Triumph Bank Mortgage Rates, Fees & Info

Memphis, TN

LEI: 549300TTP68WVF1GME12

Tax ID: 20-4385274

5 stars - out of 5 stars, based on 40 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Triumph Bank is a smaller bank specializing in Refi, Home Purchase, and Cash Out Refi loans. Triumph Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Memphis, Boston, Nashville, Atlanta, and Charlotte among others. Triumph Bank has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Triumph Bank is typically an average fee lendor.


Originations

1,606

Origination Dollar Volume (All Markets)

$455,830,000
Show all (33) awards

Relative Rate

Triumph Bank's average 30 year fixed rate mortgage of loans were 2.9%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.25%.

Relative Fees

Triumph Bank's average total fees for a 30 year fixed rate mortgage are $3,446.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 303 $91,525,000 $302,063 $3,611 2.96%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 116 $37,850,000 $326,293 $2,757 2.32%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 57 $25,975,000 $455,702 $3,641 2.99%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 50 $14,260,000 $285,200 $2,681 2.66%
Outside of Metro Areas 45 $10,295,000 $228,778 $3,631 2.74%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 34 $9,780,000 $287,647 $2,598 2.66%
RALEIGH-CARY, NC (FHA|USDA|VA) 36 $9,660,000 $268,333 $2,487 2.67%
ST. LOUIS, MO-IL (FHA|USDA|VA) 35 $9,055,000 $258,714 $2,616 2.45%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 27 $8,935,000 $330,926 $3,354 2.63%
WORCESTER, MA-CT (FHA|USDA|VA) 22 $7,980,000 $362,727 $2,882 2.50%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 27 $7,715,000 $285,741 $2,556 2.61%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 24 $7,190,000 $299,583 $3,097 2.57%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 28 $7,080,000 $252,857 $3,635 2.64%
Union City, TN (FHA|USDA|VA) 37 $6,775,000 $183,108 $3,856 2.77%
SALT LAKE CITY, UT (FHA|USDA|VA) 21 $6,765,000 $322,143 $3,523 2.53%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 23 $6,145,000 $267,174 $2,863 2.61%
KANSAS CITY, MO-KS (FHA|USDA|VA) 20 $5,740,000 $287,000 $2,754 2.58%
Paris, TN (FHA|USDA|VA) 34 $5,530,000 $162,647 $3,575 2.95%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 15 $5,275,000 $351,667 $2,453 2.64%
Martin, TN (FHA|USDA|VA) 30 $4,860,000 $162,000 $3,849 2.88%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 20 $4,790,000 $239,500 $2,725 2.68%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $4,770,000 $795,000 $6,175 3.27%
HUNTSVILLE, AL (FHA|USDA|VA) 14 $4,330,000 $309,286 $2,808 2.49%
PROVO-OREM, UT (FHA|USDA|VA) 14 $4,300,000 $307,143 $2,890 2.46%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 13 $4,205,000 $323,462 $3,112 2.62%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 13 $3,865,000 $297,308 $2,419 2.40%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 16 $3,660,000 $228,750 $2,732 2.66%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 14 $3,610,000 $257,857 $2,257 2.58%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 14 $3,590,000 $256,429 $3,401 2.60%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 13 $3,535,000 $271,923 $2,614 2.54%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 11 $3,465,000 $315,000 $3,241 2.57%
RICHMOND, VA (FHA|USDA|VA) 13 $3,415,000 $262,692 $2,659 2.70%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 15 $3,365,000 $224,333 $2,724 2.62%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 11 $3,335,000 $303,182 $3,687 2.57%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 9 $2,985,000 $331,667 $2,674 2.49%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 11 $2,805,000 $255,000 $3,076 2.55%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 10 $2,760,000 $276,000 $2,576 2.76%
MOBILE, AL (FHA|USDA|VA) 10 $2,730,000 $273,000 $2,897 2.73%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 8 $2,500,000 $312,500 $3,255 2.36%
COLUMBUS, OH (FHA|USDA|VA) 10 $2,390,000 $239,000 $2,944 2.70%
JACKSON, TN (FHA|USDA|VA) 11 $2,355,000 $214,091 $3,332 2.91%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 8 $2,350,000 $293,750 $4,627 2.88%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 7 $2,165,000 $309,286 $2,862 2.45%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 7 $2,105,000 $300,714 $2,929 2.71%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $2,105,000 $233,889 $3,785 2.94%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 8 $2,080,000 $260,000 $3,791 2.55%
JACKSON, MS (FHA|USDA|VA) 6 $2,080,000 $346,667 $3,405 2.69%
SAVANNAH, GA (FHA|USDA|VA) 7 $1,975,000 $282,143 $2,711 2.61%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 8 $1,950,000 $243,750 $2,152 2.66%
JACKSONVILLE, FL (FHA|USDA|VA) 7 $1,895,000 $270,714 $3,651 2.43%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $1,895,000 $270,714 $3,477 2.79%
PITTSFIELD, MA (FHA|USDA|VA) 8 $1,850,000 $231,250 $4,221 2.67%
ASHEVILLE, NC (FHA|USDA|VA) 7 $1,825,000 $260,714 $2,710 2.80%
SPRINGFIELD, MA (FHA|USDA|VA) 8 $1,790,000 $223,750 $2,775 2.55%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 7 $1,735,000 $247,857 $2,955 2.45%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $1,585,000 $226,429 $2,503 2.54%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $1,375,000 $275,000 $3,407 2.83%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $1,355,000 $271,000 $2,567 2.53%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $1,290,000 $322,500 $2,835 2.69%
Heber, UT (FHA|USDA|VA) 3 $1,265,000 $421,667 $5,229 2.17%
PITTSBURGH, PA (FHA|USDA|VA) 5 $1,245,000 $249,000 $3,884 2.73%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 4 $1,220,000 $305,000 $2,823 2.66%
APPLETON, WI (FHA|USDA|VA) 5 $1,175,000 $235,000 $1,803 2.28%
LAFAYETTE, LA (FHA|USDA|VA) 4 $1,160,000 $290,000 $3,218 2.41%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 4 $1,110,000 $277,500 $2,234 2.75%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $1,075,000 $358,333 $2,915 2.50%
SPRINGFIELD, MO (FHA|USDA|VA) 5 $1,035,000 $207,000 $3,387 2.63%
COLUMBIA, SC (FHA|USDA|VA) 4 $1,030,000 $257,500 $2,596 2.81%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $1,015,000 $338,333 $2,611 2.42%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $945,000 $315,000 $4,505 2.33%
KNOXVILLE, TN (FHA|USDA|VA) 4 $920,000 $230,000 $2,623 3.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $915,000 $305,000 $2,235 2.67%
STAUNTON, VA (FHA|USDA|VA) 4 $910,000 $227,500 $2,521 2.72%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $895,000 $298,333 $4,559 2.50%
TUSCALOOSA, AL (FHA|USDA|VA) 4 $890,000 $222,500 $2,347 2.47%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $885,000 $295,000 $3,033 2.92%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $855,000 $285,000 $3,055 2.75%
MONTGOMERY, AL (FHA|USDA|VA) 2 $850,000 $425,000 $5,827 3.00%
Tupelo, MS (FHA|USDA|VA) 3 $845,000 $281,667 $2,957 3.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $835,000 $278,333 $2,966 2.63%
BATON ROUGE, LA (FHA|USDA|VA) 3 $825,000 $275,000 $2,935 2.38%
ST. GEORGE, UT (FHA|USDA|VA) 3 $815,000 $271,667 $1,994 2.75%
WILMINGTON, NC (FHA|USDA|VA) 3 $785,000 $261,667 $2,079 2.50%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $775,000 $258,333 $5,318 2.42%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $770,000 $385,000 $2,865 2.63%
OCEAN CITY, NJ (FHA|USDA|VA) 3 $765,000 $255,000 $2,853 2.58%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $735,000 $245,000 $4,283 2.83%
DOVER, DE (FHA|USDA|VA) 3 $715,000 $238,333 $3,493 2.46%
COLUMBIA, MO (FHA|USDA|VA) 2 $690,000 $345,000 $2,477 2.56%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $660,000 $330,000 $14,957 2.44%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $650,000 $325,000 $2,310 3.09%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $630,000 $315,000 $2,871 2.69%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $620,000 $310,000 $2,763 2.44%
Dyersburg, TN (FHA|USDA|VA) 2 $610,000 $305,000 $5,456 2.69%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $595,000 $198,333 $5,023 2.54%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $580,000 $290,000 $2,136 2.63%
GREELEY, CO (FHA|USDA|VA) 2 $560,000 $280,000 $3,676 2.81%
FORT COLLINS, CO (FHA|USDA|VA) 2 $560,000 $280,000 $1,770 2.63%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $545,000 $181,667 $2,673 2.17%
FORT WAYNE, IN (FHA|USDA|VA) 3 $535,000 $178,333 $2,207 2.33%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $525,000 $525,000 $7,049 2.75%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $510,000 $255,000 $2,282 3.25%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $505,000 $505,000 $2,600 2.50%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $500,000 $250,000 $1,960 3.19%
Laurel, MS (FHA|USDA|VA) 2 $480,000 $240,000 $2,663 2.38%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $470,000 $235,000 $6,773 2.88%
LANCASTER, PA (FHA|USDA|VA) 2 $470,000 $235,000 $5,206 2.88%
Harrison, AR (FHA|USDA|VA) 2 $430,000 $215,000 $2,738 2.94%
Torrington, CT (FHA|USDA|VA) 1 $415,000 $415,000 $4,583 2.50%
JOPLIN, MO (FHA|USDA|VA) 2 $410,000 $205,000 $2,528 2.50%
Ruston, LA (FHA|USDA|VA) 1 $405,000 $405,000 $3,883 1.75%
Cullman, AL (FHA|USDA|VA) 1 $405,000 $405,000 $2,720 2.88%
Lebanon, NH-VT (FHA|USDA|VA) 1 $405,000 $405,000 $5,745 2.38%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $390,000 $195,000 $2,701 2.31%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $385,000 $385,000 $3,220 2.75%
GAINESVILLE, FL (FHA|USDA|VA) 2 $380,000 $190,000 $3,002 2.88%
BOULDER, CO (FHA|USDA|VA) 1 $365,000 $365,000 $2,295 2.88%
LOGAN, UT-ID (FHA|USDA|VA) 1 $365,000 $365,000 $3,791 2.00%
READING, PA (FHA|USDA|VA) 1 $365,000 $365,000 $4,770 2.50%
Oxford, MS (FHA|USDA|VA) 1 $355,000 $355,000 $2,068 1.88%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $350,000 $175,000 $2,449 2.81%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $335,000 $335,000 $2,565 2.25%
Lawrenceburg, TN (FHA|USDA|VA) 1 $325,000 $325,000 $4,404 1.88%
GAINESVILLE, GA (FHA|USDA|VA) 1 $325,000 $325,000 $3,938 2.25%
GADSDEN, AL (FHA|USDA|VA) 1 $315,000 $315,000 $2,863 2.88%
DECATUR, AL (FHA|USDA|VA) 2 $310,000 $155,000 $2,016 2.56%
Clarksdale, MS (FHA|USDA|VA) 1 $305,000 $305,000 $2,178 2.25%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $295,000 $295,000 $4,237 2.00%
HARRISONBURG, VA (FHA|USDA|VA) 1 $295,000 $295,000 $2,578 2.25%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $295,000 $295,000 $3,389 2.75%
GETTYSBURG, PA (FHA|USDA|VA) 1 $285,000 $285,000 $4,270 2.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $285,000 $285,000 $1,875 2.13%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $280,000 $140,000 $2,325 2.19%
Storm Lake, IA (FHA|USDA|VA) 1 $275,000 $275,000 $1,760 2.63%
DULUTH, MN-WI (FHA|USDA|VA) 1 $275,000 $275,000 $3,099 2.50%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $275,000 $275,000 $4,216 2.75%
Concord, NH (FHA|USDA|VA) 1 $275,000 $275,000 $3,295 2.13%
DOTHAN, AL (FHA|USDA|VA) 1 $275,000 $275,000 $3,123 2.63%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $275,000 $275,000 $3,231 2.63%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $265,000 $265,000 $3,471 2.75%
Starkville, MS (FHA|USDA|VA) 1 $265,000 $265,000 $3,466 2.75%
ST. CLOUD, MN (FHA|USDA|VA) 1 $265,000 $265,000 $7,173 2.75%
Bluffton, IN (FHA|USDA|VA) 1 $265,000 $265,000 $1,653 2.75%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,705 2.75%
NILES, MI (FHA|USDA|VA) 1 $255,000 $255,000 $2,285 2.13%
Cedar City, UT (FHA|USDA|VA) 1 $255,000 $255,000 $7,546 2.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $4,516 3.13%
Holland, MI (FHA|USDA|VA) 1 $245,000 $245,000 $2,702 2.75%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $245,000 $245,000 $1,907 2.25%
Easton, MD (FHA|USDA|VA) 1 $245,000 $245,000 $1,898 2.88%
Albertville, AL (FHA|USDA|VA) 1 $235,000 $235,000 $5,671 2.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $235,000 $235,000 $2,647 2.25%
Eufaula, AL-GA (FHA|USDA|VA) 1 $235,000 $235,000 $2,656 2.63%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $235,000 $235,000 $6,754 3.00%
Seneca, SC (FHA|USDA|VA) 1 $235,000 $235,000 $3,417 2.13%
SPARTANBURG, SC (FHA|USDA|VA) 1 $235,000 $235,000 $2,065 2.38%
Hannibal, MO (FHA|USDA|VA) 1 $225,000 $225,000 $2,053 1.88%
PINE BLUFF, AR (FHA|USDA|VA) 1 $225,000 $225,000 $2,328 2.25%
HAMMOND, LA (FHA|USDA|VA) 1 $225,000 $225,000 $5,572 3.13%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $215,000 $215,000 $2,853 2.13%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,673 2.25%
Elizabeth City, NC (FHA|USDA|VA) 1 $205,000 $205,000 $7,397 2.63%
HATTIESBURG, MS (FHA|USDA|VA) 1 $205,000 $205,000 $2,548 2.00%
ANN ARBOR, MI (FHA|USDA|VA) 1 $205,000 $205,000 $2,977 2.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $205,000 $205,000 $5,690 1.88%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $205,000 $205,000 $1,910 2.25%
Sedalia, MO (FHA|USDA|VA) 1 $205,000 $205,000 $1,505 3.00%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $2,918 3.00%
BRUNSWICK, GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,708 2.25%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $205,000 $205,000 $1,916 2.75%
ALBANY, GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,567 2.75%
PEORIA, IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,810 2.75%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $195,000 $195,000 $2,931 2.88%
Sturgis, MI (FHA|USDA|VA) 1 $195,000 $195,000 $1,948 2.88%
Ludington, MI (FHA|USDA|VA) 1 $185,000 $185,000 $2,442 2.25%
Chillicothe, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,874 2.25%
ROCKFORD, IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,838 3.00%
OCALA, FL (FHA|USDA|VA) 1 $185,000 $185,000 $2,413 2.75%
Keene, NH (FHA|USDA|VA) 1 $185,000 $185,000 $2,083 2.63%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $185,000 $185,000 $7,721 2.88%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,525 2.63%
Paragould, AR (FHA|USDA|VA) 1 $175,000 $175,000 $2,109 2.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $165,000 $165,000 $2,585 3.38%
Malvern, AR (FHA|USDA|VA) 1 $165,000 $165,000 $2,368 2.88%
Alexandria, MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,155 2.75%
LINCOLN, NE (FHA|USDA|VA) 1 $165,000 $165,000 $1,973 2.75%
Boone, NC (FHA|USDA|VA) 1 $165,000 $165,000 $1,717 2.38%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,324 3.88%
Traverse City, MI (FHA|USDA|VA) 1 $165,000 $165,000 $1,948 2.25%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $165,000 $165,000 $2,003 2.75%
IOWA CITY, IA (FHA|USDA|VA) 1 $165,000 $165,000 $3,944 3.13%
Frankfort, KY (FHA|USDA|VA) 1 $155,000 $155,000 $4,233 2.75%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,080 2.50%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $155,000 $155,000 $4,214 1.88%
Hope, AR (FHA|USDA|VA) 1 $155,000 $155,000 $2,328 2.13%
Frankfort, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,975 2.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $145,000 $145,000 $2,544 2.13%
Branson, MO (FHA|USDA|VA) 1 $135,000 $135,000 $1,816 2.75%
Jasper, AL (FHA|USDA|VA) 1 $125,000 $125,000 $2,311 2.25%
LYNCHBURG, VA (FHA|USDA|VA) 1 $115,000 $115,000 $2,558 2.38%
BURLINGTON, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,342 3.38%
Clarksburg, WV (FHA|USDA|VA) 1 $115,000 $115,000 $2,706 3.13%
LaGrange, GA-AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,875 2.38%
Brownsville, TN (FHA|USDA|VA) 1 $55,000 $55,000 $2,681 2.88%

Triumph Bank's top markets include Memphis, Boston, Nashville, Atlanta, and Charlotte among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 1,492 $427,640,000 $286,622 $3,029 2.69%
VA 57 $17,705,000 $310,614 $5,130 2.45%
FHA 29 $6,095,000 $210,172 $6,901 2.81%
USDA 28 $4,390,000 $156,786 $4,541 2.73%

For the 2021 period, Triumph Bank's most frequently originated loan type of loans were Conventional, with 1,492 originations. Their 2nd most popular type is VA, with 57 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 721 $199,275,000 $276,387 $2,701 2.53%
Home Purchase 491 $145,995,000 $297,342 $3,994 2.89%
Cash Out Refi 393 $110,415,000 $280,954 $3,125 2.73%
Home Improvement 1 $145,000 $145,000 $2,543 2.75%

For the 2021, Triumph Bank's most frequently cited loan purpose of loans were Refi, with 721 originations. The 2nd most popular reason of loans were Home Purchase, with 491 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 1,053 $311,235,000 $295,570 $3,446 2.90%
15 Year 394 $104,430,000 $265,051 $2,766 2.21%
20 Year 103 $26,875,000 $260,922 $2,731 2.62%
10 Year 39 $8,545,000 $219,103 $2,560 2.17%
Other 17 $4,745,000 $279,118 $2,281 2.57%

For the 2021, Triumph Bank's most frequently cited loan length of loans were 30 Year, with 1,053 originations. The 2nd most popular length of loans were 15 Year, with 394 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 1,202 $353,650,000 $294,218
$1k-2k 252 $58,070,000 $230,437
$2k-3k 80 $22,760,000 $284,500
$3k-4k 46 $13,580,000 $295,217
$5k+ 26 $7,770,000 $298,846

$3,446 of loans were Triumph Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 1,202 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 798 $225,940,000 $283,133
<2.5% 555 $152,285,000 $274,387
3-4% 243 $75,555,000 $310,926
4-5% 10 $2,050,000 $205,000

During 2021, Triumph Bank's average interest rate of loans were 2.90%, while their most frequently originated rate bucket of loans were 2.5-3%, with 798 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 902 $253,870,000 $281,452 $3,149 2.62%
$100k-200k 412 $66,050,000 $160,316 $2,922 2.79%
$400k-600k 244 $114,740,000 $470,246 $3,764 2.68%
$100,000 or less 32 $2,570,000 $80,313 $2,795 2.98%
$1MM+ 8 $11,710,000 $1,463,750 $6,586 3.56%
$600k-1MM 8 $6,890,000 $861,250 $4,211 3.31%

2021 saw Triumph Bank place emphasis on $200k-400k loans with 902 originations, totaling $253,870,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 505 $149,635,000 $296,307 $3,104 2.63%
$75k-100k 296 $75,700,000 $255,743 $3,099 2.67%
$150k-250k 294 $98,380,000 $334,626 $3,311 2.63%
$50k-75k 267 $57,365,000 $214,850 $3,187 2.81%
$50k or less 120 $18,480,000 $154,000 $3,471 2.85%
$250k+ 92 $46,540,000 $505,870 $3,446 2.76%

Triumph Bank lent most frequently to those with incomes in the $100k-150k range, with 505 originations. The second most popular income band? $75k-100k, with 296 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 473 $131,125,000 $277,220 $2,929 2.64%
30-36% 312 $92,400,000 $296,154 $3,228 2.74%
<20% 189 $50,945,000 $269,550 $2,855 2.59%
37% 60 $17,440,000 $290,667 $3,147 2.77%
41% 58 $15,820,000 $272,759 $3,389 2.67%
42% 50 $14,620,000 $292,400 $3,649 2.74%
44% 50 $14,130,000 $282,600 $3,855 2.75%
40% 49 $12,825,000 $261,735 $3,059 2.85%
43% 48 $13,040,000 $271,667 $3,392 2.82%
39% 46 $13,990,000 $304,130 $3,093 2.72%
38% 42 $12,690,000 $302,143 $3,396 2.71%
45% 37 $10,895,000 $294,459 $3,219 2.79%
49% 36 $9,830,000 $273,056 $3,279 2.62%
48% 34 $9,780,000 $287,647 $4,470 2.73%
47% 27 $8,025,000 $297,222 $4,233 2.72%
36% 27 $9,365,000 $346,852 $3,469 2.73%
46% 26 $7,510,000 $288,846 $3,639 2.72%
50-60% 18 $4,150,000 $230,556 $5,087 2.84%

Triumph Bank lent most frequently to those with DTI ratios of 20-30%, with 473 originations. The next most common DTI ratio? 30-36%, with 312 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 1,187 $335,235,000 $282,422 $3,255 2.70%
Not provided 230 $63,780,000 $277,304 $3,054 2.64%
Asian 93 $27,545,000 $296,183 $2,850 2.64%
Black 57 $16,925,000 $296,930 $3,487 2.87%
Asian Indian 27 $8,355,000 $309,444 $2,762 2.46%
American Indian 7 $1,865,000 $266,429 $3,048 2.89%
Other Asian 3 $1,285,000 $428,333 $2,406 2.42%
Chinese 2 $840,000 $420,000 $2,680 2.38%

Approval Rates

Total approvals of all applications
91.98%

Triumph Bank has an average approval rate.

Pick Rate

Approvals leading to origination
77.42%

Triumph Bank has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 1,606 $455,830,000 $283,829

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
1,606 $455,830,000 $283,829

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 103 $23,355,000 $226,748 $2,594 2.36%
40-60% 362 $94,790,000 $261,851 $2,661 2.50%
60-80% 710 $208,480,000 $293,634 $3,107 2.73%
80-100% 417 $125,865,000 $301,835 $3,822 2.87%
Over 100% 6 $1,960,000 $326,667 $13,908 2.67%
Under 20% 7 $1,225,000 $175,000 $3,205 2.38%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Triumph Bank 1130 West Poplar Avenue Collierville, TN 38017 Full Service B&M $32,419
Triumph Bank 278 Franklin Road Building 4 Suite 100 Brentwood, TN 37027 Full Service B&M $86,852
Triumph Bank 33 Music Square West Nashville, TN 37203 Full Service B&M $33,134
Triumph Bank 5699 Poplar Avenue Memphis, TN 38119 Full Service B&M $406,162
Triumph Bank 5810 Airline Rd Arlington, TN 38002 Full Service B&M $49,861
Triumph Bank 7550 West Farmington Blvd Germantown, TN 38138 Full Service B&M $106,656

For 2021, Triumph Bank had 6 branches.

Yearly Performance Overview