Pottsville Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Pottsville averaged
7.01%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.92% and
one month ago for the week of 2025-02-27, the
average rate was 6.93%.
Pottsville's average rate one year ago was 6.86%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.78%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Pottsville 30 Year Fixed Rate | 2025-04-03 | 7.01% |
| Pottsville 30 Year Fixed Rate Refi | 2025-04-03 | 7.78% |
| Pottsville 15 Year Fixed Rate | 2025-04-03 | 6.02% |
| Pottsville 15 Year Fixed Rate Refi | 2025-04-03 | 6.42% |
| Pottsville 30 Year FHA | 2025-04-03 | 6.61% |
| Pottsville 30 Year FHA Refi | 2025-04-03 | 6.46% |
| Pottsville 30 Year USDA | 2025-04-03 | 6.12% |
| Pottsville 30 Year USDA Refi | 2025-04-03 | 6.32% |
| Pottsville 30 Year VA | 2025-04-03 | 6.27% |
| Pottsville 30 Year VA Refi | 2025-04-03 | 6.26% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pottsville, PA.
Pottsville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Pottsville, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Pottsville Average Closing Costs & Other Stats
Pottsville, PA's 121 lenders originated 2,458
loans during 2024. The total origination value was $360,040,000, with an average loan value of
$146,477.
Pottsville's average closing costs are $5,465.
The top Pottsville lender as defined by loan originations is Mortgage America, Inc., with
101 loans originated. Their average total fees are
$5,522, which is $487
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Pottsville lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,596), Mid Penn Bank ($4,362), Fulton Bank ($4,450), UNITED MORTGAGE CORP ($4,692) and Homesale Mortgage, LLC ($4,755).
The lowest rate Pottsville lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union (6.32%), Mid Penn Bank (6.46%), GUILD MORTGAGE COMPANY (6.56%), MEMBERS 1ST FEDERAL CREDIT UNION (6.58%) and UNITED WHOLESALE MORTGAGE, LLC (6.72%).
Pottsville, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $24,415,000 | $29,505,000 | 20.8% | 8.2% |
| Mortgage America, Inc. | $22,165,000 | $27,660,000 | 24.8% | 7.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $14,685,000 | $22,590,000 | 53.8% | 6.3% |
| M&T Bank | $11,780,000 | $15,790,000 | 34.0% | 4.4% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $12,980,000 | $15,225,000 | 17.3% | 4.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $5,340,000 | $12,710,000 | 138.0% | 3.5% |
| Mid Penn Bank | $13,315,000 | $10,910,000 | -18.1% | 3.0% |
| Mortgage Research Center, LLC | $9,615,000 | $9,050,000 | -5.9% | 2.5% |
| Homesale Mortgage, LLC | $9,125,000 | $8,615,000 | -5.6% | 2.4% |
| NEWREZ LLC | $4,350,000 | $7,360,000 | 69.2% | 2.0% |
| CMG MORTGAGE, INC. | $1,420,000 | $7,220,000 | 408.5% | 2.0% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $3,170,000 | $6,255,000 | 97.3% | 1.7% |
| Fulton Bank | $6,285,000 | $5,645,000 | -10.2% | 1.6% |
| FREEDOM MORTGAGE CORPORATION | $1,170,000 | $4,965,000 | 324.4% | 1.4% |
| GUILD MORTGAGE COMPANY | $8,100,000 | $4,595,000 | -43.3% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $2,120,000 | $4,280,000 | 101.9% | 1.2% |
| LOANDEPOT.COM, LLC | $2,160,000 | $4,205,000 | 94.7% | 1.2% |
| Tompkins Trust Company | $3,685,000 | $4,120,000 | 11.8% | 1.1% |
| BROKER SOLUTIONS, INC. | $2,545,000 | $4,080,000 | 60.3% | 1.1% |
| PLANET HOME LENDING, LLC | $1,685,000 | $3,785,000 | 124.6% | 1.1% |
| MOVEMENT MORTGAGE, LLC | $2,095,000 | $3,715,000 | 77.3% | 1.0% |
| Wells Fargo Bank | $4,330,000 | $3,645,000 | -15.8% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $2,865,000 | $3,185,000 | 11.2% | 0.9% |
| UNITED MORTGAGE CORP | $3,085,000 | n/a | 0.9% | |
| Diamond Credit Union | $1,370,000 | $2,860,000 | 108.8% | 0.8% |
| The Luzerne Bank | $2,260,000 | $2,855,000 | 26.3% | 0.8% |
| Mauch Chunk Trust Company | $2,230,000 | $2,795,000 | 25.3% | 0.8% |
| AMERICAN FINANCIAL NETWORK, INC. | $4,120,000 | $2,775,000 | -32.6% | 0.8% |
| Truist | $2,035,000 | $2,775,000 | 36.4% | 0.8% |
| GUARANTEED RATE AFFINITY, LLC | $610,000 | $2,595,000 | 325.4% | 0.7% |
| Citizens Bank | $4,960,000 | $2,560,000 | -48.4% | 0.7% |
| Univest Bank and Trust Co. | $26,425,000 | $2,545,000 | -90.4% | 0.7% |
| Prosperity Home Mortgage, LLC | $415,000 | $2,405,000 | 479.5% | 0.7% |
| First Citizens Community Bank | $3,865,000 | $2,395,000 | -38.0% | 0.7% |
| First Commonwealth Federal Credit Union | $895,000 | $2,335,000 | 160.9% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $595,000 | $2,250,000 | 278.2% | 0.6% |
| First National Bank of Pennsylvania | $4,165,000 | $2,195,000 | -47.3% | 0.6% |
| MICHIGAN MUTUAL, INC. | $635,000 | $2,045,000 | 222.0% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,410,000 | $1,995,000 | 41.5% | 0.6% |
| The Gratz Bank | $6,340,000 | $1,990,000 | -68.6% | 0.6% |
| Community Bank | $1,085,000 | $1,960,000 | 80.6% | 0.5% |
| The Ephrata National Bank | $2,065,000 | $1,925,000 | -6.8% | 0.5% |
| New Tripoli Bank | $3,205,000 | $1,725,000 | -46.2% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,055,000 | $1,650,000 | 56.4% | 0.5% |
| EMM LOANS LLC | $275,000 | $1,645,000 | 498.2% | 0.5% |
| T2 FINANCIAL LLC | $1,085,000 | $1,630,000 | 50.2% | 0.5% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,230,000 | $1,595,000 | 29.7% | 0.4% |
| U.S. Bank | $15,000 | $1,520,000 | 10,033.3% | 0.4% |
| V.I.P. MORTGAGE, INC. | $1,505,000 | n/a | 0.4% | |
| LEBANON | $880,000 | $1,405,000 | 59.7% | 0.4% |
| SWBC MORTGAGE CORPORATION | $1,380,000 | n/a | 0.4% | |
| Orrstown Bank | $415,000 | $1,290,000 | 210.8% | 0.4% |
| Alcova Mortgage LLC | $1,490,000 | $1,270,000 | -14.8% | 0.4% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $855,000 | $1,245,000 | 45.6% | 0.3% |
| ROYAL UNITED MORTGAGE LLC | $630,000 | $1,240,000 | 96.8% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $450,000 | $1,190,000 | 164.4% | 0.3% |
| Bank of America | $1,205,000 | $1,175,000 | -2.5% | 0.3% |
| Discover Bank | $985,000 | $1,160,000 | 17.8% | 0.3% |
| FIRST HERITAGE FINANCIAL, LLC | $280,000 | $1,110,000 | 296.4% | 0.3% |
| ESSA Bank & Trust | $65,000 | $1,095,000 | 1,584.6% | 0.3% |
| AMERICAN HERITAGE FCU | $1,050,000 | n/a | 0.3% | |
| CARDINAL FINANCIAL | $3,290,000 | $1,030,000 | -68.7% | 0.3% |
| Flagstar Bank, FSB | $200,000 | $1,030,000 | 415.0% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $1,245,000 | $980,000 | -21.3% | 0.3% |
| JPMorgan Chase Bank | $790,000 | $975,000 | 23.4% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $485,000 | $930,000 | 91.8% | 0.3% |
| HOMESIDE FINANCIAL, LLC | $670,000 | $925,000 | 38.1% | 0.3% |
| Ixonia Bank | $920,000 | n/a | 0.3% | |
| MidAtlantic Farm Credit, ACA | $565,000 | $900,000 | 59.3% | 0.2% |
| Carrington Mortgage Services, LLC | $350,000 | $890,000 | 154.3% | 0.2% |
| CONTOUR MORTGAGE CORPORATION | $410,000 | $885,000 | 115.9% | 0.2% |
| First Keystone Community Bank | $1,040,000 | $860,000 | -17.3% | 0.2% |
| PNC Bank | $885,000 | $860,000 | -2.8% | 0.2% |
| TD Bank | $90,000 | $850,000 | 844.4% | 0.2% |
| KeyBank | $305,000 | $845,000 | 177.0% | 0.2% |
| ZILLOW HOME LOANS, LLC | $530,000 | $845,000 | 59.4% | 0.2% |
| GUARANTEED RATE, INC. | $365,000 | $840,000 | 130.1% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $210,000 | $815,000 | 288.1% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $340,000 | $810,000 | 138.2% | 0.2% |
| UNION HOME MORTGAGE CORP. | $775,000 | $810,000 | 4.5% | 0.2% |
| First Northern Bank and Trust Company | $255,000 | $800,000 | 213.7% | 0.2% |
| NFM, INC. | $425,000 | $795,000 | 87.1% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $375,000 | $795,000 | 112.0% | 0.2% |
| PEOPLE FIRST | $575,000 | $765,000 | 33.0% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $1,100,000 | $745,000 | -32.3% | 0.2% |
| Flanagan State Bank | $460,000 | $745,000 | 62.0% | 0.2% |
| USAA Federal Savings Bank | $835,000 | $730,000 | -12.6% | 0.2% |
| AmeriHome Mortgage Company, LLC | $1,225,000 | $715,000 | -41.6% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $140,000 | $710,000 | 407.1% | 0.2% |
| Susquehanna Community Bank | $75,000 | $710,000 | 846.7% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $695,000 | n/a | 0.2% | |
| RELIANCE FIRST CAPITAL, LLC | $320,000 | $660,000 | 106.3% | 0.2% |
| East Coast Capital Corp. | $645,000 | n/a | 0.2% | |
| MORTGAGE ACCESS CORP. | $160,000 | $645,000 | 303.1% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $335,000 | $640,000 | 91.0% | 0.2% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $625,000 | n/a | 0.2% | |
| Figure Lending LLC | $310,000 | $620,000 | 100.0% | 0.2% |
| CITADEL FEDERAL CREDIT UNION | $40,000 | $605,000 | 1,412.5% | 0.2% |
| Northwest Bank | $860,000 | $605,000 | -29.7% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $590,000 | n/a | 0.2% | |
| SERVICE 1ST | $475,000 | $565,000 | 18.9% | 0.2% |
| CLIFFCO, INC. | $560,000 | n/a | 0.2% | |
| Barrington Bank & Trust Company, N.A. | $610,000 | $555,000 | -9.0% | 0.2% |
| FIRST HOME MORTGAGE CORPORATION | $555,000 | n/a | 0.2% | |
| Jim Thorpe Neighborhood Bank | $1,720,000 | $555,000 | -67.7% | 0.2% |
| Firstrust Savings Bank | $550,000 | n/a | 0.2% | |
| Customers Bank | $275,000 | $540,000 | 96.4% | 0.1% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | $410,000 | $540,000 | 31.7% | 0.1% |
| First Columbia Bank & Trust Co. | $1,450,000 | $535,000 | -63.1% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $535,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $1,270,000 | $525,000 | -58.7% | 0.1% |
| BELCO COMMUNITY CREDIT UNION | $400,000 | $520,000 | 30.0% | 0.1% |
| Fleetwood Bank | $1,350,000 | $490,000 | -63.7% | 0.1% |
| Quaint Oak Mortgage, LLC | $575,000 | $485,000 | -15.7% | 0.1% |
| Citizens & Northern Bank | $35,000 | $475,000 | 1,257.1% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $475,000 | n/a | 0.1% | |
| INTERCOASTAL MORTGAGE COMPANY | $475,000 | n/a | 0.1% | |
| Wayne Bank | $475,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $105,000 | $470,000 | 347.6% | 0.1% |
| The Federal Savings Bank | $700,000 | $470,000 | -32.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $460,000 | n/a | 0.1% | |
| Coastal Community Bank | $595,000 | $460,000 | -22.7% | 0.1% |
| APCI Federal Credit Union | $110,000 | $450,000 | 309.1% | 0.1% |
| Nations Lending Corporation | $250,000 | $440,000 | 76.0% | 0.1% |
| VISIONS | $85,000 | $440,000 | 417.6% | 0.1% |
| AgFirst Farm Credit Bank | $425,000 | n/a | 0.1% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $410,000 | n/a | 0.1% | |
| USAlliance Federal Credit Union | $410,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $405,000 | n/a | 0.1% | |
| EMBRACE HOME LOANS, INC. | $405,000 | n/a | 0.1% | |
| Wilmington Savings Fund Society, FSB | $205,000 | $405,000 | 97.6% | 0.1% |
| Credence Funding Corporation | $395,000 | n/a | 0.1% | |
| MORTGAGE EQUITY PARTNERS LLC | $385,000 | n/a | 0.1% | |
| Northwest Federal Credit Union | $385,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $385,000 | n/a | 0.1% | |
| Princeton Federal Credit Union | $365,000 | n/a | 0.1% | |
| York Traditions Bank | $770,000 | $365,000 | -52.6% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $480,000 | $360,000 | -25.0% | 0.1% |
| Center City Mortgage and Investments LLC | $360,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $360,000 | n/a | 0.1% | |
| Peoples Security Bank and Trust Company | $410,000 | $360,000 | -12.2% | 0.1% |
| Equity Prime Mortgage LLC | $355,000 | n/a | 0.1% | |
| Home Mortgage Alliance Corp | $355,000 | n/a | 0.1% | |
| The Neffs National Bank | $275,000 | $350,000 | 27.3% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $105,000 | $350,000 | 233.3% | 0.1% |
| Warsaw Federal Savings and Loan Association | $345,000 | n/a | 0.1% | |
| LOANPAL, LLC | $140,000 | $340,000 | 142.9% | 0.1% |
| UNITED | $340,000 | n/a | 0.1% | |
| RIVERFRONT | $210,000 | $330,000 | 57.1% | 0.1% |
| The Juniata Valley Bank | $325,000 | n/a | 0.1% | |
| IRCO COMMUNITY FCU | $315,000 | n/a | 0.1% | |
| NBKC BANK | $385,000 | $300,000 | -22.1% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $290,000 | n/a | 0.1% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $285,000 | n/a | 0.1% | |
| SILVER HILL FUNDING, LLC | $105,000 | $285,000 | 171.4% | 0.1% |
| Keystone Funding, Inc. | $395,000 | $280,000 | -29.1% | 0.1% |
| Philadelphia Mortgage Advisors, Inc. | $115,000 | $275,000 | 139.1% | 0.1% |
| The Fidelity Deposit and Discount Bank | $185,000 | $275,000 | 48.6% | 0.1% |
| UNB Bank | $1,030,000 | $275,000 | -73.3% | 0.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $215,000 | $265,000 | 23.3% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $85,000 | $265,000 | 211.8% | 0.1% |
| S&T Bank | $240,000 | $255,000 | 6.3% | 0.1% |
| United Nations Federal Credit Union | $255,000 | n/a | 0.1% | |
| Ally Bank | $235,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $615,000 | $235,000 | -61.8% | 0.1% |
| Advisors Mortgage Group, L.L.C. | $155,000 | $225,000 | 45.2% | 0.1% |
| Jersey Shore State Bank | $470,000 | $220,000 | -53.2% | 0.1% |
| Northpointe Bank | $835,000 | $220,000 | -73.7% | 0.1% |
| RADIUS FINANCIAL GROUP INC. | $440,000 | $215,000 | -51.1% | 0.1% |
| ALLIANT CREDIT UNION | $65,000 | $205,000 | 215.4% | 0.1% |
| TOWNE MORTGAGE COMPANY | $195,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $365,000 | $185,000 | -49.3% | 0.1% |
| NATION ONE MORTGAGE CORPORATION | $360,000 | $185,000 | -48.6% | 0.1% |
| UBS Bank USA | $185,000 | n/a | 0.1% | |
| RF Renovo Management Company, LLC | $180,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $175,000 | n/a | 0.0% | |
| Discovery Federal Credit Union | $145,000 | $170,000 | 17.2% | 0.0% |
| 21ST MORTGAGE CORPORATION | $285,000 | $165,000 | -42.1% | 0.0% |
| First Commonwealth Bank | $850,000 | $165,000 | -80.6% | 0.0% |
| LIMA ONE CAPITAL, LLC | $1,050,000 | $165,000 | -84.3% | 0.0% |
| POLICE & FIRE | $730,000 | $165,000 | -77.4% | 0.0% |
| Summit Mortgage Corporation | $160,000 | n/a | 0.0% | |
| TRI COUNTY AREA Federal Credit Union | $160,000 | n/a | 0.0% | |
| AmeriServ Financial Bank | $240,000 | $155,000 | -35.4% | 0.0% |
| FM Home Loans, LLC | $155,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $145,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $380,000 | $145,000 | -61.8% | 0.0% |
| Provident Bank | $145,000 | n/a | 0.0% | |
| Towne Bank | $255,000 | $140,000 | -45.1% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $170,000 | $135,000 | -20.6% | 0.0% |
| Florida Capital Bank | $135,000 | n/a | 0.0% | |
| Gateway First Bank | $325,000 | $135,000 | -58.5% | 0.0% |
| RBC Bank, (Georgia) | $115,000 | $135,000 | 17.4% | 0.0% |
| TRUMARK FINANCIAL CREDIT UNION | $60,000 | $130,000 | 116.7% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $125,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $125,000 | n/a | 0.0% | |
| NBT Bank | $125,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $165,000 | $125,000 | -24.2% | 0.0% |
| Members Choice Financial Credit Union | $240,000 | $120,000 | -50.0% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $115,000 | n/a | 0.0% | |
| Arvest Bank | $115,000 | n/a | 0.0% | |
| HighTechLending Inc | $115,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $200,000 | $115,000 | -42.5% | 0.0% |
| CHOICE ONE COMMUNITY FEDERAL CREDIT UNION | $15,000 | $110,000 | 633.3% | 0.0% |
| A&D Mortgage LLC | $105,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $105,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $350,000 | $105,000 | -70.0% | 0.0% |
| Prosper Bank | $105,000 | n/a | 0.0% | |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $95,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $85,000 | n/a | 0.0% | |
| First Federal Bank | $85,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $460,000 | $75,000 | -83.7% | 0.0% |
| LEHIGH VALLEY EDUCATORS | $75,000 | n/a | 0.0% | |
| New Cumberland Federal Credit Union | $175,000 | $70,000 | -60.0% | 0.0% |
| GOLD Credit Union | $300,000 | $65,000 | -78.3% | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| NexBank | $65,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $95,000 | $55,000 | -42.1% | 0.0% |
| Charles Schwab Bank, SSB | $55,000 | n/a | 0.0% | |
| CNB Bank | $55,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $55,000 | n/a | 0.0% | |
| Ballston Spa National Bank | $45,000 | n/a | 0.0% | |
| FREEDOM CREDIT UNION | $45,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $165,000 | $45,000 | -72.7% | 0.0% |
| Citizens Savings Bank | $35,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $125,000 | $35,000 | -72.0% | 0.0% |
| SUN Federal Credit Union | $25,000 | $25,000 | 0.0% | 0.0% |
| TOWER | $25,000 | n/a | 0.0% |
Pottsville's top lender by overall market share is QUICKEN LOANS, LLC, with 8.2% market share. In second place, with 7.7%, is Mortgage America, Inc., having originated $27,660,000 in loans. In third place, with 6.3%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $22,590,000 in loans. In fourth place, with 4.4%, is M&T Bank, having originated $15,790,000 in loans. In fifth place, with 4.2%, is PENNSYLVANIA STATE EMPLOYEES Credit Union, having originated $15,225,000 in loans.
Pottsville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Pottsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $73,550 (-3.2%) | $127,878 (4.3%) | 0.27 | 509 |
| 2018-02-01 | $74,950 (-3.7%) | $130,643 (6.0%) | 0.27 | 523 |
| 2018-03-01 | $79,900 (0.9%) | $133,339 (-2.7%) | 0.28 | 478 |
| 2018-04-01 | $75,000 (-6.1%) | $136,170 (-3.7%) | 0.25 | 486 |
| 2018-05-01 | $77,800 (0.5%) | $137,026 (-1.1%) | 0.26 | 486 |
| 2018-06-01 | $75,000 (-2.7%) | $136,971 (3.9%) | 0.25 | 518 |
| 2018-07-01 | $77,200 (-2.3%) | $138,098 (7.7%) | 0.26 | 522 |
| 2018-08-01 | $75,000 (0.0%) | $136,738 (9.3%) | 0.25 | 521 |
| 2018-09-01 | $77,900 (11.4%) | $139,481 (12.2%) | 0.26 | 545 |
| 2018-10-01 | $77,400 (7.6%) | $139,496 (10.3%) | 0.26 | 547 |
| 2018-11-01 | $78,888 (12.8%) | $138,029 (11.0%) | 0.27 | 525 |
| 2018-12-01 | $77,500 (10.9%) | $136,818 (9.3%) | 0.27 | 487 |
| 2019-01-01 | $80,000 (8.8%) | $138,580 (8.4%) | 0.28 | 448 |
| 2019-02-01 | $75,000 (0.1%) | $137,365 (5.2%) | 0.25 | 426 |
| 2019-03-01 | $77,143 (-3.5%) | $143,765 (7.8%) | 0.25 | 428 |
| 2019-04-01 | $79,643 (6.2%) | $151,479 (11.2%) | 0.25 | 451 |
| 2019-05-01 | $79,950 (2.8%) | $151,689 (10.7%) | 0.25 | 470 |
| 2019-06-01 | $84,900 (13.2%) | $150,345 (9.8%) | 0.27 | 498 |
| 2019-07-01 | $84,950 (10.0%) | $154,570 (11.9%) | 0.27 | 511 |
| 2019-08-01 | $88,327 (17.8%) | $160,138 (17.1%) | 0.28 | 482 |
| 2019-09-01 | $93,768 (20.4%) | $168,478 (20.8%) | 0.30 | 444 |
| 2019-10-01 | $97,475 (25.9%) | $175,671 (25.9%) | 0.31 | 409 |
| 2019-11-01 | $99,900 (26.6%) | $174,263 (26.3%) | 0.33 | 369 |
| 2019-12-01 | $104,675 (35.1%) | $167,084 (22.1%) | 0.35 | 357 |
| 2020-01-01 | $109,900 (37.4%) | $164,982 (19.1%) | 0.37 | 311 |
| 2020-02-01 | $102,450 (36.6%) | $162,025 (18.0%) | 0.34 | 276 |
| 2020-03-01 | $120,113 (55.7%) | $166,756 (16.0%) | 0.38 | 267 |
| 2020-04-01 | $115,450 (45.0%) | $169,730 (12.1%) | 0.36 | 242 |
| 2020-05-01 | $117,900 (47.5%) | $171,842 (13.3%) | 0.36 | 251 |
| 2020-06-01 | $113,700 (33.9%) | $183,429 (22.0%) | 0.34 | 240 |
| 2020-07-01 | $113,325 (33.4%) | $188,793 (22.1%) | 0.33 | 212 |
| 2020-08-01 | $119,900 (35.8%) | $194,270 (21.3%) | 0.34 | 185 |
| 2020-09-01 | $117,425 (25.2%) | $209,713 (24.5%) | 0.34 | 176 |
| 2020-10-01 | $129,950 (33.3%) | $226,730 (29.1%) | 0.37 | 176 |
| 2020-11-01 | $124,500 (24.6%) | $238,020 (36.6%) | 0.36 | 173 |
| 2020-12-01 | $119,950 (14.6%) | $245,447 (46.9%) | 0.36 | 159 |
| 2021-01-01 | $118,000 (7.4%) | $247,040 (49.7%) | 0.35 | 143 |
| 2021-02-01 | $118,000 (15.2%) | $239,400 (47.8%) | 0.34 | 104 |
| 2021-03-01 | $117,225 (-2.4%) | $235,375 (41.2%) | 0.33 | 99 |
| 2021-04-01 | $132,000 (14.3%) | $269,890 (59.0%) | 0.36 | 92 |
| 2021-05-01 | $131,950 (11.9%) | $265,695 (54.6%) | 0.35 | 92 |
| 2021-06-01 | $102,500 (-9.9%) | $219,289 (19.6%) | 0.27 | 158 |
| 2021-07-01 | $117,450 (3.6%) | $213,856 (13.3%) | 0.31 | 169 |
| 2021-08-01 | $119,950 (0.0%) | $181,695 (-6.5%) | 0.32 | 181 |
| 2021-09-01 | $118,075 (0.6%) | $176,652 (-15.8%) | 0.31 | 186 |
| 2021-10-01 | $102,000 (-21.5%) | $178,278 (-21.4%) | 0.27 | 179 |
| 2021-11-01 | $95,975 (-22.9%) | $166,942 (-29.9%) | 0.26 | 184 |
| 2021-12-01 | $107,975 (-10.0%) | $169,846 (-30.8%) | 0.29 | 181 |
| 2022-01-01 | $99,500 (-15.7%) | $163,962 (-33.6%) | 0.27 | 165 |
| 2022-02-01 | $102,425 (-13.2%) | $162,803 (-32.0%) | 0.27 | 168 |
| 2022-03-01 | $125,325 (6.9%) | $166,674 (-29.2%) | 0.31 | 159 |
| 2022-04-01 | $129,900 (-1.6%) | $170,938 (-36.7%) | 0.31 | 155 |
| 2022-05-01 | $136,000 (3.1%) | $174,718 (-34.2%) | 0.31 | 165 |
| 2022-06-01 | $137,225 (33.9%) | $188,615 (-14.0%) | 0.31 | 205 |
| 2022-07-01 | $129,900 (10.6%) | $185,723 (-13.2%) | 0.29 | 243 |
| 2022-08-01 | $134,925 (12.5%) | $181,927 (0.1%) | 0.31 | 255 |
| 2022-09-01 | $129,950 (10.1%) | $180,435 (2.1%) | 0.30 | 240 |
| 2022-10-01 | $129,900 (27.4%) | $179,792 (0.9%) | 0.31 | 244 |
| 2022-11-01 | $124,400 (29.6%) | $180,684 (8.2%) | 0.30 | 235 |
| 2022-12-01 | $125,000 (15.8%) | $191,729 (12.9%) | 0.31 | 215 |
| 2023-01-01 | $125,000 (25.6%) | $192,928 (17.7%) | 0.31 | 202 |
| 2023-02-01 | $124,975 (22.0%) | $195,395 (20.0%) | 0.30 | 192 |
| 2023-03-01 | $127,225 (1.5%) | $197,174 (18.3%) | 0.30 | 169 |
| 2023-04-01 | $121,500 (-6.5%) | $188,122 (10.1%) | 0.28 | 156 |
| 2023-05-01 | $125,000 (-8.1%) | $188,309 (7.8%) | 0.28 | 159 |
| 2023-06-01 | $115,000 (-16.2%) | $181,827 (-3.6%) | 0.26 | 176 |
| 2023-07-01 | $125,000 (-3.8%) | $195,430 (5.2%) | 0.28 | 183 |
| 2023-08-01 | $124,950 (-7.4%) | $187,343 (3.0%) | 0.29 | 200 |
| 2023-09-01 | $120,000 (-7.7%) | $183,624 (1.8%) | 0.28 | 219 |
| 2023-10-01 | $119,950 (-7.7%) | $181,789 (1.1%) | 0.28 | 239 |
| 2023-11-01 | $123,675 (-0.6%) | $186,533 (3.2%) | 0.29 | 248 |
| 2023-12-01 | $129,000 (3.2%) | $186,427 (-2.8%) | 0.31 | 238 |
| 2024-01-01 | $137,500 (10.0%) | $188,786 (-2.2%) | 0.34 | 215 |
| 2024-02-01 | $139,000 (11.2%) | $187,568 (-4.0%) | 0.33 | 186 |
| 2024-03-01 | $149,000 (17.1%) | $195,492 (-0.9%) | 0.35 | 186 |
| 2024-04-01 | $147,925 (21.8%) | $207,128 (10.1%) | 0.34 | 193 |
| 2024-05-01 | $149,950 (20.0%) | $210,390 (11.7%) | 0.34 | 203 |
| 2024-06-01 | $150,000 (30.4%) | $214,126 (17.8%) | 0.34 | 219 |
| 2024-07-01 | $169,450 (35.6%) | $234,908 (20.2%) | 0.39 | 273 |
| 2024-08-01 | $169,000 (35.3%) | $241,784 (29.1%) | 0.39 | 290 |
| 2024-09-01 | $159,900 (33.3%) | $236,965 (29.1%) | 0.38 | 325 |
| 2024-10-01 | $166,975 (39.2%) | $241,148 (32.7%) | 0.39 | 314 |
| 2024-11-01 | $160,000 (29.4%) | $232,230 (24.5%) | 0.38 | 330 |
| 2024-12-01 | $154,950 (20.1%) | $227,965 (22.3%) | 0.39 | 312 |
| 2025-01-01 | $149,925 (9.0%) | $223,789 (18.5%) | 0.37 | 275 |
| 2025-02-01 | $147,000 (5.8%) | $227,800 (21.5%) | 0.36 | 264 |
| 2025-03-01 | $140,000 (-6.0%) | $220,701 (12.9%) | 0.00 | 255 |
Pottsville's median listing price for 2025-03-01 was $140,000, a difference of
$-9,000
(-6.0%) versus the prior year and
$-7,000 versus the prior month.
Pottsville's median listing price comes in at 0% of the national average.
Pottsville's average listing price for 2025-03-01 was $220,701, a difference of $25,209 (12.9%) versus the prior year and $-7,099 versus the prior month.
For the 2025-03-01 period, Pottsville had 255 MLS listings, a difference of -9 listings (-3%) versus the prior month and 69 listings (37%) versus the prior year.
Pottsville's median listing price comes in at 0% of the national average.
Pottsville's average listing price for 2025-03-01 was $220,701, a difference of $25,209 (12.9%) versus the prior year and $-7,099 versus the prior month.
For the 2025-03-01 period, Pottsville had 255 MLS listings, a difference of -9 listings (-3%) versus the prior month and 69 listings (37%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Pottsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 107 days | 1,551 sqft |
| 2018-02-01 | 106 days | 1,579 sqft |
| 2018-03-01 | 101 days | 1,600 sqft |
| 2018-04-01 | 90 days | 1,584 sqft |
| 2018-05-01 | 82 days | 1,586 sqft |
| 2018-06-01 | 64 days | 1,657 sqft |
| 2018-07-01 | 64 days | 1,631 sqft |
| 2018-08-01 | 70 days | 1,627 sqft |
| 2018-09-01 | 74 days | 1,636 sqft |
| 2018-10-01 | 76 days | 1,652 sqft |
| 2018-11-01 | 80 days | 1,630 sqft |
| 2018-12-01 | 93 days | 1,657 sqft |
| 2019-01-01 | 101 days | 1,662 sqft |
| 2019-02-01 | 104 days | 1,655 sqft |
| 2019-03-01 | 89 days | 1,658 sqft |
| 2019-04-01 | 66 days | 1,665 sqft |
| 2019-05-01 | 61 days | 1,668 sqft |
| 2019-06-01 | 68 days | 1,668 sqft |
| 2019-07-01 | 71 days | 1,694 sqft |
| 2019-08-01 | 70 days | 1,694 sqft |
| 2019-09-01 | 67 days | 1,692 sqft |
| 2019-10-01 | 67 days | 1,690 sqft |
| 2019-11-01 | 68 days | 1,713 sqft |
| 2019-12-01 | 83 days | 1,701 sqft |
| 2020-01-01 | 90 days | 1,690 sqft |
| 2020-02-01 | 101 days | 1,694 sqft |
| 2020-03-01 | 70 days | 1,800 sqft |
| 2020-04-01 | 78 days | 1,808 sqft |
| 2020-05-01 | 80 days | 1,819 sqft |
| 2020-06-01 | 53 days | 1,758 sqft |
| 2020-07-01 | 41 days | 1,739 sqft |
| 2020-08-01 | 51 days | 1,715 sqft |
| 2020-09-01 | 40 days | 1,656 sqft |
| 2020-10-01 | 44 days | 1,744 sqft |
| 2020-11-01 | 47 days | 1,650 sqft |
| 2020-12-01 | 61 days | 1,614 sqft |
| 2021-01-01 | 71 days | 1,622 sqft |
| 2021-02-01 | 66 days | 1,605 sqft |
| 2021-03-01 | 52 days | 1,571 sqft |
| 2021-04-01 | 25 days | 1,620 sqft |
| 2021-05-01 | 24 days | 1,608 sqft |
| 2021-06-01 | 18 days | 1,628 sqft |
| 2021-07-01 | 25 days | 1,620 sqft |
| 2021-08-01 | 29 days | 1,623 sqft |
| 2021-09-01 | 36 days | 1,592 sqft |
| 2021-10-01 | 43 days | 1,572 sqft |
| 2021-11-01 | 39 days | 1,508 sqft |
| 2021-12-01 | 44 days | 1,521 sqft |
| 2022-01-01 | 48 days | 1,538 sqft |
| 2022-02-01 | 48 days | 1,534 sqft |
| 2022-03-01 | 47 days | 1,586 sqft |
| 2022-04-01 | 41 days | 1,600 sqft |
| 2022-05-01 | 33 days | 1,690 sqft |
| 2022-06-01 | 29 days | 1,675 sqft |
| 2022-07-01 | 30 days | 1,680 sqft |
| 2022-08-01 | 40 days | 1,642 sqft |
| 2022-09-01 | 45 days | 1,681 sqft |
| 2022-10-01 | 49 days | 1,650 sqft |
| 2022-11-01 | 55 days | 1,684 sqft |
| 2022-12-01 | 65 days | 1,682 sqft |
| 2023-01-01 | 67 days | 1,669 sqft |
| 2023-02-01 | 63 days | 1,672 sqft |
| 2023-03-01 | 55 days | 1,662 sqft |
| 2023-04-01 | 45 days | 1,600 sqft |
| 2023-05-01 | 32 days | 1,578 sqft |
| 2023-06-01 | 33 days | 1,546 sqft |
| 2023-07-01 | 41 days | 1,557 sqft |
| 2023-08-01 | 38 days | 1,488 sqft |
| 2023-09-01 | 38 days | 1,502 sqft |
| 2023-10-01 | 40 days | 1,577 sqft |
| 2023-11-01 | 46 days | 1,532 sqft |
| 2023-12-01 | 58 days | 1,567 sqft |
| 2024-01-01 | 62 days | 1,486 sqft |
| 2024-02-01 | 61 days | 1,439 sqft |
| 2024-03-01 | 47 days | 1,500 sqft |
| 2024-04-01 | 40 days | 1,579 sqft |
| 2024-05-01 | 39 days | 1,659 sqft |
| 2024-06-01 | 35 days | 1,675 sqft |
| 2024-07-01 | 37 days | 1,729 sqft |
| 2024-08-01 | 43 days | 1,688 sqft |
| 2024-09-01 | 45 days | 1,675 sqft |
| 2024-10-01 | 50 days | 1,706 sqft |
| 2024-11-01 | 51 days | 1,628 sqft |
| 2024-12-01 | 64 days | 1,602 sqft |
| 2025-01-01 | 76 days | 1,595 sqft |
| 2025-02-01 | 72 days | 1,654 sqft |
| 2025-03-01 | 0 days | 1,663 sqft |
Pottsville's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
Pottsville's median square footage for active listings during the 2025-03-01 period was 1,663 sqft. One year prior, the average listing was 1,500 sqft.
Pottsville's median square footage for active listings during the 2025-03-01 period was 1,663 sqft. One year prior, the average listing was 1,500 sqft.
Pottsville, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,295 | $230,355,000 | $177,880 |
| Cash Out Refi | 313 | $44,955,000 | $143,626 |
| Refi | 284 | $43,170,000 | $152,007 |
| Home Improvement | 283 | $19,895,000 | $70,300 |
| Other | 283 | $21,665,000 | $76,555 |
Pottsville's most frequently cited loan purpose was Home Purchase, with 1,295 originations. The 2nd most popular reason was Cash Out Refi, with 313 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,050 | $174,660,000 | $166,343 |
| 7-8% | 489 | $76,935,000 | $157,331 |
| Over 8% | 484 | $43,600,000 | $90,083 |
| 5-6% | 241 | $43,175,000 | $179,149 |
| <2.5% | 42 | $2,080,000 | $49,524 |
| 4-5% | 19 | $4,125,000 | $217,105 |
| 3-4% | 16 | $2,230,000 | $139,375 |
| 2.5-3% | 3 | $325,000 | $108,333 |
During 2024, Pottsville's most frequently originated rate bucket was 6-7%, with 1,050 originations.
Loan Sizing (Pottsville, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 942 | $53,490,000 | $56,783 |
| $100k-200k | 942 | $135,810,000 | $144,172 |
| $200k-400k | 500 | $136,040,000 | $272,080 |
| $400k-600k | 68 | $30,440,000 | $447,647 |
| $600k-1000k | 6 | $4,260,000 | $710,000 |
Pottsville's loan sizing saw the bucket of loans from $100,000 or less with 942 originations, totaling $53,490,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,035 | $193,405,000 | $186,865 |
| 60-80% | 491 | $81,745,000 | $166,487 |
| 20-40% | 289 | $23,105,000 | $79,948 |
| Under 20% | 277 | $10,195,000 | $36,805 |
| 40-60% | 210 | $26,780,000 | $127,524 |
| Over 100% | 16 | $4,590,000 | $286,875 |
Pottsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,035 originations, totaling $193,405,000 in origination value.