Pottsville Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Pottsville averaged
6.96%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.09% and
one month ago for the week of 2023-02-09, the
average rate was 6.28%.
Pottsville's average rate one year ago was 3.8%.
For refis of the same type during the week of 2023-03-16, the average rate
was 7.39%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Pottsville 30 Year Fixed Rate | 2023-03-16 | 6.96% |
| Pottsville 30 Year Fixed Rate Refi | 2023-03-16 | 7.39% |
| Pottsville 15 Year Fixed Rate | 2023-03-16 | 6.35% |
| Pottsville 15 Year Fixed Rate Refi | 2023-03-16 | 6.8% |
| Pottsville 30 Year FHA | 2023-03-16 | 6.53% |
| Pottsville 30 Year FHA Refi | 2023-03-16 | 6.14% |
| Pottsville 30 Year USDA | 2023-03-16 | 6.27% |
| Pottsville 30 Year USDA Refi | 2023-03-16 | 6.04% |
| Pottsville 30 Year VA | 2023-03-16 | 6.15% |
| Pottsville 30 Year VA Refi | 2023-03-16 | 5.94% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pottsville, PA.
Pottsville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Pottsville, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Pottsville Average Closing Costs & Other Stats
Pottsville, PA's 145 lenders originated 2,811
loans during 2022. The total origination value was $395,535,000, with an average loan value of
$140,710.
Pottsville's average closing costs are $4,981.
The top Pottsville lender as defined by loan originations is Mortgage America, Inc., with
113 loans originated. Their average total fees are
$4,693, which is $1,141
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Pottsville lenders (with over 10 loans originated) are
CHERRY CREEK MORTGAGE, LLC ($687), PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,505), ARK-LA-TEX FINANCIAL SERVICES, LLC. ($3,843), Mid Penn Bank ($4,166) and Homesale Mortgage, LLC ($4,227).
The lowest rate Pottsville lenders (with over 10 loans originated) are
LOANDEPOT.COM, LLC (4.24%), First National Bank of Pennsylvania (4.45%), PENNSYLVANIA STATE EMPLOYEES Credit Union (4.61%), ARK-LA-TEX FINANCIAL SERVICES, LLC. (4.71%) and MEMBERS 1ST FEDERAL CREDIT UNION (4.71%).
Pottsville, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $51,415,000 | $31,325,000 | -39.1% | 7.9% |
| Mortgage America, Inc. | $29,555,000 | $26,080,000 | -11.8% | 6.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $21,270,000 | $20,505,000 | -3.6% | 5.2% |
| Mid Penn Bank | $7,930,000 | $19,365,000 | 144.2% | 4.9% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $13,845,000 | $16,400,000 | 18.5% | 4.1% |
| M&T Bank | $17,640,000 | $16,080,000 | -8.8% | 4.1% |
| Fulton Bank | $9,540,000 | $9,435,000 | -1.1% | 2.4% |
| Mortgage Research Center, LLC | $7,435,000 | $7,900,000 | 6.3% | 2.0% |
| Homesale Mortgage, LLC | $10,360,000 | $7,630,000 | -26.4% | 1.9% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $3,760,000 | $7,530,000 | 100.3% | 1.9% |
| CALIBER HOME LOANS, INC. | $16,095,000 | $7,400,000 | -54.0% | 1.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $6,515,000 | $6,820,000 | 4.7% | 1.7% |
| Prudential Huntoon Paige Associates, LLC | $6,685,000 | n/a | 1.7% | |
| Citizens Bank | $5,350,000 | $6,330,000 | 18.3% | 1.6% |
| Mauch Chunk Trust Company | $6,215,000 | $6,115,000 | -1.6% | 1.5% |
| Wells Fargo Bank | $14,630,000 | $5,820,000 | -60.2% | 1.5% |
| First National Bank of Pennsylvania | $7,060,000 | $5,765,000 | -18.3% | 1.5% |
| GUILD MORTGAGE COMPANY | $1,085,000 | $5,565,000 | 412.9% | 1.4% |
| First Citizens Community Bank | $6,265,000 | $5,360,000 | -14.4% | 1.4% |
| Truist | $6,670,000 | $5,325,000 | -20.2% | 1.3% |
| New Tripoli Bank | $4,010,000 | $4,605,000 | 14.8% | 1.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $6,305,000 | $4,480,000 | -28.9% | 1.1% |
| LOANDEPOT.COM, LLC | $5,960,000 | $4,310,000 | -27.7% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $7,355,000 | $4,260,000 | -42.1% | 1.1% |
| The Gratz Bank | $8,465,000 | $3,780,000 | -55.3% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $3,375,000 | $3,710,000 | 9.9% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $12,980,000 | $3,480,000 | -73.2% | 0.9% |
| Customers Bank | $800,000 | $3,440,000 | 330.0% | 0.9% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $3,420,000 | $3,305,000 | -3.4% | 0.8% |
| Tompkins Trust Company | $3,225,000 | n/a | 0.8% | |
| Mr. Cooper ( Nationstar Mortgage ) | $6,475,000 | $3,040,000 | -53.1% | 0.8% |
| Univest Bank and Trust Co. | $1,925,000 | $3,005,000 | 56.1% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,545,000 | $2,830,000 | -20.2% | 0.7% |
| CHERRY CREEK MORTGAGE, LLC | $2,700,000 | n/a | 0.7% | |
| NEWREZ LLC | $4,300,000 | $2,515,000 | -41.5% | 0.6% |
| PNC Bank | $2,195,000 | $2,505,000 | 14.1% | 0.6% |
| Northpointe Bank | $2,975,000 | $2,420,000 | -18.7% | 0.6% |
| PEOPLE FIRST | $115,000 | $2,385,000 | 1,973.9% | 0.6% |
| GUARANTEED RATE, INC. | $3,595,000 | $2,370,000 | -34.1% | 0.6% |
| The Luzerne Bank | $1,520,000 | $2,370,000 | 55.9% | 0.6% |
| BROKER SOLUTIONS, INC. | $4,135,000 | $2,250,000 | -45.6% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $5,745,000 | $2,130,000 | -62.9% | 0.5% |
| ESSA Bank & Trust | $1,130,000 | $2,070,000 | 83.2% | 0.5% |
| Bank of America | $790,000 | $1,920,000 | 143.0% | 0.5% |
| First Commonwealth Federal Credit Union | $1,605,000 | $1,890,000 | 17.8% | 0.5% |
| Northwest Bank | $1,700,000 | $1,785,000 | 5.0% | 0.5% |
| MORTGAGE ACCESS CORP. | $390,000 | $1,765,000 | 352.6% | 0.4% |
| JPMorgan Chase Bank | $3,430,000 | $1,740,000 | -49.3% | 0.4% |
| Diamond Credit Union | $765,000 | $1,730,000 | 126.1% | 0.4% |
| UNITED MORTGAGE CORP. | $965,000 | $1,700,000 | 76.2% | 0.4% |
| Community Bank | $1,740,000 | $1,665,000 | -4.3% | 0.4% |
| Alcova Mortgage LLC | $1,205,000 | $1,615,000 | 34.0% | 0.4% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,520,000 | $1,600,000 | 5.3% | 0.4% |
| Santander Bank, N.A. | $12,730,000 | $1,525,000 | -88.0% | 0.4% |
| USAA Federal Savings Bank | $1,710,000 | $1,500,000 | -12.3% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $2,435,000 | $1,490,000 | -38.8% | 0.4% |
| The Huntington National Bank | $645,000 | $1,475,000 | 128.7% | 0.4% |
| ALLIED MORTGAGE GROUP, INC. | $760,000 | $1,470,000 | 93.4% | 0.4% |
| LIMA ONE CAPITAL, LLC | $150,000 | $1,445,000 | 863.3% | 0.4% |
| The Neffs National Bank | $810,000 | $1,420,000 | 75.3% | 0.4% |
| Jim Thorpe Neighborhood Bank | $810,000 | $1,375,000 | 69.8% | 0.3% |
| KeyBank | $2,140,000 | $1,370,000 | -36.0% | 0.3% |
| Carrington Mortgage Services, LLC | $2,085,000 | $1,345,000 | -35.5% | 0.3% |
| APCI Federal Credit Union | $1,740,000 | $1,320,000 | -24.1% | 0.3% |
| CONTOUR MORTGAGE CORPORATION | $320,000 | $1,320,000 | 312.5% | 0.3% |
| T2 FINANCIAL LLC | $200,000 | $1,320,000 | 560.0% | 0.3% |
| First Keystone Community Bank | $1,045,000 | $1,310,000 | 25.4% | 0.3% |
| ROYAL UNITED MORTGAGE LLC | $1,730,000 | $1,230,000 | -28.9% | 0.3% |
| Prosperity Home Mortgage, LLC | $935,000 | $1,120,000 | 19.8% | 0.3% |
| First Columbia Bank & Trust Co. | $1,635,000 | $1,100,000 | -32.7% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $2,710,000 | $1,090,000 | -59.8% | 0.3% |
| BETTER MORTGAGE CORPORATION | $1,945,000 | $1,055,000 | -45.8% | 0.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,970,000 | $1,055,000 | -46.4% | 0.3% |
| York Traditions Bank | $480,000 | $1,045,000 | 117.7% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,455,000 | $1,025,000 | -29.6% | 0.3% |
| Peoples Security Bank and Trust Company | $1,015,000 | n/a | 0.3% | |
| Susquehanna Community Bank | $995,000 | n/a | 0.3% | |
| NFM, INC. | $750,000 | $990,000 | 32.0% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,165,000 | $950,000 | -56.1% | 0.2% |
| Fleetwood Bank | $860,000 | $935,000 | 8.7% | 0.2% |
| EMM LOANS LLC | $2,835,000 | $925,000 | -67.4% | 0.2% |
| HOME POINT FINANCIAL CORPORATION | $1,300,000 | $915,000 | -29.6% | 0.2% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | $655,000 | $915,000 | 39.7% | 0.2% |
| U.S. Bank | $250,000 | $905,000 | 262.0% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $525,000 | $875,000 | 66.7% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,340,000 | $865,000 | -63.0% | 0.2% |
| The Fidelity Deposit and Discount Bank | $1,125,000 | $825,000 | -26.7% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,015,000 | $785,000 | -61.0% | 0.2% |
| LOANPAL, LLC | $385,000 | $765,000 | 98.7% | 0.2% |
| TD Bank | $1,340,000 | $650,000 | -51.5% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $720,000 | $635,000 | -11.8% | 0.2% |
| EVERETT FINANCIAL, INC. | $225,000 | $615,000 | 173.3% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $1,745,000 | $615,000 | -64.8% | 0.2% |
| GENEVA FINANCIAL, LLC | $610,000 | n/a | 0.2% | |
| LEBANON | $580,000 | $610,000 | 5.2% | 0.2% |
| Orrstown Bank | $595,000 | n/a | 0.2% | |
| Equity Prime Mortgage LLC | $570,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $425,000 | $560,000 | 31.8% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $605,000 | $560,000 | -7.4% | 0.1% |
| MidAtlantic Farm Credit, ACA | $195,000 | $560,000 | 187.2% | 0.1% |
| Hometown Lenders, Inc. | $1,300,000 | $550,000 | -57.7% | 0.1% |
| SWBC MORTGAGE CORPORATION | $300,000 | $550,000 | 83.3% | 0.1% |
| First Northern Bank and Trust Company | $540,000 | n/a | 0.1% | |
| GUARANTY HOME MORTGAGE CORPORATION | $265,000 | $530,000 | 100.0% | 0.1% |
| CITADEL FEDERAL CREDIT UNION | $300,000 | $500,000 | 66.7% | 0.1% |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $485,000 | n/a | 0.1% | |
| ANGEL OAK HOME LOANS LLC | $475,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $940,000 | $475,000 | -49.5% | 0.1% |
| S&T Bank | $165,000 | $475,000 | 187.9% | 0.1% |
| BELCO COMMUNITY CREDIT UNION | $35,000 | $460,000 | 1,214.3% | 0.1% |
| Flagstar Bank, FSB | $500,000 | $450,000 | -10.0% | 0.1% |
| MMS MORTGAGE SERVICES, LTD. | $290,000 | $450,000 | 55.2% | 0.1% |
| FIRST HERITAGE FEDERAL CREDIT UNION | $445,000 | n/a | 0.1% | |
| State Financial Network, LLC | $440,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $935,000 | $430,000 | -54.0% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $220,000 | $430,000 | 95.5% | 0.1% |
| Arvest Bank | $280,000 | $415,000 | 48.2% | 0.1% |
| Discover Bank | $300,000 | $410,000 | 36.7% | 0.1% |
| First Commonwealth Bank | $365,000 | $410,000 | 12.3% | 0.1% |
| GOLD Credit Union | $500,000 | $395,000 | -21.0% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $145,000 | $390,000 | 169.0% | 0.1% |
| Nations Lending Corporation | $1,080,000 | $390,000 | -63.9% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $320,000 | $385,000 | 20.3% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $75,000 | $385,000 | 413.3% | 0.1% |
| Mortgage Network, Inc. | $385,000 | n/a | 0.1% | |
| The Federal Savings Bank | $235,000 | $385,000 | 63.8% | 0.1% |
| The Ephrata National Bank | $1,455,000 | $380,000 | -73.9% | 0.1% |
| UTILITIES EMPLOYEES CREDIT UNION | $360,000 | $380,000 | 5.6% | 0.1% |
| Farmers and Merchants Trust Company of Chambersburg | $375,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $905,000 | $375,000 | -58.6% | 0.1% |
| MORIA DEVELOPMENT, INC. | $365,000 | n/a | 0.1% | |
| Towne Bank | $365,000 | n/a | 0.1% | |
| NJ LENDERS CORP. | $360,000 | n/a | 0.1% | |
| Pinnacle Bank | $355,000 | n/a | 0.1% | |
| FNCB Bank | $395,000 | $350,000 | -11.4% | 0.1% |
| PLANET HOME LENDING, LLC | $230,000 | $350,000 | 52.2% | 0.1% |
| Quontic Bank | $345,000 | n/a | 0.1% | |
| Wilmington Savings Fund Society, FSB | $345,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $325,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $1,480,000 | $325,000 | -78.0% | 0.1% |
| Presidential Bank, FSB | $350,000 | $325,000 | -7.1% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $560,000 | $320,000 | -42.9% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $385,000 | $320,000 | -16.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $155,000 | $320,000 | 106.5% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $1,620,000 | $310,000 | -80.9% | 0.1% |
| BHCU | $305,000 | n/a | 0.1% | |
| Citibank | $35,000 | $305,000 | 771.4% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $920,000 | $305,000 | -66.8% | 0.1% |
| The Victory Bank | $55,000 | $305,000 | 454.5% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,230,000 | $300,000 | -75.6% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $295,000 | n/a | 0.1% | |
| Huntingdon Valley Bank | $660,000 | $290,000 | -56.1% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $285,000 | n/a | 0.1% | |
| MICHIGAN MUTUAL, INC. | $280,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP. | $280,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $480,000 | $275,000 | -42.7% | 0.1% |
| LENDING CAPITAL GROUP Inc | $210,000 | $270,000 | 28.6% | 0.1% |
| FIRST HERITAGE FINANCIAL, LLC | $985,000 | $265,000 | -73.1% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $255,000 | n/a | 0.1% | |
| AgFirst Farm Credit Bank | $945,000 | $250,000 | -73.5% | 0.1% |
| Northeast Equitable Mortgage, LLC | $245,000 | n/a | 0.1% | |
| Bank of England | $500,000 | $240,000 | -52.0% | 0.1% |
| CNB Bank | $55,000 | $235,000 | 327.3% | 0.1% |
| SILVER HILL FUNDING, LLC | $230,000 | n/a | 0.1% | |
| AMERICAN ADVISORS GROUP | $170,000 | $225,000 | 32.4% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $245,000 | $225,000 | -8.2% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $330,000 | $225,000 | -31.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,830,000 | $225,000 | -87.7% | 0.1% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $230,000 | $215,000 | -6.5% | 0.1% |
| Colonial Savings, F.A. | $210,000 | n/a | 0.1% | |
| Figure Lending LLC | $140,000 | $210,000 | 50.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $990,000 | $210,000 | -78.8% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $55,000 | $205,000 | 272.7% | 0.1% |
| Morgan Stanley Private Bank | $1,535,000 | $205,000 | -86.6% | 0.1% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $205,000 | n/a | 0.1% | |
| TRUMARK FINANCIAL CREDIT UNION | $120,000 | $200,000 | 66.7% | 0.1% |
| CLEARPATH LENDING | $405,000 | $195,000 | -51.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $275,000 | $190,000 | -30.9% | 0.0% |
| American Financial Mortgage Corporation | $185,000 | n/a | 0.0% | |
| Magnolia Bank | $185,000 | n/a | 0.0% | |
| RESIDENTIAL HOME FUNDING CORP. | $185,000 | n/a | 0.0% | |
| GREENWAY MORTGAGE FUNDING CORP. | $175,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $175,000 | n/a | 0.0% | |
| VISIONS | $655,000 | $170,000 | -74.0% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $165,000 | n/a | 0.0% | |
| AmeriServ Financial Bank | $105,000 | $165,000 | 57.1% | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $165,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $165,000 | n/a | 0.0% | |
| Paramount Bank | $165,000 | n/a | 0.0% | |
| William Penn Bank | $165,000 | n/a | 0.0% | |
| CMG MORTGAGE, INC. | $275,000 | $160,000 | -41.8% | 0.0% |
| Discovery Federal Credit Union | $135,000 | $160,000 | 18.5% | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $155,000 | n/a | 0.0% | |
| Ally Bank | $1,235,000 | $155,000 | -87.4% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $155,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $710,000 | $155,000 | -78.2% | 0.0% |
| Mifflinburg Bank and Trust Company | $155,000 | n/a | 0.0% | |
| SUN Federal Credit Union | $165,000 | $155,000 | -6.1% | 0.0% |
| Summit Mortgage Corporation | $150,000 | n/a | 0.0% | |
| TRI COUNTY AREA Federal Credit Union | $150,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $125,000 | $145,000 | 16.0% | 0.0% |
| Jersey Shore State Bank | $405,000 | $145,000 | -64.2% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $145,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $135,000 | $135,000 | 0.0% | 0.0% |
| RIVERFRONT | $65,000 | $135,000 | 107.7% | 0.0% |
| Secured Investment Corp. | $130,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $80,000 | $130,000 | 62.5% | 0.0% |
| CHOICE ONE COMMUNITY FEDERAL CREDIT UNION | $405,000 | $125,000 | -69.1% | 0.0% |
| Flanagan State Bank | $125,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $115,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $115,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $265,000 | $115,000 | -56.6% | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $260,000 | $115,000 | -55.8% | 0.0% |
| Watermark Capital, Inc. | $115,000 | n/a | 0.0% | |
| EVERENCE FEDERAL CREDIT UNION | $110,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $260,000 | $110,000 | -57.7% | 0.0% |
| Citizens Savings Bank | $375,000 | $105,000 | -72.0% | 0.0% |
| Fifth Third Bank | $125,000 | $105,000 | -16.0% | 0.0% |
| FRANKLIN MINT | $105,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $105,000 | $105,000 | 0.0% | 0.0% |
| Penn Community Bank | $105,000 | n/a | 0.0% | |
| POLICE & FIRE | $155,000 | $105,000 | -32.3% | 0.0% |
| Princeton Mortgage Corporation | $105,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $105,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $815,000 | $95,000 | -88.3% | 0.0% |
| Lakeview Community Capital, LLC | $95,000 | n/a | 0.0% | |
| MCLEAN MORTGAGE CORPORATION | $225,000 | $95,000 | -57.8% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $85,000 | n/a | 0.0% | |
| GREENTREE MORTGAGE COMPANY, L.P. | $85,000 | n/a | 0.0% | |
| New Cumberland Federal Credit Union | $85,000 | n/a | 0.0% | |
| First Heritage Mortgage, LLC | $75,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $25,000 | $75,000 | 200.0% | 0.0% |
| MLD MORTGAGE INC. | $75,000 | n/a | 0.0% | |
| ARC HOME LLC | $960,000 | $65,000 | -93.2% | 0.0% |
| BayCoast Bank | $65,000 | n/a | 0.0% | |
| BELLCO | $355,000 | $65,000 | -81.7% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $215,000 | $65,000 | -69.8% | 0.0% |
| MidFirst Bank | $65,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $210,000 | $65,000 | -69.0% | 0.0% |
| CHEVRON | $55,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $15,000 | $50,000 | 233.3% | 0.0% |
| AMERICHOICE | $45,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $45,000 | n/a | 0.0% | |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| PALCO FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $185,000 | $35,000 | -81.1% | 0.0% |
| LEHIGH VALLEY EDUCATORS | $210,000 | $35,000 | -83.3% | 0.0% |
| SERVICE 1ST | $35,000 | n/a | 0.0% | |
| TOWER | $35,000 | $35,000 | 0.0% | 0.0% |
| Fairway Consumer Discount Company | $50,000 | $25,000 | -50.0% | 0.0% |
| FREEDOM CREDIT UNION | $25,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $15,000 | n/a | 0.0% | |
| The Muncy Bank and Trust Company | $15,000 | n/a | 0.0% |
Pottsville's top lender by overall market share is QUICKEN LOANS, LLC, with 7.9% market share. In second place, with 6.6%, is Mortgage America, Inc., having originated $26,080,000 in loans. In third place, with 5.2%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $20,505,000 in loans. In fourth place, with 4.9%, is Mid Penn Bank, having originated $19,365,000 in loans. In fifth place, with 4.1%, is PENNSYLVANIA STATE EMPLOYEES Credit Union, having originated $16,400,000 in loans.
Pottsville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Pottsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $74,575 (-2.5%) | $134,533 (4.9%) | 0.28 | 513 |
| 2018-02-01 | $75,450 (-3.5%) | $138,065 (7.2%) | 0.27 | 528 |
| 2018-03-01 | $79,950 (0.1%) | $140,510 (-3.2%) | 0.28 | 482 |
| 2018-04-01 | $75,000 (-6.1%) | $143,395 (-5.8%) | 0.25 | 491 |
| 2018-05-01 | $79,900 (1.7%) | $144,469 (-0.4%) | 0.27 | 491 |
| 2018-06-01 | $75,000 (-3.2%) | $143,664 (3.6%) | 0.25 | 522 |
| 2018-07-01 | $78,750 (-0.3%) | $144,092 (7.0%) | 0.26 | 526 |
| 2018-08-01 | $75,500 (-0.3%) | $142,612 (8.0%) | 0.25 | 524 |
| 2018-09-01 | $78,000 (8.4%) | $143,699 (11.4%) | 0.26 | 547 |
| 2018-10-01 | $77,425 (3.9%) | $145,384 (8.8%) | 0.26 | 550 |
| 2018-11-01 | $80,000 (12.8%) | $147,731 (12.5%) | 0.27 | 531 |
| 2018-12-01 | $79,900 (14.2%) | $147,561 (10.7%) | 0.28 | 493 |
| 2019-01-01 | $80,975 (8.6%) | $148,411 (10.3%) | 0.28 | 454 |
| 2019-02-01 | $79,850 (5.8%) | $146,978 (6.5%) | 0.27 | 432 |
| 2019-03-01 | $80,529 (0.7%) | $155,024 (10.3%) | 0.26 | 435 |
| 2019-04-01 | $81,379 (8.5%) | $163,582 (14.1%) | 0.26 | 460 |
| 2019-05-01 | $80,000 (0.1%) | $163,374 (13.1%) | 0.25 | 478 |
| 2019-06-01 | $85,000 (13.3%) | $161,432 (12.4%) | 0.27 | 506 |
| 2019-07-01 | $86,925 (10.4%) | $165,227 (14.7%) | 0.27 | 517 |
| 2019-08-01 | $88,782 (17.6%) | $170,232 (19.4%) | 0.28 | 489 |
| 2019-09-01 | $94,530 (21.2%) | $179,358 (24.8%) | 0.30 | 451 |
| 2019-10-01 | $99,000 (27.9%) | $188,438 (29.6%) | 0.32 | 417 |
| 2019-11-01 | $103,700 (29.6%) | $191,577 (29.7%) | 0.34 | 378 |
| 2019-12-01 | $112,450 (40.7%) | $185,778 (25.9%) | 0.38 | 367 |
| 2020-01-01 | $119,400 (47.5%) | $185,704 (25.1%) | 0.40 | 321 |
| 2020-02-01 | $109,900 (37.6%) | $183,478 (24.8%) | 0.36 | 285 |
| 2020-03-01 | $122,825 (52.5%) | $188,941 (21.9%) | 0.38 | 276 |
| 2020-04-01 | $122,850 (51.0%) | $197,763 (20.9%) | 0.38 | 251 |
| 2020-05-01 | $125,000 (56.3%) | $198,820 (21.7%) | 0.38 | 260 |
| 2020-06-01 | $119,900 (41.1%) | $202,790 (25.6%) | 0.35 | 248 |
| 2020-07-01 | $123,425 (42.0%) | $208,501 (26.2%) | 0.36 | 220 |
| 2020-08-01 | $125,000 (40.8%) | $215,574 (26.6%) | 0.36 | 191 |
| 2020-09-01 | $121,575 (28.6%) | $234,085 (30.5%) | 0.35 | 182 |
| 2020-10-01 | $136,250 (37.6%) | $247,828 (31.5%) | 0.39 | 181 |
| 2020-11-01 | $129,450 (24.8%) | $250,897 (31.0%) | 0.38 | 176 |
| 2020-12-01 | $122,250 (8.7%) | $254,730 (37.1%) | 0.36 | 161 |
| 2021-01-01 | $119,000 (-0.3%) | $256,543 (38.2%) | 0.36 | 145 |
| 2021-02-01 | $119,000 (8.3%) | $247,030 (34.6%) | 0.35 | 105 |
| 2021-03-01 | $120,725 (-1.7%) | $243,171 (28.7%) | 0.34 | 100 |
| 2021-04-01 | $134,250 (9.3%) | $277,622 (40.4%) | 0.36 | 93 |
| 2021-05-01 | $143,900 (15.1%) | $273,350 (37.5%) | 0.38 | 93 |
| 2021-06-01 | $104,750 (-12.6%) | $224,426 (10.7%) | 0.28 | 159 |
| 2021-07-01 | $118,725 (-3.8%) | $218,806 (4.9%) | 0.31 | 170 |
| 2021-08-01 | $119,999 (-4.0%) | $186,170 (-13.6%) | 0.32 | 183 |
| 2021-09-01 | $119,100 (-2.0%) | $182,692 (-22.0%) | 0.32 | 188 |
| 2021-10-01 | $105,000 (-22.9%) | $182,646 (-26.3%) | 0.28 | 180 |
| 2021-11-01 | $95,975 (-25.9%) | $169,203 (-32.6%) | 0.26 | 184 |
| 2021-12-01 | $107,975 (-11.7%) | $169,846 (-33.3%) | 0.29 | 181 |
| 2022-01-01 | $99,500 (-16.4%) | $163,962 (-36.1%) | 0.27 | 165 |
| 2022-02-01 | $106,475 (-10.5%) | $164,011 (-33.6%) | 0.28 | 169 |
| 2022-03-01 | $127,200 (5.4%) | $167,921 (-31.0%) | 0.32 | 160 |
| 2022-04-01 | $129,900 (-3.2%) | $170,938 (-38.4%) | 0.31 | 155 |
| 2022-05-01 | $136,000 (-5.5%) | $174,718 (-36.1%) | 0.31 | 165 |
| 2022-06-01 | $137,225 (31.0%) | $188,615 (-16.0%) | 0.31 | 205 |
| 2022-07-01 | $129,900 (9.4%) | $185,723 (-15.1%) | 0.29 | 243 |
| 2022-08-01 | $134,925 (12.4%) | $181,927 (-2.3%) | 0.31 | 255 |
| 2022-09-01 | $129,950 (9.1%) | $180,435 (-1.2%) | 0.30 | 240 |
| 2022-10-01 | $129,900 (23.7%) | $179,792 (-1.6%) | 0.31 | 244 |
| 2022-11-01 | $124,400 (29.6%) | $180,684 (6.8%) | 0.30 | 235 |
| 2022-12-01 | $125,000 (15.8%) | $191,729 (12.9%) | 0.31 | 215 |
| 2023-01-01 | $125,000 (25.6%) | $192,928 (17.7%) | 0.31 | 202 |
| 2023-02-01 | $124,975 (17.4%) | $195,395 (19.1%) | 0.30 | 192 |
Pottsville's median listing price for 2023-02-01 was $124,975, a difference of
$18,500
(17.4%) versus the prior year and
$-25 versus the prior month.
Pottsville's median listing price comes in at 30% of the national average.
Pottsville's average listing price for 2023-02-01 was $195,395, a difference of $31,384 (19.1%) versus the prior year and $2,467 versus the prior month.
For the 2023-02-01 period, Pottsville had 192 MLS listings, a difference of -10 listings (-5%) versus the prior month and 23 listings (14%) versus the prior year.
Pottsville's median listing price comes in at 30% of the national average.
Pottsville's average listing price for 2023-02-01 was $195,395, a difference of $31,384 (19.1%) versus the prior year and $2,467 versus the prior month.
For the 2023-02-01 period, Pottsville had 192 MLS listings, a difference of -10 listings (-5%) versus the prior month and 23 listings (14%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Pottsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 113 days | 1,563 sqft |
| 2018-02-01 | 110 days | 1,593 sqft |
| 2018-03-01 | 106 days | 1,610 sqft |
| 2018-04-01 | 94 days | 1,598 sqft |
| 2018-05-01 | 88 days | 1,598 sqft |
| 2018-06-01 | 70 days | 1,662 sqft |
| 2018-07-01 | 68 days | 1,640 sqft |
| 2018-08-01 | 74 days | 1,635 sqft |
| 2018-09-01 | 79 days | 1,640 sqft |
| 2018-10-01 | 82 days | 1,657 sqft |
| 2018-11-01 | 84 days | 1,645 sqft |
| 2018-12-01 | 96 days | 1,664 sqft |
| 2019-01-01 | 107 days | 1,667 sqft |
| 2019-02-01 | 109 days | 1,659 sqft |
| 2019-03-01 | 96 days | 1,664 sqft |
| 2019-04-01 | 75 days | 1,682 sqft |
| 2019-05-01 | 67 days | 1,674 sqft |
| 2019-06-01 | 74 days | 1,676 sqft |
| 2019-07-01 | 77 days | 1,704 sqft |
| 2019-08-01 | 73 days | 1,699 sqft |
| 2019-09-01 | 71 days | 1,697 sqft |
| 2019-10-01 | 70 days | 1,697 sqft |
| 2019-11-01 | 75 days | 1,728 sqft |
| 2019-12-01 | 89 days | 1,717 sqft |
| 2020-01-01 | 98 days | 1,705 sqft |
| 2020-02-01 | 105 days | 1,701 sqft |
| 2020-03-01 | 83 days | 1,800 sqft |
| 2020-04-01 | 86 days | 1,811 sqft |
| 2020-05-01 | 88 days | 1,826 sqft |
| 2020-06-01 | 69 days | 1,776 sqft |
| 2020-07-01 | 47 days | 1,747 sqft |
| 2020-08-01 | 57 days | 1,720 sqft |
| 2020-09-01 | 47 days | 1,700 sqft |
| 2020-10-01 | 47 days | 1,761 sqft |
| 2020-11-01 | 52 days | 1,674 sqft |
| 2020-12-01 | 67 days | 1,640 sqft |
| 2021-01-01 | 79 days | 1,632 sqft |
| 2021-02-01 | 77 days | 1,629 sqft |
| 2021-03-01 | 56 days | 1,582 sqft |
| 2021-04-01 | 31 days | 1,660 sqft |
| 2021-05-01 | 24 days | 1,632 sqft |
| 2021-06-01 | 20 days | 1,632 sqft |
| 2021-07-01 | 26 days | 1,624 sqft |
| 2021-08-01 | 30 days | 1,630 sqft |
| 2021-09-01 | 37 days | 1,607 sqft |
| 2021-10-01 | 44 days | 1,582 sqft |
| 2021-11-01 | 39 days | 1,514 sqft |
| 2021-12-01 | 45 days | 1,521 sqft |
| 2022-01-01 | 50 days | 1,544 sqft |
| 2022-02-01 | 48 days | 1,564 sqft |
| 2022-03-01 | 48 days | 1,596 sqft |
| 2022-04-01 | 42 days | 1,608 sqft |
| 2022-05-01 | 34 days | 1,699 sqft |
| 2022-06-01 | 30 days | 1,681 sqft |
| 2022-07-01 | 30 days | 1,680 sqft |
| 2022-08-01 | 41 days | 1,642 sqft |
| 2022-09-01 | 45 days | 1,678 sqft |
| 2022-10-01 | 50 days | 1,649 sqft |
| 2022-11-01 | 55 days | 1,683 sqft |
| 2022-12-01 | 66 days | 1,689 sqft |
| 2023-01-01 | 71 days | 1,683 sqft |
| 2023-02-01 | 69 days | 1,675 sqft |
Pottsville's median listing age (time on market) for 2023-02-01 was 69 days.
This
is 45%
longer
than the same period one year ago.
Pottsville's median square footage for active listings during the 2023-02-01 period was 1,675 sqft. One year prior, the average listing was 1,564 sqft.
Pottsville's median square footage for active listings during the 2023-02-01 period was 1,675 sqft. One year prior, the average listing was 1,564 sqft.
Pottsville, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,380 | $231,930,000 | $168,065 |
| Refi | 457 | $57,445,000 | $125,700 |
| Cash Out Refi | 435 | $72,005,000 | $165,529 |
| Home Improvement | 310 | $19,360,000 | $62,452 |
| Other | 229 | $14,795,000 | $64,607 |
Pottsville's most frequently cited loan purpose was Home Purchase, with 1,380 originations. The 2nd most popular reason was Refi, with 457 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 650 | $93,950,000 | $144,538 |
| 3-4% | 645 | $96,305,000 | $149,310 |
| 4-5% | 529 | $77,005,000 | $145,567 |
| 6-7% | 353 | $48,055,000 | $136,133 |
| 7-8% | 146 | $17,770,000 | $121,712 |
| <2.5% | 134 | $11,430,000 | $85,299 |
| 2.5-3% | 126 | $20,400,000 | $161,905 |
| Over 8% | 64 | $4,700,000 | $73,438 |
During 2022, Pottsville's most frequently originated rate bucket was 5-6%, with 650 originations.
Loan Sizing (Pottsville, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 1,212 | $70,030,000 | $57,781 |
| $100k-200k | 1,031 | $147,765,000 | $143,322 |
| $200k-400k | 503 | $133,995,000 | $266,392 |
| $400k-600k | 49 | $22,875,000 | $466,837 |
| $600k-1000k | 11 | $8,645,000 | $785,909 |
| $Over $1MM | 5 | $12,225,000 | $2,445,000 |
Pottsville's loan sizing saw the bucket of loans from $100,000 or less with 1,212 originations, totaling $70,030,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,156 | $198,680,000 | $171,869 |
| 60-80% | 662 | $103,250,000 | $155,967 |
| 20-40% | 317 | $24,395,000 | $76,956 |
| 40-60% | 251 | $28,705,000 | $114,363 |
| Under 20% | 233 | $8,575,000 | $36,803 |
| Over 100% | 23 | $5,215,000 | $226,739 |
Pottsville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,156 originations, totaling $198,680,000 in origination value.