Texas FHA Loan Rates, Closing Costs & Stats

Texas

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    • FHA loans are mortgages created in the 1930's to help insulate lenders from credit risks and help promote home ownership. The Federal Housing Administration (hence, FHA) allows for lower downpayments and credit scores-- making these loans much more accessible than traditional mortgages.

    FHA loans typically need just a 3.5% downpayment with credit scores of 580 or better. For credit scores between 500-579, the downpayment needs to be at least 10%.

    While FHA loans make home ownership much more accessible to first-time homebuyers, they do require PMI (purchase money insurance)-- an additional insurance premium that is paid to the FHA to help cover defaults.

    For additional requirements as defined by the FHA, click here.

    Texas FHA Loans, 30 Year Fixed Rates

    30 Year FHA mortgages in Texas averaged 6.01% for the week of 2025-03-14, compared to the national average (all FHA variants) of 6.345% for the same period.

    Texas's average FHA mortgage closing costs are $9,023.

    The average rate for the prior week (2025-03-07) was 5.98% and one month ago for the week of 2025-02-07, the average rate was 6.39%.

    The average rate one year ago was 6.37%.

    For refis of the same type during the week of 2025-03-14, the average rate was 6.31%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Texas FHA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for FHA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Texas level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    DHI MORTGAGE COMPANY, LTD. 7,517 5.38% $10,156
    EAGLE HOME MORTGAGE, LLC 5,552 4.77% $9,482
    UNITED WHOLESALE MORTGAGE, LLC 5,211 6.31% $13,690
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2,871 6.68% $11,573
    QUICKEN LOANS, LLC 2,429 6.27% $13,159
    CARDINAL FINANCIAL 2,236 6.54% $13,966
    LOANDEPOT.COM, LLC 2,210 6.37% $12,234
    AMCAP MORTGAGE, LTD. 2,032 6.66% $13,455
    EVERETT FINANCIAL, INC. 1,725 6.89% $12,315
    GUILD MORTGAGE COMPANY 1,618 6.74% $12,747
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1,572 6.28% $12,079
    CMG MORTGAGE, INC. 1,411 6.38% $15,063
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1,403 6.62% $14,121
    CROSSCOUNTRY MORTGAGE, LLC 1,280 6.71% $14,158
    VELOCIO MORTGAGE L.L.C. 1,100 5.62% $13,801
    CORNERSTONE HOME LENDING, INC. 956 6.35% $14,917
    PULTE MORTGAGE LLC 937 5.58% $8,336
    SFMC, LP 933 6.62% $15,506
    NATIONS RELIABLE LENDING, LLC 902 6.68% $14,296
    SECURITYNATIONAL MORTGAGE COMPANY 891 6.87% $13,089
    KBHS HOME LOANS, LLC 864 6.06% $13,185
    Town Square Mortgage & Investments, Inc. 822 6.77% $11,270
    GUARANTEED RATE, INC. 771 6.47% $13,563
    PLAZA HOME MORTGAGE, INC. 683 6.21% $13,493
    MOVEMENT MORTGAGE, LLC 668 6.55% $13,243
    INTERLINC MORTGAGE SERVICES, LLC 654 6.78% $10,233
    MORTGAGE FINANCIAL SERVICES, LLC 646 6.84% $12,013
    T2 FINANCIAL LLC 641 6.85% $12,144
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 588 6.91% $14,276
    INSPIRE HOME LOANS INC. 586 5.47% $10,594
    Paramount Residential Mortgage Group, Inc. 564 6.50% $14,187
    Flagstar Bank, FSB 554 6.46% $12,120
    AMERICAN PACIFIC MORTGAGE CORPORATION 505 6.62% $12,698
    Network Funding, L.P. 462 6.61% $13,217
    FREEDOM MORTGAGE CORPORATION 459 6.50% $14,736
    THRIVE MORTGAGE, LLC 452 6.55% $14,551
    M/I FINANCIAL, LLC 435 5.86% $16,659
    BROKER SOLUTIONS, INC. 406 6.65% $13,703
    GARDNER FINANCIAL SERVICES, LTD. 396 6.64% $14,979
    NEWREZ LLC 394 6.57% $11,931
    Gateway First Bank 392 6.76% $11,392
    Century Mortgage Company DBA Century Lending Company 391 6.38% $13,828
    WILLOW BEND MORTGAGE COMPANY, LLC 381 6.63% $15,912
    Equity Prime Mortgage LLC 369 6.88% $13,417
    HOMESIDE FINANCIAL, LLC 359 6.22% $15,842
    SWBC MORTGAGE CORPORATION 353 6.84% $8,494
    Nations Lending Corporation 350 6.64% $10,056
    PENNYMAC LOAN SERVICES, LLC 342 6.23% $13,744
    Republic State Mortgage Co. 330 6.18% $12,111
    First National Bank Texas 315 6.34% $10,463
    Plains Commerce Bank 311 6.60% $13,038
    CALCON MUTUAL MORTGAGE LLC 310 6.76% $16,496
    CLM MORTGAGE, INC 296 6.28% $14,159
    AMERICAN FINANCIAL NETWORK, INC. 293 6.96% $14,628
    ACADEMY MORTGAGE CORPORATION 292 6.47% $13,382
    EUSTIS AND AMERICAN MORTGAGE COMPANY 289 6.74% $11,425
    DIRECTIONS EQUITY, LLC 276 6.59% $8,693
    TEXAS TECH 274 6.34% $9,300
    Commerce Home Mortgage, Inc. 253 6.71% $10,430
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 251 6.31% $14,330
    UNION HOME MORTGAGE CORP. 248 6.81% $12,843
    SUN WEST MORTGAGE COMPANY, INC. 247 6.67% $12,787
    S1L, Inc. 235 6.53% $12,997
    BancorpSouth 234 6.39% $10,767
    MID AMERICA MORTGAGE, INC. 230 6.90% $11,873
    ADVISA MORTGAGE SERVICES, LTD. 229 6.08% $10,764
    South Pacific Financial Corporation 229 5.63% $12,350
    JPMorgan Chase Bank 226 6.27% $7,521
    Sunflower Bank 219 6.16% $12,870
    Wallick & Volk, Inc. 218 6.71% $8,729
    V.I.P. MORTGAGE, INC. 216 6.38% $12,881
    Neighborhood Loans, Inc. 211 6.96% $14,289
    THE MORTGAGE LINK, INC. 205 6.79% $15,309
    First United Bank and Trust Company 202 6.79% $14,397
    PILGRIM MORTGAGE LLC 189 6.54% $12,818
    City Bank 189 6.64% $11,154
    OCMBC, INC. 181 7.04% $14,278
    First Financial Bank 180 6.64% $9,904
    LEGEND LENDING CORPORATION 179 6.66% $17,030
    SUCCESS MORTGAGE PARTNERS, INC. 172 6.94% $12,070
    Amarillo National Bank 170 6.60% $8,065
    PRIMARY RESIDENTIAL MORTGAGE, INC. 166 7.12% $12,161
    Waterstone Mortgage Corporation 164 6.83% $12,572
    MANN FINANCIAL INC. 163 6.96% $10,886
    Loan Simple, Inc. 157 6.84% $15,305
    DRAPER AND KRAMER MORTGAGE CORP. 151 6.78% $13,564
    FBC MORTGAGE, LLC 150 6.22% $11,837
    CRESTMARK MORTGAGE COMPANY, LTD. 149 6.31% $14,378
    Rocky Mountain Mortgage Company 149 6.42% $7,147
    DAS Acquisition Company, LLC 146 6.70% $14,898
    ASCENT HOME LENDING, LLC 144 6.41% $15,106
    TOWNE MORTGAGE COMPANY 143 6.39% $13,856
    BECKAM FUNDING CORP. 143 7.11% $20,010
    Independent Bank 139 6.56% $13,196
    GENEVA FINANCIAL, LLC 139 6.77% $14,579
    ZILLOW HOME LOANS, LLC 133 6.40% $11,674
    HALLMARK HOME MORTGAGE, LLC 132 6.65% $12,087
    OPEN MORTGAGE, LLC 130 6.63% $11,532
    LEADERONE FINANCIAL CORPORATION 130 6.75% $12,456
    CADENCE LENDING GROUP, INC. 127 6.42% $13,271
    GUARANTEED RATE AFFINITY, LLC 127 6.51% $13,465
    FLAT BRANCH MORTGAGE, INC. 126 6.59% $9,428
    MORTGAGE SOLUTIONS OF COLORADO, LLC 125 7.21% $12,772
    ENVOY MORTGAGE, LTD 124 6.76% $13,513
    Carrington Mortgage Services, LLC 124 6.61% $14,642
    PLANET HOME LENDING, LLC 124 6.41% $13,582
    PATRIOT MORTGAGE COMPANY 122 5.95% $11,330
    Prosperity Bank 121 6.22% $9,091
    HOMETRUST MORTGAGE COMPANY 121 6.68% $11,136
    BROOKHOLLOW MORTGAGE SERVICES, LTD 119 6.14% $16,262
    LOANPEOPLE, LLC 118 6.60% $15,715
    HOMEBRIDGE FINANCIAL SERVICES, INC. 117 6.41% $14,187
    Mortgage Research Center, LLC 113 6.77% $8,329
    NFM, INC. 108 6.87% $14,816
    CITY FIRST MORTGAGE SERVICES, L.L.C. 107 6.87% $15,257
    UNIVERSITY Federal Credit Union 105 6.11% $14,066
    AMERISAVE MORTGAGE CORPORATION 102 6.08% $16,445
    JET HOMELOANS, LLC 100 5.84% $14,724
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 97 6.87% $13,219
    SENTE MORTGAGE, INC. 95 6.66% $14,051
    Bank of England 94 6.59% $13,369
    Prosperity Home Mortgage, LLC 93 6.60% $12,951
    Citizens Bank 91 6.48% $12,235
    CHURCHILL MORTGAGE CORPORATION 86 6.67% $13,732
    BAY EQUITY LLC 84 6.50% $12,530
    First Option Mortgage, LLC 83 6.43% $12,140
    FIRST CONTINENTAL MORTGAGE, LTD. 82 5.88% $8,664
    First Bank 82 6.45% $14,099
    Trinity Oaks Mortgage, LLC 80 6.43% $17,297
    ASSOCIATED MORTGAGE CORPORATION 79 6.51% $10,416
    MUTUAL OF OMAHA MORTGAGE, INC. 77 6.57% $12,876
    LAND HOME FINANCIAL SERVICES, INC. 76 7.10% $16,285
    CHERRY CREEK MORTGAGE, LLC 74 6.43% $4,472
    BOKF 74 6.61% $12,980
    SUMMIT FUNDING, INC. 73 6.80% $14,229
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 71 6.83% $14,819
    NBKC BANK 70 6.01% $11,034
    AMERICAN FINANCIAL RESOURCES, INC. 64 6.67% $11,604
    VILLAGE CAPITAL MORTGAGE 64 6.55% $8,502
    INTEGRITY MORTGAGE CORPORATION OF TEXAS 62 6.34% $13,681
    Ixonia Bank 62 6.99% $13,081
    Mr. Cooper ( Nationstar Mortgage ) 61 6.54% $14,842
    PENTAGON FEDERAL CREDIT UNION 60 5.65% $11,810
    Alliance Credit Union 59 6.37% $6,573
    CANOPY MORTGAGE, LLC 58 6.50% $15,826
    VAN DYK MORTGAGE CORPORATION 55 6.61% $7,773
    BM Real Estate Services, Inc. 55 6.67% $14,124
    HOME FINANCING UNLIMITED, INC. 54 5.99% $14,511
    U.S. Bank 53 6.47% $10,767
    NATIONS DIRECT MORTGAGE, LLC 52 6.63% $13,524
    Regions Bank 52 6.09% $11,748
    American National Bank & Trust 50 6.49% $9,511
    NTFN, INC. 49 6.43% $13,982
    GEO-CORP, INC. 49 7.47% $17,866
    RESIDENTIAL BANCORP 48 6.72% $16,108
    Bank of America 48 6.18% $9,287
    Southwest Bank 47 6.36% $9,890
    AHL FUNDING 47 6.75% $19,542
    CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. 46 6.26% $15,473
    First United Bank 45 6.61% $9,209
    Affiliated Bank 43 6.94% $11,828
    Encompass Lending Group, LP 43 6.88% $14,502
    The Loan Store, Inc. 43 6.76% $15,645
    MICHIGAN MUTUAL, INC. 43 6.38% $17,145
    SeaTrust Mortgage Company 43 6.82% $13,841
    PANORAMA MORTGAGE GROUP, LLC 41 6.59% $13,695
    PRIORITY HOME MORTGAGE, L.P. 41 5.94% $10,716
    NBH Bank 41 7.15% $9,633
    American Mortgage & Equity Consultants, Inc. 40 6.76% $14,270
    LRS FINANCIAL NETWORK, INC. 40 6.27% $11,000
    Northpointe Bank 40 6.43% $14,429
    TJC Mortgage, Inc. 35 6.61% $12,571
    UNION SQUARE 35 6.21% $7,174
    CALIBER HOME LOANS, INC. 35 6.52% $11,578
    MEMBER FIRST MORTGAGE, LLC 34 6.47% $11,303
    Wells Fargo Bank 34 6.18% $10,553
    AmeriHome Mortgage Company, LLC 33 6.34% $13,390
    Origin Bank 33 6.72% $10,945
    Centennial Bank 32 7.04% $9,305
    NEW FED MORTGAGE, CORP. 32 6.60% $13,329
    Commercial Bank of Texas 32 6.45% $9,019
    Colonial Savings, F.A. 32 6.51% $12,644
    MATTAMY HOME FUNDING, LLC 31 5.93% $12,646
    PREMIER LENDING, INC. 30 6.80% $11,971
    HOMEAMERICAN MORTGAGE CORPORATION 29 5.51% $6,969
    ML Mortgage Corp. 28 7.25% $16,265
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 28 7.22% $11,212
    Guaranty Bank & Trust, N.A. 28 6.45% $9,189
    FC LENDING, LTD. 27 6.58% $9,515
    TEXAS DOW EMPLOYEES CREDIT UNION 27 6.65% $10,647
    TIB The Independent Bankersbank 27 6.74% $11,675
    AXIA FINANCIAL, LLC 26 6.60% $14,995
    FIRST COMMUNITY MORTGAGE, INC. 25 6.55% $12,854
    Hometown Equity Mortgage, LLC 25 6.57% $13,527
    The Federal Savings Bank 24 6.52% $13,213
    FIRST CENTENNIAL MORTGAGE CORPORATION 24 6.69% $11,682
    Renasant Bank 24 6.77% $12,568
    PNC Bank 23 6.34% $8,069
    CASTLE & COOKE MORTGAGE, LLC 23 6.64% $14,438
    PREMIA MORTGAGE, LLC 22 6.10% $11,207
    Sierra Pacific Mortgage Company, Inc. 22 6.75% $12,846
    Barrington Bank & Trust Company, N.A. 22 6.68% $10,521
    Wolfe Financial, Inc 22 6.95% $12,515
    ASPIRE FINANCIAL, INC. 21 5.92% $12,709
    Trustmark National Bank 21 6.32% $10,827
    PREMIER MORTGAGE RESOURCES, L.L.C. 21 7.05% $14,791
    RB MORTGAGE LLC 21 6.64% $10,341
    First State Bank 21 6.45% $16,165
    Simmons Bank 21 6.33% $9,936
    Assurance Financial Group, L.L.C. 20 6.42% $14,657
    Cornerstone First Mortgage, Inc 20 6.91% $11,726
    Magnolia Bank 20 6.48% $14,175
    Alcova Mortgage LLC 20 6.53% $11,854
    NexBank 19 6.28% $15,672
    Jefferson Bank 19 6.55% $9,651
    Ameris Bank 19 6.39% $15,150
    Midwest Mortgage Associates Corporation 19 6.95% $12,598
    TruHome Solutions, LLC 19 6.37% $12,092
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 18 6.81% $11,344
    DIRECT MORTGAGE LOANS, LLC 18 6.96% $13,679
    MLB RESIDENTIAL LENDING, LLC 18 6.34% $14,361
    American Bank of Commerce 18 6.31% $13,108
    Keystone Funding, Inc. 18 6.14% $14,755
    Hancock Whitney Bank 18 6.34% $11,375
    RANLIFE, INC. 17 6.77% $9,776
    HOMESPIRE MORTGAGE CORPORATION 17 6.80% $11,649
    Stride Bank 16 6.55% $11,854
    Strong Home Mortgage, LLC 16 5.91% $12,136
    Texas Mortgage Lending, LLC 16 6.49% $14,860
    AMERICAN FINANCING CORPORATION 16 6.73% $11,948
    GSF Mortgage Corporation 15 6.28% $15,662
    SOUTHWEST STAGE FUNDING, LLC 15 6.75% $8,758
    JMAC LENDING, INC. 14 6.63% $13,122
    DSLD MORTGAGE, LLC 14 6.06% $6,013
    LAKEVIEW LOAN SERVICING, LLC 14 6.06% $14,747
    First Horizon Bank 13 6.42% $11,282
    Victorian Finance, LLC 13 6.82% $12,764
    INTERCAP LENDING INC. 13 6.20% $15,185
    Integrity Home Mortgage Corp 13 7.63% $13,432
    MOUNTAIN WEST FINANCIAL, INC. 13 6.91% $11,552
    Farmers Bank & Trust Company 13 6.71% $10,055
    Performance Financial, Inc. 13 6.87% $13,799
    First American Bank 12 6.91% $7,483
    US MORTGAGE CORPORATION 12 7.14% $11,359
    Florida Capital Bank 12 6.60% $15,247
    Armed Forces Bank 12 5.91% $14,243
    Truist 12 6.05% $15,473
    NATIONWIDE MORTGAGE BANKERS, INC. 11 6.81% $15,001
    HOMEOWNERS FINANCIAL GROUP USA, LLC 11 6.61% $16,684
    Hamilton Mortgage Corporation 11 7.01% $12,370
    LHM FINANCIAL CORPORATION 11 6.07% $12,736
    BELEM SERVICING LLC 11 6.71% $14,311
    BETTER MORTGAGE CORPORATION 11 5.80% $17,193
    FirstTrust Home Loans, Inc. 10 6.89% $13,012
    LIBERTY HOME MORTGAGE CORPORATION 10 7.18% $11,675
    Pacific Lending LLC 10 6.89% $14,947
    PINNACLE LENDING GROUP, INC. 10 6.75% $10,909
    Lone Star National Bank 10 6.56% $12,000
    NOVA FINANCIAL & INVESTMENT CORPORATION 10 6.81% $8,936
    Vellum Mortgage, Inc. 10 6.24% $11,538
    United Fidelity Funding Corp. 10 6.89% $13,073
    ON Q FINANCIAL, INC. 9 6.82% $13,314
    EMBRACE HOME LOANS, INC. 9 6.08% $13,130
    Zions Bank 8 6.02% $9,438
    ARC HOME LLC 8 6.09% $19,958
    CITYWIDE HOME LOANS, LLC 8 6.89% $14,227
    FirstLight Federal Credit Union 8 6.01% $8,094
    First National Bank 8 6.34% $11,391
    First Savings Bank 8 6.67% $17,871
    MY MORTGAGE, INC. 8 7.09% $16,882
    Preston Home Loans Inc 8 6.61% $15,372
    Semper Home Loans, Inc. 8 6.34% $13,606
    STOCKTON MORTGAGE CORPORATION 8 7.06% $10,865
    THE MORTGAGE FIRM, INC. 8 6.69% $10,020
    University Bank 8 6.39% $9,821
    VANDERBILT MORTGAGE AND FINANCE, INC. 8 6.05% $13,369
    WESTSTAR MORTGAGE CORPORATION 8 6.16% $12,298
    RED DIAMOND HOME LOANS, LLC 7 6.52% $13,364
    Watermark Capital, Inc. 7 6.09% $11,409
    DATCU 7 6.18% $9,144
    TBI MORTGAGE COMPANY 7 6.34% $21,655
    First Federal Bank 7 6.18% $14,953
    A&D Mortgage LLC 7 6.59% $20,908
    Extraco Banks 7 6.57% $9,200
    MORIA DEVELOPMENT, INC. 7 6.71% $9,898
    ENCORE BANK 7 6.75% $13,172
    TOTAL MORTGAGE SERVICES, LLC 7 6.50% $13,518
    American Mortgage Bank, LLC 7 6.82% $10,236
    BAYSHORE MORTGAGE FUNDING, LLC 6 6.35% $14,241
    GMFS LLC 6 6.69% $11,272
    PACIFIC RESIDENTIAL MORTGAGE, LLC 6 6.54% $12,144
    AMERICAN HOMESTAR MORTGAGE, L.L.C. 6 6.88% $13,326
    RADIUS FINANCIAL GROUP INC. 6 6.98% $13,502
    COMPASS MORTGAGE, INC. 6 6.75% $10,289
    State Bank of De Kalb 6 5.88% $11,269
    Princeton Mortgage Corporation 6 6.85% $15,254
    M&T Bank 6 6.27% $9,162
    BNC National Bank 6 5.42% $15,239
    1ST SIGNATURE LENDING, LLC 5 7.10% $15,804
    SIRVA MORTGAGE, INC. 5 6.40% $8,468
    Shea Mortgage Inc. 5 5.90% $8,694
    RUOFF MORTGAGE COMPANY, INC. 5 6.95% $9,572
    International Bank of Commerce 5 7.20% $8,278
    INTELLILOAN, INC. 5 6.43% $7,579
    North American Savings Bank, F.S.B. 5 5.83% $9,348
    AmRes Corporation 5 6.58% $11,895
    Goldwater Bank, N.A. 5 6.83% $14,521
    KELLER MORTGAGE, LLC 5 5.78% $10,192
    MLD MORTGAGE INC. 5 7.05% $9,434
    FIRST COLONY MORTGAGE CORPORATION 5 6.83% $11,002
    The Central Trust Bank 5 6.23% $12,319
    PROPER RATE, LLC 5 7.10% $11,841
    Evolve Bank & Trust 5 6.88% $11,275
    ALAMEDA MORTGAGE CORPORATION 4 6.50% $14,967
    ALLIED MORTGAGE GROUP, INC. 4 5.75% $12,475
    Great Plains National Bank 4 6.25% $11,462
    ONY GLO, INC. 4 6.31% $11,057
    F & M Bank 4 6.78% $10,664
    GIBRALTAR MORTGAGE SERVICES, LLC 4 6.47% $9,016
    Acre Mortgage and Financial Inc 4 7.00% $15,143
    ROYAL UNITED MORTGAGE LLC 4 6.22% $10,813
    Security State Bank & Trust 4 6.88% $11,303
    NORWICH COMMERCIAL GROUP, INC. 4 7.09% $13,222
    DELMAR FINANCIAL COMPANY 4 7.22% $9,549
    ENDEAVOR CAPITAL, LLC. 4 6.75% $10,283
    DATA MORTGAGE, INC. 4 6.97% $13,851
    Capital Bank 4 5.84% $11,413
    First Liberty Bank 3 6.38% $12,374
    INTERCOASTAL MORTGAGE COMPANY 3 6.25% $12,014
    The Huntington National Bank 3 6.17% $10,787
    Southside Bank 3 7.21% $8,356
    Chambers Bank 3 6.29% $11,569
    Firstar Bank 3 5.79% $12,862
    FIDELITY BANK 3 6.00% $17,038
    MORTGAGE ACCESS CORP. 3 6.75% $16,179
    American Bank of Oklahoma 3 6.75% $8,881
    SIWELL, INC. 3 6.79% $14,167
    MASON MCDUFFIE MORTGAGE CORPORATION 3 6.04% $13,667
    HOME FUNDING CORPORATION 3 6.63% $14,598
    NP, Inc. 3 6.38% $11,643
    UNITED SECURITY FINANCIAL CORP 3 7.54% $18,238
    HOMESTAR FINANCIAL CORPORATION 3 6.50% $8,936
    GUARANTY HOME MORTGAGE CORPORATION 3 6.42% $12,022
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 3 7.29% $12,868
    UMB Bank 3 6.08% $12,289
    East Coast Capital Corp. 3 6.75% $17,411
    HOMESTEAD FUNDING CORP. 3 5.50% $8,420
    ALTRA 3 6.08% $7,978
    Towne Bank 3 6.46% $10,353
    HOMEWAY MORTGAGE LLC 3 6.71% $11,334
    FRONTIER FINANCIAL, INC. 3 7.04% $13,018
    Franklin Loan Corporation 3 6.08% $13,967
    PHH Mortgage Corporation 3 6.17% $8,674
    Mid-Continent Funding, Inc. 3 5.42% $20,809
    BAY-VALLEY MORTGAGE GROUP 3 6.71% $17,950
    Wyndham Capital Mortgage, Inc. 2 5.69% $11,038
    LADERA LENDING, INC. 2 6.44% $15,632
    JMJ FINANCIAL GROUP 2 6.69% $12,310
    Inwood National Bank 2 6.63% $10,476
    Access Community Credit Union 2 6.88% $7,711
    INTERSTATE HOME LOAN CENTER, INC. 2 6.68% $14,049
    HOME APPROVALS DIRECT, INC. 2 6.50% $16,407
    NJ LENDERS CORP. 2 5.75% $11,172
    Gulf Coast Bank and Trust Company 2 6.31% $11,945
    Golden Empire Mortgage, Inc. 2 7.69% $13,569
    Flanagan State Bank 2 6.44% $10,531
    PLUS RELOCATION MORTGAGE, LLC 2 6.94% $11,228
    EECU 2 6.63% $16,113
    RESIDENTIAL HOME FUNDING CORP. 2 7.56% $8,428
    DIRECT MORTGAGE, CORP. 2 5.69% $16,213
    DG PINNACLE FUNDING LLC 2 6.81% $12,779
    DEVELOPER'S MORTGAGE COMPANY 2 5.69% $7,406
    Willamette Valley Bank 2 6.38% $13,585
    CRESCENT MORTGAGE COMPANY 2 6.44% $7,887
    CONTOUR MORTGAGE CORPORATION 2 6.88% $13,870
    SOUTHPOINT FINANCIAL SERVICES, INC. 2 6.69% $10,243
    Community First National Bank 2 6.50% $12,061
    STANDARD MORTGAGE CORPORATION 2 5.81% $11,698
    Citizens Bank of Las Cruces 2 6.81% $8,723
    Chickasaw Community Bank 2 6.44% $12,397
    BEST FINANCE CAPITAL, INC. 2 6.44% $14,069
    Bell Bank 2 5.50% $15,189
    BANC ONE MORTGAGE CORPORATION 2 6.74% $5,831
    Atlantic Coast Mortgage, LLC 2 6.38% $9,932
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 7.00% $10,638
    UNIVERSAL LENDING CORPORATION 2 6.69% $12,403
    American Momentum Bank 2 6.50% $7,165
    AMERICAN FEDERAL MORTGAGE CORPORATION 2 5.69% $10,759
    ALTITUDE FINANCIAL CORPORATION 2 7.06% $10,482
    VERITAS FUNDING, LLC 2 6.25% $12,376
    Academy Bank 1 5.63% $12,293
    Comerica Bank 1 6.75% $7,262
    CLIFFCO, INC. 1 6.25% $21,531
    CityWorth Mortgage LLC 1 5.75% $24,384
    INTERNATIONAL CITY MORTGAGE, INC. 1 6.75% $14,004
    Summit Mortgage Corporation 1 7.50% $11,130
    CIS Financial Services, Inc. 1 6.63% $10,132
    CIBM Bank 1 5.75% $11,390
    JET DIRECT FUNDING CORP 1 5.99% $17,247
    1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 5.88% $11,263
    Presidential Bank, FSB 1 6.75% $22,299
    Cf Bank 1 7.13% $8,228
    CAPITAL CONCEPTS, INC. 1 6.75% $19,242
    First Bank 1 7.13% $11,884
    TEXELL Credit Union 1 7.25% $0
    First-Citizens Bank & Trust Company 1 6.25% $16,897
    THE EQUITABLE MORTGAGE CORPORATION 1 5.75% $10,231
    Cambria Financial Group, LLC 1 6.63% $9,506
    The Freedom Bank of Virginia 1 6.63% $12,499
    FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 6.75% $17,621
    Platinum Home Mortgage Corporation 1 6.75% $9,766
    ABSOLUTE HOME MORTGAGE CORPORATION 1 5.88% $23,363
    KINECTA 1 6.50% $11,803
    THOMPSON KANE & COMPANY, LLC 1 6.50% $15,218
    Kwik Mortgage Corporation 1 6.63% $17,382
    First National Bank of Omaha 1 6.50% $13,651
    First State Bank of St. Charles, Missouri 1 7.25% $10,447
    GERSHMAN INVESTMENT CORP. 1 6.50% $9,642
    Paramount Bank 1 6.25% $9,232
    BARKSDALE 1 6.38% $14,891
    Bank of Colorado 1 5.88% $8,908
    MEGASTAR FINANCIAL CORP. 1 6.75% $8,687
    Merchants Bank of Indiana 1 7.63% $19,321
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 7.18% $14,042
    Arvest Bank 1 7.00% $12,260
    GOLDENWEST 1 5.63% $7,354
    Old National Bank 1 5.75% $10,827
    AMPLIFY 1 5.63% $9,198
    AMERITRUST MORTGAGE CORPORATION 1 6.50% $11,345
    OCEANSIDE MORTGAGE COMPANY 1 6.13% $11,660
    HARTFORD FUNDING, LTD. 1 7.13% $13,298
    MDE Home Loans, LLC 1 7.75% $8,592
    MK LENDING CORP. 1 6.75% $9,064
    LENOX FINANCIAL MORTGAGE CORPORATION 1 6.25% $12,507
    Notre Dame Federal Credit Union Corporation 1 7.50% $8,565
    MidFirst Bank 1 6.00% $9,977
    Hawthorn Bank 1 5.25% $7,731
    HighTechLending Inc 1 7.50% $21,582
    Sabine State Bank and Trust Company 1 6.88% $13,126
    Servion, Inc. 1 6.50% $10,231
    Eagle Bank and Trust Company 1 6.50% $11,764
    EASTMAN 1 6.50% $9,357
    NETWORK CAPITAL FUNDING CORPORATION 1 5.63% $16,516
    Credence Funding Corporation 1 6.13% $5,623
    RELIANCE FIRST CAPITAL, LLC 1 6.25% $16,704
    EMM LOANS LLC 1 5.75% $10,021
    LOANLEADERS OF AMERICA, INC. 1 6.50% $16,001
    LOANPAL, LLC 1 6.88% $14,584
    Quontic Bank 1 6.63% $15,788
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.75% $20,589
    ALL WESTERN MORTGAGE, INC. 1 7.38% $12,100
    HOMEXPRESS MORTGAGE CORP. 1 6.50% $18,781
    FEDERATED MORTGAGE CORP. 1 7.25% $9,681
    ST FIN CORP 1 6.99% $16,375
    Stifel Bank and Trust 1 7.50% $9,180

    The top Texas FHA lender as defined by loan originations is DHI MORTGAGE COMPANY, LTD., with 7,517 FHA loans originated. Their average total fees are $10,156, which is $673 higher than the next largest lender, EAGLE HOME MORTGAGE, LLC.

    The lowest fee Texas FHA lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($4,472), DSLD MORTGAGE, LLC ($6,013), Alliance Credit Union ($6,573), HOMEAMERICAN MORTGAGE CORPORATION ($6,969) and Rocky Mountain Mortgage Company ($7,147).

    The lowest rate Texas FHA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (4.77%), DHI MORTGAGE COMPANY, LTD. (5.38%), INSPIRE HOME LOANS INC. (5.47%), HOMEAMERICAN MORTGAGE CORPORATION (5.51%) and PULTE MORTGAGE LLC (5.58%).

    Texas FHA Loan Limits

    Metro County Year Single Family Limit 2 Family Limit 3 Family Limit 4 Family Limit
    PALESTINE, TX ANDERSON 2022 $420,680 $538,650 $651,050 $809,150
    ANDREWS, TX ANDREWS 2022 $420,680 $538,650 $651,050 $809,150
    LUFKIN, TX ANGELINA 2022 $420,680 $538,650 $651,050 $809,150
    ROCKPORT, TX ARANSAS 2022 $420,680 $538,650 $651,050 $809,150
    WICHITA FALLS, TX ARCHER 2022 $420,680 $538,650 $651,050 $809,150
    AMARILLO, TX ARMSTRONG 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANTONIO-NEW BRAUNFELS, TX ATASCOSA 2022 $449,650 $575,600 $695,800 $864,700
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX AUSTIN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO BAILEY 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANTONIO-NEW BRAUNFELS, TX BANDERA 2022 $449,650 $575,600 $695,800 $864,700
    AUSTIN-ROUND ROCK-GEORGETOWN, TX BASTROP 2022 $483,000 $618,300 $747,400 $928,850
    NON-METRO BAYLOR 2022 $420,680 $538,650 $651,050 $809,150
    BEEVILLE, TX BEE 2022 $420,680 $538,650 $651,050 $809,150
    KILLEEN-TEMPLE, TX BELL 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANTONIO-NEW BRAUNFELS, TX BEXAR 2022 $449,650 $575,600 $695,800 $864,700
    NON-METRO BLANCO 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO BORDEN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO BOSQUE 2022 $420,680 $538,650 $651,050 $809,150
    TEXARKANA, TX-AR BOWIE 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX BRAZORIA 2022 $420,680 $538,650 $651,050 $809,150
    COLLEGE STATION-BRYAN, TX BRAZOS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO BREWSTER 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO BRISCOE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO BROOKS 2022 $420,680 $538,650 $651,050 $809,150
    BROWNWOOD, TX BROWN 2022 $420,680 $538,650 $651,050 $809,150
    COLLEGE STATION-BRYAN, TX BURLESON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO BURNET 2022 $420,680 $538,650 $651,050 $809,150
    AUSTIN-ROUND ROCK-GEORGETOWN, TX CALDWELL 2022 $483,000 $618,300 $747,400 $928,850
    PORT LAVACA, TX CALHOUN 2022 $420,680 $538,650 $651,050 $809,150
    ABILENE, TX CALLAHAN 2022 $420,680 $538,650 $651,050 $809,150
    BROWNSVILLE-HARLINGEN, TX CAMERON 2022 $420,680 $538,650 $651,050 $809,150
    MOUNT PLEASANT, TX CAMP 2022 $420,680 $538,650 $651,050 $809,150
    AMARILLO, TX CARSON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO CASS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO CASTRO 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX CHAMBERS 2022 $420,680 $538,650 $651,050 $809,150
    JACKSONVILLE, TX CHEROKEE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO CHILDRESS 2022 $420,680 $538,650 $651,050 $809,150
    WICHITA FALLS, TX CLAY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO COCHRAN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO COKE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO COLEMAN 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX COLLIN 2022 $450,800 $577,100 $697,600 $866,950
    NON-METRO COLLINGSWORTH 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO COLORADO 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANTONIO-NEW BRAUNFELS, TX COMAL 2022 $449,650 $575,600 $695,800 $864,700
    NON-METRO COMANCHE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO CONCHO 2022 $420,680 $538,650 $651,050 $809,150
    GAINESVILLE, TX COOKE 2022 $420,680 $538,650 $651,050 $809,150
    KILLEEN-TEMPLE, TX CORYELL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO COTTLE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO CRANE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO CROCKETT 2022 $420,680 $538,650 $651,050 $809,150
    LUBBOCK, TX CROSBY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO CULBERSON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO DALLAM 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX DALLAS 2022 $450,800 $577,100 $697,600 $866,950
    LAMESA, TX DAWSON 2022 $420,680 $538,650 $651,050 $809,150
    HEREFORD, TX DEAF SMITH 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO DELTA 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX DENTON 2022 $450,800 $577,100 $697,600 $866,950
    NON-METRO DEWITT 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO DICKENS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO DIMMIT 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO DONLEY 2022 $420,680 $538,650 $651,050 $809,150
    ALICE, TX DUVAL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO EASTLAND 2022 $420,680 $538,650 $651,050 $809,150
    ODESSA, TX ECTOR 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO EDWARDS 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX ELLIS 2022 $450,800 $577,100 $697,600 $866,950
    EL PASO, TX EL PASO 2022 $420,680 $538,650 $651,050 $809,150
    STEPHENVILLE, TX ERATH 2022 $420,680 $538,650 $651,050 $809,150
    WACO, TX FALLS 2022 $420,680 $538,650 $651,050 $809,150
    BONHAM, TX FANNIN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO FAYETTE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO FISHER 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO FLOYD 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO FOARD 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX FORT BEND 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO FRANKLIN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO FREESTONE 2022 $420,680 $538,650 $651,050 $809,150
    PEARSALL, TX FRIO 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO GAINES 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX GALVESTON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO GARZA 2022 $420,680 $538,650 $651,050 $809,150
    FREDERICKSBURG, TX GILLESPIE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO GLASSCOCK 2022 $420,680 $538,650 $651,050 $809,150
    VICTORIA, TX GOLIAD 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO GONZALES 2022 $420,680 $538,650 $651,050 $809,150
    PAMPA, TX GRAY 2022 $420,680 $538,650 $651,050 $809,150
    SHERMAN-DENISON, TX GRAYSON 2022 $420,680 $538,650 $651,050 $809,150
    LONGVIEW, TX GREGG 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO GRIMES 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANTONIO-NEW BRAUNFELS, TX GUADALUPE 2022 $449,650 $575,600 $695,800 $864,700
    PLAINVIEW, TX HALE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HALL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HAMILTON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HANSFORD 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HARDEMAN 2022 $420,680 $538,650 $651,050 $809,150
    BEAUMONT-PORT ARTHUR, TX HARDIN 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX HARRIS 2022 $420,680 $538,650 $651,050 $809,150
    LONGVIEW, TX HARRISON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HARTLEY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HASKELL 2022 $420,680 $538,650 $651,050 $809,150
    AUSTIN-ROUND ROCK-GEORGETOWN, TX HAYS 2022 $483,000 $618,300 $747,400 $928,850
    NON-METRO HEMPHILL 2022 $420,680 $538,650 $651,050 $809,150
    ATHENS, TX HENDERSON 2022 $420,680 $538,650 $651,050 $809,150
    MCALLEN-EDINBURG-MISSION, TX HIDALGO 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HILL 2022 $420,680 $538,650 $651,050 $809,150
    LEVELLAND, TX HOCKLEY 2022 $420,680 $538,650 $651,050 $809,150
    GRANBURY, TX HOOD 2022 $420,680 $538,650 $651,050 $809,150
    SULPHUR SPRINGS, TX HOPKINS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO HOUSTON 2022 $420,680 $538,650 $651,050 $809,150
    BIG SPRING, TX HOWARD 2022 $420,680 $538,650 $651,050 $809,150
    EL PASO, TX HUDSPETH 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX HUNT 2022 $450,800 $577,100 $697,600 $866,950
    BORGER, TX HUTCHINSON 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANGELO, TX IRION 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO JACK 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO JACKSON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO JASPER 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO JEFF DAVIS 2022 $420,680 $538,650 $651,050 $809,150
    BEAUMONT-PORT ARTHUR, TX JEFFERSON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO JIM HOGG 2022 $420,680 $538,650 $651,050 $809,150
    ALICE, TX JIM WELLS 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX JOHNSON 2022 $450,800 $577,100 $697,600 $866,950
    ABILENE, TX JONES 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO KARNES 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX KAUFMAN 2022 $450,800 $577,100 $697,600 $866,950
    SAN ANTONIO-NEW BRAUNFELS, TX KENDALL 2022 $449,650 $575,600 $695,800 $864,700
    KINGSVILLE, TX KENEDY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO KENT 2022 $420,680 $538,650 $651,050 $809,150
    KERRVILLE, TX KERR 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO KIMBLE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO KING 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO KINNEY 2022 $420,680 $538,650 $651,050 $809,150
    KINGSVILLE, TX KLEBERG 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO KNOX 2022 $420,680 $538,650 $651,050 $809,150
    PARIS, TX LAMAR 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LAMB 2022 $420,680 $538,650 $651,050 $809,150
    KILLEEN-TEMPLE, TX LAMPASAS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LA SALLE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LAVACA 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LEE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LEON 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX LIBERTY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LIMESTONE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LIPSCOMB 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LIVE OAK 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO LLANO 2022 $420,680 $538,650 $651,050 $809,150
    PECOS, TX LOVING 2022 $420,680 $538,650 $651,050 $809,150
    LUBBOCK, TX LUBBOCK 2022 $420,680 $538,650 $651,050 $809,150
    LUBBOCK, TX LYNN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MCCULLOCH 2022 $420,680 $538,650 $651,050 $809,150
    WACO, TX MCLENNAN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MCMULLEN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MADISON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MARION 2022 $420,680 $538,650 $651,050 $809,150
    MIDLAND, TX MARTIN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MASON 2022 $420,680 $538,650 $651,050 $809,150
    BAY CITY, TX MATAGORDA 2022 $420,680 $538,650 $651,050 $809,150
    EAGLE PASS, TX MAVERICK 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANTONIO-NEW BRAUNFELS, TX MEDINA 2022 $449,650 $575,600 $695,800 $864,700
    NON-METRO MENARD 2022 $420,680 $538,650 $651,050 $809,150
    MIDLAND, TX MIDLAND 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MILAM 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MILLS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MITCHELL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MONTAGUE 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX MONTGOMERY 2022 $420,680 $538,650 $651,050 $809,150
    DUMAS, TX MOORE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MORRIS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO MOTLEY 2022 $420,680 $538,650 $651,050 $809,150
    NACOGDOCHES, TX NACOGDOCHES 2022 $420,680 $538,650 $651,050 $809,150
    CORSICANA, TX NAVARRO 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO NEWTON 2022 $420,680 $538,650 $651,050 $809,150
    SWEETWATER, TX NOLAN 2022 $420,680 $538,650 $651,050 $809,150
    CORPUS CHRISTI, TX NUECES 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO OCHILTREE 2022 $420,680 $538,650 $651,050 $809,150
    AMARILLO, TX OLDHAM 2022 $420,680 $538,650 $651,050 $809,150
    BEAUMONT-PORT ARTHUR, TX ORANGE 2022 $420,680 $538,650 $651,050 $809,150
    MINERAL WELLS, TX PALO PINTO 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO PANOLA 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX PARKER 2022 $450,800 $577,100 $697,600 $866,950
    NON-METRO PARMER 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO PECOS 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO POLK 2022 $420,680 $538,650 $651,050 $809,150
    AMARILLO, TX POTTER 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO PRESIDIO 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO RAINS 2022 $420,680 $538,650 $651,050 $809,150
    AMARILLO, TX RANDALL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO REAGAN 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO REAL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO RED RIVER 2022 $420,680 $538,650 $651,050 $809,150
    PECOS, TX REEVES 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO REFUGIO 2022 $420,680 $538,650 $651,050 $809,150
    PAMPA, TX ROBERTS 2022 $420,680 $538,650 $651,050 $809,150
    COLLEGE STATION-BRYAN, TX ROBERTSON 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX ROCKWALL 2022 $450,800 $577,100 $697,600 $866,950
    NON-METRO RUNNELS 2022 $420,680 $538,650 $651,050 $809,150
    LONGVIEW, TX RUSK 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SABINE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SAN AUGUSTINE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SAN JACINTO 2022 $420,680 $538,650 $651,050 $809,150
    CORPUS CHRISTI, TX SAN PATRICIO 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SAN SABA 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SCHLEICHER 2022 $420,680 $538,650 $651,050 $809,150
    SNYDER, TX SCURRY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SHACKELFORD 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SHELBY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SHERMAN 2022 $420,680 $538,650 $651,050 $809,150
    TYLER, TX SMITH 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SOMERVELL 2022 $420,680 $538,650 $651,050 $809,150
    RIO GRANDE CITY-ROMA, TX STARR 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO STEPHENS 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANGELO, TX STERLING 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO STONEWALL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SUTTON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO SWISHER 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX TARRANT 2022 $450,800 $577,100 $697,600 $866,950
    ABILENE, TX TAYLOR 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO TERRELL 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO TERRY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO THROCKMORTON 2022 $420,680 $538,650 $651,050 $809,150
    MOUNT PLEASANT, TX TITUS 2022 $420,680 $538,650 $651,050 $809,150
    SAN ANGELO, TX TOM GREEN 2022 $420,680 $538,650 $651,050 $809,150
    AUSTIN-ROUND ROCK-GEORGETOWN, TX TRAVIS 2022 $483,000 $618,300 $747,400 $928,850
    NON-METRO TRINITY 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO TYLER 2022 $420,680 $538,650 $651,050 $809,150
    LONGVIEW, TX UPSHUR 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO UPTON 2022 $420,680 $538,650 $651,050 $809,150
    UVALDE, TX UVALDE 2022 $420,680 $538,650 $651,050 $809,150
    DEL RIO, TX VAL VERDE 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO VAN ZANDT 2022 $420,680 $538,650 $651,050 $809,150
    VICTORIA, TX VICTORIA 2022 $420,680 $538,650 $651,050 $809,150
    HUNTSVILLE, TX WALKER 2022 $420,680 $538,650 $651,050 $809,150
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX WALLER 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO WARD 2022 $420,680 $538,650 $651,050 $809,150
    BRENHAM, TX WASHINGTON 2022 $420,680 $538,650 $651,050 $809,150
    LAREDO, TX WEBB 2022 $420,680 $538,650 $651,050 $809,150
    EL CAMPO, TX WHARTON 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO WHEELER 2022 $420,680 $538,650 $651,050 $809,150
    WICHITA FALLS, TX WICHITA 2022 $420,680 $538,650 $651,050 $809,150
    VERNON, TX WILBARGER 2022 $420,680 $538,650 $651,050 $809,150
    RAYMONDVILLE, TX WILLACY 2022 $420,680 $538,650 $651,050 $809,150
    AUSTIN-ROUND ROCK-GEORGETOWN, TX WILLIAMSON 2022 $483,000 $618,300 $747,400 $928,850
    SAN ANTONIO-NEW BRAUNFELS, TX WILSON 2022 $449,650 $575,600 $695,800 $864,700
    NON-METRO WINKLER 2022 $420,680 $538,650 $651,050 $809,150
    DALLAS-FORT WORTH-ARLINGTON, TX WISE 2022 $450,800 $577,100 $697,600 $866,950
    NON-METRO WOOD 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO YOAKUM 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO YOUNG 2022 $420,680 $538,650 $651,050 $809,150
    ZAPATA, TX ZAPATA 2022 $420,680 $538,650 $651,050 $809,150
    NON-METRO ZAVALA 2022 $420,680 $538,650 $651,050 $809,150
    PALESTINE, TX ANDERSON 2023 $472,030 $604,400 $730,525 $907,900
    ANDREWS, TX ANDREWS 2023 $472,030 $604,400 $730,525 $907,900
    LUFKIN, TX ANGELINA 2023 $472,030 $604,400 $730,525 $907,900
    ROCKPORT, TX ARANSAS 2023 $472,030 $604,400 $730,525 $907,900
    WICHITA FALLS, TX ARCHER 2023 $472,030 $604,400 $730,525 $907,900
    AMARILLO, TX ARMSTRONG 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANTONIO-NEW BRAUNFELS, TX ATASCOSA 2023 $524,400 $671,300 $811,450 $1,008,450
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX AUSTIN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO BAILEY 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANTONIO-NEW BRAUNFELS, TX BANDERA 2023 $524,400 $671,300 $811,450 $1,008,450
    AUSTIN-ROUND ROCK-GEORGETOWN, TX BASTROP 2023 $571,550 $731,700 $884,450 $1,099,150
    NON-METRO BAYLOR 2023 $472,030 $604,400 $730,525 $907,900
    BEEVILLE, TX BEE 2023 $472,030 $604,400 $730,525 $907,900
    KILLEEN-TEMPLE, TX BELL 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANTONIO-NEW BRAUNFELS, TX BEXAR 2023 $524,400 $671,300 $811,450 $1,008,450
    NON-METRO BLANCO 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO BORDEN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO BOSQUE 2023 $472,030 $604,400 $730,525 $907,900
    TEXARKANA, TX-AR BOWIE 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX BRAZORIA 2023 $472,030 $604,400 $730,525 $907,900
    COLLEGE STATION-BRYAN, TX BRAZOS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO BREWSTER 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO BRISCOE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO BROOKS 2023 $472,030 $604,400 $730,525 $907,900
    BROWNWOOD, TX BROWN 2023 $472,030 $604,400 $730,525 $907,900
    COLLEGE STATION-BRYAN, TX BURLESON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO BURNET 2023 $472,030 $604,400 $730,525 $907,900
    AUSTIN-ROUND ROCK-GEORGETOWN, TX CALDWELL 2023 $571,550 $731,700 $884,450 $1,099,150
    PORT LAVACA, TX CALHOUN 2023 $472,030 $604,400 $730,525 $907,900
    ABILENE, TX CALLAHAN 2023 $472,030 $604,400 $730,525 $907,900
    BROWNSVILLE-HARLINGEN, TX CAMERON 2023 $472,030 $604,400 $730,525 $907,900
    MOUNT PLEASANT, TX CAMP 2023 $472,030 $604,400 $730,525 $907,900
    AMARILLO, TX CARSON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO CASS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO CASTRO 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX CHAMBERS 2023 $472,030 $604,400 $730,525 $907,900
    JACKSONVILLE, TX CHEROKEE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO CHILDRESS 2023 $472,030 $604,400 $730,525 $907,900
    WICHITA FALLS, TX CLAY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO COCHRAN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO COKE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO COLEMAN 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX COLLIN 2023 $531,300 $680,150 $822,150 $1,021,750
    NON-METRO COLLINGSWORTH 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO COLORADO 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANTONIO-NEW BRAUNFELS, TX COMAL 2023 $524,400 $671,300 $811,450 $1,008,450
    NON-METRO COMANCHE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO CONCHO 2023 $472,030 $604,400 $730,525 $907,900
    GAINESVILLE, TX COOKE 2023 $472,030 $604,400 $730,525 $907,900
    KILLEEN-TEMPLE, TX CORYELL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO COTTLE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO CRANE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO CROCKETT 2023 $472,030 $604,400 $730,525 $907,900
    LUBBOCK, TX CROSBY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO CULBERSON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO DALLAM 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX DALLAS 2023 $531,300 $680,150 $822,150 $1,021,750
    LAMESA, TX DAWSON 2023 $472,030 $604,400 $730,525 $907,900
    HEREFORD, TX DEAF SMITH 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO DELTA 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX DENTON 2023 $531,300 $680,150 $822,150 $1,021,750
    NON-METRO DEWITT 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO DICKENS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO DIMMIT 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO DONLEY 2023 $472,030 $604,400 $730,525 $907,900
    ALICE, TX DUVAL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO EASTLAND 2023 $472,030 $604,400 $730,525 $907,900
    ODESSA, TX ECTOR 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO EDWARDS 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX ELLIS 2023 $531,300 $680,150 $822,150 $1,021,750
    EL PASO, TX EL PASO 2023 $472,030 $604,400 $730,525 $907,900
    STEPHENVILLE, TX ERATH 2023 $472,030 $604,400 $730,525 $907,900
    WACO, TX FALLS 2023 $472,030 $604,400 $730,525 $907,900
    BONHAM, TX FANNIN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO FAYETTE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO FISHER 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO FLOYD 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO FOARD 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX FORT BEND 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO FRANKLIN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO FREESTONE 2023 $472,030 $604,400 $730,525 $907,900
    PEARSALL, TX FRIO 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO GAINES 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX GALVESTON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO GARZA 2023 $472,030 $604,400 $730,525 $907,900
    FREDERICKSBURG, TX GILLESPIE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO GLASSCOCK 2023 $472,030 $604,400 $730,525 $907,900
    VICTORIA, TX GOLIAD 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO GONZALES 2023 $472,030 $604,400 $730,525 $907,900
    PAMPA, TX GRAY 2023 $472,030 $604,400 $730,525 $907,900
    SHERMAN-DENISON, TX GRAYSON 2023 $472,030 $604,400 $730,525 $907,900
    LONGVIEW, TX GREGG 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO GRIMES 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANTONIO-NEW BRAUNFELS, TX GUADALUPE 2023 $524,400 $671,300 $811,450 $1,008,450
    PLAINVIEW, TX HALE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HALL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HAMILTON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HANSFORD 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HARDEMAN 2023 $472,030 $604,400 $730,525 $907,900
    BEAUMONT-PORT ARTHUR, TX HARDIN 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX HARRIS 2023 $472,030 $604,400 $730,525 $907,900
    LONGVIEW, TX HARRISON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HARTLEY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HASKELL 2023 $472,030 $604,400 $730,525 $907,900
    AUSTIN-ROUND ROCK-GEORGETOWN, TX HAYS 2023 $571,550 $731,700 $884,450 $1,099,150
    NON-METRO HEMPHILL 2023 $472,030 $604,400 $730,525 $907,900
    ATHENS, TX HENDERSON 2023 $472,030 $604,400 $730,525 $907,900
    MCALLEN-EDINBURG-MISSION, TX HIDALGO 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HILL 2023 $472,030 $604,400 $730,525 $907,900
    LEVELLAND, TX HOCKLEY 2023 $472,030 $604,400 $730,525 $907,900
    GRANBURY, TX HOOD 2023 $472,030 $604,400 $730,525 $907,900
    SULPHUR SPRINGS, TX HOPKINS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO HOUSTON 2023 $472,030 $604,400 $730,525 $907,900
    BIG SPRING, TX HOWARD 2023 $472,030 $604,400 $730,525 $907,900
    EL PASO, TX HUDSPETH 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX HUNT 2023 $531,300 $680,150 $822,150 $1,021,750
    BORGER, TX HUTCHINSON 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANGELO, TX IRION 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO JACK 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO JACKSON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO JASPER 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO JEFF DAVIS 2023 $472,030 $604,400 $730,525 $907,900
    BEAUMONT-PORT ARTHUR, TX JEFFERSON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO JIM HOGG 2023 $472,030 $604,400 $730,525 $907,900
    ALICE, TX JIM WELLS 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX JOHNSON 2023 $531,300 $680,150 $822,150 $1,021,750
    ABILENE, TX JONES 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO KARNES 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX KAUFMAN 2023 $531,300 $680,150 $822,150 $1,021,750
    SAN ANTONIO-NEW BRAUNFELS, TX KENDALL 2023 $524,400 $671,300 $811,450 $1,008,450
    KINGSVILLE, TX KENEDY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO KENT 2023 $472,030 $604,400 $730,525 $907,900
    KERRVILLE, TX KERR 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO KIMBLE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO KING 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO KINNEY 2023 $472,030 $604,400 $730,525 $907,900
    KINGSVILLE, TX KLEBERG 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO KNOX 2023 $472,030 $604,400 $730,525 $907,900
    PARIS, TX LAMAR 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LAMB 2023 $472,030 $604,400 $730,525 $907,900
    KILLEEN-TEMPLE, TX LAMPASAS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LA SALLE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LAVACA 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LEE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LEON 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX LIBERTY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LIMESTONE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LIPSCOMB 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LIVE OAK 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO LLANO 2023 $472,030 $604,400 $730,525 $907,900
    PECOS, TX LOVING 2023 $472,030 $604,400 $730,525 $907,900
    LUBBOCK, TX LUBBOCK 2023 $472,030 $604,400 $730,525 $907,900
    LUBBOCK, TX LYNN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MCCULLOCH 2023 $472,030 $604,400 $730,525 $907,900
    WACO, TX MCLENNAN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MCMULLEN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MADISON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MARION 2023 $472,030 $604,400 $730,525 $907,900
    MIDLAND, TX MARTIN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MASON 2023 $472,030 $604,400 $730,525 $907,900
    BAY CITY, TX MATAGORDA 2023 $472,030 $604,400 $730,525 $907,900
    EAGLE PASS, TX MAVERICK 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANTONIO-NEW BRAUNFELS, TX MEDINA 2023 $524,400 $671,300 $811,450 $1,008,450
    NON-METRO MENARD 2023 $472,030 $604,400 $730,525 $907,900
    MIDLAND, TX MIDLAND 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MILAM 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MILLS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MITCHELL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MONTAGUE 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX MONTGOMERY 2023 $472,030 $604,400 $730,525 $907,900
    DUMAS, TX MOORE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MORRIS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO MOTLEY 2023 $472,030 $604,400 $730,525 $907,900
    NACOGDOCHES, TX NACOGDOCHES 2023 $472,030 $604,400 $730,525 $907,900
    CORSICANA, TX NAVARRO 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO NEWTON 2023 $472,030 $604,400 $730,525 $907,900
    SWEETWATER, TX NOLAN 2023 $472,030 $604,400 $730,525 $907,900
    CORPUS CHRISTI, TX NUECES 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO OCHILTREE 2023 $472,030 $604,400 $730,525 $907,900
    AMARILLO, TX OLDHAM 2023 $472,030 $604,400 $730,525 $907,900
    BEAUMONT-PORT ARTHUR, TX ORANGE 2023 $472,030 $604,400 $730,525 $907,900
    MINERAL WELLS, TX PALO PINTO 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO PANOLA 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX PARKER 2023 $531,300 $680,150 $822,150 $1,021,750
    NON-METRO PARMER 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO PECOS 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO POLK 2023 $472,030 $604,400 $730,525 $907,900
    AMARILLO, TX POTTER 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO PRESIDIO 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO RAINS 2023 $472,030 $604,400 $730,525 $907,900
    AMARILLO, TX RANDALL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO REAGAN 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO REAL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO RED RIVER 2023 $472,030 $604,400 $730,525 $907,900
    PECOS, TX REEVES 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO REFUGIO 2023 $472,030 $604,400 $730,525 $907,900
    PAMPA, TX ROBERTS 2023 $472,030 $604,400 $730,525 $907,900
    COLLEGE STATION-BRYAN, TX ROBERTSON 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX ROCKWALL 2023 $531,300 $680,150 $822,150 $1,021,750
    NON-METRO RUNNELS 2023 $472,030 $604,400 $730,525 $907,900
    LONGVIEW, TX RUSK 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SABINE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SAN AUGUSTINE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SAN JACINTO 2023 $472,030 $604,400 $730,525 $907,900
    CORPUS CHRISTI, TX SAN PATRICIO 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SAN SABA 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SCHLEICHER 2023 $472,030 $604,400 $730,525 $907,900
    SNYDER, TX SCURRY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SHACKELFORD 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SHELBY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SHERMAN 2023 $472,030 $604,400 $730,525 $907,900
    TYLER, TX SMITH 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SOMERVELL 2023 $472,030 $604,400 $730,525 $907,900
    RIO GRANDE CITY-ROMA, TX STARR 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO STEPHENS 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANGELO, TX STERLING 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO STONEWALL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SUTTON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO SWISHER 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX TARRANT 2023 $531,300 $680,150 $822,150 $1,021,750
    ABILENE, TX TAYLOR 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO TERRELL 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO TERRY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO THROCKMORTON 2023 $472,030 $604,400 $730,525 $907,900
    MOUNT PLEASANT, TX TITUS 2023 $472,030 $604,400 $730,525 $907,900
    SAN ANGELO, TX TOM GREEN 2023 $472,030 $604,400 $730,525 $907,900
    AUSTIN-ROUND ROCK-GEORGETOWN, TX TRAVIS 2023 $571,550 $731,700 $884,450 $1,099,150
    NON-METRO TRINITY 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO TYLER 2023 $472,030 $604,400 $730,525 $907,900
    LONGVIEW, TX UPSHUR 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO UPTON 2023 $472,030 $604,400 $730,525 $907,900
    UVALDE, TX UVALDE 2023 $472,030 $604,400 $730,525 $907,900
    DEL RIO, TX VAL VERDE 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO VAN ZANDT 2023 $472,030 $604,400 $730,525 $907,900
    VICTORIA, TX VICTORIA 2023 $472,030 $604,400 $730,525 $907,900
    HUNTSVILLE, TX WALKER 2023 $472,030 $604,400 $730,525 $907,900
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX WALLER 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO WARD 2023 $472,030 $604,400 $730,525 $907,900
    BRENHAM, TX WASHINGTON 2023 $472,030 $604,400 $730,525 $907,900
    LAREDO, TX WEBB 2023 $472,030 $604,400 $730,525 $907,900
    EL CAMPO, TX WHARTON 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO WHEELER 2023 $472,030 $604,400 $730,525 $907,900
    WICHITA FALLS, TX WICHITA 2023 $472,030 $604,400 $730,525 $907,900
    VERNON, TX WILBARGER 2023 $472,030 $604,400 $730,525 $907,900
    RAYMONDVILLE, TX WILLACY 2023 $472,030 $604,400 $730,525 $907,900
    AUSTIN-ROUND ROCK-GEORGETOWN, TX WILLIAMSON 2023 $571,550 $731,700 $884,450 $1,099,150
    SAN ANTONIO-NEW BRAUNFELS, TX WILSON 2023 $524,400 $671,300 $811,450 $1,008,450
    NON-METRO WINKLER 2023 $472,030 $604,400 $730,525 $907,900
    DALLAS-FORT WORTH-ARLINGTON, TX WISE 2023 $531,300 $680,150 $822,150 $1,021,750
    NON-METRO WOOD 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO YOAKUM 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO YOUNG 2023 $472,030 $604,400 $730,525 $907,900
    ZAPATA, TX ZAPATA 2023 $472,030 $604,400 $730,525 $907,900
    NON-METRO ZAVALA 2023 $472,030 $604,400 $730,525 $907,900

    FHA Loan Requirements

  • Borrowers must have a steady employment history or worked for the same employer for the past two years.
  • Borrowers must have a valid Social Security number, lawful residency in the U.S. and be of legal age to sign a mortgage in your state.
  • Borrowers must pay a minimum down payment of 3.5 percent. The money may be gifted by a family member. (Traditional mortgages do not permit gifted down payments)
  • New FHA loans are only available for primary residence occupancy.
  • Borrowers must have a property appraisal from a FHA-approved appraiser.
  • Borrowers’ front-end ratio (mortgage payment plus HOA fees, property taxes, mortgage insurance, homeowners insurance) needs to be less than 31 percent of their gross income, typically. You may be able to get approved with as high a percentage as 40 percent. Your lender will be required to provide justification as to why they believe the mortgage presents an acceptable risk. The lender must include any compensating factors used for loan approval.
  • Borrowers’ debt to income ratio (mortgage plus all your monthly debt, i.e., credit card payment, car payment, student loans, etc.) needs to be less than 43 percent of their gross income, typically. You may be able to get approved with as high a percentage as 50 percent.
  • Borrowers must have a minimum credit score of 580 for maximum financing with a minimum down payment of 3.5 percent.
  • Borrowers must have a minimum credit score of 500-579 for maximum LTV of 90 percent with a minimum down payment of 10 percent.
  • Bborrowers must be two years out of bankruptcy and have re-established good credit. Exceptions can be made.
  • Typically borrowers must be three years out of foreclosure and have re-established good credit.
  • The purchased property must meet certain minimum standards at appraisal. If the home you are purchasing does not meet these standards and a seller will not agree to the required repairs, your only option is to pay for the required repairs at closing (to be held in escrow until the repairs are complete).