Pottsville VA Loan Rates, Closing Costs & Stats
Pottsville, PA
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Pottsville's 47 lenders originated 163 VA loans during 2022. The total origination value was $31,815,000, with an average VA loan value of $195,184.
Pottsville VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Pottsville
averaged
0.21%
for the week of 2023-11-24, compared to the national average (all VA variants) of
0% for the same period.
Pottsville's average VA mortgage closing costs are $5,657.
The average rate for the prior week (2023-11-17) was
6.96% and
one month ago for the week of 2023-10-20, the
average rate was 7.59%.
The average rate one year ago was 6.5%.
For refis of the same type during the week of 2023-11-24, the average rate
was -1.1%.
Pottsville VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Pottsville level.
The top Pottsville VA lender as defined by loan originations is Mortgage Research Center, LLC, with
43 VA loans originated. Their average total fees are
$5,655, which is $2,910
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Pottsville VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($5,655), PENNYMAC LOAN SERVICES, LLC ($8,165), QUICKEN LOANS, LLC ($8,565), .
The lowest rate Pottsville VA lenders (with over 10 loans originated) are
PENNYMAC LOAN SERVICES, LLC (3.70%), QUICKEN LOANS, LLC (4.55%), Mortgage Research Center, LLC (5.60%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Pottsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $74,575 (-2.5%) | $134,533 (4.9%) | 0.28 | 513 |
2018-02-01 | $75,450 (-3.5%) | $138,065 (7.2%) | 0.27 | 528 |
2018-03-01 | $79,950 (0.1%) | $140,510 (-3.2%) | 0.28 | 482 |
2018-04-01 | $75,225 (-5.9%) | $143,668 (-5.6%) | 0.26 | 491 |
2018-05-01 | $79,900 (1.7%) | $144,469 (-0.4%) | 0.27 | 491 |
2018-06-01 | $75,000 (-3.2%) | $143,664 (3.6%) | 0.25 | 522 |
2018-07-01 | $78,750 (-0.3%) | $144,092 (7.0%) | 0.26 | 526 |
2018-08-01 | $75,500 (-0.3%) | $142,612 (8.0%) | 0.25 | 524 |
2018-09-01 | $78,000 (8.4%) | $143,699 (11.4%) | 0.26 | 547 |
2018-10-01 | $77,425 (3.9%) | $145,384 (8.8%) | 0.26 | 550 |
2018-11-01 | $80,000 (12.8%) | $147,731 (12.5%) | 0.27 | 531 |
2018-12-01 | $79,900 (14.2%) | $147,561 (10.7%) | 0.28 | 493 |
2019-01-01 | $80,975 (8.6%) | $148,411 (10.3%) | 0.28 | 454 |
2019-02-01 | $79,850 (5.8%) | $146,978 (6.5%) | 0.27 | 432 |
2019-03-01 | $80,529 (0.7%) | $155,024 (10.3%) | 0.26 | 435 |
2019-04-01 | $81,379 (8.2%) | $163,582 (13.9%) | 0.26 | 460 |
2019-05-01 | $80,000 (0.1%) | $163,374 (13.1%) | 0.25 | 478 |
2019-06-01 | $85,000 (13.3%) | $161,432 (12.4%) | 0.27 | 506 |
2019-07-01 | $86,925 (10.4%) | $165,227 (14.7%) | 0.27 | 517 |
2019-08-01 | $88,782 (17.6%) | $170,232 (19.4%) | 0.28 | 489 |
2019-09-01 | $94,530 (21.2%) | $179,358 (24.8%) | 0.30 | 451 |
2019-10-01 | $99,000 (27.9%) | $188,438 (29.6%) | 0.32 | 417 |
2019-11-01 | $103,700 (29.6%) | $191,577 (29.7%) | 0.34 | 378 |
2019-12-01 | $112,450 (40.7%) | $185,778 (25.9%) | 0.38 | 367 |
2020-01-01 | $119,400 (47.5%) | $185,704 (25.1%) | 0.40 | 321 |
2020-02-01 | $109,900 (37.6%) | $183,478 (24.8%) | 0.36 | 285 |
2020-03-01 | $122,825 (52.5%) | $188,941 (21.9%) | 0.39 | 276 |
2020-04-01 | $122,850 (51.0%) | $197,763 (20.9%) | 0.38 | 251 |
2020-05-01 | $125,000 (56.3%) | $198,820 (21.7%) | 0.38 | 260 |
2020-06-01 | $119,900 (41.1%) | $202,790 (25.6%) | 0.35 | 248 |
2020-07-01 | $123,425 (42.0%) | $208,501 (26.2%) | 0.36 | 220 |
2020-08-01 | $125,000 (40.8%) | $215,574 (26.6%) | 0.36 | 191 |
2020-09-01 | $121,575 (28.6%) | $234,085 (30.5%) | 0.35 | 182 |
2020-10-01 | $136,250 (37.6%) | $247,828 (31.5%) | 0.39 | 181 |
2020-11-01 | $129,450 (24.8%) | $250,897 (31.0%) | 0.38 | 176 |
2020-12-01 | $122,250 (8.7%) | $254,730 (37.1%) | 0.36 | 161 |
2021-01-01 | $119,000 (-0.3%) | $256,543 (38.2%) | 0.36 | 145 |
2021-02-01 | $119,000 (8.3%) | $247,030 (34.6%) | 0.35 | 105 |
2021-03-01 | $120,725 (-1.7%) | $243,171 (28.7%) | 0.34 | 100 |
2021-04-01 | $134,250 (9.3%) | $277,622 (40.4%) | 0.36 | 93 |
2021-05-01 | $143,900 (15.1%) | $273,350 (37.5%) | 0.38 | 93 |
2021-06-01 | $104,750 (-12.6%) | $224,426 (10.7%) | 0.28 | 159 |
2021-07-01 | $118,725 (-3.8%) | $218,806 (4.9%) | 0.31 | 170 |
2021-08-01 | $119,999 (-4.0%) | $186,170 (-13.6%) | 0.32 | 183 |
2021-09-01 | $119,100 (-2.0%) | $182,692 (-22.0%) | 0.32 | 188 |
2021-10-01 | $105,000 (-22.9%) | $182,646 (-26.3%) | 0.28 | 180 |
2021-11-01 | $95,975 (-25.9%) | $169,203 (-32.6%) | 0.26 | 184 |
2021-12-01 | $107,975 (-11.7%) | $169,846 (-33.3%) | 0.29 | 181 |
2022-01-01 | $99,500 (-16.4%) | $163,962 (-36.1%) | 0.27 | 165 |
2022-02-01 | $106,475 (-10.5%) | $164,011 (-33.6%) | 0.28 | 169 |
2022-03-01 | $127,200 (5.4%) | $167,921 (-31.0%) | 0.32 | 160 |
2022-04-01 | $129,900 (-3.2%) | $170,938 (-38.4%) | 0.31 | 155 |
2022-05-01 | $136,000 (-5.5%) | $174,718 (-36.1%) | 0.31 | 165 |
2022-06-01 | $137,225 (31.0%) | $188,615 (-16.0%) | 0.31 | 205 |
2022-07-01 | $129,900 (9.4%) | $185,723 (-15.1%) | 0.29 | 243 |
2022-08-01 | $134,925 (12.4%) | $181,927 (-2.3%) | 0.31 | 255 |
2022-09-01 | $129,950 (9.1%) | $180,435 (-1.2%) | 0.30 | 240 |
2022-10-01 | $129,900 (23.7%) | $179,792 (-1.6%) | 0.31 | 244 |
2022-11-01 | $124,400 (29.6%) | $180,684 (6.8%) | 0.30 | 235 |
2022-12-01 | $125,000 (15.8%) | $191,729 (12.9%) | 0.31 | 215 |
2023-01-01 | $125,000 (25.6%) | $192,928 (17.7%) | 0.31 | 202 |
2023-02-01 | $124,975 (17.4%) | $195,395 (19.1%) | 0.30 | 192 |
2023-03-01 | $127,225 (0.0%) | $197,174 (17.4%) | 0.30 | 169 |
2023-04-01 | $121,500 (-6.5%) | $188,122 (10.1%) | 0.28 | 156 |
2023-05-01 | $125,000 (-8.1%) | $188,309 (7.8%) | 0.28 | 159 |
2023-06-01 | $115,000 (-16.2%) | $181,827 (-3.6%) | 0.26 | 176 |
2023-07-01 | $125,450 (-3.4%) | $196,449 (5.8%) | 0.29 | 182 |
2023-08-01 | $124,925 (-7.4%) | $187,202 (2.9%) | 0.29 | 200 |
2023-09-01 | $120,000 (-7.7%) | $183,624 (1.8%) | 0.28 | 219 |
2023-10-01 | $119,950 (-7.7%) | $181,789 (1.1%) | 0.28 | 239 |
Pottsville's median listing price comes in at 28% of the national average.
Pottsville's average listing price for 2023-10-01 was $181,789, a difference of $1,997 (1.1%) versus the prior year and $-1,835 versus the prior month.
For the 2023-10-01 period, Pottsville had 239 MLS listings, a difference of 20 listings (9%) versus the prior month and -5 listings (-2%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Pottsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 107 days | 1,556 sqft |
2018-02-01 | 105 days | 1,592 sqft |
2018-03-01 | 99 days | 1,604 sqft |
2018-04-01 | 90 days | 1,596 sqft |
2018-05-01 | 84 days | 1,598 sqft |
2018-06-01 | 65 days | 1,666 sqft |
2018-07-01 | 64 days | 1,639 sqft |
2018-08-01 | 70 days | 1,627 sqft |
2018-09-01 | 74 days | 1,627 sqft |
2018-10-01 | 76 days | 1,650 sqft |
2018-11-01 | 80 days | 1,642 sqft |
2018-12-01 | 92 days | 1,664 sqft |
2019-01-01 | 101 days | 1,666 sqft |
2019-02-01 | 104 days | 1,658 sqft |
2019-03-01 | 90 days | 1,663 sqft |
2019-04-01 | 67 days | 1,682 sqft |
2019-05-01 | 63 days | 1,674 sqft |
2019-06-01 | 68 days | 1,680 sqft |
2019-07-01 | 73 days | 1,690 sqft |
2019-08-01 | 71 days | 1,686 sqft |
2019-09-01 | 68 days | 1,690 sqft |
2019-10-01 | 67 days | 1,694 sqft |
2019-11-01 | 69 days | 1,725 sqft |
2019-12-01 | 87 days | 1,710 sqft |
2020-01-01 | 93 days | 1,701 sqft |
2020-02-01 | 101 days | 1,700 sqft |
2020-03-01 | 74 days | 1,799 sqft |
2020-04-01 | 79 days | 1,808 sqft |
2020-05-01 | 82 days | 1,824 sqft |
2020-06-01 | 55 days | 1,772 sqft |
2020-07-01 | 43 days | 1,757 sqft |
2020-08-01 | 51 days | 1,718 sqft |
2020-09-01 | 41 days | 1,703 sqft |
2020-10-01 | 44 days | 1,768 sqft |
2020-11-01 | 47 days | 1,672 sqft |
2020-12-01 | 61 days | 1,640 sqft |
2021-01-01 | 71 days | 1,632 sqft |
2021-02-01 | 66 days | 1,627 sqft |
2021-03-01 | 52 days | 1,578 sqft |
2021-04-01 | 25 days | 1,650 sqft |
2021-05-01 | 24 days | 1,610 sqft |
2021-06-01 | 18 days | 1,632 sqft |
2021-07-01 | 25 days | 1,624 sqft |
2021-08-01 | 29 days | 1,631 sqft |
2021-09-01 | 36 days | 1,610 sqft |
2021-10-01 | 43 days | 1,583 sqft |
2021-11-01 | 39 days | 1,521 sqft |
2021-12-01 | 44 days | 1,532 sqft |
2022-01-01 | 48 days | 1,544 sqft |
2022-02-01 | 47 days | 1,563 sqft |
2022-03-01 | 47 days | 1,596 sqft |
2022-04-01 | 41 days | 1,600 sqft |
2022-05-01 | 33 days | 1,696 sqft |
2022-06-01 | 29 days | 1,676 sqft |
2022-07-01 | 30 days | 1,680 sqft |
2022-08-01 | 40 days | 1,638 sqft |
2022-09-01 | 45 days | 1,676 sqft |
2022-10-01 | 49 days | 1,638 sqft |
2022-11-01 | 55 days | 1,679 sqft |
2022-12-01 | 65 days | 1,688 sqft |
2023-01-01 | 67 days | 1,673 sqft |
2023-02-01 | 63 days | 1,665 sqft |
2023-03-01 | 55 days | 1,667 sqft |
2023-04-01 | 45 days | 1,588 sqft |
2023-05-01 | 32 days | 1,607 sqft |
2023-06-01 | 33 days | 1,574 sqft |
2023-07-01 | 41 days | 1,600 sqft |
2023-08-01 | 38 days | 1,536 sqft |
2023-09-01 | 38 days | 1,552 sqft |
2023-10-01 | 40 days | 1,614 sqft |
Pottsville's median square footage for active listings during the 2023-10-01 period was 1,614 sqft. One year prior, the average listing was 1,638 sqft.