Hometown Lenders Mortgage Rates, Fees & Info
HUNTSVILLE, ALLEI: 549300UFNWYY11NLMW19
Tax ID: 63-1246790
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Mortgage Data
Review & Overview
Hometown Lenders is a mid-sized mortgage company specializing in Home Purchase loans. Hometown Lenders has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Sacramento, Chicago, Seattle, Portland, and Huntsville among others. We have data for 508 markets. (Some data included below & more in-depth data is available with an active subscription.)Hometown Lenders has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Hometown Lenders is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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Originations
20,483Origination Dollar Volume (All Markets)
$5,471,905,000Awards
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Hometown Lenders - 2021
Hometown Lenders is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 750 | $298,550,000 | $398,067 | $5,757 | 2.90% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,119 | $256,515,000 | $229,236 | $6,167 | 3.25% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 643 | $245,605,000 | $381,967 | $6,413 | 3.01% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 581 | $214,995,000 | $370,043 | $5,949 | 3.08% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 848 | $196,730,000 | $231,993 | $5,056 | 3.10% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 461 | $173,535,000 | $376,432 | $6,703 | 3.10% |
| YUBA CITY, CA (FHA|USDA|VA) | 616 | $170,000,000 | $275,974 | $5,847 | 2.85% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 518 | $168,260,000 | $324,826 | $6,886 | 3.18% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 808 | $149,520,000 | $185,050 | $6,135 | 3.17% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 419 | $145,895,000 | $348,198 | $6,609 | 2.73% |
| Outside of Metro Areas | 652 | $140,360,000 | $215,276 | $5,529 | 3.22% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 464 | $138,760,000 | $299,052 | $5,370 | 3.19% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 423 | $121,295,000 | $286,749 | $5,051 | 3.15% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 525 | $119,475,000 | $227,571 | $5,756 | 3.25% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 308 | $117,660,000 | $382,013 | $9,014 | 3.13% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 354 | $113,010,000 | $319,237 | $5,901 | 3.04% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 416 | $112,220,000 | $269,760 | $7,268 | 3.08% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 213 | $103,095,000 | $484,014 | $8,473 | 3.06% |
| RENO, NV (FHA|USDA|VA) | 301 | $99,225,000 | $329,651 | $5,319 | 2.99% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 404 | $89,970,000 | $222,698 | $3,766 | 3.20% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 226 | $89,440,000 | $395,752 | $7,549 | 2.95% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 244 | $86,340,000 | $353,852 | $7,316 | 3.07% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 291 | $84,665,000 | $290,945 | $7,859 | 3.32% |
| COLUMBUS, OH (FHA|USDA|VA) | 330 | $77,050,000 | $233,485 | $6,150 | 3.41% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 328 | $75,590,000 | $230,457 | $6,102 | 2.78% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 395 | $75,385,000 | $190,848 | $5,915 | 3.43% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 380 | $66,400,000 | $174,737 | $4,956 | 3.08% |
| Bozeman, MT (FHA|USDA|VA) | 150 | $60,290,000 | $401,933 | $5,473 | 3.14% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 239 | $58,425,000 | $244,456 | $4,372 | 3.33% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 218 | $57,520,000 | $263,853 | $5,095 | 3.33% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 190 | $50,050,000 | $263,421 | $7,080 | 3.11% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 224 | $48,550,000 | $216,741 | $6,064 | 3.16% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 151 | $45,975,000 | $304,470 | $6,384 | 3.22% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 140 | $44,600,000 | $318,571 | $6,724 | 3.14% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 188 | $44,380,000 | $236,064 | $5,460 | 3.32% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 169 | $41,165,000 | $243,580 | $7,023 | 3.34% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 179 | $39,195,000 | $218,966 | $8,712 | 3.13% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 144 | $33,290,000 | $231,181 | $3,652 | 3.17% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 98 | $30,930,000 | $315,612 | $7,803 | 3.01% |
| DOTHAN, AL (FHA|USDA|VA) | 180 | $30,400,000 | $168,889 | $5,319 | 3.31% |
| MOBILE, AL (FHA|USDA|VA) | 159 | $27,015,000 | $169,906 | $5,625 | 3.33% |
| LOUISVILLE, KY (FHA|USDA|VA) | 118 | $24,890,000 | $210,932 | $3,866 | 3.21% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 91 | $24,215,000 | $266,099 | $5,933 | 3.21% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 113 | $22,995,000 | $203,496 | $6,913 | 3.17% |
| CHICO, CA (FHA|USDA|VA) | 90 | $22,550,000 | $250,556 | $6,174 | 2.65% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 81 | $22,195,000 | $274,012 | $6,381 | 2.99% |
| Cullman, AL (FHA|USDA|VA) | 110 | $21,680,000 | $197,091 | $5,211 | 3.17% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 100 | $20,800,000 | $208,000 | $8,413 | 3.50% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 50 | $20,730,000 | $414,600 | $5,427 | 3.00% |
| Chillicothe, OH (FHA|USDA|VA) | 117 | $19,065,000 | $162,949 | $7,184 | 3.62% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 78 | $18,560,000 | $237,949 | $5,851 | 3.12% |
| CARSON CITY, NV (FHA|USDA|VA) | 51 | $17,545,000 | $344,020 | $4,898 | 2.96% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 119 | $17,525,000 | $147,269 | $5,585 | 3.47% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 59 | $17,185,000 | $291,271 | $5,904 | 3.05% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 51 | $16,805,000 | $329,510 | $6,082 | 2.98% |
| DECATUR, AL (FHA|USDA|VA) | 93 | $16,045,000 | $172,527 | $5,483 | 3.07% |
| KANKAKEE, IL (FHA|USDA|VA) | 86 | $15,530,000 | $180,581 | $4,602 | 3.28% |
| GREELEY, CO (FHA|USDA|VA) | 49 | $15,395,000 | $314,184 | $7,592 | 2.35% |
| KNOXVILLE, TN (FHA|USDA|VA) | 80 | $15,270,000 | $190,875 | $6,375 | 3.09% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 61 | $14,085,000 | $230,902 | $6,946 | 3.54% |
| Richmond-Berea, KY (FHA|USDA|VA) | 54 | $12,920,000 | $239,259 | $4,148 | 3.32% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 33 | $11,995,000 | $363,485 | $4,784 | 2.86% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 54 | $11,900,000 | $220,370 | $6,191 | 3.12% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 50 | $11,720,000 | $234,400 | $7,222 | 3.39% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 21 | $11,165,000 | $531,667 | $10,727 | 3.11% |
| OCALA, FL (FHA|USDA|VA) | 58 | $10,780,000 | $185,862 | $7,411 | 3.44% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 21 | $10,715,000 | $510,238 | $6,675 | 2.98% |
| TOLEDO, OH (FHA|USDA|VA) | 72 | $10,440,000 | $145,000 | $7,262 | 3.49% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 32 | $9,440,000 | $295,000 | $5,850 | 2.85% |
| Albertville, AL (FHA|USDA|VA) | 50 | $9,380,000 | $187,600 | $5,251 | 3.05% |
| Jasper, AL (FHA|USDA|VA) | 54 | $9,240,000 | $171,111 | $6,060 | 3.12% |
| STOCKTON, CA (FHA|USDA|VA) | 25 | $9,185,000 | $367,400 | $5,813 | 2.93% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 50 | $9,020,000 | $180,400 | $5,379 | 3.32% |
| LONGVIEW, WA (FHA|USDA|VA) | 32 | $8,960,000 | $280,000 | $6,117 | 2.86% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 27 | $8,685,000 | $321,667 | $8,761 | 3.16% |
| SALEM, OR (FHA|USDA|VA) | 30 | $8,590,000 | $286,333 | $8,059 | 3.06% |
| Show Low, AZ (FHA|USDA|VA) | 52 | $8,490,000 | $163,269 | $5,482 | 3.02% |
| BEND, OR (FHA|USDA|VA) | 16 | $8,030,000 | $501,875 | $6,550 | 3.21% |
| JACKSON, MS (FHA|USDA|VA) | 42 | $7,870,000 | $187,381 | $8,769 | 3.77% |
| ST. GEORGE, UT (FHA|USDA|VA) | 23 | $7,835,000 | $340,652 | $9,845 | 3.21% |
| VALLEJO, CA (FHA|USDA|VA) | 19 | $7,775,000 | $409,211 | $6,411 | 2.80% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 32 | $7,610,000 | $237,813 | $6,344 | 3.57% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 40 | $7,520,000 | $188,000 | $6,442 | 3.22% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 30 | $7,410,000 | $247,000 | $6,209 | 3.07% |
| Athens, TX (FHA|USDA|VA) | 24 | $7,410,000 | $308,750 | $6,103 | 3.09% |
| MODESTO, CA (FHA|USDA|VA) | 23 | $7,125,000 | $309,783 | $5,794 | 2.99% |
| Ozark, AL (FHA|USDA|VA) | 50 | $7,040,000 | $140,800 | $4,653 | 3.34% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 39 | $7,035,000 | $180,385 | $4,159 | 3.09% |
| TYLER, TX (FHA|USDA|VA) | 33 | $6,975,000 | $211,364 | $4,174 | 3.08% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 38 | $6,850,000 | $180,263 | $6,662 | 2.83% |
| Zanesville, OH (FHA|USDA|VA) | 43 | $6,795,000 | $158,023 | $5,394 | 3.26% |
| FORT COLLINS, CO (FHA|USDA|VA) | 17 | $6,705,000 | $394,412 | $4,357 | 3.06% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 25 | $6,445,000 | $257,800 | $4,807 | 3.15% |
| BOULDER, CO (FHA|USDA|VA) | 16 | $6,330,000 | $395,625 | $4,641 | 2.96% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 36 | $6,030,000 | $167,500 | $6,037 | 3.16% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 23 | $6,025,000 | $261,957 | $8,549 | 3.79% |
| RICHMOND, VA (FHA|USDA|VA) | 26 | $6,010,000 | $231,154 | $5,853 | 3.38% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 12 | $5,990,000 | $499,167 | $5,667 | 2.77% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 32 | $5,920,000 | $185,000 | $6,203 | 3.68% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 24 | $5,890,000 | $245,417 | $8,445 | 3.64% |
| MONTGOMERY, AL (FHA|USDA|VA) | 37 | $5,865,000 | $158,514 | $8,137 | 3.70% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 30 | $5,760,000 | $192,000 | $6,347 | 3.45% |
| PANAMA CITY, FL (FHA|USDA|VA) | 24 | $5,370,000 | $223,750 | $6,377 | 3.09% |
| Helena, MT (FHA|USDA|VA) | 15 | $5,275,000 | $351,667 | $6,845 | 3.11% |
| Enterprise, AL (FHA|USDA|VA) | 34 | $5,250,000 | $154,412 | $4,802 | 3.43% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 26 | $5,070,000 | $195,000 | $5,692 | 3.21% |
| Jackson, OH (FHA|USDA|VA) | 34 | $5,000,000 | $147,059 | $7,101 | 3.80% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 25 | $4,895,000 | $195,800 | $6,267 | 3.30% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 23 | $4,855,000 | $211,087 | $6,488 | 2.71% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 21 | $4,855,000 | $231,190 | $5,945 | 3.03% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 28 | $4,800,000 | $171,429 | $7,198 | 3.29% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 20 | $4,710,000 | $235,500 | $5,211 | 3.10% |
| Frankfort, KY (FHA|USDA|VA) | 23 | $4,685,000 | $203,696 | $3,768 | 3.14% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 22 | $4,650,000 | $211,364 | $6,301 | 3.60% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 25 | $4,555,000 | $182,200 | $5,398 | 3.11% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 23 | $4,535,000 | $197,174 | $5,257 | 3.06% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 21 | $4,505,000 | $214,524 | $4,574 | 3.30% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 19 | $4,285,000 | $225,526 | $4,500 | 3.16% |
| GOLDSBORO, NC (FHA|USDA|VA) | 24 | $4,270,000 | $177,917 | $7,363 | 3.61% |
| Fernley, NV (FHA|USDA|VA) | 15 | $4,225,000 | $281,667 | $4,595 | 3.03% |
| Portsmouth, OH (FHA|USDA|VA) | 28 | $4,140,000 | $147,857 | $6,844 | 3.62% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 24 | $4,130,000 | $172,083 | $6,206 | 3.77% |
| Kalispell, MT (FHA|USDA|VA) | 10 | $4,090,000 | $409,000 | $5,173 | 3.29% |
| Shelton, WA (FHA|USDA|VA) | 12 | $3,950,000 | $329,167 | $7,553 | 2.76% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 14 | $3,450,000 | $246,429 | $4,727 | 3.25% |
| Newport, OR (FHA|USDA|VA) | 11 | $3,445,000 | $313,182 | $7,175 | 3.02% |
| DULUTH, MN-WI (FHA|USDA|VA) | 16 | $3,430,000 | $214,375 | $4,665 | 3.12% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $3,280,000 | $546,667 | $8,209 | 3.37% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $3,245,000 | $649,000 | $3,798 | 3.03% |
| Atmore, AL (FHA|USDA|VA) | 23 | $3,195,000 | $138,913 | $4,282 | 3.05% |
| TUCSON, AZ (FHA|USDA|VA) | 12 | $3,170,000 | $264,167 | $5,826 | 3.22% |
| Shawnee, OK (FHA|USDA|VA) | 17 | $3,135,000 | $184,412 | $5,362 | 3.34% |
| Holland, MI (FHA|USDA|VA) | 12 | $3,130,000 | $260,833 | $4,951 | 3.15% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 10 | $3,110,000 | $311,000 | $6,861 | 3.01% |
| TULSA, OK (FHA|USDA|VA) | 14 | $2,920,000 | $208,571 | $5,978 | 3.36% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 12 | $2,910,000 | $242,500 | $4,544 | 3.24% |
| BURLINGTON, NC (FHA|USDA|VA) | 13 | $2,905,000 | $223,462 | $6,557 | 3.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 13 | $2,895,000 | $222,692 | $5,778 | 3.22% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 12 | $2,890,000 | $240,833 | $5,306 | 3.31% |
| Kinston, NC (FHA|USDA|VA) | 24 | $2,880,000 | $120,000 | $5,241 | 3.53% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 18 | $2,870,000 | $159,444 | $6,542 | 3.49% |
| NILES, MI (FHA|USDA|VA) | 11 | $2,765,000 | $251,364 | $4,494 | 3.22% |
| Scottsboro, AL (FHA|USDA|VA) | 22 | $2,760,000 | $125,455 | $4,294 | 3.11% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 9 | $2,755,000 | $306,111 | $6,853 | 3.03% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 19 | $2,735,000 | $143,947 | $4,593 | 3.31% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 20 | $2,730,000 | $136,500 | $4,865 | 3.55% |
| Danville, KY (FHA|USDA|VA) | 16 | $2,710,000 | $169,375 | $5,219 | 3.30% |
| Alexander City, AL (FHA|USDA|VA) | 8 | $2,660,000 | $332,500 | $6,243 | 3.26% |
| Oak Harbor, WA (FHA|USDA|VA) | 8 | $2,570,000 | $321,250 | $5,472 | 2.90% |
| MORRISTOWN, TN (FHA|USDA|VA) | 16 | $2,570,000 | $160,625 | $6,000 | 3.34% |
| Astoria, OR (FHA|USDA|VA) | 7 | $2,555,000 | $365,000 | $6,332 | 3.16% |
| FRESNO, CA (FHA|USDA|VA) | 8 | $2,510,000 | $313,750 | $5,557 | 2.87% |
| LONGVIEW, TX (FHA|USDA|VA) | 10 | $2,510,000 | $251,000 | $6,782 | 3.02% |
| Mount Vernon, OH (FHA|USDA|VA) | 11 | $2,485,000 | $225,909 | $5,386 | 3.29% |
| PUEBLO, CO (FHA|USDA|VA) | 10 | $2,480,000 | $248,000 | $4,992 | 2.74% |
| EL CENTRO, CA (FHA|USDA|VA) | 13 | $2,475,000 | $190,385 | $7,442 | 3.20% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $2,450,000 | $612,500 | $6,133 | 3.22% |
| Centralia, WA (FHA|USDA|VA) | 6 | $2,430,000 | $405,000 | $4,903 | 3.22% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $4,668 | 3.16% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $2,355,000 | $336,429 | $5,783 | 3.05% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 8 | $2,350,000 | $293,750 | $4,662 | 2.90% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 11 | $2,245,000 | $204,091 | $6,230 | 3.39% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 6 | $2,240,000 | $373,333 | $7,040 | 3.04% |
| PITTSBURGH, PA (FHA|USDA|VA) | 11 | $2,225,000 | $202,273 | $7,910 | 3.49% |
| GADSDEN, AL (FHA|USDA|VA) | 19 | $2,215,000 | $116,579 | $5,929 | 3.48% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 7 | $2,195,000 | $313,571 | $8,096 | 3.07% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 12 | $2,190,000 | $182,500 | $5,470 | 3.19% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 5 | $2,165,000 | $433,000 | $6,380 | 3.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $2,160,000 | $360,000 | $5,587 | 3.23% |
| WENATCHEE, WA (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $6,029 | 3.19% |
| MONROE, MI (FHA|USDA|VA) | 10 | $2,090,000 | $209,000 | $7,413 | 3.65% |
| ASHEVILLE, NC (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $8,454 | 3.89% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $2,015,000 | $403,000 | $5,075 | 2.82% |
| GAINESVILLE, FL (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $11,161 | 3.68% |
| AMARILLO, TX (FHA|USDA|VA) | 9 | $1,905,000 | $211,667 | $4,564 | 3.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 9 | $1,905,000 | $211,667 | $6,801 | 3.18% |
| MUSKEGON, MI (FHA|USDA|VA) | 11 | $1,835,000 | $166,818 | $4,427 | 3.10% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $6,433 | 3.19% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 13 | $1,785,000 | $137,308 | $5,689 | 3.23% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $4,477 | 2.79% |
| Fort Payne, AL (FHA|USDA|VA) | 11 | $1,755,000 | $159,545 | $4,878 | 3.10% |
| SPARTANBURG, SC (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $5,949 | 3.06% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $10,346 | 3.22% |
| Rockport, TX (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $6,814 | 3.00% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $5,171 | 2.92% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $1,655,000 | $551,667 | $4,626 | 2.67% |
| WILMINGTON, NC (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $5,170 | 3.52% |
| Sevierville, TN (FHA|USDA|VA) | 10 | $1,640,000 | $164,000 | $7,858 | 3.32% |
| JACKSON, TN (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $8,004 | 3.50% |
| Mount Sterling, KY (FHA|USDA|VA) | 9 | $1,595,000 | $177,222 | $4,051 | 3.49% |
| Lewisburg, TN (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $6,342 | 3.29% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $6,502 | 3.31% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $7,077 | 2.75% |
| Brainerd, MN (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $5,249 | 3.08% |
| Lawrenceburg, TN (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $6,605 | 3.23% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $4,901 | 2.90% |
| Aberdeen, WA (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $7,039 | 3.27% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $5,759 | 3.19% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $5,423 | 3.15% |
| NEW BERN, NC (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $6,105 | 3.54% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $4,721 | 3.04% |
| HATTIESBURG, MS (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $6,684 | 3.62% |
| Fort Morgan, CO (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $11,785 | 2.39% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $7,778 | 3.03% |
| Bardstown, KY (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $4,382 | 3.12% |
| Port Angeles, WA (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $5,023 | 3.09% |
| Eufaula, AL-GA (FHA|USDA|VA) | 9 | $1,335,000 | $148,333 | $4,362 | 3.32% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $8,683 | 3.67% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $11,245 | 3.33% |
| Pottsville, PA (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $6,057 | 3.02% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $5,868 | 3.54% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $1,290,000 | $645,000 | $7,375 | 3.75% |
| Shelbyville, TN (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $6,328 | 4.29% |
| BILLINGS, MT (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $3,338 | 3.05% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $19,338 | 2.41% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $5,715 | 3.10% |
| Red Bluff, CA (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $5,551 | 3.10% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 8 | $1,250,000 | $156,250 | $4,117 | 3.45% |
| Cookeville, TN (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $5,627 | 3.08% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $5,972 | 3.66% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $5,181 | 3.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $7,354 | 2.97% |
| Troy, AL (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $5,730 | 3.14% |
| WACO, TX (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $5,598 | 3.25% |
| Cedar City, UT (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $8,317 | 3.56% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $5,909 | 3.41% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $6,462 | 3.04% |
| Grand Rapids, MN (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $6,661 | 3.46% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $7,109 | 3.10% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $10,159 | 3.19% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $6,512 | 2.91% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $7,547 | 3.67% |
| CLEVELAND, TN (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $6,700 | 3.37% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,857 | 3.10% |
| Prineville, OR (FHA|USDA|VA) | 1 | $985,000 | $985,000 | $5,856 | 3.50% |
| Peru, IN (FHA|USDA|VA) | 8 | $980,000 | $122,500 | $3,719 | 3.22% |
| ROCHESTER, MN (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $6,690 | 3.10% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 9 | $975,000 | $108,333 | $4,152 | 3.04% |
| Branson, MO (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $3,346 | 3.22% |
| Crossville, TN (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $6,123 | 3.50% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $8,493 | 2.96% |
| AKRON, OH (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $6,391 | 3.38% |
| REDDING, CA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $6,229 | 2.27% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $4,762 | 3.18% |
| Outside of Metro Areas | 2 | $910,000 | $455,000 | $5,903 | 3.50% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $5,884 | 3.17% |
| ST. CLOUD, MN (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $5,965 | 3.30% |
| Dyersburg, TN (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $5,419 | 3.08% |
| The Dalles, OR (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,274 | 3.19% |
| Durango, CO (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $3,557 | 3.12% |
| Fallon, NV (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $5,261 | 2.97% |
| Key West, FL (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $14,818 | 3.75% |
| LAREDO, TX (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $6,729 | 3.28% |
| Athens, TN (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $4,870 | 2.86% |
| Cambridge, OH (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $6,617 | 3.60% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,467 | 2.71% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,766 | 3.37% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $14,361 | 2.69% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,498 | 2.87% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $8,238 | 3.04% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $9,491 | 3.42% |
| READING, PA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $5,581 | 3.38% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,367 | 2.81% |
| JACKSON, MI (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,000 | 3.19% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,733 | 3.12% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $6,892 | 3.50% |
| CHARLESTON, WV (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $4,482 | 3.54% |
| Somerset, KY (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,987 | 3.66% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,023 | 2.96% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,006 | 2.92% |
| Wilson, NC (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,311 | 3.28% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $9,097 | 2.81% |
| Sonora, CA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,447 | 3.17% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,714 | 3.42% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $5,339 | 3.84% |
| WHEELING, WV-OH (FHA|USDA|VA) | 7 | $675,000 | $96,429 | $5,472 | 3.78% |
| Fremont, OH (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $10,862 | 3.92% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,043 | 2.92% |
| ROCKFORD, IL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,987 | 3.37% |
| MADERA, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $7,056 | 3.88% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,840 | 3.56% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,719 | 2.50% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $10,839 | 3.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,435 | 3.38% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $7,119 | 3.46% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,012 | 3.31% |
| Altus, OK (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,864 | 3.28% |
| Meadville, PA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $8,769 | 2.75% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $9,574 | 3.44% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,669 | 3.33% |
| Big Rapids, MI (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,314 | 3.12% |
| Washington Court House, OH (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $7,459 | 3.60% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $6,076 | 3.90% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,014 | 2.62% |
| Austin, MN (FHA|USDA|VA) | 7 | $595,000 | $85,000 | $4,094 | 3.27% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,869 | 3.17% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,859 | 3.46% |
| Susanville, CA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,957 | 3.13% |
| Seneca, SC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,647 | 3.04% |
| Selma, AL (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $5,565 | 2.65% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,459 | 3.67% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $7,006 | 3.50% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $3,973 | 3.00% |
| MADISON, WI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,595 | 3.93% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,103 | 3.19% |
| GREENVILLE, NC (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $5,181 | 3.44% |
| Columbus, MS (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,945 | 2.83% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,760 | 3.38% |
| FLINT, MI (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,122 | 3.29% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,925 | 3.12% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,637 | 2.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,697 | 3.06% |
| RACINE, WI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $7,609 | 3.17% |
| Dumas, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,147 | 2.92% |
| Henderson, NC (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $7,114 | 4.16% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,801 | 3.13% |
| Edwards, CO (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $2,553 | 2.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,821 | 3.19% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,338 | 2.88% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $4,558 | 3.00% |
| Brownsville, TN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $8,462 | 3.08% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,289 | 3.08% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,066 | 3.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $11,149 | 3.25% |
| New Castle, IN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,121 | 3.13% |
| Raymondville, TX (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $5,951 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,253 | 3.50% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,085 | 3.13% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,911 | 3.31% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,334 | 3.44% |
| Duncan, OK (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,369 | 3.33% |
| Marion, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,736 | 3.37% |
| Elkins, WV (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,986 | 3.63% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $13,418 | 3.50% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,231 | 2.75% |
| Dayton, TN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,510 | 3.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,225 | 3.06% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $17,112 | 2.88% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,103 | 3.67% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,826 | 3.29% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $14,561 | 2.98% |
| Dixon, IL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,217 | 2.94% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,759 | 3.38% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,031 | 2.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,417 | 3.13% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,535 | 2.75% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,287 | 3.31% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $18,401 | 2.50% |
| Marietta, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,711 | 3.44% |
| Adrian, MI (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $4,437 | 3.72% |
| Findlay, OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,319 | 3.46% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,255 | 2.88% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,826 | 2.69% |
| London, KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,020 | 3.44% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,324 | 2.99% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,941 | 3.13% |
| Maysville, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,868 | 3.00% |
| Borger, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,061 | 3.50% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,171 | 3.33% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,283 | 3.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,262 | 3.81% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,147 | 3.13% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,119 | 2.75% |
| Heber, UT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,275 | 2.75% |
| ENID, OK (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,174 | 3.33% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,649 | 3.44% |
| Hood River, OR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,229 | 3.25% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,847 | 2.75% |
| Madison, IN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $5,005 | 3.67% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,347 | 2.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,699 | 3.44% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,845 | 3.56% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,100 | 3.50% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,740 | 3.13% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,539 | 3.50% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,841 | 3.00% |
| Logansport, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,309 | 3.19% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,437 | 3.62% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $20,214 | 3.75% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,128 | 3.75% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,452 | 2.99% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,024 | 3.44% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,084 | 3.19% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,562 | 3.56% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $5,510 | 3.50% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,088 | 3.25% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,862 | 3.62% |
| Bonham, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,027 | 3.56% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,780 | 3.69% |
| Marion, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,707 | 2.99% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 3.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,162 | 3.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $10,518 | 3.56% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,044 | 3.25% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,384 | 4.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,657 | 3.50% |
| Winnemucca, NV (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $9,854 | 1.81% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,203 | 4.00% |
| Richmond, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,408 | 3.63% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,597 | 2.99% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,256 | 3.50% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,123 | 2.88% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,824 | 3.19% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,937 | 2.69% |
| Bellefontaine, OH (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $4,120 | 3.71% |
| Newport, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,731 | 3.13% |
| Picayune, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,921 | 3.75% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,989 | 3.31% |
| Palestine, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,654 | 2.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,633 | 3.50% |
| Danville, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,254 | 3.13% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,002 | 2.75% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,076 | 2.88% |
| El Campo, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,232 | 3.63% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,508 | 3.50% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,172 | 3.44% |
| Forest City, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,300 | 3.13% |
| Lock Haven, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,806 | 3.19% |
| Jennings, LA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,881 | 3.31% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,310 | 3.37% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,918 | 2.50% |
| DOVER, DE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,001 | 3.50% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,531 | 3.25% |
| Freeport, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,374 | 3.25% |
| Ada, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,228 | 3.88% |
| New Castle, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,249 | 2.75% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,432 | 3.13% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,183 | 3.25% |
| Sayre, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,761 | 3.38% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,853 | 3.25% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,670 | 2.75% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,843 | 2.88% |
| Andrews, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,525 | 3.50% |
| Elko, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,228 | 3.50% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,069 | 3.25% |
| Laurel, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,762 | 3.75% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,613 | 3.63% |
| Willmar, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,968 | 2.88% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,506 | 2.88% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,843 | 3.38% |
| Huntington, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,731 | 3.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,455 | 2.63% |
| Paris, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,982 | 3.00% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,130 | 2.88% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $629 | 3.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,192 | 3.49% |
| Marion, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,883 | 4.38% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,985 | 2.75% |
| West Point, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,365 | 2.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,906 | 3.13% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,033 | 3.50% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,999 | 3.50% |
| Sterling, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,782 | 3.50% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,969 | 3.13% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,213 | 3.00% |
| Marquette, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,084 | 3.38% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,850 | 3.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,250 | 3.38% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,237 | 3.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,076 | 2.88% |
| Sanford, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,975 | 3.50% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,790 | 3.50% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,606 | 3.13% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,603 | 3.75% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,736 | 3.50% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,898 | 2.75% |
| Salina, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,210 | 3.50% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,040 | 3.00% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,739 | 3.38% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,887 | 2.75% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,766 | 3.63% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,193 | 3.50% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,892 | 3.50% |
| Torrington, CT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,924 | 3.88% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,831 | 3.25% |
| Athens, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,223 | 3.38% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,354 | 3.00% |
| Martin, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,683 | 4.25% |
| Newberry, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,834 | 2.99% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,549 | 2.50% |
| Oxford, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,457 | 3.38% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,813 | 3.25% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,318 | 3.38% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,479 | 3.49% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,476 | 3.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,596 | 3.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,810 | 3.50% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,230 | 3.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,077 | 3.38% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,122 | 3.50% |
| Urbana, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,674 | 3.25% |
| MERCED, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,171 | 3.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,861 | 2.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,232 | 3.38% |
| Bradford, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,116 | 2.50% |
| Granbury, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,894 | 4.25% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,854 | 3.38% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $5,557 | 5.63% |
| Oil City, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,023 | 3.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,776 | 3.25% |
| Angola, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,974 | 3.63% |
| Spencer, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,934 | 3.00% |
| Rolla, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,024 | 3.63% |
| McComb, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,322 | 3.88% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,778 | 3.75% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,838 | 4.13% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,208 | 3.63% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,333 | 3.88% |
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Product Mix
For 2021, Hometown Lenders's most frequently originated type of loan was Conventional, with 14,574 originations. Their 2nd most popular type was FHA, with 4,029 originations.
Loan Reason
For 2021, Hometown Lenders's most frequently cited loan purpose was Home Purchase, with 13,808 originations. The 2nd most popular reason was Refi, with 3,460 originations.
Loan Duration/Length
For 2021, Hometown Lenders's most frequently cited loan duration was 30 Year, with 18,416 originations. The 2nd most popular length was 15 Year, with 1,211 originations.
Origination Fees/Closing Costs
Hometown Lenders's average total fees were $6,209, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 10,163 originations.
Interest Rates
During 2021, Hometown Lenders's average interest rate for loans was 3.19%, while their most frequently originated rate bucket for loans was 3-4%, with 11,246 originations.
Loan Sizing
2021 saw Hometown Lenders place emphasis on $200k-400k loans with 9,514 originations, totaling $2,705,470,000 in origination value.
Applicant Income
Hometown Lenders lent most frequently to those with incomes in the $50k-75k range, with 5,359 originations. The second most popular income band? $100k-150k, with 4,228 originations.
Applicant Debt to Income Ratio
Hometown Lenders lent most frequently to those with DTI ratios of 20-30%, with 3,894 originations. The next most common DTI ratio? 30-36%, with 3,589 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.10%
Hometown Lenders has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination70.80%
Hometown Lenders has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 2 | $20,000 | $10,000 |
| NA | 20,481 | $5,471,885,000 | $267,169 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 20,483 | $5,471,905,000 | $267,144 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| HomeTown Lenders, LLC | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |