Triumph Bank Mortgage Rates, Fees & Info

Memphis, TN

LEI: 549300TTP68WVF1GME12

Tax ID: 20-4385274

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

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    • Review & Overview

    Triumph Bank is a smaller bank specializing in Refi and Home Purchase loans. Triumph Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Memphis, Nashville, Washington, Raleigh, and Charlotte among others. We have data for 239 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Triumph Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Triumph Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    Originations

    2,825

    Origination Dollar Volume (All Markets)

    $816,755,000

    Employee count

    157 Show all (53) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 544 $152,850,000 $280,974 $3,377 3.19%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 128 $54,270,000 $423,984 $3,118 3.29%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 139 $48,265,000 $347,230 $2,581 2.84%
    RALEIGH-CARY, NC (FHA|USDA|VA) 107 $32,835,000 $306,869 $2,466 2.90%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 119 $32,725,000 $275,000 $2,414 2.94%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 94 $26,200,000 $278,723 $2,950 2.96%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 70 $24,080,000 $344,000 $2,427 2.95%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 74 $22,680,000 $306,486 $2,365 2.89%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 63 $18,585,000 $295,000 $2,871 2.91%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 59 $17,965,000 $304,492 $2,651 2.90%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 52 $15,730,000 $302,500 $3,745 2.94%
    Outside of Metro Areas 81 $15,155,000 $187,099 $3,663 3.26%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 49 $14,075,000 $287,245 $2,948 2.89%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 40 $11,700,000 $292,500 $3,254 2.85%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 42 $11,420,000 $271,905 $3,418 2.85%
    SALT LAKE CITY, UT (FHA|USDA|VA) 33 $10,465,000 $317,121 $2,780 3.06%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 29 $10,315,000 $355,690 $2,582 3.03%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 29 $9,845,000 $339,483 $3,444 3.02%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 28 $9,210,000 $328,929 $3,133 2.93%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 31 $9,145,000 $295,000 $2,911 2.82%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 29 $7,915,000 $272,931 $2,161 2.92%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 27 $7,795,000 $288,704 $2,975 2.94%
    FORT COLLINS, CO (FHA|USDA|VA) 24 $7,660,000 $319,167 $2,254 2.97%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 28 $7,550,000 $269,643 $2,640 3.09%
    RICHMOND, VA (FHA|USDA|VA) 24 $7,050,000 $293,750 $2,504 2.93%
    Union City, TN (FHA|USDA|VA) 44 $7,000,000 $159,091 $3,704 3.10%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 24 $6,850,000 $285,417 $3,294 2.93%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 18 $6,660,000 $370,000 $2,512 2.94%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 22 $6,190,000 $281,364 $2,564 2.72%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 18 $5,970,000 $331,667 $3,755 2.88%
    PROVO-OREM, UT (FHA|USDA|VA) 18 $5,580,000 $310,000 $2,403 2.97%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $5,470,000 $683,750 $5,990 3.58%
    Martin, TN (FHA|USDA|VA) 34 $5,240,000 $154,118 $3,744 3.02%
    COLUMBUS, OH (FHA|USDA|VA) 18 $5,110,000 $283,889 $2,447 2.88%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 17 $5,045,000 $296,765 $3,286 3.07%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 14 $4,750,000 $339,286 $2,869 2.93%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 18 $4,580,000 $254,444 $2,220 2.76%
    SALISBURY, MD-DE (FHA|USDA|VA) 14 $3,950,000 $282,143 $2,748 2.69%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 14 $3,900,000 $278,571 $3,056 2.64%
    MONTGOMERY, AL (FHA|USDA|VA) 20 $3,800,000 $190,000 $4,237 3.61%
    JACKSONVILLE, FL (FHA|USDA|VA) 14 $3,720,000 $265,714 $3,035 2.91%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 12 $3,580,000 $298,333 $2,218 3.03%
    ASHEVILLE, NC (FHA|USDA|VA) 13 $3,575,000 $275,000 $2,936 3.05%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 12 $3,350,000 $279,167 $2,977 2.93%
    Paris, TN (FHA|USDA|VA) 20 $3,320,000 $166,000 $3,360 2.85%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 9 $3,225,000 $358,333 $2,765 3.17%
    ST. GEORGE, UT (FHA|USDA|VA) 8 $2,930,000 $366,250 $2,436 3.14%
    WINSTON-SALEM, NC (FHA|USDA|VA) 9 $2,715,000 $301,667 $2,613 3.01%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 11 $2,685,000 $244,091 $2,420 2.94%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 7 $2,485,000 $355,000 $3,459 2.84%
    WILMINGTON, NC (FHA|USDA|VA) 9 $2,475,000 $275,000 $2,837 3.06%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 9 $2,395,000 $266,111 $2,373 2.67%
    JACKSON, TN (FHA|USDA|VA) 8 $2,350,000 $293,750 $3,910 2.92%
    HUNTSVILLE, AL (FHA|USDA|VA) 8 $2,240,000 $280,000 $2,644 2.92%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 6 $2,230,000 $371,667 $3,040 3.21%
    LOUISVILLE, KY (FHA|USDA|VA) 8 $2,210,000 $276,250 $2,214 2.84%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 10 $2,140,000 $214,000 $2,138 2.90%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 8 $1,950,000 $243,750 $2,051 2.88%
    COLUMBIA, SC (FHA|USDA|VA) 6 $1,930,000 $321,667 $4,851 2.54%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $1,875,000 $267,857 $2,843 2.96%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,835,000 $367,000 $4,209 2.65%
    WARNER ROBINS, GA (FHA|USDA|VA) 6 $1,820,000 $303,333 $4,251 2.96%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 8 $1,800,000 $225,000 $3,039 2.67%
    DOTHAN, AL (FHA|USDA|VA) 7 $1,715,000 $245,000 $5,474 3.50%
    Meridian, MS (FHA|USDA|VA) 8 $1,710,000 $213,750 $3,550 3.61%
    WORCESTER, MA-CT (FHA|USDA|VA) 7 $1,685,000 $240,714 $2,616 2.93%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,610,000 $268,333 $4,349 2.69%
    BOULDER, CO (FHA|USDA|VA) 4 $1,600,000 $400,000 $2,243 3.06%
    LAFAYETTE, LA (FHA|USDA|VA) 5 $1,575,000 $315,000 $3,327 2.68%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $1,565,000 $313,000 $2,887 3.23%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $1,515,000 $303,000 $2,925 3.23%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $1,505,000 $301,000 $5,616 2.88%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 5 $1,395,000 $279,000 $2,128 3.08%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 5 $1,385,000 $277,000 $2,332 3.10%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $1,340,000 $223,333 $2,741 2.75%
    KNOXVILLE, TN (FHA|USDA|VA) 5 $1,335,000 $267,000 $2,500 2.93%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 5 $1,335,000 $267,000 $3,840 2.85%
    ANN ARBOR, MI (FHA|USDA|VA) 5 $1,305,000 $261,000 $3,259 2.85%
    AKRON, OH (FHA|USDA|VA) 4 $1,270,000 $317,500 $2,130 2.72%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $1,220,000 $305,000 $3,050 2.91%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,220,000 $305,000 $2,727 2.72%
    APPLETON, WI (FHA|USDA|VA) 5 $1,195,000 $239,000 $1,506 2.80%
    WINCHESTER, VA-WV (FHA|USDA|VA) 4 $1,160,000 $290,000 $6,498 3.16%
    PITTSBURGH, PA (FHA|USDA|VA) 4 $1,150,000 $287,500 $3,784 2.84%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,008 3.09%
    GREELEY, CO (FHA|USDA|VA) 4 $1,070,000 $267,500 $2,291 2.97%
    SAVANNAH, GA (FHA|USDA|VA) 4 $1,050,000 $262,500 $2,615 2.91%
    Calhoun, GA (FHA|USDA|VA) 6 $1,040,000 $173,333 $5,114 3.35%
    OCEAN CITY, NJ (FHA|USDA|VA) 3 $1,025,000 $341,667 $2,767 3.00%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $1,015,000 $1,015,000 $3,362 3.75%
    BATON ROUGE, LA (FHA|USDA|VA) 4 $1,000,000 $250,000 $3,788 2.94%
    GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,000,000 $250,000 $1,973 3.00%
    ROANOKE, VA (FHA|USDA|VA) 3 $995,000 $331,667 $2,090 2.63%
    READING, PA (FHA|USDA|VA) 4 $950,000 $237,500 $3,459 3.09%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $940,000 $235,000 $2,378 3.00%
    GADSDEN, AL (FHA|USDA|VA) 6 $890,000 $148,333 $2,975 3.65%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $865,000 $288,333 $3,419 2.96%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 4 $830,000 $207,500 $3,461 3.19%
    Cookeville, TN (FHA|USDA|VA) 1 $805,000 $805,000 $0 4.25%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $795,000 $265,000 $2,186 2.79%
    Traverse City, MI (FHA|USDA|VA) 2 $770,000 $385,000 $2,726 2.88%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 5 $725,000 $145,000 $4,015 3.20%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $720,000 $360,000 $7,869 2.50%
    LANCASTER, PA (FHA|USDA|VA) 3 $715,000 $238,333 $3,697 2.83%
    Seneca, SC (FHA|USDA|VA) 2 $710,000 $355,000 $2,218 2.75%
    Batesville, AR (FHA|USDA|VA) 6 $710,000 $118,333 $5,789 3.75%
    PANAMA CITY, FL (FHA|USDA|VA) 2 $700,000 $350,000 $3,870 3.38%
    SPARTANBURG, SC (FHA|USDA|VA) 3 $685,000 $228,333 $2,818 2.96%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $670,000 $335,000 $2,512 3.06%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $665,000 $221,667 $4,384 2.63%
    Cullman, AL (FHA|USDA|VA) 2 $660,000 $330,000 $2,265 3.52%
    Lawrenceburg, TN (FHA|USDA|VA) 5 $635,000 $127,000 $5,087 3.58%
    JACKSON, MS (FHA|USDA|VA) 2 $620,000 $310,000 $2,492 3.06%
    YORK-HANOVER, PA (FHA|USDA|VA) 2 $600,000 $300,000 $4,972 2.63%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $590,000 $295,000 $3,221 2.63%
    TERRE HAUTE, IN (FHA|USDA|VA) 3 $585,000 $195,000 $2,133 2.92%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $585,000 $195,000 $2,708 2.96%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $550,000 $275,000 $2,289 2.56%
    Alexander City, AL (FHA|USDA|VA) 3 $545,000 $181,667 $4,356 3.21%
    SPRINGFIELD, MO (FHA|USDA|VA) 2 $540,000 $270,000 $7,848 3.06%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $535,000 $178,333 $2,332 2.83%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $520,000 $260,000 $2,926 2.56%
    Heber, UT (FHA|USDA|VA) 1 $515,000 $515,000 $4,699 3.13%
    Pottsville, PA (FHA|USDA|VA) 1 $515,000 $515,000 $4,822 2.63%
    THE VILLAGES, FL (FHA|USDA|VA) 2 $510,000 $255,000 $2,791 2.94%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 3 $505,000 $168,333 $2,131 3.75%
    Branson, MO (FHA|USDA|VA) 2 $490,000 $245,000 $2,496 3.56%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $450,000 $225,000 $2,068 2.88%
    Oxford, MS (FHA|USDA|VA) 3 $445,000 $148,333 $3,180 3.25%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $440,000 $220,000 $2,363 2.88%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $440,000 $220,000 $2,851 2.81%
    Shelby, NC (FHA|USDA|VA) 2 $440,000 $220,000 $2,170 2.88%
    CHARLESTON, WV (FHA|USDA|VA) 1 $435,000 $435,000 $3,633 2.63%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $435,000 $435,000 $4,050 2.50%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $430,000 $215,000 $2,574 2.69%
    Holland, MI (FHA|USDA|VA) 1 $425,000 $425,000 $2,795 2.50%
    MOBILE, AL (FHA|USDA|VA) 2 $420,000 $210,000 $2,094 3.25%
    Brevard, NC (FHA|USDA|VA) 1 $415,000 $415,000 $2,152 3.25%
    Minden, LA (FHA|USDA|VA) 1 $415,000 $415,000 $3,755 3.25%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $405,000 $405,000 $3,887 2.88%
    Minot, ND (FHA|USDA|VA) 1 $405,000 $405,000 $2,693 3.63%
    Dublin, GA (FHA|USDA|VA) 3 $405,000 $135,000 $6,850 3.50%
    MONROE, MI (FHA|USDA|VA) 2 $400,000 $200,000 $2,415 2.94%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $395,000 $395,000 $2,028 2.25%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $390,000 $195,000 $4,775 3.75%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $385,000 $385,000 $1,920 2.25%
    West Point, MS (FHA|USDA|VA) 1 $385,000 $385,000 $500 2.25%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $380,000 $190,000 $3,382 3.31%
    Morehead City, NC (FHA|USDA|VA) 2 $380,000 $190,000 $2,302 2.88%
    Edwards, CO (FHA|USDA|VA) 1 $375,000 $375,000 $2,685 3.38%
    Georgetown, SC (FHA|USDA|VA) 1 $375,000 $375,000 $3,592 3.50%
    PITTSFIELD, MA (FHA|USDA|VA) 1 $365,000 $365,000 $2,030 3.00%
    Red Wing, MN (FHA|USDA|VA) 1 $355,000 $355,000 $2,028 2.63%
    STAUNTON, VA (FHA|USDA|VA) 1 $345,000 $345,000 $4,636 3.25%
    Dyersburg, TN (FHA|USDA|VA) 1 $345,000 $345,000 $2,978 3.13%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $345,000 $345,000 $3,388 3.00%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $345,000 $345,000 $2,585 3.75%
    COLUMBIA, MO (FHA|USDA|VA) 2 $340,000 $170,000 $1,986 3.00%
    LAKE CHARLES, LA (FHA|USDA|VA) 2 $340,000 $170,000 $2,737 2.75%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $335,000 $335,000 $1,926 2.88%
    Lebanon, NH-VT (FHA|USDA|VA) 1 $335,000 $335,000 $2,028 2.50%
    Breckenridge, CO (FHA|USDA|VA) 1 $325,000 $325,000 $2,935 3.13%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $325,000 $325,000 $2,105 3.00%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $325,000 $325,000 $2,086 2.75%
    Granbury, TX (FHA|USDA|VA) 1 $315,000 $315,000 $2,459 3.38%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $315,000 $315,000 $3,652 3.25%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $315,000 $315,000 $2,073 3.25%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $315,000 $315,000 $2,036 3.25%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $315,000 $315,000 $2,424 2.63%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $1,890 2.75%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $305,000 $305,000 $2,788 3.50%
    Angola, IN (FHA|USDA|VA) 1 $295,000 $295,000 $2,986 2.50%
    TOLEDO, OH (FHA|USDA|VA) 1 $285,000 $285,000 $2,138 3.50%
    SPRINGFIELD, OH (FHA|USDA|VA) 1 $285,000 $285,000 $4,810 2.88%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $285,000 $285,000 $1,876 2.75%
    Owatonna, MN (FHA|USDA|VA) 1 $275,000 $275,000 $2,010 2.75%
    GAINESVILLE, GA (FHA|USDA|VA) 1 $275,000 $275,000 $2,763 3.25%
    Corinth, MS (FHA|USDA|VA) 2 $270,000 $135,000 $3,466 3.19%
    COLUMBUS, GA-AL (FHA|USDA|VA) 1 $265,000 $265,000 $2,919 3.38%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $265,000 $265,000 $3,935 2.25%
    Bluffton, IN (FHA|USDA|VA) 1 $265,000 $265,000 $1,865 3.13%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $255,000 $255,000 $2,610 3.13%
    Ashland, OH (FHA|USDA|VA) 1 $255,000 $255,000 $2,138 3.00%
    Boone, NC (FHA|USDA|VA) 1 $255,000 $255,000 $2,100 3.00%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $255,000 $255,000 $3,254 2.25%
    Clarksburg, WV (FHA|USDA|VA) 1 $255,000 $255,000 $2,538 2.50%
    SHEBOYGAN, WI (FHA|USDA|VA) 1 $255,000 $255,000 $2,028 2.88%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $255,000 $255,000 $3,923 3.00%
    ALEXANDRIA, LA (FHA|USDA|VA) 1 $245,000 $245,000 $5,723 3.63%
    London, KY (FHA|USDA|VA) 1 $245,000 $245,000 $1,898 3.00%
    DULUTH, MN-WI (FHA|USDA|VA) 1 $245,000 $245,000 $2,343 3.50%
    MIDLAND, MI (FHA|USDA|VA) 1 $245,000 $245,000 $1,810 2.38%
    AMES, IA (FHA|USDA|VA) 1 $245,000 $245,000 $1,760 2.75%
    LEBANON, PA (FHA|USDA|VA) 1 $245,000 $245,000 $9,673 1.75%
    MORGANTOWN, WV (FHA|USDA|VA) 1 $235,000 $235,000 $2,490 2.63%
    RACINE, WI (FHA|USDA|VA) 1 $235,000 $235,000 $1,645 2.75%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $235,000 $235,000 $2,849 3.13%
    MADISON, WI (FHA|USDA|VA) 1 $235,000 $235,000 $2,144 2.63%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $235,000 $235,000 $3,443 3.25%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $235,000 $235,000 $2,888 2.50%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $235,000 $235,000 $3,758 2.75%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $235,000 $235,000 $3,567 3.00%
    Brenham, TX (FHA|USDA|VA) 1 $225,000 $225,000 $3,710 3.13%
    ROME, GA (FHA|USDA|VA) 1 $225,000 $225,000 $2,088 2.63%
    DOVER, DE (FHA|USDA|VA) 1 $215,000 $215,000 $2,539 3.25%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $215,000 $215,000 $1,896 3.00%
    KANKAKEE, IL (FHA|USDA|VA) 1 $215,000 $215,000 $2,213 2.25%
    BISMARCK, ND (FHA|USDA|VA) 1 $215,000 $215,000 $1,948 2.75%
    Concord, NH (FHA|USDA|VA) 1 $205,000 $205,000 $5,118 3.25%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $205,000 $205,000 $2,857 3.00%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $205,000 $205,000 $2,400 3.38%
    Ashtabula, OH (FHA|USDA|VA) 1 $205,000 $205,000 $2,455 2.75%
    Cañon City, CO (FHA|USDA|VA) 1 $195,000 $195,000 $5,508 2.50%
    New Castle, PA (FHA|USDA|VA) 1 $195,000 $195,000 $8,252 2.38%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $195,000 $195,000 $6,068 3.13%
    Fort Dodge, IA (FHA|USDA|VA) 1 $195,000 $195,000 $2,497 3.38%
    Troy, AL (FHA|USDA|VA) 1 $195,000 $195,000 $6,016 3.50%
    GREEN BAY, WI (FHA|USDA|VA) 1 $195,000 $195,000 $5,463 2.25%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $185,000 $185,000 $4,156 3.13%
    Brownsville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $4,231 2.88%
    LaGrange, GA-AL (FHA|USDA|VA) 2 $180,000 $90,000 $4,690 3.44%
    Tupelo, MS (FHA|USDA|VA) 3 $175,000 $58,333 $3,125 3.58%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,480 2.50%
    Lewisburg, TN (FHA|USDA|VA) 1 $155,000 $155,000 $5,381 3.50%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $155,000 $155,000 $2,558 2.50%
    OCALA, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,116 2.50%
    Cambridge, MD (FHA|USDA|VA) 1 $145,000 $145,000 $1,898 3.50%
    Columbus, MS (FHA|USDA|VA) 1 $145,000 $145,000 $5,518 2.75%
    BURLINGTON, NC (FHA|USDA|VA) 1 $135,000 $135,000 $3,051 2.75%
    Glasgow, KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,579 2.75%
    Sturgis, MI (FHA|USDA|VA) 1 $135,000 $135,000 $1,848 3.38%
    Pella, IA (FHA|USDA|VA) 1 $135,000 $135,000 $1,760 3.00%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $125,000 $125,000 $1,925 2.88%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $125,000 $125,000 $3,220 2.50%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,182 2.75%
    Laurel, MS (FHA|USDA|VA) 1 $115,000 $115,000 $6,174 2.75%
    Ozark, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,763 3.63%
    Cleveland, MS (FHA|USDA|VA) 1 $95,000 $95,000 $2,158 3.25%
    Mayfield, KY (FHA|USDA|VA) 1 $55,000 $55,000 $2,903 2.50%
    Triumph Bank's top markets include Memphis, Nashville, Washington, Raleigh, and Charlotte among others.

    Their top states include:
  • Tennessee (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,604 $763,530,000 $293,214 $2,903 3.03%
    VA 116 $36,680,000 $316,207 $4,016 2.61%
    FHA 62 $10,750,000 $173,387 $6,231 3.20%
    USDA 43 $5,795,000 $134,767 $4,378 3.06%

    For 2020, Triumph Bank's most frequently originated type of loan was Conventional, with 2,604 originations. Their 2nd most popular type was VA, with 116 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,699 $497,095,000 $292,581 $2,666 2.90%
    Home Purchase 645 $181,565,000 $281,496 $3,871 3.24%
    Cash Out Refi 480 $138,050,000 $287,604 $3,281 3.14%
    Other 1 $45,000 $45,000 $988 4.40%

    For 2020, Triumph Bank's most frequently cited loan purpose was Refi, with 1,699 originations. The 2nd most popular reason was Home Purchase, with 645 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,017 $607,885,000 $301,381 $3,175 3.13%
    15 Year 545 $139,585,000 $256,119 $2,796 2.65%
    20 Year 183 $48,525,000 $265,164 $2,575 2.95%
    Other 50 $15,130,000 $302,600 $2,479 3.09%
    10 Year 30 $5,630,000 $187,667 $2,477 2.64%

    For 2020, Triumph Bank's most frequently cited loan duration was 30 Year, with 2,017 originations. The 2nd most popular length was 15 Year, with 545 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,066 $622,360,000 $301,239
    $1k-2k 510 $120,960,000 $237,176
    $2k-3k 131 $33,225,000 $253,626
    $3k-4k 60 $17,080,000 $284,667
    $5k+ 29 $13,305,000 $458,793
    $4k-5k 24 $7,880,000 $328,333

    Triumph Bank's average total fees were $3,175, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,066 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,219 $353,155,000 $289,709
    3-4% 1,071 $312,045,000 $291,359
    <2.5% 461 $128,445,000 $278,623
    4-5% 73 $23,045,000 $315,685
    5-6% 1 $65,000 $65,000

    During 2020, Triumph Bank's average interest rate for loans was 3.13%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,219 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,770 $505,380,000 $285,525 $2,902 2.95%
    $100k-200k 545 $85,155,000 $156,248 $3,142 3.11%
    $400k-600k 397 $183,315,000 $461,751 $3,375 3.04%
    $100,000 or less 72 $5,430,000 $75,417 $3,042 3.50%
    $600k-1MM 33 $25,095,000 $760,455 $3,811 3.57%
    $1MM+ 8 $12,380,000 $1,547,500 $8,481 3.93%

    2020 saw Triumph Bank place emphasis on $200k-400k loans with 1,770 originations, totaling $505,380,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 928 $278,370,000 $299,968 $2,928 2.97%
    $150k-250k 545 $182,575,000 $335,000 $3,002 2.99%
    $75k-100k 479 $121,945,000 $254,582 $3,004 3.03%
    $50k-75k 400 $85,280,000 $213,200 $3,091 3.08%
    $250k+ 209 $92,805,000 $444,043 $3,600 3.17%
    $50k or less 161 $21,975,000 $136,491 $3,379 3.21%

    Triumph Bank lent most frequently to those with incomes in the $100k-150k range, with 928 originations. The second most popular income band? $150k-250k, with 545 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 903 $263,545,000 $291,855 $3,004 3.01%
    30-36% 565 $167,945,000 $297,248 $3,034 3.06%
    <20% 376 $104,020,000 $276,649 $2,840 2.98%
    36% 94 $26,570,000 $282,660 $2,903 3.07%
    42% 83 $24,005,000 $289,217 $3,170 3.10%
    37% 79 $23,455,000 $296,899 $3,055 3.07%
    41% 77 $21,265,000 $276,169 $3,218 3.20%
    40% 75 $21,515,000 $286,867 $3,087 3.02%
    38% 73 $21,125,000 $289,384 $3,325 3.08%
    44% 66 $18,230,000 $276,212 $3,333 3.03%
    39% 62 $17,280,000 $278,710 $3,006 3.02%
    43% 58 $16,160,000 $278,621 $3,265 3.10%
    45% 47 $13,025,000 $277,128 $3,191 3.07%
    47% 46 $12,740,000 $276,957 $3,143 3.08%
    46% 45 $12,975,000 $288,333 $3,240 2.82%
    48% 40 $10,960,000 $274,000 $3,279 3.00%
    49% 40 $11,750,000 $293,750 $3,262 3.13%
    50-60% 25 $5,905,000 $236,200 $4,486 3.03%
    >60% 1 $175,000 $175,000 $6,105 3.63%

    Triumph Bank lent most frequently to those with DTI ratios of 20-30%, with 903 originations. The next most common DTI ratio? 30-36%, with 565 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,974 $559,450,000 $283,409 $3,114 3.04%
    Not provided 442 $135,300,000 $306,109 $3,021 2.98%
    Asian 201 $60,455,000 $300,771 $2,612 2.88%
    Asian Indian 82 $25,590,000 $312,073 $2,442 2.90%
    Black 85 $23,925,000 $281,471 $3,233 3.10%
    Other Asian 14 $3,490,000 $249,286 $2,465 2.79%
    American Indian 10 $3,140,000 $314,000 $3,444 3.04%
    Chinese 5 $1,615,000 $323,000 $2,519 3.13%
    Not applicable 3 $1,475,000 $491,667 $0 4.50%
    Vietnamese 2 $570,000 $285,000 $2,018 2.75%
    Filipino 2 $480,000 $240,000 $3,485 2.88%
    Native Hawaiian or Islander 2 $450,000 $225,000 $3,562 3.06%
    Other Pacific Islander 1 $425,000 $425,000 $3,330 2.88%
    Korean 2 $390,000 $195,000 $2,590 3.06%

    Approval Rates

    Total approvals of all applications
    92.48%

    Triumph Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    80.50%

    Triumph Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,825 $816,755,000 $289,117

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 1 $805,000 $805,000
    Single Family (1-4 Units):Site-Built 2,824 $815,950,000 $288,934

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 100 $23,060,000 $230,600 $2,683 2.78%
    40-60% 509 $136,735,000 $268,635 $2,694 2.85%
    60-80% 1,412 $420,990,000 $298,152 $2,837 3.02%
    80-100% 790 $232,300,000 $294,051 $3,645 3.16%
    Over 100% 8 $2,220,000 $277,500 $7,558 2.97%
    Under 20% 6 $1,450,000 $241,667 $2,542 3.32%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Triumph Bank 1130 West Poplar Avenue Collierville, TN 38017 Full Service B&M $32,716
    Triumph Bank 278 Franklin Road Building 4 Suite 100 Brentwood, TN 37027 Full Service B&M $51,366
    Triumph Bank 5699 Poplar Avenue Memphis, TN 38119 Full Service B&M $490,777
    Triumph Bank 5810 Airline Rd Arlington, TN 38002 Full Service B&M $43,648
    Triumph Bank 7550 West Farmington Blvd Germantown, TN 38138 Full Service B&M $104,452

    For 2020, Triumph Bank had 5 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $33,841
    Net interest income $22,456
    Total noninterest income $20,128
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $258
    Trading account gains and fees $0
    Additional Noninterest Income $19,870
    Pre-tax net operating income $10,273
    Securities gains (or losses, -) $0
    Income before extraordinary items $7,689
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $7,689
    Minority interest net income $0
    Net income $7,689
    Sale, conversion, retirement of capital stock, net $380
    Net operating income $7,689

    Triumph Bank's gross interest income from loans was $33,841,000.
    Triumph Bank's net interest income from loans was $22,456,000.
    Triumph Bank's fee based income from loans was $258,000.
    Triumph Bank's net income from loans was $7,689,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $11,385
    Provision for credit losses $4,716
    Total noninterest expense $27,595
    Salaries and employee benefits $17,526
    Premises and equipment expense $2,224
    Additional noninterest expense $7,845
    Applicable income taxes $2,584
    Net charge-offs $-21
    Cash dividends $0

    Triumph Bank's interest expense for loans was $11,385,000.
    Triumph Bank's payroll and benefits expense were $17,526,000.
    Triumph Bank's property, plant and equipment expenses $2,224,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $699,653
    Deposits held in domestic offices $699,653
    Deposits by Individuals, partnerships, and corporations $699,653
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $0
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $190,159
    Demand deposits $110,353
    Nontransaction accounts $509,494
    Money market deposit accounts (MMDAs) $188,155
    Other savings deposits (excluding MMDAs) $9,819
    Total time deposits $311,520
    Total time and savings deposits $589,300
    Noninterest-bearing deposits $110,387
    Interest-bearing deposits $589,266
    Retail deposits $619,030
    IRAs and Keogh plan accounts $12,058
    Brokered deposits $13,659
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $876,540
    Cash & Balances due from depository institutions $9,212
    Interest-bearing balances $4,126
    Total securities $143,142
    Federal funds sold & reverse repurchase $0
    Net loans and leases $704,710
    Loan and leases loss allowance $11,305
    Trading account assets $0
    Bank premises and fixed assets $3,145
    Other real estate owned $874
    Goodwill and other intangibles $1,551
    All other assets $13,906

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $876,540
    Total Liabilities $789,769
    Total deposits $699,653
    Interest-bearing deposits $589,266
    Deposits held in domestic offices $699,653
    % insured (estimated) $70
    Federal funds purchased and repurchase agreements $1,729
    Trading liabilities $0
    Other borrowed funds $80,859
    Subordinated debt $0
    All other liabilities $7,528

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $704,710
    Loan and leases loss allowance $11,305
    Total loans and leases (domestic) $716,015
    All real estate loans $560,576
    Real estate loans in domestic offices $560,576
    Construction and development loans $126,585
    Residential 1-4 family construction $27,745
    Other construction, all land development and other land $98,840
    Loans secured by nonfarm nonresidential properties $197,539
    Nonfarm nonresidential secured by owner-occupied properties $50,169
    Commercial real estate & other non-farm, non-residential $147,370
    Multifamily residential real estate $34,483
    1-4 family residential loans $197,142
    Farmland loans $4,827
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $150,253
    To non-U.S. addressees $1,656
    Loans to individuals $3,589
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $563
    Other loans to individuals $3,026
    All other loans & leases $2,738
    Loans to foreign governments and official institutions $0
    Other loans $2,738
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $8,077
    Non 1-4 family restructured loans & leases $8,077
    Total loans and leases (foreign) $0

    Triumph Bank had $704,710,000 of loans outstanding in 2020. $560,576,000 of loans were in real estate loans. $126,585,000 of loans were in development loans. $34,483,000 of loans were in multifamily mortgage loans. $197,142,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $563,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 71 $20,123 $283,423
    Nonfarm, nonresidential loans - <$100k 5 $315 $63,000
    Nonfarm, nonresidential loans - $100-250k 20 $2,517 $125,850
    Nonfarm, nonresidential loans - $250k-1MM 46 $17,291 $375,891
    Commercial & Industrial, US addressed loans - <$1MM 461 $41,157 $89,278
    Commercial & Industrial, US addressed loans - <$100k 323 $9,107 $28,195
    Commercial & Industrial, US addressed loans - $100-250k 75 $8,764 $116,853
    Commercial & Industrial, US addressed loans - $250k-1MM 63 $23,286 $369,619
    Farmland loans - <$1MM 2 $565 $282,500
    Farmland loans - $100-250k 1 $179 $179,000
    Farmland loans - $250k-1MM 1 $386 $386,000