the FHA, click here.

Texas FHA Loans, 30 Year Fixed Rates

30 Year FHA mortgages in Texas averaged -0.04% for the week of 2024-11-15, compared to the national average (all FHA variants) of 0% for the same period.

Texas's average FHA mortgage closing costs are $9,023.

The average rate for the prior week (2024-11-08) was 6.17% and one month ago for the week of 2024-10-11, the average rate was 5.77%.

The average rate one year ago was 6.92%.

For refis of the same type during the week of 2024-11-15, the average rate was 0.07%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Texas FHA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for FHA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Texas level.

Name	# of Loans	2023 Avg. 30yFix Rate	2023 Avg. Closing Costs
DHI MORTGAGE COMPANY, LTD.	7,517	5.38%	$10,156
EAGLE HOME MORTGAGE, LLC	5,552	4.77%	$9,482
UNITED WHOLESALE MORTGAGE, LLC	5,211	6.31%	$13,690
FAIRWAY INDEPENDENT MORTGAGE CORPORATION	2,871	6.68%	$11,573
QUICKEN LOANS, LLC	2,429	6.27%	$13,159
CARDINAL FINANCIAL	2,236	6.54%	$13,966
LOANDEPOT.COM, LLC	2,210	6.37%	$12,234
AMCAP MORTGAGE, LTD.	2,032	6.66%	$13,455
EVERETT FINANCIAL, INC.	1,725	6.89%	$12,315
GUILD MORTGAGE COMPANY	1,618	6.74%	$12,747
ARK-LA-TEX FINANCIAL SERVICES, LLC.	1,572	6.28%	$12,079
CMG MORTGAGE, INC.	1,411	6.38%	$15,063
PRIMELENDING, A PLAINSCAPITAL COMPANY	1,403	6.62%	$14,121
CROSSCOUNTRY MORTGAGE, LLC	1,280	6.71%	$14,158
VELOCIO MORTGAGE L.L.C.	1,100	5.62%	$13,801
CORNERSTONE HOME LENDING, INC.	956	6.35%	$14,917
PULTE MORTGAGE LLC	937	5.58%	$8,336
SFMC, LP	933	6.62%	$15,506
NATIONS RELIABLE LENDING, LLC	902	6.68%	$14,296
SECURITYNATIONAL MORTGAGE COMPANY	891	6.87%	$13,089
KBHS HOME LOANS, LLC	864	6.06%	$13,185
Town Square Mortgage & Investments, Inc.	822	6.77%	$11,270
GUARANTEED RATE, INC.	771	6.47%	$13,563
PLAZA HOME MORTGAGE, INC.	683	6.21%	$13,493
MOVEMENT MORTGAGE, LLC	668	6.55%	$13,243
INTERLINC MORTGAGE SERVICES, LLC	654	6.78%	$10,233
MORTGAGE FINANCIAL SERVICES, LLC	646	6.84%	$12,013
T2 FINANCIAL LLC	641	6.85%	$12,144
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.	588	6.91%	$14,276
INSPIRE HOME LOANS INC.	586	5.47%	$10,594
Paramount Residential Mortgage Group, Inc.	564	6.50%	$14,187
Flagstar Bank, FSB	554	6.46%	$12,120
AMERICAN PACIFIC MORTGAGE CORPORATION	505	6.62%	$12,698
Network Funding, L.P.	462	6.61%	$13,217
FREEDOM MORTGAGE CORPORATION	459	6.50%	$14,736
THRIVE MORTGAGE, LLC	452	6.55%	$14,551
M/I FINANCIAL, LLC	435	5.86%	$16,659
BROKER SOLUTIONS, INC.	406	6.65%	$13,703
GARDNER FINANCIAL SERVICES, LTD.	396	6.64%	$14,979
NEWREZ LLC	394	6.57%	$11,931
Gateway First Bank	392	6.76%	$11,392
Century Mortgage Company DBA Century Lending Company	391	6.38%	$13,828
WILLOW BEND MORTGAGE COMPANY, LLC	381	6.63%	$15,912
Equity Prime Mortgage LLC	369	6.88%	$13,417
HOMESIDE FINANCIAL, LLC	359	6.22%	$15,842
SWBC MORTGAGE CORPORATION	353	6.84%	$8,494
Nations Lending Corporation	350	6.64%	$10,056
PENNYMAC LOAN SERVICES, LLC	342	6.23%	$13,744
Republic State Mortgage Co.	330	6.18%	$12,111
First National Bank Texas	315	6.34%	$10,463
Plains Commerce Bank	311	6.60%	$13,038
CALCON MUTUAL MORTGAGE LLC	310	6.76%	$16,496
CLM MORTGAGE, INC	296	6.28%	$14,159
AMERICAN FINANCIAL NETWORK, INC.	293	6.96%	$14,628
ACADEMY MORTGAGE CORPORATION	292	6.47%	$13,382
EUSTIS AND AMERICAN MORTGAGE COMPANY	289	6.74%	$11,425
DIRECTIONS EQUITY, LLC	276	6.59%	$8,693
TEXAS TECH	274	6.34%	$9,300
Commerce Home Mortgage, Inc.	253	6.71%	$10,430
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C.	251	6.31%	$14,330
UNION HOME MORTGAGE CORP.	248	6.81%	$12,843
SUN WEST MORTGAGE COMPANY, INC.	247	6.67%	$12,787
S1L, Inc.	235	6.53%	$12,997
BancorpSouth	234	6.39%	$10,767
MID AMERICA MORTGAGE, INC.	230	6.90%	$11,873
ADVISA MORTGAGE SERVICES, LTD.	229	6.08%	$10,764
South Pacific Financial Corporation	229	5.63%	$12,350
JPMorgan Chase Bank	226	6.27%	$7,521
Sunflower Bank	219	6.16%	$12,870
Wallick & Volk, Inc.	218	6.71%	$8,729
V.I.P. MORTGAGE, INC.	216	6.38%	$12,881
Neighborhood Loans, Inc.	211	6.96%	$14,289
THE MORTGAGE LINK, INC.	205	6.79%	$15,309
First United Bank and Trust Company	202	6.79%	$14,397
PILGRIM MORTGAGE LLC	189	6.54%	$12,818
City Bank	189	6.64%	$11,154
OCMBC, INC.	181	7.04%	$14,278
First Financial Bank	180	6.64%	$9,904
LEGEND LENDING CORPORATION	179	6.66%	$17,030
SUCCESS MORTGAGE PARTNERS, INC.	172	6.94%	$12,070
Amarillo National Bank	170	6.60%	$8,065
PRIMARY RESIDENTIAL MORTGAGE, INC.	166	7.12%	$12,161
Waterstone Mortgage Corporation	164	6.83%	$12,572
MANN FINANCIAL INC.	163	6.96%	$10,886
Loan Simple, Inc.	157	6.84%	$15,305
DRAPER AND KRAMER MORTGAGE CORP.	151	6.78%	$13,564
FBC MORTGAGE, LLC	150	6.22%	$11,837
CRESTMARK MORTGAGE COMPANY, LTD.	149	6.31%	$14,378
Rocky Mountain Mortgage Company	149	6.42%	$7,147
DAS Acquisition Company, LLC	146	6.70%	$14,898
ASCENT HOME LENDING, LLC	144	6.41%	$15,106
TOWNE MORTGAGE COMPANY	143	6.39%	$13,856
BECKAM FUNDING CORP.	143	7.11%	$20,010
Independent Bank	139	6.56%	$13,196
GENEVA FINANCIAL, LLC	139	6.77%	$14,579
ZILLOW HOME LOANS, LLC	133	6.40%	$11,674
HALLMARK HOME MORTGAGE, LLC	132	6.65%	$12,087
OPEN MORTGAGE, LLC	130	6.63%	$11,532
LEADERONE FINANCIAL CORPORATION	130	6.75%	$12,456
CADENCE LENDING GROUP, INC.	127	6.42%	$13,271
GUARANTEED RATE AFFINITY, LLC	127	6.51%	$13,465
FLAT BRANCH MORTGAGE, INC.	126	6.59%	$9,428
MORTGAGE SOLUTIONS OF COLORADO, LLC	125	7.21%	$12,772
ENVOY MORTGAGE, LTD	124	6.76%	$13,513
Carrington Mortgage Services, LLC	124	6.61%	$14,642
PLANET HOME LENDING, LLC	124	6.41%	$13,582
PATRIOT MORTGAGE COMPANY	122	5.95%	$11,330
Prosperity Bank	121	6.22%	$9,091
HOMETRUST MORTGAGE COMPANY	121	6.68%	$11,136
BROOKHOLLOW MORTGAGE SERVICES, LTD	119	6.14%	$16,262
LOANPEOPLE, LLC	118	6.60%	$15,715
HOMEBRIDGE FINANCIAL SERVICES, INC.	117	6.41%	$14,187
Mortgage Research Center, LLC	113	6.77%	$8,329
NFM, INC.	108	6.87%	$14,816
CITY FIRST MORTGAGE SERVICES, L.L.C.	107	6.87%	$15,257
UNIVERSITY Federal Credit Union	105	6.11%	$14,066
AMERISAVE MORTGAGE CORPORATION	102	6.08%	$16,445
JET HOMELOANS, LLC	100	5.84%	$14,724
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	97	6.87%	$13,219
SENTE MORTGAGE, INC.	95	6.66%	$14,051
Bank of England	94	6.59%	$13,369
Prosperity Home Mortgage, LLC	93	6.60%	$12,951
Citizens Bank	91	6.48%	$12,235
CHURCHILL MORTGAGE CORPORATION	86	6.67%	$13,732
BAY EQUITY LLC	84	6.50%	$12,530
First Option Mortgage, LLC	83	6.43%	$12,140
FIRST CONTINENTAL MORTGAGE, LTD.	82	5.88%	$8,664
First Bank	82	6.45%	$14,099
Trinity Oaks Mortgage, LLC	80	6.43%	$17,297
ASSOCIATED MORTGAGE CORPORATION	79	6.51%	$10,416
MUTUAL OF OMAHA MORTGAGE, INC.	77	6.57%	$12,876
LAND HOME FINANCIAL SERVICES, INC.	76	7.10%	$16,285
CHERRY CREEK MORTGAGE, LLC	74	6.43%	$4,472
BOKF	74	6.61%	$12,980
SUMMIT FUNDING, INC.	73	6.80%	$14,229
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION	71	6.83%	$14,819
NBKC BANK	70	6.01%	$11,034
AMERICAN FINANCIAL RESOURCES, INC.	64	6.67%	$11,604
VILLAGE CAPITAL MORTGAGE	64	6.55%	$8,502
INTEGRITY MORTGAGE CORPORATION OF TEXAS	62	6.34%	$13,681
Ixonia Bank	62	6.99%	$13,081
Mr. Cooper ( Nationstar Mortgage )	61	6.54%	$14,842
PENTAGON FEDERAL CREDIT UNION	60	5.65%	$11,810
Alliance Credit Union	59	6.37%	$6,573
CANOPY MORTGAGE, LLC	58	6.50%	$15,826
VAN DYK MORTGAGE CORPORATION	55	6.61%	$7,773
BM Real Estate Services, Inc.	55	6.67%	$14,124
HOME FINANCING UNLIMITED, INC.	54	5.99%	$14,511
U.S. Bank	53	6.47%	$10,767
NATIONS DIRECT MORTGAGE, LLC	52	6.63%	$13,524
Regions Bank	52	6.09%	$11,748
American National Bank & Trust	50	6.49%	$9,511
NTFN, INC.	49	6.43%	$13,982
GEO-CORP, INC.	49	7.47%	$17,866
RESIDENTIAL BANCORP	48	6.72%	$16,108
Bank of America	48	6.18%	$9,287
Southwest Bank	47	6.36%	$9,890
AHL FUNDING	47	6.75%	$19,542
CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P.	46	6.26%	$15,473
First United Bank	45	6.61%	$9,209
Affiliated Bank	43	6.94%	$11,828
Encompass Lending Group, LP	43	6.88%	$14,502
The Loan Store, Inc.	43	6.76%	$15,645
MICHIGAN MUTUAL, INC.	43	6.38%	$17,145
SeaTrust Mortgage Company	43	6.82%	$13,841
PANORAMA MORTGAGE GROUP, LLC	41	6.59%	$13,695
PRIORITY HOME MORTGAGE, L.P.	41	5.94%	$10,716
NBH Bank	41	7.15%	$9,633
American Mortgage & Equity Consultants, Inc.	40	6.76%	$14,270
LRS FINANCIAL NETWORK, INC.	40	6.27%	$11,000
Northpointe Bank	40	6.43%	$14,429
TJC Mortgage, Inc.	35	6.61%	$12,571
UNION SQUARE	35	6.21%	$7,174
CALIBER HOME LOANS, INC.	35	6.52%	$11,578
MEMBER FIRST MORTGAGE, LLC	34	6.47%	$11,303
Wells Fargo Bank	34	6.18%	$10,553
AmeriHome Mortgage Company, LLC	33	6.34%	$13,390
Origin Bank	33	6.72%	$10,945
Centennial Bank	32	7.04%	$9,305
NEW FED MORTGAGE, CORP.	32	6.60%	$13,329
Commercial Bank of Texas	32	6.45%	$9,019
Colonial Savings, F.A.	32	6.51%	$12,644
MATTAMY HOME FUNDING, LLC	31	5.93%	$12,646
PREMIER LENDING, INC.	30	6.80%	$11,971
HOMEAMERICAN MORTGAGE CORPORATION	29	5.51%	$6,969
ML Mortgage Corp.	28	7.25%	$16,265
AMERICAN PORTFOLIO MORTGAGE CORPORATION	28	7.22%	$11,212
Guaranty Bank & Trust, N.A.	28	6.45%	$9,189
FC LENDING, LTD.	27	6.58%	$9,515
TEXAS DOW EMPLOYEES CREDIT UNION	27	6.65%	$10,647
TIB The Independent Bankersbank	27	6.74%	$11,675
AXIA FINANCIAL, LLC	26	6.60%	$14,995
FIRST COMMUNITY MORTGAGE, INC.	25	6.55%	$12,854
Hometown Equity Mortgage, LLC	25	6.57%	$13,527
The Federal Savings Bank	24	6.52%	$13,213
FIRST CENTENNIAL MORTGAGE CORPORATION	24	6.69%	$11,682
Renasant Bank	24	6.77%	$12,568
PNC Bank	23	6.34%	$8,069
CASTLE & COOKE MORTGAGE, LLC	23	6.64%	$14,438
PREMIA MORTGAGE, LLC	22	6.10%	$11,207
Sierra Pacific Mortgage Company, Inc.	22	6.75%	$12,846
Barrington Bank & Trust Company, N.A.	22	6.68%	$10,521
Wolfe Financial, Inc	22	6.95%	$12,515
ASPIRE FINANCIAL, INC.	21	5.92%	$12,709
Trustmark National Bank	21	6.32%	$10,827
PREMIER MORTGAGE RESOURCES, L.L.C.	21	7.05%	$14,791
RB MORTGAGE LLC	21	6.64%	$10,341
First State Bank	21	6.45%	$16,165
Simmons Bank	21	6.33%	$9,936
Assurance Financial Group, L.L.C.	20	6.42%	$14,657
Cornerstone First Mortgage, Inc	20	6.91%	$11,726
Magnolia Bank	20	6.48%	$14,175
Alcova Mortgage LLC	20	6.53%	$11,854
NexBank	19	6.28%	$15,672
Jefferson Bank	19	6.55%	$9,651
Ameris Bank	19	6.39%	$15,150
Midwest Mortgage Associates Corporation	19	6.95%	$12,598
TruHome Solutions, LLC	19	6.37%	$12,092
DIAMOND RESIDENTIAL MORTGAGE CORPORATION	18	6.81%	$11,344
DIRECT MORTGAGE LOANS, LLC	18	6.96%	$13,679
MLB RESIDENTIAL LENDING, LLC	18	6.34%	$14,361
American Bank of Commerce	18	6.31%	$13,108
Keystone Funding, Inc.	18	6.14%	$14,755
Hancock Whitney Bank	18	6.34%	$11,375
RANLIFE, INC.	17	6.77%	$9,776
HOMESPIRE MORTGAGE CORPORATION	17	6.80%	$11,649
Stride Bank	16	6.55%	$11,854
Strong Home Mortgage, LLC	16	5.91%	$12,136
Texas Mortgage Lending, LLC	16	6.49%	$14,860
AMERICAN FINANCING CORPORATION	16	6.73%	$11,948
GSF Mortgage Corporation	15	6.28%	$15,662
SOUTHWEST STAGE FUNDING, LLC	15	6.75%	$8,758
JMAC LENDING, INC.	14	6.63%	$13,122
DSLD MORTGAGE, LLC	14	6.06%	$6,013
LAKEVIEW LOAN SERVICING, LLC	14	6.06%	$14,747
First Horizon Bank	13	6.42%	$11,282
Victorian Finance, LLC	13	6.82%	$12,764
INTERCAP LENDING INC.	13	6.20%	$15,185
Integrity Home Mortgage Corp	13	7.63%	$13,432
MOUNTAIN WEST FINANCIAL, INC.	13	6.91%	$11,552
Farmers Bank & Trust Company	13	6.71%	$10,055
Performance Financial, Inc.	13	6.87%	$13,799
First American Bank	12	6.91%	$7,483
US MORTGAGE CORPORATION	12	7.14%	$11,359
Florida Capital Bank	12	6.60%	$15,247
Armed Forces Bank	12	5.91%	$14,243
Truist	12	6.05%	$15,473
NATIONWIDE MORTGAGE BANKERS, INC.	11	6.81%	$15,001
HOMEOWNERS FINANCIAL GROUP USA, LLC	11	6.61%	$16,684
Hamilton Mortgage Corporation	11	7.01%	$12,370
LHM FINANCIAL CORPORATION	11	6.07%	$12,736
BELEM SERVICING LLC	11	6.71%	$14,311
BETTER MORTGAGE CORPORATION	11	5.80%	$17,193
FirstTrust Home Loans, Inc.	10	6.89%	$13,012
LIBERTY HOME MORTGAGE CORPORATION	10	7.18%	$11,675
Pacific Lending LLC	10	6.89%	$14,947
PINNACLE LENDING GROUP, INC.	10	6.75%	$10,909
Lone Star National Bank	10	6.56%	$12,000
NOVA FINANCIAL & INVESTMENT CORPORATION	10	6.81%	$8,936
Vellum Mortgage, Inc.	10	6.24%	$11,538
United Fidelity Funding Corp.	10	6.89%	$13,073
ON Q FINANCIAL, INC.	9	6.82%	$13,314
EMBRACE HOME LOANS, INC.	9	6.08%	$13,130
Zions Bank	8	6.02%	$9,438
ARC HOME LLC	8	6.09%	$19,958
CITYWIDE HOME LOANS, LLC	8	6.89%	$14,227
FirstLight Federal Credit Union	8	6.01%	$8,094
First National Bank	8	6.34%	$11,391
First Savings Bank	8	6.67%	$17,871
MY MORTGAGE, INC.	8	7.09%	$16,882
Preston Home Loans Inc	8	6.61%	$15,372
Semper Home Loans, Inc.	8	6.34%	$13,606
STOCKTON MORTGAGE CORPORATION	8	7.06%	$10,865
THE MORTGAGE FIRM, INC.	8	6.69%	$10,020
University Bank	8	6.39%	$9,821
VANDERBILT MORTGAGE AND FINANCE, INC.	8	6.05%	$13,369
WESTSTAR MORTGAGE CORPORATION	8	6.16%	$12,298
RED DIAMOND HOME LOANS, LLC	7	6.52%	$13,364
Watermark Capital, Inc.	7	6.09%	$11,409
DATCU	7	6.18%	$9,144
TBI MORTGAGE COMPANY	7	6.34%	$21,655
First Federal Bank	7	6.18%	$14,953
A&D Mortgage LLC	7	6.59%	$20,908
Extraco Banks	7	6.57%	$9,200
MORIA DEVELOPMENT, INC.	7	6.71%	$9,898
ENCORE BANK	7	6.75%	$13,172
TOTAL MORTGAGE SERVICES, LLC	7	6.50%	$13,518
American Mortgage Bank, LLC	7	6.82%	$10,236
BAYSHORE MORTGAGE FUNDING, LLC	6	6.35%	$14,241
GMFS LLC	6	6.69%	$11,272
PACIFIC RESIDENTIAL MORTGAGE, LLC	6	6.54%	$12,144
AMERICAN HOMESTAR MORTGAGE, L.L.C.	6	6.88%	$13,326
RADIUS FINANCIAL GROUP INC.	6	6.98%	$13,502
COMPASS MORTGAGE, INC.	6	6.75%	$10,289
State Bank of De Kalb	6	5.88%	$11,269
Princeton Mortgage Corporation	6	6.85%	$15,254
M&T Bank	6	6.27%	$9,162
BNC National Bank	6	5.42%	$15,239
1ST SIGNATURE LENDING, LLC	5	7.10%	$15,804
SIRVA MORTGAGE, INC.	5	6.40%	$8,468
Shea Mortgage Inc.	5	5.90%	$8,694
RUOFF MORTGAGE COMPANY, INC.	5	6.95%	$9,572
International Bank of Commerce	5	7.20%	$8,278
INTELLILOAN, INC.	5	6.43%	$7,579
North American Savings Bank, F.S.B.	5	5.83%	$9,348
AmRes Corporation	5	6.58%	$11,895
Goldwater Bank, N.A.	5	6.83%	$14,521
KELLER MORTGAGE, LLC	5	5.78%	$10,192
MLD MORTGAGE INC.	5	7.05%	$9,434
FIRST COLONY MORTGAGE CORPORATION	5	6.83%	$11,002
The Central Trust Bank	5	6.23%	$12,319
PROPER RATE, LLC	5	7.10%	$11,841
Evolve Bank & Trust	5	6.88%	$11,275
ALAMEDA MORTGAGE CORPORATION	4	6.50%	$14,967
ALLIED MORTGAGE GROUP, INC.	4	5.75%	$12,475
Great Plains National Bank	4	6.25%	$11,462
ONY GLO, INC.	4	6.31%	$11,057
F & M Bank	4	6.78%	$10,664
GIBRALTAR MORTGAGE SERVICES, LLC	4	6.47%	$9,016
Acre Mortgage and Financial Inc	4	7.00%	$15,143
ROYAL UNITED MORTGAGE LLC	4	6.22%	$10,813
Security State Bank & Trust	4	6.88%	$11,303
NORWICH COMMERCIAL GROUP, INC.	4	7.09%	$13,222
DELMAR FINANCIAL COMPANY	4	7.22%	$9,549
ENDEAVOR CAPITAL, LLC.	4	6.75%	$10,283
DATA MORTGAGE, INC.	4	6.97%	$13,851
Capital Bank	4	5.84%	$11,413
First Liberty Bank	3	6.38%	$12,374
INTERCOASTAL MORTGAGE COMPANY	3	6.25%	$12,014
The Huntington National Bank	3	6.17%	$10,787
Southside Bank	3	7.21%	$8,356
Chambers Bank	3	6.29%	$11,569
Firstar Bank	3	5.79%	$12,862
FIDELITY BANK	3	6.00%	$17,038
MORTGAGE ACCESS CORP.	3	6.75%	$16,179
American Bank of Oklahoma	3	6.75%	$8,881
SIWELL, INC.	3	6.79%	$14,167
MASON MCDUFFIE MORTGAGE CORPORATION	3	6.04%	$13,667
HOME FUNDING CORPORATION	3	6.63%	$14,598
NP, Inc.	3	6.38%	$11,643
UNITED SECURITY FINANCIAL CORP	3	7.54%	$18,238
HOMESTAR FINANCIAL CORPORATION	3	6.50%	$8,936
GUARANTY HOME MORTGAGE CORPORATION	3	6.42%	$12,022
RESIDENTIAL WHOLESALE MORTGAGE, INC.	3	7.29%	$12,868
UMB Bank	3	6.08%	$12,289
East Coast Capital Corp.	3	6.75%	$17,411
HOMESTEAD FUNDING CORP.	3	5.50%	$8,420
ALTRA	3	6.08%	$7,978
Towne Bank	3	6.46%	$10,353
HOMEWAY MORTGAGE LLC	3	6.71%	$11,334
FRONTIER FINANCIAL, INC.	3	7.04%	$13,018
Franklin Loan Corporation	3	6.08%	$13,967
PHH Mortgage Corporation	3	6.17%	$8,674
Mid-Continent Funding, Inc.	3	5.42%	$20,809
BAY-VALLEY MORTGAGE GROUP	3	6.71%	$17,950
Wyndham Capital Mortgage, Inc.	2	5.69%	$11,038
LADERA LENDING, INC.	2	6.44%	$15,632
JMJ FINANCIAL GROUP	2	6.69%	$12,310
Inwood National Bank	2	6.63%	$10,476
Access Community Credit Union	2	6.88%	$7,711
INTERSTATE HOME LOAN CENTER, INC.	2	6.68%	$14,049
HOME APPROVALS DIRECT, INC.	2	6.50%	$16,407
NJ LENDERS CORP.	2	5.75%	$11,172
Gulf Coast Bank and Trust Company	2	6.31%	$11,945
Golden Empire Mortgage, Inc.	2	7.69%	$13,569
Flanagan State Bank	2	6.44%	$10,531
PLUS RELOCATION MORTGAGE, LLC	2	6.94%	$11,228
EECU	2	6.63%	$16,113
RESIDENTIAL HOME FUNDING CORP.	2	7.56%	$8,428
DIRECT MORTGAGE, CORP.	2	5.69%	$16,213
DG PINNACLE FUNDING LLC	2	6.81%	$12,779
DEVELOPER'S MORTGAGE COMPANY	2	5.69%	$7,406
Willamette Valley Bank	2	6.38%	$13,585
CRESCENT MORTGAGE COMPANY	2	6.44%	$7,887
CONTOUR MORTGAGE CORPORATION	2	6.88%	$13,870
SOUTHPOINT FINANCIAL SERVICES, INC.	2	6.69%	$10,243
Community First National Bank	2	6.50%	$12,061
STANDARD MORTGAGE CORPORATION	2	5.81%	$11,698
Citizens Bank of Las Cruces	2	6.81%	$8,723
Chickasaw Community Bank	2	6.44%	$12,397
BEST FINANCE CAPITAL, INC.	2	6.44%	$14,069
Bell Bank	2	5.50%	$15,189
BANC ONE MORTGAGE CORPORATION	2	6.74%	$5,831
Atlantic Coast Mortgage, LLC	2	6.38%	$9,932
ATLANTIC BAY MORTGAGE GROUP, L.L.C.	2	7.00%	$10,638
UNIVERSAL LENDING CORPORATION	2	6.69%	$12,403
American Momentum Bank	2	6.50%	$7,165
AMERICAN FEDERAL MORTGAGE CORPORATION	2	5.69%	$10,759
ALTITUDE FINANCIAL CORPORATION	2	7.06%	$10,482
VERITAS FUNDING, LLC	2	6.25%	$12,376
Academy Bank	1	5.63%	$12,293
Comerica Bank	1	6.75%	$7,262
CLIFFCO, INC.	1	6.25%	$21,531
CityWorth Mortgage LLC	1	5.75%	$24,384
INTERNATIONAL CITY MORTGAGE, INC.	1	6.75%	$14,004
Summit Mortgage Corporation	1	7.50%	$11,130
CIS Financial Services, Inc.	1	6.63%	$10,132
CIBM Bank	1	5.75%	$11,390
JET DIRECT FUNDING CORP	1	5.99%	$17,247
1ST 2ND MORTGAGE COMPANY OF N.J., INC.	1	5.88%	$11,263
Presidential Bank, FSB	1	6.75%	$22,299
Cf Bank	1	7.13%	$8,228
CAPITAL CONCEPTS, INC.	1	6.75%	$19,242
First Bank	1	7.13%	$11,884
TEXELL Credit Union	1	7.25%	$0
First-Citizens Bank & Trust Company	1	6.25%	$16,897
THE EQUITABLE MORTGAGE CORPORATION	1	5.75%	$10,231
Cambria Financial Group, LLC	1	6.63%	$9,506
The Freedom Bank of Virginia	1	6.63%	$12,499
FIRST INTEGRITY MORTGAGE SERVICES, INC.	1	6.75%	$17,621
Platinum Home Mortgage Corporation	1	6.75%	$9,766
ABSOLUTE HOME MORTGAGE CORPORATION	1	5.88%	$23,363
KINECTA	1	6.50%	$11,803
THOMPSON KANE & COMPANY, LLC	1	6.50%	$15,218
Kwik Mortgage Corporation	1	6.63%	$17,382
First National Bank of Omaha	1	6.50%	$13,651
First State Bank of St. Charles, Missouri	1	7.25%	$10,447
GERSHMAN INVESTMENT CORP.	1	6.50%	$9,642
Paramount Bank	1	6.25%	$9,232
BARKSDALE	1	6.38%	$14,891
Bank of Colorado	1	5.88%	$8,908
MEGASTAR FINANCIAL CORP.	1	6.75%	$8,687
Merchants Bank of Indiana	1	7.63%	$19,321
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP.	1	7.18%	$14,042
Arvest Bank	1	7.00%	$12,260
GOLDENWEST	1	5.63%	$7,354
Old National Bank	1	5.75%	$10,827
AMPLIFY	1	5.63%	$9,198
AMERITRUST MORTGAGE CORPORATION	1	6.50%	$11,345
OCEANSIDE MORTGAGE COMPANY	1	6.13%	$11,660
HARTFORD FUNDING, LTD.	1	7.13%	$13,298
MDE Home Loans, LLC	1	7.75%	$8,592
MK LENDING CORP.	1	6.75%	$9,064
LENOX FINANCIAL MORTGAGE CORPORATION	1	6.25%	$12,507
Notre Dame Federal Credit Union Corporation	1	7.50%	$8,565
MidFirst Bank	1	6.00%	$9,977
Hawthorn Bank	1	5.25%	$7,731
HighTechLending Inc	1	7.50%	$21,582
Sabine State Bank and Trust Company	1	6.88%	$13,126
Servion, Inc.	1	6.50%	$10,231
Eagle Bank and Trust Company	1	6.50%	$11,764
EASTMAN	1	6.50%	$9,357
NETWORK CAPITAL FUNDING CORPORATION	1	5.63%	$16,516
Credence Funding Corporation	1	6.13%	$5,623
RELIANCE FIRST CAPITAL, LLC	1	6.25%	$16,704
EMM LOANS LLC	1	5.75%	$10,021
LOANLEADERS OF AMERICA, INC.	1	6.50%	$16,001
LOANPAL, LLC	1	6.88%	$14,584
Quontic Bank	1	6.63%	$15,788
EVERGREEN MONEYSOURCE MORTGAGE COMPANY	1	6.75%	$20,589
ALL WESTERN MORTGAGE, INC.	1	7.38%	$12,100
HOMEXPRESS MORTGAGE CORP.	1	6.50%	$18,781
FEDERATED MORTGAGE CORP.	1	7.25%	$9,681
ST FIN CORP	1	6.99%	$16,375
Stifel Bank and Trust	1	7.50%	$9,180

The top Texas FHA lender as defined by loan originations is DHI MORTGAGE COMPANY, LTD., with 7,517 FHA loans originated. Their average total fees are $10,156, which is $673 higher than the next largest lender, EAGLE HOME MORTGAGE, LLC.

The lowest fee Texas FHA lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($4,472), DSLD MORTGAGE, LLC ($6,013), Alliance Credit Union ($6,573), HOMEAMERICAN MORTGAGE CORPORATION ($6,969) and Rocky Mountain Mortgage Company ($7,147).

The lowest rate Texas FHA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (4.77%), DHI MORTGAGE COMPANY, LTD. (5.38%), INSPIRE HOME LOANS INC. (5.47%), HOMEAMERICAN MORTGAGE CORPORATION (5.51%) and PULTE MORTGAGE LLC (5.58%).

Texas FHA Loan Limits

Metro	County	Year	Single Family Limit	2 Family Limit	3 Family Limit	4 Family Limit
PALESTINE, TX	ANDERSON	2022	$420,680	$538,650	$651,050	$809,150
ANDREWS, TX	ANDREWS	2022	$420,680	$538,650	$651,050	$809,150
LUFKIN, TX	ANGELINA	2022	$420,680	$538,650	$651,050	$809,150
ROCKPORT, TX	ARANSAS	2022	$420,680	$538,650	$651,050	$809,150
WICHITA FALLS, TX	ARCHER	2022	$420,680	$538,650	$651,050	$809,150
AMARILLO, TX	ARMSTRONG	2022	$420,680	$538,650	$651,050	$809,150
SAN ANTONIO-NEW BRAUNFELS, TX	ATASCOSA	2022	$449,650	$575,600	$695,800	$864,700
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	AUSTIN	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	BAILEY	2022	$420,680	$538,650	$651,050	$809,150
SAN ANTONIO-NEW BRAUNFELS, TX	BANDERA	2022	$449,650	$575,600	$695,800	$864,700
AUSTIN-ROUND ROCK-GEORGETOWN, TX	BASTROP	2022	$483,000	$618,300	$747,400	$928,850
NON-METRO	BAYLOR	2022	$420,680	$538,650	$651,050	$809,150
BEEVILLE, TX	BEE	2022	$420,680	$538,650	$651,050	$809,150
KILLEEN-TEMPLE, TX	BELL	2022	$420,680	$538,650	$651,050	$809,150
SAN ANTONIO-NEW BRAUNFELS, TX	BEXAR	2022	$449,650	$575,600	$695,800	$864,700
NON-METRO	BLANCO	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	BORDEN	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	BOSQUE	2022	$420,680	$538,650	$651,050	$809,150
TEXARKANA, TX-AR	BOWIE	2022	$420,680	$538,650	$651,050	$809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	BRAZORIA	2022	$420,680	$538,650	$651,050	$809,150
COLLEGE STATION-BRYAN, TX	BRAZOS	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	BREWSTER	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	BRISCOE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	BROOKS	2022	$420,680	$538,650	$651,050	$809,150
BROWNWOOD, TX	BROWN	2022	$420,680	$538,650	$651,050	$809,150
COLLEGE STATION-BRYAN, TX	BURLESON	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	BURNET	2022	$420,680	$538,650	$651,050	$809,150
AUSTIN-ROUND ROCK-GEORGETOWN, TX	CALDWELL	2022	$483,000	$618,300	$747,400	$928,850
PORT LAVACA, TX	CALHOUN	2022	$420,680	$538,650	$651,050	$809,150
ABILENE, TX	CALLAHAN	2022	$420,680	$538,650	$651,050	$809,150
BROWNSVILLE-HARLINGEN, TX	CAMERON	2022	$420,680	$538,650	$651,050	$809,150
MOUNT PLEASANT, TX	CAMP	2022	$420,680	$538,650	$651,050	$809,150
AMARILLO, TX	CARSON	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	CASS	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	CASTRO	2022	$420,680	$538,650	$651,050	$809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	CHAMBERS	2022	$420,680	$538,650	$651,050	$809,150
JACKSONVILLE, TX	CHEROKEE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	CHILDRESS	2022	$420,680	$538,650	$651,050	$809,150
WICHITA FALLS, TX	CLAY	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	COCHRAN	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	COKE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	COLEMAN	2022	$420,680	$538,650	$651,050	$809,150
DALLAS-FORT WORTH-ARLINGTON, TX	COLLIN	2022	$450,800	$577,100	$697,600	$866,950
NON-METRO	COLLINGSWORTH	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	COLORADO	2022	$420,680	$538,650	$651,050	$809,150
SAN ANTONIO-NEW BRAUNFELS, TX	COMAL	2022	$449,650	$575,600	$695,800	$864,700
NON-METRO	COMANCHE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	CONCHO	2022	$420,680	$538,650	$651,050	$809,150
GAINESVILLE, TX	COOKE	2022	$420,680	$538,650	$651,050	$809,150
KILLEEN-TEMPLE, TX	CORYELL	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	COTTLE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	CRANE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	CROCKETT	2022	$420,680	$538,650	$651,050	$809,150
LUBBOCK, TX	CROSBY	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	CULBERSON	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	DALLAM	2022	$420,680	$538,650	$651,050	$809,150
DALLAS-FORT WORTH-ARLINGTON, TX	DALLAS	2022	$450,800	$577,100	$697,600	$866,950
LAMESA, TX	DAWSON	2022	$420,680	$538,650	$651,050	$809,150
HEREFORD, TX	DEAF SMITH	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	DELTA	2022	$420,680	$538,650	$651,050	$809,150
DALLAS-FORT WORTH-ARLINGTON, TX	DENTON	2022	$450,800	$577,100	$697,600	$866,950
NON-METRO	DEWITT	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	DICKENS	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	DIMMIT	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	DONLEY	2022	$420,680	$538,650	$651,050	$809,150
ALICE, TX	DUVAL	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	EASTLAND	2022	$420,680	$538,650	$651,050	$809,150
ODESSA, TX	ECTOR	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	EDWARDS	2022	$420,680	$538,650	$651,050	$809,150
DALLAS-FORT WORTH-ARLINGTON, TX	ELLIS	2022	$450,800	$577,100	$697,600	$866,950
EL PASO, TX	EL PASO	2022	$420,680	$538,650	$651,050	$809,150
STEPHENVILLE, TX	ERATH	2022	$420,680	$538,650	$651,050	$809,150
WACO, TX	FALLS	2022	$420,680	$538,650	$651,050	$809,150
BONHAM, TX	FANNIN	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	FAYETTE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	FISHER	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	FLOYD	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	FOARD	2022	$420,680	$538,650	$651,050	$809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	FORT BEND	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	FRANKLIN	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	FREESTONE	2022	$420,680	$538,650	$651,050	$809,150
PEARSALL, TX	FRIO	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	GAINES	2022	$420,680	$538,650	$651,050	$809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	GALVESTON	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	GARZA	2022	$420,680	$538,650	$651,050	$809,150
FREDERICKSBURG, TX	GILLESPIE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	GLASSCOCK	2022	$420,680	$538,650	$651,050	$809,150
VICTORIA, TX	GOLIAD	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	GONZALES	2022	$420,680	$538,650	$651,050	$809,150
PAMPA, TX	GRAY	2022	$420,680	$538,650	$651,050	$809,150
SHERMAN-DENISON, TX	GRAYSON	2022	$420,680	$538,650	$651,050	$809,150
LONGVIEW, TX	GREGG	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	GRIMES	2022	$420,680	$538,650	$651,050	$809,150
SAN ANTONIO-NEW BRAUNFELS, TX	GUADALUPE	2022	$449,650	$575,600	$695,800	$864,700
PLAINVIEW, TX	HALE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	HALL	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	HAMILTON	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	HANSFORD	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	HARDEMAN	2022	$420,680	$538,650	$651,050	$809,150
BEAUMONT-PORT ARTHUR, TX	HARDIN	2022	$420,680	$538,650	$651,050	$809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	HARRIS	2022	$420,680	$538,650	$651,050	$809,150
LONGVIEW, TX	HARRISON	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	HARTLEY	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	HASKELL	2022	$420,680	$538,650	$651,050	$809,150
AUSTIN-ROUND ROCK-GEORGETOWN, TX	HAYS	2022	$483,000	$618,300	$747,400	$928,850
NON-METRO	HEMPHILL	2022	$420,680	$538,650	$651,050	$809,150
ATHENS, TX	HENDERSON	2022	$420,680	$538,650	$651,050	$809,150
MCALLEN-EDINBURG-MISSION, TX	HIDALGO	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	HILL	2022	$420,680	$538,650	$651,050	$809,150
LEVELLAND, TX	HOCKLEY	2022	$420,680	$538,650	$651,050	$809,150
GRANBURY, TX	HOOD	2022	$420,680	$538,650	$651,050	$809,150
SULPHUR SPRINGS, TX	HOPKINS	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	HOUSTON	2022	$420,680	$538,650	$651,050	$809,150
BIG SPRING, TX	HOWARD	2022	$420,680	$538,650	$651,050	$809,150
EL PASO, TX	HUDSPETH	2022	$420,680	$538,650	$651,050	$809,150
DALLAS-FORT WORTH-ARLINGTON, TX	HUNT	2022	$450,800	$577,100	$697,600	$866,950
BORGER, TX	HUTCHINSON	2022	$420,680	$538,650	$651,050	$809,150
SAN ANGELO, TX	IRION	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	JACK	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	JACKSON	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	JASPER	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	JEFF DAVIS	2022	$420,680	$538,650	$651,050	$809,150
BEAUMONT-PORT ARTHUR, TX	JEFFERSON	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	JIM HOGG	2022	$420,680	$538,650	$651,050	$809,150
ALICE, TX	JIM WELLS	2022	$420,680	$538,650	$651,050	$809,150
DALLAS-FORT WORTH-ARLINGTON, TX	JOHNSON	2022	$450,800	$577,100	$697,600	$866,950
ABILENE, TX	JONES	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	KARNES	2022	$420,680	$538,650	$651,050	$809,150
DALLAS-FORT WORTH-ARLINGTON, TX	KAUFMAN	2022	$450,800	$577,100	$697,600	$866,950
SAN ANTONIO-NEW BRAUNFELS, TX	KENDALL	2022	$449,650	$575,600	$695,800	$864,700
KINGSVILLE, TX	KENEDY	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	KENT	2022	$420,680	$538,650	$651,050	$809,150
KERRVILLE, TX	KERR	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	KIMBLE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	KING	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	KINNEY	2022	$420,680	$538,650	$651,050	$809,150
KINGSVILLE, TX	KLEBERG	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	KNOX	2022	$420,680	$538,650	$651,050	$809,150
PARIS, TX	LAMAR	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	LAMB	2022	$420,680	$538,650	$651,050	$809,150
KILLEEN-TEMPLE, TX	LAMPASAS	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	LA SALLE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	LAVACA	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	LEE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	LEON	2022	$420,680	$538,650	$651,050	$809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	LIBERTY	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	LIMESTONE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	LIPSCOMB	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	LIVE OAK	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	LLANO	2022	$420,680	$538,650	$651,050	$809,150
PECOS, TX	LOVING	2022	$420,680	$538,650	$651,050	$809,150
LUBBOCK, TX	LUBBOCK	2022	$420,680	$538,650	$651,050	$809,150
LUBBOCK, TX	LYNN	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	MCCULLOCH	2022	$420,680	$538,650	$651,050	$809,150
WACO, TX	MCLENNAN	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	MCMULLEN	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	MADISON	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	MARION	2022	$420,680	$538,650	$651,050	$809,150
MIDLAND, TX	MARTIN	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	MASON	2022	$420,680	$538,650	$651,050	$809,150
BAY CITY, TX	MATAGORDA	2022	$420,680	$538,650	$651,050	$809,150
EAGLE PASS, TX	MAVERICK	2022	$420,680	$538,650	$651,050	$809,150
SAN ANTONIO-NEW BRAUNFELS, TX	MEDINA	2022	$449,650	$575,600	$695,800	$864,700
NON-METRO	MENARD	2022	$420,680	$538,650	$651,050	$809,150
MIDLAND, TX	MIDLAND	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	MILAM	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	MILLS	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	MITCHELL	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	MONTAGUE	2022	$420,680	$538,650	$651,050	$809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	MONTGOMERY	2022	$420,680	$538,650	$651,050	$809,150
DUMAS, TX	MOORE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	MORRIS	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	MOTLEY	2022	$420,680	$538,650	$651,050	$809,150
NACOGDOCHES, TX	NACOGDOCHES	2022	$420,680	$538,650	$651,050	$809,150
CORSICANA, TX	NAVARRO	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	NEWTON	2022	$420,680	$538,650	$651,050	$809,150
SWEETWATER, TX	NOLAN	2022	$420,680	$538,650	$651,050	$809,150
CORPUS CHRISTI, TX	NUECES	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	OCHILTREE	2022	$420,680	$538,650	$651,050	$809,150
AMARILLO, TX	OLDHAM	2022	$420,680	$538,650	$651,050	$809,150
BEAUMONT-PORT ARTHUR, TX	ORANGE	2022	$420,680	$538,650	$651,050	$809,150
MINERAL WELLS, TX	PALO PINTO	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	PANOLA	2022	$420,680	$538,650	$651,050	$809,150
DALLAS-FORT WORTH-ARLINGTON, TX	PARKER	2022	$450,800	$577,100	$697,600	$866,950
NON-METRO	PARMER	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	PECOS	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	POLK	2022	$420,680	$538,650	$651,050	$809,150
AMARILLO, TX	POTTER	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	PRESIDIO	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	RAINS	2022	$420,680	$538,650	$651,050	$809,150
AMARILLO, TX	RANDALL	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	REAGAN	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	REAL	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	RED RIVER	2022	$420,680	$538,650	$651,050	$809,150
PECOS, TX	REEVES	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	REFUGIO	2022	$420,680	$538,650	$651,050	$809,150
PAMPA, TX	ROBERTS	2022	$420,680	$538,650	$651,050	$809,150
COLLEGE STATION-BRYAN, TX	ROBERTSON	2022	$420,680	$538,650	$651,050	$809,150
DALLAS-FORT WORTH-ARLINGTON, TX	ROCKWALL	2022	$450,800	$577,100	$697,600	$866,950
NON-METRO	RUNNELS	2022	$420,680	$538,650	$651,050	$809,150
LONGVIEW, TX	RUSK	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	SABINE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	SAN AUGUSTINE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	SAN JACINTO	2022	$420,680	$538,650	$651,050	$809,150
CORPUS CHRISTI, TX	SAN PATRICIO	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	SAN SABA	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	SCHLEICHER	2022	$420,680	$538,650	$651,050	$809,150
SNYDER, TX	SCURRY	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	SHACKELFORD	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	SHELBY	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	SHERMAN	2022	$420,680	$538,650	$651,050	$809,150
TYLER, TX	SMITH	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	SOMERVELL	2022	$420,680	$538,650	$651,050	$809,150
RIO GRANDE CITY-ROMA, TX	STARR	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	STEPHENS	2022	$420,680	$538,650	$651,050	$809,150
SAN ANGELO, TX	STERLING	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	STONEWALL	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	SUTTON	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	SWISHER	2022	$420,680	$538,650	$651,050	$809,150
DALLAS-FORT WORTH-ARLINGTON, TX	TARRANT	2022	$450,800	$577,100	$697,600	$866,950
ABILENE, TX	TAYLOR	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	TERRELL	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	TERRY	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	THROCKMORTON	2022	$420,680	$538,650	$651,050	$809,150
MOUNT PLEASANT, TX	TITUS	2022	$420,680	$538,650	$651,050	$809,150
SAN ANGELO, TX	TOM GREEN	2022	$420,680	$538,650	$651,050	$809,150
AUSTIN-ROUND ROCK-GEORGETOWN, TX	TRAVIS	2022	$483,000	$618,300	$747,400	$928,850
NON-METRO	TRINITY	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	TYLER	2022	$420,680	$538,650	$651,050	$809,150
LONGVIEW, TX	UPSHUR	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	UPTON	2022	$420,680	$538,650	$651,050	$809,150
UVALDE, TX	UVALDE	2022	$420,680	$538,650	$651,050	$809,150
DEL RIO, TX	VAL VERDE	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	VAN ZANDT	2022	$420,680	$538,650	$651,050	$809,150
VICTORIA, TX	VICTORIA	2022	$420,680	$538,650	$651,050	$809,150
HUNTSVILLE, TX	WALKER	2022	$420,680	$538,650	$651,050	$809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	WALLER	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	WARD	2022	$420,680	$538,650	$651,050	$809,150
BRENHAM, TX	WASHINGTON	2022	$420,680	$538,650	$651,050	$809,150
LAREDO, TX	WEBB	2022	$420,680	$538,650	$651,050	$809,150
EL CAMPO, TX	WHARTON	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	WHEELER	2022	$420,680	$538,650	$651,050	$809,150
WICHITA FALLS, TX	WICHITA	2022	$420,680	$538,650	$651,050	$809,150
VERNON, TX	WILBARGER	2022	$420,680	$538,650	$651,050	$809,150
RAYMONDVILLE, TX	WILLACY	2022	$420,680	$538,650	$651,050	$809,150
AUSTIN-ROUND ROCK-GEORGETOWN, TX	WILLIAMSON	2022	$483,000	$618,300	$747,400	$928,850
SAN ANTONIO-NEW BRAUNFELS, TX	WILSON	2022	$449,650	$575,600	$695,800	$864,700
NON-METRO	WINKLER	2022	$420,680	$538,650	$651,050	$809,150
DALLAS-FORT WORTH-ARLINGTON, TX	WISE	2022	$450,800	$577,100	$697,600	$866,950
NON-METRO	WOOD	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	YOAKUM	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	YOUNG	2022	$420,680	$538,650	$651,050	$809,150
ZAPATA, TX	ZAPATA	2022	$420,680	$538,650	$651,050	$809,150
NON-METRO	ZAVALA	2022	$420,680	$538,650	$651,050	$809,150
PALESTINE, TX	ANDERSON	2023	$472,030	$604,400	$730,525	$907,900
ANDREWS, TX	ANDREWS	2023	$472,030	$604,400	$730,525	$907,900
LUFKIN, TX	ANGELINA	2023	$472,030	$604,400	$730,525	$907,900
ROCKPORT, TX	ARANSAS	2023	$472,030	$604,400	$730,525	$907,900
WICHITA FALLS, TX	ARCHER	2023	$472,030	$604,400	$730,525	$907,900
AMARILLO, TX	ARMSTRONG	2023	$472,030	$604,400	$730,525	$907,900
SAN ANTONIO-NEW BRAUNFELS, TX	ATASCOSA	2023	$524,400	$671,300	$811,450	$1,008,450
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	AUSTIN	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	BAILEY	2023	$472,030	$604,400	$730,525	$907,900
SAN ANTONIO-NEW BRAUNFELS, TX	BANDERA	2023	$524,400	$671,300	$811,450	$1,008,450
AUSTIN-ROUND ROCK-GEORGETOWN, TX	BASTROP	2023	$571,550	$731,700	$884,450	$1,099,150
NON-METRO	BAYLOR	2023	$472,030	$604,400	$730,525	$907,900
BEEVILLE, TX	BEE	2023	$472,030	$604,400	$730,525	$907,900
KILLEEN-TEMPLE, TX	BELL	2023	$472,030	$604,400	$730,525	$907,900
SAN ANTONIO-NEW BRAUNFELS, TX	BEXAR	2023	$524,400	$671,300	$811,450	$1,008,450
NON-METRO	BLANCO	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	BORDEN	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	BOSQUE	2023	$472,030	$604,400	$730,525	$907,900
TEXARKANA, TX-AR	BOWIE	2023	$472,030	$604,400	$730,525	$907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	BRAZORIA	2023	$472,030	$604,400	$730,525	$907,900
COLLEGE STATION-BRYAN, TX	BRAZOS	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	BREWSTER	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	BRISCOE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	BROOKS	2023	$472,030	$604,400	$730,525	$907,900
BROWNWOOD, TX	BROWN	2023	$472,030	$604,400	$730,525	$907,900
COLLEGE STATION-BRYAN, TX	BURLESON	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	BURNET	2023	$472,030	$604,400	$730,525	$907,900
AUSTIN-ROUND ROCK-GEORGETOWN, TX	CALDWELL	2023	$571,550	$731,700	$884,450	$1,099,150
PORT LAVACA, TX	CALHOUN	2023	$472,030	$604,400	$730,525	$907,900
ABILENE, TX	CALLAHAN	2023	$472,030	$604,400	$730,525	$907,900
BROWNSVILLE-HARLINGEN, TX	CAMERON	2023	$472,030	$604,400	$730,525	$907,900
MOUNT PLEASANT, TX	CAMP	2023	$472,030	$604,400	$730,525	$907,900
AMARILLO, TX	CARSON	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	CASS	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	CASTRO	2023	$472,030	$604,400	$730,525	$907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	CHAMBERS	2023	$472,030	$604,400	$730,525	$907,900
JACKSONVILLE, TX	CHEROKEE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	CHILDRESS	2023	$472,030	$604,400	$730,525	$907,900
WICHITA FALLS, TX	CLAY	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	COCHRAN	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	COKE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	COLEMAN	2023	$472,030	$604,400	$730,525	$907,900
DALLAS-FORT WORTH-ARLINGTON, TX	COLLIN	2023	$531,300	$680,150	$822,150	$1,021,750
NON-METRO	COLLINGSWORTH	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	COLORADO	2023	$472,030	$604,400	$730,525	$907,900
SAN ANTONIO-NEW BRAUNFELS, TX	COMAL	2023	$524,400	$671,300	$811,450	$1,008,450
NON-METRO	COMANCHE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	CONCHO	2023	$472,030	$604,400	$730,525	$907,900
GAINESVILLE, TX	COOKE	2023	$472,030	$604,400	$730,525	$907,900
KILLEEN-TEMPLE, TX	CORYELL	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	COTTLE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	CRANE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	CROCKETT	2023	$472,030	$604,400	$730,525	$907,900
LUBBOCK, TX	CROSBY	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	CULBERSON	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	DALLAM	2023	$472,030	$604,400	$730,525	$907,900
DALLAS-FORT WORTH-ARLINGTON, TX	DALLAS	2023	$531,300	$680,150	$822,150	$1,021,750
LAMESA, TX	DAWSON	2023	$472,030	$604,400	$730,525	$907,900
HEREFORD, TX	DEAF SMITH	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	DELTA	2023	$472,030	$604,400	$730,525	$907,900
DALLAS-FORT WORTH-ARLINGTON, TX	DENTON	2023	$531,300	$680,150	$822,150	$1,021,750
NON-METRO	DEWITT	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	DICKENS	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	DIMMIT	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	DONLEY	2023	$472,030	$604,400	$730,525	$907,900
ALICE, TX	DUVAL	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	EASTLAND	2023	$472,030	$604,400	$730,525	$907,900
ODESSA, TX	ECTOR	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	EDWARDS	2023	$472,030	$604,400	$730,525	$907,900
DALLAS-FORT WORTH-ARLINGTON, TX	ELLIS	2023	$531,300	$680,150	$822,150	$1,021,750
EL PASO, TX	EL PASO	2023	$472,030	$604,400	$730,525	$907,900
STEPHENVILLE, TX	ERATH	2023	$472,030	$604,400	$730,525	$907,900
WACO, TX	FALLS	2023	$472,030	$604,400	$730,525	$907,900
BONHAM, TX	FANNIN	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	FAYETTE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	FISHER	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	FLOYD	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	FOARD	2023	$472,030	$604,400	$730,525	$907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	FORT BEND	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	FRANKLIN	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	FREESTONE	2023	$472,030	$604,400	$730,525	$907,900
PEARSALL, TX	FRIO	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	GAINES	2023	$472,030	$604,400	$730,525	$907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	GALVESTON	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	GARZA	2023	$472,030	$604,400	$730,525	$907,900
FREDERICKSBURG, TX	GILLESPIE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	GLASSCOCK	2023	$472,030	$604,400	$730,525	$907,900
VICTORIA, TX	GOLIAD	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	GONZALES	2023	$472,030	$604,400	$730,525	$907,900
PAMPA, TX	GRAY	2023	$472,030	$604,400	$730,525	$907,900
SHERMAN-DENISON, TX	GRAYSON	2023	$472,030	$604,400	$730,525	$907,900
LONGVIEW, TX	GREGG	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	GRIMES	2023	$472,030	$604,400	$730,525	$907,900
SAN ANTONIO-NEW BRAUNFELS, TX	GUADALUPE	2023	$524,400	$671,300	$811,450	$1,008,450
PLAINVIEW, TX	HALE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	HALL	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	HAMILTON	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	HANSFORD	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	HARDEMAN	2023	$472,030	$604,400	$730,525	$907,900
BEAUMONT-PORT ARTHUR, TX	HARDIN	2023	$472,030	$604,400	$730,525	$907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	HARRIS	2023	$472,030	$604,400	$730,525	$907,900
LONGVIEW, TX	HARRISON	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	HARTLEY	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	HASKELL	2023	$472,030	$604,400	$730,525	$907,900
AUSTIN-ROUND ROCK-GEORGETOWN, TX	HAYS	2023	$571,550	$731,700	$884,450	$1,099,150
NON-METRO	HEMPHILL	2023	$472,030	$604,400	$730,525	$907,900
ATHENS, TX	HENDERSON	2023	$472,030	$604,400	$730,525	$907,900
MCALLEN-EDINBURG-MISSION, TX	HIDALGO	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	HILL	2023	$472,030	$604,400	$730,525	$907,900
LEVELLAND, TX	HOCKLEY	2023	$472,030	$604,400	$730,525	$907,900
GRANBURY, TX	HOOD	2023	$472,030	$604,400	$730,525	$907,900
SULPHUR SPRINGS, TX	HOPKINS	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	HOUSTON	2023	$472,030	$604,400	$730,525	$907,900
BIG SPRING, TX	HOWARD	2023	$472,030	$604,400	$730,525	$907,900
EL PASO, TX	HUDSPETH	2023	$472,030	$604,400	$730,525	$907,900
DALLAS-FORT WORTH-ARLINGTON, TX	HUNT	2023	$531,300	$680,150	$822,150	$1,021,750
BORGER, TX	HUTCHINSON	2023	$472,030	$604,400	$730,525	$907,900
SAN ANGELO, TX	IRION	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	JACK	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	JACKSON	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	JASPER	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	JEFF DAVIS	2023	$472,030	$604,400	$730,525	$907,900
BEAUMONT-PORT ARTHUR, TX	JEFFERSON	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	JIM HOGG	2023	$472,030	$604,400	$730,525	$907,900
ALICE, TX	JIM WELLS	2023	$472,030	$604,400	$730,525	$907,900
DALLAS-FORT WORTH-ARLINGTON, TX	JOHNSON	2023	$531,300	$680,150	$822,150	$1,021,750
ABILENE, TX	JONES	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	KARNES	2023	$472,030	$604,400	$730,525	$907,900
DALLAS-FORT WORTH-ARLINGTON, TX	KAUFMAN	2023	$531,300	$680,150	$822,150	$1,021,750
SAN ANTONIO-NEW BRAUNFELS, TX	KENDALL	2023	$524,400	$671,300	$811,450	$1,008,450
KINGSVILLE, TX	KENEDY	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	KENT	2023	$472,030	$604,400	$730,525	$907,900
KERRVILLE, TX	KERR	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	KIMBLE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	KING	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	KINNEY	2023	$472,030	$604,400	$730,525	$907,900
KINGSVILLE, TX	KLEBERG	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	KNOX	2023	$472,030	$604,400	$730,525	$907,900
PARIS, TX	LAMAR	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	LAMB	2023	$472,030	$604,400	$730,525	$907,900
KILLEEN-TEMPLE, TX	LAMPASAS	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	LA SALLE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	LAVACA	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	LEE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	LEON	2023	$472,030	$604,400	$730,525	$907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	LIBERTY	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	LIMESTONE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	LIPSCOMB	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	LIVE OAK	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	LLANO	2023	$472,030	$604,400	$730,525	$907,900
PECOS, TX	LOVING	2023	$472,030	$604,400	$730,525	$907,900
LUBBOCK, TX	LUBBOCK	2023	$472,030	$604,400	$730,525	$907,900
LUBBOCK, TX	LYNN	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	MCCULLOCH	2023	$472,030	$604,400	$730,525	$907,900
WACO, TX	MCLENNAN	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	MCMULLEN	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	MADISON	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	MARION	2023	$472,030	$604,400	$730,525	$907,900
MIDLAND, TX	MARTIN	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	MASON	2023	$472,030	$604,400	$730,525	$907,900
BAY CITY, TX	MATAGORDA	2023	$472,030	$604,400	$730,525	$907,900
EAGLE PASS, TX	MAVERICK	2023	$472,030	$604,400	$730,525	$907,900
SAN ANTONIO-NEW BRAUNFELS, TX	MEDINA	2023	$524,400	$671,300	$811,450	$1,008,450
NON-METRO	MENARD	2023	$472,030	$604,400	$730,525	$907,900
MIDLAND, TX	MIDLAND	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	MILAM	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	MILLS	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	MITCHELL	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	MONTAGUE	2023	$472,030	$604,400	$730,525	$907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	MONTGOMERY	2023	$472,030	$604,400	$730,525	$907,900
DUMAS, TX	MOORE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	MORRIS	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	MOTLEY	2023	$472,030	$604,400	$730,525	$907,900
NACOGDOCHES, TX	NACOGDOCHES	2023	$472,030	$604,400	$730,525	$907,900
CORSICANA, TX	NAVARRO	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	NEWTON	2023	$472,030	$604,400	$730,525	$907,900
SWEETWATER, TX	NOLAN	2023	$472,030	$604,400	$730,525	$907,900
CORPUS CHRISTI, TX	NUECES	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	OCHILTREE	2023	$472,030	$604,400	$730,525	$907,900
AMARILLO, TX	OLDHAM	2023	$472,030	$604,400	$730,525	$907,900
BEAUMONT-PORT ARTHUR, TX	ORANGE	2023	$472,030	$604,400	$730,525	$907,900
MINERAL WELLS, TX	PALO PINTO	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	PANOLA	2023	$472,030	$604,400	$730,525	$907,900
DALLAS-FORT WORTH-ARLINGTON, TX	PARKER	2023	$531,300	$680,150	$822,150	$1,021,750
NON-METRO	PARMER	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	PECOS	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	POLK	2023	$472,030	$604,400	$730,525	$907,900
AMARILLO, TX	POTTER	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	PRESIDIO	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	RAINS	2023	$472,030	$604,400	$730,525	$907,900
AMARILLO, TX	RANDALL	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	REAGAN	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	REAL	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	RED RIVER	2023	$472,030	$604,400	$730,525	$907,900
PECOS, TX	REEVES	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	REFUGIO	2023	$472,030	$604,400	$730,525	$907,900
PAMPA, TX	ROBERTS	2023	$472,030	$604,400	$730,525	$907,900
COLLEGE STATION-BRYAN, TX	ROBERTSON	2023	$472,030	$604,400	$730,525	$907,900
DALLAS-FORT WORTH-ARLINGTON, TX	ROCKWALL	2023	$531,300	$680,150	$822,150	$1,021,750
NON-METRO	RUNNELS	2023	$472,030	$604,400	$730,525	$907,900
LONGVIEW, TX	RUSK	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	SABINE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	SAN AUGUSTINE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	SAN JACINTO	2023	$472,030	$604,400	$730,525	$907,900
CORPUS CHRISTI, TX	SAN PATRICIO	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	SAN SABA	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	SCHLEICHER	2023	$472,030	$604,400	$730,525	$907,900
SNYDER, TX	SCURRY	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	SHACKELFORD	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	SHELBY	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	SHERMAN	2023	$472,030	$604,400	$730,525	$907,900
TYLER, TX	SMITH	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	SOMERVELL	2023	$472,030	$604,400	$730,525	$907,900
RIO GRANDE CITY-ROMA, TX	STARR	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	STEPHENS	2023	$472,030	$604,400	$730,525	$907,900
SAN ANGELO, TX	STERLING	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	STONEWALL	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	SUTTON	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	SWISHER	2023	$472,030	$604,400	$730,525	$907,900
DALLAS-FORT WORTH-ARLINGTON, TX	TARRANT	2023	$531,300	$680,150	$822,150	$1,021,750
ABILENE, TX	TAYLOR	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	TERRELL	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	TERRY	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	THROCKMORTON	2023	$472,030	$604,400	$730,525	$907,900
MOUNT PLEASANT, TX	TITUS	2023	$472,030	$604,400	$730,525	$907,900
SAN ANGELO, TX	TOM GREEN	2023	$472,030	$604,400	$730,525	$907,900
AUSTIN-ROUND ROCK-GEORGETOWN, TX	TRAVIS	2023	$571,550	$731,700	$884,450	$1,099,150
NON-METRO	TRINITY	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	TYLER	2023	$472,030	$604,400	$730,525	$907,900
LONGVIEW, TX	UPSHUR	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	UPTON	2023	$472,030	$604,400	$730,525	$907,900
UVALDE, TX	UVALDE	2023	$472,030	$604,400	$730,525	$907,900
DEL RIO, TX	VAL VERDE	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	VAN ZANDT	2023	$472,030	$604,400	$730,525	$907,900
VICTORIA, TX	VICTORIA	2023	$472,030	$604,400	$730,525	$907,900
HUNTSVILLE, TX	WALKER	2023	$472,030	$604,400	$730,525	$907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX	WALLER	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	WARD	2023	$472,030	$604,400	$730,525	$907,900
BRENHAM, TX	WASHINGTON	2023	$472,030	$604,400	$730,525	$907,900
LAREDO, TX	WEBB	2023	$472,030	$604,400	$730,525	$907,900
EL CAMPO, TX	WHARTON	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	WHEELER	2023	$472,030	$604,400	$730,525	$907,900
WICHITA FALLS, TX	WICHITA	2023	$472,030	$604,400	$730,525	$907,900
VERNON, TX	WILBARGER	2023	$472,030	$604,400	$730,525	$907,900
RAYMONDVILLE, TX	WILLACY	2023	$472,030	$604,400	$730,525	$907,900
AUSTIN-ROUND ROCK-GEORGETOWN, TX	WILLIAMSON	2023	$571,550	$731,700	$884,450	$1,099,150
SAN ANTONIO-NEW BRAUNFELS, TX	WILSON	2023	$524,400	$671,300	$811,450	$1,008,450
NON-METRO	WINKLER	2023	$472,030	$604,400	$730,525	$907,900
DALLAS-FORT WORTH-ARLINGTON, TX	WISE	2023	$531,300	$680,150	$822,150	$1,021,750
NON-METRO	WOOD	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	YOAKUM	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	YOUNG	2023	$472,030	$604,400	$730,525	$907,900
ZAPATA, TX	ZAPATA	2023	$472,030	$604,400	$730,525	$907,900
NON-METRO	ZAVALA	2023	$472,030	$604,400	$730,525	$907,900

FHA Loan Requirements

Borrowers must have a steady employment history or worked for the same employer for the past two years.

Borrowers must have a valid Social Security number, lawful residency in the U.S. and be of legal age to sign a mortgage in your state.

Borrowers must pay a minimum down payment of 3.5 percent. The money may be gifted by a family member. (Traditional mortgages do not permit gifted down payments)

New FHA loans are only available for primary residence occupancy.

Borrowers must have a property appraisal from a FHA-approved appraiser.

Borrowers’ front-end ratio (mortgage payment plus HOA fees, property taxes, mortgage insurance, homeowners insurance) needs to be less than 31 percent of their gross income, typically. You may be able to get approved with as high a percentage as 40 percent. Your lender will be required to provide justification as to why they believe the mortgage presents an acceptable risk. The lender must include any compensating factors used for loan approval.

Borrowers’ debt to income ratio (mortgage plus all your monthly debt, i.e., credit card payment, car payment, student loans, etc.) needs to be less than 43 percent of their gross income, typically. You may be able to get approved with as high a percentage as 50 percent.

Borrowers must have a minimum credit score of 580 for maximum financing with a minimum down payment of 3.5 percent.

Borrowers must have a minimum credit score of 500-579 for maximum LTV of 90 percent with a minimum down payment of 10 percent.

Bborrowers must be two years out of bankruptcy and have re-established good credit. Exceptions can be made.

Typically borrowers must be three years out of foreclosure and have re-established good credit.

The purchased property must meet certain minimum standards at appraisal. If the home you are purchasing does not meet these standards and a seller will not agree to the required repairs, your only option is to pay for the required repairs at closing (to be held in escrow until the repairs are complete).

Texas FHA Loan Rates, Closing Costs & Stats

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