Pottsville Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Pottsville averaged
5.87%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.04% and
one month ago for the week of 2022-05-19, the
average rate was 5.71%.
Pottsville's average rate one year ago was 3.49%.
For refis of the same type during the week of 2022-06-23, the average rate
was 6.05%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Pottsville 30 Year Fixed Rate | 2022-06-23 | 5.87% |
| Pottsville 30 Year Fixed Rate Refi | 2022-06-23 | 6.05% |
| Pottsville 15 Year Fixed Rate | 2022-06-23 | 5.7% |
| Pottsville 15 Year Fixed Rate Refi | 2022-06-23 | 5.38% |
| Pottsville 30 Year FHA | 2022-06-23 | 0.16% |
| Pottsville 30 Year FHA Refi | 2022-06-23 | -0.01% |
| Pottsville 30 Year USDA | 2022-06-23 | 0.3% |
| Pottsville 30 Year USDA Refi | 2022-06-23 | -0.12% |
| Pottsville 30 Year VA | 2022-06-23 | 0.62% |
| Pottsville 30 Year VA Refi | 2022-06-23 | -0.24% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pottsville, PA.
Pottsville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Pottsville, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Pottsville, PA's 148 lenders originated 3,510
loans during 2021. The total origination value was $488,520,000, with an average loan value of
$139,179.
The top Pottsville lender as defined by loan originations is Mortgage America, Inc., with
118 loans originated. Their average total fees are
$3,807, which is $1,422
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Pottsville lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,534), First Citizens Community Bank ($3,101), ARK-LA-TEX FINANCIAL SERVICES, LLC. ($3,278), First National Bank of Pennsylvania ($3,545) and Fulton Bank ($3,572).
The lowest rate Pottsville lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (2.90%), LOANDEPOT.COM, LLC (2.92%), First National Bank of Pennsylvania (2.99%), First Citizens Community Bank (3.02%) and Homesale Mortgage, LLC (3.03%).
Pottsville, PA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $37,900,000 | $51,415,000 | 35.7% | 10.5% |
| Mortgage America, Inc. | $31,470,000 | $29,555,000 | -6.1% | 6.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $14,275,000 | $21,270,000 | 49.0% | 4.4% |
| Manufacturers and Traders Trust Company | $15,660,000 | $17,640,000 | 12.6% | 3.6% |
| CALIBER HOME LOANS, INC. | $16,970,000 | $16,095,000 | -5.2% | 3.3% |
| Wells Fargo Bank | $7,760,000 | $14,630,000 | 88.5% | 3.0% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $13,650,000 | $13,845,000 | 1.4% | 2.8% |
| FREEDOM MORTGAGE CORPORATION | $14,080,000 | $12,980,000 | -7.8% | 2.7% |
| Santander Bank, N.A. | $7,870,000 | $12,730,000 | 61.8% | 2.6% |
| Homesale Mortgage, LLC | $10,445,000 | $10,360,000 | -0.8% | 2.1% |
| Riverview Bank | $19,850,000 | $9,625,000 | -51.5% | 2.0% |
| Fulton Bank | $6,985,000 | $9,540,000 | 36.6% | 2.0% |
| The Gratz Bank | $11,450,000 | $8,465,000 | -26.1% | 1.7% |
| Mid Penn Bank | $8,910,000 | $7,930,000 | -11.0% | 1.6% |
| Mortgage Research Center, LLC | $5,800,000 | $7,435,000 | 28.2% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $2,010,000 | $7,355,000 | 265.9% | 1.5% |
| First National Bank of Pennsylvania | $5,030,000 | $7,060,000 | 40.4% | 1.4% |
| Truist Bank | $6,020,000 | $6,670,000 | 10.8% | 1.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,280,000 | $6,515,000 | 98.6% | 1.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,605,000 | $6,475,000 | 40.6% | 1.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,010,000 | $6,305,000 | 213.7% | 1.3% |
| First Citizens Community Bank | $4,380,000 | $6,265,000 | 43.0% | 1.3% |
| Mauch Chunk Trust Company | $5,520,000 | $6,215,000 | 12.6% | 1.3% |
| LOANDEPOT.COM, LLC | $4,015,000 | $5,960,000 | 48.4% | 1.2% |
| AMERISAVE MORTGAGE CORPORATION | $3,170,000 | $5,745,000 | 81.2% | 1.2% |
| Citizens Bank | $3,345,000 | $5,350,000 | 59.9% | 1.1% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $3,995,000 | $5,190,000 | 29.9% | 1.1% |
| NEWREZ LLC | $1,715,000 | $4,300,000 | 150.7% | 0.9% |
| BROKER SOLUTIONS, INC. | $1,340,000 | $4,135,000 | 208.6% | 0.8% |
| New Tripoli Bank | $3,370,000 | $4,010,000 | 19.0% | 0.8% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $5,290,000 | $3,760,000 | -28.9% | 0.8% |
| GUARANTEED RATE, INC. | $3,125,000 | $3,595,000 | 15.0% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,935,000 | $3,545,000 | -9.9% | 0.7% |
| JPMorgan Chase Bank | $3,345,000 | $3,430,000 | 2.5% | 0.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,480,000 | $3,420,000 | 37.9% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $3,075,000 | $3,375,000 | 9.8% | 0.7% |
| Northpointe Bank | $3,075,000 | $2,975,000 | -3.3% | 0.6% |
| EMM LOANS LLC | $2,260,000 | $2,835,000 | 25.4% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $900,000 | $2,710,000 | 201.1% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $1,660,000 | $2,435,000 | 46.7% | 0.5% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,025,000 | $2,340,000 | 15.6% | 0.5% |
| VIST Bank | $4,375,000 | $2,250,000 | -48.6% | 0.5% |
| PNC Bank | $1,805,000 | $2,195,000 | 21.6% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,845,000 | $2,165,000 | 17.3% | 0.4% |
| KeyBank | $1,000,000 | $2,140,000 | 114.0% | 0.4% |
| Carrington Mortgage Services, LLC | $1,415,000 | $2,085,000 | 47.3% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,145,000 | $2,075,000 | -3.3% | 0.4% |
| NEW DAY FINANCIAL, LLC | $1,400,000 | $2,015,000 | 43.9% | 0.4% |
| SUCCESS MORTGAGE PARTNERS, INC. | $385,000 | $1,970,000 | 411.7% | 0.4% |
| BETTER MORTGAGE CORPORATION | $210,000 | $1,945,000 | 826.2% | 0.4% |
| Univest Bank and Trust Co. | $245,000 | $1,925,000 | 685.7% | 0.4% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,215,000 | $1,830,000 | 50.6% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $605,000 | $1,745,000 | 188.4% | 0.4% |
| APCI Federal Credit Union | $1,540,000 | $1,740,000 | 13.0% | 0.4% |
| Community Bank | $615,000 | $1,740,000 | 182.9% | 0.4% |
| ROYAL UNITED MORTGAGE LLC | $1,460,000 | $1,730,000 | 18.5% | 0.4% |
| USAA Federal Savings Bank | $1,700,000 | $1,710,000 | 0.6% | 0.4% |
| Northwest Bank | $1,885,000 | $1,700,000 | -9.8% | 0.3% |
| First Columbia Bank & Trust Co. | $1,535,000 | $1,635,000 | 6.5% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $1,620,000 | n/a | 0.3% | |
| First Commonwealth Federal Credit Union | $1,620,000 | $1,605,000 | -0.9% | 0.3% |
| Morgan Stanley Private Bank | $1,535,000 | n/a | 0.3% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $950,000 | $1,520,000 | 60.0% | 0.3% |
| The Luzerne Bank | $1,280,000 | $1,520,000 | 18.8% | 0.3% |
| HOMESIDE FINANCIAL, LLC | $1,480,000 | n/a | 0.3% | |
| Atlantic Home Loans, Inc. | $1,455,000 | n/a | 0.3% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $535,000 | $1,455,000 | 172.0% | 0.3% |
| The Ephrata National Bank | $265,000 | $1,455,000 | 449.1% | 0.3% |
| Northfield Bank | $1,405,000 | n/a | 0.3% | |
| TD Bank | $215,000 | $1,340,000 | 523.3% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $1,200,000 | $1,300,000 | 8.3% | 0.3% |
| Hometown Lenders, Inc. | $175,000 | $1,300,000 | 642.9% | 0.3% |
| Ally Bank | $420,000 | $1,235,000 | 194.0% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,595,000 | $1,230,000 | -22.9% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $455,000 | $1,215,000 | 167.0% | 0.2% |
| Alcova Mortgage LLC | $520,000 | $1,205,000 | 131.7% | 0.2% |
| ESSA Bank & Trust | $2,495,000 | $1,130,000 | -54.7% | 0.2% |
| The Fidelity Deposit and Discount Bank | $795,000 | $1,125,000 | 41.5% | 0.2% |
| GUILD MORTGAGE COMPANY | $175,000 | $1,085,000 | 520.0% | 0.2% |
| Nations Lending Corporation | $155,000 | $1,080,000 | 596.8% | 0.2% |
| First Keystone Community Bank | $480,000 | $1,045,000 | 117.7% | 0.2% |
| FAMILY FIRST FUNDING LLC | $250,000 | $1,020,000 | 308.0% | 0.2% |
| ZILLOW HOME LOANS, LLC | $300,000 | $990,000 | 230.0% | 0.2% |
| FIRST HERITAGE FINANCIAL, LLC | $385,000 | $985,000 | 155.8% | 0.2% |
| UNITED MORTGAGE CORP. | $740,000 | $965,000 | 30.4% | 0.2% |
| ARC HOME LLC | $665,000 | $960,000 | 44.4% | 0.2% |
| AgFirst Farm Credit Bank | $1,755,000 | $945,000 | -46.2% | 0.2% |
| PHH Mortgage Corporation | $425,000 | $940,000 | 121.2% | 0.2% |
| AMERICAN FINANCING CORPORATION | $565,000 | $935,000 | 65.5% | 0.2% |
| Prosperity Home Mortgage, LLC | $185,000 | $935,000 | 405.4% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $530,000 | $920,000 | 73.6% | 0.2% |
| UNION HOME MORTGAGE CORP. | $380,000 | $905,000 | 138.2% | 0.2% |
| Fleetwood Bank | $1,135,000 | $860,000 | -24.2% | 0.2% |
| American Bank | $380,000 | $830,000 | 118.4% | 0.2% |
| AmeriHome Mortgage Company, LLC | $815,000 | n/a | 0.2% | |
| Jim Thorpe Neighborhood Bank | $1,170,000 | $810,000 | -30.8% | 0.2% |
| The Neffs National Bank | $1,405,000 | $810,000 | -42.3% | 0.2% |
| Customers Bank | $1,175,000 | $800,000 | -31.9% | 0.2% |
| Bank of America | $1,380,000 | $790,000 | -42.8% | 0.2% |
| STEARNS LENDING, LLC | $1,660,000 | $775,000 | -53.3% | 0.2% |
| Diamond Credit Union | $1,825,000 | $765,000 | -58.1% | 0.2% |
| Hometown Equity Mortgage, LLC | $765,000 | n/a | 0.2% | |
| ALLIED MORTGAGE GROUP, INC. | $1,680,000 | $760,000 | -54.8% | 0.2% |
| NFM, INC. | $1,265,000 | $750,000 | -40.7% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $935,000 | $720,000 | -23.0% | 0.1% |
| Mid-Continent Funding, Inc. | $145,000 | $710,000 | 389.7% | 0.1% |
| Huntingdon Valley Bank | $195,000 | $660,000 | 238.5% | 0.1% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | $1,535,000 | $655,000 | -57.3% | 0.1% |
| VISIONS | $200,000 | $655,000 | 227.5% | 0.1% |
| The Huntington National Bank | $300,000 | $645,000 | 115.0% | 0.1% |
| ENVOY MORTGAGE, LTD | $280,000 | $635,000 | 126.8% | 0.1% |
| SOFI LENDING CORP. | $295,000 | $635,000 | 115.3% | 0.1% |
| Gateway First Bank | $1,630,000 | $625,000 | -61.7% | 0.1% |
| EQUITY RESOURCES, INC. | $605,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $150,000 | $605,000 | 303.3% | 0.1% |
| LEBANON | $530,000 | $580,000 | 9.4% | 0.1% |
| InterContinental Capital Group, Inc | $565,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $575,000 | $560,000 | -2.6% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $640,000 | $525,000 | -18.0% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $420,000 | $505,000 | 20.2% | 0.1% |
| Bank of England | $445,000 | $500,000 | 12.4% | 0.1% |
| Flagstar Bank, FSB | $620,000 | $500,000 | -19.4% | 0.1% |
| GOLD Credit Union | $1,380,000 | $500,000 | -63.8% | 0.1% |
| First Home Bank | $155,000 | $495,000 | 219.4% | 0.1% |
| Strong Home Mortgage, LLC | $480,000 | n/a | 0.1% | |
| York Traditions Bank | $310,000 | $480,000 | 54.8% | 0.1% |
| First Guaranty Mortgage Corporation | $970,000 | $425,000 | -56.2% | 0.1% |
| CHOICE ONE COMMUNITY FEDERAL CREDIT UNION | $55,000 | $405,000 | 636.4% | 0.1% |
| CLEARPATH LENDING | $675,000 | $405,000 | -40.0% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $390,000 | $405,000 | 3.8% | 0.1% |
| George Mason Mortgage, LLC | $405,000 | n/a | 0.1% | |
| Jersey Shore State Bank | $335,000 | $405,000 | 20.9% | 0.1% |
| Quaint Oak Mortgage, LLC | $545,000 | $400,000 | -26.6% | 0.1% |
| FNCB Bank | $75,000 | $395,000 | 426.7% | 0.1% |
| First Federal Bank | $390,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $745,000 | $390,000 | -47.7% | 0.1% |
| LOANPAL, LLC | $340,000 | $385,000 | 13.2% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $670,000 | $385,000 | -42.5% | 0.1% |
| Citizens Savings Bank | $400,000 | $375,000 | -6.3% | 0.1% |
| First Commonwealth Bank | $365,000 | n/a | 0.1% | |
| UTILITIES EMPLOYEES CREDIT UNION | $360,000 | n/a | 0.1% | |
| BELLCO | $355,000 | n/a | 0.1% | |
| Presidential Bank, FSB | $175,000 | $350,000 | 100.0% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $720,000 | $330,000 | -54.2% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $650,000 | $320,000 | -50.8% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $1,455,000 | $320,000 | -78.0% | 0.1% |
| EMBRACE HOME LOANS, INC. | $930,000 | $320,000 | -65.6% | 0.1% |
| BOKF | $315,000 | n/a | 0.1% | |
| Republic Bank & Trust Company | $310,000 | n/a | 0.1% | |
| Dollar Bank, Federal Savings Bank | $305,000 | n/a | 0.1% | |
| CITADEL FEDERAL CREDIT UNION | $260,000 | $300,000 | 15.4% | 0.1% |
| Discover Bank | $200,000 | $300,000 | 50.0% | 0.1% |
| SWBC MORTGAGE CORPORATION | $300,000 | n/a | 0.1% | |
| CONSTRUCTIVE LOANS, LLC | $295,000 | n/a | 0.1% | |
| MMS MORTGAGE SERVICES, LTD. | $290,000 | n/a | 0.1% | |
| ACADEMY MORTGAGE CORPORATION | $285,000 | n/a | 0.1% | |
| FIRST COMMUNITY MORTGAGE, INC. | $285,000 | n/a | 0.1% | |
| Arvest Bank | $75,000 | $280,000 | 273.3% | 0.1% |
| CMG MORTGAGE, INC. | $175,000 | $275,000 | 57.1% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $275,000 | n/a | 0.1% | |
| Firstrust Savings Bank | $225,000 | $270,000 | 20.0% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $265,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $410,000 | $265,000 | -35.4% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $265,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $265,000 | n/a | 0.1% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $115,000 | $260,000 | 126.1% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $255,000 | $260,000 | 2.0% | 0.1% |
| Phoenixville Federal Bank and Trust | $255,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $535,000 | $255,000 | -52.3% | 0.1% |
| Meridian Bank Corporation | $560,000 | $250,000 | -55.4% | 0.1% |
| U.S. Bank | $400,000 | $250,000 | -37.5% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $85,000 | $245,000 | 188.2% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $245,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $235,000 | n/a | 0.0% | |
| The Federal Savings Bank | $1,305,000 | $235,000 | -82.0% | 0.0% |
| Valley National Bank | $235,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $75,000 | $230,000 | 206.7% | 0.0% |
| PLANET HOME LENDING, LLC | $165,000 | $230,000 | 39.4% | 0.0% |
| EVERETT FINANCIAL, INC. | $3,540,000 | $225,000 | -93.6% | 0.0% |
| MCLEAN MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $220,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $215,000 | n/a | 0.0% | |
| NP, Inc. | $215,000 | n/a | 0.0% | |
| UBS Bank USA | $215,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $505,000 | $210,000 | -58.4% | 0.0% |
| LEHIGH VALLEY EDUCATORS | $360,000 | $210,000 | -41.7% | 0.0% |
| LENDING CAPITAL GROUP Inc | $165,000 | $210,000 | 27.3% | 0.0% |
| Victorian Finance, LLC | $210,000 | n/a | 0.0% | |
| ACCELERATE MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $205,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $200,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $465,000 | $195,000 | -58.1% | 0.0% |
| MidAtlantic Farm Credit, ACA | $205,000 | $195,000 | -4.9% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $75,000 | $195,000 | 160.0% | 0.0% |
| AMERICAN HERITAGE FCU | $340,000 | $185,000 | -45.6% | 0.0% |
| First National Bank of Omaha | $175,000 | n/a | 0.0% | |
| Keystone Funding, Inc. | $175,000 | n/a | 0.0% | |
| LENDERFI, INC. | $175,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $165,000 | $175,000 | 6.1% | 0.0% |
| OCMBC, INC. | $175,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $510,000 | $175,000 | -65.7% | 0.0% |
| AMERICAN ADVISORS GROUP | $605,000 | $170,000 | -71.9% | 0.0% |
| 21ST MORTGAGE CORPORATION | $225,000 | $165,000 | -26.7% | 0.0% |
| Blue Ridge Bank | $165,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $165,000 | n/a | 0.0% | |
| S&T Bank | $165,000 | n/a | 0.0% | |
| SUN Federal Credit Union | $260,000 | $165,000 | -36.5% | 0.0% |
| TIAA, FSB | $445,000 | $165,000 | -62.9% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $515,000 | $155,000 | -69.9% | 0.0% |
| POLICE & FIRE | $380,000 | $155,000 | -59.2% | 0.0% |
| LIMA ONE CAPITAL, LLC | $150,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $145,000 | n/a | 0.0% | |
| Figure Lending LLC | $90,000 | $140,000 | 55.6% | 0.0% |
| Discovery Federal Credit Union | $135,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $75,000 | $135,000 | 80.0% | 0.0% |
| LINKBANK | $225,000 | $135,000 | -40.0% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $125,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $125,000 | n/a | 0.0% | |
| Fifth Third Bank | $65,000 | $125,000 | 92.3% | 0.0% |
| HOMESTEAD FUNDING CORP. | $375,000 | $125,000 | -66.7% | 0.0% |
| Metro City Bank | $125,000 | n/a | 0.0% | |
| MLB RESIDENTIAL LENDING, LLC | $125,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $105,000 | $125,000 | 19.0% | 0.0% |
| TRUMARK FINANCIAL CREDIT UNION | $115,000 | $120,000 | 4.3% | 0.0% |
| LENDSURE MORTGAGE CORP. | $115,000 | n/a | 0.0% | |
| PEOPLE FIRST | $115,000 | n/a | 0.0% | |
| AmeriServ Financial Bank | $145,000 | $105,000 | -27.6% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $105,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $105,000 | n/a | 0.0% | |
| CORNING | $95,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $85,000 | n/a | 0.0% | |
| AmRes Corporation | $485,000 | $85,000 | -82.5% | 0.0% |
| First National Bank of America | $145,000 | $85,000 | -41.4% | 0.0% |
| Investors Bank | $85,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $35,000 | $80,000 | 128.6% | 0.0% |
| BNC National Bank | $75,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $75,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $65,000 | n/a | 0.0% | |
| HERSHEY | $355,000 | $65,000 | -81.7% | 0.0% |
| NUMARK CREDIT UNION | $65,000 | $65,000 | 0.0% | 0.0% |
| Plains Commerce Bank | $65,000 | n/a | 0.0% | |
| RIVERFRONT | $555,000 | $65,000 | -88.3% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $320,000 | $65,000 | -79.7% | 0.0% |
| Ardent Federal Credit Union | $55,000 | n/a | 0.0% | |
| CNB Bank | $55,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $55,000 | n/a | 0.0% | |
| The Victory Bank | $55,000 | n/a | 0.0% | |
| Wayne Bank | $55,000 | n/a | 0.0% | |
| Fairway Consumer Discount Company | $50,000 | n/a | 0.0% | |
| BELCO COMMUNITY CREDIT UNION | $35,000 | n/a | 0.0% | |
| Citibank | $35,000 | n/a | 0.0% | |
| PHILADELPHIA | $45,000 | $35,000 | -22.2% | 0.0% |
| TOWER | $75,000 | $35,000 | -53.3% | 0.0% |
| JUSTICE Federal Credit Union | $45,000 | $25,000 | -44.4% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | $15,000 | -40.0% | 0.0% |
| Sun East Federal Credit Union | $15,000 | n/a | 0.0% |
Pottsville's top lender by overall market share is QUICKEN LOANS, LLC, with 10.5% market share. In second place, with 6.0%, is Mortgage America, Inc., having originated $29,555,000 in loans. In third place, with 4.4%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $21,270,000 in loans. In third place, with 3.6%, is Manufacturers and Traders Trust Company, having originated $17,640,000 in loans. In third place, with 3.3%, is CALIBER HOME LOANS, INC., having originated $16,095,000 in loans.
Pottsville, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,410 | $209,230,000 | $148,390 |
| Refi | 1,118 | $159,230,000 | $142,424 |
| Cash Out Refi | 606 | $94,210,000 | $155,462 |
| Home Improvement | 221 | $13,735,000 | $62,149 |
| Other | 155 | $12,115,000 | $78,161 |
Pottsville's most frequently cited loan purpose was Home Purchase, with 1,410 originations. The 2nd most popular reason was Refi, with 1,118 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,358 | $184,900,000 | $136,156 |
| 2.5-3% | 1,080 | $170,030,000 | $157,435 |
| <2.5% | 595 | $80,385,000 | $135,101 |
| 4-5% | 180 | $17,280,000 | $96,000 |
| 5-6% | 48 | $2,500,000 | $52,083 |
| 6-7% | 24 | $1,710,000 | $71,250 |
| 7-8% | 13 | $615,000 | $47,308 |
| Over 8% | 11 | $605,000 | $55,000 |
During 2021, Pottsville's most frequently originated rate bucket was 3-4%, with 1,358 originations.
Loan Sizing (Pottsville, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,517 | $217,485,000 | $143,365 |
| $100,000 or less | 1,308 | $80,600,000 | $61,621 |
| $200k-400k | 635 | $164,045,000 | $258,339 |
| $400k-600k | 43 | $20,665,000 | $480,581 |
| $600k-1000k | 6 | $4,320,000 | $720,000 |
| $Over $1MM | 1 | $1,405,000 | $1,405,000 |
Pottsville's loan sizing saw the bucket of loans from $100k-200k with 1,517 originations, totaling $217,485,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,352 | $208,850,000 | $154,475 |
| 60-80% | 999 | $152,345,000 | $152,497 |
| 40-60% | 458 | $56,910,000 | $124,258 |
| 20-40% | 234 | $17,060,000 | $72,906 |
| Under 20% | 154 | $4,290,000 | $27,857 |
| Over 100% | 19 | $3,465,000 | $182,368 |
Pottsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,352 originations, totaling $208,850,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Pottsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $72,900 (-6.5%) | $125,289 (4.4%) | 0.27 | 575 |
| 2018-02-01 | $74,900 (-3.7%) | $128,032 (4.8%) | 0.27 | 582 |
| 2018-03-01 | $79,900 (0.0%) | $132,553 (-3.5%) | 0.28 | 530 |
| 2018-04-01 | $74,900 (-5.2%) | $132,970 (-4.1%) | 0.25 | 531 |
| 2018-05-01 | $75,900 (-1.4%) | $133,506 (-2.3%) | 0.25 | 529 |
| 2018-06-01 | $75,000 (-2.3%) | $131,267 (-0.4%) | 0.25 | 568 |
| 2018-07-01 | $75,000 (-4.5%) | $129,071 (0.6%) | 0.25 | 566 |
| 2018-08-01 | $72,450 (-3.3%) | $129,175 (3.0%) | 0.24 | 570 |
| 2018-09-01 | $75,500 (8.0%) | $141,739 (16.1%) | 0.25 | 600 |
| 2018-10-01 | $77,450 (3.5%) | $141,726 (11.2%) | 0.26 | 591 |
| 2018-11-01 | $75,000 (1.5%) | $140,615 (11.2%) | 0.25 | 570 |
| 2018-12-01 | $74,900 (7.0%) | $139,194 (11.7%) | 0.26 | 519 |
| 2019-01-01 | $79,900 (9.6%) | $142,295 (13.6%) | 0.28 | 484 |
| 2019-02-01 | $74,000 (-1.2%) | $142,810 (11.5%) | 0.25 | 456 |
| 2019-03-01 | $74,671 (-6.5%) | $147,761 (11.5%) | 0.24 | 464 |
| 2019-04-01 | $76,621 (2.3%) | $154,684 (16.3%) | 0.24 | 488 |
| 2019-05-01 | $76,500 (0.8%) | $156,566 (17.3%) | 0.24 | 504 |
| 2019-06-01 | $82,500 (10.0%) | $156,835 (19.5%) | 0.25 | 521 |
| 2019-07-01 | $83,700 (11.6%) | $160,308 (24.2%) | 0.26 | 538 |
| 2019-08-01 | $89,957 (24.2%) | $176,193 (36.4%) | 0.28 | 500 |
| 2019-09-01 | $98,657 (30.7%) | $196,579 (38.7%) | 0.31 | 431 |
| 2019-10-01 | $99,900 (29.0%) | $198,872 (40.3%) | 0.32 | 440 |
| 2019-11-01 | $104,900 (39.9%) | $190,825 (35.7%) | 0.34 | 397 |
| 2019-12-01 | $112,000 (49.5%) | $177,831 (27.8%) | 0.37 | 383 |
| 2020-01-01 | $109,950 (37.6%) | $169,504 (19.1%) | 0.37 | 328 |
| 2020-02-01 | $109,900 (48.5%) | $166,774 (16.8%) | 0.35 | 285 |
| 2020-03-01 | $122,400 (63.9%) | $170,886 (15.7%) | 0.38 | 279 |
| 2020-04-01 | $115,000 (50.1%) | $167,316 (8.2%) | 0.36 | 257 |
| 2020-05-01 | $115,000 (50.3%) | $171,741 (9.7%) | 0.35 | 265 |
| 2020-06-01 | $109,000 (32.1%) | $182,325 (16.3%) | 0.32 | 252 |
| 2020-07-01 | $109,150 (30.4%) | $190,236 (18.7%) | 0.31 | 217 |
| 2020-08-01 | $110,000 (22.3%) | $187,172 (6.2%) | 0.31 | 196 |
| 2020-09-01 | $109,500 (11.0%) | $198,022 (0.7%) | 0.31 | 183 |
| 2020-10-01 | $125,000 (25.1%) | $238,992 (20.2%) | 0.36 | 181 |
| 2020-11-01 | $119,950 (14.4%) | $272,803 (43.0%) | 0.34 | 171 |
| 2020-12-01 | $112,500 (0.5%) | $283,557 (59.5%) | 0.33 | 157 |
| 2021-01-01 | $110,000 (0.1%) | $282,369 (66.6%) | 0.32 | 152 |
| 2021-02-01 | $113,950 (3.7%) | $293,847 (76.2%) | 0.33 | 106 |
| 2021-03-01 | $112,450 (-8.1%) | $291,343 (70.5%) | 0.32 | 98 |
| 2021-04-01 | $128,450 (11.7%) | $333,943 (99.6%) | 0.35 | 88 |
| 2021-05-01 | $135,000 (17.4%) | $314,643 (83.2%) | 0.36 | 93 |
| 2021-06-01 | $102,500 (-6.0%) | $245,475 (34.6%) | 0.27 | 167 |
| 2021-07-01 | $112,500 (3.1%) | $243,547 (28.0%) | 0.29 | 170 |
| 2021-08-01 | $111,000 (0.9%) | $185,090 (-1.1%) | 0.29 | 184 |
| 2021-09-01 | $112,450 (2.7%) | $178,964 (-9.6%) | 0.30 | 192 |
| 2021-10-01 | $105,000 (-16.0%) | $184,976 (-22.6%) | 0.28 | 177 |
| 2021-11-01 | $94,950 (-20.8%) | $171,818 (-37.0%) | 0.25 | 188 |
| 2021-12-01 | $99,000 (-12.0%) | $174,786 (-38.4%) | 0.26 | 186 |
| 2022-01-01 | $98,900 (-10.1%) | $174,992 (-38.0%) | 0.26 | 165 |
| 2022-02-01 | $118,500 (4.0%) | $173,766 (-40.9%) | 0.30 | 172 |
| 2022-03-01 | $124,950 (11.1%) | $171,495 (-41.1%) | 0.31 | 164 |
| 2022-04-01 | $137,500 (7.1%) | $175,116 (-47.6%) | 0.32 | 156 |
| 2022-05-01 | $139,450 (3.3%) | $180,548 (-42.6%) | 0.31 | 169 |
Pottsville's median listing price for 2022-05-01 was $139,450, a difference of
$4,450
(3.3%) versus the prior year and
$1,950 versus the prior month.
Pottsville's median listing price comes in at 31% of the national average.
Pottsville's average listing price for 2022-05-01 was $180,548, a difference of $-134,095 (-42.6%) versus the prior year and $5,432 versus the prior month.
For the 2022-05-01 period, Pottsville had 169 MLS listings, a difference of 13 listings (8%) versus the prior month and 76 listings (82%) versus the prior year.
Pottsville's median listing price comes in at 31% of the national average.
Pottsville's average listing price for 2022-05-01 was $180,548, a difference of $-134,095 (-42.6%) versus the prior year and $5,432 versus the prior month.
For the 2022-05-01 period, Pottsville had 169 MLS listings, a difference of 13 listings (8%) versus the prior month and 76 listings (82%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Pottsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 111 days | 1,563 sqft |
| 2018-02-01 | 110 days | 1,588 sqft |
| 2018-03-01 | 109 days | 1,600 sqft |
| 2018-04-01 | 99 days | 1,598 sqft |
| 2018-05-01 | 90 days | 1,596 sqft |
| 2018-06-01 | 69 days | 1,658 sqft |
| 2018-07-01 | 68 days | 1,610 sqft |
| 2018-08-01 | 74 days | 1,622 sqft |
| 2018-09-01 | 80 days | 1,658 sqft |
| 2018-10-01 | 76 days | 1,684 sqft |
| 2018-11-01 | 81 days | 1,680 sqft |
| 2018-12-01 | 95 days | 1,680 sqft |
| 2019-01-01 | 107 days | 1,665 sqft |
| 2019-02-01 | 106 days | 1,654 sqft |
| 2019-03-01 | 93 days | 1,660 sqft |
| 2019-04-01 | 74 days | 1,667 sqft |
| 2019-05-01 | 64 days | 1,667 sqft |
| 2019-06-01 | 67 days | 1,656 sqft |
| 2019-07-01 | 72 days | 1,680 sqft |
| 2019-08-01 | 75 days | 1,707 sqft |
| 2019-09-01 | 71 days | 1,725 sqft |
| 2019-10-01 | 65 days | 1,688 sqft |
| 2019-11-01 | 67 days | 1,740 sqft |
| 2019-12-01 | 81 days | 1,724 sqft |
| 2020-01-01 | 93 days | 1,700 sqft |
| 2020-02-01 | 100 days | 1,720 sqft |
| 2020-03-01 | 76 days | 1,798 sqft |
| 2020-04-01 | 81 days | 1,804 sqft |
| 2020-05-01 | 82 days | 1,808 sqft |
| 2020-06-01 | 55 days | 1,752 sqft |
| 2020-07-01 | 42 days | 1,727 sqft |
| 2020-08-01 | 49 days | 1,700 sqft |
| 2020-09-01 | 38 days | 1,644 sqft |
| 2020-10-01 | 45 days | 1,722 sqft |
| 2020-11-01 | 54 days | 1,665 sqft |
| 2020-12-01 | 64 days | 1,618 sqft |
| 2021-01-01 | 73 days | 1,622 sqft |
| 2021-02-01 | 72 days | 1,587 sqft |
| 2021-03-01 | 59 days | 1,552 sqft |
| 2021-04-01 | 33 days | 1,634 sqft |
| 2021-05-01 | 26 days | 1,592 sqft |
| 2021-06-01 | 19 days | 1,626 sqft |
| 2021-07-01 | 30 days | 1,612 sqft |
| 2021-08-01 | 28 days | 1,637 sqft |
| 2021-09-01 | 35 days | 1,612 sqft |
| 2021-10-01 | 42 days | 1,604 sqft |
| 2021-11-01 | 39 days | 1,572 sqft |
| 2021-12-01 | 46 days | 1,556 sqft |
| 2022-01-01 | 50 days | 1,582 sqft |
| 2022-02-01 | 49 days | 1,584 sqft |
| 2022-03-01 | 46 days | 1,627 sqft |
| 2022-04-01 | 39 days | 1,628 sqft |
| 2022-05-01 | 33 days | 1,710 sqft |
Pottsville's median listing age (time on market) for 2022-05-01 was 33 days.
This
is 27%
longer
than the same period one year ago.
Pottsville's median square footage for active listings during the 2022-05-01 period was 1,710 sqft. One year prior, the average listing was 1,592 sqft.
Pottsville's median square footage for active listings during the 2022-05-01 period was 1,710 sqft. One year prior, the average listing was 1,592 sqft.
