Pottsville Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Pottsville averaged
7.02%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
6.8% and
one month ago for the week of 2024-03-14, the
average rate was 6.96%.
Pottsville's average rate one year ago was 6.19%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7.96%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Pottsville 30 Year Fixed Rate | 2024-04-18 | 7.02% |
| Pottsville 30 Year Fixed Rate Refi | 2024-04-18 | 7.96% |
| Pottsville 15 Year Fixed Rate | 2024-04-18 | 6.49% |
| Pottsville 15 Year Fixed Rate Refi | 2024-04-18 | 6.79% |
| Pottsville 30 Year FHA | 2024-04-18 | 6.92% |
| Pottsville 30 Year FHA Refi | 2024-04-18 | 6.96% |
| Pottsville 30 Year USDA | 2024-04-18 | 7.06% |
| Pottsville 30 Year USDA Refi | 2024-04-18 | 6.66% |
| Pottsville 30 Year VA | 2024-04-18 | 6.94% |
| Pottsville 30 Year VA Refi | 2024-04-18 | 6.66% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pottsville, PA.
Pottsville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Pottsville, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Pottsville Average Closing Costs & Other Stats
Pottsville, PA's 118 lenders originated 2,152
loans during 2023. The total origination value was $313,920,000, with an average loan value of
$145,874.
Pottsville's average closing costs are $5,224.
The top Pottsville lender as defined by loan originations is Mortgage America, Inc., with
94 loans originated. Their average total fees are
$5,059, which is $1,347
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Pottsville lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,388), Mid Penn Bank ($4,117), Fulton Bank ($4,638), Wells Fargo Bank ($4,783) and Mortgage America, Inc. ($5,059).
The lowest rate Pottsville lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union (6.40%), GUILD MORTGAGE COMPANY (6.67%), First Citizens Community Bank (6.69%), Univest Bank and Trust Co. (6.72%) and Wells Fargo Bank (6.76%).
Pottsville, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Univest Bank and Trust Co. | $3,005,000 | $26,425,000 | 779.4% | 8.4% |
| QUICKEN LOANS, LLC | $31,325,000 | $24,415,000 | -22.1% | 7.8% |
| Mortgage America, Inc. | $26,080,000 | $22,165,000 | -15.0% | 7.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $20,505,000 | $14,685,000 | -28.4% | 4.7% |
| Mid Penn Bank | $19,365,000 | $13,315,000 | -31.2% | 4.2% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $16,400,000 | $12,980,000 | -20.9% | 4.1% |
| M&T Bank | $16,080,000 | $11,780,000 | -26.7% | 3.8% |
| Mortgage Research Center, LLC | $7,900,000 | $9,615,000 | 21.7% | 3.1% |
| Homesale Mortgage, LLC | $7,630,000 | $9,125,000 | 19.6% | 2.9% |
| GUILD MORTGAGE COMPANY | $5,565,000 | $8,100,000 | 45.6% | 2.6% |
| The Gratz Bank | $3,780,000 | $6,340,000 | 67.7% | 2.0% |
| Fulton Bank | $9,435,000 | $6,285,000 | -33.4% | 2.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $6,820,000 | $5,340,000 | -21.7% | 1.7% |
| Citizens Bank | $6,330,000 | $4,960,000 | -21.6% | 1.6% |
| NEWREZ LLC | $2,515,000 | $4,350,000 | 73.0% | 1.4% |
| Wells Fargo Bank | $5,820,000 | $4,330,000 | -25.6% | 1.4% |
| First National Bank of Pennsylvania | $5,765,000 | $4,165,000 | -27.8% | 1.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $4,120,000 | n/a | 1.3% | |
| First Citizens Community Bank | $5,360,000 | $3,865,000 | -27.9% | 1.2% |
| Tompkins Trust Company | $3,225,000 | $3,685,000 | 14.3% | 1.2% |
| CARDINAL FINANCIAL | $950,000 | $3,290,000 | 246.3% | 1.0% |
| New Tripoli Bank | $4,605,000 | $3,205,000 | -30.4% | 1.0% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $7,530,000 | $3,170,000 | -57.9% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $3,710,000 | $2,865,000 | -22.8% | 0.9% |
| BROKER SOLUTIONS, INC. | $2,250,000 | $2,545,000 | 13.1% | 0.8% |
| The Luzerne Bank | $2,370,000 | $2,260,000 | -4.6% | 0.7% |
| Mauch Chunk Trust Company | $6,115,000 | $2,230,000 | -63.5% | 0.7% |
| LOANDEPOT.COM, LLC | $4,310,000 | $2,160,000 | -49.9% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $4,260,000 | $2,120,000 | -50.2% | 0.7% |
| MOVEMENT MORTGAGE, LLC | $1,490,000 | $2,095,000 | 40.6% | 0.7% |
| The Ephrata National Bank | $380,000 | $2,065,000 | 443.4% | 0.7% |
| Truist | $5,325,000 | $2,035,000 | -61.8% | 0.6% |
| Jim Thorpe Neighborhood Bank | $1,375,000 | $1,720,000 | 25.1% | 0.5% |
| PLANET HOME LENDING, LLC | $350,000 | $1,685,000 | 381.4% | 0.5% |
| Alcova Mortgage LLC | $1,615,000 | $1,490,000 | -7.7% | 0.5% |
| First Columbia Bank & Trust Co. | $1,100,000 | $1,450,000 | 31.8% | 0.5% |
| CMG MORTGAGE, INC. | $160,000 | $1,420,000 | 787.5% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,040,000 | $1,410,000 | -53.6% | 0.4% |
| Diamond Credit Union | $1,730,000 | $1,370,000 | -20.8% | 0.4% |
| Fleetwood Bank | $935,000 | $1,350,000 | 44.4% | 0.4% |
| NEW DAY FINANCIAL, LLC | $785,000 | $1,270,000 | 61.8% | 0.4% |
| PLAZA HOME MORTGAGE, INC. | $320,000 | $1,245,000 | 289.1% | 0.4% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,055,000 | $1,230,000 | 16.6% | 0.4% |
| AmeriHome Mortgage Company, LLC | $95,000 | $1,225,000 | 1,189.5% | 0.4% |
| Bank of America | $1,920,000 | $1,205,000 | -37.2% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $3,480,000 | $1,170,000 | -66.4% | 0.4% |
| Century Mortgage Company DBA Century Lending Company | $430,000 | $1,100,000 | 155.8% | 0.4% |
| Community Bank | $1,665,000 | $1,085,000 | -34.8% | 0.3% |
| T2 FINANCIAL LLC | $1,320,000 | $1,085,000 | -17.8% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,025,000 | $1,055,000 | 2.9% | 0.3% |
| LIMA ONE CAPITAL, LLC | $1,445,000 | $1,050,000 | -27.3% | 0.3% |
| First Keystone Community Bank | $1,310,000 | $1,040,000 | -20.6% | 0.3% |
| UNB Bank | $1,030,000 | n/a | 0.3% | |
| CALIBER HOME LOANS, INC. | $7,400,000 | $1,025,000 | -86.1% | 0.3% |
| Discover Bank | $410,000 | $985,000 | 140.2% | 0.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $3,305,000 | $930,000 | -71.9% | 0.3% |
| First Commonwealth Federal Credit Union | $1,890,000 | $895,000 | -52.6% | 0.3% |
| The Huntington National Bank | $1,475,000 | $890,000 | -39.7% | 0.3% |
| PNC Bank | $2,505,000 | $885,000 | -64.7% | 0.3% |
| LEBANON | $610,000 | $880,000 | 44.3% | 0.3% |
| Northwest Bank | $1,785,000 | $860,000 | -51.8% | 0.3% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $385,000 | $855,000 | 122.1% | 0.3% |
| First Commonwealth Bank | $410,000 | $850,000 | 107.3% | 0.3% |
| Northpointe Bank | $2,420,000 | $835,000 | -65.5% | 0.3% |
| USAA Federal Savings Bank | $1,500,000 | $835,000 | -44.3% | 0.3% |
| JPMorgan Chase Bank | $1,740,000 | $790,000 | -54.6% | 0.3% |
| UNION HOME MORTGAGE CORP. | $375,000 | $775,000 | 106.7% | 0.2% |
| York Traditions Bank | $1,045,000 | $770,000 | -26.3% | 0.2% |
| CHERRY CREEK MORTGAGE, LLC | $2,700,000 | $740,000 | -72.6% | 0.2% |
| Neighborhood Loans, Inc. | $735,000 | n/a | 0.2% | |
| POLICE & FIRE | $105,000 | $730,000 | 595.2% | 0.2% |
| The Federal Savings Bank | $385,000 | $700,000 | 81.8% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $325,000 | $670,000 | 106.2% | 0.2% |
| MICHIGAN MUTUAL, INC. | $280,000 | $635,000 | 126.8% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $1,230,000 | $630,000 | -48.8% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $110,000 | $615,000 | 459.1% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $635,000 | $610,000 | -3.9% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $615,000 | $610,000 | -0.8% | 0.2% |
| Coastal Community Bank | $595,000 | n/a | 0.2% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,830,000 | $595,000 | -79.0% | 0.2% |
| PEOPLE FIRST | $2,385,000 | $575,000 | -75.9% | 0.2% |
| Quaint Oak Mortgage, LLC | $575,000 | n/a | 0.2% | |
| MidAtlantic Farm Credit, ACA | $560,000 | $565,000 | 0.9% | 0.2% |
| UTILITIES EMPLOYEES CREDIT UNION | $380,000 | $540,000 | 42.1% | 0.2% |
| GSF Mortgage Corporation | $535,000 | n/a | 0.2% | |
| ZILLOW HOME LOANS, LLC | $210,000 | $530,000 | 152.4% | 0.2% |
| The Muncy Bank and Trust Company | $15,000 | $505,000 | 3,266.7% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $225,000 | $485,000 | 115.6% | 0.2% |
| ALLIED MORTGAGE GROUP, INC. | $1,470,000 | $480,000 | -67.3% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $480,000 | n/a | 0.2% | |
| NJ LENDERS CORP. | $360,000 | $475,000 | 31.9% | 0.2% |
| SERVICE 1ST | $35,000 | $475,000 | 1,257.1% | 0.2% |
| Jersey Shore State Bank | $145,000 | $470,000 | 224.1% | 0.1% |
| Flanagan State Bank | $125,000 | $460,000 | 268.0% | 0.1% |
| JMAC LENDING, INC. | $460,000 | n/a | 0.1% | |
| Logan Finance Corporation | $450,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $450,000 | n/a | 0.1% | |
| RADIUS FINANCIAL GROUP INC. | $440,000 | n/a | 0.1% | |
| MILLENIUM HOME MORTGAGE, LLC | $435,000 | n/a | 0.1% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $430,000 | n/a | 0.1% | |
| NFM, INC. | $990,000 | $425,000 | -57.1% | 0.1% |
| Orrstown Bank | $595,000 | $415,000 | -30.3% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,120,000 | $415,000 | -62.9% | 0.1% |
| The Central Trust Bank | $415,000 | n/a | 0.1% | |
| CONTOUR MORTGAGE CORPORATION | $1,320,000 | $410,000 | -68.9% | 0.1% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | $915,000 | $410,000 | -55.2% | 0.1% |
| Peoples Security Bank and Trust Company | $1,015,000 | $410,000 | -59.6% | 0.1% |
| BELCO COMMUNITY CREDIT UNION | $460,000 | $400,000 | -13.0% | 0.1% |
| Keystone Funding, Inc. | $395,000 | n/a | 0.1% | |
| Farmers and Merchants Trust Company of Chambersburg | $375,000 | $390,000 | 4.0% | 0.1% |
| NBKC BANK | $385,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $380,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $875,000 | $375,000 | -57.1% | 0.1% |
| GUARANTEED RATE, INC. | $2,370,000 | $365,000 | -84.6% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $1,090,000 | $365,000 | -66.5% | 0.1% |
| NATION ONE MORTGAGE CORPORATION | $360,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $325,000 | $355,000 | 9.2% | 0.1% |
| Carrington Mortgage Services, LLC | $1,345,000 | $350,000 | -74.0% | 0.1% |
| Citadel Servicing Corporation | $155,000 | $350,000 | 125.8% | 0.1% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,600,000 | $350,000 | -78.1% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $2,130,000 | $340,000 | -84.0% | 0.1% |
| First National Bank of Absecon | $335,000 | n/a | 0.1% | |
| Goldwater Bank, N.A. | $335,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $225,000 | $335,000 | 48.9% | 0.1% |
| Gateway First Bank | $325,000 | n/a | 0.1% | |
| RESIDENTIAL HOME FUNDING CORP. | $185,000 | $325,000 | 75.7% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,055,000 | $320,000 | -69.7% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $305,000 | $320,000 | 4.9% | 0.1% |
| Figure Lending LLC | $210,000 | $310,000 | 47.6% | 0.1% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $205,000 | $310,000 | 51.2% | 0.1% |
| KeyBank | $1,370,000 | $305,000 | -77.7% | 0.1% |
| GOLD Credit Union | $395,000 | $300,000 | -24.1% | 0.1% |
| 21ST MORTGAGE CORPORATION | $285,000 | n/a | 0.1% | |
| Bank of England | $240,000 | $285,000 | 18.8% | 0.1% |
| FIRST HERITAGE FINANCIAL, LLC | $265,000 | $280,000 | 5.7% | 0.1% |
| Customers Bank | $3,440,000 | $275,000 | -92.0% | 0.1% |
| EMM LOANS LLC | $925,000 | $275,000 | -70.3% | 0.1% |
| The Neffs National Bank | $1,420,000 | $275,000 | -80.6% | 0.1% |
| BMO Harris Bank | $265,000 | n/a | 0.1% | |
| PHILADELPHIA | $265,000 | n/a | 0.1% | |
| First Northern Bank and Trust Company | $540,000 | $255,000 | -52.8% | 0.1% |
| Towne Bank | $365,000 | $255,000 | -30.1% | 0.1% |
| Nations Lending Corporation | $390,000 | $250,000 | -35.9% | 0.1% |
| State Financial Network, LLC | $440,000 | $250,000 | -43.2% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $245,000 | n/a | 0.1% | |
| AmeriServ Financial Bank | $165,000 | $240,000 | 45.5% | 0.1% |
| Members Choice Financial Credit Union | $240,000 | n/a | 0.1% | |
| S&T Bank | $475,000 | $240,000 | -49.5% | 0.1% |
| American Airlines Federal Credit Union | $235,000 | n/a | 0.1% | |
| BELLCO | $65,000 | $225,000 | 246.2% | 0.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $165,000 | $215,000 | 30.3% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $4,480,000 | $210,000 | -95.3% | 0.1% |
| RIVERFRONT | $135,000 | $210,000 | 55.6% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $115,000 | $205,000 | 78.3% | 0.1% |
| Wilmington Savings Fund Society, FSB | $345,000 | $205,000 | -40.6% | 0.1% |
| Flagstar Bank, FSB | $450,000 | $200,000 | -55.6% | 0.1% |
| PHH Mortgage Corporation | $475,000 | $200,000 | -57.9% | 0.1% |
| GENEVA FINANCIAL, LLC | $610,000 | $195,000 | -68.0% | 0.1% |
| The Victory Bank | $305,000 | $195,000 | -36.1% | 0.1% |
| The Fidelity Deposit and Discount Bank | $825,000 | $185,000 | -77.6% | 0.1% |
| Beeline Loans, Inc. | $180,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $175,000 | n/a | 0.1% | |
| New Cumberland Federal Credit Union | $85,000 | $175,000 | 105.9% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $65,000 | $170,000 | 161.5% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $225,000 | $165,000 | -26.7% | 0.1% |
| SPRING EQ, LLC | $130,000 | $165,000 | 26.9% | 0.1% |
| MORTGAGE ACCESS CORP. | $1,765,000 | $160,000 | -90.9% | 0.1% |
| Plains Commerce Bank | $160,000 | n/a | 0.1% | |
| Advisors Mortgage Group, L.L.C. | $85,000 | $155,000 | 82.4% | 0.0% |
| 1ST FINANCIAL, INC. | $145,000 | n/a | 0.0% | |
| Discovery Federal Credit Union | $160,000 | $145,000 | -9.4% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $135,000 | $145,000 | 7.4% | 0.0% |
| LOANPAL, LLC | $765,000 | $140,000 | -81.7% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $320,000 | $140,000 | -56.3% | 0.0% |
| First Option Mortgage, LLC | $135,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $125,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $165,000 | $125,000 | -24.2% | 0.0% |
| Penn Community Bank | $105,000 | $125,000 | 19.0% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $390,000 | $115,000 | -70.5% | 0.0% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $45,000 | $115,000 | 155.6% | 0.0% |
| Meridian Bank Corporation | $115,000 | n/a | 0.0% | |
| PARAGON HOME LOANS INC. | $115,000 | n/a | 0.0% | |
| Philadelphia Mortgage Advisors, Inc. | $115,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $115,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $115,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $115,000 | n/a | 0.0% | |
| APCI Federal Credit Union | $1,320,000 | $110,000 | -91.7% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $105,000 | n/a | 0.0% | |
| LENDING CAPITAL GROUP Inc | $270,000 | $105,000 | -61.1% | 0.0% |
| SILVER HILL FUNDING, LLC | $230,000 | $105,000 | -54.3% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $300,000 | $105,000 | -65.0% | 0.0% |
| AMERICAN FINANCING CORPORATION | $430,000 | $95,000 | -77.9% | 0.0% |
| TD Bank | $650,000 | $90,000 | -86.2% | 0.0% |
| Centier Bank | $85,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $85,000 | n/a | 0.0% | |
| VISIONS | $170,000 | $85,000 | -50.0% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $560,000 | $80,000 | -85.7% | 0.0% |
| Dollar Bank, Federal Savings Bank | $75,000 | n/a | 0.0% | |
| EQUITY NOW INC. | $75,000 | n/a | 0.0% | |
| Susquehanna Community Bank | $995,000 | $75,000 | -92.5% | 0.0% |
| ALLIANT CREDIT UNION | $15,000 | $65,000 | 333.3% | 0.0% |
| ESSA Bank & Trust | $2,070,000 | $65,000 | -96.9% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $65,000 | n/a | 0.0% | |
| ALLENTOWN | $60,000 | n/a | 0.0% | |
| TRUMARK FINANCIAL CREDIT UNION | $200,000 | $60,000 | -70.0% | 0.0% |
| Ardent Federal Credit Union | $55,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $55,000 | n/a | 0.0% | |
| CITADEL FEDERAL CREDIT UNION | $500,000 | $40,000 | -92.0% | 0.0% |
| Citizens & Northern Bank | $35,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $50,000 | $25,000 | -50.0% | 0.0% |
| SUN Federal Credit Union | $155,000 | $25,000 | -83.9% | 0.0% |
| CHOICE ONE COMMUNITY FEDERAL CREDIT UNION | $125,000 | $15,000 | -88.0% | 0.0% |
| U.S. Bank | $905,000 | $15,000 | -98.3% | 0.0% |
Pottsville's top lender by overall market share is Univest Bank and Trust Co., with 8.4% market share. In second place, with 7.8%, is QUICKEN LOANS, LLC, having originated $24,415,000 in loans. In third place, with 7.1%, is Mortgage America, Inc., having originated $22,165,000 in loans. In fourth place, with 4.7%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $14,685,000 in loans. In fifth place, with 4.2%, is Mid Penn Bank, having originated $13,315,000 in loans.
Pottsville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Pottsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $73,850 (-2.8%) | $127,827 (4.7%) | 0.27 | 510 |
| 2018-02-01 | $74,950 (-3.3%) | $130,588 (6.4%) | 0.27 | 524 |
| 2018-03-01 | $79,900 (1.1%) | $133,275 (-2.5%) | 0.28 | 479 |
| 2018-04-01 | $75,000 (-6.1%) | $136,369 (-3.3%) | 0.25 | 488 |
| 2018-05-01 | $78,700 (1.7%) | $137,171 (-1.0%) | 0.26 | 488 |
| 2018-06-01 | $75,000 (-2.7%) | $136,905 (3.9%) | 0.25 | 519 |
| 2018-07-01 | $77,700 (-1.7%) | $138,096 (7.7%) | 0.26 | 524 |
| 2018-08-01 | $75,000 (0.0%) | $136,844 (9.4%) | 0.25 | 522 |
| 2018-09-01 | $77,950 (11.5%) | $139,610 (12.2%) | 0.26 | 546 |
| 2018-10-01 | $77,400 (7.2%) | $139,626 (10.3%) | 0.26 | 548 |
| 2018-11-01 | $79,488 (13.6%) | $138,321 (11.2%) | 0.27 | 527 |
| 2018-12-01 | $78,250 (12.0%) | $137,139 (9.6%) | 0.27 | 489 |
| 2019-01-01 | $80,250 (8.7%) | $138,914 (8.7%) | 0.28 | 450 |
| 2019-02-01 | $77,375 (3.2%) | $137,646 (5.4%) | 0.26 | 428 |
| 2019-03-01 | $77,857 (-2.6%) | $143,943 (8.0%) | 0.25 | 429 |
| 2019-04-01 | $79,732 (6.3%) | $151,662 (11.2%) | 0.25 | 452 |
| 2019-05-01 | $79,600 (1.1%) | $151,827 (10.7%) | 0.25 | 469 |
| 2019-06-01 | $84,500 (12.7%) | $150,203 (9.7%) | 0.26 | 496 |
| 2019-07-01 | $84,850 (9.2%) | $154,449 (11.8%) | 0.27 | 510 |
| 2019-08-01 | $87,636 (16.9%) | $160,057 (17.0%) | 0.28 | 482 |
| 2019-09-01 | $93,466 (19.9%) | $168,449 (20.7%) | 0.30 | 444 |
| 2019-10-01 | $98,000 (26.6%) | $175,704 (25.8%) | 0.32 | 410 |
| 2019-11-01 | $99,900 (25.7%) | $174,309 (26.0%) | 0.33 | 371 |
| 2019-12-01 | $105,950 (35.4%) | $167,180 (21.9%) | 0.35 | 359 |
| 2020-01-01 | $111,225 (38.6%) | $165,069 (18.8%) | 0.37 | 312 |
| 2020-02-01 | $109,000 (40.9%) | $162,282 (17.9%) | 0.36 | 277 |
| 2020-03-01 | $120,325 (54.6%) | $166,636 (15.8%) | 0.38 | 268 |
| 2020-04-01 | $116,450 (46.1%) | $169,578 (11.8%) | 0.36 | 243 |
| 2020-05-01 | $119,900 (50.6%) | $171,686 (13.1%) | 0.36 | 252 |
| 2020-06-01 | $114,450 (35.4%) | $183,311 (22.0%) | 0.34 | 242 |
| 2020-07-01 | $114,450 (34.9%) | $188,618 (22.1%) | 0.33 | 214 |
| 2020-08-01 | $119,900 (36.8%) | $193,956 (21.2%) | 0.34 | 185 |
| 2020-09-01 | $117,425 (25.6%) | $209,713 (24.5%) | 0.34 | 176 |
| 2020-10-01 | $129,950 (32.6%) | $226,196 (28.7%) | 0.37 | 176 |
| 2020-11-01 | $125,750 (25.9%) | $237,746 (36.4%) | 0.37 | 173 |
| 2020-12-01 | $119,950 (13.2%) | $245,447 (46.8%) | 0.36 | 159 |
| 2021-01-01 | $118,500 (6.5%) | $247,040 (49.7%) | 0.35 | 144 |
| 2021-02-01 | $118,250 (8.5%) | $239,400 (47.5%) | 0.34 | 104 |
| 2021-03-01 | $117,225 (-2.6%) | $235,375 (41.3%) | 0.33 | 99 |
| 2021-04-01 | $132,000 (13.4%) | $269,890 (59.2%) | 0.36 | 92 |
| 2021-05-01 | $131,950 (10.1%) | $265,695 (54.8%) | 0.35 | 92 |
| 2021-06-01 | $102,500 (-10.4%) | $219,289 (19.6%) | 0.27 | 158 |
| 2021-07-01 | $117,450 (2.6%) | $213,856 (13.4%) | 0.31 | 169 |
| 2021-08-01 | $119,974 (0.1%) | $181,695 (-6.3%) | 0.32 | 182 |
| 2021-09-01 | $118,700 (1.1%) | $177,551 (-15.3%) | 0.32 | 187 |
| 2021-10-01 | $102,000 (-21.5%) | $178,278 (-21.2%) | 0.27 | 179 |
| 2021-11-01 | $95,975 (-23.7%) | $166,942 (-29.8%) | 0.26 | 184 |
| 2021-12-01 | $107,975 (-10.0%) | $169,846 (-30.8%) | 0.29 | 181 |
| 2022-01-01 | $99,500 (-16.0%) | $163,962 (-33.6%) | 0.27 | 165 |
| 2022-02-01 | $102,425 (-13.4%) | $162,803 (-32.0%) | 0.27 | 168 |
| 2022-03-01 | $125,325 (6.9%) | $166,674 (-29.2%) | 0.31 | 159 |
| 2022-04-01 | $129,900 (-1.6%) | $170,938 (-36.7%) | 0.31 | 155 |
| 2022-05-01 | $136,000 (3.1%) | $174,718 (-34.2%) | 0.31 | 165 |
| 2022-06-01 | $137,225 (33.9%) | $188,615 (-14.0%) | 0.31 | 205 |
| 2022-07-01 | $129,900 (10.6%) | $185,723 (-13.2%) | 0.29 | 243 |
| 2022-08-01 | $134,925 (12.5%) | $181,927 (0.1%) | 0.31 | 255 |
| 2022-09-01 | $129,950 (9.5%) | $180,435 (1.6%) | 0.30 | 240 |
| 2022-10-01 | $129,900 (27.4%) | $179,792 (0.9%) | 0.31 | 244 |
| 2022-11-01 | $124,400 (29.6%) | $180,684 (8.2%) | 0.30 | 235 |
| 2022-12-01 | $125,000 (15.8%) | $191,729 (12.9%) | 0.31 | 215 |
| 2023-01-01 | $125,000 (25.6%) | $192,928 (17.7%) | 0.31 | 202 |
| 2023-02-01 | $124,975 (22.0%) | $195,395 (20.0%) | 0.30 | 192 |
| 2023-03-01 | $127,225 (1.5%) | $197,174 (18.3%) | 0.30 | 169 |
| 2023-04-01 | $121,500 (-6.5%) | $188,122 (10.1%) | 0.28 | 156 |
| 2023-05-01 | $125,000 (-8.1%) | $188,309 (7.8%) | 0.28 | 159 |
| 2023-06-01 | $115,000 (-16.2%) | $181,827 (-3.6%) | 0.26 | 176 |
| 2023-07-01 | $125,000 (-3.8%) | $195,430 (5.2%) | 0.28 | 183 |
| 2023-08-01 | $124,925 (-7.4%) | $187,202 (2.9%) | 0.29 | 200 |
| 2023-09-01 | $120,000 (-7.7%) | $183,624 (1.8%) | 0.28 | 219 |
| 2023-10-01 | $119,950 (-7.7%) | $181,789 (1.1%) | 0.28 | 239 |
| 2023-11-01 | $123,675 (-0.6%) | $186,533 (3.2%) | 0.29 | 248 |
| 2023-12-01 | $129,000 (3.2%) | $186,427 (-2.8%) | 0.31 | 238 |
| 2024-01-01 | $137,500 (10.0%) | $188,786 (-2.2%) | 0.34 | 215 |
| 2024-02-01 | $139,000 (11.2%) | $187,568 (-4.0%) | 0.33 | 186 |
| 2024-03-01 | $149,000 (17.1%) | $195,492 (-0.9%) | 0.35 | 186 |
Pottsville's median listing price for 2024-03-01 was $149,000, a difference of
$21,775
(17.1%) versus the prior year and
$10,000 versus the prior month.
Pottsville's median listing price comes in at 35% of the national average.
Pottsville's average listing price for 2024-03-01 was $195,492, a difference of $-1,682 (-0.9%) versus the prior year and $7,924 versus the prior month.
For the 2024-03-01 period, Pottsville had 186 MLS listings, a difference of 0 listings (0%) versus the prior month and 17 listings (10%) versus the prior year.
Pottsville's median listing price comes in at 35% of the national average.
Pottsville's average listing price for 2024-03-01 was $195,492, a difference of $-1,682 (-0.9%) versus the prior year and $7,924 versus the prior month.
For the 2024-03-01 period, Pottsville had 186 MLS listings, a difference of 0 listings (0%) versus the prior month and 17 listings (10%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Pottsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 107 days | 1,550 sqft |
| 2018-02-01 | 106 days | 1,578 sqft |
| 2018-03-01 | 101 days | 1,600 sqft |
| 2018-04-01 | 90 days | 1,586 sqft |
| 2018-05-01 | 82 days | 1,590 sqft |
| 2018-06-01 | 65 days | 1,656 sqft |
| 2018-07-01 | 64 days | 1,631 sqft |
| 2018-08-01 | 70 days | 1,629 sqft |
| 2018-09-01 | 74 days | 1,640 sqft |
| 2018-10-01 | 76 days | 1,653 sqft |
| 2018-11-01 | 80 days | 1,636 sqft |
| 2018-12-01 | 93 days | 1,659 sqft |
| 2019-01-01 | 101 days | 1,664 sqft |
| 2019-02-01 | 104 days | 1,657 sqft |
| 2019-03-01 | 90 days | 1,659 sqft |
| 2019-04-01 | 67 days | 1,669 sqft |
| 2019-05-01 | 61 days | 1,668 sqft |
| 2019-06-01 | 68 days | 1,666 sqft |
| 2019-07-01 | 71 days | 1,688 sqft |
| 2019-08-01 | 70 days | 1,687 sqft |
| 2019-09-01 | 67 days | 1,691 sqft |
| 2019-10-01 | 66 days | 1,695 sqft |
| 2019-11-01 | 67 days | 1,725 sqft |
| 2019-12-01 | 83 days | 1,710 sqft |
| 2020-01-01 | 90 days | 1,700 sqft |
| 2020-02-01 | 101 days | 1,700 sqft |
| 2020-03-01 | 71 days | 1,799 sqft |
| 2020-04-01 | 78 days | 1,808 sqft |
| 2020-05-01 | 80 days | 1,819 sqft |
| 2020-06-01 | 53 days | 1,771 sqft |
| 2020-07-01 | 42 days | 1,747 sqft |
| 2020-08-01 | 51 days | 1,716 sqft |
| 2020-09-01 | 40 days | 1,667 sqft |
| 2020-10-01 | 44 days | 1,744 sqft |
| 2020-11-01 | 47 days | 1,650 sqft |
| 2020-12-01 | 61 days | 1,620 sqft |
| 2021-01-01 | 71 days | 1,622 sqft |
| 2021-02-01 | 66 days | 1,605 sqft |
| 2021-03-01 | 52 days | 1,571 sqft |
| 2021-04-01 | 25 days | 1,621 sqft |
| 2021-05-01 | 24 days | 1,608 sqft |
| 2021-06-01 | 18 days | 1,626 sqft |
| 2021-07-01 | 25 days | 1,619 sqft |
| 2021-08-01 | 29 days | 1,623 sqft |
| 2021-09-01 | 36 days | 1,597 sqft |
| 2021-10-01 | 43 days | 1,574 sqft |
| 2021-11-01 | 39 days | 1,508 sqft |
| 2021-12-01 | 44 days | 1,521 sqft |
| 2022-01-01 | 48 days | 1,541 sqft |
| 2022-02-01 | 48 days | 1,535 sqft |
| 2022-03-01 | 47 days | 1,587 sqft |
| 2022-04-01 | 41 days | 1,592 sqft |
| 2022-05-01 | 33 days | 1,689 sqft |
| 2022-06-01 | 29 days | 1,676 sqft |
| 2022-07-01 | 30 days | 1,680 sqft |
| 2022-08-01 | 40 days | 1,638 sqft |
| 2022-09-01 | 45 days | 1,677 sqft |
| 2022-10-01 | 49 days | 1,649 sqft |
| 2022-11-01 | 55 days | 1,684 sqft |
| 2022-12-01 | 65 days | 1,682 sqft |
| 2023-01-01 | 67 days | 1,665 sqft |
| 2023-02-01 | 63 days | 1,651 sqft |
| 2023-03-01 | 55 days | 1,656 sqft |
| 2023-04-01 | 45 days | 1,600 sqft |
| 2023-05-01 | 32 days | 1,593 sqft |
| 2023-06-01 | 33 days | 1,571 sqft |
| 2023-07-01 | 41 days | 1,573 sqft |
| 2023-08-01 | 38 days | 1,506 sqft |
| 2023-09-01 | 38 days | 1,528 sqft |
| 2023-10-01 | 40 days | 1,596 sqft |
| 2023-11-01 | 46 days | 1,567 sqft |
| 2023-12-01 | 58 days | 1,575 sqft |
| 2024-01-01 | 62 days | 1,518 sqft |
| 2024-02-01 | 61 days | 1,452 sqft |
| 2024-03-01 | 47 days | 1,512 sqft |
Pottsville's median listing age (time on market) for 2024-03-01 was 47 days.
This
is -15%
shorter
than the same period one year ago.
Pottsville's median square footage for active listings during the 2024-03-01 period was 1,512 sqft. One year prior, the average listing was 1,656 sqft.
Pottsville's median square footage for active listings during the 2024-03-01 period was 1,512 sqft. One year prior, the average listing was 1,656 sqft.
Pottsville, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,199 | $227,535,000 | $189,771 |
| Home Improvement | 279 | $17,875,000 | $64,068 |
| Other | 262 | $16,790,000 | $64,084 |
| Cash Out Refi | 208 | $28,650,000 | $137,740 |
| Refi | 204 | $23,070,000 | $113,088 |
Pottsville's most frequently cited loan purpose was Home Purchase, with 1,199 originations. The 2nd most popular reason was Home Improvement, with 279 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 795 | $143,485,000 | $180,484 |
| 7-8% | 527 | $76,265,000 | $144,715 |
| Over 8% | 369 | $32,365,000 | $87,710 |
| 5-6% | 249 | $36,195,000 | $145,361 |
| <2.5% | 37 | $1,765,000 | $47,703 |
| 4-5% | 18 | $2,760,000 | $153,333 |
| 3-4% | 13 | $1,685,000 | $129,615 |
| 2.5-3% | 2 | $300,000 | $150,000 |
During 2023, Pottsville's most frequently originated rate bucket was 6-7%, with 795 originations.
Loan Sizing (Pottsville, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 946 | $52,920,000 | $55,941 |
| $100k-200k | 771 | $109,295,000 | $141,757 |
| $200k-400k | 373 | $98,815,000 | $264,920 |
| $400k-600k | 51 | $23,415,000 | $459,118 |
| $600k-1000k | 8 | $5,520,000 | $690,000 |
| $Over $1MM | 3 | $23,955,000 | $7,985,000 |
Pottsville's loan sizing saw the bucket of loans from $100,000 or less with 946 originations, totaling $52,920,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 937 | $162,115,000 | $173,015 |
| 60-80% | 385 | $59,705,000 | $155,078 |
| 20-40% | 269 | $17,885,000 | $66,487 |
| Under 20% | 213 | $7,335,000 | $34,437 |
| 40-60% | 189 | $43,755,000 | $231,508 |
| Over 100% | 10 | $2,660,000 | $266,000 |
Pottsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 937 originations, totaling $162,115,000 in origination value.