Pottsville Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Pottsville averaged
7.64%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.5% and
one month ago for the week of 2026-10-01, the
average rate was 7.44%.
Pottsville's average rate one year ago was 6.23%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.15%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Pottsville 30 Year Fixed Rate | 2026-11-05 | 7.64% |
| Pottsville 30 Year Fixed Rate Refi | 2026-11-05 | 7.15% |
| Pottsville 15 Year Fixed Rate | 2026-11-05 | 6.37% |
| Pottsville 15 Year Fixed Rate Refi | 2026-11-05 | 6.97% |
| Pottsville 30 Year FHA | 2026-11-05 | 7.03% |
| Pottsville 30 Year FHA Refi | 2026-11-05 | 6.83% |
| Pottsville 30 Year USDA | 2026-11-05 | 6.9% |
| Pottsville 30 Year USDA Refi | 2026-11-05 | 6.9% |
| Pottsville 30 Year VA | 2026-11-05 | 6.87% |
| Pottsville 30 Year VA Refi | 2026-11-05 | 6.56% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pottsville, PA.
Pottsville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Pottsville, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Pottsville Average Closing Costs & Other Stats
Pottsville, PA's 117 lenders originated 2,624
loans during 2025. The total origination value was $416,850,000, with an average loan value of
$158,861.
Pottsville's average closing costs are $5,667.
The top Pottsville lender as defined by loan originations is Mortgage America, Inc., with
89 loans originated. Their average total fees are
$5,521, which is $537
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Pottsville lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($3,048), Mid Penn Bank ($4,249), Fulton Bank ($4,482), Wells Fargo Bank ($4,685) and Homesale Mortgage, LLC ($5,216).
The lowest rate Pottsville lenders (with over 10 loans originated) are
GUILD MORTGAGE COMPANY (6.34%), PENNSYLVANIA STATE EMPLOYEES Credit Union (6.52%), Mid Penn Bank (6.52%), SUCCESS MORTGAGE PARTNERS, INC. (6.57%) and Mortgage America, Inc. (6.72%).
Pottsville, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $29,505,000 | $36,010,000 | 22.0% | 8.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $22,590,000 | $25,770,000 | 14.1% | 6.2% |
| Mortgage America, Inc. | $27,660,000 | $25,190,000 | -8.9% | 6.0% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $15,225,000 | $18,205,000 | 19.6% | 4.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $12,710,000 | $16,585,000 | 30.5% | 4.0% |
| M&T Bank | $15,790,000 | $11,300,000 | -28.4% | 2.7% |
| Mortgage Research Center, LLC | $9,050,000 | $11,050,000 | 22.1% | 2.7% |
| Homesale Mortgage, LLC | $8,615,000 | $10,695,000 | 24.1% | 2.6% |
| CMG MORTGAGE, INC. | $7,220,000 | $9,645,000 | 33.6% | 2.3% |
| Mid Penn Bank | $10,910,000 | $9,435,000 | -13.5% | 2.3% |
| Cedar Rapids Bank and Trust Company | $8,935,000 | n/a | 2.1% | |
| BROKER SOLUTIONS, INC. | $4,080,000 | $7,270,000 | 78.2% | 1.7% |
| PENNYMAC LOAN SERVICES, LLC | $4,280,000 | $7,035,000 | 64.4% | 1.7% |
| GUILD MORTGAGE COMPANY | $4,595,000 | $6,820,000 | 48.4% | 1.6% |
| Fulton Bank | $5,645,000 | $6,445,000 | 14.2% | 1.5% |
| Tompkins Trust Company | $4,120,000 | $6,050,000 | 46.8% | 1.5% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $6,255,000 | $6,035,000 | -3.5% | 1.4% |
| Ixonia Bank | $920,000 | $5,525,000 | 500.5% | 1.3% |
| Truist | $2,775,000 | $5,410,000 | 95.0% | 1.3% |
| FREEDOM MORTGAGE CORPORATION | $4,965,000 | $5,295,000 | 6.6% | 1.3% |
| UNITED MORTGAGE CORP | $3,085,000 | $4,705,000 | 52.5% | 1.1% |
| First Citizens Community Bank | $2,395,000 | $4,380,000 | 82.9% | 1.1% |
| NEWREZ LLC | $7,360,000 | $4,130,000 | -43.9% | 1.0% |
| Community Bank | $1,960,000 | $3,770,000 | 92.3% | 0.9% |
| PLANET HOME LENDING, LLC | $3,785,000 | $3,270,000 | -13.6% | 0.8% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,595,000 | $3,180,000 | 99.4% | 0.8% |
| Wells Fargo Bank | $3,645,000 | $3,175,000 | -12.9% | 0.8% |
| Mauch Chunk Trust Company | $2,795,000 | $3,150,000 | 12.7% | 0.8% |
| LOANDEPOT.COM, LLC | $4,205,000 | $3,020,000 | -28.2% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $3,185,000 | $3,010,000 | -5.5% | 0.7% |
| First National Bank of Pennsylvania | $2,195,000 | $2,875,000 | 31.0% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,995,000 | $2,770,000 | 38.8% | 0.7% |
| GUARANTEED RATE AFFINITY, LLC | $2,595,000 | $2,745,000 | 5.8% | 0.7% |
| First Commonwealth Federal Credit Union | $2,335,000 | $2,715,000 | 16.3% | 0.7% |
| PNC Bank | $860,000 | $2,635,000 | 206.4% | 0.6% |
| SERVICE 1ST | $565,000 | $2,500,000 | 342.5% | 0.6% |
| Jim Thorpe Neighborhood Bank | $555,000 | $2,400,000 | 332.4% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,250,000 | $2,395,000 | 6.4% | 0.6% |
| The Ephrata National Bank | $1,925,000 | $2,380,000 | 23.6% | 0.6% |
| Univest Bank and Trust Co. | $2,545,000 | $2,310,000 | -9.2% | 0.6% |
| JPMorgan Chase Bank | $975,000 | $2,250,000 | 130.8% | 0.5% |
| SWBC MORTGAGE CORPORATION | $1,380,000 | $2,130,000 | 54.3% | 0.5% |
| The Gratz Bank | $1,990,000 | $2,100,000 | 5.5% | 0.5% |
| LENDINGHOME FUNDING CORPORATION | $930,000 | $1,995,000 | 114.5% | 0.5% |
| Citizens Bank | $2,560,000 | $1,970,000 | -23.0% | 0.5% |
| Diamond Credit Union | $2,860,000 | $1,950,000 | -31.8% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $3,715,000 | $1,915,000 | -48.5% | 0.5% |
| FIRST HERITAGE FINANCIAL, LLC | $1,110,000 | $1,875,000 | 68.9% | 0.4% |
| New Tripoli Bank | $1,725,000 | $1,830,000 | 6.1% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,775,000 | $1,795,000 | -35.3% | 0.4% |
| GUARANTEED RATE, INC. | $840,000 | $1,730,000 | 106.0% | 0.4% |
| Century Mortgage Company DBA Century Lending Company | $745,000 | $1,700,000 | 128.2% | 0.4% |
| Wilmington Savings Fund Society, FSB | $405,000 | $1,695,000 | 318.5% | 0.4% |
| First Keystone Community Bank | $860,000 | $1,615,000 | 87.8% | 0.4% |
| UNION HOME MORTGAGE CORP. | $810,000 | $1,600,000 | 97.5% | 0.4% |
| Keystone Funding, Inc. | $280,000 | $1,560,000 | 457.1% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $810,000 | $1,530,000 | 88.9% | 0.4% |
| Fleetwood Bank | $490,000 | $1,515,000 | 209.2% | 0.4% |
| SUN WEST MORTGAGE COMPANY, INC. | $640,000 | $1,500,000 | 134.4% | 0.4% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $1,245,000 | $1,425,000 | 14.5% | 0.3% |
| ZILLOW HOME LOANS, LLC | $845,000 | $1,425,000 | 68.6% | 0.3% |
| UNB Bank | $275,000 | $1,415,000 | 414.5% | 0.3% |
| TOP FLITE FINANCIAL, INC. | $290,000 | $1,380,000 | 375.9% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,650,000 | $1,340,000 | -18.8% | 0.3% |
| Carrington Mortgage Services, LLC | $890,000 | $1,210,000 | 36.0% | 0.3% |
| Figure Lending LLC | $620,000 | $1,200,000 | 93.5% | 0.3% |
| RADIUS FINANCIAL GROUP INC. | $215,000 | $1,170,000 | 444.2% | 0.3% |
| T2 FINANCIAL LLC | $1,630,000 | $1,140,000 | -30.1% | 0.3% |
| CONTOUR MORTGAGE CORPORATION | $885,000 | $1,135,000 | 28.2% | 0.3% |
| Alcova Mortgage LLC | $1,270,000 | $1,080,000 | -15.0% | 0.3% |
| The Loan Store, Inc. | $1,080,000 | n/a | 0.3% | |
| V.I.P. MORTGAGE, INC. | $1,505,000 | $1,075,000 | -28.6% | 0.3% |
| KeyBank | $845,000 | $1,025,000 | 21.3% | 0.2% |
| AmeriHome Mortgage Company, LLC | $715,000 | $980,000 | 37.1% | 0.2% |
| MICHIGAN MUTUAL, INC. | $2,045,000 | $950,000 | -53.5% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $695,000 | $925,000 | 33.1% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $115,000 | $915,000 | 695.7% | 0.2% |
| EMM LOANS LLC | $1,645,000 | $895,000 | -45.6% | 0.2% |
| CARDINAL FINANCIAL | $1,030,000 | $875,000 | -15.0% | 0.2% |
| AMERICAN HERITAGE LENDING, INC. | $470,000 | $870,000 | 85.1% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $980,000 | $860,000 | -12.2% | 0.2% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | $540,000 | $840,000 | 55.6% | 0.2% |
| USAA Federal Savings Bank | $730,000 | $835,000 | 14.4% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $660,000 | $815,000 | 23.5% | 0.2% |
| MidAtlantic Farm Credit, ACA | $900,000 | $805,000 | -10.6% | 0.2% |
| NVR Mortgage Finance, Inc. | $785,000 | n/a | 0.2% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,190,000 | $785,000 | -34.0% | 0.2% |
| NBKC BANK | $300,000 | $780,000 | 160.0% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $710,000 | $780,000 | 9.9% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $775,000 | n/a | 0.2% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $815,000 | $770,000 | -5.5% | 0.2% |
| LEBANON | $1,405,000 | $755,000 | -46.3% | 0.2% |
| MORTGAGE ACCESS CORP. | $645,000 | $755,000 | 17.1% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $185,000 | $715,000 | 286.5% | 0.2% |
| Northwest Bank | $605,000 | $715,000 | 18.2% | 0.2% |
| NEW DAY FINANCIAL, LLC | $525,000 | $710,000 | 35.2% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $795,000 | $710,000 | -10.7% | 0.2% |
| First Columbia Bank & Trust Co. | $535,000 | $680,000 | 27.1% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $670,000 | n/a | 0.2% | |
| Coastal Community Bank | $460,000 | $665,000 | 44.6% | 0.2% |
| MORTGAGE EQUITY PARTNERS LLC | $385,000 | $665,000 | 72.7% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $1,240,000 | $630,000 | -49.2% | 0.2% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $620,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $2,405,000 | $615,000 | -74.4% | 0.1% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $615,000 | n/a | 0.1% | |
| Acre Mortgage and Financial Inc | $605,000 | n/a | 0.1% | |
| UTILITIES EMPLOYEES CREDIT UNION | $595,000 | n/a | 0.1% | |
| Gateway First Bank | $135,000 | $580,000 | 329.6% | 0.1% |
| Citizens & Northern Bank | $475,000 | $560,000 | 17.9% | 0.1% |
| Members Choice Financial Credit Union | $120,000 | $550,000 | 358.3% | 0.1% |
| CITADEL FEDERAL CREDIT UNION | $605,000 | $540,000 | -10.7% | 0.1% |
| BETTER MORTGAGE CORPORATION | $535,000 | n/a | 0.1% | |
| GUIDANCE RESIDENTIAL, LLC | $535,000 | n/a | 0.1% | |
| Peoples Security Bank and Trust Company | $360,000 | $530,000 | 47.2% | 0.1% |
| LOANPAL, LLC | $340,000 | $525,000 | 54.4% | 0.1% |
| Bank of America | $1,175,000 | $520,000 | -55.7% | 0.1% |
| RF Renovo Management Company, LLC | $180,000 | $490,000 | 172.2% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $475,000 | $485,000 | 2.1% | 0.1% |
| U.S. Bank | $1,520,000 | $485,000 | -68.1% | 0.1% |
| Jersey Shore State Bank | $220,000 | $480,000 | 118.2% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $360,000 | $475,000 | 31.9% | 0.1% |
| The Federal Savings Bank | $470,000 | $475,000 | 1.1% | 0.1% |
| APCI Federal Credit Union | $450,000 | $460,000 | 2.2% | 0.1% |
| SPRING EQ, LLC | $45,000 | $460,000 | 922.2% | 0.1% |
| Discover Bank | $1,160,000 | $450,000 | -61.2% | 0.1% |
| Hometown Equity Mortgage, LLC | $450,000 | n/a | 0.1% | |
| Flanagan State Bank | $745,000 | $445,000 | -40.3% | 0.1% |
| TOWNE MORTGAGE COMPANY | $195,000 | $445,000 | 128.2% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $265,000 | $445,000 | 67.9% | 0.1% |
| CNB Bank | $55,000 | $430,000 | 681.8% | 0.1% |
| POLICE & FIRE | $165,000 | $415,000 | 151.5% | 0.1% |
| Customers Bank | $540,000 | $395,000 | -26.9% | 0.1% |
| MLD MORTGAGE INC. | $395,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $390,000 | n/a | 0.1% | |
| First Northern Bank and Trust Company | $800,000 | $380,000 | -52.5% | 0.1% |
| USAlliance Federal Credit Union | $410,000 | $380,000 | -7.3% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $370,000 | n/a | 0.1% | |
| Firstrust Savings Bank | $550,000 | $355,000 | -35.5% | 0.1% |
| BELCO COMMUNITY CREDIT UNION | $520,000 | $350,000 | -32.7% | 0.1% |
| RIVERFRONT | $330,000 | $340,000 | 3.0% | 0.1% |
| UNITED | $340,000 | $340,000 | 0.0% | 0.1% |
| AMWEST FUNDING CORP. | $330,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $350,000 | $325,000 | -7.1% | 0.1% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $315,000 | n/a | 0.1% | |
| CROSS VALLEY FEDERAL CREDIT UNION | $305,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $535,000 | $305,000 | -43.0% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $300,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $145,000 | $295,000 | 103.4% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $290,000 | n/a | 0.1% | |
| ACNB Bank | $285,000 | n/a | 0.1% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $410,000 | $285,000 | -30.5% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $475,000 | $280,000 | -41.1% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $590,000 | $280,000 | -52.5% | 0.1% |
| PHH Mortgage Corporation | $115,000 | $270,000 | 134.8% | 0.1% |
| A&D Mortgage LLC | $105,000 | $265,000 | 152.4% | 0.1% |
| First National Bank and Trust Company of Newtown | $265,000 | n/a | 0.1% | |
| The Luzerne Bank | $2,855,000 | $265,000 | -90.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $55,000 | $260,000 | 372.7% | 0.1% |
| Baxter Credit Union | $255,000 | n/a | 0.1% | |
| Nations Lending Corporation | $440,000 | $255,000 | -42.0% | 0.1% |
| Summit Mortgage Corporation | $160,000 | $255,000 | 59.4% | 0.1% |
| Metro City Bank | $245,000 | n/a | 0.1% | |
| Service Federal Credit Union | $245,000 | n/a | 0.1% | |
| The Juniata Valley Bank | $325,000 | $245,000 | -24.6% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $235,000 | $245,000 | 4.3% | 0.1% |
| Loan Simple, Inc. | $235,000 | n/a | 0.1% | |
| VISIONS | $440,000 | $235,000 | -46.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $460,000 | $230,000 | -50.0% | 0.1% |
| TD Bank | $850,000 | $225,000 | -73.5% | 0.1% |
| The Neffs National Bank | $350,000 | $215,000 | -38.6% | 0.1% |
| EMBRACE HOME LOANS, INC. | $405,000 | $205,000 | -49.4% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $360,000 | $195,000 | -45.8% | 0.0% |
| DAS Acquisition Company, LLC | $145,000 | $195,000 | 34.5% | 0.0% |
| State Financial Network, LLC | $195,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $195,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $180,000 | n/a | 0.0% | |
| Farmers and Merchants Trust Company of Chambersburg | $180,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $1,050,000 | $175,000 | -83.3% | 0.0% |
| US MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $645,000 | $170,000 | -73.6% | 0.0% |
| RAIN CITY CAPITAL, LLC | $170,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $165,000 | n/a | 0.0% | |
| Quontic Bank | $165,000 | n/a | 0.0% | |
| S&T Bank | $255,000 | $165,000 | -35.3% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $555,000 | $160,000 | -71.2% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $925,000 | $155,000 | -83.2% | 0.0% |
| 21ST MORTGAGE CORPORATION | $165,000 | $150,000 | -9.1% | 0.0% |
| JMAC LENDING, INC. | $75,000 | $145,000 | 93.3% | 0.0% |
| Plains Commerce Bank | $145,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $145,000 | n/a | 0.0% | |
| CROWDCOPIA, LLC | $125,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $125,000 | n/a | 0.0% | |
| PEOPLE FIRST | $765,000 | $120,000 | -84.3% | 0.0% |
| Equity Prime Mortgage LLC | $355,000 | $115,000 | -67.6% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $35,000 | $115,000 | 228.6% | 0.0% |
| Penn Community Bank | $115,000 | n/a | 0.0% | |
| PHILADELPHIA | $115,000 | n/a | 0.0% | |
| TOWER | $25,000 | $115,000 | 360.0% | 0.0% |
| Bank of Bird-in-Hand | $105,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $105,000 | $105,000 | 0.0% | 0.0% |
| The Fidelity Deposit and Discount Bank | $275,000 | $105,000 | -61.8% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $95,000 | n/a | 0.0% | |
| FIDELITY DIRECT MORTGAGE, LLC | $95,000 | n/a | 0.0% | |
| Ardent Federal Credit Union | $85,000 | n/a | 0.0% | |
| Citizens Savings Bank | $35,000 | $85,000 | 142.9% | 0.0% |
| Clearview Federal Credit Union | $85,000 | n/a | 0.0% | |
| First Federal Bank | $85,000 | $85,000 | 0.0% | 0.0% |
| Northwest Federal Credit Union | $385,000 | $85,000 | -77.9% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $405,000 | $75,000 | -81.5% | 0.0% |
| First National Bank of America | $75,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $55,000 | $75,000 | 36.4% | 0.0% |
| UIF CORPORATION | $75,000 | n/a | 0.0% | |
| Discovery Federal Credit Union | $170,000 | $70,000 | -58.8% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $135,000 | $65,000 | -51.9% | 0.0% |
| Orrstown Bank | $1,290,000 | $65,000 | -95.0% | 0.0% |
| PS Bank | $55,000 | n/a | 0.0% | |
| The Honesdale National Bank | $55,000 | n/a | 0.0% | |
| Connexus Credit Union | $45,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $40,000 | n/a | 0.0% | |
| LEHIGH VALLEY EDUCATORS | $75,000 | $35,000 | -53.3% | 0.0% |
Pottsville's top lender by overall market share is QUICKEN LOANS, LLC, with 8.6% market share. In second place, with 6.2%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $25,770,000 in loans. In third place, with 6.0%, is Mortgage America, Inc., having originated $25,190,000 in loans. In fourth place, with 4.4%, is PENNSYLVANIA STATE EMPLOYEES Credit Union, having originated $18,205,000 in loans. In fifth place, with 4.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,585,000 in loans.
Pottsville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Pottsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $73,550 (-3.2%) | $127,878 (4.3%) | 0.27 | 509 |
| 2018-02-01 | $74,950 (-3.7%) | $130,643 (6.0%) | 0.27 | 523 |
| 2018-03-01 | $79,900 (0.9%) | $133,339 (-2.7%) | 0.28 | 478 |
| 2018-04-01 | $75,000 (-6.1%) | $136,170 (-3.7%) | 0.25 | 486 |
| 2018-05-01 | $77,700 (0.4%) | $137,026 (-1.1%) | 0.26 | 486 |
| 2018-06-01 | $75,000 (-2.7%) | $136,921 (3.8%) | 0.25 | 517 |
| 2018-07-01 | $76,675 (-2.9%) | $138,050 (7.7%) | 0.26 | 522 |
| 2018-08-01 | $75,000 (0.0%) | $136,738 (9.3%) | 0.25 | 521 |
| 2018-09-01 | $76,700 (9.7%) | $139,436 (12.1%) | 0.26 | 544 |
| 2018-10-01 | $77,400 (7.6%) | $139,496 (10.3%) | 0.26 | 547 |
| 2018-11-01 | $78,888 (12.8%) | $138,029 (11.0%) | 0.27 | 525 |
| 2018-12-01 | $77,500 (10.9%) | $136,818 (9.3%) | 0.27 | 487 |
| 2019-01-01 | $80,000 (8.8%) | $138,580 (8.4%) | 0.28 | 448 |
| 2019-02-01 | $75,000 (0.1%) | $137,365 (5.2%) | 0.25 | 426 |
| 2019-03-01 | $77,143 (-3.5%) | $143,663 (7.7%) | 0.25 | 429 |
| 2019-04-01 | $79,643 (6.2%) | $151,240 (11.1%) | 0.25 | 452 |
| 2019-05-01 | $79,600 (2.5%) | $151,456 (10.5%) | 0.25 | 471 |
| 2019-06-01 | $84,700 (12.9%) | $150,126 (9.6%) | 0.26 | 499 |
| 2019-07-01 | $84,850 (10.7%) | $153,442 (11.2%) | 0.27 | 510 |
| 2019-08-01 | $88,182 (17.6%) | $159,263 (16.5%) | 0.28 | 481 |
| 2019-09-01 | $93,705 (22.2%) | $167,772 (20.3%) | 0.30 | 443 |
| 2019-10-01 | $97,386 (25.8%) | $175,094 (25.5%) | 0.31 | 408 |
| 2019-11-01 | $99,900 (26.6%) | $174,263 (26.3%) | 0.33 | 369 |
| 2019-12-01 | $104,675 (35.1%) | $167,084 (22.1%) | 0.35 | 357 |
| 2020-01-01 | $109,900 (37.4%) | $164,982 (19.1%) | 0.37 | 311 |
| 2020-02-01 | $102,450 (36.6%) | $162,025 (18.0%) | 0.34 | 276 |
| 2020-03-01 | $120,113 (55.7%) | $166,756 (16.1%) | 0.38 | 267 |
| 2020-04-01 | $115,450 (45.0%) | $169,730 (12.2%) | 0.36 | 242 |
| 2020-05-01 | $117,900 (48.1%) | $171,842 (13.5%) | 0.36 | 251 |
| 2020-06-01 | $113,700 (34.2%) | $183,429 (22.2%) | 0.34 | 240 |
| 2020-07-01 | $113,325 (33.6%) | $188,793 (23.0%) | 0.33 | 212 |
| 2020-08-01 | $119,900 (36.0%) | $194,270 (22.0%) | 0.34 | 185 |
| 2020-09-01 | $117,425 (25.3%) | $209,713 (25.0%) | 0.34 | 176 |
| 2020-10-01 | $129,950 (33.4%) | $226,730 (29.5%) | 0.37 | 176 |
| 2020-11-01 | $124,500 (24.6%) | $238,020 (36.6%) | 0.36 | 173 |
| 2020-12-01 | $119,950 (14.6%) | $245,447 (46.9%) | 0.36 | 159 |
| 2021-01-01 | $118,500 (7.8%) | $247,040 (49.7%) | 0.35 | 144 |
| 2021-02-01 | $118,250 (15.4%) | $239,400 (47.8%) | 0.34 | 104 |
| 2021-03-01 | $117,225 (-2.4%) | $235,375 (41.2%) | 0.33 | 99 |
| 2021-04-01 | $132,000 (14.3%) | $269,890 (59.0%) | 0.36 | 92 |
| 2021-05-01 | $131,950 (11.9%) | $265,695 (54.6%) | 0.35 | 92 |
| 2021-06-01 | $102,500 (-9.9%) | $219,289 (19.6%) | 0.27 | 158 |
| 2021-07-01 | $117,450 (3.6%) | $213,856 (13.3%) | 0.31 | 169 |
| 2021-08-01 | $119,950 (0.0%) | $181,695 (-6.5%) | 0.32 | 181 |
| 2021-09-01 | $118,075 (0.6%) | $176,652 (-15.8%) | 0.31 | 186 |
| 2021-10-01 | $102,000 (-21.5%) | $178,278 (-21.4%) | 0.27 | 179 |
| 2021-11-01 | $95,975 (-22.9%) | $166,942 (-29.9%) | 0.26 | 184 |
| 2021-12-01 | $107,975 (-10.0%) | $169,846 (-30.8%) | 0.29 | 181 |
| 2022-01-01 | $99,500 (-16.0%) | $163,962 (-33.6%) | 0.27 | 165 |
| 2022-02-01 | $102,425 (-13.4%) | $162,803 (-32.0%) | 0.27 | 168 |
| 2022-03-01 | $125,325 (6.9%) | $166,674 (-29.2%) | 0.31 | 159 |
| 2022-04-01 | $129,900 (-1.6%) | $170,938 (-36.7%) | 0.31 | 155 |
| 2022-05-01 | $136,000 (3.1%) | $174,718 (-34.2%) | 0.31 | 165 |
| 2022-06-01 | $137,950 (34.6%) | $198,160 (-9.6%) | 0.31 | 206 |
| 2022-07-01 | $129,900 (10.6%) | $195,368 (-8.6%) | 0.29 | 244 |
| 2022-08-01 | $134,975 (12.5%) | $190,608 (4.9%) | 0.31 | 256 |
| 2022-09-01 | $132,475 (12.2%) | $189,773 (7.4%) | 0.31 | 241 |
| 2022-10-01 | $129,900 (27.4%) | $188,944 (6.0%) | 0.31 | 245 |
| 2022-11-01 | $124,675 (29.9%) | $190,391 (14.1%) | 0.30 | 236 |
| 2022-12-01 | $125,000 (15.8%) | $202,316 (19.1%) | 0.31 | 216 |
| 2023-01-01 | $125,000 (25.6%) | $204,135 (24.5%) | 0.31 | 203 |
| 2023-02-01 | $125,000 (22.0%) | $206,970 (27.1%) | 0.30 | 193 |
| 2023-03-01 | $127,450 (1.7%) | $209,777 (25.9%) | 0.30 | 170 |
| 2023-04-01 | $122,250 (-5.9%) | $201,043 (17.6%) | 0.28 | 157 |
| 2023-05-01 | $125,000 (-8.1%) | $202,188 (15.7%) | 0.28 | 160 |
| 2023-06-01 | $115,725 (-16.1%) | $194,389 (-1.9%) | 0.26 | 177 |
| 2023-07-01 | $125,000 (-3.8%) | $208,657 (6.8%) | 0.28 | 184 |
| 2023-08-01 | $125,000 (-7.4%) | $198,381 (4.1%) | 0.29 | 201 |
| 2023-09-01 | $120,000 (-9.4%) | $193,810 (2.1%) | 0.28 | 220 |
| 2023-10-01 | $119,950 (-7.7%) | $191,486 (1.4%) | 0.28 | 240 |
| 2023-11-01 | $124,925 (0.2%) | $196,291 (3.1%) | 0.30 | 250 |
| 2023-12-01 | $129,250 (3.4%) | $196,191 (-3.0%) | 0.32 | 240 |
| 2024-01-01 | $138,975 (11.2%) | $200,026 (-2.0%) | 0.34 | 217 |
| 2024-02-01 | $141,750 (13.4%) | $200,008 (-3.4%) | 0.34 | 188 |
| 2024-03-01 | $149,450 (17.3%) | $207,051 (-1.3%) | 0.35 | 187 |
| 2024-04-01 | $148,925 (21.8%) | $219,070 (9.0%) | 0.35 | 195 |
| 2024-05-01 | $150,000 (20.0%) | $224,283 (10.9%) | 0.34 | 205 |
| 2024-06-01 | $154,900 (33.9%) | $226,317 (16.4%) | 0.35 | 221 |
| 2024-07-01 | $169,900 (35.9%) | $244,880 (17.4%) | 0.39 | 275 |
| 2024-08-01 | $169,000 (35.2%) | $250,407 (26.2%) | 0.39 | 292 |
| 2024-09-01 | $159,925 (33.3%) | $245,604 (26.7%) | 0.38 | 326 |
| 2024-10-01 | $162,500 (35.5%) | $247,825 (29.4%) | 0.38 | 322 |
| 2024-11-01 | $161,500 (29.3%) | $239,070 (21.8%) | 0.39 | 331 |
| 2024-12-01 | $154,950 (19.9%) | $235,588 (20.1%) | 0.38 | 313 |
| 2025-01-01 | $149,925 (7.9%) | $227,828 (13.9%) | 0.37 | 276 |
| 2025-02-01 | $147,000 (3.7%) | $227,800 (13.9%) | 0.36 | 264 |
| 2025-03-01 | $140,950 (-5.7%) | $221,060 (6.8%) | 0.33 | 256 |
| 2025-04-01 | $149,950 (0.7%) | $215,043 (-1.8%) | 0.35 | 252 |
| 2025-05-01 | $158,000 (5.3%) | $209,267 (-6.7%) | 0.36 | 257 |
| 2025-06-01 | $169,900 (9.7%) | $217,213 (-4.0%) | 0.39 | 270 |
| 2025-07-01 | $159,475 (-6.1%) | $215,081 (-12.2%) | 0.36 | 303 |
| 2025-08-01 | $155,000 (-8.3%) | $209,413 (-16.4%) | 0.36 | 316 |
| 2025-09-01 | $158,500 (-0.9%) | $220,886 (-10.1%) | 0.37 | 318 |
| 2025-10-01 | $159,450 (-1.9%) | $214,979 (-13.3%) | 0.38 | 331 |
| 2025-11-01 | $157,000 (-2.8%) | $206,944 (-13.4%) | 0.38 | 372 |
| 2025-12-01 | $159,000 (2.6%) | $215,782 (-8.4%) | 0.40 | 336 |
| 2026-01-01 | $159,000 (6.1%) | $214,031 (-6.1%) | 0.40 | 310 |
| 2026-02-01 | $159,500 (8.5%) | $217,847 (-4.4%) | 0.39 | 266 |
| 2026-03-01 | $162,450 (15.3%) | $232,595 (5.2%) | 0.39 | 256 |
| 2026-04-01 | $177,225 (18.2%) | $244,329 (13.6%) | 0.42 | 295 |
| 2026-05-01 | $174,900 (10.7%) | $248,870 (18.9%) | 0.41 | 303 |
| 2026-06-01 | $164,950 (-2.9%) | $229,648 (5.7%) | 0.38 | 337 |
| 2026-07-01 | $159,950 (0.3%) | $226,538 (5.3%) | 0.37 | 361 |
| 2026-08-01 | $159,900 (3.2%) | $217,833 (4.0%) | 0.38 | 401 |
| 2026-09-01 | $159,900 (0.9%) | $214,839 (-2.7%) | 0.00 | 418 |
| 2026-10-01 | $169,900 (6.6%) | $222,925 (3.7%) | 0.00 | 454 |
Pottsville's median listing price for 2026-10-01 was $169,900, a difference of
$10,450
(6.6%) versus the prior year and
$10,000 versus the prior month.
Pottsville's median listing price comes in at 0% of the national average.
Pottsville's average listing price for 2026-10-01 was $222,925, a difference of $7,946 (3.7%) versus the prior year and $8,086 versus the prior month.
For the 2026-10-01 period, Pottsville had 454 MLS listings, a difference of 36 listings (9%) versus the prior month and 123 listings (37%) versus the prior year.
Pottsville's median listing price comes in at 0% of the national average.
Pottsville's average listing price for 2026-10-01 was $222,925, a difference of $7,946 (3.7%) versus the prior year and $8,086 versus the prior month.
For the 2026-10-01 period, Pottsville had 454 MLS listings, a difference of 36 listings (9%) versus the prior month and 123 listings (37%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Pottsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 107 days | 1,550 sqft |
| 2018-02-01 | 106 days | 1,578 sqft |
| 2018-03-01 | 101 days | 1,598 sqft |
| 2018-04-01 | 90 days | 1,582 sqft |
| 2018-05-01 | 82 days | 1,574 sqft |
| 2018-06-01 | 65 days | 1,649 sqft |
| 2018-07-01 | 64 days | 1,623 sqft |
| 2018-08-01 | 70 days | 1,616 sqft |
| 2018-09-01 | 74 days | 1,617 sqft |
| 2018-10-01 | 76 days | 1,644 sqft |
| 2018-11-01 | 80 days | 1,625 sqft |
| 2018-12-01 | 93 days | 1,654 sqft |
| 2019-01-01 | 101 days | 1,658 sqft |
| 2019-02-01 | 104 days | 1,651 sqft |
| 2019-03-01 | 89 days | 1,656 sqft |
| 2019-04-01 | 67 days | 1,661 sqft |
| 2019-05-01 | 61 days | 1,668 sqft |
| 2019-06-01 | 68 days | 1,668 sqft |
| 2019-07-01 | 71 days | 1,698 sqft |
| 2019-08-01 | 70 days | 1,696 sqft |
| 2019-09-01 | 67 days | 1,690 sqft |
| 2019-10-01 | 67 days | 1,687 sqft |
| 2019-11-01 | 68 days | 1,712 sqft |
| 2019-12-01 | 83 days | 1,701 sqft |
| 2020-01-01 | 90 days | 1,690 sqft |
| 2020-02-01 | 101 days | 1,694 sqft |
| 2020-03-01 | 70 days | 1,798 sqft |
| 2020-04-01 | 78 days | 1,806 sqft |
| 2020-05-01 | 80 days | 1,813 sqft |
| 2020-06-01 | 53 days | 1,755 sqft |
| 2020-07-01 | 41 days | 1,731 sqft |
| 2020-08-01 | 51 days | 1,715 sqft |
| 2020-09-01 | 40 days | 1,656 sqft |
| 2020-10-01 | 44 days | 1,744 sqft |
| 2020-11-01 | 47 days | 1,644 sqft |
| 2020-12-01 | 61 days | 1,619 sqft |
| 2021-01-01 | 71 days | 1,622 sqft |
| 2021-02-01 | 66 days | 1,611 sqft |
| 2021-03-01 | 52 days | 1,586 sqft |
| 2021-04-01 | 25 days | 1,621 sqft |
| 2021-05-01 | 24 days | 1,604 sqft |
| 2021-06-01 | 18 days | 1,625 sqft |
| 2021-07-01 | 25 days | 1,620 sqft |
| 2021-08-01 | 29 days | 1,628 sqft |
| 2021-09-01 | 36 days | 1,600 sqft |
| 2021-10-01 | 43 days | 1,574 sqft |
| 2021-11-01 | 39 days | 1,508 sqft |
| 2021-12-01 | 44 days | 1,527 sqft |
| 2022-01-01 | 48 days | 1,538 sqft |
| 2022-02-01 | 48 days | 1,540 sqft |
| 2022-03-01 | 47 days | 1,591 sqft |
| 2022-04-01 | 41 days | 1,598 sqft |
| 2022-05-01 | 33 days | 1,694 sqft |
| 2022-06-01 | 29 days | 1,678 sqft |
| 2022-07-01 | 30 days | 1,675 sqft |
| 2022-08-01 | 41 days | 1,633 sqft |
| 2022-09-01 | 45 days | 1,672 sqft |
| 2022-10-01 | 50 days | 1,648 sqft |
| 2022-11-01 | 55 days | 1,670 sqft |
| 2022-12-01 | 66 days | 1,676 sqft |
| 2023-01-01 | 68 days | 1,662 sqft |
| 2023-02-01 | 64 days | 1,670 sqft |
| 2023-03-01 | 55 days | 1,662 sqft |
| 2023-04-01 | 45 days | 1,600 sqft |
| 2023-05-01 | 32 days | 1,585 sqft |
| 2023-06-01 | 33 days | 1,569 sqft |
| 2023-07-01 | 41 days | 1,584 sqft |
| 2023-08-01 | 38 days | 1,515 sqft |
| 2023-09-01 | 38 days | 1,528 sqft |
| 2023-10-01 | 40 days | 1,568 sqft |
| 2023-11-01 | 46 days | 1,526 sqft |
| 2023-12-01 | 58 days | 1,540 sqft |
| 2024-01-01 | 62 days | 1,486 sqft |
| 2024-02-01 | 62 days | 1,436 sqft |
| 2024-03-01 | 47 days | 1,500 sqft |
| 2024-04-01 | 41 days | 1,578 sqft |
| 2024-05-01 | 39 days | 1,671 sqft |
| 2024-06-01 | 35 days | 1,684 sqft |
| 2024-07-01 | 37 days | 1,736 sqft |
| 2024-08-01 | 44 days | 1,692 sqft |
| 2024-09-01 | 46 days | 1,702 sqft |
| 2024-10-01 | 50 days | 1,716 sqft |
| 2024-11-01 | 51 days | 1,651 sqft |
| 2024-12-01 | 64 days | 1,624 sqft |
| 2025-01-01 | 76 days | 1,600 sqft |
| 2025-02-01 | 72 days | 1,668 sqft |
| 2025-03-01 | 50 days | 1,663 sqft |
| 2025-04-01 | 47 days | 1,580 sqft |
| 2025-05-01 | 41 days | 1,649 sqft |
| 2025-06-01 | 43 days | 1,665 sqft |
| 2025-07-01 | 42 days | 1,602 sqft |
| 2025-08-01 | 49 days | 1,650 sqft |
| 2025-09-01 | 49 days | 1,689 sqft |
| 2025-10-01 | 48 days | 1,698 sqft |
| 2025-11-01 | 52 days | 1,647 sqft |
| 2025-12-01 | 61 days | 1,635 sqft |
| 2026-01-01 | 75 days | 1,663 sqft |
| 2026-02-01 | 84 days | 1,654 sqft |
| 2026-03-01 | 62 days | 1,612 sqft |
| 2026-04-01 | 44 days | 1,625 sqft |
| 2026-05-01 | 44 days | 1,663 sqft |
| 2026-06-01 | 42 days | 1,654 sqft |
| 2026-07-01 | 46 days | 1,632 sqft |
| 2026-08-01 | 53 days | 1,646 sqft |
| 2026-09-01 | 0 days | 1,604 sqft |
| 2026-10-01 | 0 days | 1,647 sqft |
Pottsville's median listing age (time on market) for 2026-10-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
Pottsville's median square footage for active listings during the 2026-10-01 period was 1,647 sqft. One year prior, the average listing was 1,698 sqft.
Pottsville's median square footage for active listings during the 2026-10-01 period was 1,647 sqft. One year prior, the average listing was 1,698 sqft.
Pottsville, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,303 | $256,735,000 | $197,034 |
| Cash Out Refi | 364 | $55,940,000 | $153,681 |
| Refi | 355 | $57,015,000 | $160,606 |
| Other | 311 | $25,645,000 | $82,460 |
| Home Improvement | 288 | $21,130,000 | $73,368 |
| NA | 3 | $385,000 | $128,333 |
Pottsville's most frequently cited loan purpose was Home Purchase, with 1,303 originations. The 2nd most popular reason was Cash Out Refi, with 364 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,161 | $209,645,000 | $180,573 |
| 7-8% | 488 | $74,340,000 | $152,336 |
| 5-6% | 422 | $71,400,000 | $169,194 |
| Over 8% | 307 | $23,575,000 | $76,792 |
| <2.5% | 51 | $2,755,000 | $54,020 |
| 4-5% | 50 | $5,610,000 | $112,200 |
| 3-4% | 28 | $3,460,000 | $123,571 |
| 2.5-3% | 6 | $450,000 | $75,000 |
During 2025, Pottsville's most frequently originated rate bucket was 6-7%, with 1,161 originations.
Loan Sizing (Pottsville, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 965 | $139,475,000 | $144,534 |
| $100,000 or less | 950 | $54,750,000 | $57,632 |
| $200k-400k | 602 | $160,340,000 | $266,346 |
| $400k-600k | 94 | $44,000,000 | $468,085 |
| $600k-1000k | 10 | $7,070,000 | $707,000 |
| $Over $1MM | 3 | $11,215,000 | $3,738,333 |
Pottsville's loan sizing saw the bucket of loans from $100k-200k with 965 originations, totaling $139,475,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,055 | $207,795,000 | $196,962 |
| 60-80% | 558 | $99,030,000 | $177,473 |
| 20-40% | 322 | $25,820,000 | $80,186 |
| Under 20% | 281 | $10,145,000 | $36,103 |
| 40-60% | 248 | $35,170,000 | $141,815 |
| Over 100% | 22 | $6,130,000 | $278,636 |
Pottsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,055 originations, totaling $207,795,000 in origination value.