Texas FHA Loan Rates, Closing Costs & Stats

Texas

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    • FHA loans are mortgages created in the 1930's to help insulate lenders from credit risks and help promote home ownership. The Federal Housing Administration (hence, FHA) allows for lower downpayments and credit scores-- making these loans much more accessible than traditional mortgages.

    FHA loans typically need just a 3.5% downpayment with credit scores of 580 or better. For credit scores between 500-579, the downpayment needs to be at least 10%.

    While FHA loans make home ownership much more accessible to first-time homebuyers, they do require PMI (purchase money insurance)-- an additional insurance premium that is paid to the FHA to help cover defaults.

    For additional requirements as defined by the FHA, click here.

    Texas FHA Loans, 30 Year Fixed Rates

    30 Year FHA mortgages in Texas averaged 6.25% for the week of 2025-04-04, compared to the national average (all FHA variants) of 6.259% for the same period.

    Texas's average FHA mortgage closing costs are $9,472.

    The average rate for the prior week (2025-03-28) was 6.15% and one month ago for the week of 2025-02-28, the average rate was 6.04%.

    The average rate one year ago was 6.66%.

    For refis of the same type during the week of 2025-04-04, the average rate was 6.21%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Texas FHA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for FHA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Texas level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    DHI MORTGAGE COMPANY, LTD. 9,813 4.93% $9,676
    EAGLE HOME MORTGAGE, LLC 7,203 4.54% $8,964
    UNITED WHOLESALE MORTGAGE, LLC 5,786 6.19% $14,152
    LOANDEPOT.COM, LLC 2,477 6.04% $12,728
    QUICKEN LOANS, LLC 2,328 6.25% $12,985
    CMG MORTGAGE, INC. 2,245 6.36% $14,833
    GUILD MORTGAGE COMPANY 2,092 6.56% $12,607
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,977 6.74% $11,731
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1,782 5.99% $8,964
    FREEDOM MORTGAGE CORPORATION 1,754 6.09% $13,371
    CROSSCOUNTRY MORTGAGE, LLC 1,545 6.58% $13,988
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1,363 6.54% $14,533
    SFMC, LP 1,361 6.22% $15,600
    EVERETT FINANCIAL, INC. 1,310 6.81% $13,487
    PULTE MORTGAGE LLC 1,286 4.95% $8,442
    VELOCIO MORTGAGE L.L.C. 1,266 5.08% $12,894
    CARDINAL FINANCIAL 1,222 6.54% $13,978
    KBHS HOME LOANS, LLC 1,205 5.85% $9,966
    Equity Prime Mortgage LLC 952 6.80% $13,533
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 948 6.73% $10,779
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 910 6.66% $13,913
    NATIONS RELIABLE LENDING, LLC 852 6.60% $13,742
    INSPIRE HOME LOANS INC. 841 5.04% $10,828
    BROKER SOLUTIONS, INC. 829 6.69% $13,027
    Paramount Residential Mortgage Group, Inc. 793 6.32% $13,923
    M/I FINANCIAL, LLC 784 5.24% $18,763
    MORTGAGE FINANCIAL SERVICES, LLC 777 6.66% $12,992
    Flagstar Bank, FSB 703 6.21% $11,391
    HOMESIDE FINANCIAL, LLC 697 6.36% $14,920
    MOVEMENT MORTGAGE, LLC 657 6.40% $13,866
    INTERLINC MORTGAGE SERVICES, LLC 650 6.07% $9,517
    SECURITYNATIONAL MORTGAGE COMPANY 636 6.74% $13,712
    GUARANTEED RATE, INC. 607 6.41% $13,498
    T2 FINANCIAL LLC 604 6.55% $11,411
    PENNYMAC LOAN SERVICES, LLC 592 6.08% $11,551
    Century Mortgage Company DBA Century Lending Company 589 6.27% $13,379
    NEWREZ LLC 515 6.38% $11,315
    DIRECTIONS EQUITY, LLC 505 6.35% $7,995
    PLAZA HOME MORTGAGE, INC. 489 6.41% $13,304
    South Pacific Financial Corporation 475 5.32% $11,200
    CORNERSTONE HOME LENDING, INC. 472 6.00% $16,183
    Network Funding, L.P. 458 6.40% $13,835
    GARDNER FINANCIAL SERVICES, LTD. 448 6.46% $15,018
    CLM MORTGAGE, INC 444 5.78% $14,910
    SOUTHWEST FUNDING, LP 418 6.85% $13,351
    Gateway First Bank 403 6.53% $12,640
    UNION HOME MORTGAGE CORP. 400 6.23% $14,639
    TOWNE MORTGAGE COMPANY 393 6.12% $13,232
    V.I.P. MORTGAGE, INC. 391 6.12% $14,856
    Plains Commerce Bank 386 6.56% $13,653
    FIRST CONTINENTAL MORTGAGE, LTD. 380 5.55% $7,935
    THE MORTGAGE LINK, INC. 373 6.52% $20,938
    Commerce Home Mortgage, Inc. 369 6.42% $12,417
    ADVISA MORTGAGE SERVICES, LTD. 365 5.93% $9,494
    DAS Acquisition Company, LLC 358 6.66% $12,795
    First National Bank Texas 347 6.16% $10,352
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 346 5.56% $13,861
    SUN WEST MORTGAGE COMPANY, INC. 323 6.53% $13,804
    AMERICAN PACIFIC MORTGAGE CORPORATION 314 6.38% $13,868
    MID AMERICA MORTGAGE, INC. 303 6.76% $15,726
    PLANET HOME LENDING, LLC 301 6.06% $10,146
    SWBC MORTGAGE CORPORATION 297 6.60% $8,501
    Republic State Mortgage Co. 295 5.82% $10,942
    AmeriHome Mortgage Company, LLC 284 6.46% $8,327
    The Loan Store, Inc. 280 6.13% $14,723
    WILLOW BEND MORTGAGE COMPANY, LLC 273 6.45% $15,134
    VILLAGE CAPITAL MORTGAGE 264 6.48% $7,465
    LOANPEOPLE, LLC 261 6.61% $14,134
    ZILLOW HOME LOANS, LLC 257 6.24% $12,375
    AMERICAN FINANCIAL NETWORK, INC. 250 6.88% $14,252
    EUSTIS AND AMERICAN MORTGAGE COMPANY 250 6.61% $10,562
    S1L, Inc. 247 6.56% $14,045
    Alliance Credit Union 246 6.25% $7,116
    SUMMIT FUNDING, INC. 240 6.54% $13,378
    ASCENT HOME LENDING, LLC 237 5.64% $12,341
    TEXAS TECH 235 6.23% $9,092
    First Financial Bank 224 6.44% $9,880
    Rocky Mountain Mortgage Company 219 5.91% $6,842
    LAKEVIEW LOAN SERVICING, LLC 218 6.36% $8,964
    PILGRIM MORTGAGE LLC 215 6.50% $11,898
    First United Bank and Trust Company 202 6.40% $15,173
    FLAT BRANCH MORTGAGE, INC. 190 6.60% $9,569
    Wallick & Volk, Inc. 189 6.50% $8,248
    Waterstone Mortgage Corporation 185 6.92% $13,039
    Lakeview Community Capital, LLC 181 6.38% $8,632
    JPMorgan Chase Bank 180 6.26% $7,444
    City Bank 180 6.57% $10,818
    BancorpSouth 180 6.33% $10,662
    CANOPY MORTGAGE, LLC 178 6.45% $15,146
    HALLMARK HOME MORTGAGE, LLC 175 6.65% $11,880
    Nations Lending Corporation 173 6.77% $9,729
    BROOKHOLLOW MORTGAGE SERVICES, LTD 170 5.77% $16,474
    NFM, INC. 169 6.30% $15,136
    JET HOMELOANS, LLC 166 5.65% $14,736
    Sunflower Bank 161 6.21% $21,686
    PRIORITY HOME MORTGAGE, L.P. 160 5.86% $10,088
    Amarillo National Bank 160 6.31% $8,673
    LEGEND LENDING CORPORATION 158 6.66% $16,029
    PATRIOT MORTGAGE COMPANY 157 5.73% $12,402
    Sierra Pacific Mortgage Company, Inc. 156 6.12% $14,957
    MORTGAGE SOLUTIONS OF COLORADO, LLC 152 6.60% $11,920
    Mr. Cooper ( Nationstar Mortgage ) 150 6.53% $9,725
    American National Bank & Trust 149 6.09% $10,830
    CADENCE LENDING GROUP, INC. 147 6.20% $14,426
    CRESTMARK MORTGAGE COMPANY, LTD. 140 5.96% $13,808
    SUCCESS MORTGAGE PARTNERS, INC. 139 6.93% $12,629
    Mortgage Research Center, LLC 139 6.51% $8,205
    BAY EQUITY LLC 135 6.50% $12,502
    GENEVA FINANCIAL, LLC 134 6.72% $13,512
    HOME FINANCING UNLIMITED, INC. 115 5.69% $13,286
    FBC MORTGAGE, LLC 114 5.91% $12,148
    UNIVERSITY Federal Credit Union 113 5.99% $13,845
    Encompass Lending Group, LP 112 6.56% $13,862
    PRIMARY RESIDENTIAL MORTGAGE, INC. 109 6.95% $8,859
    First Option Mortgage, LLC 109 6.49% $14,152
    Independent Bank 108 6.62% $12,681
    HOMETRUST MORTGAGE COMPANY 106 6.64% $11,438
    Trinity Oaks Mortgage, LLC 105 6.17% $16,400
    OPEN MORTGAGE, LLC 103 6.67% $13,433
    OCMBC, INC. 102 6.82% $13,417
    GEO-CORP, INC. 100 7.37% $18,679
    Loan Simple, Inc. 97 6.64% $14,062
    CITY FIRST MORTGAGE SERVICES, L.L.C. 96 6.66% $14,139
    AMERICAN FINANCIAL RESOURCES, INC. 95 6.44% $12,565
    ASSOCIATED MORTGAGE CORPORATION 95 6.25% $10,445
    American Mortgage & Equity Consultants, Inc. 95 6.63% $13,792
    LAND HOME FINANCIAL SERVICES, INC. 90 7.06% $18,916
    Centennial Bank 90 6.62% $10,239
    CALCON MUTUAL MORTGAGE LLC 87 6.82% $15,869
    American Mortgage Bank, LLC 86 6.45% $12,734
    First Bank 86 6.13% $19,370
    NEW FED MORTGAGE, CORP. 85 6.45% $12,429
    CHURCHILL MORTGAGE CORPORATION 83 6.84% $12,790
    GUARANTEED RATE AFFINITY, LLC 80 6.39% $13,219
    SeaTrust Mortgage Company 79 6.47% $12,465
    ENVOY MORTGAGE, LTD 78 6.72% $13,320
    Prosperity Bank 77 6.53% $7,798
    LEADERONE FINANCIAL CORPORATION 76 6.85% $12,869
    Integrity Home Mortgage Corp 75 6.64% $12,884
    Town Square Mortgage & Investments, Inc. 74 6.81% $10,655
    Prosperity Home Mortgage, LLC 72 6.47% $12,422
    HOMEBRIDGE FINANCIAL SERVICES, INC. 68 6.03% $13,767
    U.S. Bank 67 6.12% $13,334
    Ixonia Bank 66 6.82% $12,370
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 65 6.37% $15,020
    Carrington Mortgage Services, LLC 63 6.37% $13,994
    INTEGRITY MORTGAGE CORPORATION OF TEXAS 61 6.33% $12,159
    MUTUAL OF OMAHA MORTGAGE, INC. 57 6.32% $12,924
    HOMEAMERICAN MORTGAGE CORPORATION 57 4.77% $6,438
    SENTE MORTGAGE, INC. 56 6.72% $14,017
    INTELLILOAN, INC. 55 6.20% $6,526
    AFFORDABLE MORTGAGE ADVISORS, LLC. 54 6.91% $12,091
    First United Bank 53 6.32% $8,896
    RB MORTGAGE LLC 49 6.18% $10,589
    Hamilton Mortgage Corporation 47 6.36% $13,393
    Cornerstone First Mortgage, Inc 47 6.40% $14,106
    PENTAGON FEDERAL CREDIT UNION 46 5.87% $13,903
    BETTER MORTGAGE CORPORATION 45 5.76% $13,089
    UNION SQUARE 45 6.07% $6,928
    NBKC BANK 45 6.02% $11,689
    Bank of America 44 6.06% $10,324
    BOKF 43 6.73% $12,068
    Origin Bank 43 6.44% $11,064
    FIRST COMMUNITY MORTGAGE, INC. 43 6.80% $12,139
    LRS FINANCIAL NETWORK, INC. 42 6.28% $10,820
    Texas Mortgage Lending, LLC 42 6.33% $12,321
    TJC Mortgage, Inc. 40 6.23% $11,920
    MATTAMY HOME FUNDING, LLC 40 5.55% $13,744
    MICHIGAN MUTUAL, INC. 37 6.58% $14,596
    AHL FUNDING 37 6.36% $15,805
    Simmons Bank 36 6.27% $10,564
    BECKAM FUNDING CORP. 35 7.25% $19,415
    Lone Star National Bank 35 5.89% $12,798
    AXIA FINANCIAL, LLC 35 6.55% $15,178
    NBH Bank 33 7.01% $9,028
    Guaranty Bank & Trust, N.A. 33 6.26% $8,230
    Affiliated Bank 32 6.84% $12,320
    NATIONS DIRECT MORTGAGE, LLC 32 6.28% $14,515
    DIRECT MORTGAGE LOANS, LLC 32 6.49% $12,837
    Bank of England 32 6.53% $12,991
    BM Real Estate Services, Inc. 32 6.64% $14,042
    Commercial Bank of Texas 31 6.13% $9,092
    JMAC LENDING, INC. 31 6.05% $14,640
    Wolfe Financial, Inc 30 6.70% $13,635
    Alcova Mortgage LLC 30 6.40% $9,724
    COUNTRYPLACE MORTGAGE, LTD. 29 5.08% $12,439
    ML Mortgage Corp. 28 6.91% $14,808
    TEXAS DOW EMPLOYEES CREDIT UNION 28 6.17% $11,225
    DSLD MORTGAGE, LLC 27 5.11% $6,455
    HOMESPIRE MORTGAGE CORPORATION 27 6.33% $12,579
    MEMBER FIRST MORTGAGE, LLC 27 6.25% $11,666
    Florida Capital Bank 26 5.88% $14,292
    MLD MORTGAGE INC. 25 6.55% $10,508
    Home Mortgage Alliance Corp 25 6.57% $14,945
    Regions Bank 24 6.02% $14,104
    Jefferson Bank 24 5.86% $10,382
    Flanagan State Bank 24 6.18% $14,092
    Trustmark National Bank 23 6.27% $10,254
    Wells Fargo Bank 23 6.22% $10,725
    TIB The Independent Bankersbank 23 6.56% $12,018
    Extraco Banks 23 6.16% $10,881
    PREMIA MORTGAGE, LLC 23 5.95% $10,490
    First State Bank 22 6.78% $11,545
    INTERCAP LENDING INC. 22 6.24% $15,272
    PNC Bank 21 6.70% $9,244
    Shea Mortgage Inc. 20 5.91% $8,263
    Farmers Bank & Trust Company 20 6.51% $9,802
    Barrington Bank & Trust Company, N.A. 19 6.71% $9,804
    Strong Home Mortgage, LLC 19 5.88% $12,588
    FIRST COLONY MORTGAGE CORPORATION 19 6.06% $13,079
    Semper Home Loans, Inc. 19 6.24% $14,982
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 19 7.08% $10,407
    AMPLIFY 18 5.87% $12,605
    PREMIER MORTGAGE RESOURCES, L.L.C. 18 7.10% $15,026
    OCEANSIDE MORTGAGE COMPANY 18 6.03% $6,773
    Keystone Funding, Inc. 18 6.20% $16,252
    VAN DYK MORTGAGE CORPORATION 18 6.55% $8,432
    LOANPAL, LLC 18 5.48% $16,095
    City Lending Inc. 18 7.25% $15,089
    Hometown Equity Mortgage, LLC 18 6.16% $12,156
    Midwest Mortgage Associates Corporation 18 6.68% $14,752
    TBI MORTGAGE COMPANY 17 6.11% $17,935
    Goldwater Bank, N.A. 16 6.36% $11,710
    RADIUS FINANCIAL GROUP INC. 16 6.56% $10,501
    TruHome Solutions, LLC 16 6.27% $11,773
    AMERICAN FINANCING CORPORATION 16 5.74% $15,104
    AMERISAVE MORTGAGE CORPORATION 16 6.21% $16,630
    PHH Mortgage Corporation 15 5.92% $8,463
    DEVELOPER'S MORTGAGE COMPANY 15 6.47% $10,498
    Magnolia Bank 15 6.24% $16,438
    MASON MCDUFFIE MORTGAGE CORPORATION 15 5.90% $15,226
    AMERITRUST MORTGAGE CORPORATION 15 6.82% $15,842
    Golden Empire Mortgage, Inc. 14 6.02% $17,797
    BELEM SERVICING LLC 14 6.60% $11,998
    GMFS LLC 14 6.47% $10,654
    PANORAMA MORTGAGE GROUP, LLC 14 6.73% $16,999
    HOMEOWNERS FINANCIAL GROUP USA, LLC 14 6.30% $15,540
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 14 6.83% $13,681
    NexBank 14 6.48% $15,298
    Gulf Coast Bank and Trust Company 13 6.20% $13,434
    UNITED MORTGAGE CORP 13 6.70% $13,789
    Southside Bank 13 6.41% $8,128
    International Bank of Commerce 13 6.71% $10,179
    ALTRA 12 5.99% $9,266
    Vellum Mortgage, Inc. 12 6.49% $13,476
    PREMIER LENDING, INC. 12 6.65% $12,619
    MLB RESIDENTIAL LENDING, LLC 12 6.29% $12,894
    BAYSHORE MORTGAGE FUNDING, LLC 12 6.92% $12,078
    PACIFIC RESIDENTIAL MORTGAGE, LLC 12 6.59% $12,811
    ALLIED MORTGAGE GROUP, INC. 11 6.18% $10,611
    NORWICH COMMERCIAL GROUP, INC. 11 6.40% $15,050
    US MORTGAGE CORPORATION 11 6.65% $11,840
    Performance Financial, Inc. 10 6.82% $16,209
    Texana Bank 10 6.60% $11,257
    SOUTHWEST STAGE FUNDING, LLC 10 6.09% $9,410
    First National Bank 10 6.28% $10,866
    First Horizon Bank 10 6.40% $14,889
    MORIA DEVELOPMENT, INC. 10 6.64% $10,322
    Assurance Financial Group, L.L.C. 10 6.25% $16,672
    MY MORTGAGE, INC. 9 6.42% $19,770
    Watermark Capital, Inc. 9 6.18% $12,585
    NATIONWIDE MORTGAGE BANKERS, INC. 9 6.61% $13,566
    NOVA FINANCIAL & INVESTMENT CORPORATION 9 6.51% $11,997
    The Federal Savings Bank 9 6.74% $11,154
    Preston Home Loans Inc 9 6.82% $15,375
    CASTLE & COOKE MORTGAGE, LLC 9 6.36% $12,977
    Residential Acceptance Corporation 8 7.11% $10,398
    ST FIN CORP 8 6.19% $13,121
    Stride Bank 8 6.08% $12,198
    RANLIFE, INC. 8 6.04% $9,840
    First Federal Bank 8 6.05% $10,978
    Victorian Finance, LLC 8 6.64% $12,797
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 7 6.70% $12,259
    Northpointe Bank 7 6.09% $12,946
    Truist 7 6.23% $17,017
    ON Q FINANCIAL, INC. 7 6.48% $12,883
    DIRECT MORTGAGE, CORP. 7 6.36% $20,698
    Hancock Whitney Bank 6 6.19% $9,313
    ENCORE BANK 6 6.27% $9,400
    Great Plains National Bank 6 6.50% $11,944
    NETWORK CAPITAL FUNDING CORPORATION 6 5.88% $18,570
    ASSOCIATED CREDIT UNION OF TEXAS 6 6.44% $16,095
    American Bank of Commerce 6 6.50% $12,520
    Acre Mortgage and Financial Inc 6 6.64% $19,000
    Security State Bank & Trust 6 6.58% $11,911
    A&D Mortgage LLC 6 6.46% $17,715
    MORTGAGE ACCESS CORP. 6 6.27% $18,337
    Ameris Bank 6 6.21% $10,356
    Citizens Bank 5 6.73% $11,151
    HOMEWAY MORTGAGE LLC 5 6.57% $12,189
    DATA MORTGAGE, INC. 5 6.25% $10,903
    Pacific Lending LLC 5 6.95% $11,060
    Inwood National Bank 5 5.78% $10,961
    The Central Trust Bank 5 6.50% $12,269
    AMERICAN HOMESTAR MORTGAGE, L.L.C. 5 6.50% $13,400
    Armed Forces Bank 4 6.13% $12,000
    Zions Bank 4 6.06% $9,053
    ROYAL UNITED MORTGAGE LLC 4 6.31% $15,407
    WESTSTAR MORTGAGE CORPORATION 4 6.06% $16,163
    Chickasaw Community Bank 4 6.53% $12,375
    UMB Bank 4 6.19% $11,036
    ALAMEDA MORTGAGE CORPORATION 4 6.40% $14,601
    DATCU 4 6.22% $9,078
    MORTGAGEONE, INC. 4 6.06% $10,307
    LENOX FINANCIAL MORTGAGE CORPORATION 4 6.56% $10,943
    GSF Mortgage Corporation 4 6.66% $12,519
    Bell Bank 3 6.17% $10,822
    ENDEAVOR CAPITAL, LLC. 3 6.42% $12,668
    EMM LOANS LLC 3 5.50% $11,721
    JMJ FINANCIAL GROUP 3 6.29% $11,101
    FirstBank 3 6.46% $13,052
    Towne Bank 3 6.46% $11,531
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 5.91% $9,392
    NP, Inc. 3 6.71% $16,485
    A+ Federal Credit Union 3 6.13% $12,179
    Old National Bank 3 5.83% $13,594
    1ST FINANCIAL, INC. 3 6.04% $20,819
    INFINITY EQUITY GROUP, INC. 3 6.29% $16,017
    RESIDENTIAL BANCORP 3 7.00% $15,706
    STANDARD MORTGAGE CORPORATION 3 6.25% $9,771
    STOCKTON MORTGAGE CORPORATION 3 6.92% $12,754
    Servion, Inc. 3 6.46% $10,402
    Presidential Bank, FSB 3 6.25% $13,662
    Renasant Bank 3 6.83% $10,080
    Princeton Mortgage Corporation 3 6.46% $11,995
    CityWorth Mortgage LLC 3 6.29% $17,272
    BAY-VALLEY MORTGAGE GROUP 3 6.29% $12,733
    ABSOLUTE HOME MORTGAGE CORPORATION 3 6.63% $19,299
    FIDELITY BANK 3 6.88% $10,219
    Fifth Third Bank 3 6.50% $10,930
    M&T Bank 3 6.25% $8,644
    Arvest Bank 2 5.94% $12,651
    INTERCOASTAL MORTGAGE COMPANY 2 6.00% $15,459
    HIGHLAND HOMELOANS, LLC 2 6.69% $20,733
    HARTFORD FUNDING, LTD. 2 6.56% $9,520
    KeyBank 2 6.50% $15,845
    1ST 2ND MORTGAGE COMPANY OF N.J., INC. 2 6.50% $15,984
    FirstLight Federal Credit Union 2 5.63% $6,911
    Merchants Bank of Indiana 2 6.63% $15,078
    Meridian Bank Corporation 2 6.31% $13,182
    First American Bank 2 6.13% $6,865
    MYCUMORTGAGE, LLC 2 6.50% $7,033
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 6.25% $14,322
    East Coast Capital Corp. 2 6.06% $24,922
    ONY GLO, INC. 2 5.75% $15,900
    DELMAR FINANCIAL COMPANY 2 6.25% $11,200
    Constant Investments, Inc. 2 6.94% $12,135
    COMPASS MORTGAGE, INC. 2 6.63% $12,249
    COMMUNITY MORTGAGE, LLC 2 6.13% $16,435
    Commerce Bank 2 7.31% $7,429
    Citizens Bank of Las Cruces 2 5.81% $16,102
    Capital Bank 2 5.81% $8,844
    Sabine State Bank and Trust Company 2 6.63% $14,214
    SIRVA MORTGAGE, INC. 2 7.13% $6,690
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 6.50% $13,901
    AMERICAN FEDERAL MORTGAGE CORPORATION 2 6.13% $8,457
    UNIVERSAL LENDING CORPORATION 2 4.93% $14,549
    ALLIANT CREDIT UNION 2 6.00% $9,957
    VERITAS FUNDING, LLC 2 6.13% $22,225
    Access Community Credit Union 2 6.25% $9,407
    Willamette Valley Bank 2 6.13% $16,761
    1ST SIGNATURE LENDING, LLC 2 6.75% $12,292
    Summit Mortgage Corporation 1 6.25% $9,677
    Academy Bank 1 6.63% $15,337
    RELIANCE FIRST CAPITAL, LLC 1 6.50% $6,673
    CHARTER WEST BANK 1 6.25% $10,447
    HOMEXPRESS MORTGAGE CORP. 1 6.99% $7,955
    READY MORTGAGE LENDERS, LLC 1 6.88% $14,222
    Citibank 1 6.63% $9,355
    Comerica Bank 1 5.99% $10,617
    Community Bank of Mississippi 1 6.75% $8,968
    Texas Regional Bank 1 6.13% $12,853
    COMMUNITY DEVELOPMENT CORP OF BROWNSVILLE 1 7.25% $7,771
    COMMUNITY MORTGAGE FUNDING, LLC 1 6.25% $9,279
    PIKE CREEK MORTGAGE SERVICES, INC. 1 5.75% $16,209
    The First National Bank of Fort Smith 1 6.13% $11,114
    The Huntington National Bank 1 6.50% $5,578
    CONTOUR MORTGAGE CORPORATION 1 6.75% $15,789
    THE MONEY HOUSE INC. 1 6.00% $13,781
    THE MORTGAGE FIRM, INC. 1 6.75% $9,703
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.25% $9,224
    North American Savings Bank, F.S.B. 1 5.25% $21,581
    NMSI, INC. 1 5.75% $17,892
    TOTAL MORTGAGE SERVICES, LLC 1 5.63% $16,757
    NJ LENDERS CORP. 1 5.50% $11,451
    DG PINNACLE FUNDING LLC 1 7.13% $9,179
    Franklin Loan Corporation 1 6.13% $24,368
    American Bank of Oklahoma 1 6.63% $8,465
    NEW WAVE LENDING GROUP INC 1 6.50% $21,395
    EVANSVILLE TEACHERS 1 5.25% $14,564
    Evolve Bank & Trust 1 7.25% $12,650
    FC LENDING, LTD. 1 6.25% $9,966
    MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 6.63% $16,701
    ALTITUDE FINANCIAL CORPORATION 1 6.75% $9,701
    Financial Funding Solutions, Inc. 1 6.25% $6,045
    UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 5.75% $14,912
    First Bank 1 6.25% $11,921
    JSC 1 5.75% $6,332
    University Bank 1 7.50% $8,909
    LADERA LENDING, INC. 1 5.75% $10,829
    MidFirst Bank 1 7.63% $9,832
    Mid-Continent Funding, Inc. 1 6.99% $14,807
    First-Citizens Bank & Trust Company 1 6.00% $8,020
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 7.25% $15,345
    First Heritage Mortgage, LLC 1 5.63% $14,321
    FIRST MORTGAGE COMPANY, INC. 1 7.00% $9,007
    Wilmington Savings Fund Society, FSB 1 6.50% $15,448
    LOANFLIGHT LENDING, LLC 1 7.13% $8,524
    Advisors Mortgage Group, L.L.C. 1 6.50% $11,643
    LIBERTY HOME MORTGAGE CORPORATION 1 7.63% $8,865
    Legends Bank 1 5.99% $7,744
    First Western Trust Bank 1 6.25% $1,343
    HOMESTEAD FUNDING CORP. 1 5.63% $9,384
    Bank of Colorado 1 6.63% $10,794
    South State Bank 1 5.50% $20,143
    Stifel Bank and Trust 1 6.25% $13,385
    Bank of Utah 1 6.13% $10,234
    Bank OZK 1 5.63% $6,593
    BankPlus 1 6.13% $5,145
    AUGUSTA FINANCIAL, INC. 1 5.75% $15,041
    Atlantic Coast Mortgage, LLC 1 6.25% $13,854

    The top Texas FHA lender as defined by loan originations is DHI MORTGAGE COMPANY, LTD., with 9,813 FHA loans originated. Their average total fees are $9,676, which is $712 higher than the next largest lender, EAGLE HOME MORTGAGE, LLC.

    The lowest fee Texas FHA lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($6,438), DSLD MORTGAGE, LLC ($6,455), INTELLILOAN, INC. ($6,526), OCEANSIDE MORTGAGE COMPANY ($6,773) and Rocky Mountain Mortgage Company ($6,842).

    The lowest rate Texas FHA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (4.54%), HOMEAMERICAN MORTGAGE CORPORATION (4.77%), DHI MORTGAGE COMPANY, LTD. (4.93%), PULTE MORTGAGE LLC (4.95%) and INSPIRE HOME LOANS INC. (5.04%).

    Texas FHA Loan Limits

    Metro County Year Single Family Limit 2 Family Limit 3 Family Limit 4 Family Limit
    PALESTINE, TX ANDERSON 2022 $420,680 $538,650 $651,050 $809,150
    ANDREWS, TX ANDREWS 2022 $420,680 $538,650 $651,050 $809,150
    LUFKIN, TX ANGELINA 2022 $420,680 $538,650 $651,050 $809,150
    ROCKPORT, TX ARANSAS 2022 $420,680 $538,650 $651,050 $809,150
    WICHITA FALLS, TX ARCHER 2022 $420,680 $538,650 $651,050 $809,150
    AMARILLO, TX ARMSTRONG 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANTONIO-NEW BRAUNFELS, TX ATASCOSA 2022 $449,650 $575,600 $695,800 $864,700
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX AUSTIN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO BAILEY 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANTONIO-NEW BRAUNFELS, TX BANDERA 2022 $449,650 $575,600 $695,800 $864,700
    AUSTIN-ROUND ROCK-GEORGETOWN, TX BASTROP 2022 $483,000 $618,300 $747,400 $928,850
    NON-METRO BAYLOR 2022 $420,680 $538,650 $651,050 $809,150
    BEEVILLE, TX BEE 2022 $420,680 $538,650 $651,050 $809,150
    KILLEEN-TEMPLE, TX BELL 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANTONIO-NEW BRAUNFELS, TX BEXAR 2022 $449,650 $575,600 $695,800 $864,700
    NON-METRO BLANCO 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO BORDEN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO BOSQUE 2022 $420,680 $538,650 $651,050 $809,150
    TEXARKANA, TX-AR BOWIE 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX BRAZORIA 2022 $420,680 $538,650 $651,050 $809,150
    COLLEGE STATION-BRYAN, TX BRAZOS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO BREWSTER 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO BRISCOE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO BROOKS 2022 $420,680 $538,650 $651,050 $809,150
    BROWNWOOD, TX BROWN 2022 $420,680 $538,650 $651,050 $809,150
    COLLEGE STATION-BRYAN, TX BURLESON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO BURNET 2022 $420,680 $538,650 $651,050 $809,150
    AUSTIN-ROUND ROCK-GEORGETOWN, TX CALDWELL 2022 $483,000 $618,300 $747,400 $928,850
    PORT LAVACA, TX CALHOUN 2022 $420,680 $538,650 $651,050 $809,150
    ABILENE, TX CALLAHAN 2022 $420,680 $538,650 $651,050 $809,150
    BROWNSVILLE-HARLINGEN, TX CAMERON 2022 $420,680 $538,650 $651,050 $809,150
    MOUNT PLEASANT, TX CAMP 2022 $420,680 $538,650 $651,050 $809,150
    AMARILLO, TX CARSON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO CASS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO CASTRO 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX CHAMBERS 2022 $420,680 $538,650 $651,050 $809,150
    JACKSONVILLE, TX CHEROKEE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO CHILDRESS 2022 $420,680 $538,650 $651,050 $809,150
    WICHITA FALLS, TX CLAY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO COCHRAN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO COKE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO COLEMAN 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX COLLIN 2022 $450,800 $577,100 $697,600 $866,950
    NON-METRO COLLINGSWORTH 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO COLORADO 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANTONIO-NEW BRAUNFELS, TX COMAL 2022 $449,650 $575,600 $695,800 $864,700
    NON-METRO COMANCHE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO CONCHO 2022 $420,680 $538,650 $651,050 $809,150
    GAINESVILLE, TX COOKE 2022 $420,680 $538,650 $651,050 $809,150
    KILLEEN-TEMPLE, TX CORYELL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO COTTLE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO CRANE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO CROCKETT 2022 $420,680 $538,650 $651,050 $809,150
    LUBBOCK, TX CROSBY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO CULBERSON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO DALLAM 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX DALLAS 2022 $450,800 $577,100 $697,600 $866,950
    LAMESA, TX DAWSON 2022 $420,680 $538,650 $651,050 $809,150
    HEREFORD, TX DEAF SMITH 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO DELTA 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX DENTON 2022 $450,800 $577,100 $697,600 $866,950
    NON-METRO DEWITT 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO DICKENS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO DIMMIT 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO DONLEY 2022 $420,680 $538,650 $651,050 $809,150
    ALICE, TX DUVAL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO EASTLAND 2022 $420,680 $538,650 $651,050 $809,150
    ODESSA, TX ECTOR 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO EDWARDS 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX ELLIS 2022 $450,800 $577,100 $697,600 $866,950
    EL PASO, TX EL PASO 2022 $420,680 $538,650 $651,050 $809,150
    STEPHENVILLE, TX ERATH 2022 $420,680 $538,650 $651,050 $809,150
    WACO, TX FALLS 2022 $420,680 $538,650 $651,050 $809,150
    BONHAM, TX FANNIN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO FAYETTE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO FISHER 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO FLOYD 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO FOARD 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX FORT BEND 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO FRANKLIN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO FREESTONE 2022 $420,680 $538,650 $651,050 $809,150
    PEARSALL, TX FRIO 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO GAINES 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX GALVESTON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO GARZA 2022 $420,680 $538,650 $651,050 $809,150
    FREDERICKSBURG, TX GILLESPIE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO GLASSCOCK 2022 $420,680 $538,650 $651,050 $809,150
    VICTORIA, TX GOLIAD 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO GONZALES 2022 $420,680 $538,650 $651,050 $809,150
    PAMPA, TX GRAY 2022 $420,680 $538,650 $651,050 $809,150
    SHERMAN-DENISON, TX GRAYSON 2022 $420,680 $538,650 $651,050 $809,150
    LONGVIEW, TX GREGG 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO GRIMES 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANTONIO-NEW BRAUNFELS, TX GUADALUPE 2022 $449,650 $575,600 $695,800 $864,700
    PLAINVIEW, TX HALE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HALL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HAMILTON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HANSFORD 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HARDEMAN 2022 $420,680 $538,650 $651,050 $809,150
    BEAUMONT-PORT ARTHUR, TX HARDIN 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX HARRIS 2022 $420,680 $538,650 $651,050 $809,150
    LONGVIEW, TX HARRISON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HARTLEY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HASKELL 2022 $420,680 $538,650 $651,050 $809,150
    AUSTIN-ROUND ROCK-GEORGETOWN, TX HAYS 2022 $483,000 $618,300 $747,400 $928,850
    NON-METRO HEMPHILL 2022 $420,680 $538,650 $651,050 $809,150
    ATHENS, TX HENDERSON 2022 $420,680 $538,650 $651,050 $809,150
    MCALLEN-EDINBURG-MISSION, TX HIDALGO 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HILL 2022 $420,680 $538,650 $651,050 $809,150
    LEVELLAND, TX HOCKLEY 2022 $420,680 $538,650 $651,050 $809,150
    GRANBURY, TX HOOD 2022 $420,680 $538,650 $651,050 $809,150
    SULPHUR SPRINGS, TX HOPKINS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HOUSTON 2022 $420,680 $538,650 $651,050 $809,150
    BIG SPRING, TX HOWARD 2022 $420,680 $538,650 $651,050 $809,150
    EL PASO, TX HUDSPETH 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX HUNT 2022 $450,800 $577,100 $697,600 $866,950
    BORGER, TX HUTCHINSON 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANGELO, TX IRION 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO JACK 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO JACKSON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO JASPER 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO JEFF DAVIS 2022 $420,680 $538,650 $651,050 $809,150
    BEAUMONT-PORT ARTHUR, TX JEFFERSON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO JIM HOGG 2022 $420,680 $538,650 $651,050 $809,150
    ALICE, TX JIM WELLS 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX JOHNSON 2022 $450,800 $577,100 $697,600 $866,950
    ABILENE, TX JONES 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO KARNES 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX KAUFMAN 2022 $450,800 $577,100 $697,600 $866,950
    SAN ANTONIO-NEW BRAUNFELS, TX KENDALL 2022 $449,650 $575,600 $695,800 $864,700
    KINGSVILLE, TX KENEDY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO KENT 2022 $420,680 $538,650 $651,050 $809,150
    KERRVILLE, TX KERR 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO KIMBLE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO KING 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO KINNEY 2022 $420,680 $538,650 $651,050 $809,150
    KINGSVILLE, TX KLEBERG 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO KNOX 2022 $420,680 $538,650 $651,050 $809,150
    PARIS, TX LAMAR 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LAMB 2022 $420,680 $538,650 $651,050 $809,150
    KILLEEN-TEMPLE, TX LAMPASAS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LA SALLE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LAVACA 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LEE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LEON 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX LIBERTY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LIMESTONE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LIPSCOMB 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LIVE OAK 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LLANO 2022 $420,680 $538,650 $651,050 $809,150
    PECOS, TX LOVING 2022 $420,680 $538,650 $651,050 $809,150
    LUBBOCK, TX LUBBOCK 2022 $420,680 $538,650 $651,050 $809,150
    LUBBOCK, TX LYNN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MCCULLOCH 2022 $420,680 $538,650 $651,050 $809,150
    WACO, TX MCLENNAN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MCMULLEN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MADISON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MARION 2022 $420,680 $538,650 $651,050 $809,150
    MIDLAND, TX MARTIN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MASON 2022 $420,680 $538,650 $651,050 $809,150
    BAY CITY, TX MATAGORDA 2022 $420,680 $538,650 $651,050 $809,150
    EAGLE PASS, TX MAVERICK 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANTONIO-NEW BRAUNFELS, TX MEDINA 2022 $449,650 $575,600 $695,800 $864,700
    NON-METRO MENARD 2022 $420,680 $538,650 $651,050 $809,150
    MIDLAND, TX MIDLAND 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MILAM 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MILLS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MITCHELL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MONTAGUE 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX MONTGOMERY 2022 $420,680 $538,650 $651,050 $809,150
    DUMAS, TX MOORE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MORRIS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MOTLEY 2022 $420,680 $538,650 $651,050 $809,150
    NACOGDOCHES, TX NACOGDOCHES 2022 $420,680 $538,650 $651,050 $809,150
    CORSICANA, TX NAVARRO 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO NEWTON 2022 $420,680 $538,650 $651,050 $809,150
    SWEETWATER, TX NOLAN 2022 $420,680 $538,650 $651,050 $809,150
    CORPUS CHRISTI, TX NUECES 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO OCHILTREE 2022 $420,680 $538,650 $651,050 $809,150
    AMARILLO, TX OLDHAM 2022 $420,680 $538,650 $651,050 $809,150
    BEAUMONT-PORT ARTHUR, TX ORANGE 2022 $420,680 $538,650 $651,050 $809,150
    MINERAL WELLS, TX PALO PINTO 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO PANOLA 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX PARKER 2022 $450,800 $577,100 $697,600 $866,950
    NON-METRO PARMER 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO PECOS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO POLK 2022 $420,680 $538,650 $651,050 $809,150
    AMARILLO, TX POTTER 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO PRESIDIO 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO RAINS 2022 $420,680 $538,650 $651,050 $809,150
    AMARILLO, TX RANDALL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO REAGAN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO REAL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO RED RIVER 2022 $420,680 $538,650 $651,050 $809,150
    PECOS, TX REEVES 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO REFUGIO 2022 $420,680 $538,650 $651,050 $809,150
    PAMPA, TX ROBERTS 2022 $420,680 $538,650 $651,050 $809,150
    COLLEGE STATION-BRYAN, TX ROBERTSON 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX ROCKWALL 2022 $450,800 $577,100 $697,600 $866,950
    NON-METRO RUNNELS 2022 $420,680 $538,650 $651,050 $809,150
    LONGVIEW, TX RUSK 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SABINE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SAN AUGUSTINE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SAN JACINTO 2022 $420,680 $538,650 $651,050 $809,150
    CORPUS CHRISTI, TX SAN PATRICIO 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SAN SABA 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SCHLEICHER 2022 $420,680 $538,650 $651,050 $809,150
    SNYDER, TX SCURRY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SHACKELFORD 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SHELBY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SHERMAN 2022 $420,680 $538,650 $651,050 $809,150
    TYLER, TX SMITH 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SOMERVELL 2022 $420,680 $538,650 $651,050 $809,150
    RIO GRANDE CITY-ROMA, TX STARR 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO STEPHENS 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANGELO, TX STERLING 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO STONEWALL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SUTTON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SWISHER 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX TARRANT 2022 $450,800 $577,100 $697,600 $866,950
    ABILENE, TX TAYLOR 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO TERRELL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO TERRY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO THROCKMORTON 2022 $420,680 $538,650 $651,050 $809,150
    MOUNT PLEASANT, TX TITUS 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANGELO, TX TOM GREEN 2022 $420,680 $538,650 $651,050 $809,150
    AUSTIN-ROUND ROCK-GEORGETOWN, TX TRAVIS 2022 $483,000 $618,300 $747,400 $928,850
    NON-METRO TRINITY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO TYLER 2022 $420,680 $538,650 $651,050 $809,150
    LONGVIEW, TX UPSHUR 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO UPTON 2022 $420,680 $538,650 $651,050 $809,150
    UVALDE, TX UVALDE 2022 $420,680 $538,650 $651,050 $809,150
    DEL RIO, TX VAL VERDE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO VAN ZANDT 2022 $420,680 $538,650 $651,050 $809,150
    VICTORIA, TX VICTORIA 2022 $420,680 $538,650 $651,050 $809,150
    HUNTSVILLE, TX WALKER 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX WALLER 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO WARD 2022 $420,680 $538,650 $651,050 $809,150
    BRENHAM, TX WASHINGTON 2022 $420,680 $538,650 $651,050 $809,150
    LAREDO, TX WEBB 2022 $420,680 $538,650 $651,050 $809,150
    EL CAMPO, TX WHARTON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO WHEELER 2022 $420,680 $538,650 $651,050 $809,150
    WICHITA FALLS, TX WICHITA 2022 $420,680 $538,650 $651,050 $809,150
    VERNON, TX WILBARGER 2022 $420,680 $538,650 $651,050 $809,150
    RAYMONDVILLE, TX WILLACY 2022 $420,680 $538,650 $651,050 $809,150
    AUSTIN-ROUND ROCK-GEORGETOWN, TX WILLIAMSON 2022 $483,000 $618,300 $747,400 $928,850
    SAN ANTONIO-NEW BRAUNFELS, TX WILSON 2022 $449,650 $575,600 $695,800 $864,700
    NON-METRO WINKLER 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX WISE 2022 $450,800 $577,100 $697,600 $866,950
    NON-METRO WOOD 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO YOAKUM 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO YOUNG 2022 $420,680 $538,650 $651,050 $809,150
    ZAPATA, TX ZAPATA 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO ZAVALA 2022 $420,680 $538,650 $651,050 $809,150
    PALESTINE, TX ANDERSON 2023 $472,030 $604,400 $730,525 $907,900
    ANDREWS, TX ANDREWS 2023 $472,030 $604,400 $730,525 $907,900
    LUFKIN, TX ANGELINA 2023 $472,030 $604,400 $730,525 $907,900
    ROCKPORT, TX ARANSAS 2023 $472,030 $604,400 $730,525 $907,900
    WICHITA FALLS, TX ARCHER 2023 $472,030 $604,400 $730,525 $907,900
    AMARILLO, TX ARMSTRONG 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANTONIO-NEW BRAUNFELS, TX ATASCOSA 2023 $524,400 $671,300 $811,450 $1,008,450
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX AUSTIN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO BAILEY 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANTONIO-NEW BRAUNFELS, TX BANDERA 2023 $524,400 $671,300 $811,450 $1,008,450
    AUSTIN-ROUND ROCK-GEORGETOWN, TX BASTROP 2023 $571,550 $731,700 $884,450 $1,099,150
    NON-METRO BAYLOR 2023 $472,030 $604,400 $730,525 $907,900
    BEEVILLE, TX BEE 2023 $472,030 $604,400 $730,525 $907,900
    KILLEEN-TEMPLE, TX BELL 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANTONIO-NEW BRAUNFELS, TX BEXAR 2023 $524,400 $671,300 $811,450 $1,008,450
    NON-METRO BLANCO 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO BORDEN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO BOSQUE 2023 $472,030 $604,400 $730,525 $907,900
    TEXARKANA, TX-AR BOWIE 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX BRAZORIA 2023 $472,030 $604,400 $730,525 $907,900
    COLLEGE STATION-BRYAN, TX BRAZOS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO BREWSTER 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO BRISCOE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO BROOKS 2023 $472,030 $604,400 $730,525 $907,900
    BROWNWOOD, TX BROWN 2023 $472,030 $604,400 $730,525 $907,900
    COLLEGE STATION-BRYAN, TX BURLESON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO BURNET 2023 $472,030 $604,400 $730,525 $907,900
    AUSTIN-ROUND ROCK-GEORGETOWN, TX CALDWELL 2023 $571,550 $731,700 $884,450 $1,099,150
    PORT LAVACA, TX CALHOUN 2023 $472,030 $604,400 $730,525 $907,900
    ABILENE, TX CALLAHAN 2023 $472,030 $604,400 $730,525 $907,900
    BROWNSVILLE-HARLINGEN, TX CAMERON 2023 $472,030 $604,400 $730,525 $907,900
    MOUNT PLEASANT, TX CAMP 2023 $472,030 $604,400 $730,525 $907,900
    AMARILLO, TX CARSON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO CASS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO CASTRO 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX CHAMBERS 2023 $472,030 $604,400 $730,525 $907,900
    JACKSONVILLE, TX CHEROKEE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO CHILDRESS 2023 $472,030 $604,400 $730,525 $907,900
    WICHITA FALLS, TX CLAY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO COCHRAN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO COKE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO COLEMAN 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX COLLIN 2023 $531,300 $680,150 $822,150 $1,021,750
    NON-METRO COLLINGSWORTH 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO COLORADO 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANTONIO-NEW BRAUNFELS, TX COMAL 2023 $524,400 $671,300 $811,450 $1,008,450
    NON-METRO COMANCHE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO CONCHO 2023 $472,030 $604,400 $730,525 $907,900
    GAINESVILLE, TX COOKE 2023 $472,030 $604,400 $730,525 $907,900
    KILLEEN-TEMPLE, TX CORYELL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO COTTLE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO CRANE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO CROCKETT 2023 $472,030 $604,400 $730,525 $907,900
    LUBBOCK, TX CROSBY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO CULBERSON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO DALLAM 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX DALLAS 2023 $531,300 $680,150 $822,150 $1,021,750
    LAMESA, TX DAWSON 2023 $472,030 $604,400 $730,525 $907,900
    HEREFORD, TX DEAF SMITH 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO DELTA 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX DENTON 2023 $531,300 $680,150 $822,150 $1,021,750
    NON-METRO DEWITT 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO DICKENS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO DIMMIT 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO DONLEY 2023 $472,030 $604,400 $730,525 $907,900
    ALICE, TX DUVAL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO EASTLAND 2023 $472,030 $604,400 $730,525 $907,900
    ODESSA, TX ECTOR 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO EDWARDS 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX ELLIS 2023 $531,300 $680,150 $822,150 $1,021,750
    EL PASO, TX EL PASO 2023 $472,030 $604,400 $730,525 $907,900
    STEPHENVILLE, TX ERATH 2023 $472,030 $604,400 $730,525 $907,900
    WACO, TX FALLS 2023 $472,030 $604,400 $730,525 $907,900
    BONHAM, TX FANNIN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO FAYETTE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO FISHER 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO FLOYD 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO FOARD 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX FORT BEND 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO FRANKLIN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO FREESTONE 2023 $472,030 $604,400 $730,525 $907,900
    PEARSALL, TX FRIO 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO GAINES 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX GALVESTON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO GARZA 2023 $472,030 $604,400 $730,525 $907,900
    FREDERICKSBURG, TX GILLESPIE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO GLASSCOCK 2023 $472,030 $604,400 $730,525 $907,900
    VICTORIA, TX GOLIAD 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO GONZALES 2023 $472,030 $604,400 $730,525 $907,900
    PAMPA, TX GRAY 2023 $472,030 $604,400 $730,525 $907,900
    SHERMAN-DENISON, TX GRAYSON 2023 $472,030 $604,400 $730,525 $907,900
    LONGVIEW, TX GREGG 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO GRIMES 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANTONIO-NEW BRAUNFELS, TX GUADALUPE 2023 $524,400 $671,300 $811,450 $1,008,450
    PLAINVIEW, TX HALE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HALL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HAMILTON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HANSFORD 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HARDEMAN 2023 $472,030 $604,400 $730,525 $907,900
    BEAUMONT-PORT ARTHUR, TX HARDIN 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX HARRIS 2023 $472,030 $604,400 $730,525 $907,900
    LONGVIEW, TX HARRISON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HARTLEY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HASKELL 2023 $472,030 $604,400 $730,525 $907,900
    AUSTIN-ROUND ROCK-GEORGETOWN, TX HAYS 2023 $571,550 $731,700 $884,450 $1,099,150
    NON-METRO HEMPHILL 2023 $472,030 $604,400 $730,525 $907,900
    ATHENS, TX HENDERSON 2023 $472,030 $604,400 $730,525 $907,900
    MCALLEN-EDINBURG-MISSION, TX HIDALGO 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HILL 2023 $472,030 $604,400 $730,525 $907,900
    LEVELLAND, TX HOCKLEY 2023 $472,030 $604,400 $730,525 $907,900
    GRANBURY, TX HOOD 2023 $472,030 $604,400 $730,525 $907,900
    SULPHUR SPRINGS, TX HOPKINS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HOUSTON 2023 $472,030 $604,400 $730,525 $907,900
    BIG SPRING, TX HOWARD 2023 $472,030 $604,400 $730,525 $907,900
    EL PASO, TX HUDSPETH 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX HUNT 2023 $531,300 $680,150 $822,150 $1,021,750
    BORGER, TX HUTCHINSON 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANGELO, TX IRION 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO JACK 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO JACKSON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO JASPER 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO JEFF DAVIS 2023 $472,030 $604,400 $730,525 $907,900
    BEAUMONT-PORT ARTHUR, TX JEFFERSON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO JIM HOGG 2023 $472,030 $604,400 $730,525 $907,900
    ALICE, TX JIM WELLS 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX JOHNSON 2023 $531,300 $680,150 $822,150 $1,021,750
    ABILENE, TX JONES 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO KARNES 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX KAUFMAN 2023 $531,300 $680,150 $822,150 $1,021,750
    SAN ANTONIO-NEW BRAUNFELS, TX KENDALL 2023 $524,400 $671,300 $811,450 $1,008,450
    KINGSVILLE, TX KENEDY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO KENT 2023 $472,030 $604,400 $730,525 $907,900
    KERRVILLE, TX KERR 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO KIMBLE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO KING 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO KINNEY 2023 $472,030 $604,400 $730,525 $907,900
    KINGSVILLE, TX KLEBERG 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO KNOX 2023 $472,030 $604,400 $730,525 $907,900
    PARIS, TX LAMAR 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LAMB 2023 $472,030 $604,400 $730,525 $907,900
    KILLEEN-TEMPLE, TX LAMPASAS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LA SALLE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LAVACA 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LEE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LEON 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX LIBERTY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LIMESTONE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LIPSCOMB 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LIVE OAK 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LLANO 2023 $472,030 $604,400 $730,525 $907,900
    PECOS, TX LOVING 2023 $472,030 $604,400 $730,525 $907,900
    LUBBOCK, TX LUBBOCK 2023 $472,030 $604,400 $730,525 $907,900
    LUBBOCK, TX LYNN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MCCULLOCH 2023 $472,030 $604,400 $730,525 $907,900
    WACO, TX MCLENNAN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MCMULLEN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MADISON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MARION 2023 $472,030 $604,400 $730,525 $907,900
    MIDLAND, TX MARTIN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MASON 2023 $472,030 $604,400 $730,525 $907,900
    BAY CITY, TX MATAGORDA 2023 $472,030 $604,400 $730,525 $907,900
    EAGLE PASS, TX MAVERICK 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANTONIO-NEW BRAUNFELS, TX MEDINA 2023 $524,400 $671,300 $811,450 $1,008,450
    NON-METRO MENARD 2023 $472,030 $604,400 $730,525 $907,900
    MIDLAND, TX MIDLAND 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MILAM 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MILLS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MITCHELL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MONTAGUE 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX MONTGOMERY 2023 $472,030 $604,400 $730,525 $907,900
    DUMAS, TX MOORE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MORRIS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MOTLEY 2023 $472,030 $604,400 $730,525 $907,900
    NACOGDOCHES, TX NACOGDOCHES 2023 $472,030 $604,400 $730,525 $907,900
    CORSICANA, TX NAVARRO 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO NEWTON 2023 $472,030 $604,400 $730,525 $907,900
    SWEETWATER, TX NOLAN 2023 $472,030 $604,400 $730,525 $907,900
    CORPUS CHRISTI, TX NUECES 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO OCHILTREE 2023 $472,030 $604,400 $730,525 $907,900
    AMARILLO, TX OLDHAM 2023 $472,030 $604,400 $730,525 $907,900
    BEAUMONT-PORT ARTHUR, TX ORANGE 2023 $472,030 $604,400 $730,525 $907,900
    MINERAL WELLS, TX PALO PINTO 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO PANOLA 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX PARKER 2023 $531,300 $680,150 $822,150 $1,021,750
    NON-METRO PARMER 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO PECOS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO POLK 2023 $472,030 $604,400 $730,525 $907,900
    AMARILLO, TX POTTER 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO PRESIDIO 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO RAINS 2023 $472,030 $604,400 $730,525 $907,900
    AMARILLO, TX RANDALL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO REAGAN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO REAL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO RED RIVER 2023 $472,030 $604,400 $730,525 $907,900
    PECOS, TX REEVES 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO REFUGIO 2023 $472,030 $604,400 $730,525 $907,900
    PAMPA, TX ROBERTS 2023 $472,030 $604,400 $730,525 $907,900
    COLLEGE STATION-BRYAN, TX ROBERTSON 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX ROCKWALL 2023 $531,300 $680,150 $822,150 $1,021,750
    NON-METRO RUNNELS 2023 $472,030 $604,400 $730,525 $907,900
    LONGVIEW, TX RUSK 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SABINE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SAN AUGUSTINE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SAN JACINTO 2023 $472,030 $604,400 $730,525 $907,900
    CORPUS CHRISTI, TX SAN PATRICIO 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SAN SABA 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SCHLEICHER 2023 $472,030 $604,400 $730,525 $907,900
    SNYDER, TX SCURRY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SHACKELFORD 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SHELBY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SHERMAN 2023 $472,030 $604,400 $730,525 $907,900
    TYLER, TX SMITH 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SOMERVELL 2023 $472,030 $604,400 $730,525 $907,900
    RIO GRANDE CITY-ROMA, TX STARR 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO STEPHENS 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANGELO, TX STERLING 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO STONEWALL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SUTTON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SWISHER 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX TARRANT 2023 $531,300 $680,150 $822,150 $1,021,750
    ABILENE, TX TAYLOR 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO TERRELL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO TERRY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO THROCKMORTON 2023 $472,030 $604,400 $730,525 $907,900
    MOUNT PLEASANT, TX TITUS 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANGELO, TX TOM GREEN 2023 $472,030 $604,400 $730,525 $907,900
    AUSTIN-ROUND ROCK-GEORGETOWN, TX TRAVIS 2023 $571,550 $731,700 $884,450 $1,099,150
    NON-METRO TRINITY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO TYLER 2023 $472,030 $604,400 $730,525 $907,900
    LONGVIEW, TX UPSHUR 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO UPTON 2023 $472,030 $604,400 $730,525 $907,900
    UVALDE, TX UVALDE 2023 $472,030 $604,400 $730,525 $907,900
    DEL RIO, TX VAL VERDE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO VAN ZANDT 2023 $472,030 $604,400 $730,525 $907,900
    VICTORIA, TX VICTORIA 2023 $472,030 $604,400 $730,525 $907,900
    HUNTSVILLE, TX WALKER 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX WALLER 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO WARD 2023 $472,030 $604,400 $730,525 $907,900
    BRENHAM, TX WASHINGTON 2023 $472,030 $604,400 $730,525 $907,900
    LAREDO, TX WEBB 2023 $472,030 $604,400 $730,525 $907,900
    EL CAMPO, TX WHARTON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO WHEELER 2023 $472,030 $604,400 $730,525 $907,900
    WICHITA FALLS, TX WICHITA 2023 $472,030 $604,400 $730,525 $907,900
    VERNON, TX WILBARGER 2023 $472,030 $604,400 $730,525 $907,900
    RAYMONDVILLE, TX WILLACY 2023 $472,030 $604,400 $730,525 $907,900
    AUSTIN-ROUND ROCK-GEORGETOWN, TX WILLIAMSON 2023 $571,550 $731,700 $884,450 $1,099,150
    SAN ANTONIO-NEW BRAUNFELS, TX WILSON 2023 $524,400 $671,300 $811,450 $1,008,450
    NON-METRO WINKLER 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX WISE 2023 $531,300 $680,150 $822,150 $1,021,750
    NON-METRO WOOD 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO YOAKUM 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO YOUNG 2023 $472,030 $604,400 $730,525 $907,900
    ZAPATA, TX ZAPATA 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO ZAVALA 2023 $472,030 $604,400 $730,525 $907,900

    FHA Loan Requirements

  • Borrowers must have a steady employment history or worked for the same employer for the past two years.
  • Borrowers must have a valid Social Security number, lawful residency in the U.S. and be of legal age to sign a mortgage in your state.
  • Borrowers must pay a minimum down payment of 3.5 percent. The money may be gifted by a family member. (Traditional mortgages do not permit gifted down payments)
  • New FHA loans are only available for primary residence occupancy.
  • Borrowers must have a property appraisal from a FHA-approved appraiser.
  • Borrowers’ front-end ratio (mortgage payment plus HOA fees, property taxes, mortgage insurance, homeowners insurance) needs to be less than 31 percent of their gross income, typically. You may be able to get approved with as high a percentage as 40 percent. Your lender will be required to provide justification as to why they believe the mortgage presents an acceptable risk. The lender must include any compensating factors used for loan approval.
  • Borrowers’ debt to income ratio (mortgage plus all your monthly debt, i.e., credit card payment, car payment, student loans, etc.) needs to be less than 43 percent of their gross income, typically. You may be able to get approved with as high a percentage as 50 percent.
  • Borrowers must have a minimum credit score of 580 for maximum financing with a minimum down payment of 3.5 percent.
  • Borrowers must have a minimum credit score of 500-579 for maximum LTV of 90 percent with a minimum down payment of 10 percent.
  • Bborrowers must be two years out of bankruptcy and have re-established good credit. Exceptions can be made.
  • Typically borrowers must be three years out of foreclosure and have re-established good credit.
  • The purchased property must meet certain minimum standards at appraisal. If the home you are purchasing does not meet these standards and a seller will not agree to the required repairs, your only option is to pay for the required repairs at closing (to be held in escrow until the repairs are complete).