Hometown Lenders Mortgage Rates, Fees & Info
HUNTSVILLE, ALLEI: 549300UFNWYY11NLMW19
Tax ID: 63-1246790
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Mortgage Data
Review & Overview
Hometown Lenders is a mid-sized mortgage company specializing in Home Purchase loans. Hometown Lenders has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Chicago, Huntsville, Portland, Seattle, and Oklahoma City among others. We have data for 467 markets. (Some data included below & more in-depth data is available with an active subscription.)Hometown Lenders has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Hometown Lenders is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 11/22/24 |
| 30 Year Conventional Purchase | 6.76% | 11/22/24 |
| 30 Year Conventional Refi | 6.67% | 11/22/24 |
| 30 Year Cash-out Refi | 6.90% | 11/22/24 |
| 30 Year FHA Purchase | 7.75% | 11/22/24 |
| 30 Year FHA Refi | 7.63% | 11/22/24 |
| 30 Year VA Purchase | 6.57% | 11/22/24 |
| 30 Year VA Refi | 6.40% | 11/22/24 |
| 30 Year USDA Purchase | 6.99% | 11/22/24 |
| 30 Year USDA Refi | 7.32% | 11/22/24 |
| 15 Year Conventional Purchase | 6.17% | 11/22/24 |
| 15 Year Conventional Refi | 6.31% | 11/22/24 |
| 15 Year Cash-out Refi | 6.31% | 11/22/24 |
| 15 Year FHA Purchase | 5.68% | 11/22/24 |
| 15 Year FHA Refi | 8.01% | 11/22/24 |
| 15 Year VA Purchase | 6.74% | 11/22/24 |
| 15 Year VA Refi | 5.68% | 11/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Hometown Lenders Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Hometown Lenders. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
11,783Origination Dollar Volume (All Markets)
$3,256,425,000Awards
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Hometown Lenders - 2022
Hometown Lenders is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 811 | $190,065,000 | $234,359 | $8,581 | 5.35% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 606 | $159,420,000 | $263,069 | $7,122 | 4.73% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 384 | $155,140,000 | $404,010 | $9,150 | 5.08% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 327 | $154,015,000 | $470,994 | $10,152 | 4.84% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 478 | $119,050,000 | $249,059 | $8,104 | 5.15% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 350 | $107,160,000 | $306,171 | $8,013 | 5.08% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 257 | $106,845,000 | $415,739 | $8,698 | 4.65% |
| Outside of Metro Areas | 469 | $100,565,000 | $214,424 | $7,374 | 5.17% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 191 | $90,535,000 | $474,005 | $9,905 | 4.72% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 200 | $83,000,000 | $415,000 | $12,427 | 4.83% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 298 | $78,970,000 | $265,000 | $5,807 | 5.18% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 405 | $78,415,000 | $193,617 | $7,765 | 5.27% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 207 | $67,835,000 | $327,705 | $12,421 | 5.11% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 190 | $63,880,000 | $336,211 | $7,369 | 4.84% |
| YUBA CITY, CA (FHA|USDA|VA) | 213 | $62,815,000 | $294,906 | $8,283 | 4.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 203 | $50,605,000 | $249,286 | $8,354 | 4.90% |
| COLUMBUS, OH (FHA|USDA|VA) | 194 | $49,710,000 | $256,237 | $8,747 | 5.32% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 266 | $48,620,000 | $182,782 | $6,713 | 5.03% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 198 | $46,210,000 | $233,384 | $9,209 | 4.20% |
| ANCHORAGE, AK (FHA|USDA|VA) | 134 | $45,190,000 | $337,239 | $9,179 | 5.73% |
| SAN ANGELO, TX (FHA|USDA|VA) | 177 | $42,485,000 | $240,028 | $8,461 | 5.09% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 107 | $42,125,000 | $393,692 | $10,743 | 4.20% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 126 | $40,320,000 | $320,000 | $7,688 | 4.44% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 161 | $40,255,000 | $250,031 | $5,708 | 5.05% |
| RENO, NV (FHA|USDA|VA) | 93 | $39,445,000 | $424,140 | $7,871 | 4.49% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 100 | $37,830,000 | $378,300 | $9,959 | 5.44% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 101 | $35,925,000 | $355,693 | $9,679 | 4.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 133 | $35,765,000 | $268,910 | $13,359 | 4.82% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 95 | $30,555,000 | $321,632 | $9,586 | 4.95% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 77 | $27,145,000 | $352,532 | $8,566 | 4.81% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 114 | $26,720,000 | $234,386 | $5,779 | 5.70% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 83 | $25,355,000 | $305,482 | $8,032 | 4.84% |
| KANKAKEE, IL (FHA|USDA|VA) | 122 | $23,980,000 | $196,557 | $7,360 | 5.47% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 102 | $23,150,000 | $226,961 | $7,467 | 4.28% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 76 | $20,100,000 | $264,474 | $9,042 | 5.36% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 53 | $20,085,000 | $378,962 | $9,065 | 4.90% |
| DOTHAN, AL (FHA|USDA|VA) | 105 | $18,875,000 | $179,762 | $7,437 | 4.89% |
| Bozeman, MT (FHA|USDA|VA) | 36 | $18,180,000 | $505,000 | $9,520 | 5.16% |
| Cullman, AL (FHA|USDA|VA) | 90 | $16,950,000 | $188,333 | $6,192 | 4.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 69 | $16,155,000 | $234,130 | $9,034 | 4.88% |
| Chillicothe, OH (FHA|USDA|VA) | 87 | $16,135,000 | $185,460 | $7,445 | 5.49% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 26 | $15,840,000 | $609,231 | $11,218 | 4.26% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 66 | $15,600,000 | $236,364 | $8,338 | 4.23% |
| MOBILE, AL (FHA|USDA|VA) | 83 | $15,505,000 | $186,807 | $6,895 | 5.24% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 42 | $15,440,000 | $367,619 | $8,092 | 4.42% |
| DECATUR, AL (FHA|USDA|VA) | 80 | $15,220,000 | $190,250 | $6,173 | 5.08% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 55 | $14,935,000 | $271,545 | $8,136 | 5.11% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 46 | $14,430,000 | $313,696 | $9,294 | 5.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 35 | $14,405,000 | $411,571 | $11,929 | 4.73% |
| LOUISVILLE, KY (FHA|USDA|VA) | 56 | $13,360,000 | $238,571 | $4,957 | 5.10% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 84 | $12,870,000 | $153,214 | $6,784 | 5.09% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 38 | $12,230,000 | $321,842 | $8,860 | 5.65% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 54 | $11,800,000 | $218,519 | $10,051 | 5.21% |
| KNOXVILLE, TN (FHA|USDA|VA) | 60 | $10,830,000 | $180,500 | $8,052 | 4.83% |
| CHICO, CA (FHA|USDA|VA) | 36 | $10,700,000 | $297,222 | $8,287 | 4.49% |
| GREENVILLE, NC (FHA|USDA|VA) | 54 | $10,530,000 | $195,000 | $8,675 | 5.96% |
| LONGVIEW, WA (FHA|USDA|VA) | 29 | $9,935,000 | $342,586 | $11,039 | 5.23% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 23 | $8,145,000 | $354,130 | $10,553 | 4.53% |
| Albertville, AL (FHA|USDA|VA) | 42 | $7,970,000 | $189,762 | $6,459 | 5.30% |
| CARSON CITY, NV (FHA|USDA|VA) | 20 | $7,920,000 | $396,000 | $6,898 | 4.62% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 27 | $7,815,000 | $289,444 | $8,327 | 5.21% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 28 | $7,640,000 | $272,857 | $10,946 | 5.38% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 22 | $7,440,000 | $338,182 | $9,998 | 5.69% |
| TYLER, TX (FHA|USDA|VA) | 35 | $7,315,000 | $209,000 | $5,534 | 4.49% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 11 | $6,985,000 | $635,000 | $9,050 | 4.78% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 33 | $6,975,000 | $211,364 | $8,636 | 4.32% |
| Richmond-Berea, KY (FHA|USDA|VA) | 28 | $6,880,000 | $245,714 | $6,943 | 4.81% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 26 | $6,720,000 | $258,462 | $8,389 | 4.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 26 | $6,470,000 | $248,846 | $8,509 | 4.43% |
| SALEM, OR (FHA|USDA|VA) | 19 | $6,175,000 | $325,000 | $8,586 | 4.93% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 20 | $6,110,000 | $305,500 | $8,295 | 5.02% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 28 | $5,790,000 | $206,786 | $8,055 | 5.24% |
| TOLEDO, OH (FHA|USDA|VA) | 44 | $5,720,000 | $130,000 | $6,748 | 5.70% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 18 | $5,710,000 | $317,222 | $7,876 | 4.49% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 25 | $5,675,000 | $227,000 | $9,051 | 4.68% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 22 | $5,580,000 | $253,636 | $9,966 | 5.02% |
| STOCKTON, CA (FHA|USDA|VA) | 13 | $5,555,000 | $427,308 | $12,762 | 4.76% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 19 | $5,225,000 | $275,000 | $8,275 | 5.14% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 31 | $5,145,000 | $165,968 | $6,774 | 5.84% |
| Ozark, AL (FHA|USDA|VA) | 37 | $5,105,000 | $137,973 | $6,448 | 4.65% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 28 | $5,090,000 | $181,786 | $6,316 | 5.23% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 17 | $5,065,000 | $297,941 | $5,867 | 4.50% |
| Show Low, AZ (FHA|USDA|VA) | 30 | $5,010,000 | $167,000 | $7,044 | 4.44% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 24 | $4,990,000 | $207,917 | $8,787 | 4.93% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 15 | $4,905,000 | $327,000 | $7,843 | 4.68% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 22 | $4,870,000 | $221,364 | $8,514 | 4.84% |
| BEND, OR (FHA|USDA|VA) | 11 | $4,765,000 | $433,182 | $8,110 | 4.86% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $4,740,000 | $790,000 | $11,569 | 5.21% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 6 | $4,720,000 | $786,667 | $10,042 | 5.90% |
| VICTORIA, TX (FHA|USDA|VA) | 18 | $4,650,000 | $258,333 | $8,703 | 6.53% |
| RICHMOND, VA (FHA|USDA|VA) | 13 | $4,625,000 | $355,769 | $9,447 | 4.77% |
| COLUMBIA, SC (FHA|USDA|VA) | 22 | $4,600,000 | $209,091 | $10,391 | 5.44% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 15 | $4,545,000 | $303,000 | $9,821 | 6.04% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 21 | $4,545,000 | $216,429 | $8,574 | 3.64% |
| OCALA, FL (FHA|USDA|VA) | 19 | $4,355,000 | $229,211 | $11,043 | 5.06% |
| JACKSON, MS (FHA|USDA|VA) | 21 | $4,335,000 | $206,429 | $11,125 | 5.51% |
| The Dalles, OR (FHA|USDA|VA) | 14 | $4,280,000 | $305,714 | $9,640 | 5.85% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 23 | $4,265,000 | $185,435 | $9,758 | 4.77% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 19 | $4,265,000 | $224,474 | $5,090 | 5.35% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 22 | $4,210,000 | $191,364 | $8,225 | 4.85% |
| NILES, MI (FHA|USDA|VA) | 12 | $4,170,000 | $347,500 | $7,200 | 4.50% |
| VALLEJO, CA (FHA|USDA|VA) | 8 | $4,020,000 | $502,500 | $8,423 | 4.08% |
| Jasper, AL (FHA|USDA|VA) | 29 | $3,925,000 | $135,345 | $7,111 | 5.14% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 16 | $3,570,000 | $223,125 | $7,345 | 4.76% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 16 | $3,570,000 | $223,125 | $7,689 | 5.16% |
| BILLINGS, MT (FHA|USDA|VA) | 11 | $3,555,000 | $323,182 | $9,368 | 6.37% |
| LONGVIEW, TX (FHA|USDA|VA) | 13 | $3,545,000 | $272,692 | $6,396 | 5.11% |
| Jackson, OH (FHA|USDA|VA) | 20 | $3,500,000 | $175,000 | $9,213 | 5.64% |
| Atmore, AL (FHA|USDA|VA) | 20 | $3,380,000 | $169,000 | $5,158 | 4.68% |
| Portsmouth, OH (FHA|USDA|VA) | 24 | $3,270,000 | $136,250 | $6,453 | 5.87% |
| Shelton, WA (FHA|USDA|VA) | 12 | $3,250,000 | $270,833 | $8,912 | 5.51% |
| Shawnee, OK (FHA|USDA|VA) | 17 | $3,225,000 | $189,706 | $6,739 | 5.20% |
| Frankfort, KY (FHA|USDA|VA) | 14 | $3,220,000 | $230,000 | $6,574 | 5.17% |
| Fernley, NV (FHA|USDA|VA) | 12 | $3,200,000 | $266,667 | $7,082 | 4.79% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 16 | $3,160,000 | $197,500 | $8,143 | 4.94% |
| Enterprise, AL (FHA|USDA|VA) | 17 | $3,095,000 | $182,059 | $8,516 | 5.06% |
| MUSKEGON, MI (FHA|USDA|VA) | 19 | $3,085,000 | $162,368 | $5,221 | 5.22% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 11 | $2,925,000 | $265,909 | $6,933 | 5.28% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $2,885,000 | $961,667 | $8,899 | 5.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 8 | $2,880,000 | $360,000 | $9,961 | 5.69% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 8 | $2,830,000 | $353,750 | $4,850 | 4.66% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 10 | $2,820,000 | $282,000 | $7,510 | 4.87% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 7 | $2,815,000 | $402,143 | $7,530 | 4.37% |
| VISALIA, CA (FHA|USDA|VA) | 9 | $2,795,000 | $310,556 | $8,302 | 4.60% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 14 | $2,780,000 | $198,571 | $6,106 | 5.17% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 16 | $2,730,000 | $170,625 | $5,294 | 5.51% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 15 | $2,725,000 | $181,667 | $8,830 | 4.67% |
| Holland, MI (FHA|USDA|VA) | 13 | $2,725,000 | $209,615 | $6,054 | 6.77% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 19 | $2,715,000 | $142,895 | $6,484 | 5.51% |
| MODESTO, CA (FHA|USDA|VA) | 7 | $2,715,000 | $387,857 | $9,436 | 3.86% |
| WALLA WALLA, WA (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $7,228 | 5.32% |
| MONTGOMERY, AL (FHA|USDA|VA) | 16 | $2,620,000 | $163,750 | $9,819 | 5.45% |
| Logansport, IN (FHA|USDA|VA) | 22 | $2,590,000 | $117,727 | $4,812 | 5.38% |
| Kinston, NC (FHA|USDA|VA) | 15 | $2,555,000 | $170,333 | $8,077 | 4.92% |
| CHARLESTON, WV (FHA|USDA|VA) | 13 | $2,525,000 | $194,231 | $7,259 | 5.91% |
| Athens, TX (FHA|USDA|VA) | 13 | $2,475,000 | $190,385 | $4,940 | 4.61% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $2,475,000 | $495,000 | $10,025 | 5.80% |
| Outside of Metro Areas | 3 | $2,465,000 | $821,667 | $7,365 | 3.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 13 | $2,445,000 | $188,077 | $7,744 | 4.44% |
| Port Angeles, WA (FHA|USDA|VA) | 7 | $2,425,000 | $346,429 | $8,922 | 4.98% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $2,350,000 | $391,667 | $4,974 | 3.96% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $6,601 | 4.37% |
| Scottsboro, AL (FHA|USDA|VA) | 12 | $2,320,000 | $193,333 | $6,231 | 4.46% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $2,280,000 | $380,000 | $8,891 | 4.21% |
| CORVALLIS, OR (FHA|USDA|VA) | 7 | $2,205,000 | $315,000 | $7,470 | 4.91% |
| ABILENE, TX (FHA|USDA|VA) | 6 | $2,180,000 | $363,333 | $11,550 | 5.31% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $9,656 | 4.25% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $2,110,000 | $351,667 | $15,249 | 4.88% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $10,199 | 5.06% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $2,055,000 | $411,000 | $6,872 | 5.18% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $2,045,000 | $409,000 | $12,422 | 4.40% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $7,999 | 4.46% |
| MEDFORD, OR (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $8,483 | 5.29% |
| HATTIESBURG, MS (FHA|USDA|VA) | 11 | $1,935,000 | $175,909 | $9,218 | 5.52% |
| Astoria, OR (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $10,005 | 5.97% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $1,895,000 | $631,667 | $12,971 | 5.58% |
| FLINT, MI (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $4,560 | 4.65% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $12,304 | 5.04% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $6,604 | 6.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $10,217 | 5.48% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $8,063 | 4.25% |
| Rockport, TX (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $9,826 | 5.83% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $12,257 | 4.17% |
| TULSA, OK (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $6,356 | 4.66% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 14 | $1,780,000 | $127,143 | $6,957 | 5.25% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $12,680 | 4.45% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $1,770,000 | $442,500 | $8,276 | 5.63% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $3,564 | 4.09% |
| Danville, KY (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $4,967 | 4.91% |
| WACO, TX (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $7,574 | 5.19% |
| Centralia, WA (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $8,542 | 5.30% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $8,188 | 6.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $5,145 | 3.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $9,382 | 4.47% |
| Helena, MT (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $11,242 | 4.25% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $9,935 | 4.47% |
| Aberdeen, WA (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $9,896 | 5.29% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $9,843 | 5.06% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $12,254 | 4.54% |
| REDDING, CA (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $4,631 | 4.57% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $7,312 | 5.25% |
| ST. GEORGE, UT (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $15,253 | 4.56% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 9 | $1,425,000 | $158,333 | $13,328 | 4.96% |
| Newport, OR (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $12,579 | 5.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $15,875 | 5.06% |
| Shelbyville, TN (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $8,234 | 4.20% |
| Dickinson, ND (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $9,343 | 4.56% |
| ST. CLOUD, MN (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $7,900 | 4.33% |
| Williston, ND (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $11,858 | 5.53% |
| EL PASO, TX (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $11,402 | 5.56% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $10,151 | 3.83% |
| ANN ARBOR, MI (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $6,475 | 4.60% |
| JACKSON, TN (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $6,343 | 5.37% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $12,250 | 5.97% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $1,290,000 | $645,000 | $10,633 | 4.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $10,848 | 5.53% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $13,635 | 4.13% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $13,278 | 5.50% |
| Red Wing, MN (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $8,012 | 4.77% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $9,466 | 4.97% |
| AMARILLO, TX (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $5,659 | 4.01% |
| Sevierville, TN (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $7,618 | 4.87% |
| Washington, NC (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $6,905 | 5.28% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $14,717 | 5.21% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $9,152 | 5.04% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $7,897 | 4.46% |
| Fort Payne, AL (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $7,018 | 5.31% |
| FLORENCE, SC (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $8,514 | 6.75% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $5,334 | 4.19% |
| Urbana, OH (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $8,986 | 6.00% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $9,669 | 5.46% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $7,731 | 4.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $8,602 | 6.06% |
| Mount Sterling, KY (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $5,252 | 4.36% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $9,621 | 5.00% |
| Bonham, TX (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $14,418 | 3.79% |
| ENID, OK (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $13,870 | 5.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $12,265 | 5.00% |
| Plymouth, IN (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $7,625 | 4.81% |
| Cookeville, TN (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $6,890 | 5.37% |
| READING, PA (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $8,708 | 4.91% |
| Roseburg, OR (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $10,226 | 5.97% |
| Wapakoneta, OH (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $4,025 | 5.37% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $10,692 | 4.80% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $9,212 | 5.52% |
| Lawrenceburg, TN (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $6,459 | 3.44% |
| JACKSON, MI (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $5,375 | 5.29% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $7,340 | 4.66% |
| Marietta, OH (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $6,267 | 5.18% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $5,992 | 6.69% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $9,832 | 3.50% |
| Peru, IN (FHA|USDA|VA) | 9 | $895,000 | $99,444 | $4,268 | 5.69% |
| Wilson, NC (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $5,957 | 4.90% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $6,050 | 3.62% |
| MONROE, MI (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $9,276 | 4.44% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $10,679 | 5.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $10,254 | 3.29% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $6,678 | 3.67% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $5,776 | 6.31% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,713 | 4.96% |
| McAlester, OK (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $14,266 | 5.13% |
| Willmar, MN (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $7,508 | 4.62% |
| Adrian, MI (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $10,865 | 5.04% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $8,340 | 5.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $8,766 | 4.84% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $4,489 | 6.13% |
| WHEELING, WV-OH (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $6,633 | 6.21% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,419 | 4.34% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $7,849 | 6.43% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $14,245 | 5.50% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,450 | 4.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $9,638 | 4.62% |
| Shelby, NC (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $9,724 | 6.28% |
| Owatonna, MN (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $8,193 | 4.83% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,343 | 6.84% |
| MADISON, WI (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $6,012 | 3.44% |
| Troy, AL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $11,423 | 5.92% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $6,791 | 5.15% |
| Marion, OH (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $4,231 | 6.30% |
| Prineville, OR (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $7,347 | 3.25% |
| Selma, AL (FHA|USDA|VA) | 7 | $675,000 | $96,429 | $6,960 | 5.45% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $10,656 | 5.38% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $6,994 | 3.81% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,687 | 6.31% |
| London, KY (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,824 | 6.19% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,621 | 3.44% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $5,532 | 4.85% |
| Eufaula, AL-GA (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $7,068 | 5.68% |
| LaGrange, GA-AL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $7,692 | 5.44% |
| NAPA, CA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $6,113 | 5.50% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $9,050 | 5.34% |
| Moscow, ID (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $7,020 | 4.88% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,678 | 5.25% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,573 | 5.25% |
| NEW BERN, NC (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $6,102 | 4.87% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $7,907 | 5.63% |
| Washington Court House, OH (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $6,734 | 5.31% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,399 | 4.87% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,977 | 5.63% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $13,701 | 5.75% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,654 | 5.08% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $10,933 | 4.21% |
| AKRON, OH (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,071 | 5.33% |
| Durant, OK (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $4,410 | 3.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $10,041 | 5.19% |
| MORRISTOWN, TN (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $5,778 | 4.82% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $4,897 | 6.35% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $7,480 | 4.42% |
| MUNCIE, IN (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,041 | 4.78% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,957 | 4.79% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $8,799 | 5.38% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $12,593 | 3.56% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,236 | 5.25% |
| Pontiac, IL (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $6,230 | 5.50% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $6,877 | 5.17% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $14,780 | 3.25% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $22,047 | 6.00% |
| Raymondville, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,447 | 3.62% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,530 | 7.00% |
| Henderson, NC (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $10,227 | 5.19% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,790 | 5.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,386 | 5.12% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $6,034 | 5.65% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,010 | 5.21% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,033 | 3.43% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,011 | 4.63% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,300 | 3.31% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,036 | 4.69% |
| KOKOMO, IN (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $4,356 | 4.72% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,880 | 3.94% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $9,987 | 2.99% |
| Newberry, SC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $8,235 | 5.87% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $8,240 | 5.29% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,946 | 4.75% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,606 | 5.63% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $21,236 | 7.75% |
| Fallon, NV (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $11,379 | 5.94% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $21,074 | 5.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,609 | 5.38% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $12,661 | 4.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,389 | 4.56% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,616 | 5.62% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $20,182 | 2.88% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $8,562 | 4.81% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $16,019 | 5.63% |
| MONROE, LA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,485 | 3.88% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $19,199 | 4.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,422 | 4.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,762 | 5.06% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $12,412 | 4.25% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,226 | 5.75% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,996 | 4.56% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $14,792 | 5.63% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,808 | 5.13% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,937 | 5.75% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,722 | 3.99% |
| Laurel, MS (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $8,211 | 3.83% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,743 | 3.63% |
| Alexandria, MN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,843 | 2.92% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,866 | 4.12% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,528 | 6.25% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 4.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,128 | 4.63% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $10,349 | 5.31% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,092 | 4.38% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,272 | 6.50% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,537 | 4.62% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,921 | 4.38% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,431 | 5.06% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,664 | 6.37% |
| Forest City, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,294 | 3.49% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $16,829 | 6.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,121 | 5.13% |
| Elkins, WV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,575 | 4.25% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,546 | 5.50% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,522 | 2.99% |
| Duncan, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,959 | 5.63% |
| LIMA, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,276 | 6.62% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,200 | 5.63% |
| Athens, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,667 | 3.75% |
| Findlay, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,595 | 4.19% |
| Durango, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,499 | 4.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,791 | 5.92% |
| Woodward, OK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,722 | 4.13% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,342 | 4.99% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,812 | 5.88% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,666 | 3.63% |
| Roswell, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $15,060 | 4.38% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,576 | 5.88% |
| Keene, NH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,291 | 6.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,480 | 5.62% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $11,665 | 2.38% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,156 | 4.31% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,110 | 3.88% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,701 | 4.25% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,319 | 5.50% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,348 | 4.38% |
| Alma, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,365 | 5.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 3.50% |
| Sidney, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,156 | 4.00% |
| Pullman, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,237 | 6.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,411 | 3.19% |
| Dumas, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,148 | 4.13% |
| Granbury, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,775 | 3.88% |
| La Grande, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,553 | 5.50% |
| Somerset, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,985 | 4.25% |
| DOVER, DE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $13,055 | 4.25% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,745 | 5.99% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,944 | 4.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,136 | 3.50% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,871 | 4.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,498 | 5.38% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,166 | 3.38% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,436 | 3.63% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,892 | 3.75% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,579 | 5.38% |
| McComb, MS (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $7,065 | 7.04% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,799 | 5.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,653 | 3.99% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,000 | 7.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,695 | 5.25% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,384 | 4.13% |
| Brookings, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,450 | 5.75% |
| Ada, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,837 | 4.25% |
| Safford, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,404 | 4.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,889 | 4.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,793 | 5.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,773 | 5.12% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,764 | 4.99% |
| Jasper, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,302 | 5.99% |
| Danville, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,113 | 5.25% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,638 | 6.38% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,329 | 5.75% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,370 | 5.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $6,508 | 3.25% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,501 | 6.25% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,510 | 5.13% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,437 | 5.25% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,486 | 6.50% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,271 | 8.13% |
| Picayune, MS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,498 | 4.94% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,819 | 4.88% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,725 | 7.50% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,350 | 6.00% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,253 | 6.13% |
| Dayton, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,684 | 5.25% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,260 | 4.00% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,206 | 5.50% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,397 | 5.63% |
| Minot, ND (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,976 | 3.88% |
| Newport, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,857 | 6.38% |
| Palestine, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,638 | 5.25% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,756 | 5.62% |
| Decatur, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,857 | 6.50% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,775 | 4.75% |
| Maysville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,981 | 3.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,905 | 5.49% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.25% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,925 | 3.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,509 | 4.75% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,691 | 5.63% |
| Wabash, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,402 | 3.87% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,077 | 3.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,052 | 5.62% |
| Union City, TN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,698 | 2.88% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,099 | 5.63% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,163 | 5.50% |
| RACINE, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,425 | 5.38% |
| Richmond, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,290 | 6.13% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,123 | 5.88% |
| Salem, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,871 | 4.25% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,925 | 5.25% |
| Mason City, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,464 | 4.99% |
| Austin, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,408 | 6.13% |
| Fremont, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,702 | 7.13% |
| Altus, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,639 | 5.63% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,660 | 3.88% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,723 | 3.63% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,073 | 4.13% |
| Borger, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,886 | 4.13% |
| Farmington, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,285 | 6.13% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,449 | 4.50% |
| Celina, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,291 | 6.00% |
| Ludington, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,215 | 5.37% |
| Indiana, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,027 | 3.25% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,132 | 5.62% |
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Product Mix
For 2022, Hometown Lenders's most frequently originated type of loan was Conventional, with 7,633 originations. Their 2nd most popular type was FHA, with 2,995 originations.
Loan Reason
For 2022, Hometown Lenders's most frequently cited loan purpose was Home Purchase, with 9,926 originations. The 2nd most popular reason was Cash Out Refi, with 1,399 originations.
Loan Duration/Length
For 2022, Hometown Lenders's most frequently cited loan duration was 30 Year, with 11,076 originations. The 2nd most popular length was 15 Year, with 347 originations.
Origination Fees/Closing Costs
Hometown Lenders's average total fees were $8,406, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,339 originations.
Interest Rates
During 2022, Hometown Lenders's average interest rate for loans was 5.03%, while their most frequently originated rate bucket for loans was 5-6%, with 3,896 originations.
Loan Sizing
2022 saw Hometown Lenders place emphasis on $200k-400k loans with 5,532 originations, totaling $1,584,970,000 in origination value.
Applicant Income
Hometown Lenders lent most frequently to those with incomes in the $50k-75k range, with 3,044 originations. The second most popular income band? $100k-150k, with 2,537 originations.
Applicant Debt to Income Ratio
Hometown Lenders lent most frequently to those with DTI ratios of 30-36%, with 1,903 originations. The next most common DTI ratio? 20-30%, with 1,686 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.80%
Hometown Lenders has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination61.45%
Hometown Lenders has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 3 | $125,000 | $41,667 |
| NA | 11,780 | $3,256,300,000 | $276,426 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 11,783 | $3,256,425,000 | $276,366 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| HUNTINGTON NATIONAL BANK, THE | Conventional home mortgage | Struggling to pay mortgage | 1 | 50.0% |
| HUNTINGTON NATIONAL BANK, THE | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |