Hometown Lenders Mortgage Rates, Fees & Info

HUNTSVILLE, AL

LEI: 549300UFNWYY11NLMW19

Tax ID: 63-1246790

3.4 stars - out of 5 stars, based on 143 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Hometown Lenders is a mid-sized mortgage company specializing in loans. Hometown Lenders has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Sacramento, Chicago, Seattle, Portland, and Huntsville among others. We have data for 508 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Hometown Lenders has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Hometown Lenders is typically an average fee lender. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.75% 8/7/22
    30 Year Conventional Refi 5.58% 8/7/22
    30 Year Cash-out Refi 5.81% 8/7/22
    30 Year FHA Purchase 6.82% 8/7/22
    30 Year FHA Refi 6.40% 8/7/22
    30 Year VA Purchase 5.61% 8/7/22
    30 Year VA Refi 5.16% 8/7/22
    30 Year USDA Purchase 6.08% 8/7/22
    30 Year USDA Refi 5.82% 8/7/22
    15 Year Conventional Purchase 4.90% 8/7/22
    15 Year Conventional Refi 4.78% 8/7/22
    15 Year Cash-out Refi 4.78% 8/7/22
    15 Year FHA Purchase 5.85% 8/7/22
    15 Year FHA Refi 6.31% 8/7/22
    15 Year VA Purchase 5.11% 8/7/22
    15 Year VA Refi 4.18% 8/7/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    20,483

    Origination Dollar Volume (All Markets)

    $5,471,905,000
    Show all (11) awards

    Relative Rate

    Hometown Lenders 's average 30 year fixed rate mortgage of loans were 3.19%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of 0.04%.

    Relative Fees

    Hometown Lenders 's average total fees for a 30 year fixed rate mortgage are $6,209.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » 750 $298,550,000 $398,067 $5,757 2.90%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » 1,119 $256,515,000 $229,236 $6,167 3.25%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » 643 $245,605,000 $381,967 $6,413 3.01%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » 581 $214,995,000 $370,043 $5,949 3.08%
    HUNTSVILLE, AL (FHA|USDA|VA) » 848 $196,730,000 $231,993 $5,056 3.10%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 461 $173,535,000 $376,432 $6,703 3.10%
    YUBA CITY, CA (FHA|USDA|VA) » 616 $170,000,000 $275,974 $5,847 2.85%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » 518 $168,260,000 $324,826 $6,886 3.18%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » 808 $149,520,000 $185,050 $6,135 3.17%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 419 $145,895,000 $348,198 $6,609 2.73%
    Outside of Metro Areas 652 $140,360,000 $215,276 $5,529 3.22%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » 464 $138,760,000 $299,052 $5,370 3.19%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » 423 $121,295,000 $286,749 $5,051 3.15%
    OKLAHOMA CITY, OK (FHA|USDA|VA) » 525 $119,475,000 $227,571 $5,756 3.25%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 308 $117,660,000 $382,013 $9,014 3.13%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 354 $113,010,000 $319,237 $5,901 3.04%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » 416 $112,220,000 $269,760 $7,268 3.08%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » 213 $103,095,000 $484,014 $8,473 3.06%
    RENO, NV (FHA|USDA|VA) » 301 $99,225,000 $329,651 $5,319 2.99%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » 404 $89,970,000 $222,698 $3,766 3.20%
    COLORADO SPRINGS, CO (FHA|USDA|VA) » 226 $89,440,000 $395,752 $7,549 2.95%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » 244 $86,340,000 $353,852 $7,316 3.07%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 291 $84,665,000 $290,945 $7,859 3.32%
    COLUMBUS, OH (FHA|USDA|VA) » 330 $77,050,000 $233,485 $6,150 3.41%
    BAKERSFIELD, CA (FHA|USDA|VA) » 328 $75,590,000 $230,457 $6,102 2.78%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » 395 $75,385,000 $190,848 $5,915 3.43%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) » 380 $66,400,000 $174,737 $4,956 3.08%
    Bozeman, MT (FHA|USDA|VA) » 150 $60,290,000 $401,933 $5,473 3.14%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » 239 $58,425,000 $244,456 $4,372 3.33%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) » 218 $57,520,000 $263,853 $5,095 3.33%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » 190 $50,050,000 $263,421 $7,080 3.11%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » 224 $48,550,000 $216,741 $6,064 3.16%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » 151 $45,975,000 $304,470 $6,384 3.22%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » 140 $44,600,000 $318,571 $6,724 3.14%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 188 $44,380,000 $236,064 $5,460 3.32%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 169 $41,165,000 $243,580 $7,023 3.34%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » 179 $39,195,000 $218,966 $8,712 3.13%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » 144 $33,290,000 $231,181 $3,652 3.17%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » 98 $30,930,000 $315,612 $7,803 3.01%
    DOTHAN, AL (FHA|USDA|VA) » 180 $30,400,000 $168,889 $5,319 3.31%
    MOBILE, AL (FHA|USDA|VA) » 159 $27,015,000 $169,906 $5,625 3.33%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » 118 $24,890,000 $210,932 $3,866 3.21%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » 91 $24,215,000 $266,099 $5,933 3.21%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) » 113 $22,995,000 $203,496 $6,913 3.17%
    CHICO, CA (FHA|USDA|VA) » 90 $22,550,000 $250,556 $6,174 2.65%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 81 $22,195,000 $274,012 $6,381 2.99%
    Cullman, AL (FHA|USDA|VA) » 110 $21,680,000 $197,091 $5,211 3.17%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) » 100 $20,800,000 $208,000 $8,413 3.50%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) » 50 $20,730,000 $414,600 $5,427 3.00%
    Chillicothe, OH (FHA|USDA|VA) » 117 $19,065,000 $162,949 $7,184 3.62%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 78 $18,560,000 $237,949 $5,851 3.12%
    CARSON CITY, NV (FHA|USDA|VA) » 51 $17,545,000 $344,020 $4,898 2.96%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) » 119 $17,525,000 $147,269 $5,585 3.47%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 59 $17,185,000 $291,271 $5,904 3.05%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » 51 $16,805,000 $329,510 $6,082 2.98%
    DECATUR, AL (FHA|USDA|VA) » 93 $16,045,000 $172,527 $5,483 3.07%
    KANKAKEE, IL (FHA|USDA|VA) » 86 $15,530,000 $180,581 $4,602 3.28%
    GREELEY, CO (FHA|USDA|VA) » 49 $15,395,000 $314,184 $7,592 2.35%
    KNOXVILLE, TN (FHA|USDA|VA) » 80 $15,270,000 $190,875 $6,375 3.09%
    RALEIGH-CARY, NC (FHA|USDA|VA) » 61 $14,085,000 $230,902 $6,946 3.54%
    Richmond-Berea, KY (FHA|USDA|VA) » 54 $12,920,000 $239,259 $4,148 3.32%
    Truckee-Grass Valley, CA (FHA|USDA|VA) » 33 $11,995,000 $363,485 $4,784 2.86%
    EAST STROUDSBURG, PA (FHA|USDA|VA) » 54 $11,900,000 $220,370 $6,191 3.12%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » 50 $11,720,000 $234,400 $7,222 3.39%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » 21 $11,165,000 $531,667 $10,727 3.11%
    OCALA, FL (FHA|USDA|VA) » 58 $10,780,000 $185,862 $7,411 3.44%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » 21 $10,715,000 $510,238 $6,675 2.98%
    TOLEDO, OH (FHA|USDA|VA) » 72 $10,440,000 $145,000 $7,262 3.49%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » 32 $9,440,000 $295,000 $5,850 2.85%
    Albertville, AL (FHA|USDA|VA) » 50 $9,380,000 $187,600 $5,251 3.05%
    Jasper, AL (FHA|USDA|VA) » 54 $9,240,000 $171,111 $6,060 3.12%
    STOCKTON, CA (FHA|USDA|VA) » 25 $9,185,000 $367,400 $5,813 2.93%
    TUSCALOOSA, AL (FHA|USDA|VA) » 50 $9,020,000 $180,400 $5,379 3.32%
    LONGVIEW, WA (FHA|USDA|VA) » 32 $8,960,000 $280,000 $6,117 2.86%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 27 $8,685,000 $321,667 $8,761 3.16%
    SALEM, OR (FHA|USDA|VA) » 30 $8,590,000 $286,333 $8,059 3.06%
    Show Low, AZ (FHA|USDA|VA) » 52 $8,490,000 $163,269 $5,482 3.02%
    BEND, OR (FHA|USDA|VA) » 16 $8,030,000 $501,875 $6,550 3.21%
    JACKSON, MS (FHA|USDA|VA) » 42 $7,870,000 $187,381 $8,769 3.77%
    ST. GEORGE, UT (FHA|USDA|VA) » 23 $7,835,000 $340,652 $9,845 3.21%
    VALLEJO, CA (FHA|USDA|VA) » 19 $7,775,000 $409,211 $6,411 2.80%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) » 32 $7,610,000 $237,813 $6,344 3.57%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) » 40 $7,520,000 $188,000 $6,442 3.22%
    WORCESTER, MA-CT (FHA|USDA|VA) » 30 $7,410,000 $247,000 $6,209 3.07%
    Athens, TX (FHA|USDA|VA) » 24 $7,410,000 $308,750 $6,103 3.09%
    MODESTO, CA (FHA|USDA|VA) » 23 $7,125,000 $309,783 $5,794 2.99%
    Ozark, AL (FHA|USDA|VA) » 50 $7,040,000 $140,800 $4,653 3.34%
    SPRINGFIELD, MO (FHA|USDA|VA) » 39 $7,035,000 $180,385 $4,159 3.09%
    TYLER, TX (FHA|USDA|VA) » 33 $6,975,000 $211,364 $4,174 3.08%
    PUNTA GORDA, FL (FHA|USDA|VA) » 38 $6,850,000 $180,263 $6,662 2.83%
    Zanesville, OH (FHA|USDA|VA) » 43 $6,795,000 $158,023 $5,394 3.26%
    FORT COLLINS, CO (FHA|USDA|VA) » 17 $6,705,000 $394,412 $4,357 3.06%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 25 $6,445,000 $257,800 $4,807 3.15%
    BOULDER, CO (FHA|USDA|VA) » 16 $6,330,000 $395,625 $4,641 2.96%
    JACKSONVILLE, FL (FHA|USDA|VA) » 36 $6,030,000 $167,500 $6,037 3.16%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 23 $6,025,000 $261,957 $8,549 3.79%
    RICHMOND, VA (FHA|USDA|VA) » 26 $6,010,000 $231,154 $5,853 3.38%
    Gardnerville Ranchos, NV (FHA|USDA|VA) » 12 $5,990,000 $499,167 $5,667 2.77%
    FAYETTEVILLE, NC (FHA|USDA|VA) » 32 $5,920,000 $185,000 $6,203 3.68%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) » 24 $5,890,000 $245,417 $8,445 3.64%
    MONTGOMERY, AL (FHA|USDA|VA) » 37 $5,865,000 $158,514 $8,137 3.70%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » 30 $5,760,000 $192,000 $6,347 3.45%
    PANAMA CITY, FL (FHA|USDA|VA) » 24 $5,370,000 $223,750 $6,377 3.09%
    Helena, MT (FHA|USDA|VA) » 15 $5,275,000 $351,667 $6,845 3.11%
    Enterprise, AL (FHA|USDA|VA) » 34 $5,250,000 $154,412 $4,802 3.43%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » 26 $5,070,000 $195,000 $5,692 3.21%
    Jackson, OH (FHA|USDA|VA) » 34 $5,000,000 $147,059 $7,101 3.80%
    Talladega-Sylacauga, AL (FHA|USDA|VA) » 25 $4,895,000 $195,800 $6,267 3.30%
    Tullahoma-Manchester, TN (FHA|USDA|VA) » 23 $4,855,000 $211,087 $6,488 2.71%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) » 21 $4,855,000 $231,190 $5,945 3.03%
    WINSTON-SALEM, NC (FHA|USDA|VA) » 28 $4,800,000 $171,429 $7,198 3.29%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 20 $4,710,000 $235,500 $5,211 3.10%
    Frankfort, KY (FHA|USDA|VA) » 23 $4,685,000 $203,696 $3,768 3.14%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » 22 $4,650,000 $211,364 $6,301 3.60%
    Butte-Silver Bow, MT (FHA|USDA|VA) » 25 $4,555,000 $182,200 $5,398 3.11%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » 23 $4,535,000 $197,174 $5,257 3.06%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) » 21 $4,505,000 $214,524 $4,574 3.30%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) » 19 $4,285,000 $225,526 $4,500 3.16%
    GOLDSBORO, NC (FHA|USDA|VA) » 24 $4,270,000 $177,917 $7,363 3.61%
    Fernley, NV (FHA|USDA|VA) » 15 $4,225,000 $281,667 $4,595 3.03%
    Portsmouth, OH (FHA|USDA|VA) » 28 $4,140,000 $147,857 $6,844 3.62%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » 24 $4,130,000 $172,083 $6,206 3.77%
    Kalispell, MT (FHA|USDA|VA) » 10 $4,090,000 $409,000 $5,173 3.29%
    Shelton, WA (FHA|USDA|VA) » 12 $3,950,000 $329,167 $7,553 2.76%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 14 $3,450,000 $246,429 $4,727 3.25%
    Newport, OR (FHA|USDA|VA) » 11 $3,445,000 $313,182 $7,175 3.02%
    DULUTH, MN-WI (FHA|USDA|VA) » 16 $3,430,000 $214,375 $4,665 3.12%
    OCEAN CITY, NJ (FHA|USDA|VA) » 6 $3,280,000 $546,667 $8,209 3.37%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » 5 $3,245,000 $649,000 $3,798 3.03%
    Atmore, AL (FHA|USDA|VA) » 23 $3,195,000 $138,913 $4,282 3.05%
    TUCSON, AZ (FHA|USDA|VA) » 12 $3,170,000 $264,167 $5,826 3.22%
    Shawnee, OK (FHA|USDA|VA) » 17 $3,135,000 $184,412 $5,362 3.34%
    Holland, MI (FHA|USDA|VA) » 12 $3,130,000 $260,833 $4,951 3.15%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) » 10 $3,110,000 $311,000 $6,861 3.01%
    TULSA, OK (FHA|USDA|VA) » 14 $2,920,000 $208,571 $5,978 3.36%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) » 12 $2,910,000 $242,500 $4,544 3.24%
    BURLINGTON, NC (FHA|USDA|VA) » 13 $2,905,000 $223,462 $6,557 3.50%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » 13 $2,895,000 $222,692 $5,778 3.22%
    ST. LOUIS, MO-IL (FHA|USDA|VA) » 12 $2,890,000 $240,833 $5,306 3.31%
    Kinston, NC (FHA|USDA|VA) » 24 $2,880,000 $120,000 $5,241 3.53%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) » 18 $2,870,000 $159,444 $6,542 3.49%
    NILES, MI (FHA|USDA|VA) » 11 $2,765,000 $251,364 $4,494 3.22%
    Scottsboro, AL (FHA|USDA|VA) » 22 $2,760,000 $125,455 $4,294 3.11%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » 9 $2,755,000 $306,111 $6,853 3.03%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) » 19 $2,735,000 $143,947 $4,593 3.31%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) » 20 $2,730,000 $136,500 $4,865 3.55%
    Danville, KY (FHA|USDA|VA) » 16 $2,710,000 $169,375 $5,219 3.30%
    Alexander City, AL (FHA|USDA|VA) » 8 $2,660,000 $332,500 $6,243 3.26%
    Oak Harbor, WA (FHA|USDA|VA) » 8 $2,570,000 $321,250 $5,472 2.90%
    MORRISTOWN, TN (FHA|USDA|VA) » 16 $2,570,000 $160,625 $6,000 3.34%
    Astoria, OR (FHA|USDA|VA) » 7 $2,555,000 $365,000 $6,332 3.16%
    FRESNO, CA (FHA|USDA|VA) » 8 $2,510,000 $313,750 $5,557 2.87%
    LONGVIEW, TX (FHA|USDA|VA) » 10 $2,510,000 $251,000 $6,782 3.02%
    Mount Vernon, OH (FHA|USDA|VA) » 11 $2,485,000 $225,909 $5,386 3.29%
    PUEBLO, CO (FHA|USDA|VA) » 10 $2,480,000 $248,000 $4,992 2.74%
    EL CENTRO, CA (FHA|USDA|VA) » 13 $2,475,000 $190,385 $7,442 3.20%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » 4 $2,450,000 $612,500 $6,133 3.22%
    Centralia, WA (FHA|USDA|VA) » 6 $2,430,000 $405,000 $4,903 3.22%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » 10 $2,370,000 $237,000 $4,668 3.16%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » 7 $2,355,000 $336,429 $5,783 3.05%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) » 8 $2,350,000 $293,750 $4,662 2.90%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » 11 $2,245,000 $204,091 $6,230 3.39%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) » 6 $2,240,000 $373,333 $7,040 3.04%
    PITTSBURGH, PA (FHA|USDA|VA) » 11 $2,225,000 $202,273 $7,910 3.49%
    GADSDEN, AL (FHA|USDA|VA) » 19 $2,215,000 $116,579 $5,929 3.48%
    PORT ST. LUCIE, FL (FHA|USDA|VA) » 7 $2,195,000 $313,571 $8,096 3.07%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » 12 $2,190,000 $182,500 $5,470 3.19%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » 5 $2,165,000 $433,000 $6,380 3.00%
    FLAGSTAFF, AZ (FHA|USDA|VA) » 6 $2,160,000 $360,000 $5,587 3.23%
    WENATCHEE, WA (FHA|USDA|VA) » 6 $2,090,000 $348,333 $6,029 3.19%
    MONROE, MI (FHA|USDA|VA) » 10 $2,090,000 $209,000 $7,413 3.65%
    ASHEVILLE, NC (FHA|USDA|VA) » 8 $2,070,000 $258,750 $8,454 3.89%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » 5 $2,015,000 $403,000 $5,075 2.82%
    GAINESVILLE, FL (FHA|USDA|VA) » 7 $1,925,000 $275,000 $11,161 3.68%
    AMARILLO, TX (FHA|USDA|VA) » 9 $1,905,000 $211,667 $4,564 3.25%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) » 9 $1,905,000 $211,667 $6,801 3.18%
    MUSKEGON, MI (FHA|USDA|VA) » 11 $1,835,000 $166,818 $4,427 3.10%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » 6 $1,820,000 $303,333 $6,433 3.19%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) » 13 $1,785,000 $137,308 $5,689 3.23%
    GRAND JUNCTION, CO (FHA|USDA|VA) » 7 $1,775,000 $253,571 $4,477 2.79%
    Fort Payne, AL (FHA|USDA|VA) » 11 $1,755,000 $159,545 $4,878 3.10%
    SPARTANBURG, SC (FHA|USDA|VA) » 10 $1,710,000 $171,000 $5,949 3.06%
    ALBANY-LEBANON, OR (FHA|USDA|VA) » 5 $1,675,000 $335,000 $10,346 3.22%
    Rockport, TX (FHA|USDA|VA) » 4 $1,660,000 $415,000 $6,814 3.00%
    BOISE CITY, ID (FHA|USDA|VA) » 5 $1,655,000 $331,000 $5,171 2.92%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) » 3 $1,655,000 $551,667 $4,626 2.67%
    WILMINGTON, NC (FHA|USDA|VA) » 6 $1,650,000 $275,000 $5,170 3.52%
    Sevierville, TN (FHA|USDA|VA) » 10 $1,640,000 $164,000 $7,858 3.32%
    JACKSON, TN (FHA|USDA|VA) » 8 $1,610,000 $201,250 $8,004 3.50%
    Mount Sterling, KY (FHA|USDA|VA) » 9 $1,595,000 $177,222 $4,051 3.49%
    Lewisburg, TN (FHA|USDA|VA) » 6 $1,590,000 $265,000 $6,342 3.29%
    DAYTON-KETTERING, OH (FHA|USDA|VA) » 8 $1,570,000 $196,250 $6,502 3.31%
    MISSOULA, MT (FHA|USDA|VA) » 3 $1,545,000 $515,000 $7,077 2.75%
    Brainerd, MN (FHA|USDA|VA) » 6 $1,520,000 $253,333 $5,249 3.08%
    Lawrenceburg, TN (FHA|USDA|VA) » 8 $1,500,000 $187,500 $6,605 3.23%
    SALISBURY, MD-DE (FHA|USDA|VA) » 5 $1,495,000 $299,000 $4,901 2.90%
    Aberdeen, WA (FHA|USDA|VA) » 5 $1,495,000 $299,000 $7,039 3.27%
    VISALIA, CA (FHA|USDA|VA) » 5 $1,455,000 $291,000 $5,759 3.19%
    MEDFORD, OR (FHA|USDA|VA) » 4 $1,430,000 $357,500 $5,423 3.15%
    NEW BERN, NC (FHA|USDA|VA) » 6 $1,410,000 $235,000 $6,105 3.54%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » 3 $1,385,000 $461,667 $4,721 3.04%
    HATTIESBURG, MS (FHA|USDA|VA) » 8 $1,380,000 $172,500 $6,684 3.62%
    Fort Morgan, CO (FHA|USDA|VA) » 6 $1,370,000 $228,333 $11,785 2.39%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » 4 $1,360,000 $340,000 $7,778 3.03%
    Bardstown, KY (FHA|USDA|VA) » 7 $1,355,000 $193,571 $4,382 3.12%
    Port Angeles, WA (FHA|USDA|VA) » 5 $1,335,000 $267,000 $5,023 3.09%
    Eufaula, AL-GA (FHA|USDA|VA) » 9 $1,335,000 $148,333 $4,362 3.32%
    SHERMAN-DENISON, TX (FHA|USDA|VA) » 5 $1,325,000 $265,000 $8,683 3.67%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » 3 $1,315,000 $438,333 $11,245 3.33%
    Pottsville, PA (FHA|USDA|VA) » 6 $1,300,000 $216,667 $6,057 3.02%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) » 6 $1,290,000 $215,000 $5,868 3.54%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) » 2 $1,290,000 $645,000 $7,375 3.75%
    Shelbyville, TN (FHA|USDA|VA) » 6 $1,290,000 $215,000 $6,328 4.29%
    BILLINGS, MT (FHA|USDA|VA) » 5 $1,285,000 $257,000 $3,338 3.05%
    SALINAS, CA (FHA|USDA|VA) » 4 $1,280,000 $320,000 $19,338 2.41%
    Faribault-Northfield, MN (FHA|USDA|VA) » 5 $1,275,000 $255,000 $5,715 3.10%
    Red Bluff, CA (FHA|USDA|VA) » 5 $1,265,000 $253,000 $5,551 3.10%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) » 8 $1,250,000 $156,250 $4,117 3.45%
    Cookeville, TN (FHA|USDA|VA) » 6 $1,240,000 $206,667 $5,627 3.08%
    Point Pleasant, WV-OH (FHA|USDA|VA) » 8 $1,240,000 $155,000 $5,972 3.66%
    Ukiah, CA (FHA|USDA|VA) » 3 $1,235,000 $411,667 $5,181 3.00%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » 4 $1,190,000 $297,500 $7,354 2.97%
    Troy, AL (FHA|USDA|VA) » 7 $1,175,000 $167,857 $5,730 3.14%
    WACO, TX (FHA|USDA|VA) » 6 $1,140,000 $190,000 $5,598 3.25%
    Cedar City, UT (FHA|USDA|VA) » 4 $1,140,000 $285,000 $8,317 3.56%
    PROVO-OREM, UT (FHA|USDA|VA) » 4 $1,100,000 $275,000 $5,909 3.41%
    SPRINGFIELD, OH (FHA|USDA|VA) » 6 $1,100,000 $183,333 $6,462 3.04%
    Grand Rapids, MN (FHA|USDA|VA) » 7 $1,095,000 $156,429 $6,661 3.46%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) » 5 $1,065,000 $213,000 $7,109 3.10%
    Pahrump, NV (FHA|USDA|VA) » 4 $1,050,000 $262,500 $10,159 3.19%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » 4 $1,030,000 $257,500 $6,512 2.91%
    TALLAHASSEE, FL (FHA|USDA|VA) » 6 $1,020,000 $170,000 $7,547 3.67%
    CLEVELAND, TN (FHA|USDA|VA) » 5 $985,000 $197,000 $6,700 3.37%
    LANCASTER, PA (FHA|USDA|VA) » 5 $985,000 $197,000 $4,857 3.10%
    Prineville, OR (FHA|USDA|VA) » 1 $985,000 $985,000 $5,856 3.50%
    Peru, IN (FHA|USDA|VA) » 8 $980,000 $122,500 $3,719 3.22%
    ROCHESTER, MN (FHA|USDA|VA) » 5 $975,000 $195,000 $6,690 3.10%
    CARBONDALE-MARION, IL (FHA|USDA|VA) » 9 $975,000 $108,333 $4,152 3.04%
    Branson, MO (FHA|USDA|VA) » 8 $960,000 $120,000 $3,346 3.22%
    Crossville, TN (FHA|USDA|VA) » 4 $960,000 $240,000 $6,123 3.50%
    FLORENCE, SC (FHA|USDA|VA) » 3 $955,000 $318,333 $8,493 2.96%
    AKRON, OH (FHA|USDA|VA) » 6 $950,000 $158,333 $6,391 3.38%
    REDDING, CA (FHA|USDA|VA) » 5 $935,000 $187,000 $6,229 2.27%
    FORT WAYNE, IN (FHA|USDA|VA) » 5 $915,000 $183,000 $4,762 3.18%
    Outside of Metro Areas 2 $910,000 $455,000 $5,903 3.50%
    Corsicana, TX (FHA|USDA|VA) » 3 $905,000 $301,667 $5,884 3.17%
    ST. CLOUD, MN (FHA|USDA|VA) » 5 $905,000 $181,000 $5,965 3.30%
    Dyersburg, TN (FHA|USDA|VA) » 5 $905,000 $181,000 $5,419 3.08%
    The Dalles, OR (FHA|USDA|VA) » 4 $900,000 $225,000 $5,274 3.19%
    Durango, CO (FHA|USDA|VA) » 2 $900,000 $450,000 $3,557 3.12%
    Fallon, NV (FHA|USDA|VA) » 4 $890,000 $222,500 $5,261 2.97%
    Key West, FL (FHA|USDA|VA) » 1 $875,000 $875,000 $14,818 3.75%
    LAREDO, TX (FHA|USDA|VA) » 4 $860,000 $215,000 $6,729 3.28%
    Athens, TN (FHA|USDA|VA) » 7 $845,000 $120,714 $4,870 2.86%
    Cambridge, OH (FHA|USDA|VA) » 5 $835,000 $167,000 $6,617 3.60%
    HARRISONBURG, VA (FHA|USDA|VA) » 3 $835,000 $278,333 $8,467 2.71%
    THE VILLAGES, FL (FHA|USDA|VA) » 4 $830,000 $207,500 $4,766 3.37%
    CORVALLIS, OR (FHA|USDA|VA) » 2 $820,000 $410,000 $14,361 2.69%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » 3 $815,000 $271,667 $5,498 2.87%
    Greenwood, SC (FHA|USDA|VA) » 3 $815,000 $271,667 $8,238 3.04%
    YORK-HANOVER, PA (FHA|USDA|VA) » 3 $785,000 $261,667 $9,491 3.42%
    READING, PA (FHA|USDA|VA) » 5 $785,000 $157,000 $5,581 3.38%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) » 2 $780,000 $390,000 $4,367 2.81%
    JACKSON, MI (FHA|USDA|VA) » 4 $780,000 $195,000 $5,000 3.19%
    CaƱon City, CO (FHA|USDA|VA) » 2 $780,000 $390,000 $5,733 3.12%
    ROCKY MOUNT, NC (FHA|USDA|VA) » 4 $770,000 $192,500 $6,892 3.50%
    CHARLESTON, WV (FHA|USDA|VA) » 6 $760,000 $126,667 $4,482 3.54%
    Somerset, KY (FHA|USDA|VA) » 4 $740,000 $185,000 $4,987 3.66%
    Eureka-Arcata, CA (FHA|USDA|VA) » 3 $735,000 $245,000 $5,023 2.96%
    WICHITA, KS (FHA|USDA|VA) » 3 $735,000 $245,000 $6,006 2.92%
    Wilson, NC (FHA|USDA|VA) » 4 $730,000 $182,500 $3,311 3.28%
    Albemarle, NC (FHA|USDA|VA) » 4 $730,000 $182,500 $9,097 2.81%
    Sonora, CA (FHA|USDA|VA) » 3 $715,000 $238,333 $3,447 3.17%
    EAU CLAIRE, WI (FHA|USDA|VA) » 3 $685,000 $228,333 $3,714 3.42%
    MANSFIELD, OH (FHA|USDA|VA) » 4 $680,000 $170,000 $5,339 3.84%
    WHEELING, WV-OH (FHA|USDA|VA) » 7 $675,000 $96,429 $5,472 3.78%
    Fremont, OH (FHA|USDA|VA) » 3 $665,000 $221,667 $10,862 3.92%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » 3 $665,000 $221,667 $6,043 2.92%
    ROCKFORD, IL (FHA|USDA|VA) » 4 $650,000 $162,500 $5,987 3.37%
    MADERA, CA (FHA|USDA|VA) » 2 $650,000 $325,000 $7,056 3.88%
    MIDLAND, TX (FHA|USDA|VA) » 2 $640,000 $320,000 $5,840 3.56%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) » 2 $630,000 $315,000 $5,719 2.50%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) » 2 $630,000 $315,000 $10,839 3.00%
    SALT LAKE CITY, UT (FHA|USDA|VA) » 3 $625,000 $208,333 $5,435 3.38%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) » 3 $625,000 $208,333 $7,119 3.46%
    Ottawa, IL (FHA|USDA|VA) » 4 $620,000 $155,000 $4,012 3.31%
    Altus, OK (FHA|USDA|VA) » 4 $610,000 $152,500 $4,864 3.28%
    Meadville, PA (FHA|USDA|VA) » 2 $610,000 $305,000 $8,769 2.75%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) » 2 $610,000 $305,000 $9,574 3.44%
    GRAND FORKS, ND-MN (FHA|USDA|VA) » 3 $605,000 $201,667 $6,669 3.33%
    Big Rapids, MI (FHA|USDA|VA) » 3 $605,000 $201,667 $4,314 3.12%
    Washington Court House, OH (FHA|USDA|VA) » 5 $605,000 $121,000 $7,459 3.60%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » 4 $600,000 $150,000 $6,076 3.90%
    BELLINGHAM, WA (FHA|USDA|VA) » 2 $600,000 $300,000 $5,014 2.62%
    Austin, MN (FHA|USDA|VA) » 7 $595,000 $85,000 $4,094 3.27%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) » 3 $595,000 $198,333 $5,869 3.17%
    ANN ARBOR, MI (FHA|USDA|VA) » 3 $585,000 $195,000 $7,859 3.46%
    Susanville, CA (FHA|USDA|VA) » 3 $585,000 $195,000 $3,957 3.13%
    Seneca, SC (FHA|USDA|VA) » 3 $585,000 $195,000 $5,647 3.04%
    Selma, AL (FHA|USDA|VA) » 5 $575,000 $115,000 $5,565 2.65%
    GREAT FALLS, MT (FHA|USDA|VA) » 3 $575,000 $191,667 $3,459 3.67%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » 3 $575,000 $191,667 $7,006 3.50%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) » 4 $570,000 $142,500 $3,973 3.00%
    MADISON, WI (FHA|USDA|VA) » 2 $570,000 $285,000 $7,595 3.93%
    Roseburg, OR (FHA|USDA|VA) » 2 $560,000 $280,000 $6,103 3.19%
    GREENVILLE, NC (FHA|USDA|VA) » 4 $560,000 $140,000 $5,181 3.44%
    Columbus, MS (FHA|USDA|VA) » 3 $555,000 $185,000 $7,945 2.83%
    McMinnville, TN (FHA|USDA|VA) » 3 $555,000 $185,000 $6,760 3.38%
    FLINT, MI (FHA|USDA|VA) » 3 $545,000 $181,667 $4,122 3.29%
    Glenwood Springs, CO (FHA|USDA|VA) » 1 $545,000 $545,000 $3,925 3.12%
    Mineral Wells, TX (FHA|USDA|VA) » 1 $545,000 $545,000 $4,637 2.75%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) » 2 $540,000 $270,000 $4,697 3.06%
    RACINE, WI (FHA|USDA|VA) » 3 $535,000 $178,333 $7,609 3.17%
    Dumas, TX (FHA|USDA|VA) » 3 $535,000 $178,333 $5,147 2.92%
    Henderson, NC (FHA|USDA|VA) » 4 $530,000 $132,500 $7,114 4.16%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » 3 $525,000 $175,000 $7,801 3.13%
    Edwards, CO (FHA|USDA|VA) » 1 $525,000 $525,000 $2,553 2.88%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) » 2 $520,000 $260,000 $5,821 3.19%
    Arcadia, FL (FHA|USDA|VA) » 2 $520,000 $260,000 $4,338 2.88%
    BATTLE CREEK, MI (FHA|USDA|VA) » 4 $500,000 $125,000 $4,558 3.00%
    Brownsville, TN (FHA|USDA|VA) » 3 $495,000 $165,000 $8,462 3.08%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) » 3 $495,000 $165,000 $5,289 3.08%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) » 2 $490,000 $245,000 $4,066 3.25%
    Klamath Falls, OR (FHA|USDA|VA) » 1 $485,000 $485,000 $11,149 3.25%
    New Castle, IN (FHA|USDA|VA) » 2 $480,000 $240,000 $3,121 3.13%
    Raymondville, TX (FHA|USDA|VA) » 4 $470,000 $117,500 $5,951 3.25%
    ABILENE, TX (FHA|USDA|VA) » 2 $470,000 $235,000 $7,253 3.50%
    YAKIMA, WA (FHA|USDA|VA) » 2 $460,000 $230,000 $5,085 3.13%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) » 2 $460,000 $230,000 $5,911 3.31%
    Norwalk, OH (FHA|USDA|VA) » 2 $460,000 $230,000 $8,334 3.44%
    Duncan, OK (FHA|USDA|VA) » 3 $455,000 $151,667 $4,369 3.33%
    Marion, OH (FHA|USDA|VA) » 3 $455,000 $151,667 $3,736 3.37%
    Elkins, WV (FHA|USDA|VA) » 1 $455,000 $455,000 $3,986 3.63%
    LOGAN, UT-ID (FHA|USDA|VA) » 1 $455,000 $455,000 $13,418 3.50%
    KANSAS CITY, MO-KS (FHA|USDA|VA) » 3 $455,000 $151,667 $4,231 2.75%
    Dayton, TN (FHA|USDA|VA) » 1 $455,000 $455,000 $6,510 3.50%
    FARGO, ND-MN (FHA|USDA|VA) » 2 $450,000 $225,000 $5,225 3.06%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) » 1 $445,000 $445,000 $17,112 2.88%
    Mount Airy, NC (FHA|USDA|VA) » 3 $435,000 $145,000 $5,103 3.67%
    Moses Lake, WA (FHA|USDA|VA) » 3 $435,000 $145,000 $3,826 3.29%
    Ellensburg, WA (FHA|USDA|VA) » 2 $430,000 $215,000 $14,561 2.98%
    Dixon, IL (FHA|USDA|VA) » 2 $430,000 $215,000 $9,217 2.94%
    Kill Devil Hills, NC (FHA|USDA|VA) » 1 $425,000 $425,000 $4,759 3.38%
    Traverse City, MI (FHA|USDA|VA) » 2 $410,000 $205,000 $3,031 2.75%
    CORPUS CHRISTI, TX (FHA|USDA|VA) » 2 $410,000 $205,000 $5,417 3.13%
    Kerrville, TX (FHA|USDA|VA) » 1 $405,000 $405,000 $5,535 2.75%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) » 2 $400,000 $200,000 $4,287 3.31%
    LAS CRUCES, NM (FHA|USDA|VA) » 1 $395,000 $395,000 $18,401 2.50%
    Marietta, OH (FHA|USDA|VA) » 2 $390,000 $195,000 $6,711 3.44%
    Adrian, MI (FHA|USDA|VA) » 4 $390,000 $97,500 $4,437 3.72%
    Findlay, OH (FHA|USDA|VA) » 3 $375,000 $125,000 $7,319 3.46%
    Bemidji, MN (FHA|USDA|VA) » 1 $375,000 $375,000 $6,255 2.88%
    Morehead City, NC (FHA|USDA|VA) » 2 $370,000 $185,000 $7,826 2.69%
    London, KY (FHA|USDA|VA) » 2 $370,000 $185,000 $6,020 3.44%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) » 1 $365,000 $365,000 $2,324 2.99%
    Red Wing, MN (FHA|USDA|VA) » 1 $365,000 $365,000 $3,941 3.13%
    Maysville, KY (FHA|USDA|VA) » 2 $360,000 $180,000 $5,868 3.00%
    Borger, TX (FHA|USDA|VA) » 2 $360,000 $180,000 $6,061 3.50%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) » 3 $345,000 $115,000 $5,171 3.33%
    ALBUQUERQUE, NM (FHA|USDA|VA) » 2 $340,000 $170,000 $6,283 3.13%
    JACKSONVILLE, NC (FHA|USDA|VA) » 2 $340,000 $170,000 $8,262 3.81%
    Elizabeth City, NC (FHA|USDA|VA) » 1 $335,000 $335,000 $10,147 3.13%
    EVANSVILLE, IN-KY (FHA|USDA|VA) » 2 $330,000 $165,000 $6,119 2.75%
    Heber, UT (FHA|USDA|VA) » 1 $325,000 $325,000 $4,275 2.75%
    ENID, OK (FHA|USDA|VA) » 3 $325,000 $108,333 $4,174 3.33%
    WILLIAMSPORT, PA (FHA|USDA|VA) » 2 $320,000 $160,000 $5,649 3.44%
    Hood River, OR (FHA|USDA|VA) » 2 $320,000 $160,000 $4,229 3.25%
    Natchitoches, LA (FHA|USDA|VA) » 1 $315,000 $315,000 $14,847 2.75%
    Madison, IN (FHA|USDA|VA) » 3 $315,000 $105,000 $5,005 3.67%
    Vicksburg, MS (FHA|USDA|VA) » 1 $315,000 $315,000 $14,347 2.88%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) » 2 $310,000 $155,000 $5,699 3.44%
    LAKE CHARLES, LA (FHA|USDA|VA) » 2 $310,000 $155,000 $6,845 3.56%
    GETTYSBURG, PA (FHA|USDA|VA) » 1 $305,000 $305,000 $8,100 3.50%
    Cadillac, MI (FHA|USDA|VA) » 1 $305,000 $305,000 $3,740 3.13%
    Menomonie, WI (FHA|USDA|VA) » 1 $295,000 $295,000 $8,539 3.50%
    Owatonna, MN (FHA|USDA|VA) » 1 $295,000 $295,000 $5,841 3.00%
    Logansport, IN (FHA|USDA|VA) » 2 $290,000 $145,000 $4,309 3.19%
    SIOUX FALLS, SD (FHA|USDA|VA) » 2 $290,000 $145,000 $5,437 3.62%
    Clewiston, FL (FHA|USDA|VA) » 1 $285,000 $285,000 $20,214 3.75%
    SUMTER, SC (FHA|USDA|VA) » 1 $285,000 $285,000 $10,128 3.75%
    ODESSA, TX (FHA|USDA|VA) » 1 $285,000 $285,000 $5,452 2.99%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) » 2 $280,000 $140,000 $6,024 3.44%
    BAY CITY, MI (FHA|USDA|VA) » 2 $280,000 $140,000 $4,084 3.19%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) » 2 $280,000 $140,000 $3,562 3.56%
    CANTON-MASSILLON, OH (FHA|USDA|VA) » 3 $275,000 $91,667 $5,510 3.50%
    Jackson, WY-ID (FHA|USDA|VA) » 1 $275,000 $275,000 $4,088 3.25%
    MANKATO, MN (FHA|USDA|VA) » 2 $270,000 $135,000 $3,862 3.62%
    Bonham, TX (FHA|USDA|VA) » 2 $270,000 $135,000 $6,027 3.56%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) » 2 $270,000 $135,000 $6,780 3.69%
    Marion, IN (FHA|USDA|VA) » 1 $265,000 $265,000 $3,707 2.99%
    Rockingham, NC (FHA|USDA|VA) » 1 $265,000 $265,000 $0 3.63%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) » 1 $265,000 $265,000 $11,162 3.50%
    COLUMBIA, SC (FHA|USDA|VA) » 2 $260,000 $130,000 $10,518 3.56%
    Crawfordsville, IN (FHA|USDA|VA) » 2 $260,000 $130,000 $5,044 3.25%
    Clarksburg, WV (FHA|USDA|VA) » 1 $255,000 $255,000 $9,384 4.25%
    Shelby, NC (FHA|USDA|VA) » 1 $255,000 $255,000 $4,657 3.50%
    Winnemucca, NV (FHA|USDA|VA) » 2 $250,000 $125,000 $9,854 1.81%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » 2 $250,000 $125,000 $5,203 4.00%
    Richmond, IN (FHA|USDA|VA) » 1 $245,000 $245,000 $2,408 3.63%
    Pearsall, TX (FHA|USDA|VA) » 1 $245,000 $245,000 $5,597 2.99%
    Hutchinson, MN (FHA|USDA|VA) » 1 $245,000 $245,000 $8,256 3.50%
    Fredericksburg, TX (FHA|USDA|VA) » 1 $245,000 $245,000 $4,123 2.88%
    Pontiac, IL (FHA|USDA|VA) » 2 $240,000 $120,000 $4,824 3.19%
    ROANOKE, VA (FHA|USDA|VA) » 2 $240,000 $120,000 $7,937 2.69%
    Bellefontaine, OH (FHA|USDA|VA) » 3 $235,000 $78,333 $4,120 3.71%
    Newport, TN (FHA|USDA|VA) » 1 $235,000 $235,000 $10,731 3.13%
    Picayune, MS (FHA|USDA|VA) » 1 $235,000 $235,000 $10,921 3.75%
    Mount Gay-Shamrock, WV (FHA|USDA|VA) » 2 $230,000 $115,000 $5,989 3.31%
    Palestine, TX (FHA|USDA|VA) » 2 $230,000 $115,000 $4,654 2.75%
    MUNCIE, IN (FHA|USDA|VA) » 1 $225,000 $225,000 $4,633 3.50%
    Danville, VA (FHA|USDA|VA) » 1 $225,000 $225,000 $6,254 3.13%
    New Philadelphia-Dover, OH (FHA|USDA|VA) » 1 $225,000 $225,000 $10,002 2.75%
    Hermiston-Pendleton, OR (FHA|USDA|VA) » 1 $225,000 $225,000 $4,076 2.88%
    El Campo, TX (FHA|USDA|VA) » 1 $225,000 $225,000 $7,232 3.63%
    SPRINGFIELD, MA (FHA|USDA|VA) » 1 $225,000 $225,000 $12,508 3.50%
    Stillwater, OK (FHA|USDA|VA) » 2 $220,000 $110,000 $5,172 3.44%
    Forest City, NC (FHA|USDA|VA) » 2 $220,000 $110,000 $4,300 3.13%
    Lock Haven, PA (FHA|USDA|VA) » 2 $220,000 $110,000 $7,806 3.19%
    Jennings, LA (FHA|USDA|VA) » 2 $220,000 $110,000 $4,881 3.31%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) » 2 $220,000 $110,000 $6,310 3.37%
    Tahlequah, OK (FHA|USDA|VA) » 1 $215,000 $215,000 $4,918 2.50%
    DOVER, DE (FHA|USDA|VA) » 1 $215,000 $215,000 $6,001 3.50%
    Lumberton, NC (FHA|USDA|VA) » 1 $205,000 $205,000 $8,531 3.25%
    Freeport, IL (FHA|USDA|VA) » 1 $205,000 $205,000 $8,374 3.25%
    Ada, OK (FHA|USDA|VA) » 1 $205,000 $205,000 $8,228 3.88%
    New Castle, PA (FHA|USDA|VA) » 1 $205,000 $205,000 $7,249 2.75%
    Rio Grande City-Roma, TX (FHA|USDA|VA) » 1 $195,000 $195,000 $8,432 3.13%
    Coshocton, OH (FHA|USDA|VA) » 1 $195,000 $195,000 $4,183 3.25%
    Sayre, PA (FHA|USDA|VA) » 1 $195,000 $195,000 $6,761 3.38%
    Mount Pleasant, MI (FHA|USDA|VA) » 1 $195,000 $195,000 $4,853 3.25%
    COLUMBIA, MO (FHA|USDA|VA) » 1 $195,000 $195,000 $4,670 2.75%
    Mountain Home, ID (FHA|USDA|VA) » 1 $195,000 $195,000 $7,843 2.88%
    Andrews, TX (FHA|USDA|VA) » 1 $195,000 $195,000 $10,525 3.50%
    Elko, NV (FHA|USDA|VA) » 1 $195,000 $195,000 $4,228 3.50%
    Bluefield, WV-VA (FHA|USDA|VA) » 1 $185,000 $185,000 $6,069 3.25%
    Laurel, MS (FHA|USDA|VA) » 1 $185,000 $185,000 $7,762 3.75%
    Tupelo, MS (FHA|USDA|VA) » 1 $185,000 $185,000 $5,613 3.63%
    Willmar, MN (FHA|USDA|VA) » 1 $185,000 $185,000 $5,968 2.88%
    BECKLEY, WV (FHA|USDA|VA) » 1 $185,000 $185,000 $4,506 2.88%
    Roanoke Rapids, NC (FHA|USDA|VA) » 1 $185,000 $185,000 $7,843 3.38%
    Huntington, IN (FHA|USDA|VA) » 1 $175,000 $175,000 $2,731 3.13%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) » 1 $175,000 $175,000 $2,455 2.63%
    Paris, TN (FHA|USDA|VA) » 1 $175,000 $175,000 $10,982 3.00%
    CHEYENNE, WY (FHA|USDA|VA) » 1 $165,000 $165,000 $2,130 2.88%
    STAUNTON, VA (FHA|USDA|VA) » 1 $165,000 $165,000 $629 3.25%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) » 1 $165,000 $165,000 $6,192 3.49%
    Marion, NC (FHA|USDA|VA) » 1 $165,000 $165,000 $7,883 4.38%
    Laurinburg, NC (FHA|USDA|VA) » 1 $165,000 $165,000 $3,985 2.75%
    West Point, MS (FHA|USDA|VA) » 1 $165,000 $165,000 $5,365 2.88%
    LAFAYETTE, LA (FHA|USDA|VA) » 1 $155,000 $155,000 $7,906 3.13%
    VICTORIA, TX (FHA|USDA|VA) » 1 $155,000 $155,000 $4,033 3.50%
    MIDLAND, MI (FHA|USDA|VA) » 1 $155,000 $155,000 $7,999 3.50%
    Sterling, IL (FHA|USDA|VA) » 1 $155,000 $155,000 $2,782 3.50%
    Nacogdoches, TX (FHA|USDA|VA) » 1 $155,000 $155,000 $3,969 3.13%
    Kingsville, TX (FHA|USDA|VA) » 1 $155,000 $155,000 $7,213 3.00%
    Marquette, MI (FHA|USDA|VA) » 1 $155,000 $155,000 $5,084 3.38%
    Hillsdale, MI (FHA|USDA|VA) » 1 $145,000 $145,000 $6,850 3.75%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) » 1 $145,000 $145,000 $3,250 3.38%
    Tiffin, OH (FHA|USDA|VA) » 1 $145,000 $145,000 $9,237 3.25%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) » 1 $145,000 $145,000 $5,076 2.88%
    Sanford, NC (FHA|USDA|VA) » 1 $145,000 $145,000 $4,975 3.50%
    Uvalde, TX (FHA|USDA|VA) » 1 $145,000 $145,000 $6,790 3.50%
    Bluffton, IN (FHA|USDA|VA) » 1 $145,000 $145,000 $3,606 3.13%
    Ardmore, OK (FHA|USDA|VA) » 1 $145,000 $145,000 $3,603 3.75%
    OWENSBORO, KY (FHA|USDA|VA) » 1 $145,000 $145,000 $2,736 3.50%
    Middlesborough, KY (FHA|USDA|VA) » 1 $135,000 $135,000 $5,898 2.75%
    Salina, KS (FHA|USDA|VA) » 1 $135,000 $135,000 $4,210 3.50%
    Big Stone Gap, VA (FHA|USDA|VA) » 1 $135,000 $135,000 $6,040 3.00%
    Stevens Point, WI (FHA|USDA|VA) » 1 $135,000 $135,000 $2,739 3.38%
    Campbellsville, KY (FHA|USDA|VA) » 1 $135,000 $135,000 $5,887 2.75%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) » 1 $135,000 $135,000 $5,766 3.63%
    Marinette, WI-MI (FHA|USDA|VA) » 1 $135,000 $135,000 $5,193 3.50%
    BATON ROUGE, LA (FHA|USDA|VA) » 1 $135,000 $135,000 $5,892 3.50%
    Torrington, CT (FHA|USDA|VA) » 1 $135,000 $135,000 $5,924 3.88%
    LAWTON, OK (FHA|USDA|VA) » 1 $135,000 $135,000 $6,831 3.25%
    Athens, OH (FHA|USDA|VA) » 1 $135,000 $135,000 $5,223 3.38%
    CEDAR RAPIDS, IA (FHA|USDA|VA) » 1 $135,000 $135,000 $5,354 3.00%
    Martin, TN (FHA|USDA|VA) » 1 $125,000 $125,000 $9,683 4.25%
    Newberry, SC (FHA|USDA|VA) » 1 $125,000 $125,000 $3,834 2.99%
    PEORIA, IL (FHA|USDA|VA) » 1 $125,000 $125,000 $5,549 2.50%
    Oxford, MS (FHA|USDA|VA) » 1 $115,000 $115,000 $5,457 3.38%
    Sedalia, MO (FHA|USDA|VA) » 1 $115,000 $115,000 $4,813 3.25%
    Mount Pleasant, TX (FHA|USDA|VA) » 1 $115,000 $115,000 $6,318 3.38%
    Warsaw, IN (FHA|USDA|VA) » 1 $115,000 $115,000 $4,479 3.49%
    Bucyrus-Galion, OH (FHA|USDA|VA) » 1 $115,000 $115,000 $7,476 3.25%
    Cullowhee, NC (FHA|USDA|VA) » 1 $115,000 $115,000 $4,596 3.25%
    WINCHESTER, VA-WV (FHA|USDA|VA) » 1 $115,000 $115,000 $4,810 3.50%
    Ottawa, KS (FHA|USDA|VA) » 1 $115,000 $115,000 $5,230 3.38%
    GREEN BAY, WI (FHA|USDA|VA) » 1 $115,000 $115,000 $3,077 3.38%
    FORT SMITH, AR-OK (FHA|USDA|VA) » 1 $115,000 $115,000 $3,122 3.50%
    Urbana, OH (FHA|USDA|VA) » 1 $105,000 $105,000 $3,674 3.25%
    MERCED, CA (FHA|USDA|VA) » 1 $105,000 $105,000 $4,171 3.25%
    JEFFERSON CITY, MO (FHA|USDA|VA) » 1 $105,000 $105,000 $4,861 2.75%
    BLOOMINGTON, IN (FHA|USDA|VA) » 1 $105,000 $105,000 $3,232 3.38%
    Bradford, PA (FHA|USDA|VA) » 1 $105,000 $105,000 $8,116 2.50%
    Granbury, TX (FHA|USDA|VA) » 1 $95,000 $95,000 $4,894 4.25%
    Greeneville, TN (FHA|USDA|VA) » 1 $95,000 $95,000 $6,854 3.38%
    COLUMBUS, GA-AL (FHA|USDA|VA) » 2 $90,000 $45,000 $5,557 5.63%
    Oil City, PA (FHA|USDA|VA) » 1 $85,000 $85,000 $7,023 3.38%
    TEXARKANA, TX-AR (FHA|USDA|VA) » 1 $85,000 $85,000 $5,776 3.25%
    Angola, IN (FHA|USDA|VA) » 1 $75,000 $75,000 $6,974 3.63%
    Spencer, IA (FHA|USDA|VA) » 1 $75,000 $75,000 $2,934 3.00%
    Rolla, MO (FHA|USDA|VA) » 1 $75,000 $75,000 $4,024 3.63%
    McComb, MS (FHA|USDA|VA) » 1 $75,000 $75,000 $5,322 3.88%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) » 1 $65,000 $65,000 $4,778 3.75%
    JONESBORO, AR (FHA|USDA|VA) » 1 $65,000 $65,000 $3,838 4.13%
    Kirksville, MO (FHA|USDA|VA) » 1 $65,000 $65,000 $3,208 3.63%
    SAGINAW, MI (FHA|USDA|VA) » 1 $55,000 $55,000 $3,333 3.88%

    Hometown Lenders 's top markets include Sacramento, Chicago, Seattle, Portland, and Huntsville among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional » 14,575 $3,992,395,000 $273,921 $4,907 3.10%
    FHA » 4,043 $920,385,000 $227,649 $9,143 3.34%
    VA » 1,438 $483,320,000 $336,106 $8,629 3.05%
    USDA » 427 $75,805,000 $177,529 $5,826 3.17%

    For the 2021 period, Hometown Lenders 's most frequently originated loan type of loans were Conventional, with 14,575 originations. Their 2nd most popular type is FHA, with 4,043 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Home Purchase » 13,808 $3,722,200,000 $269,568 $6,544 3.18%
    Refi » 3,460 $900,700,000 $260,318 $4,545 2.95%
    Cash Out Refi » 3,159 $837,715,000 $265,184 $5,648 3.24%
    Home Improvement » 52 $10,500,000 $201,923 $4,934 3.25%
    NA » 4 $790,000 $197,500 $6,190 3.44%

    For the 2021, Hometown Lenders 's most frequently cited loan purpose of loans were Home Purchase, with 13,808 originations. The 2nd most popular reason of loans were Refi, with 3,460 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year » 18,416 $5,062,560,000 $274,900 $6,209 3.19%
    15 Year » 1,211 $250,555,000 $206,899 $4,417 2.71%
    20 Year » 399 $93,375,000 $234,023 $4,764 3.01%
    Other » 234 $50,550,000 $216,026 $5,391 3.13%
    10 Year » 192 $14,560,000 $75,833 $3,763 3.27%
    3 Year » 23 $195,000 $8,478 $0 0.26%
    5 Year » 4 $40,000 $10,000 $0 0.00%
    30+ year » 3 $55,000 $18,333 $0 0.00%
    1 Year » 1 $15,000 $15,000 $0 0.00%

    For the 2021, Hometown Lenders 's most frequently cited loan length of loans were 30 Year, with 18,416 originations. The 2nd most popular length of loans were 15 Year, with 1,211 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $1k-2k » 10,163 $2,743,135,000 $269,914
    $2k-3k » 3,101 $727,285,000 $234,532
    $3k-4k » 2,047 $513,345,000 $250,779
    $<1k » 1,993 $407,875,000 $204,654
    $5k+ » 1,929 $726,615,000 $376,680
    $4k-5k » 1,224 $348,240,000 $284,510

    $6,209 of loans were Hometown Lenders 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 10,163 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% » 11,246 $2,938,180,000 $261,264
    2.5-3% » 6,858 $2,037,870,000 $297,152
    <2.5% » 1,557 $324,585,000 $208,468
    4-5% » 749 $168,695,000 $225,227
    5-6% » 42 $1,700,000 $40,476
    7-8% » 16 $280,000 $17,500
    6-7% » 2 $260,000 $130,000
    % » 1 $185,000 $185,000

    During 2021, Hometown Lenders 's average interest rate of loans were 3.19%, while their most frequently originated rate bucket of loans were 3-4%, with 11,246 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k » 9,514 $2,705,470,000 $284,367 $6,383 3.19%
    $100k-200k » 6,077 $932,485,000 $153,445 $5,000 3.26%
    $400k-600k » 2,872 $1,373,320,000 $478,175 $7,207 3.09%
    $100,000 or less » 1,553 $87,195,000 $56,146 $4,110 2.59%
    $600k-1MM » 404 $291,610,000 $721,807 $9,805 3.10%
    $1MM+ » 63 $81,825,000 $1,298,810 $12,618 3.01%

    2021 saw Hometown Lenders place emphasis on $200k-400k loans with 9,514 originations, totaling $2,705,470,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k » 5,359 $1,160,455,000 $216,543 $6,125 3.14%
    $100k-150k » 4,228 $1,344,320,000 $317,956 $6,274 3.14%
    $75k-100k » 3,909 $1,045,255,000 $267,397 $6,361 3.15%
    $50k or less » 3,395 $517,655,000 $152,476 $5,371 3.19%
    $150k-250k » 2,279 $872,625,000 $382,898 $6,001 3.15%
    $250k+ » 794 $378,650,000 $476,889 $6,574 3.19%

    Hometown Lenders lent most frequently to those with incomes in the $50k-75k range, with 5,359 originations. The second most popular income band? $100k-150k, with 4,228 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% » 3,894 $1,029,870,000 $264,476 $5,220 3.10%
    30-36% » 3,589 $953,975,000 $265,805 $5,749 3.17%
    <20% » 1,394 $313,750,000 $225,072 $4,628 2.91%
    50-60% » 1,277 $336,255,000 $263,316 $9,480 3.21%
    44% » 899 $249,575,000 $277,614 $6,288 3.20%
    42% » 829 $229,155,000 $276,423 $6,110 3.22%
    41% » 809 $216,735,000 $267,905 $6,068 3.24%
    43% » 797 $218,045,000 $273,582 $6,165 3.19%
    40% » 787 $216,145,000 $274,644 $6,154 3.22%
    39% » 754 $202,300,000 $268,302 $5,891 3.20%
    38% » 725 $201,405,000 $277,800 $6,032 3.16%
    37% » 704 $192,820,000 $273,892 $6,108 3.13%
    36% » 696 $192,140,000 $276,063 $6,077 3.16%
    49% » 695 $190,045,000 $273,446 $6,621 3.19%
    45% » 666 $180,590,000 $271,156 $6,265 3.20%
    47% » 550 $156,290,000 $284,164 $6,826 3.24%
    46% » 530 $146,090,000 $275,642 $6,622 3.20%
    48% » 497 $137,005,000 $275,664 $6,709 3.24%
    >60% » 65 $19,275,000 $296,538 $8,961 2.70%

    Hometown Lenders lent most frequently to those with DTI ratios of 20-30%, with 3,894 originations. The next most common DTI ratio? 30-36%, with 3,589 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White » 15,144 $3,933,470,000 $259,738 $5,904 3.15%
    Not provided » 2,858 $854,730,000 $299,066 $6,228 3.12%
    Black » 1,513 $373,665,000 $246,970 $7,292 3.22%
    Asian » 808 $268,050,000 $331,745 $5,999 3.14%
    American Indian » 108 $25,940,000 $240,185 $5,584 3.24%
    Native Hawaiian or Islander » 41 $12,105,000 $295,244 $6,745 3.30%
    Asian Indian » 4 $1,760,000 $440,000 $7,747 2.87%
    Other Asian » 3 $1,005,000 $335,000 $4,378 2.83%
    » 2 $570,000 $285,000 $4,094 2.94%
    Filipino » 1 $395,000 $395,000 $4,792 3.13%
    Japanese » 1 $215,000 $215,000 $3,959 2.38%

    Approval Rates

    Total approvals of all applications
    98.10%

    Hometown Lenders has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    70.80%

    Hometown Lenders has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 2 $20,000 $10,000
    NA 20,481 $5,471,885,000 $267,169

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 20,483 $5,471,905,000 $267,144

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 612 $112,950,000 $184,559 $3,953 2.88%
    40-60% » 1,988 $508,140,000 $255,604 $4,469 2.99%
    60-80% » 6,054 $1,716,240,000 $283,489 $5,220 3.22%
    80-100% » 10,587 $2,902,465,000 $274,154 $6,685 3.26%
    Over 100% » 380 $137,550,000 $361,974 $14,349 3.06%
    Under 20% » 573 $12,115,000 $21,143 $3,347 1.36%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    HomeTown Lenders, LLC Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%