Jim Thorpe Neighborhood Bank Mortgage Rates, Fees & Info

Jim Thorpe, PA

LEI: 549300RNPYOEZNJPTF08

Tax ID: 24-0655715

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Jim Thorpe Neighborhood Bank is a smaller bank specializing in Home Purchase and Refi loans. Jim Thorpe Neighborhood Bank has a high proportion of conventional loans. Their top markets by origination volume include: Allentown, East Stroudsburg, Pottsville, and Scranton among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Jim Thorpe Neighborhood Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

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    Originations

    112

    Origination Dollar Volume (All Markets)

    $16,890,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 96 $12,580,000 $131,042 $0 0.00%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $1,735,000 $347,000 $0 0.00%
    Pottsville, PA (FHA|USDA|VA) 7 $1,375,000 $196,429 $0 0.00%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $1,200,000 $300,000 $0 0.00%
    Jim Thorpe Neighborhood Bank's top markets include Allentown, East Stroudsburg, Pottsville, and Scranton among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 112 $16,890,000 $150,804 $0 0.00%

    For 2022, Jim Thorpe Neighborhood Bank's most frequently originated type of loan was Conventional, with 112 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 54 $11,530,000 $213,519 $0 0.00%
    Refi 32 $4,030,000 $125,938 $0 0.00%
    Home Improvement 15 $645,000 $43,000 $0 0.00%
    Other 11 $685,000 $62,273 $0 0.00%

    For 2022, Jim Thorpe Neighborhood Bank's most frequently cited loan purpose was Home Purchase, with 54 originations. The 2nd most popular reason was Refi, with 32 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 112 $16,890,000 $150,804 $0 0.00%

    For 2022, Jim Thorpe Neighborhood Bank's most frequently cited loan duration was Other, with 112 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 51 $2,845,000 $55,784 $0 0.00%
    $100k-200k 31 $4,415,000 $142,419 $0 0.00%
    $200k-400k 24 $6,920,000 $288,333 $0 0.00%
    $400k-600k 6 $2,710,000 $451,667 $0 0.00%

    2022 saw Jim Thorpe Neighborhood Bank place emphasis on $100,000 or less loans with 51 originations, totaling $2,845,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 21 $2,165,000 $103,095 $0 0.00%
    $75k-100k 18 $1,950,000 $108,333 $0 0.00%
    $100k-150k 17 $2,745,000 $161,471 $0 0.00%
    $150k-250k 14 $2,310,000 $165,000 $0 0.00%
    $50k or less 12 $910,000 $75,833 $0 0.00%
    $250k+ 5 $1,085,000 $217,000 $0 0.00%

    Jim Thorpe Neighborhood Bank lent most frequently to those with incomes in the $50k-75k range, with 21 originations. The second most popular income band? $75k-100k, with 18 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 112 $16,890,000 $150,804 $0 0.00%

    Jim Thorpe Neighborhood Bank lent most frequently to those with DTI ratios of Exempt%, with 112 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 85 $10,475,000 $123,235 $0 0.00%
    Not applicable 25 $5,725,000 $229,000 $0 0.00%
    Native Hawaiian or Islander 1 $365,000 $365,000 $0 0.00%
    Asian 1 $325,000 $325,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    92.97%

    Jim Thorpe Neighborhood Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    93.75%

    Jim Thorpe Neighborhood Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 112 $16,890,000 $150,804

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    112 $16,890,000 $150,804