Texas FHA Loan Rates, Closing Costs & Stats

Texas

FHA loans are mortgages created in the 1930's to help insulate lenders from credit risks and help promote home ownership. The Federal Housing Administration (hence, FHA) allows for lower downpayments and credit scores-- making these loans much more accessible than traditional mortgages.

FHA loans typically need just a 3.5% downpayment with credit scores of 580 or better. For credit scores between 500-579, the downpayment needs to be at least 10%.

While FHA loans make home ownership much more accessible to first-time homebuyers, they do require PMI (purchase money insurance)-- an additional insurance premium that is paid to the FHA to help cover defaults.

For additional requirements as defined by the FHA, click here.

Texas FHA Loans, 30 Year Fixed Rates

30 Year FHA mortgages in Texas averaged 6.72% for the week of 2023-09-22, compared to the national average (all FHA variants) of 7.036% for the same period.

Texas's average FHA mortgage closing costs are $8,440.

The average rate for the prior week (2023-09-15) was 6.58% and one month ago for the week of 2023-08-18, the average rate was 6.49%.

The average rate one year ago was 5.27%.

For refis of the same type during the week of 2023-09-22, the average rate was 5.55%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Texas FHA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for FHA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Texas level.

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
DHI MORTGAGE COMPANY, LTD. 5,831 4.39% $10,425
UNITED WHOLESALE MORTGAGE, LLC 3,178 5.07% $11,375
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2,617 5.42% $10,483
AMCAP MORTGAGE, LTD. 2,418 5.27% $12,398
QUICKEN LOANS, LLC 2,384 4.52% $11,146
EAGLE HOME MORTGAGE, LLC 2,367 4.63% $10,245
EVERETT FINANCIAL, INC. 2,138 5.52% $8,047
LOANDEPOT.COM, LLC 1,941 5.12% $12,156
CARDINAL FINANCIAL 1,868 5.16% $12,420
GUILD MORTGAGE COMPANY 1,402 5.32% $11,866
Gateway First Bank 1,389 5.37% $8,949
CALIBER HOME LOANS, INC. 1,348 4.74% $10,803
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1,274 5.06% $8,634
PRIMELENDING, A PLAINSCAPITAL COMPANY 1,188 5.32% $11,753
NATIONS RELIABLE LENDING, LLC 1,126 5.25% $12,851
CROSSCOUNTRY MORTGAGE, LLC 958 5.48% $13,450
CMG MORTGAGE, INC. 958 5.18% $12,820
CORNERSTONE HOME LENDING, INC. 943 5.06% $12,543
FREEDOM MORTGAGE CORPORATION 878 4.54% $10,492
PULTE MORTGAGE LLC 848 4.88% $7,525
SFMC, LP 847 5.30% $13,220
Town Square Mortgage & Investments, Inc. 835 5.54% $11,173
Flagstar Bank, FSB 737 4.73% $10,027
INTERLINC MORTGAGE SERVICES, LLC 705 5.15% $11,420
GUARANTEED RATE, INC. 661 5.16% $12,362
MORTGAGE FINANCIAL SERVICES, LLC 650 5.10% $10,226
KBHS HOME LOANS, LLC 645 5.06% $14,295
MOVEMENT MORTGAGE, LLC 625 5.22% $11,641
SECURITYNATIONAL MORTGAGE COMPANY 607 5.37% $12,101
WILLOW BEND MORTGAGE COMPANY, LLC 588 4.86% $13,687
Paramount Residential Mortgage Group, Inc. 570 4.99% $13,257
AMERICAN PACIFIC MORTGAGE CORPORATION 548 5.14% $12,479
PENNYMAC LOAN SERVICES, LLC 540 3.97% $8,249
BROKER SOLUTIONS, INC. 528 5.19% $11,036
THRIVE MORTGAGE, LLC 484 5.12% $13,249
ACADEMY MORTGAGE CORPORATION 458 5.54% $11,705
T2 FINANCIAL LLC 451 5.63% $11,141
Network Funding, L.P. 443 5.25% $11,729
PLAZA HOME MORTGAGE, INC. 436 4.88% $11,548
LAKEVIEW LOAN SERVICING, LLC 434 3.35% $5,567
VELOCIO MORTGAGE L.L.C. 430 4.99% $14,264
S1L, Inc. 421 5.37% $11,729
Mr. Cooper ( Nationstar Mortgage ) 395 3.80% $6,325
SOUTHWEST FUNDING, LP 388 5.41% $14,791
HOME POINT FINANCIAL CORPORATION 377 4.48% $11,896
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 356 5.30% $13,219
EUSTIS AND AMERICAN MORTGAGE COMPANY 356 5.07% $10,324
PLANET HOME LENDING, LLC 326 4.61% $9,945
Lakeview Community Capital, LLC 324 3.40% $5,353
Commerce Home Mortgage, Inc. 321 4.69% $9,466
Nations Lending Corporation 318 5.25% $9,619
Republic State Mortgage Co. 309 5.07% $11,812
HOMESIDE FINANCIAL, LLC 308 4.90% $13,588
Rocky Mountain Mortgage Company 306 5.18% $6,124
PRIMARY RESIDENTIAL MORTGAGE, INC. 282 5.28% $10,938
Equity Prime Mortgage LLC 282 5.47% $11,937
SWBC MORTGAGE CORPORATION 277 5.44% $9,169
M/I FINANCIAL, LLC 276 4.72% $13,224
INSPIRE HOME LOANS INC. 265 4.86% $11,348
CHERRY CREEK MORTGAGE, LLC 260 5.33% $4,735
MID AMERICA MORTGAGE, INC. 259 5.14% $8,172
First National Bank Texas 256 5.32% $9,407
CERTAINTY HOME LOANS, LLC 254 5.33% $10,241
DIRECTIONS EQUITY, LLC 248 5.08% $9,689
City Bank 241 5.02% $9,856
CLM MORTGAGE, INC 231 5.14% $14,137
Wallick & Volk, Inc. 217 5.16% $9,033
AMERISAVE MORTGAGE CORPORATION 214 4.58% $13,588
HOMEBRIDGE FINANCIAL SERVICES, INC. 197 5.04% $13,227
First United Bank and Trust Company 194 5.33% $12,236
OPEN MORTGAGE, LLC 192 5.05% $11,013
First Bank & Trust 192 5.16% $8,708
NEWREZ LLC 184 4.88% $8,690
Amarillo National Bank 179 4.93% $7,323
V.I.P. MORTGAGE, INC. 178 5.07% $12,167
GREAT WESTERN FINANCIAL SERVICES, INC. 177 5.00% $12,199
Carrington Mortgage Services, LLC 176 4.79% $10,858
BancorpSouth 176 4.94% $10,524
PATRIOT MORTGAGE COMPANY 175 4.77% $10,221
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 173 4.78% $12,097
LEADERONE FINANCIAL CORPORATION 172 5.13% $10,730
FINANCE OF AMERICA MORTGAGE LLC 172 4.81% $10,808
TEXAS TECH 169 4.91% $8,177
MORTGAGE SOLUTIONS OF COLORADO, LLC 167 5.41% $12,477
Hometown Lenders, Inc. 167 5.03% $11,392
SUN WEST MORTGAGE COMPANY, INC. 160 5.13% $11,105
Amerifirst Financial, Inc. 157 5.40% $10,056
HOMETRUST MORTGAGE COMPANY 156 5.20% $9,707
FBC MORTGAGE, LLC 155 4.90% $9,479
Loan Simple, Inc. 155 5.65% $12,051
Citizens Bank 154 4.53% $11,381
ASPIRE FINANCIAL, INC. 152 4.71% $11,581
UNION HOME MORTGAGE CORP. 152 5.32% $10,307
DRAPER AND KRAMER MORTGAGE CORP. 151 5.17% $12,662
VILLAGE CAPITAL MORTGAGE 149 3.33% $3,350
GENEVA FINANCIAL, LLC 145 5.46% $13,075
VAN DYK MORTGAGE CORPORATION 138 5.27% $9,048
Trinity Oaks Mortgage, LLC 137 5.10% $15,052
LEGEND LENDING CORPORATION 136 5.59% $11,813
Century Mortgage Company DBA Century Lending Company 136 5.48% $13,319
BECKAM FUNDING CORP. 136 5.72% $19,653
DAS Acquisition Company, LLC 134 5.35% $15,191
PANORAMA MORTGAGE GROUP, LLC 132 5.43% $11,579
JPMorgan Chase Bank 131 5.19% $7,719
First Financial Bank 131 5.03% $8,620
GUARANTEED RATE AFFINITY, LLC 130 5.25% $11,887
Sunflower Bank 128 4.83% $11,348
CALCON MUTUAL MORTGAGE LLC 128 5.59% $14,761
CITY FIRST MORTGAGE SERVICES, L.L.C. 126 5.04% $12,314
Independent Bank 124 5.58% $12,213
Mortgage Research Center, LLC 123 5.32% $8,194
CADENCE LENDING GROUP, INC. 117 5.21% $10,010
AMERICA'S CHOICE HOME LOANS LP 116 5.12% $11,716
PILGRIM MORTGAGE LLC 115 5.42% $12,606
LHM FINANCIAL CORPORATION 114 5.30% $11,611
TOWNE MORTGAGE COMPANY 112 4.63% $12,037
First Guaranty Mortgage Corporation 107 4.38% $9,852
ENVOY MORTGAGE, LTD 102 5.31% $12,799
Bank of England 95 5.14% $12,159
Neighborhood Loans, Inc. 95 5.94% $13,845
Waterstone Mortgage Corporation 95 5.69% $11,678
South Pacific Financial Corporation 94 4.57% $14,405
ASSOCIATED MORTGAGE CORPORATION 94 5.14% $9,961
NATIONS DIRECT MORTGAGE, LLC 93 4.49% $11,070
Plains Commerce Bank 89 5.37% $12,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 87 5.42% $12,690
ADVISA MORTGAGE SERVICES, LTD. 86 5.07% $12,699
SUCCESS MORTGAGE PARTNERS, INC. 86 5.56% $12,304
BROOKHOLLOW MORTGAGE SERVICES, LTD 85 5.02% $16,691
FLAT BRANCH MORTGAGE, INC. 83 5.34% $7,835
UNIVERSITY Federal Credit Union 83 4.36% $10,860
ASCENT HOME LENDING, LLC 82 5.05% $12,615
CRESTMARK MORTGAGE COMPANY, LTD. 81 5.11% $14,811
Bank of America 80 4.15% $6,433
Prosperity Home Mortgage, LLC 79 5.51% $10,738
Southwest Bank 78 5.09% $9,315
SENTE MORTGAGE, INC. 78 5.66% $12,516
AMERICAN FINANCIAL RESOURCES, INC. 76 5.05% $9,681
SUMMIT FUNDING, INC. 73 5.20% $13,078
LRS FINANCIAL NETWORK, INC. 73 4.41% $8,450
LOANPEOPLE, LLC 72 5.45% $13,278
First Bank 71 5.06% $11,413
HANCOCK MORTGAGE PARTNERS, LLC 69 5.13% $13,372
ANGEL OAK HOME LOANS LLC 68 4.93% $12,870
HAMILTON HOME LOANS, INC. 66 4.78% $11,628
First United Bank 65 5.02% $8,699
Centennial Bank 65 4.55% $7,521
ZILLOW HOME LOANS, LLC 64 5.37% $11,092
Austin Capital Bank SSB 62 5.00% $12,357
GIBRALTAR MORTGAGE SERVICES, LLC 61 5.02% $10,698
CANOPY MORTGAGE, LLC 59 5.21% $14,249
SOUTHWEST STAGE FUNDING, LLC 59 4.66% $8,368
The Home Loan Expert LLC 58 4.47% $11,042
OCMBC, INC. 57 5.97% $13,879
BOKF 57 4.91% $11,384
First Option Mortgage, LLC 57 4.92% $12,298
BAY EQUITY LLC 56 5.32% $11,677
CHURCHILL MORTGAGE CORPORATION 56 5.35% $11,940
THE MORTGAGE LINK, INC. 56 5.97% $14,184
KELLER MORTGAGE, LLC 55 4.66% $9,596
NFM, INC. 55 5.58% $12,907
INTEGRITY MORTGAGE CORPORATION OF TEXAS 54 5.17% $11,974
FIRST CENTENNIAL MORTGAGE CORPORATION 52 5.11% $10,560
NTFN, INC. 50 5.07% $11,467
Wells Fargo Bank 50 4.72% $8,153
Encompass Lending Group, LP 46 5.40% $11,910
Northpointe Bank 46 4.76% $13,225
Alliance Credit Union 46 5.35% $5,687
Hometown Equity Mortgage, LLC 45 5.51% $13,393
First Home Bank 44 5.22% $11,652
MUTUAL OF OMAHA MORTGAGE, INC. 41 5.09% $12,404
Colonial Savings, F.A. 40 4.82% $10,358
Magnolia Bank 37 5.25% $13,398
MORIA DEVELOPMENT, INC. 37 5.43% $11,213
MICHIGAN MUTUAL, INC. 37 4.93% $13,685
PREMIER LENDING, INC. 36 5.70% $10,400
CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. 36 4.95% $13,687
PRIORITY HOME MORTGAGE, L.P. 35 4.71% $12,307
Commercial Bank of Texas 35 5.24% $8,909
STOCKTON MORTGAGE CORPORATION 35 5.23% $9,759
American National Bank & Trust 34 4.75% $7,433
Prosperity Bank 34 4.79% $9,223
Assurance Financial Group, L.L.C. 34 5.22% $12,833
HOME FINANCING UNLIMITED, INC. 32 4.69% $16,472
INFINITY MORTGAGE HOLDINGS, LLC 31 4.07% $9,690
AMERICAN FINANCING CORPORATION 31 4.60% $10,611
MEMBER FIRST MORTGAGE, LLC 30 4.75% $8,955
Lend Smart Mortgage, LLC 30 5.96% $10,782
Jefferson Bank 30 4.91% $8,102
LAND HOME FINANCIAL SERVICES, INC. 29 5.53% $12,471
TEXAS DOW EMPLOYEES CREDIT UNION 29 4.56% $10,347
Guaranty Bank & Trust, N.A. 28 4.63% $8,761
BETTER MORTGAGE CORPORATION 28 3.84% $10,347
FC LENDING, LTD. 27 5.21% $13,856
First State Bank 27 5.16% $12,089
Origin Bank 27 4.82% $10,330
AMERICAN HOMESTAR MORTGAGE, L.L.C. 26 4.65% $14,530
TJC Mortgage, Inc. 25 5.14% $11,867
RESIDENTIAL BANCORP 25 4.83% $14,170
Wyndham Capital Mortgage, Inc. 24 4.58% $10,514
Midwest Mortgage Associates Corporation 24 5.14% $10,156
U.S. Bank 24 4.83% $9,824
INTERCAP LENDING INC. 24 4.88% $14,048
J. VIRGIL, INC. 23 4.72% $11,505
RANLIFE, INC. 23 4.94% $10,734
Goldwater Bank, N.A. 22 5.17% $11,840
Regions Bank 22 5.16% $9,645
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 22 5.08% $16,189
RB MORTGAGE LLC 22 4.77% $8,253
NBKC BANK 22 4.88% $10,400
Ixonia Bank 21 6.05% $14,653
AmeriHome Mortgage Company, LLC 21 4.48% $9,525
LOANPAL, LLC 21 3.65% $10,262
PENTAGON FEDERAL CREDIT UNION 21 4.92% $9,234
HOMESPIRE MORTGAGE CORPORATION 21 5.80% $11,096
AHL FUNDING 20 5.56% $17,632
ROUNDPOINT MORTGAGE SERVICING CORPORATION 19 4.28% $10,678
VANDERBILT MORTGAGE AND FINANCE, INC. 19 4.85% $12,834
CASTLE & COOKE MORTGAGE, LLC 18 5.68% $13,067
THE MORTGAGE FIRM, INC. 18 5.13% $11,996
American Bank of Commerce 18 4.46% $9,681
PNC Bank 18 5.00% $7,047
Barrington Bank & Trust Company, N.A. 18 5.10% $10,762
UNION SQUARE 18 4.89% $6,994
North American Savings Bank, F.S.B. 18 5.29% $10,817
MOUNTAIN WEST FINANCIAL, INC. 18 4.49% $8,554
ARC HOME LLC 17 4.56% $11,645
LIBERTY HOME MORTGAGE CORPORATION 17 4.93% $10,935
1ST PREFERENCE MORTGAGE CORP. 17 4.99% $11,808
First National Bank 17 4.68% $8,478
The Federal Savings Bank 16 4.69% $13,009
GSF Mortgage Corporation 15 5.03% $14,633
WESTSTAR MORTGAGE CORPORATION 15 4.83% $10,277
JET HOMELOANS, LLC 15 5.37% $12,844
First Savings Bank 14 4.46% $13,156
LEGACY MORTGAGE LLC 14 5.22% $11,364
PREMIA MORTGAGE, LLC 14 5.12% $8,431
NOVA FINANCIAL & INVESTMENT CORPORATION 13 5.54% $8,189
Farmers Bank & Trust Company 13 4.85% $10,615
NBH Bank 13 5.94% $10,162
American Mortgage Bank, LLC 13 5.08% $9,840
United Fidelity Funding Corp. 12 5.61% $14,066
TruHome Solutions, LLC 12 4.96% $12,143
Strong Home Mortgage, LLC 12 4.54% $8,003
Peoples Bank 12 4.92% $16,112
PHH Mortgage Corporation 12 5.29% $10,189
Affiliated Bank 11 5.20% $12,440
HOMESTAR FINANCIAL CORPORATION 11 5.51% $10,654
Wolfe Financial, Inc 11 5.38% $13,027
Extraco Banks 10 4.71% $9,347
Sierra Pacific Mortgage Company, Inc. 10 5.00% $12,470
BNC National Bank 10 4.81% $11,307
International Bank of Commerce 10 4.48% $11,212
FIRST CONTINENTAL MORTGAGE, LTD. 10 4.94% $14,289
Zions Bank 9 4.61% $10,348
DIRECT MORTGAGE LOANS, LLC 9 5.32% $12,215
HOMEOWNERS FINANCIAL GROUP USA, LLC 9 5.21% $13,736
NATIONWIDE MORTGAGE BANKERS, INC. 9 5.28% $13,546
NexBank 9 4.92% $11,771
SeaTrust Mortgage Company 9 6.25% $14,296
SIWELL, INC. 9 4.17% $7,761
TIB The Independent Bankersbank 9 5.38% $10,055
UNITED MORTGAGE CORP 9 5.61% $15,233
Stride Bank 8 5.19% $11,229
Sabine State Bank and Trust Company 8 4.63% $10,722
GSB MORTGAGE, INC. 8 4.25% $10,005
Pacific Lending LLC 8 5.64% $11,973
PREMIER MORTGAGE RESOURCES, L.L.C. 8 4.91% $13,459
Security State Bank & Trust 8 4.81% $9,730
Great Plains National Bank 8 5.53% $12,468
Servion, Inc. 7 4.80% $8,451
UNIVERSITY LENDING GROUP, LLC 7 5.39% $12,494
Florida Capital Bank 7 4.39% $10,111
ON Q FINANCIAL, INC. 7 5.54% $9,580
Trustmark National Bank 7 4.29% $11,840
OVM FINANCIAL, INC. 7 4.54% $9,687
Paramount Bank 7 4.55% $10,239
Southside Bank 7 4.77% $7,911
State Bank of De Kalb 7 4.25% $8,852
InterBank 7 4.86% $7,338
GMFS LLC 6 4.48% $7,474
COUNTRYPLACE MORTGAGE, LTD. 6 4.63% $17,795
FirstTrust Home Loans, Inc. 6 4.46% $9,612
AmRes Corporation 6 4.14% $14,223
ROYAL UNITED MORTGAGE LLC 6 4.71% $11,504
Arvest Bank 6 3.98% $9,927
MANN FINANCIAL INC. 6 5.71% $13,422
Victorian Finance, LLC 6 5.19% $12,728
SIRVA MORTGAGE, INC. 6 5.13% $11,171
Simmons Bank 6 5.56% $9,340
Truist 5 5.61% $10,495
ENCORE BANK 5 4.35% $10,196
JMJ FINANCIAL GROUP 5 4.93% $14,288
OCEANSIDE MORTGAGE COMPANY 5 3.50% $2,422
Ameris Bank 5 4.70% $14,401
HOMEWAY MORTGAGE LLC 5 4.42% $10,799
American Bank of Oklahoma 5 4.55% $9,758
SOUTHPOINT FINANCIAL SERVICES, INC. 5 5.35% $11,115
UNIVERSAL LENDING CORPORATION 5 5.05% $9,445
Colten Mortgage, LLC 5 4.25% $13,368
First American Bank 5 5.45% $7,261
CONTOUR MORTGAGE CORPORATION 5 4.73% $13,253
Shea Mortgage Inc. 5 4.73% $8,949
MLD MORTGAGE INC. 5 3.78% $10,128
JMAC LENDING, INC. 5 6.33% $14,679
NETWORK CAPITAL FUNDING CORPORATION 5 3.48% $11,690
M&T Bank 4 4.03% $10,184
DATCU 4 4.72% $6,518
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 4 4.72% $10,217
Princeton Mortgage Corporation 4 4.28% $16,027
DELMAR FINANCIAL COMPANY 4 4.94% $6,987
HALLMARK HOME MORTGAGE, LLC 4 6.94% $11,305
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 4 6.84% $8,838
PLUS RELOCATION MORTGAGE, LLC 4 5.22% $15,642
UNITED SECURITY FINANCIAL CORP 4 4.94% $14,164
First Internet Bank of Indiana 4 4.59% $11,046
ALTRA 4 4.66% $8,492
TOTAL MORTGAGE SERVICES, LLC 4 4.25% $10,678
MLB RESIDENTIAL LENDING, LLC 4 5.78% $14,140
ML Mortgage Corp. 4 5.19% $15,695
ENDEAVOR CAPITAL, LLC. 4 5.15% $15,668
MORTGAGE ACCESS CORP. 4 5.19% $16,594
F & M Bank 4 5.06% $8,627
CityWorth Mortgage LLC 4 4.09% $13,550
1ST SIGNATURE LENDING, LLC 4 6.34% $14,132
Citizens Bank of Las Cruces 4 4.88% $8,072
Semper Home Loans, Inc. 4 5.72% $10,865
RESIDENTIAL HOME FUNDING CORP. 4 4.38% $15,684
DATA MORTGAGE, INC. 4 5.13% $17,396
RELIANCE FIRST CAPITAL, LLC 4 5.91% $10,627
PACIFIC RESIDENTIAL MORTGAGE, LLC 4 5.97% $14,057
RED DIAMOND HOME LOANS, LLC 4 4.78% $10,801
Watermark Capital, Inc. 4 3.84% $12,114
The Central Trust Bank 3 5.29% $9,945
LOANLEADERS OF AMERICA, INC. 3 4.58% $11,407
KINECTA 3 4.50% $8,707
Cornerstone First Mortgage, Inc 3 5.42% $12,040
FAY SERVICING, LLC 3 4.83% $12,402
Blue Ridge Bank 3 4.25% $10,987
BKCO MORTGAGE, LLC 3 4.67% $11,501
Bell Bank 3 5.38% $11,127
BELEM SERVICING LLC 3 6.92% $12,999
AXIA FINANCIAL, LLC 3 4.88% $10,262
GROUP MORTGAGE, LLC 3 4.83% $12,795
GERSHMAN INVESTMENT CORP. 3 5.29% $11,432
STEARNS LENDING, LLC 3 2.33% $9,519
EMBRACE HOME LOANS, INC. 3 3.67% $15,280
Franklin Loan Corporation 3 5.21% $18,552
Texana Bank 3 3.79% $11,264
Texas Mortgage Lending, LLC 3 6.29% $11,803
The Huntington National Bank 3 5.13% $10,554
Evolve Bank & Trust 3 6.17% $16,283
Alcova Mortgage LLC 3 6.17% $14,760
First Mortgage Solutions, LLC 3 3.25% $10,656
First Horizon Bank 3 5.54% $10,950
LENOX FINANCIAL MORTGAGE CORPORATION 3 4.21% $17,559
First National Bank of Omaha 2 4.50% $10,023
MORTGAGE MANAGEMENT CONSULTANTS, INC. 2 4.50% $9,386
American Momentum Bank 2 5.56% $9,855
MEMBER HOME LOAN, L.L.C. 2 5.88% $10,013
East Coast Capital Corp. 2 4.69% $14,740
INTERCOASTAL MORTGAGE COMPANY 2 6.94% $11,358
MY MORTGAGE, INC. 2 6.13% $12,948
FirstBank 2 4.13% $12,032
ONY GLO, INC. 2 5.31% $10,584
FIDELITY BANK 2 4.63% $10,541
UNITED NORTHERN MORTGAGE BANKERS LIMITED 2 4.75% $11,818
RADIUS FINANCIAL GROUP INC. 2 7.19% $16,320
NORWICH COMMERCIAL GROUP, INC. 2 5.13% $10,701
AMERIFIRST FINANCIAL CORPORATION 2 5.75% $12,175
University Bank 2 5.88% $8,417
First Federal Bank 2 4.19% $10,718
Atlantic Coast Mortgage, LLC 2 4.81% $7,524
FIRST COMMUNITY MORTGAGE, INC. 2 6.06% $17,028
US MORTGAGE CORPORATION 2 4.69% $13,207
Farmers & Stockmens Bank 2 4.44% $7,173
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 6.12% $10,126
HOMEXPRESS MORTGAGE CORP. 2 5.75% $19,939
COMPASS MORTGAGE, INC. 2 6.00% $11,808
Specialized Loan Servicing LLC 2 3.31% $4,833
NEXERA HOLDING LLC 2 4.88% $15,960
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 4.94% $9,715
DEVELOPER'S MORTGAGE COMPANY 2 5.75% $11,050
BAYSHORE MORTGAGE FUNDING, LLC 2 5.06% $9,504
First State Bank of St. Charles, Missouri 2 4.13% $7,568
BEST CAPITAL FUNDING 2 4.69% $8,298
NP, Inc. 2 5.06% $7,419
Prime Choice Funding Inc. 2 3.63% $14,212
Chambers Bank 2 5.56% $11,929
RUOFF MORTGAGE COMPANY, INC. 2 5.31% $11,683
GUARANTY HOME MORTGAGE CORPORATION 2 4.94% $8,036
PROPER RATE, LLC 2 4.81% $13,896
CHAMPIONS MORTGAGE LLC 2 3.75% $10,688
Midwest Community Bank 1 3.50% $10,149
Kwik Mortgage Corporation 1 4.38% $16,827
First Western Trust Bank 1 6.63% $13,666
Community First National Bank 1 4.75% $9,558
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 4.50% $14,457
MidFirst Bank 1 4.63% $10,601
The Union Bank Company 1 4.75% $10,196
THOMPSON KANE & COMPANY, LLC 1 5.63% $11,913
FIRST ALLIANCE HOME MORTGAGE, LLC 1 3.50% $8,567
Comerica Bank 1 4.13% $9,996
TOP FLITE FINANCIAL, INC. 1 4.75% $8,746
Citibank 1 3.25% $5,042
Meridian Bank Corporation 1 3.25% $11,973
COMMUNITY MORTGAGE FUNDING, LLC 1 5.63% $9,066
LADERA LENDING, INC. 1 4.13% $10,329
Constant Investments, Inc. 1 5.63% $10,414
UMB Bank 1 5.63% $11,612
ALAMEDA MORTGAGE CORPORATION 1 5.50% $15,366
FirstLight Federal Credit Union 1 3.25% $8,528
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 6.25% $18,678
MDE Home Loans, LLC 1 3.50% $12,316
LOANFLIGHT LENDING, LLC 1 6.63% $11,078
MATTAMY HOME FUNDING, LLC 1 4.63% $27,612
Marquette Bank 1 5.25% $4,021
Acre Mortgage and Financial Inc 1 5.38% $14,825
Access Community Credit Union 1 5.88% $6,738
Axos Bank 1 4.88% $11,772
Platinum Home Mortgage Corporation 1 5.99% $16,082
Hancock Whitney Bank 1 4.13% $7,650
Bank of Utah 1 3.75% $11,712
HIGHLAND HOMELOANS, LLC 1 5.63% $17,844
Presidential Bank, FSB 1 5.38% $12,017
Access Bank 1 6.25% $7,131
PINNACLE LENDING GROUP, INC. 1 4.62% $6,752
HighTechLending Inc 1 5.25% $10,049
Atlantic Union Bank 1 5.25% $5,712
DSLD MORTGAGE, LLC 1 7.00% $4,688
HOME APPROVALS DIRECT, INC. 1 4.50% $16,491
EagleBank 1 5.13% $8,791
Red River Bank 1 2.75% $7,597
Academy Bank 1 3.50% $9,070
HOME FUNDING CORPORATION 1 4.13% $10,619
Renasant Bank 1 3.50% $9,427
CUSTOMER SERVICE MORTGAGE CORPORATION 1 5.63% $19,876
Residential Mortgage Solutions, Inc. 1 3.75% $9,694
Home State Bank 1 5.63% $5,198
Golden Empire Mortgage, Inc. 1 4.88% $20,837
Armed Forces Bank 1 3.38% $5,383
Cross Keys Bank 1 3.88% $11,971
Firstar Bank 1 3.50% $6,644
Credence Funding Corporation 1 2.50% $5,450
First Bank 1 5.25% $10,593
INLAND BANK & TRUST 1 6.63% $11,781
Shamrock Home Loans, Inc. 1 4.75% $11,596
INTELLILOAN, INC. 1 3.25% $2,331
VISION ONE MORTGAGE, INC. 1 5.75% $15,277
Cambria Financial Group, LLC 1 4.25% $13,053
GEO-CORP, INC. 1 5.38% $15,115
Capital Bank 1 5.50% $9,341
INVESTEX CREDIT UNION 1 5.50% $5,753
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 5.75% $14,398
EECU 1 5.63% $17,787
STANDARD MORTGAGE CORPORATION 1 4.63% $13,025
STARBOARD FINANCIAL MANAGEMENT, LLC 1 5.13% $15,330
Inwood National Bank 1 5.88% $10,645
ABSOLUTE HOME MORTGAGE CORPORATION 1 6.75% $22,611
Luxury Mortgage Corp. 1 3.50% $15,564
CITYWIDE HOME LOANS, LLC 1 5.63% $12,427
Chickasaw Community Bank 1 4.88% $7,801
Flanagan State Bank 1 7.13% $24,324
AMERICAN FEDERAL MORTGAGE CORPORATION 1 5.63% $9,479
JAMES B. NUTTER & COMPANY 1 5.25% $8,659
WesBanco 1 5.50% $10,307

The top Texas FHA lender as defined by loan originations is DHI MORTGAGE COMPANY, LTD., with 5,831 FHA loans originated. Their average total fees are $10,425, which is $950 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Texas FHA lenders (with over 10 loans originated) are VILLAGE CAPITAL MORTGAGE ($3,350), CHERRY CREEK MORTGAGE, LLC ($4,735), Lakeview Community Capital, LLC ($5,353), LAKEVIEW LOAN SERVICING, LLC ($5,567) and Alliance Credit Union ($5,687).

The lowest rate Texas FHA lenders (with over 10 loans originated) are VILLAGE CAPITAL MORTGAGE (3.33%), LAKEVIEW LOAN SERVICING, LLC (3.35%), Lakeview Community Capital, LLC (3.40%), LOANPAL, LLC (3.65%) and Mr. Cooper ( Nationstar Mortgage ) (3.80%).

Texas FHA Loan Limits

Metro County Year Single Family Limit 2 Family Limit 3 Family Limit 4 Family Limit
PALESTINE, TX ANDERSON 2022 $420,680 $538,650 $651,050 $809,150
ANDREWS, TX ANDREWS 2022 $420,680 $538,650 $651,050 $809,150
LUFKIN, TX ANGELINA 2022 $420,680 $538,650 $651,050 $809,150
ROCKPORT, TX ARANSAS 2022 $420,680 $538,650 $651,050 $809,150
WICHITA FALLS, TX ARCHER 2022 $420,680 $538,650 $651,050 $809,150
AMARILLO, TX ARMSTRONG 2022 $420,680 $538,650 $651,050 $809,150
SAN ANTONIO-NEW BRAUNFELS, TX ATASCOSA 2022 $449,650 $575,600 $695,800 $864,700
HOUSTON-THE WOODLANDS-SUGAR LAND, TX AUSTIN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO BAILEY 2022 $420,680 $538,650 $651,050 $809,150
SAN ANTONIO-NEW BRAUNFELS, TX BANDERA 2022 $449,650 $575,600 $695,800 $864,700
AUSTIN-ROUND ROCK-GEORGETOWN, TX BASTROP 2022 $483,000 $618,300 $747,400 $928,850
NON-METRO BAYLOR 2022 $420,680 $538,650 $651,050 $809,150
BEEVILLE, TX BEE 2022 $420,680 $538,650 $651,050 $809,150
KILLEEN-TEMPLE, TX BELL 2022 $420,680 $538,650 $651,050 $809,150
SAN ANTONIO-NEW BRAUNFELS, TX BEXAR 2022 $449,650 $575,600 $695,800 $864,700
NON-METRO BLANCO 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO BORDEN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO BOSQUE 2022 $420,680 $538,650 $651,050 $809,150
TEXARKANA, TX-AR BOWIE 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX BRAZORIA 2022 $420,680 $538,650 $651,050 $809,150
COLLEGE STATION-BRYAN, TX BRAZOS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO BREWSTER 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO BRISCOE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO BROOKS 2022 $420,680 $538,650 $651,050 $809,150
BROWNWOOD, TX BROWN 2022 $420,680 $538,650 $651,050 $809,150
COLLEGE STATION-BRYAN, TX BURLESON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO BURNET 2022 $420,680 $538,650 $651,050 $809,150
AUSTIN-ROUND ROCK-GEORGETOWN, TX CALDWELL 2022 $483,000 $618,300 $747,400 $928,850
PORT LAVACA, TX CALHOUN 2022 $420,680 $538,650 $651,050 $809,150
ABILENE, TX CALLAHAN 2022 $420,680 $538,650 $651,050 $809,150
BROWNSVILLE-HARLINGEN, TX CAMERON 2022 $420,680 $538,650 $651,050 $809,150
MOUNT PLEASANT, TX CAMP 2022 $420,680 $538,650 $651,050 $809,150
AMARILLO, TX CARSON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO CASS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO CASTRO 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX CHAMBERS 2022 $420,680 $538,650 $651,050 $809,150
JACKSONVILLE, TX CHEROKEE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO CHILDRESS 2022 $420,680 $538,650 $651,050 $809,150
WICHITA FALLS, TX CLAY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO COCHRAN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO COKE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO COLEMAN 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX COLLIN 2022 $450,800 $577,100 $697,600 $866,950
NON-METRO COLLINGSWORTH 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO COLORADO 2022 $420,680 $538,650 $651,050 $809,150
SAN ANTONIO-NEW BRAUNFELS, TX COMAL 2022 $449,650 $575,600 $695,800 $864,700
NON-METRO COMANCHE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO CONCHO 2022 $420,680 $538,650 $651,050 $809,150
GAINESVILLE, TX COOKE 2022 $420,680 $538,650 $651,050 $809,150
KILLEEN-TEMPLE, TX CORYELL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO COTTLE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO CRANE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO CROCKETT 2022 $420,680 $538,650 $651,050 $809,150
LUBBOCK, TX CROSBY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO CULBERSON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO DALLAM 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX DALLAS 2022 $450,800 $577,100 $697,600 $866,950
LAMESA, TX DAWSON 2022 $420,680 $538,650 $651,050 $809,150
HEREFORD, TX DEAF SMITH 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO DELTA 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX DENTON 2022 $450,800 $577,100 $697,600 $866,950
NON-METRO DEWITT 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO DICKENS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO DIMMIT 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO DONLEY 2022 $420,680 $538,650 $651,050 $809,150
ALICE, TX DUVAL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO EASTLAND 2022 $420,680 $538,650 $651,050 $809,150
ODESSA, TX ECTOR 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO EDWARDS 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX ELLIS 2022 $450,800 $577,100 $697,600 $866,950
EL PASO, TX EL PASO 2022 $420,680 $538,650 $651,050 $809,150
STEPHENVILLE, TX ERATH 2022 $420,680 $538,650 $651,050 $809,150
WACO, TX FALLS 2022 $420,680 $538,650 $651,050 $809,150
BONHAM, TX FANNIN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO FAYETTE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO FISHER 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO FLOYD 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO FOARD 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX FORT BEND 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO FRANKLIN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO FREESTONE 2022 $420,680 $538,650 $651,050 $809,150
PEARSALL, TX FRIO 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO GAINES 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX GALVESTON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO GARZA 2022 $420,680 $538,650 $651,050 $809,150
FREDERICKSBURG, TX GILLESPIE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO GLASSCOCK 2022 $420,680 $538,650 $651,050 $809,150
VICTORIA, TX GOLIAD 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO GONZALES 2022 $420,680 $538,650 $651,050 $809,150
PAMPA, TX GRAY 2022 $420,680 $538,650 $651,050 $809,150
SHERMAN-DENISON, TX GRAYSON 2022 $420,680 $538,650 $651,050 $809,150
LONGVIEW, TX GREGG 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO GRIMES 2022 $420,680 $538,650 $651,050 $809,150
SAN ANTONIO-NEW BRAUNFELS, TX GUADALUPE 2022 $449,650 $575,600 $695,800 $864,700
PLAINVIEW, TX HALE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HALL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HAMILTON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HANSFORD 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HARDEMAN 2022 $420,680 $538,650 $651,050 $809,150
BEAUMONT-PORT ARTHUR, TX HARDIN 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX HARRIS 2022 $420,680 $538,650 $651,050 $809,150
LONGVIEW, TX HARRISON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HARTLEY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HASKELL 2022 $420,680 $538,650 $651,050 $809,150
AUSTIN-ROUND ROCK-GEORGETOWN, TX HAYS 2022 $483,000 $618,300 $747,400 $928,850
NON-METRO HEMPHILL 2022 $420,680 $538,650 $651,050 $809,150
ATHENS, TX HENDERSON 2022 $420,680 $538,650 $651,050 $809,150
MCALLEN-EDINBURG-MISSION, TX HIDALGO 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HILL 2022 $420,680 $538,650 $651,050 $809,150
LEVELLAND, TX HOCKLEY 2022 $420,680 $538,650 $651,050 $809,150
GRANBURY, TX HOOD 2022 $420,680 $538,650 $651,050 $809,150
SULPHUR SPRINGS, TX HOPKINS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HOUSTON 2022 $420,680 $538,650 $651,050 $809,150
BIG SPRING, TX HOWARD 2022 $420,680 $538,650 $651,050 $809,150
EL PASO, TX HUDSPETH 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX HUNT 2022 $450,800 $577,100 $697,600 $866,950
BORGER, TX HUTCHINSON 2022 $420,680 $538,650 $651,050 $809,150
SAN ANGELO, TX IRION 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO JACK 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO JACKSON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO JASPER 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO JEFF DAVIS 2022 $420,680 $538,650 $651,050 $809,150
BEAUMONT-PORT ARTHUR, TX JEFFERSON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO JIM HOGG 2022 $420,680 $538,650 $651,050 $809,150
ALICE, TX JIM WELLS 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX JOHNSON 2022 $450,800 $577,100 $697,600 $866,950
ABILENE, TX JONES 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO KARNES 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX KAUFMAN 2022 $450,800 $577,100 $697,600 $866,950
SAN ANTONIO-NEW BRAUNFELS, TX KENDALL 2022 $449,650 $575,600 $695,800 $864,700
KINGSVILLE, TX KENEDY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO KENT 2022 $420,680 $538,650 $651,050 $809,150
KERRVILLE, TX KERR 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO KIMBLE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO KING 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO KINNEY 2022 $420,680 $538,650 $651,050 $809,150
KINGSVILLE, TX KLEBERG 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO KNOX 2022 $420,680 $538,650 $651,050 $809,150
PARIS, TX LAMAR 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LAMB 2022 $420,680 $538,650 $651,050 $809,150
KILLEEN-TEMPLE, TX LAMPASAS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LA SALLE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LAVACA 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LEE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LEON 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX LIBERTY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LIMESTONE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LIPSCOMB 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LIVE OAK 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LLANO 2022 $420,680 $538,650 $651,050 $809,150
PECOS, TX LOVING 2022 $420,680 $538,650 $651,050 $809,150
LUBBOCK, TX LUBBOCK 2022 $420,680 $538,650 $651,050 $809,150
LUBBOCK, TX LYNN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MCCULLOCH 2022 $420,680 $538,650 $651,050 $809,150
WACO, TX MCLENNAN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MCMULLEN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MADISON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MARION 2022 $420,680 $538,650 $651,050 $809,150
MIDLAND, TX MARTIN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MASON 2022 $420,680 $538,650 $651,050 $809,150
BAY CITY, TX MATAGORDA 2022 $420,680 $538,650 $651,050 $809,150
EAGLE PASS, TX MAVERICK 2022 $420,680 $538,650 $651,050 $809,150
SAN ANTONIO-NEW BRAUNFELS, TX MEDINA 2022 $449,650 $575,600 $695,800 $864,700
NON-METRO MENARD 2022 $420,680 $538,650 $651,050 $809,150
MIDLAND, TX MIDLAND 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MILAM 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MILLS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MITCHELL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MONTAGUE 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX MONTGOMERY 2022 $420,680 $538,650 $651,050 $809,150
DUMAS, TX MOORE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MORRIS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MOTLEY 2022 $420,680 $538,650 $651,050 $809,150
NACOGDOCHES, TX NACOGDOCHES 2022 $420,680 $538,650 $651,050 $809,150
CORSICANA, TX NAVARRO 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO NEWTON 2022 $420,680 $538,650 $651,050 $809,150
SWEETWATER, TX NOLAN 2022 $420,680 $538,650 $651,050 $809,150
CORPUS CHRISTI, TX NUECES 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO OCHILTREE 2022 $420,680 $538,650 $651,050 $809,150
AMARILLO, TX OLDHAM 2022 $420,680 $538,650 $651,050 $809,150
BEAUMONT-PORT ARTHUR, TX ORANGE 2022 $420,680 $538,650 $651,050 $809,150
MINERAL WELLS, TX PALO PINTO 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO PANOLA 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX PARKER 2022 $450,800 $577,100 $697,600 $866,950
NON-METRO PARMER 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO PECOS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO POLK 2022 $420,680 $538,650 $651,050 $809,150
AMARILLO, TX POTTER 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO PRESIDIO 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO RAINS 2022 $420,680 $538,650 $651,050 $809,150
AMARILLO, TX RANDALL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO REAGAN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO REAL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO RED RIVER 2022 $420,680 $538,650 $651,050 $809,150
PECOS, TX REEVES 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO REFUGIO 2022 $420,680 $538,650 $651,050 $809,150
PAMPA, TX ROBERTS 2022 $420,680 $538,650 $651,050 $809,150
COLLEGE STATION-BRYAN, TX ROBERTSON 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX ROCKWALL 2022 $450,800 $577,100 $697,600 $866,950
NON-METRO RUNNELS 2022 $420,680 $538,650 $651,050 $809,150
LONGVIEW, TX RUSK 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SABINE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SAN AUGUSTINE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SAN JACINTO 2022 $420,680 $538,650 $651,050 $809,150
CORPUS CHRISTI, TX SAN PATRICIO 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SAN SABA 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SCHLEICHER 2022 $420,680 $538,650 $651,050 $809,150
SNYDER, TX SCURRY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SHACKELFORD 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SHELBY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SHERMAN 2022 $420,680 $538,650 $651,050 $809,150
TYLER, TX SMITH 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SOMERVELL 2022 $420,680 $538,650 $651,050 $809,150
RIO GRANDE CITY-ROMA, TX STARR 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO STEPHENS 2022 $420,680 $538,650 $651,050 $809,150
SAN ANGELO, TX STERLING 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO STONEWALL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SUTTON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SWISHER 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX TARRANT 2022 $450,800 $577,100 $697,600 $866,950
ABILENE, TX TAYLOR 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO TERRELL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO TERRY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO THROCKMORTON 2022 $420,680 $538,650 $651,050 $809,150
MOUNT PLEASANT, TX TITUS 2022 $420,680 $538,650 $651,050 $809,150
SAN ANGELO, TX TOM GREEN 2022 $420,680 $538,650 $651,050 $809,150
AUSTIN-ROUND ROCK-GEORGETOWN, TX TRAVIS 2022 $483,000 $618,300 $747,400 $928,850
NON-METRO TRINITY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO TYLER 2022 $420,680 $538,650 $651,050 $809,150
LONGVIEW, TX UPSHUR 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO UPTON 2022 $420,680 $538,650 $651,050 $809,150
UVALDE, TX UVALDE 2022 $420,680 $538,650 $651,050 $809,150
DEL RIO, TX VAL VERDE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO VAN ZANDT 2022 $420,680 $538,650 $651,050 $809,150
VICTORIA, TX VICTORIA 2022 $420,680 $538,650 $651,050 $809,150
HUNTSVILLE, TX WALKER 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX WALLER 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO WARD 2022 $420,680 $538,650 $651,050 $809,150
BRENHAM, TX WASHINGTON 2022 $420,680 $538,650 $651,050 $809,150
LAREDO, TX WEBB 2022 $420,680 $538,650 $651,050 $809,150
EL CAMPO, TX WHARTON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO WHEELER 2022 $420,680 $538,650 $651,050 $809,150
WICHITA FALLS, TX WICHITA 2022 $420,680 $538,650 $651,050 $809,150
VERNON, TX WILBARGER 2022 $420,680 $538,650 $651,050 $809,150
RAYMONDVILLE, TX WILLACY 2022 $420,680 $538,650 $651,050 $809,150
AUSTIN-ROUND ROCK-GEORGETOWN, TX WILLIAMSON 2022 $483,000 $618,300 $747,400 $928,850
SAN ANTONIO-NEW BRAUNFELS, TX WILSON 2022 $449,650 $575,600 $695,800 $864,700
NON-METRO WINKLER 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX WISE 2022 $450,800 $577,100 $697,600 $866,950
NON-METRO WOOD 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO YOAKUM 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO YOUNG 2022 $420,680 $538,650 $651,050 $809,150
ZAPATA, TX ZAPATA 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO ZAVALA 2022 $420,680 $538,650 $651,050 $809,150
PALESTINE, TX ANDERSON 2023 $472,030 $604,400 $730,525 $907,900
ANDREWS, TX ANDREWS 2023 $472,030 $604,400 $730,525 $907,900
LUFKIN, TX ANGELINA 2023 $472,030 $604,400 $730,525 $907,900
ROCKPORT, TX ARANSAS 2023 $472,030 $604,400 $730,525 $907,900
WICHITA FALLS, TX ARCHER 2023 $472,030 $604,400 $730,525 $907,900
AMARILLO, TX ARMSTRONG 2023 $472,030 $604,400 $730,525 $907,900
SAN ANTONIO-NEW BRAUNFELS, TX ATASCOSA 2023 $524,400 $671,300 $811,450 $1,008,450
HOUSTON-THE WOODLANDS-SUGAR LAND, TX AUSTIN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO BAILEY 2023 $472,030 $604,400 $730,525 $907,900
SAN ANTONIO-NEW BRAUNFELS, TX BANDERA 2023 $524,400 $671,300 $811,450 $1,008,450
AUSTIN-ROUND ROCK-GEORGETOWN, TX BASTROP 2023 $571,550 $731,700 $884,450 $1,099,150
NON-METRO BAYLOR 2023 $472,030 $604,400 $730,525 $907,900
BEEVILLE, TX BEE 2023 $472,030 $604,400 $730,525 $907,900
KILLEEN-TEMPLE, TX BELL 2023 $472,030 $604,400 $730,525 $907,900
SAN ANTONIO-NEW BRAUNFELS, TX BEXAR 2023 $524,400 $671,300 $811,450 $1,008,450
NON-METRO BLANCO 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO BORDEN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO BOSQUE 2023 $472,030 $604,400 $730,525 $907,900
TEXARKANA, TX-AR BOWIE 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX BRAZORIA 2023 $472,030 $604,400 $730,525 $907,900
COLLEGE STATION-BRYAN, TX BRAZOS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO BREWSTER 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO BRISCOE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO BROOKS 2023 $472,030 $604,400 $730,525 $907,900
BROWNWOOD, TX BROWN 2023 $472,030 $604,400 $730,525 $907,900
COLLEGE STATION-BRYAN, TX BURLESON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO BURNET 2023 $472,030 $604,400 $730,525 $907,900
AUSTIN-ROUND ROCK-GEORGETOWN, TX CALDWELL 2023 $571,550 $731,700 $884,450 $1,099,150
PORT LAVACA, TX CALHOUN 2023 $472,030 $604,400 $730,525 $907,900
ABILENE, TX CALLAHAN 2023 $472,030 $604,400 $730,525 $907,900
BROWNSVILLE-HARLINGEN, TX CAMERON 2023 $472,030 $604,400 $730,525 $907,900
MOUNT PLEASANT, TX CAMP 2023 $472,030 $604,400 $730,525 $907,900
AMARILLO, TX CARSON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO CASS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO CASTRO 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX CHAMBERS 2023 $472,030 $604,400 $730,525 $907,900
JACKSONVILLE, TX CHEROKEE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO CHILDRESS 2023 $472,030 $604,400 $730,525 $907,900
WICHITA FALLS, TX CLAY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO COCHRAN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO COKE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO COLEMAN 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX COLLIN 2023 $531,300 $680,150 $822,150 $1,021,750
NON-METRO COLLINGSWORTH 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO COLORADO 2023 $472,030 $604,400 $730,525 $907,900
SAN ANTONIO-NEW BRAUNFELS, TX COMAL 2023 $524,400 $671,300 $811,450 $1,008,450
NON-METRO COMANCHE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO CONCHO 2023 $472,030 $604,400 $730,525 $907,900
GAINESVILLE, TX COOKE 2023 $472,030 $604,400 $730,525 $907,900
KILLEEN-TEMPLE, TX CORYELL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO COTTLE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO CRANE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO CROCKETT 2023 $472,030 $604,400 $730,525 $907,900
LUBBOCK, TX CROSBY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO CULBERSON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO DALLAM 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX DALLAS 2023 $531,300 $680,150 $822,150 $1,021,750
LAMESA, TX DAWSON 2023 $472,030 $604,400 $730,525 $907,900
HEREFORD, TX DEAF SMITH 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO DELTA 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX DENTON 2023 $531,300 $680,150 $822,150 $1,021,750
NON-METRO DEWITT 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO DICKENS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO DIMMIT 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO DONLEY 2023 $472,030 $604,400 $730,525 $907,900
ALICE, TX DUVAL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO EASTLAND 2023 $472,030 $604,400 $730,525 $907,900
ODESSA, TX ECTOR 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO EDWARDS 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX ELLIS 2023 $531,300 $680,150 $822,150 $1,021,750
EL PASO, TX EL PASO 2023 $472,030 $604,400 $730,525 $907,900
STEPHENVILLE, TX ERATH 2023 $472,030 $604,400 $730,525 $907,900
WACO, TX FALLS 2023 $472,030 $604,400 $730,525 $907,900
BONHAM, TX FANNIN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO FAYETTE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO FISHER 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO FLOYD 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO FOARD 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX FORT BEND 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO FRANKLIN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO FREESTONE 2023 $472,030 $604,400 $730,525 $907,900
PEARSALL, TX FRIO 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO GAINES 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX GALVESTON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO GARZA 2023 $472,030 $604,400 $730,525 $907,900
FREDERICKSBURG, TX GILLESPIE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO GLASSCOCK 2023 $472,030 $604,400 $730,525 $907,900
VICTORIA, TX GOLIAD 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO GONZALES 2023 $472,030 $604,400 $730,525 $907,900
PAMPA, TX GRAY 2023 $472,030 $604,400 $730,525 $907,900
SHERMAN-DENISON, TX GRAYSON 2023 $472,030 $604,400 $730,525 $907,900
LONGVIEW, TX GREGG 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO GRIMES 2023 $472,030 $604,400 $730,525 $907,900
SAN ANTONIO-NEW BRAUNFELS, TX GUADALUPE 2023 $524,400 $671,300 $811,450 $1,008,450
PLAINVIEW, TX HALE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HALL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HAMILTON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HANSFORD 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HARDEMAN 2023 $472,030 $604,400 $730,525 $907,900
BEAUMONT-PORT ARTHUR, TX HARDIN 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX HARRIS 2023 $472,030 $604,400 $730,525 $907,900
LONGVIEW, TX HARRISON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HARTLEY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HASKELL 2023 $472,030 $604,400 $730,525 $907,900
AUSTIN-ROUND ROCK-GEORGETOWN, TX HAYS 2023 $571,550 $731,700 $884,450 $1,099,150
NON-METRO HEMPHILL 2023 $472,030 $604,400 $730,525 $907,900
ATHENS, TX HENDERSON 2023 $472,030 $604,400 $730,525 $907,900
MCALLEN-EDINBURG-MISSION, TX HIDALGO 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HILL 2023 $472,030 $604,400 $730,525 $907,900
LEVELLAND, TX HOCKLEY 2023 $472,030 $604,400 $730,525 $907,900
GRANBURY, TX HOOD 2023 $472,030 $604,400 $730,525 $907,900
SULPHUR SPRINGS, TX HOPKINS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HOUSTON 2023 $472,030 $604,400 $730,525 $907,900
BIG SPRING, TX HOWARD 2023 $472,030 $604,400 $730,525 $907,900
EL PASO, TX HUDSPETH 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX HUNT 2023 $531,300 $680,150 $822,150 $1,021,750
BORGER, TX HUTCHINSON 2023 $472,030 $604,400 $730,525 $907,900
SAN ANGELO, TX IRION 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO JACK 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO JACKSON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO JASPER 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO JEFF DAVIS 2023 $472,030 $604,400 $730,525 $907,900
BEAUMONT-PORT ARTHUR, TX JEFFERSON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO JIM HOGG 2023 $472,030 $604,400 $730,525 $907,900
ALICE, TX JIM WELLS 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX JOHNSON 2023 $531,300 $680,150 $822,150 $1,021,750
ABILENE, TX JONES 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO KARNES 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX KAUFMAN 2023 $531,300 $680,150 $822,150 $1,021,750
SAN ANTONIO-NEW BRAUNFELS, TX KENDALL 2023 $524,400 $671,300 $811,450 $1,008,450
KINGSVILLE, TX KENEDY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO KENT 2023 $472,030 $604,400 $730,525 $907,900
KERRVILLE, TX KERR 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO KIMBLE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO KING 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO KINNEY 2023 $472,030 $604,400 $730,525 $907,900
KINGSVILLE, TX KLEBERG 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO KNOX 2023 $472,030 $604,400 $730,525 $907,900
PARIS, TX LAMAR 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LAMB 2023 $472,030 $604,400 $730,525 $907,900
KILLEEN-TEMPLE, TX LAMPASAS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LA SALLE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LAVACA 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LEE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LEON 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX LIBERTY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LIMESTONE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LIPSCOMB 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LIVE OAK 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LLANO 2023 $472,030 $604,400 $730,525 $907,900
PECOS, TX LOVING 2023 $472,030 $604,400 $730,525 $907,900
LUBBOCK, TX LUBBOCK 2023 $472,030 $604,400 $730,525 $907,900
LUBBOCK, TX LYNN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MCCULLOCH 2023 $472,030 $604,400 $730,525 $907,900
WACO, TX MCLENNAN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MCMULLEN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MADISON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MARION 2023 $472,030 $604,400 $730,525 $907,900
MIDLAND, TX MARTIN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MASON 2023 $472,030 $604,400 $730,525 $907,900
BAY CITY, TX MATAGORDA 2023 $472,030 $604,400 $730,525 $907,900
EAGLE PASS, TX MAVERICK 2023 $472,030 $604,400 $730,525 $907,900
SAN ANTONIO-NEW BRAUNFELS, TX MEDINA 2023 $524,400 $671,300 $811,450 $1,008,450
NON-METRO MENARD 2023 $472,030 $604,400 $730,525 $907,900
MIDLAND, TX MIDLAND 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MILAM 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MILLS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MITCHELL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MONTAGUE 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX MONTGOMERY 2023 $472,030 $604,400 $730,525 $907,900
DUMAS, TX MOORE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MORRIS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MOTLEY 2023 $472,030 $604,400 $730,525 $907,900
NACOGDOCHES, TX NACOGDOCHES 2023 $472,030 $604,400 $730,525 $907,900
CORSICANA, TX NAVARRO 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO NEWTON 2023 $472,030 $604,400 $730,525 $907,900
SWEETWATER, TX NOLAN 2023 $472,030 $604,400 $730,525 $907,900
CORPUS CHRISTI, TX NUECES 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO OCHILTREE 2023 $472,030 $604,400 $730,525 $907,900
AMARILLO, TX OLDHAM 2023 $472,030 $604,400 $730,525 $907,900
BEAUMONT-PORT ARTHUR, TX ORANGE 2023 $472,030 $604,400 $730,525 $907,900
MINERAL WELLS, TX PALO PINTO 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO PANOLA 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX PARKER 2023 $531,300 $680,150 $822,150 $1,021,750
NON-METRO PARMER 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO PECOS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO POLK 2023 $472,030 $604,400 $730,525 $907,900
AMARILLO, TX POTTER 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO PRESIDIO 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO RAINS 2023 $472,030 $604,400 $730,525 $907,900
AMARILLO, TX RANDALL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO REAGAN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO REAL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO RED RIVER 2023 $472,030 $604,400 $730,525 $907,900
PECOS, TX REEVES 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO REFUGIO 2023 $472,030 $604,400 $730,525 $907,900
PAMPA, TX ROBERTS 2023 $472,030 $604,400 $730,525 $907,900
COLLEGE STATION-BRYAN, TX ROBERTSON 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX ROCKWALL 2023 $531,300 $680,150 $822,150 $1,021,750
NON-METRO RUNNELS 2023 $472,030 $604,400 $730,525 $907,900
LONGVIEW, TX RUSK 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SABINE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SAN AUGUSTINE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SAN JACINTO 2023 $472,030 $604,400 $730,525 $907,900
CORPUS CHRISTI, TX SAN PATRICIO 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SAN SABA 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SCHLEICHER 2023 $472,030 $604,400 $730,525 $907,900
SNYDER, TX SCURRY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SHACKELFORD 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SHELBY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SHERMAN 2023 $472,030 $604,400 $730,525 $907,900
TYLER, TX SMITH 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SOMERVELL 2023 $472,030 $604,400 $730,525 $907,900
RIO GRANDE CITY-ROMA, TX STARR 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO STEPHENS 2023 $472,030 $604,400 $730,525 $907,900
SAN ANGELO, TX STERLING 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO STONEWALL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SUTTON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SWISHER 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX TARRANT 2023 $531,300 $680,150 $822,150 $1,021,750
ABILENE, TX TAYLOR 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO TERRELL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO TERRY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO THROCKMORTON 2023 $472,030 $604,400 $730,525 $907,900
MOUNT PLEASANT, TX TITUS 2023 $472,030 $604,400 $730,525 $907,900
SAN ANGELO, TX TOM GREEN 2023 $472,030 $604,400 $730,525 $907,900
AUSTIN-ROUND ROCK-GEORGETOWN, TX TRAVIS 2023 $571,550 $731,700 $884,450 $1,099,150
NON-METRO TRINITY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO TYLER 2023 $472,030 $604,400 $730,525 $907,900
LONGVIEW, TX UPSHUR 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO UPTON 2023 $472,030 $604,400 $730,525 $907,900
UVALDE, TX UVALDE 2023 $472,030 $604,400 $730,525 $907,900
DEL RIO, TX VAL VERDE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO VAN ZANDT 2023 $472,030 $604,400 $730,525 $907,900
VICTORIA, TX VICTORIA 2023 $472,030 $604,400 $730,525 $907,900
HUNTSVILLE, TX WALKER 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX WALLER 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO WARD 2023 $472,030 $604,400 $730,525 $907,900
BRENHAM, TX WASHINGTON 2023 $472,030 $604,400 $730,525 $907,900
LAREDO, TX WEBB 2023 $472,030 $604,400 $730,525 $907,900
EL CAMPO, TX WHARTON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO WHEELER 2023 $472,030 $604,400 $730,525 $907,900
WICHITA FALLS, TX WICHITA 2023 $472,030 $604,400 $730,525 $907,900
VERNON, TX WILBARGER 2023 $472,030 $604,400 $730,525 $907,900
RAYMONDVILLE, TX WILLACY 2023 $472,030 $604,400 $730,525 $907,900
AUSTIN-ROUND ROCK-GEORGETOWN, TX WILLIAMSON 2023 $571,550 $731,700 $884,450 $1,099,150
SAN ANTONIO-NEW BRAUNFELS, TX WILSON 2023 $524,400 $671,300 $811,450 $1,008,450
NON-METRO WINKLER 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX WISE 2023 $531,300 $680,150 $822,150 $1,021,750
NON-METRO WOOD 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO YOAKUM 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO YOUNG 2023 $472,030 $604,400 $730,525 $907,900
ZAPATA, TX ZAPATA 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO ZAVALA 2023 $472,030 $604,400 $730,525 $907,900

FHA Loan Requirements

  • Borrowers must have a steady employment history or worked for the same employer for the past two years.
  • Borrowers must have a valid Social Security number, lawful residency in the U.S. and be of legal age to sign a mortgage in your state.
  • Borrowers must pay a minimum down payment of 3.5 percent. The money may be gifted by a family member. (Traditional mortgages do not permit gifted down payments)
  • New FHA loans are only available for primary residence occupancy.
  • Borrowers must have a property appraisal from a FHA-approved appraiser.
  • Borrowers’ front-end ratio (mortgage payment plus HOA fees, property taxes, mortgage insurance, homeowners insurance) needs to be less than 31 percent of their gross income, typically. You may be able to get approved with as high a percentage as 40 percent. Your lender will be required to provide justification as to why they believe the mortgage presents an acceptable risk. The lender must include any compensating factors used for loan approval.
  • Borrowers’ debt to income ratio (mortgage plus all your monthly debt, i.e., credit card payment, car payment, student loans, etc.) needs to be less than 43 percent of their gross income, typically. You may be able to get approved with as high a percentage as 50 percent.
  • Borrowers must have a minimum credit score of 580 for maximum financing with a minimum down payment of 3.5 percent.
  • Borrowers must have a minimum credit score of 500-579 for maximum LTV of 90 percent with a minimum down payment of 10 percent.
  • Bborrowers must be two years out of bankruptcy and have re-established good credit. Exceptions can be made.
  • Typically borrowers must be three years out of foreclosure and have re-established good credit.
  • The purchased property must meet certain minimum standards at appraisal. If the home you are purchasing does not meet these standards and a seller will not agree to the required repairs, your only option is to pay for the required repairs at closing (to be held in escrow until the repairs are complete).