Bank Star Mortgage Rates, Fees & Info
Pacific, MOLEI: 549300RUQL0X1TB8PM88
Tax ID: 43-1038014
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Star is a smaller bank specializing in Home Purchase and Refi loans. Bank Star has a high proportion of conventional loans. Their top markets by origination volume include: St. Louis, Kansas City, Miami, Branson, and Ottumwa among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Star has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
65Origination Dollar Volume (All Markets)
$14,815,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 54 | $11,570,000 | $214,259 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $0 | 0.00% |
| Outside of Metro Areas | 5 | $935,000 | $187,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 0.00% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 65 | $14,815,000 | $227,923 | $0 | 0.00% |
For 2023, Bank Star's most frequently originated type of loan was Conventional, with 65 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 41 | $7,205,000 | $175,732 | $0 | 0.00% |
| Refi | 24 | $7,610,000 | $317,083 | $0 | 0.00% |
For 2023, Bank Star's most frequently cited loan purpose was Home Purchase, with 41 originations. The 2nd most popular reason was Refi, with 24 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 65 | $14,815,000 | $227,923 | $0 | 0.00% |
For 2023, Bank Star's most frequently cited loan duration was Other, with 65 originations.
Loan Sizing
2023 saw Bank Star place emphasis on $100k-200k loans with 24 originations, totaling $3,340,000 in origination value.
Applicant Income
Bank Star lent most frequently to those with incomes in the $150k-250k range, with 13 originations. The second most popular income band? $100k-150k, with 12 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 65 | $14,815,000 | $227,923 | $0 | 0.00% |
Bank Star lent most frequently to those with DTI ratios of Exempt%, with 65 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.61%
Bank Star has an average approval rate.
Pick Rate
Approvals leading to origination92.31%
Bank Star has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 65 | $14,815,000 | $227,923 |