Jim Thorpe Neighborhood Bank Mortgage Rates, Fees & Info

Jim Thorpe, PA

LEI: 549300RNPYOEZNJPTF08

Tax ID: 24-0655715

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Jim Thorpe Neighborhood Bank is a smaller bank specializing in Home Purchase loans. Jim Thorpe Neighborhood Bank has a high proportion of conventional loans. Their top markets by origination volume include: Allentown, Pottsville, Scranton, State College, and East Stroudsburg among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Jim Thorpe Neighborhood Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    Originations

    90

    Origination Dollar Volume (All Markets)

    $12,590,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 73 $8,555,000 $117,192 $0 0.00%
    Pottsville, PA (FHA|USDA|VA) 10 $1,720,000 $172,000 $0 0.00%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 5 $1,585,000 $317,000 $0 0.00%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $505,000 $505,000 $0 0.00%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $225,000 $225,000 $0 0.00%
    Jim Thorpe Neighborhood Bank's top markets include Allentown, Pottsville, Scranton, State College, and East Stroudsburg among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 90 $12,590,000 $139,889 $0 0.00%

    For 2023, Jim Thorpe Neighborhood Bank's most frequently originated type of loan was Conventional, with 90 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 38 $8,720,000 $229,474 $0 0.00%
    Home Improvement 25 $1,375,000 $55,000 $0 0.00%
    Refi 15 $1,965,000 $131,000 $0 0.00%
    Other 12 $530,000 $44,167 $0 0.00%

    For 2023, Jim Thorpe Neighborhood Bank's most frequently cited loan purpose was Home Purchase, with 38 originations. The 2nd most popular reason was Home Improvement, with 25 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 90 $12,590,000 $139,889 $0 0.00%

    For 2023, Jim Thorpe Neighborhood Bank's most frequently cited loan duration was Other, with 90 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 42 $1,900,000 $45,238 $0 0.00%
    $100k-200k 29 $4,065,000 $140,172 $0 0.00%
    $200k-400k 14 $4,060,000 $290,000 $0 0.00%
    $400k-600k 4 $1,920,000 $480,000 $0 0.00%
    $600k-1MM 1 $645,000 $645,000 $0 0.00%

    2023 saw Jim Thorpe Neighborhood Bank place emphasis on $100,000 or less loans with 42 originations, totaling $1,900,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 15 $1,995,000 $133,000 $0 0.00%
    $50k-75k 15 $1,175,000 $78,333 $0 0.00%
    $75k-100k 14 $1,270,000 $90,714 $0 0.00%
    $250k+ 12 $3,450,000 $287,500 $0 0.00%
    $50k or less 12 $730,000 $60,833 $0 0.00%
    $150k-250k 9 $1,325,000 $147,222 $0 0.00%

    Jim Thorpe Neighborhood Bank lent most frequently to those with incomes in the $100k-150k range, with 15 originations. The second most popular income band? $50k-75k, with 15 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 90 $12,590,000 $139,889 $0 0.00%

    Jim Thorpe Neighborhood Bank lent most frequently to those with DTI ratios of Exempt%, with 90 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 78 $10,100,000 $129,487 $0 0.00%
    Not applicable 12 $2,490,000 $207,500 $0 0.00%

    Approval Rates

    Total approvals of all applications
    94.06%

    Jim Thorpe Neighborhood Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    94.44%

    Jim Thorpe Neighborhood Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 90 $12,590,000 $139,889

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    90 $12,590,000 $139,889