Hometown Lenders Mortgage Rates, Fees & Info
HUNTSVILLE, ALLEI: 549300UFNWYY11NLMW19
Tax ID: 63-1246790
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Mortgage Data
Review & Overview
Hometown Lenders is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Hometown Lenders has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Seattle, Chicago, Yuba City, Birmingham, and Reno among others. We have data for 398 markets. (Some data included below & more in-depth data is available with an active subscription.)Hometown Lenders has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Hometown Lenders is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 4/14/24 |
| 30 Year Conventional Purchase | 6.76% | 4/14/24 |
| 30 Year Conventional Refi | 6.67% | 4/14/24 |
| 30 Year Cash-out Refi | 6.90% | 4/14/24 |
| 30 Year FHA Purchase | 7.75% | 4/14/24 |
| 30 Year FHA Refi | 7.63% | 4/14/24 |
| 30 Year VA Purchase | 6.57% | 4/14/24 |
| 30 Year VA Refi | 6.40% | 4/14/24 |
| 30 Year USDA Purchase | 6.99% | 4/14/24 |
| 30 Year USDA Refi | 7.32% | 4/14/24 |
| 15 Year Conventional Purchase | 6.17% | 4/14/24 |
| 15 Year Conventional Refi | 6.31% | 4/14/24 |
| 15 Year Cash-out Refi | 6.31% | 4/14/24 |
| 15 Year FHA Purchase | 5.68% | 4/14/24 |
| 15 Year FHA Refi | 8.01% | 4/14/24 |
| 15 Year VA Purchase | 6.74% | 4/14/24 |
| 15 Year VA Refi | 5.68% | 4/14/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Hometown Lenders Mortgage Calculator
Your Estimates
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This is not an official calculator from Hometown Lenders. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
14,173Origination Dollar Volume (All Markets)
$3,244,205,000Awards
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Hometown Lenders - 2020
Hometown Lenders is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 773 | $278,815,000 | $360,692 | $6,715 | 2.95% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,162 | $256,420,000 | $220,671 | $5,537 | 3.24% |
| YUBA CITY, CA (FHA|USDA|VA) | 636 | $170,660,000 | $268,333 | $5,227 | 3.09% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 832 | $155,480,000 | $186,875 | $6,312 | 3.29% |
| RENO, NV (FHA|USDA|VA) | 371 | $110,525,000 | $297,911 | $5,080 | 3.13% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 465 | $98,765,000 | $212,398 | $3,855 | 3.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 481 | $97,915,000 | $203,565 | $5,529 | 3.12% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 356 | $87,960,000 | $247,079 | $5,806 | 3.09% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 289 | $87,465,000 | $302,647 | $5,707 | 2.99% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 335 | $80,115,000 | $239,149 | $4,859 | 3.13% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 311 | $78,095,000 | $251,109 | $5,123 | 3.20% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 331 | $76,205,000 | $230,227 | $3,684 | 3.20% |
| COLUMBUS, OH (FHA|USDA|VA) | 320 | $74,760,000 | $233,625 | $5,797 | 3.42% |
| Outside of Metro Areas | 383 | $70,165,000 | $183,198 | $5,136 | 3.28% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 273 | $66,165,000 | $242,363 | $7,417 | 3.34% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 271 | $65,135,000 | $240,351 | $5,282 | 3.26% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 392 | $64,750,000 | $165,179 | $5,213 | 3.44% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 170 | $63,310,000 | $372,412 | $6,799 | 2.95% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 279 | $49,165,000 | $176,219 | $5,079 | 2.97% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 173 | $48,255,000 | $278,931 | $6,564 | 3.17% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 194 | $45,350,000 | $233,763 | $5,878 | 3.27% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 185 | $44,925,000 | $242,838 | $6,953 | 3.32% |
| DOTHAN, AL (FHA|USDA|VA) | 270 | $42,440,000 | $157,185 | $5,171 | 3.22% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 89 | $35,375,000 | $397,472 | $5,797 | 3.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 155 | $34,165,000 | $220,419 | $3,773 | 3.22% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 118 | $29,940,000 | $253,729 | $6,717 | 3.22% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 123 | $29,925,000 | $243,293 | $8,080 | 3.36% |
| MOBILE, AL (FHA|USDA|VA) | 163 | $26,895,000 | $165,000 | $5,548 | 3.23% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 70 | $25,810,000 | $368,714 | $7,843 | 3.11% |
| Zanesville, OH (FHA|USDA|VA) | 148 | $24,410,000 | $164,932 | $6,543 | 3.51% |
| Cullman, AL (FHA|USDA|VA) | 132 | $23,890,000 | $180,985 | $4,992 | 3.22% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 101 | $23,575,000 | $233,416 | $5,872 | 3.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 130 | $23,130,000 | $177,923 | $5,851 | 3.34% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 111 | $22,375,000 | $201,577 | $7,772 | 3.36% |
| KNOXVILLE, TN (FHA|USDA|VA) | 107 | $20,635,000 | $192,850 | $6,320 | 3.19% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 95 | $19,435,000 | $204,579 | $6,525 | 3.25% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 56 | $19,190,000 | $342,679 | $4,462 | 3.16% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 104 | $19,060,000 | $183,269 | $3,945 | 3.25% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 59 | $18,875,000 | $319,915 | $5,826 | 2.98% |
| CHICO, CA (FHA|USDA|VA) | 71 | $18,415,000 | $259,366 | $5,141 | 3.15% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 47 | $18,115,000 | $385,426 | $4,670 | 2.93% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 127 | $17,265,000 | $135,945 | $5,916 | 3.48% |
| CARSON CITY, NV (FHA|USDA|VA) | 51 | $16,405,000 | $321,667 | $5,469 | 3.20% |
| Richmond-Berea, KY (FHA|USDA|VA) | 68 | $15,340,000 | $225,588 | $4,153 | 3.39% |
| Chillicothe, OH (FHA|USDA|VA) | 103 | $15,035,000 | $145,971 | $6,884 | 3.85% |
| DECATUR, AL (FHA|USDA|VA) | 79 | $13,035,000 | $165,000 | $5,573 | 3.23% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 39 | $12,625,000 | $323,718 | $5,331 | 2.98% |
| TOLEDO, OH (FHA|USDA|VA) | 84 | $12,190,000 | $145,119 | $7,661 | 3.33% |
| KANKAKEE, IL (FHA|USDA|VA) | 64 | $11,140,000 | $174,063 | $4,630 | 3.19% |
| Ozark, AL (FHA|USDA|VA) | 73 | $10,635,000 | $145,685 | $4,752 | 3.37% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 44 | $8,560,000 | $194,545 | $5,239 | 2.90% |
| OCALA, FL (FHA|USDA|VA) | 52 | $8,500,000 | $163,462 | $6,814 | 3.53% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 29 | $8,415,000 | $290,172 | $7,004 | 2.88% |
| ST. GEORGE, UT (FHA|USDA|VA) | 31 | $8,205,000 | $264,677 | $7,388 | 3.42% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 43 | $8,175,000 | $190,116 | $8,215 | 3.46% |
| Show Low, AZ (FHA|USDA|VA) | 54 | $8,100,000 | $150,000 | $5,391 | 3.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 46 | $8,040,000 | $174,783 | $6,136 | 3.34% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 36 | $7,500,000 | $208,333 | $5,560 | 3.29% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 26 | $7,400,000 | $284,615 | $5,876 | 3.08% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 39 | $7,325,000 | $187,821 | $5,639 | 3.22% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 43 | $7,205,000 | $167,558 | $5,441 | 3.27% |
| JACKSON, MS (FHA|USDA|VA) | 34 | $7,170,000 | $210,882 | $8,734 | 3.67% |
| Jasper, AL (FHA|USDA|VA) | 46 | $7,170,000 | $155,870 | $6,071 | 3.23% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 23 | $6,955,000 | $302,391 | $6,177 | 3.17% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 32 | $6,390,000 | $199,688 | $6,675 | 3.44% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 36 | $6,260,000 | $173,889 | $7,434 | 3.67% |
| RICHMOND, VA (FHA|USDA|VA) | 22 | $6,210,000 | $282,273 | $5,242 | 3.07% |
| Albertville, AL (FHA|USDA|VA) | 34 | $5,840,000 | $171,765 | $6,223 | 3.03% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 14 | $5,510,000 | $393,571 | $5,822 | 2.69% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 21 | $5,405,000 | $257,381 | $6,497 | 3.21% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 28 | $5,290,000 | $188,929 | $6,314 | 3.14% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 25 | $5,255,000 | $210,200 | $7,860 | 3.45% |
| GREELEY, CO (FHA|USDA|VA) | 14 | $5,050,000 | $360,714 | $8,009 | 3.05% |
| Frankfort, KY (FHA|USDA|VA) | 27 | $4,975,000 | $184,259 | $4,469 | 3.38% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 26 | $4,790,000 | $184,231 | $5,098 | 2.93% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 16 | $4,750,000 | $296,875 | $8,293 | 3.38% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 27 | $4,615,000 | $170,926 | $5,897 | 3.22% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 17 | $4,555,000 | $267,941 | $5,486 | 3.02% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 10 | $4,540,000 | $454,000 | $5,496 | 2.60% |
| Enterprise, AL (FHA|USDA|VA) | 25 | $4,445,000 | $177,800 | $5,028 | 3.07% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 20 | $4,010,000 | $200,500 | $6,002 | 3.42% |
| PANAMA CITY, FL (FHA|USDA|VA) | 19 | $3,975,000 | $209,211 | $4,838 | 3.64% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 23 | $3,905,000 | $169,783 | $6,634 | 3.28% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 16 | $3,900,000 | $243,750 | $9,552 | 3.12% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 20 | $3,860,000 | $193,000 | $3,740 | 3.24% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 15 | $3,815,000 | $254,333 | $5,857 | 2.98% |
| Atmore, AL (FHA|USDA|VA) | 23 | $3,655,000 | $158,913 | $4,680 | 3.18% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 12 | $3,620,000 | $301,667 | $8,919 | 3.46% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 25 | $3,475,000 | $139,000 | $5,551 | 3.42% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 21 | $3,395,000 | $161,667 | $6,434 | 3.76% |
| Jackson, OH (FHA|USDA|VA) | 24 | $3,270,000 | $136,250 | $6,579 | 3.76% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 19 | $3,265,000 | $171,842 | $5,506 | 3.24% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 20 | $3,260,000 | $163,000 | $5,434 | 3.07% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 21 | $3,195,000 | $152,143 | $5,728 | 3.45% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 7 | $3,195,000 | $456,429 | $5,726 | 3.16% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 16 | $3,160,000 | $197,500 | $4,799 | 3.27% |
| Oak Harbor, WA (FHA|USDA|VA) | 11 | $3,095,000 | $281,364 | $5,142 | 2.87% |
| GADSDEN, AL (FHA|USDA|VA) | 18 | $3,020,000 | $167,778 | $5,820 | 3.06% |
| Bozeman, MT (FHA|USDA|VA) | 8 | $3,020,000 | $377,500 | $3,309 | 2.70% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 11 | $3,015,000 | $274,091 | $5,262 | 2.85% |
| Portsmouth, OH (FHA|USDA|VA) | 19 | $2,895,000 | $152,368 | $7,038 | 3.76% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 15 | $2,885,000 | $192,333 | $6,278 | 3.23% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 9 | $2,855,000 | $317,222 | $5,023 | 2.99% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 20 | $2,830,000 | $141,500 | $6,143 | 3.41% |
| MONTGOMERY, AL (FHA|USDA|VA) | 15 | $2,755,000 | $183,667 | $6,754 | 3.25% |
| Scottsboro, AL (FHA|USDA|VA) | 18 | $2,720,000 | $151,111 | $6,564 | 3.30% |
| Fernley, NV (FHA|USDA|VA) | 9 | $2,655,000 | $295,000 | $6,869 | 3.11% |
| LANCASTER, PA (FHA|USDA|VA) | 13 | $2,595,000 | $199,615 | $8,006 | 3.31% |
| Mount Sterling, KY (FHA|USDA|VA) | 16 | $2,580,000 | $161,250 | $5,257 | 3.32% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $2,510,000 | $418,333 | $6,418 | 3.15% |
| PITTSBURGH, PA (FHA|USDA|VA) | 13 | $2,345,000 | $180,385 | $6,383 | 3.21% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 11 | $2,335,000 | $212,273 | $4,876 | 3.03% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 11 | $2,315,000 | $210,455 | $5,266 | 3.41% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 14 | $2,310,000 | $165,000 | $5,256 | 3.29% |
| Cedar City, UT (FHA|USDA|VA) | 9 | $2,255,000 | $250,556 | $6,998 | 3.37% |
| Newport, OR (FHA|USDA|VA) | 7 | $2,195,000 | $313,571 | $6,442 | 2.98% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 12 | $2,150,000 | $179,167 | $4,994 | 3.21% |
| BELLINGHAM, WA (FHA|USDA|VA) | 7 | $2,135,000 | $305,000 | $5,447 | 3.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 11 | $2,115,000 | $192,273 | $7,812 | 3.57% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $8,288 | 3.53% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 12 | $2,060,000 | $171,667 | $4,780 | 3.54% |
| Sevierville, TN (FHA|USDA|VA) | 11 | $1,985,000 | $180,455 | $5,143 | 3.34% |
| LAREDO, TX (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $8,218 | 3.16% |
| BOULDER, CO (FHA|USDA|VA) | 5 | $1,965,000 | $393,000 | $5,207 | 2.83% |
| Kinston, NC (FHA|USDA|VA) | 15 | $1,955,000 | $130,333 | $4,874 | 3.56% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $7,487 | 3.29% |
| Branson, MO (FHA|USDA|VA) | 11 | $1,935,000 | $175,909 | $3,909 | 2.94% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $6,327 | 2.91% |
| MONROE, MI (FHA|USDA|VA) | 12 | $1,800,000 | $150,000 | $7,201 | 3.48% |
| Eufaula, AL-GA (FHA|USDA|VA) | 11 | $1,785,000 | $162,273 | $5,079 | 3.30% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 10 | $1,770,000 | $177,000 | $5,423 | 3.19% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $6,805 | 3.17% |
| MORRISTOWN, TN (FHA|USDA|VA) | 11 | $1,685,000 | $153,182 | $6,422 | 3.51% |
| Ellensburg, WA (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $8,213 | 3.30% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $6,468 | 3.02% |
| Centralia, WA (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $6,618 | 2.81% |
| Cookeville, TN (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $4,718 | 3.04% |
| LAFAYETTE, LA (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $6,515 | 3.96% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $6,450 | 2.98% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $7,352 | 2.81% |
| Danville, KY (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $4,396 | 3.42% |
| Astoria, OR (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $8,077 | 3.29% |
| Coshocton, OH (FHA|USDA|VA) | 13 | $1,535,000 | $118,077 | $5,596 | 3.35% |
| READING, PA (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $6,666 | 3.11% |
| Alexander City, AL (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $7,486 | 3.24% |
| Washington Court House, OH (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $7,336 | 3.50% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $5,599 | 3.34% |
| CHARLESTON, WV (FHA|USDA|VA) | 12 | $1,490,000 | $124,167 | $4,731 | 3.31% |
| Mount Vernon, OH (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $5,979 | 3.52% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $5,182 | 2.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $6,867 | 3.13% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $6,379 | 3.21% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $5,077 | 2.84% |
| Shelton, WA (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $5,592 | 3.50% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $4,540 | 2.71% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 8 | $1,370,000 | $171,250 | $5,248 | 3.27% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $7,682 | 3.00% |
| Aberdeen, WA (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $5,825 | 3.07% |
| Port Angeles, WA (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $6,254 | 2.81% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $5,711 | 3.14% |
| GREENVILLE, NC (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $5,560 | 4.13% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $4,603 | 3.16% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $5,097 | 3.48% |
| VISALIA, CA (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $4,240 | 3.04% |
| Cambridge, OH (FHA|USDA|VA) | 9 | $1,215,000 | $135,000 | $5,819 | 3.60% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $8,624 | 3.38% |
| Seneca, SC (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $4,955 | 3.15% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $7,097 | 3.30% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $3,962 | 2.90% |
| Norwalk, OH (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $4,327 | 2.85% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $7,501 | 2.93% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $4,050 | 2.92% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $13,602 | 3.21% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $8,750 | 3.69% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 9 | $1,005,000 | $111,667 | $4,990 | 3.47% |
| Logansport, IN (FHA|USDA|VA) | 10 | $1,000,000 | $100,000 | $4,043 | 3.50% |
| AKRON, OH (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,107 | 3.16% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $3,450 | 3.33% |
| Bardstown, KY (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $5,043 | 3.19% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $9,171 | 3.15% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $4,715 | 3.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $5,703 | 3.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $8,246 | 3.45% |
| Peru, IN (FHA|USDA|VA) | 9 | $905,000 | $100,556 | $3,813 | 3.86% |
| Sanford, NC (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $6,290 | 3.06% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $5,993 | 4.38% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $7,908 | 2.93% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $6,515 | 3.06% |
| Rockport, TX (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $4,556 | 2.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $7,088 | 3.56% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $5,574 | 3.25% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $5,135 | 3.37% |
| Edwards, CO (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $10,485 | 3.06% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $6,092 | 3.43% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $8,670 | 3.41% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,140 | 3.13% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $6,951 | 3.84% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $13,292 | 3.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $6,152 | 3.60% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,590 | 2.83% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $3,980 | 3.31% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $4,319 | 2.94% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,139 | 3.21% |
| JACKSON, TN (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $6,999 | 3.78% |
| WHEELING, WV-OH (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $7,270 | 3.35% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $9,991 | 2.56% |
| BEND, OR (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,690 | 2.88% |
| Raymondville, TX (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $8,164 | 3.42% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,117 | 3.13% |
| FLINT, MI (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $6,532 | 3.44% |
| Lawrenceburg, TN (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $7,078 | 3.60% |
| London, KY (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $5,004 | 3.34% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $6,181 | 4.38% |
| CLEVELAND, TN (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $5,544 | 3.22% |
| Fort Payne, AL (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $7,238 | 3.73% |
| JACKSON, MI (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $7,559 | 3.47% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $5,312 | 3.09% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,957 | 3.18% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,684 | 3.09% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $11,639 | 3.06% |
| Athens, OH (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,837 | 3.71% |
| NILES, MI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,689 | 3.19% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $3,826 | 3.02% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $12,750 | 3.13% |
| MADISON, WI (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,010 | 3.08% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,767 | 2.96% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,624 | 3.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,557 | 3.33% |
| Forest City, NC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,914 | 4.66% |
| OWENSBORO, KY (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $3,501 | 3.22% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,419 | 3.31% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,478 | 3.08% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $10,543 | 3.50% |
| Adrian, MI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,563 | 3.17% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,680 | 3.38% |
| ROCKFORD, IL (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $6,680 | 3.66% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $9,655 | 3.83% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,626 | 3.25% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,427 | 3.75% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,264 | 3.38% |
| Washington, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,362 | 3.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,315 | 3.42% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,535 | 3.96% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,766 | 3.56% |
| Lake City, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,476 | 2.94% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,208 | 3.13% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,624 | 2.83% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,553 | 3.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,176 | 3.50% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,592 | 4.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,742 | 2.94% |
| TYLER, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,995 | 3.38% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,933 | 3.13% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,876 | 3.29% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,299 | 3.63% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,716 | 4.17% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,905 | 3.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,407 | 2.79% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,660 | 2.81% |
| Troy, AL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $6,002 | 3.58% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $6,401 | 3.38% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,224 | 3.56% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,785 | 3.63% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,453 | 3.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,520 | 3.13% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,434 | 2.94% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,949 | 3.46% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,307 | 2.69% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,974 | 2.94% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,872 | 3.04% |
| Marion, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,647 | 3.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,962 | 3.81% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,915 | 3.06% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,601 | 3.00% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,569 | 3.63% |
| TULSA, OK (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,181 | 2.88% |
| New Castle, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,521 | 2.75% |
| Somerset, KY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,984 | 3.75% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,483 | 3.25% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,788 | 3.13% |
| Findlay, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,701 | 3.44% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,570 | 2.88% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,492 | 2.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $4,723 | 3.67% |
| Crossville, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,426 | 2.94% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,451 | 3.00% |
| McComb, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,242 | 2.75% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,060 | 2.75% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,124 | 3.19% |
| Athens, TN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,835 | 2.88% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,165 | 3.00% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,539 | 2.81% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,492 | 3.50% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,155 | 3.38% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,265 | 3.44% |
| Fallon, NV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,691 | 3.00% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,186 | 4.38% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,259 | 3.50% |
| MERCED, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,697 | 3.25% |
| Holland, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,715 | 3.38% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,505 | 3.63% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,762 | 2.88% |
| RACINE, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,262 | 2.88% |
| Maysville, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,741 | 3.25% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,312 | 4.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,476 | 3.88% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,400 | 3.38% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,192 | 3.19% |
| Union City, TN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,716 | 3.31% |
| Dayton, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,536 | 2.75% |
| Wabash, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,030 | 4.38% |
| SALEM, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,381 | 2.75% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,749 | 2.88% |
| DOVER, DE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,042 | 2.88% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,142 | 3.75% |
| Marietta, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,989 | 3.00% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,433 | 3.00% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,805 | 2.75% |
| Oxford, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,013 | 3.88% |
| Selma, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,196 | 3.25% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,946 | 2.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,925 | 2.88% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,966 | 2.63% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,921 | 3.31% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,705 | 3.13% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,902 | 3.25% |
| Newport, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,825 | 4.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,308 | 2.75% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,225 | 3.13% |
| Starkville, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,841 | 7.75% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,894 | 2.75% |
| Murray, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,740 | 3.25% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,472 | 2.88% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,414 | 3.88% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,870 | 4.50% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,815 | 3.25% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,572 | 3.50% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,675 | 3.25% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,791 | 4.25% |
| Sayre, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,304 | 3.13% |
| Wilson, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,937 | 4.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,389 | 2.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,387 | 3.50% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,895 | 2.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,610 | 2.75% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $86 | 2.75% |
| Russellville, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,550 | 2.88% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,251 | 2.50% |
| Beeville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,193 | 3.00% |
| MONROE, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,824 | 3.13% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,378 | 2.75% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,696 | 2.75% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,073 | 2.88% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,138 | 2.63% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,714 | 3.25% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,356 | 4.50% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,124 | 4.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,460 | 2.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,224 | 2.88% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,126 | 2.75% |
| Gillette, WY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,765 | 2.38% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,698 | 3.00% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,865 | 2.38% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,277 | 2.88% |
| Urbana, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,593 | 3.50% |
| ERIE, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,549 | 4.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,231 | 2.88% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,534 | 2.50% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,446 | 3.00% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,373 | 3.25% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,927 | 2.88% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,732 | 2.75% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,003 | 3.25% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,559 | 3.50% |
| Heber, UT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,484 | 3.00% |
| Bedford, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,497 | 2.75% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,723 | 3.63% |
| Paris, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,673 | 4.25% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,356 | 2.50% |
| Celina, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,799 | 3.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,718 | 3.63% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,988 | 4.49% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,729 | 2.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,975 | 3.50% |
| Columbus, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,434 | 2.38% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,151 | 2.50% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $675 | 4.25% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,664 | 3.63% |
| Meridian, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,504 | 4.75% |
| Fremont, NE (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,251 | 4.13% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,726 | 3.63% |
| Bonham, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,495 | 2.63% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,342 | 2.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,139 | 3.50% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,038 | 2.85% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,593 | 2.88% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,694 | 2.75% |
| Martin, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,921 | 4.00% |
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Product Mix
For 2020, Hometown Lenders's most frequently originated type of loan was Conventional, with 9,245 originations. Their 2nd most popular type was FHA, with 3,514 originations.
Loan Reason
For 2020, Hometown Lenders's most frequently cited loan purpose was Home Purchase, with 7,661 originations. The 2nd most popular reason was Refi, with 4,345 originations.
Loan Duration/Length
For 2020, Hometown Lenders's most frequently cited loan duration was 30 Year, with 12,317 originations. The 2nd most popular length was 15 Year, with 1,099 originations.
Origination Fees/Closing Costs
Hometown Lenders's average total fees were $5,887, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 6,631 originations.
Interest Rates
During 2020, Hometown Lenders's average interest rate for loans was 3.25%, while their most frequently originated rate bucket for loans was 3-4%, with 6,642 originations.
Loan Sizing
2020 saw Hometown Lenders place emphasis on $200k-400k loans with 6,304 originations, totaling $1,736,740,000 in origination value.
Applicant Income
Hometown Lenders lent most frequently to those with incomes in the $50k-75k range, with 3,794 originations. The second most popular income band? $50k or less, with 2,945 originations.
Applicant Debt to Income Ratio
Hometown Lenders lent most frequently to those with DTI ratios of 20-30%, with 3,051 originations. The next most common DTI ratio? 30-36%, with 2,479 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.57%
Hometown Lenders has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination67.35%
Hometown Lenders has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 14,173 | $3,244,205,000 | $228,900 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 411 | $59,075,000 | $143,735 |
| Single Family (1-4 Units):Site-Built | 13,762 | $3,185,130,000 | $231,444 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| HomeTown Lenders, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| HomeTown Lenders, LLC | Other type of mortgage | Closing on a mortgage | 1 | 50.0% |