Triumph Bank Mortgage Rates, Fees & Info

Memphis, TN

LEI: 549300TTP68WVF1GME12

Tax ID: 20-4385274

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Triumph Bank is a smaller bank specializing in Refi, Home Purchase, and Cash Out Refi loans. Triumph Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Memphis, Boston, Nashville, Atlanta, and Charlotte among others. We have data for 204 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Triumph Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Triumph Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    Originations

    1,606

    Origination Dollar Volume (All Markets)

    $455,830,000
    Show all (33) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 303 $91,525,000 $302,063 $3,611 2.96%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 116 $37,850,000 $326,293 $2,757 2.32%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 57 $25,975,000 $455,702 $3,641 2.99%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 50 $14,260,000 $285,200 $2,681 2.66%
    Outside of Metro Areas 45 $10,295,000 $228,778 $3,631 2.74%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 34 $9,780,000 $287,647 $2,598 2.66%
    RALEIGH-CARY, NC (FHA|USDA|VA) 36 $9,660,000 $268,333 $2,487 2.67%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 35 $9,055,000 $258,714 $2,616 2.45%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 27 $8,935,000 $330,926 $3,354 2.63%
    WORCESTER, MA-CT (FHA|USDA|VA) 22 $7,980,000 $362,727 $2,882 2.50%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 27 $7,715,000 $285,741 $2,556 2.61%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 24 $7,190,000 $299,583 $3,097 2.57%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 28 $7,080,000 $252,857 $3,635 2.64%
    Union City, TN (FHA|USDA|VA) 37 $6,775,000 $183,108 $3,856 2.77%
    SALT LAKE CITY, UT (FHA|USDA|VA) 21 $6,765,000 $322,143 $3,523 2.53%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 23 $6,145,000 $267,174 $2,863 2.61%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 20 $5,740,000 $287,000 $2,754 2.58%
    Paris, TN (FHA|USDA|VA) 34 $5,530,000 $162,647 $3,575 2.95%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 15 $5,275,000 $351,667 $2,453 2.64%
    Martin, TN (FHA|USDA|VA) 30 $4,860,000 $162,000 $3,849 2.88%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 20 $4,790,000 $239,500 $2,725 2.68%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $4,770,000 $795,000 $6,175 3.27%
    HUNTSVILLE, AL (FHA|USDA|VA) 14 $4,330,000 $309,286 $2,808 2.49%
    PROVO-OREM, UT (FHA|USDA|VA) 14 $4,300,000 $307,143 $2,890 2.46%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 13 $4,205,000 $323,462 $3,112 2.62%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 13 $3,865,000 $297,308 $2,419 2.40%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 16 $3,660,000 $228,750 $2,732 2.66%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 14 $3,610,000 $257,857 $2,257 2.58%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 14 $3,590,000 $256,429 $3,401 2.60%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 13 $3,535,000 $271,923 $2,614 2.54%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 11 $3,465,000 $315,000 $3,241 2.57%
    RICHMOND, VA (FHA|USDA|VA) 13 $3,415,000 $262,692 $2,659 2.70%
    LOUISVILLE, KY (FHA|USDA|VA) 15 $3,365,000 $224,333 $2,724 2.62%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 11 $3,335,000 $303,182 $3,687 2.57%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 9 $2,985,000 $331,667 $2,674 2.49%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 11 $2,805,000 $255,000 $3,076 2.55%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 10 $2,760,000 $276,000 $2,576 2.76%
    MOBILE, AL (FHA|USDA|VA) 10 $2,730,000 $273,000 $2,897 2.73%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 8 $2,500,000 $312,500 $3,255 2.36%
    COLUMBUS, OH (FHA|USDA|VA) 10 $2,390,000 $239,000 $2,944 2.70%
    JACKSON, TN (FHA|USDA|VA) 11 $2,355,000 $214,091 $3,332 2.91%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 8 $2,350,000 $293,750 $4,627 2.88%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 7 $2,165,000 $309,286 $2,862 2.45%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 7 $2,105,000 $300,714 $2,929 2.71%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $2,105,000 $233,889 $3,785 2.94%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 8 $2,080,000 $260,000 $3,791 2.55%
    JACKSON, MS (FHA|USDA|VA) 6 $2,080,000 $346,667 $3,405 2.69%
    SAVANNAH, GA (FHA|USDA|VA) 7 $1,975,000 $282,143 $2,711 2.61%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 8 $1,950,000 $243,750 $2,152 2.66%
    JACKSONVILLE, FL (FHA|USDA|VA) 7 $1,895,000 $270,714 $3,651 2.43%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $1,895,000 $270,714 $3,477 2.79%
    PITTSFIELD, MA (FHA|USDA|VA) 8 $1,850,000 $231,250 $4,221 2.67%
    ASHEVILLE, NC (FHA|USDA|VA) 7 $1,825,000 $260,714 $2,710 2.80%
    SPRINGFIELD, MA (FHA|USDA|VA) 8 $1,790,000 $223,750 $2,775 2.55%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 7 $1,735,000 $247,857 $2,955 2.45%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $1,585,000 $226,429 $2,503 2.54%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $1,375,000 $275,000 $3,407 2.83%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $1,355,000 $271,000 $2,567 2.53%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $1,290,000 $322,500 $2,835 2.69%
    Heber, UT (FHA|USDA|VA) 3 $1,265,000 $421,667 $5,229 2.17%
    PITTSBURGH, PA (FHA|USDA|VA) 5 $1,245,000 $249,000 $3,884 2.73%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 4 $1,220,000 $305,000 $2,823 2.66%
    APPLETON, WI (FHA|USDA|VA) 5 $1,175,000 $235,000 $1,803 2.28%
    LAFAYETTE, LA (FHA|USDA|VA) 4 $1,160,000 $290,000 $3,218 2.41%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 4 $1,110,000 $277,500 $2,234 2.75%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $1,075,000 $358,333 $2,915 2.50%
    SPRINGFIELD, MO (FHA|USDA|VA) 5 $1,035,000 $207,000 $3,387 2.63%
    COLUMBIA, SC (FHA|USDA|VA) 4 $1,030,000 $257,500 $2,596 2.81%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $1,015,000 $338,333 $2,611 2.42%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $945,000 $315,000 $4,505 2.33%
    KNOXVILLE, TN (FHA|USDA|VA) 4 $920,000 $230,000 $2,623 3.38%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $915,000 $305,000 $2,235 2.67%
    STAUNTON, VA (FHA|USDA|VA) 4 $910,000 $227,500 $2,521 2.72%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $895,000 $298,333 $4,559 2.50%
    TUSCALOOSA, AL (FHA|USDA|VA) 4 $890,000 $222,500 $2,347 2.47%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $885,000 $295,000 $3,033 2.92%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $855,000 $285,000 $3,055 2.75%
    MONTGOMERY, AL (FHA|USDA|VA) 2 $850,000 $425,000 $5,827 3.00%
    Tupelo, MS (FHA|USDA|VA) 3 $845,000 $281,667 $2,957 3.00%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $835,000 $278,333 $2,966 2.63%
    BATON ROUGE, LA (FHA|USDA|VA) 3 $825,000 $275,000 $2,935 2.38%
    ST. GEORGE, UT (FHA|USDA|VA) 3 $815,000 $271,667 $1,994 2.75%
    WILMINGTON, NC (FHA|USDA|VA) 3 $785,000 $261,667 $2,079 2.50%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $775,000 $258,333 $5,318 2.42%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $770,000 $385,000 $2,865 2.63%
    OCEAN CITY, NJ (FHA|USDA|VA) 3 $765,000 $255,000 $2,853 2.58%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $735,000 $245,000 $4,283 2.83%
    DOVER, DE (FHA|USDA|VA) 3 $715,000 $238,333 $3,493 2.46%
    COLUMBIA, MO (FHA|USDA|VA) 2 $690,000 $345,000 $2,477 2.56%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $660,000 $330,000 $14,957 2.44%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $650,000 $325,000 $2,310 3.09%
    GRAND JUNCTION, CO (FHA|USDA|VA) 2 $630,000 $315,000 $2,871 2.69%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $620,000 $310,000 $2,763 2.44%
    Dyersburg, TN (FHA|USDA|VA) 2 $610,000 $305,000 $5,456 2.69%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $595,000 $198,333 $5,023 2.54%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $580,000 $290,000 $2,136 2.63%
    GREELEY, CO (FHA|USDA|VA) 2 $560,000 $280,000 $3,676 2.81%
    FORT COLLINS, CO (FHA|USDA|VA) 2 $560,000 $280,000 $1,770 2.63%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $545,000 $181,667 $2,673 2.17%
    FORT WAYNE, IN (FHA|USDA|VA) 3 $535,000 $178,333 $2,207 2.33%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $525,000 $525,000 $7,049 2.75%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $510,000 $255,000 $2,282 3.25%
    TERRE HAUTE, IN (FHA|USDA|VA) 1 $505,000 $505,000 $2,600 2.50%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $500,000 $250,000 $1,960 3.19%
    Laurel, MS (FHA|USDA|VA) 2 $480,000 $240,000 $2,663 2.38%
    WINSTON-SALEM, NC (FHA|USDA|VA) 2 $470,000 $235,000 $6,773 2.88%
    LANCASTER, PA (FHA|USDA|VA) 2 $470,000 $235,000 $5,206 2.88%
    Harrison, AR (FHA|USDA|VA) 2 $430,000 $215,000 $2,738 2.94%
    Torrington, CT (FHA|USDA|VA) 1 $415,000 $415,000 $4,583 2.50%
    JOPLIN, MO (FHA|USDA|VA) 2 $410,000 $205,000 $2,528 2.50%
    Ruston, LA (FHA|USDA|VA) 1 $405,000 $405,000 $3,883 1.75%
    Cullman, AL (FHA|USDA|VA) 1 $405,000 $405,000 $2,720 2.88%
    Lebanon, NH-VT (FHA|USDA|VA) 1 $405,000 $405,000 $5,745 2.38%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $390,000 $195,000 $2,701 2.31%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $385,000 $385,000 $3,220 2.75%
    GAINESVILLE, FL (FHA|USDA|VA) 2 $380,000 $190,000 $3,002 2.88%
    BOULDER, CO (FHA|USDA|VA) 1 $365,000 $365,000 $2,295 2.88%
    LOGAN, UT-ID (FHA|USDA|VA) 1 $365,000 $365,000 $3,791 2.00%
    READING, PA (FHA|USDA|VA) 1 $365,000 $365,000 $4,770 2.50%
    Oxford, MS (FHA|USDA|VA) 1 $355,000 $355,000 $2,068 1.88%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $350,000 $175,000 $2,449 2.81%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $335,000 $335,000 $2,565 2.25%
    Lawrenceburg, TN (FHA|USDA|VA) 1 $325,000 $325,000 $4,404 1.88%
    GAINESVILLE, GA (FHA|USDA|VA) 1 $325,000 $325,000 $3,938 2.25%
    GADSDEN, AL (FHA|USDA|VA) 1 $315,000 $315,000 $2,863 2.88%
    DECATUR, AL (FHA|USDA|VA) 2 $310,000 $155,000 $2,016 2.56%
    Clarksdale, MS (FHA|USDA|VA) 1 $305,000 $305,000 $2,178 2.25%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $295,000 $295,000 $4,237 2.00%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $295,000 $295,000 $2,578 2.25%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $295,000 $295,000 $3,389 2.75%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $285,000 $285,000 $4,270 2.88%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $285,000 $285,000 $1,875 2.13%
    SALISBURY, MD-DE (FHA|USDA|VA) 2 $280,000 $140,000 $2,325 2.19%
    Storm Lake, IA (FHA|USDA|VA) 1 $275,000 $275,000 $1,760 2.63%
    DULUTH, MN-WI (FHA|USDA|VA) 1 $275,000 $275,000 $3,099 2.50%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $275,000 $275,000 $4,216 2.75%
    Concord, NH (FHA|USDA|VA) 1 $275,000 $275,000 $3,295 2.13%
    DOTHAN, AL (FHA|USDA|VA) 1 $275,000 $275,000 $3,123 2.63%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $275,000 $275,000 $3,231 2.63%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $265,000 $265,000 $3,471 2.75%
    Starkville, MS (FHA|USDA|VA) 1 $265,000 $265,000 $3,466 2.75%
    ST. CLOUD, MN (FHA|USDA|VA) 1 $265,000 $265,000 $7,173 2.75%
    Bluffton, IN (FHA|USDA|VA) 1 $265,000 $265,000 $1,653 2.75%
    JACKSONVILLE, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,705 2.75%
    NILES, MI (FHA|USDA|VA) 1 $255,000 $255,000 $2,285 2.13%
    Cedar City, UT (FHA|USDA|VA) 1 $255,000 $255,000 $7,546 2.25%
    FLAGSTAFF, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $4,516 3.13%
    Holland, MI (FHA|USDA|VA) 1 $245,000 $245,000 $2,702 2.75%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $245,000 $245,000 $1,907 2.25%
    Easton, MD (FHA|USDA|VA) 1 $245,000 $245,000 $1,898 2.88%
    Albertville, AL (FHA|USDA|VA) 1 $235,000 $235,000 $5,671 2.00%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $235,000 $235,000 $2,647 2.25%
    Eufaula, AL-GA (FHA|USDA|VA) 1 $235,000 $235,000 $2,656 2.63%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $235,000 $235,000 $6,754 3.00%
    Seneca, SC (FHA|USDA|VA) 1 $235,000 $235,000 $3,417 2.13%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $235,000 $235,000 $2,065 2.38%
    Hannibal, MO (FHA|USDA|VA) 1 $225,000 $225,000 $2,053 1.88%
    PINE BLUFF, AR (FHA|USDA|VA) 1 $225,000 $225,000 $2,328 2.25%
    HAMMOND, LA (FHA|USDA|VA) 1 $225,000 $225,000 $5,572 3.13%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $215,000 $215,000 $2,853 2.13%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,673 2.25%
    Elizabeth City, NC (FHA|USDA|VA) 1 $205,000 $205,000 $7,397 2.63%
    HATTIESBURG, MS (FHA|USDA|VA) 1 $205,000 $205,000 $2,548 2.00%
    ANN ARBOR, MI (FHA|USDA|VA) 1 $205,000 $205,000 $2,977 2.25%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $205,000 $205,000 $5,690 1.88%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $205,000 $205,000 $1,910 2.25%
    Sedalia, MO (FHA|USDA|VA) 1 $205,000 $205,000 $1,505 3.00%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $2,918 3.00%
    BRUNSWICK, GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,708 2.25%
    JEFFERSON CITY, MO (FHA|USDA|VA) 1 $205,000 $205,000 $1,916 2.75%
    ALBANY, GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,567 2.75%
    PEORIA, IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,810 2.75%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $195,000 $195,000 $2,931 2.88%
    Sturgis, MI (FHA|USDA|VA) 1 $195,000 $195,000 $1,948 2.88%
    Ludington, MI (FHA|USDA|VA) 1 $185,000 $185,000 $2,442 2.25%
    Chillicothe, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,874 2.25%
    ROCKFORD, IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,838 3.00%
    OCALA, FL (FHA|USDA|VA) 1 $185,000 $185,000 $2,413 2.75%
    Keene, NH (FHA|USDA|VA) 1 $185,000 $185,000 $2,083 2.63%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $185,000 $185,000 $7,721 2.88%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,525 2.63%
    Paragould, AR (FHA|USDA|VA) 1 $175,000 $175,000 $2,109 2.25%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $165,000 $165,000 $2,585 3.38%
    Malvern, AR (FHA|USDA|VA) 1 $165,000 $165,000 $2,368 2.88%
    Alexandria, MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,155 2.75%
    LINCOLN, NE (FHA|USDA|VA) 1 $165,000 $165,000 $1,973 2.75%
    Boone, NC (FHA|USDA|VA) 1 $165,000 $165,000 $1,717 2.38%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,324 3.88%
    Traverse City, MI (FHA|USDA|VA) 1 $165,000 $165,000 $1,948 2.25%
    BLOOMINGTON, IL (FHA|USDA|VA) 1 $165,000 $165,000 $2,003 2.75%
    IOWA CITY, IA (FHA|USDA|VA) 1 $165,000 $165,000 $3,944 3.13%
    Frankfort, KY (FHA|USDA|VA) 1 $155,000 $155,000 $4,233 2.75%
    EAU CLAIRE, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,080 2.50%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $155,000 $155,000 $4,214 1.88%
    Hope, AR (FHA|USDA|VA) 1 $155,000 $155,000 $2,328 2.13%
    Frankfort, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,975 2.88%
    TEXARKANA, TX-AR (FHA|USDA|VA) 1 $145,000 $145,000 $2,544 2.13%
    Branson, MO (FHA|USDA|VA) 1 $135,000 $135,000 $1,816 2.75%
    Jasper, AL (FHA|USDA|VA) 1 $125,000 $125,000 $2,311 2.25%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $115,000 $115,000 $2,558 2.38%
    BURLINGTON, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,342 3.38%
    Clarksburg, WV (FHA|USDA|VA) 1 $115,000 $115,000 $2,706 3.13%
    LaGrange, GA-AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,875 2.38%
    Brownsville, TN (FHA|USDA|VA) 1 $55,000 $55,000 $2,681 2.88%
    Triumph Bank's top markets include Memphis, Boston, Nashville, Atlanta, and Charlotte among others.

    Their top states include:
  • Tennessee (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,492 $427,640,000 $286,622 $3,029 2.69%
    VA 57 $17,705,000 $310,614 $5,130 2.45%
    FHA 29 $6,095,000 $210,172 $6,901 2.81%
    USDA 28 $4,390,000 $156,786 $4,541 2.73%

    For 2021, Triumph Bank's most frequently originated type of loan was Conventional, with 1,492 originations. Their 2nd most popular type was VA, with 57 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 721 $199,275,000 $276,387 $2,701 2.53%
    Home Purchase 491 $145,995,000 $297,342 $3,994 2.89%
    Cash Out Refi 393 $110,415,000 $280,954 $3,125 2.73%
    Home Improvement 1 $145,000 $145,000 $2,543 2.75%

    For 2021, Triumph Bank's most frequently cited loan purpose was Refi, with 721 originations. The 2nd most popular reason was Home Purchase, with 491 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,053 $311,235,000 $295,570 $3,446 2.90%
    15 Year 394 $104,430,000 $265,051 $2,766 2.21%
    20 Year 103 $26,875,000 $260,922 $2,731 2.62%
    10 Year 39 $8,545,000 $219,103 $2,560 2.17%
    Other 17 $4,745,000 $279,118 $2,281 2.57%

    For 2021, Triumph Bank's most frequently cited loan duration was 30 Year, with 1,053 originations. The 2nd most popular length was 15 Year, with 394 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,202 $353,650,000 $294,218
    $1k-2k 252 $58,070,000 $230,437
    $2k-3k 80 $22,760,000 $284,500
    $3k-4k 27 $7,505,000 $277,963
    $5k+ 26 $7,770,000 $298,846
    $4k-5k 19 $6,075,000 $319,737

    Triumph Bank's average total fees were $3,446, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,202 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 798 $225,940,000 $283,133
    <2.5% 555 $152,285,000 $274,387
    3-4% 243 $75,555,000 $310,926
    4-5% 10 $2,050,000 $205,000

    During 2021, Triumph Bank's average interest rate for loans was 2.90%, while their most frequently originated rate bucket for loans was 2.5-3%, with 798 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 902 $253,870,000 $281,452 $3,149 2.62%
    $100k-200k 412 $66,050,000 $160,316 $2,922 2.79%
    $400k-600k 244 $114,740,000 $470,246 $3,764 2.68%
    $100,000 or less 32 $2,570,000 $80,313 $2,795 2.98%
    $1MM+ 8 $11,710,000 $1,463,750 $6,586 3.56%
    $600k-1MM 8 $6,890,000 $861,250 $4,211 3.31%

    2021 saw Triumph Bank place emphasis on $200k-400k loans with 902 originations, totaling $253,870,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 505 $149,635,000 $296,307 $3,104 2.63%
    $75k-100k 296 $75,700,000 $255,743 $3,099 2.67%
    $150k-250k 294 $98,380,000 $334,626 $3,311 2.63%
    $50k-75k 267 $57,365,000 $214,850 $3,187 2.81%
    $50k or less 120 $18,480,000 $154,000 $3,471 2.85%
    $250k+ 92 $46,540,000 $505,870 $3,446 2.76%

    Triumph Bank lent most frequently to those with incomes in the $100k-150k range, with 505 originations. The second most popular income band? $75k-100k, with 296 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 473 $131,125,000 $277,220 $2,929 2.64%
    30-36% 312 $92,400,000 $296,154 $3,228 2.74%
    <20% 189 $50,945,000 $269,550 $2,855 2.59%
    37% 60 $17,440,000 $290,667 $3,147 2.77%
    41% 58 $15,820,000 $272,759 $3,389 2.67%
    42% 50 $14,620,000 $292,400 $3,649 2.74%
    44% 50 $14,130,000 $282,600 $3,855 2.75%
    40% 49 $12,825,000 $261,735 $3,059 2.85%
    43% 48 $13,040,000 $271,667 $3,392 2.82%
    39% 46 $13,990,000 $304,130 $3,093 2.72%
    38% 42 $12,690,000 $302,143 $3,396 2.71%
    45% 37 $10,895,000 $294,459 $3,219 2.79%
    49% 36 $9,830,000 $273,056 $3,279 2.62%
    48% 34 $9,780,000 $287,647 $4,470 2.73%
    47% 27 $8,025,000 $297,222 $4,233 2.72%
    36% 27 $9,365,000 $346,852 $3,469 2.73%
    46% 26 $7,510,000 $288,846 $3,639 2.72%
    50-60% 18 $4,150,000 $230,556 $5,087 2.84%

    Triumph Bank lent most frequently to those with DTI ratios of 20-30%, with 473 originations. The next most common DTI ratio? 30-36%, with 312 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,187 $335,235,000 $282,422 $3,255 2.70%
    Not provided 230 $63,780,000 $277,304 $3,054 2.64%
    Asian 93 $27,545,000 $296,183 $2,850 2.64%
    Black 57 $16,925,000 $296,930 $3,487 2.87%
    Asian Indian 27 $8,355,000 $309,444 $2,762 2.46%
    American Indian 7 $1,865,000 $266,429 $3,048 2.89%
    Other Asian 3 $1,285,000 $428,333 $2,406 2.42%
    Chinese 2 $840,000 $420,000 $2,680 2.38%

    Approval Rates

    Total approvals of all applications
    94.50%

    Triumph Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    82.25%

    Triumph Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,606 $455,830,000 $283,829

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,606 $455,830,000 $283,829

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 103 $23,355,000 $226,748 $2,594 2.36%
    40-60% 362 $94,790,000 $261,851 $2,661 2.50%
    60-80% 710 $208,480,000 $293,634 $3,107 2.73%
    80-100% 417 $125,865,000 $301,835 $3,822 2.87%
    Over 100% 6 $1,960,000 $326,667 $13,908 2.67%
    Under 20% 7 $1,225,000 $175,000 $3,205 2.38%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Triumph Bank 1130 West Poplar Avenue Collierville, TN 38017 Full Service B&M $32,419
    Triumph Bank 278 Franklin Road Building 4 Suite 100 Brentwood, TN 37027 Full Service B&M $86,852
    Triumph Bank 33 Music Square West Nashville, TN 37203 Full Service B&M $33,134
    Triumph Bank 5699 Poplar Avenue Memphis, TN 38119 Full Service B&M $406,162
    Triumph Bank 5810 Airline Rd Arlington, TN 38002 Full Service B&M $49,861
    Triumph Bank 7550 West Farmington Blvd Germantown, TN 38138 Full Service B&M $106,656

    For 2021, Triumph Bank had 6 branches.

    Yearly Performance Overview