Texas FHA Loan Rates, Closing Costs & Stats

Texas

FHA loans are mortgages created in the 1930's to help insulate lenders from credit risks and help promote home ownership. The Federal Housing Administration (hence, FHA) allows for lower downpayments and credit scores-- making these loans much more accessible than traditional mortgages.

FHA loans typically need just a 3.5% downpayment with credit scores of 580 or better. For credit scores between 500-579, the downpayment needs to be at least 10%.

While FHA loans make home ownership much more accessible to first-time homebuyers, they do require PMI (purchase money insurance)-- an additional insurance premium that is paid to the FHA to help cover defaults.

For additional requirements as defined by the FHA, click here.

Texas FHA Loans, 30 Year Fixed Rates

30 Year FHA mortgages in Texas averaged 6.4% for the week of 2024-04-12, compared to the national average (all FHA variants) of 6.739% for the same period.

Texas's average FHA mortgage closing costs are $9,023.

The average rate for the prior week (2024-04-05) was 6.53% and one month ago for the week of 2024-03-08, the average rate was 6.57%.

The average rate one year ago was 5.8%.

For refis of the same type during the week of 2024-04-12, the average rate was 6.91%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Texas FHA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for FHA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Texas level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
DHI MORTGAGE COMPANY, LTD. 7,517 5.38% $10,156
EAGLE HOME MORTGAGE, LLC 5,552 4.77% $9,482
UNITED WHOLESALE MORTGAGE, LLC 5,211 6.31% $13,690
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2,871 6.68% $11,573
QUICKEN LOANS, LLC 2,429 6.27% $13,159
CARDINAL FINANCIAL 2,236 6.54% $13,966
LOANDEPOT.COM, LLC 2,210 6.37% $12,234
AMCAP MORTGAGE, LTD. 2,032 6.66% $13,455
EVERETT FINANCIAL, INC. 1,725 6.89% $12,315
GUILD MORTGAGE COMPANY 1,618 6.74% $12,747
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1,572 6.28% $12,079
CMG MORTGAGE, INC. 1,411 6.38% $15,063
PRIMELENDING, A PLAINSCAPITAL COMPANY 1,403 6.62% $14,121
CROSSCOUNTRY MORTGAGE, LLC 1,280 6.71% $14,158
VELOCIO MORTGAGE L.L.C. 1,100 5.62% $13,801
CORNERSTONE HOME LENDING, INC. 956 6.35% $14,917
PULTE MORTGAGE LLC 937 5.58% $8,336
SFMC, LP 933 6.62% $15,506
NATIONS RELIABLE LENDING, LLC 902 6.68% $14,296
SECURITYNATIONAL MORTGAGE COMPANY 891 6.87% $13,089
KBHS HOME LOANS, LLC 864 6.06% $13,185
Town Square Mortgage & Investments, Inc. 822 6.77% $11,270
GUARANTEED RATE, INC. 771 6.47% $13,563
PLAZA HOME MORTGAGE, INC. 683 6.21% $13,493
MOVEMENT MORTGAGE, LLC 668 6.55% $13,243
INTERLINC MORTGAGE SERVICES, LLC 654 6.78% $10,233
MORTGAGE FINANCIAL SERVICES, LLC 646 6.84% $12,013
T2 FINANCIAL LLC 641 6.85% $12,144
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 588 6.91% $14,276
INSPIRE HOME LOANS INC. 586 5.47% $10,594
Paramount Residential Mortgage Group, Inc. 564 6.50% $14,187
Flagstar Bank, FSB 554 6.46% $12,120
AMERICAN PACIFIC MORTGAGE CORPORATION 505 6.62% $12,698
Network Funding, L.P. 462 6.61% $13,217
FREEDOM MORTGAGE CORPORATION 459 6.50% $14,736
THRIVE MORTGAGE, LLC 452 6.55% $14,551
M/I FINANCIAL, LLC 435 5.86% $16,659
BROKER SOLUTIONS, INC. 406 6.65% $13,703
GARDNER FINANCIAL SERVICES, LTD. 396 6.64% $14,979
NEWREZ LLC 394 6.57% $11,931
Gateway First Bank 392 6.76% $11,392
Century Mortgage Company DBA Century Lending Company 391 6.38% $13,828
WILLOW BEND MORTGAGE COMPANY, LLC 381 6.63% $15,912
Equity Prime Mortgage LLC 369 6.88% $13,417
HOMESIDE FINANCIAL, LLC 359 6.22% $15,842
SWBC MORTGAGE CORPORATION 353 6.84% $8,494
Nations Lending Corporation 350 6.64% $10,056
PENNYMAC LOAN SERVICES, LLC 342 6.23% $13,744
Republic State Mortgage Co. 330 6.18% $12,111
First National Bank Texas 315 6.34% $10,463
Plains Commerce Bank 311 6.60% $13,038
CALCON MUTUAL MORTGAGE LLC 310 6.76% $16,496
CLM MORTGAGE, INC 296 6.28% $14,159
AMERICAN FINANCIAL NETWORK, INC. 293 6.96% $14,628
ACADEMY MORTGAGE CORPORATION 292 6.47% $13,382
EUSTIS AND AMERICAN MORTGAGE COMPANY 289 6.74% $11,425
DIRECTIONS EQUITY, LLC 276 6.59% $8,693
TEXAS TECH 274 6.34% $9,300
Commerce Home Mortgage, Inc. 253 6.71% $10,430
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 251 6.31% $14,330
UNION HOME MORTGAGE CORP. 248 6.81% $12,843
SUN WEST MORTGAGE COMPANY, INC. 247 6.67% $12,787
S1L, Inc. 235 6.53% $12,997
BancorpSouth 234 6.39% $10,767
MID AMERICA MORTGAGE, INC. 230 6.90% $11,873
ADVISA MORTGAGE SERVICES, LTD. 229 6.08% $10,764
South Pacific Financial Corporation 229 5.63% $12,350
JPMorgan Chase Bank 226 6.27% $7,521
Sunflower Bank 219 6.16% $12,870
Wallick & Volk, Inc. 218 6.71% $8,729
V.I.P. MORTGAGE, INC. 216 6.38% $12,881
Neighborhood Loans, Inc. 211 6.96% $14,289
THE MORTGAGE LINK, INC. 205 6.79% $15,309
First United Bank and Trust Company 202 6.79% $14,397
PILGRIM MORTGAGE LLC 189 6.54% $12,818
City Bank 189 6.64% $11,154
OCMBC, INC. 181 7.04% $14,278
First Financial Bank 180 6.64% $9,904
LEGEND LENDING CORPORATION 179 6.66% $17,030
SUCCESS MORTGAGE PARTNERS, INC. 172 6.94% $12,070
Amarillo National Bank 170 6.60% $8,065
PRIMARY RESIDENTIAL MORTGAGE, INC. 166 7.12% $12,161
Waterstone Mortgage Corporation 164 6.83% $12,572
MANN FINANCIAL INC. 163 6.96% $10,886
Loan Simple, Inc. 157 6.84% $15,305
DRAPER AND KRAMER MORTGAGE CORP. 151 6.78% $13,564
FBC MORTGAGE, LLC 150 6.22% $11,837
CRESTMARK MORTGAGE COMPANY, LTD. 149 6.31% $14,378
Rocky Mountain Mortgage Company 149 6.42% $7,147
DAS Acquisition Company, LLC 146 6.70% $14,898
ASCENT HOME LENDING, LLC 144 6.41% $15,106
TOWNE MORTGAGE COMPANY 143 6.39% $13,856
BECKAM FUNDING CORP. 143 7.11% $20,010
Independent Bank 139 6.56% $13,196
GENEVA FINANCIAL, LLC 139 6.77% $14,579
ZILLOW HOME LOANS, LLC 133 6.40% $11,674
HALLMARK HOME MORTGAGE, LLC 132 6.65% $12,087
OPEN MORTGAGE, LLC 130 6.63% $11,532
LEADERONE FINANCIAL CORPORATION 130 6.75% $12,456
CADENCE LENDING GROUP, INC. 127 6.42% $13,271
GUARANTEED RATE AFFINITY, LLC 127 6.51% $13,465
FLAT BRANCH MORTGAGE, INC. 126 6.59% $9,428
MORTGAGE SOLUTIONS OF COLORADO, LLC 125 7.21% $12,772
ENVOY MORTGAGE, LTD 124 6.76% $13,513
Carrington Mortgage Services, LLC 124 6.61% $14,642
PLANET HOME LENDING, LLC 124 6.41% $13,582
PATRIOT MORTGAGE COMPANY 122 5.95% $11,330
Prosperity Bank 121 6.22% $9,091
HOMETRUST MORTGAGE COMPANY 121 6.68% $11,136
BROOKHOLLOW MORTGAGE SERVICES, LTD 119 6.14% $16,262
LOANPEOPLE, LLC 118 6.60% $15,715
HOMEBRIDGE FINANCIAL SERVICES, INC. 117 6.41% $14,187
Mortgage Research Center, LLC 113 6.77% $8,329
NFM, INC. 108 6.87% $14,816
CITY FIRST MORTGAGE SERVICES, L.L.C. 107 6.87% $15,257
UNIVERSITY Federal Credit Union 105 6.11% $14,066
AMERISAVE MORTGAGE CORPORATION 102 6.08% $16,445
JET HOMELOANS, LLC 100 5.84% $14,724
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 97 6.87% $13,219
SENTE MORTGAGE, INC. 95 6.66% $14,051
Bank of England 94 6.59% $13,369
Prosperity Home Mortgage, LLC 93 6.60% $12,951
Citizens Bank 91 6.48% $12,235
CHURCHILL MORTGAGE CORPORATION 86 6.67% $13,732
BAY EQUITY LLC 84 6.50% $12,530
First Option Mortgage, LLC 83 6.43% $12,140
FIRST CONTINENTAL MORTGAGE, LTD. 82 5.88% $8,664
First Bank 82 6.45% $14,099
Trinity Oaks Mortgage, LLC 80 6.43% $17,297
ASSOCIATED MORTGAGE CORPORATION 79 6.51% $10,416
MUTUAL OF OMAHA MORTGAGE, INC. 77 6.57% $12,876
LAND HOME FINANCIAL SERVICES, INC. 76 7.10% $16,285
CHERRY CREEK MORTGAGE, LLC 74 6.43% $4,472
BOKF 74 6.61% $12,980
SUMMIT FUNDING, INC. 73 6.80% $14,229
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 71 6.83% $14,819
NBKC BANK 70 6.01% $11,034
AMERICAN FINANCIAL RESOURCES, INC. 64 6.67% $11,604
VILLAGE CAPITAL MORTGAGE 64 6.55% $8,502
INTEGRITY MORTGAGE CORPORATION OF TEXAS 62 6.34% $13,681
Ixonia Bank 62 6.99% $13,081
Mr. Cooper ( Nationstar Mortgage ) 61 6.54% $14,842
PENTAGON FEDERAL CREDIT UNION 60 5.65% $11,810
Alliance Credit Union 59 6.37% $6,573
CANOPY MORTGAGE, LLC 58 6.50% $15,826
VAN DYK MORTGAGE CORPORATION 55 6.61% $7,773
BM Real Estate Services, Inc. 55 6.67% $14,124
HOME FINANCING UNLIMITED, INC. 54 5.99% $14,511
U.S. Bank 53 6.47% $10,767
NATIONS DIRECT MORTGAGE, LLC 52 6.63% $13,524
Regions Bank 52 6.09% $11,748
American National Bank & Trust 50 6.49% $9,511
NTFN, INC. 49 6.43% $13,982
GEO-CORP, INC. 49 7.47% $17,866
RESIDENTIAL BANCORP 48 6.72% $16,108
Bank of America 48 6.18% $9,287
Southwest Bank 47 6.36% $9,890
AHL FUNDING 47 6.75% $19,542
CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. 46 6.26% $15,473
First United Bank 45 6.61% $9,209
Affiliated Bank 43 6.94% $11,828
Encompass Lending Group, LP 43 6.88% $14,502
The Loan Store, Inc. 43 6.76% $15,645
MICHIGAN MUTUAL, INC. 43 6.38% $17,145
SeaTrust Mortgage Company 43 6.82% $13,841
PANORAMA MORTGAGE GROUP, LLC 41 6.59% $13,695
PRIORITY HOME MORTGAGE, L.P. 41 5.94% $10,716
NBH Bank 41 7.15% $9,633
American Mortgage & Equity Consultants, Inc. 40 6.76% $14,270
LRS FINANCIAL NETWORK, INC. 40 6.27% $11,000
Northpointe Bank 40 6.43% $14,429
TJC Mortgage, Inc. 35 6.61% $12,571
UNION SQUARE 35 6.21% $7,174
CALIBER HOME LOANS, INC. 35 6.52% $11,578
MEMBER FIRST MORTGAGE, LLC 34 6.47% $11,303
Wells Fargo Bank 34 6.18% $10,553
AmeriHome Mortgage Company, LLC 33 6.34% $13,390
Origin Bank 33 6.72% $10,945
Centennial Bank 32 7.04% $9,305
NEW FED MORTGAGE, CORP. 32 6.60% $13,329
Commercial Bank of Texas 32 6.45% $9,019
Colonial Savings, F.A. 32 6.51% $12,644
MATTAMY HOME FUNDING, LLC 31 5.93% $12,646
PREMIER LENDING, INC. 30 6.80% $11,971
HOMEAMERICAN MORTGAGE CORPORATION 29 5.51% $6,969
ML Mortgage Corp. 28 7.25% $16,265
AMERICAN PORTFOLIO MORTGAGE CORPORATION 28 7.22% $11,212
Guaranty Bank & Trust, N.A. 28 6.45% $9,189
FC LENDING, LTD. 27 6.58% $9,515
TEXAS DOW EMPLOYEES CREDIT UNION 27 6.65% $10,647
TIB The Independent Bankersbank 27 6.74% $11,675
AXIA FINANCIAL, LLC 26 6.60% $14,995
FIRST COMMUNITY MORTGAGE, INC. 25 6.55% $12,854
Hometown Equity Mortgage, LLC 25 6.57% $13,527
The Federal Savings Bank 24 6.52% $13,213
FIRST CENTENNIAL MORTGAGE CORPORATION 24 6.69% $11,682
Renasant Bank 24 6.77% $12,568
PNC Bank 23 6.34% $8,069
CASTLE & COOKE MORTGAGE, LLC 23 6.64% $14,438
PREMIA MORTGAGE, LLC 22 6.10% $11,207
Sierra Pacific Mortgage Company, Inc. 22 6.75% $12,846
Barrington Bank & Trust Company, N.A. 22 6.68% $10,521
Wolfe Financial, Inc 22 6.95% $12,515
ASPIRE FINANCIAL, INC. 21 5.92% $12,709
Trustmark National Bank 21 6.32% $10,827
PREMIER MORTGAGE RESOURCES, L.L.C. 21 7.05% $14,791
RB MORTGAGE LLC 21 6.64% $10,341
First State Bank 21 6.45% $16,165
Simmons Bank 21 6.33% $9,936
Assurance Financial Group, L.L.C. 20 6.42% $14,657
Cornerstone First Mortgage, Inc 20 6.91% $11,726
Magnolia Bank 20 6.48% $14,175
Alcova Mortgage LLC 20 6.53% $11,854
NexBank 19 6.28% $15,672
Jefferson Bank 19 6.55% $9,651
Ameris Bank 19 6.39% $15,150
Midwest Mortgage Associates Corporation 19 6.95% $12,598
TruHome Solutions, LLC 19 6.37% $12,092
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 18 6.81% $11,344
DIRECT MORTGAGE LOANS, LLC 18 6.96% $13,679
MLB RESIDENTIAL LENDING, LLC 18 6.34% $14,361
American Bank of Commerce 18 6.31% $13,108
Keystone Funding, Inc. 18 6.14% $14,755
Hancock Whitney Bank 18 6.34% $11,375
RANLIFE, INC. 17 6.77% $9,776
HOMESPIRE MORTGAGE CORPORATION 17 6.80% $11,649
Stride Bank 16 6.55% $11,854
Strong Home Mortgage, LLC 16 5.91% $12,136
Texas Mortgage Lending, LLC 16 6.49% $14,860
AMERICAN FINANCING CORPORATION 16 6.73% $11,948
GSF Mortgage Corporation 15 6.28% $15,662
SOUTHWEST STAGE FUNDING, LLC 15 6.75% $8,758
JMAC LENDING, INC. 14 6.63% $13,122
DSLD MORTGAGE, LLC 14 6.06% $6,013
LAKEVIEW LOAN SERVICING, LLC 14 6.06% $14,747
First Horizon Bank 13 6.42% $11,282
Victorian Finance, LLC 13 6.82% $12,764
INTERCAP LENDING INC. 13 6.20% $15,185
Integrity Home Mortgage Corp 13 7.63% $13,432
MOUNTAIN WEST FINANCIAL, INC. 13 6.91% $11,552
Farmers Bank & Trust Company 13 6.71% $10,055
Performance Financial, Inc. 13 6.87% $13,799
First American Bank 12 6.91% $7,483
US MORTGAGE CORPORATION 12 7.14% $11,359
Florida Capital Bank 12 6.60% $15,247
Armed Forces Bank 12 5.91% $14,243
Truist 12 6.05% $15,473
NATIONWIDE MORTGAGE BANKERS, INC. 11 6.81% $15,001
HOMEOWNERS FINANCIAL GROUP USA, LLC 11 6.61% $16,684
Hamilton Mortgage Corporation 11 7.01% $12,370
LHM FINANCIAL CORPORATION 11 6.07% $12,736
BELEM SERVICING LLC 11 6.71% $14,311
BETTER MORTGAGE CORPORATION 11 5.80% $17,193
FirstTrust Home Loans, Inc. 10 6.89% $13,012
LIBERTY HOME MORTGAGE CORPORATION 10 7.18% $11,675
Pacific Lending LLC 10 6.89% $14,947
PINNACLE LENDING GROUP, INC. 10 6.75% $10,909
Lone Star National Bank 10 6.56% $12,000
NOVA FINANCIAL & INVESTMENT CORPORATION 10 6.81% $8,936
Vellum Mortgage, Inc. 10 6.24% $11,538
United Fidelity Funding Corp. 10 6.89% $13,073
ON Q FINANCIAL, INC. 9 6.82% $13,314
EMBRACE HOME LOANS, INC. 9 6.08% $13,130
Zions Bank 8 6.02% $9,438
ARC HOME LLC 8 6.09% $19,958
CITYWIDE HOME LOANS, LLC 8 6.89% $14,227
FirstLight Federal Credit Union 8 6.01% $8,094
First National Bank 8 6.34% $11,391
First Savings Bank 8 6.67% $17,871
MY MORTGAGE, INC. 8 7.09% $16,882
Preston Home Loans Inc 8 6.61% $15,372
Semper Home Loans, Inc. 8 6.34% $13,606
STOCKTON MORTGAGE CORPORATION 8 7.06% $10,865
THE MORTGAGE FIRM, INC. 8 6.69% $10,020
University Bank 8 6.39% $9,821
VANDERBILT MORTGAGE AND FINANCE, INC. 8 6.05% $13,369
WESTSTAR MORTGAGE CORPORATION 8 6.16% $12,298
RED DIAMOND HOME LOANS, LLC 7 6.52% $13,364
Watermark Capital, Inc. 7 6.09% $11,409
DATCU 7 6.18% $9,144
TBI MORTGAGE COMPANY 7 6.34% $21,655
First Federal Bank 7 6.18% $14,953
A&D Mortgage LLC 7 6.59% $20,908
Extraco Banks 7 6.57% $9,200
MORIA DEVELOPMENT, INC. 7 6.71% $9,898
ENCORE BANK 7 6.75% $13,172
TOTAL MORTGAGE SERVICES, LLC 7 6.50% $13,518
American Mortgage Bank, LLC 7 6.82% $10,236
BAYSHORE MORTGAGE FUNDING, LLC 6 6.35% $14,241
GMFS LLC 6 6.69% $11,272
PACIFIC RESIDENTIAL MORTGAGE, LLC 6 6.54% $12,144
AMERICAN HOMESTAR MORTGAGE, L.L.C. 6 6.88% $13,326
RADIUS FINANCIAL GROUP INC. 6 6.98% $13,502
COMPASS MORTGAGE, INC. 6 6.75% $10,289
State Bank of De Kalb 6 5.88% $11,269
Princeton Mortgage Corporation 6 6.85% $15,254
M&T Bank 6 6.27% $9,162
BNC National Bank 6 5.42% $15,239
1ST SIGNATURE LENDING, LLC 5 7.10% $15,804
SIRVA MORTGAGE, INC. 5 6.40% $8,468
Shea Mortgage Inc. 5 5.90% $8,694
RUOFF MORTGAGE COMPANY, INC. 5 6.95% $9,572
International Bank of Commerce 5 7.20% $8,278
INTELLILOAN, INC. 5 6.43% $7,579
North American Savings Bank, F.S.B. 5 5.83% $9,348
AmRes Corporation 5 6.58% $11,895
Goldwater Bank, N.A. 5 6.83% $14,521
KELLER MORTGAGE, LLC 5 5.78% $10,192
MLD MORTGAGE INC. 5 7.05% $9,434
FIRST COLONY MORTGAGE CORPORATION 5 6.83% $11,002
The Central Trust Bank 5 6.23% $12,319
PROPER RATE, LLC 5 7.10% $11,841
Evolve Bank & Trust 5 6.88% $11,275
ALAMEDA MORTGAGE CORPORATION 4 6.50% $14,967
ALLIED MORTGAGE GROUP, INC. 4 5.75% $12,475
Great Plains National Bank 4 6.25% $11,462
ONY GLO, INC. 4 6.31% $11,057
F & M Bank 4 6.78% $10,664
GIBRALTAR MORTGAGE SERVICES, LLC 4 6.47% $9,016
Acre Mortgage and Financial Inc 4 7.00% $15,143
ROYAL UNITED MORTGAGE LLC 4 6.22% $10,813
Security State Bank & Trust 4 6.88% $11,303
NORWICH COMMERCIAL GROUP, INC. 4 7.09% $13,222
DELMAR FINANCIAL COMPANY 4 7.22% $9,549
ENDEAVOR CAPITAL, LLC. 4 6.75% $10,283
DATA MORTGAGE, INC. 4 6.97% $13,851
Capital Bank 4 5.84% $11,413
First Liberty Bank 3 6.38% $12,374
INTERCOASTAL MORTGAGE COMPANY 3 6.25% $12,014
The Huntington National Bank 3 6.17% $10,787
Southside Bank 3 7.21% $8,356
Chambers Bank 3 6.29% $11,569
Firstar Bank 3 5.79% $12,862
FIDELITY BANK 3 6.00% $17,038
MORTGAGE ACCESS CORP. 3 6.75% $16,179
American Bank of Oklahoma 3 6.75% $8,881
SIWELL, INC. 3 6.79% $14,167
MASON MCDUFFIE MORTGAGE CORPORATION 3 6.04% $13,667
HOME FUNDING CORPORATION 3 6.63% $14,598
NP, Inc. 3 6.38% $11,643
UNITED SECURITY FINANCIAL CORP 3 7.54% $18,238
HOMESTAR FINANCIAL CORPORATION 3 6.50% $8,936
GUARANTY HOME MORTGAGE CORPORATION 3 6.42% $12,022
RESIDENTIAL WHOLESALE MORTGAGE, INC. 3 7.29% $12,868
UMB Bank 3 6.08% $12,289
East Coast Capital Corp. 3 6.75% $17,411
HOMESTEAD FUNDING CORP. 3 5.50% $8,420
ALTRA 3 6.08% $7,978
Towne Bank 3 6.46% $10,353
HOMEWAY MORTGAGE LLC 3 6.71% $11,334
FRONTIER FINANCIAL, INC. 3 7.04% $13,018
Franklin Loan Corporation 3 6.08% $13,967
PHH Mortgage Corporation 3 6.17% $8,674
Mid-Continent Funding, Inc. 3 5.42% $20,809
BAY-VALLEY MORTGAGE GROUP 3 6.71% $17,950
Wyndham Capital Mortgage, Inc. 2 5.69% $11,038
LADERA LENDING, INC. 2 6.44% $15,632
JMJ FINANCIAL GROUP 2 6.69% $12,310
Inwood National Bank 2 6.63% $10,476
Access Community Credit Union 2 6.88% $7,711
INTERSTATE HOME LOAN CENTER, INC. 2 6.68% $14,049
HOME APPROVALS DIRECT, INC. 2 6.50% $16,407
NJ LENDERS CORP. 2 5.75% $11,172
Gulf Coast Bank and Trust Company 2 6.31% $11,945
Golden Empire Mortgage, Inc. 2 7.69% $13,569
Flanagan State Bank 2 6.44% $10,531
PLUS RELOCATION MORTGAGE, LLC 2 6.94% $11,228
EECU 2 6.63% $16,113
RESIDENTIAL HOME FUNDING CORP. 2 7.56% $8,428
DIRECT MORTGAGE, CORP. 2 5.69% $16,213
DG PINNACLE FUNDING LLC 2 6.81% $12,779
DEVELOPER'S MORTGAGE COMPANY 2 5.69% $7,406
Willamette Valley Bank 2 6.38% $13,585
CRESCENT MORTGAGE COMPANY 2 6.44% $7,887
CONTOUR MORTGAGE CORPORATION 2 6.88% $13,870
SOUTHPOINT FINANCIAL SERVICES, INC. 2 6.69% $10,243
Community First National Bank 2 6.50% $12,061
STANDARD MORTGAGE CORPORATION 2 5.81% $11,698
Citizens Bank of Las Cruces 2 6.81% $8,723
Chickasaw Community Bank 2 6.44% $12,397
BEST FINANCE CAPITAL, INC. 2 6.44% $14,069
Bell Bank 2 5.50% $15,189
BANC ONE MORTGAGE CORPORATION 2 6.74% $5,831
Atlantic Coast Mortgage, LLC 2 6.38% $9,932
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 7.00% $10,638
UNIVERSAL LENDING CORPORATION 2 6.69% $12,403
American Momentum Bank 2 6.50% $7,165
AMERICAN FEDERAL MORTGAGE CORPORATION 2 5.69% $10,759
ALTITUDE FINANCIAL CORPORATION 2 7.06% $10,482
VERITAS FUNDING, LLC 2 6.25% $12,376
Academy Bank 1 5.63% $12,293
Comerica Bank 1 6.75% $7,262
CLIFFCO, INC. 1 6.25% $21,531
CityWorth Mortgage LLC 1 5.75% $24,384
INTERNATIONAL CITY MORTGAGE, INC. 1 6.75% $14,004
Summit Mortgage Corporation 1 7.50% $11,130
CIS Financial Services, Inc. 1 6.63% $10,132
CIBM Bank 1 5.75% $11,390
JET DIRECT FUNDING CORP 1 5.99% $17,247
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 5.88% $11,263
Presidential Bank, FSB 1 6.75% $22,299
Cf Bank 1 7.13% $8,228
CAPITAL CONCEPTS, INC. 1 6.75% $19,242
First Bank 1 7.13% $11,884
TEXELL Credit Union 1 7.25% $0
First-Citizens Bank & Trust Company 1 6.25% $16,897
THE EQUITABLE MORTGAGE CORPORATION 1 5.75% $10,231
Cambria Financial Group, LLC 1 6.63% $9,506
The Freedom Bank of Virginia 1 6.63% $12,499
FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 6.75% $17,621
Platinum Home Mortgage Corporation 1 6.75% $9,766
ABSOLUTE HOME MORTGAGE CORPORATION 1 5.88% $23,363
KINECTA 1 6.50% $11,803
THOMPSON KANE & COMPANY, LLC 1 6.50% $15,218
Kwik Mortgage Corporation 1 6.63% $17,382
First National Bank of Omaha 1 6.50% $13,651
First State Bank of St. Charles, Missouri 1 7.25% $10,447
GERSHMAN INVESTMENT CORP. 1 6.50% $9,642
Paramount Bank 1 6.25% $9,232
BARKSDALE 1 6.38% $14,891
Bank of Colorado 1 5.88% $8,908
MEGASTAR FINANCIAL CORP. 1 6.75% $8,687
Merchants Bank of Indiana 1 7.63% $19,321
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 7.18% $14,042
Arvest Bank 1 7.00% $12,260
GOLDENWEST 1 5.63% $7,354
Old National Bank 1 5.75% $10,827
AMPLIFY 1 5.63% $9,198
AMERITRUST MORTGAGE CORPORATION 1 6.50% $11,345
OCEANSIDE MORTGAGE COMPANY 1 6.13% $11,660
HARTFORD FUNDING, LTD. 1 7.13% $13,298
MDE Home Loans, LLC 1 7.75% $8,592
MK LENDING CORP. 1 6.75% $9,064
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.25% $12,507
Notre Dame Federal Credit Union Corporation 1 7.50% $8,565
MidFirst Bank 1 6.00% $9,977
Hawthorn Bank 1 5.25% $7,731
HighTechLending Inc 1 7.50% $21,582
Sabine State Bank and Trust Company 1 6.88% $13,126
Servion, Inc. 1 6.50% $10,231
Eagle Bank and Trust Company 1 6.50% $11,764
EASTMAN 1 6.50% $9,357
NETWORK CAPITAL FUNDING CORPORATION 1 5.63% $16,516
Credence Funding Corporation 1 6.13% $5,623
RELIANCE FIRST CAPITAL, LLC 1 6.25% $16,704
EMM LOANS LLC 1 5.75% $10,021
LOANLEADERS OF AMERICA, INC. 1 6.50% $16,001
LOANPAL, LLC 1 6.88% $14,584
Quontic Bank 1 6.63% $15,788
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.75% $20,589
ALL WESTERN MORTGAGE, INC. 1 7.38% $12,100
HOMEXPRESS MORTGAGE CORP. 1 6.50% $18,781
FEDERATED MORTGAGE CORP. 1 7.25% $9,681
ST FIN CORP 1 6.99% $16,375
Stifel Bank and Trust 1 7.50% $9,180

The top Texas FHA lender as defined by loan originations is DHI MORTGAGE COMPANY, LTD., with 7,517 FHA loans originated. Their average total fees are $10,156, which is $673 higher than the next largest lender, EAGLE HOME MORTGAGE, LLC.

The lowest fee Texas FHA lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($4,472), DSLD MORTGAGE, LLC ($6,013), Alliance Credit Union ($6,573), HOMEAMERICAN MORTGAGE CORPORATION ($6,969) and Rocky Mountain Mortgage Company ($7,147).

The lowest rate Texas FHA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (4.77%), DHI MORTGAGE COMPANY, LTD. (5.38%), INSPIRE HOME LOANS INC. (5.47%), HOMEAMERICAN MORTGAGE CORPORATION (5.51%) and PULTE MORTGAGE LLC (5.58%).

Texas FHA Loan Limits

Metro County Year Single Family Limit 2 Family Limit 3 Family Limit 4 Family Limit
PALESTINE, TX ANDERSON 2022 $420,680 $538,650 $651,050 $809,150
ANDREWS, TX ANDREWS 2022 $420,680 $538,650 $651,050 $809,150
LUFKIN, TX ANGELINA 2022 $420,680 $538,650 $651,050 $809,150
ROCKPORT, TX ARANSAS 2022 $420,680 $538,650 $651,050 $809,150
WICHITA FALLS, TX ARCHER 2022 $420,680 $538,650 $651,050 $809,150
AMARILLO, TX ARMSTRONG 2022 $420,680 $538,650 $651,050 $809,150
SAN ANTONIO-NEW BRAUNFELS, TX ATASCOSA 2022 $449,650 $575,600 $695,800 $864,700
HOUSTON-THE WOODLANDS-SUGAR LAND, TX AUSTIN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO BAILEY 2022 $420,680 $538,650 $651,050 $809,150
SAN ANTONIO-NEW BRAUNFELS, TX BANDERA 2022 $449,650 $575,600 $695,800 $864,700
AUSTIN-ROUND ROCK-GEORGETOWN, TX BASTROP 2022 $483,000 $618,300 $747,400 $928,850
NON-METRO BAYLOR 2022 $420,680 $538,650 $651,050 $809,150
BEEVILLE, TX BEE 2022 $420,680 $538,650 $651,050 $809,150
KILLEEN-TEMPLE, TX BELL 2022 $420,680 $538,650 $651,050 $809,150
SAN ANTONIO-NEW BRAUNFELS, TX BEXAR 2022 $449,650 $575,600 $695,800 $864,700
NON-METRO BLANCO 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO BORDEN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO BOSQUE 2022 $420,680 $538,650 $651,050 $809,150
TEXARKANA, TX-AR BOWIE 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX BRAZORIA 2022 $420,680 $538,650 $651,050 $809,150
COLLEGE STATION-BRYAN, TX BRAZOS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO BREWSTER 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO BRISCOE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO BROOKS 2022 $420,680 $538,650 $651,050 $809,150
BROWNWOOD, TX BROWN 2022 $420,680 $538,650 $651,050 $809,150
COLLEGE STATION-BRYAN, TX BURLESON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO BURNET 2022 $420,680 $538,650 $651,050 $809,150
AUSTIN-ROUND ROCK-GEORGETOWN, TX CALDWELL 2022 $483,000 $618,300 $747,400 $928,850
PORT LAVACA, TX CALHOUN 2022 $420,680 $538,650 $651,050 $809,150
ABILENE, TX CALLAHAN 2022 $420,680 $538,650 $651,050 $809,150
BROWNSVILLE-HARLINGEN, TX CAMERON 2022 $420,680 $538,650 $651,050 $809,150
MOUNT PLEASANT, TX CAMP 2022 $420,680 $538,650 $651,050 $809,150
AMARILLO, TX CARSON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO CASS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO CASTRO 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX CHAMBERS 2022 $420,680 $538,650 $651,050 $809,150
JACKSONVILLE, TX CHEROKEE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO CHILDRESS 2022 $420,680 $538,650 $651,050 $809,150
WICHITA FALLS, TX CLAY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO COCHRAN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO COKE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO COLEMAN 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX COLLIN 2022 $450,800 $577,100 $697,600 $866,950
NON-METRO COLLINGSWORTH 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO COLORADO 2022 $420,680 $538,650 $651,050 $809,150
SAN ANTONIO-NEW BRAUNFELS, TX COMAL 2022 $449,650 $575,600 $695,800 $864,700
NON-METRO COMANCHE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO CONCHO 2022 $420,680 $538,650 $651,050 $809,150
GAINESVILLE, TX COOKE 2022 $420,680 $538,650 $651,050 $809,150
KILLEEN-TEMPLE, TX CORYELL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO COTTLE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO CRANE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO CROCKETT 2022 $420,680 $538,650 $651,050 $809,150
LUBBOCK, TX CROSBY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO CULBERSON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO DALLAM 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX DALLAS 2022 $450,800 $577,100 $697,600 $866,950
LAMESA, TX DAWSON 2022 $420,680 $538,650 $651,050 $809,150
HEREFORD, TX DEAF SMITH 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO DELTA 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX DENTON 2022 $450,800 $577,100 $697,600 $866,950
NON-METRO DEWITT 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO DICKENS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO DIMMIT 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO DONLEY 2022 $420,680 $538,650 $651,050 $809,150
ALICE, TX DUVAL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO EASTLAND 2022 $420,680 $538,650 $651,050 $809,150
ODESSA, TX ECTOR 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO EDWARDS 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX ELLIS 2022 $450,800 $577,100 $697,600 $866,950
EL PASO, TX EL PASO 2022 $420,680 $538,650 $651,050 $809,150
STEPHENVILLE, TX ERATH 2022 $420,680 $538,650 $651,050 $809,150
WACO, TX FALLS 2022 $420,680 $538,650 $651,050 $809,150
BONHAM, TX FANNIN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO FAYETTE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO FISHER 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO FLOYD 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO FOARD 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX FORT BEND 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO FRANKLIN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO FREESTONE 2022 $420,680 $538,650 $651,050 $809,150
PEARSALL, TX FRIO 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO GAINES 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX GALVESTON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO GARZA 2022 $420,680 $538,650 $651,050 $809,150
FREDERICKSBURG, TX GILLESPIE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO GLASSCOCK 2022 $420,680 $538,650 $651,050 $809,150
VICTORIA, TX GOLIAD 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO GONZALES 2022 $420,680 $538,650 $651,050 $809,150
PAMPA, TX GRAY 2022 $420,680 $538,650 $651,050 $809,150
SHERMAN-DENISON, TX GRAYSON 2022 $420,680 $538,650 $651,050 $809,150
LONGVIEW, TX GREGG 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO GRIMES 2022 $420,680 $538,650 $651,050 $809,150
SAN ANTONIO-NEW BRAUNFELS, TX GUADALUPE 2022 $449,650 $575,600 $695,800 $864,700
PLAINVIEW, TX HALE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HALL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HAMILTON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HANSFORD 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HARDEMAN 2022 $420,680 $538,650 $651,050 $809,150
BEAUMONT-PORT ARTHUR, TX HARDIN 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX HARRIS 2022 $420,680 $538,650 $651,050 $809,150
LONGVIEW, TX HARRISON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HARTLEY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HASKELL 2022 $420,680 $538,650 $651,050 $809,150
AUSTIN-ROUND ROCK-GEORGETOWN, TX HAYS 2022 $483,000 $618,300 $747,400 $928,850
NON-METRO HEMPHILL 2022 $420,680 $538,650 $651,050 $809,150
ATHENS, TX HENDERSON 2022 $420,680 $538,650 $651,050 $809,150
MCALLEN-EDINBURG-MISSION, TX HIDALGO 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HILL 2022 $420,680 $538,650 $651,050 $809,150
LEVELLAND, TX HOCKLEY 2022 $420,680 $538,650 $651,050 $809,150
GRANBURY, TX HOOD 2022 $420,680 $538,650 $651,050 $809,150
SULPHUR SPRINGS, TX HOPKINS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO HOUSTON 2022 $420,680 $538,650 $651,050 $809,150
BIG SPRING, TX HOWARD 2022 $420,680 $538,650 $651,050 $809,150
EL PASO, TX HUDSPETH 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX HUNT 2022 $450,800 $577,100 $697,600 $866,950
BORGER, TX HUTCHINSON 2022 $420,680 $538,650 $651,050 $809,150
SAN ANGELO, TX IRION 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO JACK 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO JACKSON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO JASPER 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO JEFF DAVIS 2022 $420,680 $538,650 $651,050 $809,150
BEAUMONT-PORT ARTHUR, TX JEFFERSON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO JIM HOGG 2022 $420,680 $538,650 $651,050 $809,150
ALICE, TX JIM WELLS 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX JOHNSON 2022 $450,800 $577,100 $697,600 $866,950
ABILENE, TX JONES 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO KARNES 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX KAUFMAN 2022 $450,800 $577,100 $697,600 $866,950
SAN ANTONIO-NEW BRAUNFELS, TX KENDALL 2022 $449,650 $575,600 $695,800 $864,700
KINGSVILLE, TX KENEDY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO KENT 2022 $420,680 $538,650 $651,050 $809,150
KERRVILLE, TX KERR 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO KIMBLE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO KING 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO KINNEY 2022 $420,680 $538,650 $651,050 $809,150
KINGSVILLE, TX KLEBERG 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO KNOX 2022 $420,680 $538,650 $651,050 $809,150
PARIS, TX LAMAR 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LAMB 2022 $420,680 $538,650 $651,050 $809,150
KILLEEN-TEMPLE, TX LAMPASAS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LA SALLE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LAVACA 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LEE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LEON 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX LIBERTY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LIMESTONE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LIPSCOMB 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LIVE OAK 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO LLANO 2022 $420,680 $538,650 $651,050 $809,150
PECOS, TX LOVING 2022 $420,680 $538,650 $651,050 $809,150
LUBBOCK, TX LUBBOCK 2022 $420,680 $538,650 $651,050 $809,150
LUBBOCK, TX LYNN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MCCULLOCH 2022 $420,680 $538,650 $651,050 $809,150
WACO, TX MCLENNAN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MCMULLEN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MADISON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MARION 2022 $420,680 $538,650 $651,050 $809,150
MIDLAND, TX MARTIN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MASON 2022 $420,680 $538,650 $651,050 $809,150
BAY CITY, TX MATAGORDA 2022 $420,680 $538,650 $651,050 $809,150
EAGLE PASS, TX MAVERICK 2022 $420,680 $538,650 $651,050 $809,150
SAN ANTONIO-NEW BRAUNFELS, TX MEDINA 2022 $449,650 $575,600 $695,800 $864,700
NON-METRO MENARD 2022 $420,680 $538,650 $651,050 $809,150
MIDLAND, TX MIDLAND 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MILAM 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MILLS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MITCHELL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MONTAGUE 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX MONTGOMERY 2022 $420,680 $538,650 $651,050 $809,150
DUMAS, TX MOORE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MORRIS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO MOTLEY 2022 $420,680 $538,650 $651,050 $809,150
NACOGDOCHES, TX NACOGDOCHES 2022 $420,680 $538,650 $651,050 $809,150
CORSICANA, TX NAVARRO 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO NEWTON 2022 $420,680 $538,650 $651,050 $809,150
SWEETWATER, TX NOLAN 2022 $420,680 $538,650 $651,050 $809,150
CORPUS CHRISTI, TX NUECES 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO OCHILTREE 2022 $420,680 $538,650 $651,050 $809,150
AMARILLO, TX OLDHAM 2022 $420,680 $538,650 $651,050 $809,150
BEAUMONT-PORT ARTHUR, TX ORANGE 2022 $420,680 $538,650 $651,050 $809,150
MINERAL WELLS, TX PALO PINTO 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO PANOLA 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX PARKER 2022 $450,800 $577,100 $697,600 $866,950
NON-METRO PARMER 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO PECOS 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO POLK 2022 $420,680 $538,650 $651,050 $809,150
AMARILLO, TX POTTER 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO PRESIDIO 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO RAINS 2022 $420,680 $538,650 $651,050 $809,150
AMARILLO, TX RANDALL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO REAGAN 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO REAL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO RED RIVER 2022 $420,680 $538,650 $651,050 $809,150
PECOS, TX REEVES 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO REFUGIO 2022 $420,680 $538,650 $651,050 $809,150
PAMPA, TX ROBERTS 2022 $420,680 $538,650 $651,050 $809,150
COLLEGE STATION-BRYAN, TX ROBERTSON 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX ROCKWALL 2022 $450,800 $577,100 $697,600 $866,950
NON-METRO RUNNELS 2022 $420,680 $538,650 $651,050 $809,150
LONGVIEW, TX RUSK 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SABINE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SAN AUGUSTINE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SAN JACINTO 2022 $420,680 $538,650 $651,050 $809,150
CORPUS CHRISTI, TX SAN PATRICIO 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SAN SABA 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SCHLEICHER 2022 $420,680 $538,650 $651,050 $809,150
SNYDER, TX SCURRY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SHACKELFORD 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SHELBY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SHERMAN 2022 $420,680 $538,650 $651,050 $809,150
TYLER, TX SMITH 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SOMERVELL 2022 $420,680 $538,650 $651,050 $809,150
RIO GRANDE CITY-ROMA, TX STARR 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO STEPHENS 2022 $420,680 $538,650 $651,050 $809,150
SAN ANGELO, TX STERLING 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO STONEWALL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SUTTON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO SWISHER 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX TARRANT 2022 $450,800 $577,100 $697,600 $866,950
ABILENE, TX TAYLOR 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO TERRELL 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO TERRY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO THROCKMORTON 2022 $420,680 $538,650 $651,050 $809,150
MOUNT PLEASANT, TX TITUS 2022 $420,680 $538,650 $651,050 $809,150
SAN ANGELO, TX TOM GREEN 2022 $420,680 $538,650 $651,050 $809,150
AUSTIN-ROUND ROCK-GEORGETOWN, TX TRAVIS 2022 $483,000 $618,300 $747,400 $928,850
NON-METRO TRINITY 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO TYLER 2022 $420,680 $538,650 $651,050 $809,150
LONGVIEW, TX UPSHUR 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO UPTON 2022 $420,680 $538,650 $651,050 $809,150
UVALDE, TX UVALDE 2022 $420,680 $538,650 $651,050 $809,150
DEL RIO, TX VAL VERDE 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO VAN ZANDT 2022 $420,680 $538,650 $651,050 $809,150
VICTORIA, TX VICTORIA 2022 $420,680 $538,650 $651,050 $809,150
HUNTSVILLE, TX WALKER 2022 $420,680 $538,650 $651,050 $809,150
HOUSTON-THE WOODLANDS-SUGAR LAND, TX WALLER 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO WARD 2022 $420,680 $538,650 $651,050 $809,150
BRENHAM, TX WASHINGTON 2022 $420,680 $538,650 $651,050 $809,150
LAREDO, TX WEBB 2022 $420,680 $538,650 $651,050 $809,150
EL CAMPO, TX WHARTON 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO WHEELER 2022 $420,680 $538,650 $651,050 $809,150
WICHITA FALLS, TX WICHITA 2022 $420,680 $538,650 $651,050 $809,150
VERNON, TX WILBARGER 2022 $420,680 $538,650 $651,050 $809,150
RAYMONDVILLE, TX WILLACY 2022 $420,680 $538,650 $651,050 $809,150
AUSTIN-ROUND ROCK-GEORGETOWN, TX WILLIAMSON 2022 $483,000 $618,300 $747,400 $928,850
SAN ANTONIO-NEW BRAUNFELS, TX WILSON 2022 $449,650 $575,600 $695,800 $864,700
NON-METRO WINKLER 2022 $420,680 $538,650 $651,050 $809,150
DALLAS-FORT WORTH-ARLINGTON, TX WISE 2022 $450,800 $577,100 $697,600 $866,950
NON-METRO WOOD 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO YOAKUM 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO YOUNG 2022 $420,680 $538,650 $651,050 $809,150
ZAPATA, TX ZAPATA 2022 $420,680 $538,650 $651,050 $809,150
NON-METRO ZAVALA 2022 $420,680 $538,650 $651,050 $809,150
PALESTINE, TX ANDERSON 2023 $472,030 $604,400 $730,525 $907,900
ANDREWS, TX ANDREWS 2023 $472,030 $604,400 $730,525 $907,900
LUFKIN, TX ANGELINA 2023 $472,030 $604,400 $730,525 $907,900
ROCKPORT, TX ARANSAS 2023 $472,030 $604,400 $730,525 $907,900
WICHITA FALLS, TX ARCHER 2023 $472,030 $604,400 $730,525 $907,900
AMARILLO, TX ARMSTRONG 2023 $472,030 $604,400 $730,525 $907,900
SAN ANTONIO-NEW BRAUNFELS, TX ATASCOSA 2023 $524,400 $671,300 $811,450 $1,008,450
HOUSTON-THE WOODLANDS-SUGAR LAND, TX AUSTIN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO BAILEY 2023 $472,030 $604,400 $730,525 $907,900
SAN ANTONIO-NEW BRAUNFELS, TX BANDERA 2023 $524,400 $671,300 $811,450 $1,008,450
AUSTIN-ROUND ROCK-GEORGETOWN, TX BASTROP 2023 $571,550 $731,700 $884,450 $1,099,150
NON-METRO BAYLOR 2023 $472,030 $604,400 $730,525 $907,900
BEEVILLE, TX BEE 2023 $472,030 $604,400 $730,525 $907,900
KILLEEN-TEMPLE, TX BELL 2023 $472,030 $604,400 $730,525 $907,900
SAN ANTONIO-NEW BRAUNFELS, TX BEXAR 2023 $524,400 $671,300 $811,450 $1,008,450
NON-METRO BLANCO 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO BORDEN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO BOSQUE 2023 $472,030 $604,400 $730,525 $907,900
TEXARKANA, TX-AR BOWIE 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX BRAZORIA 2023 $472,030 $604,400 $730,525 $907,900
COLLEGE STATION-BRYAN, TX BRAZOS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO BREWSTER 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO BRISCOE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO BROOKS 2023 $472,030 $604,400 $730,525 $907,900
BROWNWOOD, TX BROWN 2023 $472,030 $604,400 $730,525 $907,900
COLLEGE STATION-BRYAN, TX BURLESON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO BURNET 2023 $472,030 $604,400 $730,525 $907,900
AUSTIN-ROUND ROCK-GEORGETOWN, TX CALDWELL 2023 $571,550 $731,700 $884,450 $1,099,150
PORT LAVACA, TX CALHOUN 2023 $472,030 $604,400 $730,525 $907,900
ABILENE, TX CALLAHAN 2023 $472,030 $604,400 $730,525 $907,900
BROWNSVILLE-HARLINGEN, TX CAMERON 2023 $472,030 $604,400 $730,525 $907,900
MOUNT PLEASANT, TX CAMP 2023 $472,030 $604,400 $730,525 $907,900
AMARILLO, TX CARSON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO CASS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO CASTRO 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX CHAMBERS 2023 $472,030 $604,400 $730,525 $907,900
JACKSONVILLE, TX CHEROKEE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO CHILDRESS 2023 $472,030 $604,400 $730,525 $907,900
WICHITA FALLS, TX CLAY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO COCHRAN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO COKE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO COLEMAN 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX COLLIN 2023 $531,300 $680,150 $822,150 $1,021,750
NON-METRO COLLINGSWORTH 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO COLORADO 2023 $472,030 $604,400 $730,525 $907,900
SAN ANTONIO-NEW BRAUNFELS, TX COMAL 2023 $524,400 $671,300 $811,450 $1,008,450
NON-METRO COMANCHE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO CONCHO 2023 $472,030 $604,400 $730,525 $907,900
GAINESVILLE, TX COOKE 2023 $472,030 $604,400 $730,525 $907,900
KILLEEN-TEMPLE, TX CORYELL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO COTTLE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO CRANE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO CROCKETT 2023 $472,030 $604,400 $730,525 $907,900
LUBBOCK, TX CROSBY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO CULBERSON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO DALLAM 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX DALLAS 2023 $531,300 $680,150 $822,150 $1,021,750
LAMESA, TX DAWSON 2023 $472,030 $604,400 $730,525 $907,900
HEREFORD, TX DEAF SMITH 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO DELTA 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX DENTON 2023 $531,300 $680,150 $822,150 $1,021,750
NON-METRO DEWITT 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO DICKENS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO DIMMIT 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO DONLEY 2023 $472,030 $604,400 $730,525 $907,900
ALICE, TX DUVAL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO EASTLAND 2023 $472,030 $604,400 $730,525 $907,900
ODESSA, TX ECTOR 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO EDWARDS 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX ELLIS 2023 $531,300 $680,150 $822,150 $1,021,750
EL PASO, TX EL PASO 2023 $472,030 $604,400 $730,525 $907,900
STEPHENVILLE, TX ERATH 2023 $472,030 $604,400 $730,525 $907,900
WACO, TX FALLS 2023 $472,030 $604,400 $730,525 $907,900
BONHAM, TX FANNIN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO FAYETTE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO FISHER 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO FLOYD 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO FOARD 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX FORT BEND 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO FRANKLIN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO FREESTONE 2023 $472,030 $604,400 $730,525 $907,900
PEARSALL, TX FRIO 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO GAINES 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX GALVESTON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO GARZA 2023 $472,030 $604,400 $730,525 $907,900
FREDERICKSBURG, TX GILLESPIE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO GLASSCOCK 2023 $472,030 $604,400 $730,525 $907,900
VICTORIA, TX GOLIAD 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO GONZALES 2023 $472,030 $604,400 $730,525 $907,900
PAMPA, TX GRAY 2023 $472,030 $604,400 $730,525 $907,900
SHERMAN-DENISON, TX GRAYSON 2023 $472,030 $604,400 $730,525 $907,900
LONGVIEW, TX GREGG 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO GRIMES 2023 $472,030 $604,400 $730,525 $907,900
SAN ANTONIO-NEW BRAUNFELS, TX GUADALUPE 2023 $524,400 $671,300 $811,450 $1,008,450
PLAINVIEW, TX HALE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HALL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HAMILTON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HANSFORD 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HARDEMAN 2023 $472,030 $604,400 $730,525 $907,900
BEAUMONT-PORT ARTHUR, TX HARDIN 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX HARRIS 2023 $472,030 $604,400 $730,525 $907,900
LONGVIEW, TX HARRISON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HARTLEY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HASKELL 2023 $472,030 $604,400 $730,525 $907,900
AUSTIN-ROUND ROCK-GEORGETOWN, TX HAYS 2023 $571,550 $731,700 $884,450 $1,099,150
NON-METRO HEMPHILL 2023 $472,030 $604,400 $730,525 $907,900
ATHENS, TX HENDERSON 2023 $472,030 $604,400 $730,525 $907,900
MCALLEN-EDINBURG-MISSION, TX HIDALGO 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HILL 2023 $472,030 $604,400 $730,525 $907,900
LEVELLAND, TX HOCKLEY 2023 $472,030 $604,400 $730,525 $907,900
GRANBURY, TX HOOD 2023 $472,030 $604,400 $730,525 $907,900
SULPHUR SPRINGS, TX HOPKINS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO HOUSTON 2023 $472,030 $604,400 $730,525 $907,900
BIG SPRING, TX HOWARD 2023 $472,030 $604,400 $730,525 $907,900
EL PASO, TX HUDSPETH 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX HUNT 2023 $531,300 $680,150 $822,150 $1,021,750
BORGER, TX HUTCHINSON 2023 $472,030 $604,400 $730,525 $907,900
SAN ANGELO, TX IRION 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO JACK 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO JACKSON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO JASPER 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO JEFF DAVIS 2023 $472,030 $604,400 $730,525 $907,900
BEAUMONT-PORT ARTHUR, TX JEFFERSON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO JIM HOGG 2023 $472,030 $604,400 $730,525 $907,900
ALICE, TX JIM WELLS 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX JOHNSON 2023 $531,300 $680,150 $822,150 $1,021,750
ABILENE, TX JONES 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO KARNES 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX KAUFMAN 2023 $531,300 $680,150 $822,150 $1,021,750
SAN ANTONIO-NEW BRAUNFELS, TX KENDALL 2023 $524,400 $671,300 $811,450 $1,008,450
KINGSVILLE, TX KENEDY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO KENT 2023 $472,030 $604,400 $730,525 $907,900
KERRVILLE, TX KERR 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO KIMBLE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO KING 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO KINNEY 2023 $472,030 $604,400 $730,525 $907,900
KINGSVILLE, TX KLEBERG 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO KNOX 2023 $472,030 $604,400 $730,525 $907,900
PARIS, TX LAMAR 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LAMB 2023 $472,030 $604,400 $730,525 $907,900
KILLEEN-TEMPLE, TX LAMPASAS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LA SALLE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LAVACA 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LEE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LEON 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX LIBERTY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LIMESTONE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LIPSCOMB 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LIVE OAK 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO LLANO 2023 $472,030 $604,400 $730,525 $907,900
PECOS, TX LOVING 2023 $472,030 $604,400 $730,525 $907,900
LUBBOCK, TX LUBBOCK 2023 $472,030 $604,400 $730,525 $907,900
LUBBOCK, TX LYNN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MCCULLOCH 2023 $472,030 $604,400 $730,525 $907,900
WACO, TX MCLENNAN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MCMULLEN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MADISON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MARION 2023 $472,030 $604,400 $730,525 $907,900
MIDLAND, TX MARTIN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MASON 2023 $472,030 $604,400 $730,525 $907,900
BAY CITY, TX MATAGORDA 2023 $472,030 $604,400 $730,525 $907,900
EAGLE PASS, TX MAVERICK 2023 $472,030 $604,400 $730,525 $907,900
SAN ANTONIO-NEW BRAUNFELS, TX MEDINA 2023 $524,400 $671,300 $811,450 $1,008,450
NON-METRO MENARD 2023 $472,030 $604,400 $730,525 $907,900
MIDLAND, TX MIDLAND 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MILAM 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MILLS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MITCHELL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MONTAGUE 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX MONTGOMERY 2023 $472,030 $604,400 $730,525 $907,900
DUMAS, TX MOORE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MORRIS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO MOTLEY 2023 $472,030 $604,400 $730,525 $907,900
NACOGDOCHES, TX NACOGDOCHES 2023 $472,030 $604,400 $730,525 $907,900
CORSICANA, TX NAVARRO 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO NEWTON 2023 $472,030 $604,400 $730,525 $907,900
SWEETWATER, TX NOLAN 2023 $472,030 $604,400 $730,525 $907,900
CORPUS CHRISTI, TX NUECES 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO OCHILTREE 2023 $472,030 $604,400 $730,525 $907,900
AMARILLO, TX OLDHAM 2023 $472,030 $604,400 $730,525 $907,900
BEAUMONT-PORT ARTHUR, TX ORANGE 2023 $472,030 $604,400 $730,525 $907,900
MINERAL WELLS, TX PALO PINTO 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO PANOLA 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX PARKER 2023 $531,300 $680,150 $822,150 $1,021,750
NON-METRO PARMER 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO PECOS 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO POLK 2023 $472,030 $604,400 $730,525 $907,900
AMARILLO, TX POTTER 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO PRESIDIO 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO RAINS 2023 $472,030 $604,400 $730,525 $907,900
AMARILLO, TX RANDALL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO REAGAN 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO REAL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO RED RIVER 2023 $472,030 $604,400 $730,525 $907,900
PECOS, TX REEVES 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO REFUGIO 2023 $472,030 $604,400 $730,525 $907,900
PAMPA, TX ROBERTS 2023 $472,030 $604,400 $730,525 $907,900
COLLEGE STATION-BRYAN, TX ROBERTSON 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX ROCKWALL 2023 $531,300 $680,150 $822,150 $1,021,750
NON-METRO RUNNELS 2023 $472,030 $604,400 $730,525 $907,900
LONGVIEW, TX RUSK 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SABINE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SAN AUGUSTINE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SAN JACINTO 2023 $472,030 $604,400 $730,525 $907,900
CORPUS CHRISTI, TX SAN PATRICIO 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SAN SABA 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SCHLEICHER 2023 $472,030 $604,400 $730,525 $907,900
SNYDER, TX SCURRY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SHACKELFORD 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SHELBY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SHERMAN 2023 $472,030 $604,400 $730,525 $907,900
TYLER, TX SMITH 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SOMERVELL 2023 $472,030 $604,400 $730,525 $907,900
RIO GRANDE CITY-ROMA, TX STARR 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO STEPHENS 2023 $472,030 $604,400 $730,525 $907,900
SAN ANGELO, TX STERLING 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO STONEWALL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SUTTON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO SWISHER 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX TARRANT 2023 $531,300 $680,150 $822,150 $1,021,750
ABILENE, TX TAYLOR 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO TERRELL 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO TERRY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO THROCKMORTON 2023 $472,030 $604,400 $730,525 $907,900
MOUNT PLEASANT, TX TITUS 2023 $472,030 $604,400 $730,525 $907,900
SAN ANGELO, TX TOM GREEN 2023 $472,030 $604,400 $730,525 $907,900
AUSTIN-ROUND ROCK-GEORGETOWN, TX TRAVIS 2023 $571,550 $731,700 $884,450 $1,099,150
NON-METRO TRINITY 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO TYLER 2023 $472,030 $604,400 $730,525 $907,900
LONGVIEW, TX UPSHUR 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO UPTON 2023 $472,030 $604,400 $730,525 $907,900
UVALDE, TX UVALDE 2023 $472,030 $604,400 $730,525 $907,900
DEL RIO, TX VAL VERDE 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO VAN ZANDT 2023 $472,030 $604,400 $730,525 $907,900
VICTORIA, TX VICTORIA 2023 $472,030 $604,400 $730,525 $907,900
HUNTSVILLE, TX WALKER 2023 $472,030 $604,400 $730,525 $907,900
HOUSTON-THE WOODLANDS-SUGAR LAND, TX WALLER 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO WARD 2023 $472,030 $604,400 $730,525 $907,900
BRENHAM, TX WASHINGTON 2023 $472,030 $604,400 $730,525 $907,900
LAREDO, TX WEBB 2023 $472,030 $604,400 $730,525 $907,900
EL CAMPO, TX WHARTON 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO WHEELER 2023 $472,030 $604,400 $730,525 $907,900
WICHITA FALLS, TX WICHITA 2023 $472,030 $604,400 $730,525 $907,900
VERNON, TX WILBARGER 2023 $472,030 $604,400 $730,525 $907,900
RAYMONDVILLE, TX WILLACY 2023 $472,030 $604,400 $730,525 $907,900
AUSTIN-ROUND ROCK-GEORGETOWN, TX WILLIAMSON 2023 $571,550 $731,700 $884,450 $1,099,150
SAN ANTONIO-NEW BRAUNFELS, TX WILSON 2023 $524,400 $671,300 $811,450 $1,008,450
NON-METRO WINKLER 2023 $472,030 $604,400 $730,525 $907,900
DALLAS-FORT WORTH-ARLINGTON, TX WISE 2023 $531,300 $680,150 $822,150 $1,021,750
NON-METRO WOOD 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO YOAKUM 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO YOUNG 2023 $472,030 $604,400 $730,525 $907,900
ZAPATA, TX ZAPATA 2023 $472,030 $604,400 $730,525 $907,900
NON-METRO ZAVALA 2023 $472,030 $604,400 $730,525 $907,900

FHA Loan Requirements

  • Borrowers must have a steady employment history or worked for the same employer for the past two years.
  • Borrowers must have a valid Social Security number, lawful residency in the U.S. and be of legal age to sign a mortgage in your state.
  • Borrowers must pay a minimum down payment of 3.5 percent. The money may be gifted by a family member. (Traditional mortgages do not permit gifted down payments)
  • New FHA loans are only available for primary residence occupancy.
  • Borrowers must have a property appraisal from a FHA-approved appraiser.
  • Borrowers’ front-end ratio (mortgage payment plus HOA fees, property taxes, mortgage insurance, homeowners insurance) needs to be less than 31 percent of their gross income, typically. You may be able to get approved with as high a percentage as 40 percent. Your lender will be required to provide justification as to why they believe the mortgage presents an acceptable risk. The lender must include any compensating factors used for loan approval.
  • Borrowers’ debt to income ratio (mortgage plus all your monthly debt, i.e., credit card payment, car payment, student loans, etc.) needs to be less than 43 percent of their gross income, typically. You may be able to get approved with as high a percentage as 50 percent.
  • Borrowers must have a minimum credit score of 580 for maximum financing with a minimum down payment of 3.5 percent.
  • Borrowers must have a minimum credit score of 500-579 for maximum LTV of 90 percent with a minimum down payment of 10 percent.
  • Bborrowers must be two years out of bankruptcy and have re-established good credit. Exceptions can be made.
  • Typically borrowers must be three years out of foreclosure and have re-established good credit.
  • The purchased property must meet certain minimum standards at appraisal. If the home you are purchasing does not meet these standards and a seller will not agree to the required repairs, your only option is to pay for the required repairs at closing (to be held in escrow until the repairs are complete).