Triumph Bank Mortgage Rates, Fees & Info
Memphis, TNLEI: 549300TTP68WVF1GME12
Tax ID: 20-4385274
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Triumph Bank is a smaller bank specializing in Refi, Home Purchase, and Cash Out Refi loans. Triumph Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Memphis, Boston, Nashville, Atlanta, and Charlotte among others. Triumph Bank has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Triumph Bank is typically an average fee lendor.Originations
1,606Origination Dollar Volume (All Markets)
$455,830,000Awards
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Triumph Bank - 2021
Triumph Bank is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Triumph Bank's average 30 year fixed rate mortgage of loans were
2.9%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.25%.
Relative Fees
Triumph Bank's average total fees for a 30 year fixed rate
mortgage are $3,446.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 303 | $91,525,000 | $302,063 | $3,611 | 2.96% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 116 | $37,850,000 | $326,293 | $2,757 | 2.32% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 57 | $25,975,000 | $455,702 | $3,641 | 2.99% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 50 | $14,260,000 | $285,200 | $2,681 | 2.66% |
| Outside of Metro Areas | 45 | $10,295,000 | $228,778 | $3,631 | 2.74% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 34 | $9,780,000 | $287,647 | $2,598 | 2.66% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 36 | $9,660,000 | $268,333 | $2,487 | 2.67% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 35 | $9,055,000 | $258,714 | $2,616 | 2.45% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 27 | $8,935,000 | $330,926 | $3,354 | 2.63% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 22 | $7,980,000 | $362,727 | $2,882 | 2.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 27 | $7,715,000 | $285,741 | $2,556 | 2.61% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 24 | $7,190,000 | $299,583 | $3,097 | 2.57% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 28 | $7,080,000 | $252,857 | $3,635 | 2.64% |
| Union City, TN (FHA|USDA|VA) | 37 | $6,775,000 | $183,108 | $3,856 | 2.77% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 21 | $6,765,000 | $322,143 | $3,523 | 2.53% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 23 | $6,145,000 | $267,174 | $2,863 | 2.61% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 20 | $5,740,000 | $287,000 | $2,754 | 2.58% |
| Paris, TN (FHA|USDA|VA) | 34 | $5,530,000 | $162,647 | $3,575 | 2.95% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 15 | $5,275,000 | $351,667 | $2,453 | 2.64% |
| Martin, TN (FHA|USDA|VA) | 30 | $4,860,000 | $162,000 | $3,849 | 2.88% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 20 | $4,790,000 | $239,500 | $2,725 | 2.68% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $4,770,000 | $795,000 | $6,175 | 3.27% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 14 | $4,330,000 | $309,286 | $2,808 | 2.49% |
| PROVO-OREM, UT (FHA|USDA|VA) | 14 | $4,300,000 | $307,143 | $2,890 | 2.46% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 13 | $4,205,000 | $323,462 | $3,112 | 2.62% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 13 | $3,865,000 | $297,308 | $2,419 | 2.40% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 16 | $3,660,000 | $228,750 | $2,732 | 2.66% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 14 | $3,610,000 | $257,857 | $2,257 | 2.58% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 14 | $3,590,000 | $256,429 | $3,401 | 2.60% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 13 | $3,535,000 | $271,923 | $2,614 | 2.54% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 11 | $3,465,000 | $315,000 | $3,241 | 2.57% |
| RICHMOND, VA (FHA|USDA|VA) | 13 | $3,415,000 | $262,692 | $2,659 | 2.70% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 15 | $3,365,000 | $224,333 | $2,724 | 2.62% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 11 | $3,335,000 | $303,182 | $3,687 | 2.57% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 9 | $2,985,000 | $331,667 | $2,674 | 2.49% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 11 | $2,805,000 | $255,000 | $3,076 | 2.55% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 10 | $2,760,000 | $276,000 | $2,576 | 2.76% |
| MOBILE, AL (FHA|USDA|VA) | 10 | $2,730,000 | $273,000 | $2,897 | 2.73% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 8 | $2,500,000 | $312,500 | $3,255 | 2.36% |
| COLUMBUS, OH (FHA|USDA|VA) | 10 | $2,390,000 | $239,000 | $2,944 | 2.70% |
| JACKSON, TN (FHA|USDA|VA) | 11 | $2,355,000 | $214,091 | $3,332 | 2.91% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 8 | $2,350,000 | $293,750 | $4,627 | 2.88% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 7 | $2,165,000 | $309,286 | $2,862 | 2.45% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 7 | $2,105,000 | $300,714 | $2,929 | 2.71% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $2,105,000 | $233,889 | $3,785 | 2.94% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $3,791 | 2.55% |
| JACKSON, MS (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $3,405 | 2.69% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $2,711 | 2.61% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $2,152 | 2.66% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 7 | $1,895,000 | $270,714 | $3,651 | 2.43% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $1,895,000 | $270,714 | $3,477 | 2.79% |
| PITTSFIELD, MA (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $4,221 | 2.67% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $2,710 | 2.80% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $2,775 | 2.55% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $2,955 | 2.45% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $2,503 | 2.54% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $3,407 | 2.83% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $2,567 | 2.53% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $2,835 | 2.69% |
| Heber, UT (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $5,229 | 2.17% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $3,884 | 2.73% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $2,823 | 2.66% |
| APPLETON, WI (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $1,803 | 2.28% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $3,218 | 2.41% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $2,234 | 2.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $2,915 | 2.50% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $3,387 | 2.63% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $2,596 | 2.81% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $2,611 | 2.42% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $4,505 | 2.33% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $2,623 | 3.38% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $2,235 | 2.67% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $2,521 | 2.72% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,559 | 2.50% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $2,347 | 2.47% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $3,033 | 2.92% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,055 | 2.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $5,827 | 3.00% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $2,957 | 3.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $2,966 | 2.63% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $2,935 | 2.38% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $1,994 | 2.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $2,079 | 2.50% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $5,318 | 2.42% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $2,865 | 2.63% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $2,853 | 2.58% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,283 | 2.83% |
| DOVER, DE (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,493 | 2.46% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,477 | 2.56% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $14,957 | 2.44% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,310 | 3.09% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $2,871 | 2.69% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,763 | 2.44% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,456 | 2.69% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,023 | 2.54% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,136 | 2.63% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,676 | 2.81% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $1,770 | 2.63% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,673 | 2.17% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,207 | 2.33% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $7,049 | 2.75% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,282 | 3.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,600 | 2.50% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,960 | 3.19% |
| Laurel, MS (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,663 | 2.38% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,773 | 2.88% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,206 | 2.88% |
| Harrison, AR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,738 | 2.94% |
| Torrington, CT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,583 | 2.50% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,528 | 2.50% |
| Ruston, LA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,883 | 1.75% |
| Cullman, AL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,720 | 2.88% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,745 | 2.38% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,701 | 2.31% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,220 | 2.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,002 | 2.88% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,295 | 2.88% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,791 | 2.00% |
| READING, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,770 | 2.50% |
| Oxford, MS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,068 | 1.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,449 | 2.81% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,565 | 2.25% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,404 | 1.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,938 | 2.25% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,863 | 2.88% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,016 | 2.56% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,178 | 2.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,237 | 2.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,578 | 2.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,389 | 2.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,270 | 2.88% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,875 | 2.13% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,325 | 2.19% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,760 | 2.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,099 | 2.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,216 | 2.75% |
| Concord, NH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,295 | 2.13% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,123 | 2.63% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,231 | 2.63% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,471 | 2.75% |
| Starkville, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,466 | 2.75% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,173 | 2.75% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,653 | 2.75% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,705 | 2.75% |
| NILES, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,285 | 2.13% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,546 | 2.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,516 | 3.13% |
| Holland, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,702 | 2.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,907 | 2.25% |
| Easton, MD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,898 | 2.88% |
| Albertville, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,671 | 2.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,647 | 2.25% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,656 | 2.63% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,754 | 3.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,417 | 2.13% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,065 | 2.38% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,053 | 1.88% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,328 | 2.25% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,572 | 3.13% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,853 | 2.13% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,673 | 2.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,397 | 2.63% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,548 | 2.00% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,977 | 2.25% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,690 | 1.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,910 | 2.25% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,505 | 3.00% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,918 | 3.00% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,708 | 2.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,916 | 2.75% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,567 | 2.75% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,810 | 2.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,931 | 2.88% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,948 | 2.88% |
| Ludington, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,442 | 2.25% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,874 | 2.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,838 | 3.00% |
| OCALA, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,413 | 2.75% |
| Keene, NH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,083 | 2.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,721 | 2.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,525 | 2.63% |
| Paragould, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,109 | 2.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,585 | 3.38% |
| Malvern, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,368 | 2.88% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,155 | 2.75% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,973 | 2.75% |
| Boone, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,717 | 2.38% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,324 | 3.88% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,948 | 2.25% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,003 | 2.75% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,944 | 3.13% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,233 | 2.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,080 | 2.50% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,214 | 1.88% |
| Hope, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,328 | 2.13% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,975 | 2.88% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,544 | 2.13% |
| Branson, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,816 | 2.75% |
| Jasper, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,311 | 2.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,558 | 2.38% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,342 | 3.38% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,706 | 3.13% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,875 | 2.38% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,681 | 2.88% |
Triumph Bank's top markets include Memphis, Boston, Nashville, Atlanta, and Charlotte among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 1,492 | $427,640,000 | $286,622 | $3,029 | 2.69% |
| VA | 57 | $17,705,000 | $310,614 | $5,130 | 2.45% |
| FHA | 29 | $6,095,000 | $210,172 | $6,901 | 2.81% |
| USDA | 28 | $4,390,000 | $156,786 | $4,541 | 2.73% |
For the 2021 period, Triumph Bank's most frequently originated loan type of loans were Conventional, with 1,492 originations. Their 2nd most popular type is VA, with 57 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 721 | $199,275,000 | $276,387 | $2,701 | 2.53% |
| Home Purchase | 491 | $145,995,000 | $297,342 | $3,994 | 2.89% |
| Cash Out Refi | 393 | $110,415,000 | $280,954 | $3,125 | 2.73% |
| Home Improvement | 1 | $145,000 | $145,000 | $2,543 | 2.75% |
For the 2021, Triumph Bank's most frequently cited loan purpose of loans were Refi, with 721 originations. The 2nd most popular reason of loans were Home Purchase, with 491 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 1,053 | $311,235,000 | $295,570 | $3,446 | 2.90% |
| 15 Year | 394 | $104,430,000 | $265,051 | $2,766 | 2.21% |
| 20 Year | 103 | $26,875,000 | $260,922 | $2,731 | 2.62% |
| 10 Year | 39 | $8,545,000 | $219,103 | $2,560 | 2.17% |
| Other | 17 | $4,745,000 | $279,118 | $2,281 | 2.57% |
For the 2021, Triumph Bank's most frequently cited loan length of loans were 30 Year, with 1,053 originations. The 2nd most popular length of loans were 15 Year, with 394 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 1,202 | $353,650,000 | $294,218 |
| $1k-2k | 252 | $58,070,000 | $230,437 |
| $2k-3k | 80 | $22,760,000 | $284,500 |
| $3k-4k | 46 | $13,580,000 | $295,217 |
| $5k+ | 26 | $7,770,000 | $298,846 |
$3,446 of loans were Triumph Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 1,202 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 798 | $225,940,000 | $283,133 |
| <2.5% | 555 | $152,285,000 | $274,387 |
| 3-4% | 243 | $75,555,000 | $310,926 |
| 4-5% | 10 | $2,050,000 | $205,000 |
During 2021, Triumph Bank's average interest rate of loans were 2.90%, while their most frequently originated rate bucket of loans were 2.5-3%, with 798 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 902 | $253,870,000 | $281,452 | $3,149 | 2.62% |
| $100k-200k | 412 | $66,050,000 | $160,316 | $2,922 | 2.79% |
| $400k-600k | 244 | $114,740,000 | $470,246 | $3,764 | 2.68% |
| $100,000 or less | 32 | $2,570,000 | $80,313 | $2,795 | 2.98% |
| $1MM+ | 8 | $11,710,000 | $1,463,750 | $6,586 | 3.56% |
| $600k-1MM | 8 | $6,890,000 | $861,250 | $4,211 | 3.31% |
2021 saw Triumph Bank place emphasis on $200k-400k loans with 902 originations, totaling $253,870,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 505 | $149,635,000 | $296,307 | $3,104 | 2.63% |
| $75k-100k | 296 | $75,700,000 | $255,743 | $3,099 | 2.67% |
| $150k-250k | 294 | $98,380,000 | $334,626 | $3,311 | 2.63% |
| $50k-75k | 267 | $57,365,000 | $214,850 | $3,187 | 2.81% |
| $50k or less | 120 | $18,480,000 | $154,000 | $3,471 | 2.85% |
| $250k+ | 92 | $46,540,000 | $505,870 | $3,446 | 2.76% |
Triumph Bank lent most frequently to those with incomes in the $100k-150k range, with 505 originations. The second most popular income band? $75k-100k, with 296 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 473 | $131,125,000 | $277,220 | $2,929 | 2.64% |
| 30-36% | 312 | $92,400,000 | $296,154 | $3,228 | 2.74% |
| <20% | 189 | $50,945,000 | $269,550 | $2,855 | 2.59% |
| 37% | 60 | $17,440,000 | $290,667 | $3,147 | 2.77% |
| 41% | 58 | $15,820,000 | $272,759 | $3,389 | 2.67% |
| 42% | 50 | $14,620,000 | $292,400 | $3,649 | 2.74% |
| 44% | 50 | $14,130,000 | $282,600 | $3,855 | 2.75% |
| 40% | 49 | $12,825,000 | $261,735 | $3,059 | 2.85% |
| 43% | 48 | $13,040,000 | $271,667 | $3,392 | 2.82% |
| 39% | 46 | $13,990,000 | $304,130 | $3,093 | 2.72% |
| 38% | 42 | $12,690,000 | $302,143 | $3,396 | 2.71% |
| 45% | 37 | $10,895,000 | $294,459 | $3,219 | 2.79% |
| 49% | 36 | $9,830,000 | $273,056 | $3,279 | 2.62% |
| 48% | 34 | $9,780,000 | $287,647 | $4,470 | 2.73% |
| 47% | 27 | $8,025,000 | $297,222 | $4,233 | 2.72% |
| 36% | 27 | $9,365,000 | $346,852 | $3,469 | 2.73% |
| 46% | 26 | $7,510,000 | $288,846 | $3,639 | 2.72% |
| 50-60% | 18 | $4,150,000 | $230,556 | $5,087 | 2.84% |
Triumph Bank lent most frequently to those with DTI ratios of 20-30%, with 473 originations. The next most common DTI ratio? 30-36%, with 312 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 1,187 | $335,235,000 | $282,422 | $3,255 | 2.70% |
| Not provided | 230 | $63,780,000 | $277,304 | $3,054 | 2.64% |
| Asian | 93 | $27,545,000 | $296,183 | $2,850 | 2.64% |
| Black | 57 | $16,925,000 | $296,930 | $3,487 | 2.87% |
| Asian Indian | 27 | $8,355,000 | $309,444 | $2,762 | 2.46% |
| American Indian | 7 | $1,865,000 | $266,429 | $3,048 | 2.89% |
| Other Asian | 3 | $1,285,000 | $428,333 | $2,406 | 2.42% |
| Chinese | 2 | $840,000 | $420,000 | $2,680 | 2.38% |
Approval Rates
Total approvals of all applications91.98%
Triumph Bank has an average approval rate.
Pick Rate
Approvals leading to origination77.42%
Triumph Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,606 | $455,830,000 | $283,829 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 1,606 | $455,830,000 | $283,829 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 103 | $23,355,000 | $226,748 | $2,594 | 2.36% |
| 40-60% | 362 | $94,790,000 | $261,851 | $2,661 | 2.50% |
| 60-80% | 710 | $208,480,000 | $293,634 | $3,107 | 2.73% |
| 80-100% | 417 | $125,865,000 | $301,835 | $3,822 | 2.87% |
| Over 100% | 6 | $1,960,000 | $326,667 | $13,908 | 2.67% |
| Under 20% | 7 | $1,225,000 | $175,000 | $3,205 | 2.38% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Triumph Bank | 1130 West Poplar Avenue Collierville, TN 38017 | Full Service B&M | $32,419 |
| Triumph Bank | 278 Franklin Road Building 4 Suite 100 Brentwood, TN 37027 | Full Service B&M | $86,852 |
| Triumph Bank | 33 Music Square West Nashville, TN 37203 | Full Service B&M | $33,134 |
| Triumph Bank | 5699 Poplar Avenue Memphis, TN 38119 | Full Service B&M | $406,162 |
| Triumph Bank | 5810 Airline Rd Arlington, TN 38002 | Full Service B&M | $49,861 |
| Triumph Bank | 7550 West Farmington Blvd Germantown, TN 38138 | Full Service B&M | $106,656 |
For 2021, Triumph Bank had 6 branches.
