Triumph Bank Mortgage Rates, Fees & Info

Memphis, TN

LEI: 549300TTP68WVF1GME12

Tax ID: 20-4385274

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Mortgage Data

Bank Data

Review & Overview

Triumph Bank is a smaller bank specializing in Home Purchase and Refi loans. Triumph Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Memphis, Nashville, Washington, Atlanta, and Raleigh among others. We have data for 240 markets. (Some data included below & more in-depth data is available with an active subscription.)

Triumph Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Triumph Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

2,478

Origination Dollar Volume (All Markets)

$682,790,000

Employee count

152 Show all (57) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 425 $108,895,000 $256,224 $3,773 4.07%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 105 $49,135,000 $467,952 $3,608 4.03%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 83 $31,115,000 $374,880 $3,202 3.64%
Outside of Metro Areas 145 $27,605,000 $190,379 $4,385 4.06%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 94 $27,290,000 $290,319 $3,168 3.69%
RALEIGH-CARY, NC (FHA|USDA|VA) 74 $24,350,000 $329,054 $2,561 3.48%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 78 $23,280,000 $298,462 $2,514 3.45%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 54 $19,800,000 $366,667 $2,711 3.57%
WARNER ROBINS, GA (FHA|USDA|VA) 100 $18,960,000 $189,600 $4,299 3.92%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 57 $17,915,000 $314,298 $2,691 3.57%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 53 $17,005,000 $320,849 $4,123 3.67%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 31 $10,495,000 $338,548 $3,076 3.67%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 27 $9,605,000 $355,741 $3,828 3.74%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 40 $9,560,000 $239,000 $3,406 3.77%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 28 $9,250,000 $330,357 $4,080 3.76%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 30 $9,200,000 $306,667 $4,076 3.60%
SALT LAKE CITY, UT (FHA|USDA|VA) 22 $7,810,000 $355,000 $3,329 3.77%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 27 $7,665,000 $283,889 $2,398 3.71%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 21 $7,455,000 $355,000 $2,780 3.64%
PROVO-OREM, UT (FHA|USDA|VA) 20 $6,760,000 $338,000 $2,833 3.68%
DOTHAN, AL (FHA|USDA|VA) 33 $6,645,000 $201,364 $4,050 3.73%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 21 $6,535,000 $311,190 $2,790 3.71%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 21 $5,875,000 $279,762 $3,727 3.73%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 18 $5,840,000 $324,444 $3,748 3.69%
COLUMBUS, OH (FHA|USDA|VA) 18 $5,670,000 $315,000 $3,085 3.65%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 21 $5,525,000 $263,095 $4,099 3.89%
RICHMOND, VA (FHA|USDA|VA) 17 $5,455,000 $320,882 $2,529 3.65%
GADSDEN, AL (FHA|USDA|VA) 30 $5,440,000 $181,333 $3,316 3.89%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 14 $4,870,000 $347,857 $3,301 3.70%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 16 $4,730,000 $295,625 $2,347 3.38%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 12 $4,230,000 $352,500 $3,193 3.49%
MONTGOMERY, AL (FHA|USDA|VA) 24 $4,130,000 $172,083 $4,588 3.86%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 12 $3,940,000 $328,333 $4,034 3.82%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 15 $3,865,000 $257,667 $3,049 3.97%
LOUISVILLE, KY (FHA|USDA|VA) 13 $3,855,000 $296,538 $2,411 3.66%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 13 $3,545,000 $272,692 $3,273 3.77%
ST. LOUIS, MO-IL (FHA|USDA|VA) 15 $3,505,000 $233,667 $3,027 3.71%
SAVANNAH, GA (FHA|USDA|VA) 13 $3,335,000 $256,538 $4,306 4.72%
JACKSONVILLE, FL (FHA|USDA|VA) 13 $3,325,000 $255,769 $3,632 3.66%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 10 $3,060,000 $306,000 $2,523 3.78%
Batesville, AR (FHA|USDA|VA) 24 $3,050,000 $127,083 $5,172 3.92%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 9 $2,975,000 $330,556 $2,188 3.43%
Waycross, GA (FHA|USDA|VA) 21 $2,895,000 $137,857 $3,879 4.32%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 10 $2,890,000 $289,000 $3,969 3.96%
ASHEVILLE, NC (FHA|USDA|VA) 10 $2,860,000 $286,000 $2,844 3.74%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 8 $2,810,000 $351,250 $2,994 3.48%
Martin, TN (FHA|USDA|VA) 15 $2,545,000 $169,667 $3,555 3.60%
Calhoun, GA (FHA|USDA|VA) 15 $2,525,000 $168,333 $5,054 3.53%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $2,510,000 $418,333 $4,334 3.90%
JACKSON, MS (FHA|USDA|VA) 14 $2,470,000 $176,429 $3,904 3.88%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 7 $2,205,000 $315,000 $1,920 3.61%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 7 $2,175,000 $310,714 $2,780 3.50%
WILMINGTON, NC (FHA|USDA|VA) 6 $2,140,000 $356,667 $3,214 3.65%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 8 $2,060,000 $257,500 $5,657 4.11%
FORT COLLINS, CO (FHA|USDA|VA) 6 $2,010,000 $335,000 $2,413 3.77%
COLORADO SPRINGS, CO (FHA|USDA|VA) 6 $2,010,000 $335,000 $2,255 3.79%
HUNTSVILLE, AL (FHA|USDA|VA) 7 $1,895,000 $270,714 $3,376 3.61%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $1,835,000 $367,000 $4,837 4.05%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 8 $1,780,000 $222,500 $3,637 4.09%
Meridian, MS (FHA|USDA|VA) 7 $1,685,000 $240,714 $4,130 3.88%
Jesup, GA (FHA|USDA|VA) 10 $1,660,000 $166,000 $3,887 4.46%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 5 $1,645,000 $329,000 $2,434 3.50%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $1,620,000 $270,000 $3,813 3.77%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $1,610,000 $268,333 $5,205 3.71%
COLUMBIA, SC (FHA|USDA|VA) 5 $1,605,000 $321,000 $2,605 3.73%
KANSAS CITY, MO-KS (FHA|USDA|VA) 5 $1,605,000 $321,000 $2,469 3.85%
Albertville, AL (FHA|USDA|VA) 7 $1,525,000 $217,857 $6,477 4.38%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 10 $1,510,000 $151,000 $4,861 4.39%
Columbus, MS (FHA|USDA|VA) 8 $1,480,000 $185,000 $6,089 4.50%
BOULDER, CO (FHA|USDA|VA) 4 $1,430,000 $357,500 $2,817 3.38%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $1,420,000 $355,000 $3,289 4.06%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $1,375,000 $275,000 $3,272 3.85%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,345,000 $269,000 $4,570 3.80%
Tupelo, MS (FHA|USDA|VA) 7 $1,295,000 $185,000 $3,460 3.95%
Dublin, GA (FHA|USDA|VA) 8 $1,230,000 $153,750 $6,779 4.22%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $1,205,000 $241,000 $4,006 3.80%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,369 3.38%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 4 $1,170,000 $292,500 $2,444 4.44%
ALBANY, GA (FHA|USDA|VA) 7 $1,145,000 $163,571 $3,343 4.27%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $1,055,000 $351,667 $2,958 3.75%
ROANOKE, VA (FHA|USDA|VA) 3 $1,055,000 $351,667 $2,276 3.50%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $1,015,000 $338,333 $4,880 3.17%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,036 3.38%
DOVER, DE (FHA|USDA|VA) 4 $1,000,000 $250,000 $3,194 3.34%
JACKSON, TN (FHA|USDA|VA) 3 $985,000 $328,333 $3,900 3.71%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $985,000 $328,333 $3,012 3.46%
TUSCALOOSA, AL (FHA|USDA|VA) 4 $970,000 $242,500 $5,242 4.03%
Alexander City, AL (FHA|USDA|VA) 4 $930,000 $232,500 $3,416 3.88%
Milledgeville, GA (FHA|USDA|VA) 4 $930,000 $232,500 $4,810 4.06%
SPRINGFIELD, MA (FHA|USDA|VA) 3 $915,000 $305,000 $2,986 3.67%
ANN ARBOR, MI (FHA|USDA|VA) 3 $905,000 $301,667 $3,019 3.25%
PITTSBURGH, PA (FHA|USDA|VA) 3 $875,000 $291,667 $4,307 3.29%
Americus, GA (FHA|USDA|VA) 5 $865,000 $173,000 $5,364 4.63%
Enterprise, AL (FHA|USDA|VA) 3 $855,000 $285,000 $2,895 3.75%
TOLEDO, OH (FHA|USDA|VA) 3 $855,000 $285,000 $2,593 3.71%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $835,000 $278,333 $3,411 3.63%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $835,000 $278,333 $3,900 3.79%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $830,000 $207,500 $2,263 3.28%
VALDOSTA, GA (FHA|USDA|VA) 5 $825,000 $165,000 $4,721 4.40%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $815,000 $271,667 $2,411 3.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $795,000 $265,000 $2,865 3.17%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $790,000 $395,000 $3,208 3.81%
Grand Rapids, MN (FHA|USDA|VA) 2 $770,000 $385,000 $3,169 4.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $765,000 $255,000 $2,508 3.83%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $740,000 $370,000 $4,478 3.75%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $720,000 $360,000 $3,087 4.06%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $700,000 $350,000 $2,573 4.19%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $700,000 $350,000 $2,101 3.44%
Union City, TN (FHA|USDA|VA) 6 $690,000 $115,000 $4,209 3.94%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $690,000 $345,000 $3,063 3.38%
Ozark, AL (FHA|USDA|VA) 4 $680,000 $170,000 $3,704 3.53%
Lawrenceburg, TN (FHA|USDA|VA) 4 $670,000 $167,500 $5,861 4.03%
Moultrie, GA (FHA|USDA|VA) 4 $670,000 $167,500 $6,694 4.13%
Searcy, AR (FHA|USDA|VA) 5 $665,000 $133,000 $4,742 3.95%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $635,000 $635,000 $3,814 3.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $630,000 $315,000 $2,593 3.50%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $630,000 $315,000 $5,354 3.63%
JONESBORO, AR (FHA|USDA|VA) 3 $615,000 $205,000 $10,072 3.79%
LAFAYETTE, LA (FHA|USDA|VA) 2 $610,000 $305,000 $3,138 3.75%
Douglas, GA (FHA|USDA|VA) 4 $610,000 $152,500 $3,502 4.47%
ST. GEORGE, UT (FHA|USDA|VA) 2 $610,000 $305,000 $2,709 4.13%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $610,000 $305,000 $4,857 3.44%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $600,000 $300,000 $4,017 3.81%
GREELEY, CO (FHA|USDA|VA) 2 $590,000 $295,000 $1,758 3.38%
BOISE CITY, ID (FHA|USDA|VA) 2 $580,000 $290,000 $3,497 4.44%
Ashland, OH (FHA|USDA|VA) 2 $580,000 $290,000 $2,748 3.88%
BRUNSWICK, GA (FHA|USDA|VA) 4 $570,000 $142,500 $3,848 4.22%
Cedar City, UT (FHA|USDA|VA) 2 $560,000 $280,000 $2,411 3.38%
FORT WAYNE, IN (FHA|USDA|VA) 2 $560,000 $280,000 $3,504 3.56%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $550,000 $275,000 $2,582 3.38%
Torrington, CT (FHA|USDA|VA) 2 $550,000 $275,000 $2,891 3.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $545,000 $181,667 $3,492 3.63%
Dyersburg, TN (FHA|USDA|VA) 4 $540,000 $135,000 $4,072 4.06%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $540,000 $270,000 $2,729 3.75%
Oxford, MS (FHA|USDA|VA) 2 $540,000 $270,000 $6,964 3.75%
Easton, MD (FHA|USDA|VA) 2 $510,000 $255,000 $2,226 3.69%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $510,000 $255,000 $2,019 3.94%
LaGrange, GA-AL (FHA|USDA|VA) 5 $505,000 $101,000 $4,601 4.90%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $500,000 $250,000 $4,688 3.88%
LANCASTER, PA (FHA|USDA|VA) 2 $500,000 $250,000 $3,195 3.38%
Marquette, MI (FHA|USDA|VA) 2 $470,000 $235,000 $2,818 3.75%
HATTIESBURG, MS (FHA|USDA|VA) 3 $455,000 $151,667 $5,754 4.46%
Clarksburg, WV (FHA|USDA|VA) 2 $450,000 $225,000 $8,118 4.13%
Keene, NH (FHA|USDA|VA) 1 $445,000 $445,000 $4,232 4.13%
WHEELING, WV-OH (FHA|USDA|VA) 1 $445,000 $445,000 $2,583 3.75%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $440,000 $220,000 $2,150 4.00%
Cordele, GA (FHA|USDA|VA) 4 $430,000 $107,500 $4,485 4.22%
Talladega-Sylacauga, AL (FHA|USDA|VA) 4 $420,000 $105,000 $3,506 4.06%
Angola, IN (FHA|USDA|VA) 2 $420,000 $210,000 $2,041 3.06%
Forrest City, AR (FHA|USDA|VA) 2 $410,000 $205,000 $1,807 4.06%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $395,000 $395,000 $3,636 3.75%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $395,000 $395,000 $13,733 3.63%
Concord, NH (FHA|USDA|VA) 1 $385,000 $385,000 $6,886 3.00%
Coshocton, OH (FHA|USDA|VA) 1 $385,000 $385,000 $2,653 4.13%
JOPLIN, MO (FHA|USDA|VA) 1 $385,000 $385,000 $5,218 3.38%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $375,000 $375,000 $4,870 3.50%
Durango, CO (FHA|USDA|VA) 1 $365,000 $365,000 $2,623 3.88%
DeRidder, LA (FHA|USDA|VA) 1 $365,000 $365,000 $3,767 4.25%
Tifton, GA (FHA|USDA|VA) 3 $365,000 $121,667 $3,767 4.71%
Seneca, SC (FHA|USDA|VA) 1 $365,000 $365,000 $2,118 3.25%
Bennington, VT (FHA|USDA|VA) 1 $365,000 $365,000 $4,580 3.38%
PANAMA CITY, FL (FHA|USDA|VA) 1 $365,000 $365,000 $4,469 3.13%
PITTSFIELD, MA (FHA|USDA|VA) 1 $365,000 $365,000 $3,760 3.88%
DALTON, GA (FHA|USDA|VA) 2 $360,000 $180,000 $4,879 3.75%
Red Wing, MN (FHA|USDA|VA) 1 $355,000 $355,000 $2,423 3.50%
Fergus Falls, MN (FHA|USDA|VA) 1 $355,000 $355,000 $1,928 3.63%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $345,000 $345,000 $2,713 2.88%
Key West, FL (FHA|USDA|VA) 1 $345,000 $345,000 $3,007 4.13%
Branson, MO (FHA|USDA|VA) 1 $345,000 $345,000 $2,839 3.88%
GAINESVILLE, FL (FHA|USDA|VA) 1 $335,000 $335,000 $2,957 3.38%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $335,000 $335,000 $3,857 4.00%
SPARTANBURG, SC (FHA|USDA|VA) 1 $335,000 $335,000 $3,481 3.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $325,000 $325,000 $2,461 3.88%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $325,000 $325,000 $3,783 3.38%
Greenwood, SC (FHA|USDA|VA) 1 $325,000 $325,000 $2,543 2.88%
Troy, AL (FHA|USDA|VA) 2 $320,000 $160,000 $3,857 3.94%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $315,000 $315,000 $1,698 4.38%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $315,000 $315,000 $9,551 3.38%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $315,000 $315,000 $3,641 3.50%
BATON ROUGE, LA (FHA|USDA|VA) 1 $305,000 $305,000 $3,650 3.88%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $295,000 $295,000 $1,928 3.25%
ROCHESTER, MN (FHA|USDA|VA) 1 $295,000 $295,000 $3,110 4.00%
TYLER, TX (FHA|USDA|VA) 1 $285,000 $285,000 $3,226 3.63%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $275,000 $275,000 $2,236 3.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $275,000 $275,000 $1,785 3.50%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $275,000 $275,000 $8,157 3.50%
MADISON, WI (FHA|USDA|VA) 1 $275,000 $275,000 $2,423 4.00%
HARRISONBURG, VA (FHA|USDA|VA) 1 $275,000 $275,000 $2,956 3.38%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $275,000 $275,000 $2,215 3.50%
Storm Lake, IA (FHA|USDA|VA) 1 $275,000 $275,000 $2,000 3.38%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $275,000 $275,000 $2,512 3.50%
Owatonna, MN (FHA|USDA|VA) 1 $275,000 $275,000 $2,423 3.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $275,000 $275,000 $1,928 3.38%
Fort Payne, AL (FHA|USDA|VA) 2 $270,000 $135,000 $5,945 3.63%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $265,000 $265,000 $2,798 3.63%
NILES, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,890 3.50%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $265,000 $265,000 $2,935 4.13%
COLUMBUS, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,628 4.25%
Laurel, MS (FHA|USDA|VA) 2 $250,000 $125,000 $3,634 3.69%
ROME, GA (FHA|USDA|VA) 1 $245,000 $245,000 $5,548 4.50%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $245,000 $245,000 $3,785 3.50%
Thomasville, GA (FHA|USDA|VA) 2 $240,000 $120,000 $6,340 3.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,384 4.25%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $235,000 $235,000 $2,084 3.50%
MORGANTOWN, WV (FHA|USDA|VA) 1 $235,000 $235,000 $2,633 3.75%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,217 3.00%
Statesboro, GA (FHA|USDA|VA) 1 $235,000 $235,000 $3,886 4.38%
Cedartown, GA (FHA|USDA|VA) 1 $235,000 $235,000 $2,953 3.88%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $235,000 $235,000 $12,310 3.00%
LEBANON, PA (FHA|USDA|VA) 1 $235,000 $235,000 $3,134 3.38%
Jasper, AL (FHA|USDA|VA) 2 $230,000 $115,000 $4,546 4.44%
KANKAKEE, IL (FHA|USDA|VA) 1 $225,000 $225,000 $2,076 3.88%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $225,000 $225,000 $1,103 3.50%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $225,000 $225,000 $7,160 4.38%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $225,000 $225,000 $3,233 5.14%
READING, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,185 3.63%
Dayton, TN (FHA|USDA|VA) 1 $215,000 $215,000 $9,089 3.38%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $215,000 $215,000 $2,576 3.50%
Thomaston, GA (FHA|USDA|VA) 2 $210,000 $105,000 $2,972 4.75%
Riverton, WY (FHA|USDA|VA) 1 $205,000 $205,000 $5,609 4.00%
HINESVILLE, GA (FHA|USDA|VA) 1 $205,000 $205,000 $3,361 4.75%
Bainbridge, GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,483 2.88%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $195,000 $195,000 $5,759 5.00%
Baraboo, WI (FHA|USDA|VA) 1 $185,000 $185,000 $450 3.63%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $185,000 $185,000 $2,812 4.25%
MONROE, LA (FHA|USDA|VA) 1 $175,000 $175,000 $5,081 3.75%
Lewisburg, TN (FHA|USDA|VA) 1 $175,000 $175,000 $2,861 3.50%
AMARILLO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,373 4.00%
Selma, AL (FHA|USDA|VA) 1 $145,000 $145,000 $3,975 4.00%
Cambridge, MD (FHA|USDA|VA) 1 $145,000 $145,000 $5,264 4.25%
Cullman, AL (FHA|USDA|VA) 1 $125,000 $125,000 $4,986 3.25%
JACKSON, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,809 3.75%
PUEBLO, CO (FHA|USDA|VA) 1 $115,000 $115,000 $4,656 4.00%
Traverse City, MI (FHA|USDA|VA) 1 $115,000 $115,000 $1,748 3.38%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $115,000 $115,000 $2,234 3.77%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $115,000 $115,000 $2,431 4.88%
Summerville, GA (FHA|USDA|VA) 1 $105,000 $105,000 $4,063 4.25%
MORRISTOWN, TN (FHA|USDA|VA) 1 $75,000 $75,000 $2,461 5.38%
McComb, MS (FHA|USDA|VA) 1 $65,000 $65,000 $3,772 4.63%
Clarksdale, MS (FHA|USDA|VA) 1 $55,000 $55,000 $2,445 4.13%
Triumph Bank's top markets include Memphis, Nashville, Washington, Atlanta, and Raleigh among others.

Their top states include:
  • Tennessee (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,045 $592,035,000 $289,504 $3,220 3.85%
    VA 183 $51,415,000 $280,956 $4,830 3.58%
    FHA 179 $30,205,000 $168,743 $6,415 3.90%
    USDA 71 $9,135,000 $128,662 $4,485 3.95%

    For 2019, Triumph Bank's most frequently originated type of loan was Conventional, with 2,045 originations. Their 2nd most popular type was VA, with 183 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,192 $302,090,000 $253,431 $4,112 3.99%
    Refi 932 $289,310,000 $310,418 $2,954 3.64%
    Cash Out Refi 353 $91,355,000 $258,796 $3,601 3.85%
    Home Improvement 1 $35,000 $35,000 $3,248 3.90%

    For 2019, Triumph Bank's most frequently cited loan purpose was Home Purchase, with 1,192 originations. The 2nd most popular reason was Refi, with 932 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,073 $581,385,000 $280,456 $3,705 3.90%
    15 Year 265 $67,895,000 $256,208 $3,056 3.36%
    20 Year 99 $24,175,000 $244,192 $2,978 3.80%
    Other 28 $6,990,000 $249,643 $2,749 3.80%
    10 Year 13 $2,345,000 $180,385 $3,459 3.55%

    For 2019, Triumph Bank's most frequently cited loan duration was 30 Year, with 2,073 originations. The 2nd most popular length was 15 Year, with 265 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,542 $460,550,000 $298,671
    $1k-2k 543 $125,955,000 $231,961
    $2k-3k 200 $43,590,000 $217,950
    $3k-4k 96 $23,630,000 $246,146
    $4k-5k 33 $8,885,000 $269,242
    $5k+ 28 $10,860,000 $387,857

    Triumph Bank's average total fees were $3,705, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,542 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,630 $474,100,000 $290,859
    4-5% 663 $157,645,000 $237,775
    2.5-3% 127 $38,765,000 $305,236
    5-6% 58 $12,280,000 $211,724

    During 2019, Triumph Bank's average interest rate for loans was 3.90%, while their most frequently originated rate bucket for loans was 3-4%, with 1,630 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,433 $411,315,000 $287,031 $3,449 3.74%
    $100k-200k 529 $79,175,000 $149,669 $4,005 4.04%
    $400k-600k 313 $141,835,000 $453,147 $3,573 3.69%
    $100,000 or less 158 $11,870,000 $75,127 $3,390 4.30%
    $600k-1MM 28 $19,830,000 $708,214 $4,252 3.86%
    $1MM+ 17 $18,765,000 $1,103,824 $5,051 3.93%

    2019 saw Triumph Bank place emphasis on $200k-400k loans with 1,433 originations, totaling $411,315,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 734 $220,390,000 $300,259 $3,466 3.78%
    $50k-75k 440 $89,550,000 $203,523 $3,801 3.93%
    $75k-100k 427 $106,065,000 $248,396 $3,694 3.85%
    $150k-250k 389 $133,795,000 $343,946 $3,423 3.73%
    $50k or less 246 $32,400,000 $131,707 $3,840 4.05%
    $250k+ 200 $87,140,000 $435,700 $3,602 3.89%

    Triumph Bank lent most frequently to those with incomes in the $100k-150k range, with 734 originations. The second most popular income band? $50k-75k, with 440 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 677 $185,385,000 $273,833 $3,301 3.78%
    30-36% 488 $140,830,000 $288,586 $3,635 3.84%
    <20% 294 $81,660,000 $277,755 $2,986 3.73%
    38% 89 $23,505,000 $264,101 $3,662 3.92%
    40% 86 $24,770,000 $288,023 $3,929 3.96%
    36% 85 $23,815,000 $280,176 $3,568 3.97%
    41% 85 $23,455,000 $275,941 $3,852 4.01%
    42% 83 $22,975,000 $276,807 $4,150 3.90%
    39% 79 $23,165,000 $293,228 $3,793 3.79%
    37% 76 $21,220,000 $279,211 $4,007 3.95%
    44% 64 $15,860,000 $247,813 $3,875 4.10%
    45% 61 $15,915,000 $260,902 $4,281 4.00%
    43% 60 $15,070,000 $251,167 $3,769 3.85%
    49% 50 $12,740,000 $254,800 $4,323 3.95%
    47% 47 $12,435,000 $264,574 $3,917 3.87%
    46% 46 $11,880,000 $258,261 $4,398 3.98%
    48% 37 $9,095,000 $245,811 $3,663 3.88%
    50-60% 35 $7,845,000 $224,143 $5,898 3.81%
    >60% 1 $195,000 $195,000 $0 4.25%

    Triumph Bank lent most frequently to those with DTI ratios of 20-30%, with 677 originations. The next most common DTI ratio? 30-36%, with 488 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,549 $401,415,000 $259,145 $3,785 3.93%
    Not provided 698 $214,700,000 $307,593 $3,220 3.67%
    Asian 128 $40,160,000 $313,750 $2,931 3.58%
    Black 88 $22,010,000 $250,114 $4,430 3.95%
    Asian Indian 7 $2,075,000 $296,429 $2,544 3.34%
    American Indian 3 $1,035,000 $345,000 $5,797 3.54%
    Chinese 2 $650,000 $325,000 $2,289 3.13%
    Not applicable 2 $510,000 $255,000 $2,904 4.60%
    Other Asian 1 $235,000 $235,000 $2,796 3.50%

    Approval Rates

    Total approvals of all applications
    90.87%

    Triumph Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    77.48%

    Triumph Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,478 $682,790,000 $275,541

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 2,478 $682,790,000 $275,541

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 49 $9,285,000 $189,490 $2,989 3.64%
    40-60% 216 $53,940,000 $249,722 $2,807 3.68%
    60-80% 1,038 $306,740,000 $295,511 $3,165 3.81%
    80-100% 1,144 $305,910,000 $267,404 $4,096 3.90%
    Over 100% 22 $5,340,000 $242,727 $7,929 3.80%
    Under 20% 6 $670,000 $111,667 $1,706 4.40%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Triumph Bank 1130 West Poplar Avenue Collierville, TN 38017 Full Service B&M $60,414
    Triumph Bank 278 Franklin Road Building 4 Suite 100 Brentwood, TN 37027 Full Service B&M $34,894
    Triumph Bank 5699 Poplar Avenue Memphis, TN 38119 Full Service B&M $418,000
    Triumph Bank 5810 Airline Rd Arlington, TN 38002 Full Service B&M $37,822
    Triumph Bank 7550 West Farmington Blvd Germantown, TN 38138 Full Service B&M $113,525

    For 2019, Triumph Bank had 5 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $35,692
    Net interest income $21,734
    Total noninterest income $10,238
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $329
    Trading account gains and fees $0
    Additional Noninterest Income $9,909
    Pre-tax net operating income $8,604
    Securities gains (or losses, -) $0
    Income before extraordinary items $6,535
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $6,535
    Minority interest net income $0
    Net income $6,535
    Sale, conversion, retirement of capital stock, net $356
    Net operating income $6,535

    Triumph Bank's gross interest income from loans was $35,692,000.
    Triumph Bank's net interest income from loans was $21,734,000.
    Triumph Bank's fee based income from loans was $329,000.
    Triumph Bank's net income from loans was $6,535,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $13,958
    Provision for credit losses $450
    Total noninterest expense $22,918
    Salaries and employee benefits $13,485
    Premises and equipment expense $2,105
    Additional noninterest expense $7,328
    Applicable income taxes $2,069
    Net charge-offs $316
    Cash dividends $4,044

    Triumph Bank's interest expense for loans was $13,958,000.
    Triumph Bank's payroll and benefits expense were $13,485,000.
    Triumph Bank's property, plant and equipment expenses $2,105,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 3.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $725,049
    Deposits held in domestic offices $725,049
    Deposits by Individuals, partnerships, and corporations $709,101
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $15,947
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $140,331
    Demand deposits $87,030
    Nontransaction accounts $584,717
    Money market deposit accounts (MMDAs) $153,441
    Other savings deposits (excluding MMDAs) $6,363
    Total time deposits $424,914
    Total time and savings deposits $638,018
    Noninterest-bearing deposits $87,034
    Interest-bearing deposits $638,015
    Retail deposits $549,858
    IRAs and Keogh plan accounts $11,869
    Brokered deposits $110,360
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $837,096
    Cash & Balances due from depository institutions $25,187
    Interest-bearing balances $20,823
    Total securities $149,796
    Federal funds sold & reverse repurchase $0
    Net loans and leases $646,858
    Loan and leases loss allowance $6,568
    Trading account assets $0
    Bank premises and fixed assets $3,658
    Other real estate owned $0
    Goodwill and other intangibles $1,557
    All other assets $10,040

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $837,096
    Total Liabilities $760,287
    Total deposits $725,049
    Interest-bearing deposits $638,015
    Deposits held in domestic offices $725,049
    % insured (estimated) $77
    Federal funds purchased and repurchase agreements $2,683
    Trading liabilities $0
    Other borrowed funds $27,400
    Subordinated debt $0
    All other liabilities $5,155

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $646,858
    Loan and leases loss allowance $6,568
    Total loans and leases (domestic) $653,426
    All real estate loans $481,868
    Real estate loans in domestic offices $481,868
    Construction and development loans $71,019
    Residential 1-4 family construction $33,388
    Other construction, all land development and other land $37,631
    Loans secured by nonfarm nonresidential properties $186,746
    Nonfarm nonresidential secured by owner-occupied properties $53,823
    Commercial real estate & other non-farm, non-residential $132,923
    Multifamily residential real estate $37,036
    1-4 family residential loans $186,023
    Farmland loans $1,044
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $163,514
    To non-U.S. addressees $1,821
    Loans to individuals $6,372
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $773
    Other loans to individuals $5,599
    All other loans & leases $2,201
    Loans to foreign governments and official institutions $0
    Other loans $2,201
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $890
    Non 1-4 family restructured loans & leases $890
    Total loans and leases (foreign) $0

    Triumph Bank had $646,858,000 of loans outstanding in 2019. $481,868,000 of loans were in real estate loans. $71,019,000 of loans were in development loans. $37,036,000 of loans were in multifamily mortgage loans. $186,023,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $773,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 82 $23,125 $282,012
    Nonfarm, nonresidential loans - <$100k 5 $189 $37,800
    Nonfarm, nonresidential loans - $100-250k 27 $3,630 $134,444
    Nonfarm, nonresidential loans - $250k-1MM 50 $19,306 $386,120
    Commercial & Industrial, US addressed loans - <$1MM 385 $32,764 $85,101
    Commercial & Industrial, US addressed loans - <$100k 255 $6,227 $24,420
    Commercial & Industrial, US addressed loans - $100-250k 67 $6,446 $96,209
    Commercial & Industrial, US addressed loans - $250k-1MM 63 $20,091 $318,905
    Farmland loans - <$1MM 2 $613 $306,500
    Farmland loans - $100-250k 1 $191 $191,000
    Farmland loans - $250k-1MM 1 $422 $422,000